mySTART Brochure - Craigs Investment Partners

Transcription

mySTART
Building wealth
isn’t just for those
who already
have it
®
A FLEXIBLE INVESTMENT PLAN
Welcome
to mySTART
®
This booklet explains the benefits
and the mechanics of our
mySTART® investment plan.
Floral Lamp in Lime.
Cover image courtesy of David Trubridge at davidtrubridge.com
CRAIGS INVESTMENT PARTNERS LIMITED
“We are here to help you grow your wealth. We
have built our business around understanding
people as well as the numbers.”
We help New Zealanders build and manage their investments
for their financial future. That’s been our focus since we
opened over 30 years ago.
Our business has changed in many ways since I started
in 1997, as a result of both growth and the ever evolving
investment landscape. The one thing that has remained
consistent this entire time is our focus on our clients’
investment needs.
Our clients are at the heart of Craigs Investment Partners
and I believe that’s what makes us different. Our firm is
owned by over 130 employees alongside our strategic
partner Deutsche Bank. This makes our commitment to
deliver superior service personal.
Our four business divisions; private wealth, investment banking,
institutional equities and funds management work with the
same vision in mind - to provide high quality investment services
tuned to the unique needs of our clients.
This is all underpinned by our key strengths; our talented
team of research analysts, our engine room of compliance,
administration and reporting professionals and our
investment banking team involved in some of the country’s
largest corporate transactions.
Whether you are a large corporate, trust or someone wanting
to invest for your own or your children’s future we can offer
you expert investment advice and personal service through
your Investment Adviser.
By choosing to be a client of Craigs Investment Partners, you
can expect a high standard of expertise, knowledge, and ability.
But what really sets us apart is that you have your own
dedicated Investment Adviser, who will help you choose
precisely the right combination of services suitable for you
now and in the future.
For us, your wealth is personal.
Frank Aldridge
Managing Director
mySTART ® Brochure 08.16 / 01
mySTART
Flexible investment
to help you reach
your goals
®
Building wealth is not just for those who already have
it; not just for experienced investors. Our mySTART®
investment plan is flexible and comprehensive, letting
you decide how much and how often to invest.
02 \ CRAIGS INVESTMENT PARTNERS
Investors can start with as little as $100 per month, or a
lump sum of $1,000. Anyone can use mySTART® to help
reach short and long-term savings goals: for children’s
education, property purchases, holidays and anything
else you wish to save for.
Investments for all types of
investment goals
Craigs Investment Partners can offer you a choice of
investments with different risk characteristics.
Complete our portfolio selection guide on page 12 to
establish your risk profile and investment objectives, or
Efficient administration and access
to your portfolio reports online
We look after the paperwork for you, through
our administration service.
You can check up-to-date information about your
portfolio 24 hours a day, seven days a week on our
website. This includes your balance, transaction
statements, and portfolio summary.
Flexible options for investment
payments
talk to one of our Investment Advisers. They can help
You can make either or both:
you choose an investment that will best suit what you
• regular investment payments aligned with our
want to achieve.
trading days
You can select a fund, such as one of the QuayStreet
• lump sum payments at times that suit you.
Funds, that fits your risk profile and objectives, and
You can change your payments at anytime.
use this as a base and then invest directly in a
selection of individual securities. Further information
is available in the QuayStreet Funds Product
Disclosure Statement.
Qualified and experienced Investment
Advisers
We have more than 120 qualified and experienced
Investment Advisers spread over 17 branches
throughout New Zealand. You can choose someone
Control of your investments
You can change your portfolio selection. Fees may
apply, contact your Investment Adviser or the START®
team to discuss.
Easy access to your money
You can withdraw some or all of your funds. Just contact
your Investment Adviser or the START® team.
near you to help you select your investments. There is
no cost to start the conversation.
Access to company research
As a client of Craigs Investment Partners, you
will have online access to our company research
reports. These reports can help you make informed
decisions about which investment might be right for
you. Your Investment Adviser is also available to
answer any questions.
My Adviser helped me understand my options
at the start. I described my situation and
discussed my longer term goals - so he had
a good feel for who I was and what I wanted.
The decisions have all been mine, but my
Adviser has pointed me in the right direction.
Sarah / Auckland
To learn more about our
mySTART service visit
craigsip.com/mystart.
Joining
mySTART®
You can join mySTART®
if you are a New Zealand
citizen, if you usually
live in, or are entitled
to permanently live in
New Zealand.
To join mySTART®, follow five
simple steps:
1Decide how much and how often you
want to invest.
2Talk to an Investment Adviser to help
What
happens
next?
you select the right investments for you.
3Complete the mySTART® Portfolio
selection guide. (Page 12)
4Complete the application form.
Adviser, or directly to the START® team (the
When we receive your application,
we open your new mySTART® account
and let you know the account details.
address is at the top of the form).
When we have your first investment payment,
(Pages 13 to 44)
5Return the completed form to your Investment
Make sure you include the documents listed on
page 27, your first investment payment, or if you
are investing by direct debit, a completed direct
debit form.
we will buy the securities or funds you have chosen.
• If you send us a lump sum, we buy on the next
available investment day*.
• If you set up regular payments, we will buy
on your chosen investment date*.
When we make the first purchase, we will send
you a portfolio and transaction statement.
* Investment dates are the 5th, 10th, 15th, 20th, and 25th
of each month, or the next available business day if a date
falls on a weekend or public holiday.
How mySTART®
works
You choose what you want to invest in
A custodian will hold your investments
As a mySTART® client, you choose the securities or
Our custodian (Custodial Services Limited) will hold
Funds you wish to invest in from the list of nominated
the investments on your behalf as bare trustee.
securities. We use your payments to buy the
Custodial Services Limited is a subsidiary of Craigs
investments you have selected.
Investment Partners Limited.
You pay regular or lump sum payments
You remain the beneficial owner and in complete
You can make regular payments, lump sum payments,
or a combination of both. You can pay by direct debit,
cheque, or through your Craigs Investment Partners
control of all investment decisions. Any dividends and
interest from your investments will be paid to Custodial
Services Limited, and automatically reinvested for you.
Cash Management Account.
You can stop or change your payments
Minimum regular payments are $100 per month.
You can stop or change the amount of your regular
Minimum lump sum payments are $1,000.
payments. Simply contact your Investment Adviser
or the START® team.
You set your Investment date
Your contributions, whether regular or lump sum, will
You can take your money out
be invested on one of five set trading days. Currently
You can withdraw all your money by contacting your
the set trading days are 5th, 10th, 15th, 20th or 25th of
Investment Adviser or the START® team.
every month (or the next business day if the selected
date falls on a weekend or public holiday).
Any withdrawals will be actioned on the next
available trading day and will be settled no later
than three business days after the trading day.
mySTART® fees
Our fees give you cost-effective access to a range of investments
Fees
Administration fee
$30 each year
Management feesA tiered mySTART® fee for Self-selected securities, by market value:
• up to NZ$75,000
1.00%
• NZ$75,001 to NZ$150,000
0.75%
• NZ$150,001 and over
0.50%
• Cash balances
0.35% per annum
• Unlisted New Zealand and Australian unit trusts
0.35% per annum
Fees and charges on underlying securities
Investment into underlying securities* may incur charges, including performance fees. These fees and charges
will vary depending on the nature and style of the underlying securities, for example a conservative style NZ
unit trust will typically charge annual management fees of between 0.5% - 0.75% per annum. Listed exchange
traded funds (ETFs) typically charge annual management fees of between 0.1% and 0.8% per annum.
These fees and charges will be reflected in the prices quoted for underlying securities and may therefore
indirectly affect your returns.
