July 2014 - Commonwealth Credit Union

Q U A R T E R L Y
N E W S L E T T E R
QUARTER: 3 | JULY 2014 |
GET THE LOWEST RATE
ON PURCHASES &
BALANCE TRANSFERS
....EVERY DAY!
Introductory
Introductory
*APR
FOR 6
MONTHS ON
PURCHASES
*APR
FOR 12 MONTHS
ON BALANCE
TRANSFERS
0%
0%
FIND YOUR ANSWERS
As low as
9.95%
VARIABLE *APR
THEREAFTER
Learn more at ccuky.org/MYCARD
*Annual Percentage Rate is a variable rate and the maximum
APR that can apply is 24%. A balance transfer fee of 4% of the
transaction amount will be applied to each balance transfer
you make with this offer. Loans subject to approval. Rate,
term, and conditions are subject to change and vary based on
creditworthiness and qualifications. We may end your Introductory
Rate and apply the Standard APR based on the terms of your
original agreement if you make a late payment. A foreign
transaction fee of 1% of each transaction in US dollars if the
transaction involves either a currency conversion or not will be
applied.
C C U K Y. O R G/ HEYK AREN
#HEYKAREN
Come listen in with Karen Harbin, President of Commonwealth Credit
Union, and let her help you find answers to your questions in our new series
at ccuky.com/heykaren
CREDIT CARD
BONUS POINTS
FIRST HOME SAVINGS PLUS
This is a great way to save for the down payment on a
new home. And….we’ll help build your savings! WE WILL
MATCH 25% OF THE FUNDS you save, up to $750.*
Learn more at ccuky.org/homeloans
*Must open a Commonwealth CU High Yield Savings Account and make monthly
deposits in accordance with the plan term. Online Banking and eStatement are
required. Minimum term of 6 monthly deposits and maximum of 35 monthly deposits
required. Must close a mortgage loan with Commonwealth CU within 12 months
of the end of monthly savings deposit term. Commonwealth CU will match 25%
of deposit account balance, up to a maximum match of $750, to be credited at
settlement of Commonwealth CU Home Loan. Withdrawals made from deposit
account may reduce the amount of the match. If deposit account is closed prior
to the match being awarded, the match amount will be forfeited. Rates, terms and
conditions are subject to change and vary based on credit worthiness, qualifications
and collateral conditions. All loans subject to approval.
Earn points this summer while you have fun and prepare
for the future! Earn Triple Reward Points at amusement
parks until July 31st and Double Points for tuition and
school supplies from July 1st to August 31st with Credit
Card Bonus Points by using your Commonwealth CU
MYCard, Visa Platinum, or Visa Classic. Learn more or
apply at www.ccuky.org/mycard
WE’RE COMING TO LOUISVILLE
N E W ST. MATT HEWS BRANCH OPENS I N S EPTEMBER
We are pleased to announce
that our friendly customer
service will be expanding to
our new full service branch!
Keep up with the progress at
www.ccuky.org/stmatthews
3704
Frankfort
Ave
in Louisville
CAR LOAN
REFINANCE OFFER
CONTINUES
GET UP TO $250 CASH BACK
Car payments out of control? Take
advantage of our Car Loan Refinance
promo and get up to $250 cash back
instantly when you refinance.
*Cash back between $50 and $250, based on loan
amount. Contact us for details.**Annual Percentage
Rate. Rate presented assumes automatic payment
relationship. Loans subject to approval. Rates, terms
and conditions are subject to change and vary based
on credit worthiness, collateral conditions, and
qualifications. No Commonwealth CU vehicle loan
refinances allowed. Not valid with any other offers.
HOME EQUITY LOAN
SPECIAL
Enjoy special low rates for all your summer projects with our
Home Equity Loan Special, ending July 31.
Rates in effect until
December 31, 2014
RATES AS LOW AS
0.99%
*APR
Fully indexed rate
as of March 31, 2014
RATES AS LOW AS
3.50%
*APR
*The Annual Percentage Rate is a variable rate and the maximum APR
that can apply is 14%. Closing costs range from $81.50 to $1,500. Property
insurance is required and not included in the closing costs. Potential line
of credit is $5,000 minimum and $100,000 maximum. Rates, terms and
conditions are subject to change and vary based on credit worthiness,
qualifications and collateral conditions. All loans subject to approval. Funds
cannot be used to pay off existing Commonwealth CU loan or credit card
balances.
SEASONAL LOAN
RATE A S L O W A S 7 . 9 9 % A PR*
This fall, breathe in the crisp air a little easier by
taking full advantage of our easy and convenient loan
approval process with our Seasonal Loan, beginning
AUGUST 1. Learn more at ccuky.org/fall
*Annual Percentage Rate. Rate presented assumes automatic
payment relationship. All loans subject to approval. Rates, terms, and
conditions are subject to change and vary based on creditworthiness
and qualifications. $250 minimum, $5,000 maximum loan amount.
36 monthly payments of $31.63 per $1,000 borrowed. Minimum 600
credit score required. Proceeds from this loan cannot be used to pay
off existing Commonwealth CU loan or credit card balances.
FALL CAR SALE
In the market for a fresh new ride? This September, participate
in our Fall Car Sale and view our huge selection of new, used,
and demo vehicles in one location. Be sure to watch our
website (www.ccuky.org/carsale) for details.
CAR SALE
FEDERALLY
INSURED
BY NCUA
PO Box 978, Frankfort KY, 40602 | 800.228.6420 | ccuky.org