bond basics: what are bonds?
Transcription
bond basics: what are bonds?
IN G LAUNCH E N JU IN THE MEMBERSHIP CARD OF THE CITY A Product of Metro Media and Marketing Group 044-4358 2003 BOND BASICS: WHAT ARE BONDS? INSIGHTS AT PAGE 4 15.2 x 12.2.pdf 1 5/26/2016 6:29:00 PM Vol :1 No.6 • 8 Pages • 28 May 2016 • Weekly Edition • ` 5/- THE URBAN FINANCE by Investopedia Staff Have you ever borrowed money? Of course you have! Whether we hit our parents up for a few bucks to buy candy as children or asked the bank for a mortgage, most of us have borrowed money at some point in our lives. Just as people need money, so do companies and governments. A company needs funds to expand into new markets, while governments need money for everything from infrastructure to social programs. The problem large organizations run into is that they typically need far more money than the average bank can provide. The solution is to raise money by issuing bonds (or other debt instruments) to a public market. Thousands of investors then each lend a portion of the capital needed. Really, a bond is nothing more than a loan for which you are the lender. The organization that sells a bond is known as the issuer. You can think of a bond as an IOU given by a borrower (the issuer) to a lender (the investor). Of course, nobody would loan his or her hard-earned money for nothing. The issuer of a bond must pay the investor something extra for the privilege of using his or her money. This "extra" comes in the form of interest payments, which are made at a predetermined rate and schedule. The interest rate is often referred to as the coupon. The date on which the issuer has to repay the amount borrowed (known as face value) is called the maturity date. Bonds are known as fixed-income securities because you know the exact amount of cash you'll get back if you hold the security until maturity. For example, say you buy a bond with a face value of $1,000, a coupon of 8%, and a maturity of 10 years. This means you'll receive a total of $80 ($1,000*8%) of interest per year for the next 10 years. Actually, because most bonds pay interest semi-annually, you'll receive two payments of $40 a year for 10 years. When the bond matures after a decade, you'll get your $1,000 back. Debt Versus Equity Bonds are debt, whereas stocks are equity. This is the important distinction between the two securities. By purchasing equity (stock) an investor becomes an owner in a corporation. Ownership comes with voting rights and the right to share in any future profits. By purchasing debt (bonds) an investor becomes a creditor to the corporation (or government). The primary advantage of being a creditor is that you have a higher claim on assets than shareholders do: that is, in the case of bankruptcy, a bondholder will get paid before a shareholder. However, the bondholder does not share in the profits if a company does well - he or she is entitled only to the principal plus interest. AT Chennai international airport The Best Brands of the World at Best Prices Reserve your order at www.flemingodutyfree.com & Get Additional 5% off 044-22561074 / 22566024 LIQUOR CONFECTIONERY Pondicherry House Boat Destination Mantra Deluxe Houseboats To sum up, there is generally less risk in owning bonds than in owning stocks, but this comes at the cost of a lower return. PERFUME Cuisines. Here, our chef prepares the traditional veg and non veg. dishes of Pondicherry / Tamil Nadu. House boats Security, Facilities, Staffs All houseboats are well furnished and maintained for the safety and security of guests, who stayed in the houseboats. During the houseboat tour the tourist will get a chance to interact with local people near and around and share their experience. During the houseboat stay only the people and the crew members are allowed inside the houseboat. Each and every houseboat is equipped with life buoy, life jackets, and 24 hours back support of ground staff and mobile communication facility to the office. Fuel Why Bother With Bonds? It's an investing axiom that stocks return more than bonds. In the past, this has generally been true for time periods of at least 10 years or more. However, this doesn't mean you shouldn't invest in bonds. Bonds are appropriate any time you cannot tolerate the short-term volatility of the stock market. Take two situations where this may be true: The Mantra Deluxe Houseboats come with... storage and fire extinguisher is also Try some of the delectable Pondicherry dishes as well as continental, as we take you through the magical