April 2010 - San Bernardino County Bar Association
Transcription
April 2010 - San Bernardino County Bar Association
•BULLETIN• of the San Bernardino County Bar Association Vol. 38, No. 6 Our 135th Year April 2010 McGuire, Welch Tapped for Kaufman-Campbell Awards From the President’s Desk by Thomas W. Dominick “Spring has Sprung” S pring has finally arrived and, with it, clearer skies and warmer days. Unfortunately, for those of us who suffer from allergies, it’s time to break out the Claritin and Benadryl. I got my first dose last weekend when I spent the better part of both days working in my yard weeding, trimming, clipping, fertilizing and planting flowers with my wife, Deborah. Some people ask me why I don’t hire a gardener to do these things. The truth of the matter is, while I despised such “chores” as a kid, I actually enjoy them as an adult. As lawyers, we are usually cooped up in our offices or courthouses during the week and, by the weekend, I suspect most are ready for outdoor time. Moreover, we work hard on our cases for months, or even years, before we get to see results. With yard work, we have the benefits of fresh air and instantaneous results, without expending a huge amount of brain power. Speaking of the outdoors, shortly after I was installed as your President, I resumed an exercise regimen which I had allowed to fall by the wayside a few years ago. It left me with additional pounds of unwanted weight, mostly concentrated in the midsection. This regimen included jogging two to three miles every other day. To be quite honest, I can’t stand the activity, not merely because it requires me to leave the comfort of my cozy bed in the early morning hours, but it is also rather boring. In my younger days, I enjoyed getting cardio exercise from playing sports, such as basketball and tennis. Unfortunately, with so many time demands, the closest I get to that now is an occasional round of golf with my buddies, hardly the type of activity which keeps the heart pumping. Regardless, there is no question the benefits of jogging outweigh its detriments. First and foremost, instead of listening to myself pant and gasp while going up and down the hilly streets of my neighborhood, I get to “rock out” to music I have listened to since the late 60’s on my IPod and Walkman. “Walkman” you ask? Well, like many of us who spent our teen years during the 1970’s, I have a collection of almost 200 cassette tapes and get to enjoy listening to classic rock tunes from Aerosmith to Zeppelin. My collection also includes soft rock music from the likes of Elton John, Alan Parsons and Fleetwood Mac, however, I find that those tunes are not conducive to strenuous exercise. Thus, my preference is for the harder genres. My IPod even has classic country hits loaded by my “Texan” wife, but I find those songs more appropriate for the “cool down phase” of my workout. (Continued on page 4) By J’Amy Pacheco F ormer Presiding Judges James McGuire and J. Michael Welch will receive the Kaufman-Campbell Award in May from the San Bernardino County Bar Association. Named for former state Supreme Court Justice Marcus Kaufman and former Fourth District Court of Appeal Justice Joseph B. Campbell, both of whom served in San Bernardino, the periodic award honors jurists designated as having served on the bench with distinction and having made substantial contributions to the community as well as the practice of law. Presiding Judge Douglas Elwell observed that by honoring the two former presiding judges, the bar association is recognizing “the important work done not only by judges serving on the bench, but also the valuable work done by judges serving in an administrative capacity.” In the San Bernardino Superior Court, the presiding judge works full-time in that position and does not handle a court calendar. Elwell said both jurists have distinguished themselves through their work as presiding judges, and Welch, also through his continued service on the Judicial Council of California. “It is an honor to know both of them and to count them among my friends,” Elwell stated. “I have the utmost respect for them both as individuals, and as jurists. The county has been very fortunate to have them in the leadership positions they have been in.” Welch is currently assigned to a probate calendar. McGuire retired at the conclusion of his term, Dec. 31. Judge Wilfred Schneider said he worked with both jurists before his appointment to the bench, and described both as having worked hard to secure funding for the local courts. Schneider, a past president of the San Bernardino County Bar Association, said both jurists were “Johnny-on-the-spot in Sacramento.” “They have really each been a valuable asset and spokesperson for our bench here,” he said. The judges’ efforts to ensure funding for temporary judges has helped “keep our head above water,” he added. (Continued on page 3) San Bernardino County Bar Association 2 April 2010 !" !# $!%&$%' ' %()*+, $ -.'',-./) 01 ! # # " " $ $ 1 23.4444 .4444,!56.44444 056.4444444 !!"#$$$$$$$$$$$$$$$$$$$$$$$$$$$$$ ! " % &% ' ( ' %&'(')*!)+,+'-''!. 78 9 )))28 $:%/' / ' 0 " April 2010 “The oldest continuously active bar association in California” McGuire, Welch Tapped for Kaufman-Campbell Awards (Continued from page 1) “Our caseload here in the Inland Empire is about twice what other judges handle statewide,” he pointed out. “They were able to prevail on the Administrative Office of the Courts and Sacramento to ensure we continue to get our assigned judges, which has really helped us.” He also lauded the jurists for their efforts to secure funding for a new courthouse in San Bernardino. “They’ve just done a real good job - not whining and crying about the need - but by demonstrating the need,” he said. Schneider said the pair has also provided “real institutional memory and consistency with a common voice.” “They have been fabulous,” he Judge J. Michael Welch stated. Thomas Dominick, SBCBA president, lauded McGuire for doing “a wonderful job” of lobbying to get money for more judicial resources in San Bernardino County. A probate attorney, Dominick also described Welch as “a fantastic judge.” “He is very cordial to attorneys, litigants, and has an excellent judicial demeanor,” he observed. Bryan Hartnell, a probate attorney, credited Welch with having brought uniformity and continuity to the local probate courts. 