dociBSC 52nd annual Convention - Independent Banks of South Carolina
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iBSC 52nd annual Convention - Independent Banks of South Carolina
I BSC 5 2 n d A n n u a l C o n v e n t i o n J u ly 28-30, 2016 S e a P i n e s R e s o rt Welcome from the President Tim C. Thompson IBSC President President The Commercial Bank Honea Path, South Carolina Welcome to the 52nd Annual Convention of the Independent Banks of South Carolina at Sea Pines Resort on beautiful Hilton Head Island. We are happy you decided to “Come on Down to Harbour Town.” This year has brought some exciting changes for IBSC. As you know, the Board made the decision to make a change in the management of our Association. Teresa D. Taylor joined us in March and we are pleased to have an executive director with knowledge of our industry and association management. The Convention Committee has been busy planning the agenda for this year’s convention. We have a great slate of speakers designed to help our community banks grow and prosper. The Independent Banks of South Carolina is the only trade association representing the best interest of the community banking industry, we are the heart of community banking in South Carolina. Mary and I hope you enjoy your stay at Sea Pines. Sincerely, Tim C. Thompson President The Commercial Bank 1 IBSC 2 Executive Committee Tim C. Thompson IBSC President The Commercial Bank Honea Path, South Carolina Russell L. Laffitte IBSC President- Elect Palmetto State Bank Hampton, South Carolina John L. Wiggins, III IBSC Vice President First National Bank of SC Holly Hill, South Carolina Michael P. Mahoney IBSC Secretary & Treasurer Bank of Greeleyville Greeleyville, South Carolina Todd G. Buddin IBSC Immediate Past President Heritage Community Bank Hartsville, South Carolina Ronald H. Anderson IBSC Second Past President First National Bank of SC Summerville, South Carolina 2015 - 2016 IBSC Board of Directors DISTRICT 1 DISTRICT 3 ICBA STATE DIRECTOR Thomas O. Hutto Farmers & Merchants Bank of SC Holly Hill, South Carolina John “Woodie” West First National Bank of SC Holly Hill, South Carolina Henry M. Funderburk, III Dedicated Community Bank Darlington, South Carolina Gwendolyn P. Bunton Bank of Walterboro Walterboro, South Carolina William O. Buyck, Jr. Bank of Clarendon Manning, South Carolina EXECUTIVE DIRECTOR DISTRICT 2 Gwen M. Thompson Clover Community Bank Clover, South Carolina Teresa D. Taylor Independent Banks of SC Chapin, South Carolina Vera B. Herbert Carolina Bank & Trust Darlington, South Carolina DISTRICT 4 R. Ashley Wheeler, Jr. The Citizens Bank Olanta, South Carolina James R. “Jimmy” Fowler, Jr. Countybank Greenville, South Carolina W. Jennings Duncan The Conway National Bank Conway, South Carolina William C. “Chip” Lyerly First South Bank Columbia, South Carolina C. Nakia Davis The Peoples Bank Anderson, South Carolina 3 Speakers 52nd Annual Convention Timothy K. “Tim” Zimmerman is vice chairman of the Independent Community Bankers of America® (ICBA), the only national trade association that exclusively represents community banks. President and CEO of Standard Bank in Monroeville, Pa., Zimmerman has been a community banker for more than 35 years and is a member of ICBA’s Executive Committee and board of directors. During his affiliation with ICBA, he has served in many leadership roles, including chairman of ICBA Securities. Zimmerman is a past chairman of the Mutual Bank Council. Also, during his tenure as chairman of the FHLBank Task Force in 2011, he testified before the House Financial Services Subcommittee on Oversight and Investigations. From September 2012 to September 2015 Zimmerman served as a member of the Consumer Financial Protection Bureau’s Community Bank Advisory Council. While on the council he served as vice chairman and chairman. He is also a 4 member of the National Association of Home Builders Mortgage Roundtable. On the local level, Zimmerman has been a member of the Pennsylvania Association of Community Bankers for more than 20 years and currently serves on the board of directors. He is board member and vice president of the Pittsburgh Civic Light Opera, chairman of its Audit and Budget and Finance committees and a member of its Cabaret and the New Works Funding committees. He also serves as his company’s coordinator for the Make-AWish Foundation annual campaign. Zimmerman holds a Bachelor of Science degree from Indiana University of Pennsylvania and did graduate work at the University of Pittsburgh. He is a Certified Public Accountant in Pennsylvania and member of the American Institute of Certified Public Accountants and the Pennsylvania Institute of Certified Public Accountants. He lives in Franklin Park, Pa., with his wife, Linda. Jay