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HANDBOOK
ON
INDIAN INSURANCE STATISTICS
2010-11
INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY
INDIA
Head Office
Delhi Office
3rd Floor, Parishram Bhavan
Gate No. 3, 1st Floor, Jeevan Tara
Basheerbagh, Hyderabad – 500 004
Parliament Street, New Delhi – 110 001
INDIA.INDIA.
Phone : +91-40-2338 1100 / 1300
Phone : +91-11-2374 7648
Fax : +91-40-6682 3334
Fax : +91-11-2374 7650
Website: www.irda.gov.in
E-mail: irda@irda.gov.in
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pes. nefj veeje³eCe
yeercee efJeefve³eecekeÀ Deewj efJekeÀeme He´eefOekeÀjCe
DeO³e#e
INSURANCE REGULATORY AND
DEVELOPMENT AUTHORITY
J. Hari Narayan
Chairman
FOREWORD
Comprehensive, detailed and quality database enables a better understanding of the industry and also provides the
basis for formation of policy framework at the macro level. It facilitates in comprehending and understanding various
facets of the industry. Envisaging the felt need for such data, the IRDA had taken the initiate of publishing the
“Handbook on Indian Insurance Statistics 2007-08” in 2009. This has now culminated into an annual publication.
The present edition is the fourth in the series, and its scope has been enlarged to include additional industry-wide
data. This fourth edition of the Handbook has widened the coverage by incorporating statistics on individual
business in force both in terms of number of policies and sum assured, linked and non-linked components of
premium and commission, and duration wise settlement of claims. Besides, data on micro insurance portfolio
like premium received, claims paid, and duration wise settlement of claims are included in the latest edition of the
Handbook. Further, data on health insurance premium and claims paid and performance of Ombudsmen at various
centers have also been added in this edition of the Handbook. Overall, a total of 30 new tables have been added
to the previous year’s list of 50 tables making this edition of Handbook an essential kit for the insurance analysts
and researchers.
I commend the contribution of Dr. Mamta Suri and her team who have brought out this enlarged edition of Handbook
at an appropriate stage of time to cater to the increasing needs of the industry. I trust all stakeholders of the
insurance industry will find this Handbook useful. IRDA will continue to strive at improving the coverage and content
of the Handbook in its subsequent editions and therefore welcomes feedback and suggestions.
(J. HARI NARAYAN)
Place: Hyderabad
Date: 30.03.2012
HeefjÞece YeJeve, leermeje leue, yeMeerj yeeie, nwojeyeeo - 500 004. Yeejle
 : +91-40-66820957, HewÀkeÌme : 91-40-66823334
F&-cesue : chairman@irda.gov.in Jesye: www.irdaindia.org
Parishram Bhavan, 3rd Floor, Basheer Bagh, Hyderabad - 500 004. INDIA
Ph.: +91-40-66820957, Fax : 91-40-66823334
E-mail: chairman@irda.gov.in Web.: www.irdaindia.org
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HANDBOOK ON INDIAN INSURANCE STATISTICS 2010-11
CONTENTS
SI.
No.
A
B
C
D
Particulars
Life Insurance Sector
Non-Life Insurance Sector
International Comparison of Insurance Penetration
International Comparison of Insurance Density
Page
No.
SUMMARY
3-4
5
6-7
8-9
CHARTS
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
Life Insurance
Number of Insurers
Region wise Distribution of Offices
Number of New Policies Issued
Total Life Insurance Premium
Channel wise New Business Premium (Individual + Group)
Equity Share Capital
Assets Under Management
Profitability of Sector
Non-Life Insurance
Number of Insurers
Number of Policies Issued
Gross Direct Premium
Segment wise Net Premium Income Earned
Equity Share Capital
Share of each fund in Total Assets Under Management
Profitability of Sector
Incurred Claim Ratio
13
13
14
14
15
15
16
16
17
17
18
18
19
19
20
20
TABLES
PART-I
LIFE INSURANCE
1
2
3
4
5
6
7
Life Insurance Companies Operating in India
First Year Life Insurance Premium
Total Life Insurance Premium
Individual New Business Performance of Life Insurers - Channel Wise
Group New Business Performance of Life Insurers - Channel Wise
State Wise Individual New Business Underwritten
Number of New Policies Issued
i
23
24
25
26
27
28
.
SI.
No.
Particulars
Page
No.
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
Individual Business (Within India) - Business in Force (Number of Policies)
Individual Business (Within India) - Business in Force (Sum Assured)
Linked and Non - Linked Premium of Life Insurers
Linked and Non - Linked Commission of Life Insurers
Individual Death Claims
Group Death Claims
Duration Wise Settlement of Death Claims - Individual Category
Duration Wise Settlement of Death Claims - Group Category
Assets Under Management of Life Insurers
Equity Share Capital of Life Insurers
Solvency Ratio of Life Insurers
Life Insurers - Policyholders Account
Life Insurers - Shareholders Account
Life Insurers - Balance Sheet
Life Insurance Corporation of India - Policyholders Account (Non-Participating)
Life Insurance Corporation of India - Shareholders Account (Non-Participating)
Life Insurance Corporation of India - Balance Sheet (Non-Participating)
Individual Business - Details of Forfeiture/Lapsed Policies in Respect of Non-Linked Business
Number of Individual Agents of Life Insurers
Number of Corporate Agents of Life Insurers
State Wise Distribution of Offices of Life Insurers
Region Wise Distribution of Offices of Life Insurers
State Wise Distribution of Individual Agents
New Business Under Micro Insurance Portfolio
Death Claims Under Micro Insurance Portfolio - Individual Category
Death Claims Under Micro Insurance Portfolio - Group Category
Duration Wise Settlement of Claims- Micro Insurance - Individual Category
Duration Wise Settlement of Claims- Micro Insurance Claims - Group Category
Company Wise Number of Micro-Insurance Agents
Status of Grievances - Life Insurance
Performance of Ombudsmen at different centers - Life Insurance
29-37
38-50
51-53
54
55
56
57-62
63-67
68
69
70
71-85
86-99
100-111
112
113
114
115
116
117
118-122
123
124-132
133
134-135
136-137
138-139
140
141
142
143
PART-II
NON-LIFE INSURANCE
39
40
41
42
Non-Life Insurance Companies Operating in India
Gross Direct Premium of Non-Life Insurance (Within & Outside India)
Segment Wise Gross Direct Premium of Non-Life Insurers (Within India)
Segment Wise Net Premium Income in India (Earned)
ii
147
148
149-153
154-158
.
.
.
SI.
No.
Particulars
Page
No.
43
44
Health Insurance: Premium and Number of Persons Covered
Channel Wise Gross Direct Premium of Non Life Insurers
159
160
45
State Wise Gross Direct Premium Income
46
Number of New Policies Issued : Non-Life Insurers
163
47
Net Retentions of Non Life Insurers
164
48
Incurred Claims Ratio - Public & Private Sector Non-Life Insurers
49
Health Insurance: Details of Claims Paid and Incurred Claims Ratio
50
Underwriting Experience and Profits of Public Sector Companies
180-184
51
Underwriting Experience and Profits of Private Sector Companies
185-193
52
Assets Under Management of Non-Life Insurers
194
53
Equity Share Capital of Non-Life Insurers
195
54
Solvency Ratio of Non-Life Insurers
196
55
Public Sector Non-Life Insurers - Policyholders Account
197-212
56
Public Sector Non Life Insurers - Shareholders Account
213-217
57
Public Sector Non-Life Insurers - Balance Sheet
218-222
58
Private Sector Non-Life Insurers - Policyholders Account
223-252
59
Private Sector Non-Life Insurers - Shareholders Account
253-261
60
Private Sector Non-Life Insurers - Balance ShWWeet
262-270
61
Health Insurers - Policyholders Account
271
62
Health Insurers - Shareholders Account
272
63
Health Insurers - Balance Sheet
273
64
Export Credit Guarantee Corporation Ltd. (ECGC) - Policyholders Account
274
65
Export Credit Guarantee Corporation Ltd.(ECGC) - Shareholder Account
275
66
Export Credit Guarantee Corporation Ltd. (ECGC) – Balance Sheet
276
67
Agriculture Insurance Company of India Ltd. (AIC) - Policyholders Account
277
68
Agriculture Insurance Company of India Ltd. (AIC) - Shareholders Account
278
69
Agriculture Insurance Company of India Ltd. (AIC) – Balance Sheet
279
70
General Insurance Corporation (GIC) - Policyholders Account
280
71
General Insurance Corporation (GIC) - Shareholders Account
281
72
General Insurance Corporation (GIC) – Balance Sheet
282
73
State Wise Number of Offices of Non-Life Insurers
74
State Wise Number of Registered Brokers
75
Third Party Administration – Number of Claims Received & Duration Wise Settlement of Claims
286-290
76
Status of Grievances - Non-Life Insurers
291-292
77
Performance of Ombudsmen at different centers - Non-Life Insurance
293-294
78
Performance of Ombudsmen at different centers - Life and Non-Life Insurance Combined
295-296
161-162
165-178
179
283-284
285
iii
SUMMARY
Calender Year
Calender Year
Insurance penetration
Insurance density
3
FY
FY
Commission paid
Operating Expenses related to
Insurance Business
FY
FY
FY
FY
FY
No of claims submitted
(Individual)
No of claims submitted (Group)
Amount Claimed
(Individual)
Amount Claimed (Group)
Total Benefit Paid
POLICYHOLDERS' SERVICES
(` Lakh)
As on 31st March
No of corporate agents
(` Lakh)
(` Crore)
(` Crore)
No of Lives
No. of
policices
(` Lakh)
Nos.
As on 31st March
Nos.
(` Crore)
No of individual agents
INTERMEDIARIES
FY
In Thousands
As on 31st March
Individual Business in Force
(Number of policies)
Individual Business in Force
(Sum Assured)
in Percent
FY
Market share of LIC
(based on Total Premium)
(` Crore)
FY
Total Premium
(` Crore)
FY
in Lakhs
US $
in percent
Nos.
Nos.
Unit
First year premium
(Including single premium)
Number of new policies issued
As on 31st March
As on 31st March
No of branch offices
BUSINESS FIGURES
As on 31st March
Remarks
No of companies
PROFILE
Particulars
99.98
34898
9707
2199
5
2000-01
1747952
467417
456691
275
476902
99.46
50094
19857
9.10
2.15
2306
12
2001-02
2054522
545115
515273
757
1038802
97.99
55748
16942
253.71
11.70
2.59
2445
13
2002-03
2399357
642483
615838
2436
1556817
95.32
66654
19788
286.27
12.90
2.26
2612
13
2003-04
2875133
821560
709861
819
481250
90.67
82855
26218
262.11
15.70
2.53
3001
14
2004-05
A. LIFE INSURANCE SECTOR
3520986
961105
863548
216
1423839
1554045
193601
85.75
105876
38786
354.62
18.30
2.53
3865
15
2005-06
5571501
1358584
1226864
656
1993199
3857531
451963
81.90
156076
75649
461.52
33.20
4.10
5373
16
2006-07
6168637
1114.31
4625.95
162837
577322
2030673
1468058
2415
2520492
2396646
257911
74.39
201351
93713
508.74
40.40
4.00
8913
18
2007-08
5837029
1383.04
5279.02
264138
640620
2583190
1549598
2506
2937435
2913703
291618
70.92
221785
87331
509.23
41.20
4.00
11815
22
2008-09
9556491
1678.77
6541.04
309151
762435
2890628
1803559
2930
3742439
3338541
318927
70.10
265447
109894
532.25
47.70
4.60
12018
23
2009-10
14215045
2118.01
8286.40
436201
851534
3294230
1828029
2165
2639392
3856219
329187
69.78
291605
126381
481.52
55.70
4.40
11546
23
2010-11
Remarks
Unit
2000-01
2001-02
FY
FY
FY
FY
FY
FY
FY
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Crore)
4
(` Crore)
(` Crore)
(` Crore)
(` Crore)
(` Lakh)
(` Lakh)
(` Crore)
As on 31st March
As on 31st March
As on 31st March
As on 31st March
As on 31st March
No of grievances reported
during the year
No. of complaints reported
with the Ombudsmen at
difference centres
Nos.
Nos.
FY
FY
REDRESSEL OF CONSUMER GRIEVANCES
Life Fund
Pension & General Annuity &
Group fund
Unit ULIP Fund
Total Fund
Income from Investments
Profit / (Loss) after tax
Equity Capital
As on 31st March
As on 31st March
Nos.
Total
As on 31st March
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
In Lakhs
Nos.
Nos.
Nos.
Nos.
FY
FY
FY
FY
FY
FY
FY
Region Wise distribution of offices
Metro
As on 31st March
Urban
As on 31st March
Semi-Urban
As on 31st March
Others
As on 31st March
Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals
230369
229649
30638
2002-03
307309
43627
2003-04
366220
54705
2004-05
397189
64074
2005-06
465555
71575
5373
549
1347
2159
1318
423.29
29.06
17.53
7.51
174.97
660.15
7.79
54611
3690
1829
363
13847
75597
1258
2006-07
541630
91262
8913
939
1637
3540
2797
499.89
34.62
32.74
9.48
277.23
853.96
13.52
67611
6822
3503
573
15174
93683
2347
2007-08
629650
113952
11815
1265
2123
4513
3914
462.66
41.43
33.35
9.50
490.92
1037.85
19.57
56884
7307
3511
857
18340
86900
2731
2008-09
731291
143627
19575
1244
2105
4530
4139
540.33
32.66
103.59
53.66
608.64
1338.88
12.86
66906
9288
3912
1476
28262
109845
2610
2009-10
841075
189927
11546
1132
1988
4668
3758
450.17
65.88
97.24
51.69
648.40
1313.39
8.68
68094
12391
3277
1685
40886
126333
875
2010-11
1967
2481
3404
519
4893
1433
4980
2516
5433
861
5565
2057
5753
1794
8967
2449
11017
9565
266
1688
7527
25888
67050 133077 172763
337540
399116
230369 260552 352625 428452 487151 604180 765969 916365 1212458
1430118
2385532 2607813 2998481 3671478 4284632 4813388 6251328 3189534 15467386 12053585
-41456
-16483
-45242 -115960 -341281 -488301
-98882
265704
29115
59398
11064
1669
2234
3244
4353
5892
8124
12296
18255
21020
23662
194010
194010
Channel Wise-New Business (No. of Lives Covered)-Individual plus Group
Individual agents
Corporate agents-Banks
Corporate agents-Others
Brokers
Direct selling
Total
Referrals
Channel Wise-New Businesss (Amount of Premium)-Individual plus Group
Particulars
A. LIFE INSURANCE SECTOR (Concld.)
Remarks
5
FY
FY
FY
FY
FY
FY
FY
FY
Net Retentions of Non-Life Insurers
Fire
Marine Cargo
Marine Hull
Engineering
Motor
Aviation
Miscellaneous
Total- All Segments
Incurred Claims Ratio
REDRESSEL OF CONSUMER GRIEVANCES
No of grievances reported during the year
No. of complaints reported with the Ombudsmen
at difference centres
FY
FY
Fire
FY
Marine
FY
Motor
FY
Health
FY
Miscellaneous
FY
Total- All Segments
FY
As on 31st March
Underwriting Profit/Loss
FY
Equity Share Capital (Including specialised
As on 31st March
insurers but excluding GIC)
Commission expenses
FY
Operating expenses realted to Insurance business
FY
Operating profit/(Loss)
FY
Income from investments
FY
Profit after tax (Industry Total)
FY
FY
FY
FY
FY
FY
FY
Fire
Marine
Motor
Health
Others
Total
FY
FY
As on 31st March
Calender Year
Calender Year
Segment Wise Gross Direct Premium (Within India )
Number of new policies issued
Gross Direct Premium
(Within & Outside India)
Market share of PSUs
(Excluding GIC, AIC & ECGC)
BUSINESS FIGURES
No of companies (incl reinsurer)
Insurance penetration
Insurance density
PROFILE
Particulars
Nos.
Nos.
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
(` Crore)
(` Lakh)
(` Crore)
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
In Per Cent
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(` Lakh)
(5319)
225842
(2554)
1514
(1358)
24462
38442
2969
3898
4311
11075
420346
46452
126067
141100
8634
308449
10696
91224
68064
(2420)
268069
(57594)
78077
(7210)
53.03
50.97
34075
142536
2149
54.79
52.06
30334
63191
1723
22.46
23.03
23400
(26646)
1517
27.18
81.89
22.00
65.93
80.5
89.5
26.7
81.3
99.0
26.0
94.7
87.9
315005
111754
86.35
417
16542
15
0.62
3.5
23.35
34.31
295478
121519
90.92
436
14870
14
0.67
3.0
4534
30384
440489
87824
142246
153811
50.76
51.16
37412
129350
2299
37.91
87.82
76.0
85.1
25.6
75.8
99.6
23.5
88.4
86.5
333092
122810
81.00
498
18456
15
0.64
4.0
74.87
511
21339
15
0.61
4.4
66.60
467
25930
16
0.60
5.2
61.48
573
28806
19
0.60
6.2
59.74
671
31428
21
0.60
6.2
59.20
675
35816
25
0.60
6.7
2009-10
58.22
793
43842
25
0.70
8.7
2010-11
4094
40078
520001
38922
192612
174723
52.35
68.03
42332
147366
2784
52.72
107.71
85.8
91.8
39.8
91.6
100.0
48.5
94.5
92.6
4756
25233
541293
205785
211079
355134
43.92
112.57
64.28
103.42
47.11
68.02
50383
313711
3056
65.7
77.1
18.3
72.9
96.2
21.9
89.6
83.4
74.97
109.02
75.64
85.33
59.11
76.84
58893
39707
4400
77.4
88.6
31.3
71.3
100.0
23.7
97.0
94.5
65.4
79.2
25.1
70.2
98.9
37.5
90.6
88.2
72.79
75.16
86.40
82.12
80.42
93.70
92.22
85.15
56.81
49.76
80.79
86.9
66372
82520
120451 (101894)
5255
6276
74.0
85.4
23.3
68.9
100.0
25.6
91.4
90.3
2229
5300
2202
5640
2076
7097
5274
10048
61750 104660 119879 131763
632209 760976 874600 1116319
135774 (104451) (104774) (340340)
260384 226494 277048 318973
286300
84212 117061 (74128)
50.69
100.32
71.95
94.81
46.1
72.23
56280
224932
3661
75.7
84.4
20.0
77.5
100.0
24.2
97.1
91.3
377453 413238 345921 338468 386927 455512
128409 162784
32857 195615 216759 251877
873338 1069666 1268525 1333602 1504699 1818052
222075 331929 489442 608800 731137 994403
675744 772485 973695 1132722 1292158 434697 512929 498604 558698 622522 737801
980695 1144582 1390692 1559481 1748060 2035972 2490549 2788134 3035183 3462045 4257645
206436 266739
98515 1105340
96.22
In Per cent
12
0.56
2.4
12385
9
2000-01 2001-02 2002-03 2003-04 2004-05 2005-06 2006-07 2007-08 2008-09
In Lakhs
(` Crore)
Nos.
In percent
US $
Unit
B. NON-LIFE INSURANCE SECTOR
3.10
10.50
7.20
2.30
14.80
9.90
12.40
8.00
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
6
11.40
5.10
10.10
4.80
0.70
3.80
6.10
11.20
1.40
18.40
4.30
6.90
Hong Kong
India#
Japan
Malaysia
Pakistan
PR China
Singapore
South Korea
Sri Lanka
Taiwan
Thailand
World
4.00
2.60
15.40
0.60
7.00
4.60
2.50
0.30
3.20
8.00
4.40
10.10
0.70
3.50
9.50
5.50
12.00
0.00
3.50
7.40
1.60
3.10
Life
2010
2.90
1.70
3.00
0.90
4.20
1.60
1.30
0.30
1.60
2.10
0.70
1.40
0.20
4.50
2.90
4.40
2.80
2.30
3.70
3.10
1.50
2.80
Non-Life
7.00
4.00
16.80
1.40
10.40
4.00
2.40
13.80
0.60
6.50
5.10
2.30
3.40
6.80
0.30
2.90
7.80
4.60
9.60
0.70
3.50
10.00
5.40
10.00
0.00
3.30
7.20
1.60
3.40
Life
0.70
4.40
9.90
5.20
11.00
0.90
8.00
12.90
9.80
12.90
2.50
7.00
10.30
3.10
6.40
Total
2009
3.00
1.60
3.00
0.90
3.90
1.70
1.10
0.40
1.60
2.10
0.60
1.40
0.20
4.50
3.00
4.50
2.90
2.50
3.70
3.10
1.50
3.00
Non-Life
7.10
3.30
16.20
1.40
11.80
7.80
3.30
0.80
4.30
9.80
4.60
11.20
0.90
8.70
15.70
9.90
15.30
2.30
6.60
9.20
3.00
7.30
Total
* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars).
# data relates to financial year.
Source: Swiss Re, Sigma various volumes.
0.90
Bangladesh
Asian Countries
5.90
Total
Australia
Countries
4.10
1.80
13.30
0.60
8.00
6.30
2.20
0.30
2.80
7.60
4.00
9.90
0.70
4.10
12.80
5.50
12.50
0.00
3.00
6.20
1.40
4.40
Life
2008
2.90
1.50
2.90
0.90
3.70
1.60
1.00
0.40
1.50
2.20
0.60
1.30
0.20
4.60
2.90
4.40
2.90
2.30
3.50
3.00
1.60
2.90
Non-Life
7.50
3.40
15.70
1.50
11.80
7.60
2.90
0.70
4.60
9.60
4.70
11.80
0.70
8.90
15.70
10.30
15.30
2.40
6.60
10.30
3.00
6.80
Total
4.40
1.80
12.90
0.60
8.20
6.20
1.80
0.30
3.10
7.50
4.00
10.60
0.50
4.20
12.60
5.70
12.50
0.10
3.10
7.30
1.40
3.80
Life
2007
3.10
1.50
2.80
0.90
3.60
1.50
1.10
0.40
1.50
2.10
0.60
1.20
0.20
4.70
3.00
4.60
2.80
2.40
3.60
3.00
1.60
3.00
Non-Life
C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION*
7.50
3.50
14.50
1.60
11.10
6.50
2.70
0.80
4.90
10.50
4.80
10.50
0.60
8.80
16.50
11.00
16.00
2.30
6.70
11.00
2.80
7.00
Total
4.50
1.90
11.60
0.60
7.90
5.40
1.70
0.30
3.20
8.30
4.10
9.20
0.40
4.00
13.10
6.20
13.00
0.10
3.10
7.90
1.30
3.80
Life
2006
3.00
1.60
2.90
0.90
3.20
1.10
1.00
0.50
1.70
2.20
0.60
1.20
0.20
4.80
3.40
4.90
3.00
2.30
3.60
3.10
1.60
3.20
Non-Life
(In Per cent)
3.01
10.21
6.79
2.27
13.87
11.19
12.45
9.15
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
7
9.93
3.14
10.54
5.42
0.67
2.70
7.47
10.25
1.46
14.11
3.61
7.52
Hong Kong
India#
Japan
Malaysia
Pakistan
PR China
Singapore
South Korea
Sri Lanka
Taiwan
Thailand
World
4.34
1.99
11.17
0.62
7.27
6.00
1.78
0.27
3.60
8.32
2.53
8.63
0.42
4.14
8.90
6.20
10.84
0.12
3.06
7.08
1.33
3.51
Life
3.18
1.62
2.93
0.84
2.98
7.99
3.52
14.13
1.37
9.52
7.5
3.26
0.92
1.48
0.71
5.4
10.51
3.17
9.27
0.57
9.36
12.6
11.75
14.38
2.83
6.97
9.52
2.98
8.02
Total
0.40
1.82
2.22
0.61
1.29
0.20
5.01
3.55
4.99
3.03
2.15
3.73
3.13
1.68
3.09
Non-Life
4.55
1.94
11.06
0.6
6.75
6.02
2.21
0.28
3.52
8.26
2.53
7.88
0.37
4.22
8.92
6.73
11.43
0.61
3.11
6.38
1.36
4.17
Life
2004
3.44
1.58
3.07
0.77
2.77
1.48
1.05
0.43
1.88
2.25
0.64
1.39
0.2
5.14
3.68
5.02
2.95
2.22
3.86
3.14
1.62
3.85
Non-Life
8.06
3.45
11.31
1.3
9.63
7.59
3.33
0.62
5.35
10.81
2.88
7.88
0.57
9.61
13.37
12.74
15.88
3.25
6.99
9.15
2.96
7.99
Total
* Insurance penetration is measured as ratio of premium (in US Dollars) to GDP (in US Dollars).
0.61
Bangladesh
Asian Countries
6.60
Total
Australia
Countries
2005
4.59
2.25
8.28
0.55
6.77
6.09
2.3
0.24
3.29
8.61
2.26
6.38
0.37
4.38
8.62
7.72
12.96
1.12
3.17
5.99
1.28
4.42
Life
2003
3.47
1.2
3.03
0.75
2.86
1.5
1.03
0.38
2.06
2.2
0.62
1.5
0.2
5.23
4.75
5.02
2.92
2.13
3.82
3.16
1.68
3.57
Non-Life
8.14
3.24
10.16
1.3
11.61
4.91
2.98
0.62
4.91
10.86
3.26
6.65
0.46
9.58
14.75
13.36
18.78
2.77
6.76
8.58
2.79
8.48
Total
4.76
2.09
7.35
0.55
8.23
3.48
2.03
0.24
2.94
8.64
2.59
5.2
0.29
4.6
10.19
8.14
15.92
0.96
3.06
5.61
1.05
5.02
Life
2002
3.38
1.15
2.81
0.75
3.38
1.43
0.95
0.38
1.97
2.22
0.67
1.45
0.17
4.98
4.56
5.22
2.86
1.81
3.7
2.97
1.74
3.46
Non-Life
7.83
2.94
8.62
1.2
12.07
4.58
2.2
0.68
5.18
11.07
2.71
6.34
0.46
8.97
14.18
12.71
17.97
3.06
6.59
8.58
2.14
9.15
Total
C: INTERNATIONAL COMPARISON OF INSURANCE PENETRATION* (Concld.)
4.68
1.86
6.03
0.53
8.69
3.4
1.34
0.3
3.38
8.85
2.15
5.13
0.29
4.4
3.15
1.08
2.59
0.67
3.38
1.18
0.86
0.38
1.8
2.22
0.56
1.21
0.17
4.57
3.45
4.76
7.95
10.73
2.78
1.51
3.59
2.85
1.78
3.45
Non-Life
15.19
1.55
3
5.73
0.36
5.7
Life
2001
(In Per cent)
327.6
4186.6
2903.8
296.8
1054.7
6633.7
4496.6
3758.9
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
8
364.3
121.9
2756.8
13.7
1454.3
2101.4
105.5
3.2
282.8
3472.8
55.7
3197.3
4.4
1631.8
3436.3
3666.8
854.6
6.4
1402.2
2937.6
169.9
1766.3
Life
2010
263.0
77.5
539.3
20.6
885.1
722.1
52.9
2.9
138.3
917.4
8.7
438.2
1.4
2127.2
1060.2
2966.9
200.1
290.4
1501.6
1249.0
157.7
1603.0
Non-Life
595.1
154.4
2752.1
29.5
1890.3
341.2
91.7
2257.3
11.8
1180.6
1912.0
81.1
121.2
2557.6
3.0
206.9
3138.7
47.7
2886.6
3.9
1602.6
3527.6
3405.6
574.2
4.5
1356.7
2979.8
127.9
1524.8
Life
6.6
321.8
3979.0
54.3
3304.0
5.2
3710.0
4578.8
6257.7
738.1
280.9
2878.4
4269.2
251.7
2832.7
Total
2009
253.9
62.7
494.8
17.7
709.7
645.6
40.0
3.6
115.0
840.4
6.7
417.5
1.3
2107.3
1051.2
2852.1
163.9
276.4
1518.7
1289.4
123.8
1307.9
Non-Life
* Insurance density is measured as ratio of premium (in US Dollar) to total population.
627.3
World
2339.4
South Korea
199.4
2823.4
Singapore
Thailand
158.4
PR China
3296.2
6.1
Pakistan
Taiwan
421.1
Malaysia
34.2
4390.2
Japan
Sri Lanka
64.4
3635.5
Hong Kong
India#
5.8
Bangladesh
Asian Countries
3369.2
Total
Australia
Countries
633.9
142.1
2787.6
32.1
1968.7
3179.0
105.4
6.8
345.4
3698.6
47.4
3310.3
4.4
4078.0
6857.8
6379.4
870.6
273.5
2919.2
4131.0
244.5
3386.5
Total
369.7
77.2
2281.1
12.8
1347.7
2549.0
71.7
2.8
225.9
2869.5
41.2
2929.6
3.3
1900.6
5582.1
3551.5
707.0
5.4
1346.5
2791.9
115.4
2038.0
Life
2008
264.2
64.9
499.6
19.3
621.0
630.0
33.7
4.0
119.5
829.2
6.2
380.8
1.1
2177.4
1275.7
2827.9
163.6
268.1
1572.7
1339.2
129.1
1348.6
Non-Life
608
129.7
2628.0
24.9
2384.0
2776.0
69.9
6.5
332.1
3319.9
46.6
3373.2
2.9
4086.5
7113.7
5740.7
878.5
209.4
2662.1
4147.6
202.2
3000.2
Total
358
70.8
2165.7
10.2
1656.6
2244.7
44.2
2.6
221.5
2583.9
40.4
3031.9
1.9
1922.0
5730.5
3159.1
719.0
6.1
1234.1
2928.3
95.3
1674.1
Life
2007
249.6
58.9
462.3
14.7
727.3
531.2
25.5
3.9
110.6
736.0
6.2
341.3
0.9
2164.4
1383.2
2581.7
159.5
203.3
1427.9
1219.3
106.9
1326.1
Non-Life
D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY*
555
110.1
2250.2
21.3
2071.3
1957.7
53.5
5.9
292.2
3589.6
38.4
2787.6
2.6
3923.7
6466.7
5561.9
855.8
150.9
2436.8
4075.4
160.9
2580.8
Total
331
60.0
1800.0
8.5
1480.0
1616.5
34.1
2.3
189.2
2829.3
33.2
2456.0
1.8
1789.5
5139.6
3111.8
695.6
4.0
1136.1
2922.5
72.5
1389.0
Life
2006
224.2
50.0
450.3
12.8
591.2
341.2
19.4
3.6
103.0
760.4
5.2
331.6
0.8
2134.2
1327.1
2450.1
160.2
146.9
1300.7
1152.9
88.4
1191.9
Non-Life
(In US Dollar)
128.9
3568.5
2310.5
122.8
714.6
5558.4
4599.0
3875.2
Brazil
France
Germany
Russia
South Africa
Switzerland
United Kingdom
United States
9
299.5
54.6
1699.1
6.9
1210.6
1591.4
30.5
1.9
188.0
2956.3
18.3
2213.2
1.7
1753.2
3287.1
3078.1
558.3
6.3
1042.1
2474.6
56.8
1366.7
Life
2005
219.0
44.4
446.4
9.4
495.5
511.5
92.1
1909.0
14.1
1419.3
1849.3
40.2
15.8
392.0
3.7
256.5
3874.8
19.7
2217.2
2.3
3755.1
4508.4
5716.4
686.5
114.4
2286.6
3207.9
101.1
2471.4
Total
2.8
95.3
790.4
4.4
331.7
0.8
2122.0
1311.9
2480.3
156.2
116.5
1268.4
1093.9
72.1
1203.2
Non-Life
291.5
50.8
1494.6
6.2
1006.8
1483.9
27.3
1.5
167.3
3044.0
15.7
1884.3
1.5
1692.5
3190.4
3275.1
545.5
24.8
1021.3
2150.2
45.9
1285.1
Life
2004
220.0
41.3
414.4
7.9
412.5
365.4
12.9
2.2
89.2
830.8
4.0
332.9
0.8
2062.6
1318.0
2441.3
141.0
89.6
1265.3
1057.7
55.2
1186.3
Non-Life
* Insurance density is measured as ratio of premium (in US Dollar) to total population.
518.5
World
1706.1
South Korea
99.0
1983.4
Singapore
Thailand
46.3
PR China
2145.5
4.6
Pakistan
Taiwan
283.3
Malaysia
16.3
3746.7
Japan
Sri Lanka
22.7
2544.9
Hong Kong
India#
2.5
Bangladesh
Asian Countries
2569.9
Total
Australia
Countries
469.6
79.6
1433.3
12.5
1243.0
1620.5
36.3
2.9
227.0
3770.9
16.4
1832.6
2.1
3637.7
4058.5
5660.3
583.9
98.2
2051.2
2698.3
82.6
2041.4
Total
267.1
52.0
1050.1
5.3
873.6
1300.2
25.1
1.1
139.8
3002.9
12.9
1483.9
1.4
1657.5
2617.1
3431.8
476.5
33.9
930.4
1767.9
35.8
1129.3
Life
2003
202.5
27.6
383.2
7.2
369.4
320.3
11.2
1.8
87.2
768.0
3.5
348.7
0.7
1980.2
1441.4
2228.5
107.4
64.3
1120.8
930.4
46.8
912.1
Non-Life
422.9
65.2
1279.2
10.6
1159.8
1030.7
28.7
2.7
198.0
3498.6
14.7
1583.0
1.6
3461.6
3879.1
4922.4
425.3
66.6
1627.7
2064.2
72.2
1705.9
Total
247.3
42.1
925.1
4.5
821.9
730.1
19.2
1.0
118.7
2783.9
11.7
1237.9
1.0
1662.6
2679.4
3099.7
360.5
23.1
736.7
1349.5
27.2
1010.4
Life
2002
175.6
23.1
354.1
6.1
337.9
300.6
9.5
1.7
79.3
714.7
3.0
345.1
0.6
1799.0
1199.7
1822.7
64.8
43.5
891.0
714.7
45.0
695.5
Non-Life
D: INTERNATIONAL COMPARISON OF INSURANCE DENSITY* (Concld.)
393.3
53.9
1088.5
9.7
1060.1
959.0
20.0
2.7
198.3
3507.5
11.5
1545.2
1.6
3266.0
3393.8
4342.8
446.3
65.8
1484.2
1898.8
64.0
1668.3
Total
235.0
34.1
760.9
4.3
763.4
713.2
12.2
1.2
129.5
2806.4
9.1
1249.7
1.0
1602.0
158.3
19.8
327.6
5.4
296.7
245.8
7.8
1.5
68.8
701.1
2.4
295.5
0.6
1664.0
825.9
1627.1
2715.7
2567.9
69.1
32.6
809.9
630.6
53.2
628.0
Non-Life
377.2
33.2
674.3
1268.2
10.8
1040.3
Life
2001
(In US Dollar)
CHARTS
LIFE INSURANCE
13
14
15
16
NON-LIFE INSURANCE
17
18
19
20
PART-I
LIFE INSURANCE
TABLE 1: DETAILS OF LIFE INSURANCE COMPANIES OPERATING IN INDIA*
Sl.
No.
Insurers
Foreign Partners
Regn. No.
Date of
Registration
Year of
Operation
1
Life Insurance Corporation of India
–––
512
01.09.1956
1956-57
2
HDFC Standard
Standard Life Assurance, UK
101
23.10.2000
2000-01
3
Max New York
New York Life, USA
104
15.11.2000
2000-01
4
ICICI Prudential
Prudential Plc, UK
105
24.11.2000
2000-01
5
Kotak Mahindra Old Mutual
Old Mutual, South Africa
107
10.01.2001
2001-02
6
Birla Sun Life
Sun Life, Canada
109
31.01.2001
2000-01
7
TATA AIG
American International Assurance Co., USA
110
12.02.2001
2001-02
8
SBI Life
BNP Paribas Assurance SA, France
111
29.03.2001
2001-02
9
ING Vysya
ING Insurance International B.V, Netherlands
114
02.08.2001
2001-02
10
Bajaj Allianz
Allianz, Germany
116
03.08.2001
2001-02
11
Metlife
Metlife International Holdings Ltd., USA
117
06.08.2001
2001-02
12
Reliance
–––
121
03.01.2002
2001-02
13
Aviva
Aviva International Holdings Ltd., UK
122
14.05.2002
2002-03
14
Sahara
–––
127
06.02.2004
2004-05
15
Shriram
Sanlam, South Africa
128
17.11.2005
2005-06
16
Bharti AXA
AXA Holdings, France
130
14.07.2006
2006-07
17
Future Generali
Generali, Italy
133
04.09.2007
2007-08
18
IDBI Federal
Ageas, Europe
135
19.12.2007
2007-08
19
Canara HSBC OBC
HSBC, UK
136
08.05.2008
2008-09
20
Aegon Religare
Aegon ,Netherlands
138
27.06.2008
2008-09
21
DLF Pramerica
Prudential of America, USA
140
27.06.2008
2008-09
22
Star Union Dai-ichi
Dai-ichi Mutual Life Insurance,Japan
142
26.12.2008
2008-09
23
IndiaFirst
Legal & General Middle East Limited, UK
143
05.11.2009
2009-10
24
Edelweiss Tokio
Tokio Marine Holding Inc,Japan
147
12.05.2011
2011-12
* as on 31st December, 2011.
23
74.15
448.61
4059.33
7862.14
444.95
704.77
DLF Pramerica
Future Generali
HDFC Standard
ICICI Prudential
IDBI Federal
IndiaFirst
24
91.83
7572.39
571.99
758.69
1332.21
39368.65
(2.60)
126381.00
(15.00)
Reliance
Sahara
SBI Life
Shriram
Star Union Dai-ichi
TATA AIG
Private Total
Industry Total
109893.91
(25.84)
38372.01
(12.36)
1322.01
519.87
419.50
7040.74
124.83
3920.78
1061.85
1849.08
1333.98
642.43
201.59
400.56
6334.03
3257.51
486.08
37.38
622.62
2960.01
437.43
4451.10
798.37
150.37
71521.90
(34.49)
2009-10
87331.08
(-6.81)
34152.00
(1.29)
1142.67
50.19
314.47
5386.64
134.01
3513.98
1144.70
1842.91
1343.03
688.95
–
316.78
6811.83
2651.11
149.97
3.37
296.41
2820.85
292.93
4491.43
724.56
31.21
53179.08
(-11.36)
2008-09
2007-08
93712.52
(23.88)
33715.95
(73.56)
964.51
–
309.99
4792.82
122.12
2751.05
825.35
1597.83
1106.62
704.44
–
11.90
8034.75
2685.37
2.49
–
–
1965.01
113.24
6674.48
1053.98
–
59996.57
(6.71)
“–” indicates the company has not started its operation.
Note: Figure in bracket indicates the growth over the previous year in per cent.
706.22
3034.94
MetLife
2061.39
817.29
Canara HSBC
Max New York
2080.30
Birla Sun Life
660.49
347.78
Bharti AXA
1253.14
3465.82
Bajaj Allianz
Kotak Mahindra
745.39
Aviva
ING Vysya
274.87
87012.35
(21.66)
LIC
Aegon Religare
2010-11
INSURER
75649.21
(94.96)
19425.65
(88.84)
644.82
–
181.17
2563.84
43.00
932.11
340.44
912.11
614.94
467.66
–
–
5162.13
1648.85
–
–
–
882.72
7.78
4302.74
721.35
–
56223.56
(97.17)
2006-07
38785.54
(47.94)
10269.67
(84.55)
464.53
–
10.33
827.82
26.34
193.56
148.53
471.36
396.06
283.98
–
–
2602.50
1042.65
–
–
–
678.12
–
2716.77
407.12
–
28515.87
(38.07)
2005-06
26217.64
(32.49)
5564.57
(127.99)
297.55
–
–
484.85
1.74
91.33
57.52
233.63
373.99
282.42
–
–
1584.34
486.15
–
–
–
621.31
–
857.45
192.29
–
20653.06
(19.05)
2004-05
19788.32
(16.80)
2440.71
(152.74)
181.59
–
–
207.05
–
27.21
23.41
137.28
125.51
72.10
–
–
750.84
209.33
–
–
–
449.86
–
179.55
76.96
–
17347.62
(8.58)
2003-04
16942.45
(-14.68)
965.69
(259.65)
59.77
–
–
71.88
–
6.32
7.70
67.31
35.21
17.66
–
–
364.11
129.31
–
–
–
129.57
–
63.39
13.47
–
15976.76
(-18.44)
2002-03
19857.28
(104.56)
268.51
(4061.70)
21.14
–
–
14.69
–
0.28
0.48
38.80
7.58
4.19
–
–
113.33
32.78
–
–
–
28.11
–
7.14
–
–
19588.77
(101.93)
2001-02
TABLE 2: FIRST YEAR (INCLUDING SINGLE PREMIUM) LIFE INSURANCE PREMIUM
9707.43
6.45
–
–
–
–
–
–
–
0.16
–
–
–
–
5.97
0.002
–
–
–
0.32
–
–
–
–
9700.98
2000-01
(` Crore)
25
291605.00
(9.85)
Industry Total
265447.25
(19.69)
79369.94
(23.06)
3493.78
530.37
250.59
6604.90
2536.01
4860.54
2868.05
1642.65
221785.47
(10.15)
64497.43
(25.09)
2747.50
50.19
436.17
7212.10
206.47
4932.54
1996.64
3857.26
2343.19
1442.28
–
318.97
15356.22
5564.69
152.60
3.37
296.41
4571.80
360.41
10624.52
1992.87
31.21
157288.04
(5.01)
2008-09
201351.41
(29.01)
51561.42
(82.50)
2046.35
–
358.05
5622.14
143.49
3225.44
1159.54
2714.60
1691.14
1158.87
–
11.90
13561.06
4858.56
2.49
–
–
3272.19
118.41
9725.31
1891.88
–
149789.99
(17.19)
2007-08
“–” indicates the company has not started its operation.
88131.60
(11.04)
Private Total
12911.64
SBI Life
3985.22
243.41
Sahara
TATA AIG
611.27
6571.15
Reliance
821.52
2508.17
MetLife
933.31
5812.63
Max New York
Shriram
2975.51
Kotak Mahindra
Star Union Dai-ichi
10104.03
1708.95
ING Vysya
201.60
798.43
571.12
16528.75
IndiaFirst
17880.63
ICICI Prudential
7005.10
811.00
9004.17
HDFC Standard
541.51
38.44
842.45
5505.66
669.73
11419.71
2378.01
165.65
186077.31
(18.30)
2009-10
IDBI Federal
95.04
726.16
Future Generali
1531.86
Canara HSBC
DLF Pramerica
792.02
5677.07
Birla Sun Life
9609.95
Bajaj Allianz
Bharti AXA
388.61
2345.17
Aviva
203473.40
(9.35)
2010-11
Aegon Religare
LIC
INSURER
156075.84
(47.41)
28253.00
(87.31)
1367.18
–
184.17
2928.49
51.00
1004.66
492.71
1500.28
971.51
707.20
–
–
7912.99
2855.87
–
–
–
1776.71
7.78
5345.24
1147.23
–
127822.84
(40.79)
2006-07
105875.76
(27.78)
15083.54
(95.19)
880.19
–
10.33
1075.32
27.66
224.21
205.99
788.13
621.85
425.38
–
–
4261.05
1569.91
–
–
–
1259.68
–
3133.58
600.27
–
90792.22
(20.85)
2005-06
82854.80
(24.31)
7727.51
(147.65)
497.04
–
–
601.18
1.74
106.55
81.53
413.43
466.16
338.86
–
–
2363.82
686.63
–
–
–
915.47
–
1001.68
253.42
–
75127.29
(18.25)
2004-05
TABLE 3: TOTAL LIFE INSURANCE PREMIUM
66653.75
(19.56)
3120.33
(178.83)
253.53
–
–
225.67
–
31.06
28.73
215.25
150.72
88.51
–
–
989.28
297.76
–
–
–
537.54
–
220.80
81.50
–
63533.43
(16.30)
2003-04
55747.55
(11.28)
1119.06
(310.59)
81.21
–
–
72.39
–
6.47
7.91
96.59
40.32
21.16
–
–
417.62
148.83
–
–
–
143.92
–
69.17
13.47
–
54628.49
(9.65)
2002-03
50094.46
(43.54)
272.55
(4124.31)
21.14
–
–
14.69
–
0.28
0.48
38.95
7.58
4.19
–
–
116.38
33.46
–
–
–
28.26
–
7.14
–
–
49821.91
(42.79)
2001-02
34898.47
6.45
–
–
–
–
–
–
–
0.16
–
–
–
–
5.97
0.002
–
–
–
0.32
–
–
–
–
34892.02
2000-01
(` Crore)
2988481
(6.21)
Corporate Agents- Others*
26
548772
(1.14)
Referrals
1232079
(2.32)
53195191
(100.00)
1814558
(3.41)
439396
(0.83)
3819790
(7.18)
2084543
(3.92)
45036904
(86.44)
2009-10
1952102
(3.83)
50904871
(100.00)
2442772
(4.80)
306277
(0.60)
2798776
(5.50)
1896457
(3.73)
43460589
(85.38)
2008-09
1349398
(2.65)
50847196
(100.00)
1573849
(3.10)
227403
(0.45)
2599723
(5.11)
1693610
(3.33)
44752611
(88.01)
2007-08
Number of Policies Issued
715933
(1.55)
45411865
(100.00)
139077
(0.31)
259177
(0.57)
1284785
(2.83)
1426919
(3.14)
42301907
(93.15)
2006-07
* Any entity other than banks but licensed as a corporate agent.
Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total individual new business procured through respective channels.
48106668
(100.00)
1088426
(2.26)
TOTAL
Direct Selling
511388
(1.06)
1936562
(4.03)
Corporate Agents-Banks
Brokers
41581811
(86.44)
2010-11
Individual Agents
Particulars
835.91
(1.01)
83174.03
(100.00)
2016.32
(2.42)
1471.80
(1.77)
2957.75
(3.56)
11062.63
(13.30)
65665.52
(78.95)
2010-11
2567.61
(3.13)
82007.05
(100.00)
3389.85
(4.13)
1128.50
(1.38)
3510.76
(4.28)
8688.68
(10.60)
65289.25
(79.61)
2009-10
2714.81
(3.90)
69529.41
(100.00)
3310.33
(4.76)
773.62
(1.11)
3380.54
(4.86)
6737.38
(9.69)
55327.54
(79.57)
2008-09
Amount of Premium
2345.63
(2.95)
79422.97
(100.00)
2642.71
(3.33)
473.73
(0.60)
3461.89
(4.36)
6329.22
(7.97)
66515.43
(83.75)
2007-08
1256.51
(2.04)
60361.32
(100.00)
235.33
(0.39)
331.63
(0.55)
1825.89
(3.02)
3363.17
(5.57)
54605.30
(90.46)
2006-07
(Premium in ` Crore)
TABLE 4: INDIVIDUAL NEW BUSINESS PERFORMANCE OF LIFE INSURERS – CHANNEL WISE
27
1834
(5.99)
671
(2.19)
1266
(4.14)
21713
(70.97)
30596
(100.00)
3
(0.01)
Corporate Agents-Banks
Corporate Agents- Others*
Brokers
Direct Selling
TOTAL
Referrals
13
(0.05)
28655
(100.00)
21612
(75.42)
1072
(3.74)
1891
(6.60)
444
(1.55)
3636
(12.69)
–
–
24764
(100.00)
18851
(76.12)
541
(2.18)
132
(0.53)
1358
(5.48)
3882
(15.68)
2008-09
2
(0.01)
24858
(100.00)
19271
(77.52)
462
(1.86)
278
(1.12)
765
(3.08)
4082
(16.42)
2007-08
Number of Schemes
2009-10
4657417
(5.60)
6735374
(8.09)
4651600
(5.59)
3435632
(4.13)
2010-11
4926933
(6.11)
6539250
(8.10)
1181334
(1.46)
8996036
(11.15)
643499
(1.22)
536188
(1.01)
2246435
(4.25)
2805100
(5.30)
2008-09
720816
(2.09)
674212
(1.95)
1767953
(5.12)
5236297
(15.16)
2007-08
Number of Lives Covered
2009-10
492044
(2.46)
467838
(2.34)
1479025
(7.40)
27384
(0.13)
2006-07
2
(0.01)
319262
(0.38)
53746.00
(0.07)
4771
(0.01)
2183
(0.01)
62913
(0.31)
23102 83232045 80693285 52880550 34548616 19824304
(100.00) (100.00) (100.00) (100.00) (100.00) (100.00)
22507 63752022 59049732 46649328 26149338 17358013
(97.50)
(76.60)
(73.18)
(88.22)
(75.69)
(87.36)
261
(1.09)
8
(0.03)
275
(1.19)
49
(0.18)
2006-07
*Any entity other than banks but licensed as a corporate agent.
Note: 1) The leads obtained through referral arrangements have been included in the respective channels.
2) New business premium includes first year premium and single premium.
3) Figures in bracket show percentage to total individual new business procured through respective channels.
5112
(16.71)
2010-11
Individual Agents
Particulars
39.23
(0.09)
43159.21
(100.00)
38869.75
(76.60)
213.54
(0.49)
318.92
(0.74)
1328.61
(3.08)
2428.39
(5.63)
2010-11
42.29
(0.15)
27838.37
(100.00)
24872.06
(89.34)
347.90
(1.25)
401.73
(1.44)
599.57
(2.15)
1617.12
(5.81)
2009-10
15.83
(0.09)
17370.32
(100.00)
15029.91
(86.53)
83.72
(0.48)
130.74
(0.75)
569.19
(3.28)
1556.76
(8.96)
2008-09
1.64
(0.01)
14259.83
(100.00)
12531.47
(87.88)
99.55
(0.70)
40.83
(0.29)
492.69
(3.46)
1095.28
(7.68)
2007-08
Amount of Premium
1.50
(0.01)
13979.49
(100.00)
13611.19
(97.39)
31.01
(0.21)
3.17
(0.02)
326.98
(2.33)
5.63
(0.04)
2006-07
TABLE 5: GROUP NEW BUSINESS PERFORMANCE OF LIFE INSURERS – CHANNEL WISE
TABLE 6: STATE WISE INDIVIDUAL NEW BUSINESS* UNDERWRITTEN
(LIFE INSURANCE)
(Policies in Numbers) (Premium in ` Crore)
State / Union
Territory
andhra Pradesh
Arunachal Pradesh
2010-11
2009-10
2008-09
2007-08
2006-07
Policies
Premium
Policies
Premium
Policies
Premium
Policies
Premium
Policies
Premium
4134985
5935.93
5033973
5572.37
4661915
4912.54
4705896
5707.75
4590505
5150.05
14250
39.51
21475
40.74
14774
26.30
13682
32.44
11778
16.67
Assam
1013067
1379.42
1147104
1392.92
1068332
1090.30
986682
1152.23
940729
970.26
Bihar
2541171
2459.16
2874562
2768.78
2551196
2235.68
2333424
2267.62
2015894
1795.18
Chattisgarh
728889
749.54
735256
718.33
746858
585.12
495942
711.6
910886
1010.89
Goa
143937
433.40
121306
431.96
152811
366.76
153612
324.12
120666
194.58
Gujarat
2464183
5623.17
2508343
5286.79
2938482
4686.39
2703402
4398.88
2399812
3493.73
Haryana
802421
1634.80
964886
1485.97
802335
1285.51
830714
1675.68
864779
1555.91
Himachal Pradesh
419388
879.75
571106
959.56
418696
690.05
436029
977.46
332171
810.59
Jammu & Kashmir
246749
620.93
312365
592.89
202105
436.57
271996
620.85
223881
495.92
Jharkhand
872659
1486.40
1046319
1454.22
1014194
1227.13
984865
1285.94
905158
995.87
Karnataka
3185958
4818.71
3385546
4714.64
3374040
4238.31
3554507
5007.13
3240376
3703.85
Kerala
2193836
4645.81
2435371
4635.06
2513726
4073.22
2667048
6347.4
2038410
3913.36
Madhya Pradesh
1966708
3200.27
2044796
3172.47
2029821
2552.70
1784882
2609.67
2006889
2346.94
Maharashtra
5628117
12570.95
5471792
12476.44
6034206
10929.95
6643175
11257.38
5482681
7189.75
Manipur
92004
109.66
82840
108.12
83361
69.75
55048
96.72
40891
53.36
Meghalaya
27011
89.36
27639
84.53
32044
76.62
28561
84.09
22661
45.35
Mizoram
6620
37.74
9418
48.14
10905
60.21
11296
53.42
8316
50.98
Nagaland
19707
54.85
33066
72.56
30064
47.55
23498
43.22
23932
45.41
1611715
2021.38
1826498
2061.39
1607331
1653.33
1630089
1917.20
1348973
1302.23
Punjab
1138228
2447.18
1404191
2543.22
1304873
2351.72
1193593
3119.18
940184
2340.48
Rajasthan
2251502
3295.1
2612195
3371.59
2121980
2694.09
2077792
3397.49
2112791
3237.61
orissa
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
17618
48.43
19893
38.58
21198
35.53
21987
58.81
23544
51.73
3429971
6568.47
3892855
6032.66
3896649
5315.17
4754322
8294.8
3827785
5614.57
132017
238.88
133017
224.08
108267
161.15
123237
194.85
127669
141.07
5132460
7685.31
6176057
7601.30
5301049
5981.39
5395340
6853.05
5021447
5922.41
UttraKhand
576776
963.77
678103
885.38
510583
612.69
523911
679.18
507404
611.54
West Bengal
5467384
7662.28
5697386
7655.61
5404180
5730.76
4465811
5315.71
3831294
3716.55
17466
31.90
23331
70.42
23104
49.21
28420
48.87
31474
48.76
198953
723.72
134611
723.26
118764
756.65
120840
864.99
316003
853.61
andaman & Nicobar
Chandigarh
Dadra & Nagra Haveli
2156
4.94
1393
3.98
1157
8.69
932
1.52
313
0.64
Daman & Diu
4897
28.03
3086
112.22
6641
262.37
6689
10.23
4944
6.07
1565792
4561.31
1705367
4572.54
1748045
4214.90
1749006
3903.92
1810466
3876.06
Delhi
247
0.56
257
0.96
525
1.07
252
3.47
245
0.07
Puducherry
Lakshadweep
57825
123.41
59788
93.38
50660
110.03
70716
106.12
42846
55.79
ALL INDIA
48106668
83174.03
53195191
82007.05
50904871
69529.41
50847196
79422.97
46127798
61617.83
* New Business Premium includes first year premium and single premium.
28
TABLE 7: LIFE INSURERS: NUMBER OF NEW POLICIES ISSUED
INSURERS
LIC
Private Sector
Total
(in Lakhs)
2010-11
2009-10
2008-09
2007-08
2006-07
2005-06
2004-05
370.38
(-4.70)
388.63
(8.21)
359.13
(-4.52)
376.13
(-1.61)
382.29
(21.01)
315.91
(31.75)
239.78
(-11.09)
269.68
(9.87)
245.46
(96.75)
111.14
(-22.61)
143.62
(-4.32)
150.11
(13.19)
132.62
(67.40)
79.22
(104.64)
38.71
(73.37)
22.33
(34.62)
16.59
(101.05)
8.25
(3.25)
481.52
(-9.53)
532.25
(4.52)
509.23
(0.10)
508.74
(10.23)
461.52
(30.14)
354.62
(35.29)
262.11
(– 8.44)
286.27
(12.83)
253.71
29
2003-04 2002-03
30
721
334
114
941
941
1036
157
1820
8587
6690
8277
7248
82
0.7
0.5
6.9
1.3
0.4
7.8
69
6.7
6.9
7542
6721
93
0.5
0.5
6.6
6.6
259
78
721
540
6184
5608
30
0.4
0.2
6.6
6.5
122
92
540
511
3653
2458
0
0.0
0.0
6.0
6.0
196
80
511
395
1112
710
0.6
0.7
6.4
6.5
215
68
395
248
* Includes New Policies issued, Old Policies reinstated/revived.
** Includes policy terminations by death, maturity, lapse, surrenders or cancellations.
# Excluding linked Health Business, if any.
Source: Actuarial Report and Abstract as on 31.03.2011
Business in force at end of the
financial year
Grand Total
financial year
Linked Health Business
financial year
Linked Business #
financial year
Non linked Health Business
Business in force at start of the
financial year
Additions during the year*
Deletions during the year**
financial year
Bajaj Allianz
Reliance
Aviva
5279
46
3262
18
14.6
0.7
13.9
1547
208
1939
600
4633
52
3981
450
84
600
234
3313
63
3015
106
92
234
220
1454
1203
32
77
46
220
189
803
326
0
0.0
0.0
0.0
0.0
162
49
189
77
125
48
47
18
77
48
864
711
0.7
0.0
1.0
0.3
124
34
152
62
983
922
0.3
0.1
0.3
0.1
37
38
62
62
886
824
0.1
0.0
0.1
46
33
62
48
732
684
37
40
48
51
587
438
41
24
51
34
259
226
29
19
34
23
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
General Annuity and Pension Business
Life Business
financial year
financial year
Particulars
(Policies in '000)
TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES)
31
676
739
421
993
993
649
790
852
2997
7
2130
3312
6
2305
8
0.2
0.0
0.1
0.9
0.1
1.0
6
0.0
0.1
2423
0
1737
10
0.0
0.0
0.0
458
107
676
325
1401
1076
0.0
0.0
158
66
325
234
1249
713
109
34
234
159
607
448
0.0
0.0
0.0
73
16
159
102
financial year
Grand Total
financial year
financial year
Linked Business #
financial year
financial year
financial year
Birla Sun Life
HDFC Standard
ICICI Prudential
3588
1894
15
9.2
8.0
81.2
79.9
314
214
1598
1497
3244
1667
13.1
12.3
79.9
79.1
427
174
1497
1244
2744
1404
17
20.0
15.4
79.1
74.5
368
120
1244
996
2098
1028
7.1
6.3
74.5
73.6
317
73
996
752
2249
520
4.0
3.0
74.0
73.0
198
36
752
590
896
233
3.5
3.4
72.6
72.6
222
42
590
410
6251
92
4945
6321
88
5089
115
2.6
2.1
57.3
3.3
1.8
58.8
66
56.8
523
863
972
1312
57.3
620
502
1090
972
6449
37
4826
217
4.1
2.2
56.8
54.9
913
637
1313
1037
5355
4036
227
4.6
2.6
54.9
52.9
706
403
1037
734
4408
2407
93
5.0
2.0
53.0
50.0
426
165
734
473
1764
1238
2
1.1
1.3
50.3
50.5
237
138
473
374
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
Life Business
financial year
financial year
Particulars
(Policies in '000)
TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Contd.)
32
157
34
28
163
163
135
32
265
1150
1081
913
0.4
0.4
5.9
1.0
0.4
6.5
878
6.0
5.9
951
788
0.2
0.4
6.0
6.1
42
35
157
149
571
415
0.2
0.4
5.9
6.1
53
27
149
123
494
189
6.0
6.0
37
22
123
108
97
189
74
0.2
0.4
6.5
6.7
39
27
108
financial year
Grand Total
financial year
financial year
Linked Business #
financial year
financial year
financial year
Kotak Mahindra
SBI Life
Tata AIG
4477
3549
0
15.4
9.8
138.8
133.2
289
79
789
579
3879
3167
0
19.4
8.7
133.2
122.5
147
57
579
489
2642
2030
41.9
11.2
122.5
91.8
122
53
489
420
1809
1657
499
14.0
2.0
77.0
23.2
8.4
91.8
1297
64.0
148
89
411
352
76.9
94
85
420
411
508
92
10.7
0.1
64.5
54.0
186
35
352
200
1933
17
1000
79
1.1
0.7
19.7
19.3
314
235
819
740
1809
16
933
101
0.5
1.1
19.3
19.9
288
258
740
710
1627
10
781
106
0.7
1.7
19.9
21.0
264
132
710
579
1122
432
90
1.5
2.4
21.0
21.8
208
196
579
567
1709
195
72
3.0
3.0
22.0
22.0
243
129
567
453
600
86
39
7.4
2.8
22.3
17.7
205
81
453
329
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
Life Business
financial year
financial year
Particulars
(Policies in '000)
33
101
38
23
116
116
55
21
150
318
283
166
0.0
0.0
0.3
0.1
0.0
0.4
167
0.3
0.3
238
136
0.0
0.0
0.3
0.3
44
20
101
76
156
79
0.0
0.0
0.3
0.3
49
14
76
42
118
20
26
7
42
22
financial year
Grand Total
financial year
financial year
Linked Business #
financial year
financial year
financial year
Sahara India
Shriram
Bharti AXA
28
6
0.2
0.1
0.3
0.2
17
5
22
10
321
248
0.0
0.0
0.0
0.0
42
9
72
40
325
266
227
0.0
0.0
285
0.0
0.0
15
16
39
40
0.0
0.0
18
16
40
38
184
144
0.0
0.0
0.0
12
25
39
53
179
54
42
9
53
21
21
21
21
393
266
8
0.3
0.0
0.3
94
21
118
45
308
257
25
19
45
39
226
188
42
14
39
10
71
61
13
4
10
1
7
5
1
1
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
Life Business
financial year
financial year
Particulars
(Policies in '000)
34
56
167
45
178
178
257
69
367
551
379
197
1.9
0.1
4.0
1.7
0.2
5.5
179
2.1
4.0
98
40
2.3
0.1
2.1
62
7
56
1
1
1
1
financial year
Grand Total
financial year
financial year
Linked Business #
financial year
financial year
financial year
Futura Generali
IDBI Federal
Canara HSBC
250
129
1
0.5
0.5
77
4
120
47
162
115
37
0
47
10
81
71
10
0
10
0
3
3
0
0
215
200
15
0
15
1
130
129
1
0
1
0
36
36
0
0
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
Life Business
financial year
financial year
Particulars
(Policies in '000)
35
6
12
2
15
15
42
3
54
139
72
12
59
44
0.0
0.0
0.0
0.4
0.4
0.0
0.0
23
17
6
0
6
0
financial year
Grand Total
financial year
financial year
Linked Business #
financial year
financial year
financial year
Aegon Religare
DLF Pramerica
Star Union Dai-Ichi
54
33
22
3
21
1
21
20
2
1
1
1
3
2
1
0
1
0
188
151
0.1
0.1
0.0
29
5
37
12
118
106
0.0
0.0
12
0
12
1
13
13
1
1
0
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
Life Business
financial year
financial year
Particulars
(Policies in '000)
36
169
169
0
0.0
0.0
0.0
0.0
1
0
1
2010-11
70
70
2009-10
2008-09
2007-08
IndiaFirst
Business in force at end of the financial year
Grand Total
Linked Business #
Business in force at start of the financial year
Life Business
Particulars
2006-07
2005-06
43251
162
29496
302
404
75
28
451
9007
6589
2757
12839
2010-11
40363
161
30428
363
372
64
32
404
7531
4031
2555
9007
2009-10
33795
110
25264
516
306
100
35
372
5741
3431
1638
7533
2008-09
23970
17532
392
284
45
23
306
4745
2316
1321
5740
2007-08
Private Total
20479
8439
165
261
32
11
285
3545
2096
894
4746
2006-07
7200
3352
40
245
28
10
263
2408
1768
631
3545
2005-06
(Policies in '000)
37
285936
344
42462
0
2780
256
286
2749
226058
35392
21069
240381
2010-11
278563
291
49434
0
2789
256
265
2780
210154
32907
17003
226058
2009-10
LIC
257823
198
44682
0
2829
201
241
2789
192428
32017
14291
210154
2008-09
Grand Total
Linked Business #
Life Business
Particulars
233941
38582
102
2909
220
300
2829
189419
20496
17487
192428
2007-08
431484
20240
0
2923
176
190
2909
179564
22959
13104
189419
2006-07
186401
3914
0
2868
293
239
2923
162951
30947
14334
179564
2005-06
329187
506
71958
302
3184
331
314
3200
235065
41981
23825
253221
2010-11
318927
453
79862
363
3161
319
296
3184
217685
36939
19558
235065
2009-10
291618
308
69946
516
3135
302
276
3161
198169
35448
15930
217687
2008-09
Total
257911
56114
494
3193
265
323
3135
194164
22812
18808
198168
2007-08
451963
28679
165
3184
208
201
3194
183109
25055
13998
194165
2006-07
193601
7266
40
3114
322
249
3186
165359
32715
14965
183109
2005-06
(Policies in '000)
TABLE 8: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (NUMBER OF POLICIES) (Concld.)
38
205253
–
164151
2822
219
23
17
225
19098
23556
4600
38055
2010-11
200912
–
178770
2825
226
13
20
219
15195
7496
3593
19098
2009-10
198477
–
180727
2329
226
17
17
226
12998
4604
2407
15195
2008-09
168501
–
154938
339
239
10
24
226
12554
3427
2983
12998
2007-08
Bajaj Allianz
Grand Total
Linked Business #
Life Business
Particulars
95793
–
64816
–
288
20
68
239
10619
4562
2627
12554
2006-07
29805
–
18898
–
217
97
26
288
8041
5033
2455
10619
2005-06
61640
970
38236
385
–
–
–
–
8723
16075
2748
22050
2010-11
50401
1086
40592
–
–
–
–
–
6069
4485
1831
8723
2009-10
39431
1199
32163
–
–
–
–
–
4102
2782
814
6069
2008-09
21962
–
17337
524
–
–
–
–
3339
1555
793
4102
2007-08
Reliance
15116
–
6201
–
–
–
–
–
1767
2691
1118
3339
2006-07
TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED)
2253
–
486
–
–
–
–
–
992
1050
275
1767
2005-06
(` Crore)
39
36672
–
26459
–
2
14
–
16
3146
8332
1280
10198
2010-11
30055
–
26907
–
3
2
3
2
828
2751
433
3146
2009-10
24889
–
24058
–
–
3
1
3
294
703
168
828
2008-09
21659
–
21365
–
–
–
–
–
415
199
320
294
2007-08
Aviva
Grand Total
Linked Business #
Life Business
Particulars
15120
–
14282
–
–
–
–
–
201
218
4
415
2006-07
7855
–
7655
–
–
–
–
–
113
137
49
201
2005-06
130095
742
113594
704
–
1
–
1
6544
10843
2333
15054
2010-11
116924
578
109029
773
–
–
–
–
4830
2819
1106
6544
2009-10
84551
–
78955
766
–
–
–
–
4654
1055
879
4830
2008-09
54199
–
49545
–
–
–
–
–
5113
694
1153
4654
2007-08
Birla Sun Life
41869
–
30297
–
–
–
–
–
3933
1853
673
5113
2006-07
TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Contd.)
22437
–
18505
–
–
–
–
–
2951
1381
399
3933
2005-06
(` Crore)
40
110822
–
73239
377
1580
434
183
1830
29563
9024
3212
35376
2010-11
89016
–
57892
–
1502
315
237
1580
22252
10525
3232
29544
2009-10
69640
–
45479
408
1434
258
191
1502
16973
7510
2233
22251
2008-09
55885
–
37478
–
1485
95
146
1434
14253
4067
1347
16973
2007-08
HDFC Standard
Grand Total
Linked Business #
Life Business
Particulars
55144
–
21487
–
1478
105
98
1485
11801
3444
992
14253
2006-07
23636
–
10358
–
1448
109
79
1478
8153
4552
904
11801
2005-06
177188
176
127584
11585
1552
97
84
1565
27347
16214
7282
36278
2010-11
137984
112
89388
19586
1568
62
78
1552
29118
9027
10798
27347
2009-10
161595
32
95995
35085
1538
102
71
1569
21644
13433
6163
28914
2008-09
135339
–
84912
27245
1559
67
89
1538
15403
9242
3000
21644
2007-08
ICICI Prudential
98306
–
56319
4043
1560
83
85
1559
13438
3890
1925
15403
2006-07
42740
–
27686
55
1557
79
76
1560
11030
4063
1655
13438
2005-06
(` Crore)
41
22991
–
11253
–
360
261
22
599
8198
4435
1494
11139
2010-11
20035
–
11477
–
213
169
22
360
7253
2790
1845
8198
2009-10
18380
–
11127
–
–
–
–
–
5600
2818
1164
7253
2008-09
15099
–
9499
–
–
–
–
–
5036
1441
877
5600
2007-08
ING Vysya
Grand Total
Linked Business #
Life Business
Particulars
16605
–
4804
–
–
–
–
–
4393
1508
865
5036
2006-07
5744
–
1351
–
–
–
–
–
3580
1706
893
4393
2005-06
98623
–
48743
460
133
5
13
125
41554
16478
8737
49295
2010-11
90299
–
47876
735
139
8
14
133
40914
12296
11656
41554
2009-10
82914
–
40593
1268
145
7
13
139
29887
17517
6490
40914
2008-09
58240
–
27989
218
157
6
17
145
24525
9755
4392
29887
2007-08
Max New York
69757
–
14906
–
167
9
19
157
19191
8057
2724
24525
2006-07
24533
–
5174
–
176
18
26
167
14132
7917
2858
19191
2005-06
(` Crore)
42
47056
–
35064
23
15
5
1
19
9336
4803
2191
11949
2010-11
41314
–
31918
44
15
2
2
15
7198
3707
1568
9336
2009-10
36768
–
29555
–
15
3
2
15
5522
2654
978
7198
2008-09
25086
–
19550
–
15
1
2
15
5018
1396
892
5522
2007-08
Metlife
Grand Total
Linked Business #
Life Business
Particulars
19198
–
6706
–
16
2
3
15
4491
1737
1211
5018
2006-07
5747
–
1240
–
16
3
4
16
2633
2908
1049
4491
2005-06
47286
–
27295
–
224
53
17
259
8738
13250
2257
19732
2010-11
37992
–
29030
–
236
6
17
224
8479
1967
1707
8738
2009-10
33874
–
25160
–
248
7
20
236
7561
2340
1423
8479
2008-09
24678
–
16868
–
260
6
19
248
7159
1806
1403
7561
2007-08
Kotak Mahindra
25556
–
9268
–
262
7
9
260
6083
1792
716
7159
2006-07
12016
–
5671
–
275
6
19
262
5351
1863
1132
6083
2005-06
(` Crore)
43
87349
–
56779
5
816
43
19
840
18018
14914
3208
29725
2010-11
74754
–
55777
142
976
177
336
816
14455
5642
2080
18018
2009-10
55441
–
40010
–
526
467
17
976
10997
5035
1576
14455
2008-09
37801
–
26278
–
331
196
–
526
9155
3156
1314
10997
2007-08
SBI Life
Grand Total
Linked Business #
Life Business
Particulars
31616
–
10734
–
249
89
7
331
7254
2849
948
9155
2006-07
9557
–
2054
–
172
77
–
249
3713
4092
551
7254
2005-06
60813
2940
33626
5143
434
29
14
448
14846
5908
2097
18657
2010-11
54062
2380
31035
5367
444
9
20
434
13518
3158
1831
14846
2009-10
44209
215
25751
4281
460
14
30
444
12550
2678
1710
13518
2008-09
36345
–
18787
4548
475
26
42
460
12428
3469
3346
12550
2007-08
Tata AIG
42046
–
8504
3233
486
48
58
475
10303
4318
2193
12428
2006-07
15507
–
3886
833
525
54
94
486
7216
4382
1295
10303
2005-06
(` Crore)
44
4878
–
2712
–
7
3
1
10
1700
855
399
2156
2010-11
4583
–
2875
–
8
–
1
7
1454
592
345
1700
2009-10
4013
–
2551
–
8
–
–
8
1085
644
275
1454
2008-09
2696
–
1604
–
8
1
1
8
568
694
176
1085
2007-08
Sahara India
Grand Total
Linked Business #
Life Business
Particulars
1699
–
392
–
8
1
1
8
289
356
77
568
2006-07
380
–
84
–
5
4
1
8
137
214
61
289
2005-06
7906
–
6020
–
–
–
–
–
989
1191
294
1886
2010-11
8533
–
7544
–
–
–
–
–
916
327
254
989
2009-10
6710
–
5794
–
–
–
–
–
1004
283
372
916
2008-09
4556
–
3552
–
–
–
–
–
1380
204
580
1004
2007-08
Shriram
4230
–
1164
–
–
–
–
–
443
1090
153
1380
2006-07
443
–
–
–
–
–
–
–
0
443
0
443
2005-06
(` Crore)
45
10058
–
6071
147
–
28
2
26
1412
3566
1164
3814
2010-11
7025
–
5487
126
–
–
–
–
1314
1210
1112
1412
2009-10
5462
–
4148
–
–
–
–
–
582
1419
687
1314
2008-09
1164
–
582
–
–
–
–
–
65
682
165
582
2007-08
Bharti AXA
Grand Total
Linked Business #
Life Business
Particulars
312
–
175
–
–
–
–
–
–
68
4
65
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
20204
–
4708
–
1
–
–
2
4179
12943
1627
15495
2010-11
9223
–
5043
–
1
1
–
1
2041
3845
1707
4179
2009-10
2933
–
891
–
–
1
–
1
33
2297
288
2041
2008-09
33
–
–
–
–
–
–
–
–
33
–
33
2007-08
Future Generali
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
(` Crore)
46
14370
–
3249
–
–
–
–
–
5063
6310
252
11121
2010-11
7810
–
2747
–
–
–
–
–
1026
4060
24
5063
2009-10
2682
–
1655
–
–
–
–
–
11
1017
1
1026
2008-09
74
–
64
–
–
–
–
–
–
11
–
11
2007-08
IDBI Federal
Grand Total
Linked Business #
Life Business
Particulars
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
13404
–
12374
–
–
–
–
–
366
723
59
1030
2010-11
7152
–
6786
–
–
–
–
–
59
341
34
366
2009-10
2521
–
2462
–
–
–
–
–
–
59
–
59
2008-09
–
–
–
–
–
–
–
–
–
–
–
–
2007-08
Canara HSBC
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
(` Crore)
47
13363
–
2965
492
–
9
–
9
3287
7274
664
9896
2010-11
4492
–
1193
–
1
12
1
12
903
2823
439
3287
2009-10
1261
–
358
–
–
–
–
–
–
999
96
903
2008-09
–
–
–
–
–
–
–
–
–
–
–
–
2007-08
Aegon Religare
Grand Total
Linked Business #
Life Business
Particulars
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
1773
–
1250
–
–
–
–
–
114
572
164
522
2010-11
666
–
552
–
–
–
–
–
49
123
58
114
2009-10
78
–
29
–
–
–
–
–
–
55
6
49
2008-09
–
–
–
–
–
–
–
–
–
–
–
–
2007-08
DLF Pramerica
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
(` Crore)
48
3673
–
2931
–
1
8
–
9
230
582
79
733
2010-11
2804
–
1854
–
–
669
–
669
15
273
8
280
2009-10
343
–
328
–
–
–
–
–
–
15
–
15
2008-09
–
–
–
–
–
–
–
–
–
–
–
–
2007-08
Star Union Dai-Ichi
Grand Total
Linked Business #
Life Business
Particulars
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
2833
–
2722
–
–
–
–
–
–
111
–
111
2010-11
566
–
566
–
–
–
–
–
–
–
–
–
2009-10
–
–
–
–
–
–
–
–
–
–
–
–
2008-09
–
–
–
–
–
–
–
–
–
–
–
–
2007-08
IndiaFirst
–
–
–
–
–
–
–
–
–
–
–
–
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
2005-06
(` Crore)
49
1178249
4827
801025
22143
5345
1012
373
5984
212452
177960
46141
344271
2010-11
996603
4157
744339
29599
5330
1445
749
6026
177887
80256
45661
212483
2009-10
876172
1447
647791
44136
4599
879
361
5117
135496
69917
27731
177682
2008-09
663317
–
490348
32874
4530
408
339
4599
116408
41831
22743
135496
2007-08
Private Total
Grand Total
Linked Business #
Life Business
Particulars
532367
–
250055
7276
4514
364
348
4529
94206
38433
16230
116411
2006-07
202653
–
103046
888
4391
448
326
4513
68041
39741
13577
94205
2005-06
2677970
12498
178479
–
46927
11196
6525
51597
2061034
566583
192221
2435396
2010-11
2341937
10852
223125
–
46964
6281
6318
46927
1784880
454767
178613
2061034
2009-10
2037531
7217
198470
–
47269
232873
233178
46964
1485380
411205
111705
1784880
2008-09
LIC
1733328
–
196936
3744
87027
11270
51029
47269
1397468
215251
127339
1485380
2007-08
3325164
–
106381
–
63912
25460
2345
87027
1280159
239860
122551
1397468
2006-07
1351392
–
7321
–
63769
8858
8715
63912
1065095
311408
96344
1280159
2005-06
(` Crore)
50
3856219
17325
979504
22143
52271
12208
6899
57581
2273486
744543
238362
2779667
2010-11
Grand Total
Linked Business #
Life Business
Particulars
3338541
15008
967464
29599
52294
7726
7067
52952
1962767
535023
224274
2273517
2009-10
2913703
8664
846261
44136
51867
233753
233539
52081
1620876
481122
139436
1962562
2008-09
Industry Total
2396646
–
687284
36618
91557
11678
51368
51867
1513876
257081
150082
1620876
2007-08
3857531
–
356436
7276
68426
25824
2693
91556
1374365
278293
138781
1513879
2006-07
1554045
–
110367
888
68160
9306
9041
68425
1133136
351149
109921
1374364
2005-06
(` Crore)
TABLE 9: INDIVIDUAL BUSINESS (WITHIN INDIA) – BUSINESS IN FORCE (SUM ASSURED) (Concld.)