3 Welch, who is currently assigned to a probate calendar, earned his undergraduate degree from Loyola University, majoring in history. He earned his law degree from the University of San Diego School of Law. He worked for the San Bernardino District Attorney’s Office, spent time in private practice, then worked for the San Bernardino Public Defender’s Office until his appointment as a commissioner in 1990. He was appointed to the bench in 1995, and became presiding judge in 2002. McGuire attended Chaffey College and World Campus Afloat before completing his undergraduate degree in political science at the University of Southern California. He earned his law degree at USC School of Law, then spent two years with Judge James C. McGuire the District Attorney’s Office before entering private practice. He was appointed to the Superior Court in 1989, and completed his two-year term as presiding judge Dec. 31. The award will be presented at the Kaufman-Campbell dinner May 27 at the Hilton Hotel in San Bernardino. Past recipients include Judges Margaret Powers in 2009; Michael Dest in 2008; Brian McCarville, 2007; A. Rex Victor, 2006; Christopher Warner, 2005; Bob Krug, 2004; Patrick Morris, 2003; Michael Smith, Jules Fleuret and Dennis Cole, 2002; LeRoy Simmons, Betty Richli and Joseph Johnston, 2001 and Rufus Yent, Frederick Mandabach and John Ingro in 2000. J’Amy Pacheco is the editor of the San Bernardino Bulletin, a Metropolitan News publication. Please mark your calendars for the next meeting of I.E. LAW Inland Empire Legal Association of Women Tuesday, April 20, 2010 at 5:30 p.m. Office of the Public Defender 303 W. Third Street, San Bernardino For questions please contact Marcie Gardner at marcie@justdefense.com or 909-635-2028. Parking is available at the lot on the southeast corner of 3rd and Arrowhead. The meeting will be on the ground floor. Stairs to access the ground floor are to the left of the main entrance to the Court building. Signs within the office will direct you to the meeting room. San Bernardino County Bar Association 4 . . . President’s Desk (from page 1) As I mentioned in an article I wrote in last December’s Bulletin, I believe exercise is an important aspect of a balanced lifestyle and, of course, helps to reduce and relieve stress. I must admit that, physically, I feel much better when I head to work on mornings after a good run. I am also happy to share that I already shed those unwanted pounds. San Bernardino Hilton and is always well-attended by members of the bench and bar. We salute Judges McGuire and Welch for an honor well-deserved and hope you can attend to celebrate with them. (See page 2 for RSVP form.) April 28, 2010 at Aquinas High School. We are looking for five to ten attorney volunteers to accompany the justices to the classroom presentations. If you would like to participate, please contact me or Claire Furness at the Bar office. DCA Outreach Back in 2004, Manuel Ramirez, Presiding Justice of the Fourth District Court of Appeal, Division Two, established an outreach program in which he envisioned a panel of the appellate court conducting oral argument on live cases at local high schools. In January 2005, the first program was held at Pacific High School before an audience of several hundred students. After hearing argument on two cases, the justices, together with appellate court staff members and Bar Association attorneys, visited classrooms to discuss the cases, careers in the legal field and to encourage the students to stay in school. The event was a resounding success. Since then, the program has been held at other area high schools, including Rialto High School and Chaffey High School in Ontario. I am pleased to announce that the program returns to San Bernardino and will take place on Wednesday, Law Day 2010 Every year on May 1, Americans celebrate Law Day. Law Day is an opportunity for all Americans to reflect on the rule of law and the foundations of our legal system. It is a time to celebrate the rich history of our judicial system and to consider its future in this rapidly changing world. When he established Law Day on May 1, 1958, as “a day of national dedication to the principle of government under law,” President Dwight D. Eisenhower sought to highlight and honor, for all Americans, our enduring legal culture. We must recognize that our legal institutions and system of justice depend on popular participation and support to maintain legitimate authority. Lawyers and judges should recognize that they bear a special responsibility to foster public understanding of law and legal institutions and commitment to the rule of law. On Law Day, Americans from all walks of life, public figures and private individuals alike, reaffirm in words and deeds our shared national allegiance to the rule of law. We encourage everyone to acknowledge the importance of our legal and judicial systems with appropriate ceremonies and activities, and to display the flag of the United States and our state in support of this educational observance. Typically, members of our Bar participate in events commemorating Law Day. This year, one of our Board members (and also a public defender) Christopher Gardner is spearheading Law Day activities, which includes attorney visitations to schools throughout the Inland Empire. Volunteers are urgently needed. Please contact Chris at 909-387-5340. Also, the High Desert Bar Association is organizing a free legal clinic on May 2 at the Victorville Mall. If interested, please call HDBA President Wil Mullins at (760)951-5058. Kaufman/Campbell Awards It is with great excitement that I announce that the Bar Association’s Board of Directors unanimously voted to bestow the 2009-2010 Kaufman/Campbell Awards upon former Presiding Judges James C. McGuire and J. Michael Welch. The award is named in honor of two outstanding and distinguished jurists from the Inland Empire, Justices Marcus M. Kaufman and Joseph B. Campbell and is presented to judges who have “demonstrated the highest standards of judicial excellence in the pursuit of justice, while exemplifying courtesy, integrity, wisdom and impartiality.” Since 2000, sixteen area judges have been tapped for this honor. The annual Kaufman/Campbell Awards Dinner is slated for May 27, 2010 at the ������������������������������������������� ������������������������������ ������������������������� ��������������������������������������������� ��������������������������������� ���������������������������� ��������������������� ��������������������� ���������������������������������� ������������������� ���������������������������� ���� ������������������������������ ��������������������������������������������� �������������������� ������������������������������ ���������������������������� April 2010 ��������������������� ������������������������������ ���������������������������� ��������������������������������������� Bar Business ... Moving onto Bar business, I am pleased to announce that the nominees have been selected for the 2010-2011 Board of Directors and Executive Board positions of the Bar Association. John Lowenthal is to succeed me as President, Khymberli Apaloo will move into the position of President-Elect, Brad White will become Vice President and Jennifer Guenther www.sbcba.org April 2010 moves into the Secretary-Treasurer position. Directors-at-Large nominated for a second term are Barbara Keough and Matt Marnell. Finally, Wayne Tucker and Jack