Home Improvement

Transcription

Home Improvement
Your guide to
Home Improvement
the
COURIER
Thursday, April 28, 2016
Along with
EMERGENCY
Preparedness
Page 2
www.courieranywhere.com
2016 Home Improvement
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2016 Home Improvement
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Tips for first-time DIYers
Many homeowners prefer to tackle
their home improvement projects on
their own, which can be both rewarding
and cost-effective. But going the DIY
route also carries some risk, especially
for homeowners with no previous experience swinging a hammer. Before
embarking on their first DIY project,
homeowners should consider a few tips
to ensure their project stays on course
and finds its way to completion.
• Assess your skills. Even projects
that seem simple can prove complex
when unforeseen circumstances arise,
so DIYers should assess their skills to
determine if they are capable of completing a project should the worst-case
scenario present itself. When researching
a project, examine all the things that
could go wrong and determine if your
skills are such that you can handle those
problems. If you determine that you
can’t, you can still attempt the project
on your own, but you should enlist a
friend or relative with extensive DIY
experience to assist you so the project
can be successfully completed even if
problems arise.
• Ease your way into DIY. You may
dream of starting with a big project that
will impress guests and establish you as
a certified handyman (or handywoman).
But it’s better to take it slow and start
with a small project. Doing so allows you
to make some mistakes that likely won’t
prove too costly, and it also gives you an
idea of how to plan a project and see it
through to completion. Take note of any
mistakes you make as well as any areas
where you excel, using this information
when you decide which DIY project to
tackle next.
• Do a lot of homework. Effective
online tutorials can be valuable resources
and instill confidence in prospective DIYers. But not all tutorials are the same,
and some may make jobs appear easier
to complete than they actually are. If
you will rely on an online tutorial to
guide you through a project, view several such tutorials before beginning the
project. Some will highlight potential
pitfalls, while others may gloss over these
hurdles. The more tutorials you watch,
the better grasp you will get of the full
scope of a project.
• Buy quality tools. Sometimes it’s not
the person swinging the hammer but the
Make the
Right Move
Painting
Interior & Exterior
Residential and Commercial
Vinyl Siding Cleaning
hammer itself that derails a project. Purchase quality tools and materials before
beginning a DIY project, as cheap and/
or poorly rated tools and materials can
put a project in jeopardy or produce
poor results. In addition to buying the
right tools and materials, invest some
time in learning how to properly use the
tools, even practicing before beginning
a project. This increases the chance that
the project stays on schedule, and learning to use your new tools can be fun.
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1465 Florence Road
Savannah, TN 38372
731-607-2221
731-925-7900
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Or catch me on the web at:
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Page 4
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2016 Home Improvement
Reclaimed wood adds instant appeal to home projects
Repurposing salvaged wood is a
popular trend in the home improvement industry. Not only can using
salvaged wood give a home a oneof-a-kind look, but it’s a handy way
to incorporate the three Rs of green
living into your lifestyle: reduce, reuse
and recycle.
Reclaimed wood is often used in
flooring, beams, wall treatments, and
doors, but it also can be turned into
furniture or home accent items. Re-
Salvaged doors, fences, shutters, beams, and so much more can be put to new use.
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Carpet and Vinyl
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HARDWOODS
starting at
Laminates
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and misc. LAMINATE 50 sq.ft.
¢
claimed wood adds warmth and historical interest to a home’s decor that
newer materials may lack. Although
finding wood that can be salvaged takes
time and some legwork, such efforts
can quickly pay off. Many businesses
are now devoted to reclaimed timber,
which can help make the process of
finding and using salvaged wood even
easier.
Homeowners considering reclaimed
wood may be interested to learn that
such wood can serve various functions
aside from benefitting the planet.
• Match old-growth wood. New regulations may prevent certain species of
trees from being cut down. That means
it can be challenging to match old
wood in a home, particularly if you’re
looking to maintain historical value
and authenticity. Relying on salvaged
wood items can alleviate this concern,
ensuring that you can find rare woods
that are no longer available brand new.