51
431.54
18.34
113.05
250.81
91.07
Aviva
Sahara
Shriram
Bharti AXA
Future Generali
2009-10
2008-09
2010-11
2009-10
2008-09
2010-11
2009-10
d. Renewal
2008-09
183.49
2918.06
38.85
237.67
1.38
3.50
11.91
109.98
666.91
543.09
51.28
197.80
650.10
286.66
170.54
255.42
435.96
61.86
519.86
1732.02
479.20
857.88
2436.27
4465.98
875.34
882.87
6082.84
1749.70
3493.54
145.35
201.59
470.87
37.00
141.57
614.78
343.70
315.41
402.77
374.62
84.24
752.18
3588.88
788.34
1289.86
3748.84
4356.00
1113.37
1202.03
6073.63
2928.34
2692.44
318.74
44.75
3.24
27.20
296.15
287.34
107.62
229.66
308.05
106.33
693.95
3441.19
1027.86
1446.21
4197.07
3230.69
958.82
1243.46
6395.52
2699.56
2266.58
526.47
93.66
160.26
20.75
105.58
713.36
283.52
200.36
437.95
223.58
90.13
1567.21
3326.71
1446.71
2662.68
5543.65
4583.52
1985.75
1603.25
9564.93
3550.68
3898.47
702.12
0.01
10.12
1.04
13.73
219.65
120.70
35.43
228.36
168.88
77.44
1570.66
2567.85
1282.61
2107.71
6536.42
2444.60
1543.58
1416.02
9746.75
2514.84
3081.19
732.00
0.00
0.00
0.00
0.00
1.28
0.00
61.60
100.49
39.18
1258.88
1319.32
701.47
1230.29
5789.33
1287.58
927.57
876.66
8107.79
1723.32
2462.86
524.61
2669.11 27040.46 31839.19 29537.74 42764.83 36419.61 26412.22
14.65
0.00
0.62
7.58
103.85
4.72
1.65
135.32
51.63
24.53
548.14
42.67
150.04
465.77
494.49
38.91
18.71
232.82
40.67
269.97
22.36
69805.28
760.57
703.35
72.03
303.38
1363.46
570.18
370.90
693.37
659.53
151.99
2087.07
5058.73
1925.91
3520.56
7979.93
9049.49
2861.09
2486.11
15647.77
5300.38
7392.01
847.47
39196.78
68258.80
201.60
480.99
38.05
155.30
834.42
464.40
350.84
631.13
543.51
161.68
2322.84
6156.72
2070.95
3397.56
10285.27
6800.60
2656.95
2618.06
15820.38
5443.18
5773.63
1050.75
47262.15
21783.06 33761.61 31327.85 31759.59 26163.84 13332.46 53542.64 59925.45 44660.31 55459.42 55595.51 45986.75 109002.07 115520.96
8361.02
261.57
353.50
5.00
21.79
5.28
173.44
8.74
3.82
112.82
42.29
54.04
265.57
30.48
81.54
796.19
535.30
19.42
187.63
113.15
40.92
216.00
6.87
2009-10
Industry Total
30.10
3.24
26.59
288.57
79.47
4.61
322.91
43.52
88.32
719.62
139.58
94.55
1141.26
1963.38
162.54
277.44
1904.66
23.29
556.22
19.06
2010-11
e. Total (c+d)
18679.43 28921.13 26868.63
162.74
233.20
35.62
138.06
602.87
228.01
398.96
102.90
172.72
54.70
669.42
2893.05
985.20
1296.16
3731.30
2736.21
919.91
1224.75
6162.70
2658.89
1996.62
504.10
261.80
41.95
757.86
1208.31
1093.95
1014.41
5960.48
2887.42
2476.44
2010-11
c. First Year (a+b)
4459.22 23398.56 23245.78 10663.35 26502.19 28086.26 15122.57 12694.60 19175.90 19574.53
2008-09
b. Single
A. LINKED PREMIUM
90647.06
55949.96
44.75
3.24
27.20
296.15
288.62
107.62
291.26
408.54
145.51
1952.83
4760.51
1729.33
2676.49
9986.40
4518.27
1886.39
2120.12
14503.31
4422.89
4729.45
1051.08
34697.10
2008-09
Private Total
189.58
1012.40
Reliance
405.34
339.62
Metlife
IndiaFirst
763.33
Star Union Dai-ichi
1295.01
Bajaj Allianz
Max New York
46.28
2502.60
SBI Life
DLF Pramerica
233.72
712.79
Tata AIG
176.01
306.67
605.42
Aegon Religare
698.14
4178.18
ICICI Prudential
Kotak Mahindra
113.22
3323.31
1726.41
Birla Sunlife
644.82
2952.65
2937.32
HDFC Standard
IDBI Federal
3820.70
126.29
Canara HSBC
4840.47
3103.62
LIC
ING Vysya
311.88
2009-10
a. Regular
2010-11
Insurer
TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS
52
70.95
275.79
Bharti AXA
Future Generali
2008-09
3343.43
924.28
0.00
26.96
0.00
0.45
6.54
5.04
0.41
28.53
37.68
0.00
0.06
25.06
44.06
120.06
83.56
223.63
28.97
62.59
162.34
1.82
37.86
215.60
22.87
77.07
167.19
158.28
278.06
92.36
136.03
29.97
225.53
1302.92
227.02
1203.51
1029.55
3106.41
456.87
370.27
1779.30
330.60
565.79
515.13
819.86 12328.19
3.86
0.00
1.69
0.00
28.71
0.61
15.60
0.39
0.00
21.42
-106.29
35.62
99.15
13.28
327.26
33.54
36.92
233.69
16.22
44.78
13.41
6532.82
0.00
49.00
0.38
8.80
7.84
56.85
170.67
34.66
44.88
40.59
46.20
331.90
273.51
559.22
702.26
2684.75
208.64
131.95
260.29
31.67
565.06
323.69
4614.26
5.44
0.13
4.01
0.26
29.43
42.35
63.27
6.42
27.68
30.61
72.79
116.84
396.70
294.36
2155.95
183.85
99.56
416.31
121.29
384.53
162.49
5998.12
0.00
14.36
0.14
8.16
1.21
82.53
77.20
6.28
25.96
61.45
32.57
209.50
355.24
1088.56
600.48
755.74
667.26
119.12
453.56
46.08
1046.37
346.34
42146.49 26952.54 18475.80 30691.86 23015.92 24194.97 72838.36 49968.46 42670.77 109764.57
3794.41
14.98
61.39
0.00
1.93
15.29
7.93
2.28
21.42
89.65
0.00
1.33
30.70
12.82
191.85
12.47
2234.83
61.96
118.72
264.79
27.75
57.61
8.90
2008-09
Industry Total
5608.54
1.59
0.13
2.32
0.26
0.72
41.73
47.67
6.03
27.68
9.19
179.08
81.22
297.55
281.08
1828.69
150.31
62.65
182.62
105.07
164.05
7.29
2009-10
8984.76
0.00
22.04
0.38
8.36
1.30
40.59
229.45
439.16
179.67
69.36
97.95
29.85
339.74
149.07
2010-11
Private Total
22.87
46.38
Shriram
154.21
29.97
Star Union Dai-ichi
224.20
Aviva
Sahara
IndiaFirst
1272.22
Reliance
22.87
51.81
214.20
Metlife
DLF Pramerica
170.26
1011.66
75.14
6.13
1017.08
Bajaj Allianz
Max New York
Aegon Religare
7.20
871.59
SBI Life
150.35
46.14
394.92
Tata AIG
151.89
306.84
251.55
IDBI Federal
618.70
1514.51
ICICI Prudential
Kotak Mahindra
Canara HSBC
2461.12
302.86
Birla Sunlife
507.45
401.73
HDFC Standard
314.79
507.84
2009-10
99957.83
4578.32
0.00
0.38
0.02
1.55
0.19
49.87
20.01
3.94
22.89
48.33
8.98
116.27
191.55
903.76
432.19
618.68
628.19
118.04
448.08
30.80
666.41
268.21
95379.51
2010-11
d. Renewal
33161.73 21344.01 14681.40 27348.43 22091.64 23375.11 60510.16 43435.65 38056.51 103766.45
2008-09
c. First Year (a+b)
2009-10
2009-10
b. Single
B. NON-LINKED PREMIUM
2010-11
2010-11
a. Regular
ING Vysya
LIC
Insurer
2010-11
2009-10
e. Total (c+d)
2008-09
18326.31
37.86
229.96
23.01
85.23
168.40
240.82
355.26
98.65
161.99
91.42
258.10
1512.42
582.26
2292.07
1630.02
3862.15
1124.13
489.40
2232.86
376.68
1612.16
861.47
11111.14
0.00
49.38
0.40
10.36
8.03
106.72
190.68
38.60
67.76
88.91
55.18
448.17
465.06
1462.98
1134.45
3303.43
836.83
249.99
708.37
62.47
1231.47
591.90
8547.47
5.44
0.13
4.01
0.26
30.35
44.99
69.15
27.64
60.95
40.04
172.03
267.32
1180.77
638.12
2693.83
861.11
223.07
852.91
148.92
835.24
391.21
88467.64 182602.93 149926.29 131138.41
3933.21
0.00
0.00
0.00
0.00
0.92
2.64
5.88
21.21
33.27
9.43
99.24
150.48
784.06
343.76
537.88
677.26
123.51
436.60
27.63
450.72
228.72
84534.43 164276.61 138815.16 122590.94
2008-09
TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Contd.)
2009-10
2008-09
2010-11
2009-10
b. Single
2008-09
269.00
405.09
2029.27
5692.69
856.98
1107.71
3374.19
2312.09
1774.99
553.81
2284.63
655.74
48.30
159.43
321.76
366.86
263.58
796.71
251.14
69.15
343.79
428.21
Birla Sunlife
ICICI Prudential
Kotak Mahindra
Tata AIG
SBI Life
Bajaj Allianz
Max New York
Metlife
Reliance
Aviva
Sahara
53
Shriram
Bharti AXA
Future Generali
IDBI Federal
Canara HSBC
Aegon Religare
DLF Pramerica
Star Union Dai-ichi
IndiaFirst
3488.97
18.51
0.00
2.30
7.58
132.57
5.33
17.25
135.71
51.63
45.95
441.85
78.28
249.19
479.04
821.75
72.45
55.63
466.51
56.89
314.75
35.78
39368.65
704.77
758.69
74.15
274.87
817.29
444.95
448.61
347.78
571.99
91.83
745.39
3034.94
706.22
2061.39
3465.82
7572.39
1332.21
1253.14
7862.14
2080.30
4059.33
660.49
87012.35
38372.01
201.59
519.87
37.38
150.37
622.62
400.56
486.08
437.43
419.50
124.83
798.37
3920.78
1061.85
1849.08
4451.10
7040.74
1322.01
1333.98
6333.92
2960.01
3257.51
642.43
71521.90
63929.55 60714.15 49803.65 62451.45 49179.76 37527.43 126381.00 109893.91
3842.34
38.85
264.63
1.38
3.95
18.45
115.02
9.15
32.35
150.50
42.29
54.10
290.62
74.54
201.60
879.75
758.93
48.39
250.22
275.49
42.75
273.62
15.77
Industry Total
276.56
414.90
5.00
23.73
20.57
181.37
81.75
26.03
412.55
43.52
89.65
750.31
152.40
286.40
1153.73
4198.21
224.50
396.16
2169.45
51.04
720.28
26.35
27664.19 34529.67 30663.04 11704.46
31.69
3.37
28.91
288.83
184.21
144.63
275.68
178.76
82.38
678.61
3072.13
1066.42
1593.72
4012.39
4564.89
1070.22
1287.39
6345.32
2763.96
2336.36
653.18
2009-10
Private Total
162.74
255.24
36.00
146.42
604.17
285.53
476.93
82.53
744.28
3630.15
987.31
1647.47
3571.35
6281.82
1273.62
1083.77
6058.43
2917.26
2983.89
3339.05
HDFC Standard
626.66
634.13
2010-11
2008-09
2010-11
2009-10
d. Renewal
2008-09
2010-11
2009-10
e. Total (c+d)
2008-09
48762.94
93.66
174.62
20.89
113.74
714.57
366.05
277.55
444.23
249.54
151.58
1599.79
3536.21
1801.95
3751.24
6144.13
5339.25
2653.01
1722.37
10018.49
3596.76
4944.85
1048.46
40997.93
0.01
10.50
1.07
15.28
219.83
170.56
55.44
232.30
191.77
125.77
1579.64
2684.12
1474.16
3011.46
6968.61
3063.28
2171.76
1534.07
10194.83
2545.65
3747.60
1000.22
30345.43
0.00
0.00
0.00
0.00
2.20
2.64
67.48
121.70
72.45
1268.31
1418.56
851.94
2014.35
6133.09
1825.46
1604.83
1000.17
8544.39
1750.95
2913.58
753.33
88131.60
798.43
933.31
95.04
388.61
1531.86
811.00
726.16
792.02
821.52
243.41
2345.17
6571.15
2508.17
5812.63
9609.95
12911.64
3985.22
2975.51
17880.63
5677.07
9004.17
1708.95
79369.94
201.60
530.37
38.44
165.65
842.45
571.12
541.51
669.73
611.27
250.59
2378.01
6604.90
2536.01
4860.54
11419.71
10104.03
3493.78
2868.05
16528.75
5505.66
7005.10
1642.65
64497.44
50.19
3.37
31.21
296.41
318.97
152.60
360.41
436.17
206.47
1992.87
4932.54
1996.64
3857.26
10624.52
7212.10
2747.50
2343.19
15356.22
4571.80
5564.69
1442.28
87331.09 165223.99 155553.34 134454.39 291604.99 265447.25 221785.47
34152.01
50.19
3.37
31.21
296.41
316.78
149.97
292.93
314.47
134.01
724.56
3513.98
1144.70
1842.91
4491.43
5386.64
1142.67
1343.03
6811.83
2820.85
2651.11
688.95
53179.08 116461.05 114555.41 104108.96 203473.40 186077.31 157288.04
c. First Year (a+b)
C. TOTAL OF LINKED AND NON-LINKED PREMIUM (A+B)
36265.36 26184.48 19140.61 50746.99 45337.42 34038.47
2010-11
a. Regular
ING Vysya
LIC
Insurer
TABLE 10: LINKED AND NON-LINKED PREMIUM OF LIFE INSURERS (Concld.)
54
11.46
Aegon Religare
2730.42
3747.96
Private Total
Grand Total
26.23
141.63
Canara HSBC
IndiaFirst
6.84
16.51
IDBI Federal
4.93
3.78
11.67
29.27
4.30
29.83
Bharti AXA
Future Generali
DLF Pramerica
5.43
4.31
8.25
28.41
Sahara
Shriram
Star Union Dai-ichi
3.04
63.49
Aviva
3.44
3.91
3.45
4.16
10.39
2.90
3.18
2.79
2.29
44.11
141.31
Reliance
5.84
3.57
3.37
2.63
5.65
Metlife
205.70
Max New York
4.45
402.87
83.71
138.77
Kotak Mahindra
Tata AIG
284.50
411.24
ICICI Prudential
SBI Life
4.85
299.62
4.43
327.33
Birla Sunlife
2.31
2.60
HDFC Standard
Bajaj Allianz
Traditional
2010-11
2241.20
0.69
10.92
4.79
10.44
10.17
50.12
84.11
9.61
13.05
13.83
37.55
373.49
43.21
334.20
331.98
268.19
107.51
46.45
149.44
80.96
149.48
111.01
20.50 14532.33
54.92
97.45
72.84
50.70
52.32
93.30
24.78
12.18
75.64
68.52
37.37
62.84
27.45
50.52
38.10
46.15
60.03
56.35
64.31
73.35
78.73
68.65
14.98
7.65 12291.13
7.97
12.23
1.81
4.75
20.83
12.25
6.04
20.81
23.68
9.74
8.06
15.13
14.55
24.69
7.42
14.58
20.37
6.94
9.56
9.49
6.69
21.49
9.27
12.86
7.48
4971.61
26.92
40.19
9.72
21.91
151.80
66.63
95.78
39.43
41.46
22.08
101.04
514.80
87.32
539.90
616.47
671.05
246.28
130.17
560.68
380.58
476.81
130.58
79.50 18280.29
45.08
2.55
27.16
49.30
47.68
6.70
75.22
87.82
24.36
31.48
62.63
37.16
72.55
49.48
61.90
53.85
39.97
43.65
35.69
26.65
21.27
31.35
85.02
92.35 13308.68
ULIP
Traditional
2009-10
Total
(Commission in ` Crore)
6.27
5.64
3.37
4.31
10.23
5.64
9.91
8.22
13.19
4.98
5.05
9.07
4.31
7.83
3.48
9.29
6.41
5.20
6.18
4.37
3.14
6.70
5.30
7.95
6.54
6376.55
4895.41
14.56
33.82
4.24
11.73
203.10
22.73
72.02
62.12
62.35
12.83
151.38
542.50
231.96
273.42
803.43
534.39
230.69
160.83
561.91
510.61
337.33
57.46
1481.14
5.52
7.17
7.22
7.03
11.14
7.55
24.34
4.89
20.53
9.84
11.47
7.93
6.52
8.81
11.20
8.05
7.81
7.86
8.68
6.14
3.55
9.38
5.84
5.47
3.13
1048.31
0.00
5.46
0.05
0.63
0.26
21.46
57.44
1.14
4.14
10.86
6.91
85.36
60.55
147.79
159.13
131.78
50.16
7.09
41.06
5.59
188.17
63.30
35.32 11677.48
82.36
100.00
86.09
98.86
94.87
99.87
51.43
55.63
98.20
93.78
54.16
95.63
86.41
79.30
64.91
83.47
80.22
82.14
95.78
93.19
98.92
64.19
47.58
12.23 10629.17
0.13
7.79
9.43
0.00
11.06
12.28
5943.72
14.56
39.28
4.29
12.36
203.37
44.19
129.45
63.26
66.49
23.68
158.29
6.80
7.49
7.22
7.41
11.15
7.46
24.14
7.74
23.91
9.45
10.88
9.45
6.66
9.51
11.53
292.51
627.85
8.67
8.43
6.59
8.04
5.85
3.65
9.38
7.50
7.35
6.51
421.21
962.57
666.17
280.85
167.92
602.97
516.20
525.50
120.76
64.68 18054.03
17.64
0.00
13.91
1.14
5.13
3.27
6.12
48.57
44.37
1.80
6.22
45.84
4.37
13.59
20.70
35.09
16.53
19.78
17.86
4.22
6.81
1.08
35.81
52.42
87.77 12110.31
20.11
30.12
2.95
6.11
12.21
12.53
19.05
13.02
10.10
14.03
3.99
5.99
2.84
5.77
8.94
15.28
10.69
7.66
% To
% To Commis- % To Tra% To
Total
% of
% of Commission
ULIP
Total
sion ditional
Total CommisTotal
Total
Premium CommisPremium Commission
ComCommission
sion
sion
mission
To Total
To Total
Premium
Premium
Total
% To
% To Commis- % To Tra% To
Total
ULIP
Total
sion ditional
Total CommisPremium CommisPremium Commission
sion
sion
19.56
1017.55
Commission
ULIP
ING Vysya
LIC
Insurer
TABLE 11: LINKED AND NON-LINKED COMMISSION OF LIFE INSURERS
TABLE 12: INDIVIDUAL DEATH CLAIMS OF LIFE INSURERS
Particulars
NUMBER OF POLICIES
2010-11
2009-10
2008-09
2007-08
2006-07
15892
16915
14548
11985
11468
Claims intimated / booked (B)
835642
745520
626072
565337
615564
Total Claims (C=A+B)
851534
762435
640620
577322
627032
Claims paid (D)
Claims pending at start of year (A)
813932
726109
605128
553408
604178
Claims repudiated (E)
17350
14693
12781
9027
10869
Claims written back (F)
3837
5741
5796
339
0
16415
15892
16915
14548
11985
Claims pending at end of year (G=C-D-E-F)
(Benefit Amount in ` Crore)
Particulars
AMOUNT OF BENEFIT PAID
2010-11
2009-10
2008-09
2007-08
2006-07
286.32
242.84
206.66
250.07
222.19
8000.08
6298.20
5072.36
4375.88
4611.02
8286.40
6541.04
5279.02
4625.95
4833.20
Claims paid (D)
7595.24
5958.13
4798.22
4235.00
4444.74
336.24
244.77
179.59
152.66
138.39
48.52
51.83
58.36
31.64
0.00
306.40
286.31
242.84
206.66
250.07
55
TABLE 13: GROUP DEATH CLAIMS OF LIFE INSURERS
Particulars
NUMBER OF POLICIES
2010-11
2009-10
2008-09
2007-08
1872
2148
2229
2351
434329
307003
261909
160486
436201
309151
264138
162837
Claims paid (D)
421930
305739
260507
159333
2404
1520
1412
1241
266
20
71
34
11601
1872
2148
2229
(Benefit Amount in ` Crore)
Particulars
AMOUNT OF BENEFIT PAID
2010-11
2009-10
2008-09
2007-08
22.56
29.50
41.54
33.07
2095.45
1649.27
1341.50
1081.24
2118.01
1678.77
1383.04
1114.31
Claims paid (D)
2059.82
1634.37
1327.48
1053.86
19.87
20.92
24.08
18.29
0.61
0.89
2.00
0.58
37.71
22.58
29.49
41.57
56
8
4
0
68
91 to 180 Days
181 Days to 1 Year
More than 1 Year
Total Claims Settled
24
0
1
2
10
11
2009-10
1.96
0.76
1.17
0.16
0.00
4.05
Within 30 Days of Intimation
32 to 90 Days
92 to 180 Days
182 Days to 1 Year
More than 1 Year
2010-11
57
1.07
0.00
0.05
0.30
0.20
0.53
2009-10
Aegon Religare
24
31 to 90 Days
Particulars
32
2010-11
Aegon Religare
Particulars
–
–
–
36.08
0.87
0.25
0.95
5.76
–
28.25
–
2010-11
1906
25
16
32
219
1614
2010-11
–
2008-09
–
–
–
–
–
–
2008-09
25.37
0.37
0.24
0.43
2.50
21.83
2009-10
Aviva
1635
10
13
23
115
1474
2009-10
Aviva
23980
61
345
1388
6717
15469
2010-11
22.38
0.33
0.99
2.54
4.43
14.09
2008-09
326.84
1.02
7.65
26.52
103.56
188.09
2010-11
294.92
1.10
5.88
50.87
143.85
93.22
2009-10
Bajaj Allianz
20316
46
215
2964
9524
7567
2009-10
Bajaj Allianz
BENEFIT AMOUNT PAID
1032
23
41
102
185
681
2008-09
NUMBER OF POLICIES
174.42
0.76
2.14
17.07
73.84
80.61
2008-09
10484
55
127
889
3863
5550
2008-09
11.52
0.00
0.55
2.67
4.79
3.51
2010-11
686
0
19
101
218
348
2010-11
108
–
1
28
55
24
2008-09
7.57
0.01
0.31
1.94
3.73
1.59
2009-10
Bharti AXA
3.11
–
0.02
0.96
1.68
0.46
2008-09
( Amount in ` crore)
382
1
9
69
147
156
2009-10
Bharti AXA
TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY
15
1
1
91 to 180 Days
181 Days to 1 Year
More than 1 Year
58
0.48
0.03
0.05
92 to 180 Days
182 Days to 1 Year
More than 1 Year
185.96
17.31
168.09
32 to 90 Days
2010-11
Particulars
9307
204
31 to 90 Days
9086
2010-11
Particulars
102.76
0.01
0.14
1.62
59.11
0.34
0.78
1.69
34.28
22.01
71.75
2008-09
2457
6
10
65
640
1736
2008-09
29.25
2009-10
Birla Sunlife
5275
1
5
16
577
4676
2009-10
Birla Sunlife
36
0
1
6
19
10
2009-10
9.07
0.12
1.74
2.04
2.92
2.26
2010-11
1.15
0.00
0.05
0.17
0.72
0.22
2009-10
5
–
–
–
2
3
2008-09
42
0
2
6
18
16
2010-11
0.20
–
–
–
0.06
0.14
2008-09
0.49
0.00
0.02
0.10
0.18
0.20
2010-11
0.48
0.00
0.00
0.00
0.47
0.00
2009-10
DLF Pramerica
4
0
0
0
2
2
2009-10
DLF Pramerica
BENEFIT AMOUNT PAID
Canara HSBC
201
3
18
49
77
54
2010-11
Canara HSBC
NUMBER OF POLICIES
–
–
–
–
–
–
2008-09
–
–
–
–
–
–
2008-09
10.92
0.47
2.48
3.53
3.61
0.83
2010-11
17
–
–
4
11
2
2008-09
3.61
0.00
0.21
1.08
1.85
0.47
2009-10
0.62
–
–
0.20
0.35
0.07
2008-09
176
0
6
54
78
38
2009-10
Future Generali
629
7
101
210
238
73
2010-11
Future Generali
TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Contd.)
211
39
15
91 to 180 Days
181 Days to 1 Year
More than 1 Year
3497
29
115
314
1062
1977
2009-10
48.92
20.38
8.17
1.16
1.95
80.58
32 to 90 Days
92 to 180 Days
182 Days to 1 Year
More than 1 Year
2010-11
59
66.58
1.33
3.28
14.43
37.83
1.17
5.10
8.15
8.88
14.53
26.95
2008-09
2549
40
190
352
753
1214
2008-09
20.59
2009-10
HDFC Standard
Particulars
4369
720
31 to 90 Days
3384
2010-11
HDFC Standard
Particulars
14479
30
462
1016
2231
10740
2009-10
201.68
8.43
19.63
23.81
31.96
117.85
2010-11
218.04
0.87
8.34
15.56
28.01
165.25
2009-10
9298
10
178
573
1263
7274
2008-09
272
0
2
0
0
270
2010-11
101.69
0.20
3.10
12.79
22.30
63.30
2008-09
5.59
0.00
0.08
0.00
0.00
5.51
2010-11
2.70
0.00
0.00
0.38
0.88
1.44
2009-10
IDBI Federal
104
0
0
17
28
59
2009-10
IDBI Federal
BENEFIT AMOUNT PAID
ICICI Prudential
15160
308
280
765
1637
12170
2010-11
ICICI Prudential
NUMBER OF POLICIES
0.19
–
–
0.05
0.08
0.06
2008-09
12
–
–
2
7
3
2008-09
2.23
0.00
0.00
0.00
0.00
2.23
2010-11
155
0
0
0
0
155
2010-11
–
–
–
–
–
–
2008-09
0.07
0.00
0.00
0.00
0.00
0.07
2009-10
IndiaFirst
–
–
–
–
–
–
2008-09
7
0
0
0
0
7
2009-10
IndiaFirst
177
27
2
91 to 180 Days
181 Days to 1 Year
More than 1 Year
16.53
7.08
3.66
1.07
0.06
28.41
32 to 90 Days
92 to 180 Days
182 Days to 1 Year
More than 1 Year
2010-11
Particulars
2075
525
31 to 90 Days
1344
2010-11
Particulars
60
24.91
0.11
1.48
4.07
17.18
0.08
1.52
5.64
2.66
7.29
9.25
2008-09
1180
39
168
344
420
209
2008-09
10.01
2009-10
ING Vysya
1720
9
72
234
543
862
2009-10
ING Vysya
1983
6
3
465
431
1078
2009-10
57.49
0.67
0.89
13.08
19.77
23.09
2010-11
55.91
0.09
0.05
13.25
10.30
32.23
2009-10
1002
15
35
247
319
386
2008-09
7033
52
68
235
2585
4093
2010-11
16.21
0.23
0.43
4.08
5.87
5.60
2008-09
148.04
1.25
1.73
6.03
61.94
77.09
2010-11
78.07
0.00
2.48
20.84
35.55
19.19
2009-10
Max NewYork
3943
0
75
943
1632
1293
2009-10
Max NewYork
BENEFIT AMOUNT PAID
Kotak Mahindra
2411
5
10
443
596
1357
2010-11
Kotak Mahindra
NUMBER OF POLICIES
66.74
0.68
4.20
14.37
39.01
8.48
2008-09
3545
43
280
793
2097
332
2008-09
54.51
0.02
0.25
12.57
15.59
26.08
2010-11
1565
1
14
148
446
956
2010-11
422
7
22
79
132
182
2008-09
40.50
0.04
2.26
8.12
20.42
9.66
2009-10
MetLife
17.13
0.25
1.81
3.35
5.21
6.50
2008-09
1111
2
52
220
444
393
2009-10
MetLife
9
More than 1 Year
SBI Life
Star Union
Shriram
3204
15
13
30
73
3073
503
69
79
165
155
35
Sahara
461
29
103
171
146
12
198
67
88
30
12
1
6022
35
45
294
1443
4205
3262
20
108
404
965
1765
SBI Life
BENEFIT AMOUNT PAID
8249
2
8
139
1528
6572
234
0
6
48
122
58
Star Union
35
0
1
15
18
1
–
–
–
–
–
–
876
10
66
240
365
195
312
3
25
76
138
70
Shriram
461
9
18
143
168
123
61
1.56
0.15
6.15
0.24
0.20
119.46
92 to 180 Days
182 Days to 1 Year
More than 1 Year
62.68
79.61
2.37
12.85
78.90
33.97
35.06
0.21
0.28
0.59
1.74
32.24
4.49
0.61
0.78
1.37
1.31
0.42
4.73
0.33
1.23
1.78
1.31
0.08
1.78
0.62
0.73
0.23
0.19
0.01
138.84
0.29
0.27
4.58
38.80
94.90
92.44
1.02
1.41
7.05
28.51
54.45
46.99
0.31
2.03
7.61
16.04
21.00
2.86
0.00
0.08
0.88
1.47
0.44
0.61
0.00
0.01
0.16
0.43
0.02
–
–
–
–
–
–
11.63
0.27
0.94
3.51
5.06
1.86
5.47
0.14
0.17
1.85
1.99
1.32
4.12
0.09
0.60
0.90
1.74
0.78
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
Reliance Life
7797
7
58
32 to 90 Days
Particulars
13254
5
229
181 Days to 1 Year
681
2685
31 to 90 Days
91 to 180 Days
72
6979
Sahara
NUMBER OF POLICIES
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
Reliance Life
10326
Particulars
40.49
15.37
5.06
0.40
0.04
61.36
32 to 90 Days
92 to 180 Days
182 Days to 1 Year
More than 1 Year
2010-11
3428
Particulars
2
More than 1 Year
106
91 to 180 Days
7
674
31 to 90 Days
181 Days to 1 Year
2639
2010-11
Particulars
62
52.00
0.00
0.00
6.04
28.36
0.07
0.07
3.48
9.78
14.96
26.09
2008-09
1652
12
4
89
744
803
2008-09
19.87
2009-10
Tata AIG
2732
0
0
92
935
1705
2009-10
Tata AIG
1502.10
16.30
40.40
126.32
391.60
927.48
2010-11
96403
572
1117
4715
19753
70246
2010-11
1158.58
5.57
29.14
152.31
372.52
599.04
2009-10
40739
355
1290
4107
11679
23308
2008-09
717529
8025
26954
45041
84312
553197
2010-11
633.12
5.35
23.81
83.69
231.33
288.94
2008-09
6093.14
68.50
228.67
378.43
709.46
4708.08
2010-11
BENEFIT AMOUNT PAID
Private Total
72200
214
1254
7130
20234
43368
2009-10
Private Total
NUMBER OF POLICIES
4799.55
40.07
260.93
445.83
707.60
3345.12
2009-10
LIC
653909
5440
35203
60148
95463
457655
2009-10
LIC
4165.10
41.72
291.49
504.84
828.03
2499.02
2008-09
564389
4840
39502
69544
111874
338629
2008-09
7595.24
84.80
269.07
504.75
1101.06
5635.56
2010-11
605128
5195
40792
73651
123553
361937
2008-09
5958.13
45.64
290.07
598.14
1080.12
3944.16
2009-10
4798.22
47.07
315.30
588.53
1059.36
2787.96
2008-09
726109
5654
36457
67278
115697
501023
2009-10
Industry Total
813932
8597
28071
49756
104065
623443
2010-11
Industry Total
TABLE 14: DURATION WISE SETTLEMENT OF DEATH CLAIMS – INDIVIDUAL CATEGORY (Concld.)
0
2
More than 1 Year
1
0
0
Bajaj Allianz
Bharti AXA
Birla Sunlife
–
–
–
–
–
–
10502
7
4
10
46
10435
Aviva
4550
3
7
12
62
4466
2759
4
4
30
67
2654
38988
80
212
633
4545
33518
13300
42
109
230
1628
11291
Bajaj Allianz
BENEFIT AMOUNT PAID
98040
43
75
1767
7882
88273
59
0
3
9
26
21
Bharti AXA
19
0
0
0
10
9
6
–
–
1
1
4
540
–
–
4
44
492
900
0
0
1
34
865
Birla Sunlife
1247
0
0
1
12
1234
63
0.00
0.00
0.00
0.00
0.00
0.08
91 to 180 Days
181 Days to 1 Year
More than 1 Year
0.00
0.00
0.00
0.00
0.03
0.05
31 to 90 Days
–
–
–
–
–
–
25.79
0.02
0.01
0.02
0.10
25.64
11.53
0.01
0.03
0.02
0.37
11.10
6.49
0.02
0.02
0.06
0.69
5.70
150.73
0.16
0.45
2.75
14.66
132.71
66.05
0.21
0.71
2.02
11.47
51.65
43.64
0.18
0.50
1.00
4.67
37.29
0.51
0.00
0.02
0.26
0.18
0.05
0.53
0.00
0.00
0.00
0.41
0.12
0.04
–
–
0.00
0.00
0.03
15.87
0.00
0.00
0.01
0.07
15.80
11.07
0.00
0.00
0.01
0.61
10.45
7.72
–
–
0.02
2.29
5.41
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
Aegon Religare
0
181 Days to 1 Year
0
0
1
0
1
1
31 to 90 Days
Particulars
Aviva
NUMBER OF LIVES
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
Aegon Religare
91 to 180 Days
Particulars
TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY
–
18
More than 1 Year
64
More than 1 Year
–
–
0.18
–
–
–
0.01
91 to 180 Days
–
–
–
0.02
0.14
Future Generali
HDFC Standard
ICICI Prudential
–
–
–
–
–
–
–
–
–
–
–
–
DLF Pramerica
–
–
–
–
–
–
–
–
–
–
–
2236
36
82
357
1028
733
96
Future Generali
–
6
20
41
29
BENEFIT AMOUNT PAID
7618
2
11
17
23
7565
286
–
–
–
–
286
HDFC Standard
283
1
0
3
279
212
1
2
4
6
199
1104
–
6
36
64
998
1863
4
13
54
99
1693
ICICI Prudential
3976
1
11
125
943
2896
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
16.72
0.01
0.10
1.06
1.10
14.45
17.20
2.39
2.46
4.08
3.39
4.88
1.96
–
0.14
0.33
1.45
0.04
2.78
–
–
0.02
2.77
2.36
–
–
–
–
2.36
2.71
0.04
0.12
0.13
0.20
2.22
45.06
–
0.95
1.88
11.90
30.34
33.34
0.30
0.55
2.40
3.58
26.51
22.34
–
0.34
1.37
2.91
17.72
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
31 to 90 Days
181 Days to 1 Year
–
–
–
Canara HSBC
1
181 Days to 1 Year
–
–
3
4
–
10
31 to 90 Days
Particulars
DLF Pramerica
NUMBER OF LIVES
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
Canara HSBC
91 to 180 Days
Particulars
TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY (Contd.)
–
918
More than 1 Year
65
–
0.79
–
More than 1 Year
–
–
181 Days to 1 Year
0.04
–
–
–
0.04
91 to 180 Days
0.79
–
ING Vysya
Kotak Mahindra
Max NewYork
5
–
–
–
–
5
307
–
–
–
5
302
IndiaFirst
–
–
–
–
–
–
–
–
–
–
–
–
230
1
2
22
75
130
97
ING Vysya
–
–
13
30
54
BENEFIT AMOUNT PAID
166
1
1
27
70
67
1157
34
8
122
265
728
Kotak Mahindra
2426
6
1
118
270
2031
729
23
36
139
207
324
434
12
65
128
198
31
10421
–
2
112
945
9362
Max NewYork
45084
25
352
1127
2411
41169
–
–
–
–
–
–
1.73
–
–
–
0.07
1.67
–
–
–
–
–
–
–
–
–
–
–
–
1.52
0.01
–
0.16
0.48
0.87
3.46
0.01
0.01
0.32
1.13
2.00
1.65
–
–
0.15
0.64
0.86
44.88
0.07
0.03
2.28
10.63
31.87
35.62
0.65
0.17
2.75
7.00
25.05
18.68
0.36
0.88
3.35
5.54
8.54
73.42
0.04
0.47
1.57
5.22
66.12
19.87
–
–
0.20
1.85
17.82
6.16
0.07
0.81
1.87
2.76
0.65
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
31 to 90 Days
49
–
–
IDBI Federal
–
181 Days to 1 Year
–
–
–
–
49
918
31 to 90 Days
Particulars
IndiaFirst
NUMBER OF LIVES
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
IDBI Federal
91 to 180 Days
Particulars
0
More than 1 Year
Sahara
SBI Life
Shriram
617
21
28
42
91
435
1869
2
2
9
36
1820
Reliance Life
1145
1
0
0
42
1102
995
5
3
8
37
942
7
0
0
1
5
1
Sahara
BENEFIT AMOUNT PAID
17
0
0
0
3
14
5
–
–
–
2
3
11936
8
8
86
906
10928
SBI Life
25817
201
75
163
989
24389
16387
172
169
402
1292
14352
1232
0
0
0
82
1150
2
–
–
–
–
2
Shriram
82
0
0
1
15
66
66
0.11
0.02
0.29
0.05
0.00
46.28
91 to 180 Days
181 Days to 1 Year
More than 1 Year
25.82
0.50
1.91
0.66
23.28
45.28
17.83
0.28
0.52
1.21
3.49
12.33
26.36
0.01
0.00
0.00
1.71
24.65
25.59
0.01
0.01
0.18
1.61
23.76
20.61
0.03
0.16
0.27
0.56
19.59
0.05
0.00
0.00
0.00
0.00
0.05
0.03
0.00
0.00
0.00
0.02
0.00
0.03
–
–
–
0.02
0.01
178.54
1.41
0.46
3.53
24.49
148.65
170.32
5.98
1.35
3.72
23.52
135.74
151.63
3.87
3.60
6.31
26.23
111.62
20.03
0.00
0.00
0.00
0.25
19.79
1.89
0.00
0.00
0.00
0.33
1.56
0.08
–
–
–
–
0.08
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
MetLife
954
1
9
31 to 90 Days
Particulars
2551
8
181 Days to 1 Year
110
40
111
31 to 90 Days
91 to 180 Days
33
801
Reliance Life
NUMBER OF LIVES
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
MetLife
2392
Particulars
Tata AIG
Private Total
LIC
Industry Total
0
202
More than 1 Year
Star Union
16
0
1
–
–
–
–
–
–
1069
0
20
59
95
895
Tata AIG
809
6
6
122
269
406
912
222
97
113
184
296
90254
368
419
1650
8489
79328
38200
502
525
1170
3892
32111
Private Total
BENEFIT AMOUNT PAID
188798
95
504
3477
12882
171840
233132
48
601
1445
2909
228129
LIC
215485
12
142
85
202
215044
222307
6
5
801
1769
219726
260507
508
530
1971
5661
251837
305739
380
561
1735
8691
294372
Industry Total
421930
143
1105
4922
15791
399969
67
0.04
0.00
0.66
0.33
0.00
1.79
91 to 180 Days
181 Days to 1 Year
More than 1 Year
0.04
0.41
0.20
0.13
0.60
0.20
31 to 90 Days
–
–
–
–
–
–
13.20
0.00
0.44
0.82
3.03
8.91
13.96
0.05
0.08
2.32
6.58
4.94
20.76
2.57
2.15
4.15
6.40
5.48
666.31
1.74
3.30
15.30
74.94
571.04
439.08
9.63
5.52
18.72
63.92
341.29
0.30
3.31
5.59
19.84
0.23
2.23
0.93
1.99
0.07
0.07
5.77
29.11
2.04
6.61
20.89
94.78
9.86
7.75
19.65
65.91
7.50
9.30
25.99
86.97
970.13 1935.51 1531.19 1197.72
322.33 1393.51 1195.28 1005.15 2059.82 1634.36 1327.48
7.43
9.23
20.22
57.86
227.59 1364.47 1189.90
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
9
181 Days to 1 Year
8
2
19
16
5
158
31 to 90 Days
Particulars
Star Union
NUMBER OF LIVES
2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09 2010-11 2009-10 2008-09
91 to 180 Days
Particulars
TABLE 15: DURATION WISE SETTLEMENT OF DEATH CLAIMS – GROUP CATEGORY (Concld.)
68
Total (Pension & General Annuity & Group Fund) Investments
Approved Investments
State Govt & Other Approved Securities
Central Govt – Securities
2009
2008
2007
2006
2005
2004
45894.15
(10.76)
18152.70
(25.68)
27215.01
(73.38)
91261.86
(27.51)
311668.71 151489.89 111629.43
(105.73)
(35.71)
(93.84)
25871.42 21272.87 21448.05
(21.61)
(-0.82)
(126.66)
337540.14 172762.76 133077.48
(95.37)
(29.82)
(98.48)
53351.21 46918.58
(13.71)
(2.23)
23591.16 18434.55
(27.97)
(1.55)
66684.57 48598.49
(37.21)
(78.57)
143626.93 113951.62
(26.04)
(24.86)
57587.24
(146.09)
9462.56
(280.460
67049.80
(159.00)
41434.52
(13.80)
14443.79
(-0.31)
15696.40
(19.14)
71574.70
(11.71)
23401.01
(247.62)
2487.12
(212.58)
25888.13
(243.92)
36410.66
(17.01)
14488.56
(23.71)
13174.69
(10.94)
64073.91
(17.13)
6731.78
(326.77)
795.66
(617.24)
7527.45
(345.86)
31116.51
(26.76)
11712.11
(36.70)
11876.01
(12.97)
54704.63
(25.39)
1577.38
(505.83)
110.93
(1900.27)
1688.31
(534.82)
24546.62
(51.20)
8567.91
(67.60)
10512.76
(13.14)
43627.30
(42.40)
2011
58.81
13.28
27.91
100.00
Life Fund
Pension & Group Fund
ULIP Fund
TOTAL
100.00
60.79
11.69
27.52
2010
100.00
68.71
12.44
18.85
2009
100.00
70.71
11.91
17.37
2008
100.00
77.06
11.85
11.10
2007
100.00
81.53
13.15
5.31
2006
100.00
85.48
12.77
1.76
2005
100.00
87.15
12.37
0.48
2004
SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT
(As on 31st March)
Particulars
2003
2002
2001
265.91
5.55
260.36
30638.05
9291.53
5112.19
16234.34
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
307095.57 269091.17 250793.31 233664.31 201678.32 170433.39 144665.52 123704.98 128813.10 47512.68
(14.12)
(7.30)
(7.33)
(15.86)
(18.33)
(17.81)
(16.94)
(-3.97)
(171.11)
113644.46 88755.04 67045.41 45644.64 43799.61 39474.78 30028.12 23380.50
3364.38 52523.95
(28.02)
(32.38)
(46.89)
(4.21)
(10.96)
(31.46)
(28.43)
(594.54)
(-93.59)
85674.54 66673.33 63262.13 69836.78 49638.45 45521.01 38636.84 32962.63 20740.87 24886.86
(28.49)
(5.39)
(-9.41)
(40.69)
(9.05)
(17.82)
(17.21)
(58.93)
(-16.66)
190398.99 153870.47 118338.70 86360.96 75373.71 84412.93 77132.81 42703.36 60928.74 50502.28
(23.73)
(30.02)
(37.03)
(14.58)
(-10.71)
(9.44)
(80.62)
(-29.91)
(20.65)
34477.30 51260.39 42190.44 30048.61 26698.56 26377.73 16845.63
6897.04 16521.65 18583.83
(-32.74)
(21.50)
(40.41)
(12.55)
(1.22)
(56.59)
(144.24)
(-58.25)
(-11.10)
731290.86 629650.40 541629.99 465555.30 397188.65 366219.85 307308.91 229648.52 230368.74 194009.60
(16.14)
(16.25)
(16.34)
(17.21)
(8.46)
(19.17)
(33.82)
(-0.31)
(18.74)
2010
(` Crore)
100.00
88.14
11.76
0.10
2003
100.00
100.00
0.00
0.00
2002
100.00
100.00
0.00
0.00
2001
(Per Cent)
1430117.6 1212457.93 916364.78 765969.33 604179.80 487150.69 428451.93 352624.52 260552.48 230368.74 194009.60
(17.95)
(32.31)
(19.63)
(26.78)
(24.02)
(13.70)
(21.50)
(35.34)
(13.10)
(18.74)
371898.63
(19.32)
27217.13
(5.20)
399115.76
(18.24)
67575.74
(26.66)
32375.68
(37.23)
89975.83
(34.92)
189927.26
(32.23)
Note: Figure in the bracket indicates the growth over the previous year in per cent.
GRAND TOTAL
Total (ULIP Funds)
Other than Approved Investments (OTAI)
ULIP Funds Approved Investments
Pension
& General
Annuity
Fund
Total (Life Fund)
Other than Approved Investments (OTAI)
Infrastructure Investments
353376.05
(15.07)
141357.66
(24.38)
89180.75
(4.09)
215000.98
(12.92)
42159.12
(22.28)
841074.55
(15.09)
Life Fund
Central Govt – Securities
2011
Particulars
TABLE 16: ASSETS UNDER MANAGEMENT OF LIFE INSURERS
(As on 31st March)
69
150.71
1525.35
1969.50
700.00
293.96
1052.00
1994.88
1428.46
700.00
1464.88
325.00
510.29
1841.00
1969.57
1165.84
232.00
1000.00
175.00
250.00
1953.50
23656.85
Bajaj Allianz
Bharti AXA
Birla Sun Life
Canara HSBC
DLF Pramerica
Future Generali
HDFC Standard
ICICI Prudential
IDBI Federal
ING Vysya
IndiaFirst
Kotak Mahindra
Max New York
MetLife
Reliance
Sahara
SBI Life
Shriram
Star Union Dai-ichi
TATA AIG
Private Total
23661.85
21020.00
5.00
21015.00
1920.50
250.00
125.00
1000.00
232.00
1164.65
1774.79
1838.82
510.29
200.00
1019.15
450.00
1428.14
1968.00
702.00
221.30
500.00
1969.50
1131.35
150.71
1888.80
570.00
2010
Note: "–" indicates the company has not started its operation.
Industry Total
5.00
2004.90
Aviva
LIC
950.00
2011
Aegon Religare
Insurer
18254.77
5.00
18249.77
1519.50
150.00
125.00
1000.00
232.00
1162.33
1580.00
1782.43
510.29
–
12296.42
5.00
12291.42
870.00
–
125.00
1000.00
232.00
1147.70
761.08
1032.43
480.27
–
790.00
200.00
1019.15
1401.11
450.00
1271.00
185.00
–
–
1274.50
366.11
150.71
1004.50
–
2008
1427.26
1795.82
468.50
137.05
400.00
1879.50
668.43
150.71
1491.80
300.00
2009
8124.41
5892.05
5.00
5887.05
8119.41
5.00
447.00
–
125.00
425.00
157.00
331.00
235.00
557.43
244.58
–
490.00
–
1185.00
620.00
–
–
–
460.00
1.10
150.23
458.70
–
2006
547.00
–
125.00
500.00
157.00
664.00
530.00
732.43
330.35
–
690.00
–
1312.30
801.26
–
–
–
671.50
150.00
150.37
758.20
–
2007
4352.81
5.00
4347.81
321.00
–
–
350.00
157.00
217.10
235.00
466.08
211.76
–
325.00
–
925.00
320.00
–
–
–
350.00
–
150.07
319.80
–
2005
TABLE 17: EQUITY SHARE CAPITAL OF LIFE INSURERS
(As on 31st March)
3243.71
5.00
3238.71
231.00
–
–
175.00
157.00
160.00
160.00
346.08
151.26
–
245.00
–
675.00
255.50
–
–
–
290.00
–
150.07
242.80
–
2004
2234.13
5.00
2229.13
185.00
–
–
125.00
–
125.00
110.00
255.00
131.30
–
170.00
–
425.00
218.00
–
–
–
180.00
–
150.03
154.80
–
2003
1669.00
5.00
1664.00
185.00
–
–
125.00
–
125.00
110.00
250.00
101.00
–
110.00
–
190.00
168.00
–
–
–
150.00
–
150.00
–
–
2002
(` Crore)
70
1.58
1.87
7.07
3.63
2.16
5.06
1.59
2.61
1.63
3.06
3.26
6.90
2.45
3.24
1.80
2.19
1.63
4.00
2.50
2.91
1.92
1.66
1.79
7.47
2.52
2.22
4.87
1.55
2.69
1.67
2.82
3.37
7.43
3.04
3.05
1.92
1.62
1.97
7.36
2.38
2.25
4.70
1.58
2.75
1.69
3.04
3.11
5.01
3.64
3.09
2.02
1.80
1.88
2.76
3.38
2.23
3.78
2.86
4.26
3.55
2.62
2.24
4.39
2.99
3.44
4.18
1.54
2.11
7.46
2.69
2.17
4.50
1.86
2.79
1.65
3.22
1.79
5.27
4.05
2.90
1.80
2.34
1.67
2.58
2.11
1.68
2.68
5.12
2.66
June March
2010
2010
1.66
1.80
7.77
2.61
2.52
4.51
1.91
3.05
1.65
1.90
1.82
7.77
4.91
2.89
1.95
2.32
1.74
3.89
1.75
1.86
2.59
5.59
2.07
1.72
2.05
7.66
2.63
2.64
4.33
2.22
3.07
1.82
2.22
2.32
–
5.33
2.57
2.14
2.25
1.59
3.26
1.96
2.58
2.53
5.23
1.93
December September
2009
2009
1.74
1.91
7.89
2.91
2.73
4.04
2.25
3.02
1.76
2.43
2.96
–
5.67
2.54
2.32
1.99
1.53
4.45
1.94
2.16
2.35
3.61
2.14
2.55
1.54
2.51
2.53
3.05
2.92
3.60
2.50
2.27
3.23
–
3.25
2.91
4.04
3.96
2.61
2.27
2.69
3.58
2.18
–
2.10
2.77
3.18
2.47
1.56
7.37
2.58
2.54
2.58
3.78
1.94
3.04
2.26
–
6.11
2.31
2.58
3.17
1.71
5.74
2.44
2.07
2.62
5.91
1.93
June March December
2009
2009
2008
Note: “–” indicates that the company has not started its operation.
Source : Actuarial Report and Abstract as on 31.03.2011 & 31.03.2010 and respective quarterly Solvency Statements.
LIC
1.54
2.16
TATA AIG
Public Insurer
6.70
Star Union Dai-ichi
4.82
Sahara India
2.04
1.66
Reliance
3.96
2.67
Kotak Mahindra
SBI Life
1.69
Metlife India
Shriram
3.65
Max New York
3.27
ICICI Prudential
3.00
1.72
HDFC Standard
ING Vysya
2.21
Future Generali
6.60
2.53
DLF Pramerica
6.36
3.07
Canara HSBC
IDBI Federal
2.89
Birla Sun
IndiaFirst
2.14
Bharti AXA
3.37
4.13
5.40
2.86
Aviva
2.74
3.22
March December September
2011
2010
2010
Bajaj Allianz
Aegon Religare
Private Insurers
INSURERS
TABLE 18: SOLVENCY RATIO OF LIFE INSURERS
(At the end of the Quarter)
1.79
2.64
–
2.98
2.71
4.21
2.83
2.31
1.73
2.02
1.66
–
2.63
1.99
3.09
2.62
1.77
4.44
2.10
2.42
1.99
5.45
2.65
September
2008
2.02
2.93
–
2.74
1.99
4.23
2.57
1.85
2.06
2.66
1.74
–
3.13
2.04
2.85
2.47
–
5.48
2.00
2.50
2.16
2.67
–
1.52
2.50
–
2.85
3.30
4.32
1.65
2.41
1.70
2.25
2.36
–
3.45
1.74
2.38
2.94
–
–
2.37
2.73
2.34
4.29
–
1.50
2.59
–
2.74
1.78
2.68
1.62
1.64
1.73
2.08
2.87
–
–
1.53
2.05
–
–
–
1.80
1.96
2.45
6.31
–
1.30
2.70
–
2.20
2.90
2.70
2.00
1.80
1.70
2.00
2.30
–
–
1.60
2.90
–
–
–
2.00
–
2.80
2.80
–
June March March March
2008
2008
2007
2006
71
Note: Figure in bracket represents negative value
Premiums earned – net
(a) Premium
(b) Reinsurance ceded
(c) Reinsurance accepted
(a) Interest, Dividends & Rent – Gross
(b) Profit on sale/redemption of investments
(c) (Loss on sale/ redemption of investments)
(d) Transfer/Gain on revaluation/change in fair value
(e) Amortization of Premium/Discount on Investments
(f) Appropriation/Expropriation Adjustment Account
Unrealised Gains/Loss
Other Income
Transfer from Shareholders' Account
Unit Linked Recoveries
TOTAL (A)
Commission
Operating Expenses related to Insurance Business
Provision for doubtful debts
Bad debts written off
Provision for Tax
Provisions (other than taxation)
(a) For diminution in the value of investments (Net)
(b) Others
TOTAL (B)
Benefits Paid (Net)
Interim Bonuses Paid
Change in valuation of liability in respect of life policies
(a) Gross
(b) Amount ceded in Reinsurance
(c) Amount accepted in Reinsurance
(d) Transfer to Linked Fund(Fund Reserve)
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)-(B)-(C)
Prior Period Items
Balance at the beginning of the year
Transfer from Linked Fund (Lapsed Policies)
Surplus available for appropriations
APPROPRIATIONS
Transfer to Shareholders’ Account
Fund for future appropriations
(Reserve for lapsed unit linked policies unlikely to be revived)
Balance being funds for future appropriations-Policyholders
Balance being funds for future appropriations-Shareholders
Balance transferred to Balance Sheet
TOTAL (D)
Particulars
31838
–
34053
–
29872155
1211031
1224582
(104530)
–
362529
50455
–
12256
2756324
7913066
100354
11722395
–
–
7276923
27012738
103092
–
–
–
103092
103092
–
–
–
–
103092
29927263
1330868
1698028
(44141)
–
397318
35345
–
(6868)
3410550
11124119
110533
14595689
–
–
572611
26402951
113762
–
–
–
113762
113762
–
–
–
–
113762
–
92912
–
92912
–
10771117
–
–
1472001
17568156
92912
–
–
–
92912
20028065
1003324
906429
27311
–
334848
93177
–
1909
2366998
5247814
77223
5658279
508993
(190329)
(1699371)
–
–
6719788
1017242
(192374)
3694853
–
–
7766669
1842358
(234862)
209195
–
–
–
8098
–
15728804
(10091)
(57)
2008-09
18607731
(9492)
352
2009-10
20347340
(11936)
401
2010-11
–
–
–
82959
82959
–
8955640
–
–
3663043
18381025
82959
–
–
–
82959
20636298
956810
830932
13568
–
351046
15791
–
4167
2172314
5655033
107309
113522
–
–
4799879
1108636
(163831)
(107288)
14978999
(8795)
355
2007-08
–
–
–
75781
75781
–
7394339
–
–
2364517
15227074
75781
–
–
–
75781
17442476
916907
708584
41167
–
466582
12233
–
(5851)
2139622
5328646
139571
96011
–
4057240
767174
(145943)
(110232)
–
–
12782284
(4167)
109
LIC
2006-07
–
–
–
62177
62177
–
6926623
–
–
1062908
11411965
62177
–
–
–
62177
13214688
709492
604156
20976
–
396775
4036
–
5110
1740546
3392711
29724
134128
–
3547864
610719
(153943)
–
–
–
9079222
(3454)
151
2005-06
–
–
–
69660
69660
–
6016358
–
–
378623
9258555
69660
–
–
–
69660
11239274
624517
598718
109937
–
561925
16480
–
(518)
1911059
2844045
19529
99382
–
3297750
430727
(96922)
–
–
–
7512729
(4295)
(97)
2004-05
TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT
–
–
–
54813
54813
–
4838442
–
–
–
7254178
54813
–
–
–
54813
9308890
573384
504233
50849
–
150628
720805
–
–
1999899
2392375
23362
11250
–
2721569
349699
(86694)
–
–
–
6316760
(3831)
137
2003-04
–
–
–
48810
48810
–
4010200
–
–
–
6084875
48810
–
–
–
48810
8098781
499861
462109
26541
–
125862
–
26077
824646
1965097
2053039
21635
35533
–
2507983
128251
(33223)
–
–
–
5462849
(2794)
182
2002-03
–
350218
–
1215687
43325
822144
3403227
–
–
–
5170429
1215687
–
–
–
–
7378007
451791
426040
17987
–
86817
–
8397
859
991891
1747664
19538
12464
–
2286190
112377
(13618)
–
–
–
4982191
(1676)
79
2001-02
(` Lakh)
72
(a) Premium
Other Income
TOTAL (A)
Commission
Adjustment related to previous year
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
3135
219
16213
–
–
60
17846
1236
27825
–
–
–
–
–
–
29118
50
–
44073
2191
40631
12
121
–
(23787)
(23666)
194
(29843)
(29649)
(29649)
30888
(29649)
12633
(289)
–
–
12394
(23666)
–
–
–
(23666)
–
–
–
31468
(779)
42834
199
–
2974
136
864
(191)
490
39
29
–
–
–
615
1394
(774)
1181
116
69
5
–
(15432)
(15427)
–
–
2096
(41)
–
–
2071
(15427)
–
–
–
(15427)
–
–
16492
15
–
15
13
(39)
35
4
–
–
–
–
16565
(86)
–
38861
(363)
3121
(13)
–
AEGON RELIGARE
2010-11 2009-10 2008-09
22528
2033
20495
22528
208574
22528
89610
(86)
66977
118976
74
–
298080
10104
56873
20129
(658)
24740
27862
(4922)
(1748)
234517
(1839)
2010-11
2752
–
–
2803
51
258208
(397)
–
–
320967
2803
–
–
–
2803
–
–
–
–
–
86848
63094
62
410618
15829
71019
–
237801
(1651)
–
–
18282
10085
(5027)
114670
–
456
–
–
36002
2009-10
6243
–
–
6296
–
53
91519
(391)
–
–
111296
6296
–
–
–
6296
–
–
93174
20116
52
–
588
210766
15196
77390
–
51984
15240
2242
(3249)
(53158)
–
–
–
199287
(1580)
–
2008-09
2548
–
–
2595
–
48
115514
(239)
–
–
133337
2595
–
–
–
2595
–
–
89977
18031
32
–
579
225909
21797
67601
–
22615
9913
4041
(525)
1297
–
–
–
189815
(1247)
–
2007-08
583
–
–
622
–
39
68796
(177)
–
–
75738
622
–
–
–
622
–
–
61052
7092
27
–
417
137412
17886
42749
–
14916
4733
554
(239)
3442
–
–
–
114723
(717)
–
AVIVA
2006-07
1707
–
–
1733
–
26
45193
(89)
–
–
46864
1733
–
–
–
1733
–
–
36087
1755
5
–
272
84684
10317
25498
–
15095
1916
576
(17)
7421
–
–
–
60027
(334)
–
2005-06
TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)
–
–
–
–
–
–
16829
(186)
–
–
17164
–
–
–
–
–
–
–
18950
522
–
–
–
36114
4593
14357
–
9637
498
183
(85)
843
–
–
–
25342
(305)
–
2004-05
–
–
–
–
–
–
4368
(7)
–
–
4437
–
–
–
–
–
–
–
11886
77
–
–
–
16324
1936
9950
–
7678
116
248
(4)
177
–
–
–
8150
(40)
–
2003-04
–
–
–
–
–
–
839
(3)
–
–
842
–
–
–
–
–
–
–
5050
6
–
–
–
5892
210
4841
–
4480
49
31
(6)
–
–
–
–
1347
(8)
–
2002-03
(` Lakh)
73
Note: Figure in bracket represents negative value.
