Don Hewlett - The newsLINK Group
Transcription
Don Hewlett - The newsLINK Group
Dealers’ Choice FALL 2011 Volume 51, Issue 3 O F F I C I A L P U B L I C AT I O N O F T H E T E X A S A U T O M O B I L E Don Hewlett Georgetown D E A L E R S A S S O C I AT I O N Meet the Newest Face of APPI Energy To expand on our 10 year partnership with TADA and our success in reducing electricity cost for 250 dealers, APPI Energy has a new office near Arlington, TX, staffed by Dawn Diaz, Senior Energy Consultant. With over a decade of experience in electricity consulting in Texas, Dawn will work with TADA Dealers to provide the education, information, and solutions required for you to effectively compete in the Texas electricity market. • Electricity Procurement • Lighting Retrofits Dawn Diaz, Senior Energy Consultant • Facility Audits • Energy Curtailment Programs Contact Dawn at 817-914-1710 or ddiaz@appienergy.com. 990 Highway 287 N. • Suite 106, PMB 317 • Mansfield, TX 76063 www.appienergy.com Dealers’ Choice O F F I C I A L P U B L I C AT I O N O F T H E T E X A S A U T O M O B I L E 18 D E A L E R S A S S O C I AT I O N The Dealers’ Choice is a publication of Newsletters Ink and is the official publication of Texas Automobile Dealers Association. The Dealers’ Choice is published 4 times per year by Media Communications Group, Inc. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of Dealers’ Choice, or its publisher Media Communications Group, Inc. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by Media Communications Group, Inc. 25 Donna Norton, Managing Editor 21 6 Adverse Action Legislation: What Procedures Should You Have in Place to Comply? About the cover: Don and Patty Hewlett, Georgetown, Texas. 9 Counselor’s Corner: Texas Occupations Code (“TOC”) 12 TADA and AUTOPAC Together Make it Happen 15 Texas Legislature Takes Action on Dealer Priorities 18 A Tribute to Ramsay Gillman: 1944 - 2011 21 Don Hewlett: A Passion for Cars 25 Texas Dealer Academy – “Leadership Development for Today and Tomorrow” 26 Gillman Auto Group Partners with NBC’s Today Show “Lend a Hand Charity” 29 DeMarcus Ware: How I Spent My Lockout Scan this code with your smart phone for a direct link to the TADA website. 30 It’s a Whole Lot Cooler in Hood County, Texas Thanks to One Granbury Car Dealership 32 Why Can’t I Get My Car Serviced at the Dealership? 33 Is Your Cash Stuck in “Park”? Shift to “Drive” with the Right Inventory! 4 Adverse Action Legislation: What Procedures Should You Have in Place to Comply? a counteroffer, or determine that the application is incomplete. Your policy should require that you give this notice within 30 days of receiving any credit application. Adopt adverse action notice procedures to ensure that you send adverse action notices when required. You should have a policy of sending notices whenever you are involved in making the credit decision or setting the terms of credit and adverse action is taken. If you send out simplified adverse action notices, designate a finance manager who is knowledgeable about adverse action law and trained in your dealership’s adverse action notice procedures to respond to all customer requests for a specific statement of reasons. Adopt and implement record-retention policies. In particular, ensure you keep records stating, or otherwise record, the specific reason why you did not provide financing on the requested terms. Your record retention policy should also include procedures for disposing of records as required by other applicable laws and regulations that are not discussed in this guide. F ederal law prohibits discrimination in any aspect of a credit transaction. Under the Equal Credit Opportunity Act (“ECOA”), you cannot treat a credit applicant less favorably because of color, religion, national origin, sex, marital status, age, or because the applicant relies on social security, welfare, or other public assistance. This law also requires you to give a notice, called an “adverse action notice,” under certain circumstances, such as denying a request for credit. A related law, the Fair Credit Reporting Act (“FCRA”), also may require you to give an adverse action notice (which may be combined with the ECOA notice) if a credit report or information from a third party other than a consumer reporting agency (“CRA”) is involved in an adverse credit decision. You should adopt policies and procedures to ensure that you are: (i) sending out timely and proper notices as required by the ECOA and the FCRA, and (ii) maintaining proper records. You should implement a policy that, at a minimum, includes the following: A requirement to notify customers who apply for credit about the action you take—whether you accept, reject, make visit us at Adopt a formal practice of allocating responsibility for sending out adverse action notices. For example, consider including a statement in the dealer/ finance source agreements that the finance source is responsible for sending out its own adverse action notices. Conduct periodic, internal audits to ensure compliance with the policies and procedures you adopt. Q This article is adapted from A Dealer Guide to Adverse Action Notices. Please sign in to www. nadauniversity.com and visit Resource Toolbox to access this and other Driven guides. www.tada.org 6 REACH MORE INVENTORY ship cars by rail and save! Save 10% on your next shipment with promo code TADA1101. Good through 9-15-2011 to 12-15-2011 Scan to download our FREE mobile App VISIT shipcarsnow.com OR CALL 866-207-3360 LEARN MORE, GET A FREE QUOTE OR PLACE AN ORDER A Union Pacific Company From global resources through local insight into the Texas market. Opportunity at every step.™ Take advantage of world class solutions and unwavering support from a client manager who’s committed to understanding your evolving needs. Working hand in hand to provide you with deep industry expertise and a full range of customized solutions to help you succeed. Mike Weidner Market Executive mike.weidner@baml.com 1.281.246.1081 “Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., all of which are registered broker dealers and members of FINRA and SIPC, and, in other jurisdictions, by locally registered entities. Investment products offered by Investment Banking Affiliates: Are Not FDIC Insured y May Lose Value y Are Not Bank Guaranteed. ©2011 Bank of America Corporation. COUNSELOR’S CORNER Texas Occupations Code (“TOC”) What Should Dealers Know About This Statute? BY WM. DAVID COFFEY, III, WM. DAVID COFFEY III & ASSOCIATES, AUSTIN, TX This article is the opinion of the author and is not endorsed by TADA. A dealer may wish to seek their own legal counsel. of litigation. Our offices, over the last 25 years, have had our share. What, then, should dealers know about the statute? Perhaps the most import issue that a franchised dealer will ever face is an at tempt by the manufact urer or distributor to terminate the dealer’s franchise agreement. The statute, at TOC §§ 2301.453/.455, at tempts to limit the contractual grounds for termination contained in most franchise agreements and attempts to impose a notice and hearing str ucture on the manufacturer/distributor’s attempt to terminate the agreement. Typical grounds for termination that this office has seen over the years are alleged fraud in the warranty claims process, a l leged sa les per for mance deficiencies, alleged facility inadequacies and alleged customer satisfaction deficiencies. One could write a book on each one of