• Salvaged wood has character. It’s
difficult to mimic the natural age marks
and character that older wood may
have. Instead of being raised on farms,
wood harvested decades ago probably
grew in natural environments, making
the wood both durable and strong. The
color and grain of salvaged wood may
also be unique.
• Look at objects in a new way.
Doors are versatile pieces of reclaimed
lumber because they’re already flat and
rather large. Doors can be turned into
headboards, tables or benches. Staircase or porch posts can be turned into
candlestick holders, and wood shutters
can dress up walls and provide a place
to hang artwork and other wall items.
• Reclaimed wood can be found
everywhere. Most people do not have
to look too far to find wood they can
salvage. Check salvage yards, landfills,
dumpsters in front of older homes being renovated, or older, unused barns
in rural settings. You also can collect
driftwood or discarded shipping crates.
While some reclaimed wood can be
used as-is, some pieces may require
millwork, including sanding, cutting,
shaping, and finishing. If you do not
have these skills, you probably will
have to hire someone who does.
The Internet is awash with ideas
for putting salvaged wood to use. Get
inspired and then find the pieces that
will fit your project.
Let us help you select the perfect
decor and accessories for your home.
Flooring • Lighting • Rugs • Shutters • Drapes
Home Furnishings and Accessories
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Michael Thomas
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470 WAYNE ROAD • SAVANNAH, TN 38372
BUS: 731-925-5586 FAX: 731-925-9722
TUESDAY THROUGH SATURDAY 10 am-5 pm
2016 Home Improvement
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How to prepare a home for elderly residents
Upon reaching retirement age, new
retirees may face decisions regarding
their living arrangements. Some seniors
may opt to stay put, while others may
want to downsize their homes to save
money and relieve themselves of the
burdens of maintaining larger homes.
But those are not the only situations
seniors find themselves in. Some seniors
realize they can no longer care for
themselves without assistance. In such
instances, seniors may opt for assisted
living facilities or choose to move in
with a relative, such as a grown son or
daughter. While assisted living facilities
are designed to meet the needs of the
elderly, young men and women welcoming seniors into their homes may
need to take on some home improvement projects to ensure their homes are
as safe as possible for elderly residents.
• Convert a room on the first floor
into a bedroom. While this may not
apply to all seniors, some men and
women struggle with stairs as they age,
and that can make it difficult for them
to fully participate in a household.
Homeowners with an extra room to
spare can convert a room on the first
-
floor of their homes into a bedroom so
seniors wonÕt have to climb up and
down stairs throughout the day. That
ease of accessibility to the primary floor
of the house encourages seniors to be
active participants in a household. If
possible, choose an area that is close
to a first-floor bathroom.
• Take steps to make bathrooms safer.
The National Institute on Aging says
that more than one in three seniors over
age 65 fall each year, and 80 percent of
those falls take place in the bathroom.
Slippery tile floors can make it difficult
for seniors to navigate bathrooms safely,
and bathtubs and shower stalls present
additional challenges. Install grab bars
on bathroom walls and next to toilets to
provide support. In addition, consider
installing a shower chair or bench and
removable shower nozzle in the shower
or tub so seniors can sit down while
they bathe and rinse without having
to stand up on slippery surfaces. Make
sure any mats around bathtubs and
sinks are nonskid to reduce the risk of
falls even further.
• Install an extra phone line or two.
While kids and adults between the ages
of 18 and 50 may never use the landlines in their homes, many seniors still
rely on traditional telephones as their
primary means of communicating with
the outside world. Install extra landlines
in your home, including in seniors’
bedrooms, so they can more readily
access the phone should they fall and
need to call for emergency help. Phones
in seniors;’ bedrooms may also provide
some additional privacy to seniors who
don’t want to carry on phone conversations in busy areas of the home, such as
the kitchen or living room. Such lines
may also reduce feelings of isolation.
• Prioritize accessibility when storing
items. When storing groceries, books,
magazines, or other items seniors are
likely to use, choose locations that
are accessible to seniors. Avoid storing items on the top shelf of pantries,
bookcases or entertainment centers, as
seniors with limited mobility may not
be able to reach them.
