©Five Star Professional ©Five Star Professiona ©Five Star
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©Five Star Professional ©Five Star Professiona ©Five Star
F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i SPECIAL ADVERTISING SECTION 2015 San Diego Five Star Home Professionals Real Estate Agents Mortgage Professionals Home/Auto Insurance Professionals Five Star Professional partnered with San Diego Magazine to identify real estate, mortgage and insurance professionals in the San Diego area who deliver outstanding service and client satisfaction. The Five Star Professional research team contacted thousands of recent homebuyers, as well as other consumers. Clients may also submit evaluations online. Phone, mail and online respondents rated their service professional on criteria such as overall satisfaction and whether they would recommend the provider to a friend. The research methodology allows no more than 7 percent of professionals in each category to receive the award. This year’s winners are listed and profiled in the following pages (see each award winner’s listing for more details). Research Disclosures • The 2015 Five Star Real Estate Agents, Mortgage Professionals and Home/Auto Insurance Professionals do not pay a fee to be included in the research or the final list. • E ach professional is screened against state governing bodies to verify that licenses are current, and no disciplinary actions are pending. • T he inclusion of a real estate agent, mortgage professional or insurance professional on the final lists should not be construed as an endorsement by Five Star Professional or San Diego Magazine. • The research process incorporates a statistically valid sample in order to identify the professionals in the local market who score highest in overall satisfaction. These professionals are not included on the list unless their score is statistically valid. For more information on the Five Star award and the research/ selection methodology, go to www.fivestarprofessional.com. Know a great home professional? To nominate an outstanding home professional for next year’s award, go to www.fivestarprofessional.com Determination of Award Winners Professionals who satisfied each of the following objective criteria were named a 2015 San Diego Five Star Real Estate Agent, Five Star Mortgage Professional or Five Star Home/Auto Insurance Professional: 1. Received a qualifying client satisfaction rating. 2. S atisfied the applicable state licensing requirements. 3. A c t i v e l y e m p l o y e d a s a l i c e n s e d professional for a minimum of three years. 4. F avorable regulatory and complaint history review. 5. S atisfied minimum client volume or production on a one-year and three-year basis (number and volume of transactions or number of client households served). Find us online: F: Facebook.com/FiveStarProfessional T: Twitter.com/FiveStarPros www.fivestarprofessional.com www.fivestarprofessional.com — FS •1 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION George Cooke Team SEVEN-YEAR WINNER Left to right: Cathe Gigstad; Julie Brown Wassman; Kip Peppin; seven-year winner George Cooke; Martha Boll • Internet and photo marketing specialist • Rancho Bernardo, Poway and the I-15 corridor • Long-time resident and community leader • International President’s Premier • Quality customer service with proven results George Cooke, a top-producing Realtor with Coldwell Banker in Rancho Bernardo, provides outstanding service with a winning combination of community expertise and business marketing skills. Because most buyers begin their search on the Internet, it’s important to have a marketing plan that makes your home stand out and be noticed online. Strategic pricing in local markets is an important factor. Sellers get a custom website for their listing. Buyers receive focused property searches and community insights. 16363 Bernardo Center Drive | San Diego, CA 92128 Direct: 858-674-1222 | Office: 858-676-6177 George@GeorgeCooke.com | www.GeorgeCooke.com Cathe Gigstad CalBRE 00482030, Julie Brown Wassman CalBRE 01894901, Kip Peppin CalBRE 00664740, George Cooke CalBRE 01435275, Martha Boll CalBRE 01758430 Get the Big Picture With the Team That Works for You FS • 2 — www.fivestarprofessional.com F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Deborah Mannion Left to right: Veronica Moore, CalBRE 01903123; 2015 winner Deborah Mannion, CalBRE 01332065; Rebekah Studer Deborah Mannion and the Masters Real Estate Group want to thank all our clients that have given us the opportunity to serve them. We are grateful for your continued confidence, referrals, repeat business and for nominating Deborah Mannion of the Masters Real Estate Group as a Five Star Professional. Deborah is considered one of San Diego County’s most dependable real estate professionals and has been exceeding clients’ expectations for over 13 years. Deborah and her team are committed to excellence, integrity and the highest level of client satisfaction. • Mastering all of your real estate needs • Dedicated to staying actively involved in every transaction • Committed to giving back by donating a portion of each commission to a local charity Masters Real Estate Group 6005 Hidden Valley Road, Suite 200 | Carlsbad, CA 92011 Phone: 858-229-4771 Deborah@mastersrealestategroup.com | www.MastersRealEstateGroup.com Mastering All Your Real Estate Needs www.fivestarprofessional.com — FS •3 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Debbi Houshar Luxury Homes Specialist, CalBRE 00866299 • • • • • We strive to exceed your expectations We care about you and we get it Your needs drive us — it’s about you! We are in your court … 100 percent Representing you and proud of it! FIVE-YEAR WINNER Five-year winner Debbi Houshar Working hard for you! The market is always changing, and helping you become educated is one of our top priorities. Whether you are just testing the water or in the heat of negotiations, we are your go-to team. We are extremely thankful that Debbi Houshar’s clients’ appreciate her hard work and what better testament than this award! Thank you for your support and remembering us for all of your real estate needs. She is a five-year recipient and could not be more proud. Please stay in touch; we are here for you! 6005 Hidden Valley Road, Suite 200 Carlsbad, CA 92011 Phone: 619-865-6521 Debbi@DreamHomesofSanDiego.com www.DreamHomesofSanDiego.com Dream Homes of San Diego Michelle Serafini Krista Lombardi CIPS, CalBRE 01411969 SRS, CNE, CDPE, CRS, CalBRE 01504924 SIX-YEAR WINNER • • • • • 930 Prospect St. La Jolla, CA 92037 Phone: 858-829-6210 michelle@locationlocationcoastal.com previewsadvantage.com locationlocationcoastal.com Top 2% internationally for Coldwell Banker Coastal properties expert Respected negotiator Trust and estate property real estate consultant Leader in unique property marketing techniques Michelle’s name is synonymous with La Jolla and San Diego coastal real estate, where her well-established reputation and unmatched market knowledge have made her a front runner in La Jolla residential real estate sales. Michelle prides herself on her personal service and attention to her clients’ needs. Local Knowledge: Global Reach FS • 4 — www.fivestarprofessional.com EIGHT-YEAR WINNER 890 W Washington St. San Diego, CA 92103 Phone: 619-519-3251 Fax: 866-201-4710 kristalombardi@gmail.com sandiegorealestatecafe.com • Certified Negotiation Expert • Board member Mission Hills Business Improvement District • No. 24 in transactions for Berkshire Hathaway in San Diego County • Featured on ESPN radio 1170AM • Berkshire Hathaway HomeServices Relocation Specialist Krista always wanted to be a real estate agent. It is her passion. Krista, a tireless worker, always does what’s best for her clients. To better serve her clients, she now has a team of five experienced agents, including a commercial real estate agent. If someone mentions real estate, call Krista to experience the five-star service difference. You’ll be glad you did! Who You Work With Matters! F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Kelli Miller Shannon Colleen Hagan CalBRE 01840131 CalBRE 001213577 2651 Via de la Valle Del Mar, CA 92014 Cell: 858-414-7514 Shannon@SanDiegoCoastalHomes.com EIGHT-YEAR WINNER • Nine years of real estate experience • B.S. in business administration, MBA from USC Marshall School of Business • Works with buyers and sellers to build long-term relationships • Helps clients build solid real estate investment portfolios • Proactive, responsive, driven Thank you to all my clients for your continued trust and support. I appreciate every opportunity because I truly love what I do. San Diego, CA 92110 | Cell: 858-784-1674 kelli@sdredefined.com | www.sdredefined.com Stress-Free Solutions to Your Real Estate Needs • Selling the Coast — La Jolla, Del Mar, Solana Beach and Encinitas to Rancho Santa Fe • Energy, enthusiasm, willingness, determination and intellectual capacity • Impressive international, national and local marketing for all of my properties I love what I do and I love to win. Winning to me is accomplishing my clients’ goals, whether they are buying or selling, and doing it all with a good moral compass. I represent a lot of buyers, as well as sellers. My involvement in my clients’ purchases or sales has a huge impact on their finances and quality of life. Aside from professionalism and savvy strategies in all transactions, I am driven to do what is best for them. Wit and wisdom make it all more enjoyable. Top 1% Nationally, Coldwell Banker Since 1997 Ann Tasias Patounas Melissa E. Huk Realtor, CalBRE 01056954 CalBRE 01211792 RE/MAX United Keller Williams Realty 13400 Sabre Springs Pkwy., Ste. 100 San Diego, CA 92128 Phone: 619-823-6137 Melissa@MelissaHuk.com ImSellingSanDiego.com • • • • • Certified Military Residential and Relocation Specialist Certified Negotiation Specialist Certified VA Pro Luxury Market and New Construction Specialist Global Property Specialist Melissa Huk’s passion is helping others get what they want. Melissa’s integrity, dedication and work ethic mark her as one of the industry’s top real estate professionals by her clients and peers. Client satisfaction is the cornerstone of Melissa’s real estate career. She is committed, focused and ready to help you! EIGHT-YEAR WINNER 10650 Scripps Ranch Blvd., Ste. 112 San Diego, CA 92131 Phone: 858- 486-0748 anntasias@aol.com www.anntasias.com Ann is a graduate of UC San Diego and is a real estate broker and Realtor with more than 26 years of San Diego real estate experience. She specializes in the sales and marketing of homes in San Diego and the I-15 corridor. Keep up with market conditions, so you are always knowledgeable. — Five Star award winner Professional Realtor Since 1995 www.fivestarprofessional.com — FS •5 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Patti Gerke Joan Schultz Val O’Connor CalBRE 01386269 CalBRE 00681938 Realtor, SFR®, CNE, CalBRE 01233012 Pacific Sotheby’s International Realty Berkshire Hathaway Homeservice Del Mar, CA 92014 Phone: 760-525-7269 patti@pattigerke.com www.seniorstayorgo.com 1299 Prospect St. La Jolla, CA 92037 Phone: 858-551-7218 Cell: 619-261-3804 joan@sellinglajollahomes.com www.sellinglajollahomes.com SEVEN-YEAR WINNER SEVEN-YEAR WINNER Integrity, extensive market knowledge and strong negotiation skills repeatedly make Patti a successful Five Star Real Estate Agent award winner. Any life-changing move, whether buying or selling, deserves a results-oriented professional. For your best move, trust Patti. Ranked in the top 1 percent of more than 54,000 Berkshire Hathaway real estate agents nationally, Joan is respected by her peers and clients for her commitment to honesty and integrity. Her service has an “it’s my pleasure” approach. 9332 Fuerte Dr. La Mesa/Mt. Helix, CA 91941 Phone: 619-665-1865 val@valoconnor.com valoconnor.com SIX-YEAR WINNER Val O’Connor has successfully consulted for buyers and sellers across San Diego County for 20 years, specializing in Mount Helix and the surrounding foothills of East County. A long-time Mount Helix resident, O’Connor supports her turf and community with numerous philanthropic efforts and a 24/7 passionate dedication to real estate! She rocks! Melissa Tucci Karen Dye Jim Shultz Broker/Realtor, CalBRE 01380034 Realtor, Broker Associate, CalBRE 01329918 Associate Vice President, CalBRE 00669672 CENTURY 21 All Service San Diego, CA 92116 Direct: 619-787-6852 Sold@MelissaTucci.com www.MelissaTucci.com FOUR-YEAR WINNER FIVE-YEAR WINNER • The official agent of the San Diego Padres • Ranked No. 1 in sales for entire CENTURY 21 Western region 2012, 2013 and 2014 • Ranked No. 4 CENTURY 21 nationwide • CENTURY 21 top 1% Double Centurion Award winner • As featured in the Union Tribune and on Cox Channel 4, “The American Dream” as an elite • November 2013 and 2014 Top Agent Magazine 2130 Main St. Ramona, CA 92065 Phone: 760-789-2110 Cell: 760-445-7168 karendye11@gmail.com www.kdyehomes.com • Helping buyers and sellers throughout San Diego since 2002 Thank you to all my clients for this amazing recognition as a Five Star Real Estate Agent! It is because of your referrals, trust, loyalty and confidence in me that I am successful in a business that I love! Because of you, I look forward to a successful 2015! 