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
52448
10237
–
–
62684
10237
11056
105388
93551
11837
105388
446956
1027151
84095
122952
–
–
1434932
1821007
40961
–
10720
11004
62685
81533
241544
498467
196
10720
–
–
21044
415
9908
73692
–
–
311113
460461
11550
–
9494
–
21044
–
–
1577
–
–
294311
75651
5
–
–
6531
–
–
279951
263020
104
19239
1352790
61647
160658
869
3167
41288
45921
(217401)
(191895)
–
–
–
11910
16391
–
766322
105155
187579
–
64538
334710
(49701)
643474
–
–
–
2816
6945
–
2141918
96257
177163
–
93783
349772
(38265)
(14053)
1062452
(2345)
–
2008-09
1141971
(2835)
–
2009-10
960995
(3477)
2010-11
9494
–
–
(6849)
(327)
(16016)
39161
–
–
576733
701062
19803
–
6709
(675)
25837
–
–
933
–
–
351053
85140
27
19586
90009
(15526)
(30084)
–
–
–
7211
29518
–
1071918
149686
200434
–
972531
(1327)
–
2007-08
6709
–
–
19433
313
12411
26699
–
–
261752
358324
13788
–
5645
–
19433
–
731
–
–
–
202701
69854
20
11533
37146
(10550)
(10366)
–
–
–
3728
9724
–
574812
94668
107302
–
534524
(926)
–
5645
–
–
6822
–
1177
19123
–
–
155761
240244
6182
–
640
–
6822
–
410
–
–
–
83278
65348
12
2111
1066
(53)
–
–
–
–
2902
10855
–
329704
34187
48681
–
313358
(536)
–
BAJAJ
2006-07
2005-06
640
–
–
640
–
–
64169
–
–
–
69823
(265)
–
904
–
640
–
–
–
–
–
36130
5651
3
856
24
(37)
–
–
–
–
530
4512
–
105688
14584
21439
107
100168
(364)
–
2004-05
904
–
–
904
–
–
7459
–
–
–
7738
493
–
411
–
904
–
–
–
–
–
18281
278
1
318
134
–
–
–
–
–
135
4000
–
26512
5044
13237
–
22080
(155)
–
2003-04
–
(16)
411
395
–
–
2749
–
–
–
2785
395
–
–
–
395
–
–
–
–
–
7914
36
–
117
32
–
–
–
–
–
83
4000
–
11095
1242
6672
–
6917
(56)
–
2002-03
–
–
16
16
–
–
341
–
–
–
341
(2384)
–
2400
–
–
–
–
–
–
–
2746
–
–
–
–
–
–
–
–
–
–
–
–
703
235
2511
–
714
(11)
–
2001-02
(` Lakh)
74
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
(d) Transfer to Linked Fund (Fund Reserve)
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
(` Lakh)
34771
3873
56587
–
–
–
306
–
–
60766
262
–
244
695
87263
6326
66071
–
–
–
–
–
–
72397
893
–
1388
6661
97292
3943
60151
–
–
–
–
–
–
(28343) (47729) (41515)
–
–
–
–
–
–
–
–
(28343) (47729) (41515)
–
–
30851
60
–
36852
1264
29494
–
–
–
93
246
25080
5980
(39)
–
–
6001
–
–
–
–
–
547
1215
46
45
(20)
(359)
–
–
11841
(27)
–
61979 15385
(277)
(126)
–
–
–
–
61541 62595 15520
(28343) (47729) (41515)
–
–
–
–
–
–
(28343) (47729) (41515)
57268
(121)
64094
4394
165
789
6546
(639)
12648
–
236
2182
11204
(2999)
(49)
252
55
(304)
(2941)
–
–
66973
(229)
–
79202
(463)
36041
(93)
–
550566
(8029)
–
2368
6198
–
–
–
–
–
–
48762
15855
32907
624 316927
–
(321)
–
64
–
624 510108
– 48762
–
–
–
– 48762
–
–
8690 158347
– 193437
–
9314 717217
56 38058
8607 120348
–
–
–
27
(59)
73
8467
16947
–
–
18438
1491
–
683250
(7599)
–
–
789529
18438
–
–
–
18438
–
–
184295
113878
–
992261
51620
132675
–
–
–
–
1435
47975
1002
49410
317
15473
1610
7019
690
6762
4501
511
(243)
–
–
–
91547
(1388)
–
–
–
57961
12484
–
–
–
40571
7379
–
10308
–
–
13169
2862
–
2585
–
–
5192
2607
–
–
–
–
–
–
–
–
–
–
–
–
–
212457 275170 139681 117714
(1235) (2893) (1326) (1107)
–
–
–
–
–
–
–
–
275865 315245 150838 123986
13169
5192
–
–
–
–
–
–
–
–
–
–
–
–
–
–
13169
–
–
–
–
–
–
–
173670 101011
64644 42968
–
–
–
–
–
–
–
–
69100
(688)
–
–
71714
–
–
–
–
–
–
–
30666
3303
–
462705 421448 208800 164557 102380
48179 33555 20138 15964 12922
124876 67073 37587 24393 17744
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
615
383
237
214
–
1709
76399
8880
8395
(2314)
17660
(75)
–
457180 325713 176617 125566
(5517) (3406) (3101) (2184)
–
–
–
–
3 77156 52157 38845 25045 15771
1 159965 241291 32790 63154 22877
– (38949) (34109) (111613) (10228) (5541)
(5) (47785) 141402 (27083) (29177) (13550)
– (1194)
(426)
(6)
(65)
(63)
–
–
–
–
–
778 567707
(2) (8250)
–
–
–
–
–
–
–
40377
(633)
–
–
40516
–
–
–
–
–
–
–
22226
772
–
62743
7779
14446
1
–
–
–
193
8216
1312
128
(91)
–
–
–
53754
(770)
–
–
–
–
–
–
–
9782
(665)
–
–
9219
–
–
–
–
–
–
–
11859
102
–
21079
2951
8907
1
–
–
–
15
6770
287
22
(6)
–
–
–
14392
(403)
–
–
–
–
–
–
–
1943
(56)
–
–
1917
–
–
–
–
–
–
–
5256
30
–
7174
440
4816
–
–
–
–
2
–
61
26
(1)
4406
–
–
2826
(146)
–
BHARTI AXA
BIRLA SUN LIFE
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
75
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
SURPLUS/ (DEFICIT) (D) =(A)–(B)–(C)
Prior Period Items
APPROPRIATIONS
Fund for future appropriations (Reserve for lapsed unit linked
policies unlikely to be revived)
Balance being funds for future appropriations–Policyholders
Balance being funds for future appropriations–Shareholders
TOTAL (D)
Particulars
84245
(254)
–
1873
4207
(258)
16645
230
–
26114
132800
20337
19235
–
–
–
–
–
–
39571
433
–
92818
(23)
–
–
93229
–
–
–
–
–
–
–
–
–
–
–
153186
(621)
–
5205
10907
(2633)
(2608)
268
–
19760
183465
15180
26045
–
–
–
–
–
–
41225
609
–
141690
(59)
–
–
142240
–
–
–
–
–
–
–
–
–
–
–
CANARA HSBC
2010-11
2009-10
–
–
–
–
–
–
24507
–
–
–
24571
–
–
–
–
–
–
–
25599
64
–
50170
10565
14893
–
–
–
141
–
21086
197
144
(129)
(742)
–
–
29641
(27)
–
2008-09
–
–
–
–
–
5491
–
–
–
5584
–
–
–
–
–
–
–
15761
93
–
21345
972
14788
–
–
–
–
–
11450
176
156
(31)
105
(0)
14
9504
(30)
–
–
–
–
–
–
2921
–
–
–
2896
–
–
–
–
–
–
–
11000
(25)
–
13896
429
10571
–
–
–
–
–
9794
9
44
43
(19)
186
3844
(4)
–
DLF PRAMERICA
2010-11
2009-10
–
–
–
–
–
–
259
–
–
–
259
–
–
–
–
–
–
–
4097
–
–
4356
8
4055
–
–
–
34
–
4015
–
4
1
(2)
3
337
(0)
–
2008-09
–
–
–
–
–
–
58813
–
–
–
–
–
54968
(159)
109499
9578
41108
–
–
–
–
–
–
–
50686
4005
146
32778
3214
4160
(543)
(1858)
–
–
72616
(1013)
–
2010-11
–
–
–
–
–
–
37223
–
–
–
38621
–
–
–
–
–
95712
11044
46047
–
–
–
–
–
–
–
57091
1398
–
207
36837
1325
1100
(131)
2890
–
–
54151
(667)
–
–
–
–
–
–
–
11867
(258)
–
–
11829
–
–
–
–
–
–
–
29522
220
–
41351
2204
27186
–
–
–
132
11
26341
120
53
(52)
80
–
–
15260
(463)
–
FUTURE GENERALI
2009-10
2008-09
–
–
–
–
–
–
134
(54)
–
–
119
–
–
–
–
–
–
–
3325
39
–
3444
4
3309
–
–
–
12
11
3372
4
–
–
–
–
–
249
(192)
–
2007-08
(` Lakh)
76
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
62142.17
94552
(16419)
428328
(458)
4136.49
3028
35594
1306468
52549
150904
–
–
–
–
–
–
203454
133789
37
952640
(2546)
–
–
1083920
19094
–
–
–
19094
4729
–
5329
9036
–
19094
92041
187150
(13780)
(57712)
905
(3021)
1730
20057
1122841
47681
149521
–
–
–
–
–
–
197202
283091
51
639045
(3246)
918942
6698
–
–
–
6698
4463
14903
4271
(16939)
6698
700510
(4947)
–
2009-10
900417
(4946)
–
2010-11
2850
5864
–
16664
7950
–
134542
6028
–
–
208745
16664
–
–
–
16664
–
–
219159
68127
–
444568
42489
176007
–
–
–
663
3555
61490
44518
20341
(54725)
(182065)
(383)
–
556469
(4632)
–
2008-09
1875
–
–
7038
5163
–
378072
1029
–
–
429286
7038
–
–
–
7038
–
–
137049
50146
39
573373
35126
101298
–
–
–
626
3247
32482
27694
34152
(11230)
5835
(569)
–
485856
(4095)
–
2007-08
339
–
–
339
–
–
226253
(1411)
–
–
242299
339
–
–
–
339
–
–
79025
17454
3
321662
20993
57674
–
–
–
358
2330
14504
15895
10434
(4119)
1014
(658)
–
285587
(3324)
–
255
–
–
255
–
–
152476
(1192)
–
–
155772
255
–
–
–
255
–
–
52150
4483
4
208176
12033
39849
–
–
–
268
2327
13970
6897
9449
(150)
21590
(602)
–
156991
(2296)
–
HDFC STANDARD
2006-07 2005-06
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
21644
(999)
–
–
20916
–
–
13688
270
2
34604
3871
9817
–
–
–
–
(83)
2864
1424
1428
(11)
–
–
–
29776
(794)
–
2003-04
50465
(2527)
–
–
49512
–
–
30384
1572
2
79896
7309
23075
–
–
–
–
96
9547
–
2671
1087
(1139)
340
68663
(1371)
–
2004-05
–
–
(321)
(321)
–
–
12291
(706)
–
–
11641
(321)
–
–
–
(321)
–
–
8950
55
–
20270
1977
6973
–
–
–
–
528
46
–
–
–
–
–
(64)
5355
14882
(477)
–
2002-03
–
273
–
298
25
–
3070
(379)
–
–
2694
298
–
–
–
–
–
–
4788
3
–
7780
662
4126
–
–
–
–
107
5
–
–
–
–
–
4461
3346
(139)
–
2001-02
522
522
522
76520
522
76131
15782
388
92825
2692
13090
72
8923
1065
1593
(99)
1141
349
79843
(62)
2
–
–
2
–
–
17472
–
–
–
17488
2
–
–
–
2
25769
1456
6822
–
–
–
–
–
–
–
8278
17
–
33
55
(4)
413
–
–
–
18
5095
–
20160
INDIAFIRST
2010-11 2009-10
(` Lakh)
77
426105
(684)
–
20293
23161
(6271)
105135
–
–
–
47
23067
590854
28339
72500
–
–
–
610
–
–
101450
20947
–
467452
–
–
–
488398
1006
–
–
–
1006
759
–
248
–
–
1006
791299
(1617)
–
38054
54231
(13857)
17386
–
3092
–
16
75800
964403
52551
152296
–
–
–
1226
–
–
206073
72750
–
671979
–
–
–
744729
13601
–
–
–
13601
3461
–
10141
–
–
13602
3175
–
–
3175
–
–
201373
–
–
–
211492
3176
–
–
–
3176
–
–
63947
10120
–
278614
17796
46151
–
–
–
–
9579
2251
(283)
7722
–
–
–
10
23335
236382
(382)
–
–
–
–
–
–
–
24843
–
–
63734
89393
–
–
–
–
–
–
–
39546
816
–
128939
9562
28728
–
–
–
1257
2656
2315
(20)
(115)
–
–
–
1690
23677
98928
(191)
–
–
–
–
–
–
–
18723
–
–
19881
38920
–
–
–
–
–
–
–
21159
316
–
60078
3776
17383
–
–
–
–
1863
626
–
–
–
–
–
17
15838
41762
(28)
–
–
–
–
(10643)
(12417)
1774
12825
–
–
725
13615
(10643)
–
–
–
–
–
–
8967
65
–
11939
1447
8485
–
–
–
(965)
170
117
–
–
–
–
–
18
–
11637
(3)
–
ICICI PRUDENTIAL
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
1788063 1652875 1535622 1356106
(a) Premium
(6365)
(5292)
(3803)
(2430)
–
–
–
–
190214 136165 114414
63572
1338224 393183 157903 190333
(695719) (63470) (329367) (26177)
–
–
–
63249
–
–
–
–
(1648)
(2702)
160
1341
(207918) 1294821 (557821)
–
Other Income
1028
735
381
313
13590
52550
94857 160635
2419469 3458864 1012345 1806942
TOTAL (A)
Commission
56068
60297
69999
81097
218739 256915 274059 291994
–
–
–
–
–
–
–
–
–
–
–
–
Provision for Tax
9219
(305)
2114
2896
–
–
–
–
(b) Others
–
–
–
–
TOTAL (B)
284026 316907 346172 375987
Benefits Paid (Net)
1059117 720999 220656 201487
56
5
5
6
1015510 2291183 424219 1196952
(a) Gross
–
–
–
–
–
–
–
–
–
–
–
–
TOTAL (C)
2074682 3012187 644880 1398444
60760 129770
21293
32512
Prior Period Items
–
–
–
–
123242
71733
53785
–
–
–
–
–
184002 201503
75078
32512
APPROPRIATIONS
86782
78262
3344
212
–
–
–
–
(26021)
51508
17948
32300
123242
71733
53785
–
–
–
–
–
TOTAL (D)
184002 201503
75078
32512
Particulars
–
75858
75506
(413)
27660
765
103517
6663
20997
13
13511
5977
6483
(1641)
(1876)
303
99
81100
(452)
–
–
–
–
–
–
61166
(278)
–
–
61239
–
–
–
–
–
80508
4419
14850
–
–
–
–
–
–
–
19269
351
–
2995
6256
(1140)
3011
59
127
–
–
12299
57112
(210)
–
–
–
–
–
–
–
29245
(117)
–
–
29204
–
–
–
–
–
–
–
13529
76
–
42733
1545
11915
–
–
–
69
703
862
(2392)
89
7
–
–
–
11611
31897
(43)
–
–
–
–
–
–
–
1164
(1)
–
–
1164
–
–
–
–
–
–
–
1045
–
–
2209
37
1004
–
–
–
3
–
–
–
–
–
–
–
–
1019
1190
–
–
IDBI FEDERAL
2010-11 2009-10 2008-09 2007-08
(` Lakh)
78
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
–
433
–
–
51357
8958
3
134926
11038
46392
–
–
223
–
–
57652
13371
7
1499
14630
282045
12076
46727
–
–
–
–
–
–
58803
24544
7
196597
104
–
–
221251
1991
–
661
–
2653
–
–
–
1991
661
–
2653
220116
13058
49441
–
–
–
–
–
–
62499
58627
11
96866
21
–
–
155525
2092
–
2653
–
4744
–
2395
–
(303)
2653
–
4744
(1388)
2049
–
1008
65026
(89)
–
–
78314
(1041)
–
2049
–
1008
–
347
–
2249
20840
2049
–
–
2113
86993
(57)
–
–
95898
2113
–
–
–
–
–
64
–
149369
10555
40370
–
208
20707
7011
14526
(4983)
(3428)
–
–
179
11496
10244
6432
(34378)
(13933)
–
–
15559
39112
(6751)
54139
–
–
115887
(559)
–
2007-08
22618
22252
(7157)
199
–
–
144228
(758)
–
2008-09
164265
(409)
–
2009-10
170895
(366)
–
2010-11
–
–
–
–
50463
(4)
–
–
55514
–
–
–
–
–
–
–
–
–
–
40042
5051
3
–
271
95555
9417
30353
–
50
18867
4019
3878
(1069)
(592)
–
–
70720
(318)
–
–
–
–
–
28507
(41)
–
–
31501
–
–
–
–
–
–
–
–
–
–
28238
3034
–
242
59739
6913
21083
–
39
12624
2012
481
(83)
2380
–
–
42538
(251)
–
ING VYSYA
2006-07
2005-06
–
–
–
–
25090
(40)
–
–
25311
–
–
–
–
–
–
–
–
–
–
18755
260
1
–
–
44067
4107
14649
–
56
9822
522
76
–
(175)
–
–
33886
(121)
–
2004-05
–
–
–
–
4487
(3)
–
–
4589
–
–
–
–
–
–
–
–
–
–
11883
96
11
–
–
16472
1993
9891
–
39
7503
102
–
–
–
–
–
8851
(22)
–
2003-04
–
–
–
–
458
(3)
–
–
484
–
–
–
–
–
–
–
–
–
–
6420
29
–
–
–
6904
645
5775
–
5
4752
35
–
–
–
–
–
2116
(4)
–
2002-03
–
–
–
(3800)
(3800)
–
354
(1)
–
–
353
(3800)
–
–
–
–
–
1417
3864
–
–
–
–
417
135
2312
–
–
–
–
–
–
–
–
–
419
(2)
–
2001-02
(` Lakh)
79
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
(` Lakh)
290
1770
392437
16792
57384
–
–
–
–
(717)
–
73458
49668
–
–
21659
–
–
230754
302082
16896
380
–
17276
7085
–
9663
–
528
17276
415
882
360761
13017
58006
–
–
–
–
–
–
71022
103615
–
–
23347
–
–
154108
281070
8669
528
–
9197
8951
–
(176)
–
422
9197
5541
–
380
7942
2021
–
370
–
7942
–
268
–
5
–
83583
24304
–
–
17497
–
–
66594
108395
7572
199551
22543
60767
–
286
3013
4018
–
370
6327
1939
–
363
–
6327
–
282
–
712
–
58991
26255
–
–
12979
–
–
99180
138414
5963
203369
15511
42487
–
108
10888
26006 17108 10137
35815 13704 32018
(8651) (57479) (5748)
52223 (7855) (10306)
–
–
–
–
–
–
36933
48481
(17295)
(2752)
–
–
169114
(2843)
–
286805
(1820)
–
297551
(3455)
–
234319
(3545)
–
1146
–
363
1653
143
–
(4848)
–
1653
–
189
–
–
–
32239
17317
–
–
12081
–
–
50803
80201
6501
118941
8020
24031
–
70
11799
6158
10336
(2779)
(1776)
–
–
97151
(2018)
–
147
–
(4848)
(4702)
–
–
(4967)
–
(4702)
–
107
–
–
–
19427
4197
–
–
12468
–
–
42217
58882
265
78574
5912
13408
–
24
4998
3514
2000
(446)
7415
–
–
62185
(1115)
–
244
–
(4967)
(4967)
–
–
(2256)
–
(4967)
–
–
–
–
243
15266
456
–
–
8541
–
–
28404
37400
(2711)
49956
3890
11133
–
26
2173
1239
369
(273)
484
–
–
46616
(678)
–
74
–
4330
4404
–
–
–
–
4404
–
–
–
–
77
10981
408
–
–
4389
–
–
5031
9829
4404
25213
1920
8984
–
7
9758
448
255
(3)
74
–
–
15072
(398)
–
(993)
–
(4233)
(5226)
–
–
–
–
(5226)
–
–
–
–
–
6898
21
–
–
2320
–
–
–
2341
(5226)
4014
761
6138
–
–
–
41
–
–
–
–
–
4032
(60)
–
–
–
–
–
1146
–
–
–
–
–
–
–
–
1
3880
–
–
–
347
–
–
–
347
(3490)
737
181
3698
–
–
–
–
–
–
–
–
–
758
(21)
–
–
–
919
181
–
–
324
143
–
4181
–
–
63852
74631
132
–
192
–
324
8788
–
–
46199
78525
738
–
181
–
919
919
–
24269
80
3324
(1566)
93812
6649
12399
–
–
–
–
–
–
–
19048
6595
3
3276
4344
(975)
–
–
61127
(67)
–
5877
4766
(14)
–
–
(6)
4046
85
474
(666)
96669
4146
13116
–
–
–
144
–
–
–
17406
23529
8
82152
(47)
–
192
–
–
256
65
–
1421
–
–
17269
20123
233
–
23
–
256
2175
–
(674)
–
–
–
(11623)
29
516
(1193)
32798
5599
6782
–
–
–
62
–
–
–
12442
1430
3
43617
(49)
–
23
–
–
66
43
–
1803
–
–
25780
27967
140
–
(74)
–
66
1165
610
–
37677
4478
5090
–
–
–
2
–
–
–
9570
382
2
114
–
–
–
–
–
35805
(17)
–
(74)
–
–
(49)
25
–
1169
–
–
11120
12465
(38)
–
(12)
–
(50)
137
–
–
18580
3604
2448
–
–
–
101
–
–
–
6153
176
–
42
–
–
–
–
–
18417
(14)
–
(12)
–
–
(12)
–
–
27
–
–
–
27
(12)
–
–
–
(12)
–
–
–
1017
–
–
–
–
–
1032
358
659
–
–
–
1
–
–
–
–
–
1033
(1)
–
KOTAK
SHRIRAM
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
80
(a) Premium
Unrealised Gain/Loss
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
486054
(5968)
–
32384
72233
(9806)
102913
1241
–
46
5862
–
684959
42121
150439
22
20
–
–
–
192602
58917
–
419620
(1050)
–
–
477487
14869
1695
16564
10335
6229
–
16564
45051
71058
(13582)
(3685)
(195)
434
243
1183
–
674128
53990
144044
315
8
–
–
–
198356
123679
–
310190
10
–
–
433879
41892
6229
48122
32986
15136
–
48122
2009-10
581263
(7642)
–
2010-11
2796
1695
–
1101
2796
4335
176276
(480)
–
–
197878
(1539)
–
–
200986
22082
–
6
794
95
37158
–
397324
39158
160896
132
21178
12000
(41177)
(14411)
577
–
385726
(3823)
–
2008-09
4431
–
3640
791
4431
–
166557
(523)
–
–
179634
4431
–
–
125549
13601
–
1
469
36
17913
–
309615
38446
86533
100
12008
11452
(2816)
1736
30
–
271460
(2205)
–
2007-08
153
127
14
12
153
–
82385
(100)
–
–
90623
153
–
–
74593
8337
–
0
311
99
7419
–
165368
22852
51370
58
7028
1974
(460)
842
(76)
–
150028
(1486)
–
560
499
55
6
560
–
38605
(212)
–
–
42646
560
–
–
47650
4254
–
5
256
123
6516
–
90856
13447
33932
9
3852
331
(47)
2260
(152)
–
78813
(841)
–
MAX NEW YORK
2006-07
2005-06
–
–
–
–
–
–
21068
(240)
–
–
22070
–
–
31171
1242
–
3
–
(78)
10267
–
53241
6509
24641
17
2131
9
–
40
–
–
41343
(471)
–
2004-05
–
–
–
–
–
(15713)
9558
(139)
–
–
10584
15713
–
–
20301
1164
–
–
–
(38)
24501
–
46598
4028
16273
929
–
–
–
–
–
21525
(318)
–
2003-04
–
–
(15713)
(15713)
–
(15713)
(7823)
4546
(25)
–
–
4770
(7890)
–
–
13043
249
–
–
–
12
–
–
9923
1849
11194
406
–
–
–
–
–
9659
(154)
–
2002-03
(7824)
–
–
–
(7824)
–
–
2037
(16)
–
–
2088
(7824)
–
–
9674
67
–
–
–
1
–
–
3938
1186
8488
77
–
–
–
–
–
3895
(35)
–
2001-02
(` Lakh)
81
(a) Premium
Unrealised Gain/Loss
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
11934
13065
(3305)
–
–
–
114181
299
–
–
386798
29251
68199
–
–
–
–
–
97450
17250
6
–
298273
(568)
–
–
314961
(25613)
–
(136394)
–
(162007)
74
–
4301
–
(166383)
(162007)
19858
19144
(12413)
–
–
–
32634
234
–
–
306280
8732
56360
–
–
–
–
–
65093
47792
9
–
193886
(1326)
–
–
240361
827
–
(166383)
112
–
(293)
–
(165375)
(165556)
(165556)
253601
(2980)
–
2009-10
250817
(3993)
–
2010-11
2167
–
(136394)
(134162)
(1362)
–
(1362)
(2723)
–
–
97354
(378)
–
–
100441
(48878)
–
(30079)
–
(78956)
110326
(663)
–
–
117334
(53844)
–
(80318)
–
(134162)
65
–
–
–
69569
3465
–
–
280
3613
2320
–
257
–
–
–
93
–
–
121133
26629
42661
–
115954
(1105)
–
2007-08
–
–
98602
7669
2
–
356
7547
–
(4107)
–
–
–
(39367)
191
–
–
162092
34956
63290
–
199664
(1837)
–
2008-09
(244)
–
(30079)
(30323)
–
–
40236
(74)
–
–
42240
(22111)
–
7724
–
(29835)
–
–
33867
2077
–
–
165
1656
252
–
908
–
–
–
69
2279
–
53996
10505
23197
–
49271
(439)
–
–
–
(7724)
(7724)
–
–
13361
(161)
–
–
13797
(3601)
1834
(5957)
–
(7724)
–
–
20407
597
–
–
201
643
98
–
797
–
–
–
1
8658
–
30603
4050
16157
–
20599
(194)
–
MET LIFE
2006-07
2005-06
–
–
(5957)
(5957)
–
–
3814
(112)
–
–
4052
(1236)
–
(4721)
–
(5957)
–
–
10987
350
–
–
–
231
–
–
–
–
–
–
5
5629
–
13803
1449
9538
–
8153
(214)
–
2004-05
–
–
(4721)
(4721)
–
–
1488
(42)
–
–
1500
(1751)
–
(2970)
–
(4721)
–
–
5138
54
–
–
–
77
–
–
–
–
–
–
–
1976
–
4887
673
4465
–
2873
(39)
–
2003-04
–
–
(2790)
(2790)
–
–
523
–
–
–
541
(2970)
–
–
–
(2790)
–
–
3212
18
–
–
–
3
–
–
–
–
–
–
–
–
–
783
167
3044
–
791
(11)
–
2002-03
–
–
–
(631)
(631)
–
9
–
–
–
9
(631)
–
–
–
–
–
–
669
–
–
–
–
–
–
–
–
–
–
–
–
–
–
47
16
653
–
48
(1)
–
2001-02
(` Lakh)
82
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
(` Lakh)
73
10494
37229
1433
11593
–
131
32922
827313 1035645 505047 394773 136389
51480 62785 59691 27578
9877
156270 163673 192297 103076 42904
–
–
–
–
–
–
–
8677
1587
–
10264
9216
10264
–
19886
1587
–
–
1587
–
–
–
–
–
–
–
–
–
–
–
–
–
–
75552
–
–
–
83446
–
–
–
–
–
408773 731162 235123 246968
–
–
–
–
–
–
–
–
–
–
–
–
609942 800509 250681 263213
9621
8677
1587
–
–
–
10264
1587
–
–
–
–
19886 10264
1587
–
405
–
–
–
13152
3279
1
–
–
52942
7891
3
–
–
–
–
–
–
20797
–
–
–
24077
–
–
–
–
–
–
126
–
161
–
–
–
–
–
–
791
907
–
–
–
–
–
–
–
–
–
–
207750 226459 252778 131560
201159 69342 15553 16242
9
5
5
3
2024
78276
5205
16581
240
110618
731
937
(140)
3014
(100)
–
1390
7499
(3034)
(2562)
(9)
–
40119 24497 12204
5411
94777 67713
6418 31688
(29397) (18375) (79813) (15269)
40737 270262 (40188) (29244)
4506
1316
4035
562
–
–
–
–
864
30534
22421
(200)
–
657115 660490 493254 322544 100466
(2329) (1656) (1720) (1218)
(414)
–
–
–
–
–
–
–
–
–
–
–
7557
(102)
–
–
8150
–
–
–
–
–
–
–
8466
695
–
–
–
16616
787
7680
–
12
5742
269
111
(16)
(10)
–
–
10655
(147)
–
–
–
–
–
–
–
1647
–
–
–
1697
4236
–
(4236)
–
–
–
–
5766
50
–
–
–
11699
547
5219
–
9
8638
48
14
–
(4)
(15)
–
3106
(96)
–
–
–
(4236)
–
–
–
157
–
–
–
166
(3122)
–
(1114)
(4236)
–
–
–
3565
9
–
–
–
609
167
3398
–
–
–
8
–
–
–
–
–
647
(46)
–
–
–
–
(1113)
–
(1113)
11
–
–
–
11
(1113)
–
–
–
–
–
–
–
1130
–
–
28
7
1123
–
–
–
–
–
–
–
–
–
28
–
–
1821
475
1347
1821
11026
20687
1821
4883
5808
4777
302
28316
2208
3298
74
(2)
325
2761
827
24341
(9)
770
–
–
770
–
–
–
–
6241
1483
–
–
6421
(3)
–
26978
34879
770
–
–
–
770
–
172
1791
680
–
14331
–
2
–
34
–
–
41890
2368
3700
–
25059
(7)
–
19
–
–
19
–
–
4303
(2)
–
6821
11740
19
–
–
–
19
140
–
6542
618
–
–
13
18301
2415
3973
–
27
1670
1263
379
–
(5678)
–
(0)
20647
(7)
–
(5)
–
–
(5)
–
–
3025
(1)
–
8894
12444
(5)
–
–
–
(5)
3
–
4439
527
–
–
8
16879
2055
2373
–
7
1478
488
764
–
(207)
–
1
14349
(3)
–
4
–
–
4
–
–
1232
(1)
–
2942
4331
4
–
–
–
4
–
–
2215
157
–
–
5
6550
668
1542
–
5
1054
266
130
(1)
(4)
–
–
5100
(1)
–
29
–
–
29
–
–
502
–
–
1739
2263
29
–
–
–
29
–
–
1500
22
–
–
–
3791
379
1121
–
16
922
87
–
–
–
–
–
2766
–
–
–
–
–
–
–
–
1084
–
–
–
1084
–
–
–
–
–
–
–
243
–
–
–
–
1327
66
177
–
1
1152
–
–
–
–
–
–
174
–
–
RELIANCE
SAHARA
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05
83
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
2009-10
17775
–
2462
–
–
20237
33552
–
4022
–
–
37574
812
–
–
10923
10111
–
402380
(566)
–
–
441488
10845
–
77
–
10923
1108539 1371721
(1344)
(90)
–
–
–
–
1399783 1456775
35112
19426
–
–
2462
812
–
–
37574
20237
157857
292577
12
4
2449
–
–
1592753
67105
88299
–
403
15820
–
566996
46788
62050
–
(1184)
–
374
–
6634
–
114663
39675
–
77248
52745
254992
36747
(42428) (196338)
302655 (62619)
–
–
4288
–
721210
(971)
–
2008-09
635
–
–
1605438
66617
75298
–
(21)
–
1022
–
(13679)
–
129237
85138
–
2706
3542
132845
244623
(63953)
(13026)
–
(1536)
1291164 1010403
(3612)
(2355)
–
–
2010-11
77
–
–
8156
8079
–
484087
(713)
–
–
518459
8156
–
–
–
8156
253
9975
–
621672
40538
44694
–
–
–
2303
–
7523
–
95057
35085
–
24175
48219
(6759)
(15310)
–
–
562214
(1093)
–
2007-08
–
–
–
–
–
–
253083
(296)
–
–
266794
1
–
–
–
1
173
4375
–
318858
19597
32238
–
–
–
228
–
–
–
52063
14006
–
12603
8928
(1894)
2330
–
–
292849
(505)
–
–
–
–
–
–
–
90754
(111)
–
–
98885
–
–
–
–
–
87
4559
–
125030
6969
18996
–
–
–
180
–
–
–
26145
8243
–
5760
5124
(76)
2266
–
–
107532
(223)
–
SBI LIFE
2006-07 2005-06
–
–
–
–
–
–
47981
(1178)
–
–
51439
–
–
–
–
–
227
2170
–
66235
2339
12456
–
–
–
–
–
–
–
14796
4636
–
2776
1133
(2)
–
–
–
60118
(189)
–
2004-05
–
–
–
–
–
–
17634
(20)
–
–
19759
–
–
–
–
–
–
2699
–
26439
945
5735
–
–
–
–
–
–
–
6679
2145
–
1041
159
(12)
–
–
–
22567
(14)
–
2003-04
–
–
–
–
–
–
7029
–
–
–
7304
–
–
–
–
–
–
2080
–
9821
187
2330
–
–
–
–
–
–
–
2517
274
–
358
144
–
–
–
–
7239
–
–
2002-03
–
–
–
–
1092
–
1435
–
–
–
1435
(1092)
–
–
–
–
–
–
–
1489
19
1127
–
–
–
–
–
–
–
1146
–
–
21
–
–
–
–
–
1468
–
–
2001-02
–
–
(270)
(4661)
(4391)
–
21333
(281)
–
68895
90655
(4661)
–
–
–
(4661)
3197
2692
(1554)
–
–
98
2409
455
–
–
100553
4019
10541
–
–
–
–
–
–
–
14559
709
–
93331
(75)
–
–
–
–
(3405)
(3405)
–
48905
(28)
–
45026
49009
(3405)
–
–
–
(3405)
721
1056
(183)
–
–
87
1476
–
–
–
56166
3928
6635
–
–
–
–
–
–
–
10563
132
–
53037
(28)
–
–
–
–
(1972)
(1972)
–
3911
–
–
–
3911
(1972)
–
–
–
(1972)
1
1
–
–
–
–
31
–
–
–
5052
676
2436
–
–
–
2
–
–
–
3113
–
–
5019
–
–
STAR UNION DAI-ICHI
2010-11 2009-10 2008-09
(` Lakh)
84
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
TOTAL (D)
Particulars
64403
(141)
–
377556
474276
1268
–
–
3867
5135
3403
–
1731
–
–
5135
4989
–
4001
–
–
8990
606901
28085
102631
641
–
–
500200
24628
93877
279
–
–
66982
(140)
–
238657
376419
4996
–
–
3994
8990
3196
44339
(342)
1752
–
–
131357
32458
–
29607
20203
(12567)
173968
–
–
42473
41990
(8946)
25987
–
–
–
–
118784
70920
–
349378
–
(1222)
2009-10
398522
(1235)
–
2010-11
–
–
(3459)
321
3780
–
62805
(151)
–
56695
134031
40
–
–
281
321
–
–
131795
14683
–
265866
23978
107119
214
–
484
2728
62420
21253
6459
(28193)
(72256)
–
–
274750
–
(1294)
2008-09
–
–
6289
6521
232
–
46441
(157)
–
109818
167320
6403
–
–
117
6521
–
–
93640
11218
–
267363
22892
70252
(92)
96
491
1000
35629
12796
15225
(28)
(538)
–
–
204635
(1356)
–
2007-08
–
–
6453
7924
1471
–
38962
(96)
–
52159
99234
7104
–
–
820
7924
–
–
55173
8209
–
161511
19124
35702
73
–
274
441
10434
7664
6400
(63)
1040
–
–
136718
(1123)
–
–
–
1327
1678
351
–
28188
(102)
–
29716
62541
1254
–
–
424
1678
–
–
43171
4738
–
106966
13755
29078
27
–
310
379
7608
3735
1506
(12)
7036
–
–
88019
(1305)
–
TATA AIG
2006-07
2005-06
–
–
–
3418
400
3018
14951
(259)
–
7718
24691
3418
–
–
–
3418
–
–
28801
2282
–
56911
8994
19802
5
–
–
565
5764
1727
–
(0)
–
–
–
49704
(849)
–
2004-05
–
–
–
–
–
–
13424
–
–
2107
16383
–
–
–
–
–
–
–
15662
852
–
32045
4158
11504
–
–
–
21
6307
754
26
–
–
–
–
25353
(416)
–
2003-04
–
–
–
–
–
–
4409
–
–
–
4776
–
–
–
–
–
–
–
7832
367
–
12607
1480
6353
–
–
–
2
4355
216
–
–
–
–
–
8121
(87)
–
2002-03
–
–
–
–
3076
–
451
–
–
–
574
(3076)
–
–
–
–
–
–
4610
123
–
2108
572
4038
–
–
–
–
–
–
–
–
–
–
–
2114
(6)
–
2001-02
(` Lakh)
85
(a) Premium
Other Income
TOTAL (A)
Commission
Provision for Tax
(b) Others
TOTAL (B)
Benefits Paid (Net)
(a) Gross
TOTAL (C)
Prior Period Items
APPROPRIATIONS
Funds for future appropriations (Reserve for lapsed unit
linked policies unlikely to be revived)
TOTAL (D)
Particulars
12869974
1907
1930493
20716753
66842
–
(10185)
281
56939
81539
12759
19434755
(13185)
9456020
38534671
277777
–
(48615)
14870
244032
227754
5331
126607
73982
(189641)
244032
40247
136158
(212006)
384705
58254
55834
(151447)
56939
5021491
1646584
(263139)
(153567)
(42)
1342
–
45267
499606
–
26900243
1468058
2030673
13576
–
97
360813
16725
8237
4167
3902346
6168637
107422
6059594
851457
(1351762)
(2373988)
4233
160
(608780)
56198
617443
(1193)
25389242
1549598
2583190
27657
(1184)
6
344515
93177
6779
1909
4605647
5837029
77350
53602
3640
5297
1483333
101762
(15968)
4483448
22869473
128423
–
(23080)
(558)
99594
12113993
(4027)
20134262
(31918)
355
2007-08
22178547
(42610)
(57)
2008-09
26544725
(50208)
352
–
7283288
2619346
(466521)
6029502
1771
6897
1434747
48431
370356
(1566)
43821032
1803559
2890628
(103867)
(21)
20
369950
50455
(14396)
12256
5008584
9556491
100589
2009-10
29160499
(62580)
401
–
8614767
4491836
(1189526)
131719
4789
(5723)
(168828)
24967
195107
(666)
41196764
1828029
3294230
(43535)
–
12
428613
35345
–
(6868)
5535826
14215045
110958
–
19424423
(8244)
64
1538451
35280696
380242
–
(10587)
15050
384705
–
404881
15425
2010-11
18731
14
(23262)
89138
81205
12450
2743293
17534472
95746
–
(6939)
820
89626
9083534
(3483)
4184055
931814
(189550)
(112125)
(806)
3092
–
103650
228030
–
20734628
1226864
1358584
–
41298
–
471282
12233
–
(5851)
3104410
5571501
139627
15606531
(20172)
109
8517
55
(11245)
61823
63293
1203
1292341
12801847
69848
1834
(10284)
424
61822
7961790
(3017)
3608296
663843
(163552)
176974
(929)
–
–
141756
126385
–
15126483
863548
961105
–
21012
5
399971
4036
–
5110
2254787
3520986
29746
10587174
(13616)
151
INDUSTRY TOTAL
2006-07
2005-06
–
3815
(10924)
65969
70060
3018
414744
9852458
72042
–
(6072)
–
65970
6548377
(5331)
3324751
436483
(99000)
9244
–
–
–
101522
96513
–
12144122
709861
821560
–
110062
3
561929
–
16480
(275)
2219620
2875133
19536
8285480
(10774)
(97)
2004-05
TABLE 19: LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)
–
904
(391)
55400
54813
74
70872
7481520
77908
–
(22508)
–
55400
4989759
(1843)
2730795
354404
(86839)
121
–
–
–
13222
107817
–
9741366
615838
642483
–
50849
1
151885
–
720805
77
2181938
2399357
23375
6628793
(7085)
137
2003-04
–
(2986)
(4142)
20740
47817
–
19881
6168664
29677
–
(8937)
–
20740
4074027
(1402)
2511894
129153
(33234)
–
–
–
–
35604
47631
–
8261855
515273
545115
–
26542
125862
–
–
26077
824646
2063515
2054522
21636
5574754
(4127)
182
2002-03
–
350507
–
1200927
34216
823918
725
5193813
1181932
–
–
7714
–
3426050
(452)
2286626
112525
(13619)
–
–
–
–
–
21352
–
7414367
456691
467417
–
17987
–
85852
–
8397
2277
1038621
1747952
19538
5009444
(2040)
79
2001-02
(` Lakh)
40
Other Income
86
–
–
–
–
(b) Provision for doubtful debts
(c) Others
Contribution to Policyholders Account
–
–
(a) Balance at the beginning of the year
(b) Interim dividends paid during the year
Profit carried to the Balance Sheet
–
3419
–
(d) Dividend distribution tax
(e) Transfer to reserves/ other accounts
113762
(c) Proposed final dividend
APPROPRIATIONS
–
Prior Period Items
–
2979
–
103092
–
–
–
–
106072
117180
106072
117180
0
–
–
–
–
–
–
0
106071
–
–
–
(9)
65
2923
103092
2009-10
Provision for Taxation
Profit/ (Loss) before tax
(2)
–
TOTAL (B)
–
Provisions (Other than taxation)
(2)
Expenses other than those directly related to the insurance business
117178
–
TOTAL (A)
–
(16)
(d) Transfer/gain on revaluation/Change in Fair value
69
3323
113762
2010-11
Income From Investments:
Amounts transferred from the Policyholders Account (Technical Account)
Particulars
–
2823
–
92912
–
–
–
95735
–
95735
(16)
–
–
–
–
–
–
(16)
95719
–
–
–
(9)
–
2816
92912
2008-09
–
1504
–
82959
–
–
–
84463
–
84463
49
–
–
–
–
–
–
49
84511
–
–
–
(9)
–
1562
82959
2007-08
–
1581
–
75781
–
–
–
77362
–
77362
0
–
–
–
–
–
–
–
77362
–
–
–
(4)
–
1585
75781
2006-07
LIC
–
981
–
62177
–
–
–
63158
–
63158
14
–
–
–
–
–
–
14
63172
–
–
–
–
–
995
62177
2005-06
TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT
–
1176
–
–
368
–
–
54813
–
–
–
55181
–
55181
644
–
–
–
–
69660
–
–
70837
–
70837
(91)
–
–
–
–
–
–
–
644
55825
–
–
–
–
–
1012
54813
2003-04
–
(91)
70746
–
–
–
–
22
1063
69660
2004-05
–
887
–
48810
–
–
–
49697
–
49697
–
–
–
–
–
–
–
–
49697
–
–
–
–
–
887
48810
2002-03
82179
10788
–
–
43325
28066
–
82179
–
82179
–
–
–
–
–
–
–
–
82179
–
–
–
–
–
788
81391
2001-02
(` Lakh)
87
–
–
–
–
(c) Others
–
–
(4369)
–
–
(1997)
–
APPROPRIATIONS
Prior Period Items
–
(2373)
(2373)
3541
–
TOTAL (B)
–
567
–
1168
TOTAL (A)
Other Income
–
461
(1)
99
609
–
2010-11
(1997)
–
–
–
–
(2379)
–
382
–
382
133
–
–
–
–
–
–
133
515
–
81
–
(2)
53
382
–
2009-10
–
2875
–
2875
20924
20129
–
–
–
–
–
794
23799
–
–
(16)
161
3159
20495
2010-11
–
(34472)
–
(34472)
36893
36002
–
–
–
–
–
892
2422
–
–
–
–
312
2059
51
2009-10
–
–
–
–
–
–
–
–
–
–
–
–
(66749)
–
(49505)
–
(49505)
52507
51984
–
–
–
(66749)
–
–
(46501)
–
–
–
–
–
(33325)
–
(13175)
–
(13175)
15111
14916
–
–
–
–
–
195
1935
–
–
–
(5)
70
1831
39
2006-07
–
(46501)
–
(20249)
–
(20249)
22790
22615
–
–
–
–
–
–
176
2542
–
–
–
(10)
91
2412
48
2007-08
AVIVA
–
523
3002
–
–
–
(21)
75
2895
53
2008-09
(2379) (147851) (150726) (116255)
–
–
–
–
(2787) (150726) (116255)
–
408
20
428
274
–
–
–
–
–
–
274
702
–
144
–
(6)
119
446
–
2008-09
AEGON RELIGARE
Particulars
TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
(33325)
–
–
–
–
(18939)
–
(14387)
–
(14387)
15256
15095
–
–
–
–
–
162
870
–
–
–
–
36
809
26
2005-06
(18939)
–
–
–
–
(9842)
–
(9097)
–
(9097)
9743
9637
–
–
–
–
–
105
646
–
–
–
(55)
36
664
–
2004-05
(` Lakh)
88
BAJAJ ALLIANZ
BHARTI AXA
(` Lakh)
52448
9834
1063
(54)
–
–
–
63291
647
–
–
–
–
–
6945
7592
55699
1471
54229
–
(56058)
–
–
–
–
(1830)
93551
17591
961
(314)
–
–
–
111789
455
–
–
–
–
–
3167
3623
108166
2463
105704
–
(1830)
–
–
–
–
103874
(56058)
–
–
–
–
(48990)
–
–
16391
16550
(7067)
1
(7068)
–
–
–
–
–
9483
159
–
–
(195)
8463
800
415
(48990)
–
–
–
–
(27601)
–
–
29518
29666
(21388)
1
(21389)
–
–
–
–
–
8277
147
–
–
(230)
7640
540
327
(27601)
–
–
–
–
(20431)
–
–
9724
10254
(7170)
–
(7170)
–
–
–
–
–
3084
531
–
–
(198)
2731
238
313
(20431)
–
–
–
–
(10577)
–
–
10855
10923
(9854)
–
(9854)
–
–
–
–
–
1069
67
–
–
(139)
1136
72
–
(10576)
–
–
–
–
(6901)
–
–
4512
4558
(3675)
–
(3675)
–
–
–
–
–
883
46
–
–
(26)
782
127
–
(6901)
–
–
–
–
(4220)
–
–
4000
4040
(2681)
1
(2681)
–
–
–
–
–
1359
40
–
–
(1)
1008
352
–
(4220)
–
–
–
–
(1565)
–
8
4000
4040
(2655)
–
(2655)
–
–
–
–
–
1385
32
–
–
–
970
415
–
(34039)
–
–
–
6661
6801
(34039)
–
–
–
–
(27237)
141
–
–
(22)
951
177
(28343)
–
–
–
–
–
–
–
–
(73990)
–
–
695
847
(47817)
–
(47817)
–
–
–
–
–
(46969)
152
–
–
(48)
621
187
(47729)
(1565) (155846) (121807)
–
–
–
–
– (121807)
–
–
–
204
(1564)
1
(1565)
–
–
–
–
–
(1360)
204
–
–
(15)
846
209
(2400)
(73990)
–
–
–
–
(32244)
–
–
1215
1329
(41746)
–
(41746)
–
–
–
–
–
(40417)
114
–
–
(26)
1033
91
(41515)
(32244)
–
–
–
–
(8043)
–
–
25080
25297
(24201)
–
(24201)
–
–
–
–
–
1095
217
–
–
(14)
997
112
–
(8043)
–
–
–
–
–
–
–
8467
8623
(8043)
–
(8043)
–
–
–
–
–
580
156
–
–
(9)
565
25
–
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07
Amounts transferred from the
Policyholders Account
(Technical Account)
(b) Profit on sale/redemption of
investments
(c) (Loss on sale/ redemption of
investments)
(d) Transfer/gain on revaluation/
Change in Fair value
(e) Amortization of Premium/Discount
on Investments
Other Income
TOTAL (A)
Expenses other than those directly
related to the insurance business
(a) For diminution in the value of
investments (Net)
(c)Others
TOTAL (B)
Profit/(Loss) before tax
Profit/(Loss) after tax
Prior Period Items
APPROPRIATIONS
(a) Balance at the beginning of the
year
(b) Interim dividends paid during the
year
(e) Transfer to reserves/ other
accounts
Particulars
89
1571
83
(8)
–
(107)
–
1538
39
–
–
–
–
–
15473
15512
(13974)
–
(13974)
–
(30486)
–
–
–
–
(44460)
2001
168
(7)
–
140
–
4909
26
–
–
–
–
–
49410
49437
(44528)
–
(44528)
–
(44460)
–
–
–
–
(88987)
–
2607
2006–07
32907
1491
2862
Policyholders Account (Technical
Account)
3663
3039
3018
334
177
243
investments
(3)
–
(1)
investments)
–
–
–
(156)
(203)
164
on Investments
Other Income
–
–
–
TOTAL (A)
36745
4504
6286
48
80
100
–
–
–
–
–
–
–
–
–
investments (Net)
–
–
–
(c) Others
–
–
–
6198
47975
76399
TOTAL (B)
6246
48055
76499
30500 (43550) (70214)
–
–
–
30500 (43550) (70214)
Prior Period Items
–
–
–
APPROPRIATIONS
(202750) (159201) (88987)
year
–
–
–
year
–
–
–
–
–
–
–
–
–
accounts
(172251) (202750) (159201)
2009–10
2007–08
2010–11
(30486)
–
–
–
–
(24373)
–
–
7019
7049
(6113)
–
(6113)
–
–
–
–
(156)
936
29
–
–
(16)
1073
36
–
2005–06
(24373)
–
–
–
–
(18312)
–
–
6762
6797
(6061)
–
(6061)
–
–
–
–
(213)
736
36
–
–
(14)
937
26
–
2004–05
BIRLA SUNLIFE
2008–09
Particulars
(18312)
–
–
–
–
(10538)
–
–
8216
8235
(7774)
–
(7774)
–
–
–
–
(81)
461
19
–
–
(33)
564
12
–
2003–04
(10538)
–
–
–
–
(4442)
–
–
6771
6890
(6096)
–
(6096)
–
–
–
–
45
794
119
–
–
(2)
576
175
–
2002–03
(4442)
–
–
(832)
–
–
–
–
–
41
(3610)
–
(3610)
–
–
–
–
195
(3569)
41
–
–
–
598
44
(4406)
2001–02
(832)
–
–
–
–
–
–
–
–
–
(832)
–
(832)
–
–
–
–
51
(832)
–
–
–
–
94
11
(988)
2000–01
(66841)
–
–
–
–
(47703)
(19138)
–
–
–
19760
20117
(19138)
–
–
–
1
979
356
–
–
(73)
893
158
–
2010–11
(47703)
–
–
–
–
(23087)
–
–
26114
26236
(24616)
–
(24616)
–
–
–
–
2
1621
122
–
–
(35)
1124
530
–
2009–10
(23087)
–
–
–
–
(2880)
–
–
21171
22654
(20199)
8
(20207)
–
–
–
–
–
2370
1483
–
–
(40)
2186
224
–
2008–09
CANARA HSBC
(` Lakh)
90
7085
1761
282
–
–
–
–
9127
435
–
–
–
–
–
1770
2205
6922
–
6922
–
–
(32434)
–
–
–
–
(25512)
2186
76
(1)
–
–
–
11212
83
–
–
–
–
–
882
965
10247
–
10247
–
–
(25512)
–
–
–
–
(15264)
2009-10
8951
2010-11
(Technical Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
APPROPRIATIONS
year
year
accounts
Particulars
(32434)
–
–
–
–
–
–
3013
3217
1434
–
1434
–
–
(33868)
–
–
–
–
4651
204
–
–
(642)
2096
1176
2021
2008-09
(33868)
–
–
–
–
–
–
10888
10914
(7271)
(83)
(7187)
–
–
(26681)
–
–
–
2
3644
26
–
–
(692)
1606
788
1939
2007-08
–
–
–
–
643
4
–
–
(39)
656
25
–
2005-06
(26681)
–
–
–
–
(15541)
–
–
–
–
–
–
–
–
11799
4998
11823
5002
(10964)
(4360)
83
83
(11047)
(4442)
–
–
– –
–
(15634)
(11099)
–
–
–
–
860
24
–
–
(408)
964
160
143
2006-07
KOTAK MAHINDRA
(10875)
–
–
–
–
(9230)
–
–
2173
2180
(1645)
–
(1645)
–
–
–
–
–
535
7
–
–
(30)
545
20
–
2004-05
–
(9230)
–
–
–
–
12
–
–
9758
9762
(9242)
–
(9242)
–
–
–
–
(225)
520
4
–
–
(2)
615
132
–
2003-04
–
12
–
–
–
–
12
–
269
993
1270
–
–
–
–
–
–
–
–
1270
8
–
–
–
1015
256
–
2002-03
–
12
–
–
–
–
12
–
–
–
257
–
–
–
–
–
253
–
2
257
2
–
–
–
1409
(8)
(1146)
2001-02
(24731)
–
–
–
–
(13775)
–
–
11450
11681
(10956)
–
(10956)
–
–
–
–
–
725
231
(51)
–
–
697
79
–
2010-11
(13775)
–
–
–
–
(4446)
–
–
9794
9965
(9329)
–
(9329)
–
–
–
–
–
636
171
(70)
–
–
615
91
–
2009-10
DLF PRAMERICA
(4446)
–
–
–
–
–
–
–
4015
5277
(4446)
–
(4446)
–
–
–
–
1
831
1262
(17)
–
(5)
508
344
–
2008-09
(` Lakh)
91
FUTURE GENERALI
HDFC STANDARD
(` Lakh)
–
765
544
(18)
–
–
–
1291
139
–
–
–
–
–
36837
36976
(35685)
2
(35686)
–
(28955)
–
–
–
–
(64642)
–
744
200
(29)
–
–
–
915
150
–
–
–
–
–
32778
32928
(32012)
–
(32012)
–
(64642)
–
–
–
–
(96654)
(28955)
–
–
–
–
(3362)
–
–
26341
26875
(25594)
–
(25594)
–
–
–
–
–
1281
534
–
–
(169)
1107
343
–
(3362)
–
–
–
–
(357)
–
–
3372
3524
(3005)
–
(3005)
–
–
–
–
–
520
152
–
–
–
455
65
–
–
–
20057
20151
(9900)
–
(9900)
–
–
–
–
0
10250
94
(30)
–
(17)
3999
3999
4463
–
–
35594
35634
(27518)
–
(27518)
–
–
–
–
35
8116
40
(26)
–
(5)
2891
492
4729
–
–
–
–
–
–
–
–
–
–
–
–
(68835)
–
–
61490
61543
(50296)
–
(50296)
–
–
–
–
3
11246
53
(30)
519
(359)
3024
139
7950
(356) (156550) (146650) (119131)
–
–
–
–
– (146650) (119131)
–
–
–
362
(356)
–
(356)
–
–
–
–
–
6
362
–
–
–
2
4
–
(68834)
–
–
(270)
–
(44213)
–
–
32482
32608
(24351)
–
(24351)
–
–
–
–
5
8257
126
6
(214)
(111)
2421
987
5163
(44213)
–
–
–
–
(31657)
–
–
14504
14586
(12556)
–
(12556)
–
–
–
–
8
2030
83
(24)
(239)
(125)
1268
1142
–
(31657)
–
–
–
–
(18782)
–
–
13970
14153
(12875)
–
(12875)
–
–
–
–
37
1277
183
(89)
(66)
(69)
1385
80
–
(18782)
–
–
–
–
(9808)
–
–
9547
9652
(8973)
–
(8973)
–
–
–
–
(36)
679
105
–
–
(40)
653
102
–
(9809)
–
–
–
–
(7465)
–
–
2864
3877
(2344)
–
(2344)
–
–
–
–
(49)
1534
1013
–
–
(51)
929
704
–
(7465)
–
–
–
–
(2645)
–
–
5355
6014
(4820)
–
(4820)
–
–
–
–
(74)
1194
659
–
–
–
952
315
–
(2645)
–
–
–
–
(134)
–
–
–
557
(2511)
–
(2511)
–
–
–
–
69
(1952)
557
–
–
(2)
1504
936
(4461)
(135)
–
–
–
–
–
–
–
–
205
(135)
–
(135)
–
–
–
–
–
70
205
–
–
(1)
271
–
(200)
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01
(Technical Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
APPROPRIATIONS
year
year
accounts
Particulars
92
25712
2233
940
(49)
–
–
–
28836
783
–
–
–
–
–
–
783
28053
2256
25797
–
(377646)
–
–
–
–
(351849)
9288
1353
(54)
–
–
–
83778
528
–
–
–
–
–
–
528
83250
2488
80762
–
(351849)
–
–
–
–
(271087)
2009-10
73192
2010-11
Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
APPROPRIATIONS
year
year
accounts
Particulars
(377646)
–
–
–
–
(299676)
–
–
94857
94942
(88070)
10100
(77970)
–
–
–
–
–
6872
85
–
–
(251)
2569
1209
3344
2008-09
(299676)
–
–
–
–
(160170)
–
–
160635
160751
(154314)
14808
(139506)
–
–
–
–
–
6437
116
–
–
(299)
1171
5353
212
2007-08
(160170)
–
–
–
–
(95279)
–
–
75800
75946
(69167)
4276
(64891)
–
–
–
–
–
6779
146
–
–
(359)
2671
1007
3461
2006-07
(95279)
–
–
(7922)
–
(68570)
–
–
23067
23125
(20333)
1545
(18788)
–
–
–
–
23
2792
59
–
–
(16)
1658
369
759
2005-06
(68570)
–
–
–
–
(47407)
–
–
23335
23376
(22241)
(1079)
(21162)
–
–
–
–
15
1135
41
–
–
(156)
963
313
–
2004-05
ICICI PRUDENTIAL
(47407)
–
–
–
–
(25249)
–
–
23677
23836
(22391)
(233)
(22158)
–
–
–
–
11
1445
159
–
–
(18)
975
477
–
2003-04
(25249)
–
–
–
–
(10531)
–
–
15838
15924
(14718)
–
(14718)
–
–
–
–
14
1206
86
–
–
–
620
572
–
2002-03
(10531)
–
–
(45)
–
23
–
–
–
111
(10321)
(188)
(10509)
–
–
–
–
11
(10210)
111
–
–
–
1073
1123
(12417)
2001-02
23
–
–
–
–
–
–
–
–
647
23
–
23
–
–
–
–
10
670
647
–
–
–
613
46
–
2000-01
(11679)
–
–
–
–
(5204)
–
–
8923
9015
(6475)
–
(6475)
–
–
–
–
–
2540
92
890
–
(114)
1095
669
–
2010-11
(5204)
–
–
–
–
(725)
–
–
5095
5096
(4479)
–
(4479)
–
–
–
–
–
703
2
(50)
–
0
511
241
–
2009-10
INDIAFIRST
(` Lakh)
93
1
1133
21
–
–
–
–
1663
3
–
–
–
–
–
20707
20709
(19046)
7
(19053)
–
(52713)
–
–
–
–
(71766)
(36)
–
–
1739
339
–
–
–
–
–
20840
21180
(19441)
9
(19450)
–
(71765)
–
–
–
–
(91215)
–
1425
174
1245
182
(52713)
–
–
–
–
(34956)
–
–
18867
18888
(17754)
3
(17757)
–
–
–
–
–
(29)
1083
79
–
64
347
2006-07
2741
–
(Technical Account)
1427
984
655
177
investments
–
–
investments)
–
–
–
–
on Investments
Other Income
–
–
TOTAL (A)
4823
1161
333
202
–
–
–
–
–
–
investments (Net)
–
–
(c) Others
–
–
11496
14630
TOTAL (B)
11829
14832
(7006) (13671)
2
5
(7008) (13676)
Prior Period Items
–
–
APPROPRIATIONS
(104892) (91215)
year
–
–
year
–
–
–
–
–
–
accounts
(111899) (104892)
2007-08
2008-09
2010-11
(34956)
–
–
–
–
(22555)
–
–
12624
13506
(12398)
2
(12400)
–
–
–
–
5
1108
883
–
–
(25)
1092
36
–
2005-06
ING VYSYA
2009-10
Particulars
(22555)
–
–
–
–
(13179)
–
–
9822
9904
(9374)
2
(9376)
–
–
–
–
–
530
82
–
–
(81)
503
108
–
2004-05
(13179)
–
–
–
–
(6880)
–
–
7503
7578
(6299)
–
(6299)
–
–
–
–
–
1279
75
–
–
–
548
731
–
2003-04
(6880)
–
–
–
–
(3094)
–
–
4752
4774
(3786)
–
(3786)
–
–
–
–
–
988
22
–
–
–
645
343
–
2002-03
(3094)
–
–
–
–
–
–
–
–
67
(3094)
–
(3094)
–
–
–
–
–
(3027)
67
–
–
–
515
258
(3800)
2001-02
(36249)
–
–
–
–
(24071)
–
–
13511
13649
(12178)
–
(12178)
–
–
–
–
4
1470
137
215
–
(121)
1184
188
–
2010-11
(24071)
–
–
–
–
(13576)
–
1
12299
12453
(10495)
–
(10495)
–
–
–
–
–
1958
154
(3)
–
(159)
1810
310
–
2009-10
(13576)
–
–
–
–
(2553)
–
1
11611
11886
(11023)
–
(11023)
–
–
–
–
–
863
275
14
–
(416)
1147
118
–
2008-09
IDBI FEDERAL
(2553)
–
–
–
–
–
–
9
1019
3218
(2550)
(3)
(2553)
–
–
–
–
–
668
2191
4
–
–
665
–
–
2007-08
(` Lakh)
94
–
(c) Others
–
–
–
–
–
–
–
(82961) (102367)
–
–
(2091)
–
(2091)
16411
5862
–
242
(474)
(102367) (100275)
–
APPROPRIATIONS
Prior Period Items
–
19406
19406
22137
TOTAL (B)
1183
–
–
–
–
–
–
10781
20954
3
14319
41543
1
129
–
(99)
710
3241
10335
2009-10
TOTAL (A)
Other Income
–
354
(2)
752
7453
32986
2010-11
Particulars
(` Lakh)
18652
17913
–
–
51
–
–
688
2959
1
27
–
(78)
635
1582
791
–
–
–
(6047)
–
(6047)
7878
7419
–
–
–
–
–
459
1831
407
32
–
(22)
270
1131
12
–
(6006)
–
(6006)
6787
6516
–
–
–
–
–
271
781
–
45
–
–
90
640
6
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
15
–
(9966) (23276)
(100275) (60974) (45281) (39234) (33228) (23261)
–
–
–
–
24660
24501
–
–
–
(9966) (23276)
10438
10267
–
–
–
–
–
–
–
159
1384
525
–
–
–
58
800
–
171
472
10
–
–
–
106
356
–
(60974) (45281) (39234) (33228) (23261)
–
(39302) (15693)
–
(39302) (15693)
43788
37158
–
–
422
–
–
6208
4487
3
655
–
(550)
654
2624
1101
15
–
–
–
–
(467)
–
482
–
482
631
565
–
–
–
–
–
67
1113
1
–
–
–
19
1094
–
(467)
–
–
–
–
(1605)
–
1138
–
1138
169
–
–
–
–
–
–
169
1307
2
–
–
–
42
1263
–
(1606)
–
–
–
–
–
–
(1606)
–
(1606)
152
4
–
–
–
–
–
148
(1454)
–
–
–
–
14
331
(1799)
2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01
MAX NEWYORK
–
Other Income
95
–
–
–
–
–
24
(c) Others
TOTAL (B)
–
–
(7934)
–
–
–
(10462)
APPROPRIATIONS
–
Prior Period Items
–
2528
2528
–
24
2552
–
TOTAL (A)
–
(9)
244
2205
112
2010-11
Particulars
(10462)
–
–
–
–
(12968)
–
–
2506
–
2506
–
–
–
–
–
–
–
–
2506
–
–
–
–
465
1967
74
2009-10
(12968)
–
–
–
–
(14420)
–
–
1452
–
1452
–
–
–
–
–
–
–
–
1452
–
–
–
(860)
–
2247
65
2008-09
(14420)
–
–
–
–
(16545)
–
–
2125
–
2125
–
–
–
–
–
–
–
–
2125
–
–
–
–
232
1893
–
2007-08
(16545)
–
–
–
–
(15348)
–
–
(1197)
–
(1197)
2279
2279
–
–
–
–
–
–
1082
–
176
–
–
106
800
–
2006-07
(15348)
–
–
–
–
(5574)
–
(1834)
(7940)
–
(7940)
8658
8658
–
–
–
(5574)
–
–
–
–
(693)
–
–
(4881)
–
(4881)
5629
5629
–
–
–
–
–
–
–
748
13
–
–
–
11
725
–
2004-05
–
–
719
63
–
–
–
30
626
–
2005-06
MET LIFE
(693)
–
–
520
–
–
–
–
–
–
(284)
–
–
804
–
804
11
–
–
–
–
–
–
11
815
(44)
–
–
–
1
858
–
2002-03
520
–
–
(1213)
–
(1213)
1976
1976
–
–
–
–
–
–
763
–
–
–
(33)
65
732
–
2003-04
(284)
–
–
–
–
–
–
–
(284)
–
(284)
248
–
–
–
–
–
–
248
(36)
–
–
–
–
(12)
607
(631)
2001-02
(` Lakh)
96
(476)
–
136
–
2574
419
–
–
–
–
–
30534
30953 110644
(28379) (108491)
–
–
(241)
–
234
–
3786
134
–
–
–
–
–
16581
16715
(12929)
206
–
–
–
–
822
–
–
–
–
(6959)
139
616
–
–
–
108
–
–
–
(203)
756
31
–
–
–
934
25
–
822
–
–
8638
–
–
–
(273)
891
142
–
–
(9)
764
409
–
616
–
–
–
5742
–
–
–
(253)
455
115
–
–
(71)
702
77
–
(7780)
–
10598
(9840)
–
–
–
10494
–
–
–
(189)
758
104
–
–
(20)
834
133
–
(12929) (28379) (108491) (76807) (31511) (9840) (5401)
Prior Period Items
–
–
–
–
–
–
–
APPROPRIATIONS
(a) Balance at the beginning of the (267387) (239008) (130517) (53710) (22200) (12360) (6958)
year
(b) Interim dividends paid during
–
–
–
–
–
–
–
the year
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
accounts
Profit carried to the Balance Sheet (280316) (267387) (239008) (130517) (53711) (22199) (12360)
–
–
32922
–
–
–
–
1503
92
(58)
–
(165)
1338
388
–
78355 33013
(76807) (31511)
–
–
–
–
78276
–
–
–
–
1548
79
303
–
(259)
952
553
–
8780
(7889)
(108)
–
–
110618
–
–
–
–
2153
26
752
–
(635)
1852
184
1993
922
–
2658
729
SAHARA
(` Lakh)
206
–
–
–
–
–
206
–
–
206
–
–
–
–
–
–
–
–
206
–
–
–
–
206
–
–
3542
–
–
–
–
747
2795
–
75
2983
188
–
–
–
–
–
–
5
3058
75
–
(74)
(3)
1696
87
1347
747
–
–
–
–
(2874)
3621
–
35
3880
259
–
–
–
–
–
–
4
3915
35
–
1379
(6)
1432
1106
–
(2873)
–
–
–
–
(1058)
(1815)
–
3295
(1815)
–
–
–
1670
–
–
1583
2
1480
41
–
–
(33)
1231
280
–
(1058)
–
–
205
–
(1597)
334
–
1512
334
–
–
–
1478
–
–
–
6
1847
34
–
–
–
1167
673
–
(1596)
–
–
–
–
(1545)
(51)
–
1079
(51)
–
–
–
1054
–
–
–
1
1028
26
–
–
(22)
788
261
–
(784)
–
–
–
–
–
(784)
–
1503
(791)
7
–
–
922
–
–
–
–
711
580
–
–
(164)
813
62
–
(747)
–
–
–
–
–
(747)
–
1608
(747)
–
–
–
1152
–
–
–
(262)
861
455
–
–
(70)
1154
39
–
2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05
–
2009-10
405
2010-11
RELIANCE
5857
(5401)
–
Account)
investments
investments)
(e) Amortization of Premium/
Discount on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
Contribution to Policyholders
Account
TOTAL (B)
Particulars
97
SBI LIFE
SHRIRAM
(` Lakh)
17775
6065
2697
(3548)
–
–
–
22989
39
–
–
(4799)
–
–
–
(4761)
27749
103
27646
–
(2158)
–
–
–
–
25487
33552
5469
1683
(251)
–
–
408
40860
302
–
–
(29)
–
–
3542
3815
37045
411
36634
–
25487
–
–
–
–
62122
(2158)
–
–
–
–
473
–
–
15820
18859
(2664)
33
(2631)
–
–
–
2990
16195
49
–
–
(1987)
6787
1284
10111
473
–
–
–
–
(2966)
–
–
9975
11977
3475
37
3438
–
–
–
1910
2
15453
93
–
–
(729)
4208
3892
8079
(2966)
–
–
–
–
(3349)
–
–
4375
4423
384
1
383
–
–
–
–
–
4807
49
–
–
(103)
3074
1836
–
(3347)
–
–
–
–
(3550)
–
–
4559
4599
203
–
203
–
–
–
–
–
4802
40
–
–
(2)
1950
2855
–
(3550)
–
–
–
–
(2400)
–
–
2170
2302
(1150)
–
(1150)
–
–
–
–
2
1152
132
–
–
–
1025
124
–
(2400)
–
–
–
–
(760)
–
–
2699
2716
(1641)
–
(1641)
–
–
–
–
5
1075
17
–
–
–
811
259
–
(760)
–
–
–
–
(11)
–
–
2080
2164
(749)
–
(749)
–
–
–
–
15
1416
84
–
–
–
1079
322
–
(11)
–
–
–
–
18
–
–
–
197
(29)
–
(29)
–
–
–
–
–
168
197
–
–
–
1105
155
(1092)
2461
–
–
–
–
730
–
–
474
502
1731
–
1731
–
–
–
–
273
2233
27
–
–
(91)
1019
112
919
730
–
–
–
–
2536
–
–
3324
3358
(1806)
–
(1806)
–
–
–
–
133
1551
34
–
–
–
1078
198
143
2536
–
–
–
–
1726
–
–
516
890
1019
208
811
–
–
–
349
119
1909
25
–
–
–
1130
595
65
1726
–
–
–
–
1168
–
–
610
869
723
165
558
–
–
–
237
41
1592
21
–
–
–
1048
460
43
1168
–
–
–
–
218
–
–
–
28
1089
139
950
–
–
–
–
12
1117
28
–
–
–
1001
79
25
218
–
–
–
–
–
–
–
–
114
250
32
218
218
–
–
–
2
363
114
–
–
–
347
14
–
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06
Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
APPROPRIATIONS
year
year
accounts
Particulars
98
(3405)
2000
697
(125)
–
–
–
(833)
1173
–
–
–
–
–
–
1173
(2006)
–
134
(2140)
(1965)
–
–
–
–
(4106)
2603
377
(72)
–
–
54
(1429)
1365
–
–
–
–
–
–
1365
(2794)
–
35
(2829)
(4106)
–
–
–
–
(6935)
2009-10
(4391)
2010-11
(1965)
–
–
–
–
(107)
–
–
–
198
(1858)
–
(1858)
–
–
–
–
–
(1660)
198
–
–
(14)
304
22
(1972)
2008-09
STAR UNION DAI-ICHI
Account)
investments
investments)
on Investments
Other Income
TOTAL (A)
investments (Net)
(c) Others
TOTAL (B)
Prior Period Items
APPROPRIATIONS
year
year
accounts
Particulars
(155807)
–
–
–
–
(160986)
–
–
1752
2212
5179
–
5179
–
–
–
–
–
7391
460
–
–
(25)
2422
4
4989
2010-11
(160986)
–
–
–
–
(120985)
–
–
44339
44582
(40001)
–
(40001)
–
–
–
–
–
4581
243
–
–
–
1163
15
3403
2009-10
(120985)
–
–
–
–
(64461)
–
–
62420
62674
(56524)
–
(56524)
–
–
–
–
–
6150
254
–
–
(44)
2325
89
3780
2008-09
(64461)
–
–
37
–
(30567)
–
–
35629
36296
(33930)
–
(33930)
–
–
–
–
–
2365
667
–
–
–
2131
3
232
2007-08
(30567)
–
–
–
–
(23331)
–
–
10434
10484
(7236)
–
(7236)
–
–
–
–
–
3248
51
–
–
(6)
1783
–
1471
2006-07
(23331)
–
–
–
–
(17940)
–
–
7608
7674
(5391)
–
(5391)
–
–
–
–
–
2283
66
–
–
(30)
1194
767
351
2005-06
TATA AIG
(17540)
–
–
–
–
(12981)
–
–
5364
5627
(4559)
–
(4559)
–
–
–
–
–
1068
263
–
–
(12)
657
22
400
2004-05
(12981)
–
–
–
–
(7172)
–
–
6307
6428
(5809)
–
(5809)
–
–
–
–
–
619
121
–
–
(3)
613
9
–
2003-04
(7171)
–
–
–
–
(2882)
–
14
4355
5161
(4289)
–
(4289)
–
–
–
–
11
872
792
–
–
(2)
862
2
–
2002-03
(2882)
–
–
–
–
(358)
–
–
–
549
(2524)
–
(2524)
–
–
–
–
–
(1975)
549
–
–
–
828
273
(3076)
2001-02
(` Lakh)
175204
391637
99
APPROPRIATIONS
134
(98882)
–
2979
–
103092
(1633226) (1781750)
3419
113762
(1781750) (1576796)
35
4096
5552
265704
Prior Period Items
(94562)
271291
317806
329537
178543
208837
1
242
(5273)
–
(29)
TOTAL (B)
(c) Others
–
–
–
–
16677
27349
177
234886
480129
787
(5)
TOTAL (A)
Other Income
1379
(74)
1915
(1473)
(4634)
11002
12275
76334
50490
2009-10
2010-11
Particulars
(` Lakh)
506624
499606
9
–
2198
–
–
4811
150412
58
480
(214)
(2438)
14726
35336
102464
230290
228030
–
–
–
–
–
2260
104174
428
19
(239)
(1462)
24184
81245
14931
4502
–
–
(1834)
(45242)
1670
(46676)
128960
126385
–
–
–
–
–
2575
82284
67
(326)
(66)
(522)
4605
15207
63319
–
(16483)
(1077)
(17560)
98204
96738
–
–
–
–
–
1466
80644
(461)
–
–
(555)
1134
10467
70060
–
1270
–
82959
–
1581
–
75781
–
(6941)
–
62177
–
1176
–
69660
368
–
54813
–
(64337)
(108)
(41456)
(233)
(41797)
110354
107817
–
–
–
–
–
2537
68558
(118)
–
–
(118)
4000
9981
54813
(1576071) (985951) (559879) (349860) (248293) (160974)
2823
–
92912
–
(992036) (560236) (366557) (247547) (160974)
–
(488301) (341281) (115960)
10380
(498188) (356211) (126115)
634981
617443
1
–
5345
–
–
12192
136878
128
1683
519
(6297)
8169
51052
81539
(64336)
887
–
48810
–
(25703)
–
11064
–
11064
51518
–
964
–
–
–
–
1929
62582
(235)
–
–
(5)
2833
11179
48810
56476
9911
–
–
43325
26022
–
59398
(188)
59586
2400
–
2
–
–
253
–
2145
61986
279
–
–
(17)
3020
10742
47962
(2550)
–
–
–
–
31665
–
29115
–
29115
1004
4
–
–
–
–
1000
30119
61
–
–
(1)
71
1309
28679
2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01
INDUSTRY TOTAL
TABLE 20: LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)
100
SOURCES OF FUNDS
SHAREHOLDERS’ FUNDS:
Share Capital
Share Application Money Pending Allotment
Employees Stock Option Outstanding
Reserves and Surplus
Credit/[Debit] Fair Value Change Account
Sub-Total
Borrowings
POLICYHOLDERS’ FUNDS:
Revaluation Reserve–Investment Property
Policy Liabilities
Insurance Reserves
Provision For Linked Liabilities
Sub-Total
Deferred Tax Liability
Funds For Future Appropriations
TOTAL
APPLICATION OF FUNDS
Investments
Shareholders’
Policyholders’
Assets Held To Cover Linked Liabilities
Loans
Fixed Assets
Incidental Expenses Pending Capitalisation
Deferred Tax Asset
A. CURRENT ASSETS
Cash and Bank Balances
Advances and Other Assets
Sub-Total (A)
B. CURRENT LIABILITIES
Provisions
Sub-Total (B)
NET CURRENT ASSETS (C) = (A – B)
MISCELLANEOUS EXPENDITURE
(To The Extent Not Written off or Adjusted)
Debit Balance In Profit & Loss Account
(Shareholders’ Account)
Debit Balance In Policyholders’ A/C
TOTAL
Particulars
500
–
–
36087
–
36587
–
11386815
–
83940026
366457
16003617
111696915
–
8116
111741618
35376
83304127
17032518
8299709
312299
–
–
1415893
3531917
4947809
592822
1597398
2190220
2757590
–
–
–
11741618
12447396
98535715
605030
16580852
128168993
–
3491
128212858
38257
97016710
17998971
8388265
283941
–
–
2327286
3807208
6134493
39711
1608067
1647778
4486715
–
–
–
128212858
2010
500
–
–
39506
368
40374
–
2011
–
84127287
–
1729264
3142203
4871467
371805
1587217
1959022
2912445
–
31950
63896170
9041029
7947712
297980
–
–
2776896
–
72217682
364292
8728878
84087748
–
5931
84127287
500
–
–
33108
–
33608
–
2009
–
77690494
–
1773977
2505526
4279503
631520
1577265
2208785
2070718
–
29320
60539701
7517630
7321356
211770
–
–
8590252
–
61445776
360874
7262808
77659709
–
–
77690494
500
–
–
30285
–
30785
–
2008
–
62595699
–
1329807
2101767
3431574
456585
1570086
2026671
1404902
–
27945
51111283
3603060
6308152
140356
–
–
6205110
–
52480868
280675
3599764
62566418
–
–
62595699
500
–
–
28781
–
29281
–
2007
2006
–
53139035
–
1280202
1824126
3104328
574273
1556483
2130756
973572
–
16640
45278642
1231528
5512438
126214
–
–
6522245
–
44960307
284328
1351731
53118612
–
2724
53139035
500
–
–
17200
–
17700
–
LIC
–
41691036
–
800156
1619705
2419861
489025
1563966
2052991
366870
–
12063
35568558
422510
5199193
121843
–
–
2815572
–
38102276
282624
474879
41675351
–
1966
41691036
500
13219
–
–
–
13719
–
2005
TABLE 21: LIFE INSURERS : BALANCE SHEET
(As on 31st March)
–
34602254
–
1007389
1365278
2372667
499802
1469444
1969247
403421
–
11613
29696518
20987
4355818
113897
–
–
2167263
–
32135683
247095
37173
34587214
–
2498
34602254
500
12043
–
–
–
12543
–
2004
–
27716034
–
981697
1609746
2591443
473072
864890
1337962
1253481
–
10753
22637442
565
3707474
106319
–
–
154382
–
27299386
248980
590
27703338
–
520
27716034
500
11675
–
–
–
12175
–
2003
–
23844953
–
716962
1375798
2092760
377682
43325
421007
1671753
–
10500
18641460
–
3426790
94450
–
–
304142
–
22939514
239429
362
23483447
–
350218
23844953
500
–
–
10788
–
11288
–
2002
–
18770059
–
478706
1264053
1742759
315397
166008
481405
1261354
–
–
14249243
–
3169685
89777
–
–
17061
–
18752237
42
219
18769559
–
–
18770059
500
–
–
–
–
500
–
2001
(` Lakh)
101
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
TOTAL
Particulars
57000
–
–
–
1
57001
–
13076
–
1323
–
–
14399
–
126
71526
10357
1364
13202
4521
–
–
2526
4871
7397
6172
359
6531
866
–
1997
39220
71526
95000
–
–
–
–
95000
–
40918
–
4168
–
–
45086
–
322
140408
18931
4235
41240
2160
–
–
4848
7715
12563
11917
235
12152
411
–
4369
69063
140408
AEGON RELIGARE
2011
2010
15432
32060
2379
959
3401
4361
2541
762
3303
1058
–
5315
450
1658
–
5768
–
–
1653
–
402
–
–
2055
–
5
32060
30000
–
–
–
–
30000
–
2009
–
905655
147851
5024
15375
20399
29835
1704
31540
(11141)
–
3506
–
–
–
802488
150726
16621
11441
28061
32710
2062
34772
(6711)
–
40674
9121
603856
–
4822
–
–
590024
599776
–
13832
802488
666052
689301
–
15865
905655
58556
24967
681917
188880
–
–
–
–
188880
–
–
–
–
9752
2010
200490
–
–
–
–
200490
–
–
–
–
23248
2011
–
502225
116255
2553
12248
14801
20517
1128
21645
(6844)
–
35162
15450
336925
–
5277
–
–
335028
341965
–
11080
502225
–
–
6937
149180
–
–
–
–
149180
–
2009
–
356124
66749
17567
14573
32140
29762
1376
31138
1002
–
25348
9621
247963
–
5441
–
–
246493
250837
–
4837
356124
–
–
4343
100450
–
–
–
–
100450
–
2008
–
213672
46501
15183
5405
20588
19058
1007
20065
523
–
26249
5460
132557
–
2383
–
–
131861
135562
–
2290
213672
–
–
3701
75820
–
–
–
–
75820
–
AVIVA
2007
TABLE 21: LIFE INSURERS : BALANCE SHEET (Contd.)