these grounds for termination before even proceeding to the rest of the statutory subsections contained in Chapter 2301. In this article, we only have time to scratch the surface of one of these grounds. We start with sales performance. Those dealers who have been around a while know that TADA has, for many years, shepherded through the legislature a statute designed to level the playing field somewhat between manufacturers, distributors and dealers. W hen our offices first became involved representing franchised dealers in the 1980s, the statute was called the Texas Motor Vehicle Commission Code. Ultimately, it became known as Chapter 2301 of the Texas Occupations Code (“TOC”). This and future articles will discuss this statute because it should be of paramount interest to franchised dealers. A statute which attempts to rewrite the power equation incorporated into the most tightly written adhesion contracts known to man (i.e., the typical dealer agreement) is, to put it mildly, subject to a great deal Many if not most manufacturers/distributors use a sales performance formula sometimes referred to as “RSI” or Retail Sales Index. This is a statistical device which allows the manufacturer/distributor to terminate those dealers that it wants to terminate and keep those dealers that it wants to keep, while, at the same time, being able to provide a so-called scientific or quantitative basis for termination with which to dazzle the courts. The way RSI works is that the manufacturer/distributor provides, in the franchise agreement, that all dealers must, at all times, maintain RSI 100.1 The way RSI 100 is calculated is that the manufacturer adopts what it considers a reasonable, benchmark, market-share average such as national, regional, state or otherwhere. It then multiplies that benchmark in percentage form against the industry registrations within a dealer’s Primary Market Area 2011 FALL 9 (“PMA”), during a defined period of time, either on a segmented or unsegmented basis. This calculation produces an “expectation” for the dealer’s sales in any and all geographies. In other words, the dealer’s total retail sales are expected to reach this level of “expectation” produced by the equation. If it does, then the dealer has achieved RSI 100 or what is sometimes called “sales efficiency.” If they do not, then the dealer is in technical breach of the franchise agreement. Since, however, the benchmark used to calculate expectation is an average, then it is subject to the law of averages and, therefore, at any particular point in time, only approximately 50% of dealers will achieve RSI 100. The typical franchise agreement, however, requires that all dealers must achieve and maintain RSI 100 at all times. Consequently, approximately 50% of a manufacturer’s/distributor’s dealers are in technical breach of their dealer agreements at all times. The manufacturer/ distributor has the flexibility to call it a material breach or not. It is this ambiguity which allows a manufacturer/distributor to cherry pick the dealers that it wishes to terminate for sales performance because it allows the manufacturer/distributor to decide where in that lower 50% it will draw the line below which termination occurs. of the dealer’s PMA, the presence or lack thereof of intra-brand competitors and their proximity to the dealer’s location and the degree of out-migration from the dealer’s trade area. None of these factors, of course, are subject to the dealer’s control and, thus, it is, in part, a matter of fortuitousness whether any dealer ever or consistently achieves RSI 100. This conceptual roll of the dice is put forward, by the manufacturer/distributor, as the quantitative or statistical basis justifying termination on sales performance grounds. Arbitrary or not, the courts and agencies often buy into it because it sounds fair and reasonable. But is it? Its reasonableness can be challenged under the statute. Q 1 The “law of averages” generally means that when an average is calculated from a set of data approximately 50% of the data from which it is created will fall above the average and approximately 50% below. 2 “Demographics” may be defined as the study of human populations and their characteristics, such as size, growth, density, distribution and vital statistics, including incomes and consumer preferences. Our offices have represented franchised dealers exclusively for over 25 years. We are here to help if you need us. Contact Wm. David Coffey, III at (512) 328-6612 or email: info@wdcoffeylaw.com Q Further, it has been established in more than one case that a dealer’s ability to achieve RSI 100 is substantially dependent on the demographics2 in the dealer’s PMA, the size and shape AUTO DEALER SHIELD C O V E R A G E SM O P T I O N S SM Find out more about Federated’s innovative insurance programming and coverage options today! s .OCOINSURANCEPENALTYFORBUILDINGANDCONTENTS s 7ORKERSCOMPENSATION s !DDITIONALVALUEPROTECTIONFORBUILDINGS s #OMMERCIALUMBRELLAINCLUDINGNONEMPLOYMENT RELATEDHARASSMENTDISCRIMINATION s 3YSTEMS"REAKDOWNFORCOVEREDEQUIPMENT s $ISASTERDEDUCTIBLE s 0REMIER3ELECT BUSINESSINCOME SM s $ATACOMPROMISECOVERAGE s %XECUTIVESPERSONALLIABILITY s )MPROVEMENTSTOmOORPLANVEHICLES s %MPLOYMENTRELATEDPRACTICESLIABILITYWITHSUPPORT FROMINVATE ® s &EDERATEDSSELFINSUREDRETENTIONPROGRAMSFOR0ROP ERTYAND#ASUALTYAND7ORKERS#OMPENSATION s &EDERATEDS3HIELD.ETWORK ONLINERISKMANAGE MENTSUPPORT SM s 4ITLEERRORSANDOMISSIONS s 0OLLUTIONLIABILITYBODILYINJURYPROPERTYDAMAGE ANDCLEANUPCOSTS s %XTENDEDDEFENSEPROTECTION s 'ROUPHEALTH s )NSURANCEAGENTSERRORSANDOMISSIONS s "USINESSSUCCESSIONANDESTATEPLANNINGFACILITATION s 4RUTHINLENDINGANDLEASING s $AMAGETOCUSTOMERVEHICLES Contact your local Federated Representative, or call Federated at 1-800-533-0472 Coverages subject to deductibles of the policy. All coverages and services may not be available in all states. (G&RS\ULJKW)HGHUDWHG0XWXDO,QVXUDQFH&RPSDQ\ &RS\ULJKW)HGHUDWHG0XWXDO,QVXUDQFH&RPSDQ\ 10 Are You Ready? For the Automotive Industry Event of the Year For the first time ever we will hold our NADA Convention and Expo in conjunction with the ATD Convention and Expo in Las Vegas, Nevada! Mark your calendar for February 3-6, 2012, to reap the benefits outlined below. We promise: 䊳 Exciting new exhibits 䊳 Workshops on the most recent trends and best practices with topics featuring the latest from facility construction to everything internet. 