Osborn have been nominated to fill the vacant Director-at-Large positions, beginning in November. Thanks to all of these individuals for their devotion in making our Bar the best that it can be. In case you are interested, the deadline for submission of nomination forms for the State Bar Diversity Awards is June 30, 2010. These awards were established by the State Bar Board of Governors in 2001 to recognize outstanding efforts made by bar associations and individual attorneys in promoting diversity in the legal profession. The awards recognize efforts made ensuring the full and equal opportunity of all persons for entry and advancement in the legal profession and will be presented at a special reception during the State Bar Annual Meeting in Monterey in September. If interested, please contact Claire at the Bar office for an application. I am pleased to announce the appointment of David Colella to the Board of Directors of Inland Counties Legal Services (“ICLS”). David is a young associate with my firm and I am pleased he has agreed to step up and assist ICLS. In case you are not aware, several of our Bar members are on the ICLS Board. They include George S. Theios, who is Vice President, and Ana Yeager, Claralou A. LaBarge, Elaine S. Rosen, Matthew Marnell and Steven R. Weber, each of whom are directors. I would like to express my gratitude to these members for their contributions in making the difference in the lives of those who are less fortunate. ...and Coming Events The 2010 Bench-Bar Symposium on civil practice issues is scheduled for April 8, 2010 at the San Bernardino Hilton from 5:30 p.m. to 8:30 p.m. Presiding Judge Douglas Elwell will provide an update on the State of the San Bernardino courts; Associate Justice Thomas Hollenhorst will update us on “The Appellate Court’s Tentative Opinion Program”; Judge Donald Alvarez will speak on law and motion; Judge Joseph Brisco will talk about writs of mandate; and Attorney Wayne Tucker will discuss ADR in San Bernardino County. (See flyer page 7.) An exciting dinner program is being sponsored by the Riverside County Bar Association on May 5, 2010 at the Mission Inn in Riverside. Former Los Angeles County prosecutor Vincent 5 Bugliosi will speak on the topic of “The Manson Murders: The Trial of the Century.” As most of you know, Bugliosi’s most famous case was the Charles Manson murder case which became the basis of his book Helter Skelter. The RSVP deadline is April 21, 2010, so you are encouraged to reserve your seat for the event if you wish to attend. Contact the RCBA office at (951) 682-1015. The Family Law Bench-Bar Symposium is slated for May 13, 2010 also at the San Bernardino Hilton from 5:30 p.m. to 8:30 p.m. (See details on page 15). On May 20th, the Inland Empire Legal Association of Women will celebrate their first year anniversary at a dinner featuring United State District Court Judge Virginia Phillips. (See flyer on page 13). Lastly, the High Desert Bar Association has announced their fall cruise to Baja, Mexico which will take place October 8-11, 2010 on Carnival Cruise’s ship “Paradise.” Reservations are now being taken. Deposits are due by APRIL 10TH so contact Janet Davis at (800) 499-7443 right away. (See flyer on page 8.) This is always a fun event and a great way to earn valuable MCLE credits. A college of lawyers and others dedicated to the study of bankruptcy and insolvency Bankruptcy and Family Law: When Do They Clash and When Do They Co-Exist? Panelists: Christopher Celentino, Certified Bankruptcy Specialist and Bill Edger, President of the RCBA Family Law Section Tuesday, May18, 2010 No Host Cocktails 6:00 p.m. - Dinner 6:30 p.m. - Program 7 p.m. Riverside Marriott • 3400 Market Street, Riverside, CA 92501 Early Registration with Payment by May 11: Members $65 - Non-Members $75 - Government Employees $30 Late Registration after May 11: Add $5 and email info@iebf.org to ensure your space. No refunds for cancellations received after May 11. (Membership Dues $70) To register, complete and return the reservation form with your check to: The Inland Empire Bankruptcy Forum • 6789 Quail Hill Parkway, #204 • Irvine, California 92603 The above activity has been approved for minimum continuing legal education by the State Bar of California in the amount of one hour. The Inland Empire Bankruptcy Forum certifies that this activity conforms to the standards for the approved education activities prescribed by the rules and regulations of the State Bar of California governing minimum continuing legal education. Questions? Contact the IEBF at (951) 479-3585 or info@iebf.org. San Bernardino County Bar Association 6 300 Things You Can Do With A Law Degree A Free Live Webcast from the Practising Law Institute (NO MCLE is offered for this course) (*This is a webcast of the live San Francisco session.) April 30, 2010, 9:00 a.m. - 12:30 p.m. (P.D.T.) Why You Should Attend Have you recently been laid off from your legal job or are unhappy with your current legal employment? Are you having difficulty finding meaningful and productive work in the current tight employment market? Are you unable to focus on or are uninformed as to what other job areas in or out of law might suit you better? If you answered yes to any of the previous questions, this seminar will give you much information and many ideas to help you find meaningful work, learn techniques to get a good job, and advance your career. Taught by a nationally known career consultant who herself practiced law for ten years and has written the best selling “The Lawyer’s Career Change Handbook,” you will be given practical ideas and pointers about the variety of job and career options that lawyers can pursue, as well as be informed about how to search out job availability, make contacts to get jobs, tailor your resume and interview skills, and move forward in your career, whether in or out of law. Who Should Attend Law students, practicing lawyers, unemployed lawyers, re-entry lawyers and anyone who has a J.D. and desires to find a good job in or out of law and have more career satisfaction. What You Will Learn • The possible uses for your legal training, both in and outside of the legal field Ideas about jobs and categories that might fit for who you are and what you want to do • How to research the job market and make new contacts for employment; begin identifying your skills and abilities and how they translate into new job or career possibilities • Illustrate how to restructure your resume and oral presentation about yourself so that an employer will understand your suitability for the job • Ways to best present yourself so that you can get a satisfying job, whether in or outside of law • Effective methods for networking and interviewing How to Attend (*Note: The live seminar has reached its seating capacity. You may only attend by webcast.) You may register to view the free live webcast here: http://www.pli.edu/product/webcast_ detail.asp?id=74872 April 2010 or call Customer Service for more information at (800) 260-4PLI. Practising Law Institute is a non-profit continuing legal education organization chartered by the Regents of the University of the State of New York, founded in 1933. PLI is dedicated to providing the legal community and allied professionals with the most up-todate, relevant information and techniques which are critical to the development of a professional, competitive edge. Registered Nurse Plaintiff and Defense Consulting Expert Review medical records. Screen cases for relevance, merit. ð Identify medical issues that may have been overlooked. ð Liaison between attorney and healthcare providers, experts. ð ð Betty A. Lyons, RN, WCC® , CLNC® Medical Malpractice/Criminal Law/Personal Injury Elder Abuse/Wrongful Death/Pressure Ulcers/Falls Surgical Failures & Retained Objects 951-551-4722 LegalNurseBetty@roadrunner.com www.LegalNurseBetty.com No Consult is too Big or too Small Non-Attorney Member Inland Empire Legal Association of Women ELWOOD M. RICH JUDGE OF THE SUPERIOR COURT (RET.) JUDGE FOR 28 YEARS MEDIATIONS ARBITRATIONS INDEPENDENT ADR (951) 683-6762 CALIFORNIA SOUTHERN LAW SCHOOL 3775 ELIZABETH ST. RIVERSIDE CA 92506 April 2010 “The oldest continuously active bar association in California” Bench-Bar Symposium: Civil Practice Issues Update on the San Bernardino Courts Honorable Douglas Elwell Presiding Judge, SB Superior Court Update on the District Court of Appeals Associate Justice Thomas Hollenhorst “The Appellate Court’s Tentative Opinion Program” Updates On Recent Developments in Civil Law Honorable Donald R. Alvarez “Law and Motion Do’s and Don’ts” Brief discussion on effective pre-trial practice Honorable Joseph Brisco “Writs of Mandate” M. Wayne Tucker, Attorney at Law “The Role of ADR in Civil Law” Thursday, April 8, 2010 Social 5:30 p.m. • Program: 6:30 to 8:30 p.m. Held at the San Bernardino Hilton Hotel 285 East Hospitality Lane, San Bernardino, CA Cost: $40 for SBCBA, RCBA, WSBCBA Members and all court personnel; $50 for Non-Members Includes buffet dinner, program and materials. MCLE: 2 hours (includes 0.5 hour of ethics) The San Bernardino County Bar Association, a California State Bar-approved MCLE provide00r, certifies that this activity is approved for 1.5 hours of MCLE general credit and 0.5 hour of Legal Ethics by the California State Bar. Call 909/885-1986 or reserve online at www.formdesk.com/sbcba/rsvp. Or send your name, address, email & phone and a list of attendees with your check (made payable to SBCBA) to: SBCBA BENCH-BAR SYMPOSIUMS 555 N. ARROWHEAD AVENUE, SAN BERNARDINO, CA 92401 7 8 San Bernardino County Bar Association April 2010 #%3%(4 (( $)$9 9:;#; <= *+"115 +)-)(67. !"#$ !" %&'( # !") *&(( +&(( $ !",-./0!, $ !" 1&(( #%&''('(()* '+ %(,)(-. /(" (-" 2'%*((3$45 )(-" 2'1*((3$45 01)" 267*((3$45 $8) )) ) ) ! >#;) $ ? @) ? ) $! ) ? @)$ 7111@ ?)-AB?! C ; ; B.D> #%&''('(()* '+%,%((.. 7'( %7('+89)()(8(" "9,( :#'+ -0++:;< /%"::5=; /(2)''((--)-* ''+'- !? !0? ! &E$$ &6+(F*%7"%67( @$& &FF;;;$$F www.sbcba.org April 2010 9 20TH ANNUAL RED MASS John C. Rayburn, Jr. Will Be Honored with the Saint Thomas More Award Tuesday, May 4, 2010, at 6:00 p.m. John C. Rayburn, Jr., former U.S. Magistrate Judge and former Assistant U.S. Attorney, will be honored with the Saint Thomas More Award for his extraordinary service and devotion to church, community, and justice. The Saint Thomas More Award is given to attorneys in the community whose professional life is a reflection of their faith, who give hope to those in need, who are kind and generous in spirit, and who are exemplary human beings overall. Stephen Larson will present this award at a complimentary dinner reception in the parish hall following the mass. SAINT FRANCIS DE SALES CATHOLIC CHURCH 4268 Lime Street, Riverside T he entire legal community and persons of all faiths are invited to attend the 20th Annual Red Mass on Tuesday, May 4, 2010, at 6:00 p.m. The Mass will be held at Saint Francis de Sales Catholic Church, located at 4268 Lime Street, Riverside, 92501, across the street from the California Court of Appeal, Fourth District, Division Two. The chief celebrant will be the Most Reverend Rutilio del Riego, the Auxiliary Bishop of the Diocese of San Bernardino. The homilist will be the Very Rev. Msgr. Tom Wallace, E.V. The Red Mass is a religious celebration where members of the legal community of all faiths invoke God’s blessing and guidance in the administration of justice. All who are involved in the judicial system, including lawyers, judges, legal assistants, court personnel, court reporters, court security officers, and peace officers, are encouraged to attend the Red Mass. The Tradition of the Red Mass The Red Mass is celebrated each year in Washington, D.C., where Supreme Court justices, members of Congress, and the President attend at the National Shrine of the Immaculate Conception. Since 1991, the Red Mass has been offered in the Diocese of San Bernardino, which covers both Riverside and San Bernardino counties. For further information about this event, please contact Jacqueline Carey-Wilson at (909) 387 4334 or Mitchell Norton at (909) 387-5444. � � � � � � � � � � � � � �� �������������� �� ������������������������������������������ ��������������������������������������� �������������������������� ��������������������������� ����������������� ������������������������������������ ���������������������� ������������������ ��������������������������� �������������������������������� �������������������� ���������������� ������������ ��������������� ������������������� ����������������������������������������������������������������� �������������������������������������������������������������� ����������������� ���������������������������������� ����������������������������������� ������������������������������������������������ ����������������������� ���������������������������������������� ���������������������������������������������������������������� ������������������������������������������������������������ ������������������������������������������������������������������ ���������������������� ����������������������� ��������������������������������������������������������������������������������������� ������������������������������������������������������������������������������������������ 10 San Bernardino County Bar Association Divorce & The House: The Rules Have Changed By Laurel Starks The following is a narrative of the MCLE seminar of the same name that was recently taught by Laurel Starks & John Mansour. T he fall-out of the housing crisis still unfolds, and just as soon as we think we’ve seen it all - we get stumped. Again. The law has not caught up to today’s problems, and we dangerously apply old solutions to the new issues - because we either don’t recognize the differences, or because we don’t know what else