Many seniors move in with their
adult children to make their golden
years safer and more enjoyable and
manageable. Such a change in living
arrangements may necessitate some
Grab bars and shower benches can make
bathrooms much safer for seniors.
changes on the part of homeowners so
they can ensure their homes are safe
for seniors.
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Page 6
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2016 Home Improvement
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2016 Home Improvement
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How to make spring projects more eco-friendly
The arrival of warmer weather means
different things to different people. Some
anticipate opportunities for outdoor fun,
while others may be considering redecorating or remodeling their homes. For the
latter group, home improvement season
provides a great opportunity to make
homes more eco-friendly.
When planning home improvement
projects, it’s best to first choose a project
and then look for ways to make the project
more environmentally friendly.
Interior decorating
Longer days and warmer temperatures
often translate into wanting to freshen up
the interior of a home. Heavy draperies
and comforters are put away, and lighter
fabrics are taken out of storage. Whenever possible, reuse or repurpose items
you already have rather than purchasing
new items. Longer drapes can be cut and
hemmed to be used as window treatments
in other rooms. Making a patchwork blanket out of old T-shirts is a crafty project that
makes use of items that would otherwise
be destined for landfills.
When laundering linens, skip the
energy-using dryer and let items line dry
in the sun and fresh air.
If you decide to purchase some new
items, look for products made from sustainable or organic fabrics. Hemp and
bamboo textiles have grown in popularity.
Flowers and plants
Spring and summer call to mind beautiful blooming plants. Relying on native,
sustainable plants is practical, environmentally friendly and cost-effective.
Don’t forget to bring plants indoors as
well. Even though you may be opening
the windows more, indoor plants can
filter and purify indoor air. The NASA
Clean Air Study, led in association with
the Associated Landscape Contractors
of America, found that certain common
indoor plants naturally remove toxic
agents such as benzene, formaldehyde
and trichloroethylene from the air. Efficient air cleaning is accomplished with
at least one plant per 100 square feet of
home or office space.
Proper disposal
Spring cleaning is another tradition for
many families come the end of winter and
dawn of spring. Many people use spring
as a time to go through closets and garages
to remove items they no longer use or
need. In an effort to clean up fast, some
people may dispose of chemical products,
paints, treated lumber, and many other
items in ways that can be damaging to
the environment. Always learn local
municipal guidelines for proper disposal
of potentially harmful products. Area
recycling centers may have drop-off areas
for stains and paints, used motor oil and
Springtime renovation and cleaning projects provide the perfect opportunity to adopt
eco-friendly practices that pay dividends for years to come.
other potentially harmful products.
Before discarding something, see if it
can be donated or sold. This will result
in fewer items ending up in landfills.
Exercise caution outdoors as well.
Runoff from cleaning products used
on home siding or driveways can leach
into the surrounding soil or find its way
into sewage drains that ultimately direct fluids to public waterways. Choose
environmentally responsible products
whenever possible.
H&H
METAL PRODUCTS
Manufacturer
Roofing
Manufacture
925-1922
925-1922
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85 Harmon Drive
•
Savannah
www.hhmetalproducts.net
85 Harmon Drive • Savannah
THURSDAY,
DECEMBER
We will
be closed 25, 2014
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8
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FRIDAY, DECEMBER
DECEMBER 25,
26, 2014
2014,
THURSDAY,
allow our
employees time
ANDto
FRIDAY,
DECEMBER
26, 2014,
and friends.
to with
allowfamily
our employees
time
with family and friends.
2016 Home Improvement
Ready to work for you!
