sbi po phase ii

Transcription

sbi po phase ii

SPECIAL SHEET @ SBI PO PHASE II
15
“June&July”15
SBI PO PHASE II
COMBINED MONTH ISSUE
CURRENT AFFAIRS VOL
1
By
SUSHANT
BHAGAT
--------------
JUNE & JULY 2015
UPDATED & POSTED UP TO 20/07/2015
New
Batches
starting
from 25th
July & 5
August
2015
Bhagini Mandal, North Ambazari road, Sitabuldi, Nagpur-440010
Ph. 0712-6509424, 9422124984
REGULAR ISSUE
[Type text]
Page 1
REGULAR CURRENT ISSUE
RATES
CURRENT %
Bank Rate
8.25%
Cash Reserve Ratio (CRR)
4.00%
Statutory Liquidity Ratio (SLR)
21.50%
Repo Rate
Reverse Repo Rate
7.25%
6.25%
Marginal Standing Facility (MSF)
8.25%
 31 May - World No Tobacco Day. Uttarakhand‟s Medical, Health and
Family Welfare Minister Surendra Singh Negi has been conferred with
World No Tobacco Day Award 2015 by World Health Organsiation
(WHO).
 India today bagged the full membership of the Shanghai Cooperation
Organisation (SCO) along with Pakistan, during the 15th Summit meet of
the organisation at Ufa (Russia).
 7th BRICS Summit, which concluded at Ufa (Russia), The theme of the
summit was “BRICS Partnership – a Powerful Factor of Global
Development“.The summit concluded with India confirming to host the
8th BRICS Summit in 2016.
 The 10 steps (10 KADAM) suggested by PM Modi in BRICS are :
1. Trade fair
2. Railway Research Centre
3. Cooperation among supreme audit institutions
4. Digital Initiative
5. Agricultural Research Centre
6. State/Local Government's Forum
7. Cooperation amongst cities in field of Urbanisation
8. BRICS Sports Council
9. Annual Sports Meet
10. BRICS film festival
 Rashtriya , name of the unique initiative developed by the Ministry of
Human Resource Development (HRD Ministry) with the objective to
“CURRENT AFFAIRS” JUNE & JULY 2015 REGULAR ISSUED COMBINED.
YASHSHREE COMPETITION ZONE
Bhagini Mandal, North Ambazari Road, Sitabuldi, Nagpur, Ph. 0712-6509424
2
inculcate a spirit of inquiry, creativity and love for Science and
Mathematics in school children launched by A P J A Kalam.
 Indian Navy warships INS Ranvir and INS Shakti arrived at Jakarta
(Indonesia) In pursuit of India's 'Look East' and 'Act East' policy for
operational deployment to South East Asia and Southern Indian Ocean.
 Simplification of Income Tax Return Forms Forms (ITR 1, 2 and 4S) for
Assessment Year 2015-16 launched recently. (Individuals having exempt
income without any ceiling (other than agricultural income exceeding Rs.
5,000) may file Form ITR 1 (Sahaj). Similar simplification is proposed for
individuals/HUF for Form ITR 4S (Sugam). Individual or HUF with “no
capital gains” may now file a simplified ITR 2A Form Bank account
details and Foreign travel details also simplified (Passport number only
required).
3
 President Pranab Mukherjee visited Sweden. Government approved signing
a Memorandum of Understanding (MoU) with Sweden for cooperation in
Micro, Small and Medium Enterprises.
 Water Resources minister Uma Bharti launched „Jal Kranti‟ campaign
here in Jaipur, emphasising that the water preservation and conservation
initiative will not be successful unless it is converted into a mass movement.
 Prime Minister Narendra Modiled the first International Yoga Day
celebrations in the country, defining yoga as a means to train the human
mind to begin a new era of peace and harmony on 21st june.
COUNTRY
MONEY MKTG REGULATOR
INDIA
RBI
PAKISTAN
CHINA
STATE BANK OF PAKISTAN
THE PEOPLES BANK OF CHINA
NEPAL
JAPAN
CENTRAL BANK OF NEPAL
BANK OF JAPAN
SRI LANKA
ENGLAND
CENTRAL BANK OF SRI LANKA
BANK OF ENGLAND
USA
AUSTRALIA
FEDERAL RESERVE
RESERVE BANK OF AUSTRALIA
BHUTAN
ROYAL MONETORY AUTHORITY
 Government approved construction of Rs 4,318.28 crore trunk infrastructure
components in Dholera Special Investment Region (DSIR) in Gujarat and
Shendra Bidkin Industrial Area (SBIA) in Maharashtra in the Delhi Mumbai
Industrial Corridor (DMIC) project.
 Reserve Bank of India proposed to introduce Prepaid Payment
Instruments (PPI) for Mass Transit System (PPI-MTS). It will Promote
electronic payments for moving towards to a less-cash society.
 SpaceX Falcon 9, name of the unmanned rocket bound for the International
Space Station (ISS) .
4
 Himachal Pradeshm, judgment that women in tribal areas would also
inherit property in accordance with the Hindu Succession Act
 Indian-origin teacher Gurnimrat Nimmy Sidhu named for University of
Oxford Inspirational Teacher Award.
REVOLUTION
TERMS
GREEN REVOLUTION
GOLDEN REVOLUTIN
WHITE REVOLUTION
BROWN REVOLUTION
YELLOW REVOLUTION
BLUE REVOLUTION
BLACK REVOLUTION
PINK REVOLUTION
GREY REVOLUTION
SILVER REVOLUTION
EVERGREE /SECOND GREENREVOLUTION
ROUND REVOLUTION
RED REVOLUTION
AGRICULTURE
HOTICULTURE
MILK
SOFT DRINKS
OIL PRODUCTION
FISHERIES
PETROLIUM
ONION
FERTILIZER
EGG PRODUCTION
AGRICULTURE
POTATO
MEAT & TOMATO
API CULTURE
FLORI CULTURE
SARI CULTURE
VITI CULTURE
FISHI CULTURE
BEE PRODUCTION
FLOWER PRODUCTION
SILK PRODUCTION
GRAPS PRODUCTION
FISH PRODUCTION
 State Bank of India (SBI) launched an Online Customer Acquisition
Solution (OCAS) that enables customers to apply online for Home Loans,
Car Loans, Education Loans and Personal Loans..
 Central Statistics Office (CSO) released provisional estimates (PE) of
national income for 2014-15.
o At 125.4 lakh crore rupees, India is now the 10th Largest economy
USA is still at the top with 17.4 trillion USD Economy.
5
o Gross Domestic Product (GDP) at constant prices in 2014-15 will
grow at 7.3 %
o Gross national income will rise by 7.3 % in 2014-15
o Per capita income (Constant Prices) in 2014-15 is 74104 rupees as
against 69959 rupees in FY 2013-14.
 Reserve Bank of India released Guidelines for Net Stable Funding Ratio
(NSFR) under Basel III Framework on Liquidity Standards for banks. RBI
proposed to make NSFR applicable to all banks from 1 January 2018 to
ensure that banks maintain a stable funding profile in relation to their assets
and off-balance sheet activities to avoid disruptions and failure.
o NSFR - Net Stable Funding Ratio (NSFR) is defined as the amount of
available stable funding relative to the amount of required stable
funding.