splendors of backwater cruise. Ethnic fish delicacies like traditional fish curry, vanjiram, prawns and many more. We offer the Deluxe house boat that is a perfect blend of traditional and modern Deluxe concepts with special emphasis on safety. Well appointed AC bedrooms, thoughtfully designed living rooms, sit out, toilet and kitchen. More importantly, our houseboats reflect the finest aspects traditional interior décor. Bed room Spacious and comfortable with windows opening to the beauty of life outside.The bed rooms have electrical lightings, A/C and fans. Living room It's an open air space. Sitting on the Bamboo/wooden chairs, you can enjoy the beauty of surroundings. Onboard game activities include - Chess, Caroms, Scrabble, Playing cards etc. Fishing rods, painting and sketch pads, Library & High-End music system Kitchen A clean, well - planned place that assures you tongue tickling Pondicherry First Aid facility is available in houseboats. Enough staff (well dressed) will be available in all houseboats including a cook, crews. Chef, captain of the houseboat will be interacting with guests and serving hygienic, tasty, traditional foods. He also explains the scenic beauty, culture, tradition, sightseeing places and safety precautions. Your holiday home in this tranquil world is the comfortably furnished house boat. 1) Retirement - The easiest example to think of is an individual living off a fixed Spacious Living Rooms, Attached Bath and Kitchen, Ethnic & Continental Dishes, Light available in all houseboats. income. A retiree simply cannot afford to lose his/her principal as income for it is Music Onboard, Television & DVD Player, other features include, Three-member crew All rooms are equipped with mosquito net, repellent and repellent creams etc. required to pay the bills. including chef, Bottled & Purified Drinking Water, Safety Equipment, etc.. 2) Shorter time horizons - Say a young executive is planning to go back for an MBA in three years. It's true that the stock market provides the opportunity for higher growth, which is why his/her retirement fund is mostly in stocks, but the executive cannot afford to take the chance of losing the money going towards his/her education. Because money is needed for a specific purpose in the relatively near future, fixed-income securities are likely the best investment. These two examples are clear cut, and they don't represent all investors. Most personal financial advisors advocate maintaining a diversified portfolio and changing the weightings of asset classes throughout your life. For example, in your 20s and 30s a majority of wealth should be in equities. In your 40s and 50s the percentages shift out of stocks into bonds until retirement, when a majority of your investments should be in the form of fixed income. Source: www.investopedia.com For advertising with us please contact us at 044-43582003 marketing@theurbandove.com Contact : +91 98409 09139, Email : tour@mantrahouseboats.com PAGE 2 www.TheUrbanDove.com 28 MAY 2016 THE URBAN DOVE ADVERTISEMENT TARIFF NOW CIRCULATED AT AIRPORT Front Page ` 65/Sqcm Full Page ` 50,651 only Last Page ` 54/Sqcm Full Page ` 47,612 only Inner Page ` 45/Sqcm Full Page ` 39,677 only Classfied ` 32/Sqcm Box Advt ` 699 only Earpanel ` 75/Sqcm Box Advt ` 1500 only Front Page Dimension 30.80cm Height X 25.30cm Width Total Area 779 Sqcm Other Page Dimension 34.85cm Height X 25.30cm Width Total Area 882 Sqcm Will be able to customize the sizes based on client’s requirement. For Corporate Tie ups Call +91 95000 57143 We expect to serve you to your expectation, associate with you for long term to add value to your business. Please visit www.TheUrbanDove.com for the online version. F1, 15/8, 9th Street, Tansi Nagar, Velachery, Chennai - 600042. Phone : 044-4358 2003. Email : marketing@theurbandove.com Website : www.TheUrbanDove.com OUR NEIGHBORHOOD COVERAGE AREAS • Velachery Neighborhood. • Tansi Nagar, Baby Nagar, Dhandeeswaram, AGS colony, Ram Nagar, TVS Nagar, VGP selva Nagar, Lakshmi Nagar. • 100 feet road, Taramani Road, Velachery Main Road, Gandhi Road. • Supermarkets, Hospitals, Clinics, Salons, Gyms, Restaurants. OUR PUBLIC PLACES COVERAGE AREAS • Grand Mall Velachery • Velachery Railway Station • Tidel Park Railway Station OUR COMMERCIAL COVERAGE AREAS • Allsec Technologies, Velachery • Sutherland Technologies, Velachery • RMZ IT park, Perungudi • SP Infocity, Perungudi • Ascendas, Perungudi • TCS, Velachery • Major IT parks in OMR. THE LIST KEEPS INCREASING EVERY WEEK... For advertising