Transaction Charges
Brokerage
up to 2.5% of amount bought or sold
Stamp Duty
0.5% on any purchases of UK listed securities
Fee example investing in individual securities
Jo invests $10,000 in individual securities (shares). She incurs
Estimated total fees for the 1st year
Transaction Charges (consisting of brokerage) of $250, an
Transactional charges
administration fee of $30 ($9,720) and a Management fee of 1%
Administration fee
$30.00
of her investment amount ($97.20). This example assumes there
Management fee
$97.20
have been no changes to the market values of the shares.
Total fees charged
$250.00
$377.20
If you are considering investing in other funds, this example may not indicate the actual fees you may be charged.
* Such
as Unit Trust Funds, Exchange Traded Funds and UK Listed Investment Trusts.
What can I
expect from my
investments
Your returns will depend on
many factors
All investments involve risk
Your return is the amount your investment pays
may be different to what was expected. The value of
you back. Key factors that may affect your
an investment might go up, or it might go down and
returns are:
in extreme circumstances, investments may lose their
• how much you invest and how often
With any investment, there is a chance that the return
entire value.
• what dividends and interest your investments earn
Experience tells us that we can reduce the overall risk
• changes in the value of the security or the unit price
by investing in a number of securities, and in different
of the fund (investment performance)
markets, so that the downward movements may be
• fees, expenses, and taxes
balanced by the upward movements over time.
• how much you withdraw.
As noted above, investment performance is a key
We do not promise or guarantee an amount of
factor in your returns. The principal risks that might
return.
affect returns are:
To view past and current QuayStreet fund returns*,
• market and specific investment risk
go to quaystreet.com/our-funds/performance.
• self-selected portfolio risk
For performance of individual securities, view the
market data on our website craigsip.com/marketsummary or talk to an Investment Adviser.
• currency and hedging risk
• interest rate risk
• counterparty risk
• manager risk.
For an explanation of these and other important risks
that may affect your returns, please visit our website
craigsip.com.
* The QuayStreet Funds are issued and managed by QuayStreet Asset Management Limited, a wholly owned subsidiary of Craigs Investment
Partners Limited. For further information please see the QuayStreet Funds Product Disclosure Statement which is available at quaystreet.com
Sandra Quemba, Craigs Investment Adviser
Speak with one
of our Advisers,
we’ll do the rest.
No matter how much or how little experience
you have with investing, one of our qualified
Investment Advisers can help you make the
most of our services.
Our experienced Investment Advisers have
helped more than 50,000 clients with their
investments: individuals, families, trusts, and
businesses; investors with high net worth,
and those just starting out. We’re right beside
you on your journey, so let’s get started.
Call us on 0800 878 278
or email start@craigsip.com
“mySTART® is a great
introduction to investing and
building an investment
portfolio. We see many of our
clients use mySTART® as a way
to save for a range of goals –
be it retirement, a first home
purchase or saving for
children’s education. ”
Sandra Quemba & James Lock, Craigs Investment Partners Advisers
CRAIGS INVESTMENT PARTNERS mySTART ® Brochure 08.16 / 11
Portfolio Selection Guide
How to identify which Portfolio may suit your risk profile
Complete the following questionnaire.
Circle one response per question that is most appropriate for you.
Q1. What age bracket are you in?
CIRCLE ONE
> Under 35 years
10
> 36 to 45 years
7
> 46 to 55 years
4
> Over 56 years
1
Q2. What is your investment time frame?
> Less than 5 years
1
> Between 5 & 7 years
4
> Between 8 & 10 years
7
> Greater than 10 years
10
Q3. Investment funds may rise and fall in value. Which statement best describes your feelings towards
fluctuations in value?
> I wish to preserve my capital and am unwilling to accept any decline in the value of my investment.
1
> I can accept only marginal fluctuations in the value of my investments.
3
> I understand that pursuing higher returns may mean accepting fluctuations in the value of my
Investments.
5
> I can accept a reasonable degree of fluctuations in the value of my investments.
7
> My aim is to achieve long-term growth. I can accept a higher degree of fluctuations in the value of my
investments.
10
Q4. Choose the statement that best describes your feelings towards investments
> I prefer an investment portfolio with virtually no risk, recognising there may be no capital growth potential.
1
> I prefer an investment portfolio of lower to medium-risk funds that offers conservative growth potential.
3
> I prefer an investment portfolio of medium-risk funds that offers balanced growth potential over a
medium term.
5
> I prefer an investment portfolio of medium to higher-risk funds with higher potential returns over a longer
term.
7
> I prefer higher-risk investments that offer the highest potential returns over the longer term.
10
Your Total Score.
Add up the number that corresponds to each of your circled responses for questions 1 to 4.
TOTAL
YOUR SCORE CONSIDER THESE PORTFOLIO OPTIONS
Lower Risk:
Less than 15
Consider the QuayStreet Income Fund, QuayStreet Fixed Interest Fund or QuayStreet
Conservative Fund.
Medium Risk:
16 to 29
Consider the QuayStreet Balanced Fund or QuayStreet Balanced SRI Fund.
Higher Risk:
30 and above
Consider the QuayStreet Growth Fund, QuayStreet New Zealand Equity Fund, QuayStreet
Australian Equity Fund, QuayStreet International Equity Fund or QuayStreet Altum Fund.
If you wish to tailor your investment - consider a Self-selected Portfolio.
Please bear in mind that this is only a guide and is not a substitute for a detailed investment plan. This information is not personalised
financial advice and does not take into account your particular situation. We recommend you seek advice before making any investment
decision. Investments are subject to risks and returns are not guaranteed. If you have completed this guide, and would like to discuss your
findings and investment opportunities, contact a Craigs Investment Partners Adviser or call the START® team on 0800 878 278.
mySTART® Application Form
This application form is suitable for individuals, joint and minors.
Please read and follow all instructions when completing
this application form.
WHERE TO SEND YOUR
COMPLETED APPLICATION
FORM
Please either deliver your
completed application form to the
nearest Craigs Investment Partners
branch, or post it to:
START®
Craigs Investment Partners Limited,
Freepost 366, PO Box 13155,
Tauranga 3141.
Phone: 0800 878 278
If you have any questions or require assistance, or if you are applying on behalf of
a Trust or Company, please contact your Craigs Investment Partners Adviser or the
START team on 0800 878 278 or email start@craigsip.com.
Your Application Form Checklist
These sections MUST be completed so we can set up your account:
A1 Individual or Primary (First) Applicant . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p14
B
mySTART® Account Taxation Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p19
C
Portfolio Selection . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p21
D
Investments to be Sourced From
E
Source of Funds and Nature and Purpose of Business Relationship . . . . . . . . . . . . . . . . . . . / p22
F
Investor Declaration and Signatures . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p23
G
Identity Verification Requirements . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p25
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p22
These sections can be completed if they are required:
A2 Joint (Second) Applicant . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p15
A3 Minor (Individual under 18 years) Applicant Parent or Guardian to complete . . . . . . . . . . . . . . . / p17
H
mySTART® Direct Debit Form
I
Craigs Investment Partners (CIP)
Cash Management Account Authority to Deduct
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p27
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
/ p29
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
/ p30
J
Settlement Instructions
K
Authorised Person . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p31
L
Certificate of Non-Revocation of Power of Attorney
M
Additional Individual Details . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p43
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . / p37
A Account Details
SECTION A1 MUST BE
COMPLETED
A1 Individual or Primary (First) Applicant
Main contact for this account / Parent or Guardian
NAME & ADDRESS
Title please select one
Mr
Mrs
Miss
Ms
Dr
Other
Full Name first, middle and last name
Mailing Name
Mailing Name
This is how you would like your
correspondence addressed.
Salutation
communication addressed.