(As on 31st March)
–
114520
33325
7762
1418
9180
15871
458
16329
(7149)
–
18458
1542
67111
–
1232
–
–
65406
66943
–
1707
114520
–
–
1537
45870
–
–
–
–
45870
–
2006
–
53941
18939
5202
1591
6792
5308
156
5465
1328
–
10614
813
21070
–
1177
–
–
21026
21961
–
–
53941
122
–
813
31980
–
–
–
–
31980
–
2005
–
29539
9842
2128
870
2998
2197
55
2252
746
–
12656
187
5066
–
1042
–
–
5009
5254
–
–
29539
57
–
187
24280
–
–
–
5
24285
–
2004
–
16317
3422
531
577
1108
1257
36
1293
(185)
–
10984
21
1438
–
637
–
–
830
836
–
–
16317
1
–
5
15480
–
–
–
2
15482
–
2003
(` Lakh)
102
48990
–
1362868
35530
17831
53360
80138
4267
84405
(31045)
–
56058
21869
31116
52985
105187
6602
111789
(58804)
–
1830
–
–
–
3927490 3304492 1757881
–
676319
27601
41980
8545
50525
80930
977
81908
(31383)
–
–
354299
20431
29585
7629
37214
38905
524
39429
(2215)
–
37309
13679
50988
102447
2755
105202
(54214)
–
43851
38325
82176
95009
10682
105691
(23515)
–
65365
90508
518684
186
5357
–
–
27809
47661
256932
34
3646
–
–
15023
–
–
34953
7
49984
–
114589
146870
1095417
309
10907
–
–
15037
–
–
55016
1
70054
–
–
235208 154538
76952
409372 346223 232171
3288417 2841462 1406530
1471
1303
770
16537
17940
16444
–
–
–
–
995
–
106290
15071
–
–
105996
1
121067
–
256932
297492
–
6823
354299
70
–
179982
15071
–
–
105996
–
121066
–
2009
3288417 2841462 1406530 1095417 518684
3673259 3144680 1586582 1202702 585968
–
–
–
–
29290
38746
50233
39098
20297
3927490 3304492 1757881 1362868 676319
384467
284
–
302934
15071
–
–
105996
–
121066
–
2010
130
–
40430
375
224941
209870
15071
2011
BAJAJ ALLIANZ
2008
2007
2006
154
–
67129
SOURCES OF FUNDS
Share Capital
Reserves And Surplus
Sub-Total
Borrowings
Revaluation Reserve-Investment Property
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Cash And Bank Balances
Advances And Other Assets
Sub-Total (A)
Provisions
Sub-Total (B)
(To the extent not written off or adjusted)
TOTAL
Particulars
–
104110
10577
8473
4008
12481
15611
155
15766
(3285)
–
16370
22018
55350
10
3071
–
–
55350
76727
–
641
104110
70
–
21308
14976
–
–
11766
–
26742
–
2005
–
36256
6901
4400
2329
6729
5895
119
6014
715
–
14076
8591
2856
5
3112
–
–
2856
10543
–
904
36256
–
–
7687
14943
9867
–
–
(1)
24809
–
2004
–
23342
4220
1473
1551
3024
2729
0
2729
295
–
12879
3501
–
1
2448
–
–
–
3090
–
411
23342
–
–
3090
14908
4933
–
–
–
19841
–
2003
–
15229
1564
737
1295
2032
1647
1
1648
384
–
10985
357
–
–
1939
–
–
–
341
–
16
15229
–
–
341
14872
–
–
–
–
14872
–
2002
311344
155846
32563
214213
89244
4521
9280
13801
16033
386
16419
(2618)
–
2052
–
–
871
–
–
3432
10226
13658
12473
613
13086
571
–
9444
4298
79230
79230
83527
–
–
214213
2
–
4295
113135
–
–
17399
152
130687
–
2010
13867
6266
133922
8
311344
133914
140677
6750
13
17929
194
170659
152535
2011
(As on 31st March)
41515
107453
32475
2928
9694
12621
14637
348
14985
(2363)
–
–
9589
1924
19900
–
4413
–
–
19900
21823
–
–
107453
–
–
1923
66843
10000
–
8957
(170)
85630
–
–
53945
32244
1445
3389
4834
10262
348
10610
(5776)
–
–
17371
581
5986
–
3540
–
–
5986
6564
–
–
53945
–
–
578
36611
3000
–
7689
81
47381
–
BHARTI AXA
2009
2008
–
19416
8043
139
1790
1930
3749
43
3792
(1863)
–
–
11544
81
543
–
1069
–
–
543
624
–
–
19416
–
–
81
15000
3800
–
–
(7)
18793
–
2007
–
978
–
140
371
511
540
–
540
(29)
–
–
–
–
–
–
349
658
–
–
–
–
–
978
–
–
–
110
868
–
–
0
978
–
2006
(` Lakh)
103
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To The
Extent Not Written off or Adjusted)
TOTAL
Particulars
7
–
78608
1
2008
67150
–
–
–
3
67153
–
46000
–
–
–
1
46001
–
35000
–
–
–
–
35000
–
1
1
6
3
–
–
–
–
–
–
39994 18884 11769
7720
4901
–
–
–
–
–
819694 629582 364420 230114 116327
859688 648467 376195 237837 121228
–
–
–
–
–
12896
2588
3
3
3
1072536 778507 443351 283841 156230
187950 127450
–
–
–
–
12000
–
2
1
199952 127451
–
–
2009
–
–
3067
–
50840
53907
–
3
82910
29000
–
–
–
–
29000
–
2004
–
–
1237
–
9777
11014
–
3
29017
18000
–
–
–
–
18000
–
2003
74
–
287
–
1616
1977
–
3
16888
14908
–
–
–
–
14908
–
2002
50000
–
–
12500
62500
–
70000
–
–
12500
82500
–
–
(24)
–
–
–
–
– 26286
9659
–
–
16 232648 107644
16 258910 117303
–
–
–
3
–
–
11927 341410 179803
11908
–
–
–
–
11908
–
2001
–
–
3119
–
21388
24507
–
–
77007
52500
–
40000
–
–
12500
CANARA HSBC
2011
2010
2009
44460
30486
8269
3777
12046
16071
2209
18281
(6235)
–
5478
2046
7524
10334
1759
12093
(4569)
–
5107
1666
6773
8050
1216
9266
(2493)
–
–
82910
88987
18381
5802
24183
30899
2902
33800
(9618)
–
–
–
–
–
–
–
2142656 1810140 1072536 778507 443351 283841 156230
159201
41259
7014
48273
53860
2771
56631
(8358)
–
18312
202750
172251
51897
10443
62340
73996
2524
76519
(14179)
–
24373
56980
12154
69133
81135
3231
84367
(15233)
–
58852
13717
72570
80083
4695
84778
(12208)
–
29017
10538
2173
1161
3334
4537
472
5009
(1675)
–
–
16888
4442
693
905
1598
2675
35
2710
(1112)
–
–
11927
832
445
363
808
1072
–
1072
(264)
–
47703
4954
3878
8832
14138
117
14255
(5423)
–
–
–
341410 179803
66841
8576
7834
16410
18598
191
18789
(2379)
–
–
77007
23087
2306
2800
5106
8723
120
8843
(3737)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
69727
50440
46701 42228 27444 18170 12351 10738
6456
9578
9960 13523 14502 27737
160335 105817
50442 17464 10141
7199
4627
2412
1183
290
4 27782
9534
3277
1745922 1456730 819694 629582 364420 230114 116327 50840
9777
1616
15 232648 107644 21388
2631
2655
2235
1499
816
202
35
10
–
–
–
–
–
–
3998
6982
8443
7104
5688
3904
3086
3091
2738
2074
1380
2994
5843
5254
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1745922 1456730
1852008 1535344
–
45697
29842
2142656 1810140
106086
48000
0
244950
196950
–
–
48000
3
244953
–
2010
196950
2011
BIRLA SUNLIFE
2007
2006
2005
(As on 31st March)
–
46193
24731
1051
2645
3696
4746
177
4922
(1226)
–
374
–
13737
491
8087
–
–
584
–
8087
8671
–
–
46193
29396
–
–
8126
1
37522
–
–
25311
13775
743
1741
2485
3034
118
3152
(668)
–
8354
165
3081
–
604
–
–
–
–
99
–
3081
3180
–
–
25311
22131
–
22130
–
–
–
–
13969
4446
464
790
1254
1156
76
1232
22
–
7824
16
255
–
1406
–
–
–
–
4
–
255
259
–
–
13969
13705
–
–
–
5
13710
–
(` Lakh)
DLF PRAMERICA
2011
2010
2009
104
SOURCES OF FUNDS
Share Capital
Advance Against Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To The
Extent Not Written off or Adjusted)
TOTAL
Particulars
–
–
18884
–
27838
46721
–
2190
125363
10202
19019
30028
–
753
–
–
5254
6437
11691
10694
278
10972
719
–
64642
–
125363
–
–
39017
11104
38047
64610
–
393
–
–
3769
8919
12688
9217
412
9629
3060
–
96654
–
213868
9354
213868
55349
94366
70200
–
6258
–
–
(6)
76452
–
105200
–
5000
–
–
(52)
110148
–
2011
–
61947
28955
2224
4088
6312
7885
178
8063
(1751)
–
–
15279
3079
8471
–
7914
1
–
3217
–
8471
11690
–
–
61947
46850
–
3404
–
–
3
50257
–
–
18580
3362
1139
1003
2142
1361
37
1398
744
–
12959
201
–
–
1315
–
–
80
–
–
18580
–
–
80
–
18500
–
–
–
–
–
18500
–
FUTURE GENERALI
2010
2009
2008
(154)
199488
–
–
–
22068
(4)
221552
2011
156550
38373
67703
106076
130376
1501
131877
(25801)
146650
30302
49178
79479
124854
1876
126732
(47251)
–
119131
41087
54287
95374
88202
2088
90290
5083
–
42916
301527
687829
302
14513
–
–
–
16939
–
–
605 2830767 2160620 1171303
357
55
243
297
701
0
701
(404)
–
179582
–
–
–
5529
(776)
184335
–
2009
2051
(2969)
–
–
376669 290924
–
–
1552178 687829
1930898 975785
–
–
25548
11184
2160620 1171303
196800
–
–
–
5529
1844
204173
–
2010
–
69997
63048
– 533498 434154
– 2052313 1552178
–
3312
404
652
23957
11438
–
–
–
–
–
512333
0
2052313
– 2564492
–
–
44723
605 2830767
–
–
5
–
600
–
–
–
605
–
2007
–
975222
68835
44932
40825
85757
61291
1220
62512
23246
–
42131
232990
594516
186
13318
–
–
1937
–
243667
–
594516
840121
–
2470
975222
127064
–
–
–
5529
39
132631
–
2008
–
544195
44214
33636
19620
53255
38747
308
39055
14200
–
15297
177829
285168
126
7361
–
–
912
–
173915
–
285168
459995
–
595
544195
83604
–
80071
2874
–
–
659
–
299909
31658
28796
9901
38697
26586
287
26873
11824
–
13809
116950
119361
294
6013
–
–
2096
–
114880
–
119361
236337
–
255
299909
61927
–
–
–
659
731
63317
–
–
116651
18782
7335
4095
11430
10696
207
10904
527
–
9843
60879
19183
120
7318
–
–
1750
–
63774
–
19183
84707
–
–
116651
31909
–
–
–
–
36
31945
–
HDFC STANDARD
2007
2006
2005
(As on 31st March)
–
60833
9808
5826
2344
8170
4094
183
4277
3893
–
6395
33995
1655
58
5028
–
–
344
–
33364
–
1655
35363
–
–
60833
25441
–
–
–
–
29
25469
–
2004
–
35995
7465
3726
1639
5365
2946
92
3038
2327
–
8800
13104
–
65
4234
–
–
–
–
14375
–
–
14375
–
26
35995
21673
–
–
–
–
(78)
21594
–
2003
–
19753
2644
1452
993
2445
1495
23
1518
927
–
9731
3016
–
67
3368
–
–
–
–
–
2789
–
2789
–
321
19753
16618
–
–
–
25
–
16643
–
2002
–
16765
135
4460
711
5171
941
–
941
4230
–
11980
141
–
–
279
–
–
–
–
–
99
–
99
–
48
16765
16618
–
–
–
–
–
16618
–
2001
(` Lakh)
105
2011
142726
–
23
85
335292
(15)
478111
–
2009
140111
–
11
192
237131
98
377543
–
2008
131230
–
–
194
75938
2910
210273
–
92500
–
–
–
–
1
92501
–
299676
160170
–
–
–
–
7018693 6030029 3660499 3133384 1729261
377646
68570
47407
5032
4664
9697
16184
195
16379
(6683)
–
21853
57449
86500
216
5481
–
–
–
–
–
956849 442509 212224
95279
351849
271087
48238
23593
71831
99478
7625
107103
(35272)
–
24590 19959
11211
7144
35800 27102
59349 37909
1631
842
60980 38750
(25180) (11648)
–
–
61651
45466
107117
160819
20099
180917
(73801)
–
30540
29660
60200
157170
2988
160158
(99358)
–
33032
33473
66505
158967
491
159458
(92953)
35588
36155
71743
113037
11979
125017
(53274)
–
67500
–
–
–
–
5
67505
–
2004
12467
2074
1333
–
–
–
112248 79353 56886
–
–
–
699963 265406 86500
824678 346833 144720
–
–
–
11344
3175
–
956849 442509 212224
118500
–
–
524
–
1803
120827
–
44847 32095
125146 80454
707885 265406
142
252
6301
6105
–
–
2624
1079
24934
2132
17752
10150
6689
3163
3163
3163
358933 299871 235459 176562
–
–
–
–
5037610 2805489 2445682 1307627
5428166 3110655 2702056 1497502
–
–
–
–
123242
71733
53785
21485
6030029 3660499 3133384 1729260
142814
–
11
9
335884
(96)
478622
–
2010
ICICI PRUDENTIAL
2007
2006
2005
197647 128503
66201
21102
15672
721719 445657 341641 344930 234211
5882653 5146926 2861395 2486615 1325232
869
1160
1960
379
404
19826
26340
33121
32774
21944
–
–
–
–
17844
29552
31808
21708
6900
97220
7018693
5823298
6441896
23154
6689
588755
336069
656
479577
5
142846
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
–
95254
25249
3204
2101
5304
6968
123
7091
(1787)
–
12814
32994
20817
–
4142
–
1024
–
–
32044
–
20817
52861
–
–
95254
42500
–
–
–
–
–107
42393
–
2003
–
33074
10532
1071
1196
2267
2740
–
2740
(473)
–
5159
13258
754
–
2819
–
1024
–
–
13320
–
754
14074
–
–
33074
19000
–
–
–
–
–
19000
–
2002
235683
140009
165883
26263
(389)
69935
–
–
–
–
(135)
69799
2011
–
13451
–
341
638
979
1100
–
1100
(121)
–
24071
10853
8451
19304
19123
136
19259
45
–
19492
9381
81402
–
1721
–
–
1
–
9778
–
81402
91181
–
–
136111
44924
–
–
–
–
7
44930
–
–
75155
13576
6180
5311
11492
11043
170
11212
280
–
29120
2516
27766
–
1897
–
–
–
–
2526
–
27766
30292
–
–
75155
44891
–
–
–
–
(28)
44863
–
IDBI FEDERAL
2010
2009
–
235683 136111
36249
7810
11570
19380
18709
174
18882
498
–
12154 32187
– 25037
– 140009
–
1418
1703
–
–
–
–
–
–
494
(2065)
–
(1571)
–
–
13451
15000
–
–
–
22
–
15022
–
2001
(As on 31st March)
–
13000
6
45506
32500
–
11679
23134
3871
27005
28436
10
28446
(1440)
–
3313
–
30860
4644
90577
–
21048 139633
2553
2352
1672
4024
2226
38
2264
1750
–
14996
3
1137
–
599
–
–
–
0
–
27
3549
–
1137 90054
1164 93603
–
–
524
21048 139633
19891
–
–
–
–
(7)
19884
–
2008
–
50518
5204
1533
666
2199
10104
29
10133
(7934)
–
32866
125
17349
–
2908
–
–
17347
17472
–
2
50518
–
–
125
20000
–
–
–
13000
44
33044
–
(` Lakh)
INDIAFIRST
2011
2010
106
79
–
129994
327772
457845
–
2653
580712
18359
131922
327729
823
1732
–
–
9868
13463
23330
27978
96
28074
(4744)
–
104892
–
580712
16
–
184365
370302
554682
–
1990
703351
41169
178843
369776
1341
964
–
–
9465
18928
28393
28921
114
29035
(641)
–
111899
–
703351
–
–
191
146679
–
101915
–
18235
–
–
64
120214
–
2010
146488
–
2011
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
–
369692
91215
11760
18905
30665
31303
106
31409
(744)
–
23386
83721
169014
464
2634
–
–
169728
260650
–
661
369692
(447)
–
91368
101915
–
6459
–
–
6
108380
1
2009
–
287791
71765
14018
8938
22956
25761
348
26109
(3153)
–
19229
67560
129055
223
3112
–
–
128748
197232
–
2049
287791
1027
–
67456
79000
–
9500
–
–
1
88501
10
2008
–
179432
52713
8128
6945
15074
23283
726
24009
(8935)
–
24787
45909
60839
102
4018
–
–
60839
110388
–
–
179432
1120
–
48429
69000
–
–
–
–
4
69004
41
2007
–
108994
34956
8664
6291
14955
17386
563
17949
(2994)
–
16704
27265
28331
42
4690
–
–
28331
59882
–
–
108994
1073
–
30478
49000
–
–
–
–
2
49002
111
2006
ING VYSYA
–
69552
22555
18458
6131
24589
20162
292
20454
4135
–
13516
12084
13326
9
3927
–
–
18807
30388
–
–
69552
46
–
11535
32476
–
6500
–
–
3
38979
185
2005
–
29951
13179
6351
1534
7885
3169
121
3290
4595
–
3942
3097
2124
11
3003
–
–
2124
5305
–
–
29951
12
–
3169
24458
–
–
–
–
4
24461
185
2004
–
17882
6880
1870
1166
3036
2151
71
2222
814
–
7580
809
–
11
1789
–
–
–
942
–
–
17882
–
–
809
16939
–
–
–
–
–
16939
133
2003
613
56233
5204
51029
2011
15264
10473
9923
20396
26318
1906
28224
(7828)
–
11351 871628
3094
165
781
946
1558
34
1592
(646)
–
7501 32226
354 128367
– 698635
11
577
1037
4385
–
–
115715
422
– 678262
430 795012
–
– 20383
11351 871628
–
–
353
10921
–
–
–
–
–
10921
77
2002
–
694222
25512
8695
10628
19757
26432
1714
28416
(8388)
–
24918
101474
544585
522
5599
–
–
498
–
92368
528
524026
617420
–
20569
694222
51029
–
–
–
5204
–
56233
–
2010
–
430411
32434
12827
9392
22219
23204
1398
24603
(2383)
–
28231
62777
303080
583
5690
–
–
–
–
70708
380
292228
363316
–
10862
430411
51029
–
–
–
5204
–
56233
–
2009
–
337766
33868
15356
6765
22122
22825
1106
23931
(1809)
–
13130
57044
230944
333
4256
–
–
–
–
53211
370
225634
279215
–
5320
337766
48027
–
–
–
5204
–
53231
–
2008
(As on 31st March)
–
206596
26681
12486
4442
16928
15517
710
16227
701
–
8538
40269
127747
232
2428
–
–
5
–
40232
363
126454
167055
–
1303
206596
33035
–
–
–
5204
–
38238
–
2007
2006
–
130256
15541
5710
3432
9142
8189
267
8457
685
–
6570
29752
75798
72
1836
–
–
1505
–
28151
(4849)
75652
100458
–
157
130255
24437
–
–
–
–
5204
29641
–
KOTAK
4967
75616
11099
5270
2051
7320
5165
228
5392
1928
–
5882
15717
33692
23
2307
–
–
151
–
15683
–
33434
49269
–
10
75616
21133
–
–
–
–
5204
26337
–
2005
2256
32471
9230
2942
1704
4645
3895
108
4002
643
–
5718
7271
5031
26
2296
–
–
22
–
7142
–
5031
12195
–
10
32471
15062
–
–
–
–
5204
20265
–
2004
–
14385
–
1567
1588
3155
1329
76
1405
1750
–
7908
2679
–
48
2001
–
–
–
–
2679
–
(6576)
(3897)
–
–
14385
13066
–
5216
–
–
–
18282
–
2003
–
13279
–
2059
829
2888
1000
32
1032
1856
–
10031
349
–
40
1003
–
–
(1995)
–
–
13279
–
–
349
(2344)
10058
–
–
–
5216
–
15274
–
2002
(` Lakh)
107
2009
2008
0
–
195050
–
303488
498539
–
1695
679354
55743
–
–
–
570
8
56321
–
2006
–
83337
1601
4381
5982
10295
33
10328
(4347)
527
–
11379
34390
2533
2
5625
–
–
–
–
–
–
–
1128944 679354 431994 231794 131299
2212
8226
10438
14676
185
14861
(4423)
371
–
14083
57399
17796
–
6839
–
–
33228
45281
3969
15164
19132
26431
189
26620
(7488)
498
–
27097
91936
65460
–
9011
–
–
–
–
33498
–
2533
36031
–
–
83337
46608
–
–
–
690
7
47305
–
2005
39234
102367 100275
82961
60974
18404
2165
1937
44536 44500 27912
62940 46665 29849
83780 56502 46768
28
270
95
83809 56772 46863
(20869) (10107) (17014)
7580
254
374
1448623
73243
–
–
–
800
347
74390
–
2007
MAX NEW YORK
–
–
–
–
–
–
136860 91250 56628
–
–
–
185883 65460 17796
322743 156709 74424
–
–
–
4335
695
554
431994 231794 131299
–
–
–
83013 52291 41673
270750 200183 144343
657794 303488 185883
861
483
–
27448 32487 15761
–
–
–
–
–
–
7
–
259314
–
657794
917115
–
6229
1128944
183882 178243 103243
–
–
–
–
–
7900
799
–
13414
748
404
78
925
205599 179121 104916
–
–
–
2010
19249
48405
67654
108350
26
108376
(40722)
7559
131989
364698
886956
1162
14020
15136
1448623
886956
1227330
340353
21
184100
–
–
7995
13518
544
206157
2011
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
–
50624
23262
1694
2719
4413
7096
34
7130
(2717)
–
–
8520
16012
–
–
5548
–
–
–
–
16012
–
–
16012
–
–
50624
34608
–
–
–
–
4
34612
–
2004
15712
32611
–
503
1761
2264
3957
3
3960
(1696)
–
–
8646
6558
–
–
3391
–
–
–
–
7122
–
–
7122
–
–
32611
25474
–
15
–
–
–
25489
–
2003
–
19177
466
958
1309
2267
2024
2
2026
241
–
–
14125
2053
–
–
2292
–
–
–
–
2036
(7822)
–
(5786)
–
–
19177
24963
–
–
–
–
–
24963
–
2002
2011
7781
955131
636574
748042
109859
7934
– 165375
10469 955131
1605
36 9248
796 12746
832 21993
670 31975
– 1838
670 33812
162 (11819)
–
–
7516 28821
– 117633
– 638692
–
1123
1186 7372
–
–
–
–
16
–
–
16
–
–
10469
10453 196957
–
–
– 2351
–
–
–
10453 199308
– 1609
2001
2009
2008
12968
14420
11495 13463
13714
9065
25209 22528
33070 35172
1804
928
34874 36100
(9665) (13573)
–
–
166383 136394 80318
764288 444506 271810
10462
9336
12745
22080
39311
2011
41322
(19242)
–
–
–
–
27434 25762 26078
82387 56586 36095
485242 210583 122893
977
414
170
10645 11464
5409
–
–
–
–
–
–
–
–
–
–
–
–
75008 54541 33917
–
–
–
481961 208889 122122
560247 267377 156039
–
–
–
8074
3773
1605
764288 444506 271809
177479 158000 76108
18487 15342 34449
–
–
–
–
–
–
–
–
–
2
14
13
195968 173356 110570
3278
3947
3595
2010
(As on 31st March)
30079
122270
16545
4154
4701
8855
17373
495
17869
(9014)
–
–
21961
24049
36896
50
1704
–
–
–
–
21905
–
37152
59057
–
244
122270
53000
9100
–
–
–
48
62148
820
2007
7724
52139
15348
2090
2793
4882
6350
319
6669
(1786)
–
–
9583
11731
7424
7
2108
–
–
–
–
11463
–
7424
18887
–
–
52139
23500
9000
–
–
–
48
32548
704
2006
METLIFE
5957
29668
5574
1785
2000
3785
3298
125
3423
362
–
–
9850
5473
215
–
2238
–
–
(3)
–
5473
–
215
5685
–
–
29668
23500
–
–
–
–
31
23531
452
2005
4721
18220
693
1396
853
2249
1568
74
1642
607
–
–
9231
1985
–
–
984
–
–
–
–
1985
–
–
1985
–
–
18220
16000
–
–
–
–
3
16003
232
2004
2970
12197
–
1054
648
1702
1139
30
1169
534
–
–
5029
2970
–
–
695
–
–
–
–
539
–
–
669
–
–
12197
11000
–
520
–
–
9
11528
130
2003
–
11068
284
574
533
1107
262
–
262
845
–
–
9833
–
–
–
106
–
–
11000
–
59
–
–
9
–
–
68
–
–
11068
11000
–
–
–
–
2002
(` Lakh)
108
2011
39470
34266
555238
2991
4415
–
–
41025
14293
55318
68634
111
68745
(13427)
–
239008
–
861962
49878
13452
63330
73514
243
73757
(10427)
–
267387
27220
20566
47786
60132
–
60132
(12346)
280316
–
2057389 1627456
19481
2057389
93096
–
1634550
1728294
37775
36931
99112
52645
1648640 1276505
3080
3018
813
1397
–
–
116233
–
–
–
158101
(729)
273605
–
2009
(942)
–
32472
–
555238
586769
–
1587
861962
116464
–
–
–
180970
207
297641
–
2010
677
–
48758
–
1270115
1319550
–
10264
1627456
648
192850
180
309615
116584
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
Debit Balance in Profit & Loss Account
Debit Balance in Policyholders’ A/C
TOTAL
Particulars
–
503585
130517
41342
16799
58141
69931
–
69931
(11790)
–
22223
25293
330159
140
7044
–
–
(200)
–
22428
–
330159
352387
–
–
503585
114770
–
–
–
36630
(202)
151198
–
–
172069
53710
14672
5621
20292
19771
8993
28764
(8471)
–
14640
14212
92119
123
5736
–
–
36
–
13500
–
92119
105655
–
–
172069
66400
–
–
–
–
14
66414
–
–
63460
22199
5101
1799
6900
7390
72
7462
(562)
–
9864
6826
23500
188
1445
–
–
102
–
6568
–
23500
30169
–
–
63460
33100
–
–
–
–
190
33290
1
RELIANCE LIFE
2008
2007
2006
–
31419
12360
1032
991
2022
2129
32
2161
(139)
–
8679
1790
7482
–
1247
–
–
9
–
1790
–
7480
9279
–
–
31419
21710
–
–
–
–
11
21721
419
2005
–
18166
6959
690
686
1376
1378
14
1392
(16)
–
8617
819
983
–
805
–
–
1
–
832
–
983
1816
–
–
18166
16000
–
–
–
–
6
16006
343
2004
–
9649
–
645
429
1075
841
33
873
201
–
8440
254
23
–
730
–
–
–
–
254
(4236)
23
(3595)
–
–
9649
12436
–
822
–
–
(15)
13244
364
2003
27120
3920
23200
2011
2783
3405
6188
3334
67
3401
2788
22791
23756
58491
23
530
–
11913 108379
–
12013
129
12142
919
4
923
11219
–
–
–
–
–
694
–
–
–
31
–
11 21444
(1114)
– 58491
(730) 79966
–
–
1293
11913 108379
12436
–
–
–
207
–
12643
373
2002
2874
–
54232
–
89241
1565
2112
3676
1741
56
1797
1879
–
17967
10208
20487
2
815
–
–
–
–
10143
–
20487
30630
–
48
54232
23200
–
–
–
354
–
23554
–
–
43115
1058
407
1281
1688
1484
30
1514
174
–
21565
5934
13663
–
722
–
–
–
–
5841
–
13663
19504
–
29
43115
23187
–
–
–
354
41
23583
–
SAHARA
2009
2008
–
2248
2456
4704
2735
40
2775
1929
–
22355
16809
47465
10
673
–
–
95
–
16561
–
47462
64118
–
821
89241
23200
–
–
–
1102
–
24302
–
2010
(As on 31st March)
–
23385
1412
289
779
1068
827
6
833
235
–
13301
2987
4769
–
681
–
–
3
–
2817
–
4769
7589
–
33
23385
15675
–
–
–
–
88
15763
–
2007
–
19125
1360
354
734
1088
412
1
413
674
–
12926
1823
1539
–
801
–
–
–
–
1585
–
1827
3412
–
29
19125
15662
–
–
–
–
22
15683
–
2006
–
16733
562
350
674
1024
200
1
201
824
503
12994
1086
–
–
764
–
–
1084
–
–
16733
–
–
1084
–
15649
–
–
–
–
–
15649
–
2005
(` Lakh)
109
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
–
–
0
100000
–
100000
–
2009
100000
–
–
–
473
205
100677
–
2008
50000
–
–
–
–
(936)
49064
–
–
463297
–
–
–
–
3952581 2814312 1402472 1000988
15042
14836
29878
39097
150
39247
(9369)
–
59152
231806
174954
–
3789
–
–
2966
–
–
11690
16743
28433
44286
2514
46801
(18368)
–
100586
385751
528530
–
4488
–
–
–
12806
27728
40534
100712
975
101687
(61153)
–
32189
32197
64387
143039
617
143657
(79270)
–
26566
53254
79821
170652
1189
171841
(92020)
–
2158
93537
682835
678096
–
6998
–
–
12197
160
547 (2079)
–
–
–
–
966862 624216 371157 241359
–
–
–
–
1706268 677284 528530 174954
2685327 1301659 900233 414234
–
–
–
–
2462
812
77
–
2814312 1402472 1000988 463298
100000
–
–
–
25487
1036
126523
–
2010
96508
72830
1466870 1088751
2452908 1708731
–
–
28316
23270
–
–
–
–
4022
3952581
2448886
3785589
1331439
5264
100000
–
–
–
62122
848
162970
2011
–
209875
3349
9768
11950
21718
22587
95
22683
(965)
–
44075
136133
24398
–
2885
–
–
3146
–
139128
–
24398
166671
–
–
209875
42500
–
–
–
–
704
43204
–
SBI LIFE
2007
2006
–
108341
3550
5588
5304
10892
11934
13
11947
(1055)
–
33837
70219
210
–
1580
–
–
299
–
72673
–
210
73181
–
–
108341
35000
–
–
–
–
160
35160
–
2005
–
43893
2400
5072
2580
7653
4766
6
4772
2881
–
14806
23116
–
–
690
–
–
239
–
26079
–
–
26318
–
–
43893
17500
–
–
–
–
75
17575
–
2004
–
20955
760
844
2067
2911
1205
5
1209
1701
–
10851
7230
–
–
412
–
–
0
–
8466
–
–
8466
–
–
20955
12500
–
–
–
–
(11)
12489
–
2003
–
13936
11
652
2301
2953
564
1
565
2388
–
10934
462
–
–
141
–
–
–
–
1436
–
–
1436
–
–
13936
12500
–
12500
–
–
–
–
2002
201965
8406
2160
10565
9783
253
10035
530
17345
17523
164611
22
1934
–
–
201965
164611
182000
17389
2461
5
19965
17500
–
–
2011
(As on 31st March)
–
140474
–
5102
2173
7275
10797
133
10929
(3654)
–
15412
8334
118412
12
1959
–
–
–
–
8601
–
118412
127012
–
181
140474
12500
–
–
–
730
50
13280
–
2010
–
74208
–
6408
1651
8059
8503
89
8593
(533)
–
15410
4182
54560
–
589
–
–
–
–
4420
–
54560
58980
–
192
74208
12500
–
–
–
2536
1
15037
–
–
54234
–
5137
2087
7225
7277
89
7366
(141)
–
14707
2260
36987
–
423
–
–
–
–
2999
–
36987
39986
–
23
54234
12500
–
–
–
1726
0
14226
–
SHRIRAM
2009
2008
74
25923
–
1489
2655
4144
4364
46
4410
(266)
–
13630
923
11003
–
559
–
–
–
–
1196
–
11003
12199
–
–
25923
12500
–
–
–
1168
39
13707
–
2007
12
12745
–
903
300
1202
1586
92
1678
(476)
–
12603
338
–
–
265
–
2
–
–
27
–
–
27
–
–
12745
12500
–
–
–
218
0
12718
–
2006
(` Lakh)
110
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
TOTAL
Particulars
–
94841
270
184762
–
18928
1965
–
12500
11
3449
–
2155
–
–
–
4348
630
4978
6107
24
6131
(1153)
–
–
35369
3605
48474
–
2062
–
–
–
11649
3418
15067
13660
182
13842
1225
–
4106
18928
–
–
462
–
3449
3911
–
–
4318
–
48474
52792
94841
15000
–
–
–
–
17
15017
–
25000
–
–
–
17000
48
42048
–
6935
1767
–
–
–
13224
5543
18768
17642
12
17654
1114
34394
22913
117370
184762
117369
142769
25400
25000
–
–
–
17000
(7)
41993
STAR UNION DAI-ICHI
2011
2010
2009
1414223
155807
–
13974
25487
39461
57586
636
58222
(18761)
44833
361962
859016
6251
5115
–
19360
1414223
853441
1199509
340059
6010
195350
–
–
–
–
3
195353
2011
–
1100685
160986
–
39835
286568
619149
4534
10828
–
–
–
13569
20569
34138
54604
748
55352
(21214)
–
273246
–
615554
893276
–
15359
1100685
4476
192050
–
–
–
–
–
192050
–
2010
–
618708
120985
–
23910
221325
245819
2897
15579
–
–
–
19550
20563
40114
50971
949
51920
(11807)
–
(2043)
–
209042
–
246132
453131
–
13628
618708
–
–
151950
–
151950
–
–
2009
–
446451
64461
–
27889
163743
194202
1207
9785
–
–
–
7493
17426
24919
38890
865
39755
(14836)
–
1041
–
146388
–
194935
342364
–
17087
446451
87000
–
–
–
–
–
87000
–
2008
–
253266
30567
–
23747
112057
86813
465
3567
–
–
–
8270
11246
19516
23084
382
23466
(3950)
–
436
–
100105
–
87227
187768
–
10798
253266
54700
–
–
–
–
–
54700
–
–
148885
23331
–
16771
67174
37308
147
4116
–
–
–
7266
8309
15575
15473
62
15536
39
–
1152
–
61239
–
37449
99840
–
4345
148885
44700
–
–
–
–
–
44700
–
TATA AIG LIFE
2007
2006
(As on 31st March)
–
77194
17940
–
12151
34880
8342
50
3945
–
–
–
5239
6516
11755
11487
383
11870
(115)
–
33152
–
8342
41505
–
3018
77194
10
–
–
–
572
32672
–
32100
2005
–
43548
12981
–
7342
18051
1812
22
1662
–
–
–
3251
4197
7449
5683
88
5771
1678
–
–
–
18460
–
1812
20272
–
–
43548
22935
–
–
–
–
341
23276
–
2004
7172
23337
108
–
9257
4518
–
–
1534
–
–
–
1598
2179
3777
3009
20
3029
748
–
–
–
5029
–
–
5029
–
–
23337
18335
–
(28)
–
–
–
18308
–
2003
–
18903
2882
–
10276
451
117
–
1543
–
–
–
3203
1478
4681
1284
–
1284
3397
237
–
–
451
–
117
568
–
–
18903
18335
–
–
–
–
–
18335
–
2002
(` Lakh)
111
SOURCES OF FUNDS
Share Capital
Sub-Total
Borrowings
Policy Liabilities
Insurance Reserves
Sub-Total
TOTAL
Investments
Shareholders’
Policyholders’
Loans
Fixed Assets
Deferred Tax Asset
A. CURRENT ASSETS
Sub-Total (A)
Provisions
Sub-Total (B)
MISCELLANEOUS EXPENDITURE (To the
extent not written off or adjusted)
TOTAL
Particulars
11445200
6689
86986116
366985
33595999
132404265
–
308257
135687405
954251
86732230
34799690
8315986
483834
–
29552
1763961
3856425
5620836
1649027
1621394
3270421
2349965
7580
1808714
205602
135687405
12523892
6689
102836340
605452
38666368
158364690
–
335939
158364765
1291451
101754780
40256381
8410128
428790
–
17844
2699647
4228997
6928645
1152769
1634991
2787760
4140885
7559
1805225
251648
158364690
7356
7995
1004143
2798
3388412
1609
2101923
18487
24503
7908
818302
3759
2974883
3278
2010
2366119
2011
193342
97613794
1537093
2034927
3452740
5487667
1174427
1616639
2791066
2696601
254
727211
66204758
17776656
7960813
485259
–
31808
2774512
3163
74339003
364672
17392713
94878010
–
196318
97613794
1825369
15342
19886
884
679577
(1591)
2539466
3948
2009
80318
87767904
988459
2092488
2740162
4832650
1345966
1611884
2957850
1874800
374
607131
62180383
14351161
7325803
337766
–
21708
8613352
3163
62895362
361243
14048281
85921401
–
133303
87767904
1229484
34449
12511
192
431763
1196
1709594
3605
2008
30153
67900550
561218
1555918
2233152
3789070
899895
1594646
2494540
1294530
498
396371
52193660
6890261
6310656
216304
–
6900
6215855
3163
53474819
281038
6868044
66842919
18
57743
67900550
812366
11974
4400
194
167565
2511
999010
861
7736
56026207
366497
1421411
1902266
3323677
825644
1563249
2388894
934783
371
282912
45915582
2829025
5513567
172450
658
2626
6543917
–
45572388
279479
2939883
55335668
–
27941
56026207
589073
9000
868
524
53600
8719
661783
815
INDUSTRY TOTAL
2007
2006
10924
43056337
248108
885925
1666634
2552560
633553
1568191
2201744
350816
1030
201624
35912989
965646
5199693
164430
–
1079
2820100
–
38447312
282624
1023193
42573229
–
8812
43056337
435041
–
19719
–
12456
6024
473240
1055
2005
2004
6977
35260818
160974
1051284
1555928
2607212
647166
1552802
2199968
407244
–
135458
29869372
177985
4356168
146638
–
–
2169259
–
32310352
247095
194112
34921578
–
3415
35260815
308225
–
27113
–
–
484
335822
760
TABLE 21: LIFE INSURERS : BALANCE SHEET (Concld.)
(As on 31st March)
18682
28046974
68675
1000886
1626612
2627497
505138
865852
1370990
1256507
108
120398
22713263
32621
3707598
131069
–
1024
154383
–
27375035
238168
32038
27800251
–
960
28046974
222811
–
23153
–
–
(198)
245763
628
2003
–
24029524
25920
740539
1387547
2128086
393846
43461
437307
1690779
237
108653
18662050
2487
3426908
111466
–
1024
304216
–
22960896
228149
2849
23496619
–
350558
24029524
166111
–
–
–
16236
–
182347
509
2002
–
18822671
2572
483988
1266561
1750549
319180
166008
485188
1265361
–
41610
14249388
15
3169685
94040
–
–
17061
–
18752747
(1924)
235
18768119
–
51
18822671
54479
–
–
–
22
–
54501
–
2001
(` Lakh)
112
Note: Figures in brackets indicates the negative value.
TOTAL (C )
Transfer to Other Reserves
Transfer to Catastrophe Reserve
Transfer to Shareholders' Account
38
38
Operating Profit/(Loss) C = (A - B)
APPROPRIATIONS
812
0
Others
TOTAL (B)
60
6
13
17
717
Claims Incurred (Net)
Commission
850
TOTAL (A)
Provision for Bad & Doubtful Debts
1416
5
(1325.46)
(26.64)
781
Interest, Dividend & Rent - (Gross)
Interest on premium
Others
Change in Policy Liabilities
Profit/ Loss on sale/redemption of Investments
Premiums earned (Net)
2010-11
(84)
(84)
835
0
0
0
59
14
762
751
1283
0
(1283.18)
(26.64)
778
2009-10
(146)
(146)
826
16
91
19
700
680
1076
(1291)
(26.64)
921
2008-09
(261)
(261)
1063
(11)
21
970
802
941
(1166)
(26)
1053
2007-08
(218)
(218)
608
15
70
26
497
390
871
0
(1805)
(20)
1344
2006-07
(346)
(346)
515
60
22
433
169
722
1
(1793)
(27)
1266
2005-06
(946)
(946)
532
62
26
444
(414)
533
1
(5091)
2912
1231
2004-05
(2993)
(2993)
(2993)
584
11
109
41
423
(2409)
328
1
(4042)
(2)
1306
2003-04
(773)
(773)
(773)
449
(116)
69
47
450
(324)
281
3
(1818)
89
1122
2002-03
TABLE 22: LIFE INSURANCE CORPORATION OF INDIA - POLICYHOLDER ACCOUNT
( NON - PARTICIPATING)
(211)
(211)
(211)
550
177
16
2
355
339
471
0
(214)
(12)
93
2001-02
312
312
312
537
174
27
7
329
849
484
16
349
2000-01
(` Lakh)
38
INCOME FROM INVESTMENTS
(a) Interest, Dividend & Rent – Gross
(b) Profit on sale of investments
Less: Loss on sale of investments
TOTAL (A)
113
38
APPROPRIATIONS
(a) Interim dividends paid during the year
(b) Proposed final dividend
(c) Dividend distribution tax
(d) Transfer to any Reserves or Other Accounts
(e) Transfer to General Reserve
(f) Balance of profit/ loss brought forward from last year
(g) Balance carried forward to Balance Sheet
Note: Figures in brackets indicate the negative values.
(84)
38
(84)
(84)
38
(84)
(84)
2009-10
OTHER EXPENSES
(a) Expenses other than those related to Insurance Business
(b) Bad debts written off
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
PROVISIONS (Other than taxation)
(a) For diminution in the value of investments
(b) For doubtful debts
(C) Others
38
2010-11
OPERATING PROFIT/(LOSS)
(a) Fire Insurance
(b) Marine Insurance
(c) Miscellaneous Insurance
Particulars
(146)
(146)
(146)
(146)
(146)
2008-09
(261)
(261)
(261)
(261)
(261)
2007-08
(218)
(218)
(218)
(218)
(218)
2006-07
(346)
(346)
(346)
(346)
(346)
2005-06
(946)
(946)
(946)
(946)
(946)
2004-05
(2993)
(2993)
(2993)
(2993)
(2993)
2003-04
(773)
(773)
(773)
(773)
(773)
2002-03
TABLE 23: LIFE INSURANCE CORPORATION OF INDIA -SHAREHOLDER ACCOUNT
(211)
(211)
(211)
(211)
(211)
2001-02
(` Lakh)
(312)
(312)
(312)
(312)
(312)
2000-01
114
346
17311
18629
209
591
800
453
0
453
186
572
758
199
55
254
504
16964
17311
18629
18125
17247
36
28
2009-10
18573
36
21
2010-11
Note: Figures in bracket indicate the negative values
Net Current Assets (C) = (A - B)
Miscellaneous Expenditure
(to the extent not written off)
Debit balance in Profit and Loss A/c
TOTAL
Investments
Loans
Fixed Assets
Current Assets:
Total Current Assets (A)
Current Liabilities
Provisions
Total Current Liabilities (B)
SOURCES OF FUNDS
Share Capital
Policy Liabilities
Fair value change account
Borrowings
TOTAL
Particulars
16090
14945
1763
79
1616
(1049)
1827
16
1842
79
13182
14945
14903
36
7
2007-08
398
169
567
1616
17140
16090
16048
36
7
2008-09
14040
829
68
4
893
897
68
13211
14040
13997
36
7
2006-07
12453
2000
427
1566
860
2427
427
10453
12453
12411
36
7
2005-06
11006
509
79
16
571
587
79
10497
11006
10963
36
7
2004-05
9626
1240
74
15
1299
1314
74
8386
9626
6819
36
2772
2003-04
6671
2807
86
2487
406
2893
86
3864
6671
5770
36
865
2002-03
TABLE 24: LIFE INSURANCE CORPORATION OF INDIA - BALANCE SHEET
5601
529
63
10
582
592
63
5072
5601
4725
36
840
2001-02
5076
225
16
555
569
56
288
344
4846
5
5076
5035
34
7
2000-01
(` Lakh)
76.73
ING Vysya
89.11
968.89
114.09
60.53
776.76
76.07
45.04
32.47
90.91
96.14
53.62
439.24
36.47
16.11
39.71
43.46
105.91
45.04
179.97
29.32
7.82
24.19
47.13
77.42
40.73
136.54
40.55
5.26
18.60
17.58
66.47
115
0.22
3.52
2.16
4.42
Canara HSBC
Aegon Religare
DLF Pramerica
Star Union Dai-ichi
0.28
0.81
2.45
0.00
0.05
44.39
22.49
0.00
0.01
0.74
0.003
0.003
5.28
11.24
16.11
19.39
198.54
47.89
30.86
26.56
197.77
–
–
–
–
–
–
2.57
–
–
–
–
–
–
–
8.98
6.74
14.38
25.20
150.93
85.29
21.31
36.87
163.09
237.72
78.84
24.56
27.59
142.22
–
–
–
–
–
–
–
–
5.24
92.49
31.52
27.07
31.12
104.02
1524.00
808.06
165.63
678.68
1723.27
2008-09
4706.44
997.51
32353.92 25269.40
2716.23
1577.90
377.58
1531.28
10852.05
2009-10
762.27
6853.82
908.73
1017.02
124.86
662.53
2392.49
2007-08
788.14
2460.90
787.29
596.62
3.23
691.90
2364.27
2006-07
70.29
137.90
671.16
58.99
196.81
1594.34
939.37
154.20
296.17
5363.50
2035.08
1614.21
15825.79
7677.97
6.88
55.14
432.40
0.00
20.94
1678.78
1043.32
593.49
340.19
12971.58
5903.89
4812.82
6689.13
11369.81
0.44
0.47
95.93
0.44
0.44
215.55
596.11
365.76
257.11
4728.56
1355.59
1179.97
738.50
5914.84
–
–
–
–
–
–
108.59
568.69
174.47
5043.85
1108.38
1103.98
879.78
3393.83
–
–
–
–
–
–
–
139.30
77.71
3041.64
772.89
546.37
1157.45
2666.28
Lapse Ratio (Based on number of policies)
(In per cent)
855.40
1377.46
793.56
359.97
48.99
259.80
2417.74
–
18
9
19
–
3
6
25
19
15
15
33
7
12
31
13
–
–
–
–
–
–
61.83
1615.67
459.43
520.55
1008.37
2657.78
5
14
46
5
72
31
16
11
4
80
24
0
0
37
38
41
21
42
7
14
25
23
4
1
2
23
4
0
18
46
41
22
26
9
19
18
19
4
16
53
81
19
6
9
59
40
14
8
39
24
31
17
–
–
–
–
–
–
45
55
24
35
16
17
24
17
6
17
40
4
6
80
21
19
–
–
–
–
–
–
–
24
21
26
19
17
34
25
4
17
26
4
4
57
35
17
2005-06 2010-11 2009-10 2008-09 2007-08 2006-07
89860.47 114767.41 52926.09 73685.88 63206.46 61640.00
1195.07
16581.87
2777.51
2647.13
1290.80
2362.68
4944.94
2010-11
Sum Assured
(` Crore)
* Includes Non-Linked Health Business, if any.
A policy is treated as lapsed if the premium is not paid within the grace period (generally ranging from 15 to 30 days)
Lapse Ratio during the year = Lapses (including forfeitures) during the year/Arithmetic Mean of the business inforce at the beginning and at the end of the year
Source of Data: Actuarial Report and Abstract as on 31-03-2009, 31-03-2010 & 31-03-2011 of the life insurers.
4.70
IDBI Federal
17.20
26.81
68.33
Bharti AXA
8.68
Shriram
Future Generali
16.04
20.66
Sahara
46.49
329.19
54.37
22.91
297.01
25.63
Kotak OM
44.99
SBI Life
79.12
Met Life
286.84
TATA AIG
209.28
Max NewYork
11483.44 9744.37 7372.61 11008.50 7773.00 9568.88
547.89
ICICI Prudential
LIC
80.54
HDFC Standard
323.43
37.36
33.28
666.16
AVIVA Life
Birla Sun Life
80.96
202.12
Reliance Life
160.62
2009-10 2008-09 2007-08 2006-07 2005-06
156.33
2010-11
Number of policies in '000
Bajaj Allianz
Insurers
TABLE 25: INDIVIDUAL BUSINESS (WITHIN INDIA) - DETAILS OF FORFEITURE/
LAPSED POLICIES IN RESPECT OF NON-LINKED BUSINESS*
144573
Birla Sunlife
168124
32661
167741
116
21554
79628
10139
SBI Life
1402807
* the number of Individual agents was Nil as on 31st March, 2011.
Note: "–" indicates that the company has not started its operations.
2978283
1337064
2639392
LIC
Industry Total
151557
1575476
87223
69
13856
195565
1302328
Private Total
TATA AIG
Star Union Dai-ichi
128
14180
Sahara
Shriram
65532
189433
Reliance Life
63300
72828
35897
43542
38269
Kotak Mahindra
53273
28840
34957
ING Vysya
–
7737
Max New York
296
241830
198879
42613
MetLife
7882
190407
ICICI Prudential
IndiaFirst
136009
HDFC Standard
IDBI Federal
5199
52666
DLF Pramerica
Future Generali
2115
15210
–
189667
Bajaj Allianz
Bharti AXA
32728
7617
2010
–
23219
Aviva
Canara HSBC*
10861
2011
Aegon Religare
Insurer
2937435
1344856
1592579
107670
–
19759
68993
13515
149613
60727
84651
42083
76058
–
6509
299879
207626
24437
113
–
164363
28495
204941
30838
2309
2009
2520492
1193744
1326748
52544
–
17659
40643
12839
184194
36798
36901
34723
52760
–
279
306354
144714
11
–
–
109034
11749
250239
1993199
1103047
890152
28105
–
10384
25356
9797
95622
20848
25044
24484
33944
–
–
234460
79109
–
–
–
56490
1266
216191
29052
–
–
35307
2007
2008
1423839
1052993
370846
35336
–
5759
8128
78
19956
9985
15275
12523
18683
–
–
72383
34887
–
–
–
17738
–
109141
10974
–
2006
481250
353634
127616
17737
–
–
2165
–
5005
3336
6997
2900
7622
–
–
29890
10305
–
–
–
5288
–
32565
3806
–
2005
1556817
1341597
215220
32890
–
–
24690
–
6381
3155
10296
6511
11671
–
–
46639
19038
–
–
–
12696
–
36251
5002
–
2004
TABLE 26: NUMBER OF INDIVIDUAL AGENTS OF LIFE INSURERS
(As on 31st March)
–
1038802
947405
91397
15451
–
–
2218
–
1599
1454
5773
3730
3906
476902
442680
34222
7038
–
–
719
–
484
417
2620
1348
1135
–
–
–
10861
3214
–
–
–
2009
–
4377
–
–
2002
23825
11237
–
–
–
6179
–
14157
1868
–
2003
7
7
12
8
15
6
6
Canara HSBC
DLF Pramerica
Future Generali
HDFC Standard
ICICI Prudential
IDBI Federal
IndiaFirst
117
7
9
18
Shriram
Star Union Dai-ichi
TATA AIG
2930
510
2420
72
2
9
127
9
225
29
81
95
58
2
8
22
374
9
11
5
380
13
864
15
10
2010
Note: "–" indicates that the company has not started its operations.
2165
100
SBI Life
Industry Total
8
Sahara
295
67
Reliance Life
1870
12
MetLife
Private Total
55
Max New York
LIC
25
Kotak Mahindra
1027
164
Birla Sunlife
ING Vysya
13
Bharti AXA
11
289
Aviva
Bajaj Allianz
4
2011
Aegon Religare
Insurer
2506
415
2091
83
2
4
94
5
126
37
84
100
53
–
41
47
371
4
2
3
317
12
682
17
7
2009
2415
345
2070
63
–
4
23
1
39
35
29
235
41
–
2
46
848
–
–
–
161
2
520
21
–
2008
656
226
430
29
1
–
27
1
12
21
21
53
22
1
2
17
33
–
–
3
93
2
87
5
–
2007
216
74
142
20
–
–
8
–
4
2
12
11
–
–
–
7
15
–
–
–
34
–
26
819
139
680
42
–
–
10
1
8
38
1
76
98
–
–
40
51
–
–
–
187
–
115
13
–
–
3
2005
2006
2436
602
1834
186
–
–
172
–
43
41
12
225
161
757
160
597
108
–
–
6
–
9
10
4
55
8
–
–
–
136
–
75
–
–
–
139
–
45
2
–
2003
179
171
–
–
–
511
–
91
42
–
2004
TABLE 27: NUMBER OF CORPORATE AGENTS OF LIFE INSURERS
(As on 31st March)
275
20
255
68
–
–
–
–
1
5
–
12
3
–
–
80
35
–
–
–
33
–
18
–
–
2002
118
Aviva
Bajaj Allianz
Bharti AXA
Birla Sunlife
3
–
1
–
1
1
6
4
–
–
2
5
4
3
9
–
–
–
–
1
5
3
–
5
–
5
1
3
–
–
–
–
4
–
–
66
6
–
1
1
2
2
9
4
1
1
2
9
7
6
20
–
–
–
–
3
8
6
1
10
–
13
1
7
–
–
–
–
8
–
–
128
–
3
–
–
58
–
–
3
–
1
–
1
–
4
3
–
–
2
5
3
3
9
–
–
–
–
1
5
2
–
4
–
5
1
3
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
9
–
–
142
1
–
5
1
6
3
2
1
8
9
–
1
4
7
8
6
17
–
1
–
–
6
9
6
–
6
1
10
1
14
–
–
9
–
1
186
1
–
8
1
8
6
2
1
13
9
1
1
4
8
12
8
20
–
1
–
–
8
11
9
1
10
1
13
2
17
–
–
8
–
1
224
1
–
9
1
9
6
2
1
17
11
2
1
4
9
17
10
26
–
1
–
–
9
12
9
1
13
1
18
4
21
–
1
213
–
8
1
–
1
4
9
17
10
26
–
1
–
–
9
12
8
1
11
1
18
4
18
7
1
9
5
2
1
17
11
–
4
–
1
140
1
–
6
–
4
2
1
1
11
8
–
1
3
8
12
7
12
–
1
–
–
6
7
6
1
10
1
15
1
10
–
–
20
–
5
1092
3
–
91
1
26
55
16
2
56
23
12
18
40
63
76
64
103
–
3
1
–
53
50
58
3
60
2
107
17
64
–
–
21
–
6
1151
3
–
97
1
27
55
17
2
62
25
12
18
41
64
93
66
105
–
3
1
–
56
53
59
3
61
2
115
17
66
–
–
21
–
6
1164
3
–
97
1
27
55
17
3
66
25
12
18
40
65
98
66
108
–
3
1
–
56
53
59
3
62
2
115
17
65
–
–
16
–
5
1007
3
–
81
1
26
53
16
1
64
21
12
14
37
55
86
64
94
–
3
1
–
40
50
47
3
48
2
95
11
58
–
–
14
–
3
877
1
–
69
1
25
41
8
1
55
17
11
13
30
48
79
55
76
–
3
1
–
34
50
45
3
46
2
80
11
55
–
–
6
–
1
181
1
–
14
–
2
2
2
1
15
8
1
1
5
14
11
5
23
–
–
–
–
5
9
9
1
16
–
16
3
10
–
–
5
–
1
203
1
–
14
–
2
2
2
1
19
8
2
1
6
16
14
5
27
–
1
–
–
5
11
9
1
19
–
16
3
12
–
–
5
–
1
200
1
–
14
–
2
2
2
1
19
8
2
1
6
16
14
5
25
–
1
–
–
5
11
9
1
18
–
16
3
12
–
–
2
–
1
77
1
–
5
–
7
7
3
–
–
–
–
–
10
2
–
–
2
4
9
2
10
–
–
–
–
3
8
1
–
1
–
–
16
–
–
1
–
–
–
–
–
1
–
–
–
–
1
1
1
4
–
–
–
–
1
2
–
–
1
–
1
–
1
–
1
18
–
–
652
1
–
1
–
–
14
–
1
617
48
1
18
27
8
4
38
21
5
3
14
37
44
19
77
1
3
1
2
20
53
27
1
42
1
61
4
52
–
43
1
17
31
8
3
36
20
5
3
15
32
42
21
80
1
3
1
2
19
53
27
1
36
1
60
4
36
–
1
19
–
–
660
1
–
49
1
18
27
8
5
41
22
5
3
15
39
43
20
79
1
3
1
2
20
52
29
1
44
1
57
4
49
–
1
18
–
–
538
1
–
32
1
18
26
7
5
38
22
3
1
15
38
25
19
74
1
3
1
2
16
33
20
1
26
1
53
4
33
–
–
8
–
–
148
1
–
10
–
4
7
2
1
11
7
–
–
5
10
7
6
21
–
1
–
1
3
5
8
–
10
–
12
1
7
–
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07
Aegon Religare
* Offices opened after seeking approval of the Authority
Note: Data collected from life insurers through a special return. 2) Office as defined under Section 64VC of the Insurance Act, 1938.
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS
119
DLF Pramerica
Future Generali
HDFC Standard
ICICI Prudential
2
–
1
1
–
–
1
4
–
–
–
4
2
1
3
–
–
–
–
1
3
1
–
3
–
4
–
1
–
–
–
–
1
–
–
33
2
–
1
1
–
–
1
4
–
–
–
4
2
1
3
–
–
–
–
1
3
1
–
3
–
4
–
1
–
–
–
–
1
–
–
33
–
1
–
–
32
–
–
1
–
1
1
–
–
1
4
–
–
–
4
2
1
3
–
–
–
–
1
3
1
–
3
–
4
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3
–
–
41
1
–
–
–
–
–
–
–
4
8
1
–
–
1
–
–
1
–
–
–
–
–
17
1
–
–
–
3
–
1
–
–
3
–
–
32
1
–
–
–
–
–
–
–
3
7
–
–
–
–
–
–
–
–
–
–
–
–
17
–
–
–
–
1
–
–
–
–
3
– –
–
15
1
–
–
–
–
–
–
–
–
4
– –
–
–
–
–
–
–
–
–
–
–
–
7
–
–
–
–
–
–
–
– –
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2
–
–
185
–
–
15
–
1
17
1
1
7
11
2
1
11
5
8
8
19
–
–
–
–
6
7
6
–
9
–
37
3
8
–
–
2
–
–
90
–
–
5
–
1
1
1
1
5
5
1
1
2
4
6
4
16
–
–
–
–
2
5
6
–
6
–
10
1
5
–
–
2
–
–
93
–
–
5
–
1
1
1
1
6
5
1
1
2
5
6
4
17
–
–
–
–
2
5
6
–
6
–
10
1
5
–
9
1
1
1
1
2
1
1
1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
16
–
1
498
1
–
44
1
9
4
8
1
28
14
6
2
5
34
56
28
56
1
2
1
1
13
25
26
1
38
1
43
7
25
–
–
20
–
1
568
1
–
50
–
8
4
8
1
34
15
7
2
5
41
62
34
68
–
1
–
–
14
26
28
1
50
2
50
7
28
–
–
21
–
1
609
1
–
–
12
–
1
569
1
–
57
56
–
–
9
9
4
2
8
11
2
2
39
37
16
13
7
7
3
3
5
5
42
39
63
63
35
32
79
70
–
–
1
1
–
–
–
–
12
18
32
27
30
30
1 1
50
46
2 2
52
51
8 7
29
23
–
–
–
8
–
1
448
1
–
41
–
8
1
11
1
23
12
4
3
4
27
61
27
58
–
1
–
–
14
23
24
1
29
2
43
5
15
–
–
28
–
1
1402
2
–
253
–
12
24
7
3
154
34
6
15
15
46
106
28
108
–
3
1
–
23
110
157
1
71
1
110
8
74
1
–
30
–
1
1921
2
–
408
–
13
24
8
3
204
36
6
15
18
61
192
31
136
–
3
1
–
25
159
231
1
90
1
123
10
88
1
1
44
–
1
2102
3
–
426
–
13
24
8
3
235
42
6
15
19
68
202
34
162
–
3
1
–
25
175
239
1
104
1
130
11
105
1
1
43
–
1
1958
3
–
361
–
13
24
8
3
229
39
6
15
18
60
189
34
150
–
3
1
–
24
173
227
1
99
1
120
11
100
1
1
28
–
1
584
3
–
42
–
9
15
2
2
50
15
3
4
9
32
48
28
76
–
1
–
–
20
33
18
1
37
1
57
3
45
–
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07
Canara HSBC
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Contd.)
120
IndiaFirst
ING Vysya
Kotak Mahindra
Max NewYork
3
–
1
1
–
1
3
1
–
–
1
2
3
1
7
–
–
–
–
–
1
2
–
2
–
3
1
2
–
1
–
–
1
–
–
37
5
–
1
2
1
2
4
2
–
–
2
3
5
1
10
–
–
–
–
–
2
3
–
3
–
6
1
4
–
1
–
–
2
–
–
60
–
1
–
–
33
1
–
3
–
–
–
–
1
3
1
–
–
–
2
3
1
7
–
–
–
–
–
1
2
–
2
–
3
1
1
–
–
–
–
–
2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
13
–
–
1
–
–
–
–
–
–
–
–
–
–
1
1
1
4
–
–
–
–
–
–
1
–
1
–
1
–
1
–
–
–
–
–
2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
3
–
1
247
1
–
44
–
1
1
1
1
12
8
1
2
1
28
21
10
16
–
–
–
–
5
15
15
–
42
–
15
1
2
–
–
3
–
1
254
1
–
44
–
1
2
1
1
12
9
1
2
–
29
25
10
16
–
–
–
–
5
15
14
–
44
–
15
1
2
–
–
3
–
2
265
1
–
44
–
1
2
1
1
12
9
1
2
–
29
30
10
16
–
–
–
–
7
15
14
–
47
–
15
1
2
–
–
3
–
2
265
1
–
29
30
10
15
–
–
–
–
7
15
14
–
46
–
16
1
3
–
1
2
1
1
12
9
1
2
44
–
3
–
2
183
1
–
35
–
1
1
1
1
10
5
1
1
1
21
21
5
11
–
–
–
–
4
9
8
–
26
–
11
1
3
–
–
9
–
1
203
–
1
10
–
3
1
2
1
37
16
–
1
3
10
11
7
32
–
–
–
–
1
14
8
–
11
–
16
2
6
–
–
11
–
1
215
–
1
10
–
3
1
2
1
39
19
–
1
3
10
11
7
34
–
–
–
–
1
16
8
–
12
–
16
2
6
–
–
11
–
1
198
–
1
8
–
3
1
1
1
38
19
–
1
3
10
11
7
31
–
–
–
–
1
13
7
–
10
–
12
2
6
–
151
–
8
–
–
8
2
6
–
8
9
5
3
9
7
5
25
–
–
–
–
6
–
3
1
1
1
31
13
–
–
6
–
–
75
–
–
3
–
3
–
–
–
20
4
–
–
1
3
2
2
14
–
–
–
–
–
5
2
–
5
–
1
–
4
–
–
21
–
1
504
1
1
30
–
3
4
4
4
64
55
6
4
4
19
24
14
89
–
1
–
–
9
35
20
–
29
1
42
5
14
–
–
26
–
1
705
2
1
33
–
4
5
5
4
70
87
6
4
6
23
25
17
108
–
1
–
–
10
122
23
–
36
1
61
5
19
–
2
1
2
1
–
27
–
1
705
16
1
6
–
–
9
–
1
194
–
–
2
33
7
–
14
8
–
1
1
1
1
17
14
2
1
3
8
7
6
32
–
35
–
4
5
5
4
70
86
6
3
6
23
25
17
108
–
1
–
–
10
122
23
–
36
1
61
5
18
–
–
8
–
–
118
1
1
7
–
1
1
1
1
10
4
1
–
2
6
–
4
17
–
–
–
–
1
32
3
–
5
–
6
1
5
–
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07
IDBI Federal
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
121
Reliance Life
Sahara
SBI Life
Shriram
21
–
3
4
3
2
22
14
–
7
5
17
28
5
26
–
–
–
–
8
22
8
–
16
1
18
3
14
–
1
–
–
7
–
–
255
21
1
4
6
3
2
17
10
5
8
5
15
24
9
22
–
–
–
–
7
23
8
–
27
1
24
3
18
–
1
–
–
6
–
–
270
–
8
–
–
190
1
–
11
–
1
1
3
1
23
7
–
2
3
15
28
4
24
–
–
–
–
3
17
5
–
9
–
13
1
10
–
–
4
–
–
94
1
–
4
1
6
2
3
10
13
2
12
–
–
–
–
2
4
1
–
7
1
1
1
1
8
3
7
–
3
–
–
53
–
–
5
–
–
–
–
1
3
1
–
2
–
8
9
–
7
–
–
–
–
1
2
1
–
6
–
1
–
3
–
–
25
–
–
1248
–
–
133
2
33
44
12
3
85
39
18
14
20
78
62
59
121
–
3
1
1
36
51
60
2
105
3
140
22
76
–
–
24
–
–
1247
–
–
133
2
33
43
7
2
87
27
10
12
22
77
63
64
121
–
3
1
1
34
72
61
2
104
3
147
17
75
–
–
20
–
–
1145
–
–
132
2
32
38
7
2
86
22
10
–
21
77
59
62
113
–
3
1
1
29
65
52
1
100
3
132
14
61
–
–
14
–
–
745
–
–
13
38
49
46
87
–
3
1
1
15
57
27
1
76
1
86
1
33
–
71
1
12
30
4
1
64
10
3
–
1
–
–
164
–
–
26
–
1
1
1
–
9
2
1
–
2
17
19
2
23
–
–
–
–
1
5
4
–
33
–
11
–
5
–
–
1
–
–
135
1
–
8
–
4
19
1
–
8
7
–
–
6
4
–
5
2
–
–
–
–
3
1
14
–
1
–
40
1
9
–
–
1
–
–
49
1
–
2
–
1
6
1
–
2
1
–
–
5
1
–
3
1
–
–
–
–
1
1
5
–
1
–
14
–
2
–
–
1
–
–
49
1
–
2
–
1
6
1
–
2
1
–
–
5
1
–
3
1
–
–
–
–
1
1
5
–
1
–
14
–
2
–
–
1
–
–
33
1
–
1
–
1
–
1
3
1
–
2
1
–
–
2
1
–
2
1
–
–
–
–
1
–
3
–
1
–
10
–
1
–
–
33
1
–
1
–
1
3
1
–
2
1
–
–
2
1
–
2
1
–
–
–
–
1
–
3
–
1
–
10
–
1
–
–
10
–
1
629
3
–
58
1
15
25
12
6
32
24
10
3
16
38
39
34
58
1
1
1
1
26
24
27
1
56
1
53
9
42
1
–
8
–
1
494
3
–
48
1
13
20
11
4
26
17
5
3
11
24
33
31
45
–
1
1
1
21
17
21
1
52
–
38
6
31
–
–
8
–
1
489
3
–
48
1
12
19
11
4
26
17
5
3
11
24
32
31
45
–
1
1
1
21
17
21
1
50
–
38
6
31
–
–
3
–
1
200
2
–
14
15
9
6
9
1
19
1
4
7
5
2
11
6
2
1
6
12
15
8
23
18
–
2
–
1
138
2
–
13
–
2
5
4
1
7
4
1
1
6
6
9
5
14
–
1
–
–
7
4
7
1
13
–
11
–
11
–
–
4
–
–
162
2
–
77
–
–
–
2
–
6
4
–
–
3
2
5
6
7
–
–
–
–
–
4
2
–
29
–
6
2
1
–
–
3
–
–
162
2
–
77
–
–
–
2
–
6
5
–
–
3
2
5
6
7
–
–
–
–
–
4
2
–
29
–
6
2
1
–
–
–
–
–
98
–
–
77
–
–
–
2
–
1
2
–
–
–
2
4
5
3
–
–
–
–
–
–
–
–
2
–
–
–
–
–
–
–
53
–
–
–
–
2
–
2
1
2
3
–
–
–
–
–
–
1
1
–
–
41
–
–
–
–
–
–
–
12
–
–
5
–
–
–
–
–
–
–
–
–
–
2
1
1
1
–
–
–
–
–
–
–
–
2
–
–
–
–
–
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07
Met Life
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
122
Tata AIG
State Total (Private)
LIC
1
–
–
–
–
–
–
–
–
–
–
1
–
–
2
–
–
–
–
–
1
–
–
1
–
–
–
–
–
–
–
–
1
–
–
7
1
–
1
2
–
–
1
–
–
–
1
1
1
1
4
–
–
–
–
1
1
1
–
1
–
2
–
1
–
1
–
–
1
–
–
22
–
–
–
–
2
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
1
–
–
–
–
–
–
–
–
1
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
11
–
1
363
–
–
18
–
19
16
4
1
29
14
4
–
10
18
25
7
39
–
1
1
–
16
13
19
–
20
2
26
1
48
–
–
14
–
2
439
–
–
26
–
13
20
6
2
36
15
5
–
12
20
34
10
52
–
1
1
–
18
16
24
–
24
2
33
1
52
–
–
17
–
2
454
–
–
24
–
13
14
7
2
41
11
4
–
14
25
37
11
60
–
1
1
–
18
20
25
1
29
1
28
2
46
–
1
283
10
15
1
18
1
34
11
10
17
1
9
15
23
6
39
9
6
2
1
29
8
2
15
21
2
21
2
20
2
879 1033 1045
8
6
6
159 151 148
258 222 206
88
85
85
34
31
32
613 688 730
314 329 315
78
61
61
74
70
53
168 160 156
432 446 461
534 656 677
321 325 329
834 882 917
3
1
1
18
18
18
7
6
6
5
4
4
233 230 221
474 630 626
475 541 538
11
11
11
574 607 591
14
14
12
774 749 723
91
83
81
462 476 467
2
1
1
17
1
752
4
107
161
60
20
570
174
38
40
120
330
534
248
665
1
16
4
3
157
438
417
9
425
9
518
44
340
1
12
1
269
1
63
80
33
10
218
82
22
25
68
195
276
146
348
0
8
1
1
95
181
136
7
228
6
262
23
173
0
10
1
274
3
80
127
62
16
185
69
37
28
63
226
180
203
359
4
1
1
4
106
101
176
2
308
16
358
46
235
2
17
1
264
3
79
119
51
14
177
65
35
25
62
218
175
199
344
4
1
1
4
103
100
168
2
297
16
347
44
230
1
9
1
249
3
75
109
51
14
170
61
32
20
55
206
162
187
325
4
1
1
4
94
91
148
2
277
16
329
42
210
1
9
219
2
61
77
42
14
160
50
28
20
45
175
112
152
299
4
1
1
4
69
75
127
1
208
5
266
38
182
1
9
198
2
56
68
35
14
157
44
27
20
41
154
95
130
291
4
1
1
4
62
69
120
1
193
4
240
36
154
1
31
3
1153
11
239
385
150
50
798
383
115
102
231
658
714
524
1193
7
19
8
9
339
575
651
13
882
30
1132
137
697
4
201011
38
3
1297
9
230
341
136
45
865
394
96
95
222
664
831
524
1226
5
19
7
8
333
730
709
13
904
30
1096
127
706
2
200910
29
3
1294
9
223
315
136
46
900
376
93
73
211
667
839
516
1242
5
19
7
8
315
717
686
13
868
28
1052
123
677
2
200809
1
158
0
13
5373
21
1
26
1
2
224
–
17
8913
467
3
119
148
68
24
375
126
49
45
109
349
371
276
639
4
9
2
5
157
250
256
8
421
10
502
59
327
1
200607
971
6
168
238
102
34
730
224
66
60
165
505
646
400
964
5
17
5
7
226
513
544
10
633
14
784
82
522
2
200708
State Total (Industry)
–
–
1
2
2
1
–
–
–
1
2
4 201 212 223 152
91
81
77
74
72
67
282
289
297
–
–
–
–
0
–
–
–
–
0
17
14
10
7
7
7
3
3
21
23
24
1
14
16
89 8175 8768 8785 6391 3072 3371 3250 3030 2522 2301 11546 12018 11815
–
–
5
–
4
2
1
–
6
2
–
–
4
6
8
1
15
–
–
–
–
2
3
8
–
6
–
3
–
8
–
2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 2006- 2010- 2009- 2008- 2007- 200611
10
09
08
07
11
10
09
08
07
11
10
09
08
07
11
10
09
08
07
Star Union Dai-ichi
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman &
Nicobar Is.
Chandigarh
Dadra & Nagra
Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
TABLE 28: STATE WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS (Concld.)
123
12
8
22
38
72
30
90
6
34
25
IDBI Federal
India First
ING Vysya
Kotak Mahindra
Max NewYork
MetLife
Reliance Life
Sahara
SBI Life
Shriram
338
927
80
2
11
48
6
88
41
106
39
23
9
142
939
311
628
51
11
23
6
62
27
43
34
24
2
132
57
3
63
15
46
29
87
14
49
124
35
120
61
99
64
57
5
30
114
83
49
11
17
89
60
149
45
66
123
1
49
119
27
119
73
137
70
58
20
151
104
48
9
17
100
66
164
62
38
143
24
116
27
118
66
139
67
61
17
200
114
49
4
17
100
66
164
68
34
560
550
529
468
1169
88
18
73
22
101
38
73
57
63
193
103
4
91
36
143
66
168
85
334
73
570
145
227
92
153
17
494
285
66
23
6
370
86
438
56
27
9
185
85
251
15
570
121
235
95
159
6
526
298
30
19
6
383
93
452
69
7
184
61
251
15
551
73
233
84
161
6
569
326
30
8
6
396
92
455
95
116
24
83
5
443
27
70
54
158
553
320
2
318
25
403
91
20
1
43
5
80
13
38
19
91
305
251
60
375
61
53
1
3
137
21
468
34
106
9
15
1
715
71
58
1
104
9
441
13
3
59
3
76
1
468
21
231
9
14
1
1140
85
1
98
11
470
21
89
66
1
415
27
47
2
74
1
388
10
227
8
20
1
28
21
139
2
8
6
20
1191 1080
85
91
10
479
27
499
953
923
910
848
797 1495 1430 1253
895
772
546
3
13
6
1
6
2
15
61
79
1
348
11
2011 2010 2009 2008 2007
Others
848 3715 3607 3603 2692 1362 2262 2709 2661 1902
46
9
68
24
54
25
49
36
63
140
84
60
11
124
55
2011 2010 2009 2008 2007
Semi-urban
3371
8175
363
22
162
629
135
1248
270
504
203
247
13
60
1402
498
185
41
33
617
181
1092
142
128
2011
3250
8768
439
7
162
494
49
1247
255
705
215
254
2
37
1921
568
90
32
33
652
203
1151
186
66
2010
3030
8785
454
2
98
489
49
1145
190
705
198
265
33
2102
609
93
15
32
660
200
1164
224
58
2009
8913
2522
6391
283
53
200
33
745
94
194
151
265
2
1958
569
9
538
77
1007
213
2008
Company Total
549 1988 2105 2123 1637 1347 4668 4530 4513 3540 2159 3758 4139 3914 2797 1318 11546 12018 11815
233
316 1428 1555 1594
20
2
14
4
19
14
25
18
14
77
34
27
5
30
13
* Offices opened after seeking approval of the Authority.
Note: 1) Data collected from life insurers through a special return.
2) Based on the HRA classification of places done by the Ministry of Finance.
Metro: Delhi, Mumbai, Chennai, Kolkata, Hyderabad and Bangalore.
Urban: A, B-1 and B-2 class cities of the HRA classification.
Semi-urban: C class cities of the HRA classification.
Others: Places not listed in the HRA classification.
347
897
72
6
25
48
6
90
40
102
41
23
2
10
104
84
14
363
79
ICICI Prudential
81
12
1132 1244 1265
59
HDFC Standard
3
9
Industry total
12
Future Generali
3
10
LIC
6
DLF Pramerica
73
769
10
Canara HSBC
71
32
66
Private total
54
Birla Sunlife
33
65
7
26
Bharti AXA
34
17
55
64
Bajaj Allianz
34
19
Tata AIG
28
Star Union Dai-ichi
32
2011 2010 2009 2008 2007
2011 2010 2009 2008 2007
Aviva
Urban
Metro
Aegon
Insurer
TABLE 29: REGION WISE DISTRIBUTION OF OFFICES OF LIFE INSURERS *- 2010-11
(As on 31st March)
5373
2301
3072
89
12
138
33
159
53
118
75
183
583
448
148
16
877
140
2007
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
558
–
64
33
178
112
866
515
73
52
286
693
633
576
1195
4
7
–
119
298
895
338
30
1108
_
1000
110
537
–
43
–
–
538
–
–
10861
2010-11
373
–
125
2
90
87
623
402
12
–
205
556
393
449
742
1
6
–
23
277
563
220
–
701
–
670
140
444
–
81
–
–
432
–
–
7617
2009-10
Aegon Religare
151
–
51
–
30
–
194
97
7
–
30
145
165
132
232
–
–
–
–
124
139
74
–
166
–
242
38
121
–
39
–
–
132
–
–
2309
2008-09
1101
154
1256
1365
313
156
1191
1250
239
85
358
855
813
1377
1915
19
62
28
16
2366
667
1040
93
661
428
2146
89
1442
5
73
2
1
1608
–
45
23219
2010-11
2600
180
1455
1825
311
151
1581
1496
200
148
608
1161
1464
1965
2881
19
82
30
16
2912
1372
1216
99
1737
400
2888
139
1777
5
47
2
1
1852
–
108
32728
2009-10
2450
110
960
1386
374
105
1597
1510
159
138
425
1204
1299
2167
2732
15
9
14
2
2340
1207
1350
81
1747
287
3334
257
1574
–
25
–
1
1874
–
105
30838
2008-09
Aviva
2964
55
1018
1791
374
104
1884
1514
39
147
752
1390
2108
2180
3201
–
85
–
2
2042
1348
984
70
2019
215
3308
76
2727
–
167
–
1
2679
–
63
35307
2007-08
1900
–
767
1051
237
84
1755
1424
11
91
657
1057
1603
1144
3332
–
65
–
1
1261
1159
801
59
1698
157
3074
70
2301
–
193
–
1
3056
–
43
29052
2006-07
15934
135
9421
17963
3917
91
8436
2377
2114
2598
8484
7642
9043
9104
11944
145
345
220
123
15456
7545
5356
356
9220
1125
21174
504
14789
–
563
116
6
3303
–
118
189667
2010-11
15083
95
8247
15817
3251
74
7604
2069
1956
2283
7488
7279
8440
8210
10467
131
278
101
103
12367
7072
4646
227
8686
983
18431
283
12538
–
372
98
6
2977
–
79
167741
2009-10
20891
8
8948
16910
3042
174
8314
2196
1889
2460
8172
9116
9994
12365
12366
60
185
27
6
15711
8081
6137
182
10286
1069
26593
940
14554
–
119
16
5
3600
–
525
204941
2008-09
Bajaj Allianz
TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS
25502
–
9965
17754
3553
332
11022
3558
2737
3280
9113
11596
14618
16604
16282
67
283
8
–
16242
9927
8775
235
12756
1184
33745
1857
13752
–
39
11
2
4845
–
595
250239
2007-08
18165
–
9970
13505
2705
316
10241
3088
1590
2921
7561
9564
14254
13720
14336
–
370
–
–
14148
9872
7882
205
11038
741
29849
1679
13592
–
25
–
11
4412
–
431
216191
2006-07
124
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
904
–
118
299
213
42
1223
253
142
119
582
888
628
357
1717
–
–
–
–
380
790
693
49
1126
_
1830
259
1397
–
342
–
–
859
–
–
15210
2010-11
1939
–
389
743
259
114
2263
284
184
239
911
1860
1501
1103
3706
–
143
–
–
978
1856
1477
–14
2356
155
3936
509
3303
–
636
–
–
1831
–
–
32661
2009-10
2001
–
294
846
292
87
1862
235
206
197
713
1490
1242
1043
3172
–
132
–
–
882
1647
1110
16
1637
155
3580
467
3172
–
546
–
–
1471
–
–
28495
2008-09
Bharti AXA
589
–
–
230
–
1
1025
–
9
–
191
527
935
351
1372
–
–
–
–
698
953
427
–
997
–
1452
–
1071
–
259
–
–
662
–
–
11749
2007-08
125
–
–
123
–
–
1266
183
–
–
–
–
–
20
–
–
–
–
71
–
–
297
–
–
–
–
125
27
–
–
99
–
133
–
188
–
2006-07
16545
262
8759
10045
2426
725
6433
4781
791
397
3241
7933
5387
5250
14245
587
874
209
1060
6631
5304
6861
200
7460
173
13387
348
9866
79
481
42
5
3502
–
284
144573
2010-11
19483
–
8874
11408
2389
693
7594
4755
1121
323
3665
9095
4914
5308
15208
450
1033
90
1125
7532
8318
7725
784
8573
1
17522
1470
13237
–
563
–
–
4389
–
482
168124
2009-10
18361
1
7810
9978
1908
579
7955
5484
731
242
3216
8397
4437
5326
14010
433
883
68
1263
5938
10224
8030
748
7983
1
21535
1851
10311
–
791
–
–
5100
–
769
164363
2008-09
Birla Sunlife
10459
1
4469
5051
939
372
4931
4066
119
–
2489
6151
2563
3984
9949
268
601
92
1113
2095
7245
6098
45
4893
1
16656
1525
5753
–
963
–
–
5535
–
608
109034
2007-08
593
1257
2677
3092
4
3296
–
7067
755
3368
–
721
–
–
3496
–
318
56490
3856
–
1921
2892
641
274
3026
1314
–
–
1396
2883
1814
2386
6986
–
457
2006-07
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2010-11
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2009-10
Canara HSBC
TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Contd.)
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2008-09
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
–
–
–
–
–
–
603
831
30
–
–
4
–
–
–
–
–
–
–
_
2459
–
–
–
–
114
5
4
–
521
–
–
628
–
–
5199
2010-11
–
–
–
–
–
–
202
379
–
–
–
–
–
–
–
–
–
–
–
–
1024
–
–
–
–
27
–
–
–
221
–
–
262
–
–
2115
2009-10
DLF Pramerica
–
–
–
–
–
–
–
19
–
–
–
–
–
–
–
–
–
–
–
–
46
–
–
–
–
–
–
–
–
13
–
–
35
–
–
113
2008-09
126
2773
1697
2763
_
3157
_
6436
440
2972
–
557
–
–
1964
–
_
52666
6119
–
700
847
246
266
2722
3015
797
896
2264
1283
2388
2228
6136
–
–
–
2010-11
5282
–
528
s
171
250
2426
2446
655
822
1999
1109
1782
1657
5072
–
–
–
–
2041
1512
2142
–
2550
–
4765
409
2256
–
495
–
–
1723
–
–
42613
2009-10
3273
–
302
372
–
156
1755
1449
344
619
1293
564
588
1074
2899
–
–
–
–
903
1009
1010
–
1087
–
2818
275
1248
–
380
–
–
1019
–
–
24437
2008-09
Future Generali
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
11
–
–
11
2007-08
9986
–
2982
2147
1467
297
7491
4248
693
866
1451
7574
10745
6141
24296
_
238
_
–
4098
4611
4919
150
7887
1149
12401
1128
8732
–
1131
–
–
9009
–
172
136009
2010-11
18891
–
3762
2660
2382
345
11456
5385
797
979
2035
12245
13682
9627
30263
–
327
–
–
5724
7596
9454
268
11475
1041
20340
1282
14200
–
1567
–
–
10812
–
284
198879
2009-10
22954
–
4277
2431
3461
449
12118
5116
708
939
2098
11649
15585
11364
27608
–
375
–
–
5971
7704
10250
324
12425
900
21765
1228
14872
–
1542
–
–
9152
–
361
207626
2008-09
HDFC Standard
16222
–
3292
1466
3374
368
7771
3488
552
1254
2038
6834
10806
9123
17579
–
330
–
–
3469
7514
7098
906
8794
530
15119
909
8665
–
665
–
–
6413
–
135
144714
2007-08
5734
–
1826
716
1611
339
3956
2447
225
732
1286
2922
8598
4576
10558
–
354
–
–
1518
5816
3449
873
4895
–
8077
527
3758
–
–
–
–
4316
–
–
79109
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
13538
–
6282
10877
1699
265
12219
3828
2550
2128
4500
6049
15518
6016
19857
12
135
196
–
9720
11101
11374
173
9069
910
17402
1071
11865
171
878
–
–
10786
–
218
190407
2010-11
26125
–
7789
12824
1869
333
17969
4682
2858
3120
5803
7036
16303
7055
21233
–
213
140
–
11999
15313
16565
411
9803
1161
20858
1387
16326
282
983
–
–
11148
–
242
241830
2009-10
37781
–
7016
12690
1830
448
25294
4282
2610
3798
6576
8477
20212
7596
24839
390
294
124
–
11926
21719
18525
374
14107
1278
26562
2236
21900
294
1255
–
4
15007
–
435
299879
2008-09
ICICI Prudential
36804
–
5643
9311
1918
455
24096
3789
1561
3637
5180
10414
22461
8504
29229
386
400
88
–
11851
18509
17430
460
18333
1201
33562
2268
17423
238
1590
–
87
18933
–
593
306354
2007-08
14159
–
5208
5976
1111
405
23098
3959
742
2613
4017
11193
17107
8941
25032
–
327
–
–
9227
14839
10605
365
11725
–
26286
1051
15980
–
2835
–
–
17207
–
452
234460
2006-07
821
21
343
197
5
116
499
218
25
3
270
404
698
221
820
34
1
7
33
20
286
746
1
424
2
828
98
329
17
54
–
–
338
–
3
7882
2010-11
917
8
324
94
6
122
583
180
19
1
159
454
575
298
832
62
1
4
30
21
345
519
–
396
2
943
147
241
18
55
–
–
379
–
2
7737
2009-10
663
4
174
42
5
111
669
167
19
–
90
352
362
252
839
26
–
–
13
10
398
425
–
209
–
914
178
144
8
56
–
–
378
–
1
6509
2008-09
IDBI Federal
127
279
26
9
22
25
12
10
2
20
1
15
35
6
65
8
1
22
2007-08
6293
–
238
–
–
138
1071
550
126
296
229
4522
2491
1161
1975
–
–
–
–
1310
1171
2231
–
6638
–
1929
153
880
–
195
–
–
1252
–
108
34957
2010-11
10165
–
312
–
–
193
1311
1088
273
703
150
6362
3819
2330
2994
–
–
–
–
2116
2346
3247
–
9477
–
2925
253
1097
–
316
–
–
1667
–
129
53273
2009-10
15901
–
471
–
–
262
1861
1665
337
1057
360
7359
5355
3339
3508
–
–
–
–
2606
4179
4343
–
12643
–
5403
499
1679
–
453
–
–
2456
–
322
76058
2008-09
ING Vysya
11171
–
325
–
–
207
1421
1350
369
609
209
5365
3374
2151
2528
–
–
–
–
1392
2885
2639
1
8023
–
4118
487
1127
–
487
–
–
2320
–
202
52760
2007-08
6988
–
312
–
–
121
1337
616
288
272
–
3201
1875
2072
1980
–
–
–
–
846
922
1608
–
4403
–
2232
421
1198
–
974
–
–
2278
–
–
33944
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
4
–
–
7
–
–
2
8
5
_
3
23
27
15
34
–
1
–
–
2
1
52
–
10
–
52
–
9
–
–
–
–
40
–
1
296
2010-11
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2009-10
India First
1035
–
946
33
19
–
8049
3636
–
5
288
1739
820
861
7409
–
–
–
–
84
2654
1167
–
1518
–
1912
16
1418
–
570
124
–
3950
–
16
38269
2010-11
953
–
1235
33
15
4
7209
3396
–
1
366
1444
736
651
6669
–
–
–
–
92
2439
1130
–
1476
–
2068
23
1177
–
493
101
–
4173
–
13
35897
2009-10
1023
–
1334
25
10
1
8575
4168
–
–
392
1359
974
858
7178
–
–
–
–
106
2924
1245
–
1883
–
2361
42
1402
–
446
78
–
5698
–
1
42083
2008-09
Kotak Mahindra
910
–
974
–
3
4
7230
3086
–
–
454
1061
996
750
5278
–
–
–
–
–
2168
988
–
1789
–
1691
–
1391
–
565
–
–
5385
–
–
34723
2007-08
128
1168
–
537
–
–
3920
–
–
24484
1106
734
–
1213
–
1000
855
–
1150
–
–
–
4854
1628
–
–
169
788
451
804
4107
–
–
–
–
2006-07
2751
_
82
395
371
429
4569
2916
433
312
561
1384
1705
1296
7840
–
24
–
–
813
2908
1918
–
1936
42
4066
960
1280
–
486
–
–
3999
–
66
43542
2010-11
4704
5
417
649
596
737
7684
4508
844
520
594
2358
2473
2389
13241
14
22
9
2
1810
5533
3352
15
3637
63
6997
1073
2073
5
513
3
4
5967
–
17
72828
2009-10
5598
2
590
747
601
735
9170
4257
966
494
679
2510
2598
2911
15992
14
87
9
–
2328
6372
3539
11
4295
53
8440
1262
2440
6
723
3
3
7128
–
88
84651
2008-09
Max NewYork
2127
–
311
266
182
259
5061
1687
231
189
379
890
764
1412
6615
–
–
–
–
671
3863
1577
–
1616
–
3087
592
1184
–
551
–
–
3368
–
19
36901
2007-08
1417
–
175
158
152
130
3749
709
17
32
264
801
612
1159
4597
–
–
–
–
285
3220
998
–
1225
–
1433
304
770
–
420
–
–
2417
–
–
25044
2006-07
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
2749
40
722
320
520
76
1409
833
82
1263
443
1977
3847
426
2298
7
1
–
23
922
1572
627
1
1962
80
2361
262
2000
15
169
2
3
1792
–
36
28840
2010-11
7692
10
1412
659
624
194
3115
1520
44
2686
939
5238
8461
637
6205
70
5
1
18
2326
4335
1515
5
3496
44
3757
481
3538
6
466
2
5
3771
1
22
63300
2009-10
7843
18
1229
847
474
246
3348
1265
33
1578
1356
5402
7841
650
6298
109
10
–
13
1752
4478
1328
12
3339
36
3007
593
3622
7
441
–
2
3537
–
13
60727
2008-09
MetLife
5069
15
506
594
65
148
1712
538
16
247
1027
4101
5571
416
3982
49
9
–
13
1052
1868
537
13
2953
35
1192
384
2496
1
282
–
–
1901
–
6
36798
2007-08
2835
–
253
17
1
2
759
295
6
2
34
3389
3111
145
2158
–
2
–
1
482
1000
363
10
2322
1
562
159
1516
–
162
–
–
1259
–
2
20848
2006-07
22229
599
10478
11295
1926
386
10191
4891
1589
1891
5659
6822
5476
10406
12350
–
769
189
189
10678
4895
7340
107
12306
1534
25152
3211
10740
–
258
–
–
5653
–
224
189433
2010-11
25484
572
10053
11231
1818
329
10371
5890
1606
1739
5349
8090
6298
10719
11823
–
596
216
243
10145
5144
7087
116
14512
1008
23146
3071
10827
–
490
–
–
7136
–
456
195565
2009-10
19138
312
5883
9665
883
245
9357
3272
693
671
2345
7100
5546
8472
9042
–
580
168
168
5834
5216
4672
134
12614
670
19093
760
8223
–
829
–
–
7799
–
229
149613
2008-09
Reliance Life
19022
–
3921
7541
709
13
10775
6219
1090
10
4271
8625
11371
7578
9782
–
473
43
56
10517
6744
9199
83
18809
258
28725
559
5630
–
2445
–
–
9685
–
41
184194
2007-08
9748
–
1568
3182
163
–
7397
2372
605
–
2048
5377
6055
2837
6297
–
435
–
–
5213
4806
4865
–
11240
–
12802
–
3399
–
1677
–
–
3536
–
–
95622
2006-07
129
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
790
_
347
2344
101
–
593
154
–
–
819
175
–
588
272
–
–
–
–
539
41
1645
–
44
–
4281
182
844
–
77
–
–
344
–
–
14180
2010-11
770
–
342
2364
100
–
587
144
–
–
806
159
–
577
308
–
–
–
–
548
39
1591
–
47
–
4058
181
832
–
76
–
–
327
–
–
13856
2009-10
730
–
358
2045
116
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2008-09
Sahara
712
–
371
1981
64
–
571
109
–
–
739
168
–
672
284
–
–
–
–
506
32
1660
–
106
–
3688
144
563
–
44
–
–
425
–
–
12839
2007-08
178
–
334
1557
–
–
550
88
–
–
660
107
–
634
262
–
–
–
–
319
32
1438
–
62
–
2790
145
249
–
25
–
–
367
–
–
9797
2006-07
8269
144
1285
2808
2600
369
3193
2227
851
316
1909
5121
6819
4834
8651
97
74
111
110
4333
1501
3284
50
8663
86
6005
786
3698
16
167
–
–
1045
–
206
79628
2010-11
7247
79
850
2389
1726
284
2422
1691
594
261
1582
5180
5776
3904
6574
55
71
32
60
3374
1217
2713
20
8097
57
4453
434
3312
–
170
1
–
710
–
197
65532
2009-10
8332
19
716
2757
2022
155
1962
2058
543
298
1410
5108
6313
3359
5886
64
30
84
6
3652
1730
3103
15
9306
21
4795
433
3787
1
285
–
–
727
–
16
68993
2008-09
SBI Life
4542
5
318
1754
1423
59
1594
1110
186
177
915
2770
4323
1980
3012
87
73
–
6
2206
1119
2034
12
6020
27
1976
45
2103
–
196
–
–
557
–
14
40643
2007-08
2652
2
118
1262
1084
–
1508
613
86
89
831
875
2266
1553
2335
–
95
–
4
1931
683
1347
6
2471
3
1376
22
1386
–
160
–
–
595
–
3
25356
2006-07
–
–
14
45
1
_
2
1
–
–
8
–
–
22
12
–
–
–
_
2
1
1
–
1
–
14
–
3
–
–
–
–
1
–
–
128
2010-11
1
–
–
2
1
–
2
1
–
–
7
–
–
21
13
–
–
–
–
2
1
1
–
1
–
12
–
3
–
–
–
–
1
–
–
69
2009-10
Star Union
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
–
2008-09
130
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
6602
–
–
22
192
1
20
4
–
–
145
490
100
957
413
–
–
–
_
49
1
7
–
1072
–
17
6
–
–
1
–
–
15
–
25
10139
2010-11
16101
–
–
29
286
1
116
–
–
–
212
771
149
1336
562
–
–
–
–
13
–
8
–
1899
–
14
3
13
–
1
–
–
4
–
36
21554
2009-10
15092
5
–
2
113
1
114
–
–
–
45
690
144
1215
421
–
–
–
–
10
–
2
–
1848
–
3
–
16
1
–
–
–
–
–
37
19759
2008-09
Shriram
13777
5
–
2
15
1
109
–
–
–
45
662
135
791
308
–
–
–
–
10
–
1
–
1753
–
1
–
16
1
–
–
–
–
–
27
17659
2007-08
8113
4
–
–
7
1
–
–
–
–
–
488
116
328
149
–
–
–
–
6
–
–
–
1153
–
–
–
–
–
–
–
–
–
–
19
10384
2006-07
3715
35
7096
4000
880
86
6823
4043
768
5
2552
1725
5898
1921
7679
189
67
151
321
5434
1703
4647
29
5712
1236
5929
390
11958
4
134
11
12
1844
2
224
87223
2008-09
7834
56
11964
6532
1543
146
11067
6598
1301
7
4916
3724
9352
3270
13791
348
292
336
173
8794
2963
8551
171
7782
1595
10854
730
22317
5
257
23
19
4039
4
203
151557
2009-10
4577
29
6558
4529
1027
85
8802
5412
854
5
3451
2861
7659
2202
9069
114
145
138
42
5946
2095
5911
142
6133
733
8911
585
15911
5
208
20
21
3330
4
156
107670
2008-09
Tata AIG
1880
14
2441
2096
455
29
4440
2590
382
2
1915
1092
4368
1007
4808
11
36
3
4
3055
448
2975
116
3055
225
4983
379
7352
5
806
8
–
1512
2
50
52544
2007-08
2010-11
2009-10
2008-09
2007-08
561 119943 230128 186759 151772
–
1390
1787
508
95
1723
51133
84921
46971
33554
841
65042
97650
65272
49837
194
17074
30707
16188
13074
–
3555
4773
3839
2358
2032
77605 122932 103530
83707
255
40579
67379
42788
33112
161
11308
17034
10099
7292
–
11232
12392
12496
9552
976
34052
56370
33450
29717
582
57303
89717
73949
61666
2787
73036 129241
90314
84394
162
53757
83925
64907
57518
2745 131058 198032 146401 114244
–
1094
2059
1225
868
16
2598
3497
2730
2290
–
1111
1966
632
234
–
1994
2720
1513
1194
1839
65908 107389
66598
55806
120
51803
65449
79209
64633
2517
57009
97209
72639
62424
13
1239
1813
2039
1941
1338
79974 146446 101753
91928
37
6765
10785
5203
3676
841 128436 185098 163393 153325
13
10018
14133
11858
9250
4542
84763 161992 105781
71253
–
307
345
322
245
1522
6700
10676
8237
9068
–
297
360
117
19
–
27
79
36
90
2275
52470
69917
68761
64257
–
2
14
4
2
13
1746
2972
3058
2353
28105 1302328 1575476 1592579 1326748
2006-07
Private Total (State-wise)
77344
6
25325
31157
7906
1672
64282
18808
3731
6752
19899
43298
60649
40461
85171
–
2121
–
599
38457
46279
39699
1535
58178
939
97522
5146
53415
–
9251
–
12
49257
–
1281
890152
2006-07
131
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharashtra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Company Total
State / Union
Territory
111629
623
34600
68912
17167
3906
61431
21194
11900
6660
24063
85659
69416
55517
169012
1603
588
336
810
44916
36920
69486
581
109362
3736
150878
14228
115929
758
3638
5
98
39652
2
1849
1337064
2010-11
129364
577
37858
74947
14663
3937
67062
19917
13400
7154
27286
95249
73766
58209
160844
1782
584
390
859
48171
35601
67386
633
116634
3859
160697
19397
118062
634
2967
2
138
38988
2
1788
1402807
2009-10
123772
507
38192
66372
15952
3900
62765
18046
11392
6870
27111
92303
69094
55858
154632
1954
643
384
833
44598
33184
61629
706
113258
3943
158026
19299
116344
1003
2667
2
109
37756
2
1749
1344856
2008-09
LIC
114430
407
36280
60787
14384
3620
58528
17942
9929
6633
24868
76719
55705
54404
131795
1724
600
358
799
35631
29461
54043
656
93718
3730
142942
16750
106346
747
2450
2
92
35891
2
1371
1193744
2007-08
100314
383
38215
58983
17725
3379
53800
16724
8290
6506
24387
67749
49478
45954
124471
1446
603
291
663
33377
18953
51071
612
81331
1446
132832
14966
103163
485
8683
2
125
35450
2
1188
1103047
2006-07
231572
2013
85733
133954
34241
7461
139036
61773
23208
17892
58115
142962
142452
109274
300070
2697
3186
1447
2804
110824
88723
126495
1820
189336
10501
279314
24246
200692
1065
10338
302
125
92122
4
3595
2639392
2010-11
331886
2396
123948
192937
51966
10840
192836
78497
31498
24398
82502
210711
191930
155228
424541
4143
3789
1738
3467
144201
107676
177566
2432
270667
11947
412146
39212
303855
1550
19021
304
250
127572
6
4783
2978283
2009-10
310531
1015
85163
131644
32140
7739
166295
60834
21491
19366
60561
166252
159408
120765
301033
3179
3373
1016
2346
111196
112393
134268
2745
215011
9146
321419
31157
222125
1325
10904
119
145
106517
6
4807
2937435
2008-09
Industry Total (State-wise)
266202
502
69834
110624
27458
5978
142235
51054
17221
16185
54585
138385
140099
111922
246039
2592
2890
592
1993
91437
94094
116467
2597
185646
7406
296267
26000
177599
992
11518
21
182
100148
4
3724
2520492
2007-08
TABLE 30: STATE WISE DISTRIBUTION OF INDIVIDUAL AGENTS OF LIFE INSURERS (Concld.)