Morelock concentrates on the analysis of economic releases, Federal Reserve policy, fiscal policy, and geopolitical events with a primary focus on the US. He presents clear and objective analysis of the macroeconomy and its relation to markets through economic projections, written reports, conferences, and public commentary. He has appeared on CNBC’s Squawk Box and is frequently quoted in The Wall Street Journal, The New York Times, Bloomberg, and BBC. Prior to joining FTN Financial, he worked as a trader in the US fixed income markets. Jay graduated from the University of Chicago with a B.A. in Economics and received his M.B.A. at New York University with concentrations in Economics and Finance. Jason Pruitt has been in the community banking industry for over 25 years. Jason began his banking career at Roswell Bank in 1990. Over the next 10 years, he was a Senior Commercial, Residential Construction and Commercial Construction Lender with Bank of North Georgia and Fidelity Bank with loan portfolios exceeding $70 million. In December 2000, he began his 10 year stint with the Community Bankers Association of Georgia as Vice President and Director of Member Services. Jason is a graduate of the LSU Graduate School of Banking and the Synovus Financial Analysis & Credit Training (FACTS) School. Jason is a Georgia native, is married and has three (3) daughters and two (2) stepsons. Speakers 52nd Annual Convention David Ruffin is co-founder and managing member of Credit Risk Management, L.L.C. Credit Risk Management, founded in 1989, is a Raleigh-based consulting firm that provides comprehensive credit-related products and services to banks and other lending institutions throughout the U.S. David received his Bachelor of Arts degree in 1971 from UNC-Chapel Hill and his Master of Science degree in 1978 from East Carolina University. In 1973 David joined Planter’s National Bank in North Carolina as a Line Lender and then moved into the role of Staff Credit Officer. While at Planter’s, he graduated from the National Commercial Lending School and the National Commercial Lending Graduate School sponsored by the ABA at Oklahoma University. David is a former Regional Associate and Group Officer of Robert Morris Associates (Risk Management Association). From 1984 to 1989 he served in credit office positions at First Union, the last position as Senior Credit Officer of the Eastern Region of North Carolina. He left First Union in 1989 to form Credit Risk Management, L.L.C. Craig Dismuke is Executive Vice CNBC, Fox Business, and Bloomberg TV as well as being quoted often in the financial news. Craig is a member of the Economic Club of Memphis and is a visiting lecturer at Rhodes College and the Barret School of Banking. Prior to joining Vining Sparks, Craig was a Managing Director in Institutional Fixed Income at Bear Stearns and Company. Craig lives in Memphis, Tennessee with his wife, Ashley, and three children. He is actively involved with St. Jude Children’s Research Hospital. R.W. “Bobby” Jonte is a cropduster He has written four books and had over 1000 newspaper and magazine articles published. He has presented to over 1000 audiences. He lives in Greeleyville with his wife Beth (of 42 years). He has two sons. President and Chief Economist for Vining Sparks, a fixed income broker/dealer serving institutional investors. He is responsible for the projection and publication of Vining Sparks’ economic and interest rate forecasts. He publishes research articles for Vining Sparks as well as other national publications. He speaks often at industry conferences on the health of the U.S. economy, expectations for interest rates, and relevant fixed income strategies. Craig is a frequent guest on turned banker. He’s won contests for speaking and magic. He has taught over 100 people to fly and flown 18,000 flight hours. He is a past president of the Kingstree Rotary Club, a past president of IBSC and a former director of Community Bankers Bank. 5 Schedule of Events T h u r s d ay , J u ly 28, 2016 9:00 a.m.………………………………………… Board Meeting Breakfast • Palmer/Irwin Room 3:00 p.m. - 5:00 p.m.…………………………… Registration • Champions Ballroom Refreshments sponsored by Adams & Reese 3:00 p.m. - 5:00 p.m.…………………………… Exhibits Open • Champions Ballroom 6:00 p.m. - 7:30 p.m.…………………………… Welcome Reception • Beach Club Reception sponsored by Elliott Davis Decosimo and Travelers 7:30 p.m.………………………………………… Past Presidents’ Dinner (Invitation Only) Dinner sponsored by Blue Ridge Bank, First National Bank of SC, Palmetto State Bank, The Peoples Bank, Heritage Community Bank, Bank of Clarendon, and Bank of Greeleyville Dinner on Your Own F r i d ay , J u ly 29, 2016 7:30 a.m.………………………………………… Breakfast with Exhibitors • Champions Ballroom Breakfast sponsored by EconoCheck 8:30 a.m. - 12:00 p.m.