with us please contact us at 044-43582003 marketing@theurbandove.com 28 MAY 2016 www.TheUrbanDove.com PAGE 3 I’M A REGISTERED DIETITIAN. HERE’S WHAT PEOPLE GET WRONG ABOUT A PLANT-BASED DIET by Miranda Hammer You may have heard the term plant-based, but are you confused about what it really means? Is it the same thing as being a vegan or a vegetarian? Does it consist solely of a squirrel-like diet in which you are subsisting on nuts and seeds? NO! I'm here to demystify some common misconceptions and concerns and tell you why you should lead a more plant-based lifestyle. What do you eat on a plant-based diet? A plant-based way of eating focuses on consuming plant-derived whole foods that are unrefined and minimally processed. This means pure, unadulterated ingredients that are in their original form. Whole grains, fruits, vegetables, nuts, seeds, tubers, and legumes are the dietary staples. These are full of vitamins, minerals, antioxidants, and phytochemicals and provide an abundance of nutrients for your body. Following a plant-based lifestyle doesn't necessarily mean fully avoiding animal products like a vegan or vegetarian. For plant-based eaters, animal proteins can happily fit into the lifestyle, yet they serve as more of a supporting role to your veggies and whole grains. Vegan vs. plant-based To get technical, a vegan doesn't consume any animal products including meat, eggs, milk, dairy, and honey. For some vegans, the primary reason for leading a vegan lifestyle is related to ethics and animal welfare. Yet, a vegan diet is not always as nutritionally virtuous and as clean as a plant-based lifestyle-hello, faux meat and french fries. The vegan focus is usually set on avoiding animal products, but the priority is not placed on unprocessed plant-based whole foods. A huge concern for many when contemplating a plant-based lifestyle is whether eating in this manner is balanced and nutritionally sound. The resounding answer is YES! But it's important to be mindful and considerate of the foods that you're eating. It's key to make sure that you are consuming a colorful and diversified diet in order to optimize your nutrition. Protein Where to get your protein is often the major concern for individuals considering a plant-based way of life. Beans, nuts, seeds, and whole grains are all plant-based sources of protein that are also filled with vitamins, minerals, and fiber. Protein needs vary from person to person depending on your age, health status, and amount of physical activity. Garnering all of your protein needs from a plant-based diet is simple and achievable. The health benefits One of the main reasons to start following a plant-based diet is for the health benefits. Now, more so than ever, research is showing how dietary modifications can positively affect health. A plant-based lifestyle can help to promote weight loss and help to maintain your goal weight. Weight loss commonly occurs because the diet consists of foods that are full of fiber and have a high water content, which promotes the feeling of fullness. Studies have shown that adhering to a plant-based diet helps to improve blood glucose levels in those who have diabetes or are prediabetic. This means a lower risk of diabetes-related medical conditions, as well as a reduced reliance on medications. A plant-based lifestyle is full of fiber, which helps with digestion by moving things along, preventing constipation, and promoting regular bowel movements. It has also been seen to help lower blood pressure. The other benefits Another major reason to jump on the plant-based eating train is for the external benefits. Plant-based foods are loaded with healthy fats, vitamins, minerals, and phytochemicals, which improve skin clarity and help you get that glow. One of the plant-based vitamin all-stars is vitamin C, which is a powerful antioxidant. A large number of fruits and vegetables contain vitamin C, such as broccoli, papaya, apricot, and bell peppers. They assist in stimulating collagen production, smoothing lines, and reducing wrinkles. Feeling more energized and alert is another benefit of following a plant-based diet. The standard American diet is filled with processed foods, sugar, and white flour, which de-energize your system and make you fatigued. These foods cause spikes and rapid declines in sugar levels, which can result in spurts of energy followed by extreme tiredness. Eating whole foods, which are clean sources of carbohydrates, protein, and fruit, sustain your energy more naturally. Consuming foods high in