930 Prospect St. La Jolla, CA 92037 Phone: 858-354-0000 realtor@ireneandjim.com www.ireneandjim.com FIVE-YEAR WINNER • • • • • • 36 years of personalized service Over 1,000 highly satisfied clients Specializing in La Jolla, Pacific Beach and UTC Wonderful niche market in Julian Member of The Top Producers Group Member of Coldwell Banker International President’s Elite Team Kris Akagi Alice Greliak Frank Macri CalBRE 01935781 Realtor, SFR®, CalBRE 01869522 Realtor, JD, Consultant, CalBRE 00900718 Distinctive Properties 16783 Bernardo Ctr. Dr. San Diego, CA 92128 Cell: 760-855-5281 Office: 858-487-5110 tkakagi@aol.com San Diego, CA 92108 Phone: 619-410-8013 alice.greliak@carringtonres.com www.buynlistsandiego.com SEVEN-YEAR WINNER Thank you, clients, for your continued support, trust and recognition. It is my commitment to have integrity and in-depth community and market knowledge, along with effective negotiation skills to successfully meet the needs of each client. I truly care and value each relationship. I am also fluent in Japanese. FS • 6 — www.fivestarprofessional.com Team Lead of Team Greliak Thank you for this humbling award. I am here to help my clients that trust me with their real estate needs. I am always striving to be the best in my industry so that I can deliver the best level of service in the ever-changing world of real estate. 2792 Gateway Rd., Ste. 100 Carlsbad, CA 92009 Phone: 888-792-0585 Fax: 760-946-7648 FrankMacriJD@gmail.com www.sdhousefinder.com Thank you to my clients for this humbling and unexpected honor. I strive to establish long-term relationships with my clients based on honesty, integrity, professional service and friendship. My ultimate goal is to be your trusted advisor. F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Paul Fan Kathy Rolfo Kevin Hall Realtor, SFR®, CalBRE 01367484 CalBRE 938648 CalBRE 1050521 Willis Allen Real Estate 1424 Camino Del Mar Del Mar, CA 92014 Cell: 760-845-4509 paulfan@willisallen.com shortsalessd.com Paul is a San Diego native with an extensive knowledge of the North County coastal market. A graduate of UC San Diego, Paul’s dedication to customer satisfaction and passion for real estate make him one of the top-producing agents in his region. 13400 Sabre Springs Pkwy., Ste. 100 San Diego, CA 92128 Phone: 858-663-8951 www.kathyrolfo.com kathy@kathyrolfo.com Ser ving clients and their referrals with knowledge, skill and expertise since 1986, I am grateful for this honor and award. My real estate philosophy is built around one guiding principle: You come first! I am committed to excellence because I care. 2365 Northside Dr., Ste. 2 San Diego, CA 92108 Office: 619-497-3492 Cell: 619-920-3492 Kevinhallre@gmail.com Kevinhallrealestate.com SEVEN-YEAR WINNER Kevin has a no-nonsense, client-oriented approach to providing the best real estate experience for the sale or purchase of your home. Kevin’s 25 years of experience, combined with his honest and direct communication style, have resulted in his receipt of multiple annual industry awards and his ranking in the top one-half percent of agents nationwide in Berkshire Hathaway HomeServices network. Deniese Ossey Beth Zedaker Dara Chantarit Realtor, CalBRE 01250871 CalBRE 0101847 Realtor, CalBRE 01423397 9332 Fuerte Dr. La Mesa, CA 91941 Phone: 619-251-7546 Deniese@MyNeighborhoodSearch.com MyNeighborhoodSearch.com SEVEN-YEAR WINNER EIGHT-YEAR WINNER As a real estate professional, I have a reputation for meeting clients’ goals while exceeding their expectations. Whether selling or buying, you are in good hands. Thank you for your continued trust and confidence in me! 2904 Canon St. San Diego, CA 92106 Direct: 619-602-9610 Phone: 619-226-7800 beth@bethzedaker.com www.bethzedaker.com It is an honor to receive the Five Star award for the eighth consecutive year. Thank you to my clients for their endorsement on the customer service and attention to detail I provide. With 25 years of experience, you can depend on my professionalism, expertise, integrity and reliability as your local and trusted Realtor. Paul Butler CLHMS, GRI, CalBRE 01024384 Myrna Evans GRI, CRS, SFR®, SRES® San Diego, CA 92130 Direct: 858-436-8203 Cell: 619-559-3213 Paul@SoldTheButlerDidIt.com www.SoldTheButlerDidIt.com SIX-YEAR WINNER My life’s work in real estate is about my clients, and I am humbled by this honor. I am absolutely dedicated to helping my clients achieve their lifelong real estate goals by providing expert negotiating, extensive market knowledge and reliability. EIGHT-YEAR WINNER I am pleased to be selected for the eighth consecutive year as a Five Star Real Estate Agent award winner. My wonderful clients make my work fulfilling and are the reason I have been successfully selling real estate in North County coastal San Diego for over 10 years. Thank you to all who recommended me and who refer my services to other great buyers and sellers. My clients are five-star clients! Bonnie Kipperman Raquel Christian Realtor, CalBRE 01832253 1090 Island Ave. San Diego, CA 92101 Phone: 619-339-6284 raquel@citymarkrealty.com Del Mar, CA 92014 Phone: 858-775-1872 DarasHomes@gmail.com Relax ... Let the Butler Do It! Paul Butler, a butler providing silver-platter, white-glove real estate service for over 25 years specializing in central and north San Diego. Certified Luxury Home Marketing Specialist® with Global MLS. Hire a butler! FIVE-YEAR WINNER FOUR-YEAR WINNER Leonard Smith Realtor and Associates Windermere Homes & Estates Phone: 619-742-1045 bonniebjk@gmail.com Direct: 858-472-1051 Myrna@MyrnaEvans.com www.MyrnaEvans.com Experience and Commitment! CalBRE 01104734 CalBRE 01220289 www.fivestarprofessional.com — FS •7 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents Valerie Ziegenfuss SPECIAL ADVERTISING SECTION Marie Huff Barbara Stuart Realtor FIVE-YEAR WINNER SEVEN-YEAR WINNER SIX-YEAR WINNER Cindy DePhillips Pam Ratcliffe Barbara Jensen Realtor Realtor Realtor, MRP FIVE-YEAR WINNER SEVEN-YEAR WINNER Phone: 760-505-6361 cindydephillips@aol.com cindydephillips.com Cell: 619-981-5606 Fax: 619-791-2210 teamratcliffe@cox.net www.TeamRatcliffe.com Windermere Homes & Estates CENTURY 21 Award Office: 760-283-8124 Direct: 760-504-6648 BarbaraJC21@gmail.com www.BarbaraJC21.com Phone: 858-204-5700 barbarastuart@cox.net www.barbarastuart.net High-performance Real Estate 1299 Prospect St. La Jolla, CA 92037 Cell: 619-838-9400 Office: 858-551-7247 mariehuff@aol.com www.MarieHuff.com CalBRE 01476153 CalBRE 01110179 CalBRE 00876985 CalBRE 01371533 CalBRE 01152227 CalBRE 01866323 Sharon Wittmayer Eliot Rachman Daniela Marshall Gina Vreeburg Vay Ashby Lynn Judson Broker Associate Realtor Phone: 619-392-6666 vzcentury21@gmail.com www.ZiegenfussRealEstate.com Broker/Realtor THREE-YEAR WINNER SIX-YEAR WINNER FIVE-YEAR WINNER Phone: 760-213-0879 www.eHomeSell.com eliotrachman@ century21award.com Your North County Coastal Realtor SEVEN-YEAR WINNER SIX-YEAR WINNER Sotheby’s International Realty Berkshire Hathaway HomeServices Judson Real Estate 2776 Gateway Rd. Carlsbad, CA 92009 Phone: 760-809-3003 danielamarshall@cox.net www.Daniela.Realtor Phone: 760-419-8800 GinaVreeburg@gmail.com ginavreeburg. pacificsothebysrealty.com Phone: 760-815-5370 vayashby1@gmail.com www.vayashby.com Phone: 760-741-9895 Lynn@Judsonrealestate.net www.Judsonrealestate.net CENTURY 21 Award Phone: 619-889-4463 sgwittmayer@yahoo.com “A Real Estate Team You Can Always Count On” 31 Years of Experience Service That Exceeds Expectations At Your Service! CalBRE 01462183 CalBRE 01328198 CalBRE 01056741 CalBRE 01413801 CalBRE 01462655 CalBRE 01090222 Greta B. Treadgold Nikki Butera Pam Miller-Xitco Joan R. Gansert Teri J. Hill Maureen A. Gallivan Realtor Realtor SIX-YEAR WINNER SEVEN-YEAR WINNER Gallery Properties Coldwell Banker Residential Phone: 858-232-0295 gretatreadgold@yahoo.com www.viewlajolla.com Phone: 858-735-4225 Nikki@NikkiButera.com www.NikkiButera.com Setting the Standard Expertise, Ethics and Enthusiasm CalBRE 1450729 CalBRE 1304827 FS • 8 — www.fivestarprofessional.com Broker Associate SIX-YEAR WINNER FOUR-YEAR WINNER The Lotzof Group Berkshire Hathaway HomeServices Phone: 619-851-7269 PamSD2000@yahoo.com www.TheLotzofGroup.com CalBRE 1366373 SIX-YEAR WINNER FIVE-YEAR WINNER Hill & Hill Realty, Inc. Realty Experts Phone: 760-518-2081 jgansert@cox.net ramonarealestate.com Phone: 619-417-6128 Teri@HillandHillRealty.com www.HillandHillRealty.com Phone: 858-672-7185 gallivans@san.rr.com www.gallivans.com Buying or Selling, Call Joan Family-owned and -operated Since 1957 I Treat My Clients Like Family! CalBRE 00866771 CalBRE 966227 CalBRE 00885693 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION David Smith Jill Smith Jody Guada “Maui Jim” Ouimet Brian Danney Cathy LeClair Real Estate Sales Professional SIX-YEAR WINNER SIX-YEAR WINNER Leonard Smith & Associates Leonard Smith & Associates Phone: 619-981-4100 davidsmithrealtor@msn.com www.davidsmithrealtor.com Phone: 619-997-8807 gandj@cox.net www.leonardmsmith.com FIVE-YEAR WINNER RE/MAX Associates Phone: 619-850-5639 jody@jodyguada.com www.jodyguada.com Phone: 760-822-3796 jhouimet@att.net www.ouimets.com Award-winning Results With a Smile CalBRE 00865064 CalBRE 00861777 Ruth Kavanaugh Realtor EIGHT-YEAR WINNER Windermere Homes & Estates Office: 858-465-7909 Cell: 858-200-5890 Brian@DanielBeerGroup.com www.DanielBeerGroup.com Berkshire Hathaway HomeServices Phone: 760-533-9492 cathy@cathyleclair.com www.CathyLeClair.com Lead Buyer Specialist in San Diego County Relocation Certified CalBRE 01819292 CalBRE 01248413 CalBRE 01834669 CalBRE 01072983 Kim Camaratta Kylie Reiter Jesse Ibañez Ragina Hoover Jill Bentley Professional Negotiator Real Estate Broker Realtor, CDPE, SFR® SFR®, REO, SRES®, ABR® Real Estate Broker FIVE-YEAR WINNER FIVE-YEAR WINNER SIX-YEAR WINNER Pacific Sotheby’s International Realty FIVE-YEAR WINNER SIX-YEAR WINNER Carrington Real Estate Services Cell: 760-213-2665 Office: 760-728-8000 ruth@ruthkavanaugh.com RuthKavanaugh.com Direct: 760-929-0662 Cell: 760-809-2232 kimcamaratta@gmail.com sandiegohomesearchbykim.com Direct: 858-705-1699 info@ReiterRealEstate.com www.ReiterRealEstate.com Phone: 858-863-0261 Jesse@GreenMeansGrow.com www.GreenMeansGrow.com Specializing in North County Coastal Real Estate Purpose-based Real Estate Consulting CalBRE 01300802 CalBRE 1456884 CalBRE 01447190 CalBRE 01405643 CalBRE 01455844 CalBRE 01213323 Lenore Knutzen Karen Schwan Kris Gelbart Carl J. Lofthouse Terri Lofthouse Arlene Pyjar CRS Real Estate Professional Realtor Realtor Realtor EIGHT-YEAR WINNER Phone: 858-621-5218 lenore.knutzen@ coldwellbanker.com www.lenoreknutzen.com SIX-YEAR WINNER Cell: 760-473-7172 karen@karenschwan.com www.karenschwan.com Phone: 858-395-0761 Kgelbart@coldwellbanker.com www.KrisGelbartRealty.com Dedicated to Your Real Estate Needs Expect the Best! CalBRE 01072829 FOUR-YEAR WINNER CalBRE 01415072 CalBRE 01345809 Phone: 760-717-8042 Rlhoover1@cox.net yourhometeamsandiego.com Phone: 760-532-8056 jill@bentleysd.com bentleysd.com North San Diego County Specialist SIX-YEAR WINNER FIVE-YEAR WINNER SEVEN-YEAR WINNER RE/MAX Seagaze Realty RE/MAX Seagaze Realty Berkshire Hathaway HomeServices Phone: 760-505-9631 CarlandTerri@ LofthouseRealtors.com LofthouseRealtors.com Phone: 760-505-9631 CarlandTerri@ LofthouseRealtors.com LofthouseRealtors.com Phone: 619-249-5551 apyjar@bhhscal.com www.ArlenePyjar. BHHSCalifornia.com We Specialize in Personal Service We Specialize in Personal Service Selling San Diego County CalBRE 01792388 CalBRE 01792389 CalBRE 01311521 www.fivestarprofessional.com — FS •9 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Rose Wolkins David Pettigrew Susan Manis Kathleen Studer Kim Caniglia Gwen Thompson Realtor e-PRO®, SRES® Broker/Owner Realtor, Notary Realtor, RE Professional Realtor THREE-YEAR WINNER THREE-YEAR WINNER SEVEN-YEAR WINNER EIGHT-YEAR WINNER Manis & Associates Pacific Sotheby’s International Realty THREE-YEAR WINNER Phone: 619-977-7800 Rose@RoseWolkins.com RoseWolkins.com Phone: 619-218-1940 pettigrew@cox.net camoves.com/david.pettigrew Phone: 619-445-2398 s.manis@cox.net www.SusanManis.com Phone: 619-884-9424 StuderTeam@gmail.com StuderTeam.com Office: 858-456-3282 Cell: 858-342-5298 kcanigs@san.rr.com Phone: 858-676-5223 gwen.thompson@camoves. com Over 20 Years’ Experience