Freedom Years Insider

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Insider
November 2016  Calendar of Events
FreedomYears
25th Anniversary Year
Freedom Years 25th Anniversary Sweepstakes
Third Quarter Winner!
Diane Higgins
She chose a $250 local merchant gift card as her prize. Congratulations!
You have one more chance to win in December!
Holiday Outlet
Shopping
Tanger Outlets, Washington, PA
Friday, November 4 • $35 per person
Want to check out the shopping opportunities
in Washington, PA, but don’t want to make that
drive on your own? Put on your walking shoes
and coat to join us for a day of great shopping at
the Tanger Outlets. You will have approximately
5 hours of free time to enjoy lunch and shopping
(140+ stores) at your leisure today. Upon arrival
our host will welcome everyone and present you
with a special VIP coupon book. We will also have
time for those wishing to try your luck, to visit The
Meadows Racetrack and Casino for a few hours.
We hope you’ll join us for this fun “sales tax free”
holiday shopping experience. Space is limited to
25, so call early!
Price includes: Round trip deluxe motor coach
transportation; approximately 5 hours of shopping
time; optional visit to The Meadows Racetrack and;
driver’s gratuity.
2017 Vacation Preview
Payment due with reservations.
Park National Bank Main Office
50 North Third Street, Newark • Thursday, November 3
Join us for these 45-minute preview seminars of two of our 2017
extended vacations available through Freedom Years! During these
previews, we will highlight the details of each of these vacations and
answer any questions that you may have for us. You may join us for just
one, or both of these previews today!
4 pm 1,000 Islands Experience
5 pm Hawaii
See page 3 of your Freedom Years Insider for additional information on
each of these vacations.
Please call us to register to attend these
preview seminars and for detailed brochures!
7 4 0 . 3 4 9 . 3 7 3 9 | F r e e d o m Ye a r s @ P a r k N a t i o n a l B a n k . c o m
Melody of Memories
Featuring Michael Rose
Thursday, November 10
Highwater Congregational Church
1213 Dutch Lane Road, Newark
Noon luncheon & show • $ 20 per person
Join us for a Freedom Years Melody of Memories!
This afternoon you will be treated to a home
cooked meal and exclusive entertaining
performance by Michael Rose! Michael’s show
draws from his musical influences of Elvis Presley,
Neil Diamond, Tom Jones and more. His show will
feature a mix of solid gold oldies, classic country,
The King and patriotic tunes. We hope you will
join us for Melody of Memories!
Price per person: Plated dinner of chicken and
noodles, mashed potatoes, green beans, cole slaw and
assorted homemade pies, rolls, coffee, iced tea, coffee,
lemonade; and an exclusive performance by Michael
Rose.
Payment due with reservations.
Holiday Gathering & Workshop
The Works & Heisey Glass Museums, Newark
Thursday, December 8 • 2:00 pm - 5:30 pm • $30 per person
Join us for this exclusive holiday event in downtown Newark! We will begin our
day exploring The Works museum and creating your very own holiday glass
art to take home. The Works’ resident glass artist will be on hand to assist you
and provide a glass blowing demonstration. Then, we will make our way to the
Heisey Glass Museum (decorated in holiday style) for appetizers, champagne
punch, musical entertainment and a chance to explore this fantastic museum
at your leisure!
Price includes: Personalized glass art; admission to The Works and Heisey Glass
Museum, appetizers, champagne punch, and musical entertainment.
Note: Transportation to The Works and the Heisey Glass Museum will be on
your own.