REGULAT
OR
SECTOR
ESTABLISHM
ENT
HQ
CHIEF
RBI
MONEY
MKTG
1935
MUMBAI
SEBI
IRDA
CAPITAL,
MUTUAL
FUND,
STOCK,
MERCHANT,
1988
INSURANCE
RAGHURAM
GOVIND
RAJAN
U K SINGHA
1999
TRAI
TELECOM
1997
HYDRAB
AD
NEW DEL
FMC
COMMODIT
Y MKTG
PENSION
SECTOR
DIRECT TAX
1953
MUMBAI
2003
NEW
DELHI
NEW
DELHI
PFRDA
CBDT
MUMBAI
1944
T S VIJYAN
RAHUL
KULLAR
RAMESH
ABISHEK
HEMENT
CONTRACTOR
ANITA
KAPOOR
6
CBEC
NPCI
INDIRECT
TAX
RUPAY
CARD
1944
2008
NEW
DELHI
MUMBAI
Kaushal
Srivastava
A P HOTA
 Super 30 founder and mathematician Anand Kumar has been honoured by
Legislature of British Columbia in Canada at Toronto University for his
pioneering work in the field of education.
 The government of India plans to inject about $3 billion into state-owned
banks this fiscal year which will boost capital and help lenders meet the
global Basel III regulatory requirements.
 Ministry of Railways will set up Technology Mission for Indian Railways
for taking up identified railway projects for applied research and use on
Indian Railways
 National Commodity & Derivatives Exchange Limited (NCDEX) launched
Gold Now platform for forward trading in gold.
SUMMIT
PLACE/VENUE
G 20 2015
2015 TURKEY (To be)
7TH BRICS SUMMIT 2015
UFA (RUSSIA)
NEXT 8TH 2016 @ INDIA
15th SCO summit
UFA (Russia)
7TH IBSA Summit 2015
INDIA
18TH SAARC SUMMIT 2014
KATMANDU (proposed)
Next 2016 @ Pakistan
40TH G 8 (RUSSIA OUT) 2014
BRUSSELS (BELGIUM) was planned at
7
sochi (Russia)
Next 41 will be in GERMANY
Canada, France, Germany, Italy, Japan,
Russia, Britain and the US
st
2015 Commonwealth Heads of
Government meeting
MALTA
Green Economic Summit 2014
Dubai
NATO 2014 SUMMIT
BRITAIN (proposed))
3RD NUCLEAR SECURITY
SUMMIT 2014
HAGUE, NETHERLAND
(NEXT 2016 AT US)
NAM 2013
TEHRAN (IRAN) NEXT 2015
VENEZUELA
BASIC (Brazil, South Africa, India and
China)
ASEAN ( Asso of South East Nations)
9th WTO Ministerial Conference
ARAB LEAGUE SUMMIT 2014
World Telecommunications Dev conf
World Economic Forum 2014
NEW DELHI (Ministerial Meeting)
MYANMAR (foreign minister)
BALI INDONESIA
KUWAIT
DUBAI
Abuja (Nigeria)
 NATO (North Atlantic Treaty Organization) launched Arctic Challenge
Exercise in north of Norway, Sweden and Finland with nine countries
participating in it.
 Forum for Human Rights and Justice (FHRJ) organised a Marathon named
Ajanmi Beti Ke liye Daud (Protecting the Unborn Girl) in Shimla (Himachal
8





Pradesh) in view of declining sex ratio in the state (906 females per 1000
males).
United Nations Security Council (UNSC) adopted resolution 2222 (2015)
for protection of journalists in conflict zones.
Microsoft will open India‟s first Digital Experience Centre in Vadodara
(Gujarat).
Indian Institute of Tourism and Travel Management (IITTM) (Madhya
Pradesh) signed an Agreement with Indira Gandhi National Tribal
University(IGNTU) (Manipur) to start a Joint MBA Program.
History was made as NASA spacecraft „New Horizons‟ made a flyby of the
dwarf planet Pluto some 4.8 billion kilometers from Earth.
United Arab Emirates (UAE) launched strategic framework aimed to
launch satellite missions and first Arab unmanned probe to Mars called
Hope Probe by 2021.
APPOINTMENT
AREA
Joseph Sepp Blatter
President of FIFA
Nirbhay Sharma
17th Governor of Mizoram
Benjamin Netanyahu
Prime Minister of Israel
Ashok K. Lahiri
Bandhan Bank
Jin Liqun
Asian Infrastructure Investment Bank (AIIB)
Tathagata Roy
Governor of Tripura.
V. Shanmuganathan
Governor of Meghalaya
Syed Ahmed
Governor of Manipur
David Granger
President of Guyana
Faure Essozimna Gnassingbe
President of Togo
Harbhajan Kaur Dheer
first Asian woman (mayor in the United
Kingdom )
chairperson of National Human Rights
Commission (NHRC)
Cyriac Joseph
KV Kamath
chief of New Development Bank
9
David Cameron
prime minister of Britain
Nursultan Nazarbayev
as President of Kazakhstan
DRAUPADI MURMU
DR SYED AHMED
J P RAJKHOWA
NIRBHAY SHARMA
TATHAGATA ROY
V SHANMUGANATHAN
FIRST WOMAN GOVERNOR (JHARKHAND)
MANIPUR GOVERNOR
ARUNACHAL PRADESH GOVERNOR
MIZORAM
TRIPURA GOVERNOR
GOVERNOR OF MEGHALAYA
JUSTICE CYRIAC JOSEPH
ACTING CHAIRMAN OF NATIONAL
HUMAN RIGHTS COMMISSION (NHRC).
1ST ASIAN WOMAN ELECTED MAYOR,
EALING COUNCIL IN LONDON
PRESIDENT OF JAPAN‟S MULTINATIONAL
TELECOMMUNICATIONS AND INTERNET
COMPANY SOFTBANK CORP.
NIGERIA‟S PRESIDENT
PRIME MINISTER OF PERU
HARBHAJAN KAUR DHEER
NIKESH ARORA
MUHAMMADU BUHARI
PEDRO CATERIANO BELLIDO
JAYALALITHAA
K.V. KAMATH
DR. NASIM ZAIDI
ANCHAL KUMAR JYOTI
GULSHAN RAI,
MAYILSAMY ANNADURAI
SUMIT MAZUMDER
ARUN KUMAR JHA
MOHAN KUMAR
J P NADDA
FIFTH TIME AS TAMIL NADU CHIEF
MINISTER,
PRESIDNET BRICS BANK (NEW DEV BANK)
CHIEF ELECTION COMMISSIONER
ELECTION COMMISSIONER
CYBER SECURITY CHIEF.
DIRECTOR ISRO
PRESIDENT OF CII
(CEO) OF KHADI AND VILLAGE
INDUSTRIES COMMISSION (KVIC).
AMBASSADOR TO FRANCE
PRESIDENT, 68THWORLD HEALTH
ASSEMBLY
 Indian Agriculture Research Institute (IARI), at Goriya Karma village in
Barhi, Hazaribagh, Jharkhand will soon operated laid stone by PM Modi.
 E-commerce firm Snapdeal acquired Hyderabad-based mobile technology
startup MartMobi to strengthen its mobility platform.
10
 Indian Space Research Organization (ISRO) announced complete
operationalisation of GPS Aided Geo Augmented Navigation (GAGAN).