Pt. Loma, OB, Mission Hills and San Diego The Name That Friends Recommend I Won’t Tell You “No,” I’ll Show You How Building Relationships Through Transactions I Love What I Do … Real Estate! CalBRE 00961024 CalBRE 00911397 CalBRE 01067624 CalBRE 01110180 CalBRE 01847422 CalBRE 01292907 Char Ekoniak Lynn Hyder Carla L. Molino Laurie Manley Barbara Belcher Judy Jessup President/Realtor Broker Associate Real Estate Professional Realtor Associate Realtor FIVE-YEAR WINNER THREE-YEAR WINNER FOUR-YEAR WINNER Phone: 858-509-8599 lynn@hyderrealestate.com HyderRealEstate.com Phone: 858-382-2282 carla.molino@camoves.com www.carlamolino.com GRI, ABR®, SRS Specializes in North County Coastal Real Estate Exceeding Your Expectations! CalBRE 01390397 CalBRE 01514614 CalBRE 01271186 Minnie Rzeslawski Pat Haeckel Broker, Owner GRI, CRS, SRES® Phone: 858-277-7600 Direct: 619-274-1403 Char@CoastalRockRealty.com www.CoastalRockRealty.com SIX-YEAR WINNER SEVEN-YEAR WINNER FOUR-YEAR WINNER Cell: 619-972-9071 Office: 858-755-6761 LManley@WillisAllen.com SanDiegoRealEstateSAVVY.com SIX-YEAR WINNER Phone: 619-729-1086 bbelcher@century21award.com century21award.com/agents/ BarbBelcher Phone: 760-807-1829 JudyJessupRealtor@gmail.com JudyJessup.com Award-Winning Experiences Always! Your Real Estate Consultant CalBRE 01849622 CalBRE 01340962 CalBRE 00829148 Diane Sullivan Susan K. Sharp Toni Church Jim Holland Broker Assoicate Realtor, SRES® Broker, Owner, Realtor SEVEN-YEAR WINNER FIVE-YEAR WINNER Pacific Sotheby’s International Realty Pacific Real Estate Center Cole and Associates Office: 619-702-2400 Direct: 619-804-5373 minnie24krealty@gmail.com 24krealty.com Phone: 619-857-8876 patandlaurarealestate@gmail.com Phone: 619-223-4263 dianesullivan@cox.net www.dianesullivan.net Phone: 760-212-9540 sharpimg@sbcglobal.net linkedin.com/in/susanksharp Phone: 858-354-5820 Toni@ToniChurch.com ToniChurch.com Honest, Professional and Personalized Service A Mother-daughter Team Your San Diego Coastal Realtor Committed to Honoring My Clients’ Trust! Helping Make Your Move Smooth CalBRE 01428687 CalBRE 00576846 CalBRE 01409974 CalBRE 01335597 CalBRE 1119025 PatandLauraSellSanDiego.com FS • 10 — www.fivestarprofessional.com FIVE-YEAR WINNER FIVE-YEAR WINNER Phone: 858-405-6442 Fax: 858-454-1627 Jim@LaJollaHomeFinder.com LaJollaHomeFinder.com La Jolla Broker, Homeowner and REBA Member CalBRE 01434387 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Bryan Devore Sue Otto Peggy Foos Vicki Dutch-Jones Realtor Realtor GRI, SRES® Realtor, SFR® FOUR-YEAR WINNER SIX-YEAR WINNER Direct: 760-908-3838 Bryan@TheDevores.com www.TheDevores.com Direct: 858-208-7713 SDRealtor@san.rr.com SueSellsSanDiego.com On Twitter @TheDevores Why Sell for Less When You Can List With the Best? CalBRE 01397835 CalBRE 1413467 Tom North Realtor, ABR®, SFR® TWO-YEAR WINNER Vikki Varnals SIX-YEAR WINNER Real Estate Specialist SIX-YEAR WINNER Berkshire Hathaway HomeServices First Choice Properties, Inc. Arman Freeman Real Estate Phone: 858-354-7503 peggy@peggyfoos.com peggyfoos.com Phone: 619-723-7010 Vicki@VickiDutchJones.com www.VickiDutchJones.com Office: 858 549-2122 Cell: 858-663-1166 ArmanFreeman@Realtor.com ArmanFreeman.com Cell: 760-207-8300 Office: 760-757-8100 vikkitc@aol.com sandiegohouses4sale.com Your Realtor for Life “I Cannot Spell S_ccess Without U!” Honesty, Integrity, Commitment CalBRE 01178134 CalBRE 1384539 CalBRE 00708877 CalBRE 01293656 Jeanette Amen Holly Hermanson Randy Johnson Sandra Copeland Dave Kearney Realtor Realtor Realtor EIGHT-YEAR WINNER Phone: 619-778-5198 tom@northprops.com northprops.com SIX-YEAR WINNER Arman Freeman CRS, SRES®, Broker, Owner Berkshire Hathaway HomeServices California Properties FOUR-YEAR WINNER Broker, Realtor SIX-YEAR WINNER Big Block Realty Phone: 760-716-6110 SandyC4RE@gmail.com NorthSanDiegoRealty.com Cell: 760-845-6495 davekearney@live.com carlsbadrealestateresource.com Sales and Marketing Expert Serving All of North County Phone: 858-551-3332 AmenSellsHomes@hotmail.com AmenSellsHomes.com Greater San Diego Real Estate Specialists Cell: 619-417-8974 Office: 858-356-9156 hhermans@san.rr.com DelMarCoastHomes.com Over 500 Homes Sold! Your Local Del Mar Expert! CalBRE 01481287 CalBRE 00923485 CalBRE 01447429 CalBRE 01506620 CalBRE 00679984 CalBRE 01852532 Marc Irmer Jill Sattel Monte Lawson Alison Sorley Louise Copeland Bob Carlseen Realtor Personal RE Consultant SIX-YEAR WINNER SEVEN-YEAR WINNER Phone: 760-533-7791 randy@randyjproperties.com randyjohnsonproperties.com Pacific Sotheby’s International Realty Realtor, CNE, SFR® FIVE-YEAR WINNER FIVE-YEAR WINNER Owner, Broker SIX-YEAR WINNER THREE-YEAR WINNER Prudential Dunn, Realtors Phone: 858-866-1452 Office: 858-274-3866, Ext. 239 mirmer@pacbell.net marcirmer.com CalBRE 01215810 RE/MAX Praecelsus Bob Carlseen Group Phone: 619-851-8108 jillsattel@gmail.com Thanks to All My Clients for Your Support CalBRE 01346627 Phone: 858-442-4008 montelawson@cox.net montelawson.com Phone: 619-200-0801 alisonsorley@yahoo.com www.alisonsorley.com Phone: 760-419-1930 LouiseTheRealtor@gmail.com LouiseCopeland.com Phone: 619-216-1018 BobCarlseen@gmail.com REMAXPraecelsus.com “I’m Never Too Busy for Your Referrals” Previews Luxury Property Specialist Your Exclusive Realty Advisor! We Make Life Better for Others CalBRE 00278436 CalBRE 01488503 CalBRE 1099780 CalBRE 01124794 www.fivestarprofessional.com — FS • 11 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION Ann Amaral Clark Moses Isabel C. Diaz Tami Fuller Dale Marie Perkins Realtor Broker/Owner Realtor, Trusted Advisor Realtor Broker Associate Treat everyone fairly and with respect. Keep up with market EIGHT-YEAR WINNER THREE-YEAR WINNER SEVEN-YEAR WINNER Stonegate Realty & Mortgage Phone: 619-300-4400 annsellssdhomes@gmail.com sdhomeowner.com EIGHT-YEAR WINNER Ascent Real Estate Phone: 619-518-4472 Clark@sgaterealty.com Stonegaterealtygroup.com Phone: 619-300-8107 RealtorIsabelDiaz@gmail.com RealPowerTeam.com Premier San Diego Real Estate Services Your Realtor for Life Serving Our Clients With Integrity and Results CalBRE 01229366 CalBRE 01360019 CalBRE 01872295 Phone: 619-226-8264 tami@tamifuller.com www.tamifuller.com you are always Phone: 760-214-1252 dale@daleperkins.com www.daleperkins.com The Dale Perkins Team: Real Estate Done Right CalBRE 01000767 conditions, so knowledgeable. — Five Star award winner CalBRE 01281076 Five Star Professional surveyed San Diego-area residents who purchased a home priced at more than $150,000 within a six-month period (December 2013 to May 2014). The final list of 2015 San Diego Five Star Real Estate Agents is a select group, representing less than 5 percent of real estate agents in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey. All award winners are sorted by city and listed alphabetically by last name. All Areas Gabriella Acuna · Coldwell Banker West Christine Baker · Willis Allen Real Estate Susan Botticelli · San Diego Properties Group Steve Caudill · Keller Williams Realty Del Mar-Carmel Valley Danuta Bala · Danuta Reaty Jim Bottrell · Ardent Real Estate Services Steven Cazel · SD Realty Services Julie Adams · Pacific Sotheby’s International Realty Jennifer Balanay · Coldwell Banker Residential La Jolla Sherry Adams · HomeSmart Realty West Skip Barbour · Coldwell Banker Residential Brokerage Gregg Alexander · RE/MAX United Janice Barron · Quality First Real Estate Sherrie Brewer · Coldwell Banker Residential Lynda Barry · HomeSmart Realty West Gregory Brownell · Keller Williams Realty John Bassler · Coldwell Banker Residential Brokerage Tony Bruser · Prime Pacific Properties Barbara Belcher · CENTURY 21 Award Superstars Page 10 Ellen Bryson · Coldwell Banker Rico Alexander · Pacifica Properties Ruth Allsbrook · Berkshire Hathaway HomeServices California Properties Jo Ambrogio · Coldwell Banker Residential Brokerage Lelita Amick · Coldwell Banker Clark Anctil · Berkshire Hathaway Norm Berg · Berkshire Hathaway HomeServices Rita Andrade · Keller Williams Realty Carol Bergen · Pacific Sotheby’s International Realty Geeta Antony · Bankers Realty & Mortgage Brad Bourda · Coldwell Banker Residential Judy Bramer · RE/MAX Associates Tesha Buchan · Real Living Lifestyles Real Estate Cathy Burciaga · CENTURY 21 1st Choice Realty Diana Chapman · 1st Choice Properties Darin Charp · Keller Williams Realty Ana Chavarria · Vivendi Group Deniese Chavez · Quality First Real Estate Peggy Chodoro · Berkshire Hathaway HomeServices Eric Chodorow · Berkshire Hathaway HomeServices Raquel Christian · Citymark Realty Page 7 Annamarie Clark · Integrity Home Sales Becca Berlinsky · Coldwell Banker Mary Burton · Berkshire Hathaway HomeServices Patty Cohen · Berkshire Hathaway HomeServices California Properties Michael Aon · Realty Executives James Bilotta · Premier Pacific Real Estate and Mortgage Chuck Buss · Coastal Luxe Properties Kathleen Colbert · Berkshire Hathaway HomeServices Allan Arthur · Glenn D. Mitchel, Realtors Denise Blakstad-Galka · Berkshire Hathaway HomeServices Elizabeth Callaway · Pacific Sotheby’s International Realty Jace Coleman · Allison James Estates & Homes Vay Ashby · Berkshire Hathaway HomeServices Page 8 Amy Blume · Keller Williams San Diego Metro Kim Camaratta · Pacific Sotheby’s International Realty Page 9 Dali Collins · Eureka Realty Kaye Atkins · Judson Real Estate Judy Bohlen · CENTURY 21 Award Marie Jo Atkins · Real Living Lifestyles Real Estate Cay Bohnsack · Sotheby’s International Realty Kim Caniglia · Billionaires Row La Jolla Page 10 Ken Baer · Willis Allen Real Estate Brenda Bomar · CENTURY 21 Award FS • 12 — www.fivestarprofessional.com Tony Cannon · Bressi Realty Sandy Collins · Willis Allen Real Estate Alex Conti · Whissel Realty Michael Cook · Realty Source F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. Tila Cota · Berkshire Hathaway HomeServices Asa Curran · Brush Real Estate Kellie Curran · Brush Real Estate Suzanne Currier · Berkshire Hathaway HomeServices Trisha Daly · RE/MAX Associates Deborah Danko · Willis Allen Real Estate Brian Danney · Daniel Beer Group of Windermere Page 9 Phillis Dattilo · RC Realty of San Diego Annamarie Dawber · RE/MAX Cindy DePhillips · Sea Coast Exclusive Properties Page 8 Todd Devin · Devin Properties Bryan Devore · Berkshire Hathaway HomeServices California Properties Page 11 Matt DeWitt · Judson Real Estate Isabel Diaz · Realty One Group Page 12 Danette Dils · Windermere Homes & Estates Grita D’Mallay · Real Living Lifestyles Real Estate Gloria Doinoff · Coldwell Banker Rancho Santa Fe Barbara Donovan · Coldwell Banker Jeffrey Dowler · Solutions Real Estate Karen Fields · Coldwell Banker Mike Habib · Coldwell Banker Peggy Foos · Berkshire Hathaway HomeServices California Properties Page 11 Sandra Hadley · Carrington Real Estate Services Sue Forbes · RE/MAX Julie Fox · Keller Williams Realty Arman Freeman · Arman Freeman Real Estate Page 11 Christine Fulton · R.B. Haley Fine Homes Natalie Harris · Coldwell Banker Peggy Fuson · Allison James Estates & Homes Nathalie Gallays · Realty Place Maureen Gallivan · Realty Experts Page 8 Elizabeth Garcia · Coldwell Banker West Joe Garzanelli · Keller Williams Realty Michael Gassaway · Pacific Pinnacle Real Estate Services AJ George · Sotheby’s International Realty Patti Gerke · Sotheby’s International Realty Page 6 Joseph Ghio · Berkshire Hathaway Joanne Gimbel · Coldwell Banker Hedy Goldman · Windermere Real Estate Nelson Goncalves · Rebnel Realty Michelle Drutman · Windermere Homes & Estates Christine Gorno · Berkshire Hathaway HomeServices Georgia Ellis · Berkshire Hathaway HomeServices Sunday Gover · San Diego Castles Realty Chris Elwood · McMillin Realty Amy Green · Coastal Premier Properties Antoinette Embry · Coldwell Banker Debbie Espinoza · Stage Presence Homes Myrna Evans · Windermere Homes & Estates Page 7 Garry Farmer · Krueger Realty Markus Feldmann · Pacific Real Estate Center Steven Ferreira · Keller Williams Realty Rita Harper · Coldwell Banker Mary Jane Harris · Allison James Estates & Homes Victoria Gore · Coastal Premier Properties Azam Emamjomeh · Coldwell Banker Bonnie Haines · Real Living Lifestyles Real Estate Jennifer Friend · Coldwell Banker Del Mar Sara Driscoll · Real Living Lifestyles Real Estate Ofelia Elwood · McMillin Realty Shannon Hagan · Coldwell Banker Page 5 William Green · Ascent Real Estate Ben Greenway · Ben Franklin Properties Alice Greliak · Carrington Real Estate Services Page 6 Dave Grotewiel · Windermere Real Estate Merton Guin · Berkshire Hathaway HomeServices California Properties David Gullifer · Prolific Real Estate Peter Gyorgy · Berkshire Hathaway HomeServices Myrna Harrison · Keller Williams Realty Candace Hart · Coldwell Banker Cristina Harvey · HomeSmart Realty West Joan Hay · CENTURY 21 Award Betsy Heller · Achievers Realty Jana Hernandez · Tierra Del Mar Rene Herrera · Solutions Real Estate Kathy Higgins · CENTURY 21 1st Choice Realty Kay Hoeprich · P.S. Platinum Properties Mark Hoiseth · Sun and Coast Real Estate Ruth Kavanaugh · Coldwell Banker Village Properties Page 9 Bob Kelly · Berkshire Hathaway HomeServices California Properties Gary Kent · Keller Williams La Jolla/ The Gary Kent Team Alexa Kingaard · Windermere Homes & Estates Bonnie Kipperman · Leonard Smith Realtor and Associates Page 7 Nino Kiria · Pacific Sotheby’s International Realty Ronald Klein · Klein Sells San Diego Mark Kniffing · CENTURY 21 All Service Denise Korpinen · McFadden Real Estate Services Wolfgang Kranzle · Windermere Homes & Estates Helen Krunglevich · Coldwell Banker Carol Lageder · Berkshire Hathaway HomeServices California Properties Mindi Landry · CENTURY 21 Award Angela Holt · Kindred Real Estate Karina Larson Greenway · Ben Franklin Properties Kathy Huang · Coldwell Banker Residential Brokerage Nancy Lavelle · The One Percent Solution Brent Humpherys · Humpherys Homes & Estates Monte Lawson · RE/MAX Associates Page 11 Jesse Ibañez · The GreenHouse Group Page 9 Josephine Lee · Berkshire Hathaway HomeServices California Properties Julie Iuli · Keller Williams Realty Shane Ives · CENTURY 21 Melissa Jackson · San Diego Home Sales James Jam · Berkshire Hathaway HomeServices Jeff Jenkel · Coldwell Banker Residential David Johnson · San Diego Home Sales Edwin Johnson · Harcourts Prime Properties William Johnson · RE/MAX Associates Cherilyn Jones · Coldwell Banker Residential Brokerage Nicolas Jonville · Keller Williams Realty/Jonville Team Linda Lee · Keller Williams Realty John R. Lefferdink · Berkshire Hathaway HomeServices California Properties Joseph Lerner · Keller Williams Realty Brian J. Lewis · Harcourts Prestige Properties Janis Libuse · Libuse & Associates Real Estate Pauline Lim-Endresen · Pacific Sotheby’s International Realty Dave Littleton · Coldwell Banker Carlton Lofthouse · RE/MAX Seagaze Realty Page 9 Terri Lofthouse · RE/MAX Seagaze Realty Page 9 Conchita Lopez · McMillin Realty Joanne Haar · Ascent Real Estate www.fivestarprofessional.com — FS • 13 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. Faustino Lopez · Coldwell Banker Marc Lotzof · Berkshire Hathaway HomeServices Elizabeth Lovenberg · Windermere Homes & Estates Bryce Lucore · Klinge Realty Tyson Lund · The Lund Team Brenda Lutes · CENTURY 21 Award Kelly Luu · Pacific Sotheby’s International Realty Jessica Macias · Whissel Realty Frank Macri · Distinctive Properties Page 6 Vicki Mahanna-Campbell · HomeSmart Realty West Bonnie Maloney · Real Living Lifestyles Real Estate Evelyn Manville · Berkshire Hathaway HomeServices Patrick Marelly · Realty One Group Daniela Marshall · HomeSmart Realty West Page 8 Susan Marshall · Keller Williams Realty Sharon Martin · Realty Executives Advantage Nicole Mazzola · AARE Lisa McAfee · Coldwell Banker Pamela McCormick · HomeSmart Realty West Karen Morton · Real Living Lifestyles Real Estate Edward Mracek · Willis Allen Real Estate Darrell Musick · Coldwell Banker Residential Viktoriya Navardauskaite · Viki’s Realty Services Richard Neely · Grand Pacific Properties Group Eddie Nguyen · CENTURY 21 Loree Nichols · Loree Nichols and Associates Whitney Peyser · SD Homes Patricia Phillips · Richard Realty Groups Dale Politte · McMillin Realty Alma Porras · Alliance Group Real Estate Shawn Proffitt · Real Living Lifestyles Real Estate Emilia Provencio · Brennan & Associates Arlene Pyjar · Berkshire Hathaway HomeServices Page 9 Kelly Nicolaisen · Realty Place Marcia Rambaud · Coldwell Banker Prestige Properties Reza Niroomand · ERA Ranch and Sea Realty Sandra Rapp Gilliland · First Class Realty James Noordyk · Prudential Dunn, Realtors Laura Rappaport · Coldwell Banker Gail Nordstrom · McMillin Realty Robyn Raskind · Berkshire Hathaway HomeServices Thomas North · Austin Smith Realty Page 11 Pamela Ratcliffe · McMillin Realty Page 8 Lance Nowak · Oceanfront Realty Dianne Rath · ERA Eagle Estates Realty Mark Nunn · Windermere Real Estate SoCal/Daniel Greer Homes Matthew O’Brien · Coldwell Banker Residential Brokerage Angela Ordway · Berkshire Hathaway HomeServices Marty Orgel · Orgel Realty & Mortgage Company Lori Ratliff · ERA Property Movers David Reeve · Reeve Realty Laura Reindel · Coldwell Banker Al Rex · Berkshire Hathaway HomeServices California Properties Ruth McDonald · Coldwell Banker Norman Orgel · Orgel Realty & Mortgage Company Thomas Rico · Berkshire Hathaway HomeServices California Properties Jennifer McGuire · Pacific Sotheby’s Realty Aston Orihuela · Infinitum Realty Group Christine Rinne · Essential Real Estate Services Jeff Mendelsohn · Pacific Sotheby’s International Realty James Ouimet · RE/MAX Associates Page 9 Karen Ritz · Windermere Homes & Estates Christine Merchant · Rus Eskilson Real Estate Gretchen Pagnotta · Windermere Homes & Estates Mauricio Rivero · Foster Hamilton Real Estate Deno Merziotis · Pacific Sotheby’s International Realty Maria Parashos · Palisade Realty Roger Roberts · Berkshire Hathaway HomeServices California Properties Kelli Miller · {re}defined real estate Page 5 Steven Parker · RE/MAX Pacific Marcia Parkes · CENTURY 21 All Service Sandra Miller · Intero Real Estate Services Pam Parton · Realty One Group Sharon Miller · RE/MAX United Donna Pedersen · Keller Williams Realty Ann Milliman · Coldwell Banker Kathy Rolfo · Keller Williams Realty Page 7 Minerva Rzeslawski · RE/MAX 24K Page 10 Alejandro Saavedra · CENTURY 21 Award Liliya Sag · Keller Williams/ SagHomes Bob Sanchez · Linkpin Realty Jennifer Santangelo · RE/MAX Home Center Justin Santolaya · Keller Williams Realty San Diego Metro Robert Sayler · Berkshire Hathaway HomeServices Drew Schulte · San Diego Home Sales Gregory Schwab · Big Block Realty Ria Scoma · Pacific Sotheby’s International Realty Raye Scott · Pacific Sotheby’s International Realty Bonnie Seaton · Pacific Sotheby’s International Realty Joanie Selby · Berkshire Hathaway HomeServices California Properties Melvina Selfani · CENTURY 21 Award Steven Shaffer · Shaffer Realty And Mortgage Susan Sharp · Cole & Associates Page 10 Tracy Sharrar · Windermere Homes & Estates Theresa Shay · Shay, Realtors Cecil Shuffler · Willis Allen Real Estate Ken Shuttleworth · The Broadmoor Real Estate Group Joseph Sillstrop · The Sillstrop Group Cheryl Smith · Coastal Rock Realty Marina Romeri · Realty Source Dennis Smith · RE/MAX By The Sea Don Rood · Bonanza Realty Trevor Smith · Engel & Volkers Ranch-Coast Nancy Rork · RE/MAX Associates Norine Millum · CENTURY 21 Wendy Persson · Trident Realty Group Carol Mohan · Windermere Homes & Estates Anne Peterson · Richard Realty Groups Aaron Roth · Aaron Roth Real Estate Barbara Momsen · RE/MAX Associates Daryl Petsch · Real Living Lifestyles Real Estate Dan Rubenstein · Wellsford Realty Betty Morper · Keller Williams Realty David Pettigrew · Coldwell Banker Page 10 Carol Morrow · CENTURY 21 Award Pat Pettit · Lee Mather Company FS • 14 — www.fivestarprofessional.com Deborah Rumsey · Sea Coast Exclusive Properties Jodi Ross · Coldwell Banker Amy Ruiz · Keller Williams Realty Lisa Ruiz · Big Block Realty Kerry Smock · Keller Williams Realty K. Sorenson · Windermere Homes & Estates Chris Spade · Keller Williams Realty John Stacy · Coldwell Banker West Bobby Stefano · Ascent Real Estate F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. John Stolis · HomeSmart Realty West Paige White · The Virtual Realty Group Lisa Blanchard · Real Living Lifestyles Real Estate Jeremiah Juncal · Juncal Real Estate Vicki Stone · Allison James Estates & Homes Kathleen Williams · Coldwell Banker Jane Booth · Coldwell Banker Residential Brokerage David Kearney · Big Block Realty Page 11 Kathleen Studer · Pacific Sotheby’s International Realty Page 10 Ron Wilson · Shea Realty Jackie Brown · Berkshire Hathaway HomeServices Shawn-Marie Kinnear · Coldwell Banker Residential Brokerage Sheryl Brown · HomeSmart Realty West Cathy LeClair · BHHS Betty Sun · Alliance Realty & Investments Lisa Susca · San Diego Castles Realty Evan Tando · Finest City Homes & Loans Jessica Tangen · SD Homes Ann Tasias Patounas · RE/MAX United Page 5 Nick Taylor · Berkshire Hathaway HomeServices California Properties Sharon Taylor · HomeSmart Realty West Jeff Underdahl · Keller Williams Realty Scott Union · Union West Real Estate Valerie Upham · Sotheby’s International Realty Karen Urata · CENTURY 21 Award Ramona Zorica Urieff · Realty One Group Shannon Van Wyk · Loree Nichols and Associates Jacqueline Vance · Cornerstone Mortgage Randy Vance · San Diego Military Realty Don Vandover · Guardian Agents Chris Veuger · Windermere Real Estate SoCal Sharon Wittmayer · Integrity Real Estate & Home Loans Page 8 Rosemarie Wolkins · Keller Williams Realty Page 10 Brian Wood · Damico Realty Group Robert Wright · The Wright Company Bryan Yarbor · Realty National John Young · Principle Real Estate Group Daniel Zamudio · Berkshire Hathaway HomeServices California Properties Valerie Ziegenfuss · CENTURY 21 Award Page 8 Dave Zimkin · Zimkin Realty Catherine Zolezzi · Keller Williams Realty Tamara Zyhylij · Ascent Real Estate Annie Catalano · Sea Coast Exclusive Properties Louise Copeland · Keller Williams Realty Page 11 Sandra Copeland · Pacific Sotheby’s International Realty Page 11 Patricia Dalsin · Berkshire Hathaway HomeServices Theresa De La Cova · Richard Realty Groups Jeff DeChamplain · Windermere Homes & Estates Eileen Drutman · Windermere Homes & Estates Andrew Bloom · Parker Properties Gerry Duarte · Berkshire Hathaway HomeServices California Properties Greg Fox · California Options Real Estate Paul Fan · Willis Allen Real Estate Page 7 Rachell Lara · Keller Williams Realty London Fields · Coldwell Banker Susan Manis · Manis & Associates Page 10 Jim Fishinger · Excel Properties Alpine Bonsall Vicki Robertson · Coldwell Banker Village Properties Cardiff Eva Meier · Coldwell Banker Connie Vogt · Keller Williams Realty Cody Steele · Steele Realty Anne Wachholtz · Pacific Sotheby’s International Realty Cardiff by the Sea Joe Wagner · CRG Properties Laurel Roberts · Sea Coast Exclusive Properties Russell Walker · Keller Williams Realty Peter Buehrle · Keller Williams Realty Carlsbad Ron Fontaine · Richard Realty Groups Laurie Greenfield · Keller Williams/ RBG Jeff Gross · Full Commitment Real Estate Kimberly Gross · Full Commitment Real Estate Pat Haeckel · Pacific Sotheby’s International Realty Page 10 Valerie Macleay · Solutions Real Estate Christine Marshall · Coldwell Banker Residential Brokerage Marie Monroy · RE/MAX By The Sea Anna Nevares · Redfin Maria Nunn · Keller Williams Realty Lisa Pahl · Allison James Estates & Homes Steve Ploetz · CENTURY 21 Award Eliot Rachman · CENTURY 21 Award Page 8 Lorene Rice · Pacific Sotheby’s International Realty William Richard · Richard Realty Groups Gilbert Soto · Realty Executives Jennifer Trafficanda · Windermere Real Estate Eric Woods · Windermere Real Estate Serri Yates-Rowell · Realty Executives Dave Zulick · Coldwell Banker Carmel Valley TK Andary · Sea Coast Exclusive Properties Michael Cameron · Cameron Real Estate Services Dara Chantarit · Allison James Estates & Homes Page 7 Marta Hall · Coldwell Banker Dan Conway · Pacific Sotheby’s International Realty Tony Hanggie · Real Living Real Estate Kevin Cummins · Coastal Premier Properties Janine Haynes · Sea Coast Exclusive Properties Jason Fogelman · Pacific Sotheby’s International Realty Mark Hoadley · Realty One Group Sharon Fornaciari · Sampson California Realty Heide Warren · Lake and Coast Real Estate Linda Anderson · Coastal Inland Properties Casey Webb · RE/MAX Charlotte Weber · Coldwell Banker Kathy Arman · Keller Williams Realty Craig Wells · Abbott Realty Group Emmy Banister · The Lund Team Della Wells · Sunshine Properties Real Estate Lori Barnett · Berkshire Hathaway Randy Johnson · Windermere Real Estate Page 11 David Baum · HomeSmart Realty West Cherryl Johnston · HomeSmart Realty West Noel Wheeler · Ascent Real Estate Page 9 Elva Luna · Homesmart Real Estate Glenn Holtz · Berkshire Hathaway HomeServices Kris Gelbart · Coldwell Banker Residential Brokerage Page 9 Gary Giffin · AARE Ana Goodemote · Coldwell Banker Residential Brokerage Charles Moore · Coldwell Banker www.fivestarprofessional.com — FS • 15 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. Farryl Moore · Coldwell Banker Kylie Reiter · Coastal Luxe Properties Page 9 Janet Rosen · Coldwell Banker Residential Brokerage Jean Wilson · Windermere Homes & Estates Frances Carrigan · Berkshire Hathaway Lynn Hyder · Coastal Luxe Properties Page 10 Susan Nancarrow · Nancarrow Realty Group Jan Clements · Berkshire Hathaway California Properties/The Clements Group Bruce Levine · Bruce Levine Homes Neda Nourani · Pacific Sotheby’s International Realty Ruth Ann Fisher · Del Coronado Realty Gary Massa · Pacific Sotheby’s