Party Palooga Schedule of Events 2015

Summer 2015
Summer Travel Means
Shared Branching is “In”
As your summer adventures take you away from home, you
can still have complete access to your accounts through
Shared Branching. Simply look for the CO-OP logo
(shown below) and bring your member number and a valid
government issued ID. The best way to find a branch out
of state is to go to CO-OP’s
website. For a credit union
in the state of Maine, simply
use Maine’s Credit Unions
Shared branch locator at
mainecreditunions.org.
Party Palooga Schedule of Events 2015
Five County Credit Union is in its 5th year of a partnership
with local company Party Palooga owned by Rob Woodman.
Party Palooga has provided free elaborate face painting and
balloon twisting at many events in Maine throughout the
summer festival season, courtesy of Five County Credit Union.
Be sure to stop by the Five County tent at the next event.
Visit facebook.com/fivecounty for event times and updates.
ROCKLAND LOBSTERFEST - August
TOPSHAM FAIR - August
SKOWHEGAN FAIR - August
SCARBOROUGH SUMMERFEST - August
BRUNSWICK ARTS FEST - August
GREAT FALLS BALLOON FESTIVAL - August
NEW GLOUCESTER COMMUNITY FAIR - August
BIW PICNIC - September
CELEBRATE BOWDOINHAM - September
FREEPORT ARTS FEST - September
BRUNSWICK FALL FEST - September
HOLIDAY AT HADLOCK - December
5 Home Remodeling Projects
That Provide the Best Value
Remodeling is trending. A recent study from Harvard University says
spending on home renovations may set a record this year, and it’s not too
hard to see why. Home prices are on the upswing across the country, so
improvements look like a good investment.
If you want to raise your property’s value, consider which projects can
provide a good return if you sell the place later. Before going too far,
consider how to pay for the work. Lenders like Five County Credit Union
offer home equity lines of credit with fixed or variable rates that let you
borrow against your stake in the property to finance value-enhancing
improvements.
Here are five that provide some of the best gains.
• Attic-to-bedroom conversion
Few people may see this room, but finishing the attic can add value to
your home all the same. Adding a 15-by-15-foot bedroom with a 5-by7-foot bathroom with shower can convert the attic from a storage area
into new living space. The average cost of almost $51,700 typically
delivers a boost in value of about 77% of that figure, or close to
$40,000, according to Remodeling Magazine.
• New front door
You see this entry way every day, so maybe it’s time to freshen it up.
If your front door has deteriorated or lost its aesthetic charm, replacing
it can boost value. Adding a new steel door may cost $1,230 but the
increase in market value averages almost 102% of that, or $1,252.
• Replace your garage door
Putting on a new garage door might brighten the look of your house. The average cost of almost $1,600 can lift the home’s market
value by about 88% of that investment, or roughly $1,400.
• Window replacement
Adding new, insulated, wood-framed windows can reduce winter’s chill and burnish the exterior charm of your home. Replacing 10
double-hung windows costs an average of $11,341 and increases the value of the home by almost 79% of that price. The added value
doesn’t include heat savings or any wood-siding costs.
• Adding a deck
Putting a wooden deck onto the back or side of the house can make your home more appealing, especially in warmer months when
you and your guests prefer to relax outside. Include a built-in bench and planter, with full railings, all in pressure-treated lumber on
concrete piers and the cost averages about $10,000. The average increase in value of over 80% means an almost $8,100 boost in what
your house may fetch should you sell it.
Whether you add or replace features, remodeling can make a worthwhile change to your home and your lifestyle.
Spencer Tierney, NerdWallet
Mobile Deposit Service
Tap. Snap. Deposit.
• Deposit Checks on the go, anytime, anywhere.
Welcome to the
Ages 12 and younger
Bacon Bit
• It’s as easy as taking a photo.
Visit fivecounty.com
& Click on the
Coindexter logo to