India became fourth nation after US, Europe and Japan to have interoperable Satellite Based Augmentation System (SBAS). GAGAN is first
SBAS system in world to serve the equatorial region.
 Abraj Kudai will be world‟s biggest hotel being built in Mecca (Saudi
Arabia).
 Haryana, became the first state in the country to initiate state-wide birth
defect surveillance in collaboration with the World Health Organisation
(WHO).
 Chan-hom, the name of the super typhoon that struck Eastern China
recently.
 Two Indians Nand Ram and Raju Joseph posthumously given United
Nations (UN) Dag Hammarskjold Medal. Nand Ram served UN.
 Kruti Tiwari, an IIT-JEE topper from Indore, came to news recently. As
She was nominated as the brand ambassador of Prime Minister
Narendra Modi‟s dream project “Digital India”
 Organization Stabilization Mission in Democratic Republic of the Congo
and Raju Joseph served in a civilian capacity with UN Mission in South
Sudan.
 Forbes list of World‟s 100 Most Powerful Women of 2015 o Top 10 powerful women Rank
ST
1
2ND
3RD
30TH
35TH
85TH
IN WORLD
Angela Merkel (Germany)
Hillary Clinton (USA)
Melinda Gates (USA)
INDIAN
Arundhati Bhattacharya
Chanda Kochhar
Kiran Mazumdar
 PM Narendra Modi launched new television channel for farmers - DD
Kisan. It will provide information about best agricultural practices to
promote growth of farmers.
 Committee headed by Vijay Kelkar for Revisiting & Revitalizing the PPP
Model of Infrastructure Development submitted its Report.
11
ORGANIZATION
HEAD
QUARTER
MEMBER
HEAD
UNO (United Nation Organization)
NEWYORK
193
BAN KIM
MOON
UNESCO (United Nations
Educational, Scientific and
Cultural Organization)
PARIS
195
Irina Bokova
WORLD BANK
188
IMF (International Monetary
Fund)
WASHINGTON
DC
WASHINGTON
DC
JIM YONG
KIM
CHRISTINE
LAGARDE
WTO
GENEVA
161
ILO (International Labor
Organization)
GENEVA
--
UNCTAD
WHO (World Health
Organization)
GENEVA
GENEVA
--
Margaret
Chan
UNICEF (United Nations
International Children’s
Emergency Fund)
NEWYORK
--
Anthony Lake
FAO (Food and Agriculture
Organization)
ROME
--
José
Graziano da
Silva
OPEC (Organization of the
Petroleum Exporting Countries)
VIENNA
12
Edmund
Daukoru,
OCED (Organisation for
Economic Co-operation and
Development )
PARIS
--
José Ángel
Gurría
188
ROBERTO
AZEVEDA
Guy Ryder
12
CSTO (Collective Security Treaty
Organisation)
MOSCO
SAARC (South Asian Association
of Regional corporation)
KATHMANDU
8
BRICS
BRAZIL
5
ADB ((Asian Devlopment Bank)
MANILA
67
TAKEHIKO
NAKAO
NATO
BRUSSELS
28
-
EU
BRUSSELS
28
Herman Van
Rompuy
SWIFT
BRUSSELS
APEC (Asia-Pacific Economic
Cooperation)
SINGAPORE
-
Muhamad
Noor
ASEAN
JAKARTA
10
UNHC (United Nations High
Commissioner for Human
Rights)
UNHCR (United Nations High
Commissioner for Refugees)
G8
-
Ahmed
Saleem,
-
Navanethem
Pillay
GENEVA
-
-
(NO HQ)
-
David
Cameron
 One year of NDA (National Democratic Alliance) Government led by Prime
Minister Narendra Modi completed with tagline 'Saal Ek Shuruat Anek'.
13
 Delhi Government made Global Positioning System (GPS) mandatory in all
public transport vehicles keeping in view security and safety of
commuters, especially women.
 Complete Story of Indian Reforms: 2G, Power & Private Enterprise: A
Practitioner's Diary has been written by Pradeep Baijal (Former Telecom
Regulatory Authority of India (TRAI) chairman).
 The Sinhastha Kumbh Mela, held after every 12 years on Godavari River,
started Trimbakeshwar (Nasik)
 Indian Space Research Organisation (ISRO) announced to launch
ASTROSAT in October 2015 by the PSLV (Polar Satellite Launch Vehicle)
C-34 from Satish Dhawan Space Centre (Sriharikota, Andhra Pradesh).
ASTROSAT is first Indian space observatory mission aimed at studying
distant celestial objects.
 Cannes Film Festival 2015
o French thriller Dheepan honoured with Palme d'Or top prize
o Indian Movie Masaan won International Federation of Film Critics
 Steel Authority of India (SAIL) and ArcelorMittal (Luxembourg Based)
signed a Memorandum of Understanding (MoU) to set up an steel .
 Union Government, raised the minimum daily wage for workers by Rs. 23
(from 137 to Rs. 160 per day ).
 Union Civil Aviation Minister Ashok Gajapathi Raju launched the Satellite
Based Augmentation System GAGAN, which will offer seamless
navigation to the aviation industry
 Ira Singhal, topped the Union Public Service Commission (UPSC)
examination to select IAS
 Nationwide mobile number portability (MNP) became a reality in India on
3 July 2015 with state-run MTNL and BSNL.
 Indian space agency ISRO launched its heaviest commercial mission that
carried five satellites on board PSLV-C28 from the spaceport of Sriharikota
(AP). With the overall mass of five satellites is about 1,440kg, this launch
became the heaviest commercial mission ever undertaken by ISRO. The 5
satellites launched through this mission belonged to Britain.
 The Reserve Bank of India (RBI) allowed mass transit system (MTS)
operators like Mumbai Metro, Delhi Metro, Indian Railways, etc. to issue
pre-paid cards for a maximum amount of Rs. 2000/APY (ATAL PENSION YOJNA)
APY (ATAL PENSION YOJNA)
14
Whom
Age
Max year of contribution
Min year of contribution
Govt contributin in fund
Any individual /ac holder
18 to 40 years
42 years
20 years
1000 rs or half of the fund invested which
ever is minimum from 2015 to 2020
Min investment
Old name
Guaranted pension
Aadhar card
Min contribution
Discontinuation of payments
Depend on age
Swablamban yojana
1000/- 2000/- 3000/- 4000/- 5000/Not compulsory
18 y @ 5000 is rs 210
After 6 months account will be frozen.
After 12 months account will be
deactivated. After 24 months account will
be closed.
60 years of age
Maturity
 eSign, name of the online electronic signature service launched during July
2015 by eMudhra Limited which facilitates holder of an Aadhaar card to
digitally sign a document within seconds.
 Indian Railway became the first in the world to have manufactured 50
thousand railway coaches by Integral Coach Factory (ICF), Chennai
 Picturesque Nelong Valley in Gangotri National Park in Uttarakhand has
been opened for the first time since its closure in 1962.
 Uttarakhand became first Indian state to install a system to detect
earthquakes and disseminate warnings.
 Export-Import Bank of India (Exim Bank) today said it has signed a
multilateral agreement to cooperate with New Development Bank (NDB).
