Winter 2015 - Elevated Retirement Group

ELEVATED CONNECTION
WINTER 2016
ELEVATED RETIREMENT GROUP’S QUARTERLY NEWSLET TER
A MESSAGE FROM SEAN P. LEE, MSFS
Hello from the cold, frozen tundra that is
Utah in January! For those of you wishing
for piles of snow last winter, you got your
wish. Though we are not skiers, we’ve heard
the resorts are at their best right now, which
is good news for Utah’s tourism industry.
Growing up in Wyoming prepared me for
winters like this and I’m normally not phased
by the cold and snow. But this year we
are keeping a watchful eye on the weather
forecast as we are in the finishing stages of
building our new home. This is a first-time
experience for my wife, Erika, and I and boy
has it been an eventful one! After getting
married, Erika and I bought our first home
in Draper, Utah where we’ve grown our little
family. Ten years and two kids later we decided it was time for
a more kid-friendly house. We will be staying in Draper but
moving closer to our kid’s school (walking distance) and to the
office (shorter commute). And since we are building a home,
we’ve been able to add a few little features that should make
life with two kids a little easier day to day. I’m most excited
for a flat driveway; Erika is looking forward to actually having
a mudroom for backpacks, shoes and all those snowy boots,
coats, snowsuits, scarves, gloves, hats.... We are hoping to be
moved in by the first of February - fingers crossed!
Aside from the pending move, our Christmas was another one
for the memory books. Our daughter, Coraline (age 6) and
son, Michael (age 3), are at such a magical age for this holiday.
Our December was filled with gingerbread houses, trips to see
the lights, Elf on the Shelf, letters to Santa and much more!
As much fun as the holidays can be, it is nice to get back into our routine of school and work. We have
many exciting things planned in 2016, both personally and at Elevated Retirement Group. We will continue to keep you informed throughout the year, but expect more client
education opportunities, an exciting client appreciation event in the
INSIDE:
summer, and much more!
Client Corner....pg 2
As always, thank you for your continued business, support and friendship.
Here’s to 2016 and another fantastic year!
Sincerely,
Sean P. Lee, MSFS
Employee Spotlight...pg 2
Social Security Changes...pg 3
Listen To This...pg 3
ERG Updates...pg 3
Upcoming Events...pg 4
Retirement Elevated...pg 4
Contact Information...pg 4
1100 East 6600 South, Suite 320, Murray, UT 84121 • (801) 639 0095 • www.ElevateMyRetirement.com
Investment Advisory Services offered through Elevated Capital Advisors, LLC a Registered Investment Adviser.
Insurance products and services offered through Elevated Financial Services LLC.
Client Corner: Paul & Theone
Paul and Theone have always enjoyed traveling and they
do it often. Recent trips include Hawaii, Palm Beach, Palm
Springs, and some ski trips. But one recent trip stands out.
After 20 hours of flying, Paul and Theone spent a little
more than a month in South Africa. They flew into Johannesburg and spent a few days there before heading to Sun
City to see wild animals including elephants, zebras, hippos, giraffes and lions. After enjoying the wildlife, Paul
and Theone spent a week in Joburg where they both served
LDS missions in the 1960’s. They enjoyed catching up with
family and friends. After that, they took a 2,000 mile road trip to Capetown and along the coast, often stuffing themselves with delicious local seafood. Instead of continuing their trip up the coast, they
traveled through the interior of South Africa back to Johannesburg. This was due to safety concerns as
there remains considerable racial tension in parts of the country. Paul and Theone felt relatively safe in
populated areas, but still carried protection (guns) with them
throughout their trip. Upon returning to Johannesburg, they
spent their last week visiting with friends and family - Theone
is originally from Johannesburg.
Paul is originally from Provo, Utah and spent most of his career
in Real Estate Development. Now retired, he spends his time as
a ski instructor at Snowbird Mountain Resort near Sandy, Utah
and does some consulting work on the side for a home health
organization. Theone enjoys spending time with their daughters and grandkids.
Employee Spotlight: Catching Up with Cory Garcia
With another year behind us, it’s always fun to look back and reflect on the
highlights of the last year.
My wife, Caiti, and I were able to spend a wonderful week in Cancun, Mexico
last April. We considered it “the honeymoon we never had” since we never
got to go on a honeymoon after our wedding. It was so fun and relaxing that
I think I’ve convinced her that it should become an annual event, but we’ll
see.
Our daughter, Ava (age 7), started second grade and has been excelling in all
aspects. She was one of only two second graders at her school to move on to
the state division of the Utah PTA Reflections project. She has also started
her fourth year of competitive dance. Last year her team won numerous
awards in lyrical, jazz and hip-hop, including a High Point trophy at a
competition in St. George, Utah.
Our son, Jaxon, just celebrated his third birthday. He definitely keeps us our toes and is very much a
typical three-year-old boy: rambunctious and loving all at the same time! Caiti has always called him a
“Sour Patch Kid” because he’ll do something to make us angry, but then seconds later turn around and
do something so sweet that you forget why you were mad in the first place. We’re going to have to keep a
close eye on him, especially when he gets older.