create your account!
Download our FREE Mobile App to
get started. Visit FiveCounty.com
Certain eligibility requirements apply
earn. save. spend.
manage your money.
Pork Chop
Click to get
started!
Introducing Visa Chip Card
Technology- at Five County
Credit Union
‘Get your Visa Chip Card today!
Use your NEW card at all of your favorite stores!
Five County is committed to your
security and is bringing you a new
level of protection
Our new Chip Cards are now embedded with
a computer microchip for added security
Chip Card Key features:
· Triple Layer Authentication
· Improved Security & Fraud Protection
· Extensive Fraud Reduction, in the US and Abroad
· Added Security & Worldwide Secure Acceptance
‘Ask Us How to get your VISA chip card!’
Scrapbooking for Special
Olympics
Join us and learn how to
preserve your photos and
memories in a way that you
will be proud to share!
Rick Roy will be holding
scrapbooking classes on
Saturdays 9:00am to 5:00pm
on Sept. 26, 2015, Oct. 17
2015, Nov. 21 2015, Jan. 23, 2016, Feb. 20, 2016, Mar. 26, 2016,
Apr. 16, 2016 & May 21, 2016 (subject to change). Contact Rick
Roy (rroy@fivecounty.com) to reserve your table. The cost is $35
per table for each class; instructions, use of tools and a light lunch
will be served at each scrapbook event. Sign up early and the
cost is $30. These classes have been popular and there are limited
tables, so reserve your space early! Make checks directly payable
to “Special Olympics of Maine”, which may be tax deductible.
Supplies will also be available for purchase with proceeds to
benefit the Special Olympics of Maine. So start organizing those
photos and join us for a day of creating those memories for years
to come!
Campaign Corner Recap
Five County would like to announce that we are making tremendous
impact in our communities with your help with the following
fundraisers. Since our last newsletter, many of our campaigns
wrapped up with the following results.
American Cancer Society’s Relay for Life: Including a corporate
sponsorship of $1,500.00, the Credit Union contributed a donation
totaling $5,658.96 during our April thru May 2015 campaign for the
Relay for Life. Our staff indulged in a month-long dress down to
support the cause, sold solar dancers, mugs & pens. We held a raffle
for a Kuerig (generously donated to us by Warren’s Office Supply)
and our team members collected personal donations along with
attending the Relay event at the Brunswick High School on May
15th & May 16th, 2015.
End Hunger: Scented hand-made soaps, duct tape Roses, and CDs
are just a few of the items that are on sale during our year-long
campaign to End Hunger. Five County has raised and distributed
more than $20,000 dollars to help end hunger in Maine.
Children’s Miracle Network: By supporting The Barbara Bush
Children’s Hospital through our Skip-A-Pay program, not only
are we able to provide our members a helping hand during the
challenging holiday season, but we are able to provide support to the
51,000 children who walk through the doors of The Barbara Bush
Children’s Hospital each year. We were able to donate a total of
$5,155.00 to the Barbara Bush Children’s Hospital.
Special Olympics: Scrapbooking for Special Olympics and various
dress down incentives, continue to help raise money for adults and
children with intellectual disabilities and helping them develop
physical fitness, demonstrate courage and experience joy. This has
been a wonderful addition to the fundraising efforts at Five County
Credit Union. Total funds raised and given back to Special Olympics
were $5,200.
United Way: Five County employee weekly pledges raised
$11,878.00 and the corporate sponsorship was $1,500.00, for an
outstanding total of $13,378.00 that was donated back to the United
Way to support work in education, financial stability and health in
our communities. Thank you to everyone who helps to raise money
towards our goals, including our generous members and employees
who contribute to our many causes in one way or another. We are
grateful for your help!
Award Winning!
Recently, Five County Credit Union was among this year’s