 Operation “TALAASH” “terminated” after recovery of human remains,
parts of the plane and personal effects Of missing Coast Guard aircraft
Dornier- CG-791
 Akash, name of the indigeniously-developed supersonic surface-to-air
missile that was formally inducted in the Indian Air Force (IAF).
 Tata Steel's West Bokaro Division was on 11 July 2015 conferred with the
Golden Peacock Environment Management Award (GPEMA) 2015.
15
 State Bank of India (SBI), the largest bank in India, has partnered online
financial product aggregator „bankbazaar.com‟ along with the bank‟s
subsidiary SBI CAP Securities.
 India has test-fired its indigenously developed Nag anti-tank guided
missile, which can hit a target upto seven km.
COUNTRY
CAPITAL
CURRENCY
AFGHANISTAN
ANGOLA
SOUDI-ARBIA
AUSTRALIA
BELGIUM
BHUTAN
BRAZIL
CAMBODIA
CHINA
DENMARK
EGYPT
ETHIOPIA
UAE. /DUBAI
FRANCE
GERMANY
BANGLADESH
GREECE
ENGLAND
INDONESIA
IRAN
IRAQ
ISRAEL
ITALY
JAPAN
SOUTH KOREA
THAILAND
NORTH KOREA
LIBYA
MALAYSIA
MALDIVES
KABUL
LUANDA
CANBERRA
BRUSSELS
THIMPHU
BRASILIA
PHNOM PENH
BEIJING
COPENHAGEN
CAIRO
ADIS ABABA
ABUDHABI / DUBAI
PARIS
BERLIN
DHAKA
ATHENS
LONDON
JAKARTA
THEHERAN
BAGHDAD
JERUSALEM
ROME
TOKYA
SEOUL
PYONGYANG
TRIPOLI
KUALA LUMPUR
MALE
AFGHANI
KWANZA
SAUDI RIYAL
AUS DOLLAR
EURO
NUGULTRAM
REAL
RIAL
YUAN
KRONE
POUND
DHIRAM
EURO
EURO
TAKA
EURO
POUND
RUPIAH
RIAL
DINAR
SHEKEL
LIRA
YEN
WON
BAHAT
WON
DINAR
GINGRIT
RUFIA
16
MAURITIUS
MEXICO
MONGOLIA
MYANMAR
ISREAL
NEPAL
NEW ZELAND
PAKISTAN
PHILIPPINES
QATAR
RUSSIA
SOUTH AFRICA
SINGAPORE
SRI LANKA
UK
CANADA
SWEDEN
ARGENTINA
PORT LUIS
MEXICO CITY
ULAN BATOR
NAY PYI TAW
KATHMANDU
WELLINGTON
ISLAMABAD
MANILA
DOHA
MOSCOW
CAPE TOWN
SINGAPORE
COLOMBO
LONDON
OTTAWA
STOCKHOLM
BUENOS AIRES
RUPEE
PESO
TUGRIK
KYAT
SHAKEL
RUPEE
DOLLAR
RUPEE
PESO
RIYAL
ROUBLE
RAND
DOLLAR
RUPEE
POUND STERLING
CANADIAN DOLLOR
PESO
 On World Population Day 11TH OF JULY , Indians numbered
1,274,234,538 at 2.30 p.m
 Andaman and Nicobar Police announced to reserve 33 % of seats of
constable and sub-inspectors for women. Earlier in June 2014, Gujarat
Government announced 33 % quota for women in police force.
 22 May - International Day for Biological Diversity. Theme is
Biodiversity for Sustainable Development.
 India and Georgia on 13 July 2015 signed a Memorandum of
Understanding (MoU) for cooperation in the field of election management
and administration..
 Maharashtra Government amended Section 66(1)(c) of Factories Act, 1948
and allowed women employees to work in night shifts likewise Haryana,
Rajasthan, Punjab, Andhra Pradesh and Madhya Pradesh.
 Siddhivinayak temple of Mumbai received International Organization for
Standardization (ISO) 9001-2008 certification for best quality practices.
 Six of worlds biggest banks have been fined 5.7 billion by various
concerned authorities in USA and UK for Foreign Exchange Benchmark
17
Rates manipulations. These banks are - Citicorp, JPMorgan Chase & Co.,
Barclays Plc, Royal Bank of Scotland Plc, UBS Group AG and Bank of
America Corp.
AWARD
FIELD
Sayed Haider
highest French Civilian Award Commandeur de
la Lgion dHonneur
Olivia Jordan
2015 Miss USA
Laszlo Krasznahorkai
Man Booker International Prize
Anurradha Prasad
Pandit Haridutt Sharma Award
Neel Mukherjee
Encore Award
Shashi Kapoor
Dadasaheb Phalke Award
Scientist C.N.R. Rao
, Order of the Rising Sun
 President of USA Barack Obama entered Guinness Book of World Record
of reaching one million followers in 5 hours after joining Social Media
Platform Twitter with @POTUS account.
 In an important happening, Greek voters voted overwhelmingly to reject
the terms of a bailout by European entities in a referendum held on 5 July
2015 (Greece could see its ejection from the European Union (EU) it
also risks financial ruin of Greece).
ONE GLACE AT SSA AND PPF AC
FOR WHOM
AGE LIMIT
WHERE TO
OPEN
SUKANYA
SAMRIDDHI
ACCOUNT (SSA)
Only for Girl Child.
From the birth till she
attains age of 10 years.
Post office and
nationalized banks but not
PUBLIC PROVIDENT FUND
(PPF)
For every Indian Citizen.
No age limit
Post office and nationalized
banks, including private banks
18
private banks
MINIMUM
CONTRIBUTIO
N
MAXIMUM
CONTRIBUTIO
N
INTEREST
RATES
Rs.1,000
Rs.500
Rs.1.5 lakhs in all
accounts.
Rs.1.5 lakhs in all accounts.
9.2% (fy- 2015/16)
8.7% (fy- 2015/16)
TAX BENEFIT
TIME PERIOD
OF
CONTRIBUTIO
N
MATURITY
PREMATURE
WITHDRAWAL
Deductible u/s 80C
Minimum tenure of
contribution is 14 years
from the date of opening
of account
21 years of girl child
Allowed up to 50% for the
girl‟s higher education and
marriage after she attains
18 years of age
Deductible u/s 80C
Minimum 15 years and then in
blocks of 5 years
15 years of aod
No premature withdrawal is
allowed except in case of death
 Corporation Bank, became the first in the country to launch the MUDRA
Card, under the Pradhan Mantri MUDRA Yojana (PMMY) scheme.
 World Bank approved 250 million USD Loan for special Program for
Enhancing Teacher Effectiveness in Bihar by improving effectiveness of
elementary school teachers.
 Mirage 2000 fighter jet of Indian air force landed successfully on Yamuna
Expressway as part of developing road runaway for emergency landing.
 Cuba, has became the first country to eliminate the transmission of HIV and
syphilis from mother to baby as announced by the World Health
Organisation (WHO).
 Greece, became the first-ever developed economy to default on a loan with
the International Monetary Fund (IMF).
