Broker`s Referral Program

Broker’s
Referral Program
ENROLLMENT KIT
One-time prequalification, years of residual income!
Who We Are
About Brookview Financial
B
rookview Financial is a National rehab
lender, specializing in forming successful
financing and mentoring relationships with
rehab investors at all levels of experience.
STATES
Alabama
California
Colorado
Connecticut
Delaware
Florida
Georgia
Illinois
Indiana
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Mississippi
Minnesota
Missouri
New Hampshire
New Jersey
New Mexico
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Virginia
Washington D.C.
Washington
Wisconsin
As a “relationship” lender,
we believe that it is just as
important for borrowers to
know their lender, as it is for
us to know our borrowers.
After all, the ability to make
“quick-close” offers without
financing contingencies is
dependent upon the
swiftness and reliability of
the investor’s capital.
An investor‘s reputation is
built on being able to close
quickly with confidence!
Since 1992, our mission at
Brookview Financial has
been to support our
customers’ success. We offer
multiple programs designed
specifically for the rehab
investor that include
features such as:
 No payments for the first
6 months
 Closing in two weeks or
less
 Credit lines for repeat
customers
 No pre-payment
penalties
 Loans up to 70% ARV
We also pledge full customer care and support
throughout the entire process, assigning a
National Account Manager, who is accessible
from the pre-qualification stage to closing for
each borrower. In
establishing a
Quality Service
relationship with
Brookview Financial, investors will find a
lender who understands the steps to
successful rehabbing. Providing prompt and
reliable capital fuels the growth of our clients’
business; business that we aim to support with
industry knowledge and outstanding
customer service.
The success of our rehab investors, coupled
with the strength of capital we provide as a
direct lender, achieve a shared and ultimate
goal; of revitilizing communities, encouraging
home ownership and increasing the supply of
affordable housing nationwide. We invite
qualified investors to join us in this endeavor.
Anthony J. Funaro
President and CEO
Call toll-free today!
(877) 734-2211
or visit us online at:
www.brookviewfinancial.com
Brokers
Connect with Brookview
Why join the Brookview Financial Broker Referral Program?

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
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It’s EASY!
ONE-TIME Prequalification!
COLLECT residual income for years!
PERSONAL support from Brookview!
Our program has been designed to provide borrowers
accross the country with unique rehab lending options to
meet the specific needs of their rehab clients.
Questions? Call (877) 734-2211 or visit us online at www.brookviewfinancial.com
A Win-Win Situation!
By becoming a member of the Brookview Broker Program,
you are able to connect your rehab clients with a National
direct lender that provides fast, reliable capital and
encourages the rebuilding of distressed properties in U.S.
communities. We value our broker circle and are committed
to engaging in professional and successful partnerships.
You can rest assured that your client is in good hands -Brookview has a long history of financing rehab
investors NATIONWIDE, and we know what it takes
for real estate investors to succeed!
3 SIMPLE STEPS!
 Fill out the Broker Agreement
 Fill out the Pre-Qualification Worksheet
 When your referred client closes a loan, COLLECT INCOME!
Rehab Program Options
Building your Rehab Business with Options
Simply stated - Every real estate investor has financing needs.
At Brookview Financial, we understand that and have created
four investor options that range from 85% - 100% financing!
And, as always, all options feature:
 No interest payments for 6 months  Two-week closings
 No prepayment penalty ever
 Fast Rehab Funds
Benefit from the great reputation and service our borrowers depend
on nationwide. Contact us today to discuss how we can help take
your rehab business to the next level. Discover the Brookview Difference.
Rehab Financing Options
Option 1
Option 2
Option 3
Core 85
Leverage 90
Leverage 95
Leverage 100
Advance %:
85%
90%
95%
100%
Rehab %:
100%
100%
100%
100%
Points*:
4
5
6
7
14.99%
14.99%
(on total
project costs)
(Financed)
Interest:
(No payments
for 6 months)
LTV:
(Based on AfterRepaired Value)
Credit**:
14.99%
14.99%
Option 4
Ultimate
70%
70%
70%
65%
640
640
675
700+
* Points minimum $2500. Points reduced with repeat business. **Under 640 credit considered on a case-by-case basis.
*** Terms subject to change at the sole discretion of Brookview Financial. Loan approvals are subject to our standard underwriting criteria and due diligence.
Call us Toll-Free at (877) 734-2211
www.brookviewfinancial.com
Rehab Program Guidelines
Brookview Financial
PROPERTY TYPE: Residential 1 - 4 Family, non-owner occupied. Small apartment and
condo conversions on a case-by-case basis.
LIEN POSITION:
First mortgage only.
LINE TERM:
Up to 24 months renewable thereafter with limited credit review.
LOAN TERM:
6 months, extendable for up to 13 months.
ADVANCE RATE:
Options from 85% to 100% of project costs. Minimum loan amount $25,000.
LTV:
Up to 70% of After-Repaired Value.
