Financial - Robins Financial Credit Union

&Notes
News
A MESSAGE FROM THE PRESIDENT & CEO
For Members of
Robins Financial Credit Union
January 2016
ROBINSFinan
NEW & IMPROVED WEBSITE
The New Year is upon us, and with it comes new beginnings
and exciting changes. On January 1st, Robins Federal Credit
Union became Robins Financial Credit Union through our
conversion from a federally chartered credit union to a State
of Georgia chartered credit union. This change will allow
additional growth opportunities for our credit union,
members and staff. The charter change will further our ability
to provide outstanding products and services to our members. You will start
seeing signage changes at our branch locations beginning in January.
Even though our name has changed, our staff, management, and commitment
to offering you the very best financial products and services is still our primary
objective. We are happy to highlight some of our newest member benefits:
• Free FICO® Scores available to eligible members to view in
Online Banking.
• Access to an additional 55,000 nationwide surcharge free ATMs through
our new partnership with the Allpoint ATM network.
• NSF Forgiveness, which offers members one free NSF refund each year
• Removal of overdraft protection transfer fees.
• Access to Robins Financial cards through Apple PayTM.
• Coming Soon: Android Pay™ and Samsung Pay
Robins Financial Credit Union had another successful year in 2015. The total
membership has grown to 165,000 with total assets of $2.1 Billion.
This success can only be attributed to the loyalty of you, our members.
On behalf of our staff, management team, and Board of Directors, Happy New
Year. Thank you for choosing us as your trusted financial partner. We look
forward to this new chapter, and continuing to serve you and your families for
years to come.
John R. Rhea
President & CEO
We recently launched our new and improved
website. Our new look and design will offer a
more streamlined navigation making it easier
to find what you’re looking for and giving you
access to more information.
No matter what banking products you’re in
the market for, our new website will offer
additional educational information to answer
any questions you may have and give you
peace of mind when making those tough
financial decisions.
Plus, when you’re on the go it’s now easier to
access our website from your mobile device.
Our new website is now mobile responsive
meaning no matter what type of device
you’re on, the page automatically resizes itself
to fit your screen allowing easier navigation.
Log on today to see the improvements
for yourself!
FICO® Score
The Score Lenders Use .
Save Money when You Refinance
TM
If you’re like most, saving money is likely on the top of your resolution list. But, looking for ways to save can
sometimes be tough. Take a look at your current auto loan and compare it with Robins Financial Credit Union’s
rates and terms. Often times, you could be saving money just by
refinancing your loan. We continue to offer some the
best rates in town and our convenient loan application
takes the hassle out of applying.
New benefit available in online banking.
Robins Financial is pleased to announce that an
exciting new benefit is available through Online
Banking that allows eligible members to view their
FICO® Score for FREE!
Additional benefits include:
•Low, competitive rates
Knowledge is POWER!
•Flexible repayment options
•Up to 100% financing on new and used vehicles
Through this new benefit you will be able to
view your FICO® Score and learn about
your financial health.
Saving money is easy when
you refinance with
Robins Financial Credit Union.
*Terms and conditions apply. Subject to credit approval. The rate
you qualify to receive may vary based on individual credit history.
Ask for details.
Viewing your FICO® Score can help you better understand your credit
risk and allow you to learn more about your financial health.
FICO® is a registered trademark of Fair Isaac Corporation in the United States and in other countries.
All Your Insurance
Needs Right Here
Did you know that Robins Financial
Credit Union offers insurance protection for
all your needs? Our licensed agents can help you
find the best insurance rates available. Plus, their
expertise, coupled with a complete line of insurance
products from top-rated carriers will ensure you receive the
best price. Receive unlimited free quotes and select the
payment plan and coverage that fits your budget and lifestyle.
And, payments can be automatically deducted from your account.
For more information, visit our website at www.robinsfcu.org for
a no-obligation quote, or call one of our licensed agents at
478-923-3773 x. 1103 or 800-241-2405 x. 1103 today to shop,
compare and purchase the coverage that’s best for you.
Insurance products and services are offered through SWBC. Each insurance quote is based on
individual circumstances. Rate quotes are not guaranteed. Not NCUA Insured.
Mortgage Products for Every Stage
Whether you’re purchasing your first home or making improvements on your current home, Robins Financial Credit Union has
a mortgage product to meet all your needs. Plus, our onsite mortgage experts will work with you one-on-one throughout the
entire process. With our competitive rates and quick closings, you’ll be glad you turned to Robins Financial Credit Union for all
your home loan needs.
Our Mortgage Programs include:
•Affordable First (First Time Home Buyer’s Program)
•Fixed Rate Mortgages
•Adjustable Rate Mortgages
•VA Mortgages
•FHA Mortgages
•Construction Loans
•Land Loans
•Home Equity Loans & Lines of Credit
Contact us today for more information on our mortgage products.
Plan for Your Future
It’s never too early to start thinking about retirement. After all, those
who plan have a better chance of reaching their goals. With that in
mind, Robins Financial Credit Union offers a variety of professional
retirement, insurance and investment services designed especially
for our members.
Start planning for your future with the help of one of our Robins
Investment & Retirement Services Representatives. They’ll work with
you one-on-one to create a personal financial blueprint.
Gary P. Dunn, Financial Advisor
478-929-7943
800-241-2405, x. 2921
gary.dunn@cunamutual.com
Jeffery Rowland, Financial Advisor
478-923-3773, x.4438
800-241-2405, x. 4438
jeffery.rowland@cunamutual.com
Branch Closings
Martin Luther King Jr. Day
Monday, January 18th
Presidents’ Day
Monday, February 15th
Memorial Day
Monday, May 30th
Independence Day
Monday, July 4th
New Member Benefit:
Use Allpoint ATM’s
surcharge free.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered
broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to
members. Representative is neither a tax advisor or attorney. For information regarding your specific tax situation, please
consult a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney.
Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.
MyMoney MyWay® Ages 16-26
Robins Financial offers accounts designed specifically for members ages
16-26. These accounts assist young adults with developing good financial
habits early and ensuring a bright financial future.
MyMoney MyWay® accounts include:
•Free MyMoney MyWay® Checking
•Free MyMoney MyWay® Savings
•Easy Save Share Certificate
•First Time Auto Loan**
•Free MyMoney MyWay® VISA®
Credit Card**
•Free Mobile Banking, Text Banking
& e-Alerts
Get on financial track today and take advantage of all that Robins Financial
has to offer.
How to reach us:
Telephone
478-923-3773 or 800-241-2405
Hours and Locations Listed Online
Website
www.robinsfcu.org
Social Media
Download our Apps:
*No purchase necessary. MyMoney MyWay® accounts are for ages 16-26. Terms and conditions apply. **Must be 18 years old.
Scorecard Update
As of November 30, 2015
Membership – 165,224
Assets - $2,067,881,997
Services and rates described herein are periodically changed and/or deleted. Robins Financial Credit Union’s participation
with any enterprise is only an attempt to provide a service to its members and has no responsibility for transactions
between said enterprise and members. We are an Equal Housing Lender. All loans quoted as Annual Percentage Rates and
all deposits quoted as Annual Percentage Yields are subject to change. Terms and conditions apply; for details visit
www.robinsfcu.org. Contact Robins Financial Credit Union for membership details.
ROBINSFinancial