fiber causes blood sugar levels to increase and decline slowly and steadily, without the sugar rush and the crash. Transitioning away from processed foods to a more plant-based way of life will make your body function optimally. Your digestion will likely improve, your skin will start glowing, and your total energy will increase due to the nutrient-dense attributes and high quality of the foods being consumed. Want to adopt a plant-based way of life? Take my 14 Day Plant-Based Challenge and start living your healthiest life yet! For advertising with us please contact us at 044-43582003 marketing@theurbandove.com Source: www.mindbodygreen.com www.TheUrbanDove.com PAGE 4 KABALI STORY 28 MAY 2016 IDHU NAMMA AALU STORY Kabali is a tamil action movies direction by Pa Ranjith and produced by Kalaipuli S Thaanu under his V Creation. The Idhu Namma Aalu is aTamil romantic comedy film written and directed by Pandiraj. The film features Silambarasan, Nayantara and Andrea Jeremiah in the lead roles, while Soori and Jayaprakash portray supporting roles. film stars Rajinikanth, Radhika Apte, Kishore, Kalaiyarasan, Dhansika, and Dinesh Ravi. Santhosh Narayanan to compose music and Murali J to handle the Cinematography. Editing by Praveel KL. Produced by T. Rajender and featuring music by Kuralarasan, the film has been in production since 2013. CHARACTERISATION SOUNDTRACK Director Pa Ranjith reveals the character of Kabali movie. Kabali is a self confident, angry man. But he doesn't talk The tracklist of Simbu starrer 'Idhu Namma Aalu' has been revealed on Feb 2nd, 2016 and audio launch is schduled on punch dialogues. He talks only thoughtful dialogues which will touch your heart. In Kabali Rajini Superstar has given a Feb 5th. reality performance. RELEASE Radhika Apte has lived as garden worker 'Kumudhavalli'. We shot a song in Goa depicting the love between a husband Sri Thenandal Films company has acquired the distribution rights of Idhu Namma Aalu. The movie gets 'U' certificate from the censor board and movie is scheduled to release on May 27th, 2016. and wife in the old age, she has given beautiful expressions. PRODUCTION Kabali runs a school for the kids, which got affected in the gangster fights, 'Kalaiyarasan' acts as the teacher Pandiraj had written a love story and approached Silambarasan to play the lead role in the film, after his friend 'Poster' Tamilkumarn. Attakathi Dinesh is the son of another gangster gets impressed by Kabali and he joins in Kabali's group. Nandakumar helped set up a meeting. John Vijay plays the role called 'Ameer' who is a friendly advisor of Kabali ; his role will have more values in the movie. Silambarasan began filming his portions from October 2013 alongside Soori in Urapakkam. The first schedule was Dhanshika acts as a 'Yogi' in this movie, she changed her complete look with short hair cut. She challenges Kabali in the completed without a lead actress. movie. Stalin had convinced the actress of that film, Nayantara, to meet Pandiraj. Subsequently, Nayantara signed on to be a Actor Kishore is playing the role of Malaysian gangster who is opposite to Kabali. Taiwan born Chinese actor 'Winston part of the film during November 2013, agreeing to work with Silambarasan for the first time since their break-up, with Chao' is another big don who is challenging Villain for Superstar in Kabali. the news creating increased hype around the project. PRODUCTION By April 2014, the film was seventy percent complete. Pandiraj began casting for a second lead actress during the Initially the talk was started on May 3rd and it was officially announced on June 1st, 2015. The movie shoot will start middle of 2014 and held discussions with Bindu Madhavi and Taapsee Pannu, before finalising on Andrea Jeremiah. from August in Malaysia with 60 days of the shoot and it continues at Thaliland, Hankong and Chennai with 60 days of Actor Jai also shot for the film, and took part in a single day's shoot with Silambarasan, Nayanthara and Andrea. The shoot. project first ran into production troubles during July 2014, when Silambarasan had changed his hairstyle in between “Dhansikaa was recently signed for the project. She’ll be essaying Rajinikanth’s daughter, while Radhika Apte will be schedule breaks, leaving Pandiraj unhappy. Silambarasan subsequently disclosed to the media that Idhu Namma Aalu was his production and that others should not question his involvement in the project. seen as his wife,” a source from the film’s unit told IANS. Source: www.filmibeat.com Source: www.filmibeat.com Image Quiz ATTENTION KIDS!! Kidser Corn FIND THE NAME OF THE MONUMENTS? Last Issue Answer Send your Drawings to our email editor@theurbandove.com SuDoku for Kids Send your details & the answer to editor@theurbandove.com 50 Members Avail Gift Worth Rs. 500/Sponsored by TANSI NAGAR, VELACHERY ANSWER FOR PREVIOUS QUIZ The Company names are : 1. Vijender Singh( boxer) 2. Rajyavardan Singh Rathor (Shooter) 3. Milkha Singh(Athlete) 4. Mary kom (boxer) 5. Narain karthikeyan( formula 1 racer) FOR ADVERTISEMENT 98402 77562 95660 00835 For advertising with us please contact us at 044-43582003 marketing@theurbandove.com FOR CORPORATE TIE UPS 99620 06109 marketing@theurbandove.com www.TheUrbanDove.com 28 MAY 2016 PAGE 5 T20 MADNESS with THE RAINTREE The Raintree, Anna Salai will be offering chilled beverages at exciting rates to celebrate this T20 season 2016 at Madera. Enjoy the cricket season with offers starting from the first ball to the last ball of the match which will include unlimited domestic draught beer at INR 1200/- Unlimited domestic liquor at INR 2,200/- and unlimited International liquor at INR 3,200/- excluding taxes. The offer at the Madera will be live and ongoing until the thrilling finals of the T20 season. The T-20 cricket season will offer an array of specialty cocktails and drinks at Madera the contemporary bar and lounge for one and all to sit back and enjoy the live action of T20. The ambient-friendly lounge is filled with the spirit and liveliness in celebrating and cherishing the cricket moments watching their favorite teams live in action each day. The action-packed cricket season offer at the Madera is all set to roll-out and amuse the cricket fans with live screening in support of their favorite game. Venue : Madera The Raintree Hotel, 636, Anna Salai, Teynampet, Chennai. For Assistance call +91 44 28309999 specifications below to know more. 1.5-litre i-VTEC (Petrol) The petrol BR-V is amongst the most refined cars in its class. The engine loves to be taken to the redline and doesn't mind staying there either. With the short throws, the new six-speed gearbox is an absolute delight to use. As is the case with most petrol Hondas, the clutch is light and the travel is just right. Power delivery is linear and the motor picks up pace cleanly. We like how well Honda has tuned the engine and gearbox combo to make up for the weight of the BR-V. The engine gets an optional CVT automatic as well. Keep a steady and light right foot, and the auto box does not disappoint one bit. Under hard acceleration, the gearbox gets whiny and revs the socks off the engine. It isn't a pleasant noise either; so we'd recommend you keep the weight on the accelerator pedal in check. Of course, you can take charge of the gears yourself by using the paddle shifters. Response is acceptable - no reason to complain there. 1.5-litre i-DTEC (Diesel) The diesel motor fits well into the overall package of the BR-V. NVH levels are well controlled compared to the Amaze, but there's still a fair bit of noise that filters inside the cabin, especially over 3000rpm. There is a noticeable turbo-lag that will bog you down if you let the engine fall below 1500rpm. Like the petrol, the clutch on the diesel is light as well. In case you are stuck in bumper-to-bumper traffic with this one, you shouldn't have an issue. touchscreen audio system, reverse camera or The best part is the Honda BRV mileage which parking sensors. the company claims is a respectable 21.9km/l. 2. Build quality isn't the best. Sheet metal While it didn't achieve that figure while on test, seems thin and the quality of interior plastics is it never dipped below the 15km/l mark. We a let-down as well. think that is phenomenal for a car its size. 3. No diesel automatic variant on offer. The Safety: Creta and the Duster offer the same. The BRV is at par with the competition in terms Stand-Out Features: of safety. The BRV scored 5 stars in the Adult 1. 