䊳 A respected line-up of speakers, including: t Sergio Marchionne, CEO Chrysler LLC t Aron Ralston, survivalist and inspiration for the film 127 Hours t George W. Bush, 43rd President of the United States and Founder, George W. Bush Foundation 䊳 Valuable face time with the manufacturers 䊳 A New Social Connection Zone complete with Twitter Wall We deliver: 䊳 Comprehensive on-line resources Money-saving early bird registration 䊳 3 bonus workshop sessions on Friday 䊳 Exhibit time all day, every day 䊳 The Industry’s Premier Marketplace featuring the latest technologies and trends Registration and Housing to open online at www.nadaconventionandexpo.org 䊳 Voice of the Dealer… TADA and AUTOPAC Together Make It Happen TADA Chairman Legislative Committee John Zwiacher TADA Chief Executive Officer Legislative Affairs Rob Braziel AUTOPAC allows TADA to pool the dealers’ resources so that we can collectively support the pro-dealer candidates who have stood up for the retail automobile dealers in the past and will do so in the future. AUTOPAC and its financial support for candidates is the means to ensure that the voice of the dealer is heard at the Texas Capitol. Each year, TADA solicits all Texas dealers for contributions to the PAC. There are three levels of contributions ($1000, $1500, and $2500) that dealers can select. These resources allow the PAC to contribute roughly $350,000 to candidates each election cycle. Thanks to a major campaign in the summer of 2010 led by then TADA Chairman David Alderson and TADA Legislative Chairman John Zwiacher, we added 39 dealer contributors and over $41,000 to the PAC. As a result, the PAC had its best fundraising year in the past six years ($215,500) and the next best participation rate during that time period. The PAC ended the fundraising year with 200 total contributors, and 24 contributors at the $2500 level. Our goals continue to be to improve both the participation rate and the amount of funds raised by the PAC. Along with the TADA Leadership, AUTOPAC Trustees Ernesto Ancira, Don Buckalew, Bob Hoy, and Jim Janke are planning an aggressive fundraising campaign for AUTOPAC this fall. The 82nd Regular Session of the Texas Legislature saw the passage of SB 529, TADA supported legislation that strengthens key provisions of the franchise law which governs the relationship between franchised automobile dealers in Texas and their manufacturers and distributors. S ecuring positive legislative responsiveness on major issues like those in SB 529 requires that dealers participate aggressively in the electoral process through AUTOPAC, the TADA political action committee which supports state and local candidates here in Texas. 12 Please be on the lookout for future AUTOPAC solicitations and help us do all you can to help fund the franchised dealer’s political action committee. The contributions you provide are critically important to getting the job done for the franchised dealers of Texas at the Capitol. Q THANK YOU! DEALERS WHO HAVE CONTRIBUTED AT THE $2500 LEVEL TO AUTOPAC (2010 CALENDAR YEAR) Cary T. Wilson Eddie Bradley Jim Brown Robert Howard Cliff Collier Vicki Roberts Howard Sam Pack Skip Martin Don A. Buckalew Ron Wallace Tom Durant Frank Boggus James L. Masten Cecil Atkission David Connell David Alderson John Zwiacher Robert F. Boggus W. Carroll Smith Finley Ewing III John Bass Curtis C. Gunn, Jr. Milton Greeson Milton Killebrew Ron Carter Autoland, Inc. AutoInc. Don Davis Ford Lincoln Don Davis Dodge-Chrysler-Jeep Howdy Honda Lexus of Austin Sam Pack’s Five Star Ford, LTD. Martin Autopark Buckalew Chevrolet Mission Chevrolet, LTD. Classic Chevrolet, LTD. Boggus Motor Company Beck & Masten Buick GMC, Inc. Cecil Atkission Motors Dodge Country Alderson Enterprises, Inc. Scoggin-Dickey Chevrolet-Buick-Hummer-Saab Boggus Ford Lincoln Momument Chevrolet Ewing Autohaus, Inc. Jim Bass Ford-LM-Mazda Curtis C. Gunn, Inc. Atzenhoffer Chevrolet-Cadillac Co., Inc. Killebrew, Inc. Alvin Amarillo Arlington Arlington Austin Austin Carrollton Cleveland Conroe El Paso Grapevine Harlingen Houston Kerrville Killeen Lubbock Lubbock McAllen Pasadena Plano San Angelo San Antonio Victoria Victoria TADSIG... Creates Success For Auto Dealer Members • $494,192 in surplus returned to member dealers to date • Dealer membership has increased by 25% in 2011 YTD • 6 years in operation, 6 years of solid financial performance • At cost, buy from yourself approach to workers’ compensation • Preferred risk workers’ compensation program exclusively for qualifying TADA members • Owned and operated by TADA members Call Tim Akard at 512-636-6465 for more information. w w w. t a d s i g . c o m 512.636.6465 2011 FALL 13 Texas Legislature Takes Action on Dealer Priorities After 170 days in Austin, the 82nd Regular Session of the Texas Legislature and the First Called Special Session concluded on Wednesday June 29, 2011. I mportantly, the Legislature was finally able to pass a budget and implement legislation that will allow the budget to be certified as balanced for the 2012-2013 biennium. And this was done without a change in the margins tax to bring in additional revenue. While the budget, redistricting, tort reform, immigration and other controversial issues took the bulk of the attention and time of the Legislature, the Texas House of Representatives and Senate did take and complete action on a number of TADA legislative priorities prior to adjournment. TADA started the session with bills in three key areas, and these are profiled below. Further updates will be coming on these issues as well as the other matters signed into law affecting the retail automobile industry. Manufacturer/Dealer Franchise Laws SB 529 (Sen. Joan Huffman-Author, Rep. Todd Hunter-Sponsor) SB 529 amends Chapter 2301, Occupations Code in several areas to improve the regulation of the motor vehicle manufacturer/franchised dealer relationship. Major changes in the structural underpinnings of the retail automobile industry in the past couple of years, including the bankruptcy of major automobile manufacturers and the loss of over 100 franchised dealerships in the state, necessitated statutory updates to address certain practices that threaten the continued viability of Texas franchised dealerships and the industry. SB 529 preserves dealer property rights. The legislation prevents a manufacturer or distributor from using the franchise agreement to exercise exclusive control over the use of the dealership property, unreasonably limiting or impairing the ability of a franchised dealer to use the dealership property as the dealer considers appropriate, or controlling the use of the dealership property after the franchise is terminated or discontinued. SB 529 also prohibits a manufacturer or distributor from forcing a dealer to sign a separate property use agreement as a condition to entering into a franchise, approving the addition of a linemake, approving a relocation of a dealership, or approving the sale or transfer of a dealership. The legislation also terminates any separate property use agreement when a franchise terminates or the dealer alters the exclusive use of the property in violation of a property use agreement, but provides for the reimbursement of any cash consideration provided by a manufacturer or distributor for a property use agreement in the event the dealer alters the exclusive use of the property during the term of the agreement. SB 529 places reasonable time limits on facility requirements. The legislation ensures that a manufacturer or distributor cannot unreasonably mandate facility changes at a dealership by providing that a dealer is not required to alter the dealership to comply with a new program within 10 years of the completion of construction to achieve compliance with a previous program. This provision also applies to any successor in interest at the dealership. SB 529 allows a dealer to recover a portion of the facility investments when a manufacturer or distributor eliminates a vehicle line-make within 2 years of construction or upgrade of a dealership facility. It allows a terminated dealer to recover one year of dealership rental value if the dealer has not constructed a new facility within the last two years and provides for the ability of the terminated dealer to recover the value of the franchise as it existed prior to the elimination of the line-make. SB 529 was signed into law by the Governor on 5/27/11, and it becomes effective 9/1/11. Texas Department of Motor Vehicles HB 2017 (Rep. Ruth Jones