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440 Florence Rd. • Savannah, TN • 731-925-2010
EMERGENCY PREPAREDNESS
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EMERGENCY
Preparedness
Mike
Province
New
Agency in
Pickwick
Licensed Insurance Agent
Office: 731-689-5001
Fax: 731-689-5003
Cell: 662-279-3010
mprovince@farmersagent.com
We
Are
Farmers
AUTO • HOME • LIFE • MARINE • COMMERCIAL • UMBRELLA • SPECIALTY
PROVINCE INSURANCE AGENCY
11268 Hwy. 57 • Counce, TN 38326
© FOTOLIA
Cynthia
Burcham
Licensed Insurance Agent
Cell: 731-607-9567
Fax: 731-689-0079
cynthia.burcham@yahoo.com
Page 10
I
EMERGENCY PREPAREDNESS | PAPERWORK
Make a Written Plan
t might seem obvious, but the first step in being prepared for an
emergency is literally taking the effort to do so.
Do you have an emergency plan
in place? Do you know what to do
in the event of a fire, a flood, a tornado or an earthquake? Each crisis
could require a different plan and
response to navigate safely, and
the heat of the moment is not the
time to think about a response for
the first time.
PREPARE, PREPARE,
PREPARENING?
The Department of Homeland
Security notes there are actions that
should be taken before, during and
after a disaster that are unique to
each hazard. Identify the hazards
that have happened or could happen in your area and plan for the
unique actions for each. Do you
live in a flood plain? Research flood
safety. In an area with heavy tornado
activity? Be prepared when storms
roll in.
Local emergency management
offices can help identify the hazards
in your area and outline local plans
and recommendations for each.
Share hazard-specific information
with family members and include
pertinent materials in your family
disaster plan
HOW WILL YOU KNOW
WHAT’S HAPPENING?
Find out from local government
emergency management how you
will be notified for each kind of disaster, both natural and manmade.
You also should inquire about alert
and warning systems for workplace,
schools and other locations. Methods of getting your attention vary
from community to community.
© FOTOLIA
One common method is to broadcast via emergency radio and TV
broadcasts. You might hear a special
siren, or get a telephone call, or in
rare circumstances, volunteers and
emergency workers may go
door to door alerting people.
HOW WILL YOU GET IN
TOUCH WITH OTHER?
Why Go Anywhere Else?
Anyone
our
goal
is to
advice
Anyone can
canprovide
provideadvice.
advice.At
AtEdward
EdwardJones,
Jones,
our
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to provide
advice and guidanc
and
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tailored to your needs.
to your
needs.
That’s why
work
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When
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That’s
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When
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we
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You talk, we listen, and we get to know you.
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Along with being aware of the
threat yourself, you also should have
a communication plan in place to
make contact with your children,
spouse or family members, even if
cell phone networks are down, in
the event of an emergency.
SHOULD I STAY
OR GO?
Depending upon the nature of
the emergency and your circumstances, one of the first important
decisions is whether to stay where
you are or evacuate. You should
understand and plan for both possibilities.
Mutual
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Formore
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For
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Elton K Dycus
Financial Advisor
www.edwardjone
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1035-F Wayne Rd
Savannah, TN 38372
731-925-6838
MKT-1954D-A
Blake E. Dycus
Blake E Dycus
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Elton K. Dycus
Elton K Dycus
Financial
Advisor
Financial Advisor
Financial Advisor
10
1035-F
Wayne Rd.
10Hickory
HickorySt.St.
1035-F
Wayne
Rd.
Savannah,
TN
38372
Savannah,
TN
38372
Savannah, TN 38372 Savannah, TN 38372
731-925-0755
731-925-6838
731-925-0755
731-925-6838
www.edwardjones.com
Member SIPC
2016 Home Improvement
www.courieranywhere.com Page 11
Call 731-412-3055
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Page 12
EMERGENCY PREPAREDNESS | TYPES OF DISASTERS
Be ready for a flood
F
loods are among the most frequent and costly natural
disasters and — even if you don’t live on an obvious
flood plane — they still can wreak havoc on your home.
As the Red Cross notes, conditions
that cause floods include heavy or
steady rain for several hours or days
that saturates the ground. Flash floods
occur suddenly due to rapidly rising
water along a stream or low-lying area.