Preferred Salutation if different from mailing name
Residential Address where you live, not a PO Box number
Post code
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Post code
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Mailing Address if not the same as residential address
CONTACT DETAILS & COMMUNICATIONS
Please fill out all details and tick the box identifying the best way for us to contact you
Home Ph
Mobile
Work Ph
Post as per mailing address
Email
How would you like to receive your reports?
Electronically via Craigs Investment Partners website
Please indicate if you would like to receive:
Research News & Views and
Exchange newsletter
A quarterly publication with
topical research articles and
company events.
Research Wrap email
This includes a market summary,
company research and strategy
reports.
Regular research ‘News & Views’ publications
and ‘Exchange’ newsletter
Yes
Monthly ‘Research Wrap’ email
Yes email only
Email
PERSONAL DETAILS, CITIZENSHIP & RESIDENCY STATUS
Gender
Date of Birth
Male
|
D | D
Female
|
M | M
|
Y | Y | Y | Y
Country of Birth
NZ
Other specify
Country of Citizenship
NZ
Other specify
Country of Residency
NZ
Other specify
|
New Zealand Residency Status tick one box only
CLIENT ACCOUNT NO.
Permanent Resident / Citizen
Resident Visa
Long Term Business Visa
Other specify
TAXATION DETAILS
What is your Country of Residence for tax purposes?
INVESTMENT ADVISER
14 \
Work Permit
Post
New Zealand Tax Details
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Australian Tax Number
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US IRS Tax Identification Number (SSN or TIN)
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UK National Insurance Number
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Other
Country
Identification Number
Country
IRD Number
Foreign Tax Details
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Occupation & Employer
Occupation
Employer
Public Office
Have you, or an immediate family member, ever held a public office position e.g. diplomat, high
level judicial or military or ministerial position in New Zealand or overseas?
No
Yes specify
SUPERANNUATION INFORMATION
Are you a KiwiSaver member?
Yes
No
Yes
No
Yes
No
If yes, who is your KiwiSaver provider?
Do you have a registered superannuation scheme?
If yes, who is your provider?
Do you have an overseas pension?
If yes, in which country?
Complete Section A2
if applicable
A2 Joint (Second) Applicant
The Joint (Second) Applicant should only fill out details in this section that are different from the Primary Applicant.
NAME & ADDRESS
Mr
Mrs
Miss
Ms
Dr
Other
Mailing Name
Mailing Name
Salutation
Post code
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Post code
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Relationship with Primary Applicant e.g. wife, husband, partner
Home Ph
Mobile
Work Ph
Email
Exchange newsletter
company events.
Research Wrap email
reports.
Yes
Yes email only
Email
Post
Gender
Male
|
Date of Birth
D | D
Female
|
M | M
|
Y | Y | Y | Y
Country of Birth
NZ
Other specify
NZ
Other specify
NZ
Other specify
|
Resident Visa
Other specify
Work Permit
TAXATION DETAILS
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Other
Country
Country
IRD Number
Foreign Tax Details
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Occupation
Employer
Public Office
No
16 \
Yes specify
|
Yes
No
Yes
No
Yes
No
Do you have an overseas pension?
Complete Section A3
if applicable
A3 Minor (Individual under 18 years)
The Minor’s details should be filled out by a Parent or Guardian below.
NAME & ADDRESS
Mr
Mrs
Miss
Ms
Dr
Other
Mailing Name
Mailing Name
Salutation
Post code
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Post code
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Relationship with Primary Applicant e.g. son, daughter, sister, brother
Home Ph
Mobile
Work Ph
Email
Exchange newsletter
company events.
Yes
Yes email only
Email
Post
Research Wrap email
reports.
Gender
Male
|
Date of Birth
D | D
Female
|
M | M
|
Y | Y | Y | Y
Country of Birth
NZ
Other specify
NZ
Other specify
NZ
Other specify
|
Resident Visa
Other specify
Work Permit
TAXATION DETAILS
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Other
Country
Country
IRD Number
Foreign Tax Details
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Occupation
Employer
Public Office
No
Yes specify
18 \
Yes
No
|
SECTION B MUST BE
COMPLETED
B mySTART® Account Taxation Information
Please contact your tax adviser if you have any queries regarding this section.
Your Financial Year
1 April to 31 March
Prescribed Investor Rate (PIR)
A PIR is the rate at which income
from a PIE is taxed. It is based
on your taxable income. If you
need more information on how to
calculate your PIR, please refer to
Section B2 on the following page.
Resident Withholding Tax (RWT)
If you do not provide an IRD
Number, RWT will be deducted
at 33%. To work our your RWT
use the chart in Section B1 on the
following page.
Other specify
Prescribed Investor Rate (PIR)
select one option only
10.5%
17.5%
28%
Resident Withholding Tax (RWT)
select one option only.
Please deduct resident withholding tax (RWT) at the rate of
10.5%
17.5%
30%
33%
Exempt please provide a copy of your RWT exemption certificate
DOCUMENT
REQUIRED
Other specify
Non-Resident Withholding Tax (NRWT) to be deducted; and/or
Approved Issuer Levy to be applied
this option applies to certain approved interest bearing investments only
IRD Number
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B1 Resident Withholding Tax (RWT)
Resident Withholding Tax is a tax deducted from investment income before you, as an investor
receive it. Please see below the current RWT.
RWT RATES
Income Threshold
RWT Tax
$0 - $14,000
10.5%
$14,001 - $48,000
17.5%
$48,001 - $70,000
30%
$70,001 and over
33%
No-notification rate
33%
B2 Work out your Prescribed Investor Rate (PIR)
A PIR is required if you have invested in, or are considering investing in a Portfolio Investment
Entity (PIE).
Are you a New Zealand Resident?
N
Your
PIR is
28%
Y
Your
PIR is
10.5%
Y
Your
PIR is
17.5%
Y
Individual Investor
Income details are for the two
income years prior to the tax year
the PIR is to be applied.
Joint Accounts
Individuals need to calculate
PIR separately, and the highest
income is used to calculate the
appropriate PIR.
Transitional Residents
An individual is a “transitional
resident” provided that she or he
has not been a tax resident in New
Zealand during the last 10 years,
and provided that she or he has
never been a transitional resident
before. Transitional residents may
need to include their overseas
income when determining their
PIR, and should obtain professional
advice when selecting a PIR.
20 \
Individual Investor
In either of the last two income years was your taxable income $14,000 or
less and your taxable income plus your PIE income was $48,000 or less?
N
In either of the last two income years was your taxable income $48,000 or
less and your taxable income plus your PIE income was $70,000 or less?
N
Your
PIR is
28%
SECTION C MUST BE
COMPLETED
C Portfolio Selection
Please complete the portfolio and investment details for your mySTART® funds:
>>
>>
>>
>>
The QuayStreet Funds AND/OR Self-selected Portfolio
The investment amount; regular, lump sum or both
Your preferred investment date
The commencement date of investments.
Please tick the portfolio you would like your mySTART® funds to be invested in:
Note: You can invest in both QuayStreet Funds and a Self-selected Portfolio. In this case please tick both
options.
QuayStreet Funds
Please refer to the
QuayStreet Funds Product
Disclosure Statement on
quaystreet.com/documents
QuayStreet Funds
If you are investing into a QuayStreet Fund please confirm that you have read the
QuayStreet Funds Product Disclosure Statement by ticking the below box.
I have read and understood the QuayStreet Funds Product Disclosure Statement
Self-selected Portfolio
Please contact a Craigs Investment Partners Adviser to discuss a Self-selected Portfolio.
If you do not currently have an Investment Adviser, contact Craigs Investment Partners
on 0800 272 442 to make an appointment at your local branch. If you have already
discussed a Self-selected Portfolio with a Craigs Investment Partners Adviser, please list
below the individual securities you would like to invest in.