McClendonAuthor, Sen. Tommy Williams-Sponsor) In 2009, the Texas Legislature created the Texas Department of Motor Vehicles (TxDMV) in order to separate the management of the vehicle divisions (Motor Vehicle, Motor Carrier, Vehicle Titles and Registration, and the Automobile Burglary and Theft Prevention Authority) from the infrastructure development functions of the Texas Department of Transportation (TxDOT). The purpose of separating the functions of TxDMV and TxDOT was to increase the efficiency and effectiveness of both agencies in the service of Texas’ transportation needs. During the 82nd Regular Session, the Board of the new TxDMV, with the input of stakeholders including TADA, sought certain legislative revisions in HB 2017 to update the governance, organization, duties, and functions of the TxDMV. Prior to introduction of the bill, TADA successfully argued for the removal of provisions that would have eliminated the advertising cure rule and limited certain dealer protest rights unfairly. The final version of the legislation alters certain definitions, clarifies certain obligations of manufacturers and distributors, allows for the issuance of electronic licenses, and provides a mechanism for Board to delegate its functions by subsequent rulemaking. Q texas legislature — continued on page 17 2011 FALL 15 texas legislature — continued HB 2017 was signed into law by the Governor on 6/17/11, and it becomes effective 9/1/11. Vehicle Registration and Titling HB 2357 (Rep. Joe Pickett-Author, Sen. Tommy WilliamsSponsor) HB 2357 was priority legislation for the TxDMV reorganizing Chapters 501 and 502 of the Transportation Code to largely provide the framework for electronic titling and registration in the future. TADA successfully sought amendments to preserve important elements of the current system until electronic titling and registration is accomplished. Importantly, HB 2357 allows the TxDMV to establish service standards for the tax assessor-collectors and allows the tax assessor-collectors to license and compensate dealers who perform registration and titling duties. In addition, the bill retains the registration simplification regime enacted during the 81st Regular Session and also makes the registration revisions for used vehicles consistent with SB 1057 outlined below. HB 2357 was signed into law by the Governor on 6/17/11, and it becomes effective 1/1/12. SB 1057 (Sen. Jeff Wentworth-Author, Rep. Linda HarperBrown-Sponsor) S.B. 1057 will improve the process for registering used vehicles. Under current law, a motor vehicle dealer is required to remove each license plate and the registration insignia from a motor vehicle when it is transferred to the dealer. Prior to SB 1057, the part of the registration period remaining at the time of the sale or transfer to the dealer continued with the vehicle being sold or transferred and did not transfer with the license plates or registration insignia. Given that the registration period remains with the vehicle sold or transferred to the dealer, a dealer has been required to determine the amount of time left on the current registration of the vehicle and register the vehicle for that period of time when the dealer sold the vehicle. This has often led to errors in calculating the appropriate time period and left the buyer with some fraction of a year for their initial registration period. To remedy these issues, SB 1057 terminates the registration period remaining on the motor vehicle at the time of sale or transfer to the dealer and requires the dealer to register the vehicle for an entire registration period (one year) when the vehicle is subsequently resold. The process will be simplified as a dealer will not be required to calculate a registration period and the new owner will obtain a full year on their vehicle registration. SB 1057 was signed into law by the Governor on 6/17/11, and it becomes effective 9/1/11. Q 2011 FALL 17 Ramsay Gillman A Tribute to BY KAREN PHILLIPS R 1944 – 2011 amsay Gillman was the “Everyman” dealer. He understood the needs of and the need for the small, the midsized, and the large dealer. One of Ramsay’s oft-repeated sayings to the ever-enduring motor vehicle industry was that “there are two things in life every young man wants and I sell one of them.” Ramsay gave back to the industry that he loved by accepting an appointment on the Texas Motor Vehicle Commission in 1984 and then on the Texas Department of Motor Vehicle Board in 2009. He was the President of HADA, a TADA Vice Chairman, and President of NADA. TADA honored Ramsay with a lifetime achievement Automotive Legends Award in 2009, an induction by daughter Stacey that left him speechlessperhaps for the very first time. His zest for life was his way of life. He understood that risking nothing means risking everything. I miss Ramsay’s jokes, his counsel, and his friendship and I know you do too. “Whereas, a full, over-the-top and incredible life came to an end with the passing of Ramsay Gillman on June 3, 2011 at the age of 67; “And whereas, the native Houstonian and sixth generation Texan began his automotive career working in the parts department of his father’s Pontiac dealership located in downtown Houston, and after attending the General Motors Dealer Management Institute and other specialized schools in 1967, a 23-year-old Ramsay Gillman became an authorized automobile dealer; “And whereas, Ramsay Gillman served as president of the Houston Automobile Dealers Association, appointed 18 The following resolution was presented to his children Stacey, Jason, and Christopher by Victor Vandergriff, Chair, at the Texas Department of Motor Vehicles Board meeting, July 14, 2011. in 1984 by then-governor Mark White, Ramsay ser ved three years as vice chairman of the Texas Motor Vehicle Commission, Ramsay was the director of the National Automobile Dealers Association from 1989 through 1999 and he chaired various committees of this association from 1993 through 1999, and most recently Ramsay was serving as the chairman of the board of the Gillman Companies, a trustee for the National Automobile Dealers Association Political Action Committee, and as an appointed board member by Governor Rick Perry to the Texas Department of Motor Vehicles; Award from the American International Automobile Dealers Association for his life commitment to the automobile business and charitable organizations, and again in 1997 an official Texas House of Representatives resolution passed on behalf of his outstanding achievements over his years of philanthropy; “And whereas, Ramsay received the 1996 Sports Illustrated All Star Dealer “And whereas, Ramsay was dedicated to his wife, Stevie, and to their children, “And whereas, Ramsay Gillman supported the Fort Bend County Women’s Center, the Ronald McDonald House, Houston Livestock Show & Rodeo Youth Scholarship Program, Sickle Cell Association and Muscular Dystrophy Association; Stacey, Jason and Christopher. Ramsay had an extraordinary ability to lead and inf luence change, he instilled honesty, integrity and customer service values in his children and prepared them to lead the Gillman Companies. Ramsay believed and lived the concept of work hard and play hard that included Ramsay’s plans of adventure with his grandchildren, Grace, Frankie, Jace and Cavan; Vehicles pays tribute to the hee life h liiffe off RamR am mssincerest inccer ereesst tto o the th hee say Gillman and extends si r iien ri e nds en d s aand nd n d tthe hee