………………………… First General Session • Champions Ballroom Business Session sponsored by STS, First Coffee Break sponsored by AloStar, Second Coffee Break sponsored by CRS Data 1:00 p.m.………………………………………… Golf Tournament Golf Tournament Sponsored by Integrated Financial Solutions 2:00 p.m.………………………………………… Special Event 6:30 p.m. - 7:30 p.m.…………………………… Reception and IBSC Young Bankers’ Silent Auction Champions Ballroom Reception sponsored by FNBB Capital Markets & Community Bankers Bank 6 7:30 p.m.………………………………………… Banquet & Entertainment • Champions Ballroom Photographer sponsored by TIB - The Independent BankersBank Banquet sponsored by ICBA, Entertainment sponsored by Shazam Schedule of Events S at u r d ay , J u ly 30, 2016 7:30 a.m. ……..……..……..……..……..……..……..……..……. Breakfast with Exhibitors Champions Ballroom Breakfast sponsored by FiServ 8:30 a.m. - 12:00 p.m. ……..……..……..……..……..……..…… Second General Session Champions Ballroom Business Session sponsored by FHLB Coffee Break sponsored by Centerstate Bank 12:00 p.m.……..……..……..……..……..……..……..……..……. Adjournment Hospitality Suite Hours The Hospitality Suite will be in the Fairway Suite on the 2nd floor of Harbour Inn, room #219. Thursday, July 28th …………………………………… 9:30 p.m. – Midnight Friday July 29th ………………………………………… 5:00 p.m. – 6:30 p.m. 11:00 p.m. – 1:00 a.m. The suite will close promptly at the hours listed above. Hospitality Suite sponsored by The Commercial Bank 7 Agenda T h u r s d ay , J u ly 28, 2016 BOARD OF DIRECTORS MEETING………… 8:30 a.m. • Palmer/Irwin Room Exhibitor Set Up…………………………………… 10:00 a.m. – 2:00 p.m. • Champions Ballroom Welcome Refreshments…………………………… Sponsored by Adams & Reese, LLP Registration………………………………………… 3:00 p.m. – 5:00 p.m. • Champions Ballroom Exhibits Open……………………………………… 3:00 p.m. – 5:00 p.m. • Champions Ballroom Welcome Reception………………………………… 6:00 p.m. – 7:30 p.m. 8 Agenda F r i d ay , J u ly 29, 2016 • F i r s t G e n e r a l S e s s i o n 8:30 A.M.…………………………………………… GENERAL SESSION Welcome & Call to Order………………………… Tim C. Thompson President, IBSC and President The Commercial Bank, Honea Path Pledge to the Flag…………………………………… Todd G. Buddin Immediate Past President, IBSC and Executive Vice President, Heritage Community Bank, Hartsville Invocation…………………………………………… Russell L. Laffitte President-Elect, IBSC and Chief Operations Officer/Executive Vice President, Palmetto State Bank, Hampton Introduction of Speaker…………………………… Henry M. Funderburk, III ICBA State Director and President & CEO, Dedicated Community Bank, Darlington ICBA & Community Banking Update…………… Report of Resolutions & By-Laws Committee……………………………… Timothy K. “Tim” Zimmerman First Vice Chairman, Independent Community Bankers of America and President & CEO, Standard Bank, Monroeville, PA James R. “Jimmy” Fowler, Jr. Board of Directors, IBSC and Executive Vice President, Countybank, Greenville Refreshment Break in Exhibit Hall Introduction of Speaker…………………………… Russell L. Laffitte Economic Update: A Tale of Two Cycles………… Jay Morelock Economist, FTN Financial, Memphis, TN Introduction of Speaker…………………………… Growing Your Bank Loan Portfolio and Non-Interest Income……………… Russell L. Laffitte Jason Pruitt Director, Financial Solutions Group, CRS Data, Woodstock, GA Introduction of Speaker…………………………… James R. “Jimmy” Fowler, Jr. Managing Portfolio Credit Risk: Where We’ve Been & Where We’re Going!……… David H. Ruffin Co-founder and Managing Member, Credit Risk Management Analytics, LLC, Raleigh, NC Recess 9 Agenda S at u r d ay , J u ly 30, 2016 • S e c o n d G e n e r a l S e s s i o n 8:30 A.M.…………………………………………… GENERAL SESSION Welcome & Call to Order………………………… Tim C. Thompson Introduction of Speaker…………………………… Tim C. Thompson Economic Update…………………………………… Craig Dismuke Executive Vice President and Chief Economist, Vining Sparks, Memphis, TN Refreshment and Check-Out Break Annual Business Session Call to Order ………..………..………..………..………..………..… Tim C. Thompson Necrology Report ………..………..………..………..………..…… John L. Wiggins, III Resolution & By-Laws Vote………..………..………..………..…… James R. “Jimmy” Fowler, Jr. Remarks by the President ………..………..………..………..…… Tim C. Thompson Financial Report ………..………..………..………..………..……… Michael P. Mahoney Report of the Nominating Committee………..………..………..… Todd G. Buddin Election and Recognition of Officers ………..………..………..… Todd G. Buddin Special Awards and Passing of the Gavel ………..………..……… Tim C. Thompson Remarks by the President-Elect ………..………..………..……… Russell L. Laffitte Closing ………..………..………..………..………..………..