177658
389
63540
90140
25631
5051
118082
35532
12021
13258
44286
111047
110127
86415
209642
1446
2724
291
1262
71834
65232
90770
2147
139509
2385
230354
20112
156578
485
17934
2
137
84707
2
2469
1993199
2006-07
132
–
133
735.09
839.78
Note: New business premium includes first year premium and single premium.
610851
3650968 2983954 2152069 13040.85 15822.29
998809
Industry Total
–
255.20
2951235 1985145 1541218 12305.76 14982.51
–
217.69
–
LIC
–
84019
–
–
4.90
699733
–
80903
–
–
12.24
–
7.19
4.21
–
–
–
–
–
–
–
–
288.18
–
–
–
–
263.72
–
2.42
18.17
–
Private Total
–
Star Union Dai-ichi
–
–
604
–
734
–
–
–
–
256.08
–
–
–
–
186.00
–
–
58.87
–
2009-10
68243
–
Shriram
–
324
–
125
–
–
–
–
–
234299
–
–
–
–
280659
–
10226
310
–
2010-11
Premium
Tata AIG
–
SBI Life
–
1483
Sahara
Reliance Life
3501
–
Max NewYork
MetLife
–
Kotak Mahindra
–
–
–
344926
–
324889
ICICI Prudential
–
–
ING Vysya
–
HDFC Standard
India First
–
Future Generali
–
–
–
DLF Pramerica
–
568647
–
127
3757
–
2009-10
IDBI Federal
–
Canara HSBC
290395
Bharti Axa
Birla Sunlife
–
11222
–
2010-11
2008-09
Individual Category
No. of Policies
Bajaj Allianz
Aviva
Aegon Religare
Insurer
3656.55
3118.74
537.81
154.17
–
–
–
8.21
–
18.69
–
–
–
–
–
122.05
–
–
–
–
147.69
–
85.47
1.52
–
5469
5446
23
–
–
3
12
1
–
–
–
–
–
–
5
–
–
–
1
–
–
–
–
1
–
5207
5190
17
–
–
1
1
–
–
–
–
–
–
–
13
–
–
–
1
–
–
–
–
1
–
1983537
–
–
357563
70683
69
–
–
–
–
–
–
648835
–
–
–
10010
–
–
–
–
896377
–
2010-11
1895143
–
–
15525
281856
–
–
–
–
–
–
–
41442
–
–
1498994
–
–
–
558910
50
–
–
–
–
40000
22602
–
–
–
2602
7500
–
2586
–
–
–
872244
–
2008-09
–
–
–
–
1548820
–
2009-10
No. of Lives covered
1719.14
–
–
343.20
78.23
–
–
–
–
–
–
178.41
–
–
–
1.00
–
–
–
–
1118.30
–
2010-11
1472.09
–
–
4.10
622.17
–
–
–
–
–
–
–
11.02
–
–
–
0.01
–
–
–
–
834.79
–
2009-10
Premium
3326.80
–
–
–
3303.85
0.10
–
–
–
–
0.78
–
2.97
–
–
–
0.01
2.34
–
–
–
16.75
–
2008-09
6897 15259001 16842070 12551809 15522.81 24341.81 20595.34
6883 13275464 14946927 11052815 13803.67 22869.72 17268.54
14
–
–
–
7
1
–
–
–
–
2
–
2
–
–
–
1
1
–
–
–
–
–
2008-09 2010-11 2009-10 2008-09
No. of Schemes
Group Category
(Premium in ` lakh)
TABLE 31: NEW BUSINESS UNDER MICRO-INSURANCE PORTFOLIO (LIFE INSURANCE)
0.00
2.10
0.20
0.00
0.00
Claims paid
Claims repudiated
Claims written back
Claims pending at end of year
0
0
11
11
10
1
0
0
Claims intimated / booked
Total Claims
Claims paid
Claims repudiated
134
Claims written back
0
0
0
0
1
1
0
0
20
21
21
0
0.20
0.00
0.00
2.98
3.18
3.18
0.00
2010-11
0
0
0
0
0
0
0
16
16
16
0
0.00
0.00
0.00
2.02
2.02
2.02
0.00
2009-10
Bajaj Allianz
Note: No death claims has been paid by the rest of the companies during these two years.
0
More than 12 months
0
0
0
0
Within 3-6 months
0
0
Within 6-12 months
Within 3 months
Break up of claims pending -- duration wise (Number of Policies)
0
0
0
0
0
0
0.00
0.00
0.00
Claims pending at start of year
Number of Policies
0.00
2.30
Total Claims
0.00
0.00
2.30
0.00
2009-10
2010-11
Aviva
Amount of Benefit Paid
Particulars
0
0
0
0
0
0
1
2209
0
0
0
0
0
0
4
915
919
919
2210
2210
0
0.00
0.00
0.43
86.91
87.34
87.34
0.00
2009-10
0
0.00
0.00
0.07
316.44
316.51
316.51
0.00
2010-11
Birla Sunlife
0
0
1
1
2
0
2
1429
1433
1433
0
0.15
0.00
0.10
141.01
141.26
141.26
0.00
2010-11
0
0
0
0
0
0
0
2077
2077
2057
20
0.00
0.00
0.00
1.65
1.65
1.64
0.01
2009-10
ICICI Prudential
0
0
0
0
0
0
0
16
16
16
0
0.00
0.00
0.00
0.24
0.24
0.24
0.00
2010-11
0
0
0
0
0
0
0
29
29
29
0
0.00
0.00
0.00
0.36
0.36
0.36
0.00
2009-10
ING Vysya
0
0
0
1
1
0
0
1
2
2
0
0.00
0.00
0.00
0.00
0.01
0.01
0.00
2010-11
0
0
0
0
0
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2009-10
MetLife
(Benefit Amount in ` Lakh)
TABLE 32: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY
0.00
0.55
0.00
0.00
0.00
Claims paid
Claims repudiated
Claims written back
135
0
0
0
0
0
0
0
0
24
350
374
369
5
0.00
0.00
8.64
41.91
50.55
49.47
1.08
2010-11
Tata AIG
0
More than 12 months
0
0
0
0
Within 3-6 months
2
2
0
0
0
Within 6-12 months
Within 3 months
0
Claims written back
5
4
0
Claims repudiated
4
Total Claims
Claims paid
7
2
5
2
2
0.20
0.90
1.10
Number of Policies
0.00
0.55
Total Claims
0.65
0.20
0.35
0.45
2009-10
2010-11
Sahara
Particulars
0
0
1
4
5
0
24
364
393
387
6
1.08
0.00
4.55
90.21
95.84
52.89
42.95
2009-10
0
0
1
3
4
0
28
4039
4071
4064
7
0.35
0.00
9.01
505.23
514.59
513.31
1.28
2010-11
0
0
1
6
7
0
28
3406
3441
3413
28
1.28
0.00
4.98
182.05
188.31
144.90
43.41
2009-10
Private Total
0
0
0
16
16
0
60
7244
7320
7315
5
2.64
0.00
13.41
1174.12
1190.17
1189.05
1.12
2010-11
LIC
0
0
0
5
5
1
25
4102
4133
4115
18
1.12
0.27
4.36
637.17
642.92
639.65
3.27
2009-10
0
0
1
19
20
0
88
11283
11391
11379
12
2.99
0.00
22.42
1679.35
1704.76
1702.36
2.40
2010-11
0
0
1
11
12
1
53
7508
7574
7528
46
2.40
0.27
9.34
819.22
831.23
784.55
46.68
2009-10
Industry Total
TABLE 32: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - INDIVIDUAL CATEGORY (Concld.)
0.00
136
0
0
0
1
0
0
0
0
Within 3 months
Within 3-6 months
Within 6-12 months
More than 12 months
0
0
0
0
(0.00)
(0.00)
(0.00)
50
50
0
19
987
918
1092
987
0
20.41
0.00
1.71
79.13
101.25
101.25
0.00
2010-11
0
0
0
0
0
0
0
49
49
49
0
0.00
0.00
0.00
3.59
3.59
3.59
0.00
2009-10
IDBI Federal
1091
1091
1
0.00
0.00
0.12
175.82
175.94
175.79
0.15
2009-10
0
Claims written back
1553
Claims paid
3
1556
Total Claims
Claims repudiated
1556
0
0.00
Number of Lives
0.56
307.34
Claims paid
Claims written back
307.89
Total Claims
Claims repudiated
307.89
0.00
2010-11
Aviva
Particulars
1
6
3
22
32
0
1
144
177
174
3
4.33
0.00
0.10
16.45
20.88
20.62
0.26
2010-11
ING Vysya
0
0
0
3
3
0
3
136
142
125
17
0.26
0.00
0.25
10.58
11.09
9.39
1.70
2009-10
0
0
0
4
4
0
105
1275
1384
1383
1
1.55
0.00
40.53
506.65
548.73
548.22
0.51
2010-11
SBI Life
0
0
0
1
1
0
58
1011
1070
1069
1
0.51
0.00
22.89
389.38
412.78
412.53
0.25
2009-10
0
0
0
0
0
0
0
395
395
395
0
0.00
0.00
0.00
118.50
118.50
118.50
0.00
2010-11
Shriram
0
0
0
0
0
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
0.00
2009-10
TABLE 33: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY
0.00
26.29
137
4499
4285
128
0
86
Total Claims
Claims paid
Claims repudiated
Claims written back
76
3
6
1
Within 3 months
Within 3-6 months
Within 6-12 months
More than 12 months
4495
4
23.26
42.90
Claims repudiated
Claims written back
Number of Lives
579.57
1028.07
Claims paid
0
0
0
4
4
0
62
2288
2354
2335
19
0.77
0.00
603.60
1097.25
Total Claims
601.50
2.10
2009-10
1096.48
0.77
2010-11
Private Total
Particulars
0
0
0
341
341
0
0
45965
46306
45819
487
138.57
0.00
0.00
19607.62
19746.19
19606.55
139.64
2010-11
LIC
1
6
0
0
3
417
427
0
128
50250
50805
50314
491
164.86
0.00
42.90
20635.69
20843.44
20703.03
140.41
2010-11
0
487
487
0
0
41175
41662
41546
116
139.64
0.00
0.00
17188.61
17328.25
17294.27
33.98
2009-10
Industry Total
0
0
0
491
491
0
62
43463
44016
43881
135
140.41
0.00
23.26
17768.18
17931.85
17895.77
36.08
2009-10
TABLE 33: DEATH CLAIMS UNDER MICRO- INSURANCE PORTFOLIO - GROUP CATEGORY (Concld.)
2010-11
Aviva
0.00
0.00
0.00
0.00
2.10
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
138
0
0
0
0
10
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
20
0
0
0
2
18
2.98
0.00
0.00
0.00
0.58
2.40
2010-11
16
0
0
2
7
7
2.02
0.00
0.00
0.25
0.93
0.84
2009-10
Bajaj Allianz
2209
0
0
0
1
2208
316.44
0.00
0.00
0.00
0.06
316.38
2010-11
915
0
0
0
0
915
86.91
0.00
0.00
0.00
0.00
86.91
2009-10
Birla Sunlife
10
Within 1 month
Settlement of claims- Number of Policies
2.10
Within 1 month
0.00
2009-10
Settlement of claims- Benefit Amount Paid
Particulars
1429
0
1
12
28
1388
141.10
0.00
0.00
0.01
0.03
1.36
2010-11
2077
0
16
13
27
2021
1.65
0.00
0.01
0.04
0.02
1.58
2009-10
ICICI Prudential
16
0
0
0
11
5
0.24
0.00
0.00
0.00
0.11
0.13
2010-11
29
0
0
0
2
27
0.36
0.00
0.00
0.00
0.05
0.31
2009-10
ING Vysya
TABLE 34: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE INDIVIDUAL CATEGORY
1
0
0
0
0
1
0.00
0.00
0.00
0.00
0.00
0.00
2010-11
MetLife
0
0
0
0
0
0
0.00
0.00
0.00
0.00
0.00
0.00
2009-10
0.45
0.10
0.00
0.00
0.55
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
139
3
1
0
0
4
Within 1-3 months
Within 3-6 months
Within 6-12 months
More than 12 months
5
0
0
2
2
1
0.90
0.00
0.00
0.45
0.35
0.10
2009-10
Tata AIG
350
0
0
0
8
342
41.91
0.00
0.00
0.00
0.96
40.95
2010-11
0
Within 1 month
Settlement of claims- Number of Policies
0.00
2010-11
Sahara
Within 1 month
Particulars
364
0
0
0
11
353
90.21
0.00
0.00
0.00
2.33
87.88
2009-10
4039
0
1
13
53
3972
365.63
0.00
0.00
0.11
2.20
363.32
2010-11
3406
0
16
17
49
3324
182.04
0.00
0.01
0.74
3.68
177.62
2009-10
Private Total
7244
0
0
0
2
7242
1174.12
0.00
0.00
0.00
0.50
1173.62
2010-11
LIC
4102
0
0
5
0
4097
637.17
0.00
0.00
1.03
0.00
636.14
2009-10
TABLE 34: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE INDIVIDUAL CATEGORY (Concld.)
11283
0
1
13
55
11214
1539.75
0.00
0.00
0.11
2.70
1536.94
2010-11
7508
0
16
22
49
7421
819.21
0.00
0.01
1.77
3.68
813.76
2009-10
Industry Total
0.00
0.15
0.00
307.34
Within 3-6 months
Within 6-12 months
More than 12 months
140
1
0
Within 6-12 months
More than 12 months
ING Vysya
1091
2
4
2
9
918
0
0
0
0
918
79.13
0.00
0.00
0.00
0.00
79.13
49
0
0
0
0
49
3.59
0.00
0.00
0.00
0.00
3.59
144
0
1
24
63
56
16.45
0.00
0.12
2.99
6.86
6.48
136
0
0
12
45
79
10.58
0.00
0.00
0.92
2.41
7.25
Note: No death claim has been paid by the rest of the companies during these two years.
1553
0
Within 3-6 months
3
1549
Within 1-3 months
Within 1 month
1074
175.82
0.37
0.80
0.26
1.47
172.92
Settlement of claims- Number of Lives
0.48
306.71
Within 1-3 months
Within 1 month
IDBI Federal
SBI Life
Shriram
Private Total
1275
0
0
7
24
1244
506.65
0.00
0.00
2.86
10.20
493.59
1011
0
1
7
29
974
389.38
0.00
0.25
2.30
11.41
375.42
395
0
0
0
82
313
118.50
0.00
0.00
0.00
24.60
93.90
0.00
0.27
5.85
42.14
979.81
0
0
0
0
0
0
4285
0
2
31
172
4080
0.00 1028.07
0.00
0.00
0.00
0.00
0.00
2010-11
LIC
2009-10
2010-11
2009-10
Industry Total
0.00
0.00
0.00
185.34
0.00
0.00
0.00
33.98
0.00
0.27
5.85
227.48
0.37
1.05
3.68
49.27
2288
2
5
22
83
2176
45965
0
0
0
599
45366
41175
0
0
0
116
41059
50250
0
2
31
771
49446
43463
2
5
22
199
43235
579.57 19607.62 17188.61 20635.69 17768.18
0.37
1.05
3.68
15.29
559.18 19422.28 17154.63 20402.09 17713.81
2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10 2010-11 2009-10
Aviva
Particulars
TABLE 35: DURATION WISE SETTLEMENT OF CLAIMS-MICRO INSURANCE-GROUP CATEGORY
TABLE 36: COMPANY WISE NUMBER OF MICRO-INSURANCE AGENTS
(As on 31st March)
Insurer
2011
2010
2009
2008
Aegon Religare
0
0
0
0
Aviva
1
1
1
0
210
210
193
168
Bajaj Allianz
Bharti AXA
0
0
0
0
Birla Sunlife
33
129
104
77
Canara HSBC
0
0
0
0
DLF Pramerica
0
0
0
0
Future Generali
0
0
0
0
HDFC Standard
0
0
0
0
ICICI Prudential
47
14
14
0
IDBI Federal
0
0
0
0
IndiaFirst
0
0
0
0
ING Vysya
0
0
0
0
Kotak Mahindra
0
0
0
0
Max NewYork
0
0
0
0
Met Life
9
0
0
0
Reliance Life
0
0
0
0
Sahara
15
15
13
8
SBI Life
0
0
0
0
Shriram
0
1
1
1
Star Union
0
0
0
0
TATA AIG
443
400
277
164
Private Total
758
770
603
418
9724
7906
6647
4166
10482
8676
7250
4584
LIC
Industry Total
141
142
5
1
5
0
0
12
245
395
Sahara
SBI Life
Shriram
Star Union Dai-ichi
TATA AIG
PRIVATE TOTAL
GRAND TOTAL
0
Max New York
15
29
Kotak Mahindra
Reliance
10
ING Vysya
Met Life
0
2
Future Generali
2
0
DLF Pramerica
IndiaFirst
0
Canara HSBC
IDBI Federal
21
Birla Sun Life
48
17
Bharti Axa
ICICI Prudential
16
Bajaj Allianz
39
23
Aviva
HDFC Standard
0
150
O/S at the
start of the
year
Aegon Religare
PRIVATE SECTOR
LIC
PUBLIC SECTOR
Insurer
9656
7068
279
16
28
293
12
540
246
525
779
99
0
25
1294
528
72
22
26
533
267
799
631
54
2588
Reported
during the
year
2010-11
9797
7125
276
16
21
284
12
458
272
16
0
0
19
1
9
23
247
40
10
21
0
1
14
56
2
0
0
9
0
38
13
0
186
541
523
757
106
0
27
1342
562
63
17
24
515
277
811
654
50
2672
Resolved O/S at the
during the start of the
year
year
2449
1843
79
1
16
80
2
184
75
187
151
29
0
5
330
154
24
0
4
153
38
173
152
6
606
Reported
during the
year
2009-10
2512
1870
83
1
16
94
2
192
79
227
132
40
0
4
296
171
24
0
4
141
21
195
142
6
642
1017
332
24
0
2
16
1
19
29
33
17
6
0
0
20
57
0
0
0
13
0
78
17
0
685
Resolved O/S at the
during the start of the
year
year
1794
1313
65
0
4
62
1
79
46
112
95
35
0
1
196
94
5
0
0
109
5
211
193
0
481
Reported
during the
year
2008-09
2007-08
2353
1373
73
0
6
59
1
75
66
105
102
20
0
0
202
95
3
0
0
113
5
251
197
0
980
299
102
8
0
0
23
0
6
3
7
6
3
0
0
13
1
0
0
0
2
0
20
10
0
197
2057
1406
66
0
2
101
2
89
49
84
51
26
0
0
233
106
0
0
0
67
0
403
127
0
651
1339
1176
50
0
0
108
1
76
23
58
40
23
0
0
226
50
0
0
0
56
0
345
120
0
163
Resolved O/S at the Reported Resolved
during the start of the during the during the
year
year
year
year
TABLE 37: STATUS OF GRIEVANCES - LIFE INSURERS
143
2009-10
2008-09
2007-08
2006-07
888
TOTAL
2005-06
11017
485
210
238
1268
933
1445
280
1388
515
1392
1448
1415
9551
210
121
227
626
928
1378
223
1324
441
1484
1188
1401
557
8
66
99
120
16
99
17
20
35
55
0
22
2004-05
8967
301
379
220
931
941
1471
308
815
370
1111
1004
1116
8636
302
407
286
767
955
1326
317
822
369
971
1004
1110
390
11
13
137
61
5
23
16
7
16
64
16
21
2003-04
5753
155
376
166
620
777
163
197
614
284
798
852
751
5586
158
323
204
561
766
87
196
601
265
807
868
750
603
26
2
140
46
7
127
23
13
28
87
52
52
2002-03
5565
131
555
201
515
705
108
155
524
235
726
970
740
5778
146
544
204
500
707
212
162
530
247
749
1006
771
588
23
4
151
61
12
147
34
11
6
64
29
46
2001-02
5433
159
513
189
472
682
195
177
556
166
916
896
512
5418
156
515
200
487
687
215
188
554
144
893
873
506
547
TOTAL
132
470
256
441
640
283
109
543
128
904
852
222
4980
O/S : Outstanding; NA: Not Available.
39
20
60
73
19
168
15
22
8
38
38
47
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
4926
148
486
165
440
646
305
90
554
130
878
861
223
674
21
102
46
37
7
118
10
57
7
77
113
79
4893
84
337
135
463
604
439
83
564
100
770
1008
306
5020
66
419
121
427
592
389
78
599
99
809
1083
338
564
17
81
21
30
26
126
7
35
5
135
59
22
3404
60
171
112
208
378
293
91
504
111
622
574
280
3289
55
151
87
201
397
296
88
482
109
680
520
223
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
2481
68
235
105
131
288
340
88
137
62
443
312
270
1917
51
154
84
101
262
214
81
102
57
308
253
248
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
1967
57
230
76
48
183
473
53
77
52
249
321
148
1506
27
209
62
37
181
274
41
59
46
154
316
100
O/S at Reported Resolved
the start
during
during the start
during
during the start
during
during the start
during
during the start
during
during
of the the year the year
year
year
year
year
year
7
38
33
284
2
244
8
13
36
195
0
28
Name of Centre
2010-11
the start
during
during the start
during
during the start
during
during the start
during
during the start
during
during
year
year
year
year
year
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
Name of Centre
TABLE 38: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE INSURANCE)
PART-II
NON-LIFE INSURANCE
–––
–––
–––
Oriental Insurance
United India Insurance
147
QBE, Australia
Insurance Australia Group Limited (IAG), Australia
–––
Raheja QBE
SBI General
L & T General
Munich Re
Bupa Finance PLC, UK
Apollo Munich
Max Bupa
* as on 31st August, 2011.
General Insurance Corporation of India
–––
–––
Agriculture Insurance Company
REINSURER
–––
Export Credit Guarantee Corporation Ltd.
SPECIALISED INSURERS
Individual Promoters, UAE
Star Health & Allied Insurance
HEALTH INSURERS
AXA Holdings, France
ERGO, Germany
HDFC ERGO
Sanlam, South Africa
Fairfax Financial Holding Ltd, Canada
ICICI Lombard
Bharti AXA General
Mitsui Sumitomo, Japan
Cholamandalam MS
Shriram General
Allianz, Germany
Bajaj Allianz
Sompo, Japan
American International Group (AIG), USA
TATA AIG
Universal Sompo
Tokio Marine Asia Pte. Ltd, Japan
IFFCO-TOKIO
Participatie Maatschapij Graafsschap Holland NV, Netherlands (“Generali”)
–––
Reliance General
Future Generali India
Royal Sun Alliance, UK
Royal Sundaram
PRIVATE SECTOR
–––
National Insurance
Foreign Partners
New India Assurance
PUBLIC SECTOR
Insurers
112
126
124
145
131
129
146
144
141
139
137
134
132
125
115
123
113
108
106
103
102
545
556
58
190
Regn. No.
2001
2003
1957
26.02.2010
03.08.2007
16.03.2006
12.07.2010
15.12.2009
11.12.2008
27.06.2008
08.05.2008
16.11.2007
04.09.2007
27.09.2002
03.08.2001
15.07.2002
02.05.2001
22.01.2001
04.12.2000
23.10.2000
23.10.2000
1919
1947
1906
1919
Date of
Registration
TABLE 39: DETAILS OF NON-LIFE INSURANCE COMPANIES OPERATING IN INDIA*
2001-02
2003-04
1957-58
2009-10
2007-08
2006-07
2010-11
2009-10
2008-09
2008-09
2008-09
2007-08
2007-08
2002-03
2001-02
2002-03
2001-02
2000-01
2000-01
2000-01
2000-01
1919-20
1947-48
1906-07
1919-20
Year of
Operation
148
26417.21
(20.96)
2869.96
553.90
967.99
600.16
1279.91
4251.87
1783.18
4.90
1655.43
1143.99
780.89
1173.09
299.10
43.02
17.24
17424.63
(24.67)
43841.84
(22.41)
Public Total
Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
Raheja QBE
Reliance
Royal Sundaram
Shriram
TATA AIG
Universal Sompo
SBI General
L&T General
Private Total
Total
282.69
25.46
1227.55
114.66
0.13
961.65
1520.70
813.00
35815.85
(13.96)
13977.00
(13.44)
2482.33
310.82
784.85
376.61
915.40
3295.06
1457.84
1.32
1979.65
913.11
416.93
853.80
189.28
–
–
21838.85
(14.30)
4645.99
7099.14
4854.67
5239.05
2009-10
48.14
–
509.86
833.44
744.68
31428.40
(9.11)
12321.09
(12.09)
2619.29
28.50
685.44
186.49
339.21
3402.04
1374.06
–
1914.88
803.36
113.76
823.92
30.14
–
–
19107.31
(7.26)
4295.85
6455.79
4077.90
4277.77
2008-09
2.97
–
168.19
835.11
668.37
28805.60
(11.09)
10991.89
(27.12)
2379.92
–
522.34
9.81
220.60
3307.12
1128.15
–
1946.42
694.41
–
782.64
0.48
–
–
17813.71
(3.07)
4021.97
6151.97
3900.22
3739.56
2007-08
Note: Figure in the bracket represents the growth over the previous year in per cent.
Apollo Munich
Max Bupa
Star Health
Stand-alone Health
Insurers
AIC
ECGC
1950.05
885.47
6245.17
8225.51
5569.88
6376.66
National
New India
Oriental
United
Specialised Insurers
2010-11
Insurer
–
–
–
555.83
577.33
21339.10
(15.62)
5362.66
(52.89)
1272.29
–
220.18
–
200.94
1582.86
892.72
–
162.33
458.64
–
572.70
–
–
–
15976.44
(6.87)
3536.34
5675.54
3609.77
3154.78
2005-06
–
–
–
549.72
515.55
18456.45
(11.57)
3507.62
(55.35)
851.62
–
169.25
–
175.63
873.86
496.64
–
161.68
330.70
–
448.24
–
–
–
14948.82
(4.65)
3810.65
5103.16
3090.55
2944.46
2004-05
–
–
–
369.21
445.48
16542.49
(11.25)
2257.83
(67.27)
476.53
–
97.05
–
112.95
486.73
322.24
–
161.06
257.76
–
343.52
–
–
–
14284.65
(5.65)
3399.97
4921.47
2899.74
3063.47
2003-04
"–" indicates the company has not started its operation.
–
–
22.51
564.67
617.66
25930.02
(21.51)
8646.57
(61.24)
1786.34
–
311.73
–
194.00
2989.07
1144.47
–
912.23
598.20
–
710.55
–
–
–
17283.45
(8.18)
3827.12
5936.78
4020.78
3498.77
2006-07
–
–
–
–
374.78
14870.25
(20.06)
1349.80
(188.64)
296.48
–
14.79
–
9.49
211.66
213.33
–
185.68
184.44
–
233.93
–
–
–
13520.44
(13.45)
2869.87
4812.79
2868.15
2969.63
2002-03
TABLE 40: GROSS DIRECT PREMIUM OF NON-LIFE INSURERS (WITHIN & OUTSIDE INDIA)
–
–
–
–
338.52
12385.24
(17.97)
467.65
(6453.98)
141.96
–
–
–
–
28.13
70.51
–
77.46
71.13
–
78.46
–
11917.59
(13.59)
2439.41
4198.06
2498.64
2781.48
2001-02
(` Crore)
188.05
159.29
283.46
263.81
56.81
180.17
59.12
55.85
4.42
38.81
0.25
23.10
2.46
1467.70
4555.12
IFFCO Tokio
TATA AIG
ICICI Lombard
Bajaj Allianz
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
Private Total
Grand Total
3087.42
Public Total
106.27
805.33
United
Reliance
662.05
Oriental
45.83
1049.26
New India
Royal Sundaram
570.79
2010-11
National
Insurer
149
3869.27
1293.29
0.13
28.33
1.74
42.54
34.29
132.97
47.77
240.06
270.06
143.40
171.62
139.57
40.81
2575.98
652.25
573.42
923.78
426.53
2009-10
3384.68
1204.32
2.80
0.22
10.76
16.09
58.79
53.84
253.06
283.02
144.76
195.28
136.84
48.84
2180.36
572.79
440.65
773.33
393.59
2008-09
3459.21
1332.55
0.48
3.03
12.83
68.30
273.49
417.35
129.77
215.17
143.27
68.87
2126.65
524.30
478.20
743.43
380.72
2007-08
4132.38
1525.47
11.10
77.98
370.31
393.83
136.95
291.02
145.88
98.39
2606.91
664.34
540.07
909.98
492.52
2006-07
3774.53
1258.59
6.81
72.83
351.40
308.47
116.27
263.29
47.76
91.74
2515.94
645.48
546.89
839.63
483.94
2005-06
Fire
3330.92
919.54
1.81
47.78
219.42
277.45
83.71
172.78
53.58
63.01
2411.38
590.91
493.95
788.88
537.64
2004-05
3150.05
703.76
0.36
25.44
120.29
2949.85
437.72
5.32
60.65
49.91
128.69
78.44
103.52
55.41
39.15
2512.13
604.18
532.64
867.46
507.85
2002-03
239.46
142.88
46.36
50.53
2446.29
631.32
524.00
775.20
515.77
2003-04
2667.39
158.11
27.88
10.98
19.36
36.15
45.84
17.90
2509.28
635.89
521.67
859.89
491.83
2001-02
TABLE 41: SEGMENT WISE GROSS DIRECT PREMIUM INCOME OF NON-LIFE INSURERS
(WITHIN INDIA)
2064.36
4.64
3.70
0.94
0.00
2059.72
526.11
471.28
654.24
408.09
2000-01
(` Crore)
43.68
48.42
30.72
5.97
0.93
11.22
0.03
0.17
0.43
716.74
2518.77
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
Private Total
Grand Total
166.37
ICICI Lombard
78.98
153.63
TATA AIG
Bajaj Allianz
127.98
IFFCO Tokio
1802.03
Public Total
23.00
501.53
United
Reliance
446.38
Oriental
25.20
549.56
New India
Royal Sundaram
304.57
2010-11
National
Insurer
150
2167.59
612.63
0.02
5.44
0.04
3.85
15.36
24.89
42.39
73.94
146.57
115.11
132.41
29.61
23.02
1554.96
453.56
388.12
474.30
238.97
2009-10
1956.15
639.76
0.61
0.54
6.63
8.29
36.56
88.17
216.47
111.82
113.70
37.00
19.97
1316.39
336.93
332.59
446.10
200.78
2008-09
1798.82
546.66
0.72
3.29
32.66
75.18
216.72
97.86
66.43
34.24
19.55
1252.16
300.83
339.06
437.28
174.98
2007-08
1627.84
490.15
2.41
26.56
71.25
155.24
70.15
128.26
17.85
18.44
1137.69
263.95
347.83
321.02
204.89
2006-07
1284.09
281.80
1.72
17.00
54.33
85.71
47.88
46.13
10.74
18.29
1002.29
203.97
325.11
299.78
173.43
2005-06
Marine
1228.10
245.11
0.50
15.90
44.96
82.53
40.85
30.87
12.70
16.80
982.99
243.80
235.41
252.49
251.29
2004-05
1117.54
152.08
5.82
1214.82
84.15
0.16
7.41
9.27
20.72
27.33
30.89
18.42
8.91
13.02
1130.67
339.14
228.07
344.40
219.06
2002-03
43.59
24.49
13.19
13.38
965.46
300.14
218.93
259.21
187.18
2003-04
11053.40
46.08
1.36
9.18
31.02
1.74
2.78
11007.32
255.21
205.65
339.30
207.16
2001-02
(WITHIN INDIA ) (Contd.)
985.15
0.05
0.05
985.10
279.56
187.90
313.84
203.80
2000-01
(` Crore)
1611.06
1826.64
1745.95
Oriental
1318.71
1074.87
151
10.95
9232.19
18180.52
Private Total
Grand Total
0.07
SBI General
L&T General
0.24
Raheja QBE
411.48
768.30
416.06
Shriram
163.44
Universal Sompo
Bharti AXA
78.90
319.33
Future Generali
15046.99
7355.62
0.17
184.51
209.78
289.92
450.10
1445.55
623.59
1714.07
Bajaj Allianz
1379.16
420.70
1544.96
ICICI Lombard
229.75
Cholamandalam
421.47
TATA AIG
730.67
HDFC Ergo
961.11
IFFCO Tokio
Reliance
626.91
793.03
Royal Sundaram
7691.37
2124.00
8948.33
United
Public Total
2070.94
2303.38
New India
2182.73
2009-10
2775.00
2010-11
National
Insurer
319.53
13336.02
6134.65
17.39
112.72
3.92
94.88
158.78
12685.25
5461.36
1.77
140.38
224.41
1386.37
1279.07
1321.29
1503.39
253.25
499.19
1267.37
409.56
7223.88
1434.90
1608.38
2034.30
2146.31
2007-08
224.79
683.24
1164.82
529.91
7201.37
1563.48
1491.30
2000.29
2146.29
2008-09
Motor
10696.66
3702.78
138.32
97.16
843.87
1142.55
273.09
448.90
455.51
303.39
6993.88
1233.18
1739.39
2034.73
1986.58
2006-07
8733.38
2078.94
158.03
52.35
536.61
454.44
239.82
378.08
26.52
233.09
6654.44
1138.16
1495.36
2174.50
1846.41
2005-06
9944.03
3031.48
52.78
23.49
133.31
328.73
148.14
339.70
1281.30
110.71
179.21
254.28
179.10
6912.55
1711.76
1516.03
2003.37
1681.40
2010-11
7311.37
2330.21
49.19
17.41
82.31
268.74
149.51
295.55
856.76
82.30
164.22
238.75
125.47
4981.16
1265.41
1084.54
1552.47
1078.74
2009-10
6088.00
2224.53
1.51
3.08
50.81
56.01
165.89
333.43
973.80
73.89
140.99
310.82
114.31
3863.46
900.72
709.85
1355.67
897.22
2008-09
Health
4894.42
1767.05
3.43
28.23
109.38
243.40
815.89
68.30
114.02
275.62
108.78
3127.37
694.96
532.63
1209.42
690.36
2007-08
3319.29
1160.64
10.27
38.60
158.26
664.97
53.36
71.89
67.18
96.12
2158.65
465.25
448.54
765.29
479.57
2006-07
(` Crore)
1079.57
1041.19
1086.93
Oriental
152
2.81
2976.52
7378.01
Private Total
Grand Total
19.56
SBI General
L&T General
4.37
Raheja QBE
3.66
7.23
35.03
Shriram
50.35
Universal Sompo
Bharti AXA
46.59
57.68
Future Generali
95.08
6225.22
2385.25
1.00
43.34
34.88
198.89
95.77
427.24
301.90
473.40
Bajaj Allianz
642.52
Cholamandalam
975.78
ICICI Lombard
283.24
258.93
HDFC Ergo
327.99
TATA AIG
253.01
197.01
326.82
Reliance
IFFCO Tokio
96.89
100.82
Royal Sundaram
3839.97
1234.05
4401.49
United
Public Total
1021.02
1191.57
New India
698.20
2009-10
888.95
2010-11
National
Insurer
5586.98
2117.83
0.00
6.18
0.82
11.84
18.08
57.35
109.62
441.23
607.44
268.66
240.86
265.41
90.34
3469.15
903.85
989.83
933.44
642.02
2008-09
87.58
4986.04
1884.26
0.86
35.88
5129.29
1767.53
31.90
71.43
342.66
632.48
578.09
401.49
177.00
204.40
225.81
81.85
3361.77
872.04
852.69
986.18
650.85
2006-07
233.46
233.34
225.91
87.65
3101.79
784.56
849.86
852.49
614.87
2007-08
4346.97
1247.15
29.83
56.89
232.26
509.59
131.53
153.38
68.71
64.96
3099.82
807.91
800.03
886.01
605.87
2005-06
Others
12921.58
2342.99
173.32
105.57
587.24
513.89
323.68
292.99
95.41
250.89
10578.59
2109.75
2288.42
3169.44
3010.98
2004-05
11327.22
1401.89
112.57
65.77
335.50
203.68
234.17
154.86
101.49
193.85
9925.33
2136.73
2089.18
3011.27
2688.15
2003-04
9733.21
819.72
9.49
9.31
228.41
74.58
156.68
91.39
121.34
132.26
8913.49
2024.74
2042.70
2709.38
2136.67
2002-03
7724.85
262.40
112.71
16.13
49.91
3.34
29.87
50.44
7462.45
1763.68
1719.16
2313.14
1666.47
2001-02
6757.44
2.45
2.09
0.13
0.24
6754.99
1635.42
1540.49
2073.09
1505.99
2000-01
(` Crore)
1143.99
1655.43
1783.18
1173.09
4251.87
2869.96
967.99
1279.91
600.16
299.10
780.89
553.90
4.90
43.02
17.24
17424.63
42576.45
Royal Sundaram
IFFCO Tokio
TATA AIG
ICICI Lombard
Bajaj Allianz
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
Private Total
Grand Total
25151.83
Public Total
Reliance
5457.33
6376.66
Oriental
7097.14
New India
United
6220.70
2010-11
National
Insurer
153
34620.45
13977.00
1.32
310.82
416.93
189.28
376.61
915.40
784.85
2482.33
3295.06
853.80
1457.84
1979.65
913.11
20643.45
5239.05
4736.71
6042.51
4625.17
2009-10
30351.83
12321.09
28.50
113.76
30.14
186.49
339.21
685.44
2619.29
3402.04
823.92
1374.06
1914.88
803.36
18030.74
4277.77
3964.23
5508.83
4279.90
2008-09
27823.74
10991.89
0.48
9.81
220.60
522.34
2379.92
3307.12
782.64
1128.15
1946.42
694.41
16831.85
3739.56
3808.14
5276.92
4007.23
2007-08
24905.49
8646.59
194.00
311.73
20359.72
5362.66
200.94
220.18
1272.29
1582.86
2989.07
1786.34
572.70
892.72
162.33
458.64
14997.06
3154.78
3527.11
4791.50
3523.67
2005-06
710.55
1144.47
912.23
598.20
16258.90
3498.77
3928.52
5017.20
3814.42
2006-07
TOTAL
17480.60
3507.64
175.63
169.25
851.62
873.87
448.24
496.64
161.69
330.70
13972.96
2944.46
3017.78
4210.81
3799.91
2004-05
15594.81
2257.73
112.93
97.03
476.51
486.73
343.50
322.23
161.04
257.76
13337.08
3068.19
2832.11
4045.68
3391.10
2003-04
13897.89
1341.60
9.49
14.79
296.47
212.54
233.92
213.33
185.66
184.43
12556.29
2968.06
2803.41
3921.24
2863.58
2002-03
11445.82
466.59
141.95
27.11
78.45
70.51
77.45
71.12
10979.23
2654.96
2446.48
3512.33
2365.46
2001-02
(WITHIN INDIA ) (Concld.)
9806.95
7.14
5.83
1.07
0.24
9799.81
2441.09
2199.67
3041.17
2117.88
2000-01
(` Crore)
154
2954.86
Grand Total
2562.41
366.29
-0.74
2.34
0.75
12.63
3.01
3.32
15.97
118.47
89.93
20.11
46.84
40.74
12.93
2196.12
410.45
364.73
1067.58
353.35
2009-10
Note: Figures in brackets indicates the negative values.
414.40
2.18
Shriram
Private Total
22.44
Universal Sompo
-0.22
9.67
Future Generali
L&T General
14.01
HDFC Ergo
-1.51
19.49
Cholamandalam
SBI General
113.14
Bajaj Allianz
6.32
112.87
ICICI Lombard
-0.94
20.04
TATA AIG
Raheja QBE
50.35
IFFCO Tokio
Bharti AXA
30.75
2540.47
Public Total
Reliance General
452.91
United
15.81
448.27
Oriental
Royal Sundaram
426.81
1212.47
New India
2010-11
National
Insurer
2354.07
373.19
-0.37
-0.40
-2.67
0.92
0.88
20.32
115.88
101.04
20.64
60.49
41.51
14.95
1980.88
408.61
314.93
962.92
294.42
2008-09
2424.18
403.71
-0.43
-1.48
1.61
32.66
122.56
108.65
16.62
63.64
38.45
21.44
2020.46
434.56
324.42
970.31
291.17
2007-08
2360.27
319.86
1.57
31.80
93.82
69.82
14.89
54.81
23.94
29.20
2040.40
418.67
341.53
941.84
338.36
2006-07
2150.18
216.32
1.58
14.44
73.99
34.80
10.85
43.68
13.57
23.40
1933.86
408.08
337.63
830.88
357.27
2005-06
Fire
2089.57
175.76
1.09
10.85
52.64
36.16
8.10
31.58
16.25
19.09
1913.81
425.48
336.90
798.84
352.59
2004-05
2001.40
108.62
3.38
26.41
23.88
8.23
24.32
9.00
13.40
1892.78
421.17
329.14
794.19
348.28
2003-04
2005.22
41.75
0.12
1887.32
2.41
0.68
0.21
7.44
9.74
-0.46
0.94
0.39
0.67
1884.91
446.30
392.82
679.24
366.55
2001-02
3.46
9.67
2.68
8.64
1963.47
452.80
360.30
790.27
360.10
2002-03
TABLE 42: SEGMENT WISE NET PREMUM INCOME IN INDIA (EARNED)
1770.91
0.10
0.00
0.10
0.00
0.00
1770.91
412.33
393.43
599.64
365.51
2000-01
(` Crore)
155
-0.18
-0.24
284.14
1127.64
SBI General
L&T General
Private Total
Grand Total
1006.72
237.77
-0.05
1.45
2.51
3.01
12.16
56.43
32.28
-0.26
0.81
Universal Sompo
Raheja QBE
0.02
5.25
Future Generali
0.90
7.77
3.34
12.23
Cholamandalam
HDFC Ergo
Shriram
57.28
Bajaj Allianz
Bharti AXA
0.13
42.48
ICICI Lombard
39.69
61.69
38.82
91.93
IFFCO Tokio
18.00
10.45
768.96
211.70
189.37
TATA AIG
12.56
Reliance General
843.51
Public Total
11.44
245.21
United
Royal Sundaram
226.97
Oriental
237.66
130.22
142.34
228.99
National
2009-10
2010-11
New India
Insurer
945.83
218.80
-0.28
-0.05
-0.22
1.07
1.92
11.45
54.76
27.28
55.63
44.60
15.11
7.54
727.03
186.23
185.00
231.77
124.03
2008-09
765.65
170.15
-0.15
1.42
9.81
38.97
18.30
44.26
42.07
10.94
4.53
595.50
129.37
169.39
188.57
108.17
2007-08
654.28
122.80
0.96
7.09
26.74
12.24
30.99
30.35
6.21
8.23
531.48
105.31
159.44
164.38
102.35
2006-07
629.20
98.96
0.50
5.46
21.96
11.64
24.84
19.28
4.27
11.01
530.24
106.56
136.32
168.60
118.76
2005-06
Marine
598.55
81.45
0.16
3.80
15.86
15.91
18.02
16.02
3.30
8.38
517.10
113.29
117.84
172.97
113.00
2004-05
708.14
49.06
1.50
6.96
6.49
15.19
10.19
1.81
6.92
659.08
131.70
128.79
200.43
198.16
2003-04
674.02
21.71
0.94
2.16
1.68
7.99
3.66
0.92
4.36
652.31
180.49
128.92
210.09
132.81
2002-03
TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Contd.)
661.67
2.47
0.15
0.15
1.84
0.02
0.14
0.18
659.20
142.77
179.20
188.12
149.11
2001-02
601.73
0.00
0.00
601.73
142.78
121.71
188.12
149.12
2000-01
(` Crore)
156
2311.93
1550.12
1755.42
7890.24
632.64
994.36
784.03
340.86
1430.04
1476.36
435.02
352.25
230.53
122.45
325.52
256.09
0.10
-0.78
0.91
7380.39
15270.63
Oriental
United
Public Total
Royal Sundaram
Reliance General
IFFCO Tokio
TATA AIG
ICICI Lombard
Bajaj Allianz
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
Private Total
Grand Total
12758.41
5727.56
-0.57
61.31
134.28
27.90
135.27
202.05
324.89
1255.27
1112.43
274.42
612.45
1050.72
537.13
7030.75
1483.16
1407.06
2173.01
1967.53
2009-10
2272.77
New India
2010-11
National
Insurer
11372.37
4926.06
-1.70
18.39
0.33
36.13
128.19
251.28
1295.82
974.62
281.72
523.82
990.23
427.23
6446.31
1247.57
1324.52
2022.40
1851.83
2008-09
Motor
9751.64
3701.54
0.02
120.17
140.73
925.66
873.33
248.09
379.45
716.60
297.49
6050.11
1060.80
1370.12
1940.78
1678.41
2007-08
7937.50
2144.76
118.30
51.95
492.54
551.05
228.88
346.13
149.18
206.73
5792.74
944.41
1328.46
1985.59
1534.28
2006-07
6761.84
1271.12
119.88
42.08
336.23
222.53
170.73
205.05
17.91
156.72
5490.72
904.37
1166.83
1874.07
1545.46
2005-06
7738.29
2281.03
0.16
0.01
38.47
19.12
65.18
154.74
108.06
291.99
994.15
92.70
146.38
206.96
163.13
5457.25
1334.53
1179.15
1612.42
1331.15
2010-11
5753.40
1815.42
15.04
10.56
38.79
164.01
61.96
258.54
751.66
65.31
123.50
221.76
104.29
3937.98
972.02
807.69
1269.00
889.27
2009-10
4694.38
1599.51
0.18
0.44
18.02
36.35
55.18
231.21
684.75
3135.52
959.83
0.25
16.92
29.67
178.08
406.62
72.23
37.08
87.92
136.17
83.05
2175.68
481.46
406.05
820.12
468.06
2007-08
110.55
276.92
97.99
3094.87
700.11
545.77
1169.00
679.99
2008-09
Health
1904.70
587.51
5.00
8.84
106.39
305.93
29.74
46.56
30.17
54.87
1317.20
329.81
323.71
306.12
357.56
2006-07
1486.05
317.26
3.01
11.03
70.89
138.73
27.32
30.37
7.47
28.44
1168.79
261.27
254.08
335.36
318.08
2005-06
(` Crore)
157
-0.07
SBI General
3919.35
897.49
-1.95
3.51
1.00
24.02
7.90
27.66
47.30
195.49
206.51
168.20
99.74
68.03
50.06
3021.86
4543.31
-0.65
Raheja QBE
Grand Total
11.48
Bharti AXA
-0.33
1.43
1074.98
27.93
Universal Sompo
Shriram
Private Total
18.49
Future Generali
L&T General
77.59
210.88
Bajaj Allianz
HDFC Ergo
276.63
ICICI Lombard
52.57
181.16
TATA AIG
Cholamandalam
49.17
115.52
Reliance General
IFFCO Tokio
53.17
760.86
859.56
3468.33
United
Public Total
Royal Sundaram
821.97
910.38
Oriental
963.61
1107.51
New India
475.42
2009-10
590.88
2010-11
National
Insurer
3478.31
789.85
0.00
-0.60
-0.79
1.24
0.67
12.13
47.14
193.60
185.97
141.56
93.47
65.09
50.35
2788.47
656.58
696.59
863.20
472.10
2008-09
3210.50
643.98
0.08
9.93
35.99
150.17
160.28
107.79
82.28
57.88
39.33
2566.52
595.90
606.26
891.64
472.72
2007-08
3189.77
504.90
14.45
27.60
119.04
127.61
77.14
69.75
34.76
34.54
2684.87
575.04
537.63
1137.19
435.01
2006-07
2682.82
372.09
13.38
15.37
83.30
119.99
51.82
47.61
10.75
29.87
2310.73
514.05
460.98
912.08
423.61
2005-06
Others
9430.08
1143.87
118.01
56.39
302.41
163.53
201.48
127.77
28.47
145.81
8286.21
1623.87
1668.43
2795.36
2198.55
2004-05
8152.65
618.15
39.86
18.95
197.28
48.72
120.20
65.72
15.51
111.91
7534.50
1583.77
1514.53
2594.83
1841.37
2003-04
6940.03
327.55
0.41
0.04
6292.70
37.20
8.99
1.21
18.10
142.20
11.29
2.79
0.69
12.23
6255.50
1383.72
1248.69
1991.51
1301.13
2001-02
71.44
26.16
5.71
63.49
6612.48
1476.08
1366.56
2296.79
1473.05
2002-03
5713.45
0.33
0.14
0.19
5713.12
1329.27
1210.21
1883.72
1289.92
2000-01
(` Crore)
158
726.69
2856.16
2149.65
627.37
606.36
329.12
192.75
330.03
315.70
-1.75
-2.53
0.28
11434.93
31634.73
TATA AIG
ICICI Lombard
Bajaj Allianz
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
Private Total
Grand Total
26000.20
9044.53
-3.31
83.64
136.05
75.24
187.48
400.06
462.29
1884.20
2192.82
589.73
922.22
1399.25
714.86
16955.66
3838.19
3590.83
5710.86
3815.79
2009-10
1135.10
IFFCO Tokio
20199.80
Public Total
1293.80
4647.63
United
Reliance
4314.90
Oriental
876.19
6473.32
Royal Sundaram
4763.95
New India
2010-11
National
Insurer
22944.97
7907.41
-2.78
17.15
-0.87
56.82
179.47
385.36
1891.27
1973.65
587.48
832.93
1388.86
598.06
15037.56
3199.10
3066.80
5249.30
3522.36
2008-09
19287.48
5879.20
-0.43
-1.29
150.05
248.86
1415.44
1567.18
453.85
639.67
960.03
445.83
13408.28
2702.09
2876.23
4811.43
3018.53
2007-08
16046.52
3679.83
140.29
127.28
838.53
1066.65
381.65
547.60
244.26
333.58
12366.69
2373.24
2690.77
4535.11
2767.57
2006-07
13710.09
2275.75
138.35
88.40
586.37
527.68
285.56
345.98
53.97
249.44
11434.33
2194.33
2355.84
4120.99
2763.17
2005-06
TOTAL
12118.20
1401.08
119.26
71.04
370.91
215.60
227.60
175.37
48.02
173.28
10717.12
2162.64
2123.17
3767.17
2664.14
2004-05
10862.19
775.83
39.86
23.83
230.65
79.09
143.62
100.23
26.32
132.23
10086.36
2136.64
1972.46
3589.45
2387.81
2003-04
9619.27
391.01
0.41
1.10
8511.24
42.08
9.82
1.56
27.22
154.10
12.67
3.74
1.21
13.08
8469.16
1972.79
1820.71
2858.87
1816.79
2001-02
82.89
39.49
9.31
76.49
9228.26
2109.37
1855.78
3297.15
1965.96
2002-03
TABLE 42: SEGMENT WISE NET PREMIUM INCOME IN INDIA (EARNED) (Concld.)
8086.20
0.44
0.25
0.19
8085.76
1884.38
1725.35
2671.48
1804.55
2000-01
(` Crore)
2774
_
3
14
2
United
Public Total
Royal Sundaram
1030
159
25
39
Private Total
Grand Total
189067
153715
_
159
_
**
2198.00
1613.49
_
5.87
888.68
_
_
11.38
_
_
_
46.61
85.71
_
473.53
14.16
60.17
_
27.38
584.51
174.95
176.88
32.22
200.46
37
23
_
1
5
_
_
1
_
_
_
2
2
_
8
1
1
1
1
14
3
2
7
2
**Bharati AXA has not recorded the number of lives as it is a co-insurer.
NA: Not Available.
_
Max Bupa
126933
5
2
_
Raheja QBE
Star Health
_
SBI General
Apollo Munich
_
1
Bharti AXA
_
_
_
_
_
Universal Sompo
_
Future Generali
179
6626
641
Shriram
1
HDFC Ergo
_
_
1
Bajaj Allianz
7
ICICI Lombard
Cholamandalam
16403
1
TATA AIG
0.30
_
5
Reliance
IFFCO Tokio
35352
14520
5389
7
2
New India
14413
Oriental
2
Government Schemes
167351
147149
_
27
131747
_
_
**
_
_
_
55
3533
_
9803
880
0.30
11
1093
20202
5898
3481
2133
8689
1587.42
1310.52
_
1.33
775.51
_
_
17.63
_
_
_
31.89
47.84
_
336.42
14.00
71.21
2.12
12.57
276.90
67.72
65.05
95.27
48.86
72223
27660
NA
395
6067
_
_
1330
_
467
12232
235
895
2733
2091
_
842
NA
373
44563
NA
24159
2853
17551
2010-11
2009-10
No.of
No.of Premium No.of
No.of Premium
Schemes persons Amount Schemes persons Amount
No.of
covered
covered
Schemes
National
Insurer
22619
5107
1
407
140
_
_
264
_
81
312
934
125
399
1424
_
0.01
908
112
17512
5429
2736
3213
6133
4952.12
1360.65
0.28
132.28
31.35
_
_
36.10
_
13.20
91.58
88.75
39.54
134.15
511.68
_
94.17
149.10
38.47
3591.47
985.00
815.28
1008.01
783.18
2010-11
Group
No.of Premium
persons Amount
covered
7010
2693
29
306
802
_
_
13
_
43
1
334
57
315
298
106
35
136
218
4317
789
585
1611
1333
3880.37
1367.36
59489
18148
_
523
25.18
3284
128.06
_
_
438
_
445
7421
290
1374
1835
1327
_
866
_
345
41341
_
31108
2757
7476
279.66
_
_
5.30
_
10.25
5.16
184.97
22.89
165.52
296.09
40.51
22.40
68.12
113.25
2513.02
551.81
300.42
963.14
697.65
Individual
No.of Premium
No.of
Policies Amount Schemes
18223
5023
_
232
173
_
_
144
_
125
3543.49
1022.51
_
47.95
16.07
_
_
29.17
_
6.55
60.36
162.81
825
358
91.46
94.10
294.33
_
72.65
129.16
17.90
2520.98
807.30
609.50
642.00
462.18
505
341
1328
_
0.01
869
121
13200
3752
1552
3104
4792
6127
2135
0.25
124
490
_
_
9
_
36
0
130
15
327
303
104
47
297
255
3992
764
589
1444
1196
2978.27
899.19
0.13
52.68
148.09
_
_
2.39
_
5.67
3.00
67.65
8.94
166.65
226.00
29.42
18.02
75.56
95.00
2079.08
390.39
296.79
815.20
576.70
Individual
No.of Premium
Policies Amount
(Premium Amount in ` crore)
2009-10
Group
No.of Premium
persons Amount
covered
(No.of Persons in '000)
Others
TABLE 43: HEALTH INSURANCE PREMIUM AND NUMBER OF PERSONS COVERED
160
1042
14733
Miscellaneous
Grand Total
13729
1040
0
78
2851
3018
4203
Note: Figure in bracket indicates negative value.
0
301
3211
Personal Accident
Medical Insurance
Crop Insurance
250
Liability Insurance
75
294
2863
Motor Third Party
Overseas Medical Insurance
233
4694
Motor Own Damage
51
419
56
494
Marine (Hull)
465
Engineering
504
Marine (Cargo)
1075
2849
149
0
34
725
182
34
342
1069
73
16
61
164
2819
74
1
27
369
80
15
518
1578
25
4
42
86
2010-11 2009-10
2010-11 2009-10
1242
Corporate
Agents – Others
Individual
Agents
Fire
Type of Channel
4184
372
1931
3
217
145
8
225
746
32
2
10
494
3219
336
1457
6
166
144
6
181
447
24
4
6
443
2010-11 2009-10
Corporate
Agents – Banks
9331
676
10
28
2275
229
395
969
1821
1258
112
531
1029
5665
496
14
18
1335
155
323
546
931
478
106
417
847
2010-11 2009-10
Brokers
602
46
8
6
51
10
3
122
273
17
4
7
54
526
77
0
9
74
14
3
76
238
5
0
4
26
2010-11 2009-10
Referral
Arrangements
14418
2214
4
188
4034
288
228
1557
3380
(117)
757
409
1477
11949
1486
31
149
2981
344
216
1354
2044
680
777
518
1370
2010-11 2009-10
Direct Business
TABLE 44: CHANNEL WISE GROSS DIRECT PREMIUM INCOME
903
84
17
1
345
20
12
61
54
60
51
22
176
561
47
11
3
134
6
5
165
45
39
21
13
73
2010-11 2009-10
Others
47012
4583
1960
335
10858
1175
930
6139
12036
1816
999
1544
4637
38469
3558
1514
290
7911
1036
801
5857
9486
1669
963
1465
3919
2010-11 2009-10
Total
(` crore)
161
1386
34836
16260
1619
1799
1153
18799
7818
5449
129433
33
219
128
52
3607
10607
6680
33
33851
164
13643
2163
20885
90
2903
153
175
40800
0
389
389628
27229
54
2915
1617
2687
2009-10
777
11138
6356
198
275
292
7780
1183
4198
43564
6
25
1
11
954
2599
3273
18
16300
23
5715
748
9056
20
1210
39
78
26895
0
904
154427
9143
13
634
249
754
611
8508
5270
146
250
295
6799
1046
2728
34354
4
14
1
12
716
1941
2667
11
11580
18
4586
444
7273
18
1037
24
55
27653
0
106
125521
5864
11
568
216
697
2009-10
Marine Cargo
2010-11
OD- Own Damage.
1814
42843
19779
3206
1987
1499
23000
8433
7360
148751
32
257
60
57
5535
12912
8790
92
37551
166
16386
3568
25132
198
3260
171
238
47772
0
781
463747
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Is.
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA
Note: TP- Third Party;
33820
73
3302
1770
3149
2010-11
Fire
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
States/Union Territory
1320
6135
2901
0
0
0
847
790
1
75930
0
0
0
0
76
788
6
0
5035
17
306
5
629
70
3
0
0
2124
0
2
99896
2797
0
108
4
0
2010-11
1217
4880
2003
0
0
0
837
459
1
77811
0
1
0
0
35
390
7
0
5483
0
503
3
427
74
1
0
0
950
0
3
96426
1308
0
22
3
9
2009-10
Marine Hull
421
11095
6824
218
538
1018
7681
1418
2234
55149
21
104
18
10
3317
3701
1913
54
19313
87
6390
628
12152
6
987
20
104
26180
0
324
191202
24931
11
1739
587
2009
2010-11
362
9442
4957
255
436
775
7296
1375
1785
49675
2
62
4
7
2295
3128
1458
106
14755
70
4194
436
10984
8
1071
26
41
22800
0
53
165686
24309
6
1533
514
1468
2009-10
Engineering
8547
89615
50688
7578
8965
14178
85809
64110
43277
188253
533
1464
540
648
24584
42417
55986
673
110475
1358
82955
10562
55116
342
17626
187
127
88835
0
2820
1194184
80966
448
16515
19916
18074
2010-11
7388
61793
42930
5264
7969
10427
68106
52762
32579
140754
425
1068
481
532
18058
34125
44901
477
89408
1516
65334
8235
38607
199
12941
140
143
76030
0
2303
934483
65923
509
13989
15353
13817
2009-10
Motor OD
4685
41705
18006
4780
6113
6574
47095
43939
26221
88139
262
906
367
263
14221
20348
32835
478
72387
1197
45016
6970
29931
318
6549
146
93
29062
2
1602
623060
43454
175
9726
10267
9229
4350
38211
28883
3988
5633
5723
41944
40530
22020
73778
207
775
337
292
11450
17603
29404
301
64002
1026
39283
5670
24503
186
6502
136
124
28114
1
1215
561332
39118
208
8710
9079
8025
2009-10
Motor TP
2010-11
TABLE 45: STATE-WISE GROSS DIRECT PREMIUM INCOME
( ` Lakh)
224
6112
2290
189
140
242
10459
1152
841
35882
16
12
4
9
460
567
924
13
7016
26
1897
287
4402
2
358
86
33
12779
0
148
92970
5151
3
285
204
758
2010-11
184
4930
1941
144
131
152
9395
1031
687
32980
15
10
5
10
322
472
746
12
6146
24
1503
232
2563
1
234
56
34
8772
0
32
77722
3953
2
234
202
567
2009-10
Liability Insurance
162
Note: TP- Third Party;
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Dadra & Nagara Haveli
Daman & Diu
Delhi
Lakshadweep
Puducherry
ALL INDIA
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
273
7957
3313
144
480
905
5999
2581
1093
35857
2
28
5
0
917
1382
3717
7
9507
99
4582
290
2613
2
498
10
17
9824
2
82
100443
6458
5
367
568
858
2009-10
OD- Own Damage.
301
9785
4066
175
468
939
7992
3161
1592
36212
3
21
5
3
1339
1528
2859
12
12624
98
4676
423
3991
4
630
16
18
13769
3
102
117474
8337
4
651
617
1051
2010-11
Personal Accident
1862
69325
43326
1859
467
2580
94636
24018
9493
326796
7
66
286
237
4646
8135
9526
38
138392
765
49744
2367
56219
17
6247
138
229
113477
0
648
1086030
105003
4
2400
11681
1398
2010-11
Health
1463
52428
17916
663
310
5571
71818
18360
7268
248119
19
48
0
246
1566
5534
6202
27
116148
458
24463
1426
40638
3
6467
95
182
86778
0
433
797950
80114
4
1348
753
1079
2009-10
103
2014
369
14
22
60
3236
772
209
14697
0
2
0
0
57
589
277
1
2947
1
415
45
997
0
465
0
0
3656
0
34
33527
2472
0
24
19
30
2010-11
95
2051
377
13
22
75
2667
736
203
12069
0
2
0
0
27
475
261
1
2833
0
407
40
887
0
377
1
0
2958
0
20
28974
2312
0
17
18
30
2009-10
Overseas Mediclaim
3
12502
816
1042
11
1164
4188
624
23526
14490
3
48
0
0
6603
0
44449
0
9618
5
9775
929
10108
1
0
0
0
0
0
16
196043
25910
0
296
26770
3146
2010-11
0
11230
626
356
12
2833
5365
435
14676
11390
75
34
1
0
5829
46
21978
1
6952
16
8684
427
8390
1
0
0
0
0
0
20
151390
24010
0
232
24762
3011
2009-10
Crop Insurance
494
27942
15991
1376
2708
4668
23742
13150
13326
127541
69
251
58
87
4662
9755
27626
99
34345
315
25760
10760
16616
31
4375
30
27
40650
0
274
457524
22291
67
2108
19392
6940
2010-11
458
20994
12393
1262
2513
1862
20759
10603
8103
104927
83
157
102
109
4310
9193
14066
49
28773
206
26238
2387
14339
21
2199
24
30
31572
0
206
351701
19820
40
1951
7456
4492
2009-10
Miscellaneous
TABLE 45: STATE-WISE GROSS DIRECT PREMIUM INCOME (Concld.)
20550
330211
171411
20635
21695
33213
316465
162750
132279
1155405
952
3156
1338
1323
66452
103339
188465
1479
466003
4060
249036
37292
224349
1008
41708
834
946
405198
6
7654
4710084
364273
798
37788
91475
46537
2010-11
Total
17787
257259
136870
13854
19556
29772
259785
137736
96593
951146
865
2419
1063
1259
49131
84896
132087
1024
389437
3597
193418
21752
172109
603
34230
664
800
336250
4
4862
3781255
300419
839
31886
60542
36740
2009-10
( ` Lakh)
TABLE 46: NON-LIFE INSURERS: NUMBER OF POLICIES ISSUED
(` Lakhs)
Insurer
2010-11
2009-10
2008-09
2007-08
2006-07
2005-06
2004-05
2003-04
2002-03
Public Sector
505.76
(16.52)
434.04
(-3.84)
451.37
(17.09)
385.47
(13.47)
339.72
(-19.48)
421.93
(-5.47)
446.34
(16.15)
384.27
(-8.26)
418.85
(96.15)
Private Sector
287.652
(19.44)
240.84
(9.86)
219.23
(17.21)
187.03
(47.36)
126.92
(41.85)
89.48
(73.92)
51.45
(55.96)
32.99
(96.72)
16.77
(3.85)
793.41
(17.56)
674.88
(0.64)
670.60
(17.13)
572.50
(22.69)
466.64
(-8.75)
511.41
(2.74)
497.79
(19.30)
417.26
(-4.21)
435.62
TOTAL
Note: Figure in bracket indicates the growth over the previous years in per cent.
163
TABLE 47: NET RETENTIONS* OF NON-LIFE INSURERS
(In per cent)
Segment
Fire
Marine Cargo
Marine Hull
Engineering
Motor
Aviation
Miscellaneous
Total
2010-11
2009-10
2008-09
2007-08
2006-07
2005-06
2004-05
2003-04
65.39
79.18
73.99
85.35
77.35
88.59
75.65
84.43
65.72
77.10
85.76
91.77
76.00
85.07
80.46
89.46
25.06
23.31
31.26
20.01
18.30
39.76
25.55
26.68
70.15
68.88
71.26
77.52
72.89
91.55
75.78
81.29
98.88
99.99
99.99
100.00
96.15
100.00
99.64
99.02
37.5
25.64
23.71
24.21
21.93
48.53
23.53
25.98
90.63
91.39
96.95
97.11
89.63
94.47
88.35
94.70
88.24
90.30
94.45
91.26
83.41
92.58
86.45
87.90
* Within the country.
164
44827
42681
45291
254047
Oriental
National
United
PUBLIC-TOTAL
165
2004
3075
5035
11287
1949
1401
967
2244
218
632
(94)
(151)
(22)
TATA AIG
Reliance
IFFCO TOKIO
ICICI Lombard
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
295487
89
(267)
(40)
(37)
–
–
–
37316
301
1263
75
234
(74)
–
–
36629
235404
88
332
256241
2032
1597
6049
4684
10104
4151
4074
8993
2064
2011
198088
219612
11588
40861
41045
11847
29442
35335
1495
31493
36473
1293
96292
2008-09
106758
2009-10
Note: Figure in bracket indicates negative values.
GRAND TOTAL
41440
11314
Bajaj Allianz
PRIVATE-TOTAL
1581
Royal Sundaram
PRIVATE
121247
2010-11
New India
PUBLIC
INSURER
242417
40371
–
–
–
–
–
(43)
1662
2144
3845
10865
(148)
3266
161
6364
65428
202046
43456
29117
32442
97031
2007-08
236025
31985
–
–
–
–
–
–
–
157
3180
6982
5481
2394
1489
9382
2920
204040
41867
33836
34153
94184
2006-07
215715
25226
–
–
–
–
–
–
–
144
2317
3567
5240
955
1095
9116
2792
190489
38947
35332
33134
83076
2005-06
NET EARNED PREMIUM (` Lakh)
218425
21416
–
–
–
–
–
–
–
208
1576
4272
3428
1843
804
6892
2393
197009
43395
36122
34392
83100
2004-05
TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE
201447
15691
–
–
–
–
–
–
–
10
737
3802
3178
1338
1025
3888
1713
185756
41702
34396
32989
76669
2003-04
200521
7774
–
–
–
–
–
–
–
–
45
1633
1686
675
643
1786
1306
192747
42532
35206
32839
82170
2002-03
201033
1139
–
–
–
–
–
–
–
–
–
130
207
76
49
344
333
199894
48028
36760
39222
75884
2001-02
166
1215
522
549
879
63
906
1
–
–
26663
204764
1217
1370
838
1037
31
714
7
84
14
31147
254358
4383
4853
6581
3172
1761
11221
1022
1315
178101
223211
6877
19807
31138
6195
20288
24176
494
31128
40670
490
106878
2009-10
127227
2010-11
GRAND TOTAL
PRIVATE-TOTAL
L&T General
SBI General
Raheja QBE
Bharti AXA
Shriram
Universal Sompo
Future Generali
HDFC Ergo
Cholamandalam
ICICI Lombard
IFFCO TOKIO
Reliance
TATA AIG
Bajaj Allianz
Royal Sundaram
PRIVATE
PUBLIC-TOTAL
United
National
Oriental
New India
PUBLIC
INSURER
178301
28033
–
–
–
10
4
39
172
19
1609
9698
4414
2889
1166
7263
763
150268
29593
23761
36245
60668
2008-09
166510
20465
–
–
–
–
–
–
3
34
1172
5794
4226
2674
657
4976
929
146045
30400
24447
31038
60160
2007-08
138126
14050
–
–
–
–
–
–
–
118
894
2474
2592
1786
635
5009
542
124076
31486
20645
15939
56006
2006-07
139277
13299
–
–
–
–
–
–
–
252
1357
1701
1195
1299
797
5769
929
125978
18079
24658
23090
60151
2005-06
CLAIMS INCURRED (NET) (` Lakh)
86365
8121
–
–
–
–
–
–
–
52
756
1445
1245
785
321
2546
971
78244
15246
14411
15885
32702
2004-05
61106
4265
–
–
–
–
–
–
–
10
183
936
1183
672
271
606
404
56841
11082
9009
10616
26134
2003-04
TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)
94317
1673
–
–
–
–
–
–
–
–
–
151
293
544
122
276
287
92644
20029
13326
12552
46737
2002-03
93521
266
–
–
–
–
–
–
–
–
12
36
29
23
103
63
93255
17578
19236
19258
37183
2001-02
167
76.05
157.05
182.34
69.6
84.3
387.66
(1.49)
–
–
72.79
79.91
62.42
97.83
86.69
46.20
14.37
112.87
(7.00)
(56)
(60)
75.16
86.08
93.57
96.39
73.18
77.86
57.26
99.41
50.83
65.61
81.10
87.86
58.05
48.26
68.75
54.76
57.42
56.64
38.18
85.35
90.73
31.01
100.11
2009-10
104.93
2010-11
GRAND TOTAL
PRIVATE-TOTAL
L&T General
SBI General
Raheja QBE
Bharti AXA
Shriram
Universal Sompo
Future Generali
HDFC Ergo
Cholamandalam
ICICI Lombard
IFFCO TOKIO
Reliance
TATA AIG
Bajaj Allianz
Royal Sundaram
PRIVATE
PUBLIC-TOTAL
United
National
Oriental
New India
PUBLIC
INSURER
75.74
74.97
–
–
–
(26)
(9)
(15)
193
21.29
79.17
95.98
72.97
69.60
56.49
62.68
51.05
75.86
72.42
80.71
115.09
63.00
2008-09
68.69
50.69
–
–
–
–
–
(0)
0
1.57
30.47
53.33
-2860.54
81.88
406.84
78.19
7.58
72.28
69.96
83.96
95.67
62.00
2007-08
58.52
43.92
–
–
–
–
–
–
–
74.85
28.10
35.43
47.29
74.62
42.62
53.39
18.54
60.81
75.21
61.01
46.67
59.46
2006-07
64.57
52.72
–
–
–
–
–
–
–
175.47
58.54
47.70
22.80
136.05
72.81
63.29
33.26
66.13
46.42
69.79
69.69
72.40
2005-06
INCURRED CLAIMS RATIO (Per cent)
39.54
37.91
–
–
–
–
–
–
–
24.98
47.99
33.81
36.30
42.58
39.89
36.95
40.56
39.72
35.13
39.90
46.19
39.35
2004-05
30.33
27.18
–
–
–
–
–
–
–
104.99
24.79
24.61
37.23
50.22
26.45
15.58
23.61
30.60
26.57
26.19
32.18
34.09
2003-04
TABLE 48: INCURRED CLAIMS RATIO-FIRE INSURANCE (Contd.)
47.04
22.00
–
–
–
–
–
–
–
0.00
0.00
9.00
17.00
81.00
19.00
15.00
22.00
48.07
47.10
37.80
38.22
56.90
2002-03
46.52
23.35
–
–
–
–
–
–
–
–
–
9
17
38
47
30
19
46.65
36.6
52.3
49.1
49
2001-02
22697
14234
24521
84351
Oriental
National
United
PUBLIC-TOTAL
168
9193
1256
3882
4248
1223
777
525
81
90
334
(26)
(18)
(24)
TATA AIG
Reliance
IFFCO TOKIO
ICICI Lombard
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
112765
107
(22)
(5)
(28)
–
–
–
21880
251
13
2
145
(5)
–
–
23777
94583
192
301
100672
1145
1216
4460
3969
2728
1511
1800
3228
5563
6169
72703
76895
5476
18623
21170
5643
12403
13022
754
18500
18937
1045
23177
2008-09
23766
2009-10
Note: Figure in bracket indicates negative values
GRAND TOTAL
28414
5728
Bajaj Allianz
PRIVATE-TOTAL
1144
Royal Sundaram
PRIVATE
22899
2010-11
New India
PUBLIC
INSURER
76565
17015
–
–
–
–
–
0
4426
453
1094
1830
(15)
981
142
4207
3897
59550
12937
10817
16939
18857
2007-08
65429
12281
–
–
–
–
–
–
–
96
709
1224
3035
621
3099
2674
823
53148
10531
10235
15944
16438
2006-07
63756
10727
–
–
–
–
–
–
–
75
629
796
2645
394
2582
2359
1247
53029
10367
10314
15910
16438
2005-06
61719
9380
–
–
–
–
–
–
–
29
459
1663
1585
460
2093
2136
955
52339
11126
12318
12035
16860
2004-05
58749
6446
–
–
–
–
–
–
–
1
302
1056
1414
202
1668
1081
722
52303
11467
11535
12004
17297
2003-04
TABLE 48: INCURRED CLAIMS RATIO-MARINE INSURANCE (Contd.)