h members of his family, ffriends oy yee eess,, and and d be be it it Gillman Company employees, o f fi f icial cial ci al ccopy op py of of further resolved that the of official d fo or hi h is fa ffamily am mii ly y this resolution be prepared for his De epart paarttm p meen ntt o and that when the Texas D Department off th his is d ay y, it it d oe s oe Motor Vehicles adjourns this day, does i l llm il man.” an.” an ” Q so in memory of Ramsay G Gillman.” “A nd whereas, R amsay Gi l lman was not afraid to step into the foreseeable conf lict, he was a mentor, guide and friend who displayed a contagious positive demeanor, he enriched us with his story-telling, displayed mastery on the golf course and hunted and fished with expertise; “And whereas, work and leisure were Ramsay’s excuses to meet people. We were grateful he had those excuses throughout 67 years of a joyful life; “Therefore, be it resolved that the Board of the Texas Department of Motor 2011 FALL 19 BY RACHEL INGRAM W hen Don Hewlett was a high school freshman, he came home from Boy Scout camp to find a black Chevrolet parked outside his house in Lockhart, Texas. “Is there somebody here visiting?” he asked his dad. “Nope,” said his dad, the 1931 Chevrolet two-door sedan was now Don’s. For a guy whose life would revolve around cars, and whose success and goodwill would make him a pillar of Georgetown, that sedan was a modest start. Don Hewlett driving car for Patty Pope (later Hewlett), Duchess of Lockhart “It had a motor and a transmission,” laughs Don. “No radio, no heater. I had my girlfriend, Patty—who became my wife—sitting next to me. She was my heater.” Today he drives an Equinox, and for long trips, a Tahoe. “I’ll always drive a Chevrolet,” he says. “Like Coach Darrell Royal said, ‘You gotta dance with who brung you.’ Well, Chevrolet brung me to this situation here.” This situation involves owning the largest Chevrolet dealership in Central Texas. It’s also the third largest in the state and sixteenth of about 4,000 Chevy dealers nationwide. This situation also involves taking pride in his adopted hometown, supporting its community and businesses, and generally being a good guy. The Hewlett dealerships have prospered over the years for three specific reasons. First is the company’s ability to 2011 FALL 21 I wanted to have my own dealership or a part of my own dealership by the time I was 35 years old. attract and retain good employees by appreciating and rewarding them in meaningful ways. One of Don’s employees just retired after more than 50 years of service. “We’re only as good as the people we have working with us,” Don says. Second is providing complete customer satisfaction and following up with customers. “Make sure that they are completely satisfied to the best of your ability,” says Don. The final element to the Hewlett dealership’s success is passion. “You have to be passionate about whatever you do,” he says. “If you show that enthusiasm, first your employees will pick up on that, then your customers.” And Don’s enthusiasm reaches well beyond the dealership. When he started to attain modest success, Don decided it was time to give back to the community. So he joined the Georgetown Chamber of Commerce’s board of directors in 1973, and stayed there for eight years, serving as its president twice. With a 22 population of around 6,000, Georgetown had a smaller business community then, but Don learned a lot about the town and its needs. He remembers chatting with Harry Gold, owner of Gold’s Depar tment Store—now the Gold Building—on the Square. “He would say, ‘Now, Hewlett, we’ve got to take down those big boys in Austin. We’ve got to really hustle and outwork them, and we’ll get their business from them,’” remembers Don. He took that advice to heart. In other community-minded activities over the past 40 years, Don served two terms on the Georgetown Independent School District Board of Trustees, one term each as president of the Rotary Club and Lions Club, and he’s held several church offices. Among other philanthropy, Don and his wife built a new room for the Georgetown Public Library, as well as a room for the Wesleyan at Estrella Retirement Home. This all started with Don’s love of cars. He initially became infatuated with them as a boy in Lockhart, when new-car production picked up after World War II. His first jobs beyond the family farm were at a service station and the local Chevy dealership. The only job he’s ever had outside the car industries was with Humble Oil Company, which helped pay for his tuition at the University of Texas at Austin. “I did that for five summers,” says Don. “I liked it. It was hard, hard work. I made a big, big check of about $1.75 an hour, which was a lot of money back then. All my friends were making about 50 cents an hour.” Once he graduated from U.T. in 1958, Don went back to the automobiles, selling his beloved Chevys at Capitol Chevrolet in Austin. He worked his way up to sales manager and developed a strong relationship with dealer Charles Nash, who served as the dealership’s chairman until he passed away in March. Along with Don’s father Lan Hewlett, Nash was one of Don’s mentors and role models. Other “car men” who had an impact on his life include Mose Glosserman, a successful Chevy dealer in Lockhart, H.G. Pope, and Buster Compton, the man whose phone call brought Don, his wife, and their four children to Georgetown. Mike, the youngest of the three, manages the dealership’s customer relations for the service, parts, and body shop departments. Like his father before him, Mike is serving on the G.I.S.D. Board of Trustees. “I’m blessed to have all three of my sons involved in this business,” says Don. “I’m proud of those three boys and our daughter Kathy and her husband, Brad Pharr, who live in Round Rock.” Buster helped Don reach one goal he’d always had. “I wanted to have my own dealership or a part of my own dealership by the time I was 35 years old,” says Don. “I missed it by 20 days. That’s just the way it worked out, but you always have to stay focused, focused, focused.” He and Buster formed downtown Georgetown’s Compton Motors in 1971. When Buster passed away in 1983, Don bought the company’s remaining stock and became the only dealer. “The good Lord was taking care of us when he offered me the opportunity to move to Georgetown,” says Don. “It’s been a great experience. This is a fantastic community and we are totally blessed to live here. I think most of the people here realize that.” When Don’s Chevrolet-OldsmobileBuick dealership outgrew its downtown facilities around the year 2000, he moved the dealership onto property near the IH-35 Westinghouse Road exit. “Our business immediately tripled,” he says. “And we’re selling between three and four hundred units a month. That’s a big accomplishment for anybody, particularly in this time.” All three of Don’s sons are involved in the business now. In fact, they own the Volkswagen dealership that opened with the move in 2000. While Don still keeps his hands in, his eldest son, Don Ross Hewlett, handles most of the day-to-day management at the dealership. Second son David spends half his time at the dealership, and the other half working as an attorney at a major Austin law firm. Surprisingly, after 53 years of the cardealing business, and after relinquishing managerial duties to his sons, Don still enjoys coming to work. “I’m 75 years old, but I still have that fire in my belly and want to come to work every so often to be somewhat of a role model to the group I have here,” he says. His office is right on the Chevy dealership’s showroom floor, where he can watch customers arrive. He still likes to go out and thank each one for coming in. “They are very, very surprised most of the time that there’s a real Don Hewlett sitting here. ‘You’re the Don Hewlett?’ ‘Yes, I am, and I really thank you for coming in, today.’” Q 2011 FALL 23 “My focus is running my dealership—not worrying if my business is protected or how to generate income in my finance department. Zurich lets me do that.” One insurance company for your business insurance and F&I product needs In 2010, more than 1,300 dealerships purchased both business insurance and F&I products from Zurich. Products such as our Unicover® policy, which packages most of the coverages needed by dealerships into one policy. Or our Streamlined Selling System®, which can help you drive increased F&I profit. One company for all your needs, backed by more than 85 years insuring dealerships. Call Spencer Steere, Regional Sales Manager, at 800-622-2660 or visit www.FandIResourceCenter.com for more information. Learn how the economy will affect auto dealers’ expectations for F&I and sales – download our FREE white paper at www.zurichna.com/SDA2. Insurance coverages and non-insurance products and services are underwritten and provided by individual member companies of Zurich in North America, including Universal Underwriters Insurance Company and Universal Underwriters Service Corporation. Certain coverages, products and services are not available in all states. ©2011 Zurich American Insurance Company TEXAS DEALER ACADEMY “Leadership Development for Today and Tomorrow” T ADA would like to invite any future dealers (sons, daughters, family members and key dealership personnel) who are approximately the age of 20 to 40 and are actively working in the dealership to become a member. The TDA is open to individuals who want continuing automotive education, an opportunity to network with other young dealers and to benefit from the expertise of TADA staff, state officials and representatives of key state agencies. The structured program consists of educational and operational training which will prepare candidates for the role of Dealer Principal and nurture friendships in the automotive industry that will last a lifetime. vehicle, learning each week from a comprehensive dealership operations training program provided by NADA University. Please give your young dealer an opportunity to join the TADA Texas Dealer Academy in preparing to be the future of the Texas Automotive industry. Learn more about this exciting new program for young Texas dealers. The next meeting is scheduled for October 19-20 in San Antonio. Details on the TADA website – www.tada.org Q There are currently over sixty enthusiastic members from all over Texas, from every size town, representing every make of Think changing your DMS vendor is hard? Our 10-step informational guide makes switching your DMS easy Visit automate.com to download our FREE eBooks to help guide you through the DMS decision making and data conversion process @AutoMateDMS (877) 340 – 2677 A Dealership Management System Designed By Car People, For Car People™ 2011 FALL 25 Gillman Auto Group Partners with NBC’s Today Show “Lend a Hand Charity” The Gillman Automotive Group through their Gillman Care’s Program partnered with NBC’s Today Show “Lend a Hand Charity” to surprise a local Houston charity, Casa de Esperanza de los Niños – The House of Hope for Children. A s a part of their in-kind donation, Gillman Auto Group will help further support Casa de Esperanza and its endeavor to care for children by providing them with a Chrysler Town and Country van. The Today Show aired live from the Houston based charity neighborhood. “Lend a Hand” is a series on the NBC Today Show where Al Roker travels to 5 cities in 5 days helping out 5 charities. The sponsors, including Gillman Automotive Group, generously donated a total of $2.7 million in goods to Casa de Esperanza. Active in multiple philanthropic causes, 26 Stacey Gillman Wimbish, President of Gillman Auto Group, was enthusiastic about making this donation. “Gillman Auto Group is excited by this opportunity to support Casa de Esperanza and provide them with a vehicle that will enable them to further their dedication to children in need,” said Wimbish. Al Roker and NBC’s Today Show took over Houston on June 15th as part of the 10th Annual “Lend a Hand Charity” event in hopes of providing Casa de Esperanza with the means to grow their outstanding organization. “It is an honor and a privilege for Gillman Auto Group to represent the local Houston business community in something that makes such an impact on bettering the lives of these children,” noted Patrick York, Gillman Auto Group Chief Operating Officer. Q About Gillman: The Gillman Automotive Group is a highly successful 70-year old Houston based chain of family owned and operated automobile dealerships serving the Houston, San Antonio and Rio Grande Valley Markets. For more information visit www.gillmanauto.com. About Casa De Esparanza: Casa de Esperanza de los Niños—the House of Hope for Children—is a safe place for children in crisis due to abuse, neglect or the effects of HIV. Casa de Esperanza provides residential, medical and psychological care according to the needs of each child. DeMarcus Ware: How I Spent My Lockout I ’ve been spending a lot of time lately in the service department of a Hummer dealership in Grapevine, Texas, not too far from the DFW Airport and Valley Ranch, the Cowboys’ headquarters. And I don’t even own a Hummer. Actually, the Hummer dealership is closed. I know the owner, Tom Durant, and he was gracious enough to let me turn the service area into a makeshift gym so I can stay in shape during the lockout. We’ve probably got some of the best weight-lifting equipment around the league in there, including free-motion weights which a guy donated, ropes and a device called “The Flipper” which simulates a tire that you can flip. Some guys don’t have contracts. Some of them don’t even know if they’re going to be with the Cowboys next season. But they’re out there working out, hoping that Jerry Jones and the rest of the NFL owners are going to do the right thing and get this collective bargaining agreement worked out. It hasn’t been all work and no play for me during the offseason. I’ve done some traveling. My wife, Taniqua, and I flew to Los Angeles and attended one of the “American Idol” shows. She’s a big fan. I’ve been able to spend more time than usual with my kids, which has been a great thing. We have a 3-year-old daughter, Q lockout — continued on page 30 It’s a really exclusive gym. You won’t find another one like it. Several of my teammates have been working out with me, including defensive end Stephen Bowen, fullback Chris Gronkowski, offensive tackle Robert Brewster and several other linebackers -- Brandon Williams, Victor Butler and Anthony Spencer. I told them they could work out for free for the first month. After that, they’ve got to start paying monthly dues. Hey, I’ve got to pay rent, you know? We usually work out four days a week: Monday, Wednesday, Thursday and Saturday. The reason we work on Saturday is that way I can keep them honest on Friday, so they don’t go out partying. You can tell who’s been out late Friday night by the way they move around on Saturday. I’m not really worried