Commencement Date
Investment Date
Your contributions will be invested
on one of five trading days.
Currently the set trading days are
the 5th, 10th, 15th, 20th or 25th of
every month (or the next business
day if the selected date falls on a
weekend or public holiday).
The list of Nominated Securities
from which you can build your
portfolio is available from your
Investment Adviser, or from our
website craigsip.com/services/
mystart.
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D | D
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M | M
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Y | Y | Y | Y
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QuayStreet Funds
Regular
Investment
Lump Sum
Investment
QuayStreet Fixed Interest Fund
$
$
QuayStreet Income Fund
$
$
QuayStreet Conservative Fund
$
$
QuayStreet Balanced Fund
$
$
QuayStreet Balanced SRI Fund
$
$
QuayStreet Growth Fund
$
$
QuayStreet New Zealand Equity Fund $
$
QuayStreet Australian Equity Fund
$
$
QuayStreet International Equity Fund
$
$
QuayStreet Altum Fund
$
$
Regular
Investment
Lump Sum
Investment
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
$
Please list securities below
Total regular and/or lump sum
investments
Investment Date
please select one
5th 10th 15th 20th 25th
Investment Date
please select one
5th 10th 15th 20th 25th
SECTION D MUST BE
COMPLETED
Craigs Investment Partners
account
An account held by CIP in your
name.
D Investments to be Sourced From
Regular investment funds are to be sourced from
select one only
Nominated bank account - please complete the Direct Debit form
Craigs Investment Partners (CIP) Account
Craigs Investment Partners (CIP) Cash Management Account - please complete the
Cash Management Account Authority to Deduct section I
Deduct from wages - please contact the START® team on 0800 878 278
Lump sum investment funds are to be sourced from
select one only
Cheque attached - payable to ‘Craigs Investment Partners Client
Funds Account’ and crossed ‘non-transferable’
DOCUMENT
REQUIRED
Craigs Investment Partners (CIP) Account
Craigs Investment Partners Cash Management Account - please complete the
Cash Management Account Authority to Deduct section I
Deduct from wages - please contact the START® team on 0800 878 278
SECTION E MUST BE
COMPLETED
E Source of Funds and Nature and Purpose of
Business Relationship
In complying with our obligations under the Anti-Money Laundering and Countering
Financing of Terrorism Act, we are required to obtain:
>> Information relating to the source of funds for an account. Please provide as much detail
as possible including dates and amounts e.g. investments, inheritance, trust distribution.
>> Information on the nature and purpose of the relationship between ourselves and clients
to allow us to understand our clients’ activities over time and to anticipate our clients’
transactions and activities. Please select from the list below those that best describe the
nature and purpose of your investment:
select all that are applicable
To receive investment advice
To help grow my savings
To save for retirement
To save for my children’s education
To manage an inheritance
To obtain access to new issues
To obtain access to international securities
Other please provide as much detail as possible
22 \
SECTION F MUST BE
COMPLETED
F Investor Declaration and Signatures
I/we request that Craigs Investment Partners open a mySTART® Account in
the name of the applicant(s).
I/we confirm that:
1.
I/we have received and read a copy of the Disclosure Statement for my/our Craigs
Investment Partners Adviser(s).
2.
I/we have received a copy of the Terms and Conditions;
3. I/we agree to be bound by the Terms and Conditions;
4. I/we have read and understood the risk warnings set out in Clause 16 and the Use and
Disclosure Statement set out in Clause 26 of the Terms and Conditions;
5. I/we agree to be bound by any terms and conditions of a nominee holding Securities on my/
our behalf as bare trustee;
6. I/we agree that fees will be debited from my/our mySTART® account;
7.I/we appoint Custodial Services Limited as nominee to hold my/our mySTART® Securities
on my/our behalf as bare trustee and Custodial Services Limited agrees to hold my/our
mySTART® Securities on terms and conditions set out in the Terms and Conditions;
8. My/our funds are to be invested as indicated in Section C of the Application Form; and
9. The information supplied on this application form is correct;
10. I/we have received a copy of the QuayStreet Funds Product Disclosure Statement and have
received satisfactory answers to my/our questions (if any);
11. I/we understand that a copy of the QuayStreet Funds Product Disclosure Statement is
available to me/us on request;
12. I/we make application to invest and agree to be bound by the Terms and Conditions
contained in the QuayStreet Funds Product Disclosure Statement and associated documents;
13. I/we acknowledge that should my/our interest in a Fund become less than the PIE tax
liability payable on income allocated to me/us at my/our advised Prescribed Investor Rate,
I/we will indemnify the Fund for that amount (including any penalties or interest);
14. I/we understand that QuayStreet Asset Management Limited (“QuayStreet”) and related
entities will hold personal information in respect of me/us in relation to my/our investment.
I/we consent to QuayStreet and related entities disclosing personal information to the
Investment Adviser noted on this application, and to any administrator, auditor, tax adviser,
trustee and custodian as required for the proper maintenance of the investment;
15. I/we understand that I/we may request to see and, if necessary, request the correction of
the personal information;
16. I/we authorise QuayStreet to disclose my information to the Financial Markets Authority as
required under the Financial Markets Conduct Act 2013.
17. I/we understand that none of the Trustee (Supervisor), QuayStreet, or any of their
respective related entities or any other person guarantees the performance or obligations of
the funds.
18. I/we agree that by providing my/our email address on this Application Form, Craigs
Investment Partners and/or QuayStreet Asset Management Limited may provide
information by email to me/us regarding this investment.
19. I/we also agree to receiving information regarding other products and services of the Craigs
Investment Partners group of companies;
I/we acknowledge that:
1.QuayStreet Asset Management Limited may review the QuayStreet Funds (as detailed in the
current QuayStreet Funds Product Disclosure Statement) from time to time;
2.If I/we do not instruct Craigs Investment Partners and/or its Investment Advisers to
determine suitability that the advice provided will then be class advice and I/we are aware of
the limitations of class advice.
CLIENT ACCOUNT NO.
3.It is my/our responsibility when receiving a Personalised Service to provide Craigs Investment Partners with full and accurate details of my/our financial information (“the
Financial Information”) and for me/us to provide Craigs Investment Partners with ongoing
updates of any material changes to the Financial Information;
4. The Financial Information is required by Craigs Investment Partners to enable its
Investment Advisers to determine suitability of the personalised service being provided;
INVESTMENT ADVISER
5.My/our Craigs Investment Partners Adviser’s investment advice and securities recommendations to me/us will be based on Financial Information that I/we provide to
Craigs Investment Partners. If that Financial Information is incomplete and/or inaccurate, my/
our Craigs Investment Partners Adviser’s investment advice and securities recommendations
to me/us may also be incomplete and/or inaccurate;
6. Craigs Investment Partners may register a Financing Statement over the Securities at the
Personal Property Securities Register if I/we do not pay the purchase price for the Securities
to Craigs Investment Partners by the due date for payment;
7. I/we must obtain the written consent of a nominee that is not associated with Craigs
Investment Partners, before Craigs Investment Partners completes a Client Outward Transfer
(as defined in the NZX Participant Rules) on my/our behalf into the name of that nominee;
8. Where I/we have provided information about any other individual, I/we will make that individual aware of the provision of the Use and Disclosure Statement; and
9. Communication that Craigs Investment Partners send to us by way of email or other
electronic means will not be encrypted.
I/we consent to:
1. The Authorised Person(s) (if any) acting on my/our behalf;
2. Receiving contract notes by email where I/we have elected this option in this Application
Form for purchases/sales made through my Craigs Investment Partners Broking account;
3. My/our orders being put to market for me/us at the careful discretion of Craigs Investment
Partners pursuant to Clause 8 of the Terms and Conditions; and
I am/We are US citizen(s) or considered to be US resident(s) for US tax purposes.