64213
3687
–
–
–
–
–
–
–
–
9
347
852
159
1318
341
661
60526
13587
14488
12408
20043
2002-03
61643
781
–
–
–
–
–
–
–
–
–
0.3
153
27
417
61
123
60862
12661
13281
13911
21009
2001-02
19612
11266
21712
78355
Oriental
National
United
PUBLIC-TOTAL
169
7677
791
3841
4722
739
633
520
189
TATA AIG
Reliance
IFFCO TOKIO
ICICI Lombard
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
78601
20543
–
–
1
178
1
88
301
465
993
2668
4085
1781
4724
4577
682
58058
21852
4752
12379
19075
2009-10
101687
6
L&T General
GRAND TOTAL
0
SBI General
23332
3
Raheja QBE
PRIVATE-TOTAL
241
Bharti AXA
8
3231
Bajaj Allianz
Shriram
731
Royal Sundaram
PRIVATE
25764
2010-11
New India
PUBLIC
INSURER
97358
23890
–
–
–
3
5
132
108
788
5502
4448
1849
5320
5098
638
73468
15071
13460
17226
27711
2008-09
66302
17068
–
–
–
–
–
–
4
132
978
3220
4301
1288
3612
3166
367
49234
12397
10006
11007
15824
2007-08
56609
13824
–
–
–
–
–
–
–
75
892
1156
4222
581
2552
3727
619
42785
10886
10085
15584
6230
2006-07
47438
11554
–
–
–
–
–
–
–
37
602
2019
2452
766
2156
2480
1041
35884
7268
8560
8531
11525
2005-06
41113
8238
–
–
–
–
–
–
–
8
340
2107
1797
250
1301
1890
545
32875
7822
7244
7959
9850
2004-05
36536
5278
–
–
–
–
–
–
–
1
138
1275
1175
133
1194
922
440
31258
7170
9145
6749
8194
2003-04
43085
2431
– –
–
–
–
–
–
–
–
–
190
451
140
1101
146
403
40654
9970
10563
8431
11690
2002-03
36804
268
–
–
–
–
–
–
–
–
0.1
36
44
122
17
49
36536
8166
7809
7428
13133
2001-02
86.41
79.15
88.55
92.89
Oriental
National
United
PUBLIC-TOTAL
170
90.18
GRAND TOTAL
78.08
86.40
–
–
(10.32)
122.52
78.95
673.85
119.88
154.59
81.65
82.64
102.93
98.95
76.57
81.11
65.28
75.50
103.22
36.49
65.37
80.26
2009-10
82.12
PRIVATE-TOTAL
(26)
233.56
Universal Sompo
L&T General
99.10
Future Generali
(1)
81.41
HDFC Ergo
SBI General
60.41
Cholamandalam
(13)
111.17
ICICI Lombard
Raheja QBE
98.93
IFFCO TOKIO
72.27
62.94
Reliance
Bharti AXA
83.51
TATA AIG
8.79
56.40
Bajaj Allianz
Shriram
63.89
Royal Sundaram
PRIVATE
112.51
2010-11
New India
PUBLIC
INSURER
102.93
109.02
–
–
–
(10)
–
(24)
123
56.47
68.83
201.69
99.75
122.4
95.63
93.1
84.69
101.05
80.93
108.52
93.11
119.56
2008-09
86.60
100.32
–
–
–
–
–
–
0
29.23
89.46
175.93
(27822)
131.27
2546.24
75.26
9.41
82.68
95.83
92.50
64.98
83.91
2007-08
86.52
112.57
–
–
–
–
–
–
–
78.44
125.78
94.46
139.13
93.63
82.35
139.37
75.14
80.50
103.36
98.53
97.75
37.90
2006-07
74.41
107.71
–
–
–
–
–
–
–
49.54
95.67
253.54
92.70
194.67
83.51
105.15
83.49
67.67
70.10
83.00
53.62
70.11
2005-06
66.61
87.82
–
–
–
–
–
–
–
28.17
73.95
126.69
113.36
54.42
62.17
88.48
57.05
62.81
70.31
58.81
66.13
58.42
2004-05
62.19
81.89
–
–
–
–
–
–
–
73.04
45.86
120.67
83.07
65.97
71.60
85.28
61.00
59.77
62.53
79.28
56.23
47.34
2003-04
67.10
65.93
–
–
–
–
–
–
–
–
0.00
55.00
53.00
88.00
84.00
43.00
61.00
67.17
73.38
72.91
67.95
58.32
2002-03
59.70
34.31
–
–
–
–
–
–
–
–
–
33
24
163
29
28
40
59.94
64.5
58.8
53.4
62.5
2001-02
155012
227277
175542
789024
Oriental
National
United
PUBLIC-TOTAL
171
43502
35225
23053
12245
32552
25609
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
1137237
492606
–
–
–
(170)
1839
33
3613
12819
25128
97462
52382
99023
28172
129582
42723
644631
124757
185183
132452
202240
2008-09
1527063 1275830
GRAND TOTAL
572755
738039
–
–
(57)
6131
13428
2790
13527
20205
32489
111243
61245
105072
27442
125527
53713
703075
148316
196753
140706
217301
2009-10
975165
370154
–
–
–
–
–
0
24809
29749
71660
87333
2
14073
12017
37945
92566
605011
106080
167841
137012
194078
2007-08
PRIVATE-TOTAL
91
143004
ICICI Lombard
L&T General
78403
IFFCO TOKIO
(78)
99436
Reliance
SBI General
34086
TATA AIG
10
147636
Bajaj Allianz
Raheja QBE
63264
Royal Sundaram
PRIVATE
231193
2010-11
New India
PUBLIC
INSURER
691523
168
178
49
23061
25396
9695
19775
35756
37314
149367
68805
101467
34629
131245
54618
876628
191646
259953
163732
261297
2010-11
460633
–
–
14
5175
9497
2244
11522
17408
21535
102816
45428
83414
21407
97630
42544
617574
126182
170140
126844
194409
2009-10
372749
–
–
–
223
1191
138
3158
10429
17045
81946
40296
71889
19659
93515
33260
637527
92854
198563
141045
205064
2008-09
793750 1568151 1078207 1010276
214476
–
–
–
–
–
–
–
11830
5195
55105
34613
14918
22888
49254
20673
579274
94441
153428
132846
198559
2006-07
900127
266316
–
–
–
–
–
–
–
8491
9353
66505
28976
53013
15305
61817
22856
633811
116943
170449
136423
209996
2007-08
672242
137870
–
–
–
–
–
–
–
6995
3883
33463
22395
9149
13695
33010
15280
534372
90049
133293
130377
180653
2006-07
102.69
93.7
184
(229)
510
90.05
78.02
79.17
85.78
101.51
85.77
104.45
87.76
102.04
101.59
88.90
86.33
111.10
109.17
114.38
105.63
113.02
2010-11
84.51
80.42
–
–
(24.98)
84.41
70.73
80.42
85.18
86.16
66.28
92.42
74.17
79.39
78.01
77.78
79.21
87.84
85.08
86.47
90.15
89.47
2009-10
376.71
127.36
162.91
24.69
104.76
110.24
101.55
99.57
108.20
2007-08
88.84
75.64
–
–
–
(131)
64.76
415.14
87.39
81.35
67.83
84.08
92.31
71.95
–
–
–
–
–
–
–
28.54
13.05
76.15
76.93 1583383
72.6
69.78
72.17
77.85
98.90
74.43
107.23
106.49
101.40
2008-09
84.69
64.28
–
–
–
–
–
–
–
59.13
74.75
60.73
64.70
61.33
59.83
67.02
73.91
92.25
95.35
86.88
98.14
90.98
2006-07
TABLE 48: INCURRED CLAIMS RATIO-MOTOR INSURANCE (Contd.)
172
6531
22176
12350
75166
6196
16401
3879
1056
0
1504
0
–
–
181542
575340
9270
20696
14638
99415
10806
15474
6518
1912
0
3847
0
1
16
228103
773828
393798
545725
25854
97202
133453
29199
88927
133115
10429
80769
117915
16313
126900
2009-10
161242
2010-11
32981
35756
32371
30612
96008
–
–
–
–
–
0
3708
8305
13617
40662
25
2967
1692
7223
17808
58751
–
–
–
–
–
–
–
500
884
30593
4656
3017
2974
10639
5487
217569 131720
48146
46806
40605
82012
2007-08 2006-07
469371 313577.26 190471
159884
–
–
–
18
–
44
1735
3635
5518
68475
11055
27692
8792
23121
9799
309487
70011
67999
54577
116900
2008-09
GRAND TOTAL
PRIVATE-TOTAL
L&T General
SBI General
Raheja QBE
Bharti AXA
Shriram
Universal Sompo
Future Generali
HDFC Ergo
Cholamandalam
ICICI Lombard
IFFCO TOKIO
Reliance
TATA AIG
Bajaj Allianz
Royal Sundaram
PRIVATE
PUBLIC-TOTAL
United
National
Oriental
New India
PUBLIC
INSURER
774415
194233
21
1
–
2810
0
2243
5710
11057
7375
91871
15065
25591
4923
19172
8395
580182
153287
140465
121096
165335
2010-11
639404
167422
–
–
–
1536
0
1445
4033
19362
7277
67693
13499
25687
3859
17931
5099
471982
127884
96511
104119
143468
2009-10
497281
136411
–
–
–
17
–
24
2448
3654
6014
58939
13512
25406
4107
18039
4269
360870
84901
75664
74746
125559
2008-09
335494
91029
–
–
–
–
–
–
–
2411
2761
40170
8750
15269
2778
15171
3719
244465
65170
55238
50256
73801
2007-08
268599
60761
–
–
–
–
–
–
–
436
703
36313
7119
3410
100.08
85.15
2
1
0
73.05
0.00
117.34
87.60
71.45
68.25
92.41
102.91
123.65
53.11
65.66
8367
1835
51.46
106.31
114.86
105.52
102.7
102.54
2010-11
2578
207838
52787
47010
42895
65146
2006-07
111.13
92.22
–
–
–
102.1
–
136.86
103.99
118.05
117.45
90.06
109.3
115.83
59.1
69.36
48.89
119.85
131.56
108.53
128.91
113.06
2009-10
514.58
164.18
210.03
20.88
112.36
135.36
118.01
123.77
89.88
2007-08
105.95
85.33
–
–
–
94
–
53.56
141.12
100.5
108.99
86.07
106.99
94.81
–
–
–
–
–
–
–
29.03
20.27
98.79
122.23 35128.38
91.74
46.71
78.02
43.57
116.60
121.27
111.27
136.96
107.41
2008-09
141.02
103.42
–
–
–
–
–
–
–
87.1
79.51
118.7
152.89
113.01
61.69
78.64
46.99
157.79
160.05
131.47
132.51
212.81
2006-07
TABLE 48: INCURRED CLAIMS RATIO-HEALTH INSURANCE (Contd.)
91038
59088
85956
346833
Oriental
National
United
PUBLIC-TOTAL
173
18116
4917
11552
27663
5257
7759
1849
2793
143
1148
(65)
(7)
(33)
TATA AIG
Reliance
IFFCO TOKIO
ICICI Lombard
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
454331
137
124
(79)
(60)
–
–
–
79055
790
2402
100
351
(195)
–
–
89749
347898
1213
2766
391935
4714
4730
9347
9974
18597
6509
6803
20651
14156
16820
268843
302186
19360
65658
76086
19549
47206
47542
5035
69659
82197
5006
86320
2008-09
96361
2009-10
GRAND TOTAL
107498
21088
Bajaj Allianz
PRIVATE-TOTAL
5317
Royal Sundaram
PRIVATE
110751
2010-11
New India
PUBLIC
INSURER
321023
64371
–
–
–
–
–
0
10779
3933
5788
16028
8
3599
993
8228
15017
256652
59590
47272
60626
89164
2007-08
318976
50489
–
–
–
–
–
–
–
1445
2760
12761
6975
3476
7714
11904
3454
268487
57504
43501
53763
113719
2006-07
1179950
248273
–
–
–
–
–
–
–
14147
6909
69024
39945
4206
29999
58394
25649
931677
173270
222653
201002
334752
2005-06
1009853
147405
–
–
–
–
–
–
–
13189
6912
26153
18462
3893
23081
38901
16814
862448
162745
234777
175375
289551
2004-05
879212
84470
–
–
–
–
–
–
–
8856
3795
8123
8742
1915
16171
23672
13196
794742
161968
204934
158311
269529
2003-04
TABLE 48: INCURRED CLAIMS RATIO-MISCELLANEOUS (Contd.)
602087
38607
–
–
–
–
–
–
–
652
394
4452
4465
1093
10707
15949
895
563480
153122
16334
144595
249429
2002-03
630146
16410
–
–
–
–
–
–
–
–
–
966
952
132
3141
8001
3218
613736
143818
131271
128717
209930
2001-02
174
3414
1830
511
1094
38
826
30
–
–
50989
221997
1935
4414
1059
1052
73
769
124
301
36
53496
255034
5872
6483
10504
4514
3528
15884
8626
5767
171008
201538
11641
37200
40781
10284
32846
26467
2089
51548
61426
1787
49415
2009-10
72864
2010-11
GRAND TOTAL
PRIVATE-TOTAL
L&T General
SBI General
Raheja QBE
Bharti AXA
Shriram
Universal Sompo
Future Generali
HDFC Ergo
Cholamandalam
ICICI Lombard
IFFCO TOKIO
Reliance
TATA AIG
Bajaj Allianz
Royal Sundaram
PRIVATE
PUBLIC-TOTAL
United
National
Oriental
New India
PUBLIC
INSURER
188455
46809
–
–
–
36
5
35
144
280
2123
12368
6832
5332
5314
12076
2305
141646
29086
27919
36457
48184
2008-09
168603
29676
–
–
–
–
–
–
50
409
1302
7143
4221
2824
2344
9439
1944
138927
25718
23743
31499
57967
2007-08
168592
23786
–
–
–
–
–
–
–
379
705
7979
3531
2392
1994
5451
1355
144806
28998
28390
31091
56327
2006-07
1025095
129971
–
–
–
–
–
–
–
7684
4935
35205
20761
1379
13061
32750
14196
895124
178930
249815
174854
291525
2005-06
871237
74816
–
–
–
–
–
–
–
7853
4376
11925
8881
2801
10928
18197
9855
796421
176785
204696
166994
247946
2004-05
782024
44794
–
–
–
–
–
–
–
3092
1768
4795
4928
1569
6993
13533
8116
737230
165965
192836
141399
237030
2003-04
656971
21155
–
–
–
–
–
–
–
90
62
1435
2106
1917
4783
10245
517
635816
160545
138077
125671
211523
2002-03
662620
3687
–
–
–
–
–
–
–
–
–
166
355
87
875
1153
1051
658933
152303
145448
156080
205102
2001-02
175
72.18
66.15
64.63
45.52
37.62
235.29
(15.13)
–
–
56.81
56.64
36.80
56.89
57.27
37.67
50.88
67.02
(191)
(4317)
(109)
49.76
56.13
58.87
56.12
50.87
66.37
71.75
57.42
51.28
31.83
56.59
58.11
59.55
48.89
47.44
48.77
69.09
44.79
41.72
62.71
67.47
33.61
51.28
2009-10
65.79
2010-11
GRAND TOTAL
PRIVATE-TOTAL
L&T General
SBI General
Raheja QBE
Bharti AXA
Shriram
Universal Sompo
Future Generali
HDFC Ergo
Cholamandalam
ICICI Lombard
IFFCO TOKIO
Reliance
TATA AIG
Bajaj Allianz
Royal Sundaram
PRIVATE
PUBLIC-TOTAL
United
National
Oriental
New India
PUBLIC
INSURER
54.17
59.11
–
–
–
(60)
(7)
27.98
105.26
23.08
45.03
66.51
73.09
81.92
37.54
62.38
45.77
52.69
44.30
59.14
52.34
55.82
2008-09
52.52
46.10
–
–
–
–
–
–
0.47
10.41
22.49
44.57
54461.42
78.47
236.07
114.72
12.95
54.13
43.16
50.23
51.96
65.01
2007-08
52.85
47.11
–
–
–
–
–
–
–
26.26
25.56
62.52
50.62
68.82
25.85
45.79
39.23
53.93
50.43
65.26
57.83
49.53
2006-07
86.88
52.35
–
–
–
–
–
–
–
54.32
71.42
51.00
51.97
32.78
43.54
56.08
55.35
96.08
103.27
112.20
86.99
87.09
2005-06
86.27
50.76
–
–
–
–
–
–
–
59.54
63.31
45.60
48.10
71.95
47.35
46.78
58.61
92.34
108.63
87.19
95.22
85.63
2004-05
88.95
53.03
–
–
–
–
–
–
–
34.91
46.59
59.03
56.37
81.93
43.24
57.17
61.50
92.76
102.47
94.10
89.32
87.94
2003-04
109.12
54.79
–
–
–
–
–
–
–
13.00
16.00
58.00
47.00
113.00
45.00
64.00
58.00
112.80
104.80
84.50
86.90
84.80
2002-03
105.15
22.46
–
–
–
–
–
–
–
–
–
17.00
37.00
66.00
28.00
14.00
33.00
107.36
105.90
95.1
121.30
97.70
2001-02
431490
476395
464763
2019980
Oriental
National
United
PUBLIC-TOTAL
176
72669
129380
113510
285616
62737
60636
32912
19275
33003
31570
(175)
(253)
28
TATA AIG
Reliance
IFFCO TOKIO
ICICI Lombard
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
3163473
5682
(87)
1715
(278)
–
–
–
790741
18748
7524
13605
8364
(331)
–
–
904453
2284493
17947
40006
2600020
38536
46229
83293
92222
197365
138886
139925
219282
58748
58973
1493752
1695567
189127
319910
383819
188420
342232
381579
59806
306680
359083
71486
524930
2008-09
571086
2009-10
GRAND TOTAL
1143493
214965
Bajaj Allianz
PRIVATE-TOTAL
87619
Royal Sundaram
PRIVATE
647332
2010-11
New India
PUBLIC
INSURER
1928747
587919
–
–
–
–
–
(43)
(129)
15005
24886
156718
63967
96003
45385
141544
44583
1340828
270209
301853
287623
481143
2007-08
1604653
367984
–
–
–
–
–
–
–
14029
12728
106665
54760
24426
38165
83853
33358
1236669
237324
276757
269077
453511
2006-07
1371008
227575
–
–
–
–
–
–
–
13835
8840
52768
34598
5397
28556
58637
24944
1143433
219433
276317
235584
412099
2005-06
1289996
178201
–
–
–
–
–
–
–
13425
8947
32089
23476
6196
25977
47929
20162
1111795
217266
283217
221802
389510
2004-05
TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Contd.)
1139406
106607
–
–
–
–
–
–
8867
4833
12982
13334
3455
18864
28641
15631
1032799
215136
250865
203303
363495
2003-04
1019947
56134
–
–
–
–
–
–
–
652
448
4452
7003
1927
12668
18067
10917
963813
209241
213088
189842
351642
2002-03
902689
28197
–
–
–
–
–
–
–
–
–
10963
1312
235
3607
8406
3674
874492
204507
181312
181850
306823
2001-02
177
34434
39586
16915
5749
9500
8619
45
–
–
730725
2227448
48578
53230
27902
14216
25508
27596
183
564
245
993731
2953645
73267
99046
194838
118569
133138
273064
39637
54311
1496723
1959914
138657
332924
438564
170127
324536
462328
50907
326018
406536
66022
513245
2009-10
652487
2010-11
GRAND TOTAL
PRIVATE-TOTAL
L&T General
SBI General
Raheja QBE
Bharti AXA
Shriram
Universal Sompo
Future Generali
HDFC Ergo
Cholamandalam
ICICI Lombard
IFFCO TOKIO
Reliance
TATA AIG
Bajaj Allianz
Royal Sundaram
PRIVATE
PUBLIC-TOTAL
United
National
Oriental
New India
PUBLIC
INSURER
1970257
606478
–
–
–
289
1200
241
6054
14489
27578
168454
69502
107366
35567
135992
41235
1363779
251505
339367
305719
467187
2008-09
1637112
424631
–
–
–
–
–
–
58
11477
15565
122832
50474
75068
24771
94570
29815
1212481
250628
283884
260222
417748
2007-08
1304164
250289
–
–
–
–
–
–
–
8003
7077
81384
39859
17318
20711
55563
20374
1053875
214206
239422
235886
364361
2006-07
1211807
154822
–
–
–
–
–
–
–
7973
6893
38925
24407
3444
16015
40999
16166
1056985
204277
283033
206474
363201
2005-06
998786
91246
–
–
–
–
–
–
–
7913
5472
15476
11923
3836
12623
22633
11370
907540
199853
226351
190838
290498
2004-05
TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Contd.)
879666
54336
–
–
–
–
–
3103
2089
7005
7285
2374
8458
15061
8961
825330
184217
210990
158765
271358
2003-04
798339
29225
–
–
–
–
–
–
–
87
62
1776
2850
1917
6006
10667
5860
769114
190544
161966
146654
269950
2002-03
794548
5824
–
–
–
–
–
–
–
–
–
1781
427
160
1020
1273
1163
788724
178047
172493
182766
255418
2001-02
94.22
97.05
94.36
97.03
Oriental
National
United
PUBLIC-TOTAL
178
87.26
95.61
77.43
87.79
84.78
73.75
77.29
87.41
(104)
(223)
869
IFFCO TOKIO
ICICI Lombard
Cholamandalam
HDFC Ergo
Future Generali
Universal Sompo
Shriram
Bharti AXA
Raheja QBE
SBI General
L&T General
85.67
80.79
–
–
(14)
103.05
69.83
76.41
90.23
98.95
74.49
88.85
79.45
84.74
67.21
73.59
71.21
88.27
86.74
85.05
90.79
89.87
2009-10
93.37
102.90
Reliance
GRAND TOTAL
74.74
TATA AIG
86.90
79.14
Bajaj Allianz
PRIVATE-TOTAL
75.35
Royal Sundaram
PRIVATE
100.80
2010-11
New India
PUBLIC
INSURER
86.24
76.84
–
–
–
(104)
70.00
(277)
107.00
80.73
71.56
85.35
83.44
77.30
60.54
71.90
68.95
91.30
78.62
99.16
99.69
89.00
2008-09
84.88
72.23
–
–
–
–
(0.25)
(44.84)
76.49
62.55
78.38
78.91
78.19
54.58
66.81
66.88
90.43
92.75
94.05
90.47
86.82
2007-08
81.27
68.02
–
–
–
–
–
–
–
57.05
55.60
76.30
72.79
70.90
54.27
66.26
61.08
85.22
90.26
86.51
87.66
80.34
2006-07
88.39
68.03
–
–
–
–
–
–
–
57.63
77.98
73.77
70.54
63.80
56.08
69.92
64.81
92.44
93.09
102.43
87.64
88.13
2005-06
77.43
51.16
–
–
–
–
–
–
–
58.94
61.16
48.23
50.79
61.91
48.59
47.22
56.39
81.63
91.99
79.92
86.04
74.58
2004-05
TABLE 48: INCURRED CLAIMS RATIO-TOTAL (Concld.)
77.20
50.97
–
–
–
–
34.99
43.22
53.96
54.63
68.71
44.84
52.59
57.33
79.91
85.63
84.10
78.09
74.65
2003-04
78.27
52.06
–
–
–
–
–
–
–
13.34
13.84
39.89
40.70
99.48
47.41
59.04
53.68
79.80
91.06
76.01
77.25
76.77
2002-03
88.02
23.03
–
–
–
–
–
–
–
–
–
16.24
32.55
68.09
28.28
15.14
31.65
90.19
87.06
95.14
100.50
83.25
2001-02
179
_
2.77
1201.15
1699.61
Private Sector
Industry Total
_
642.21
646.84
Star Health
Apollo Munich
Max Bupa
_
_
Raheja QBE
1564.50
1163.85
_
0.83
_
_
SBI General
3.95
_
7.97
Bharti AXA
Shriram
_
_
Universal Sompo
_
12.69
11.49
_
43.77
63.74
_
379.71
3.29
58.34
_
19.08
Future Generali
HDFC Ergo
Cholamandalam
_
381.54
ICICI Lombard
Bajaj Allianz
46.60
10.68
IFFCO-Tokio
TATA AIG
–
29.52
Royal Sundaram
400.65
184.54
157.46
498.46
United
Public Sector
76.15
118.30
28.84
111.12
Oriental
164.38
58.32
Reliance
Others Group
Individual
Government Schemes
Others Group
2009-10
Individual
92
97
_
30
99
_
_
50
_
_
_
110
69
_
100
31
125
_
65
80
117
64
49
68.0
4021.14
1067.24
0.02
59.64
23.23
_
_
26.79
_
11.06
51.06
92.30
29.92
118.90
420.01
_
79.72
120.47
34.14
2953.90
763.43
735.26
813.00
642.21
4303.32
1004.55
0.01
55.42
14.06
_
_
22.33
_
11.34
47.76
81.48
25.50
106.22
391.40
_
76.22
148.37
24.43
3298.78
893.21
741.92
886.00
777.65
107
94
72
93
61
_
_
83
_
103
94
88
85
89
93
_
96
123
72
112
117
101
109
121
3062.86
893.55
8.05
76.16
161.32
_
_
3.71
_
8.06
_
44.31
14.35
173.09
195.33
33.62
17.94
58.13
99.47
2169.31
413.64
442.92
740.68
572.07
2678.36
521.33
4.05
33.18
101.87
_
_
1.83
_
10.34
_
13.24
3.19
85.50
111.63
7.40
15.03
93.62
40.45
2157.04
455.12
414.57
738.16
549.19
87
58
50
44
63
_
_
49
_
128
_
30
22
49
57
22
84
161
41
99
110
94
100
96
1077.18
886.51
_
0.30
526.91
_
_
5.29
_
_
_
26.11
16.66
_
268.54
1.47
30.44
2.12
8.67
190.67
60.95
43.37
46.08
40.27
962.02
797.00
_
0.04
475.62
_
_
1.53
_
_
_
14.02
15.31
_
262.41
0.04
20.85
1.67
5.51
165.02
62.78
33.49
42.98
25.77
89
90
_
12
90.27
_
_
28.96
_
_
_
54
92
_
98
3
68
79
64
87
103
77
93
64
2883.05
830.97
_
40.36
6.27
_
_
9.02
_
8.57
31.32
125.68
11.70
85.93
285.18
_
76.93
122.83
27.18
2052.08
603.16
507.92
560.00
381.00
3764.16
922.79
_
46.81
9.57
_
_
9.47
_
9.59
36.15
175.93
15.17
83.81
286.26
_
100.35
142.49
7.19
2841.37
849.65
725.64
776.00
490.08
131
111
_
116
152.63
_
_
105
112
115
140
130
98
100
_
130
116
26
138
141
143
139
129
2391.59
602.47
0.00
22.07
77.25
_
_
0.72
_
3.65
_
6.83
4.44
172.61
200.00
27.00
14.29
72.88
0.74
1789.12
307.91
350.31
662.92
467.98
2131.13
383.10
0.00
10.15
47.26
_
_
4.36
_
5.53
_
1.35
3.63
95.50
93.82
7.88
12.42
100.88
0.32
1748.03
366.41
316.34
616.02
449.26
89
64
58
46
61
_
_
607
_
151
_
20
82
55
47
29
87
138
43
98
119
90
93
96
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Net
Claims Incurred
Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims Earned Incurred Claims
Premium (Net)
Ratio Premium (Net)
Ratio Premium
(Net)
Ratio Premium (Net)
Ratio Premium (Net)
Ratio Premium (Net)
Ratio
Government Schemes
New India
National
Insurer
2010-11
(Claims incurred ratio is in per cent) (Amount in ` Lakh)
TABLE 49: HEALTH INSURANCE: DETAILS OF CLAIMS PAID AND INCURRED CLAIMS RATIO
180
(51)
7489
Income Tax Deducted at Source and Provision for Tax
Net Profit after Tax
Note: Figures in bracket represents negative value.
7540
(18381)
Other Income Less other Outgo
Profit Before Tax
182142
62576
11.61%
Increase in Reserve for Unexpired Risk
Gross Investment Income
170289
31.60%
Commission, Expenses of Management
(156222)
-32.79%
462328
85.78%
Claims incurred (Net)
Underwriting Profit / Loss
538971
2010-11
Net Premium
Particulars
22486
(4373)
26859
(20010)
134845
(87976)
-23.06%
16187
4.07%
145019
36.46%
324536
81.59%
397765
2009-10
(14921)
(1567)
(13354)
(3731)
103962
(113585)
-33.19%
23127
6.33%
116454
31.87%
339367
92.88%
365363
2008-09
16343
863
17206
(8696)
118092
(92190)
-30.54%
16945
5.32%
110159
34.55%
283884
89.05%
318798
2007-08
42128
3455
45583
(5280)
105480
(54617)
-19.73%
8780
3.07%
91952
32.20%
239422
83.85%
285536
2006-07
(10625)
4661
(5964)
2092
100976
(109032)
-41.89%
(8017)
-2.99%
102316
38.14%
283033
105.49%
268300
2005-06
NATIONAL
13113
1009
14122
(690)
68517
(53705)
-18.96%
16802
5.93%
93769
33.11%
226350
79.92%
283216
2004-05
7122
178
7300
(6285)
66268
(52683)
-21.00%
12084
4.82%
80474
32.08%
210990
84.10%
250865
2003-04
13492
451
13943
(4489)
48587
(30155)
-14.15%
16492
7.74%
64785
30.40%
161966
76.01%
213088
2002-03
TABLE 50: UNDERWRITING EXPERIENCE AND PROFITS: PUBLIC SECTOR
NON-LIFE INSURERS
(9045)
(350)
(9395)
(7121)
43978
(46252)
-25.51%
(387)
-0.21%
55458
30.59%
172493
95.14%
181312
2001-02
10259
830
11089
(4451)
40329
(24789)
-13.74%
9984
5.53%
49097
27.21%
146163
81.00%
180455
2000-01
(` Lakh)
181
(1019)
(42156)
(11943)
(41137)
Profit Before Tax
235151
71891
10.00%
259190
36.04%
(264344)
-40.84%
652487
90.72%
719223
2010-11
Net Premium
Particulars
40467
4540
35927
(6249)
214082
(171905)
-30.10%
29180
4.86%
229743
38.27%
513245
85.50%
600263
2009-10
22415
(7308)
29723
5876
167686
(143840)
-27.40%
25101
4.56%
201583
36.65%
467187
84.94%
550031
2008-09
140113
12033
152146
1966
234619
(84439)
-17.55%
10285
2.09%
147834
30.08%
417748
85.01%
491428
2007-08
145995
15398
161393
1084
225507
(65198)
-14.38%
21666
4.56%
154348
32.48%
364361
76.68%
475177
2006-07
71638
13919
85557
(3318)
208294
(119419)
-28.98%
22166
5.10%
168317
38.76%
363201
83.64%
434265
2005-06
NEW INDIA
40223
39565
79788
(1040)
149253
(68425)
-17.57%
12794
4.31%
154644
39.70%
290498
74.58%
389511
2004-05
59022
5768
64790
7021
126679
(68910)
-18.96%
4549
1.25%
156498
43.05%
271358
74.65%
363495
2003-04
25582
5701
31283
(524)
88106
(56299)
-16.01%
21925
6.24%
116064
33.01%
269951
76.77%
351641
2002-03
NON-LIFE INSURERS (Contd.)
14098
6620
20718
(9606)
85716
(55392)
-19.30%
20935
6.80%
85762
29.20%
255518
83.30%
306823
2001-02
22366
6500
28866
(5394)
79585
(45325)
-16.97%
9502
3.56%
74997
28.07%
227974
85.34%
267148
2000-01
(` Lakh)
182
5462
(12579)
Profit Before Tax
(725)
18041
179656
29668
6.43%
185844
40.30%
(160891)
-37.29%
406536
88.16%
461158
2010-11
Net Premium
Particulars
(4425)
(13249)
8823
(1983)
116944
(106138)
-29.56%
37170
9.38%
139202
35.13%
326018
82.28%
396253
2009-10
(5266)
3576
(8842)
2182
99562
(110586)
-36.06%
16830
5.20%
111546
34.48%
305719
94.50%
323510
2008-09
930
43305
44235
(1986)
114315
(68095)
-23.67%
244
0.08%
95496
33.17%
260222
90.40%
287868
2007-08
49727
13237
62964
(853)
116010
(52194)
-19.40%
18897
6.56%
85385
29.65%
235886
81.91%
287973
2006-07
28392
5027
33419
(12026)
111751
(66306)
-28.15%
14463
5.78%
95416
38.16%
206474
82.57%
250047
2005-06
ORIENTAL
33053
14118
47171
91
108219
(61139)
-27.56%
9485
4.28%
82618
37.25%
190838
86.04%
221802
2004-05
31644
13786
45430
(2595)
94313
(46288)
-22.77%
6058
2.98%
84769
41.70%
158765
78.09%
203304
2003-04
6399
11190
17589
(862)
48734
(30283)
-15.95%
4265
2.25%
64205
36.45%
146655
77.25%
189842
2002-03
(23573)
63
(23510)
(7956)
43762
(59316)
-32.60%
(222)
-0.10%
58596
32.20%
182792
100.50%
181850
2001-02
7418
42
7460
(4511)
39571
(27600)
-16.00%
4148
2.40%
45781
26.53%
150206
87.06%
172535
2000-01
(` Lakh)
183
13054
(28)
Profit Before Tax
(695)
13083
187271
46931
9.17%
199692
39.03%
(173493)
-37.33%
438564
85.71%
511694
2010-11
Net Premium
Particulars
70779
(11505)
82284
1526
168857
(88099)
-22.95%
35196
8.40%
138994
33.17%
332924
79.45%
419016
2009-10
47605
(2686)
50291
(3797)
108767
(54679)
-17.09%
31131
8.87%
123084
35.06%
251505
71.65%
351041
2008-09
63162
2651
65814
(6576)
157725
(85335)
-31.58%
17857
6.20%
104916
36.42%
250628
87.00%
288066
2007-08
52886
(852)
52034
(6288)
131426
(73104)
-30.80%
15629
6.18%
96222
38.04%
214206
84.68%
252953
2006-07
42523
2751
45274
(5860)
140042
(88907)
-40.52%
3152
1.42%
104063
46.75%
204277
91.78%
222585
2005-06
UNITED
30771
1059
31830
(530)
107029
(74669)
-34.37%
1001
0.46%
91081
41.92%
199853
91.99%
217266
2004-05
38044
1295
39339
(1254)
94560
(53967)
-25.09%
1473
0.68%
83413
38.77%
184217
85.63%
215136
2003-04
17100
4317
21417
(1114)
67100
(44569)
-21.30%
(1695)
-0.81%
64961
31.05%
190546
91.06%
209243
2002-03
15339
330
15669
(1454)
62431
(45308)
-70.20%
7226
3.53%
64542
31.56%
178047
87.06%
204507
2001-02
(225)
(1042)
817
(5623)
48564
(42124)
-22.35%
6233
3.31%
46636
24.75%
177693
94.30%
188438
2000-01
(` Lakh)
184
(2473)
(13678)
(16151)
Profit Before Tax
784220
(31744)
(754950)
-37.37%
211066
9.46%
815015
36.53%
129307
(24587)
153894
(26715)
634727
(454118)
-26.78%
117733
6.49%
652958
36.01%
1496723
82.54%
1813297
2231046
1959914
87.85%
Net Premium
2009-10
2010-11
Particulars
49833
(7985)
57818
529
479978
(422690)
-28.30%
96189
6.05%
552667
34.76%
1363779
85.78%
1589946
2008-09
220548
58851
279400
(15292)
624751
(330059)
-24.62%
45331
3.27%
458406
33.07%
1212481
87.47%
1386159
2007-08
290736
31238
321974
(11337)
578423
(245112)
-19.82%
64971
4.99%
427906
32.87%
1053875
80.97%
1301640
2006-07
131928
26358
158286
(19112)
561063
(383664)
-33.55%
31763
2.70%
470113
40.00%
1056985
89.94%
1175197
2005-06
117160
55751
172911
(2169)
433018
(257938)
-23.20%
40082
3.61%
422112
37.97%
907539
81.63%
1111795
2004-05
ALL COMPANIES
251988
135832
21027
156859
62516
21660
84176
(24088)
381820
(3113)
(143724)
-14.91%
40962
4.25%
297461
30.86%
769114
79.80%
963813
2002-03
(221848)
-21.48%
24164
2.34%
405154
39.23%
825330
79.91%
1032800
2003-04
NON-LIFE INSURERS (Concld.)
(20470)
7015
(13455)
(31173)
218848
(201130)
-23.00%
27555
3.15%
259167
29.64%
788900
90.21%
874492
2001-02
39818
6330
48232
(19979)
208049
(139838)
-17.29%
29867
3.69%
216511
26.78%
702036
86.82%
808576
2000-01
(` Lakh)
6191
Profit Before Tax
185
4327
(1864)
1984
28017
16085
6.96%
68648
29.71%
(23810)
-11.08%
170127
73.63%
231050
2010-11
Net Premium
Particulars
12083
(5898)
17980
2909
23336
(8265)
-4.39%
8747
4.44%
58028
29.43%
138657
70.32%
197167
2009-10
9516
(5461)
14977
2628
21475
(9126)
-4.83%
11532
5.75%
62261
31.03%
135992
67.77%
200658
2008-09
10562
6228
16790
1240
18648
(3098)
-2.19%
33711
19.24%
50072
28.57%
94570
53.96%
175255
2007-08
7537
4166
11703
1198
8890
1615
1.93%
20123
19.35%
26676
25.66%
55563
53.44%
103976
2006-07
5157
3026
8183
682
5204
2297
3.92%
11232
16.08%
15341
21.96%
40999
58.68%
69869
2005-06
4709
2987
7696
67
3888
3741
7.81%
10837
22.61%
10718
22.36%
22633
47.22%
47929
2004-05
BAJAJ ALLIANZ
2170
1008
3178
7
3060
111
0.39%
5577
19.47%
7892
27.55%
15061
52.59%
28641
2003-04
960
750
1710
12
2073
(375)
-2.07%
2666
14.75%
5118
28.31%
10667
59.01%
18076
2002-03
TABLE 51: UNDERWRITING EXPERIENCE AND PROFITS: PRIVATE SECTOR
NON-LIFE INSURERS
(961)
(365)
(1326)
(30)
1429
(2725)
-32.42%
7424
88.32%
2433
28.94%
1274
15.16%
8406
2001-02
(127)
–
(127)
(127)
–
–
–
–
–
–
–
–
–
–
2000-01
(` Lakh)
11897
27.37%
(20117)
-36.33%
2328
759
186
(17035)
(5)
Income Tax Deducted at Source
and Provision for Tax
(17030)
24091
55.42%
Profit Before Tax
27596
63.49%
43468
2010-11
Net Premium
Particulars
1520
122.38%
5333
429.48%
289
23.26%
1242
2008-09
(14230)
(4)
(14226)
(317)
909
(5775)
(44)
(5732)
(597)
765
(14819)
(5899)
-177.17% 2123.20%
10305
55.20%
14564
78.01%
8619
46.17%
18669
2009-10
BHARTI AXA
(2293)
(34)
(2259)
93
6622
(8974)
-14.30%
9949
13.69%
23132
31.83%
48578
66.83%
72686
2010-11
236
51
185
314
5326
(5455)
-11.80%
5235
10.17%
17250
33.52%
34434
66.91%
51463
2009-10
699
(486)
1185
(30)
3851
(2636)
-6.84%
4877
11.23%
13595
31.31%
27578
63.52%
43414
2008-09
724
330
1054
37
2643
(1626)
-6.53%
7227
22.51%
10946
34.09%
15565
48.47%
32113
2007-08
1249
130
1379
(12)
1574
(183)
-1.43%
3198
20.08%
5834
36.63%
7077
44.43%
15926
2006-07
(312)
62
(250)
44
1300
(1594)
-18.04%
1016
10.31%
3541
35.93%
6893
69.94%
9856
2005-06
CHOLAMANDALAM
(334)
(334)
11
1076
(1421)
-15.88%
1843
20.60%
3053
34.12%
5472
61.16%
8947
2004-05
(615)
(615)
3
1554
(2172)
-44.95%
2449
50.68%
2466
51.03%
2089
43.23%
4832
2003-04
(311)
(311)
759
(1070)
-237.78%
338
75.11%
1120
248.89%
62
13.78%
450
2002-03
(` Lakh)
17992
44.54%
7484
18.53%
(12983)
-39.45%
3977
Commission, Expenses of
Management
Increase in Reserve for
Unexpired Risk
187
(8952)
–
(8952)
Profit Before Tax
54
27902
69.07%
40395
2010-11
Net Premium
Particulars
58
31.41%
184
2007-08
6861
53.83%
312
170.04%
9142
1934
71.73% 1052.68%
6003
47.70%
12745
2008-09
16878
21.77%
19056
24.58%
53230
68.67%
77514
2010-11
(8970)
–
(8970)
(118)
1863
(8533)
(37)
(8496)
(410)
1174
(1709)
8
(1701)
(123)
542
(3643)
–
(3643)
(197)
8204
(10176)
(9260)
(2121) (11650)
-57.16% -157.35% 1647.72% -12.34%
5900
23.94%
12548
50.91%
16915
68.63%
24647
2009-10
FUTURE GENERALI
(9430)
16
(9446)
(117)
4787
(14116)
-18.16%
18863
32.04%
14535
24.69%
39586
67.25%
58868
2009-10
(2575)
(53)
(2521)
42
2695
(5259)
-25.03%
1529
7.85%
8717
44.75%
14489
74.39%
19477
2008-09
(1700)
23
(1677)
313
1440
(3430)
-18.53%
1753
10.46%
6958
41.52%
11477
68.49%
16758
2007-08
200
50
250
(359)
1463
(853)
-6.77%
(718)
-5.39%
6879
51.68%
8003
60.12%
13311
2006-07
HDFC ERGO
441
39
480
(179)
1344
(685)
-4.77%
530
3.69%
6547
45.58%
7973
55.50%
14365
2005-06
(799)
–
(799)
(271)
1139
(1667)
-12.42%
1500
11.17%
5679
42.30%
7913
58.94%
13425
2004-05
610
93.56%
916
140.49%
87
13.34%
652
2002-03
(2219)
–
(2219)
(82)
1246
(633)
–
(633)
48
280
(3383)
(961)
-38.15% -147.39%
4882
55.06%
4265
48.10%
3103
34.99%
8867
2003-04
(` Lakh)
188
(8034)
200
(8234)
1753
Profit Before Tax
40009
17702
5.84%
62549
20.62%
(49997)
-17.50%
273064
90.03%
303318
2010-11
Net Premium
Particulars
14393
(1438)
15831
2552
46454
(33175)
-15.13%
12126
5.24%
57619
24.90%
194838
84.20%
231409
2009-10
2362
2335
27
(5159)
36574
(31388)
-15.90%
14282
6.75%
60300
28.49%
168454
79.52%
211648
2008-09
10287
2735
13022
(852)
22448
(8573)
-5.47%
21258
11.94%
42460
23.86%
122832
69.02%
177977
2007-08
6836
1176
8012
(33)
13590
(5545)
-5.20%
38413
26.48%
30826
21.25%
81384
56.10%
145077
2006-07
5031
422
5453
(27)
8892
(3411)
-4.65%
20619
28.10%
17254
23.51%
38925
53.04%
73387
2005-06
ICICI-LOMBARD
4834
553
5387
(21)
5138
270
0.84%
10528
32.81%
5815
18.12%
15476
48.23%
32089
2004-05
3178
1046
4224
(127)
2547
1804
13.90%
5073
39.08%
(901)
-6.94%
7005
53.96%
12981
2003-04
341
89
430
457
1489
(1516)
-34.05%
1719
38.61%
2473
55.55%
1776
39.89%
4452
2002-03
(848)
(265)
(1111)
(332)
569
(1348)
-122.88%
955
87.06%
1311
119.51%
179
16.32%
1097
2001-02
(` Lakh)
33375
26.65%
11719
9.36%
(18911)
-16.66%
13875
Unexpired Risk
189
Profit Before Tax
(3270)
1667
(4937)
99
99046
79.09%
125229
2010-11
Net Premium
Particulars
2538
(1323)
3861
360
11991
(8490)
-9.21%
6861
6.92%
27446
27.70%
73267
73.94%
99083
2009-10
250
(442)
692
0.36
10541
(9849)
-11.82%
5275
5.96%
23639
26.69%
69502
78.47%
88568
2008-09
716
470
1186
50
7354
(6219)
-9.72%
9808
13.29%
19711
26.72%
50474
68.42%
73775
2007-08
2713
1533
4246
(76)
5708
(1387)
-2.53%
3297
5.68%
16287
28.05%
39859
68.66%
58057
2006-07
1462
948
2410
(115)
3583
(1059)
-3.06%
13232
27.67%
11250
23.52%
24407
51.03%
47830
2005-06
IFFCO TOKIO
1472
892
2364
62
1881
421
1.79%
5939
25.30%
5193
22.12%
11923
50.79%
23476
2004-05
958
462
1420
–
1502
(82)
0.61%
3311
24.83%
2820
21.15%
7285
54.63%
13334
2003-04
636
301
937
(21)
1278
(320)
-4.57%
3053
43.60%
1420
20.28%
2850
40.70%
7003
2002-03
167
6
171
(17)
1070
(882)
-67.17%
939
71.52%
828
63.06%
428
32.60%
1313
2001-02
152
95
247
–
366
(119)
-476.00%
–
–
120
480.00%
–
–
25
2000-01
(` Lakh)
190
115480
2947
2.06%
44583
31.21%
118569
82.99%
142872
17118
(31160)
(184)
–
(579)
(30976)
(1856)
(579)
(13)
1006
(5043)
4012
(9055)
(1140)
15313
(1571) (46238) (23228)
474.56% -35.74% -16.60%
49 (13900)
-17.32% -12.04%
42480
36.79%
45 133138
-16.09% 115.29%
(282)
1195
-423.36%
(727)
(727)
Profit Before Tax
1237
(141)
(1823)
1040.02%
171
-3583.13%
Unexpired Risk
1465
-30774.37%
Commission, Expenses
of Management
(5)
183
-3847.90%
2009-10
(5232)
(215)
(5017)
(199)
14650
(19468)
-14.02%
1070
0.76%
50989
36.43%
107366
76.71%
139956
2008-09
(16555)
271
(16284)
711
10411
(27406)
-28.55%
37741
28.22%
48341
36.14%
75068
56.13%
133745
2007-08
163
61
224
91
3195
(3062)
-12.53%
26006
51.57%
10169
20.16%
17318
34.34%
50431
2006-07
1436
671
2107
(1)
1503
603
11.17%
157
2.82%
1350
24.31%
3444
62.01%
5554
2005-06
2010-11
2010-11
2009-10
RELIANCE
RAHEJA QBE
Net Premium
Particulars
583
138
721
(181)
1399
(497)
-8.03%
1393
22.49%
1464
23.63%
3836
61.91%
6196
2004-05
900
149
1049
(35)
1624
(540)
-15.63%
822
23.80%
798
23.10%
2374
68.73%
3454
2003-04
115
48.94%
637
271.06%
160
68.09%
235
2001-02
1433
101
1534
(21)
2347
677
60
737
(35)
1449
(792)
(677)
-41.10% -288.09%
995
51.63%
(193)
-10.02%
1917
99.48%
1927
2002-03
45
–
45
(43)
508
(420)
–
–
–
367
–
–
–
–
2000-01
(` Lakh)
191
172
1826
(571)
1255
Other Income Less other
Outgo
Profit Before Tax
Income Tax Deducted
at Source and
Provision for Tax
1587
(887)
2474
248
1582
3493
644
2.06%
39.32%
(1840)
-5.58%
26.15%
8815
11685
15.44%
20.89%
Unexpired Risk
3461
9335
Commission, Expenses
of Management
9500
42.37%
22420
2009-10
25508
57.08%
44688
2010-11
SHRIRAM
Net Premium
Particulars
(390)
139
(529)
(78)
902
(1354)
-12.87%
71.96%
4402
30.56%
1869
1200
19.62%
6117
2008-09
(2014)
(526)
(1488)
18
9450
(10955)
-12.50%
8.97%
8630
33.82%
32553
66022
68.59%
96250
2010-11
3097
(304)
3401
18
9278
(5894)
-8.25%
5.27%
3974
35.08%
26474
50907
67.46%
75460
2009-10
566
(407)
973
8
7557
(6591)
-11.02%
10.51%
7026
37.65%
25161
41235
61.70%
66831
2008-09
471
6
477
(34)
4802
(4291)
-9.62%
16.36%
8723
35.75%
19060
29815
55.93%
53306
2007-08
2119
600
2718
(11)
3287
(559)
-1.67%
14.37%
5597
34.77%
13543
20374
52.30%
38955
2006-07
864
151
1015
(10)
2109
(1084)
-4.35%
15.98%
4745
33.22%
9862
16166
54.45%
29689
2005-06
501
34
535
(8)
1345
(802)
-3.98%
14.06%
2834
33.52%
6759
11371
56.40%
20162
2004-05
ROYAL SUNDARAM
802
–
802
(12)
1790
(976)
-6.24%
15.40%
2407
33.51%
5238
8961
57.33%
15630
2003-04
64.41%
2367
97.58%
3586
1163
31.65%
3675
–
–
7815.79%
1485
2
10.53%
19
2000-01
(` Lakh)
(459)
–
(459)
(10)
1908
(2453)
–
(2452)
(22)
1011
(1088)
–
(1088)
–
402
(2357) (3441)
(1475)
-21.59% -93.63% -7763.16%
29.55%
3226
38.36%
4188
5860
53.68%
10917
2002-03 2001-02
9520
192
(458)
58749
424
(526)
950
(536)
7172
(5686)
-9.68%
0
0.00%
28867
49.14%
35567
60.54%
670
191
1647
Income Tax Deducted
at Source and Provision
for Tax
(1133)
478
(583)
(973)
-1.68%
(2105)
11441
(12963) (7908)
-17.84% -13.41%
Other Income Less other
Outgo
14884
17.00%
Unexpired Risk
27244
46.97%
31321
35.77%
39637
68.34%
58000
Commission, Expenses of
Management
87553
54311
62.03%
Profit Before Tax
TATA AIG
1617
1075
2692
14
5035
(2357)
-5.19%
7417
14.05%
22971
43.50%
24771
46.91%
52801
2157
1148
3305
177
3797
(669)
-1.75%
3418
8.22%
18122
43.58%
20711
49.81%
41582
1361
1326
2687
(273)
3012
(52)
-0.18%
5121
15.20%
12593
37.39%
16015
47.56%
33677
1224
1216
2440
(341)
2576
205
0.79%
3217
12.39%
10006
38.52%
12549
48.31%
25977
1020
28.28%
3607
4380
34.58%
2340
64.87%
4723
3930
37.28% 108.95%
6006
47.41%
12668
1530
(804)
726
(248)
2109
(1292)
–
(1292)
(411)
1560
(2758)
–
(2758)
(294)
1219
(1135) (2441) (3683)
-6.02% -19.27% -93.72%
4502
23.87%
7039
37.31%
8458
44.84%
18864
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
Net Premium
Particulars
(358)
–
(358)
–
182
(520)
–
–
–
520
–
–
–
–
2000-01
(5125)
(73)
(5051)
(351)
2656
(7357)
-38.17%
3291
14.58%
12416
55.02%
14216
63.00%
22566
2010-11
0.11
-0.26%
-42.57
2007-08
1882
104.84%
0.74
-1.74%
2843
725.88
158.37% -1705.14%
241
13.42%
1795
2008-09
(` Lakh)
(5207)
146
(5353)
(163)
2064
(1439)
(20)
(1419)
(11)
1763
(30)
(9)
(39)
(151)
881
(7254)
(3171)
-769.3
-96.41% 3624.64% 1776.26%
7293
49.22%
9029
60.93%
5749
38.80%
14817
2009-10
UNIVERSAL SOMPO
391707
31.03%
118742
9.41%
(241945)
-21.16%
153963
Unexpired Risk
193
(85743)
256
(85999)
Profit Before Tax
1983
993731
78.73%
1262235
2010-11
Net Premium
Particulars
(8856)
(5436)
(3420)
3399
133429
(140248)
-15.51%
90141
9.06%
313976
31.57%
730725
73.47%
994594
2009-10
(10126)
(5216)
(4910)
(4343)
109120
(109687)
-13.87%
60256
7.08%
292715
34.39%
607916
71.42%
851199
2008-09
4383
11136
15519
1204
74205
(59890)
-10.19%
127951
17.87%
223178
31.18%
424631
59.32%
715871
2007-08
22974
8863
31837
975
41504
(10642)
-2.89%
99333
21.26%
128337
27.46%
250289
53.56%
467316
2006-07
15438
6645
22085
123
26947
(4987)
-2.19%
56651
19.93%
77740
27.35%
154822
54.47%
284226
2005-06
ALL COMPANIES
12190
5820
18010
(682)
18442
250
0.14%
38092
21.38%
48687
27.32%
91173
51.16%
178202
2004-05
6704
1861
8565
(494)
15432
(6373)
-5.98%
29023
27.23%
29617
27.78%
54336
50.97%
106603
2003-04
675
1241
1916
54
11694
(9832)
-17.51%
16987
30.26%
19765
35.20%
29225
52.05%
56145
2002-03
NON-LIFE INSURERS (Concld.)
–
–
2492
5663.64%
2
4.55%
44
2000-01
(6176)
(564)
(6739)
(730)
6747
(1376)
95
(1281)
(170)
1458
(12756)
(2534)
-69.58% -5759.09%
14140
77.13%
12725
69.41%
4224
23.04%
18333
2001-02
(` Lakh)
194
66371.92
(12.70)
(-0.68)
82520.18
(24.33)
3943.74
(-11.09)
(15.34)
3506.08
24256.10
(30.97)
(15.51)
(17.76)
31768.76
10373.01
12215.89
(12.86)
(45.59)
58893.27
(4.64)
(-8.56)
3970.65
(4.11)
21030.50
(17.23)
8979.82
(9.09)
4244.15
(-0.91)
6076.92
14591.22
(3.82)
2009
36.55
8.45
14.80
38.50
4.25
Housing & Loans to Housing and FFE*
Other than Approved Investments
* FFE:Fire Fighting Equipment.
100.00
15.63
9.93
TOTAL
24.16
24.07
Central Govt. Securities
100.00
5.94
7.22
10.50
2010
2011
Particulars
50382.81
(19.02)
(-4.78)
3884.30
(32.56)
17787.25
(22.49)
6102.33
(20.41)
3742.06
(11.15)
5635.29
13231.57
(13.33)
2007
42332.39
(13.15)
(1.35)
4079.50
(17.85)
13417.92
(13.49)
4981.88
(17.39)
3107.78
(10.26)
5069.97
11675.34
(12.63)
2006
2005
37411.97
(9.79)
(-4.02)
4025.04
(7.63)
11385.60
(21.92)
4389.70
(12.78)
2647.38
(36.52)
4598.05
10366.19
(3.79)
* Housing and Fire Fighting Equipments.
56280.10
(11.70)
(11.79)
4342.37
(13.57)
20200.89
(25.52)
7659.80
(3.97)
3890.53
(8.83)
6132.78
14053.74
(6.21)
2008
34074.90
(12.33)
(12.62)
4193.67
(-1.46)
10578.32
(31.44)
3600.36
(12.46)
2347.32
(42.56)
3368.01
9987.22
(14.97)
2004
100.00
6.74
35.71
15.25
7.21
10.32
24.78
2009
100.00
7.72
35.89
13.61
6.91
10.90
24.97
2008
100.00
7.71
35.30
12.11
7.43
11.18
26.26
2007
100.00
9.64
31.70
11.77
7.34
11.98
27.58
2006
100.00
10.76
30.43
11.73
7.08
12.29
27.71
2005
100.00
12.31
31.04
10.57
6.89
9.88
29.31
2004
SHARE OF EACH FUND IN TOTAL ASSETS UNDER MANAGEMENT
OF NON-LIFE INSURERS (Concld.)
(As on 31st March)
Note: Figure in the bracket indicates the growth over the previous year in per cent.
TOTAL
Other than Approved Investments
4789.74
6973.44
(14.72)
(17.49)
Housing & Loans to Housing and FFE*
6971.21
8191.11
16038.12
(9.92)
2010
19864.9
(23.86)
2011
Central Govt. Securities
Particulars
(As on 31st March)
(-46.77)
2739.21
(10.26)
2087.20
(12.79)
2362.49
8687.09
(25.76)
2003
100.00
12.28
35.39
9.03
6.88
7.79
28.64
2003
30334.30
(29.63)
(25.29)
3723.80
(144.70)
10734.51
TABLE 52: ASSETS UNDER MANAGEMENT OF NON-LIFE INSURERS
100.00
12.70
18.75
21.99
8.09
8.95
29.52
2002
23400.43
(-4.34)
(-20.98)
2972.10
(-58.16)
4386.87
(491.09)
5145.93
(15.33)
1892.97
(-2.77)
2094.64
6907.92
(24.49)
2002
100.00
15.38
42.86
3.56
6.71
8.81
22.68
2001
(Per cent)
24462.03
3761.24
10485.57
870.58
1641.38
2154.29
5548.97
2001
(` Crore)
195
110.23
200.00
266.96
280.00
415.00
403.63
247.00
207.00
115.22
210.00
105.00
300.00
150.00
150.00
–
3160.04
100.00
200.00
100.00
150.00
550.00
3710.04
200.00
900.00
129.30
151.00
164.33
430.00
200.00
900.00
196.20
271.00
202.99
430.00
2010
110.23
422.27
266.96
475.00
486.00
404.57
247.00
207.00
116.67
250.00
105.00
365.00
150.00
150.00
200.00
3955.70
100.00
200.00
100.00
150.00
550.00
4505.70
2011
"–" indicates the company has not started its operation.