BE AWARE OF WHAT’S HAPPENING
You will likely hear weather forecasters use these terms when floods are
predicted in your community, and it’s
important to know what they mean:
“Flood/flash flood watch” means
flooding or flash flooding is possible in
your area; “flood/flash flood warning”
means flooding or flash flooding is
already occurring or will occur soon in
your area.
The Red Cross recommends those
affected by storms listen to area radio
and television stations and a NOAA
Weather Radio for possible flood warnings and reports of flooding in progress
or other critical information from the
National Weather Service.
WHAT TO DO DURING A FLOOD
As the water rises, be prepared to
evacuate at a moment’s notice. When a
flood or flash flood warning is issued
for your area, head for higher ground
and stay there. Stay away from floodwaters. If you come upon a flowing
stream where water is above your
ankles, stop, turn around and go
another way. Six inches of swiftly moving water can sweep you off of your
© FOTOLIA
feet.
If you come upon a flooded road
while driving, turn around and go
another way. If you are caught on a
flooded road and waters are rising rapidly around you, get out of the car
quickly and move to higher ground.
Most cars can be swept away by less
than 2 feet of moving water.
Keep children out of the water. They
are curious and often lack judgment
about running or contaminated water.
Be especially cautious at night when it
is harder to recognize flood danger.
AFTER THE FLOOD
The Red Cross recommends you
only return home only when officials
have declared the area safe. Before
entering your home, look outside for
loose power lines, damaged gas lines,
foundation cracks or other damage.
Parts of your home may be collapsed
or damaged. Approach entrances carefully. Ensure that porch roofs and overhangs have all their supports.
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Page 13
EMERGENCY PREPAREDNESS | SUPPLIES
Stock Your Emergency Kit
W
hen an emergency strikes, you’re usually not prepared. That’s
just the nature of emergencies. That’s why it is crucial to have
a stocked emergency kit ready for use at a moment’s notice.
In the event of a disaster, the Center
for Disease Control and Prevention
notes you might not have access to
food, water or electricity for several
days. Statistics show approximately half
of adults in the United States do not
have resources and plans in place for
an emergency. Preparing emergency
kits for your family is an important step
in keeping them safe and healthy during a disaster.
HAVE ENOUGH WATER AND FOOD
We all need water to survive and
food to keep up our strength, and
depending on how many people are in
your family, you might need to stock up
on quite a lot of it. Make sure you have
at least a three-day supply of food and
water, which translates to one gallon of
water per person per day, and a food
supply that won’t easily spoil (such as
canned soup, dry pasta, powdered
milk, etc.), as well as the tools to prepare that food (such as a manual can
opener and basic utensils).
The CDC also recommends three
days of health supplies.
HYGIENE, SAFETY ITEMS
Along with food and water, you’ll
also want to stay relatively healthy and
clean in the event of a disaster. The
CDC recommends packing soap, toothbrushes and toothpaste, baby wipes,
contact lenses or glasses, a first aid kit,
an emergency blanket, a multipurpose
© FOTOLIA
tool (that can act as a knife, file, pliers
and screwdriver), and a whistle (to alert
rescuers to your location, if needed).
ELECTRONIC GEAR,
OTHER ITEMS OF USE
Along with keeping a weather radio
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in your house, you also should stock
an extra (along with fresh batteries) in
your emergency kit. The CDC also
recommends keeping a flashlight,
hand-crank radio, cell phone and
chargers= and extra batteries on
hand.
A map, cash, extra sets of keys and
copies of important documents
(Social Security card, insurance, critical medical information, etc.), and
emergency contact info.
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Page 14
EMERGENCY PREPAREDNESS | COMMUNICATION
Know What’s Happening
K
nowing about a weather or emergency threat is
the best way to safely overcome it, though it
does take some effort to do so effectively.
BUY A WEATHER RADIO
This is one of the easiest things
to do, and arguably one of the most
important. A weather radio, with a
battery back-up, is the first line of
defense against dangerous storms
and weather that could strike your
area. The Department of Homeland
Security recommends a NOAA
Weather Radio All Hazards (NWR),
which uses a nationwide network
of radio stations broadcasting continuous weather information from
the nearest National Weather
Service office. The NWR broadcasts
official warnings, watches, forecasts
and other hazard information 24
hours a day, seven days a week.