to do. In the area of divorce, riddled with its own complexity, it is more important than ever that we distinguish the traits of these newer housing problems before coming up with a decision. There are consequences to almost every option a divorcee has with regards to the real property dilemma; the minutia involved in every case makes solving the real estate problem the antithesis to one-size-fits-all. For those of us who live and breathe real estate all day long, these nuances are a full-time job to say the least; they are mindboggling at best. They are ever-changing for sure. Some of the most complex aspects are the deficiency and tax ramifications of debt forgiveness. The following is a contribution by real estate attorney John F. Mansour: The visible and “primary” fallout of the housing market has been well documented by now - declining values followed by foreclosures or in some instances short sales. But the “secondary” fallout has been a specter so far, but looks to materialize before our eyes just as we think the worst is over. This is the specter of deficiency judgments. Let’s take a home that’s significantly under water with a first and a second lien. That second lien is a Home Equity Line of Credit or HELOC, which was used to pay off other debt, purchase vehicles, or as down payment on another property. The house is foreclosed on by the first and the house fetches barely enough to covert that first. The second is out there and it’s bare. Under California Law the second has up to six years to chase the deficiency against the borrower. In this circumstance foreclosure may not be the best option for the borrower. Of course, if the debt is forgiven by the lender and they agree or legally cannot pursue a deficiency, the borrower may be subject to cancellation of debt income. The borrower will likely get a 1099-C (C for Cancellation) and be responsible for that income, unless some exception applies. The old adage “there is no free lunch” is apt here. Because of these pending issues, some have started wondering about the relic that is assuming the loan. In the late 70’s through 80’s, assumable loans were in vogue. Interest rates were very high and loan documents did not have restriction on such April 2010 transactions. But those loop holes have long been closed by wary lenders such that qualifying to “assume” a loan is just as intensive as getting a new loan. And there is the issue of why someone would assume a loan that is collateralized by a property that is worth half the loan or subject themselves to higher than market interest rates. In a divorce, with the potential consequences, it is imperative that the parties get sound counsel as to what exposure they would have in their particular situation. Facts like probate, bankruptcy and judgments complicate the divorcing homeowner even more. The kind of loan, the names on the loan, the balance of the loan, when the loans were originated and who the investor & servicer are, are some of the factors that make every situation unique. In the “old days,” circa pre-2005, it was common for one party to quit-claim off of title and leave the residence in the hands of the “in” spouse, who would in-turn refinance it and pay off the “out” spouse their share of equity. That usually cannot happen now, for two reasons: 1) there is no equity, and 2) a refinance is impossible when there is no ��������������������������������� ����������������������� ����������������� ������������������� ��������������������������� �������������������� ����������������������������������������������������������� ������������������������������������������������� ����������������������� April 2010 “The oldest continuously active bar association in California” equity. So we should take a hard look at what it means to remain tied to a mortgage post-divorce. Married to the Mortgage: This has trouble written all over it. Giving up ownership rights to an asset, yet remaining financially responsible for it isn’t a wise thing to do. What happens when the “in” spouse starts missing payments and the “out” spouse’s credit is affected? What happens when the “out” spouse applies for a new mortgage and can’t qualify because they already have a mortgage? What happens when the “in” spouse needs to short sell a few years later and the “out” spouse won’t cooperate? If the “out” spouse remains on title, then what happens if he develops a gambling problem and the house is liened? Or either one gets a tax lien? What happens if he files bankruptcy? These are just some of the scenarios that come to mind. I had a call not too long ago from a woman in Wyoming, of all places. She and her boyfriend wanted to buy a house together, but they could not qualify because he was still tied to the mortgage note from his former marital residence. His ex was awarded the house and he quit claimed off title. He is not a rightful owner, and can’t make his ex-wife (who was awarded the house in the divorce) sell. She does not qualify to refinance. He’s stuck. Last I heard, he was going to take his ex-wife to court in an effort to force her to sell. What a mess - and it could have been avoided if the parties divorced the mortgage along with each other. Remaining on a joint mortgage means remaining financially married. Therefore, the decision not to sever the mortgage should be weighed very carefully. Throwing the House out with the Bathwater: It’s no secret that all too often, the struggles and overwhelming impact of divorce diminishes the parties’ ability to make sound decisions. A common decision with the upside-down, albatross of a house is to let it foreclose. Credit’s ruined anyway, and who has the time or energy to deal with selling it. especially when there’s nothing to get out of it? Here’s the reality check: One day, our clients will want to begin their lives anew. Once the pain and upheaval have faded, they will want to plant new roots and that usually involves buying a new home. After a foreclosure, according to today’s lending guidelines, they cannot purchase again for 57 years. After a short sale, it is 2 years. Encourage them to muster up the stamina to short sell, rather than to foreclose they’ll thank you later. Further, a foreclosure has tax consequences. It can also have deficiency consequences, and is not an end-all solution to the problem. From a credit/purchase standpoint, foreclosing rather than short selling will make the road to recovery much Weldon L. Brown • • • • WELDON L. BROWN COMPANY INC. State Court Receiver Trustee Referee Member of California Receivers Forum 5029 LaMart Drive / Riverside, CA 92507 (951) 682-5454 • (909) 824-5650 • Fax (951) 788-8718 www.weldonbrown.com 11 longer. Delaying the Sale: In the old days, it was not uncommon to delay the sale of the family residence until either the children were grown, or the market was more conducive to selling. But when the equity is drastically upside-down, more problems can