about staying in condition myself. I’m more worried about making sure that all of the team stays ready and comes in conditioned and ready to go once the lockout is lifted. There are a lot of guys on our team like Tony Romo, Bradie James, Keith Brooking and Jason Witten who are stepping up and being great leaders right now. They’re reaching out to other players -- by text, emails or phone calls -- and stressing how important it is to stay in shape. Everybody is coming together and showing how important it is that we’re still keeping it together as a team even though we don’t have an agreement with the CBA. 2011 FALL 29 It’s a Whole Lot Cooler in Hood County, Texas worked the phones and the word spread quickly. And in just two and a half weeks, Classic of Granbury collected 318 fans for Mission Granbury, a 501(c )(3) nonprofit organization dedicated to provide the emergency assistance essential to the wellbeing of the community. “We couldn’t believe how many fans we were able to collect in such a short time,” said Skip. “It’s really a tribute to the generosity of our community.” Thanks to One Granbury Car Dealership A s North Texas enters it’s 2nd month with temperatures exceeding 100 degrees, no one needs to be reminded how oppressive the heat is, particularly those who do not have air conditioning. And there are plenty of folks in Hood County, Texas that simply cannot afford the luxury of air conditioned homes or even sufficient fans to keep them cool. So Skip Bergen, executive manager of Classic Chevrolet Buick GMC in Granbury and his team of 92 employees decided to do something about it. “This summer is just unbelievably brutal and it’s not getting any cooler,” explains Skip. “We knew we could do something to help if we just put our minds to it and worked as a team.” Beginning July 6th, Classic of Granbury kicked off the “Fans for Hood County Drive”, encouraging the community to drop off electric fans to the dealership for donation. Dealership employees zealously Marley, and a 4-month-old son, DeMarcus Jr. One other thing I’ve been trying to do is get out in the community more and give back. I’ve been doing some mentoring and helping kids out, and also talking to some fans. Instead of seeing you on Sunday, now they see you on Tuesday. Working out at the Hummer dealer has been great. I’m grateful to have a place where I can get my workouts done. But I’m really looking forward to getting back inside Valley Ranch and being with all of the guys. Q How will Mission Granbury get the word out to those in need? “All we have to do is give that first one away and the news will spread like wildfire. They’ll be lining up,” said Dan Coates. And with temperatures climbing even higher as August approaches, there will be no shortage of need. Classic Chevrolet Buick GMC in Granbury will continue to take any fan donations throughout the summer and pass those along to Mission Granbury. Q Cowboys Workout lockout — continued 30 On July 25th the dealership delivered the fans to Dan Coates, Board Chairman of Mission Granbury who was astounded by the contribution. “This is the first time since I’ve been with Mission Granbury, that a single business took it completely upon themselves with no outside influence to do something like this. It’s incredible. To say we’re ecstatic would be an understatement.” The dealership mixed no business with their philanthropy, making no sales pitch to those who brought fans to the showroom. “The community has been very good to us here in Granbury,” said Skip. “This was time to just give back.” B ecause of the NFL lockout, the Dallas Cowboys players were prohibited from working out at Valley Ranch, the team facility. DeMarcus Ware, Cowboys linebacker and one of the team leaders, wanted to keep his group of guys working out. His trainer is friends with Tom Durant, and Tom offered his former Hummer facility to the players. They have converted the showroom into a workout facility. DeMarcus Ware really wanted to keep his group focused, in shape and maintaining a regiment. He felt it was important for building team camaraderie and keeping physically ready to play. Six to nine players worked out regularly at the former Hummer facility, including DeMarcus Ware - linebacker, Anthony Spencer - linebacker, and Stephen Bowen - defensive lineman. Q ATD Truck Dealer of the Year Richard (Dick) Kane was one of five nominees in the United States Five commercial truck dealers from across the country were nominated by their peers for a national industry award presented by the American Truck Dealers and Heavy Duty Trucking magazine. The award recognizes excellence in business practices, industry leadership, civic contributions and community service. Richard Kane Kane began his career in truck retailing when he purchased Grand Truck Center in 1969 and began selling and servicing Ford trucks. More than 40 years later, Kane is still owner of the dealership, which now sells Ford, Western Star, Volvo, Mack and Autocar trucks at two locations in San Antonio. The dealership also offers leasing, fleet management, service, parts and financial services. In addition to the dealership, Kane also owns real-estate firms Bulldog Realty and R.S. Kane Realty. Q 2011 FALL 31 Why Can’t I Get My Car Serviced at the Dealership? The dealership service department uses original-equipment parts installed by factory-trained technicians, and routine service is competitively priced—but isn’t always open nights or Saturdays. I n a class of 35 students, typically 10 tell me their stores are open in the evening for service, and four for Saturday service. How many stores are open on Sunday to sell cars? Twelve. Of those, how many are open for service Sunday? Just one. This service department operates 8 a.m. to 9 p.m. Monday to Friday, 8 a.m. to 5 p.m. on Saturday, and 9 a.m. to 4 p.m. on Sunday—and is doing it right. What about the other dealerships that are forcing their customers to go somewhere else for service? Think about it. Do you really believe that your customers will take a day off work to service their cars with you? Have 32 you surveyed customers about convenient hours? My definition of CSI is “Customer Supplies Income.” And there’s too much competition—open evenings and weekends—waiting to take care of your customer. When you sell a new vehicle, you hold 5 percent gross. You hold 11 percent for used. Parts sales bring 38 percent gross. When you sell labor, you hold 70 percent gross. I’ve heard that dealerships make up only 6 percent of service facilities but generate 41 percent of the revenue—and that unperformed maintenance adds up to $56 billion. So why aren’t dealerships open 24/7? With that said, try this: Open service on Tuesday and Thursday nights until 9 p.m. for used-car reconditioning and newvehicle PDIs. Saturday, operate 8 a.m. to 5 p.m. Most dealers with Saturday service that I’ve talked to say Saturday is their busiest day. While sales sells the first car, service sells the second. All dealerships should be open until 9 p.m. Monday through Friday, 8 a.m. to 5 p.m. Saturday, and open for Sunday service if open for Sunday sales. Q This ar ticle was writ ten by NADA Academy instructor Bob Atwood. For more information on Academy and other NADA University training, visit www.nadauniversity.com or call NADA U customer service at 800-557-6232. Please also visit www. NADAuniversityblog.com for NADA University’s “Dealer Pain Points” series, in which various issues, concerns, and dealer compliance