Along with weather updates,
these stations also broadcast alerts
of non-weather emergencies such
as national security, natural, environmental and public safety
through the Emergency Alert
System. They’re very loud and
do an excellent job of grabbing
your attention when bad weather
strikes.
KEEP INFORMATION
IN YOUR POCKET
During an emergency, officials
need to provide the public with lifesaving information quickly. Wireless
© FOTOLIA
Emergency Alerts ( WEAs), made
available through the Integrated
Public Alert and Warning System
(IPAWS) infrastructure, are just one
of the ways public safety officials
can quickly and effectively alert and
warn the public about serious emergencies, according to DHS.
WEAs can be sent by state and
local public safety officials, the
National Weather Service, the
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WEAs can be issued for three alert
categories: imminent threat, AMBER
and presidential. WEAs look like text
messages, but are designed to get
your attention and alert you with a
unique sound and vibration, both
repeated twice. WEAs are no more
than 90 characters and will include
the type and time of the alert, any
action you should take, as well as
the agency issuing the alert. WEAs
are not affected by network congestion and will not disrupt texts, calls
or data sessions in progress.
Mobile users are not charged for
receiving WEAs, and there is no
need to subscribe. To ensure your
device is WEA-capable, check with
your service provider.
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2016 Home Improvement
www.courieranywhere.com Page 15
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Page 16
EMERGENCY PREPAREDNESS | COMMUNITY RESOURCES
K
Seeking Out Shelter
nowing an emergency situation is
underway is half the battle, but
where do you go once you know
something is happening? That’s a question
you need to have answered well before the
moment of truth.
As DHS notes, choosing to take
shelter is necessary in many emergencies. Taking appropriate shelter is
critical in times of disaster. Sheltering
is appropriate when conditions
require that you seek protection in
your home, place of employment or
other location when disaster strikes.
Sheltering outside the hazard area
could include staying with friends
and relatives, seeking commercial
lodging or staying in a mass care
facility operated by disaster relief
groups.
WHERE TO GO
To effectively shelter, you must first
consider the hazard and then choose
a place in your home or other building that is safe for that hazard.
For example, for a tornado, a room
should be selected that is in a basement or an interior room on the lowest level away from corners, windows,
doors and outside walls. In the event
of a flood, head for higher ground or
perhaps track down a flood shelter if
there is one nearby, as a safe place to
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ride out the storm. During a tornado,
plan to seek shelter at a government
shelter or in your own (or a neighbor’s) basement. The safest locations
to seek shelter vary by hazard. Be
Informed about the sheltering suggestions for each hazard.
SOMETIMES IT’S
SAFEST TO STAY
There may be situations, depending on your circumstances and the
nature of the disaster, when it’s simply best to stay where you are and
avoid any uncertainty outside by
sheltering in place. If a tornado is
coming and you have a basement or
storm shelter, that is likely the safest
place to go. The length of time you
are required to shelter may be short,
such as during a tornado warning, or
long, such as during a winter storm
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Additionally, you should take turns
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During extended periods of sheltering, you will need to manage water
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© FOTOLIA
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PART - SERVICE - WARRANTY
EMERGENCY
PREPAREDNESS | TERMINOLOGY
W
Know Your Warnings
Page 17
hen storms strike, terms can get thrown around in the news and on the
weather, but not everyone understands the nuances between the various
watches and warnings. Here’s a breakdown, according to the Red Cross.
TORNADOES
Tornado watch: Tornadoes are possible in and near the watch area. Review
and discuss your emergency plans, and
check supplies and your safe room. Be
ready to act quickly if a warning is
issued or you suspect a tornado is
approaching. Acting early helps save
lives.
Tornado warning: A tornado has
been sighted or indicated by weather
radar. Tornado warnings indicate immi-
nent danger to life and property. Go
immediately under ground to a basement, storm cellar or an interior room
(closet, hallway or bathroom).