be present than in a case where there is equity. For one, studies are now coming out, indicating that homeowners who are upside down - but still able to maintain payments - are defaulting intentionally. It may only be a matter of time before the “in” spouse decides they don’t want the house because it is a poor business decision to keep it. Secondly, let’s be honest about the reality of equity recovery. In the Inland Empire, values are down 50% or more in many cases. Prices are not going to recover in a couple of years by that much. Also, when short selling, the credit does take a hit. Albeit a much lesser hit than a foreclosure, it is damaging to one’s FICO score. If the credit is already destroyed as a by-product of the divorce, then it may be better to add the house to it while it’s already down. Repairing credit only comes with time, and if two or three years after the divorce when credit has been reestablished, dealing with a short sale at that time just prolongs the ability to rebuild. It is costly and time-consuming to revisit the house issue years later when the end result is often the same. This should be thought out before deciding to procrastinate the inevitable. Vacant Properties: When everyone moves out and the house is left vacant, it is a sitting duck for squatters and poachers. Squatters are otherwise vagabonds who set up camp in these vacant homes. They have rights to some extent, and can be difficult infestations to eradicate. New business opportunities have sprung up among thieves in this (Continued on next page) 12 Divorce and the House... (continued from page 11) market. They poach vacant houses for everything that is tied down: air conditioning units, appliances, pool equipment, fixtures, water heaters… you name it. Basically, they make a perfectly good house unsellable. In order to avoid getting poached or squatted, a house should either be occupied or it should be made to look occupied. It should be stipulated who is to maintain the lawn, pay the homeowner’s association, and pay utilities. Once a purchase agreement has been signed, it is contractual that a seller delivers the property to the buyer in the same condition it was in when the agreement was reached. Real Property: Lastly, real property needs to stay with the property. Awarding kitchen appliances to one party makes for a difficult house to sell because lenders need to have a functional house before they will make a loan to a buyer in most cases. If appliances are going to go to one party, then replacement appliances should be ordered. In this climate, I cannot stress enough the importance of advising clients properly and completely. Bringing in experts may be the best option in this overwhelming real estate market. Laurel Starks is a Divorce Real Estate Specialist with Keller Williams Realty, an author, lecturer, educator, and host of “Real Estate Matters with Laurel Starks” radio talk show on KTIE 590-AM. She is widely regarded as an expert in real estate and short sales. Ms. Starks is not an attorney, and any of the information contained herein is not to be construed as legal advice. You may contact Laurel at 909.945.0609. www.LaurelStarks.com. DRE Lic. #01719958 San Bernardino County Bar Association April 2010 HI-CALIBER Private Investigations has moved our San Bernardino office to the historical downtown Redlands. Our new location: 18 E. State St., #208 Redlands, CA 92373 Our new telephone: (909) 792-0999 www.Hi-Caliber.org State Licensed and Insured (#23442) !!!"#!!$% &'"($)*+!,-" !!.&! (/0/-1123044/3 5!" Join the Lawyer Referral Service of the San Bernardino County Bar Association and build your client base! We now have the following specialty panels: Bankruptcy- Criminal Law - Estate Planning - Family Law - Immigration - Juvenile Law- Personal Injury - Real Estate Social Security - Workers’ Compensation Call (909)884-0273 for an application. The SBCBA’s Fee Arbitration Program needs your help! We have a need for fee arbitrators practicing in the following fields of law: Family Law; Criminal Law; Employment Law; Loan Modifications Please call (909)885-1986 or send an email to Claire@sbcba.org. www.sbcba.org April 2010 ����������������������������������������� ����������������������������������������� �������������������������������� �������������������������������� ������������������ ����������������������������������� ������������������ ������������� ������������ ��������������������������� ��������������� �������������������������� ������������������� ����������������� �������������� ������������������� ��������������� ��������������������������������� �������������������������� �������������������������� �������������������������� � �������� ������������������������������������ �������������� ������������ �������� �������������� ������������������������������������ ������������ ���������� � � ������������������� ���������������� �������������������������� � � ���������������� �������������������� � � ���������������������������������� ��������������������������� � � 13 14 San Bernardino County Bar Association April 2010 CLASSIFIED ADS SERVICES CONFERENCE ROOMS FOR RENT - $100-$200 per day in Redlands. Meetings, Depos, Interviews, Conf. center. Beautiful, themed, spacious conf. rooms for 4-25 people. Receptionist, luxurious waiting area, coffee, snacks, refreshments, Wi-Fi & electric outlet. Copying/faxing, whiteboard/flip chart, notepads & pens also included. Power point, DVD, audio-visual support on site. Optional admin., notary and lunch/dinner service available. Call Tracie - RAMS - 909/798-4554 - 1710A Plum Lane, Redlands. rams@mediate.com - www.mediate.com/rams. THE LAW OFFICE OF STEPHEN J. HANSEN, in Chino, handles Family Law, Chapter 7 Bankruptcy, and DUI defense. I am available for special aprearances at reasonable rates. My phone is 909-393-1876, Fax 951-270-1935. EXPERIENCED TRIAL ATTORNEY AVAILABLE. The Law Offices of Robert G. McCoy & Associates, P.C. would like to announce the association of Bill Vaughan, Esq. Bill Vaughan, former Senior Trial Counsel for Progressive Insurance Company, is available to take over personal injury and civil cases that are ready to go to trial. He has handled over 17 jury trials. Phone: 909-467-1169 MITCHELL W. COX INVESTIGATIONS: Criminal Def. Personal Injury, Accident Investigation, Evidence Photography. Retired CHP. PI License #24367. (909) 3870077. www.coxpi.com CPA FORENSIC ACCOUNTANT, Howard E. Friedman. Business Valuations, Cash Flow, Separate vs. Community Property Tracing. Court-Appointed Expert, Receiver, Special Master. Call 909-889-8819 Fax 909-889-2409 454 N. Arrowhead Ave., San Bernardino, CA 92401. FREEDOM INVESTIGATIVE SERVICES, INC. CA Certified Paralegal. No law enforcement background. Experience in most investigation. What is your need? KJS@freedomPIinc.com 909/835-6168 ALAN R. SIMS APPRAISING - Commercial, Residential, Estates, Litigation, Divorce, Ins., M&E. 909/584-8820. Appraiser@alansims.com Intellectual Property Attorney / Patents, Trademarks, Copyrights: Available for advising, preparation and prosecution of patent and trademark applications, and copyright registrations. Call the Law Offices of Colin D. Rasmussen: 909/653-6607 (phone); 909/824-6319 (fax); email - ascusiplaw@sbcglobal.net. HI-CALIBER PRIVATE INVESTIGATIONS: We are a State licensed & insured private investigations firm. We are now located in historical downtown Redlands. We are National Board Certified in Criminal Defense. We also do family & civil law.