International Realty Susan Rodriguez · Willis Allen Real Estate Dale Marie Perkins · Realty One Group Page 12 Vicki Podwell · Pacific Sotheby’s International Realty Chula Vista Kate Gillingham · Coronado Island Realty Dario Barba · Kali Real Estate Karen Hust · Del Coronado Realty Gabriela Barreiro · Coldwell Banker West Margaret LaGrange · BHHS Caroline Tumidajski · Keller Williams Realty Paul Tornillo · Windermere Homes & Estates Megan Luce · Willis Allen Real Estate El Cajon Gina Vreeburg · Sotheby’s International Realty Page 8 Saad Hallak · Premier Realty & Investments Escondido Carrie Boyko · McMillin Realty Camille Bruno · McMillin Realty Bob Carlseen · RE/MAX Page 11 Karen Crabtree · Berkshire Hathaway HomeServices California Properties Patricia Crisafulli · Coldwell Banker Yvonne Cromer · McMillin Realty Enrique Gonzalez · McMillin Realty Leonardo Gonzalez · Foster Hamilton Real Estate Consultants Victor Ibarra · Coldwell Banker West Clark Moses · Stonegate Realty Page 12 Cherise Nelson · Realty Executives Meridith Metzger · Berkshire Hathaway HomeServices Carrie O’Brien · Flagship Properties Ken Pecus · Ascent Real Estate Charlotte Rudowicz · Berkshire Hathaway HomeServices Connie Spitzer · Park Life Real Estate Frank Spitzer · Park Life Real Estate Carol Stanford · Pacific Sotheby’s International Realty Olga Stevens · Willis Allen Real Estate David Udell · Real Living Napolitano Real Estate Patty Nesbitt · McMillin Realty Del Mar Eleanor O’Deane · McMillin Realty Paul Butler · Sold ... The Butler Did It! Page 7 Jeffrey Schaeffer · McMillin Realty Melinda Schenk · Berkshire Hathaway HomeServices California Properties Simon Sung · Noble Real Estate Services Cati Byrne · Willis Allen Real Estate Mary Chaparro · Berkshire Hathaway HomeServices Toni Cieri · RE/MAX Disctinctive Michael Stone · Berkshire Hathaway Nawar Hirmiz · Tidal Realty Joseph Mark Lemieux · Keller Williams Realty Joe O’Meara · Keller Williams Realty Gary Ryerson · CENTURY 21 Award Travis Breton · Rise Realty Encinitas Charla Aylsworth · Ebroker Real Estate Jennifer Bennett · Coldwell Banker Barbara Hunt · CENTURY 21 Award Lorie Brakas · Coldwell Banker Judy Jessup · RE/MAX Associates Page 10 Ruth Broom · Coldwell Banker Residential Brokerage Peter Caspersen · Coldwell Banker Tom Cozens · Sea Coast Exclusive Properties Ryan Dalzell · Sotheby’s International Realty Sharyn Daly · Coldwell Banker Debbie Dolan · Masterpiece Realty Associates Rosalva Zuniga · Coldwell Banker West Dee Marie Fisher · Windermere Homes & Estates Patty Keck · Sea Coast Exclusive Properties Clairemont Marti Gellens · Berkshire Hathaway HomeServices California Properties Marilyn Lawhead · Coldwell Banker Residential Brokerage Susan Ahern · Berkshire Hathaway Scott Aurich · Pacific Sotheby’s International Realty FS • 16 — www.fivestarprofessional.com Shawn Hethcock · Willis Allen Real Estate Debbi Houshar · Keller Williams Realty Page 4 Diane Conaway · RE/MAX United Tess Garcia · Big Block Realty/ House to Home Realty James Youel · McMillin Realty Charles Ahern · Berkshire Hathaway Chaco Clotfelter · Willis Allen Real Estate James Baxter · RE/MAX Solutions Brett Combs · P.S. Platinum Properties Holly Hermanson · Coastal Premier Properties Page 11 Andrew Behneman · Cabrillo Team Realty Juliette Wiseman · Glenn D. Mitchel, Realtors Vincent Villafranca · Coldwell Banker West Coronado Jay Anthony · Anthony Real Estate Jill Bentley · Bentley Real Estate Page 9 Jeffrey Cole · Windermere Homes & Estates Mary Heon · Coldwell Banker Kris Akagi · Windermere Homes & Estates Page 6 Lisa Snyder · CENTURY 21 Award David Tugend · McMillin Realty Tiffany Norlander-Trost · Ascent Real Estate Gaby Preston · Schoolhouse Realty Sue De Legge · Pacific Sotheby’s International Realty Barbara Martin · Coldwell Banker Portia Metras · Coldwell Banker Residential Brokerage Gretchen Mitchell · Coldwell Banker Vincent Morris · Pacific Sotheby’s International Realty Kyle Murphy · Coldwell Banker Lynn Judson · Judson Real Estate Page 8 Patti Navarro · AARE Ginger Proffitt · ERA Property Movers Jill Sattel · Brush Real Estate Page 11 Raymond Solly · CENTURY 21 Award Barbara Stuart · Windermere Homes & Estates Page 8 Cynthia Waasdorp · Berkshire Hathaway HomeServices David Zeman · RE/MAX United Fallbrook Alva Bartlett · RE/MAX United Vicky Bartlett · RE/MAX United Jeanne Delahaye · HomeSmart North County Virginia Gissing · RE/MAX United Tess Hansford · Coldwell Banker Village Properties F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. Oceanside Janet Haskins · Sotheby’s International Realty Nancy Dennison · Keller Williams Realty Karen Hickman · BHHS Cheri Findley · CENTURY 21 Award Laura Bassett · Bassett Real Estate Group Jane Kepley · CR Properties Real Estate Services Eric Kalisky · Berkshire Hathaway HomeServices Stephanie Jensen · Keller Williams Realty John Beran · Alan Shafran Group Angel Lopez · Realty One Group Craig Lotzof · Berkshire Hathaway HomeServices La Jolla Rosemary Joles · Windermere Real Estate SoCal Melissa Mate · Willis Allen Real Estate Jean Kaiser · Keller Williams Realty Mayra Conde · Solutions Real Estate Diana Lusk · Pacific Sotheby’s International Realty Julie Drake · Coldwell Banker Delwyn Hickman · RE/MAX United Robert Hillery · CR Properties Real Estate Services Marilee Lowe · Berkshire Hathaway HomeServices California Properties Chris Murphy · Murphy & Murphy Southern California Realty Ryan Mathys · Berkshire Hathaway HomeServices Kim Murphy · Murphy & Murphy Southern California Realty Ruth Mills · Berkshire Hathaway HomeServices California Properties Steven Vance · Real Living Lifestyles Real Estate Imperial Beach Cheryl Schaumburg · Coldwell Banker Gary Trieschman · Pacific Realty Melinda Wolicki · Pacific Realty Julian Sissy Nasri · RE/MAX Drew Nelson · Willis Allen Real Estate Greg Noonan · Berkshire Hathaway HomeServices California Properties Pam Reed · Willis Allen Real Estate/ The Reed Team Phil Reed · Willis Allen Real Estate Deborah Kerch · Orchard Realty Vicki Robb · Willis Allen Real Estate Kirby Winn · Julian Properties Sandie Ross · Berkshire Hathaway HomeServices La Jolla Rosamaria Acuna · Berkshire Hathaway HomeServices California Properties Yalda Alawi · Keller Williams Realty Jeanette Amen · Berkshire Hathaway HomeServices Page 11 Claudette Berwin · Gallery Properties Todd Bloom · Berkshire Hathaway HomeServices California Properties Kathy Greenwood · Gallery Properties Jill Smith · Leonard M. Smith Realtor & Association Page 9 Joe Southwick · Sotheby’s International Realty Lauren Sparks-Livingston · Big Block Realty Lisa Vann · Keller Williams Realty Michael Wolpert · Coldwell Banker Residential Brokerage Douglas Davidson · The Davidson Group Realty Barbara Sheridan · Wayne F. Pierce Elaine Drake · Lake and Coast Real Estate Jim Shultz · Coldwell Banker Residential Page 6 Derk Simonson · Coldwell Banker Residential Brokerage Alison Sorley · Coldwell Banker Page 11 Jeannie Thompson · Coldwell Banker Maxine Gellens · Berkshire Hathaway HomeServices California Properties David Smith · Leonard Smith & Associates Page 9 Lake San Marcos Susana Corrigan · Berkshire Hathaway HomeServices California Properties Michelle Dykstra · Berkshire Hathaway HomeServices California Properties Cleve Shirley · Nuvilla Real Estate Michelle Serafini · Coldwell Banker Page 4 Moira Tapia · Willis Allen Real Estate Phemie Davis · Willis Allen Real Estate Deniese Ossey · Coldwell Banker Residential Brokerage Page 7 Joan Schultz · Berkshire Hathaway HomeServices California Properties Page 6 Justin Chimento · Coastal Pacific Real Estate Russ Craig · RE/MAX Valinka O’Connor · Coldwell Banker Residential Brokerage Mt. Helix Page 6 Greta Treadgold · Gallery Properties Page 8 Gregg Whitney · Billionaires Row Patti Witt · Berkshire Hathaway HomeServices La Mesa Roxanne Baer · Windermere Real Estate Bob Blessing · Keller Williams Realty Kathleen Comba · Coldwell Banker Lakeside Theresa Baugh · Keller Williams Realty Robbie Calderon-Hass · Hass Team Realty Robyn Goodkind · Goodkind Properties Kim Gurreri · Allison James Estates & Homes Gary Harmon · Real Living Lifestyles Real Estate Martha Larkin · REebroker Sean McGalis · HomeSmart Realty West Chantalle O’Donnell · Richard Realty Groups Sean O’Donnell · Richard Realty Groups Christopher Rodriguez · Maximum Mortgage & Real Estate Marcia Samoiloff · Realty Executives Jirina Svoboda · Clubhouse Realty Steve Talbot · Stonehaven Real Estate Shirley Vance · Real Living Lifestyles Real Estate Victoria Varnals · RE/MAX United Page 11 Loree Wellborn · Realty Executives Pacific Beach Darel Handley · Pacific Sotheby’s International Realty Scott Booth · RE/MAX Coastal Properties Mission Hills Karen Dodge · Pacific Paradise Realty Gina Barnes · Ascent Real Estate Lisa McNulty · LKM & Company Independence Realty Mike Dodge · Pacific Paradise Realty Sabine Steck · Ascent Real Estate Pauma Valley Ocean Beach Tamara Kelich · Palomar Financial Realty & Mortgage Nikole Giletti · Pacific Sotheby’s Realty Poway Chris Mannerino · Pacific Sotheby’s International Realty Catrina Russell · Coldwell Banker Residential Ocean Beach Narda Stroesser · Willis Allen Real Estate Susan Botts · CENTURY 21 Daniel Christensen · Keller Williams Realty Deborah Dean · SNL Realty Jon Erro · Whissel Realty David Farmer · RE/MAX United www.fivestarprofessional.com — FS • 17 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. Patrice Fuchs · RE/MAX Associates Rancho Santa Fe Dana Barry · Hill & Hill Realty Rusty Hannum · Zia Properties Becky Campbell · Berkshire Hathaway HomeServices Megan Beauvais · Ascent Real Estate June Campbell · Berkshire Hathaway HomeServices Nancy Beck · CENTURY 21 Award Suzanne Kropf · Berkshire Hathaway HomeServices California Properties Jeannine LaChance · Windermere Homes & Estates John Fenn · Allison James Estates & Homes Eric Matz · Coldwell Banker Residential Brokerage Robert Fields · Summit Realty Group Mary Mitchell · Mitchell & Associates Orva Harwood · Coldwell Banker/ The Harwood Group Amra Munsch · R.B. Haley Fine Homes Melia Indra · Berkshire Hathaway HomeServices Arlo Nugent · Blue Chip Realty Group Cathlyn Marinello · Marinello & Associates Karen Pado · Meridian Realty Linda Sansone · Willis Allen Real Estate David Rudd · Kindred Real Estate Laurel Shields · RE/MAX Associates Doug Wealch · Berkshire Hathaway HomeServices Ramona Karen Dye · Coldwell Banker Country Realty Page 6 Joan Gansert · Town & Country Real Estate Page 8 Donald Gardnier · Gardnier Barbara Jensen · CENTURY 21 Award Page 8 Susan Royal · Coldwell Banker Country Realty Doreen Smith · CENTURY 21 Award Cristina Vaughn · RE/MAX Direct Clinton Selfridge · Pacific Sotheby’s International Realty Daniel Beer · Windermere Homes & Estates Tyler Belong · Hogue & Belong Realty Kristi Berg · San Diego Castles Realty Joy Berner · CENTURY 21 Award Liz Biala · Ascent Real Estate Jennifer Blake · Real Living Lifestyles Real Estate Carly Bohnsack · Real Living Lifestyles Real Estate Mark Bosola · Ascent Real Estate Richard Bourda · Coldwell Banker Cyndi Stetson · Willis Allen Real Estate Ryan Bourda · Coldwell Banker Residential Gloria Silveyra-Shepard · Coldwell Banker Residential Carolyn Bowhay Whalen · Bowhay Properties San Diego Liliana Bristman · ERA Real Estate Jim Abbott · ARG Abbott Realty Group Patti Adams · Pacific Sotheby’s International Realty Prem Advani · Advani Realty/ Canter Brokerage Jacques Albrecht · Realty One Group Dale Burgett · Pacific Pinnacle Real Estate Services Laila Coucouroux · Berkshire Hathaway HomeServices Elizabeth Courtiér · Willis Allen Real Estate Dorothy Crisci · CENTURY 21 Horizon Matt Cunningham · Cunningham Realty Brian Curry · Coldwell Banker Residential Brokerage Lu Dai · Coastal Premier Properties Thomas D’Amico · Keller Williams Realty Chad Dannecker · Welcome To San Diego Real Estate Danny Davis · Danny Davis Real Estate Ashley Degen · Coldwell Banker Sharon Dick · Coastal Premier Properties Steve Cairncross · RE/MAX Coastal Properties Leon Dienes · Leon Dienes & Associates Jeff Campbell · PGS/Jeff Campbell & Associates Christine Diveley · Ascent Real Estate Steven Campbell · Real Living Lifestyles Real Estate Margie Divine · Pacific Pinnacle Real Estate Services Brian Cane · Keller Williams/ PacifiCal Realty Group Kimberly Dotseth · Blend Real Estate Nancy Canfield · Real Living Lifestyles Real Estate Edward Dunkel · Devin Properties Shannon Anderson · Big Block Realty George Cooke · Coldwell Banker Residential Page 2 John Antinone · Antinone Real Estate Eric Edelman · R.B. Haley Fine Homes Mary Aronoff · The Versa Real Estate Team Todd Fortney · Coldwell Banker Lisa Ashkins · Ascent Real Estate Arleen Gimbel · Windermere Homes & Estates Drew Auker · Ascent Real Estate/ The Auker Group Sue Johnson · Windermere Homes & Estates Assaf Avissar · Ascent Real