……… Tim C. Thompson Refreshment and Check-out Break (Harbour Inn will store luggage) Introduction of Speaker…………………………… John L. Wiggins, III Vice President, IBSC, and Vice President First National Bank of SC, Holly Hill Stretch Your Vision………………………………… R.W. “Bobby” Jonte President and Chief Executive Officer, Bank of Greeleyville, Greeleyville Adjournment 10 Thank you PL AT I NU M PR E M I U M to our sponsors! S P ONSOR S S P ONSOR S IBSC Name Todd Buddin Ron Anderson Bobby Jonte Thornwell Dunlap Al Young Barry Ham Henry Funderburk Barry Slider Shawn McGee Curtis Tyner Michael Wolfe Thomas Sherard A. C. English Charles Laffitte Dennis Hennett *Leonard Jonte Blake Gibbons Roger Crook William Nock W. B. McCown Bill Stevens Perry Earle Marion Edwards Bruce White Jim Cherry John Hutto Stephen Chryst Howard Elkins Larry Westbury Frank McClure Carl Brazell Chester Duke W. H. Parks *Thornwell Dunlap, Jr. William Buyck, Sr. *Arthur Parson *James McNair *E. H. Poole *Marshall Abbott Robert Hubbs J. E. Rabley Frank Robards Frank Robards Ray Burns Banks Scarborough Raymond Caughman W. C. Bennett *John Sellers *Bonner Baxter *James Hoyt *Phelps Brooks 12 *deceased Past Presidents Bank Year Heritage Community Bank First National Bank of SC Bank of Greeleyville Countybank The Commercial Bank Bank of Clarendon Dedicated Community Bank First South Bank The Peoples Bank Heritage Community Bank Orangeburg National Bank Bank of Abbeville Bank of Clarendon Palmetto State Bank Greer State Bank Bank of Greeleyville The Citizens Bank Bank of Walterboro Sumter National Bank Darlington County Bank Greenwood Bank & Trust Greenville National Bank Marion National Bank Bank of Travelers Rest Williamsburg First National Bank Farmers & Merchants Bank of SC The Anchor Bank Bank of Clarendon First National Bank of Orangeburg The Community Bank of SC First Palmetto Bank Marion National Bank Community Bank Countybank Bank of Clarendon Andrews Bank & Trust Farmers & Merchants Bank of SC Farmers & Merchants Bank of SC Bank of Westminster Lexington State Bank The Bank of Lancaster Rock Hill National Bank Rock Hill National Bank Bank of York Pee Dee State Bank Lexington State Bank Arthur State Bank Williamsburg First National Bank Commercial Bank & Trust The Peoples Bank Peoples National Bank of Chester 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983 1982 1981 1980 1979 1978 1977 1976 1975 1974 1973 1972 1971 1970 1969 1968 1967 1966 1965 Committee Members 2 0 1 6 IBSC E X E C U T IVE CO MMITTE E ** Tim C. Thompson………..………..………..… The Commercial Bank Russell L. Laffitte ………..………..………..…… Palmetto State Bank John L. Wiggins, III ………..………..………..… First National Bank of SC Michael P. Mahoney………..………..………..… Bank of Greeleyville Todd G. Buddin ………..………..………..…… Heritage Community Bank Ronald H. Anderson ………..………..……….. First National Bank of SC A U D I T / F IN AN CE CO MMITTE E ** Michael P. Mahoney………..………..……….. Bank of Greeleyville Ronald H. Anderson ………..………..……….. First National Bank of SC Tim C. Thompson………..………..………..…… The Commercial Bank C O N V E NTIO N CO MMITTE E **John L. Wiggins, III ………..………..……….. First National Bank of SC C. Nakia Davis………..………..………..………. The Peoples Bank Vera B. Herbert………..………..………..………. Carolina Bank and Trust Russell L. Laffitte ………..………..………..…… Palmetto State Bank Joseph Shuler ………..………..………..……….. Farmers and Merchants Bank Tim C. Thompson………..………..………..…… The Commercial Bank HISTORY & BY-LAWS / LEGISLATIVE COMMITTEE **James R. “Jimmy” Fowler, Jr.………..……….. Countybank Henry M. Funderburk, III ………..………..…… Dedicated Community Bank Rose Buyck Newton………..………..………..… Bank of Clarendon YOUNG BANKERS COMMITTEE **Johnathan Patterson ………..………..……….. First National Bank of SC Tracy J. Kellahan ………..………..………..…… Bank of Greeleyville Will Mahoney ………..………..………..……….. Bank of Greeleyville MARKETING / MEMBERSHIP / SEMINAR COMMITTEE **Russell L. Laffitte ………..………..………..… Palmetto State Bank Todd G. Buddin ………..………..………..…… Heritage Community Bank Gwendolyn P. Bunton ………..………..……….. Bank of Walterboro Tim C. Thompson………..………..………..…… The Commercial Bank NOMINATING COMMITTEE **Todd G. Buddin ………..………..………..…… Heritage Community Bank Ronald H. Anderson ………..………..……….. First National Bank of SC Russell L. Laffitte ………..………..………..…… Palmetto State Bank Michael P. Mahoney………..………..………..… Bank of Greeleyville John L. Wiggins, III ………..………..………..… First National Bank of SC Tim C. Thompson………..………..………..