Payment due: 11/17
The Bodyguard - The Musical
The Ohio Theatre, Columbus • Wednesday, February 15
7:30 pm performance • $97 per person
Join us for this evening performance of The Bodyguard at the Ohio
Theatre in Downtown Columbus. We will stop for dinner (on your own) at
Easton Town Center before arriving at the theatre. Former Secret Service
agent turned bodyguard, Frank Farmer, is hired to protect superstar
Rachel Marron from an unknown stalker. Each expects to be in charge;
what they don’t expect is to fall in love. A breathtakingly romantic thriller,
The Bodyguard features a host of irresistible classics including Queen of
the Night, So Emotional, One Moment in Time, Saving All My Love, Run
to You, I Have Nothing, I Wanna Dance with Somebody and one of the
biggest selling songs of all time – I Will Always Love You.
Wilson’s Holiday
Decorating Class
Wilson’s Garden Center
10923 Lambs Lane, Newark
Tuesday, December 6 • 10 am
$22 per person
Join us at Wilson’s Garden Center and get into
the holiday spirit by creating your very own fresh
greens masterpiece. This arrangement is small
enough to use as a centerpiece, but also just
large enough to welcome guests on your front
porch. (It makes a great host/hostess gift too!)
The folks at Wilson’s will guide you in filling a six
inch galvanized metal container with fragrant
fresh cut greens. Once filled, personalize your
creation with pine cones, berries and a holiday
bow.
Price includes: Holiday arrangement to take home
with you and tax.
Payment due: 11/25
Price per person: Deluxe motor coach transportation; center section orchestra
seats (O-AA); all applicable taxes, and gratuities on included items.
Payment due: 12/13
Freedom Years Member
Discount Offers
Freedom Years members have been offered discounts on a few of the
upcoming shows at Secrest Auditorium in Zanesville. If you are interested
in tickets for one of these shows you can access the discount offers
by calling Secrest Auditorium directly 740.454.6851 or logging onto
dustyguitar.com to purchase tickets. The Password for purchasing online
is “FREEDOM” and will be entered on the bottom of the page after you
select your seat locations.
10% off the Price Is Right - Nov. 10 - offer ends Nov. 9
10% off Bret Michaels - Nov. 18 – offer ends Nov. 11
25% off Sara Evans at Christmas - Dec. 18 - offer ends Nov. 30
Note: Ticket purchase is on your own through the website provided or by
calling the phone number provided and transportation is on your own.
The 1,000 Islands Experience
Featuring the quaint towns and shores of the St. Lawrence River
August 6 - 11, 2017
Included features:
• Deluxe motor coach transportation
• 1 night in Niagara Falls, NY
• 3 nights in Clayton, NY
• 1 night en route in Buffalo, NY
• Breakfast daily, 2 dinners, 3 lunches
• Guided tours of Padock Mansion, Antique Boat Museum, Coyote Moon
Vineyards, and Tibbett’s Point Lighthouse
• Boat tours to Rock Island Lighthouse and Boldt Castle
• All baggage handling, taxes, and gratuities on included items
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2017 Extended Vacations
We didn’t have room in the newsletter to include
details this month on these terrific vacations.
Please contact us for a detailed brochure to
read more about these destinations!
Price per person: A deposit of $300 is due with reservation. $1,499 double
occupancy; $1,995 single occupancy.
Final payment due: 5/15/17
Hawaii Island Time
Oahu, Hawaii • October 25 - November 2, 2017
Discover why the Islands of Aloha are home to treasures unlike any other on
Earth. Hawaii is more than just the birthplace of modern surfing and the hula, it’s
a land of relaxation, adventure, and natural beauty. Imagine spending one week
in paradise in one hotel – no moving around! We’ll spend 7 nights in Waikiki with
optional day trips throughout the week, including day trips by air to Maui and
the Big Island of Hawaii. You can relax and do as little or as much as you would
like. Soak in the cultural sights, hike on a volcano, or lie on the beach all day. It’s
completely up to you!