Estate Aaron Castagna · HomeSmart Realty West Tony Azar · The Metropolitan Group Penelope Caughey · Real Living Lifestyles Real Estate Elizabeth Bachmann · Berkshire Hathaway HomeServices California Properties Vanessa Charfen · Axia Real Estate Group Paul Caparas · Sotheby’s International Realty Stephen Carlson · AMA Advantage Realty Vicki Dutch-Jones · First Choice Properties Page 11 Debbie Dye · Debbie Dye Home Sales Alisa Edwards · Urban Homes & Investments Charlene Ekoniak · Coastal Rock Realty Page 10 Lande Eld · San Diego Rental Properties Leigh Ann Elledge · Berkshire Hathaway HomeServices Tina Balch · Realty Source Toni Church · Coldwell Banker Residential Brokerage Page 10 Nita Baranowski · Allison James Estates & Homes Jerald Clark · RE/MAX Associates Bjorn Endresen · Pacific Sotheby’s International Real Estate Bunny Clews · Berkshire Hathaway HomeServices Courtney Erwin · Real Living Lifestyles Real Estate Martin Barros · Coldwell Banker West FS • 18 — www.fivestarprofessional.com Carla Coshow · Coshow Real Estate Group Nikki Butera · Coldwell Banker Residential Page 8 Rancho Bernardo Greg Timms · Windermere Homes & Estates Amy Cook · RE/MAX Ranch & Beach Margaret Delao · Real Estate eBroker Gayle Wright · Coldwell Banker Gwen Thompson · Coldwell Banker Residential Brokerage Page 10 Tony Constable · Regional Realty and Investments Craig Burris · Coldwell Banker Ann Amaral · Berkshire Hathaway HomeServices Page 12 Shirley Napierala · Coldwell Banker Residential William Colestock · Keller Williams Realty F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. Bridget Fanning · Keller Williams Realty Patricia Haynsworth · Willis Allen Real Estate Tamara Krause · CENTURY 21 Award Marjorie McLaughlin · CENTURY 21 1st Choice Realty Johnny Ferreira · Keller Williams Realty Eric Hays · Ascent Real Estate Stanley Krimerman · Berkshire Hathaway HomeServices Alie McNamee · Coldwell Banker Residential Bob Kubie · The Metropolitan Group Fernando Menezes · Berkshire Hathaway HomeServices Jeff Larabee · Larabee Real Estate Franchesca Meram · Avenu Realty Group Dan Fidrych · Pacific One Realty Eric Fillion · Bluefire Realty Group Susan Fitzgerald · Sotheby’s International Realty Luis Flores · Keller Williams Realty Sara Fraleigh · Coldwell Banker Residential Andrea Frank · Ascent Real Estate Linda Freitas · Frontline Realty Group Chris Fryson · Berkshire Hathaway HomeServices Tami Fuller · Ascent Real Estate Page 12 Luis Galdamez · Allison James Estates & Homes Susan Gedestad · Keller Williams Realty Metro Cristine Gee · Willis Allen Real Estate Karin Gentry · Coldwell Banker Sue Herndon · Keller Williams Realty Janna Hernholm · Pacific Sotheby’s International Realty Anne Herrin · Pacific Sotheby’s International Realty Dawn Leahy · Pacific Sotheby’s International Realty Deborah Herscovitz · Willis Allen Real Estate Emma Lefkowitz · Quality First Real Estate Teri Hill · Hill & Hill Realty Laura Lhotsky · Laura Lhotsky Real Estate Group Page 8 James Holland · La Jolla Home Finder Page 10 Pascale Mercier · San Diego Castles realty Allen Meredith · RE/MAX Ranch & Beach Marvin Miles · Property Gallery Jerry Linney · Ascent Real Estate Lori Miller · First Choice Properties Patty Holliday · HomeSmart Realty West Jeremy Lock · Coldwell Banker Residential Brokerage Ivana Milosevic · CENTURY 21 Award Kathryn Holmes · Berkshire Hathaway HomeServices Krista Lombardi · Berkshire Hathaway Page 4 Linda Mitrovich · Ascent Real Estate Janet Hoover · Coastal Premier Properties Jane Loveday · Pacific Real Estate Center Elham Mohseni · Real Estate eBroker Ragina Hoover · Carrington Real Estate Services Page 9 John Lowe · San Diego Castles Realty Saied Mojabi · Coldwell Banker Kelly Howard · Coldwell Banker Connie Malkiewicz · Brush Real Estate Nancy K. Howard · Howard West Coast Realty Scot Gentry · Ascent Real Estate Marie Huff · Berkshire Hathaway HomeServices Page 8 F. George Gilman · Pacific Pinnacle Real Estate Kevin Hugli · Keller Williams Realty Laurie Manley · Willis Allen Real Estate Page 10 Deborah Mannion · Keller Williams Realty Page 3 Carla Molino · Coldwell Banker Residential Page 10 Ceal Muzzy · Advantage Team Real Estate Lucy Neale · Scott & Quinn Real Estate James Manuccia · Berkshire Hathaway HomeServices Nadine Nelson · Berkshire Hathaway HomeServices California Properties Jo Marr · Woods Real Estate Services Carol Newbrough · CENTURY 21 United Brokers Karen Martino · Berkshire Hathaway HomeServices Joe Nichols · Berkshire Hathaway HomeServices Bobby Martins · Keller Williams Realty Jeff Nix · Pacific Sotheby’s International Realty Anna Marzouk · Berkshire Hathaway HomeServices Gary Nordstrom · McMillin Realty Gus Jaleel · Exceptional Realty Leah Greenwood · Ascent Real Estate Cheri Jessup · Jessup and Associates Realty Nicole Mascola-Taylor · Avance Realty Jody Guada · Ascent Real Estate Page 9 Pat Jewett · Re/Max Associates Carol Mason · Pacific Sotheby’s International Realty Caroline Glasner · Pacific Sotheby’s International Realty Jeannie Gleeson · Berkshire Hathaway HomeServices Lisa Goldstien · Keller Williams Realty Jeff Grant · Sand & Sea Investments Noah Grassi · RE/MAX Coastal Properties Nadeem Haddad · Coldwell Banker Kevin Hall · Berkshire Hathaway HomeServices Page 7 Lynn Hamilton · Coldwell Banker Residential Brokerage Elisa Hammer · Pacific Reef Real Estate Sasha Harvey · San Diego Castles Realty Kim Hawley · Ascent Real Estate Estelle Hayes · Solymar Real Estate Melissa Huk · Keller Williams Realty Page 5 Terri Hunter · Keller Williams Realty Lydia Hwang-Vosovic · Coldwell Banker Residential Brokerage Yolanda Iloski · Shay, Realtors Marc Irmer · Prudential Dunn, Realtors Page 11 Keke Jones · Pacific Sotheby’s International Realty Kassy Kaiser · Keller Williams Realty Joanne Kerr · ARG Abbott Realty Group Kim Klecan · San Terra Properties Lenore Knutzen · Coldwell Banker Residential Brokerage Page 9 Matt Kolker · Windermere Homes & Estates Marcelo Kollet · Pacific Sotheby’s International Realty Petra Korbel · Berkshire Hathaway Amy O’Dorisio · Ascent Real Estate Denise Matthis · DEM Financial Services & Real Estate Thomas Mattix · RE/MAX Coastal Properties Jake May · The Jake May Team Julie McAdam Farr · Initiative Real Estate Richard McCandless · Realty Executives Steven McCormick · Coldwell Banker Residential Brokerage Renee McIver · CENTURY 21 1 Choice Realty st Ginny Ollis · AMA Advantage Realty/Carlson and Ollis Jonathan Olow · Ascent Real Estate Lisa Orlansky · Coldwell Banker Residential Brokerage Elisa O’Rourke · Home Hunters Susan Otto · Pacific Sotheby’s International Realty Page 11 Deanne Palmer · Berkshire Hathaway HomeServices George Pappas · REebroker Lynn Parke · Coldwell Banker Residential Janice Patterson · Realty Experts William Perks · Sand & Sea Realty www.fivestarprofessional.com — FS • 19 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Real Estate Agents SPECIAL ADVERTISING SECTION All award winners are sorted by city and listed alphabetically by last name. James Peters · Berkshire Hathaway HomeServices California Properties Gregg Phillipson · Keller Williams Realty Kimberly Platt · Willis Allen Real Estate Sergio Poplawsky · Coastal Premier Properties Mark Powell · Discovery Property Group Rodney Powers · CENTURY 21 James Prechtl · infoSanDiego Dave Ragusa · CENTURY 21 Award Frank Rashid · Coldwell Banker/ Rashid Realty Clay Riffle · RE/MAX Solutions Kathleen Risley · Berkshire Hathaway HomeServices Rosalie Rodriguez · Ascent Real Estate Jeff Rosa · Allen & Rosa Fanny Rosental · Pacific Sotheby’s International Realty Thad Ryan · Ascent Real Estate Marsha Shepard · Berkshire Hathaway HomeServices Michael Tristani · Tristani Real Estate Group Christine Young · Ascent Real Estate Steve Shulman · RE/MAX United Donavan Truesdale · Better Homes and Gardens Real Estate Beth Zedaker · Willis Allen Real Estate Page 7 Melissa G. Tucci · CENTURY 21 All Service Page 6 San Marcos Joe Siemienowski · Siemienowski & Associates Steve Sims · Berkshire Hathaway HomeServices California Properties Rik Sivula · Real Property Experts Tim Skoglin · Skoglin Real Estate Trent Slatton · Berkshire Hathaway HomeServices Jody Vansumer · San Diego Market Realty Tiny Sluka · Coldwell Banker Gonzalo Vidano · Sky Village Realty Jim Smith · ERA Real Estate Scott Voak · Pacific Sotheby’s International Realty Arturo Soler · ARSO Real Estate Premier Scott Waid · Realty Executives Steven Sopha · CENTURY 21 Horizon Peggy Walkush · Keller Williams Realty Jerry Soto · CENTURY 21 Award Jerrod Waller · Hogue & Belong Realty Anesh Speck · Brush Realty Trent St. Louis · The Metropolitan Group Trudy Stambook · Centre City Properties Libby Saleh · RE/MAX Associates Mary Alice Sarachek · Coldwell Banker Residential Richard Stone · Keller Williams Realty Richard Sauer · Coldwell Banker Gary Strohmenger · Keller Williams Realty Mary Schlesing · Harcourts Pacific Realty Ralph Vagnone · Balboa Real Estate Shawn VanMeter · Academy Properties Natalie Stenehjem · Big Block Realty Christopher Schell · Ascent Real Estate Lia Tysdal · Keller Williams Realty Mark Stuhmer · Berkshire Hathaway HomeServices California Properties Michael Bajema · CENTURY 21 Faye Capps · Hometown Realty Janice Davidson · The Davidson Group Realty Tyler Davidson · The Davidson Group Realty Whitney Fields · Real Living Lifestyles Real Estate Linda Grubbs · Real Estate Center Ilana Huff · Hometown Realty Jena Jonville · Keller Williams Realty Paige Marvil · Keller Williams Realty Abra Rider · Your Real Estate Place Garold Wampler · Ascent Real Estate Brian Simantel · Superb Mortgage and Real Estate John Watmore · San Diego Better Homes Santee Diana Webber · Coldwell Banker Ron Durrett · CENTURY 21 Award Pamela Wenhe · Wenhe Mortgage and Realty Patricia Fox · California Options Real Estate Dennis Whan · Pacific Sotheby’s International Realty Virginia Hall · Keller Williams Realty Phyllis Whitebread · Coldwell Banker Barbara Whitman · Land Maven Real Estate Suzanne Witbrodt · Premier Real Estate Solana Beach Scott Billington · Coastal San Diego Homes Jenny Schlick · RE/MAX Associates Diane Sullivan · Pacific Real Estate Center Page 10 Kimberly Schmidt · Coldwell Banker Tuesday Whitt · Allison James Estates & Homes Russell Taylor · RE/MAX John Williams · West Coast Living Real Estate Group Scott Peck · Real Living Lifestyles Real Estate Cindy Wing · Pacific Sotheby’s International Realty Vista Jonathan Schneeweiss · Schneeweiss Properties Darren Schneider · Ascent Real Estate Connie Schultz-Heinz · Highgarden Real Estate California Karen Schwan · AARE Page 9 Jim Scott · Scott & Quinn Real Estate Morgan Scott · ScottWay Capital Laura Seideman · Coastal Premier Properties Kimbra Sellers · Allison James Estates & Homes Erick Sevilla · Pacific Sotheby’s International Realty Jonathon Shea · Shea Realty FS • 20 — www.fivestarprofessional.com Rich Teeter · Coldwell Banker Residential Brokerage Maureen Tess · Coldwell Banker Fiona Theseira · Keller Williams San Diego Central Coastal Jessica Wolf · Ascent Real Estate Nancy Wolfing · Ascent Real Estate Katharina Thinnes · Pacific Sotheby’s International Realty Richard Woods · Woods Real Estate Services Pete Thistle · San Diego City Life Real Estate David Woodson · Assist 2 Sell Woodson Realty Travis Thomas · Thomas, Realtors Joanna Woolley · Realty One Group Paul Tibbetts · Windermere Homes & Estates Pamela Xitco · Berkshire Hathaway Page 8 Cyndi Toscani · Realty One Group Dean Yale · Yale Realty Alan Townsend · Rancho Mesa Properties Carolyn Yarbrough · Pacific Sotheby’s International Realty Kim Tran · Keller Williams Realty Brian Yaw · Pacific Pinnacle Real Estate Services Darin Triolo · Keller Williams Realty Tim Hart · Dave Stubbs Real Estate Bradley Beaman · Stoneridge Realty Tamara Bond · Berkshire Hathaway HomeServices Matt Bradford · CENTURY 21 Cristine Clark · Realty Executives Mike Olson · CENTURY 21 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i SPECIAL ADVERTISING SECTION Five Star Mortgage Professionals San Diego Funding SIX-YEAR WINNER Left to right: 2015 winner Deja Correia; four-year winner Mark Buchanan; six-year winner Michelle Morris; Brian Reynolds; six-year winner Linnea Arrington; four-year winner Todd Struyk; two-year winner William Sprong; five-year winner Brian Shaw; two-year winner Melissa Howell; six-year winner Dan Keyes; three-year winner Ken Reed; six-year winner Rob Johnson; 2015 winner Chris Rocco San Diego Funding congratulates all of our loan officers who received the Five Star Mortgage Professional award San Diego Funding has built our reputation by closing VA, FHA, conventional and jumbo loans within 30 days while providing the highest level of customer service. Our office is located in historic Liberty Station, previously known as the Naval Training Center San Diego. For decades, this base trained others for service, just as San Diego Funding has served the financing needs of thousands of homeowners for decades. We take great pride in the long-term relationships that we have established in our community and look forward to continuing to deliver the highest level of service. 