210mm of ground clearance is on par with Occupant Protection (AOP) and 4 stars in the segment best – Renault Duster AWD. Child Occupant Protection (COP) tests 2. Paddle shifters on the petrol automatic are conducted by the New Car Assessment exclusive to the BR-V. Programme for Southeast Asian Countries Exteriors: (ASEAN NCAP). In terms of safety features, the car gets dual front airbags as standard while ABS is available in all the variants except the base trim.Other The Honda’s City’s interiors are one of the safety features that are spread across the sedan’s USPs, and Honda has decided to variants include a driver seatbelt reminder, continue with the trend, offering a familiar security alarm and impact sensing door unlock. layout in the cabin. The all-black layout of the Variant: Honda BRV interiors offers a sporty and classy Dual front airbags come as standard across the touch, though some buyers may prefer a beige range which is a welcome addition and while palette. The piano-black centre console and ABS with EBD is offered as standard with the Honda insists on calling the BR-V an SUV. dull silver accents across the cabin add a base diesel, the petrol only gets it in the However, it is hard to overlook the MPV premium touch, with subtlety. For advertising with us please contact us at 044-43582003 marketing@theurbandove.com The Urban Automobiles HONDA BRV REVIEW Introduction: The compact SUV segment has been buzzing of late, with a plethora of launches and updates flooding the market. The segment that was kickstarted by the Renault Duster now has an entrant from the Land of the Rising Sun. Honda has jumped into the fray with the BR-V, a seven-seater crossover SUV. The Hyundai Creta and the Renault Duster lie squarely in its crosshairs. What does it offer? Let's take a look in this short Honda BRV review! Pros: 1. An extra row of seats. Can accommodate the in-laws for the occasional weekend trip. 2. Leather upholstery on the top-spec variant adds a premium touch to the cabin. 3. Petrol motor is very refined. Optional CVT automatic available as well. 4. The diesel engine is amongst the most fuel-efficient engines of the lot. The ARAI-rated mileage stands at 21.9km/l. Cons: 1. Woefully under-equipped vis-a-vis rivals such as the Creta and the Duster. No overtones that the design carries. We have to add that the Honda looks significantly smaller in the flesh. Prepare to be slightly surprised when you first lay eyes on one. While the new Honda BRV is amongst the longest in its segment, it isn't very wide. For instance, the Duster is a full 87mm wider. The narrow dimensions are evident easily, as the BR-V does not have the mandatory butch stance most compact SUVs have. Honda has added SUV-inspired elements such as matte-black cladding and roof-rails, which gel well with the overall theme. The sixteen-inch alloy wheels get a finish we have seen on the Mobilio RS. While they look cool in isolation, they seem tiny and lost in the busy side profile. Our favourite angle to view the BR-V has to be the front three-quarters. The Accord-inspired face, with large projector headlamps, LED light guides and the matte-silver skid gives the compact SUV a likeable face. We like the creases on the bonnet and around the foglamp housing on the bumper that go the extra mile in adding some aggression to the face. The rear looks quite drab and mini-van like. The wrap-around tail lights are connected by a huge reflector strip that runs across the length of the boot. Barring the small strip of chrome above the number plate area and the skid plate, there's nothing to write home about the rear section. Summing up, the styling isn't as muscular and butch as a Renault Duster, nor as clean as a Hyundai Creta. It is somewhere in the middle. While it does look nice from certain angles, we wish it did not resemble the Mobilio as much, especially from the side. For more Honda BRV images, you can have a look at our Pictures section. Interiors: While the exterior of the BR-V does emit a Mobilio-esque vibe, the interiors don’t share the MPV’s relatively cheap look and finish, though there is room for improvement, especially considering the competition it faces. The top-spec version gets good-quality leather upholstery with leather around the steering wheel, gear knob and door armrest as well. You also get adjustable headrests for all seven seats. Honda’s “man maximum machine minimum” philosophy has given its cars a good reputation when it comes to space, to the extent that hatchbacks like the Jazz offer space that can put sedans in segments above it to shame. All three rows of the BR-V are very accommodating and can hold the average Indian frame in reasonable comfort, even if the person is on the bulkier side. Space in the second row is generous enough to accommodate one six-footer behind another. The seat compound isn’t very soft and, while it will help on long-distance highway trips, short in-city journeys could prove to be a little irritating. Legroom and headroom get a thumbs up from us, but under-thigh support is inadequate because of the small seat base. Another problem in the second row