2015 honorees to have received multiple awards for community
service, financial and member education. Five County is
pleased to have been selected as the award recipient for
first-place, Dora Maxwell Social Responsibility Community
Service Award, first-place, Louise Herring Philosophy-inAction Member Service Award and a second-place Desjardin
Award for Youth Financial Education. The state awards were
presented at the Maine
Credit Union League’s
Annual Meeting &
Convention in Portland.
The Awards are part of a
national awards program
coordinated by the Credit
Union National Association.
PO Box 598, Bath, ME 04530
Five County Credit Union Locations
Auburn (WalHMart) Lobby Hours Mon-Sat 8:30am-8:00pm
Augusta (WalHMart) Lobby Hours Mon-Sat 8:30am-8:00pm
Presort Standard
U.S. Postage
PAID
Farmington, ME
Permit No. 30
Bath Lobby Hours Mon-Fri 9:00am-4:30pm • Sat 9:00am-12:00pm
Drive Up Hours Mon-Fri 8:00am-5:00pm Sat 9:00am-12:00pm
Bowdoinham Lobby Hours Mon-Sat 8:30am-8:00pm
Brunswick Lobby Hours Mon-Sat 9:00am-8:00pm
Drive Up Hours Mon-Sat 8:00am-8:00pm
Falmouth Lobby Hours Mon-Fri 9:00am-4:30pm • Sat 9:00am-12:00pm
Drive Up Hours Mon-Fri 8:00am-5:00pm Sat 9:00am-12:00pm
Lewiston Lobby Hours Mon-Fri 9:00am-4:30pm • Sat 9:00am-12:00pm
Drive Up Hours Mon-Fri 8:00am-5:00pm Sat 9:00am-12:00pm
Lisbon Lobby Hours Mon-Fri 9:00am-4:30pm • Sat 9:00am-12:00pm
Drive Up Hours Mon-Fri 8:00am-5:00pm Sat 9:00am-12:00pm
Portland Lobby Hours Mon-Fri 9:00am-5:00pm
Rockland Lobby Hours Mon-Thu 9:00am-4:30pm • Fri 9:00am-5:00pm
Sat 9:00am-12:00pm Drive Up Hours Mon-Fri 8:00am-5:00pm
• Sat 9:00am-12:00pm
Scarborough (WalHMart) Lobby Hours Mon-Sat 8:30am-8:00pm
Skowhegan (WalHMart) Lobby Hours Mon-Sat 8:30am-8:00pm
Topsham Lobby Hours Mon-Sat 9:00am-8:00pm
Drive Up Hours Mon-Sat 8:00am-8:00pm
Waterville (WalHMart) Lobby Hours Mon-Sat 8:30am-8:00pm
Windham (WalHMart) Lobby Hours Mon-Sat 8:30am-8:00pm
Phone Number 1-800-750-0959 (in Maine)
Serving those who live, work or worship in Androscoggin,
Cumberland, Kennebec, Knox, Lincoln, Sagadahoc, Somerset
and Waldo Counties.
Federally Insured by NCUA
*Visit fivecounty.com for Retail Holiday Hours
be eligible for one $50 cash deposit that will be given in conjunction with each newsletter issue. 2) Response deadline: October 1, 2015 - drawing October 2, 2015. 3) One entry per
member per issue. 4) Entries can be mailed back, attention: INFORMER, P.O. Box 598, Bath,
Maine 04530, or can be dropped off at any Five County branch.
Sodoku Contest Here’s how it works: 1) Entries with the correct responses will
Congratulations Cassandra Niederer from Biddeford who was our
most recent winner!
Address: _________________________________________________________
Name: ____________________________ Phone: ________________________
8
9
6
7 3
2
7
2
9
6
5
1
9
1
3
8
5 6
3
2
4
6
Fill in the blank
squares so that
each row, each
column and each
3 x 3 block
contain all of the
digits 1-9.
Complete the Sudoku puzzle below and send
in your answers to be entered to win a
$50 CASH PRIZE.
Thanksgiving Day:
Observed Thursday, November 26
Veteran’s Day:
Observed Wednesday, November 11
Columbus Day:
Closed: Saturday, October 10
Monday, October 12
Labor Day:
Closed: Saturday, September 5
Monday, September 7
Traditional Branch
Holiday Closings
NEWSLETTER CONTEST
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

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

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


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
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

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
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
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6

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

© 2011 Farleigh Wada Witt. All rights reserved.
DAC Part 2, PP ▪ June 2011 ▪
1




8



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9





           

              





 
 
 
 
 




 

 
 

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



 



 




 
 
 

© 2011 Farleigh Wada Witt. All rights reserved.
DAC Part 2, PP ▪ June 2011 ▪
2