healthrider outlook

MTL Fact Sheet
The Company for Forward Thinking People
Vol.11: December 2015
Vision
Investor Relations Team, Corporate Secretariat Department
Key Information
“To Be the Customers’ trusted lifetime partner
through innovative life and health solutions
by putting Customers at the heart of everything we do”
Market Position
 Company Profile:
6 April 1951
Date of Establishment
1 October 2012 Conversion to Public Company Limited
 Registered Capital: 1,000 million Baht
 Shareholding Proportion:
Ageas Insurance International N.V.
24.99 %
Muang Thai Group Holding Co., Ltd.
75.00%
Others
0.01%
October 2015
 MTL ranked No. 1 in the industry in New Business Premium with growth of 45.56% (YoY)
which was equivalent to 3,388.20 MB, with market share at 23.04%.
 MTL ranked No. 1 in the industry in First Year Premium with growth of 75.71% (YoY)
which was equivalent to 2,595.26 MB, with market share at 23.30%.
 MTL ranked No. 2 in the industry in Total Premium with growth of 30.58% (YoY)
which was equivalent to 6,986.95 MB, with market share at 16.31%.
 Overall life insurance industry recorded Total Premium of 42,839.46 MB with growth of
11.69% (YoY) which is separated into New Business Premium of 14,707.83 MB with growth
of 19.88% and Renewal Year Premium of 28,131.63 MB with growth of 7.84% (YoY).
 Head Office: Bangkok
 No. of Branches: 166
January – October 2015
 No. of Agent Offices: 69 (at the end of 2014)
 No. of Care Service Network: Hospital (277), Clinic (117)
 Representative Office: Yangon, Myanmar
 MTL ranked No. 1 in the industry in First Year Premium which growth of 17.73% (YoY)
Financial Highlight
Total Assets (1)
240,240
MB
280,553
265,216
13
432%
14 Q1 /15 Q2/15 Q3/15
Remarks:
Capital Adequacy Ratio
(CAR) (2)
291,570
190,711
 MTL ranked No. 1 in the industry in New Business Premium which was equivalent with
growth of 4.83% (YoY) to 31,161.81 MB, with market share at 22.68%.
547%
517%
423%
452%
(2)
Ratio (CAR)
13Capital
14 Adequacy
Q1 /15 Q2/15
Q3/15
1. Asset data has been reviewed by the Certified Public Account.
2. Calculation of the Company’s capital is in accordance with
Risk-Based Capital (RBC) regime.
was equivalent to 21,607.16 MB, with market share at 22.31%.
 MTL ranked No. 2 in the industry in Total Premium with growth of 15.64% (YoY) which
was equivalent to 72,651.16 MB, with market share at 16.75%.
 Overall life insurance industry recorded Total Premium of 433,742.59 MB with growth
of 5.27% (YoY) which is separated into New Business Premium of 137,426.24 MB with
negative growth of 3.67% and Renewal Year Premium of 296,316.38 MB with growth
of 10.00% (YoY).
Market Share (January – October 2015)
New Business Premium
#1
Credit Ratings
Others
28.95%
International
National
Rating
Outlook
Rating
Outlook
A-
Stable
BBB+
Stable
AAA
Stable
(As of 16 Jun 15)
axA+ (Asean)
-
MTL
22.68%
AIA
TLI
15.39%
New business
Premium
10.26%
KTAL SCBLife
11.21% 11.51%
#1
(As of 29 Nov 15)
Investor Relations Team, Corporate Secretariat department
Total Premium
Others
28.09%
AIA
21.66%
MTL
Total Premium
KTAL
16.75%
10.26%
SCBLife
TLI
10.63% 12.61%
Source: The Thai Life Assurance Association
Highlight Product – For Dad
Awards and Recognition
Smart Health Rider
Hospital expense up to 10,000 Baht per day
Medical expense benefit up to 5.0 MB. per year
สัญญาเพิ่มเติมการประกันสุขภาพแบบ สมาร์ ทเฮลท์
Life Insurance Company with Outstanding Management 1st Place Award
For 9 consecutive years (2006-2014)
Winner and Honor of the Prime Minister’s Insurance Award
for the year 2008 & 2011 From Office of Insurance Commission (OIC)
Ongoing medical expense benefit after discharge
up to 5,000 Baht
ค่าใช้ จ่ายที่โรงพยาบาลสูงสุด 10,000 บาท ต่อวัน
MTL senior
ค่ารักษาพยาบาลสูงสุดถึง 5,000,000 บาท ต่อปี
High Life Protection throughout the contract 2,000,000
Baht, in case of death in the first 2 year receive premium
plus 2% of premium
ค่ารักษาพยาบาลต่
อเนื่อง หลัง250,000
ออกจากโรงพยาบาลสู
coverage
่อผู้สBaht
โครงการHighest
“เมือaccident
งไทยสุขใจวั
ยเก๋ า (เพื
ูงอายุ)” งสุด
5,000 บาท
ความคุ
้ มครองชีวof
ิตสูงfeature
สุดถึง 2,000,000
บาท หากเสี
ยชีวิต
* Benefitsให้are
subject
condition
policy
จากเจ็บป่ วย 2 ปี แรก จะได้ รับเงินเท่ากับเบี ้ยประกันชีวิตที่
ชาระมาแล้ ว บวกด้ วยเงินเพิม่ 2% ของเบี ้ยประกันชีวิต
MTL Happenings
* ทังนี
้ ้ ผลประโยชน์เป็ นไปตามรู ปแบบและเงื่อนไขของกรมธรรม์
ให้ ความคุ้มครองค่ารักษาพยาบาลจากอุบตั เิ หตุ สูงสุดถึง
250,000 บาท
25 November 2015: MTL received Outstanding Award in
the category of Marketing Excellence from Thailand
Corporate Excellence Awards 2015 By Thailand
Management Association ( TMA) and Sasin Graduate
Institute of Business Administration of Chulalongkorn
University.
Life Insurance Company with Outstanding Management 1st Place Award
For 9 consecutive years (2006-2014)
Winner and Honor of the Prime Minister’s Insurance Award
for the year 2008 & 2011 From Office of Insurance Commission (OIC)
Life Insurance Company of the Year 2014
Corporate Social Responsibility Award 2013
From Asia Insurance Review Magazine
Life Insurance Company of the Year 2014
Corporate Social Responsibility Award 2013
From Asia Insurance Review Magazine
Brand of the Year 2015-2016
Life Insurance Industry
From World Branding Forum
Brand of the Year 2015-2016
Life Insurance Industry
FromWorld Branding Forum
Business Continuity Management System
ISO 22301:2012 Ref. No. 44 756 150640
Business Continuity Management System
ISO 22301:2012 Ref. No. 44 756 150640
Business Continuity Management System
ISO 22301:2012 Ref. No. 44 756 150640
International Standard Certification
ISO 9001:2008 Ref. No. TH98/1709
International Standard Certification
ISO 9001:2008 Ref. No. TH98/1709
Service & Touch Points
Superbrands Awards 2006 from Superbrands International
Superbrands Awards 2008-2015 from Superbrands Thailand
Superbrands Awards 2006 from Superbrands International
Superbrands Awards 2008-2015 from Superbrands Thailand
1766
Trusted Brand Award Gold Category 2010-2013
From Reader’s Digest Magazine
Investor Relations Team, Corporate Secretariat department
1766
Trusted Brand Award Gold Category 2010-2013