(Ca Lic 23442.) 18 E. State St., #208, Redlands, CA 92373. Our new phone: 909 792-0999; www.hi-caliber.org LAW OFFICE OF CHRISTIAN ANYIAM: Full service law practice handling civil, family, real estate, labor/emp., PI, immigration, and contract law. We also make special court appearances. Call 909/383-9500. CREATIVE FINANCE - Real Estate Only! Hard Money / Private Money Lenders. Residential, commercial, land & construction completion. In probate, foreclosure, or bankruptcy OK (w/Court OK). Save the property, loosen up operating capital. Title in trust, corp., or foreign ownership is O.K.! Call JOHN 951-536-7641 or jlauziere@msn.com CPA W/ 30+ YRS EXP. available to advise and testify on: • Real Estate /Partnership Taxation and accounting issues. • Real estate syndication and management issues • Real estate finance matters. Please call or email for CV: 310-476-5987 or email Jeff.FrombergCPA@gmail.com Larsen AVR Group, Inc. Full Service Private Investigations Firm. Offices in L.A. & Claremont. www.larsenavrgroup.net (213)533-8440 or (818)326-2202. MORTGAGE CONSULTANT to attys, not acting as agent. Many years of exp. Will review all loan apps, escrow, loan commitments for possible modifications. Also do review with TILA lawsuits in mind. CPA. background. Financial review, proforma financial statements to get realistic client picture. Discreet, reliable, references. Will travel, reasonable hrly rates. Contact Thomas: thomasbroker@roadrunner.com WORKER’S COMP DENIED? We can write your “medical necessity” letter and obtain peer review within 48 hours. Over 4000 cases reviewed. Ted Wyman, MD 909-725-6866. LEGAL NURSE BETTY REVIEWS MEDICAL RECORDS. Our team takes boxes (or boxcars) full of Medical Records, turning them into effective, unbiased, attorney-friendly work products. Legal Nurse Betty, Inc., a Certified Legal Nurse Consulting Firm, is dedicated to quality work and long-term business relationships in the San Bernardino County area. Call 951-551-4722 or LegalNurseBetty@roadrunner.com JUDGMENT COLLECTION California courts have inherent and statutory power to compel obedience to their judgments, orders & process. CCP 128(a)(4), 177; Professional judgment enforcement since 1999. Steve Alldis, JD 760-946-5259. MORTGAGE FINANCE EXPERT: Teresa Tims, Senior Mortgage Consultant w/ South Pacific Financial, a Mortgage Banker in the Inland Empire for 25 years, Is available to consult with your clients when a home loan professional Is needed. Teresa specializes in residential mortgages of all types; FHA,VA,Conv., CalPERS, CalStrs, CalHFA, HART. Visit Teresa at WWW.teresatims.com or call 909/821-3093. EXP’D LITIGATION/PROBATE ATTY avail. for contract work (depositions, trial prep, pleadings etc.) Also avail. for in person court appear. in Riverside County (Indio) and San Bdno County (Redlands) or other court-call appear. at other locations. Call Flint Murfitt 909/557-4447 or 760/320-6008. ATTORNEY w/more than 10 years exp. in Civil Litigation, Real Estate, Business Litigation and Appeals. avail. for research/writing projects, law & motion, depos, discovery, and appearances. Glenn A. Williams - 951/817-7829. COMPUTER FORENSICS, E Discovery, and Data Recovery. Intelligent Computer Forensics, Inc. can help your org. w/ complex investigations, inc. collecting & preserving electronic data using court-validated tools & techniques. Expt. analysis of collected data; depo & trial testimony. Call for competitive rates schedule: Intelligent Computer Forensics, Inc; 2330 La Mirada Dr, #500, Vista, CA 92081. (760)599-7033; Toll Free: (800)760-4237. Email: GTurner@ICForensics.com FAMILY LAW /CIVIL LIT. ATTORNEY avail. for contract work: court hearings, research, trial assist., prep of motions, mediations. Ugo-Harris Ejike: 909/890-9082. FORENSIC DNA TESTING - Human Identification Technologies, Inc., 2-4 wk turnaround time w/single scientist representation & extensive law enf. lab exp. Court ready DNA testing results. Free Est. 909/557-1828. Located in Redlands, CA. HITDNA.com or info@hitdna.com LEGAL SECRETARY, Ellie’s Legal Secretarial Service, 350 W 5th St., #202, S.B. CA, 35 years exp. Prep of most court forms, Guardianships, Fam Law, Evictions, Grant Deeds, Restraining Orders, Notary Public. 909/885-1725. INVESTIGATIONS: Nat’l Intelligence Group Inc. We offer backgrounds, witness locates & statements, custody, domestic. Visit our web site: www.mypinow.com or call: 909/447-8458. CIVIL AND CRIMINAL APPEALS & WRITS. Stanley W. Hodge, Attorney at Law. 15490 Civic Dr. #204 Victorville, CA 92392 760/951-8773. OFFICE SPACE FOR RENT: Small office and optional secretary space available close to Riverside Courthouses. Starting at $500.00. Includes receptionist, conference room, access to firm’s library resources, free parking, all utilities (except phone), and storage space. Professional environment. Ideal for an attorney or CPA. We also provide virtual offices and conference room rentals. Please CALL 951-369-9300 and ask for the office manager for more information. DOWNTOWN REDLANDS OFFICE SPACE AVAILABLE. Office with view and receptionist/waiting room area available. Shared conference room. Fully maintained building located in the Citibank Building downtown Redlands. $1,500 per month. Great space for attorney, accountant, insurance, or professional. Attn. Office Manager, Betty Auton-Beck, A Professional Law Corporation, 300 E. State Street, Suite 200, Redlands, CA 92373, E-mail: bauton.beck@verizon.net or lisa.stinson@verizon.net, Tel. (909) 792-5882; Fax: (909) 792-5150. BANKRUPTCY, CIVIL OR CRIMINAL ATTORNEYS: Need a place to meet your high desert clients, but don’t need a full office? Single designated office avail. in small family law firm - reasonable monthly rate.One block from V.V. Crthse. Secretarial services not inc. Call Jenine at 760-245-3220. FOR RENT: Directly across street from Victorville Courthouse. 3055 sq. ft.; OR 16,555 sq. ft. single story, stand alone building. Call 760/244-2740 or 760/243-4135. ATTORNEYS WANTED! Downtown San Bdno., across from the court house. Office space avail. 250 to 7500 sq.ft. Well main. bldg w/County, Law offices and Court offices. Ample parking. 