Summer 2015 Augusta VAH - Augusta VAH Federal Credit Union

AugustaVAH
VAH
Augusta
Federal
CreditUnion
Union
Federal Credit
www.avahfcu.org
www.avahfcu.org
Account Access Available at CO-OP Shared Branches
Find a CO-OP Shared Branch Near You!
Visit www.Co-opSharedBranch.org
or 1-888-CU-SWIRL
Summer 2015
West Town Branch 706-855-2224 • Uptown Branch 706-731-7161 • Downtown Branch 706-823-3981 • Freedom Line 706-855-6200 • www.avahfcu.org
3830 Washington Road, Suite 34 Martinez, GA 30907
Get the Credit Card that Rewards You
Each Time You Shop!
®
Rates as low as 8.9% APR1
Credit Limits up to $17,000 available
No Cash Advance Fees
Apply for an AVAHFCU Visa Credit Card or for
a Credit Line Increase today: www.avahfcu.org
www.ScorecardRewards.com
ScoreCard Bonus Points earned with every transaction
No Overlimit Fees • No Foreign Transaction Fees
Annual Percentage Rate and credit limit based on qualified AVAHFCU members’ credit worthiness.
Terms and other restrictions apply. No Annual Fee. For additional information on Visa ® rates and terms,
visit www.avahfcu.org.
1
FEDERALLY INSURED BY THE NCUA
Visa Online Access: www.ezCardInfo.com
Apply For A Loan:
Anyplace, Anytime, On Any Device with
AskAuto® or with our Online Applications
Did you know that we offer a quick, convenient way to apply for
loans? As a member, you can apply for most any loan online or using
your smartphone or tablet, any time of day or night, from any place
you happen to be!
No need to call a loan officer or drive to the credit union, unless you
prefer one of those methods. You now have more options to apply
for loans to fit with your lifestyle!
For more information about the loan application process or any of
our loans, visit: www.avahfcu.org, email: loandept@avahfcu.org or
call the Loan Department at 706-855-2224.
Reverse Mortgage
Program
SECOND QUARTER 2015
SHARE and SHARE DRAFT ACCOUNTS
Share Account 1
Share Draft Account
Christmas Club Account
IRA Share Account
1
Rate:
0.10%
0.05%
0.05%
0.25%
APY*
0.10%
0.05%
0.05%
0.25%
Share Account minimum balance to earn stated dividend>$500.00
SHARE CERTIFICATES OF DEPOSIT
6 Month CD……………..…..$500.00 Minimum
12 Month CD………………….$500.00 Minimum
24 Month CD……..…………..$500.00 Minimum
Please call for current Share Certificate rates.
*APY is Annual Percentage Yield
LOANS
Call for current loan rates
Credit Union loans are available to qualified
members. Credit restrictions apply.
Income verification is required.
Rates listed above are subject to change.
Please call for additional rate and loan information.
We Do Business in Accordance with
the Federal Housing Law and the
Equal Opportunity Act.
Features:
-Submittable loan applications
-Quick Links to popular options
-Freedom Branch Online Banking
Home Page Login
®
-Member Showroom by TruCar : brings the car
buying experience to your fingertips with this
exclusive discount program for Credit Union
members.
Federally Insured by the NCUA
HOLIDAY CLOSING:
Labor Day…………………………………September 7
Access your account anytime through the
Freedom Branch: www.avahfcu.org
Freedom Line:
(706) 855-6200 • 1-800-809-9496
Credit Union Hours:
Uptown Branch • West Town Branch • Downtown Branch
Enjoy Life with Less Financial Worry
If you are 62 or older and have equity in your home, we can
help you find greater peace of mind by easing your financial
burden. Designed to meet your specific needs, our reverse
mortgage program converts the equity in your home into cash,
giving you safe and reliable access to additional income to
help you relax and live your life without financial worries.
This is not a second mortgage or equity line. Our reverse
mortgages actually “reverses” the mortgage payment stream,
so the mortgage payments that would otherwise go to the
lender, will now go to you. You continue to enjoy owning your
home and title while accessing the cash from the investment
you have made in your home through the years.
You May Be Ready

Are you 62 years of age or older?

Do you own your own home and have a low
mortgage balance?

Do your live in your home?
How You Can Benefit

Access more cash for vital expenses

Get relief from heavy financial burdens

Stay in your home without making mortgage
payments

Enjoy greater independence

Get practical guidance from a trusted mortgage
banker
New, unwrapped toys or monetary donations can be brought
to any of our offices during regular business hours.
Monday, Tuesday, Thursday:
8:00 a.m. - 4:00 p.m.
Wednesday:
8:00 a.m. - 12:00 p.m.
Friday:
8:00 a.m. - 6:00 p.m.
How You Can Get More Information
Contact our Mortgage Specialists: Dinah Guilfoyle or
Kim Slater at 706-855-2224, for more information today!
NMLS# 411550
Loans available to qualified applicants. New members welcome. Visit www.avahfcu.org for membership eligibility
guidelines. Annual Percentage Rate varies based on loan type and credit. Credit and other restrictions apply.
Proof of income required. Apply online today at www.avahfcu.org FEDERALLY INSURED BY THE NCUA.