Yes
No
Individual or Primary (First) Applicant
Capacity
Please enter the ‘Capacity’ in
which you are signing this
Application Form i.e. Self; Attorney
for the Client; Parent or Guardian
for a Minor.
Signing as Attorney
If you are signing this Application
Form as an attorney for an
applicant Please fill in Section I,
Certificate of Non-Revocation of
Power of Attorney. This must be
signed in conjunction with this
Application Form.
Capacity
Signature
Date
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D | D
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M | M
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Y | Y | Y | Y
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Date
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D | D
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M | M
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Y | Y | Y | Y
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Joint (Second) Applicant
Capacity
Signature
You are required to return the Application Form within one month from the date of signing,
otherwise we may, at our sole discretion, require you to complete a new Application Form or
provide additional documentation to verify information in the Application Form.
You will become a client once Craigs Investment Partners Limited, Custodial Services Limited (if
applicable) and CIP Cash Management Nominees Limited (if applicable) accept your application.
Craigs Investment Partners will retain the original copy of this Application Form. Please contact
us if you require a copy for your records. If this Application Form is completed and sent to Craigs
Investment Partners electronically, please ensure that the original Application Form is sent to us
by post, together with your certified identity verification documentation and Direct Debit Form
(if applicable).
24 \
SECTION G MUST BE
COMPLETED
G Identity Verification Requirements
You must return Proof of Identity Document(s) for each applicant.
To comply with our obligations under the Anti-Money Laundering and Countering the Financing of
Terrorism Act (AML/CFT Act) we are required to collect information on the identity and address
of our clients, any person authorised to act on behalf of our client and any Beneficial Owner of our
client, and to verify this information using relevant identification documents.
The collection and verification of information may vary depending on, amongst other things,
client type, country of birth and country of residence. In some instances enhanced due diligence
may be required in order to complete the account opening process and ensure our continued
compliance with the AML/CFT Act. Identification documents provided must be current at the time
of presentation i.e. not expired where an expiry date is applicable to the form of identification.
Identity Verification
Client identity verification
documents held by Craigs
Investment Partners must always
be current, hence you may be
asked to update your identity
verification documents from
time to time. Craigs Investment
Partners may request to sight the
original of any identity verification
document that has been copied
and used by you for identity
verification purposes.
Certification
Photo ID
Photo ID provided must be of
a quality to enable the person’s
identity to be verified.
PROOF OF IDENTITY
The certifier:
› must be at least 16 years old
›cannot be your spouse or
partner
All identity documents must be certified by either a Justice of the Peace, a Lawyer, a Notary
Public, a New Zealand Chartered Accountant, a New Zealand Police Constable or a Member of
Parliament.
Certified documents must include the full name, occupation and an original signature of the
certifier and the date of certification. Certification must have been carried out in the three
months preceeding presentation of the certified documents. The certifier must sight the original
documents and make a statement that the documents provided are a true copy and represent
the identity of the named individual.
Alternatively, documents can be verified by your Craigs Investment Partners Adviser.
For each Individual, Director, Trustee, Executor, Partner, Officer, Authorised Person, Attorney
appointed under a Power of Attorney or Beneficial Owner please provide the following documents:
Option 1
A certified photocopy of ONE of the following:
New Zealand or overseas passport containing your name, date of birth,
photograph and signature
›cannot be related to you
›cannot live at the same address
as you
›cannot be involved in the
transaction or business requiring
the certification
DOCUMENT
REQUIRED
New Zealand firearms licence
Firearms Licence: If you provide us with a certified copy of a Firearms Licence, please also provide a
certified copy of a NZ Driver Licence or card issued by a registered bank showing your name and signature
in order for us to verify your signature on your Client Agreement.
A national identity card issued by a foreign government, the United Nations or an agency of
the United Nations containing your name, date of birth, photograph and signature.
OR
Option 2
(A New Zealand Driver Licence and a second document from the list below)
A certified photocopy of:
DOCUMENT
REQUIRED
New Zealand driver licence
AND a certified photocopy of one of the following:
New Zealand full birth certificate
Certificate of New Zealand or overseas citizenship
Identity of a Minor
Must be verified by providing
photo ID (including proof of age),
or if not available, by providing a
certified copy of the minor’s birth
certificate.
A credit card, debit card or eftpos card issued by a New Zealand registered bank that
contains your name and signature
A bank statement issued by a New Zealand registered bank in the 12 months immediately
preceeding the date of the application
A statement issued to you by a government agency in the 12 months immediately
preceeding the date of the application e.g. Inland Revenue
CLIENT ACCOUNT NO.
SuperGold card.
INVESTMENT ADVISER
For a Minor
if photo ID is not available
DOCUMENT
REQUIRED
Birth Certificate.
PROOF OF RESIDENTIAL ADDRESS
DOCUMENT
REQUIRED
A certified copy of one of the following issued within the last three months that
includes your name and address:
Utilities bill
Rates bill
Bank account statement
A statement issued to you by a government agency in the last 12 months immediately
preceeding the date of the application e.g. Inland Revenue.
PROOF OF BANK ACCOUNT
Please provide a certified photocopy of ONE of the following:
A bank encoded deposit slip with pre-printed details of your bank account
name and number
A copy of a cheque for your bank account
A copy of a bank account statement
A verification letter or other document of confirmation provided by your bank
A printed version of your bank account details from your online banking.
26 \
DOCUMENT
REQUIRED
Complete Section H
if applicable
Please read conditions overleaf.
H
mySTART® Direct Debit Form
This form is to be completed if you have selected a nominated bank account in
Section D.
Investment Date for Direct Debit
Please indicate the day of the month you would like this Direct Debit to be deducted from
your account. If this day falls on a non-business day, the Direct Debit will take effect on the
next business day.
Investment Date
Your investment date should match
your investment date in Section C
of the mySTART® Application Form.
mySTART® Client Account Number
If unknown, Craigs Investment
Partners will complete.
Investment Date
5th
10th
15th
20th
25th
mySTART® Account Name
mySTART® Account Number
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Authority to Accept Direct Debits
not to operate as an assignment or agreement
I/we authorise you until further notice in writing to debit my/our account with all amounts which
Craigs Investment Partners (herein after referred to as the Initiator), the registered Initiator of
the above Authorisation Code, may initiate by Direct Debit. I/we acknowledge and accept that
the Bank accepts this Authority only upon the conditions listed on the rear of this form.
This completed Direct Debit Form
(if applicable) should be returned
to your nearest Craigs Investment
Partners branch, or post it to:
START®
Craigs Investment Partners Limited,
Freepost 366, PO Box 13155,
Tauranga 3141.
Phone: 0800 878 278
If the Bank Account being debited
is in a name other than the name
of the Craigs Investment Partners
Account please provide details
from the Bank of those persons
authorised to give instructions on
the Bank Account. Details should
include Account Name, Account
Number and name and signatures
of Authorised persons.
Name of Account to be debited
Account Details
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BANK
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BRANCH
ACCOUNT NUMBER
Authorisation Code
|0|6|0|5|9|0|7|
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SUFFIX
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Date
D | D
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M | M
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Y | Y | Y | Y
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To The Bank Manager,
Bank Name
Bank Branch
Before signing this direct debit form, please ensure you have read the conditions overleaf.
Authorised Signature(s)
Signature
Date
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D | D
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M | M
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Y | Y | Y | Y
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Date
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D | D
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M | M
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Y | Y | Y | Y
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Signature
CLIENT ACCOUNT NO.