…… The Commercial Bank **Committee Chairman 13 Independent Banker of the 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1983 14 Year Recipients Ronald H. Anderson Shawn R. McGee J. Allard Young J. Barry Ham Henry M. Funderburk, III Robert R. Hill, Jr. Curtis A. Tyner William A. Harwell H. Blake Gibbons, Jr. A.C. English Leonard L. Jonte Charles A. Laffitte, Jr. George Singletary W. Roger Crook William O. Buyck, Sr. James DeVore McNair W. B. McCown, III William H. Nock J. Banks Scarborough William G. Stevens Bruce White Jim M. Cherry, Jr. Howard Elkins John L. Hutto Larry D. Westbury Emily Best Marshall Abbott Ray Burns Frank Robards Raymond S. Caughman W.C. Bennett John C. Sellars First National Bank of SC The Peoples Bank The Commercial Bank Bank of Clarendon Dedicated Community Bank SCBT Heritage Community Bank Community Resource Bank The Citizens Bank Bank of Clarendon The Bank of Greeleyville Palmetto State Bank First National Bank of SC Bank of Walterboro Bank of Clarendon Peoples Community Bank Darlington County Bank Sumter National Bank Pee Dee State Bank Greenwood Bank & Trust Bank of Travelers Rest Williamsburg First National Bank Bank of Clarendon Farmers & Merchants Bank of SC First National Bank Sandhills Bank Bank of Westminster Bank of York Rock Hill National Bank The Lexington State Bank Arthur State Bank Williamsburg First National Bank Be sure to visit our Exhibitors Community Bank Real Estate Solutions, Booth #4 2050 Catawba Valley Blvd., SE • Hickory, NC 28602 Booth Personnel: David Reitzel (877) 965-4010 dreitzel@cbresolutions.com CRS Data, Booth #16 820 Brooks Ide Court • Woodstock, GA 30188 Community Bank Real Estate Solutions (CBRES) is an appraisal management Company servicing 27 states throughout the Eastern portion of the US. Founded in NC, CBRES provides real estate lenders, banks, and mortgage brokers a way to obtain accurate appraisals that are compliant with AIR, FHA, FNMA and FHLMC, USPAP, Truth in Lending Act (TILA) and Dodd-Frank Act. The CBRES software platform establishes a centralized and streamlined distribution system which effectively manages all incoming order requests, status updates, file deliveries, messaging and credit card payments. This advanced platform also provides CBRES the ability to provide our clients with UCDP & EAD compliant reports. CBRES matches the best qualified appraiser available to the needs of the client, resulting in quality appraisal products delivered promptly. Booth Personnel: Jason Pruitt (770) 883-6609 jPruitt@crsdata.com Rob Williamson (864) 431-8289 rwilliamson@crsdata.com The CRS Data Banker Suite allows community banks to perform fully compliant in-house property evaluations in an efficient, cost-saving manner. The ability to perform compliant in-house property evaluations not only saves time for your institution and borrower, but also provides a stream of non-interest income to your bottom line. The Banker Suite also has the ability to identify maturing real estate loans in your target markets. Employer HR Group, Booth #9 1100 Shirley Street, Suite 200 • Columbia, SC 29205 Federal Reserve Bank of Richmond, Booth #2 701 East Byrd Street • Richmond, VA 23219 Booth Personnel: Josh Ard Marie Awtrey (803) 252-2566 (803) 252-2566 jard@teg-hro.netmawtrey@teg-hro.net Booth Personnel: Paul Frey (704) 358-2544 paul.frey@rich.frb.org Milton Moore (803) 252-2566 mmoore@teg-hro.net Keith Larkin (804) 697-4039 keith.larkin@rich.frb.org Employer HR Group provides a consolidated resource of HR Services for SC Community Banks. With our local team of HR consultants and administrators, we are your comprehensive provider or HR Compliance, Payroll/Tax Management, Time & Attendance, Benefits Administration, and ACA Reporting. In business for 20+ years, we’ve had the fortunate privilege of working with Community Banks and small businesses throughout SC. The mission of the Federal Reserve Bank of Richmond is to inspire trust and confidence in the U.S. financial system. We influence monetary policy, we supervise financial institutions, and we are the banker for banks. The Federal Reserve Bank of Richmond is part of the nation’s central banking system. The Bank is driven by knowledge and the evolving economic interests of the nation, not by profit or a bottom line. The Bank fosters the stability, integrity and efficiency of the nation’s monetary, financial and payments systems. Our work affects every member of the American society. 15 Be sure to visit our Exhibitors Harper McNeil, Inc., Booth #10 3020 Lake Wylie Drive • Rock Hill, SC 29732 Homeowners Mortgage Enterprises, Booth #6 2530 Devine Street • Columbia, SC 29205 Booth Personnel: Robert H. Harper (803) 329-2305 bharper@harpermcneil.com Booth Personnel: B. Chad Farmer (803) 351-2384 cfarmer@homeownersmtg.com Harper McNeil, Inc. is a consulting firm that specializes in system search, conract negotiations and operations analysis projects. Steve Jolly (843) 801-4284 sjolly@homeownersmtg.com Homeowners Mortgage Enterprises (“HME”) a Subsidiary of CoastalStates Bank provides mortgage products and services for clients throughout the southeast. We offer Conventional, FHA, VA, USDA, Jumbo and Reverse products. HME provides fulfillment services which include processing, underwriting and closing for our clients. Based on your needs, we can provide as much or as little assistance throughout the mortgage process as required. ICBA Securities, Booth #13 775 Ridge Lake Blvd., Ste 175 • Memphis, TN 38120 ICBA, Booth #12 4209 Kinsmon Way • Marietta, GA 30062 Booth Personnel: David Moore (770) 650-9810 David.Moore@icba.org The Independent Community Bankers of America, the nation’s voice for more than 6,000 community banks of all sizes and charter types, is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best in class education and high quality products and services. 