MFI Employee Benefits

Megson FitzPatrick
Employee Benefits
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Employee Benefits
EMPLOYEE LIFE INSURANCE:
$35,000 reducing by 50% at age 65
DEPENDENT LIFE INSURANCE:
$5,000 Spouse
$2,500 Child (from live birth)
AD & D & SPECIFIC LOSS (PRINCIPAL SUM)
An amount equal to your Life Insurance
EMPLOYEE CRITICAL ILLNESS INSURANCE:
$25,000
Covered Illnesses: heart attack, stroke, coronary artery bypass surgery, life-threatening cancer, kidney failure, blindness,
major organ transplant, Alzheimer’s disease, Parkinson’s disease, paralysis, multiple sclerosis, deafness, loss of speech,
coma, severe burns, aortic surgery, benign brain tumour, heart valve replacement, loss of independent existence, loss of
limbs, motor neuron disease, and occupational HIV infection.
LONG TERM DISABILITY (LTD) BENEFITS:
Waiting period 120 days
Amount – 66.67% of your monthly earnings to a maximum of $6,000 or 85% of your pre-disability take-home pay,
whichever is less. Any amount of LTD Insurance over $4,800 is subject to approval of evidence of insurability.
Benefit period – to age 65
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EXTENDED HEALTHCARE:
Prescription drugs:
100 % (when provided in Canada) to your plan maximum as determined by Emergis Inc.
Paramedical Expenses :
($500/yr/per person on the plan/practitioner)
Chiropractor
Physiotherapists
Speech Therapists
Psychologists/Social Workers
Podiatrists
Dieticians
Osteopaths
Acupuncturists
Naturopaths
Massage Therapists
Vision Care Expense
Eye Examinations. 1 every 24 months
Glasses, Contact Lenses, & Laser Eye Surgery $200 every 24 months
DENTAL CARE:
Dental Accident Coverage
Basic
Major
For Basic and Major combined
Orthodontic
100% coverage
100% coverage
50% coverage
$2,500 per calendar year
50% coverage $2,500 lifetime
EMPLOYEE & FAMILY ASSISTANCE PROGRAM
Available 24 hours a day, 7 days a week Call toll-free 1-800-387-4765 for immediate assistance
MFI Team Members contribute 50% of the premium and MFI contributes the remaining 50% on your behalf.
Questions? Please contact mfihr@megsonfitzpatrick.com
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