HEAT WAVE
Excessive heat watch: Conditions are
favorable for an excessive heat event to
meet or exceed local Excessive Heat
Warning criteria in the next 24 to 72
hours.
Excessive heat warning: Heat index
values are forecast to meet or exceed
locally defined warning criteria for at
least two days (daytime highs = 105110° Fahrenheit).
Heat advisory: Heat Index values are
forecast to meet locally defined advisory criteria for one to two days (daytime
highs=100-105° Fahrenheit).
WINTER STORMS
Winter storm outlook: Winter storm
conditions are possible in the next two
to five days.
Winter weather advisory: Winter
weather conditions are expected to
cause significant inconveniences and
may be hazardous. When caution is
used, these situations should not be life
threatening.
Winter storm watch: Winter storm
conditions are possible within the next
36 to 48 hours. People in a watch area
should review their winter storm plans
and stay informed about weather conditions.
Winter storm warning: Lifethreatening, severe winter conditions
have begun or will begin within 24
hours. People in a warning area should
take precautions immediately.
THUNDERSTORMS
Severe thunderstorm watch: Severe
thunderstorms are possible in and near
the watch area. Stay informed and be
ready to act if a severe thunderstorm
warning is issued.
Severe thunderstorm warning: Severe
weather has been reported by spotters
or indicated by radar. Warnings indicate
imminent danger to life and property.
your family
Keep yourKeep
family
comfortable.
comfortable.
Keep your family
Keep your family
comfortable. comfortable.
weather
you’llthe
bebest
ready.
Make
Whatever the weather brings,Whatever
you’ll be the
ready.
Make brings,
your home
it can
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to find
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efficient
yourdohome is and what you can do
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energy efficient
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Whatever the weather brings, you’ll be ready. Make your home the best it can be.
Visit 2eScore.com to find out how energy Whatever
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© FOTOLIA
590 Florence Road • Savannah • 925-4916
Page 18
EMERGENCY PREPAREDNESS | FINANCES
Know Your Coverage
A
natural disaster can be
a trying time, so it’s
important to take stock
of things before an emergency.
What does your insurance cover?
Do you have an accurate list of all
your belongings, in case tragedy
strikes?
CHECK YOUR INSURANCE
You know all that fine print on
your home and vehicle insurance
plan? Read it. It’s important to
know what type of insurance you
have, what it covers and how much
it covers for different types of tragedies. Make a point to sit down with
your insurance agent to dig into all
the details, to make sure you’re
comfortable with your deductible
levels, amount of coverage and different types of coverage. It might
seem trivial now, but these could be
absolutely critical in the event of a
disaster.
Know those things beforehand,
and make sure you will be covered.
FLOOD PREP
According to the Red Cross, most
standard homeowner’s insurance
doesn’t cover flooding, so it’s
important to have protection from
the floods associated with hurricanes, tropical storms, heavy rains
and other conditions that impact
the U.S. Even if you don’t live in a
flood plain, enough rain and
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984 D Wayne Road
Savannah, TN 38372
storms still could potentially drive
water toward your home and property. Do some research to determine which creeks or rivers are
nearby, and pay attention the next
time it rains to determine how
water flows around your property.
If water levels were to rise enough,
could they impact you? If you think
you may need coverage, check with
your insurance provider to see
what options are available.
KNOW WHAT YOU HAVE
If your home or property is
destroyed by a natural disaster,
your insurance company will
almost certainly need a running list
of the items that were in your home
and potentially lost. It’s much easier to take stock of your belongings
while you actually have them, and
it can save time and energy to
already have a list in place and
ready for use in the event of a disaster. Keep a hard copy backed up in a
safe, and store a digital copy in the
cloud, so you can access it from anywhere if needed. By doing this outside
of the heat of the moment, you’re
much more likely to remember items
and have a much more accurate tracking of what was lost.
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2016 Home Improvement
www.courieranywhere.com Page 19
Why hiring a landscaper may be for you
The majority of homeowners want their
properties to appear as appealing as possible. While many homeowners want to be
proud of their properties and come home to
a welcoming home each night, the benefits
to maintaining landscaping go beyond the
notion that well-cared for lawns make for
more comforting retreats.