2468 Historic Decatur Road, Suite 160 | San Diego, CA 92106 Office: 619-260-1660 sdfunding.com NMLS 323907, CalBRE 00844652 A Reputation Built on Experience, Integrity and Dedication to Service www.fivestarprofessional.com — FS • 21 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Mortgage Professionals SPECIAL ADVERTISING SECTION Rancho Financial Mortgage Center NMLS Company ID 12072CA-DOC 182529 SIX-YEAR WINNER Left to right: Five-year winners Robert Geiler and Nancy Stoke, 2015 winner Erika Jorgenson, four-year winners Tracy Trudeau and John Burroughs, 2015 winners Steve Aledort and David Cummins, four-year winner Sheri Arnold, six-year winner Craig Brown (Not pictured: Six-year winner Dennis Reese, four-year winner Sharon Robinson, two-year winner Chris Wagner) Your local direct lender for 30 years. Thank you to our clients for this recognition. You inspire us to do our best at what we excel in: mortgage lending. 16456 Bernardo Center Drive, Suite 100 | San Diego, CA 92128 Phone: 858-451-0620 cbrown@ranchofinancial.com | ranchofinancial.com Copyright © 2015 Skyline Financial Corp. dba Rancho Financial Nationwide Mortgage Licensing System and Registry (NMLS) Company ID 12072, California – Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act File No: 413-0296. Resourceful. Capable. Smart. FS • 22 — www.fivestarprofessional.com F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Mortgage Professionals SPECIAL ADVERTISING SECTION Dawn DuCharme NMLS 643189 • Whether you are buying or refinancing, we make our best options available to you • Variety of loan programs • Zero-point options • Portfolio lender Four-year winner Dawn DuCharme One loan … many possibilities. Get personalized service and great rates with a jumbo loan from Union Bank. For more than 30 years, Dawn DuCharme has been making the dream of owning a home a reality for thousands of clients. Specializing in jumbo loans, Dawn’s experience and expertise has helped make her one of Union Bank’s top producers and a Five Star award winner. 7807 Girard Avenue, Suite 200 La Jolla, CA 92037 Direct: 858-551-5357 Toll-free: 866-276-1644 dawn.ducharme@unionbank.com unionbank.com/dducharme ©2015 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. Experience a World of Choice With Jumbo Loans From Union Bank® Barbara Prignano Tammen NMLS 451127 • Trusted financial partner for over 150 years • Primary, second home and investment financing available • Portfolio lender • Interest-only payment options FOUR-YEAR WINNER Four-year winner Barbara Tammen Home loans to fit almost any budget. At Union Bank, we offer a variety of fixed — and adjustable — rate mortgages to fit your needs. Whether you are a first-time homebuyer or an experienced homeowner with a complicated income situation, Barbara Tammen has over 30 years’ experience helping customers realize their dream of owning a home in the San Diego area — from Coronado to Oceanside. 6004 Paseo Delicias Bank, P.O. Box B Rancho Santa Fe, CA 92067 Barbara has the knowledge and expertise to help customers find the best financing for their needs and to help them through the process from start to finish! barbara.tammen@unionbank.com Cell: 619-548-0898 Home Loans You Can Live With www.fivestarprofessional.com — FS • 23 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Mortgage Professionals SPECIAL ADVERTISING SECTION Nancy Grab NMLS 643190 • • • • 2015 winner Nancy Grab Home loans to fit almost any budget. At Union Bank, we have a variety of loan programs to fit your needs. With over 17 years at Union Bank, Nancy Grab has the experience to help get you the loan program that is right for you. Nancy’s expertise allows her to review each situation on a case-by-case basis and find the Union Bank mortgage program that fits your needs. Exceptional customer service Trusted financial partner for over 150 years Fixed- and adjustable-rate mortgages Loan amounts up to $5 million 1706 Garnet Avenue San Diego, CA 92109 Cell: 858-204-0706 nancy.grab@unionbank.com www.unionbank.com/ngrab Union Bank offers loans in California, Washington and Oregon. Contact Nancy for all your real estate financing needs. ©2015 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender. Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A. Home of Great Mortgage Loans Lee Ann Stein NMLS 280807, CalBRE 01245107 7825 Fay Ave., Ste. 200 La Jolla, CA 92037 Cell: 619-518-4862 Fax: 619-275-1177 “Tell clients what they need to hear, not what they want to hear.” — Five Star award winner FOUR-YEAR WINNER Lee Ann Stein has been a top-producing mortgage professional for more than 18 years. She has been recognized as a Five Star Mortgage Professional in San Diego Magazine and is a four-year winner of the Five Star award. Lee Ann is enthusiastic and committed to finding her clients the very best rates while providing them with personal and attentive service. She is always thrilled when she is able to call a client and tell them that the loan they thought may be impossible to get is approved or that the rate and fees are going to be lower than what was originally quoted! That is probably why 100 percent of her business is from past clients and referrals! FS • 24 — www.fivestarprofessional.com F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Mortgage Professionals SPECIAL ADVERTISING SECTION James Van Vleck Bill Nanninga Ashley Ortega Senior Mortgage Consultant, NMLS 251801 Senior Loan Officer, NMLS 239501 Loan Officer, NMLS 238561 Integrity Mortgage Group 9683 Tierra Grande, Ste. 102 San Diego, CA 92126 Phone: 619-300-2568 jim@integrity-loans.com IntegrityMortgageGroup.com 431 W Grand Ave., Ste. 201 Escondido, CA 92025 Phone: 760-690-5551 Fax: 760-690-5546 bnanninga@fnations.com 1033 B Ave., Ste. 105 Coronado, CA 92118 Office: 619-554-1905 Cell: 619-955-9483 aortega@cmgfi.com aortega.cmgfi.com TWO-YEAR WINNER I am Jim Van Vleck. I have been in the mortgage industry 29 years. I am an expert on VA, FHA, conventional and reverse mortgages. I was a Naval Reserve officer for 14 years and a graduate of the California Maritime Acadamy. Call me. With over 20 years’ lending experience, I am here to find the perfect home loan for you. Whether you need conventional, VA or FHA financing, I am here to help. As always, call for a free prequalification analysis. A warm and sincere “thank you” to all my clients and partners for your continued loyalty and support. I look forward to making it another great year and providing extraordinary service. CMG Mortgage, Inc DBA CMG Financial, NMLS 1820. California DBO License NO. 4150025, Branch NMLS 920781. Mary Whistler Tracy Story Theresa Tynan Sr. Loan Specialist, NMLS 236057 Loan Officer, NMLS 202304 Branch Mgr., Mtg. Consultant, NMLS 234655 2890 Pio Pico Dr., Ste. 103 Carlsbad, CA 92008 Phone: 760-815-8410 Mwhistler@fnations.com TWO-YEAR WINNER • Professional and experienced • All conventional, FHA, VA, USDA loan programs Thank you for this prestigious award. My knowledge and expertise stands out when helping you select your financing needs. I want to exceed your expectations! 12275 El Camino Real, Ste. 100 San Diego, CA 92130 Cell: 909-559-0181 Office: 858-345-4702 tracy.story@wjbradley.com www.mywjb.com/tracy-story I am both humbled and honored that I have once again received this award! This is a true testament of the lifelong relationships that I build. Integrity, honesty, providing unparalleled service, genuine care and treating people like people will always be my No. 1 priority. Thank you, I am so grateful! 1140 Main St., Ste. 202 Ramona, CA 92065 Phone: 760-787-0111 tbtynan@gmail.com theresatynan.com FOUR-YEAR WINNER We Do What Others Don’t Theresa is a mortgage advisor with 25 years of experience as a consultant and underwriter. Theresa combines her know-how and meticulous attention to detail to provide her clients with knowledge and understanding for an optimal mortgage experience. Victoria Torres Greg Brooks Candice Marx Austin Bunn Bill Heon Senior Mortgage Advisor, NMLS 187790 Branch Manager/Loan Officer Sr. Loan Advisor Branch Manager Mortgage Consultant 7020 Avenida Encinas Carlsbad, CA 92010 Cell: 720-275-2826 Fax: 866-841-8425 victoriatorres@firstcapitalmtg.com www.firstcapitalmtg.com/victoriatorres I have been in the mortgage and real estate industry for 14 years and I love what I do! I have a background in finance as a tax examiner with the Internal Revenue Service. I believe in building longterm relationships with my clients. I ensure that I am with my client throughout the entire transaction and truly believe in staying in constant communication. First Capital is a Residential Mortgage Lender, and an RMR Financial company, licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act, license No. 415-0027. FOUR-YEAR WINNER SIX-YEAR WINNER Guild Mortgage RPM Mortgage Mission Home Mortgage Phone: 858-945-LOAN (5626) gb4loans@aol.com www.guildmortgagecalifornia.com Phone: 858-964-8318 candymarx.whi@gmail.com www.rpm-mtg.com/cmarx SIX-YEAR WINNER FHA/VA/Conventional Loans for More Than 35 Years NMLS 151145 NMLS 328065 CMG Financial Phone: 619-688-0011, Ext. 102 Austin@MissionHomeMortgage.com www.MissionHomeMortgage.com “Building Equity for Life” NMLS 254622 Office: 619-554-1328 Cell: 619-846-6057 bheon@cmgfi.com www.nadoloans.com NMLS 718928 www.fivestarprofessional.com — FS • 25 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Mortgage Professionals SPECIAL ADVERTISING SECTION Jason E. Gordon Steven J. Rude Heather Nartker Lorrie McClaren-Vercoe Sr. Mortgage Loan Officer V.P., LPO Manager Mortgage Loan Originator Senior Loan Advisor TWO-YEAR WINNER TWO-YEAR WINNER First Choice Loan Services Phone: 619-200-8031 jgordon@amerifirst.us GordonMortgage.com Direct: 858-449-5626 Office: 760-479-5152 srude@fcbmtg.com www.fclssd.com Over 25 Years’ Experience Serving San Diego NMLS 259027 NMLS 298902 RPM Mortgage, Inc. Phone: 619-206-8884 heather.nartker@wjbradley.com sdloans.com CPA and Over a Decade in Lending. Thank You! NMLS 288895 Phone: 619-994-9877 Lvercoe@rpm-mtg.com www.rpm-mtg.com/Lvercoe Licensed by the Department of Business Oversight under the Residential Mortgage Lending Act. Equal Housing Opportunity. “Always be honest. It can take a lifetime to build a reputation, but it can only take a second to destroy it.” NMLS 314719, RPM Mortgage, Inc. NMLS 9472 — Five Star award winner Five Star Professional surveyed more than 14,000 San Diego homeowners. The final list of 2015 San Diego Five Star Mortgage Professionals is a select group, representing less than 4 percent of mortgage professionals in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey. All award winners are listed alphabetically by last name. Brett Alan-Lee · Wells Fargo Laura Alatorre · imortgage Craig Brown · Rancho Financial Page 22 Steve Aledort · Skyline Home Loans/ Rancho Financial Page 22 Dean Brown · Sierra Pacific Mortgage Company Dreama Brown · Greenpath Funding Julie Brunn · HomeStreet Bank Ashley Buchan · W.J. Bradley Mortgage Capital Paul Ambrogio · Residential Wholesale Mortgage Sheri Arnold · Skyline Financial Corporation/Rancho Financial Page 22 Linnea Arrington · San Diego Funding Page 21 Pawny Ayers · Wells Fargo Joshua Bahl · Citibank Chad Baird · JMJ Financial Rodrigo Ballon · CMG Financial Victor Banda · Chase Bank Sabrina Banegas · Freedom Mortgage Ken Bates · Military Home Loans Lily Baumbach · HomeBridge Financial Services Rhonda Beathard · Wells Fargo Home Mortgage Jeremy Beck · The GreenHouse Group Holmes Bennett III · Chase Mortgage Joel Berman · Greenpath Funding Thomas Best · CMG Financial Michael Bey · New American Funding Scott Beyer · PrimeLending Brendan Bracken · Peoples Mortgage Matthew Brady · New American Funding Kurt Branstetter · W.J. Bradley Mortgage Capital Cathy Brentlinger · Caliber Home Loans Greg Brooks · Guild Mortgage Company Page 25 FS • 26 — www.fivestarprofessional.com Mark Buchanan · San Diego Funding Page 21 Austin Bunn · Mission Home Mortgage Page 25 Bill Burch · Residential Wholesale Mortgage Sean Burns · New American Funding Steve Burns · Burns Financial & Investment Services John Burroughs · Skyline Financial Corporation/Rancho Financial Page 22 David Bushey · Guild Mortgage Company Amanda Buss · San Diego County Credit Union Lora Calvert · imortgage James Carmody · Synergy One Lending Cristen Carver · HomeBridge Financial Services David Cash · DHI Mortgage Jose L. Cervantes · Wells Fargo Home Mortgage Clay Chadima · Bay Equity Home Loans Barbara Childers · Peoples Mortgage David Chin · Loan Rebate/Home Rebate Stephen Chizmadia · Pinnacle Capital