 Country‟s largest bank State Bank of India (SBI) on 30 June 2015
announced its tie-up with which travel company with an objective to
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capitalise on the business opportunities of the booming e-commerce and mcommerce co. MakeMyTrip.com
World Bank during July 2015 announced its clearance of a $650 million
loan for a major project of Indian Railways for Eastern Dedicated Freight
Corridor
Cabinet approved financial restructuring of BVFCL (Brahmaputra Valley
Fertilizer Corporation Limited) and setting up an Ammonia-Urea
Complex of 8.64 Lakh Metric Tonnes annual capacity with cost of Rs. 4500
crore at Namrup (Assam) on Public Private Partnership (PPP) basis.
50th Anniversary of First Successful indian Mount Everest Expedition on
May 20, 1965 led by Manmohan Singh Kohli.
Delhi government decided to launch Pay & Play Scheme to promote sports
for all age groups in delhi.
HDFC Bank tied up with Apollo Hospitals to launch Medical Benefits Card.
It will allow Apollo corporates to disburse medical allowances to their
Health and Family Welfare Minister J P Nadda launched Kayakalp
awards to Public Health Facilities (PHFs) for following Swachchta
Guidelines in Public Health Facilities..
Infosys became first Indian Company to Join RE100 Renewable Energy
Campaign which is global platform for major companies committed to 100%
renewable power. Infosys also announced to become carbon neutral by 2018
with investment of 400 crore rupees.
India's GMR Infrastructure tied up with Chinese Guizhou International
Investment Corporation (GIIC) for developing Kakinada Special
Economic Zone (KSEZ) in Andhra Pradesh.
United Nations Conference on Trade and Development (UNCTAD) released
a report Global Investment Trends Monitor. It stated that developing Asia
now invests more abroad than any other region.
Hong Kong (China) and China were the second and the third largest
investors in the world, after the United States which is largest source of
outward foreign direct investment (FDI).
External Affairs Minister Sushma Swaraj launched website of 10th World
Hindi Conference (vishwahindisammelan.gov.in) to be held from Sep 10 12, 2015 in Bhopal (Madhya Pradesh). Theme of Conference will be Hindi
Jagat: Vistar avm sambhavnai.
Government launched website of National Institution for Transforming India
(NITI) Aayog at URL - http://www.Niti.Gov.In. Website was launched by
Arvind Panagariya, Vice Chairman of NITI Aayog..
20
 ISRO Will commission Multi-Object Tracking Radar (MOTR) in June
2015. Key Features Include Capable of tracking 10 different objects at a
time.
 Ministry of Road Transport, Highways and Shipping launched Road Asset
Management System (RAMS) for National Highways. The system will use
laser technology for compiling information on road assets, condition of
pavements and traffic.
 Bangalore International Airport signed seven-year contract with IT
aviation firm SITA for implementing Common Use Self Service kiosk
(CUSS) platform to allow passengers to Check-In Themselves that Includes
print their boarding passes and baggage tags from June 2015.
 15 May - International Day of Families. Theme for 2015 was Men in
 6th National Conference on Nuclear Energy organized by ASSOCHAM
in New Delhi with theme Nuclear Energy: a 'Clean' Energy option.
 Government launched USTAAD scheme in Varanasi (Uttar Pradesh) for
growth of lakhs of traditional artisans of the city.
 To improve education in backward Vidarbha region, Government will set
up first IIIT (Indian Institute of Information Technology) of Maharashtra
state in Nagpur along with an All India Institute of Medical Sciences
(AIIMS) and Indian Institute of Management (IIM).
 Reserve Bank of India (RBI) allowed Tap And Pay without PIN for
transactions up to 2000 rupees. For higher than that, customer must provide
pin for authentication.
 State Bank of India launched contact-less credit and debit cards called
sbiINTOUCH. These cards are based on near-field technology (NFC) that
enables transaction by just waving the card against the reader.
 Punjab issued Soil Health Cards to farmers to monitor the soil health of
every farm in the state.
 Pablo Picasso's painting Les Femme d‟Alger (Version O) became the
most expensive painting after being sold for 179.3 million USD at an
auction in New York.
 Cabinet Committee on Economic Affairs (CCEA) approved 5 %
disinvestment in National Thermal Power Corporation Limited (NTPC)
and 10 % disinvestment in Indian Oil Corporation (IOC).
 Union Cabinet approved Child Labour (Prohibition & Regulation)
Amendment Bill, 2012 meant to amend the Child Labour (Prohibition &
Regulation) (CLPR) Act, 1986 and allows children below age of 14 years
to work in select non-hazardous family enterprises.
21
 Government approved Namami Gange Program to clean Ganga river in a
comprehensive manner with a budget outlay of Rs. 20,000 crore for the next
5 years.
 Micro, small and medium enterprises ministry (MSME) tied up with
Samsung to open a Digital Academy for offering young students a skill
development course based on Tizen operating system (OS) platform.
 Finance Ministry appointed committee under chairmanship of Justice Ajit
Prakash Shah (head of 20th Law Commission of India) to look into issue
of Minimum Alternate Tax (MAT) on Foreign Institutional Investors (FIIs)
to resolve the contentious issue of MAT between the tax authorities and the
foreign investors.
 Communication and IT Minister Ravi Shankar Prasad launched India
Post's E-Commerce Centre in Delhi to cater the e-commerce business
enterprises capable of handling 30000 parcels in a day.
 North Korea successfully test-fired newly developed Submarine-Launched
Ballistic Missile (SLBM).
 A 7.3 Magnitude major earthquake struck eastern Nepal near Mount
Everest, two weeks after Devastating 7.9 Magnitude earthquake that killed
more than 8,000 People on Apr 25, 2015.
 President Pranab Mukherjee Visited Russia to witness Victory Day parade
to mark 70th anniversary of Allied forces victory in the Second World War.
During this visit, Mukherjee was conferred with honorary Doctorate by the
Russian Diplomatic Academy.
BOOKS
WRITER
Super Economies
Raghav Bahl
Pakistan Paradox: Instability and
Resilience
Ahmedabad: A City in the World
Christrophe Jaffrelot.
Green Signals: Ecology, Growth, and
Democracy
Delhi to Islamabad‟
Jairam Ramesh
China – Confucius in the Shadows
Poonam Surie
Amrita Shah.
Bhim Singh
22
 Nepal Rastra Bank announced to provide interest-free loans for rebuilding
houses up to 25 lakh nepali rupees in the Kathmandu Valley and 15 lakh
nepali rupees for those outside the capital.
 Porbandar Naval base in Gujarat has been commissioned as INS Sardar
Patel by Gujarat Chief Minister Anandiben Patel.
 Lok Sabha passed Goods and Services Tax (GST) Bill, 2014 (Also called
Constitution (122nd Amendment))
 Forbes released Global 2000 Companies list of the world‟s powerful
companies as measured by revenues, profits and market value.
o At the top is Industrial and Commercial Bank of China for third
consecutive year. Bank of China jumped 5 spots to the 4th Place. For
the first time, China‟s four biggest banks own the top four spots.
o At top of Indian Companies is Reliance Industries (142th) with
market value of 42.9 billion USD. Followed by State Bank of India
(152th) with 33 billion USD Market Value.
 Government approved building GSAT-17 and GSAT-18 communication
satellites, recently launched.
 As per a recent report, Small Industries Development Bank of India (SIDBI)
has been implementing Mahila Udyam Nidhi and Mahila Vikas Nidhi to
offer equity and developmental assistance to women for income generating
activities.
