January 2014 - PDF - Eastman Credit Union

ECU Introduces
Dealer Direct PRogram
Newsletter for Members • January 31, 2014
News Briefs
ECU Annual Meeting
The ECU Annual Meeting will be held on
Tuesday, March 18, 2014 at the Toy F. Reid
Eastman Employee Center in Kingsport, TN.
Registration and entertainment will begin at
5:00 p.m., followed by the meeting
at 6:00 p.m.
Record $6 Million
Extraordinary Dividend
ECU will pay a record breaking $6 million
Extraordinary Dividend to eligible members
in February. Deposit notices detailing payout
calculations were included in the January
monthly member statements, which were
received by members in early February.
Turbo Tax®
Turbo Tax is the
quickest way to file
your taxes and receive a fast, electronic
return – It’s tax-filing in an instant! ECU
members using Turbo Tax even get a
discount! Prepare your return for free, and
pay only when you print or e-file your tax
return. Simply login to ECU Online, click on
‘Additional Services’ and select ‘Turbo Tax’
to learn more and get started.
Eastman Credit Union knows that convenience is a top priority for our
members. We also know that a lot of time and research goes into finding
your perfect vehicle. That’s why you can now receive ECU financing on
your new car or truck without ever leaving the dealership! That’s right –
ECU’s new Dealer Direct program allows you to apply for your loan and
receive the same great rates and terms you’d receive at any ECU branch or
online at select dealerships! All you have to do is let the dealer know that
you would like to receive ECU financing and most loans can be finalized
on-site.
You can currently receive ECU financing
at these participating dealers:
Champion Chevrolet
Johnson City, TN
Toyota of Kingsport
Kingsport, TN
Kingsport Honda (Formerly Phil Bachman Honda)
Kingsport, TN
Fairway Ford
Kingsport, TN
Fairway Volkswagen
Kingsport, TN
We are working to add
additional dealers to this
program in the near
future. Be sure to visit
www.ecu.org to view
the most current list
of participating dealers.
Mortgage Statement Change
Effective February 2014, members who have a mortgage loan with
ECU will begin receiving a separate mortgage statement. The
new mortgage statement will contain more detailed information
and will be mailed separately from the regular monthly statement.
This change is being implemented as a result of the DoddFrank Act, and members will begin receiving the new mortgage
statement in early 2014.
To view a frequently asked question list, please
visit newmortgagestatement.ecu.org.
Card Service Tip: When using your ECU Visa
debit or credit card for internet purchases, be
certain it is a secure and reputable site before
providing your card information online.
ECU
Says
Beyond Free
ECU Is BEST for
Free Checking
Checking
Switch. Save. Smile!
If you have an ECU Beyond Free Checking account, you
know how great it is!
There’s no charge for
debit card or ATM usage,
no monthly service fee and
no minimum balance
requirement.
Now that’s a difference
to smile about!
Visit a branch,
call 423.229.8200
or 800.999.2328,
or click www.ecu.org
to switch today.
If you haven’t opened one yet, then maybe it’s time!
If you care about someone who doesn’t have an ECU
Beyond Free Checking, you should recommend they switch!
Why? Well, NerdWallet.com, a personal finance and
credit card comparison website, featured in The New
York Times, the Wall Street Journal and Reuters, says
that ECU has one of the best and most consumerfriendly checking accounts in the nation! How’s that
for a reason to switch?
New Year, New Car
In November 2013, NerdWallet recognized ECU as a “best
credit union” for Free Checking, High-Yield Savings and
ATM/Branch access. It was one of the select few credit
unions to receive full marks in the evaluation process.
At Eastman Credit Union, we go the extra mile to offer
auto loans with lower rates, smaller payments and
convenient features.
“ECU was a top performer in our evaluation, meeting
every one of our criteria,” said NerdWallet Brand
Manager, Nico Leyva.
Not only do we offer a great rate and the option to defer
your payment for up to 90 days, but you can also apply for
your auto loan 24 hours a day, 7 days a week via the Web
or phone. As an added bonus, our electronic signature
technology allows you to complete your loan documents
from anywhere at anytime using your smart mobile device.
NerdWallet’s Consumer Banking Index evaluates banks
and credit unions based on 5 criteria: Free Checking,
High-Yield Savings, Branch/ATM Access, Online/Mobile
Access and Security. These criteria were selected by a
survey of consumers as the top considerations when
choosing a financial institution. Fall 2013 marks the
inaugural release of this index and includes 50 of the
nation’s largest credit unions.
Federally insured by NCUA.
Be part of the extraordinary difference and finance your
auto with ECU today!
Important information:
Loan and payment deferral are subject to credit approval.
Receiving high marks for each criteria serves as an
indication of a credit union’s superior value to consumers.
For more details about ECU’s products and services,
visit www.ecu.org, or call 423.229.8200 or 800.999.2328.
The Eastman Credit Union logo, ECU Online, ECU, Equity Express, It’s Your Money and
Lifeline are registered service marks of Eastman Credit Union. Information in this newsletter
is accurate as of date of printing and is subject to change at any time without notice.