is the fact that it can’t support three passengers together, and the S-Cross does a better job of this. In the third row, headroom is surprisingly good, but this still isn’t a seat of choice to begin with. Passengers here will tend to sit with their knees pointing upwards and under-thigh support is not commendable by any means. It’s best suited for kids, or perhaps adults on short journeys. Boot space with all the seats up is 223 litres, expandable to 691 litres with the third row tucked away. The BR-V does make a good proposition for a large family and will satiate most needs, but ignores many of the buyer’s greeds. The feature is far too spartan and, while you do get keyless entry and go, and automatic climate control with roof-mounted rear AC vents, these features aren’t differentiators. The music system would barely be acceptable in a Brio, let alone the BR-V. Additionally, the 4.4-metre length should immediately warrant the inclusion of parking sensors at least, if not a rear-view camera; not to mention, you get just one 12V charging socket (for the front passengers) in a car that has three seat rows. Performance: The BR-V is available with two engine options, both of which have been tried and tested under the City's bonnet. Have a look at the Honda BRV S-variant. The base (E) variant does get the bare essentials and adding an after-market entertainment system will make this a decent package for the price-sensitive buyer. However, you will have to upgrade to the S-grade to get a little more novelty. Thankfully, you don’t have to go up to the top-end variant to get a good share of what the BR-V has to offer. The S-variant gets the 2DIN entertainment system with multi-media support and steering mounted audio controls. You also get automatic climate control and chauffeur driven owners get a sliding 2nd row seat and rear AC vents. A height-adjustable seat for the driver, along with the rear defogger, wiper and washer are also offered, making this the most value for money variant in the range. The V-grade adds niceties such as push button start, alloy wheels, and an MID, but this variant is mainly for those opting for the CVT automatic gearbox, as the additional features do come at a steep premium. The range-topping (VX) model primarily adds premium leather to the interior and a few additional features to bump-up the BR-V’s premium factor. Verdict: With the BR-V, Honda has done just about enough to keep up with the competition, but little to beat it. It has seven seats, offers a compliant ride, and has engines that have proven themselves in other cars from the Japanese automaker’s stable. However, everything else is lukewarm at best, with nothing to make you exclaim in appreciation. In a market that has buyers who are hungry for features, loading the BR-V to the gills should have been a no-brainer. Hyundai did it with the Creta and the results are here for us to see. The two deal makers for the BR-V will be the fact that it has seven seats and Honda’s hassle-free ownership experience. Honda had an opportunity to more than one up the slow-selling Mobilio, but may have played it too safe in a highly-competitive market. Honda has priced the BR-V petrol between Rs. 8.75 – 11.99 lakh and the diesel between Rs. 9.90 – 12.90 lakh. This puts it around the same range as the Duster and Creta and will make it tempting for buyers with large families. We feel the Honda BRV price in India is decent but we wish it came with more kit to drive the deal home. Source: www.cardekho.com www.TheUrbanDove.com PAGE 6 28 MAY 2016 CLASSIFIEDS FOR CLASSIFIEDS DISPLAY ADS 98402 77562 95660 00835 044-4358 2003 marketing@theurbandove.com www.theurbandove.com FREE INVITATION FOR JOB ADVERTISEMENT The wanted section is completely free for employers who wish to post on their vacancies. 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AMLICIOUS MANGO FESTIVAL Date 15th Apr - 31st May Time 12:00pm - 11:00pm Address : Khandani Rajdhani, Express Avenue, 3rd Floor, Whites Road, Near Wesley Church, Royapettah, Central, Chennai. TRIBAL & FOLK ART: EXHIBITION Date 20th May - 29th May Time 06:30pm - 11:30pm Address : Spice Haat, Hyatt Regency, 365, Lobby Level, Anna Salai, Near Ramee Mall, Teynampet, Central, Chennai. Pu b l i s h e d b y D i v y a , Ta n s i N a g a r, Ve l a c h e r y, C h e n n a i - 6 0 0 0 4 2 . Pr i n t e d a t R a t h n a O ff s e t Pr i n t e r s, N o. 4 0 , Pe t e r ' s R o a d, R o y a p e t t a h , C h e n n a i - 1 4 . E d i t o r D i v y a . R N I N o. T N B I L / 2 0 1 5 / 0 4 3 3 8