obligations are addressed in short video segments with NADA U experts. The experts “resolve” each Pain Point, and the viewer is directed to a wealth of NADA U resources on the topic. Is Your Cash Stuck in “Park”? Shift to “Drive” with the Right Inventory! Running a dealership would be easier if your cash moved as fast as the vehicles you sell. Unfortunately, some of your cash is going nowhere fast. And some of it is on the fast track to depreciation— stuck in “park,” sitting on your used-car lot. there,” he said. There’s more to it. You have to dig deeper.” U buy something that maybe we’ll sell. We want to turn that inventory.” • • • • • According to NADA Academy instructor George Grabowski, “A rule of thumb is a 45-day supply of used vehicles with no vehicle in stock longer than 60 days. Prices usually drop dramatically when we start getting in the 40- and 50-day cycle.” Sometimes managers focus too much on gross and not enough on cash flow. Sometimes they ignore the cost of that vehicle sitting on the lot day in and day out. The sooner you sell the inventory, the quicker your capital finances a fresh supply of used vehicles. NADA’s guideline: Turn over used-vehicle inventory 12 times a year. Grabowski gave an example: “Let’s say it costs $30 a day to keep the car on the lot. If you keep it for 90 days, that’s $2,700. If you sell it, and you hold $2,500, you’re thinking, ‘This is great. I made $2,500 gross profit.’ But the department actually netted a loss of $200. sed-vehicle sales helped many dealers survive when new-car sales took a nose dive. Many customers want or can only afford a used vehicle. Do you have the right mix of vehicles to offer? Are you tying up capital with vehicles nobody wants to buy? Grabowski said, “Let’s not wait 60 days. Let’s get rid of a used car now so that we minimize our losses at the auction and In class, Grabowski emphasizes setting parameters. “Do they have a policy?” is his first question. His answer: There should be a policy to review the used-vehicle inventory every day. In assessing your usedvehicle operations, determine: How old is too old? How many do you have? How did you get those vehicles? Who bought them and why? Did you spend too much at the auction or on reconditioning? • Did you buy a vehicle that doesn’t match your target market? These are all issues addressed in NADA Academy classes, NADA University online courses, and Driven management guides. Q Watch the video on this Pain Point to learn more. Go to w w w.NADAuniver sit yblog.com/used vehicles-cash-flow/. This article was adapted from NADA University’s “Dealer Pain Points” series, in which issues and concerns are addressed in short video segments with NADA U experts. The experts “resolve” each Pain Point and then the viewer is directed to the wealth of NADA U resources on the topic. Find the entire library at NADAuniversityblog.com. “So, this is the type of analysis that you don’t just do one calculation and you’re SEND US YOUR STORY! TADA is very proud of the service each of our members provides to their community, the automotive industry, and to the state of Texas. Let us know if you have a story to share with other members of the Association, the public, and policy makers. To be included in a future Dealers’ Choice issue, please send your information and photos to Donna Norton at dnorton@tada.org or call 512-476-2686. 2011 FALL 33 TADA Advertiser Index Fall 2011 Attorney Counts & Bonacci, LLP. ..........................................................Page 31 Johnson, Deluca, Kurisky & Gould, P.C. ..............................Page 13 Wm. David Coffey, III & Associates ......................................Page 36 Automobile Training First Innovations, Inc. ............................................................Page 14 Banking/Finance Bank of America/Merrill Lynch ..............................................Page 8 Construction Management Teal Construction Company .................................................Page 20 The Ratliff Group, LLC .............................................................Page 5 Dealership Buy-Sells Dick Nokes Consulting, LLC .................................................Page 29 Dealership Management Systems Auto/Mate® Dealership Solutions ...................................... Page 25 Dealership Valuations Richard W. Nokes, P.C., CPA, CVA .......................................Page 29 Finance & Insurance Development First Innovations, Inc. ............................................................Page 14 ª3121!Ufybt!Nvuvbm!Jotvsbodf!Dpnqboz F&I Training/Products American Financial & Automotive Services, Inc. ........................................................Page 28 & Page 35 Foresight Services Group .......................................................Page 3 Insurance American Fidelity Assurance................................................Page 16 Federated Insurance ..............................................................Page 10 Sentry Insurance ....................................................................Page 27 Texas Mutual Insurance Co. .................................................Page 34 Texas Auto Dealers Self Insurers Group .............................Page 13 Zurich American Insurance Company .................................Page 24 Sales Training Foresight Services Group .......................................................Page 3 Service Contract First Innovations, Inc. ............................................................Page 14 Pvs!3121!xpslfstÖ!dpnq!npefm!dpnft!gvmmz!mpbefe!bu!op!fyusb!dibshf/! ShipCarsNow ...........................................................................Page 7 puifs!bvup-!usvdl-!cpbu-!SW!boe!npupsdzdmf!efbmfst!up!esjwf!epxo!zpvs! Uniforms & Facility Services qsfnjvnt/!Boe!jg!zpv!rvbmjgz!gps!pvs!ifbmui!dbsf!ofuxpsl-!zpvÖmm!qpdlfu! UniFirst....................................................................................Page 17 vq!up! 23!qfsdfou!jo!beejujpobm!tbwjoht/!Uiftf!qsphsbnt-!boe!qpufoujbm!! Utility Consultant ejwjefoet-!hjwf!zpvs!cvtjoftt!sfbm!ipstfqpxfs!po!uif!spbe!up!tvddftt/! APPI ...........................................................................................Page 2 I F S F ! GP S ! U F Y B T /! I F S F ! U P ! T UBZ/ UfybtÖ!mfbejoh!qspwjefs!pg!xpslfstÖ!dpnqfotbujpo!jotvsbodf Up! mfbso! npsf! bcpvu! uif! Mpof! Tubs! Bvup! Efbmfst! hspvq! ejtdpvou!! qsphsbn-! btl! zpvs! bhfou! ps! dpoubdu! Csbe! Xjdlfs! bu! )436*! 548.1788/ Ufybt!Nvuvbm!Jotvsbodf!Dp/!ibt!tfswjdft!gps!opo.Fohmjti!tqfblfst!bwbjmbcmf!vqpo!sfrvftu/ 34 Transportation/Internet Uif! Mpof! Tubs! Bvup! Efbmfst! hspvq! ejtdpvou! qsphsbn! mfut! zpv! kpjo!! Drive new profit in your dealership. New profit center t Increase CSI t Maximize customer loyalty PRSRT STD U.S. POSTAGE PAID SALT LAKE CITY, UT PERMIT NO. 508 Texas Automobile Dealers Association 1108 Lavaca, Suite #800 Austin, TX 78701 THIS MAGAZINE IS DESIGNED AND PUBLISHED BY MEDIA COMMUNICATIONS GROUP 1.888.745.4003 PROVIDING LEGAL SERVICES TO AUTOMOBILE DEALERS Wm. David Coffey, III & Associates has specialized in representing franchised new motor vehicle dealers in civil and regulatory proceedings against manufacturers and distributors for over 25 years. It’s what we do. [t] 512.328.6612 | [f] 512.328.7523 e-mail: info@wdcoffeylaw.com 13810 FM 1826 | Austin, TX 78737 www.wdcoffeylaw.com Wm. David Coffey, III Board CertiÀed Administrative Law Texas Board of Legal Specialization WM. DAVID COFFEY, III & A SSO C I AT ES