Bajaj Allianz
Bharti AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
Raheja QBE
Reliance
Royal Sundaram
Shriram
TATA AIG
Universal Sompo
SBI General
L & T General
Private Total
National
New India
Oriental
United India
Public Total
Total
Specialised insurers
AIC
ECGC
Stand-alone Health insurance
companies
Apollo Munich
Max Bupa
Star Health & Allied
Re-insurer
GIC
Insurer
430.00
107.37
–
109.30
200.00
900.00
110.23
162.58
141.96
190.25
200.00
403.14
247.00
200.00
113.08
210.00
105.00
300.00
150.00
–
–
2533.23
100.00
200.00
100.00
150.00
550.00
3083.23
2009
430.00
100.55
–
108.60
200.00
900.00
110.23
–
141.96
150.00
150.00
377.36
220.00
–
107.15
170.00
–
225.00
150.00
–
–
1801.70
100.00
200.00
100.00
150.00
550.00
2351.70
2008
430.00
–
–
105.00
200.00
800.00
110.13
–
141.96
–
125.00
335.71
220.00
–
103.07
140.00
–
225.00
–
–
–
1400.87
100.00
200.00
100.00
150.00
550.00
1950.87
2007
430.00
–
–
105.00
200.00
700.00
110.05
–
141.96
–
125.00
245.00
220.00
–
102.00
140.00
–
195.00
–
–
–
1279.01
100.00
200.00
100.00
100.00
500.00
1779.01
2006
215.00
–
–
–
200.00
600.00
110.00
–
141.96
–
120.00
220.00
100.00
–
102.00
130.00
–
125.00
–
–
–
1048.96
100.00
150.00
100.00
100.00
450.00
1498.96
2005
TABLE 53: EQUITY SHARE CAPITAL OF NON-LIFE INSURERS
(As on 31st March)
215.00
–
–
–
200.00
500.00
110.00
–
141.96
–
120.00
220.00
100.00
–
102.00
130.00
–
125.00
–
–
–
1048.96
100.00
100.00
100.00
100.00
400.00
1448.96
2004
215.00
–
–
–
–
440.00
110.00
–
105.00
–
101.00
110.00
100.00
–
102.00
130.00
–
125.00
–
–
–
883.00
100.00
100.00
100.00
100.00
400.00
1283.00
2003
215.00
–
–
–
–
390.00
110.00
–
49.50
–
–
110.00
100.00
–
102.00
130.00
–
125.00
–
–
–
726.50
100.00
100.00
100.00
100.00
400.00
1126.50
2002
(` Crore)
1.15
12.00
1.32
Reliance
SBI General
Shriram
196
3.46
1.34
2.89
Oriental
GIC
RE-INSURER
3.35
1.50
Star Health
4.11
1.74
1.92
6.63
9.05
2.03
ECGC
Max BUPA Health
1.94
1.89
Apollo Munich Health
3.13
3.71
AIC
SPECIALISED INSURERS
United India
1.41
2.90
New India
3.22
1.34
1.53
2.02
2.49
1.82
1.71
12.54
1.95
1.51
3.74
1.53
1.63
1.95
2.12
1.64
1.69
2.02
Dec
2010
National
PUBLIC INSURERS
2.30
1.56
Royal Sundaram
L & T General
3.65
Raheja QBE
2.14
1.23
IFFCO Tokio
Universal Sompo
1.56
ICICI Lombard
1.68
1.71
HDFC Ergo
TATA AIG
1.61
2.06
Cholamandalam
1.70
Bharti AXA
Future Genrali
1.73
Mar
2011
Bajaj Allianz
PRIVATE INSURERS
Insurer
3.87
1.96
2.14
14.41
1.72
2.68
3.77
1.26
3.22
1.52
–
2.58
2.00
1.86
12.79
2.18
1.53
3.78
1.61
1.66
1.71
2.05
1.75
1.62
1.96
Sept
2010
3.99
2.38
2.05
13.66
1.93
2.46
3.46
1.54
3.50
1.61
–
2.72
1.77
2.16
12.87
1.68
1.51
3.79
1.63
1.78
1.75
1.68
1.78
2.43
1.92
June
2010
2.22
3.71
1.68
2.07
14.17
1.64
2.07
3.41
1.56
3.55
1.60
–
3.15
1.88
1.75
12.8
1.70
1.39
3.89
1.62
–
24.50
1.68
2.61
3.91
1.51
2.83
1.63
–
3.57
1.83
2.18
12.97
1.91
2.07
3.81
1.76
3.79
2.08
1.91
1.83
1.56
1.71
2.18
Dec
2009
2.07
1.49
1.54
1.76
2.38
1.54
Mar
2010
3.04
1.97
–
26.23
1.58
4.54
3.79
1.56
3.45
1.75
–
3.86
1.85
2.06
–
2.37
2.10
3.84
2.33
2.08
2.72
1.85
1.65
1.78
2.18
Sept
2009
3.49
2.55
–
27.71
1.52
31.37
2.55
1.67
3.34
1.60
–
4.09
1.92
1.99
–
2.60
2.51
3.93
2.37
1.98
1.52
1.80
2.14
1.78
2.18
June
2009
3.67
1.38
–
16.42
1.82
4.58
3.32
1.66
3.41
1.56
–
4.23
1.97
1.94
–
1.59
1.64
–
1.77
2.03
2.48
1.83
1.02
2.11
1.62
Mar
2009
3.76
1.56
–
25.95
1.74
11.52
3.61
1.75
3.15
1.67
–
4.49
1.88
1.98
–
1.88
1.51
–
2.30
2.24
2.19
1.76
1.60
2.91
1.85
Dec
2008
2.13
9.22
3.53
2.11
3.79
6.96
1.78
–
NA
1.96
–
45.95
1.15
41.55
3.50
2.01
NA
NA
–
–
2.00
4.63
1.76
1.97
–
3.77
1.89
–
1.98
1.54
1.62
2.44
1.87
2.23
2.48
June
2008
4.60
1.65
1.97
–
2.96
1.59
–
1.91
2.49
2.32
2.13
1.72
2.01
2.30
Sept
2008
39.87
TABLE 54: SOLVENCY RATIOS OF NON-LIFE INSURERS
3.36
1.97
–
18.90
1.39
3.27
3.24
1.91
4.00
2.22
–
4.68
1.91
–
–
1.64
1.59
–
1.51
2.03
2.02
2.61
2.00
–
1.55
Mar
2008
4.1
1.91
–
11.41
–
2.05
3.00
2.17
3.57
1.76
–
–
1.85
–
–
1.95
1.64
–
1.70
2.08
1.69
–
2.63
–
1.56
Mar
2007
3.41
–
–
9.39
–
2.16
2.23
1.97
3.09
1.08
–
–
1.68
–
–
3.04
1.66
–
1.95
1.29
1.78
–
2.51
–
1.22
Mar
2006
197
Figure in bracket represents negative value
TOTAL (C )
APPROPRIATIONS
Operating Profit/(Loss) from Fire/Marine/
Miscellaneous Business C= (A – B)
TOTAL (B)
Foreign Taxes
Others- Amortizations, Write offs & Provisions
Commission
TOTAL (A)
Interest, Dividend & Rent – Gross
Others
Particulars
11646
–
–
11646
–
–
15723
11646
15723
15723
–
134
106
33825
12183
14424
–
1220
1421
40126
45471
20288
4199
4854
55850
–
–
24176
35335
5937
2009-10
42681
8314
2010-11
1884
–
–
1884
1884
34586
–
81
9660
1085
23761
36470
3665
5
29442
3359
2008-09
2128
–
–
2128
2128
34354
–
90
8881
936
24447
36482
3383
–
29117
3982
2007-08
FIRE
–
12332
–
–
12332
12332
2722
–
–
2722
2722
39153
–
29050
27
13145
1323
24658
41875
2896
–
35727
3252
2005-06
2
11076
(2672)
20645
41383
3654
–
33836
3892
2006-07
NATIONAL
13869
–
–
13869
13869
25491
–
–
13150
(2069)
14411
39360
2598
56
35259
1447
2004-05
19743
–
–
19743
19743
20046
–
11
11833
(807)
9009
39789
3362
–
34828
1599
2003-04
17805
–
–
17805
17805
22772
–
–
11531
(2085)
13326
40577
3606
32
36010
929
2002-03
TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT
10956
–
–
10956
10956
30155
–
37
12647
(1765)
19236
41111
4256
–
36655
200
2001-02
9208
–
–
9208
9208
28843
–
35
12103
(1198)
17903
38051
–
–
38051
–
2000-01
(` Lakh)
198
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(30572)
–
–
(30572)
–
–
(38728)
(30572)
(38728)
(38728)
2
10
235
155684
35967
40425
1
12827
17780
185667
125112
106878
10506
14823
146939
–
–
127227
106758
7847
2009-10
121247
10869
2010-11
5954
–
–
5954
5954
103636
2
(79)
29340
13705
60668
109590
9681
–
96292
3616
2008-09
30
28336
–
–
28336
28336
23302
–
–
23302
23302
92436
3
89804
36
28432
7933
56006
115738
10514
–
94184
11040
2006-07
8
19611
10023
60160
118140
10619
–
97031
10490
2007-08
FIRE
1957
–
–
1957
1957
98630
139
606
30556
7178
60151
100588
7935
–
83088
9564
2005-06
NEW INDIA
23083
–
–
23083
23083
69246
–
366
29058
7119
32702
92329
7328
–
79884
5117
2004-05
29477
–
–
29477
29477
62813
59
174
32508
3937
26134
92290
8737
–
79419
4133
2003-04
11538
–
–
11538
11538
75852
83
1129
24561
3341
46737
87390
6837
–
79027
1525
2002-03
15795
–
–
15795
15795
60507
56
1027
21397
850
37177
76302
7827
–
67924
551
2001-02
TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)
10686
–
–
10686
10686
59327
56
–
20128
(126)
39269
70014
7535
(793)
62768
503
2000-01
(` Lakh)
199
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
14415
(17)
19872
77
345
–
–
345
(2158)
–
–
(2158)
345
(146)
1949
(2158)
31128
–
45725
60410
40670
45380
4852
6355
–
(88)
(4)
62568
36473
4488
2009-10
44827
9233
2010-11
(8727)
–
–
(8727)
(8727)
47154
–
26
10582
301
36245
38427
4284
(79)
31493
2729
2008-09
–
(1677)
–
–
(1677)
(1677)
14498
–
–
14498
14498
26070
–
41087
106
11340
(1315)
15939
40568
3083
29
34153
3303
2006-07
12
10688
(651)
31038
39410
3470
28
32442
3469
2007-08
FIRE
5161
–
–
5161
5161
36361
–
143
14160
(1032)
23090
41522
3243
(71)
33763
4586
2005-06
ORIENTAL
12585
–
–
12585
12585
28542
–
104
13094
(543)
15885
41126
4235
98
33690
3103
2004-05
16163
–
–
16163
16163
25340
–
414
15806
(1496)
10616
41503
3980
15
32914
4594
2003-04
17568
–
–
17568
17568
24134
–
710
13445
(2573)
12552
41702
4617
61
36030
993
2002-03
12529
–
–
12529
12529
31921
–
–
14541
(1895)
19275
44450
4862
(30)
39282
336
2001-02
2285
–
–
2285
2285
38022
–
3
13349
(1958)
26628
40307
–
–
–
40307
2000-01
(` Lakh)
200
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
268
–
66
–
19975
–
–
19975
–
–
2341
19975
2341
2341
33729
–
14095
21809
53253
246
(441)
240
48168
4417
–
–
4417
4417
43751
13858
54
29593
53704
4724
19807
5582
4772
2
31138
585
(8)
40861
2580
2008-09
55594
41045
6491
2009-10
45291
5539
2010-11
9713
–
–
9713
9713
44095
–
429
13012
253
30400
53807
4223
316
43456
5812
2007-08
FIRE
283
–
–
283
283
48785
–
331
18041
(1073)
31486
49069
3568
(1)
41867
3634
2006-07
11574
–
–
11574
11574
38089
–
422
20988
(1401)
18079
49663
3932
(10)
40808
4933
2005-06
UNITED
18477
–
–
18477
18477
31502
–
269
19075
(3088)
15246
49979
4177
67
42548
3186
2004-05
23346
–
–
23346
23346
27069
–
330
17986
(2329)
11082
50415
5131
14
42117
3152
2003-04
20538
–
–
20538
20538
31449
–
608
14262
(3451)
20030
51988
4982
72
45280
1654
2002-03
21186
–
–
21186
21186
29830
–
1141
14874
(3745)
17560
51016
5515
(7)
44630
878
2001-02
–
6351
–
–
6351
6351
38519
–
–
13534
(3834)
28819
44870
–
(129)
44999
2000-01
(` Lakh)
201
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
–
10434
7101
–
17672
1747
7101
82
61
1747
4504
5154
–
1096
1190
–
4752
11266
–
17535
19419
–
1870
1912
7101
–
–
1747
13022
2643
2009-10
14234
3274
2010-11
(2782)
–
–
(2782)
(2782)
18187
–
76
3538
1112
13460
15405
1559
13
12403
1429
2008-09
(387)
–
–
(387)
(387)
(1103)
–
–
(1103)
(1103)
14058
–
14056
–
–
3406
566
10085
12955
1317
–
10235
1402
2006-07
65
2982
1003
10006
13669
1310
–
10817
1542
2007-08
MARINE
2493
–
–
2493
2493
12433
–
3
3369
501
8560
14926
1437
–
11876
1613
2005-06
NATIONAL
2325
–
–
2325
2325
11323
–
81
4514
(515)
7244
13648
1508
–
11300
840
2004-05
11213
–
–
11213
11213
12447
–
10
3101
191
9145
23660
2605
–
19816
1239
2003-04
2662
–
–
2662
2662
13474
–
11
3599
(700)
10563
16136
2270
–
13281
585
2002-03
6973
–
–
6973
6973
10987
–
–
3829
(651)
7809
17960
2905
7
14912
136
2001-02
5626
–
–
5626
5626
8301
–
13
3505
(911)
5694
13927
–
–
–
13927
2000-01
(` Lakh)
202
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(8900)
1189
–
–
1189
(8900)
1189
29645
38722
(8900)
4
–
8658
9672
–
1907
3223
63
30834
19075
4046
3994
29822
–
–
25764
23766
3022
2009-10
22899
2929
2010-11
(9009)
–
(9009)
(9009)
36919
1
(28)
7780
1455
27711
27910
3446
–
23177
1287
2008-09
766
–
766
766
10199
–
10199
10199
12896
1
24160
11
1
5231
1423
6230
23094
3247
–
16438
3410
2006-07
2
5663
2669
15824
24926
3053
–
18857
3016
2007-08
MARINE
5016
–
5016
5016
18478
2
230
5899
822
11525
23494
3008
–
16860
3626
2005-06
NEW INDIA
5500
–
5500
5500
16964
–
146
5389
1579
9850
22465
3043
–
17297
2125
2004-05
10969
–
10969
10969
14862
5
78
6299
286
8194
25831
3929
–
20043
1859
2003-04
8537
–
8537
8537
16528
8
547
5322
(1040)
11691
25065
3316
–
21009
740
2002-03
5089
–
5089
5089
17739
9
492
5138
(1034)
13134
22828
3751
–
18812
264
2001-02
256
5081
–
5081
5081
17850
12
–
5385
(1722)
14175
22931
3839
(376)
19212
2000-01
(` Lakh)
203
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
1953
(2109)
(2109)
1953
–
21007
31169
–
–
–
–
(8)
32
–
7099
9298
1953
1536
2227
(2109)
22960
12379
2253
2667
29061
(315)
(179)
19612
18937
2084
2009-10
22697
3875
2010-11
(2281)
–
–
(2281)
(2281)
24018
–
12
5613
1167
17226
21737
2029
(83)
18500
1292
2008-09
3027
–
–
3027
3027
(1558)
–
–
(1558)
(1558)
21326
–
17594
63
–
5255
424
15584
19769
1832
30
15944
1963
2006-07
6
5560
1020
11007
20621
1852
(21)
16939
1851
2007-08
MARINE
1753
–
–
1753
1753
15491
–
66
6189
706
8531
17244
1496
2
13632
2115
2005-06
ORIENTAL
2569
–
–
2569
2569
13222
–
57
4581
626
7959
15791
2292
36
11784
1680
2004-05
5964
–
–
5964
5964
11085
–
201
4748
(614)
6749
17049
1936
(1)
12879
2235
2003-04
2794
–
–
2794
2794
12418
–
288
4414
(715)
8432
15212
1872
46
12892
403
2002-03
9429
–
–
9429
9429
11080
–
–
4118
(465)
7427
20509
2421
–
17921
167
2001-02
1420
–
–
1420
1420
11794
–
–
3348
(689)
9135
13214
–
–
6
13208
2000-01
(` Lakh)
204
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(5381)
(2523)
(2523)
(5381)
–
31355
32699
–
–
–
–
100
36
–
7122
9604
(5381)
2282
1347
(2523)
25974
21852
2085
2617
30176
296
1
21712
21170
2424
2009-10
24521
3037
2010-11
(596)
–
–
(596)
(596)
22154
–
99
5613
1371
15071
21558
1905
(10)
18623
1040
2008-09
(2406)
–
–
(2406)
(2406)
19225
–
160
5399
1269
12397
16819
1571
148
12937
2163
2007-08
MARINE
(1535)
–
–
(1535)
(1535)
2503
–
–
2503
2503
12594
–
15864
194
–
4913
220
7268
15097
1808
365
10656
2268
2005-06
175
5161
(358)
10886
14329
1888
(13)
10531
1923
2006-07
UNITED
1920
–
–
1920
1920
12861
–
125
5503
(590)
7822
14781
1949
16
11329
1487
2004-05
4601
–
–
4601
4601
12350
–
150
5995
(966)
7170
16951
2343
(1)
13170
1439
2003-04
7080
–
–
7080
7080
14301
–
302
5491
(1462)
9970
21380
2473
36
18050
821
2002-03
6784
–
–
6784
6784
11474
–
703
4136
(1529)
8164
18258
3393
47
14278
540
2001-02
–
484
–
–
484
484
14430
–
–
4445
(1898)
11885
14916
(34)
14950
2000-01
(` Lakh)
205
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
105190
8081
596
434190
(6658)
125167
15486
166
590637
(44561)
(44561)
(6658)
(6658)
20825
22933
(44561)
427532
299497
546077
426885
(39500)
(39500)
(39500)
410962
–
7757
81439
19620
302146
371462
36566
995
–
39070
300391
33510
2008-09
333221
55241
2009-10
46668
419480
79929
2010-11
(12153)
(12153)
(12153)
354780
–
8993
77907
18450
249431
342627
37068
–
261919
43640
2007-08
MISCELLANEOUS
13393
13393
13393
294470
–
6203
66065
13510
208692
307863
36403
–
232685
38774
2006-07
(35732)
(35732)
(35732)
333793
–
–
71747
12231
249815
298061
32632
75
228715
36639
2005-06
NATIONAL
(16435)
(16435)
(16435)
(33272)
(33272)
(33272)
258970
–
283305
246
–
58100
7789
192836
225698
28166
–
184137
13395
2003-04
–
68276
10334
204696
266870
30127
109
219855
16779
2004-05
(13520)
(13520)
(13520)
190506
–
140
44969
7319
138077
176986
23601
–
147305
6080
2002-03
(31932)
(31932)
(31932)
186826
–
–
39958
1403
145465
154894
23399
263
130131
1101
2001-02
(39371)
(39371)
(39371)
158116
–
–
33622
1928
122566
118745
252
118493
2000-01
(` Lakh)
206
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(79513)
(20974)
(20974)
(20974)
(79513)
(79513)
70
51
969
557796
128981
144225
–
41402
43865
688555
536822
387292
609042
499496
(47232)
(47232)
(47232)
527806
141
(446)
108381
40923
378807
480574
54685
–
55102
–
–
61075
405460
20429
2008-09
440562
41158
2009-10
503186
44781
2010-11
21835
21835
21835
451738
66
40
76636
33231
341764
473574
54493
–
365254
53827
2007-08
MISCELLANEOUS
373
40172
40172
40172
(3371)
(3371)
(3371)
419356
99
413736
3596
94234
29628
291525
415985
47083
–
312151
56750
2005-06
183
81596
29733
302125
453908
54155
–
342890
56864
2006-07
NEW INDIA
(5305)
(5305)
(5305)
358932
–
2126
84371
24490
247946
353627
43626
–
279536
30465
2004-05
(29592)
(29592)
(29592)
350181
181
826
95004
17140
237030
320589
41482
–
259483
19623
2003-04
(22483)
(22483)
(22483)
293636
323
5598
59179
17013
211523
271153
33909
–
229680
7564
2002-03
(29732)
(29732)
(29732)
267238
261
4705
48902
8167
205203
337506
35834
–
199151
2521
2001-02
(19019)
(19019)
(19019)
225793
389
48548
2327
174529
206775
32125
(3163)
2146
175666
2000-01
(` Lakh)
207
TOTAL (C)
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(19952)
(19952)
(21742)
(21742)
(21742)
(135)
569
(19952)
93562
128084
398673
22736
24414
499320
376931
282510
38123
47132
479369
(125)
(206)
346254
303672
35261
2009-10
363966
68477
2010-11
(28643)
(28643)
(28643)
346354
223
75249
18634
252248
317711
37313
(55)
256687
23765
2008-09
10543
10543
10543
297174
118
66112
12766
218177
307717
34730
30
238242
34715
2007-08
MISCELLANEOUS
16893
16893
16893
275265
1221
58828
10853
204362
292158
35362
(67)
218980
37883
2006-07
7524
7524
7524
251538
1292
64727
10666
174854
259062
29385
(61)
188189
41550
2005-06
ORIENTAL
6185
6185
6185
231692
1011
55313
8374
166994
237878
41013
(27)
166843
30048
2004-05
7629
7629
7629
207109
3053
57657
5001
141399
214738
29349
60
151453
33877
2003-04
(9690)
(9690)
(9690)
179308
4160
47400
2077
125671
169619
27066
74
136656
5822
2002-03
(47632)
(47632)
(47632)
198357
–
42244
24
156089
150725
24185
–
124869
1671
2001-02
(31266)
(31266)
(31266)
146171
–
33601
(1873)
114443
114905
–
–
33
114872
2000-01
(` Lakh)
208
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(61522)
(61522)
3477
3477
3477
1931
601
(61522)
94483
141126
409132
21454
25567
553007
412609
291265
40215
45965
491485
4027
105
385714
321604
46763
2009-10
394951
50465
2010-11
7455
7455
7455
310976
1948
83668
18519
206841
318431
37472
71
260426
20463
2008-09
5781
5781
5781
296519
3706
72843
12140
207830
302301
36491
1775
213817
50218
2007-08
MISCELLANEOUS
12746
12746
12746
249851
3567
66243
8207
171834
262597
38446
64
184926
39161
2006-07
(9022)
(9022)
(9022)
262333
4059
71765
7579
178930
253310
37827
56
167969
47458
2005-06
UNITED
(18175)
(18175)
(18175)
246571
2404
61706
5676
176785
228396
37373
133
162387
28504
2004-05
(11414)
(11414)
(11414)
228212
2337
55729
4181
165965
216798
36392
(329)
158377
22358
2003-04
(21070)
(21070)
(21070)
209756
3741
42488
2982
160546
188687
30652
249
147608
10178
2002-03
(24809)
(24809)
(24809)
201319
6664
38777
3521
152357
176510
32205
804
138372
5129
2001-02
–
(48869)
(48869)
(48869)
171378
–
34275
114
136989
122509
226
28
122255
2000-01
(` Lakh)
209
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
596
478449
12090
166
648435
(27090)
(27090)
12090
–
–
8298
15653
–
–
121878
144745
12090
23141
25544
(27090)
490538
324536
621346
462328
45138
–
–
53433
381579
63821
2009-10
476395
91517
2010-11
(40398)
–
–
(40398)
(40398)
463735
–
7914
94636
21818
339367
423338
41790
1013
342236
38298
2008-09
(10411)
–
–
(10411)
(10411)
403190
–
9148
89770
20389
283884
392779
41761
–
301853
49165
2007-08
24622
–
–
24622
24622
(30517)
–
–
(30517)
(30517)
385379
–
337578
29
–
88261
14055
283033
354862
36965
75
276317
41505
2005-06
6205
80547
11405
239422
362200
41374
–
276757
44069
2006-07
NATIONAL
TOTAL (FIRE+MARINE+MISCELLANEOUS)
(240)
–
–
(240)
(240)
320119
–
81
85939
7749
226350
319879
34234
165
266414
19066
2004-05
(2317)
–
–
(2317)
(2317)
291464
–
267
73034
7173
210990
289147
34133
–
238781
16232
2003-04
6947
–
–
6947
6947
226751
–
152
60100
4534
161966
233699
29476
32
196596
7594
2002-03
(14003)
–
–
(14003)
(14003)
227968
–
37
56434
(1013)
172510
213965
30560
270
181698
1437
2001-02
(24537)
–
–
(24537)
(24537)
195260
–
48
49230
(181)
146163
170723
–
252
170471
2000-01
(` Lakh)
210
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(127141)
(50358)
–
–
(50358)
(127141)
(50358)
743125
912945
(127141)
65
73
173606
194323
1
56137
64867
1267
692768
513245
785803
652487
69654
571086
52028
2009-10
79892
647332
58579
2010-11
(50288)
–
(50288)
50938
–
50938
50938
565702
668362
(50288)
70
50
101910
45924
417748
616640
68165
481143
67332
2007-08
144
(553)
145501
56083
467187
618074
67812
524930
25333
2008-09
73673
–
73673
73673
519068
129
230
115259
39089
364361
592741
67916
453511
71313
2006-07
3602
–
3602
3602
536464
514
4432
130689
37628
363201
540066
58027
412099
69940
2005-06
NEW INDIA
23278
–
23278
23278
445142
–
2638
118819
33188
290498
468420
53996
376717
37707
2004-05
10854
–
10854
10854
427856
246
1078
133812
21362
271358
438710
54148
358946
25615
2003-04
(2409)
–
(2409)
(2409)
386015
414
7274
89062
19314
269951
383607
44061
329716
9829
2002-03
(8848)
–
(8848)
(8848)
345484
327
6224
75437
7982
255514
336636
47413
285887
3336
2001-02
(3252)
–
(3252)
(3252)
302970
457
–
74060
480
227973
299719
43499
257646
2906
2000-01
(` Lakh)
211
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
(19443)
(24218)
(19443)
(24218)
–
465060
593058
–
–
–
–
(161)
677
–
115076
157254
(19443)
24127
28590
(24218)
445616
326018
45228
56154
568840
(528)
(389)
406536
359083
41834
2009-10
431490
81585
2010-11
(39651)
–
–
(39651)
(39651)
417526
–
260
91444
20102
305719
377875
43626
(216)
306680
27786
2008-09
11893
–
–
11893
11893
355855
–
136
82361
13135
260222
367747
40052
37
287623
40035
2007-08
29834
–
–
29834
29834
14438
–
–
14438
14438
303390
–
322661
1500
–
85076
10340
206474
317828
34124
(131)
235584
48251
2005-06
1391
75423
9962
235886
352495
40277
(8)
269077
43148
2006-07
ORIENTAL
21339
–
–
21339
21339
273456
–
1172
72989
8457
190838
294795
47540
107
212317
34831
2004-05
29756
–
–
29756
29756
243534
–
3668
78211
2890
158765
273291
35265
74
197246
40706
2003-04
10673
–
–
10673
10673
215860
–
5157
65259
(1211)
146655
226533
33555
182
185577
7218
2002-03
(25674)
–
–
(25674)
(25674)
241358
–
–
60903
(2337)
182791
215684
31468
(30)
182072
2174
2001-02
(27561)
–
–
(27561)
(27561)
195987
–
3
50298
(4520)
150206
168426
–
39
168387
2000-01
(` Lakh)
212
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Foreign Taxes
Commission
TOTAL (A)
Others
Particulars
18071
–
–
18071
(61704)
–
–
(61704)
18071
–
(61704)
–
2299
703
474217
115699
172538
638959
2292
23294
27154
388157
11276
–
–
11276
11276
376882
103140
19944
251505
492288
44101
332924
47882
53354
63
577255
4908
97
319910
24083
2008-09
438564
383819
55678
2009-10
464763
59041
2010-11
13088
–
–
13088
13088
359839
–
4294
91255
13661
250628
372927
42285
2239
270209
58193
2007-08
11495
–
–
11495
11495
314500
–
4073
89445
6776
214206
325995
43902
50
237324
44718
2006-07
–
5055
–
–
5055
5055
2222
–
–
2222
2222
290934
–
313015
2798
86284
1999
199853
293156
43499
215
216265
33177
2004-05
4675
97666
6398
204277
318071
43567
412
219433
54659
2005-06
UNITED
16533
–
–
16533
16533
267630
–
2817
79711
885
184217
284164
43866
(316)
213663
26950
2003-04
6548
–
–
6548
6548
255507
–
4651
62240
(1931)
190546
262055
38107
357
210938
12654
2002-03
3161
–
–
3161
3161
242623
–
8508
57787
(1753)
178081
245784
41113
844
197280
6547
2001-02
TABLE 55: PUBLIC SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)
(42034)
–
–
(42034)
(42034)
224329
–
–
52254
(5618)
177693
182295
226
(135)
182204
2000-01
(` Lakh)
213
(a) Fire Insurance
sub-total
Less:Loss on sale of investments
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(a) Expenses other than those related to
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
Contingency reserves for Unexpired Risks
(Schedule 16B)
Transfer to General Reserve
Balance of Profit / Loss B/f from last year
Balance C/f to Balance Sheet
Particulars
10723
15162
–
1772
39747
(198)
11498
13663
23529
(420)
2673
–
–
–
–
(14921)
1313
12888
26859
(4373)
22486
–
4398
747
–
17341
579
3150
7540
(51)
7489
7489
985
(1807)
(13354)
(1567)
(14921)
275
208
(3907)
907
12458
11717
(301)
1363
15160
1884
(2782)
(39500)
(40398)
2008-09
318
716
10690
11646
7101
(6658)
12090
2009-10
15723
1747
(44561)
(27090)
2010-11
–
12522
–
3266
555
604
1161
17206
863
16343
257
(212)
512
12477
14797
(109)
1612
18366
2128
(387)
(12153)
(10411)
2007-08
–
32345
–
8361
1421
1027
408
45583
3455
42128
181
(751)
(49)
9702
10334
–
1332
45991
12332
(1103)
13393
24622
2006-07
–
(10625)
–
–
–
1196
(953)
(5964)
4661
(10625)
151
(3029)
729
10602
11918
(14)
1095
(6917)
2722
2493
(35732)
(30517)
2005-06
NATIONAL
–
10262
–
2500
351
1075
1910
14121
1009
13112
88
196
551
9774
5445
(2)
1055
16031
13869
2325
(16435)
(241)
2004-05
–
4303
–
2500
320
1083
7040
7301
178
7123
74
5757
126
10777
5126
(1)
755
14341
19743
11213
(33272)
(2317)
2003-04
–
10671
–
2500
320
2005
5420
13943
451
13492
65
2791
559
9158
2369
(10)
898
898
17805
2662
(13520)
6947
2002-03
TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
–
(9045)
–
–
–
3738
8042
(9395)
(350)
(9045)
534
3171
599
11448
549
(16)
669
(1353)
10956
6973
(31932)
(14003)
2001-02
(` Lakh)
214
(a) Fire Insurance
sub-total
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
Particulars
–
(93)
7708
35927
4540
40467
–
8500
1445
–
–
30523
–
185
10376
(41137)
(1019)
(42156)
–
(33)
–
–
(42123)
455
7379
(34)
355
9123
713
–
52893
39508
–
1592
43635
55780
40899
–
(300)
(30761)
–
(30572)
1189
(20974)
(50358)
2009-10
(38728)
(8900)
(79513)
(127141)
2010-11
–
12655
–
4500
765
4495
–
(47)
(490)
29723
(7308)
22415
–
476
(744)
(175)
54269
20273
–
4978
29233
5954
(9009)
(47232)
(50288)
2008-09
–
107003
–
28300
4810
–
–
(21)
16
152146
12033
140113
–
493
(426)
(30)
49866
49256
–
2102
152162
28336
766
21835
50938
2007-08
–
111832
–
29200
4963
–
–
(76)
66
161393
15398
145995
–
321
(313)
135
42086
44265
(74)
1509
161459
23302
10199
40172
73673
2006-07
–
56815
–
13000
1823
–
–
(546)
2236
85557
13919
71638
–
108
172
2502
36424
43909
(6)
3864
87793
1957
5016
(3371)
3602
2005-06
NEW INDIA
–
31120
2000
6000
1103
–
–
729
2341
79788
39565
40223
–
825
507
280
33886
23887
(224)
1301
82129
23083
5500
(5305)
23278
2004-05
–
53944
–
4500
577
–
–
(5688)
(5054)
64789
5768
59021
–
323
541
(230)
31849
15285
(218)
1967
59735
29477
10969
(29592)
10854
2003-04
–
21069
–
4000
513
–
–
(1904)
2714
31282
5701
25581
–
1618
2363
637
27975
6241
–
2190
33997
11538
8537
(22483)
(2409)
2002-03
–
12200
2000
–
–
–
–
1926
6215
20820
6620
14200
–
2114
1596
579
32669
2298
–
916
27035
15795
5089
(29732)
(8848)
2001-02
(` Lakh)
215
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
(a) Fire Insurance
sub-total
Particulars
–
–
(345)
1195
8823
(13249)
(4425)
–
–
–
–
(4425)
–
–
(54)
1015
18041
(12579)
5462
–
–
–
2379
–
3083
–
(5)
1250
295
(4)
804
268
–
(420)
10018
15523
14358
(128)
17089
24828
1357
19056
345
1953
(21742)
(19443)
2009-10
–
(2109)
(19952)
(24218)
2010-11
–
–
(5266)
–
–
–
1
(272)
271
(8842)
3576
(5266)
–
66
168
309
2929
(8571)
17197
10953
–
(8727)
(2281)
(28643)
(39651)
2008-09
–
–
53
–
750
127
1
(310)
1683
44235
43305
930
–
5
961
1027
(203)
45918
17118
17110
–
(1677)
3027
10543
11893
2007-08
–
–
38027
–
10000
1700
2
226
108
62964
13237
49727
–
12
(437)
305
653
63071
15732
16874
(21)
14498
(1558)
16893
29834
2006-07
–
–
22690
–
5000
701
4
467
11066
33419
5028
28392
–
(216)
10527
283
671
44485
12169
17207
–
5161
1753
7524
14438
2005-06
ORIENTAL
29644
–
–
1250
1750
409
(103)
81
701
47170
14118
33052
–
179
308
236
685
47871
14918
10930
–
12585
2569
6185
21339
2004-05
28827
–
–
–
2500
320
–
985
2654
45433
13786
31647
–
(257)
1766
160
(11)
48087
8514
9828
–
16163
5964
7629
29756
2003-04
4143
–
–
–
2000
256
–
795
1413
17589
11190
6399
–
121
403
94
368
19002
6552
1409
–
17568
2794
(9690)
10673
2002-03
(24633)
(811)
–
–
–
–
–
2
8456
(23486)
(1958)
(25444)
–
1186
2739
4529
525
(15030)
9465
654
–
12529
9429
(47632)
(25674)
2001-02
(` Lakh)
216
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(a) Fire Insurance
sub-total
Particulars
2125
1449
82284
(11505)
70779
14200
2412
–
54167
1866
479
13083
(28)
13054
3000
486
–
9569
91
36
(803)
306
(1178)
98
366
83734
30190
35107
34655
40221
390
13562
19975
(5381)
3477
18071
2009-10
2341
(2523)
(61522)
(61704)
2010-11
–
36375
9600
1630
1723
1362
50291
(2686)
47605
59
66
168
309
(133)
51653
26202
14308
4417
(596)
7455
11276
2008-09
–
48383
12633
2147
1446
2355
65814
2651
63162
78
5
961
1027
(28)
68169
23192
31918
9713
(2406)
5781
13088
2007-08
–
40511
10577
1798
1312
1967
52034
(852)
52886
64
12
(437)
305
(299)
54001
21206
21600
283
(1535)
12746
11495
2006-07
UNITED
–
32717
8600
1206
1170
1990
45274
2751
42523
50
(216)
10527
283
393
47264
18547
23278
11574
2503
(9022)
5055
2005-06
–
23694
6200
877
1110
1108
31830
1059
30771
39
179
308
236
363
32938
17220
13136
18477
1920
(18175)
2222
2004-05
–
34660
3000
384
–
945
39339
1295
38044
876
(257)
1766
160
7
40284
14708
9039
23346
4601
(11414)
16533
2003-04
–
14279
2500
320
–
1497
21416
4317
17099
975
121
403
94
26
22913
12266
4173
20538
7080
(21070)
6548
2002-03
–
12339
3000
–
1299
2637
15669
330
15339
28
1186
2739
4529
374
18306
12742
2118
21186
6784
(24809)
3161
2001-02
(` Lakh)
217
(a) Fire Insurance
sub-total
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
Insurance Business
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(Schedule 16B)
Particulars
1394
4863
(45897)
(39641)
109330
104135
–
3310
177134
288
19324
262
366
–
3000
23239
153894
(24587)
129307
–
27098
4604
–
97605
–
121187
129477
(128)
2163
12547
(375)
11422
981
416
–
2576
15020
(2473)
(13678)
(16151)
–
3000
453
2379
–
(21983)
–
2009-10
(22821)
(11785)
(205547)
(240153)
2010-11
–
4495
28843
–
14100
2395
1
2389
(664)
57818
(7985)
49833
268
(3479)
24
134
110125
57252
(301)
9138
57154
3528
(14668)
(107920)
(119061)
2008-09
–
–
167961
–
44949
7639
1
1719
5215
279400
58851
220548
335
528
1635
997
102652
113082
(109)
3483
284615
38501
1000
26007
65507
2007-08
–
–
222716
–
58139
9881
2
2489
2549
321974
31238
290736
245
(396)
(231)
440
88726
93073
(95)
3196
324523
50415
6003
83204
139623
2006-07
–
–
101597
–
26600
3731
4
2287
14339
158286
26359
131927
201
(3156)
12218
2785
77742
96312
(29)
6023
172626
21414
11765
(40601)
(7422)
2005-06
ALL COMPANIES
29644
–
65076
3250
16450
2740
(103)
2995
6059
172910
55751
117159
127
1109
1415
516
75798
53398
(228)
3403
178969
68013
12315
(33730)
46598
2004-05
28827
–
92907
–
12500
1602
–
(3620)
5585
156862
21026
135835
950
5667
2658
(69)
65848
39277
(222)
2718
162447
88729
32748
(66650)
54827
2003-04
4144
49818
3
11944
1530
–
–
896
11044
91820
24386
67434
1040
4485
3893
730
69139
14193
(110)
3586
102864
67449
21072
(72465)
16057
2002-03
TABLE 56: PUBLIC SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)
24633
(811)
15494
–
5000
–
3738
3227
25350
3609
4642
(1033)
562
6904
5811
5108
66324
5619
(105)
2484
28959
60466
28275
(134104)
(45363)
2001-02
(` Lakh)
218
281948
672809
290024
962833
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Figure in bracket represent negative value
Profit & Loss Account (Debit Balance)
TOTAL
Misc. Expenditure (to the extent not written off
or adjusted)
–
979860
6170
(680885)
202985
Net Current Assets (C)= (A-B)
78963
Cash & Bank Balance
CURRENT ASSETS
–
8360
Fixed Assets
Deferred Tax Assets
34237
1611977
979860
Loans
Investments
TOTAL
–
814081
Fair Value Change Account
–
155779
Reserves & Surplus
10000
Share Capital
Borrowings
2011
SOURCES OF FUNDS
Particulars
–
963806
5578
(506593)
841819
230340
611479
335226
291062
–
501598
655
(457602)
753380
197708
555671
295778
256409
39369
–
–
44164
5611
37840
915093
501598
–
–
360649
130949
10000
2009
10990
35977
1417854
963806
–
–
805516
148290
10000
2010
–
886800
913
(431463)
689288
181402
507886
257825
195899
61926
–
6371
39180
1271798
886800
–
–
730930
145870
10000
2008
–
735449
6002
(382054)
630641
170118.8
460522.5
248587
145448
103139
–
6000
41721
1063780
735449
–
–
592101
133348
10000
2007
(As on 31st March)
–
792626
12168
(366436)
600186
152356.8
447829.4
233750
136601
97149
–
6758
45913
1094224
792626
–
–
681624
101002
10000
2006
NATIONAL
–
518284
18340
(297543)
527152
165524.4
361627.1
229609
109505
120103
–
8985
50846
737656
518284
–
–
396656
111627
10000
2005
–
441151
23001
(285106)
474473
147945
326528
189366
88075
101292
888
7973
51384
643011
441151
–
–
329631
101520
10000
2004
TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET
–
250819
–
(241170)
402957
129978
272978
161787
63619
98168
462
7198
49957
434372
250819
–
–
143602
97217
10000
2003
–
274830
–
(229593)
369345
107316
262029
139752
71504
68248
–
6819
52924
444680
274830
–
–
178438
86392
10000
2002
–
105437
–
(199270)
335249
106137
229112
135979
65149
70830
–
4545
55987
244175
105437
–
–
–
95437
10000
2001
(` Lakh)
Reserves & Surplus
15683
10186
Deferred Tax Assets
219
1127836
463661
1591497
(551627)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
TOTAL
–
2384355
13725
1039870
Sub-Total (A)
or adjusted)
530445
509425
Cash & Bank Balance
CURRENT ASSETS
48566
Fixed Assets
2847822
2384355
Loans
Investments
TOTAL
Borrowings
1673201
20000
691154
Share Capital
2011
SOURCES OF FUNDS
Particulars
–
2307194
–
(394735)
1376096
428039
948057
981361
544842
436519
9458
16215
55935
2620322
2307194
1564174
723021
20000
2010
–
1473945
–
(380346)
1219132
356961
862171
838785
506702
332084
2331
15817
59386
1776757
1473945
741729
712215
20000
2009
–
2093208
–
(448396)
1101206
324998
776208
652811
367018
285793
1016
11524
65776
2463287
2093208
1395927
677280
20000
2008
–
1696851
4761
(506782)
1047606
287128
760479
540824
224597
316227
4056
13265
74545
2107007
1696851
1094835
582016
20000
2007
(As on 31st March)
–
1701930
10116
(471645)
1000628
287154
713474
528983
223012
305971
6175
12106
78652
2066526
1701930
1221127
460803
20000
2006
NEW INDIA
–
1116338
15472
(463918)
866382
257857
608525
402465
173855.97
228609
8407
11441
87413
1457523
1116338
684697
416641
15000
2005
–
978139
20828
(423563)
772905
227717
545188
349342
151908
197434
3525
10418
94089
1272842
978139
583789
384350
10000
2004
–
570582
2380
(426443)
727893
222084
505809
301450
142703
158746
2150
10925
96733
884837
570582
230176
330406
10000
2003
TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)
–
591991
–
(389336)
631624
183320
448304
242288
127002
115286
–
10727
101344
869256
591991
273046
308945
10000
2002
–
306775
–
(323202)
548918
157704
391214
225716
110247
115469
–
7785
107997
514195
306775
–
296775
10000
2001
(` Lakh)
220
170628
191508
362136
630283
289250
919534
Cash & Bank Balance
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
TOTAL
or adjusted)
–
1031182
11885
(557398)
–
CURRENT ASSETS
–
8736
Fixed Assets
Deferred Tax Assets
27414
1540546
Loans
Investments
TOTAL
1031182
811716
182940
–
1004656
–
(416209)
805917
282632
523286
389708
239763
149946
–
594921
–
(391697)
751341
224289
527053
359645
244632
115013
–
–
–
8547
–
33636
944434
594921
–
–
397556
187365
10000
2009
9078
30999
1380788
1004656
–
832781
188402
Reserves & Surplus
10000
–
10000
Share Capital
2010
Borrowings
2011
SOURCES OF FUNDS
Particulars
–
964116
–
(399475)
657752
192446
465305
258277
137664
120613
–
–
9423
37417
1316751
964116
–
–
761484
192632
10000
2008
–
785894
4851
(354377)
611418
199543
411875
257041
108541.87
148499.38
–
–
7364
41083
1086973
785894
–
–
583314
192579
10000
2007
–
835255
10298
(353040)
529548
174972
354576
176507
73831.12
102676.28
–
–
8460
43269
1126268
835255
–
–
670703
154552
10000
2006
ORIENTAL
–
511008
15746
(332680)
491925
143036
348889
159245
57394.76
101850.3
–
5681
6350
49491
766420
511008
–
–
369147
131861
10000
2005
–
435660
21193
(326960)
464228
132606
331622
137268
52740
84528
–
–
5754
51041
684632
435660
–
–
323442
102218
10000
2004
–
224406
2386
(300843)
423471
121476
301995
122628
57879
64749
–
–
5934
51490
465438
224406
–
–
141015
73391
10000
2003
(As on 31st March)
–
242878
–
(287188)
401137
108048
293089
113949
59677
54272
–
–
5686
53537
470843
242878
–
–
175599
57279
10000
2002
–
92723
–
(246977)
352645
104638
248007
105668
57203
48465
–
–
6040
57188
276472
92723
–
–
–
82723
10000
2001
(` Lakh)
221
673130
298237
971366
CURRENT LIABILITIES
Provisions
Sub-Total (B)
TOTAL
or adjusted)
–
896419
–
(679263)
292103
Sub-Total (A)
98780
193324
–
896090
–
(504934)
824887
288805
536082
319953
235577
84376
–
10838
8642
–
45356
1344830
896090
–
–
480845
400245
15000
2010
40367
1526672
896419
Cash & Bank Balance
CURRENT ASSETS
Deferred Tax Assets
Fixed Assets
Loans
Investments
TOTAL
–
471625
409793
Reserves & Surplus
–
15000
Share Capital
Borrowings
2011
SOURCES OF FUNDS
Particulars
–
547441
–
(483290)
749467
236086
513382
266177
204352
61825
–
12396
50414
967921
547441
–
–
186082
346359
15000
2009
–
827802
–
(476876)
700080
201201
498879
223203
152638
70565
–
8236
56079
1240363
827802
–
–
503743
309059
15000
2008
–
679433
–
(449234)
648679
175932
472747
199445
114471
84974
222
9841
58675
1059930
679433
–
–
403248
261186
15000
2007
(As on 31st March)
–
731492
–
(418966)
624646
153623
471023
205680
116631
89048
–
7067
62982
1080409
731492
–
–
495752
225740
10000
2006
UNITED
–
496898
21864
(427572)
588908
146974
441934
161335
81811
79524
–
6493
70299
825814
496898
–
–
293940
192958
10000
2005
–
448818
29350
(456322)
587582
133605
453978
131261
60226
71034
–
7325
75742
792722
448818
–
–
269554
169264
10000
2004
–
240319
2547
(394511)
529762
130301
399462
135251
81787
53464
–
7593
74358
550332
240319
–
–
95715
134603
10000
2003
–
250561
–
(352377)
502159
131160
370999
149782
100199
49583
–
7650
75568
519720
250561
–
–
120236
120325
10000
2002
–
117985
–
(338234)
448543
114965
333578
110309
70449
39860
–
5892
77709
372618
117985
–
–
–
107985
10000
2001
(` Lakh)
9458
41421
10186
Fixed Assets
Deferred Tax Assets
222
1976057
3104057
1341172
4445230
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
TOTAL
or adjusted)
3848720
1229815
2618904
2026249
1311244
715004
3473321
1015044
2458277
1760386
1212095
548291
2331
42372
181277
4604205
3117905
–
–
1686016
1376889
55000
2009
3148325
900047
2248278
1392116
853219
538897
1016
35554
198452
6292200
4771925
–
–
3392085
1324841
55000
2008
–
5291815
31780
–
5171746
5578
–
3117905
655
–
4771925
913
(2469172) (1822471) (1712935) (1756209)
1097241
878816
Cash & Bank Balance
CURRENT ASSETS
47121
150583
168268
7527018
Loans
6763793
5171746
–
–
3662251
1454495
55000
2010
Investments
5291815
–
TOTAL
–
3791688
Borrowings
1445128
55000
Share Capital
Reserves & Surplus
2011
SOURCES OF FUNDS
Particulars
–
3897627
15614
(1692447)
2938344
832721
2105624
1245897
593057
652840
4278
36468
216025
5317689
3897627
–
–
2673499
1169128
55000
2007
(As on 31st March)
–
4061304
32583
(1610088)
2755008
768105
1986902
1144920
550076
594844
6175
34391
230815
5367427
4061304
–
–
3069206
942097
50000
2006
TOTAL
2299188
641872
1657315
807236
352949
454288
4413
31470
272256
3393207
2303767
–
–
1506416
757352
40000
2004
2084083
603839
1480244
721116
345988
375127
2612
31650
272538
2334979
1286126
–
–
610508
635617
40000
2003
1904265
529844
1374421
645771
358382
287389
–
30882
283373
2304499
1360260
–
–
747319
572941
40000
2002
1685355
483444
1201911
577672
303048
274624
–
24262
298881
1407460
622920
–
–
–
582920
40000
2001
(` Lakh)
–
2642528
71422
–
2303767
94372
–
1286126
7313
–
1360260
–
–
622920
–
(1521713) (1491951) (1362967) (1258494) (1107683)
2474367
713391
1760976
952654
422567
530086
14088
33268
258050
3787412
2642528
–
–
1744440
853088
45000
2005
TABLE 57: PUBLIC SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.)
1972
13522
6195
TOTAL (A)
223
6936
4799
2943
4903
(6968)
5009
10863
1377
(84)
188
9382
2006-07
3826
4747
(6690)
5769
8517
799
213
105
7399
2005-06
1307
3550
(4789)
2546
6031
597
32
138
5264
2004-05
931
2707
(2382)
606
3183
420
10
112
2641
2003-04
29
1066
(1313)
276
1226
202
19
31
974
2002-03
(136)
424
(663)
103
101
23
–
10
68
2001-02
1716
(520)
714
807
149
26
0
632
2010-11
Note: Figure in brackets indicates negative value
TOTAL (C )
3724
3724
3724
Operating Profit/(Loss) C= (A – B)
APPROPRIATIONS
9798
TOTAL (B)
3964
3964
3964
2980
2980
2980
7192
7192
7192
7921
7921
7921
4691
4691
4691
4724
4724
4724
2252
2252
2252
1197
1197
1197
237
237
237
(1134)
(1134)
(1134)
1941
7
10246
4803
(2838)
4976
14128
1183
256
433
12256
2007-08
Other Miscellaneous
9706
4402
(1820)
7263
13226
1441
78
119
11588
2008-09
(1671)
(1671)
(1671)
(497)
(497)
(497)
511
536
1422
1959
(34)
10
15
21
20
11
(37)
2008-09
(` Lakh)
(368)
906
288
53
2
–
234
2009-10
BHARTI AXA
24
5191
(1574)
6877
13670
1617
138
67
11847
2009-10
BAJAJ ALLIANZ
Premium Deficiency
Solatium Fund
Co- Insurance administration fee
Operating Expenses related to Insurance
Business
(1588)
222
Others
Commission
14
11314
2010-11
Profit/ Loss on sale/redemption of
Investments
Particulars
FIRE
TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT
224
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
45
45
45
2356
1544
Business
1217
(404)
Commission
2401
TOTAL (A)
443
4
Others
6
1949
2010-11
Investments
Particulars
196
196
196
1792
1053
(476)
1215
1988
342
5
45
1597
2009-10
663
663
663
1749
991
(851)
1609
2411
358
5
17
2032
2008-09
1950
1950
1950
1693
1499
(977)
1172
3643
331
9
38
3266
2007-08
1790
1790
1790
1738
2073
(1229)
894
3528
327
9
12
3180
2006-07
(76)
(76)
(76)
1814
1919
(1462)
1357
1738
271
7
15
1444
2005-06
CHOLAMANDALAM
FIRE
179
179
179
1040
1218
(934)
756
1219
110
9
15
1085
2004-05
40
40
40
394
864
(653)
183
434
44
3
49
338
2003-04
(305)
(305)
(305)
321
454
(133)
–
16
1
–
3
12
2002-03
2246
(1018)
(1018)
(1018)
(75)
2100
(617)
838
1228
239
1
21
967
2001-02
1443
(1060)
(1060)
(1060)
(483)
(483)
(483)
595
744
1452
50 –
(321)
172
112
22
–
1
89
2009-10
(607)
549
383
73
1
9
300
2010-11
FUTURE GENARALI
TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Contd.)
(444)
(444)
(444)
296
–
368
(76)
3
(148)
–
–
–
(148)
2008-09
(` Lakh)
235
1690
1370
TOTAL (A)
225
1067
–
–
1067
–
1067
(650)
–
–
–
–
650
1036
–
TOTAL (C )
–
1036
–
Transfer to Shareholders'
Account
APPROPRIATIONS
654
1036
–
Other Miscellaneous
Operating Profit/(Loss) C=
(A – B)
–
Premium Deficiency
TOTAL (B)
–
–
1018
Solatium Fund
Insurance Business
522
416
79
(3)
8
332
(1734) (1822)
38
Others
1401
17
Commission
HDFC ERGO
ICICI LOMBARD
(` Lakh)
691
–
–
691
–
691
(524)
–
–
–
–
201
(743)
19
167
29
46
4
88
223
–
–
223
–
223
11
–
–
–
–
250
(272)
34
235
21
53
–
161
164
–
–
164
–
164
37
–
–
–
–
153
(234)
118
201
23
21
–
157
(67)
–
–
(67)
–
(67)
239
–
–
–
–
133
(146)
252
173
16
(1)
–
158
(27)
–
–
(27)
–
(27)
141
–
–
–
–
121
(32)
52
114
6
(1)
–
109
548
–
314
531
(75)
561
591
(91)
469
455
(9)
154
8993 10104 10865
6581
9698
5794
–
–
–
7695
–
–
(54) (2707)
–
–
(54) (2707)
–
–
–
–
(142) (2301)
–
–
(142) (2301)
–
1605
–
–
1605
–
1605
9860
–
–
–
6410
(142) (2301)
–
–
–
–
4688
53 16008 10152 13374
(54) (2707)
–
–
–
–
4583
–
–
2474
7458
324
(8)
160
6982
1701
4075
237
–
358
3480
1445
4081
196
–
269
3616
936
2643
181
4
70
2388
151
842
75
–
23
744
7385
–
–
7385
–
7385
73
–
–
–
–
6939
–
–
–
–
4796
–
–
–
–
5039
4813
–
–
4813
–
4813
5235
–
–
5235
–
5235
3831
–
–
3831
–
3831
(738) (1154) (1188)
–
–
–
–
5903
(471)
–
–
(471)
–
(471)
1313
–
–
–
–
2588
204 (1118) (2734) (3629) (9339) (8343) (7395) (7163) (1426)
–
–
–
–
–
48
(5)
10 11221
(1) 13301 10010 11073 11464
1
–
1
(2) 11287
(6)
–
–
(6)
–
(6)
29
–
–
–
–
333
(316)
12
24
3
–
–
21
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
Profit/ Loss on sale/redemption
of Investments
Particulars
FIRE
226
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
(1734)
(1734)
(1734)
7306
3358
Business
4853
(906)
5572
TOTAL (A)
Commission
580
(58)
14
5035
2010-11
Others
Investments
Particulars
(1211)
(1211)
(1211)
6266
2931
(1047)
4383
5055
595
(235)
12
4684
2009-10
514
514
514
6161
3402
(1654)
4414
6676
609
(5)
23
6049
2008-09
1499
1499
1499
5329
3845
(2742)
4226
6828
447
–
17
6364
2007-08
3697
3697
3697
2177
5209
(5624)
2592
5874
380
–
13
5481
4600
4600
4600
199
4511
(5507)
1195
4799
421
–
10
4368
2005-06
IFFCO TOKIO
2006-07
FIRE
2815
2815
2815
576
3376
(4045)
1245
3390
212
18
2
3158
2004-05
1566
1566
1566
1026
2846
(3003)
1183
2592
135
25
–
2432
2003-04
962
962
962
57
2363
(2599)
293
1019
52
–
–
967
2002-03
(108)
(108)
(108)
220
1210
(1027)
36
112
18
–
–
94
2001-02
(` Lakh)
(315)
(315)
(315)
236
233
(4)
7
(79)
15
0
(94)
2010-11
(171)
(171)
(171)
98
97
(1)
1
(73)
0
–
–
(74)
2009-10
RAHEJA QBE
8
227
TOTAL (C )
APPROPRIATIONS
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
(873)
(873)
(873)
858
872
Business
(28)
14
(16)
Commission
TOTAL (A)
Others
(1)
Investments
(3966)
(3966)
(3966)
3864
3788
(8)
84
(102)
49
0
(151)
2010-11
2010-11
(22)
SBI
L&T
Particulars
(1559)
(1559)
1559
2009
1074
(827)
1761
3567
445
–
47
3075
2010-11
1898
1898
1898
2902
1149
(1419)
3172
4801
593
–
134
4074
2009-10
1810
1810
1810
3043
1634
(1481)
2889
4853
575
–
127
4151
2008-09
FIRE
2444
2444
2444
1899
1882
(2657)
2674
4343
334
–
164
3845
2007-08
3577
3577
3577
(912)
1218
(3916)
1786
2665
194
–
78
2394
2006-07
793
793
793
701
468
(1066)
1299
1494
122
–
16
1357
2005-06
RELIANCE
734
734
734
1054
1112
(843)
785
1788
142
–
21
1625
2004-05
600
600
600
465
1139
(1346)
672
1065
136
–
29
900
2003-04
931
931
931
(409)
927
(1880)
544
522
163
–
91
268
2002-03
(96)
(96)
(96)
191
859
(697)
29
95
56
–
–
39
2001-02
(` Lakh)
228
TOTAL (C )
659
659
659
APPROPRIATIONS
1255
951
TOTAL (B)
Other Miscellaneous
Premium Deficiency
Solatium Fund
Business
(186)
490
Commission
327
1914
TOTAL (A)
748
748
748
944
702
(251)
494
1693
351
–
–
Others
49
1293
2009-10
6
1581
2010-11
Investments
Particulars
533
533
533
1388
971
(346)
763
1922
397
–
30
1495
2008-09
638
638
638
1844
1574
(660)
929
2482
329
–
9
2144
2007-08
1881
1881
1881
1224
2324
(1642)
542
3105
179
–
5
2920
2006-07
1153
1153
1153
1321
2055
(1663)
929
2474
127
–
7
2340
2005-06
ROYAL SUNDARAM
FIRE
742
742
742
1246
1223
(948)
971
1988
80
–
(2)
1909
2004-05
923
923
923
511
1217
(1110)
404
1434
60
–
34
1340
2003-04
608
608
608
330
968
(925)
287
938
47
–
27
864
2002-03
(493)
(493)
(493)
573
876
(366)
63
81
13
–
1
67
2001-02
197
197
197
47
53
(37)
31
244
16
10
218
2010-11
4
4
4
75
25
(13)
63
79
4
0
–
75
2009-10
SHRIRAM
(47)
(47)
(47)
8
4
0
4
(39)
1
–
–
(40)
2008-09
(` Lakh)
1315
229
94
TOTAL (B)
2368
2368
TOTAL (C )
APPROPRIATIONS
2368
–
Other Miscellaneous
–
33
1214
Premium Deficiency
Solatium Fund
Business
(2468)
2462
TOTAL (A)
Commission
402
3
Others
53
2004
2184
2184
2184
263
–
–
30
1140
(1928)
1022
2447
375
13
48
2011
2280
2280
2280
194
–
–
–
1570
(2542)
1166
2474
381
22
7
2064
2493
2493
2493
(394)
–
2249
2249
2249
(554)
–
–
1589
1302
–
(2778)
635
1695
176
14
15
1489
(2352)
657
2099
427
9
1
1662
UNIVERSAL SOMPO
(` Lakh)
2808
2808
2808
(1581)
–
–
1238
(3616)
797
1227
111
17
15
1085
1793
1793
1793
(861)
–
696
–
(1878)
321
931
107
14
0
810
1963
1963
1963
(1079)
–
17
410
(1777)
271
884
61
–
–
823
1018
1018
1018
(647)
–
–
265
(1034)
122
371
30
(6)
1
346
124
124
124
(170)
–
–
237
(430)
23
(46)
–
–
–
(46)
(759)
(759)
(759)
3231
2175
20
1037
2473
215
(14)
28
2244
(1452)
(1452)
(1452)
2823
5
–
1875
64
879
1370
105
(8)
11
1263
(1198)
(1198)
(1198)
974
–
–
981
(46)
39
(223)
43
–
–
(267)
(766)
(766)
(766)
724
–
–
727
(3)
–
(42)
–
1
–
(43)
2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08
TATA AIG
2010-11 2009-10 2008-09 2007-08 2006-07
Investments
Particulars
FIRE
590
6336
3231
429
1682
TOTAL (A)
Commission
Business
230
TOTAL (C )
995
995
995
APPROPRIATIONS
5341
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
–
13
Others
Co-Insurance administration fee
4
5728
2010-11
Investments
Particulars
(268)
(268)
(268)
6438
–
1512
349
4577
6171
498
9
21
5643
2009-10
(1079)
(1079)
(1079)
7131
–
1637
395
5098
6052
502
33
41
5476
2008-09
(74)
(74)
(74)
4434
(387)
1478
177
3166
4361
325
20
119
3897
2007-08
(2289)
(2289)
(2289)
5260
387
1270
(124)
3727
2970
265
(5)
36
2674
2006-07
(586)
(586)
(586)
2978
–
756
(259)
2480
2392
124
57
16
2196
2005-06
BAJAJ ALLIANZ
MARINE
(555)
(555)
(555)
2323
(44)
642
(166)
1890
1767
122
31
28
1586
2004-05
(336)
(336)
(336)
1140
44
334
(160)
922
804
72
17
19
696
2003-04
74
74
74
173
–
112
(85)
146
247
25
2
216
216
2002-03
2
2
2
14
–
19
(22)
17
17
1
–
1
15
2001-02
(272)
(272)
(272)
650
496
(87)
241
378
36
7
0
334
2010-11
439
(284)
(284)
(284)
(139)
(139)
(139)
118
–
117
273
–
(2)
3
(21)
3
3
2
(28)
2008-09
(` Lakh)
(12)
178
156
10
0
0
145
2009-10
BHARTI AXA
231
TOTAL (C )
192
192
192
APPROPRIATIONS
1118
812
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Business
(432)
739
Commission
84
1311
2
Others
TOTAL (A)
2
1223
2010-11
Investments
Particulars
(208)
(208)
(208)
1563
–
925
(355)
993
1355
113
2
24
1216
2009-10
178
178
178
1084
–
680
(384)
788
1262
110
2
5
1145
2008-09
(239)
(239)
(239)
1320
(24)
701
(336)
978
1081
89
1
10
981
2007-08
(506)
(506)
(506)
1282
24
667
(301)
892
776
64
1
2
709
2006-07
(345)
(345)
(345)
939
–
438
(101)
602
594
45
1
2
546
2005-06
CHOLAMANDALAM
MARINE
(111)
(111)
(111)
517
(6)
402
(219)
340
406
23
–
3
380
2004-05
(82)
(82)
(82)
284
6
198
(58)
138
202
25
–
27
150
2003-04
(7)
(7)
(7)
12
–
13
(1)
–
5
–
–
1
4
2002-03
(610)
(610)
(610)
1246
925
(199)
520
636
102
0
9
525
2010-11
(458)
(458)
(458)
738
–
531
(94)
301
280
26
0
3
251
2009-10
403
(287)
(287)
(287)
(104)
(104)
(104)
89
–
92
317
–
(7)
4
(15)
–
–
–
(15)
2007-08
(` Lakh)
(46)
132
116
9
–
–
107
2008-09
FUTURE GENARALI
848
633
TOTAL (A)
232
48
(143)
(143)
(143)
475
–
184
(174)
465
332
29
(1)
3
301
TOTAL (C )
Transfer to Shareholders'
Account
48
48
Operating Profit/(Loss) C=
(A – B)
APPROPRIATIONS
800
–
374
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Insurance Business
(207)
67
Interest, Dividend & Rent –
Gross
5
777
(1)
Commission
HDFC ERGO
ICICI LOMBARD
(` Lakh)
(185)
(185)
(185)
394
–
371
(85)
108
209
16
0
2
192
(176)
(176)
(176)
333
–
218
(17)
132
156
11
3
0
142
(55)
(55)
(55)
156
–
93
(12)
75
101
6
(1)
0
96
(19)
(19)
(19)
72
–
44
(9)
37
52
3
(1)
–
50
(7)
(7)
(7)
23
–
16
(1)
8
17
1
–
–
16
6744
185
2658
(822)
4722
4524
266
(143)
153
4248
(2) (2220)
(2) (2220)
(2) (2220)
3
–
2
–
1
1
–
–
–
1
3220
2015
157
(26)
53
1830
1156
1324
69
(2)
34
1224
2019
1366
81
(2)
124
1164
9121
680
4268
5827
305
3631
2528
–
2565
2570
–
1606
543 (5740) (3812) (1204) (1204)
543 (5740) (3812) (1204) (1204)
543 (5740) (3812) (1204) (1204)
3361
(985)
2468
(790) (1329) (1330) (1193) (1055)
3381
5502
3904
399
(62)
316
2728
2668
344
(32)
364
3228
(819)
(819)
(819)
2614
(110)
1420
(803)
2107
1795
86
–
118
1591
(702)
(702)
(702)
1460
80
683
(577)
1275
757
78
–
30
649
(174)
(174)
(174)
362
30
172
(37)
197
188
14
1
4
169
6
6
6
10
–
–
–
10
16
1
–
–
15
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02
Others
Profit/ Loss on sale/redemption
of Investments
Particulars
MARINE
2285
Business
233
TOTAL (C )
(1197)
(1185)
(884)
(792)
(3175)
(3175)
(3175)
6555
–
2289
43
4222
3380
334
–
11
3035
2006-07
(1278)
(1278)
(1278)
3402
50
792
108
2452
2124
191
–
5
1928
2005-06
(651)
(651)
(651)
2390
10
607
(24)
1797
1739
136
–
1
1602
2004-05
(438)
(438)
(438)
1572
–
489
(91)
1175
1134
115
–
–
1019
2003-04
(306)
(306)
(306)
728
–
419
(141)
450
422
56
–
–
366
2002-03
(92)
(92)
(92)
97
–
112
(51)
37
5
3
–
–
2
2001-02
(50)
(50)
(50)
24
20
1
3
(26)
0
0
(26)
2010-11
(15)
(15)
10
–
9
0
1
(5)
0
–
–
(5)
2009-10
(15)
–
(792)
(792)
5533
(100)
1179
152
4301
4742
516
–
19
4207
2007-08
–
(884)
(884)
5959
–
1980
(469)
4448
5075
605
(12)
23
4460
2008-09
RAHEJA QBE
(1185)
(1185)
6021
–
2260
(324)
4085
4836
585
271
12
3969
2009-10
IFFCO TOKIO
(` Lakh)
(1197)
APPROPRIATIONS
5684
(1197)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
3841
4487
TOTAL (A)
(442)
569
Commission
21
Others
14
3882
2010-11
Investments
Particulars
MARINE
402
Commission
Business
234
TOTAL (C )
222
222
222
APPROPRIATIONS
1141
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
791
(51)
1363
96
10
1256
2010-11
TOTAL (A)
Others
Investments
Particulars
(2)
(2)
(2)
1956
(254)
482
(53)
1781
1954
126
–
28
1800
2009-10
(1135)
(1135)
(1135)
2835
254
722
10
1849
1700
155
–
34
1511
2008-09
(580)
(580)
(580)
1793
–
591
(86)
1288
1213
80
–
39
1094
2007-08
(220)
(220)
(220)
874
–
319
(26)
581
654
24
–
9
621
(397)
(397)
(397)
855
–
193
(104)
766
458
27
–
4
427
2005-06
RELIANCE
2006-07
MARINE
(83)
(83)
(83)
452
286
–
(84)
250
369
34
–
5
330
2004-05
37
37
37
191
–
207
(150)
133
227
39
–
8
181
2003-04
(130)
(130)
(130)
263
–
182
(59)
140
133
26
–
15
92
2002-03
(48)
(48)
(48)
64
–
33
(13)
44
16
2
–
–
14
2001-02
(179)
(179)
(179)
156
151
(1)
6
(23)
1
0
(0)
(24)
2010-11
L&T
(46)
(46)
(46)
28
28
(0)
0
(18)
0
(18)
2010-11
SBI
(` Lakh)
235
TOTAL (C )
156
156
156
APPROPRIATIONS
1094
363
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Business
0
731
Commission
1250
TOTAL (A)
70
70
70
1092
–
385
24
682
1162
96
103
21
1045
2009-10
–
3
1144
2010-11
Others
Investments
Particulars
(181)
(181)
(181)
1025
–
355
32
638
844
80
–
9
754
2008-09
44
44
44
469
–
299
(197)
367
513
58
–
2
453
2007-08
194
194
194
706
–
318
(230)
619
900
75
–
2
823
2006-07
(224)
(224)
(224)
1390
–
306
43
1041
1166
61
–
3
1101
2005-06
ROYAL SUNDARAM
MARINE
(6)
(6)
(6)
881
–
317
19
545
875
37
–
(1)
838
2004-05
59
59
59
682
–
313
(72)
440
742
32
–
18
692
2003-04
(151)
(151)
(151)
626
–
317
(94)
403
475
25
–
14
436
2002-03
(151)
(151)
(151)
174
–
136
(11)
49
24
5
–
1
18
2001-02
5
5
5
8
3
(3)
8
13
3
0
9
2010-11
(0)
(0)
(0)
2
–
0
0
1
2
0
–
–
2
2009-10
SHRIRAM
(5)
(5)
(5)
–
–
–
–
–
(5)
–
–
–
(5)
2008-09
(` Lakh)
(25)
573
9904
7677
1309
2807
Others
TOTAL (A)
Commission
Business
236
TOTAL (C )
(1889)
(1889)
APPROPRIATIONS
11793
(1889)
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
0
163
Investments
9193
2010-11
Particulars
(703)
(703)
(703)
7403
–
1
2531
147
4724
6699
426
(13)
117
6169
2009-10
(1878)
(1878)
(1878)
7873
–
2623
(70)
5320
5995
387
29
16
5563
2008-09
(709)
(709)
(709)
5435
–
1992
(168)
3612
4726
295
3
2
4426
2007-08
(485)
(485)
(485)
3812
–
1386
(127)
2552
3327
195
4
28
3099
2006-07
(367)
(367)
(367)
3066
–
959
(50)
2156
2699
172
6
38
2484
2005-06
TATA AIG
MARINE
(86)
(86)
(86)
2068
761
–
6
1301
1983
180
1
–
1802
2004-05
(206)
(206)
(206)
1882
–
749
(61)
1194
1676
157
–
–
1519
2003-04
(641)
(641)
(641)
1511
–
575
(165)
1101
870
89
(20)
3
798
2002-03
(386)
(386)
(386)
569
–
526
(78)
122
184
–
–
–
184
2001-02
(` Lakh)
(454)
(454)
(454)
558
170
233
(33)
189
104
22
(221)
(221)
(221)
240
1
(69)
(69)
(69)
49
–
50
170
–
(6)
5
(20)
1
–
0
(22)
2008-09
(19)
88
19
6
(0)
1
3
(1)
13
2009-10
81
2010-11
UNIVERSAL SOMPO
160701
237
(4934)
–
(4934)
–
TOTAL (C )
(4934)
APPROPRIATIONS
223272
(535)
171
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
57739
218338
TOTAL (A)
Business
18890
5195
1392
Others
Commission
133
197923
2010-11
Investments
Particulars
8578
–
–
8578
8578
180898
212
145
48937
4401
127203
189476
14606
3332
607
170931
2009-10
7739
–
–
7739
7739
181402
–
–
53443
4329
123630
189141
12972
3035
1070
172063
2008-09
5241
–
–
5241
5241
133040
–
–
45827
786
86428
138281
8784
887
3219
125391
2007-08
3663
–
–
3663
3663
74021
(487)
–
28452
(772)
46828
77683
5002
201
683
71797
2006-07
2577
–
–
2577
2577
49130
293
–
15360
728
32750
51707
1971
435
260
49042
2005-06
BAJAJ ALLIANZ
MISCELLANEOUS
2496
–
–
2496
2496
29721
51
–
10713
760
18197
32216
1599
9
368
30241
2004-05
313
–
–
313
313
20882
90
–
7025
234
13533
21194
1153
2
312
19728
2003-04
(465)
–
–
(465)
(465)
15637
54
–
5489
(151)
10245
15172
761
73
118
14220
2002-03
(2779)
–
–
(2779)
(2779)
3828
–
–
3270
(596)
1154
1049
94
15
41
899
2001-02
(16200)
–
–
(16200)
(16200)
48969
260
(428)
9
22274
213
26641
32769
1833
332
1
30604
2010-11
(12692)
–
–
(12692)
(12692)
21212
428
(4904)
–
–
(4904)
(4904)
4992
–
–
–
4794
13909
–
(78)
276
88
122
113
65
(212)
2008-09
(` Lakh)
(660)
7536
8521
516
18
1
7986
2009-10
BHARTI AXA
46623
238
–
(4276)
–
TOTAL (C )
(4276)
APPROPRIATIONS
68107
(4276)
(128)
20955
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
Business
658
63832
TOTAL (A)
Commission
4135
2
130
59565
2010-11
Others
Investments
Particulars
(1557)
–
–
(1557)
(1557)
48457
128
–
17417
(1314)
32226
46900
3051
1
433
43415
2009-10
(635)
–
–
(635)
(635)
38340
–
–
14724
(1565)
25181
37705
2234
6
106
35360
2008-09
(1461)
–
–
(1461)
(1461)
23474
–
–
11011
(952)
13415
22013
1231
3
140
20639
2007-08
(532)
–
–
(532)
(532)
9915
–
–
5209
(585)
5291
9383
524
2
18
8839
2006-07
(440)
–
–
(440)
(440)
7688
–
–
3363
(609)
4935
7248
343
38
19
6849
2005-06
CHOLAMANDALAM
MISCELLANEOUS
(1042)
–
–
(1042)
(1042)
6967
(8)
–
2672
(73)
4376
5925
251
–
35
5639
2004-05
(1680)
–
–
(1680)
(1680)
3877
8
–
2231
(130)
1768
2196
142
–
159
1895
2003-04
(717)
–
–
(717)
(717)
848
–
–
828
(42)
62
131
6
–
31
94
2002-03
(8915)
–
–
(8915)
(8915)
42359
32
16301
(517)
26544
33444
1855
7
162
31420
2010-11
(8448)
–
–
(8448)
(8448)
27326
(26)
21
12290
(1025)
16066
18878
601
5
76
18197
2009-10
(8475)
–
–
(8475)
(8475)
14207
–
(1573)
–
–
(1573)
(1573)
1607
–
–
1599
8817
–
(42)
50
34
–
–
–
34
2007-08
(` Lakh)
(360)
5750
5732
232
1
13
5485
2008-09
FUTURE GENARALI
51226
(1924)
21529
Commission
239
TOTAL (C )
(7199)
(7199)
(7199)
APPROPRIATIONS
70831
TOTAL (B)
(11729)
(11729)
(11729)
54297
–
Premium Deficiency
Other-Miscellaneous
–
17444
(1747)
38600
42568
Solatium Fund
63632
TOTAL (A)
2270
689
282
4562
Others
236
39373
2009-10
330
58458
2010-11
Particulars
(3982)
(3982)
(3982)
23336
–
–
10179
(1206)
14363
19353
1207
317
161
17668
2008-09
MISCELLANEOUS
(2311)
(2311)
(2311)
18092
–
–
6942
(162)
11311
15780
758
305
15
14702
2007-08
(308)
(308)
(308)
14689
–
–
6149
730
7810
14382
727
(144)
23
13776
2006-07
HDFC ERGO
187
187
187
14210
–
–
5590
935
7684
14397
701
57
11
13627
2005-06
(1160)
(2958)
(2958)
(2958)
(1160)
(1160)
7312
–
–
3982
239
3092
4355
188
–
180
3986
2003-04
13427
–
–
4470
1104
7853
12266
525
(93)
33
11801
2004-05
(902)
(902)
(902)
955
–
–
915
(48)
88
53
12
(2)
1
42
2002-03
(` Lakh)
4013
257121
(4812)
60738
Commission
240
TOTAL (C )
(13136)
(13136)
(13136)
APPROPRIATIONS
313046
TOTAL (B)
835
835
835
233384
–
Premium Deficiency
Other-Miscellaneous
–
48357
234219
Solatium Fund
181014
299911
13962
TOTAL (A)
(1582)
4784
15928
Others
14778
207061
2009-10
9117
270081
2010-11
Particulars
(735)
(735)
(735)
206938
–
–
57181
(3496)
153253
206203
13221
(2029)
10478
184533
2008-09
6940
6940
6940
149910
–
–
44790
(8697)
113818
156850
9739
(205)
3293
144024
2007-08
MISCELLANEOUS
(3889)
(3889)
(3889)
109608
–
–
40370
(8516)
77754
105719
4945
(123)
2439
98459
2006-07
1806
1806
(1806)
54348
–
–
22318
(3175)
35205
52543
1758
(40)
2701
48124
2005-06
ICICI LOMBARD
(1773)
(1773)
(1773)
19832
–
–
8878
(729)
11925
18057
720
(2)
986
16353
2004-05
(430)
(430)
(430)
5832
–
–
3220
(2425)
4795
5402
378
7
146
4872
2003-04
(60)
(60)
(60)
2096
–
–
1434
(258)
1435
2036
162
14
50
1810
2002-03
(1301)
(1301)
(1301)
1461
–
–
867
(88)
166
160
38
–
–
121
2001-02
(` Lakh)
115012
90352
2859
26221
TOTAL (A)
Commission
Business
241
TOTAL (C )
(4420)
(4420)
(4420)
APPROPRIATIONS
119432
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
10173
(7)
Others
253
104593
2010-11
Investments
Particulars
4543
4543
4543
88425
–
19736
3890
64799
92968
9277
(64)
185
83570
2009-10
(914)
(914)
(914)
81021
–
18581
1801
60640
80107
7041
13
269
72784
2008-09
(1688)
(1688)
(1688)
59248
–
15106
2195
41947
57560
4009
7
148
53396
2007-08
1593
1593
1593
47448
–
12975
1428
33045
49042
2699
7
92
46244
2006-07
(2222)
(2222)
(2222)
32134
–
9986
1388
20761
29912
1568
3
39
28303
2005-06
IFFCO TOKIO
MISCELLANEOUS
(649)
(649)
(649)
14150
–
5735
(466)
8881
13501
666
51
7
12777
2004-05
(560)
(560)
(560)
7507
–
3095
(516)
4928
6947
375
–
–
6572
2003-04
(679)
(679)
(679)
3485
–
2086
(707)
2106
2806
189
–
–
2617
2002-03
(622)
(622)
(622)
939
–
1043
(459)
355
317
38
–
–
279
2001-02
(` Lakh)
(1410)
(1410)
(1410)
1388
1176
39
173
(22)
27
6
0
(55)
2010-11
(1380)
(1380)
(1380)
1132
1088
1
44
(247)
3
2
0
(252)
2009-10
RAHEJA QBE
10
130587
(1373)
43211
Commission
Business
242
TOTAL (C )
(37046)
(37046)
(37046)
APPROPRIATIONS
172424
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
135378
TOTAL (A)
9481
Others
837
125049
2010-11
Particulars
(14519)
(14519)
(14519)
158002
–
46433
(2047)
113616
143483
7686
12
1735
134051
2009-10
(10539)
(10539)
(10539)
152691
–
51748
(1684)
102627
142152
7311
3
1614
133224
2008-09
(22472)
(22472)
(22472)
119686
–
53813
(5234)
71107
97214
4123
(1)
2026
91065
2007-08
(4697)
(4697)
(4697)
27506
–
16555
(4001)
14951
22809
994
5
398
21412
694
694
694
3217
–
2063
(225)
1379
3912
265
–
34
3613
2005-06
RELIANCE
2006-07
MISCELLANEOUS
(637)
(637)
(637)
3795
2034
–
(1040)
2801
3157
253
20
37
2847
2004-05
(605)
(605)
(605)
2516
–
1986
(1039)
1569
1911
297
–
62
1551
2003-04
(723)
(723)
(723)
1870
–
1559
(922)
1233
1147
356
19
200
572
2002-03
(437)
(437)
(437)
543
–
560
(104)
87
106
37
–
–
69
2001-02
(3704)
(3704)
(3704)
3637
3240
(82)
480
(67)
16
2
0
(84)
2010-11
SBI
(` Lakh)
243
–
(4536)
–
TOTAL (C )
(4536)
APPROPRIATIONS
96226
(4536)
–
Other-Miscellaneous
TOTAL (B)
–
Premium Deficiency
29158
Business
–
2268
Commission
–
64800
Solatium Fund
91690
TOTAL (A)
6651
17
Others
127
84894
2010-11
Investments
Particulars
267
–
–
267
267
75345
–
–
–
–
22310
3304
49731
75612
5509
9
946
69148
2009-10
(1288)
–
–
(1288)
(1288)
63983
–
–
–
–
20629
3521
39834
62695
4672
6
459
57557
2008-09
(1465)
–
–
(1465)
(1465)
46562
–
–
–
–
15562
2481
28519
45097
2985
11
113
41987
2007-08
(335)
–
–
(335)
(335)
31987
–
–
–
–
10998
1775
19213
31651
1976
3
58
29614
2006-07
(604)
–
–
(604)
(604)
23318
–
–
–
–
8121
1001
14196
22714
1148
3
60
21502
2005-06
ROYAL SUNDARAM
MISCELLANEOUS
(710)
–
–
(710)
(710)
16003
–
–
–
–
5742
407
9855
15294
724
3
(14)
14581
2004-05
(996)
–
–
(996)
(996)
13006
–
–
–
–
5046
(156)
8116
12010
525
2
292
11191
2003-04
(2124)
–
–
(2124)
(2124)
9091
–
–
–
–
4250
(328)
5169
6967
392
–
226
6349
2002-03
(2654)
–
–
(2654)
(2654)
4001
–
–
–
–
3189
(239)
1051
1347
112
–
12
1223
2001-02
1001
1001
1001
34966
178
–
–
–
7816
1504
25469
35967
2892
299
32776
2010-11
1924
–
–
1924
1924
12983
–
–
–
4078
(629)
9535
14907
1061
317
13528
2009-10
SHRIRAM
(925)
–
–
(925)
(925)
3062
–
–
–
1857
8
1197
2137
320
57
–
1760
2008-09
(` Lakh)
244
68518
45319
3057
25402
TOTAL (A)
Commission
Insurance Business
73899
(5381)
TOTAL (B)
(5381)
–
–
TOTAL (C )
(5381)
(2997)
–
–
(2997)
(2997)
59369
96
(1228)
–
–
(1228)
(1228)
56610
–
72
Other-Miscellaneous
–
–
22934
4594
29081
55381
3941
186
134
51121
–
24
4
21345
4009
33892
56372
4729
(140)
989
50793
Premium Deficiency
5
5955
43
(228)
Others
Solatium Fund
1318
Investments
61472
APPROPRIATIONS
TATA AIG
L&T
UNIVERSAL SOMPO
(` Lakh)
(1037)
–
–
(1037)
(1037)
42920
–
–
–
–
19825
2668
20427
41882
2524
45
18
39296
(239)
(632)
–
–
–
–
(632)
(632)
27541
–
–
–
–
12916
1564
13061
26909
1511
78
332
24987
(239)
(239)
35864
–
–
–
–
16379
1961
17524
35625
1753
45
252
33576
307
–
–
307
307
21348
–
9198
–
–
–
1222
10928
21654
1391
112
3
20148
(1615)
–
–
(1615)
(1615)
14694
–
–
–
–
6450
1251
6993
13079
–
–
1059
12020
(2295)
–
–
(2295)
(2295)
9864
–
–
–
–
4805
276
4783
7569
524
(115)
16
7144
(3422)
–
–
(3422)
(3422)
4551
–
–
–
–
3817
(141)
875
1129
–
–
–
1129
(5200)
(5200)
(5200)
5315
11
5086
(7)
225
116
45
0
(4)
75
–
(4948)
(4948)
(4948)
23039
–
–
27
(4989)
–
–
(4989)
(4989)
11731
2
–
8
–
6299
640
9239
4782
782
6742
485
(30)
39
6248
12990
18091
1027
(18)
132
16950
(1752)
–
–
(1752)
(1752)
2064
–
–
–
–
1736
132
197
312
102
9
–
201
(2)
–
–
(2)
(2)
2
–
–
–
–
2
–
–
–
–
–
–
–
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2010-11 2009-10 2008-09 2007-08
Particulars
MISCELLANEOUS
170127
245
–
TOTAL (C )
APPROPRIATIONS
(215)
(215)
(215)
238411
–
Other-Miscellaneous
TOTAL (B)
(535)
171
Premium Deficiency
Solatium Fund
64612
238196
TOTAL (A)
Business
21453
4036
1627
Others
Commission
151
214965
2010-11
Investments
Particulars
12274
12274
12274
197042
–
212
145
–
54851
3177
138657
209316
16721
3480
695
188420
2009-10
9640
9640
9640
198779
–
354
172
–
59883
2378
135992
208419
14915
3146
1231
189127
2008-09
12395
12395
12395
144375
–
(231)
–
–
51911
(1876)
94570
156770
10291
1163
3771
141544
2007-08
9294
9294
9294
82223
–
(100)
–
–
34625
(7864)
55563
91517
6644
112
908
83853
2006-07
6682
6682
6682
55934
–
293
–
–
20864
(6222)
40999
62616
2893
705
382
58637
2005-06
BAJAJ ALLIANZ
6664
6664
6664
33351
–
7
–
–
14905
(4194)
22633
40015
2319
71
534
37092
2004-05
2229
2229
2229
22953
–
133
–
–
10066
(2307)
15061
25182
1645
29
444
23064
2003-04
806
806
806
15839
–
54
–
–
6667
(1549)
10667
16645
988
94
153
15410
2002-03
(2540)
(2540)
(2540)
3706
–
–
–
3713
(1280)
1273
1165
117
15
52
982
2001-02
(17606)
(17606)
(17606)
51560
267
(403)
9
–
24485
(395)
27596
33954
2018
365
1
31570
2010-11
(14647)
(14647)
(14647)
23611
–
428
–
(5540)
(5540)
(5540)
5622
–
–
–
–
5447
15604
–
(114)
289
82
146
135
78
(278)
2008-09
(` Lakh)
(1040)
8619
8964
579
20
1
8364
2009-10
BHARTI AXA
23311
Business
246
TOTAL (C )
APPROPRIATIONS
(4038)
(4038)
71582
(4038)
–
Other-Miscellaneous
TOTAL (B)
(128)
Premium Deficiency
–
(178)
Commission
–
48578
Solatium Fund
67544
TOTAL (A)
4661
7
138
62737
2010-11
Others
Investments
Particulars
(1569)
(1569)
(1569)
51812
–
128
–
–
19395
(2145)
34434
50243
3506
7
501
46229
2009-10
206
206
206
41173
–
–
–
–
16395
(2801)
27578
41378
2702
12
128
38536
2008-09
250
250
250
26488
–
(24)
–
–
13212
(2266)
15565
26738
1651
13
188
24886
2007-08
752
752
752
12934
–
24
–
–
7949
(2115)
7077
13687
915
11
32
12728
2006-07
(860)
(860)
(860)
10440
–
–
–
–
5719
(2172)
6893
9580
659
45
36
8840
2005-06
CHOLAMANDALAM
(974)
(974)
(974)
8524
–
(14)
–
–
4293
(1226)
5472
7550
383
9
53
7104
2004-05
(1722)
(1722)
(1722)
4555
–
14
–
–
3293
(841)
2089
2833
211
3
236
2383
2003-04
(1029)
(1029)
(1029)
1181
–
–
–
–
1295
(176)
62
152
7
–
35
110
2002-03
(10543)
(10543)
(10543)
45851
(75)
32
19325
(1333)
27902
35308
2196
8
192
32912
2010-11
(9967)
(9967)
(9967)
29508
–
24
21
–
14274
(1726)
16915
19542
700
6
88
18748
2009-10
(9245)
(9245)
(9245)
15205
–
51
9
(2121)
(2121)
(2121)
1992
–
–
–
–
2059
9878
–
(125)
58
(129)
–
–
–
(129)
2007-08
(` Lakh)
(737)
6003
5960
262
2
15
5682
2008-09
FUTURE GENERALI
66170
53230
(3864)
22920
TOTAL (A)
Commission
247
TOTAL (C )
(6115)
(6115)
(6115)
APPROPRIATIONS
72286
TOTAL (B)
Other-Miscellaneous
Premium Deficiency
Solatium Fund
319
4864
Others
352
60636
2010-11
Particulars
(10805)
(10805)
(10805)
54121
18278
(3743)
39586
43316
2378
686
247
40006
2009-10
(3476)
(3476)
(3476)
23206
10751
(2034)
14489
19730
1252
363
167
17947
2008-09
(2264)
(2264)
(2264)
18436
7409
(451)
11477
16172
790
361
16
15005
2007-08
(198)
(198)
(198)
14882
6395
484
8003
14684
756
(125)
24
14029
2006-07
HDFC ERGO
101
101
101
14521
5767
780
7973
14622
720
55
12
13835
2005-06
(1195)
(1195)
(1195)
13592
4608
1071
7913
12397
532
(94)
34
11925
2004-05
(3013)
(3013)
(3013)
7368
4032
234
3101
4355
189
–
181
3985
2003-04
(902)
(902)
(902)
955
915
(48)
88
53
12
(2)
1
42
2002-03
(` Lakh)
248
TOTAL (C )
(18063)
(18063)
(18063)
APPROPRIATIONS
335798
–
TOTAL (B)
185
Premium Deficiency
Other-Miscellaneous
–
67979
Solatium Fund
(5430)
Commission
–
2106
273064
194838
317735
TOTAL (A)
3677
1515
1515
1515
251473
–
(985)
–
–
55514
252987
14325
5793
16742
Others
15703
219282
2009-10
9583
285616
2010-11
Particulars
(8776)
(8776)
(8776)
4733
4733
4733
165597
–
229433
305
–
–
56116
(13656)
122832
170329
10351
(240)
3500
156718
2007-08
680
–
67858
(7558)
168454
220657
14211
(2182)
11263
197365
2008-09
2292
2292
2292
112210
–
–
–
49873
(19048)
81384
114502
5337
(133)
2633
106665
2006-07
1804
1804
1804
56180
–
–
–
29827
(12573)
38925
57984
2076
(49)
3189
52768
2005-06
ICICI LOMBARD
2644
2644
2644
21291
–
(352)
–
15094
(8927)
15476
23935
1003
(2)
1373
21561
2004-05
2699
2699
2699
6104
–
322
–
8941
(10164)
7005
8803
638
11
246
7908
2003-04
(704)
(704)
(704)
3771
–
(485)
–
4195
(1721)
1782
3066
251
15
77
2723
2002-03
(1307)
(1307)
(1307)
1490
–
515
–
1200
(404)
179
184
42
–
1
141
2001-02
(` Lakh)
249
TOTAL (C )
(7351)
(7351)
(7351)
APPROPRIATIONS
132422
–
Other-Miscellaneous
–
Premium Deficiency
TOTAL (B)
–
–
31864
Solatium Fund
Business
1511
99046
Commission
125070
TOTAL (A)
11323
(44)
Others
282
113510
2010-11
Investments
Particulars
2147
2147
2147
100713
–
–
–
–
24927
2519
73267
102860
10457
(28)
208
92222
2009-10
(1284)
(1284)
(1284)
93142
–
–
–
–
23962
(323)
69502
91858
8254
(4)
315
83293
2008-09
(981)
(981)
(981)
70110
–
(100)
–
–
20131
(395)
50474
69129
4972
7
184
63967
2007-08
2115
2115
2115
56180
–
–
–
–
20473
(4152)
39859
58295
3412
7
116
54760
2006-07
1100
1100
1100
35735
–
50
–
–
15289
(4011)
24407
36835
2180
3
54
34598
2005-06
IFFCO TOKIO
1515
1515
1515
17115
–
10
568
568
568
10105
–
–
–
–
–
–
6430
(3610)
7285
10673
625
25
–
10023
2003-04
9718
(4535)
11923
18631
1014
69
11
17537
2004-05
(23)
(23)
(23)
4270
–
–
–
–
4868
(3447)
2849
4247
297
–
–
3950
2002-03
(823)
(823)
(823)
1256
–
–
–
–
2365
(1537)
428
432
58
–
–
374
2001-02
(` Lakh)
(1774)
(1774)
(1774)
1648
–
–
–
–
1429
36
183
(126)
43
6
1
(175)
2010-11
(1566)
(1566)
(1566)
1240
–
–
–
–
1195
–
45
(326)
3
2
–
(331)
2009-10
RAHEJA QBE
133138
(2252)
44687
Commission
Business
250
TOTAL (C )
(35266)
(35266)
APPROPRIATIONS
175574
(35266)
TOTAL (B)
(12623)
(12623)
(12623)
162860
–
Other-Miscellaneous
–
(254)
–
–
48063
(3519)
118569
150237
8404
12
1897
139925
2009-10
Premium Deficiency
Solatium Fund
–
140308
TOTAL (A)
10023
10
Others
894
129380
2010-11
Investments
Particulars
(9864)
(9864)
(9864)
158569
–
254
–
–
54104
(3155)
107366
148705
8041
3
1775
138886
2008-09
(20608)
(20608)
(20608)
123378
–
–
–
–
56286
(7976)
75068
102770
4537
(1)
2230
96003
2007-08
(1340)
(1340)
(1340)
27468
–
–
–
–
18092
(7943)
17318
26128
1212
5
485
24426
2006-07
1091
1091
1091
4773
–
–
–
–
2724
(1395)
3444
5864
414
0
53
5397
2005-06
RELIANCE
15
15
15
5301
–
–
32
32
32
3172
–
–
–
–
–
–
3333
(2535)
2374
3203
472
99
2632
2003-04
3431
(1967)
3836
5315
429
20
64
4803
2004-05
78
78
78
1724
–
–
–
–
2668
(2861)
1917
1802
545
19
306
932
2002-03
(581)
(581)
(581)
798
–
–
–
–
1451
(814)
161
217
95
–
–
121
2001-02
(6252)
(6252)
(6252)
6329
–
11
–
–
6109
(36)
245
77
54
–
(5)
28
2010-11
L&T
(7716)
(7716)
(7716)
7529
–
–
–
–
7055
(90)
564
(186)
65
2
0
(253)
2010-11
SBI
(` Lakh)
251
TOTAL (C )
APPROPRIATIONS
(3721)
(3721)
98575
(3721)
–
Other-Miscellaneous
TOTAL (B)
–
Premium Deficiency
30471
Business
–
2082
Commission
–
66022
Solatium Fund
94854
TOTAL (A)
7082
17
Others
136
87619
2010-11
Investments
Particulars
1086
1086
1086
77381
–
–
–
–
23397
3077
50907
78467
5956
9
1016
71486
2009-10
(937)
(937)
(937)
66397
–
–
–
–
21955
3206
41235
65460
5149
6
499
59806
2008-09
(783)
(783)
(783)
48875
–
–
–
–
17435
1624
29815
48092
3373
11
124
44583
2007-08
1740
1740
1740
33916
–
–
–
–
13640
(97)
20374
35657
2230
3
66
33358
2006-07
325
325
325
26028
–
–
–
–
10481
(619)
16166
26354
1337
3
70
24944
2005-06
ROYAL SUNDARAM
27
27
27
18130
–
–
–
–
7282
(523)
11371
18156
841
3
(16)
17328
2004-05
(14)
(14)
(14)
14199
–
–
–
–
6576
(1338)
8961
14185
617
2
343
13223
2003-04
(1667)
(1667)
(1667)
10047
–
–
–
–
5535
(1347)
5859
8380
464
–
267
7649
2002-03
(3298)
(3298)
(3298)
4749
–
–
–
–
4200
(615)
1163
1452
130
–
14
1308
2001-02
1203
1203
1203
35021
178
–
–
–
7871
1464
25508
36224
2912
309
–
33003
2010-11
1928
1928
1928
13060
–
–
–
(977)
(977)
(977)
3069
–
–
–
–
1861
4103
–
9
1200
2093
320
57
–
1715
2008-09
(` Lakh)
(642)
9500
14988
1066
319
–
13605
2009-10
SHRIRAM
252
(4902)
TOTAL (C )
(4902)
APPROPRIATIONS
85786
(4902)
TOTAL (B)
72
29422
Business
Other-Miscellaneous
1899
Commission
–
54311
Premium Deficiency
80884
TOTAL (A)
43
6930
38
(249)
Others
Solatium Fund
1534
Investments
72669
2010-11
Particulars
UNIVERSAL SOMPO
(` Lakh)
(1517)
(1517)
(1517)
67035
96
–
24
34
25016
2229
39637
65518
5531
(141)
1155
58973
(826)
(826)
(826)
64503
173
–
23
46
26885
1982
35567
63850
4709
236
157
58748
747
747
747
47962
–
–
–
1525
1525
1525
39121
–
–
–
–
19355
23119
–
(944)
20711
40647
2124
63
295
38165
147
24695
48708
3245
57
21
45385
1809
1809
1809
29026
–
–
–
–
15113
(2102)
16015
30836
1794
101
385
28556
2014
2014
2014
22555
–
–
–
–
10655
(649)
12549
24569
1679
127
3
22760
142
142
142
15497
–
17
–
–
7609
(587)
8458
15639
218
–
1059
14362
(1918)
(1918)
(1918)
10728
–
–
–
–
5645
(923)
6006
8810
643
(141)
20
8288
(3683)
(3683)
(3683)
4950
–
–
–
–
4579
(649)
1020
1267
–
–
–
1267
(6161)
(6161)
(6161)
26828
–
170
27
–
11646
769
14216
20667
1263
(33)
162
19275
(6663)
(6663)
(6663)
14794
8
–
8
–
8344
685
5749
8131
596
(39)
50
7524
(3019)
(3019)
(3019)
3087
3
–
–
–
2743
100
241
68
146
9
–
(87)
(768)
(768)
(768)
726
–
–
–
–
729
(3)
–
(42)
–
1
–
(43)
2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2010-11 2009-10 2008-09 2007-08
TATA AIG
TABLE 58: PRIVATE SECTOR NON-LIFE INSURERS: POLICYHOLDERS ACCOUNT (Concld.)