RENOVATION
FUNDS:
100% of renovation funds are typically advanced in 1 to 4 draws. Once inspector
certifies work is done, funds are wired within 24 hours directly to the investor’s account.
PRICING OPTIONS: We have various pricing options based upon experience, financial condition and
projected loan volume (See “Rehab Program Options”).
INTEREST
No payments for 6 months.
PAYMENTS:
QUALIFYING
DOCUMENTATION: Brookview Rehab Loan Application including:
• Two years Tax Returns (both personal and business)
• Three months Bank Statements (both personal and business)
• Entity documents (EIN #, Certificate, Articles of Organization/Operating Agreement)
LOAN
DOCUMENTATION: • Purchase Agreement (signed by both parties)
(For each loan)
• Summary of Rehab Work to be Completed (Brookview document)
GUARANTEE:
Personal guarantee required; close in name of business entity.
QUICK FUNDING:
Once a borrower has been approved, funding of individual transactions is typically in
two weeks. No borrower re-qualification is required for subsequent transactions.
Whether you are a novice or an experienced rehabber,
we have a loan program to fit your business goals!
Call us Toll-Free at (877) 734-2211
www.brookviewfinancial.com
Place Your Rehab Loans
with
Brookview
And see the benefits:
 Finance up to 100% of acquisition and rehab costs!
 LTVs up to 70% After-Repaired Value
 Easy - You complete the referral form, we do all the rest!
 Lending in 37 states and growing!
 Receive 25% of points collected (equates to 1 - 1.75% points to you)
 Great residual income opportunity!
 Loans on residential (1-4 unit), non-owner occupied properties only
 Our clients are “A” clients. 640+ FICO. Once the rehab is complete,
we refer them back to you for refinancing. Get paid on both ends!
 Once approved, we close in 2 weeks or less!
 We welcome both novice and experienced rehab clients
 Your client can do multiple deals - and you get paid on every deal!
 Brookview Financial - the Nation’s Premier Rehab Lender
CALL TOLL-FREE TODAY
(877) 734 - 2211 or visit us online at:
www.brookviewfinancial.com
To Qualify
Will your borrower qualify?
The pre-qualification worksheet included in this packet
helps us expedite the qualification of your referred borrower.
It takes just a few minutes to complete!
Use the below information as a qualification quideline
to see if Brookview Financial is a good match for your borrower!
Credit Score: Minimum of 640 to qualify
Total Liquidity: Minimum of $20K
 Includes Liquid Assets: All verifiable
bank accounts, CDs, marketable securities,
cash value of life insurance, etc.
 Includes Available Secured Credit:
Unused Home Equity Line or other
Secured Credit Lines.
 This does not include 401k accounts or
other retirement accounts.
Property: Brookview finances ONLY residential, non-owner-occupied investor properties.
No new construction, raw land or mobile homes.
Beginner-Friendly: Yes, we will finance new rehab investors!
About our loans:
No payments for 6 months! Points and interest can be financed into the loan.
After-Repaired-Value (ARV): Will loan up to 70% ARV.
Rehab: 100% renovation funds are escrowed and wired directly to the borrower’s
account upon completion of each rehab phase.
Flexible Term: 24 months renewable thereafter with limited credit review
Pre-Qualification
BROKER REFERRAL PRE-QUALIFICATION WORKSHEET
FAX: 203-907-4588, PHONE: 877-734-2211 ext. 333
BROOKVIEW FINANCIAL, ATTN: Broker Department
DATE: __________
Form must be completed by referring broker. Forms faxed to and completed by referral will not be eligible.
Broker Contact Name:
Broker Phone Number:
Broker Email:
Broker Fax Number:
Borrower Info:
Name:
Address:
City:
State:
Zip:
Phone:
Email:
*Borrower Credit Scores:
640 Minimum Score to Qualify
Have they had any rehab experience? YES  # of years ___ NO  # of properties in past year?
Do they have a Deal Right Now? YES  NO  Closing Deadline?
Property Info: (Current Deal Info  Target Deal Info  )
Property Location:
Please include State(s)
Type of Property:
Property can not be Owner-Occupied.
Single Family 
2-4 Family 
5-Plus 
Condo Conversion 
Purchase Price:
Rehab Cost (if any):
After-Repair Value:
Dates & Deadlines:
Financial Details:
Other Information:
*Cash & Liquid Assets?
(Stocks, Bank Accounts,
CD’s, Mutual Funds)
Do they Own their own Home?
Equity Available?
Do they currently have a HELOC
(Line Amount)?
How much Available?
Own additional properties?
How Many? Equity Available?
Revolving or Credit Card debt?
If Yes, how much?
Other 
Employment Status
and Annual Income
$
YES 
NO 
NO 
$
YES 
NO 
YES 
NO 
$
Additional Information & Comments:
$
YES 
Full  Self 
*Asterisked field items on form MUST be completed for pre-approval.