For bank use only
Date Received
INVESTMENT ADVISER
Recorded By
Checked By
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D | D
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M | M
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Y | Y | Y | Y
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Approved
Bank Stamp
0590
06 96
Conditions of this Authority to Accept Direct Debits
1. The Initiator:
(a)Has agreed to give advance notice of the net amount of each Direct Debit and the due
date of the debiting at least 10 calendar days (but not more than 2 calendar months)
before the date when the Direct Debit will be initiated. This notice will be provided
in writing (including electronic means and SMS where the Customer has provided
prior written consent, including by electronic means including SMS, to communicate
electronically).
The advance notice will include the following message:
“Unless advice to the contrary is received from you by (date*), the amount of $........ will
be directly debited to your bank account on (initiating date).”
(b)May, upon the relationship, which gave rise to this Authority being terminated, give notice
to the Bank that no further Direct Debits are to be initiated under the Authority. Upon
receipt of such notice the Bank may terminate this Authority as to future payments by
notice in writing to me/us.
(c) May, upon receiving an “authority transfer form” (dated after the day of this authority
signed by me/us and addressed to a bank to which I/we have transferred my/our bank
account, initiate Direct Debits in reliance of that transfer form and this Authority for the
account identified in the authority transfer form.
* This date will be at lease two (2) days prior to the initiating date to allow for
amendment of Direct Debits.
2. The Customer may:
(a)At any time, terminate this Authority as to future payments by giving written notice of the
termination to the Bank and to the Initiator.
(b)Stop payment of any Direct Debit to be initiated under this Authority by the Initiator by
giving written notice to the Bank prior to the Direct Debit being paid by the Bank.
3. The Customer acknowledges that:
(a)This Authority will remain in full force and effect in respect of all Direct Debits passed to
my/our account in good faith notwithstanding my/our death, bankruptcy, or other
revocation of this Authority until actual notice of such event is received by the Bank.
(b)In any event this Authority is subject to any arrangement now or hereafter existing
between me/us and the Bank in relation to my/our account.
(c)Any dispute as to the correctness or validity of an amount debited to my/our account
shall not be the concern of the Bank except in so far as the Direct Debit has not been paid
in accordance with this Authority. Any other dispute lies between me/us and the Initiator.
(d)Where the Bank has used reasonable care and skill in acting in accordance with this
Authority, the Bank accepts no responsibility or liability in respect of:
(i) the accuracy of information about Direct Debits on Bank statements
(ii) any variations between notices given by the Initiator and the amounts of Direct Debits.
(e)The Bank is not responsible for, or under any liability in respect of the Initiator’s failure
to give written notice correctly nor for the non-receipt or late receipt of notice by me/us
for any reason whatsoever. In any such situation the dispute lies between me/us and the
Initiator.
4. The Bank may:
(a)In its absolute discretion conclusively determine the order of priority of payment by it of
any monies pursuant to this or any other Authority, cheque or draft properly executed by
me/us and given to or drawn on the Bank.
28 \
(b)At any time terminate this Authority as to future payments by notice in writing to me/us.
(c) Charge its current fees for this service in force from time to time.
(d)Upon receipt of an “authority to transfer form” signed by me/us from a bank to which my/our account has been transferred, transfer to that bank this Authority to Accept Direct Debit.
Complete Section I
if applicable
I
Craigs Investment Partners (CIP) Cash
Management Account Authority to Deduct
Please complete if investment funds are to be sourced from a Craigs Investment
Partners (CIP) Cash Management Account.
The owner of this Cash Management Account must complete this authority to deduct section.
To Craigs Investment Partners (CIP) Cash Management Nominees Limited,
I/we authorise Craigs Investment Partners, until further notice, to debit the funds
from my/our account as detailed below:
Craigs Investment Partners Cash Management Account Name
Craigs Investment Partners Cash Management Account Number
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Investments on Behalf of:
mySTART® Account Name
If unknown, Craigs Investment
Partners will complete.
Please ensure that for cash
management accounts with more
than one signatory, all authorised
signatures are obtained.
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Signature
Date
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D | D
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M | M
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Y | Y | Y | Y
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Date
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D | D
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M | M
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Y | Y | Y | Y
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Signature
Complete section J
if applicable
J Settlement Instructions for Broking
This section only needs to be completed if you require a Broking Service in
addition to your mySTART® account.
The settlement method selected below will be used as the default settlement method for both
your buy and sell transactions. Please contact a Craigs Investment Partners Adviser if you do not
wish this settlement method to be used for a particular transaction.
In order to settle your transactions
We recommend you open a
Craigs Investment Partners Cash
Management Account from which
you can automatically draw funds
or to which you can direct funds.
If you have elected payment to be
made by cheque
The cheque will be made out in
the name of the Craigs Investment
Partners Account of the Securities
and delivered to the Primary
Postal Address, unless we receive
written notification from you that
the cheque is to be made out to
someone other than yourself/
yourselves and/or delivered to an
address other than the Primary
Postal Address.
How would you like your transactions to be settled?
select one method only
To/from my/our Craigs Investment Partners (CIP) Cash Management Account (if this
option is selected, please complete the Craigs Investment Partners Cash Management
Accounts Application Form)
To/from my/our bank account as detailed in Section D
By cheque
To/from my/our alternate bank account as detailed below (this account may be in a
different name to your Account with Craigs Investment Partners).
Name of Bank
Account Name
If transactions are to be settled to/from an alternate bank account
DOCUMENT
REQUIRED
please attach one of the following:
A bank encoded deposit slip with pre-printed (not handwritten) details
of your bank account name and number; or
A copy of a cheque for this bank account; or
A copy of a bank account statement; or
A verification letter or other document of confirmation provided by your bank; or
A printed version of your bank account details from your online banking.
Delivery of contract notes
Please note you will not receive
contract notes for your mySTART®
sales and purchases.
Delivery of Contract Notes:
please select one option
How do you wish to receive contract notes?
Via Email
Via Post
If Email is selected, do you wish to have
access to your contract notes password
protected?
Yes
No
(if you select ‘Yes’, Craigs Investment Partners will
contact you regarding your password)
30 \
Both
Complete Section K
if applicable
K Authorised Person
This section must be completed for anyone authorised to instruct on this account
in addition to the Applicant(s) recorded in Section A.
K1 Individual as an Authorised Person
NAME & ADDRESS
Mr
Mrs
Miss
Ms
Dr
Other
Mailing Name
Mailing Name
Salutation
Post code
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Post code
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Relationship with Primary Applicant e.g. wife, husband, partner
Home Ph
Mobile
Work Ph
Email
Exchange newsletter
company events.
Research Wrap email
reports.
Yes
Yes email only
Email
Post
Gender
Date of Birth
Male
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D | D
Female
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M | M
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Y | Y | Y | Y
Country of Birth
NZ
Other specify
NZ
Other specify
NZ
Other specify
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CLIENT ACCOUNT NO.
INVESTMENT ADVISER
Resident Visa
Other specify
Work Permit
TAXATION DETAILS
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Other
Country
Country
IRD Number
Foreign Tax Details
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Occupation
Employer
Public Office
No
Yes specify
IDENTITY VERIFICATION
Please refer to Identity Verification Requirements on page 17 for the full list of acceptable
documents and the requirements for certification.
verification documents from time
to time. Craigs Investment Partners
may request to sight the original of
any identity verification document
that has been copied and used
by you for identity verification
purposes.
Photo ID
Proof of Identity
A certified copy of ONE of the following:
Passport
Driver Licence and supporting documentation
DOCUMENT
REQUIRED
Firearms Licence and supporting documentation
irearms Licence: If you provide us with a certified copy of a Firearms Licence, please also provide a
F
Government issued ID.
A certified copy of ONE of the following issued within the last three months that
Utilities bill
DOCUMENT
REQUIRED
Rates bill
preceding the date of the application e.g. Inland Revenue.