16 Booth Personnel: Marc Jett (800) 733-7647 mjett@viningsparks.com ICBA Securities is a wholly-owned subsidiary of the ICBA Services Network. ICBA Securities (through its relationship with Vining Sparks) provides comprehensive balance sheet solutions to 2,500 community bank focused clients (and growing). Their support covers many areas: Asset/Liability Management, liquidity assistance, commercial/residential loan portfolio analysis & trading, SBA/USDA analysis & trading, securities portfolio analysis & trading, bond accounting, safekeeping, interest rate products & hedging strategies, investment banking, wholesale funding, education, research, advocacy and much more. ICBA Securities also has a mandated set of policies for the protection of its bank clients: rigorous sales rep requirements, a suitable security list, and a pricing policy that is determined by its Board of Directors. Finally, ICBA Securities has a unique, formal agreement to return all of its earnings to either state associations or its parent, the ICBA, in the form of royalties and dividends. Be sure to visit our Exhibitors Reunion Student Loan Finance Corporation, Booth #5 PO Box 28020 • Macon, GA 31221 Shazam, Booth #14 2965 Sunset Drive • Donalsonville, GA 39845 Booth Personnel: Kristin Hanlon (478) 845-2943 kristinh@slfc.com Booth Personnel: Bernard Desrosiers (813) 244-3651 bdesros@shazam.net Alex Jernigan (229) 861-3802 jjernig@shazam.net Student Loan Finance Corporation (SLFC) provides a virtual turnkey private student loan program called iHelp which allows community banks to offer a profitable and secured consumer loan product to their customers. SLFC provides all origination, marketing, servicing and accounting, as well as compliance support. For Program information, visit the iHelp website at www.ihelploan.com. An ICBA Preferred Service Provider since 2000, SLFC offers the Program to banks nationwide, who receive fee and interest income based on their level of participation in iHelp. The SHAZAM network is one of the last remaining member-owned and -controlled EFT networks and processors in the industry. This independence allows SHAZAM to remain in control of its systems and guarantees access to the electronic payments system for its participants. SHAZAM offers ATM processing, Visa® check card and Debit MasterCard® national debit products, card authorization services, merchant processing, ACH services, and information security solutions. SHAZAM serves nearly 1,500 community financial institutions in 33 states. SI Solutions, Booth #11 PO Box 6437 • Florence, SC 29502 The Baker Group, Booth #1 2300 Windy Road Parkway • Atlanta, GA 30339 Booth Personnel: Ben Waldrop (843) 669-2027 bwaldrop@si-solutions.com Booth Personnel: Josh Lee (800) 937-2257 jlee@gobaker.com SI Solutions provides a vast array of solutions for community banks. We can incorporate a total marketing solution with statement/notice processing, corporate collateral, direct mail campaigns, branded promotional items, corporate e-store, and fulfillment. The Baker Group is one of the nation’s largest independently owned securities firms specializing in asset/liability and investment portfolio management for community financial institutions. We’ve helped our clients improve decision making, manage interest rate risk, and maximize investment portfolio performance since 1979. Our proven approach of institutions total resource integration for community financial utilize software and products developed by Baker’s Software Solutions combined with the firm’s investment experience and advice. 17 Be sure to visit our Exhibitors Travelers Insurance, Booth #15 11440 Carmel Commons Blvd • Charlotte, NC 28226 Booth Personnel: Mark Horton Luis Lima Eric Marshall (501) 223-6712 (704) 544-3704 (704) 544-3712 MCHORTON@travelers.comllima@travelers.com EMARSHA2@travelers.com Travelers has been insuring banks for more than a century Offering a wide range of customized insurance protection, Travelers SelectOne+ SM for Financial Institutions is designed to respond to the most recent trends in banking. This flexible product line provides insurance options to help banks reduce potential gaps and overlaps in coverage, including D&O liability, cyber liability, banker’s professional liability, financial institution bonds, ID fraud expense reimbursement and property/casualty coverages. Our dedication to community banks has helped us earn the endorsement of the Independent Community Bankers of America (ICBA). Through this endorsement, we offer special benefits to ICBA members. 