 Indian Railway Catering and Tourism Corporation (IRCTC) teamed up with
ASI (Archaeological Survey of India) for e-ticket facility for entry to Taj
Mahal and Humayun‟s Tomb.
 Army Inducted indigenously developed supersonic surface-to-air missile
Akash with strike range of 25 KM.
 05 May 2015 - World Asthma Day. Theme of 2015 is You Can Control
Your Asthma and sub-theme - Time to Control Asthma.
 03 May - World Press Freedom Day. Theme for 2015 is Let Journalism
Thrive.
 Government approved name change of Bangalore city railway station as
„Krantiveera Sangolli Rayanna‟ railway station.
 National Aeronautics and Space Administration (NASA) ended operations
of MESSENGER Mission to study planet Mercury s atmosphere. .
23
Games
 Indian archer Deepika Kumari won bronze in women's individual recurve
event in Archery World Cup in Turkey.
 Gurpreet Singh qualified for 2016 Rio Olympics along with Abhinav Bindra
, Gagan Narang, Jitu Rai and Apurvi Chandela.
 19th CEAT Cricket Awards (2015) o International Cricketer - Kumar Sangakkara (Sri Lanka)
o Indian Cricketer - Ajinkya Rahane
o International Lifetime Achievement - Kapil Dev edition of the awards.
o International Batsman - Hashim Amla
o International Bowler - Rangana Herath
 Mumbai Indians won eighth Indian Premier League (IPL) Tournament
defeating Chennai Super Kings by 41-runs in Eden Gardeans (Kolkata). It is
second title for Mumbai Indians after their first win in 2013.
 R.M. Lodha Committee on Tuesday suspended Indian Premier League (IPL)
teams Chennai Super Kings (CSK)and Rajasthan Royals (RR) from the
League for two years.
 Mithali Raj, Indian woman cricketer made history on 6 July 2015 by
becoming the first Indian and second in women‟s ODI history to complete
5000 runs.
 Mercedes team‟s Lewis Hamilton won the third British F1 Grand Prix title
 Shooter Gagan Narang won bronze in 50m Rifle Event in ISSF World Cup
in USA and became third Indian shooter to qualify for 2016 Rio Olympics
after Jitu Rai and Apurvi Chandela.
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Wimbledon 2015
Novak Djokovic (3 Wimbledon title) defeated Roger Federer in the men‟s
singles final of Wimbledon 2015.
Serena Williams (US) won her sixth Wimbledon women‟s singles title by
defeating Garbine Muguruza (Spain).
Indian tennis veteran Leander Paes won the mixed doubles event of the
Wimbledon Championship with legendary Martina Hingis.
Sania Mirza of India created history on 11 July 2015 when she won the
Wimbledon women‟s doubles title with her Swiss partner Martina Hingis.
rd
FRENCH OPEN 2015
24
 MALE SINGLE- Stan Wawrinka
defeated Novak Djokovic
 FEMALE SINGLE- Serena Williams defeated Lucie Šafářová
 Men‟s Double- Ivan Dodig & Marcelo Melo
Italian Open Tennis
o Women - Maria Sharapova (Russia) won by defeating Spain's Carla
Suarez Navarro.
o Men - Serbian Novak Djokovic won be defeating Switzerland's Roger
Federer.
Madrid Tennis Open 2015
o Men's Singles - Andy Murray of Britain won by defeating Spain‟s
Rafeal Nadal.
o Women's Singles - Petra Kvitova of Czech Republic won by defeating
Russia‟s Svetlana Kuznetsova.
o Men's Doubles - Rohan Bopanna (India) and Florin Mergea
(Romania) won by defeating Serbian-Polish pair of Nenand Zimonjic
and Martin Matkowski.
 Nico Rosberg (Mercedes) from Germany won Spanish Grand Prix Formula
1 World Championship.
T20:
1. India -2016
2. Australia – 2020
o Test:
1. England– 2017 (for first time).
2. India - 2021.
o FIFA (Football) World Cup venue
1. 2018 : Russia
2. 2022: Qatar
o Commonwealth Games venues
1. 2014 – Glasgow (Scotland).
25
o ICC World Cup Cricket Venue: ODI: (One day International):
1. Australia & New Zealand: 2015.
2. England - 2019
3. India – 2023
 2. 2018 – Gold Coast (Australia).
DANCES
STATES
Bharat Natyam
Ghummer
Bihu, Sattriya
Bhangra
Garhwali
Garba
Kathak
Kathakali
Kutchipudi
Karma
Laho
Mohiniattam
Mando
Manipuri
Kathak
Nati
Nat-Natin
Odissi
Rauf
Yakshagan
Tamil Nadu
Rajsthan
Assam
Punjab
Uttaranchal
Gujarat
North India
Kerala
Andhra Pradesh
Madhya Pradesh
Meghalaya
Kerala
Goa
Manipur
UP
Himalayas
Bihar
Orissa
J&K
Karnataka
ORGANISATION
HEADQUARTER
26
RBI
SEBI
NABARD
CRISIL
IRDA
TRAI
GIC
LIC
SIDBI
NHB
MUMBAI(01/04/1935)
MUMBAI(1988/1992)
MUMBAI(12/07/1982)
MUMBAI
HYDRABAD
NEW DELHI
MUMBAI(1972)
MUMBAI(1956)
LUCKNOW (02/04/1990)
NEW DELHI (1988)
ORIENTAL INSURANCE CO.
NATIONAL INSURANCE CO.
NEW INDIA ASSURANCE CO.
UNITED INDIA INSURANCE CO.