32 \
K2 Company as an Authorised Person
If a Company is authorised to instruct on this account, the details relating to that Company and the
employee of that Company authorised to act on behalf of the Company should be entered below.
COMPANY NAME & ADDRESS
Company Name
Company Number
Country where Established
Date Established
NZ
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Other
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Mailing Address
Registered Office Address
This is the registered office of the
company.
Post code
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Post code
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Post code
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Registered Office Address if not the same as mailing address
Principal Place of Business if not the same as registered office
Work Ph
Mobile
Facsimile
Email
Does the Company have:
Nominee Shareholders
Shares in Bearer Form
TAXATION DETAILS
What is the Country of Residence for tax purposes?
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|
|
Other
Country
Country
IRD Number
Foreign Tax Details
IDENTITY VERIFICATION FOR THE COMPANY
DOCUMENT
REQUIRED
Copy of Certificate of Incorporation
Section J2 continued
A Beneficial Owner
A Beneficial Owner is a person
who has effective control of the
Client or a person who owns 10%
or more of the entity.
DETAIL OF BENEFICIAL OWNERS
Please provide details of ALL Beneficial Owners for the Company below and complete an Additional Individual
Details Form provided in Section L for each person who hasn’t already provided their details. Your Investment
Adviser can provide additional copies.
Full Name
Relationship to Company
Percentage Held
PERSON AUTHORISED TO ACT ON BEHALF OF THE COMPANY
Mr
Mrs
Miss
Ms
Dr
Other
Mailing Name
Mailing Name
Salutation
Business Address
Post code
|
|
|
|
|
Post code
|
|
|
|
|
Mailing Address if not the same as business address
Position
Home Ph
Mobile
Work Ph
Email
Exchange newsletter
company events.
Research Wrap email
reports.
34 \
Yes
Yes email only
Email
Post
Section J2 continued
Gender
Male
|
Date of Birth
D | D
Female
|
M | M
|
Y | Y | Y | Y
Country of Birth
NZ
Other specify
NZ
Other specify
NZ
Other specify
|
Resident Visa
Other specify
Work Permit
TAXATION DETAILS
|
|
|
|
|
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|
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|
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|
|
Other
Country
Country
IRD Number
Foreign Tax Details
|
|
Occupation
Employer
Public Office
purposes.
Photo ID
No
Yes specify
Proof of Identity
DOCUMENT
REQUIRED
Passport
F
DOCUMENT
REQUIRED
Utilities bill
Rates bill
K3 Authorised Person Undertakings and Signatures
If the Authorised Person is a
Company, this application form
must be signed by:
› Those Directors in accordance
with the signing authority for the
company; or
› If there is only one director, by
that director whose signature
must be witnessed; or
› One or more attorneys appointed
by the Authorised Person in
accordance with Section 181 of
the Companies Act 1993.
Capacity
Please enter the ‘Capacity’ in which
you are signing this Application
Form i.e. Self; Attorney for the
Client; Parent or Guardian for a
Minor; Director; Partner; Officer;
Trustee; Executor; Witness.
I/we as an Authorised Person:
1.
Confirm that I/we have authority to act on behalf of the Client;
2.
Have received and read a copy of the Disclosure Statements for the Client’s Craigs
Investment Partners Adviser(s);
3. Confirm that I/we have received a copy of the Terms and Conditions;
4. Agree to be bound by the Terms and Conditions;
5. Have read and understood the risk warnings set out in Clause 16 and the Use and Disclosure
Statement set out in Clause 26 of the Terms and Conditions;
6. Agree to be bound by any terms and conditions of a Nominee Company holding Securities
on behalf of the account holder as bare trustee.
Capacity
Signature
Date
|
D | D
|
M | M
|
Y | Y | Y | Y
|
Date
|
D | D
|
M | M
|
Y | Y | Y | Y
|
Date
|
D | D
|
M | M
|
Y | Y | Y | Y
|
Capacity
Signature
Capacity
Signature
36 \
Complete Section L
if applicable
L Certificate of Non-Revocation of Power of Attorney
This Certificate must be completed if an Attorney is acting for an Applicant or
Authorised Person.
Please note: An Attorney must provide Craigs Investment Partners with a separate Certificate
of Non-Revocation of Power of Attorney on every occasion a Power of Attorney is used to sign
a document.
Generally, a Power of Attorney operates and continues in force until the Attorney receives notice
of death of the donor or until notice of revocation of Power of Attorney has been received by the
Attorney.
A Certificate of Non-Revocation of Power of Attorney is conclusive proof of the non-revocation
of the Power of Attorney at the time when the act was done (e.g. the signing of a Client
Agreement), in favour of all persons dealing with the Attorney i.e. Craigs Investment Partners.
If you need any assistance with this, please contact your Craigs Investment Partners Adviser.
L1 When the Attorney is an Individual
I,
full name (first, middle and last name)
of
,
place and country of residence
, certify;
occupation
1. That by Deed dated
day
month
year
full name of appointer
of
place of residence
appointed me his/her attorney.
2. That I have not received notice of any event revoking the power of attorney;
Signed at
this
20 |
day of
day
month
Y | Y
|
year
signature of attorney
A copy of the Power of Attorney and/or Deed of Delegation has been
provided to Craigs Investment Partners
DOCUMENT
REQUIRED
If you have not previously supplied your personal information, please complete Section L.
CLIENT ACCOUNT NO.
INVESTMENT ADVISER
L2 When the Attorney is a Company
I,
full name (first, middle and last name)
of
,
place and country of residence
, certify;
occupation
1. That by Deed dated
day
month
year
full name of donor of appointer
of
place and country of residence of appointer
appointed as attorney
,
full name of body corporate holding power of attorney
a body corporate having its registered office (or principle place of business at)
|
address of registered office or principle place of business
|
|
|
|
,
postcode
and I am authorised to give this certificate on its behalf. The capacity in which I give this
certificate is as
director, officer or specify your other capacity
2. That I have not received notice of any event revoking the power of attorney and to the
best of my knowledge and belief no such notice has been received by;
full name of Body Corporate holding Power of Attorney, or by any employee or agent of that Body Corporate
Signed at
this
20 |
day of
day
month
Y | Y
|
year
signature
A copy of the Power of Attorney and/or Deed of Delegation has been
provided to Craigs Investment Partners
38 \
DOCUMENT
REQUIRED
COMPANY AS AN ATTORNEY
If a Company is authorised to instruct on this account, the details relating to that Company
and the employee of that Company authorised to act on behalf of the Company should be
entered below.
Company Name
Company Number
Country where Established
Date Established
NZ
|
D | D
Other
|
M | M
|
Y | Y | Y | Y
|
Mailing Address
Registered Office Address
This is the registered office of the
company.
Post code
|
|
|
|
|
Post code
|
|
|
|
|
Post code
|
|
|
|
|
|
|
Registered Office Address if not the same as mailing address
Principal Place of Business if not the same as registered office
Work Ph
Mobile
Facsimile
Email
Does the Company have:
Nominee Shareholders
Shares in Bearer Form
TAXATION DETAILS
What is the Country of Residence for tax purposes?
|
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|
|
|
|
|
|
|
|
|
Other
Country
Country
IRD Number
Foreign Tax Details
IDENTITY VERIFICATION FOR THE COMPANY
DOCUMENT
REQUIRED
Copy of Certificate of Incorporation
Section L2 continued
A Beneficial Owner
A Beneficial Owner is a person
who has effective control of the
Company or a person who owns
10% or more of the entity.
DETAIL OF BENEFICIAL OWNERS
Please provide details of ALL Beneficial Owners for the Company below and complete an Additional Individual
Details Form provided in Section L for each person who hasn’t already provided their details. Your Investment
Adviser can provide additional copies.