18 Entertainment Deas-Guyz features an entertaining mix of Old Motown, Rhythm and Blues, Pop, Rock, Reggae and Dance beats. The range of musical selections includes Motown sounds of the Temptations, The Drifters, Smokey Robinson and Marvin Gaye; Bob Marley classics; to the dance sounds of Pharrell Williams and R. Kelly. Special Event: Salty Dog Boat Cruise If cocktails and site seeing sound like the perfect afternoon to you, please join us for the Salty Dog Boat Cruise. On Friday, the 29th for those of you joining us, transportation will pick up at 1:30 p.m. at the front entrance of the hotel. We will board the Salty Dog at 2:00 p.m. and return by 4:30 p.m. All passengers must be at least 21 years of age! 19 Convention Attendees 20 Phillip Buffington, Sarah Matthew Hill Elena Lovoy Trey Moore, Jan J. Neal Anderson, Joyce Brent Amyette Robert L. McKinney, Beverly William O. Buyck, Jr., Caroline William O. Buyck, Sr. J. Barry Ham, Arlene Rose Buyck Newton, Weston Robert W. Jonte, Jr., Beth Michael P. Mahoney, Marge Edward Fewell, Gay Gwendolyn P. Bunton, Terry H. Wesley Beasley, Julie Bubba DeMaurice, Whitney Vera B. Herbert, Jamie Parker Grubbs, Katie Brent S. Garrett, Jamie Gwen M. Thompson, Jim Laurence Bolchoz, Melanie Robin L. Cupka, Dairen Rudy J. Painter, Marsha James R. Fowler, Jr., Julie David Ruffin Jason Pruitt Henry M. Funderburk III, Anne James Ivey, Angela Jim Bloom R. Jason Caskey Nathan Crowe Robert Stevens Rose Washofsky Josh Ard, Charity Marie Awtrey Milton P. Moore, Jean Gene Varn Scott Williams Glenn Blackwood R. Michael Holcombe, Nancy Thomas O. Hutto, Frances Joseph Shuler, Floy William Sohm, Julie Edith A. Fulcher, Lou Nichols D. Kevin Wyckoff Paul Frey Keith Larkin, Jackie Ronald H. Anderson, Pat Adams & Reese, LLP Adams & Reese, LLP Adams & Reese, LLP AloStar Bank of Commerce Anderson Brothers Bank At-Net Services, Inc. Atlantic Community Bank Bank of Clarendon Bank of Clarendon Bank of Clarendon Bank of Clarendon Bank of Greeleyville Bank of Greeleyville Bank of Travelers Rest Bank of Walterboro Carolina Bank & Trust Carolina Bank & Trust Carolina Bank & Trust CenterState Bank Citizens Building & Loan Clover Community Bank Coastal Carolina National Bank Community Bankers’ Bank Countybanc Insurance Countybank Credit Risk Management Analytics, LLC CRS Data Dedicated Community Bank Dedicated Community Bank Econocheck Corporation Elliott Davis Decosimo Elliott Davis Decosimo Elliott Davis Decosimo Elliott Davis Decosimo Employer HR Group Employer HR Group Employer HR Group Enterprise Bank of South Carolina Enterprise Bank of South Carolina Equias Alliance Farmers & Merchants Bank of SC Farmers & Merchants Bank of SC Farmers & Merchants Bank of SC Farmers & Merchants Bank of SC FDIC Federal Home Loan Bank of Atlanta Federal Reserve Bank of Richmond Federal Reserve Bank of Richmond First National Bank of SC Ridgeland Columbia Birmingham Columbia Hemingway Greenville Bluffton Manning Manning Manning Bluffton Greeleyville Greeleyville Travelers Rest Walterboro Darlington Darlington Darlington Winston-Salem Greer Clover Myrtle Beach Midlothian Greenville Greenville Raleigh Woodstock Darlington Florence Stockbridge Columbia Columbia Greenville Raleigh Columbia Columbia Columbia Ehrhardt Edisto Island Wellington Moncks Corner Holly Hill Holly Hill Holly Hill Atlanta Atlanta Charlotte Richmond Summerville MS SC AL SC SC SC SC SC SC SC SC SC SC SC SC SC SC SC NC SC SC SC VA SC SC NC GA SC SC GA SC SC SC NC SC SC SC SC SC FL SC SC SC SC GA GA NC VA SC Convention Attendees John West, Jackie John L. Wiggins, III, Beverly Roger Habisreutinger, Marianna William C. Lyerly, Michele Barry L. Slider, Dorthy Larry Jordan, Dorn Jeff Gach Wes Caudell Jay Morelock A. Parker Barnes, III, Allison Todd G. Buddin, Tracey Curtis A. Tyner, Sr., Pam Teresa D. Taylor Rachel A. Ulmer David Moore, Connie Marc Jett Fred Antley, Carolyn Michael Boozer, Caison Mason Dunlap Riley Creech, Thadd Gauvey Coleman Bates Charles A. Laffitte, Jr., LaClaire Russell L. Laffitte, Susie Chad Westendorf, Mary Ann John Fetner Stuart Lee Andrew Montgomery Harriet Wallace Neal Beard, Lynn Bernard Desrosiers Alex Jernigan, Nancy Timothy K. Zimmerman, Linda Josh Lee, Alex Bishop Tommy Bouchette, Ann John L. Hanna, Sandy Richard W. McCutcheon, Pamela C. Dorn Smith, III, Debbie William M. Utsey, Kathy R. Ashley Wheeler, Jr. Brad Jones, Pat Tim C. Thompson, Mary W. Jennings Duncan, Robin C. Nakia Davis, Brooke Shawn R. McGee, Beth John Boulware Mac