Because numerous variables, including
landscaping, influence property values, it’s
difficult to assess just how much the property
values of homes with impressive landscapes
are influenced by those very landscapes.
Studies have produced results regarding the
effect of well-landscaped homes on property
values. But what many studies have shown
and what many realtors indicate is that
impressive landscaping adds a significant
amount to property values, with estimates
suggesting landscaping increases home
values by anywhere from 5 to 20 percent.
Such estimates are good news for homeowners, and they also highlight the stakes
involved when making landscaping decisions. Homeowners with green thumbs may
embrace the challenge of revitalizing their
lawns and gardens or they can benefit greatly
from working with professional landscapers.
Why hire a professional landscaper?
Maintaining a property requires more
than just mowing the lawn every couple
of weeks. Even homeowners committed to
making their properties as pristine as possible can run into problems when adverse
weather conditions pose a threat to lawns
and gardens. The following are just a handful of reasons why homeowners may find
working with landscaping professionals is
the best thing for their properties.
• Professionals understand the local climate. Experienced professional landscapers
will understand the local climate and the
challenges it presents to your lawn. Experience can prove invaluable as lawns battle
adverse conditions that threaten its survival.
While homeowners going it alone may struggle through a trial and error period as they
try to address problems threatening their
lawns, experienced professionals are more
likely to identify the problem immediately.
• Professionals can provide inspiration.
In addition to maintaining properties,
many landscaping professionals have vast
experience improving properties through
landscape design. Professional landscapers
may have a host of ideas for your property
that you would never think of. Homeowners
with little to no lawn and garden experience
may not realize all the things they can do with
their properties, and those who go it alone
may end up with unappealing landscapes
that do not attract buyers’ attention when the
home hits the market. Professionals typically
have a wealth of ideas and, perhaps more
importantly, they understand which ideas
will and won’t work on a given property.
• Professionals can remove some of the
stress of managing landscaping projects.
Homeowners know that home improvement projects, whether they are addressing
home interiors or exteriors, can be stressful.
Professional landscapers typically have a
network of professionals, including contractors, who they have worked with in the past.
Such connections can ensure more complex
projects that require both landscapers and
construction contractors go as smoothly as
possible. In addition, homeowners who
receive contractor recommendations from
their experienced landscapers tend to rest
easier knowing the people working on their
properties have already developed a rapport
and established a successful track record
working together.
Professional landscapers can be just what
homeowners need to turn their properties
into appealing oases no buyer can resist.
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ciency (and
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Your Carrier®® dealer. He’s an expert at getting the most from your heating
Your
Carrier
dealer.
Your
Carrier®system.
dealer. He’s
He’s an
an expert
expert at
at getting
getting the
the most
most from
from your
your heating
heating
and cooling
and
cooling
system.
and cooling system.
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Whether you’re looking for a new state-of-the-art system or just want your current heating and cooling
Whether
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current
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and
cooling
Whethertoyou’re
you’re
looking
a new
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state-of-the-art
system
or need
just want
want
your your
current
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andHe
cooling
system
perform
at itsfor
peak,
there’s
only one person
you
to know:
Carrier
dealer.
(or she)
system
to
perform
at
its
peak,
there’s
only
one
person
you
need
to
know:
your
Carrier
dealer.
He
(or
system
to
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peak,
there’s
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need
to
know:
your
Carrier
dealer.
He
(or she)
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knows how to deliver the comfort and efficiency you need, regardless of your current system or budget
knows
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or
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regardless
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©CARRIER CORPORATION 2/2014. A unit of United Technologies Corporation. Stock symbol UTX.
©CARRIER CORPORATION 2/2014. A unit of United Technologies Corporation. Stock symbol UTX.
©CARRIER CORPORATION 2/2014. A unit of United Technologies Corporation. Stock symbol UTX.
Page 20
www.courieranywhere.com
2016 Home Improvement
Savannah’s Only
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