Vacation highlights:
• Round trip air to Honolulu
• 7-nights’ hotel accommodations at Holiday Inn Waikiki Beachcomber
• Breakfast daily, 2 dinners
• Honolulu city tour
• Tour of Pearl Harbor and USS Missouri (USS Arizona subject to availability)
• Grand Circle Island Tour of Oahu
• Gratuities for drivers and guides on included tours and transfers
• Baggage handling at hotels and airports (where possible)
Price per person: A deposit of $500 per person is due at the time of booking. $3,995
double occupancy; $4,799 single occupancy; $3,759 triple occupancy.
Final payment due: 7/28/17
Ancient Legends
March 28 - April 14, 2017
Onboard Oceania Cruises Regatta • Featuring...
Peru, Ecuador, Panama, Panama Canal, Costa Rica,
Honduras, Guatemala, Belize, Mexico and Key West,
FL Optional pre-cruise extension to Machu Picchu
Price per person: A deposit of $1,000 a person due
with reservation. $7,999 double occupancy for an
ocean view stateroom to $9,599 double occupancy
for a veranda stateroom.
*Valid passport required for travel.
Final payment due with reservations.
Southern Traditions
April 28 - May 3, 2017
Featuring...Memphis, TN & Huntsville, AL
Price per person: A deposit of $300 per person is due
with reservations. $1,699 double occupancy;
$2,299 single occupancy.
Final payment due: 3/10/17
Northern Rockies Adventure
August 22 - 29, 2017
Featuring... Salt Lake City, Jackson Hole
& Grand Tetons National Park
Price per person: A deposit of $500 per person is due with
reservation. $2,995 double occupancy;
$ 3,695 single occupancy; $ 2,795 triple occupancy.
Final payment due: 4/21/17
2016
Trip/Event Cancellation Policy:
The cancellation of Freedom
Years one-day trips or events
will be non-refundable
after payment is made
unless the space is filled
from an available wait list
or a substitution is made by
another member. Trips may
be paid for by cash, check,
or VISA. Checks should
be made payable to Park
National Bank - Freedom
Years. Refund policies on
extended vacations vary
from trip to trip. Please
review the cancellation
policy included on each trip
brochure.
Travel/Health Policy: It is
required that persons
needing assistance
be accompanied by a
companion who is capable
and totally responsible for
providing that assistance.
Neither Freedom Years nor
its suppliers may assist with
medications, wheelchairs,
or physically lift persons
onto transportation vehicles.
Travelers needing special
assistance must notify
Freedom Years when they
make their reservations.
Please note that the
Americans With Disabilities
Act does not apply outside
the United States.
Day Trips...
NOVEMBER 3
2017 Vacation
Preview Seminar
PNB Main Office Newark, OH
Details enclosed!
NOVEMBER 16
Student for a Day
Denison University,
Granville, OH
Waitlist!
NOVEMBER 4
Holiday Shopping
Washington, PA
Outlets
Details enclosed!
NOVEMBER 17
Law Enforcement
Behind the Scenes
London &
Columbus, OH
Waitlist!
NOVEMBER 10
Melody of Memories
Highwater
Congregational
Church - Newark, OH
Details enclosed!
NOVEMBER 18
Christmas
Connection
I-X Center
Cleveland, OH
Waitlist!
NOVEMBER 22
Cinderella The Musical
Ohio Theater,
Columbus, OH
Waitlist!
New!
DECEMBER 6
Wilson’s Holiday
Decorating Class
Wilson’s Garden
Center - Newark, OH
Details enclosed!
DECEMBER 8
Holiday Gatherings &
Workshop
The Works & Heisey
Glass Museums
Newark, OH
Details enclosed!
DECEMBER 15
Our Christmas
Dinner - Musical
Carlisle Inn
Theater,
Sugarcreek, OH
Waitlist!
JANUARY 27, 2017
Annual Euchre Card
Party
PNB Main Office Newark, OH
Details coming soon!
FEBRUARY 15, 2017
The Bodyguard Musical
Ohio Theatre,
Columbus, OH
Details enclosed!
Extended Vacations & Get-a-ways...
