Trade Wind - Windward Community Federal Credit Union

Trade Wind
FALL 2014
“Neighbors Helping Neighbors”
Share the benefits of membership
• Savings • Checking • Loans • Credit Cards • HELOCs •
• Online/Mobile Transactions • ATMs •
If they live, work, worship or attend school on the Windward side
From Makapu’u Point to Chinaman’s Hat, they can join!
Refer an eligible relative, friend, or co-worker and receive $5
To your Regular Share Account
Simply complete the referral card & have the eligible person
Submit it with his/her new membership application.
Offer expires 10/31/2014
October 16, 2014
Join us for refreshments at our branches
Soon, visitors to our website will notice a refreshed look. The
address is still the same www.wcfcuhawaii.org and the navigation should
be easier. Additional enhancements include pages for young adults and
military personnel. New member applications, switch instructions and
loan applications are readily available.
Drive Down Your Rate!
RateWATCH
Loan Rates (Effective September 01, 2014)
Type
APR*
Visit any one of the dealers listed below and finance
your new or used auto with us.
Choose your scratch card at the dealer and take
your chance on discounts of 0.25%, 0.50%, 0.75%
off our standard rates*
Personal-12 Months
As low as 3.25%
36 Months
As low as 4.50%
48 Months
As low as 5.00%
60 Months
As low as 5.50%
*On approved credit. Rates based on term & credit score.
New Auto-60 Months
As low as 2.25%
Promotion period: 9/1/2014 to 10/31/14
72 Months
As low as 3.25%
84 Months
As low as 4.00%
Used Auto-60 Months
As low as 3.00%
Motorcycle-36 Months
As low as 4.00%
Overdraft Protection
Up to $5,000
9.90%
Windy Credit Line
Up to $5,000
9.90%
Home Equity LOC
Up to $375,000
2.99% Fixed for 3
Years++
Mortgages
First Mortgage
Market rate
VISA Credit Card
Classic Card - Up to $5,000
Platinum Card - Up to $15,000
12.90%
8.90%^
All loans are subject to credit approval. Rates
subject to change. Call for the most current
rates and terms. ++Restrictions Apply.
*APR- Annual Percentage Rate ^Variable, Based on WSJ Index
Savings Rates (Effective July 1, 2014)
Type
APY*
Regular Shares - $100+
0.15%
Share Drafts - $1,000+
0.05%
Share Drafts - $20,000+
0.10%
Christmas/Vacation - $100+
0.15%
IRA Regular Shares - $100+
0.50%
Money Market $2,500+
0 .15% - 0.35%
The rates above are the proposed 4th quarter
dividend rates. Please call our Windy Phone
791-4626 or 1-800-974-9328 for the most
current rates.
*APY - Annual Percentage Yield
Federally Insured by NCUA
Aloha Kia Leeward
Autoland
Automart USA
Auto X-change Inc
Bayview Auto
Car Shop
Choice Automotive
Cutter Chevrolet
Cutter Chrysler, Jeep,
Dodge, Ram
Cutter Mazda
Excellent Auto
Honda Windward
Honolulu Ford
Island Auto Exchange
JN Chevrolet Mazda
King Windward Nissan
Max Motors
M&G Automotive
Montgomery Powersports
New City Nissan
Tony Group Autoplex
Top Value Auto
Windward Ford
The Holidays Are Just Around The Corner...
Visit any one of our branches between
November 21st and December 24th to
receive your free holiday card money holders.
**while supplies last**
No Office Hours
Monday, October 13th
Columbus day
Tuesday, November 11th
Veterans' Day
Thursday, November 27th
Thanksgiving Day
Thursday, December 25th
Christmas Day
Main Office
6699 Mokapu Rd., MCBH
Kailua Hawaii 96734
Kailua
151Hekili Street Suite 101
Kailua, Hawaii 96734
Kaneohe Branch
45-480 Kaneohe Bay Drive,
Suite 1AE2
Kaneohe, Hawaii 96744
Phone (808) 254-3566
Phone (808) 262-1239
Phone (808) 247-8555
Hours:
Mon.- Fri.: 9 am-5 pm
Drive Through
Mon.-Fri. 9 am-5 pm
Sat.: 9 am-1pm
Hours:
Mon.-Thur.: 9 am-5 pm
Fri.: 9 am-6 pm
Sat.: 9 am-1pm
Hours:
Mon.-Thur.: 9 am-5 pm
Fri.: 9 am-6 pm
Sat.: 9 am-1 pm
Website www.wcfcuhawaii.org
Email wcfcu@wcfcuhawaii.org
Windy Phone 24 Hour Access:
791-4626 or (800) 974-9328