Mortgage Corporation/American Capital Home Loans Emmanuel Cien · Greenpath Funding Donald E. Coleman · USE Credit Union Kristin Coriano · PrimeLending Deja Correia · San Diego Funding Page 21 Steve Crisci · MDC Financial Service Group Robert Criss · Eagle Home Mortgage Elena Crossan · American Pacific Mortgage Nancy Gardner · CMC Finance Hala Garmo · U.S. Bank Robert Geiler · Skyline Home Loans Page 22 Travis Gillespie · Morgan Home Funding John F. Gillis · American Capital Home Loans Matthew Glynn · OneTrust Home Loans Mark Goldman · C2 Financial Corporation Jason Gordon · AmeriFirst Financial Page 26 Dave Cummins · Skyline Financial Corporation/Rancho Financial Page 22 Robyn Gouthro · W.J. Bradley Mortgage Capital Greg Dagostino · HomeServices Lending Gloria De La Vara · Stonegate Mortgage Corporation David Deglow · PNC Bank Jason DeLeo · San Vicente Mortgage Nancy DeMaria · Wells Fargo Home Mortgage Matthew Dennison · Midwest Equity Mortgage Chris Dinofia · Movement Mortgage Paul Donovan · American Capital Home Loans Susan Drawdy · All California Mortgage Manny Gratz · The Manfred Group Michael Graves · Residential Wholesale Mortgage Milo Grecian · Mission Home Mortgage Buddy Greene · Bay Equity Home Loans Julie Grove Miller · Opes Advisors/ Samuel Scott Financial Group Sean Harkin · Synergy One Lending Dawn DuCharme · Union Bank Page 23 Pam Eskue · Integrity 1st Mortgage Donnella Fairshter · Capital Loan Associates Jamie Familo · Fitzpatrick Capital Nancy Grab · Union Bank Bill Heon · CMG Financial Page 24 Page 25 Jason Herbert · W.J. Bradley Mortgage Capital Chaz Hinz · New American Funding Matt Hodlin · Cherry Creek Mortgage Company Patricia Hopkins · W.J. Bradley Mortgage Capital Melissa Howell · San Diego Funding Page 21 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i SPECIAL ADVERTISING SECTION Five Star Mortgage Professionals All award winners are listed alphabetically by last name. David Hughson · The GreenHouse Group Aaron Hultin · Guild Mortgage Company Paul Hurley · American Pacific Lenders Rakesh Jain · Insider Mortgage Corporation Linda Jensen · AimLoan.com Jonathan Jerotz · Synergy One Lending Aaron Johnson · AmeriFirst Financial Paul Johnson · Guild Mortgage Company Rob Johnson · San Diego Funding Page 21 David Johnston · imortgage Erika Jorgenson · Rancho Financial Page 22 Phil Joseph · Sierra Pacific Mortgage Company Kory Kavanewsky · CMG Financial Dan Keyes · San Diego Funding Page 21 Karen Keyser · Capital Loan Associates Cheryl Kuck · Prospect Mortgage Richard Lanes · C2 Financial Corporation Heidi Lawler · Capital Loan Associates Steven Lewis II · Sierra Pacific Mortgage Company Susanne Livingston · Residential Wholesale Mortgage Anthony Lococo · Cornerstone Mortgage Company Jo-Anne Lupo · Wallick & Volk Mortgage Ron Luttrull · Guild Mortgage Company Nick Lynch · Bank of America Home Loans William Marshall · Merchants Home Lending Daniel Marske · First Bank John Martin · Residential Wholesale Mortgage Maureen Martin · JMJ Financial Alex Martinez · IFFG/Warisan Advisors Candice Marx · RPM Mortgage Page 25 Kelly Mathew · Freedom Mortgage Moose Mau · EverBank Lorrie McClaren-Vercoe · RPM Mortgage Page 26 Brian McDonnell · IFC Mortgage Ron McGowan · CMG Financial Sean McLaren · W.J. Bradley Mortgage Capital Petya McLaughlin · HomeStreet Bank Scott McPherson · C2 Financial Corporation Barry McSweeney · Merchants Home Lending John Medin III · Bank of Manhattan Michael Mekler · Opes Advisors/ Samuel Scott Financial Group Derric Melbourne · C2 Financial Corporation Robert Mitchell · W.J. Bradley Mortgage Capital Kim Moffat · imortgage Angela Montesano · Residential Wholesale Mortgage James Morris · Wells Fargo Home Mortgage Michelle Morris · San Diego Funding Page 21 Scott Morse · Residential Wholesale Mortgage Gary Mouritzen · W.J. Bradley Mortgage Capital Benjamin Murphey · Shelter Island Capital John V Murphy · National Residential Mortgage Willard Nanninga · First Nations Home Finance Page 25 Heather Nartker · W.J. Bradley Mortgage Capital Page 26 Paul Newell · Integrity Mortgage Group Kristen Nicholl · Superb Mortgage & Real Estate Mark Nokes · Residential Wholesale Mortgage Michael O’Brien · Bay Equity Home Loans/CalPacific Martin Orgel · Orgel Realty & Mortgage Company Ashley Ortega · CMG Financial Page 25 John Osslund · Integrity 1st Mortgage Eric Otfinoski · Movement Mortgage Mark O’Toole · Pacific Coast Home Mortgage & Real Estate Cameron Owens · imortgage Julie Ozanich · Bank of Manhattan Daniel Palmer · Crest Funding Group Joseph Pangelinan · Cornerstone Home Lending Amber Patillo · Caliber Home Loans/ Gaylord Hansen Mortgage Team Jeremy Patterson · imortgage Janet Patzer · MDC Financial Service Group David Pennington · RPM Mortgage Gregory Peppler · Caliber Home Loans/Gaylord Hansen Mortgage Team Shawn Perkins · Benchmark Mortgage Andrew Peterson · Guaranteed Rate Kevin Phillips · CMG Financial Melanie Pilgrim · Wallick & Volk Mortgage Carolyn Plummer · AmeriFirst Financial Barbara Rapp · Wells Fargo Home Mortgage Tony Ratto · Chase Bank Kenneth Reed · San Diego Funding Page 21 Lee Ann Stein · Integrity Mortgage Group Page 24 Dennis Reese · Skyline Financial Corporation/Rancho Financial Page 22 Nancy Stoke · Rancho Financial Page 22 Tom Reid · Residential Wholesale Mortgage Joseph Restivo · California Mortgage Direct Tammy Robbins · TR Mortgage & TR Realty Debra Roberts · Opes Advisors/ Samuel Scott Financial Group Justin Roberts · C2 Financial Corporation Sharon Robinson · Skyline Financial Corporation/Rancho Financial Page 22 Clayton Robison · RPM Mortgage Chris Rocco · San Diego Funding Page 21 Alexis Roper · AmeriFirst Financial Steve Rude · First Choice Bank Page 26 Gregg Rudenberg · iServe Residential Lending Charla Rueda · Cornerstone Home Lending Chris Russo · W.J. Bradley Mortgage Capital/Emery Team Scott Sabo · Wells Fargo Maha Sako · California Bank & Trust Mary Salas Preuss · Navy Federal Credit Union Travis Saling · Team Home Loans Sylvia Sanders · PrimeLending Michael Savoca · imortgage Sherry Schmitt · Paradigm Mortgage Daniel Schroeder · BBVA Compass Bank John Schuler · Movement Mortgage Howard Schwartz · CMG Financial Janice Sedloff · Wells Fargo Home Mortgage Tania Shanahan McRae · Prospect Mortgage Brian Shaw · San Diego Funding Page 21 Wesley Shaw · RPM Mortgage Justin Sheftell · Courtesy Mortgage Company Bradford Shoemaker · Express Funding Mortgage Company Brian Simantel · Superb Mortgage & Real Estate Caroline Sinai · First Nations Home Finance Anna Smith · Banc Home Loans Shannon Solomon · Gateway Funding Suzie Sparks · Axia Home Loans Vanessa Springett · Avalon Mortgage Corporation William Sprong · San Diego Funding Page 21 David Stapleton · First Choice Bank Tracy Story · W.J. Bradley Mortgage Capital Page 25 Kimberly Stromberg · HomeBridge Financial Services Todd Struyk · San Diego Funding Page 21 Paige Sturgeon · Granite Mortgage Cheryl Sutcliffe · Wells Fargo Home Mortgage Danny Talia · Chase Mortgage Banking Barbara Tammen · Union Bank Page 23 Zachary Taylor · RPM Mortgage Brian Terrell · Guild Mortgage Company Frank Thomas · Movement Mortgage Hughie Thomas · Coastal Pacific Mortgage Corporation Bill Thurn · Guild Mortgage Company Toby Tollack · W.J. Bradley Mortgage Capital Keith Tong · Residential Wholesale Mortgage Victoria Torres · First Capital Page 25 Atrayon Trevino · CMG Financial Robyn Trinci · Prospect Mortgage Kathy Trolinger · Movement Mortgage Tracy Trudeau · Rancho Financial Page 22 Susan Tully · Paramount Residential Mortgage Group Patricia Tweedie · IFFG/Warisan Advisors Meg Twohey · Wells Fargo Home Mortgage Theresa Tynan · Bay Equity Home Loans Page 25 Brett Tyson · HomeStreet Bank Eric Union · W.J. Bradley Mortgage Capital Terri Valdez · imortgage Jim Van Vleck · Integrity Mortgage Group Page 25 Shawna Vasquez · imortgage Jordan Vautier · Chase Bank Bradley Veach · Drop Mortgage Julie Vincent · PrimeLending Chris Wagner · Skyline Financial Corporation/Rancho Financial Page 22 Dave Walling · Provident Bank Mortgage Mike Walsh · Mann Mortgage Thomas Walters · AmericanWest Bank Rob Webber · Bank of America Kevin Wells · MyPrimeHomeLoan.com Elvin Wesley · Ranch & Coast Mortgage Group www.fivestarprofessional.com — FS • 27 F a S © iv e r t F © iv e St ar Pr F © iv e St ar P of r F es a S o © iv e P r t f r F s a S e o © iv e P r s t f r F © iv e St ar P of es si Fi e S a P ro e s o ve S ta r P ro fe ss io iv n r s i t f r on a a S e s o e P r s i t f r e St ar P of es si on a S ar P ro es s on a i t f r S ar P o es s on a ta P ro fe s io a n r s i f r on a e s o P r s i Five Star Mortgage Professionals SPECIAL ADVERTISING SECTION All award winners are listed alphabetically by last name. Mike West · American Pacific Mortgage Mary Whistler · First Nations Home Finance Page 25 Jason Whitehead · West End Mortgage Group Patricia Whitney · Greenpath Funding Angela Williams · South Pacific Financial Patrick Wingate · All Western Mortgage Richard Wolff · Keystone Financial Services Will Wolters · Premium Funding Group Gregory Wynn · CMG Financial Denise Yaeger · Daniel Scott Financial Group Matthew Young · MDC Financial Service Group Jay Zayer · The Aramco Group Five Star Home/Auto Insurance Professionals Carolyn Konecki Kristine Avram Britney Oates Jim Coleman V.P., Personal Lines Manager, Lic. 0B72756 Insurance Agent Agent, Owner CLU®, Agent Your heart has TWO-YEAR WINNER to be in the right 3636 Nobel Dr., Ste. 100 San Diego, CA 92122 Direct: 858-519-3225 Cell: 858-342-8613 carolyn-konecki@leavitt.com www.koneckiins.com/elite place — you have to genuinely TWO-YEAR WINNER FIVE-YEAR WINNER Protect Your Passions Jim Coleman Agency State Farm Insurance • Friendly and curious • Responsive and accurate Carolyn is an expert at protecting tangible assets for affluent clients, such as high-value homes, vehicles, collector cars, watercraft, aircraft and collectibles such as jewelry, wine, art and antiques. She customizes coverage for each client. Phone: 619-465-5298 Fax: 619-465-9667 kavram@farmersagent.com www.farmersagent.com/kavram Phone: 760-754-5101 www.britneyoates.com Proudly Serving San Diego Since 2008 Lic. 0G27812 Phone: 858-755-6794 Toll-free: 866-755-6794 jim@jimcolemaninsurance.com www.jimcolemaninsurance.com desire to make a difference in your clients’ lives. — Five Star award winner CA Lic. 0409550 Five Star Professional surveyed more than 14,000 San Diego homeowners. The final list of 2015 San Diego Five Star Home/Auto Insurance Professionals is a select group, representing less than 1 percent of insurance professionals in the area. Evaluations were collected by mail, phone and online at www.fivestarprofessional.com/homesurvey. All award winners are listed alphabetically by last name. Wassan Altanakchi · Farmers Insurance Kristine Avram · Avram Insurance Agency Page 28 Marcelle Bauch · Liberty Mutual Insurance Ronald Ferrero · Farmers Insurance Karen Gallagher · SCF Insurance Services Paul Gates · Gateway Insurance Agency Carolyn Konecki · Leavitt Insurance Agency of San Diego Page 28 Britney Oates · State Farm Insurance Page 28 Sara Langer · Liberty Mutual Insurance Crystalyn Post · Farmers Insurance Lori Long · State Farm Insurance Ish Lopez · State Farm Insurance Susanne Romo · Farmers Insurance/ Romo Insurance Agency Eugene Roy, Jr. · Steven J. Erickson Insurance Agency Ryan Beebe · Farmers Insurance/ Beebe Insurance Agency Joseph Giamanco · Farmers Insurance/Joseph Giamanco Insurance Agency Rochelle Bickel · State Farm Insurance Donna Hackett · Farmers Insurance Joseph Magnuson · State Farm Insurance/Steve Beach Margaret Buffo · Aztec & Baron Insurance Ronn Hall · Ronn Hall Insurance & Notary Services Scott Marquart · Robert Bell Insurance Brokers Annabel Buso · Liberty Mutual Insurance Amy Hallquist · Farmers Insurance Lauren Miralle · Lauren Miralle Insurance Agency Melissa Sweatt · Horton Insurance Agency Michael Hill · Hill Insurance Agency Mike Morrell · Morrell Insurance Agency John Tesoriero · Right Time Insurance Services Christopher Contreras · Farmers Insurance Darcey Howser · State Farm Insurance/Karen Wroan Stephanie Moskowitz · Rancho Santa Fe Insurance Rick Villarino · Farmers Insurance Annette Crutchfield · Farmers Insurance Merri Hutchison · Allstate Val Myers · State Farm Insurance/Val Myers Insurance Agency Pete Williams · Pete Williams Farmers Agency Marc Nimetz · Farmers Insurance Karen Wroan · State Farm Insurance Jim Coleman · State Farm Insurance Page 28 Glenn Domingo · Farmers Insurance/ Domingo & Associates Bill Ehrhart · Farmers Insurance FS • 28 — www.fivestarprofessional.com Morgan Hege · Morgan Hege Insurance Agency Robert Keppler · Consumer Insurance Services Joaquin Lopez · Farmers Insurance Brian Ruiz · Teague Insurance Susanne Schaible · Liberty Mutual Insurance Terry Snow · Farmers Insurance Frank Weber · State Farm Insurance