253
Note :Figure in brackets indicates negative value
(a) Fire Insurance
(c ) Miscellaneous Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
(c) Others -preliminary & pre-operative, amortizations
TOTAL (B)
Profit Before Tax
Prior Period Adjustment Account
Profit After Tax
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of last year or
Reserve for Unexpired Risks
(e) Catastrophe Reserve
Balance of profit/ loss B/f from last year
Particulars
280
17980
(5898)
12083
39562
51645
184
6191
(1864)
4327
51645
55973
31
33
249
5650
270
(35)
102
18261
6260
152
(108)
286
6375
151
3964
(268)
8578
2009-10
3724
995
(4934)
2010-11
30047
39562
(5461)
9516
446
14977
277
169
4923
812
(406)
453
15423
2980
(1079)
7739
2008-09
19485
30047
6228
10562
393
16790
357
36
3356
1319
(89)
203
17183
7196
(73)
5271
2007-08
12036
19573
4166
7537
217
11703
217
2051
326
(46)
295
11920
7921
(2289)
3663
2006-07
6879
12036
3026
5156
18
193
8183
175
981
166
(36)
584
8376
4691
(586)
2577
2005-06
BAJAJ ALLIANZ
2170
6880
2987
4709
60
7696
42
18
841
255
(61)
56
7756
4724
(555)
2496
2004-05
1
2170
1008
2169
18
58
3177
40
741
233
(3)
36
3235
2252
(336)
313
2003-04
TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT
(961)
1
750
963
18
27
1713
9
808
126
(1)
2
1740
1197
74
(466)
2002-03
(962)
(365)
(962)
45
47
(1326)
2
871
395
(6)
1
(1280)
237
2
(2780)
2001-02
(` Lakh)
254
Note :Figure in brackets indicates negative value
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of last year or Reserve
for Unexpired Risks
Particulars
BHARTI AXA
(` Lakh)
–
1090
229
0
535
285
50
1733
89
(43)
–
60
1185
(486)
699
561
–
401
539
–
100
185
51
236
–
–
539
775
(2259)
(34)
(2293)
775
(1518)
–
50
(2259)
975
46
–
18
1245
194
(163)
(1600)
45
192
(4276)
663
178
(635)
–
(323)
401
–
330
724
–
–
1054
–
–
722
82
–
–
1054
1950
(239)
(1461)
–
(1571)
(323)
–
130
1249
–
–
1379
–
–
605
21
–
–
1379
1790
(506)
(532)
–
(1259)
(1571)
–
62
(312)
–
–
(250)
–
–
573
36
(5)
–
(250)
(70)
(345)
(440)
–
(926)
(1259)
–
–
(334)
–
–
(334)
–
–
562
78
–
–
(334)
179
(111)
(1042)
–
(311)
(926)
–
–
(615)
–
–
(615)
–
–
522
585
–
–
(615)
40
(82)
(1680)
214
–
–
–
–
–
–
– (21358) (7127)
(311) (38392) (21358)
–
–
(5)
(4)
(311) (17035) (14230)
279
–
330
214
(311) (17030) (14226)
51
–
163
106
204
886
203
125
–
–
–
481
91
19 (16816) (14226)
(306) (1134) (1671)
(7)
(272)
(284)
(717) (16200) (12692)
–
(1352)
(7127)
–
(44)
(5775)
35
597
(5732)
562
–
165
88
–
152
(5135)
(497)
(139)
(4904)
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2010-11 2009-10 2008-09
CHOLAMANDALAM
TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Contd.)
255
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
Particulars
HDFC ERGO
(` Lakh)
(224)
(1933)
123
(1701)
(19436) (10466) (1933)
(28388) (19436) (10466)
–
(8970)
–
(8952)
37
146
(8496)
123
552
–
–
(10)
(1578)
(665)
(157)
(1299)
8
(1709)
42
54
(8970)
–
20
(8952)
109
858
48
–
(11)
(8350)
(683)
(287)
(8275)
(37)
(8533)
12
958
117
–
(25)
(8917)
1459
129
–
22
(8932)
20
(1060)
(458)
(8448)
(1018)
(610)
(8915)
(3643)
32
(3643)
16
(9430)
4
(9446)
4
(54)
(9442)
(68)
(3611)
32
1284
133
2399
174
1036
1067
48
(143)
(7199) (11729)
– (16715) (7284)
(224) (20357) (16715)
0
(224)
231
(223)
231
2
–
5
–
7
–
–
–
(4710)
(7284)
(53)
(2575)
(2521)
–
(1)
(2521)
843
113
691
(185)
(3982)
(3010)
(4710)
23
(1700)
44
(1677)
44
(4)
(1633)
623
12
224
(176)
(2311)
(3210)
(3010)
50
200
81
250
81
(153)
331
662
21
164
(55)
(308)
(3651)
(3210)
39
441
81
480
81
(152)
561
602
10
(66)
(19)
187
(2852)
(3651)
–
(799)
17
81
(799)
64
(96)
(717)
539
34
(27)
(7)
(1160)
(633)
(2852)
–
(2219)
17
81
(2219)
64
–
(2138)
447
429
(54)
(3)
(2958)
–
(633)
–
(633)
8
37
(633)
29
–
(596)
284
23
–
–
(903)
2010-11 2009-10 2008-09 2007-08 2006-07 2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03
FUTURE GENERALI
256
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
Particulars
L&T
SBI
(` Lakh)
(1438)
14393
6452
1097
1079
–
11686
17450
200
(8034)
5659
–
940
1052
–
17450
1765
–
9324
11686
–
–
–
–
2335
2362
104
4518
27
802
1179
15831
4352
–
–
62
–
307
–
–
2704
–
8141
6452
(1272)
1
4546
70
7837
8589
(956)
24
17009
9156
4528
(204)
248
(4335)
(2301)
(5740)
(735)
136
250
810
3899
(8234)
511
525
479
(2707)
(2220)
(13136)
–
6816
9324
5912
–
1005
863
2735
10287
–
534
13022
59
475
–
–
6679
2258
(134)
20
13557
1605
(3812)
6940
–
5320
6816
4384
–
615
342
1176
6836
–
53
8012
53
–
–
–
3918
1933
(98)
20
8065
7385
(1204)
(3889)
–
2940
5320
2325
–
326
–
422
5031
–
35
5453
35
–
–
–
1468
2256
(40)
0
5488
4813
(1204)
(1806)
–
593
2940
–
2200
288
–
553
4835
–
25
5387
25
–
–
–
1166
1694
(98)
8
5412
5235
(819)
(1773)
–
(598)
593
1761
–
226
–
1046
3178
117
140
4224
23
–
–
–
1199
464
(2)
4
4364
3831
(702)
(430)
–
(928)
(598)
–
–
–
–
89
330
16
43
419
27
–
–
–
888
298
(26)
5
461
(471)
(174)
(59)
–
(127)
(929)
–
–
–
(47)
(264)
(849)
16
332
(1113)
316
–
–
–
520
6
–
–
(780)
(6)
–
(1301)
–
–
(127)
–
–
–
–
–
(127)
7
127
(127)
120
–
–
–
–
–
–
–
–
–
–
–
(809)
(6741)
–
–
–
–
(5932)
16
(5932)
16
–
–
–
370
12
(47)
0
(5917)
(873)
(179)
(5200)
–
(1099)
(3781)
–
–
–
–
(2682)
13
13
(2682)
–
–
–
–
7
(2669)
5018
22
(3966)
(46)
(3704)
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 2010-11 2010-11
ICICI LOMBARD
257
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of last year or Reserve for
Unexpired Risks
Particulars
49
49
3861
(1323)
2538
–
741
126
–
–
5629
7300
52
(4937)
1667
(3270)
–
(3)
–
–
7300
4033
1300
26
–
437
3910
2216
55
–
196
(4885)
52
(1211)
(1185)
4543
2009-10
(1734)
(1197)
(4420)
2010-11
–
5379
5629
–
–
–
–
(442)
250
38
692
38
1899
73
–
42
730
514
(884)
(914)
2008-09
–
4662
5379
–
–
–
–
470
716
83
1186
83
2120
78
–
51
1269
1499
(792)
(1688)
2007-08
–
2979
4662
–
880
150
–
1533
2713
76
4246
76
2109
72
–
27
4322
3697
(3175)
1593
2006-07
–
2520
2979
–
880
123
–
948
1462
39
2410
39
1316
33
–
–
2449
4600
(1278)
(2222)
2005-06
IFFCO TOKIO
–
1048
2520
–
–
–
–
892
1472
25
2364
25
847
9
–
17
2389
2815
(651)
(649)
2004-05
–
654
1048
–
500
64
–
462
958
25
1421
25
877
–
–
–
1446
1566
(438)
(560)
2003-04
–
243
654
–
200
26
–
301
636
20
937
20
981
–
–
–
957
962
(307)
(679)
2002-03
–
141
307
–
–
–
–
6
167
17
173
17
1012
–
–
–
189
(108)
(92)
(622)
2001-02
12
–
141
–
–
–
–
95
152
247
366
–
–
–
247
(81)
(1)
(37)
2000-01
(` Lakh)
258
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
Particulars
RELIANCE
(` Lakh)
(215)
271
(5232) (16555)
(920) (21589) (16547) (11315)
5240
(1484) (52749) (21589) (16547) (11315)
4012
(5043)
(1499)
(2226)
(31)
–
–
(39)
(31)
(5017) (16284)
(39)
–
(184)
(564) (31160)
–
(1415)
(9055)
(39)
–
–
–
–
(727)
(45)
–
–
–
3960
2443
910
1305
(36)
(104)
51
711
(4978) (16253)
–
– (1449)
(564) (30976)
–
(1404)
–
–
(1376)
3955
1058
(165)
135
(7640)
–
16
(727)
16
–
–
–
–
–
–
4819
1382
(875)
412
(564) (29527)
992
10
(171)
1559
1898
1810
2444
(15)
222
(2) (1135)
(580)
(1380) (37046) (14519) (10539) (22472)
1173
(110)
–
–
(711)
(315)
(50)
(1410)
5078
5240
61
163
–
(20)
224
(20)
–
–
–
1070
428
–
86
244
3577
(220)
(4697)
3641
5077
671
1437
–
21
2107
21
–
–
–
918
118
–
1
2128
793
(397)
694
3057
3641
138
583
37
191
721
42
111
–
–
789
142
(25)
(8)
912
734
(83)
(637)
2159
3057
149
899
37
37
1048
–
–
–
–
870
199
(16)
2
1085
600
37
(605)
724
2159
101
1435
37
58
1536
–
21
–
–
958
540
(2)
18
1594
932
(130)
(723)
–
45
–
(13)
45
735
–
45
37
43
45
–
5
–
–
469
39
–
–
88
(53)
(367)
61
678
37
37
738
–
–
–
–
1348
336
(330)
2
775
(96)
(48)
(437)
2010-11 2009-10 2009-10 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01
RAHEJA QBE
259
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
Particulars
SHRIRAM
(` Lakh)
–
5
3401
(304)
3097
1282
4379
–
5
(1488)
(526)
(2014)
4379
2365
20
3405
6
(1483)
5
1888
411
2179
54
5
748
70
267
659
157
(4536)
715
1282
(407)
566
3
31
973
28
1708
201
–
32
1004
533
(181)
(1288)
244
715
6
471
21
52
477
31
1255
50
–
6
529
638
44
(1465)
(1875)
244
600
2119
8
15
2718
7
963
29
–
1
2733
1881
194
(335)
(2738)
(1875)
151
863
–
15
1015
15
668
35
(1)
2
1030
1153
(224)
(604)
(3239)
(2738)
34
501
10
15
535
5
530
38
(48)
3
550
742
(6)
(710)
(4040)
(3238)
–
801
10
15
801
5
532
296
–
3
817
923
59
(996)
(3540)
(4039)
–
(499)
10
10
(499)
–
748
430
–
–
(489)
609
(151)
(2124)
(1088)
(3540)
–
(2453)
15
25
(2453)
10
785
82
–
3
(2428)
(493)
(151)
(2654)
–
(1088)
–
(1088)
–
10
(1088)
10
395
2
–
–
(1077)
(4)
–
(1471)
1197
2452
(571)
1255
–
15
1826
15
582
–
31
24
1841
197
5
1001
(390)
1197
(887)
1587
–
11
2474
11
516
–
26
14
2485
4
(0)
1925
–
(390)
139
(390)
73
78
(529)
5
511
–
13
1
(452)
(47)
(5)
(925)
2010-11 2009-10 2008-09 2007-08 2006-07 2005-06 2004-05 2003-04 2002-03 2001-02 2000-01 2010-11 2009-10 2008-09
ROYAL SUNDARAM
260
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
Particulars
0
–
–
2
1178
(700)
191
670
2409
3079
(2)
9
–
72
(2105)
1647
(458)
3079
2620
3497
2409
1512
(5)
86
–
593
950
–
(526)
424
512
–
1880
3497
(2)
18
–
(57)
2692
–
1075
1617
–
(73)
127
–
–
366
2687
–
1326
1360
239
–
1149
255
(234)
73
3053
2808
(367)
(632)
200506
200304
200203
200102
140
–
374
514
2440
–
1216
1224
–
–
892
2
–
47
2955
–
–
–
–
870 1219
27
–
–
–
61
7
(959) (2457)
140
140
–
–
–
–
228
191
301
368
332
301
725 (1291) (2758)
–
–
–
(804)
–
–
1529 (1291) (2758)
–
–
832
–
–
120
1093
1793
1963
1018
124
(86) (206) (641) (386)
307 (1615) (2295) (3422)
200405
(277) (1638) (2862) (4391) (3100) (342)
1880 (277) (1638) (2862) (4391) (3100)
(2)
–
–
(168)
3305
–
1148
2157
43
(209)
1
–
1874
14
(47)
48
2635
65
–
2179
93
13
85
1542
1526
260
(197)
23
3137
200607
2223
611
(177)
40
1180
200708
2318
659
(165)
57
(2033)
200809
2249
(485)
(239)
200910
2368
2027
2280
2499
(1889) (485) (1878) (673)
(5381) (3059) (1228) (1079)
201011
TATA AIG
200809
(73)
(5125)
8
8
(5051)
–
–
1651
–
–
(42)
(1411)
0
0
–
–
8
8
8
8
(5353) (1419)
–
–
146
(20)
(5207) (1439)
–
–
1288
130
–
30 (100)
(5044) (5345)
1020
211
(759) (1452) (1198)
(454) (221)
(69)
(4948) (4989) (1752)
200910
– (6676) (1469)
(30)
(342) (11800) (6676) (1469)
–
–
44
44
(342)
–
–
(342)
–
–
234
8
–
–
(298)
(102)
(73)
(365)
2000- 2010-11
01
–
(30)
141
–
5
146
(38)
–
(9)
(30)
–
–
881
–
–
(5)
107
(766)
–
(2)
200708
(` Lakh)
UNIVERSAL SOMPO
261
(a) Fire Insurance
Other Income
TOTAL (A)
(c) Others
OTHER EXPENSES
TOTAL (B)
Profit Before Tax
Profit After Tax
APPROPRIATIONS
(d) Transfer to any Reserves or Deferred Tax of last year or Reserve for
Unexpired Risks
Particulars
29184
11710
(1307)
1219
407
50
339
(1376)
40809
7559
(1411)
1702
(80005)
–
2801
(1404)
432
–
852
298
(2720)
(700)
(5436)
(8856)
6452
741
1223
1079
–
16905
(1447)
256
(85743)
5659
–
937
1052
–
(3355)
(96746)
610
259
831
3097
(85999)
4849
(2628)
(42625)
2009-10
(2918)
(5298)
(120302)
2010-11
–
30024
17825
–
–
–
2073
1037
86
259
6476
(4910)
–
(5216)
(10126)
4412
681
–
27812
8836
(1688)
782
1644
4746
(11404)
(27440)
2008-09
–
34772
31376
5912
–
1005
863
805
18
25
1287
15520
–
11136
4384
475
36
(73)
20504
5119
(374)
1021
16869
16622
(6457)
(19565)
2007-08
–
18479
34898
4384
880
764
342
643
–
8
485
31653
–
8864
22789
–
43
(209)
12906
3089
(336)
298
32137
28663
(7739)
(4744)
2006-07
–
6695
18478
2325
880
450
–
494
–
18
751
22085
–
6646
15438
–
239
–
7675
2909
(315)
508
22836
18723
(4419)
(2245)
2005-06
–
(3009)
6695
–
2200
288
–
343
–
457
911
18011
–
5819
12192
111
–
–
6166
2253
(233)
27
18922
16195
(2318)
(3169)
2004-05
PRIVATE TOTAL
–
(7159)
(3009)
1761
500
290
–
298
–
428
726
8562
–
1861
6701
–
–
–
6020
2205
(21)
165
9288
11121
(1671)
(8531)
–
(7562)
(7157)
–
200
26
–
277
–
559
857
1871
–
1240
630
21
–
–
5700
2330
(28)
86
2727
3941
(1337)
(7965)
2003-04 2002-03
–
(1371)
(7488)
–
–
–
(34)
345
–
413
759
(6740)
–
(562)
(6177)
–
–
–
5755
820
(336)
13
(5981)
(340)
(675)
(11216)
2001-02
TABLE 59: PRIVATE SECTOR NON-LIFE INSURERS: SHAREHOLDERS ACCOUNT (Concld.)
12
–
(1370)
–
–
–
–
130
–
88
224
(1263)
–
95
(1358)
5
–
–
1465
49
–
–
(1040)
(554)
(74)
(1926)
2000-01
(` Lakh)
262
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Share Application Money
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
(to the extent not written off or adjusted)
Particulars
79279
253146
15336
3785
29649
71323
100972
180080
113879
293959
(192987)
83561
330949
15607
4175
66559
27366
93925
231041
130055
361096
(267171)
79279
(51)
(97)
83561
11023
68307
2010
11023
72634
2011
67247
28490
54463
82953
144953
104503
249456
(166503)
12854
1521
219375
67247
11023
56224
2009
57478
22646
30237
52884
101047
92408
193455
(140572)
10075
1652
186323
57478
(253)
11023
46709
2008
41157
22404
11383
33787
70169
58280
128449
(94662)
4778
1001
130041
41157
816
11013
29328
2007
27674
9810
16651
26461
40811
37844
78655
(52194)
3530
536
75802
27674
967
11005
15702
2006
BAJAJ ALLIANZ
18242
7313
4177
11490
28300
27215
55515
(44025)
3069
842
58355
18242
380
10982
6879
2005
2004
13804
4215
3492
7707
16467
15667
32135
(24428)
2892
477
34863
13804
670
10964
2170
TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET
(As on 31st March)
10915
3217
1619
4836
8378
10189
18567
(13730)
1705
583
22357
10915
(33)
10946
1
2003
10928
961
2334
1854
4188
5089
8178
13267
(9079)
1186
1178
16682
10928
10928
2002
(` Lakh)
263
57215
1403
34
1671
14807
16479
19890
27196
47086
(30607)
96610
2892
0
698
16590
17288
53861
37183
91044
(73757)
26703
28045
28045
26703
957
112
47
2010
26696
1336
(99)
2011
26696
0
(40)
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
14924
727
13650
14377
17218
21523
38740
(24363)
2811
0
14571
1481
7724
9205
13160
16880
30040
(20835)
2298
108
32999
14571
73
14924
36476
226
14196
401
(252)
2008
171
14196
1100
(617)
2009
14119
323
3062
3963
7025
10356
9456
19812
(12787)
1148
25435
14119
(77)
14196
2007
CHOLAMANDALAM
14196
1571
1330
2210
3540
9485
5830
13315
(9775)
802
21598
14196
14196
2006
14197
1259
951
1491
2442
5565
4653
10218
(7776)
896
19818
14197
1
14196
2005
14196
926
892
1032
1924
3640
2799
6440
(4516)
705
17081
14196
14196
2004
10500
311
333
331
664
1599
351
1950
(1286)
588
10888
10500
10500
2003
55895
38392
2121
7335
9456
32145
24326
56471
(47014)
3466
61051
55895
42227
13665
0
2
2011
TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Contd.)
(As on 31st March)
33408
21358
2844
3056
5900
12565
12001
24566
(18666)
3178
27538
33408
20000
5891
7500
17
2010
BHARTI AXA
19011
7127
566
1594
2160
3085
1616
4701
(2541)
2825
11600
19011
11
16258
2742
2009
(` Lakh)
264
16715
41574
2468
8327
20357
62368
122361
62800
41574
62800
TOTAL
1
120
4
70
20121
7284
5141
8049
13190
19226
10114
29341
(16151)
1697
27291
20121
20000
41500
2009
48600
10400
3700
39
61
6709
18209
24917
35929
28965
64894
(39977)
2010
10325
11876
22200
64547
45899
110446
(88246)
2011
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
15231
4710
1399
3377
4776
8964
8563
17527
(12751)
1142
22130
15231
29
202
15000
2008
12706
3010
2310
2620
4929
7720
6821
14541
(9612)
35
1458
17814
12706
6
204
12491
2007
HDFC ERGO
12491
3210
1541
1980
3521
6393
7538
13930
(10410)
99
909
18682
12491
2
16
12474
2006
11986
3651
940
1590
2529
6021
6999
13020
(10491)
163
966
17696
11986
0
30
11957
2005
11956
2852
859
969
1828
3605
5625
9230
(7402)
228
892
15386
11956
2
15
11940
2004
10048
633
152
318
470
603
627
1230
(760)
292
512
9372
10048
1
25
10022
2003
49748
28388
2048
20401
22449
40221
21599
61819
(39370)
2152
58578
29503
19436
953
13087
14040
19531
13430
32961
(18921)
2994
25994
29503
1500
3
2250
(2)
49748
28000
2010
47500
2011
19807
10466
2148
7215
9363
7861
7862
15723
(6360)
2187
13514
19807
759
23
19025
2009
15003
1933
1480
1098
2578
946
485
1431
1147
841
11082
15003
3
15000
2008
FUTURE GENERALI
(As on 31st March)
605
224
399
174
286
287
573
399
208
605
600
5
2007
(` Lakh)
265
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
376057
14334
4529
5034
273247
278282
367364
126594
493958
(215676)
466530
38813
4729
39001
273797
312798
484155
144315
628470
(315672)
179244
179244
194399
194399
40363
126949
19
11913
2010
40457
112626
34023
7293
2011
152834
7305
216398
223703
279845
115741
395586
(171883)
15677
5967
303074
152834
105809
13633
112897
126530
173622
99988
273610
(147080)
12531
2982
237376
105809
(1787)
(7432)
2
37736
69860
2008
40314
119951
2009
93029
34790
79642
114432
124701
77674
202375
(87943)
8694
1232
171047
93029
15000
(1241)
33571
45700
2007
41678
10779
57193
67972
83094
39137
122231
(54258)
4730
561
90646
41678
4386
24500
12792
2006
ICICI LOMBARD
25606
5001
21774
26774
32776
18511
51286
(24512)
3366
343
46409
25606
665
22000
2940
2005
22925
6293
13697
19990
22923
8844
31768
(11778)
1066
350
33287
22925
332
22000
593
2004
10944
929
598
10964
1258
2819
4077
4113
1470
5584
(1507)
233
11290
10944
10944
2002
3267
2717
5984
14858
2746
17604
(11620)
21001
250
449
286
10964
4
10960
2003
(As on 31st March)
(71)
127
301
(209)
91
91
301
11
(71)
(71)
2001
(` Lakh)
266
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
1516
758
47963
53736
101699
85507
52517
138024
(36324)
2372
2472
58535
30290
88826
109925
63368
173293
(84467)
47432
81482
123789
44166
47432
24700
22732
2010
44166
1
24700
19465
2011
45761
38544
48764
87308
68976
44789
113765
(26457)
1326
587
70305
45761
24700
21061
2009
30390
37676
23364
61040
47746
39515
87261
(26221)
1458
857
54297
30390
22000
8390
2008
29674
27956
12466
40422
29096
30836
59932
(19510)
1643
160
47381
29674
22000
7674
2007
27990
27951
9578
37530
20677
27513
48190
(10660)
1608
737
36305
27990
22000
5990
2006
IFFCO-TOKIO
12532
16083
2880
18964
14003
13468
27471
(8507)
1280
400
19359
12532
10000
2532
2005
11144
8224
3633
11857
8279
7892
16171
(4314)
1288
14170
84
11144
10000
1060
2004
10735
6251
2819
9070
6533
4242
10775
(1705)
1335
11104
34
10735
10000
701
2003
(As on 31st March)
10319
6846
882
7728
5138
963
6101
1628
1142
7549
10319
10000
319
2002
10152
6138
251
6388
1064
24
1088
5300
132
4720
10152
10000
152
2001
(` Lakh)
267
1499
354
213
20703
18186
18175
2226
20703
20701
114935
52749
213718
3006
3022
3887
114935
29
20701
3
1
TOTAL
20700
20700
11667
103239
2011
17
6722
940
23807
957
30529
233 134441
59
57537
292 191978
665 (161449)
2010
22
747
770
449
233
682
88
2011
RAHEJA QBE
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
99818
21589
8243
74275
82517
110286
71523
181809
(99291)
165666
3006
4751
4097
99818
(888)
11522
89184
2010
72748
16547
11424
55949
67373
88098
69000
157098
(89725)
136397
3006
6437
85
72748
(6958)
11308
68398
2009
59718
11315
7269
29776
37045
57639
67994
125632
(88588)
5832
85
131073
59718
(982)
10715
49985
2008
26038
1815
5533
7348
17839
29759
47598
(40251)
2889
85
63315
26038
98
10307
15633
2007
15719
1084
2108
3192
6188
3568
9756
(6564)
341
9
21934
15719
442
10200
5078
2006
RELIANCE
13841
3025
1629
4654
4872
3512
8385
(3731)
283
6
17283
13841
10200
3641
2005
13257
561
2677
3238
6513
1952
8465
(5227)
37
236
18210
13257
10200
3057
2004
12358
980
2206
3186
8090
1125
9216
(6030)
75
18149
1
163
12358
10200
2158
2003
(As on 31st March)
10938
338
1286
1623
5803
123
5926
(4303)
112
162
(3)
14966
10935
10200
735
2002
10245
85
260
345
137
1
138
207
150
143
9745
10245
10200
45
2001
(` Lakh)
268
21996
3824
16083
19907
40812
37646
78458
(58552)
17619
9229
10288
19518
30637
29909
60546
(41028)
1914
830
14244
6058
4827
10885
22486
21186
43673
(32788)
1463
45570
14244
1307
36650
14004
1
3
13026
1360
25825
13026
26
13000
2005
2738
4050
27123
31174
58106
41094
99200
(68026)
4539
13557
18096
78727
49587
128314
(110218)
1751
1043
55903
17619
(96)
14000
2006
1875
1662
1041
1269
516
77754
21996
(286)
14000
244
2007
14004
90639
138271
25316
25316
29839
29839
(63)
(26)
17000
715
2008
TOTAL
21000
4379
25000
4865
21000
1282
2009
2921
2545
5466
11518
10845
22363
(16897)
2010
3348
3634
6982
17206
15604
32809
(25827)
2011
ROYAL SUNDARAM
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
13050
3239
2224
1775
3999
7911
8010
15921
(11923)
1129
20605
13050
60
12990
2004
13074
4040
3420
1468
4888
5834
5603
11437
(6549)
1088
14495
13074
94
12979
2003
13054
3540
2027
891
2919
2814
2376
5191
(2272)
886
10900
85
13054
12969
2002
10100
1088
646
479
1125
522
9
531
594
41
759
7618
10100
10100
2001
2011
11697
2473
2608
5081
8587
13328
21914
(16834)
19806
2533
22339
48072
24994
73066
(50727)
12952
2135
529
25867
11697
10500
1197
2010
SHRIRAM
2092
772
60815
12952
10500
2452
(As on 31st March)
10500
390
1231
2824
4055
3972
4646
8618
(4563)
1344
353
12977
10500
10500
2009
(` Lakh)
269
1107
35698
85597
2933
988
(362)
40271
136241
3285
1189
2755
748
71443
33473
(448)
30000
3921
2009
2692
247
68192
26263
265
22500
3497
2008
2953
77
52834
24542
162
22500
1880
2007
43204
1
2485
20225
680
44
19500
2006
TATA AIG
30244
12
1911
12592
92
12500
2005
22073
34
1562
804
12348
(2)
12350
2004
16496
11
1845
12350
12350
2003
40271
35698
33473
26263
24542
20225
277
12592
1638
12348
2862
12350
4391
5323
6417
4666
3068
5281
3619
5315
3608
2450
22719 32096 29149 12588 11309
9938
4407
2862
2197
28042 38514 33815 15656 16590 13557
9722
6470
4646
83799 62063 43142 29210 24560 19735 16195 10486
8713
44687 30270 32146 31315 23351 19565 14857 11227
6725
128486 92333 75287 60525 47911 39300 31052 21713 15438
(100444) (53820) (41473) (44868) (31322) (25743) (21330) (15244) (10791)
117
257
398
30000
4591
2010
36500
4133
2011
TOTAL
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
12350
3100
1574
1369
2943
4422
2345
6767
(3824)
538
10327
13
2196
12350
12350
2002
2347
82
32964
23387
(193)
15000
8580
2011
2421
155
25814
23574
(6)
15000
8580
2010
12350
342
23387
11800
23574
6676
526
1782
1709
622
7688
6457
1147
9469
8166
1947 20627 10453
4 12649
9204
1952 33276 19657
(804) (23807) (11491)
678
10851
15
1268
12350
12350
2001
30
23580
1469
23580
11138
1144
12283
662
18
679
11604
792
13
11142
23580
15000
8580
2008
(` Lakh)
3368
1859
5227
1641
1904
3546
1682
2157
8
18264
23580
15000
8580
2009
UNIVERSAL SOMPO
(As on 31st March)
270
1295569
3006
55483
15916
117731
590966
708697
970595
540059
1510654
(801957)
87273
1921427
3006
100709
17822
225095
462938
688032
1392925
658799
2051723
(1363691)
165393
844667
TOTAL
655291
844667
655291
301004
333146
9019
11940
182
2010
395570
402369
39973
6647
108
2011
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
Others
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Particulars
502001
43283
107433
455997
563430
718829
451491
1170320
(606890)
998470
3006
53820
10312
233324
283260
759
(15706)
291
2
73
502001
2009
17987
365662
256115
3556
103961
132029
235990
307327
257363
564690
(328700)
35
25232
2555
39574
6774
109021
232493
341514
463632
387074
850706
(509192)
553437
(237)
204
15600
6
256115
(3074)
428
0
0
365662
810518
140083
100459
2007
180170
188138
2008
173977
6933
59462
103292
162754
201589
561598
358187
(195432)
99
344821
1
15712
1843
173933
6477
19
127875
39562
2006
PRIVATE TOTAL
122022
9286
41549
40492
82041
119250
100059
219310
(137268)
280
234990
12
13132
1591
122022
1139
56
104835
15992
2005
112680
9878
26875
30137
57012
79825
62018
141843
(84831)
522
90944
9973
20070
13675
33745
54608
31608
86216
(52471)
765
123863
262
7684
869
34
90944
84
112680
175674
34
9771
1632
(28)
120
87958
2861
2003
1002
75
104639
6881
2004
TABLE 60: PRIVATE SECTOR NON-LIFE INSURERS: BALANCE SHEET (Concld.)
(As on 31st March)
68530
8530
14377
9101
23478
27379
15455
42834
(19356)
650
71713
13
5806
1175
85
68531
67392
1054
2002
42776
1556
7395
1702
9097
3971
38
4009
5088
869
32934
15
2314
42776
42579
197
2001
(` Lakh)
271
Note: Figure in bracket indicate negative values
Others
TOTAL (A)
Commission
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss)
from Fire/Marine/Miscellaneous Business C= (A – B)
APPROPRIATIONS
TOTAL (C )
Particulars
6996
300
7296
5974
1056
9830
16860
(9564)
(9564)
(9564)
670
15544
9215
1774
13326
24316
(8772)
(8772)
(8772)
2009-10
14874
2010-11
(7810)
(7810)
10070
(7810)
96
2260
2473
359
7238
2164
2008-09
APOLLO MUNICH
(3197)
(3197)
3226
(3197)
1
29
25
33
3168
28
2007-08
(12284)
(12284)
13205
(12284)
114
921
406
139
12660
807
2010-11
(3855)
(3855)
3856
(3855)
0
0
0
0
3855
0
2009-10
MAX BUPA
383
383
84008
383
1251
84391
75814
(883)
9077
83140
2010-11
(159)
(159)
543
543
30889
(159)
442
30730
25847
(1228)
6270
30145
142
61217
543
717
61760
53173
(1267)
9311
61043
(392)
(392)
9388
(392)
172
8996
6724
(814)
3477
8823
2008-09 2007-08
STAR HEALTH
2009-10
TABLE 61: HEALTH INSURERS: POLICYHOLDERS ACCOUNT
(1136)
(1136)
1645
(1136)
20
509
150
(303)
1798
489
2006-07
(` Lakh)
272
Note: Figure in bracket indicate negative values.
Amortisation of discount/ premium
Less:loss on sale of investments
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(a) Fire Insurance
Particulars
63
63
(8970)
0
(8970)
(10077)
(19047)
82
99
(7943)
1
(7944)
(19047)
(26991)
(2859)
(10077)
16
(7182)
36
(7218)
16
1
(7166)
2
(8907)
18
469
94
80
539
13
104
621
82
42
(18)
169
(7844)
(7810)
(7810)
2008-09
(9564)
(9564)
2009-10
(8772)
(8772)
2010-11
APOLLO MUNICH
(25)
(2859)
32
(2815)
20
(2834)
32
1
(2782)
(3197)
(3197)
414
2007-08
(4296)
(15921)
30
30
(11625)
0
(11625)
9
(11595)
596
84
(12284)
(12284)
2010-11
(636)
(4296)
(3660)
0
(3660)
13
(3660)
57
125
(3855)
(3855)
2009-10
MAX BUPA
(258)
(258)
526
739
(258)
(258)
19
19
1022
496
526
1041
498
543
543
2009-10
(258)
(258)
124
26
28
527
404
124
2
555
540
174
(159)
(159)
2008-09
(385)
(258)
39
39
316
188
128
355
746
1
(392)
(392)
2007-08
STAR HEALTH
16
16
1167
428
739
1183
800
383
383
2010-11
TABLE 62: HEALTH INSURERS: SHAREHOLDERS ACCOUNT
(126)
(385)
6
6
(439)
(180)
(259)
(433)
703
(1136)
(1136)
2006-07
(` Lakhs)
273
Note: Figure in brackets indicate negative values.
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Assets
CURRENT ASSETS
Cash & Bank Balance
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
Profit & Loss Account
(Debit Balance)
TOTAL
Particulars
3901
6166
258
31279
17452
23484
258
38007
31279
38007
17035
20733
37768
12697
15805
28502
9266
403
329
691
11516
30599
42115
10418
23597
34016
8100
16433
13867
650
2010
20299
10308
6708
2011
258
11285
2755
11473
14228
4470
9458
13928
300
8106
500
2122
11285
232
124
10930
2009
STAR HEALTH
258
10860
3556
2029
5585
1212
3639
4851
733
8652
500
641
76
10860
10860
2008
385
10501
2788
486
3275
404
489
893
2381
411
188
7135
10501
1
10500
2007
(As on 31st March)
26991
37522
5435
3800
9235
12294
13176
25470
(16235)
1556
25209
37522
17878
23
19620
2011
19047
28001
1099
2545
3643
5044
5144
10188
(6544)
2068
13431
28001
12930
374
14696
2
2010
10077
19682
2474
1989
4463
2348
2587
4935
(472)
1966
8111
19682
10737
3491
5472
(18)
2009
APOLLO MUNICH
TABLE 63: HEALTH INSURERS: BALANCE SHEET
2859
10055
3288
1066
4354
1179
247
1427
2927
1205
3064
10055
10055
2008
15921
27110
668
1447
2115
4088
1597
5684
(3569)
2132
12626
27110
10
27100
2011
4296
15107
1150
1137
2288
1934
63
1997
291
1261
9260
15107
7
15100
2010
(` Lakh)
MAX BUPA
274
Note: Figure in brackets indicate negative values
Others
TOTAL (A)
Commission
Other – Premium Deficiency
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss) from Fire/Marine/Miscellaneous
Business C= (A – B)
APPROPRIATIONS
TOTAL (C )
Particulars
(8548)
(8548)
(3023)
79540
(8548)
85118
(3023)
(3023)
57599
175
1464
11753
70992
67518
(3157)
10360
4820
2009-10
67486
346
601
13662
82096
75744
(953)
15148
(4820)
2010-11
25786
25786
42484
25786
59
15684
68270
35523
(2476)
9437
52527
2008-09
62207
62207
5442
62207
54576
1
37
13035
67649
(1598)
(3408)
10448
2007-08
44887
44887
26089
44887
78
11454
70976
18711
(17)
7396
59444
2006-07
27718
27718
36265
27718
67
9611
63983
24964
(7)
11308
54305
2005-06
8785
8785
45966
8785
47613
1
71
7066
54751
40386
(49)
5628
2004-05
TABLE 64: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC):
POLICYHOLDERS ACCOUNT
(2893)
(2893)
61625
(2893)
58733
56956
(87)
4757
29
58704
2003-04
(` Lakh)
275
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(c) Others
TOTAL (B)
Profit Before Tax
Prior Period Adjustments
Profit after Tax
APPROPRIATIONS
(a) Fire Insurance
Particulars
1075
183
4116
2
2
5534
2
1
712
6
2610
423
158
7426
1063
12054
167
879
6548
2756
(1581)
5373
15584
233
13667
346
285
291
11763
3589
(393)
8566
(8548)
(8548)
2009-10
(3023)
(3023)
2010-11
28694
2
1
9657
8200
1394
11583
8100
1377
7279
1
2
93
96
77175
28861
371
47943
4
319
77271
14744
1
62207
62207
2007-08
203
504
43829
15213
277
28339
301
381
44333
18166
0
25786
25786
2008-09
23067
2
2
2500
10000
1403
55174
18908
(704)
36970
126
55174
10161
0
44887
44887
2006-07
17259
2
2
1000
3435
482
28
34257
12294
(100)
22176
28
417
34285
6149
0
27718
27718
2005-06
TABLE 65: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC):
SHAREHOLDERS ACCOUNT
5892
2
2
1523
199
713
12519
4338
568
7614
713
104
13232
4343
8785
8785
2004-05
5309
2
2
1371
176
28
9093
2523
(286)
6856
28
(1)
123
9121
11891
(2893)
(2893)
2003-04
(` Lakh)
276
Share Capital
Reserves & Surplus
Borrowings
TOTAL
Investments
Loans
Fixed Assets
CURRENT ASSETS
Cash & Bank Balance
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Deferred Tax Assets
Misc. Expenditure (to the extent not written off or adjusted)
TOTAL
SOURCES OF FUNDS
Particulars
90000
102738
3156
27
195921
262046
13568
79228
37946
117174
160672
38257
198929
(81755)
2063
195921
206222
316356
14319
87686
44383
132069
208767
48160
256927
(124858)
405
206222
2010
90000
108271
7951
2011
191755
200179
29997
230176
121584
39907
161491
68685
219
3024
13629
106198
182190
142914
260246
9212
269459
116173
48540
164713
104745
1780
227726
12805
240531
93290
37706
130995
109535
46
1518
12470
22808
1487
12094
142914
80000
62914
2007
58621
182190
848
3133
191755
90000
91342
2008
90000
98622
2009
(As on 31st March)
109847
248671
10171
258842
116470
45121
161591
97251
1906
4672
402
5616
109847
70000
39847
2006
82588
201062
12302
213364
114151
28301
142452
70912
381
4672
964
5660
82588
60000
22588
2005
TABLE 66: EXPORT CREDIT GUARANTEE CORPORATION OF INDIA LTD. (ECGC): BALANCE SHEET
66827
169677
12422
182099
102245
24451
126696
55403
4672
1105
5648
131
66827
50000
16696
2004
(` Lakh)
116720
(3303)
(3303)
88564
52028
52028
277
30891
30891
53926
30891
10555
84816
52962
(894)
1588
269
74261
2008-09
Note: Figure in the bracket indicates negative values. * Data given for the period from 20.12.2002 to 31.03.2004.
(3303)
11058
113417
118919
(4430)
2024
207
12848
140592
95015
(12687)
4060
2176
52028
102252
107
127592
152
Others
TOTAL (A)
Commission
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss)
from Fire/Marine/Miscellaneous Business C= (A – B)
APPROPRIATIONS
TOTAL (C )
2009-10
2010-11
Particulars
21049
21049
52431
21049
9810
73480
52954
(2194)
1412
259
63614
56
2007-08
6232
6232
56309
6232
6661
62541
55075
(0)
1023
211
55876
4
2006-07
6567
6567
53236
6567
4711
59803
51873
(24)
1217
169
55092
2005-06
21732
21732
28576
21732
4771
50309
27685
(10)
845
57
45537
2004-05
(9294)
(9294)
28792
(9294)
541
588
19498
28251
18910
2003-04*
(` Lakh)
TABLE 67: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): POLICYHOLDERS ACCOUNT
278
485
4025
36
220
65
57353
(136)
84
2000
340
20921
35705
126
264
35594
12333
23261
138
33
35859
4935
30891
30891
2008-09
2000
324
127
383
3642
302
3340
6777
66
5199
61
110
59
57294
19265
38030
(3303)
(3303)
2009-10
52028
52028
2010-11
Note: Figure in the bracket indicates negative values. * Data given for the period 20.12.2002 to 31.03.2004
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(c) Others
TOTAL (B)
Profit Before Tax
Profit after Tax
APPROPRIATIONS
(a) Fire Insurance
Particulars
13791
2000
340
105
144
24936
8805
16131
39
13
25081
3996
23
21049
21049
2007-08
4898
91
604
8523
3625
4898
4
19
490
44
9127
2849
2
6232
6232
2006-07
5181
358
522
8271
3091
5181
91
73
56
8793
2020
150
6567
6567
2005-06
92
8462
(8292)
45
69
22417
5571
16846
3
21
5
22486
749
21732
21732
2004-05
(` Lakh)
(8292)
(8292)
63
68
(8292)
5
(8224)
1070
(9294)
(9294)
2003-04*
TABLE 68: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): SHAREHOLDERS ACCOUNT
279
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Assets
CURRENT ASSETS
Cash & Bank Balance
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure (to the extent not written off or
adjusted)
TOTAL
Particulars
20000
56578
618
77196
144209
129
2944
277
93324
45840
139164
144484
65043
209527
(70363)
77196
112665
156484
125
2349
194
162946
49535
212481
190743
68224
258967
(46486)
112665
2010
20000
92283
382
2011
73255
104786
18268
123055
100339
42788
143127
(20072)
92334
139
462
392
73255
20000
53237
18
2009
(As on 31st March)
52654
72716
19882
92597
89388
39213
128601
(36004)
87678
144
493
343
52654
20000
32317
337
2008
38783
74537
15957
90494
91997
29642
121639
(31145)
69308
146
475
38783
20000
18540
243
2007
33718
81252
13882
95135
95080
28643
123723
(28588)
61813
34
459
33718
19909
13642
167
2006
30459
63808
6284
70093
50861
29948
80809
(10717)
40666
25
484
19864
8462
73
2061
30459
2005
TABLE 69: AGRICULTURE INSURANCE COMPANY OF INDIA LTD. (AIC): BALANCE SHEET
8292
20000
81294
4496
85790
66335
18031
84366
1424
189
9688
10
396
20000
20000
2004
(` Lakh)
280
51322
23260
51322
885809
51322
1063094
23260
23260
807643
48792
(82)
80778
937131
685639
193025
7146
954403
43191
(2041)
90800
1086354
862578
192635
7882
Others
TOTAL (A)
Commission
Business
Foreign Taxes
TOTAL (B)
Operating Profit/(Loss) C = (A – B)
APPROPRIATIONS
TOTAL (C)
2009-10
2010-11
Particulars
92351
92351
802943
92351
780617
31786
794
82096
895294
621714
174918
6312
2008-09
35989
35989
815811
35989
722896
58721
(72)
70255
851800
601150
208965
5697
2007-08
115410
115410
534094
115410
526380
54523
(98)
68700
649505
362271
167012
4811
2006-07
(16448)
(16448)
572133
(16448)
445884
50067
74
59661
555686
457307
110293
4533
2005-06
27823
27823
495089
27823
437368
28282
379
56882
522912
370280
120749
4060
2004-05
84340
84340
400083
84340
399178
33349
(925)
52820
484423
289536
107164
3383
2003-04
8904
8904
368321
8904
318632
12555
722
45316
377225
274440
90901
2980
2002-03
TABLE 70: GENERAL INSURANCE CORPORATION: POLICYHOLDERS ACCOUNT
5194
5194
295654
5194
243846
11513
69
45420
300848
229508
63633
2513
2001-02
17913
17913
237215
17913
203968
9332
(313)
42141
255128
185183
49610
2422
2000-01
(` Lakh)
281
OTHER INCOME
TOTAL (A)
(c) Others
OTHER EXPENSES
(a) Expenses other than those related insurance
business
(b) Loss on Exchange
(c) Bad debts written off
(d) Others
(e) Interest on Service Tax
TOTAL (B)
Profit before Tax
Profit after Tax
Balance brought forward from last year
Profit Available for appropriation
APPROPRIATIONS
(d) Transfer to any Reserves or other Accounts
(e) Transfer to General Reserve
(f) Balance of Profit / Loss B/f from last year
(g) Balance c/f to Balance Sheet
(a) Fire Insurance
(d) Life Insurance
Particulars
32771
26312
(8246)
485
51322
51201
30927
22007
155457
1303
(1438)
2544
145
23835
0
0
47
26437
129020
(48440)
177461
1
177461
35260
5856
136339
6
59639
28369
17190
128458
3192
3643
2273
183
0
0
13
219
9523
118935
15594
103341
6
103347
20640
3428
79273
6
2009-10
24694
17533
(19370)
401
23260
2010-11
108020
1
1
27950
4750
0
0
(22)
0
3906
181159
40439
140720
112
977
(131)
2969
27703
185065
46865
18145
(3872)
(7078)
102368
932
92351
2008-09
76140
5
1
116910
2
5
30960
5262
4089
178947
25811
153134
10933
106730
7451
99278
19780
3362
30
109
1793
(1339)
3496
5694
183036
34529
27403
6047
(8132)
117405
90
115410
2006-07
24
7664
143
657
(945)
3389
7113
117662
40614
33946
(23031)
(19197)
77762
453
35989
2007-08
50050
6
2
8600
1206
2008
44294
(15558)
59852
374
(4750)
6384
458
46302
33868
28424
14039
3940
(34470)
43
(16448)
2005-06
12650
8
6
6450
905
8220
80008
60006
20002
73
1228
3580
3338
5595
88228
36608
18202
24144
(1803)
5670
(188)
27823
2004-05
96480
3
8
6450
826
7086
127691
23927
103764
1239
2348
1170
2329
1269
134777
30139
19028
45336
6665
32352
(12)
84340
2003-04
22830
3
3
4730
606
15319
34289
6123
28166
66
7667
6300
1286
3585
49608
26915
1
4300
10313
35670
4453
31217
22
3308
6940
43
31310
7936
(1)
1544
45983
5194
8904
29066
8053
(137)
10776
(5445)
2001-02
20236
4201
(15533)
2002-03
TABLE 71: GENERAL INSURANCE CORPORATION: SHAREHOLDERS ACCOUNT
1
36968
4300
4386
7101
47601
5895
41706
257
111
2927
3806
923
54702
29363
6503
17913
11675
16917
(10679)
2000-01
(` Lakh)
282
0
2605503
3357393
69515
4465
7535
277311
667994
945305
1229704
549005
1778710
(833404)
2605503
0
2863793
3669248
59539
4489
152
475660
763768
1239428
1476642
632421
2109064
(869636)
2863793
2010
43000
859657
1702846
2011
43000
939022
1881771
SOURCES OF FUNDS
Share Capital
Reserves & Surplus
Borrowings
TOTAL
Investments
Loans
Fixed Assets
Deferred Tax Asset
CURRENT ASSETS
Cash & Bank Balance
Sub-Total (A)
CURRENT LIABILITIES
Provisions
Sub-Total (B)
Misc. Expenditure
TOTAL
Particulars
1385999
313270
512929
826199
1144044
471921
1615964
(789765)
2099471
71932
4361
191
1385999
43000
735334
607474
2009
2097120
252759
411083
663842
1004706
499458
1504164
(840321)
2851378
68017
4102
13944
2097120
43000
625377
1428743
2008
1575668
180375
296054
476429
872919
403811
1276730
(800301)
2290511
74910
4369
6179
1575668
43000
579826
982843
2007
(As on 31st March)
1507074
187645
220088
407732
872167
263162
1135329
(727597)
2138083
75323
4276
16989
1507074
43000
432913
1031161
2006
940742
149437
258286
407723
649893
364550
1014442
(606719)
1463026
80405
4031
402
940742
21500
404426
514414
2005
829216
178791
168788
347579
510854
304043
814898
(467319)
1212696
80045
3794
529
829216
21500
391778
415409
2004
2003
432361
151681
151434
303115
477497
259653
737150
(434035)
782716
79582
4098
601
432361
21500
295293
114968
TABLE 72: GENERAL INSURANCE CORPORATION: BALANCE SHEET
447025
111080
127822
238902
394677
196182
590859
(351957)
713282
81589
4111
447025
21500
271622
153903
2002
266204
121126
98367
219493
839468
171694
511162
(291669)
471893
83391
2589
266204
21500
244704
2001
(` Lakh)
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chhattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Andaman & Nicobar Isand
Chandigarh
Daman & Diu
Delhi
Lakshadweep
Puducherry
Total
91
1
34
39
13
8
52
41
17
14
23
59
51
52
126
1
2
1
1
40
87
68
1
96
4
109
9
96
0
14
0
0
64
0
5
1219
2011
91
1
34
39
13
8
55
42
17
14
23
59
51
52
124
1
2
1
1
37
88
73
1
94
4
105
9
103
0
11
0
0
63
0
4
1220
2010
National
79
1
23
20
11
5
64
29
8
11
22
64
58
39
153
1
3
1
2
35
52
34
1
95
1
99
16
50
1
12
1
0
45
1
4
1041
2011
77
1
23
20
11
5
64
29
8
11
22
66
58
39
151
1
3
1
2
35
52
34
1
95
1
99
16
50
1
12
1
0
45
1
4
1039
2010
New India
78
2
30
38
20
4
73
34
15
14
19
90
67
50
111
1
3
1
2
35
74
61
1
96
2
104
16
42
0
8
0
2
52
0
1
1146
2011
68
0
26
36
14
4
67
33
15
14
16
73
56
43
103
1
3
1
2
30
61
57
1
71
3
95
13
38
0
7
0
2
46
0
1
1000
2010
Oriental
143
1
49
30
14
8
74
48
13
13
18
101
96
54
138
1
5
1
1
31
83
88
1
190
4
96
24
50
1
7
1
0
47
0
5
1436
2011
145
1
49
31
14
8
79
46
13
13
18
99
97
53
140
1
5
1
1
30
83
90
1
186
4
81
34
48
1
9
0
0
51
0
5
1437
2010
United
3
0
0
0
0
0
1
1
0
0
0
3
2
0
10
0
0
0
0
1
1
1
0
5
0
2
0
2
0
1
0
0
6
0
0
39
2011
1
0
0
0
0
0
1
2
0
0
0
2
2
0
6
0
0
0
0
1
1
1
0
3
0
2
0
1
0
1
0
0
6
0
0
30
2010
Apollo
Munich
20
0
2
4
4
3
18
4
2
2
3
16
8
7
24
0
0
0
0
6
8
6
0
26
0
9
1
14
1
1
0
0
9
0
1
199
2011
22
0
3
5
4
4
27
5
2
2
4
16
9
6
32
0
0
0
0
6
13
7
0
25
0
10
1
14
1
0
0
0
13
0
1
232
2010
Bajaj
Allianz
4
0
1
0
2
1
3
2
0
0
1
5
1
2
8
0
0
0
0
1
3
2
0
4
0
4
1
2
0
1
0
0
3
0
0
51
2011
4
0
1
0
1
1
3
1
0
0
1
5
1
2
8
0
0
0
0
1
3
3
0
4
0
3
1
2
0
1
0
0
4
0
0
50
2010
Bharti
AXA
5
0
1
1
1
1
9
4
0
0
2
6
7
4
16
0
0
0
0
2
3
3
0
19
0
6
1
3
0
0
0
0
1
0
1
96
2011
5
0
1
1
1
1
9
3
0
0
2
6
7
3
18
0
0
0
0
2
4
2
0
27
0
6
1
3
0
0
0
0
3
0
1
106
2010
Chola
mandalam
4
0
1
2
1
1
10
5
1
1
2
4
6
4
15
0
0
0
0
2
4
6
0
7
0
11
0
4
0
1
0
0
2
0
0
94
2011
4
0
1
2
1
1
6
5
1
1
2
4
6
4
15
0
0
0
0
2
4
6
0
7
0
11
0
4
0
1
0
0
3
0
0
91
2010
Future
Generali
6
0
1
1
1
1
5
2
0
1
2
4
8
3
11
0
0
0
0
2
4
5
0
5
0
5
1
2
0
1
0
0
6
0
1
78
2011
6
0
1
1
1
1
5
2
0
1
2
4
8
3
11
0
0
0
0
2
4
5
0
6
0
5
1
2
0
1
0
0
6
0
0
78
2010
HDFC
Ergo
TABLE 73: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Contd.)
(As on 31st March, 2011)
31
0
3
4
7
2
25
13
2
2
4
22
15
17
36
0
1
0
0
16
16
14
1
21
1
30
6
16
0
1
0
0
8
0
1
315
2011
31
0
3
4
7
2
26
16
2
2
4
23
16
19
43
0
1
0
0
17
19
17
1
22
1
36
7
20
0
2
0
0
8
0
1
350
2010
ICICI
Lombard
3
0
0
0
1
1
8
3
0
1
0
4
1
3
16
0
0
0
0
1
2
1
0
3
0
3
1
3
0
1
0
0
10
0
0
66
2011
3
0
0
0
1
1
7
3
0
0
0
4
1
3
16
0
0
0
0
1
1
1
0
3
0
3
0
3
0
1
0
0
8
0
0
60
2010
IFFCO
Tokio
283
Andhra Pradesh
Arunachal Pradesh
Assam
Bihar
Chattisgarh
Goa
Gujarat
Haryana
Himachal Pradesh
Jammu & Kashmir
Jharkhand
Karnataka
Kerala
Madhya Pradesh
Maharasthra
Manipur
Meghalaya
Mizoram
Nagaland
Orissa
Punjab
Rajasthan
Sikkim
Tamil Nadu
Tripura
Uttar Pradesh
Uttrakhand
West Bengal
Chandigarh
Daman & Diu
Delhi & NCR
Lakshadweep
Puducherry
Total
STATES/UNION
TERRITORY
1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
1
0
0
0
2
0
0
0
1
0
0
0
0
1
0
0
10
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
1
0
0
0
0
1
0
0
2
0
0
0
0
0
1
1
0
1
0
0
0
1
0
0
0
0
2
0
0
11
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2010
2011
2011
2010
Max Bupa
L&T General
1
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2011
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
2010
Raheja QBE
16
0
2
1
2
1
21
7
1
1
4
15
13
13
33
0
0
0
0
3
7
9
0
15
0
17
3
11
0
1
0
0
15
0
1
212
2011
16
0
2
1
2
1
21
7
1
1
4
15
13
13
33
0
0
0
0
3
8
9
0
15
0
20
0
11
0
0
0
0
15
0
1
212
2010
Reliance
General
9
0
1
1
1
1
10
1
0
0
1
9
7
3
8
0
0
0
0
2
0
1
0
17
0
3
0
5
0
1
0
0
2
0
1
84
2011
9
0
1
0
1
1
10
1
0
0
1
7
7
3
8
0
0
0
0
2
0
1
0
17
0
3
0
4
0
1
0
0
2
0
1
80
2010
Royal
Sundaram
2
0
1
0
0
1
1
0
0
0
0
1
0
1
2
0
0
0
0
1
0
1
0
2
0
1
0
1
0
1
0
0
1
0
0
17
2011
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2010
SBI General
7
0
0
0
0
0
3
5
1
0
0
1
1
3
8
0
0
0
0
0
3
9
0
6
0
11
2
2
0
1
0
0
5
0
0
68
2011
6
0
0
0
0
0
3
5
0
0
0
1
1
2
5
0
0
0
0
0
3
7
0
6
0
8
1
1
0
1
0
0
5
0
0
55
2010
Shriram
General
29
0
2
1
4
0
8
5
1
2
4
22
29
14
30
0
1
0
0
11
5
11
0
65
0
10
3
26
0
2
0
0
12
0
2
299
2011
29
0
1
1
2
0
2
4
1
1
1
20
15
10
23
0
1
0
0
4
3
6
0
57
0
6
0
13
0
2
0
0
11
0
2
215
2010
Star Health
2
0
1
0
1
1
6
1
0
0
2
3
2
1
13
0
0
0
0
1
2
2
0
4
0
4
1
3
0
1
0
0
2
0
1
54
2011
2
0
1
0
1
1
4
1
0
0
2
2
1
1
12
0
0
0
0
1
2
1
0
4
0
3
1
3
0
1
0
0
3
0
0
47
2010
Tata AIG
3
0
1
1
1
0
3
2
0
1
2
3
1
2
10
0
0
0
0
2
2
3
0
4
0
4
2
4
0
1
0
0
2
0
0
54
2011
3
0
0
1
1
0
3
0
0
0
0
2
1
2
8
0
0
0
0
2
1
2
0
3
0
2
2
2
0
1
0
0
3
0
0
39
2010
Universal
Sompo
1
0
1
1
1
0
1
0
0
0
1
1
1
1
1
0
0
0
0
1
0
1
0
1
0
1
1
1
0
1
0
0
1
0
0
18
2011
AIC
1
0
1
1
1
0
0
0
0
0
1
1
1
1
1
0
0
0
0
1
1
1
0
1
0
1
1
1
0
1
0
0
1
0
0
18
2010
TABLE 73: STATE-WISE NUMBER OF OFFICES OF NONLIFE INSURERS (Concld.)
(As on 31st March, 2011)
3
0
0
0
0
0
4
2
0
1
0
3
1
1
10
0
0
0
0
1
2
2
0
9
0
5
0
2
0
1
0
0
4
0
0
51
2011
3
0
1
0
0
0
4
2
0
1
0
4
1
1
11
0
0
0
0
1
2
2
0
10
0
5
0
3
0
1
0
0
5
0
0
57
2010
ECGC
542
5
154
144
85
39
401
209
61
64
110
438
375
274
784
4
15
4
6
195
359
329
5
693
12
534
88
341
3
58
2
2
300
1
24
6660
2011
526
3
149
143
76
39
396
207
60
61
103
413
352
260
769
4
15
4
6
178
353
325
5
656
13
504
88
326
3
54
1
2
301
1
21
6417
2010
Total
284
Maharashtra
Delhi
West Bengal
Tamil Nadu
Andhra Pradesh
Uttar Pradesh
Gujarat
Karnataka
Punjab
Kerala
Rajasthan
Chandigarh
Madhya Pradesh
Haryana
Total
State
98
63
28
28
18
18
13
12
11
8
5
4
3
2
311
2011
98
59
27
27
19
16
12
12
12
7
5
5
3
1
303
2010
95
59
27
27
19
15
11
11
12
6
5
5
3
1
296
2009
88
56
24
24
19
16
11
11
12
6
5
5
3
1
281
2008
(As on 31st March)
76
56
22
20
19
15
10
10
11
6
5
5
3
0
258
2007
68
51
17
17
15
8
10
10
11
3
5
4
3
0
222
2006
TABLE 74: STATE-WISE NUMBER OF REGISTERED BROKERS
63
44
14
14
14
8
8
7
9
3
5
3
3
0
195
2005
51
31
11
11
12
6
6
7
7
3
3
3
3
0
154
2004
285
286
Alankit Health Care
Anmol Medicare
Anyuta Medinet Healthcare
Bhaichand Amoluk
Dedicated Healthcare Services
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Grand Healthcare Services
Health India Services
Heritage Health
I Care Health Management
MD India Healthcare Services
Med Save Health Care
Medi Assist India
Medicare Services
Paramount Health Services
Parekh Health Management
Park Mediclaim
Raksha
Rothshield Healthcare Services
Safeway Services
Spurthi Meditech Solutions
Sri Gokulam Health Services
TTK Healthcare
Universal Medi-Aid Services
Vipul Med Corp
TOTAL
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
NA: Not Available.
NAME OF THE TPA
SI.No.
331278
49015
163163
1741
82832
42461
–
147458
98387
16541
876693
105654
411308
71530
182395
93141
33773
159758
1332
10035
–
–
272223
NA
240582
3641584
104332
6615
82
82
139255
2010-11
85987
13036
76
–
157109
–
319807
51110
130104
1469
78476
36709
–
234058
75440
5479
405852
118426
376000
74307
148527
81989
9257
394606
529
13856
–
–
305017
–
248790
3365940
2009-10
217799
2894
215396
–
106543
14017
–
80464
36684
–
108730
81740
210089
64238
325176
14305
17064
95451
–
209
–
–
289709
1232
57784
1986859
29356
–
259635
–
94013
338
81651
24886
–
190859
65674
–
208331
327640
327640
75250
185743
35229
20671
250211
20
8101
–
–
313948
–
109119
2446713
17961
18
–
2007-08
55308
4186
49
2008-09
11552
–
23
13245
597
–
150102
86
431725
–
104704
7069
–
–
–
–
63067
64044
157204
65358
351055
10291
8805
88276
–
4
–
–
241994
1513
38123
1840298
2006-07
12413
–
24
12917
–
–
59521
55
191526
–
30215
5900
–
–
37180
–
18779
40509
116655
63074
277225
7987
1398
61535
–
–
–
–
175280
950
13752
1126895
2005-06
NUMBER OF CLAIMS RECEIVED DURING THE FINANCIAL YEAR
–
4587
–
78055
78
6157
119
–
33438
51160
2215
2980
54517
66582
41255
230441
1223
2
52863
–
–
–
–
117597
708
1917
807114
37915
–
–
–
–
59732
439
–
474939
12542
993
340
56652
37067
28938
150338
553
–
23
42
3032
122583
9
17114
1749
411
2003-04
5687
2004-05
TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS
287
Alankit Health Care
Anmol Medicare
Bhaichand Amoluk
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
Safeway Services
TTK Healthcare
Vipul Med Corp
TOTAL
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
NA: Not Available.
NAME OF THE TPA
SI.No.
93708
3935
76
–
92685
–
267332
33870
58588
886
70662
10790
–
125941
53206
11525
631694
70039
344845
40577
144164
57680
9874
156455
639
6631
–
–
225040
NA
234819
2745661
2010-11
28099
8926.00
76
–
93376
–
255866
29879
52525
109
52605
10912
–
118807.00
30427
3099
373118
70909
308818.00
49085
117013
47357
8164
325415.00
363
9679
–
–
162303
–
191293
2348147
2009-10
75907
151
63827
20598
–
129603
27990
–
185144
80068
202631
52004
167612
19769
8671
242082
12
3782
–
–
262397
–
51379
1847163
24282
2218
49
–
–
–
227036
2008-09
11559
4
–
–
21018
–
189659
1693
147064
–
72316
12584
–
60393
21329
–
93026
41777
117984
43039
319173
9490
9595
76745
–
125
–
–
246766
855
17181
1513375
2007-08
8410
–
23
6439
490
–
145724
15
309977
–
68111
5145
–
–
14010
–
49098
33905
88771
52923
302777
6324
6617
73692
–
3
–
–
217575
1050
15736
1406815
2006-07
7376
–
24
6395
–
–
44955
18
44286
–
22657
5813
–
–
18088
–
14868
14838
78384
36476
217914
7327
1234
50310
–
–
–
–
153515
568
5223
730269
2005-06
NUMBER OF CLAIMS SETTLED WITHIN 1 MONTH OF CLAIMS INTIMATION
4602
–
42
941
–
–
28260
–
73014
–
7119
1528
–
–
18550
1772
2487
32843
48961
25713
109970
930
2
50814
–
–
–
–
103061
194
991
511794
2004-05
254823
51268
296
35889
1157
–
290
18332
22150
12224
66916
394
–
2671
–
40735
24
1964
112
–
–
22
379
2003-04
TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Contd.)
288
Alankit Health Care
Anmol Medicare
Bhaichand Amoluk
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
Safeway Services
TTK Healthcare
Vipul Med Corp
TOTAL
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
NA: Not Available.
NAME OF THE TPA
SI.No.
15055
839
3
–
32722
–
19906
9281
46118
290
7862
16497
–
26480
34725
1845
141432
29233
12313
10911
11924
27569
11400
972
464
1061
–
–
38046
NA
20121
517069
2010-11
35661
3390
–
–
59626
–
31984
18454
36166
604
23332
16518
–
72889.00
36248
744
19692
36857
18019
8137
12546
22366
201
35412.00
117
2667
–
–
94294
–
11484
597408
2009-10
22247
581
–
–
–
–
18578
–
17851
–
12583
2477
–
39384
26030
–
6942
36950
72555
7755
364
11103
7042
8129
3
2280
–
–
29359
–
37960
360173
2008-09
5813
4
–
–
2498
–
16220
527
61129
–
24145
6
–
14710
11697
–
2356
25488
57024
7332
8376
3592
5397
10806
–
23
–
–
22607
295
22785
302830
2007-08
2410
–
–
4571
7
–
139071
17
64759
–
19838
1394
–
–
14508
–
1248
13587
36300
8809
7272
3071
121
10438
–
–
–
–
23299
310
16268
367298
2006-07
3982
–
–
4448
–
–
9616
19
127365
–
4912
11
–
–
14565
–
451
15710
24128
13662
41964
660
10
7093
–
–
–
–
17927
228
5015
291766
2005-06
NUMBER OF CLAIMS SETTLED BETWEEN 1 -3 MONTHS
2
–
1
–
1647
–
25832
34
1069
–
4128
–
17
14208
11262
10263
45259
141
–
6869
114
–
120846
–
1373
–
3242
–
40224
9
5381
21
24614
178
185
9061
9947
5394
68632
279
–
–
12917
292
754
183171
2003-04
668
2004-05
289
Alankit Health Care
Anmol Medicare
Bhaichand Amoluk
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
Safeway Services
TTK Healthcare
Vipul Med Corp
TOTAL
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
NA: Not Available.
NAME OF THE TPA
SI.No.
1663
53
3
–
4935
–
10058
5401
17329
–
2409
6995
–
3594
5807
198
38864
5786
763
3172
3372
2126
13208
–
143
884
–
–
6231
NA
2814
135808
2010-11
11241
415
–
–
6880
–
7803
1742
11055
638
7162
5787
–
24667.00
9355
14
1538
6422
865
208
1248
1184
53
0
24
935
–
–
21343
–
906
121485
2009-10
4744
249
–
–
–
–
4543
–
–
–
4387
93
–
5305
6227
–
773
2833
8952
240
58
847
3939
–
–
1474
–
–
8020
–
8338
61022
2008-09
2397
–
–
–
636
–
4969
86
–
–
9828
1
–
2370
2144
–
410
2916
8141
156
593
160
500
2512
–
2
–
–
3840
117
7130
48908
2007-08
276
–
–
862
–
–
6653
8
–
–
8557
198
–
–
4219
–
217
3968
5223
755
163
93
19
4099
–
–
–
–
5948
30
3423
44711
2006-07
64
–
–
631
–
–
2729
2
–
–
1039
2
–
–
4361
–
28
1827
2459
3251
13527
–
2
693
–
–
–
–
4505
42
889
36051
2005-06
NUMBER OF CLAIMS SETTLED BETWEEN 3-6 MONTHS
97
–
–
183
–
–
931
–
–
–
1914
–
–
–
5670
117
9
1705
2092
1622
12559
12
–
–
–
–
–
–
3430
177
13
30531
2004-05
1893
2
–
39975
–
2134
36
–
9625
2426
2321
9989
17
–
–
–
10488
2
1042
–
–
–
–
2003-04
290
Alankit Health Care
Anmol Medicare
Bhaichand Amoluk
Dawn Services
E Meditek Services
East West Assist
Family Health Plan
Focus Healthcare
Genins India
Good Healthplan
Heritage Health
Medi Assist India
Medicare Services
Park Mediclaim
Raksha
Safeway Services
TTK Healthcare
Vipul Med Corp
TOTAL
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
NA: Not Available.
NAME OF THE TPA
SI.No.
521
4827
–
–
734
–
–
265
6788
415
388
1835
–
–
1259
7
6968
1841
312
963
909
297
–
–
25
265
–
–
1544
NA
9696
39859
2010-11
3143
–
–
–
1679
–
–
265
3807
24
2190
1302
–
5231
1769
–
–
1613
276
111
749
183
6
–
5
–
–
–
6857
–
152
29362
2009-10
1446
–
–
–
–
–
–
–
–
–
2064
–
–
–
1191
–
–
350
2245
66
125
41
125
–
–
215
–
–
3101
–
1965
12934
2008-09
1460
–
–
–
–
–
–
11
–
–
1889
–
–
–
279
–
–
258
2358
58
88
13
98
–
–
–
–
–
2987
–
3156
12660
2007-08
27
–
–
80
–
–
–
1
–
–
2585
88
–
–
796
–
–
1889
1312
84
33
–
39
47
–
–
–
–
2508
6
796
10291
2006-07
24
–
–
56
–
–
1035
–
–
–
2815
–
–
–
1583
–
–
453
443
1704
457
–
2
236
–
–
–
–
1650
–
139
10597
2005-06
NUMBER OF CLAIMS SETTLED AFTER 6 MONTHS
18
–
–
3
–
–
54
–
–
–
711
–
–
–
1789
115
–
2195
–
397
3326
2
–
–
–
–
–
–
1011
–
–
9621
2004-05
–
–
–
9160
–
643
778
–
3668
466
2098
1149
1
–
–
–
–
–
357
–
–
–
–
2003-04
TABLE 75: TPA – NUMBER OF CLAIMS RECEIVED AND DURATION WISE SETTLEMENT OF CLAIMS (Concld.)
291
O/S: Outstanding
National
New India
Oriental
United India
ECGC
AIC
PUBLIC TOTAL
Apollo Munich
Bajaj Allianz
Bharati AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
L&T
Max Bupa
Reliance
Royal Sundaram
SBI General
Shriram
Star Health
TATA AIG
Universal Sompo
Raheja QBE
PRIVATE TOTAL
GRAND TOTAL
Insurer
683
800
605
743
9
4
2844
29
184
51
77
37
101
449
142
–
–
960
107
–
38
90
124
41
–
2430
5274
643
593
250
598
11
5
2100
28
177
51
81
32
101
461
126
–
–
833
122
–
38
88
125
38
–
2301
4401
185
384
436
166
0
0
1171
2
31
0
3
5
1
4
38
–
–
162
4
–
0
2
1
5
–
258
1429
136
220
44
42
1
0
443
0
38
0
5
3
1
25
16
–
–
74
20
–
0
2
26
0
–
210
653
269
338
170
277
3
4
1061
8
105
1
34
9
15
315
75
–
–
286
55
–
2
23
84
3
–
1015
2076
260
381
133
298
2
3
1077
7
119
1
32
12
15
324
69
–
–
325
56
–
2
25
108
1
–
1096
2173
145
177
81
21
2
1
427
1
24
0
7
0
1
16
22
–
–
35
19
–
0
0
2
2
–
129
556
O/S at the start Reported during Resolved during O/S at the end of
of the year
the year
the year
the year
of the year
the year
the year
the year
145
177
81
21
2
1
427
1
24
0
7
0
1
16
22
–
–
35
19
–
0
0
2
2
–
129
556
2009-10
2010-11
TABLE 76: STATUS OF GRIEVANCES: NON LIFE INSURERS
292
O/S: Outstanding
National
New India
Oriental
United India
ECGC
AIC
PUBLIC TOTAL
Apollo Munich
Bajaj Allianz
Bharati AXA
Cholamandalam
Future Generali
HDFC Ergo
ICICI Lombard
IFFCO Tokio
L&T
Max Bupa
Reliance
Royal Sundaram
SBI General
Shriram
Star Health
TATA AIG
Universal Sompo
Raheja QBE
PRIVATE TOTAL
GRAND TOTAL
Insurer
245
280
153
240
2
1
921
2
143
–
51
9
5
384
55
–
–
332
85
–
1
27
187
–
–
1281
2202
327
332
181
316
3
1
1160
2
129
–
71
6
8
396
65
–
–
282
77
–
1
25
203
–
–
1265
2425
136
220
44
42
1
0
443
0
38
–
5
3
1
25
16
–
–
74
20
–
0
2
26
–
–
210
653
172
189
21
135
0
0
517
–
5
–
3
–
3
37
8
–
–
7
9
–
–
–
34
–
–
106
623
341
366
272
351
7
2
1339
–
110
–
37
–
12
371
61
–
–
99
65
–
–
–
135
–
–
890
2229
295
283
221
368
5
2
1174
–
91
–
15
–
11
371
43
–
–
82
62
–
–
–
127
–
–
802
1976
218
272
72
118
2
0
682
–
24
–
25
–
4
37
26
–
–
24
12
–
–
–
42
–
–
194
876
of the year
the year
the year
the year
of the year
the year
the year
the year
218
272
72
118
2
0
682
0
24
–
25
0
4
37
26
–
–
24
12
–
0
0
42
–
–
194
876
2007-08
2008-09
TABLE 76: STATUS OF GRIEVANCES: NON LIFE INSURERS (Concld.)
O/S: Outstanding
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL
Name of the
Centre
2009-10
2008-09
2007-08
2006-07
44
39
26
349
17
295
20
37
61
215
0
278
1381
1834
126
146
814
905
1318
213
861
517
815
352
2147
10048
915
64
113
482
883
1204
172
706
394
801
315
1639
7688
29
22
63
176
17
138
38
15
43
130
0
167
838
832
136
109
987
719
1050
241
423
469
683
225
1223
7097
817
119
146
814
719
893
259
401
451
598
225
1112
6554
57
14
207
85
37
195
106
27
42
116
0
143
1029
384
119
105
777
663
338
198
466
335
824
265
1166
5640
412
111
249
686
683
395
266
478
334
810
265
1142
5831
60
5
204
78
12
310
50
35
36
220
1
333
1344
406
188
90
686
550
337
234
501
285
768
269
986
5300
409
179
87
679
525
452
178
509
279
872
270
1176
5615
123
5
181
126
18
386
53
21
14
214
4
196
1341
367
131
110
392
557
347
169
358
218
835
292
980
4756
430
130
87
440
563
423
172
344
196
829
295
843
4752
O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved O/S at the Reported Resolved
start of during the during the
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year
2010-11
TABLE 77: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE)
293
O/S: Outstanding
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL
Name of the
Centre
2004-05
2003-04
2002-03
2001-02
221
82
113
121
25
234
47
18
20
282
10
368
1541
342
155
131
355
377
440
146
424
210
894
275
345
4094
440
232
63
347
383
288
140
421
216
962
281
517
4290
158
371
74
55
102
122
30
68
131
441
53
575
2180
338
219
123
257
443
695
86
363
249
778
365
618
4534
275
508
85
191
518
584
69
413
360
937
408
825
5173
138
304
55
32
77
67
20
49
38
293
54
269
1396
274
189
142
159
480
591
127
347
260
719
259
764
4311
254
122
123
136
455
536
117
329
167
571
260
458
3526
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
316
457
262
173
293
474
91
273
161
538
189
671
3898
178
153
207
141
216
406
71
222
123
245
134
401
2497
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
325
264
236
109
202
615
60
222
95
357
199
285
2969
186
173
138
86
175
436
47
203
77
262
181
177
2141
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year
2005-06
TABLE 77: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (NON-LIFE INSURANCE) (Concld.)
294
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL
Name of the
Centre
2009-10
2008-09
2007-08
2006-07
51
77
59
633
19
539
28
50
97
410
0
306
2269
2319
336
384
2082
1838
2763
493
2249
1032
2207
1800
3562
21065
1125
185
340
1108
1811
2582
395
2030
835
2285
1503
3040
17239
37
88
162
296
33
237
55
35
78
185
0
189
1395
1133
515
329
1918
1660
2521
549
1238
839
1794
1229
2339
16064
1119
526
432
1581
1674
2219
576
1223
820
1569
1229
2222
15190
68
27
344
146
42
218
122
34
58
180
16
164
1419
539
495
271
1397
1440
501
395
1080
619
1622
1117
1917
11393
570
434
453
1247
1449
482
462
1079
599
1617
1133
1892
11417
86
7
344
124
19
437
73
48
64
307
53
385
1947
537
743
291
1201
1255
445
389
1025
520
1494
1239
1726
10865
555
723
291
1179
1232
664
340
1039
526
1621
1276
1947
11393
146
9
332
187
30
533
87
32
20
278
33
242
1929
526
642
299
864
1239
542
346
914
384
1751
1188
1492
10187
586
646
287
927
1250
638
360
898
340
1722
1168
1349
10168
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year
2010-11
TABLE 78: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED)
295
O/S: Outstanding
Ahmedabad
Bhopal
Bhubaneshwar
Chandigarh
Chennai
Delhi
Guwahati
Hyderabad
Kochi
Kolkata
Lucknow
Mumbai
TOTAL
Name of the
Centre
2004-05
2003-04
2002-03
2001-02
260
102
173
194
44
402
62
40
28
320
48
415
2088
474
625
387
796
1017
723
255
967
338
1798
1127
567
9074
588
718
228
787
1029
593
230
975
346
1840
1142
740
9216
179
473
120
92
109
240
40
125
138
518
166
654
2854
422
556
258
720
1047
1134
169
927
349
1548
1373
924
9427
341
927
206
618
1110
973
147
1012
459
1746
1491
1163
10193
155
385
76
62
103
193
27
84
43
428
113
291
1960
334
360
254
367
858
884
218
851
371
1341
833
1044
7715
309
273
210
337
852
832
205
811
276
1251
780
681
6817
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
384
692
367
306
581
814
179
410
223
981
501
941
6379
229
307
291
244
478
620
152
324
180
553
387
649
4414
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
NA
382
494
312
157
385
1088
113
299
147
606
520
433
4936
213
382
200
123
356
710
88
262
123
416
497
156
3647
the year
year
year the year
year
year the year
year
year the year
year
year the year
year
year
2005-06
TABLE 78: PERFORMANCE OF OMBUDSMEN AT DIFFERENT CENTRES (LIFE & NON-LIFE COMBINED) (Concld.)
296
.
.

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