NOVEMBER 29 DECEMBER 2
Christmas at Galt House
and Opryland
Louisville, KY, and
Nashville, TN
Waitlist!
FEBRUARY 28 MARCH 6, 2017
Cactus, Canyons,
and Baseball
Sedona & Goodyear, Arizona
Waitlist!
APRIL 21, 2017
Vera Bradley
Outlet Sale
Fort Wayne, IN
Details coming in
December!
APRIL 28 - MAY 3, 2017
Southern Traditions
Memphis, TN
& Huntsville, AL
Highlights enclosed!
AUGUST 6 - 11, 2017
1,000 Islands Experience
St. Lawrence River, NY
Details enclosed!
New!
We are taking
reservations for
those events
indicated
with a
only.
FY Adventure Collection...
MARCH 28 APRIL 14, 2017
Ancient Legends Onboard Oceania
Cruises Regatta
Peru, Cruising the Panama
Canal, Costa Rica & More
Call for availability!
MAY 31 - JUNE 7, 2017
Pacific Northwest and
Canadian Harbor Life
Featuring...Seattle, Victoria,
and the San Juan Islands
Waitlist!
AUGUST 22 - 29, 2017
Northern Rockies
Adventure
Featuring...Salt Lake City,
Jackson Hole & Grand Teton
National Park
Highlights enclosed!
OCTOBER 25 NOVEMBER 2, 2017
Hawaii
Oahu, Hawaii
Details enclosed!
M A K E R E S E R VAT I O N S T O D AY !
50 North Third Street, P.O. Box 3500, Newark | 740.349.3739 | FreedomYears@ParkNationalBank.com
PARK NATIONAL BANK
EQUAL HOUSING
LENDER
Member FDIC
PARK
NATIONAL BANK
Trust & Investment Services
50 North Third Street
Post Office Box 3500
Newark, Ohio 43058-3500
ParkNationalBank.com
Phone: 740.349.3900
FINANCIAL
12 Reasons to
Review your WillMANAGEMENT
FINANCIAL
MANAGEMENT
FOR
FOR SIN
SIN
Creating a will and an estate plan is not a “one and done” event. Many events can cause a perfectly-crafted
plan to fail to meet expectations and the needs of a family.
For example, two changes in the federal estate tax made in 2012 rendered a great many wills obsolete.
First, the amount exempt from federal estate taxes was lifted permanently to $5 million (plus inflation
adjustments). Second, the exemption was made “portable” for married couples. Strategies employed in an
estate plan to reduce estate taxes were made completely unnecessary for smaller estates.
The most common technique for deferring federal estate taxes has long been the marital deduction trust,
coupled with a “bypass” trust. When one combines “portability” with the enlarged federal exemption,
a family fortune of up to $10 million (plus inflation) can avoid all federal estate taxes simply by leaving
everything to a surviving spouse and filing an estate tax return when the first spouse dies. The favorable
outcome of the “two-trust” plan is now possible with the simplest of wills.
As a rule of thumb, a will and estate plan should be reviewed every five years or so. Here’s a checklist of 12
reasons why a will might need to be amended.
• An heir has died.
• A new potential heir has been born.
• A divorce.
• The divorce of an heir.
• Retirement.
• A move to another state.
• The sale or gift of assets bequeathed in the will.
• A material change in wealth, up or down.
• A change in federal tax laws.
• A change in state tax laws.
• An heir has become disabled, or perhaps drug dependent.
• Estrangement from heirs.
See your professional estate planning advisors to learn more.
A message from Kathy Myers, Trust & Investments • 740.349.3903
We invite you to put our experience to work for you and your family. Full information about our trust and estate
services is yours for the asking. Just give me a call! We’ll be happy to arrange a meeting at your convenience.
Thank you.
Investments are not FDIC insured, not bank guaranteed, and may lose value. Source: M.A. Co. © 2016 | All rights reserved. | July 2016
Serving families, businesses & our communities for generations!