All in all, 2015 was a great year for us and we look forward to seeing what 2016 has in store for us!
Investment Advisory Services offered through Elevated Capital Advisors, LLC a Registered Investment Adviser.
Insurance products and services offered through Elevated Financial Services LLC.
Industry Update: Social Security Solutions
The Bipartisan Budget Act of 2015 included some big changes that could affect you. If you or your spouse were born
before May 1, 1950, there are claiming options that are still available, but only until May 1, 2016 as you much reach
age 66 BEFORE May 1, 2016 in order to use these claiming rules.
Those born before January 1, 1954 will be able to take advantage of an “old” rule called “Filing a restricted application.”
This rule allows a spouse who reaches full retirement age to choose whether to claim his/her own retirement benefit,
or begin a spousal benefit while letting the retirement benefit grow. This is only possible at or after your full retirement
age and will be phased out over the next few years.
Listen To This!
Sean Lee can now be found in your car, in your home, at your office...or
any place with a radio. That’s right! Sean’s soothing voice is now delivering valuable retirement news and information over the airwaves via The
Retirement Elevated Radio Show.
*KSL 1160AM/102.7FM on Saturday evenings from 7-8pm
*KSOP 104.3FM on Saturday mornings from 8-9am
Sean discusses various topics important in retirement planning such as tax
planning, investment planning, income planning and healthcare.
For more information on his show, visit
www.RetirementElevatedRadio.com.
Congratulations!
Katelyn Peterson (aka, “KP”) and her fiance, Brian, got married in
November in Salt Lake City.
Both from Utah, they had to fly across the country to North
Carolina for a job in order to meet each other. They’ve been
together for two and a half years. Though married life comes with a
lot of exciting new things, KP just might be most excited about the
(much) shorter commute to the office, moving from Centerville to
Salt Lake City after getting married.
Congratulations, Katelyn & Brian!
Investment Advisory Services offered through Elevated Capital Advisors, LLC a Registered Investment Adviser.
Insurance products and services offered through Elevated Financial Services LLC.
Client Information Opportunities
retirement Elevated Classes
Long Term care
Lunch n’ Learn
Friday, January 29, 11am-12:30pm
@ Elevated Retirement Group offices
Life Insurance
Lunch n’ Learn
Friday, February 26, 11am-12:30pm
@ Elevated Retirement Group offices
State of the Union/
Market Update
Presented by Sean P. Lee, MSFS
Friday, April 1, 11am-12:30pm
Limited seating available. These classes will fill up!
Call us to reserve your spot, (801) 639-0095.
Elevated Retirement Group’s ground-breaking financial
education course is entering it’s third year in Utah
and it’s more popular than ever! This course is for
individuals and couples ages 50 to 75.
As a client of ours, you have access to a wealth of
information to help with your retirement planning. But
your friends/family/colleagues may not. Retirement
Elevated could be just what they need.
During its creation, Sean made sure that this class
did not look or feel like a sales pitch, because it’s not.
No one is pushing a product. This is a no-obligation
informational course. Attendees will receive a text book
and unbiased information about investment, healthcare,
and estate planning as well as tax information and the
opportunity to ask questions.
Classes begin January 26, 2016! We have several classes
scheduled in 2016 all along the Wasatch Front. Please
see enclosed flyer for class dates, times and locations.
Want more information?
Visit www.RetirementElevated.com
or call us at (801) 639-0095.
Lunch will be provided.
Lunch n’ Learns are no-cost, no obligation events exclusively for clients
of Elevated Retirement Group.
Check your inbox/mailbox for additional details.
This could be the information your loved ones need in
order to plan well, retire well and live well.
Contact Information: Elevated Retirement Group
A friendly reminder that our firm’s name changed to Elevated Retirement Group last September, but our location
and phone number did not change. You can always reach us at (801) 639-0095 during normal business hours.
We do have a new website: www.ElevateMyRetirement.com, and our new email addresses are as follows:
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Sean P. Lee, MSFS, President/Founder/Investment Advisor Representative: slee@elevatedcapadv.com
Cory Garcia, Vice President: cgarcia@elevatedcapadv.com
Brian Hermann, Investment Advisor Representative: bhermann@elevatedcapadv.com
Chris Cordova, Investment Advisor Representative: ccordova@elevatedcapadv.com
Sean Griffeth, Plan Design/Client Relations Assistant: sgriffeth@elevatedcapadv.com
Katelyn “KP” Peterson, Administrative Assistant: kpeterson@elevatedcapadv.com
We Please note that Alycia Nordberg is no longer with Elevated Retirement Group. Please direct any questions to Brian
Hermann. We wish our very best to Alycia in her future endeavors.
1100 East 6600 South, Suite 320, Murray, UT 84121 • (801) 639 0095 • www.ElevateMyRetirement.com
Investment Advisory Services offered through Elevated Capital Advisors, LLC a Registered Investment Adviser.
Insurance products and services offered through Elevated Financial Services LLC.