NEW DELHI
KOLKATTA
MUMBAI
CHENNAI
INFOSYS
WIPRO
BANGLORE
BANGLORE
ALLAHABAD BANK
UNITED BANK OF INDIA
UCO BANK
CALCUTTA
CALCUTTA
CALCUTTA
BANK OF BARODA
VADODARA (GUJRAT)
CENTRAL BANK OF INDIA
SBI
DENA BANK
UNION BANK OF INDIA
BANK OF INDIA
MUMBAI
MUMBAI
MUMBAI
MUMBAI
MUMBAI
BANK OF MAHARASHTRA
PUNE
PUNJAB NATIONAL BANK
BHARTIYA MAHILA BANK
UNION BANK OF INDIA
ORIENTAL BANK OF COMMERCE
NEW DELHI
NEW DELHI
NEW DELHI
NEW DELHI
27
SYNDICATE BANK
MANIPAL (KARNATKA)
INDIAN BANK
INDIAN OVERSEAS BANK
CHENNAI
CHENNAI
ANDHRA BANK
HYDRABAD
VIJAYA BANK
CANARA BANK
BANGLORE
BANGLORE
CORPORATION BANK
MANGLORE
DAYS
JANUARY
NRI DAY
WORLD LAUGHTER DAY
NATIONAL YOUTH DAY
ARMY DAY
NATIONAL VOTER DAY
NATIONAL TOURISM DAY
INTERNATIONAL CUSTOMS DAY
INTERNATIONAL CUSTOMES/EXCISE
MARTYRS'S DAY
WORLD LEPROSY ERADICATION DAY
DATE
9TH JAN
10TH JAN
12 TH JAN
15 TH JAN
25 TH JAN
25TH JAN
26TH JAN
25 TH JAN
30 TH JAN
30TH JAN
FEBRUARY
WORLD RADIO DAY
4TH FEB
13TH
ECNTRAL EXCISE TAX DAY
24 TH FEB
NATIONAL SCIENCE DAY
28 TH FEB
WORLD CANCER DAY
MARCH
28
WOMAN'S DAY
WORLD CONSUMER DAY
NATIONAL VACCINATION DAY
SPARROW DAY
WORLD FORESTRY DAY
WORLD WATER DAY
WORLD METEOROLIGICAL DAY
WORLD TB DAY
8 TH MARCH
15 TH MARCH
16TH MARCH
20TH MARCH
21 ST MARCH
22 ND MARCH
23 RD MARCH
24TH MARCH
APRIL
WORLD AUTISM AWARENESS DAY
WORLD HEALTH DAY
AMBEDKAR BIRTH ANNIVERSARY
WORLD HERITAGE DAY
NATIONAL CIVIL SERVICES DAY
EARTH DAY
WORLD COPYRIGHT DAY
WORLD MALARIA DAY
WORLD INTELLECTUAL PROPERTY DAY
2ND APRIL
7 TH APRIL
14 TH APRIL
18 TH APRIL
21TH APRIL
22 ND APRIL
23 RD APRIL
25TH APRIL
26TH APRIL
MAY
WORLD ANTI-TOBACO/NO SMOKING
1ST MAY
2ND MAY (2ND SUNDAY)
3RD MAY
8TH MAY
17TH MAY
21ST MAY
22ND MAY
24TH MAY
28TH MAY
31ST MAY
JUNE
WORLD ENVIRONMENT DAY
5TH JUNE
INTERNATIONAL LABOUR DAY
MOTHER'S DAY
WORLD PRESS FREEDOM DAY
WORLD RED CROSS DAY
WORLD TELECOMMUNICATION DAY
ANIT TERRORISM DAY
WORLD BIODIVERSITY DAY
COMMONWEALTH DAY
WORLD HUNGER DAY
29
WORLD BLOOD DONOR DAY
UN PUBLIC SERVICE DAY
INTERNATIONAL DIABETES DAY
14TH JUNE
23RD JUNE
27TH JUNE
JULY
DOCTOR‟S DAY
WORLD POPULATION DAY
MALALA DAY
INCOME TAX DAY
AUGUST
WORLD YOUTH DAY
WORLD HUMANITARIAN DAY
RAJIV GANDHI SADBHAVANA DIVAS
NATIONAL SPORTS DAY
INDEPENDENCE DAY
NATIONAL SPORTS DAY
SEPTEMBER
TEACHER'S DAY
WORLD LITERACY DAY
HINDI DIVAS
ENGINEERS DAY
WORLD OZONE DAY
INTERNATIONAL PEACE DAY
WORLD TOURISM DAY
1ST JULY
11TH JULY
12TH JYLY
24TH JULY
12TH AUGUST
19TH AUGUST
20TH AUGUST
29TH AUGUST
15TH AUGUST
29TH AUGUST
5TH SEPTEMBER
8TH SEPTEMBER
14TH SEPTEMBER
15TH SEPT
16TH SEPTEMBER
21ST SEPTEMBER
27TH SEPTEMBER
OCTOBER
NON VIOLENCE DAY
WORLD HABITAT DAY
WORLD WILD ANIMAL DAY
INDIAN AIR FORCE DAY
WORLD POST OFFICE DAY
WORLD STANDARDS DAY
WORLD FOOD DAY
2ND OCT
3RD OCT
6TH OCT
8TH OCT
9TH OCT
14TH OCT
16TH OCT
30
UNITED NATION DAY
NOVEMBER
WORLD DIABETES DAY
CHILDREN DAY
INTERNATIONAL DAY FOR TOLERANCE
NATIONAL JOURNALISM DAY
WORLD CITIZEN DAY
DECEMBER
WORLD AIDS DAY
WORLD COMPUTER LITERACY DAY
WORLD DISABLED DAY
INDIAN NAVY DAY
ANTI CURRUPTION DAY
ARMED FORCES FLAG DAY
INTERNATIONAL HUMAN RIGHTS
DAY
NATIONAL MATHEMATICS DAY
KISAN DIVAS
24TH OCT
14TH NOV
14TH NOV
16TH NOV
17TH NOV
19TH NOV
1ST DEC
2ND DEC
3RD DEC
4TH DEC
9TH DEC
7TH DEC
10TH DEC
22ND DEC
23RD DEC
REPORT/PUBLICATION
ORGANIZATION
HUMAN DEVLOPMENT INDEX
WORLD INVESTMENT REPORT
UNDP/PLANNING COMISSION
BUSINESS INDEX
INCLUSIVE WELTH REPORT
World Urbanization Prospects Report
WORLD DEV REPORT
GLOBAL COMPETITIVENESS REPORT
WORLD ECONOMIC OUTLOOK
GLOBAL FINANCIAL STABILITY
UNCTAD (United Nations Conference on
Trade and Developmen
WORLD BANK
UNO
UNO
IBRD (WORLD BANK)
WORLD ECONOMIC FORUM
IMF
IMF
31
REPORT
REVIEW OF MACROECONOMIC &
MONETARY DEV
RBI
FINANCIAL STABILITY REPORT
RBI
OUTLOOK SUPLEMENT REPORT
Economic Survey
Financial Data of India
CENTRAL SCHEMES
ADB
NSSO
NSSO
A. AYUSH (Ayurveda,Yoga Unani, Siddha and Homeopathy) a mission
launched by Govt which will provide assistance to States for promoting
traditional methods of treatment in the country
B. Saansad Adarsh Gram Yojana was launched by the Prime Minister on
the birth anniversary of “Lok Nayak Jayprakash Narayan” under which all
MPs will adopt 3 village in his constituency for their renovation and
maintainece up to 2019.
 Under Sansad Adarsh Gram Yojana government aims to cover 2,500
villages by which year? – 2019
1. PM Modi adopts Jayapur village of UP under PMSAGY, and annound
a package of 2375 cr to revive banks in eastern UP.
2. Andhra Pradesh‟s Puttamaraju Kandriga village came to news
as Sachin Tendulkar adopted this village under the Sansad Adarsh
Gram Yojna (PMSAGY)
C. Deendayal Upadhyay Shramev Jayate Karyakram was launched by
Union government with an aim to create a conductive environment for
industrial development and doing business with ease.
32
D. Jeevan Pranam a scheme which will provide “Digital Life Certificate
for Pensioners, where they need not to visit Banks in each November
personally.
E. Rashtriya Ekta Divas on 31st of October would commemorate- Sardar
Vallabhbhai Patel‟s birth 33nniversary
F. “Housing for all” 2022 an inititative of the Urban Housing and Poverty
Alleviation Ministry was in news recently because-The Government
proposed a Rental Accommodation component for migrants & homeless in
Urban areas.
G. “Saksham” and “Pragati” are newly launched initiatives of the Ministry
of HRD which is a Scholarship Scheme
H. Under Ministry of Human Resource Development HRD a view to uplift
rural India, the government is set to launch a new programme “Unnat
Bharat Abhiyan” in collaboration with IITs and NITs to developed 10
village.
I. „Pradhanmantri Jan-Dhan Yojana: 28/08/2004
“MERA KHATA BHAGYA VIDHATA”
Initial Target 7.5 cr B S B D A now it became 10 cr (100 Million)
 aimed at eradicating financial untouchability by providing bank
accounts to the poor.