800/398-4210. OFFICE FOR RENT - FURNISHED. Spacious Redlands office, furniture included, kitchen/conference room privileges, internet access, fax/copier use available. Secretarial space also available. Contact 909/798-7911. OFFICE SPACE FOR RENT Legal office suite with mtn view; 3 attorney offices, secretarial, reception, and kitchen. Fully furnished and decorated; computer, copier and phone can be included. Prime downtown San Bdno location; walking distance from San Bdno Court. Secure building with parking. Please contact Aurora Alonzo at 909/888-2211. RANCHO CUCAMONGA OFFICE SPACE available. Walking distance to the Ranch Cucamonga Superior Court House. The lease can be the first floor of approx. 3,500 sq. ft. or can be subdivided into 2 offices of approx. 1,200 sq. ft. and 2,300 sq. ft. CONTACT Brit Barker at 909/980-1996. DOWNTOWN RIVERSIDE. New Construction. Contemporary Live/Work units on Market St., blocks away from the Inland Justice Center. Professional office suites 185-615 square feet with attached 2BD/2BA beautiful upgraded apartment and garage. Prices from $2442/month. Call 951/686-7100. FOR SALE: Redlands Office Building, 1174 Nevada Street (off Orange Tree Lane). 8,070 Square feet, with 5,100 sq. ft available on ground floor for owner/usesr occupancy. Asking $1,500,000.00. Will review all offers. Roger Thompson, Wallendar Commercial RE. 909/792-3550 X 2. DOWNTOWN OFFICE SPACE! 2055 sq ft of exec. office space for lease on 2nd flr of downtown bldg. 4 private offices walking distance of county courthouse. $2800 mo. inc. elec., water. Disc. rates for long term lease. Also 2 individual offices on 1st floor avail. for $250/mo. Contact RC Chavez at 909/ 224-4926 or rc@rcchavez.com. COLTON PROF’L OFFICE BLDG. Exec. Suites avail. for lease on a full services gross basis. Lease inc. min. recept. duties. Great space for atty., accountant, ins., escrow, or prof’l user. 595 N. La Cadena Dr., Colton, CA. Roger Thompson, Wallender Com’l Real Est. 909/792-3550 x2. EMPLOYMENT SEEKING ESTATE PLANNING AND CORPORATE PARALEGAL. Redlands Law Office seeks F/T estate planning/corporate paralegal w/minimum 2 years’ experience in drafting estate planning documents, deeds and preparing all transactional documents related to corporations, partnerships, LLCs and annual documents. Must be organized, have excellent writing, verbal skills. Compensation commensurate w/experience. Submit resume to Betty Auton-Beck, A Professional Law Corp., Attn. Office Mgr, 300 E. State St. #200, Redlands, CA 92373, Email: bauton.beck@verizon.net, Fax: (909) 792-5150. SEEKING ATTORNEY. Redlands Law Office seeks attorney, with exp. in business law, litigation, corp. Flexible hrs, compensation negotiable. Submit resume: Betty AutonBeck, A Professional Law Corporation, Attn. Office Manager, 300 E. State Street, Suite 200, Redlands, CA 92373, E-mail: bauton.beck@verizon.net, Fax: (909) 792-5150. TWO YEAR ATTORNEY with previous Criminal Defense, Family Law and Juvenile Delinquency and Dependency experience seeking full time associate position, salary negotiable. Please contact Jennifer Boylston at (909)5563042. Resume, references and writing samples available upon request. EXPERIENCED ESTATE PLANNING PARALEGAL needed to assist with preparation of Trust and other Estate Planning documents. Must be familiar with the CAPS program. Please fax resume to 951-369-9310. ASSOCIATE ATTORNEY Rancho Cucamonga Litigation Firm seeks attorney. Newly admitted up to one year attorney for law and motion, court appearances, discovery and handling of files. Competitive salary & benefits. Please fax resume with writing sample to 909-477-3272. NOTICES CONFIDENTIAL HELP Judges & Attys in trouble w/alcohol, drugs. 909/683-4030, 24hrs-7 days wk. SBCBA Members: Advertise FREE for 3 mo. in Classifieds. Continue ad for $10 per month in advance. 909/885-1986 or email bulletin@sbcba.org. Conference Room available for depos, etc. at SBCBA office. 1 block from courthouse. Discount rates to SBCBA members. Call 909/885-1986. WANNA GET AWAY WITH MINIMUM DRIVING TIME? Beautiful 2,200 sq ft retreat in GreenValley Lake. 3 Bdrms, 2 full baths, fireplace. Sleeps 12-14. Huge pool room with regulation table, dart board, card/game table. Cable TV. Full kit w/ all amenities. All linens included. Big backyard; outdoor Spa seats 6; parking for 6 cars; located right on main road. 1/2 mile walk to stores and lake (rowboat included!). $300/ $350/ $400 weekdays/ weekends/ holidays per night, 7 day stay gets one free night. (Special rates may be available in Spring - call for information.) To reserve your weekend, call 909/867-4182. (See photos here: http://www.vrbo.com/ 133847#) April 2010 “The oldest continuously active bar association in California” !"# "$%&% '#&(#&)*) !" $! !+ + ,-**.%,'/**. !0 .%*0 1*) )+20 )'3 ! " 00445(('/4(610# !! " 15 San Bernardino County Bar Association 16 BULLETIN of the San Bernardino County Bar Association “California’s Oldest Continuously Active Bar Association” Organized December 11, 1875 In Affiliation with the High Desert Bar Association April 2010 Workers’ Compensation/Social Security Disability Issue? MAYBE WE CAN HELP! We have over 50 years experience in representing injured and disabled workers before the Workers’ Compensation Appeals Board and Social Security Administration. If you have clients who need help with Workers’ Compensation or Social Security problems, please have them call our office for a free consultation. We pay referral fees in accordance with State Bar Rule 2-200(A). Laurence R. Lerner Francisco T. Silva 2009-2010 Board of Directors OFFICERS Thomas W. Dominick President John S. Lowenthal President-Elect Khymberli S. Apaloo Vice-President Bradley R. White Secretary-Treasurer Michael A. Scafiddi Immediate Past President DIRECTORS-AT-LARGE Hon. Diane I. Anderson Kevin B. Bevins G. Christopher Gardner Jennifer M. Guenther Barbara A. Keough Matthew A. Marnell Sandy L. Turner John R. Zitny Executive Director Claire E. Furness “The mission of the San Bernardino County Bar Association is to serve its members and the community and improve the system of justice.” 555 North Arrowhead Avenue San Bernardino, CA 92401-1201 (909) 885-1986 Fax: (909) 889-0400 E-mail: bulletin@sbcba.org Web: www.sbcba.org T he Bulletin of the San Bernardino County Bar Association is published 11 times a year. Our circulation is approximately 1,100, including: our bar membership of 900, 95 state and federal judges, state &local bar leaders, legislators, media, and businesses interested in the advancement of our mission. Articles, advertisements and notices should be received by the bar office no later than the fifteenth of the month prior to the month of publication. For current advertising rates, please call the number listed above. Please direct all correspondence to the above address. WORKERS’ COMPENSATION LAW CERTIFIED SPECIALISTS STATE BAR OF CALIFORNIA / BOARD OF LEGAL SPECIALIZATION Lerner, Moore, Silva, Cunningham & Rubel Ph: 909/ 889-1131• Fax: 909/884-5326 141 North Arrowhead Avenue, Suite 1 San Bernardino, California 92408-1024 www.injuryatwork.com
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