Cochrane Luis Lima Eric Marshall Craig Dismuke First National Bank of SC First National Bank of SC First South Bank First South Bank First South Bank First South Carolina Securities, Inc. First Tennessee Bank FNBB Capital Markets FTN Financial Haynsworth Sinkler Boyd, P.A Heritage Community Bank Heritage Community Bank IBSC IBSC ICBA ICBA Securities Integrated Financial Solutions Integrated Financial Solutions Integrated Financial Solutions J. W. Hunt and Company, LLP Managed Print Palmetto State Bank Palmetto State Bank Palmetto State Bank Rogers Townsend & Thomas, PC Rogers Townsend & Thomas, PC Rogers Townsend & Thomas, PC Rogers Townsend & Thomas, PC Security Technology Services, Inc. Shazam Shazam Standard Bank The Baker Group The Citizens Bank The Citizens Bank The Citizens Bank The Citizens Bank The Citizens Bank The Citizens Bank The Commercial Bank The Commercial Bank The Conway National Bank The Peoples Bank The Peoples Bank The Todd Organization TIB - The Independent Bankers Bank Travelers Insurance Travelers Insurance Vining Sparks Holly Hill Holly Hill Spartanburg Spartanburg Spartanburg Columbia Memphis Birmingham Memphis Columbia Hartsville Hartsville Chapin Chapin Marietta Memphis Hilton Head Island Columbia Columbia Columbia Columbia Hampton Hampton Hampton Charlotte Columbia Columbia Greenville Columbia Tampa Donalsonville Monroeville Atlanta Olanta Olanta Olanta Olanta Olanta Olanta Honea Path Honea Path Conway Anderson Iva Charlotte Indian Trail Charlotte Charlotte Memphis SC SC SC SC SC SC TN AL TN SC SC SC SC SC GA TN SC SC SC SC SC SC SC SC NC SC SC SC SC FL GA PA GA SC SC SC SC SC SC SC SC SC SC SC NC NC NC NC TN 21 Guests Registrants Convention Attendees Guest(s) Mary Martha Beard Ryleigh, Eme and Brantley Davis Fletcher and Lauren Grubbs Davis Ivey Carter and Luke Laffitte Meghan McGee Savannah and Shane Taylor Sydney Baker Mary Rachel and Ross Bryson Jenna Thompson Sophie Westendorf Adam and Joanna Hart Jack and Athena Wiggins of: Neal Beard Nakia Davis Parker Grubbs Jim Ivey Russell Laffitte Shawn McGee Teresa Taylor Teresa Taylor Tim Thompson Tim Thompson Chad Westendorf John Wiggins John Wiggins Name badge lanyards sponsored by STS Special Event Josh and Charity Ard Marie Awtrey Terry and Gwen Bunton Ross and Mary Rachel Bryson Jimmy and Julie Fowler Brent and Jamie Garrett Roger and Marianna Habisreutinger Joanna Hart Nancy Holcombe Tom and Frances Hutto Brad and Pat Jones Josh Lee and Alex Bishop Vera Herbert Elena Lovoy Chip and Michele Lyerly David and Connie Moore Milton and Jean Moore Marsha Painter Barry and Dorthy Slider Howie and Julie Sohm Teresa Taylor Jim and Gwen Thompson Jenna Thompson Mary Thompson Rachel Ulmer Woodie and Jackie West Beverly Wiggins Jack and Athena Wiggins Registrants Golf Registrants Michael P. Mahoney Bank of Greeleyville Laurence Bolchoz Coastal Carolina National Bank Rudy Painter Countybank Henry M. Funderburk, III Dedicated Community Bank Jim Bloom Econocheck Corporation Glenn Blackwood EquisAlliance Joseph Shuler Farmers & Merchants Bank of SC Mike Holcombe Farmers & Merchants Bank of SC Keith Larkin Federal Reserve Bank of Richmond Paul Frey Federal Reserve Bank of Richmond John L. Wiggins, III First National Bank of SC Jeff Gach First Tennessee Bank Wes Caudell FNBB Darien Cupka Guest of Robin Cupka Adam Hart Guest of John Wiggins Linda Zimmerman Guest of Tim Zimmerman B. Chad Farmer Homeowners Mortgage Enterprises Marc Jett ICBA Securities Michael Boozer Integrated Financial Solutions Coleman Bates Managed Print Charles A. Laffitte, Jr. Palmetto State Bank Russell L. Laffitte Palmetto State Bank Chad Westendorf Palmetto State Bank Alex Jernigan Shazam Tim Zimmerman Standard Bank Tim C. Thompson The Commercial Bank C. Nakia Davis The Peoples Bank John Boulware The Todd Organization Mark Horton Travelers Insurance Luis Lima Travelers Insurance Eric Marshall Travelers Insurance 23 Silent auction Please join us on Friday, July 29, 2016 during the Friday night reception and banquet for the Young Bankers Silent Auction. Bidding will conclude at 8:30 p.m. that evening. The funds raised through the Silent Auction will benefit the IBSC Young Community Bankers Scholarship Fund. The fund will assist IBSC Young Community Bankers in developing educational programs and seminars that will prepare tomorrow’s independent community bank leaders with the necessary skills to ensure bank profitability. Notes Thank You for Your Support! F o r f u rt h e r i n f o r m at i o n Teresa Taylor, IBSC Executive Director (803) 537-0414 • ttaylor@myibsc.org Program Designed by Diane Florence (803) 261-5169 • FlorenceDesign@aol.com • www.DianeFlorenceDesign.com Program printed by Robbie Fuller SI Solutions (803) 724-5463 • rfuller@si-solutions.com • www.si-solutions.com