 On the inaugural day, a record 1.5 crore bank accounts were opened
across the country, the largest such exercise on a single day
 it will cover 7.5 crore people by January 26, 2015.
Here is looking at some important features of the PM Jan Dhan Yojna.
33
 Under the scheme, account holders will be provided zero-balance
bank account (BSBDA) with RuPay debit card, in addition to
accidental insurance cover of Rs 1 lakh to each households (not all
person within the family)
 Those who open accounts by January 26, 2015 over and above the
Rs1 lakh accident, they will be given life insurance cover of Rs
30,000.
 Six months of opening of the bank account, holders can avail Rs 5,000
loan (OD)from the bank.
 With the introduction of new technology introduced by National
Payments Corporation of India (NPCI), a person can transfer funds,
check balance through a normal phone (IMPS) which was earlier
limited only to smart phones so far.
 Maximum of 4 withdrawals a month including ATM withdrawal. No
such limit for deposits.
 HDFC Ergo insurance company extended Jan Dhan insurance cover
to 1 lakh.
 Any individual above the age of 10 years can open BSBDA Account.
 Such accounts have limitations regarding the aggregate credits (not
more than Rupees one lac in a year).
 aggregate withdrawals (nor more than Rupees ten thousand in a
month).
 balance in the accounts (not more than Rupees fifty thousand at any
point of time).
 Libralised KYC norms followed as if there is no valid ID Proof
“Small Account can be opened on the basis of a self-attested
photograph and putting his/her signatures or thumb print in the
presence of an officials of the bank.
 Correspondent Agent / Bank Mitra will play an important role in
unbanked area.
 USSD is abbreviated form of “Unstructured Supplementary Service
Data”. USSD based Mobile Banking offers basic Banking facilities
34
J. Swachh Bharat Abhiyan: 02/10/2014
“EK KADAM SWACHTA KI OR”
LOGO- GANDHI‟S SPACKS designed by “Anant Khasbardar”
 To cover every household with sanitation facility by the year 2019.
Swach Vidyalya Campaign is a part of Swachh Bharat Campaign
which is scheduled to be launched on 2 October 2014 on 150 th birth
anniversary of M K Gandhi
 Tata Consultancy Services TCS and Bharti Enterprises pledged 100
crore rupees to build toilets in schools.
 About 40% fund increased increased for Cleanness purpose from
last one.
 Note: ONGC has launched a „Swachchha Smarak, Swachchha
Bharat‟ campaign to clean up memorials and heritage places.
 Swachha Bharat Mission 02/10/2014- 4041 city/town and cover all
1.04 cr families 2.5 lac community toilets
 Scientist Raghunath Anant Mashelkar, has been named the chair of
an expert panel to recommend best technologies for Prime Minister
Narendra Modi‟s “Swachh Bharat” national sanitation campaign goal
by 2019.
K. PRADHAN MANTRI KRISHI SEENCHAYI YOJANA:
 Announced by Modi to meet Irrigation needs of all farmers across
the country.
 In Budget 2014-15, 1000Cr, has been allocated.
L VARISHTHA PENSION BIMA YOJANA:
 Govt relaunched the VPBY for the benefit of citizens having age more
than 60 years.
 It will provide pension ranging from 500 to 5,000 per month to senior
citizens.
 This Scheme is regulated by LIC of india.
M. SHYAM PRASAD MUKHERJEE NATIONAL RURAL MISSION:
 Started by Union Minister Nitin Gadkari on PPP model..
35
 Aim- to stop migration from rural areas to Urban.
 In Budget 100 Cr has been infused.
N. PADHO PRADESH SCHEME:
 Govt started this scheme for Minority Community for providing
Interest Subsidy on Educational Loan for Overseas studies.
O. RASHTRIYA GOKUL MISSION:
 Having aim at enhancing milk production and save Indigenous
breeds of Cow this mission has launched.
P. Deen Dayal Upadhyaya Gram Jyoti Yojana:
 separation to augment power supply to the rural areas with an outlay
of 500 crore rupees launched.
Q. Bachao, Beti Padhao Yojana:
 awareness and improve the efficiency of delivery of welfare services
for women with 100 cr.
R. Neeranchal Scheme:
 To give impetus to watershed development in the country with an
initial outlay of 2142 crores rupees.
S. NREGA: -National Rural Employment Guarantee Act.(2005)
 Started- 02-02-06 from VADDAPALLI DIST in andrapradesh.
 On 2nd oct 2009 renamed as MGNREGA (Mahatma Gandhi)
 Statutory minimum wage of rs 120 min 150 (initially it was 100 days)
work will be provided.
 33% seat are reserved for women.
 Haryana paid most wages per day 174rs.
T. BHARAT NIRMAN YOJANA:- (sub divided into six parts):“CURRENT AFFAIRS” JUNE & JULY 2015 REGULAR ISSUED COMBINED.
36
 water supply, Roads, Housing, Telephone, Electricity and
Irrigation.
U. SWABHIMAN SCHEME Is a nationwide programme on financial inclusion, estimated to cover
approximately 5 cr households.
 introduced in 10-02-2011.
V. SABLA- 2009,
 health care/scheme requirements of adolescent girls.
 The scheme was named “Rajiv Gandhi Scheme for Empowerment of
Adolescent Girls (RGSEAG). (11-18 years).
W. SAKSHAM 2014
 Saksham is aimed at all-round development of adolescent boys to
make them self-reliant. (RGSEAB)
X. RIGHT TO INFORMATION ACT: 2005
 15 June 2005 and came fully into force on 13 October 2005 under
Freedom of Information Act 2002
 under the provisions of the Act, any citizen may request information
from a “public authority.
 The Act applies to all States and Union Territories of India
except Jammu & Kashmir.
 If the request has been made to the PIO, the reply is to be given
within 30 days of receipt.
Y.“National GraminAwaasMission”
 1985 started INDRA AWAS YOJAN “for rural housing development
project” is set to be converted into NGAM.
Z. Van Bandhu Kalyan Yojana
37
 For the welfare of tribals, this scheme was launched by the Union
Budget 2014-15 with an initial allocation of Rs. 100 Crore.
AA. “USTAAD”, “HAMARI DHAROHAR” AND “NAI MANZIL”
 The Union government has planning to launch new schemes for the
welfare of minorities.
AB. National AYUSH Mission (NAM).
o The Union Cabinet approved the launching of NAM is aimed at
addressing the gaps in health services particularly in vulnerable and
far-off areas.
AC. Deendayal Upadhyaya Gram Jyoti Yojana:
Government approved Rs 43,033-crore rural electrification
scheme Deendayal Upadhyaya Gram Jyoti Yojana. Note: The scheme
will replace the existing Rajiv Gandhi Grameen Vidyutikaran Yojana
(RGGVY).
AD. . PAHAL Scheme
More than 60 per cent of LPG customers in the country have
joined the ambitious PAHAL scheme for receiving cash subsidy so
that they can buy cooking gas (LPG) at market price.
All the Best
BY
SUSHANT BAHGAT
Sushantbhagat7@gmail.com
!!!Wishing You all a Bright Future!!
38

sbi po phase ii

Transcription

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