Full Name
Relationship to Company
Percentage Held
PERSON AUTHORISED TO ACT ON BEHALF OF THE COMPANY
Mr
Mrs
Miss
Ms
Dr
Other
Mailing Name
Mailing Name
Salutation
Business Address
Post code
|
|
|
|
|
Post code
|
|
|
|
|
Mailing Address if not the same as business address
Position
Home Ph
Mobile
Work Ph
Email
Exchange newsletter
company events.
Research Wrap email
reports.
40 \
Yes
Yes email only
Email
Post
Section L2 continued
Gender
Male
|
Date of Birth
D | D
Female
|
M | M
|
Y | Y | Y | Y
Country of Birth
NZ
Other specify
NZ
Other specify
NZ
Other specify
|
Resident Visa
Other specify
Work Permit
TAXATION DETAILS
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Other
Country
Country
IRD Number
Foreign Tax Details
|
|
Occupation
Employer
Public Office
level judicial, military or ministerial position in New Zealand or overseas?
No
purposes.
Photo ID
Yes specify
Proof of Identity
DOCUMENT
REQUIRED
Passport
F
DOCUMENT
REQUIRED
Utilities bill
Rates bill
This page is left intentionally blank
42 \
Complete Section M
if applicable
M Additional Individual Details
Please complete for each Attorney, Trustee, Executor, Director, Beneficial Owner or
Beneficiary who has not provided their personal details.
NAME & ADDRESS
Mr
Mrs
Miss
Ms
Dr
Other
Mailing Name
Mailing Name
Salutation
Post code
|
|
|
|
|
Post code
|
|
|
|
|
Home Ph
Mobile
Work Ph
Email
Exchange newsletter
company events.
Research Wrap email
reports.
Yes
Yes email only
Email
Post
Gender
Date of Birth
Male
|
D | D
Female
|
M | M
|
Y | Y | Y | Y
Country of Birth
NZ
Other specify
NZ
Other specify
NZ
Other specify
|
Resident Visa
Other specify
Work Permit
CLIENT ACCOUNT NO.
INVESTMENT ADVISER
TAXATION DETAILS
|
|
|
|
|
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|
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|
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|
|
Other
Country
Country
IRD Number
Foreign Tax Details
|
|
Occupation
Employer
Public Office
level judicial, military or ministerial position in New Zealand or overseas?
No
purposes.
Photo ID
Yes specify
Proof of Identity
DOCUMENT
REQUIRED
Passport
F
DOCUMENT
REQUIRED
Utilities bill
Rates bill
Yes
No
Yes
No
Yes
No
Do you have an Overseas Pension?
44 \
Office Use Only
Adviser Acknowledgement
Must be completed by Adviser, signed and scanned to CRM
I have provided the client with the following documents
Terms and Conditions
Disclosure Statement(s)
Scope of Service
The client has completed and signed a Client Agreement / Application Form
Current and valid identity documents obtained and certified / verified
Class Client
If required, the client has signed an Opt Out Letter*
Acknowledging that any advice given has not been based on personal financial circumstances
* Obtaining an Opt Out Letter is not mandatory for clients in a class service. Clients in a class service
need only sign an Opt Out Letter if an Adviser deems necessary to do so (so as to minimise the risk of a
client mistakenly believing that a ‘personalised’ service is provided).
Personalised Client
I will complete a Client Discovery Questionnaire (including Risk Tolerance)
I will provide the client with an Investment Policy Statement and obtain a signed copy
before providing any Personalised Advice
The client has signed an Opt Out Letter for any securities where I will not be providing
personalised advice.
All documents must be scanned into the CRM.
ALL CLIENTS
Based on the information provided in this signed Client Agreement / Application Form and
my knowledge of the client - the due diligence to apply to this account is:
Standard
Enhanced
Client Name
Account Number
Brokerage %
Min. Brokerage
Fees (CSL Clients)
Other Instructions
Adviser Name
Adviser Code
Adviser Signature
Date
|
D | D
|
M | M
|
Y | Y | Y | Y
|
This page is left intentionally blank
46 \
HEAD OFFICE - TAURANGA
Craigs Investment Partners House
158 Cameron Road
PO Box 13155, Tauranga 3141
E. headoffice@craigsip.com
ROTORUA
Level 3, 1109 Fenton Street
PO Box 1148, Rotorua 3040
P. 07 348 1860 F. 07 348 1863
E. rotorua@craigsip.com
BLENHEIM
52 Scott Street
PO Box 678, Blenheim 7240
P. 03 577 7410 F. 03 577 7440
E. blenheim@craigsip.com
KERIKERI
Hobson House
14 Hobson Avenue
PO Box 841, Kerikeri 0245
P. 09 407 7926 F. 09 407 7429
E. kerikeri@craigsip.com
GISBORNE
75 Childers Road
PO Box 153, Gisborne 4040
P. 06 868 1155 F. 06 868 1154
E. gisborne@craigsip.com
CHRISTCHURCH
Level 3
76 Victoria Street
PO Box 90, Christchurch 8140
P. 03 379 3433 F. 03 379 5687
E. christchurch@craigsip.com
WHANGAREI
1 Robert Street
PO Box 573, Whangarei 0140
P. 09 438 1988 F. 09 438 5167
E. whangarei@craigsip.com
AUCKLAND
Level 32, Vero Centre
48 Shortland Street
PO Box 1196, Auckland 1140
P. 09 919 7400 F. 09 303 2520
E. auckland@craigsip.com
HAMILTON
Level 4, PwC Centre
Cnr Anglesea & Ward Streets
PO Box 1282, Hamilton 3240
P. 07 838 1818 F. 07 838 0828
E. hamilton@craigsip.com
TAURANGA
158 Cameron Road
PO Box 13155, Tauranga 3141
P. 07 577 6049 F. 07 578 8416
E. tauranga@craigsip.com
NEW PLYMOUTH
First Floor, 9 Young Street
PO Box 8011, New Plymouth 4342
P. 06 759 0015 F. 06 759 0016
E. newplymouth@craigsip.com
WHANGANUI
17 Drews Avenue
PO Box 63, Whanganui 4541
P. 06 349 0030F. 06 348 5523
E. whanganui@craigsip.com
PALMERSTON NORTH
First Floor
Cnr Broadway Avenue & Vivian Street
PO Box 1543, Palmerston North 4440
P. 06 953 3460F.06 953 0640
E. palmerstonnorth@craigsip.com
WELLINGTON
Level 11
36 Customhouse Quay
PO Box 10556, Wellington 6143
P. 04 917 4330 F. 04 917 4350
E. wellington@craigsip.com
QUEENSTOWN
Level 1, Five Mile Centre,
Grant Road, Frankton
PO Box 2487, Wakatipu,
Queenstown 9349
P. 03 901 0170F.
03 901 0179
E. queenstown@craigsip.com
DUNEDIN
First Floor
330 Moray Place
PO Box 5545, Dunedin 9058
P. 03 477 5900F.03 477 6743
E. dunedin@craigsip.com
GORE
120 Main Street
PO Box 317, Gore 9740
P. 03 208 9310F.
03 208 4161
E. gore@craigsip.com
INVERCARGILL
49 Kelvin Street
PO Box 1246, Invercargill 9840
P. 03 214 9939F. 03 214 9933
E. invercargill@craigsip.com
0800 272 442 / craigsip.com
Craigs Investment Partners Limited is a NZX Participant Firm. Investments are subject to risk and returns are not guaranteed. Adviser Disclosure
Statements and the QuayStreet Funds Product Disclosure Statement are available on request and free of charge. Please visit craigsip.com

mySTART Brochure - Craigs Investment Partners

Transcription

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