business services

BUSINESS
SERVICES
BECU BUSINESS MEMBERS:
A&R Solar, Seattle
ANYWHERE, ANYTIME ACCOUNT ACCESS
BECU BELONGS TO THE CO-OP network, giving our members access to thousands of ATMs nationwide.
BECU Neighborhood
Financial Centers
40+ throughout
Puget Sound
BECU ATMs
CO-OP Network
30,000+ Surcharge-Free
ATMs Nationwide
350+ throughout
Puget Sound
FOR A COMPLETE LIST OF LOCATIONS, VISIT WWW.BECU.ORG/LOCATIONS
DISCOVER BECU BUSINESS
SERVICES FOR YOURSELF
BANKING ON THE GO
USE THESE FREE SERVICES to conduct
your banking business while on the go:
>> Free Online & Telephone Banking
>> Free Mobile Banking*
>> Free Bill Payment & eBills
>> Free eStatements
Ready to get started? So are we!
Our financial experts are excited to
help your business succeed. Learn
more at our website by visiting
www.becu.org/business-banking.
Visit www.becu.org/appointment
to make an appointment, or, stop
by any one of our neighborhood
financial centers.
*Airtime, roaming, data usage and minutes of use may be billed by your mobile provider.
ColorGraphics is FSC (Forest Stewardship Council)
certified in all our facilities. We are proud to promote
environmentally appropriate, socially beneficial, and
economically viable management of our world’s forests.
SW-COC-1436
PO Box 97050
Seattle, Washington 98124
©1996 Forest Stewardship Council A.C.
60551 07/15
© 2015 BECU. All Rights Reserved.
All Washington State Residents Are Eligible To Join
206-439-5700
800-233-2328
www.becu.org
Federally insured by NCUA
YOUR PROFITS ARE OUR PRIORITY
CALL ON YOUR NEIGHBOR. We’re here when you need us, nearby, in-person,
and in your time zone. When it comes to handling your business finances, such
benefits are to be valued.
Benefits go beyond local relationships – low member fees, loan products, and
account management services are all here, at BECU. As Washington state’s largest
credit union, we understand the needs of our Puget Sound businesses – we are
one! Founded in 1935, we’ve gained our members’ trust by being a not-for-profit
financial institution that focuses on the needs of our members, not shareholders.
MEMBERSHIP
AND ACCOUNTS
BECU offers value-driven checking
accounts for business with limited
transaction costs. In fact, when you deposit
online or at an ATM, deposited items after
the first one are free. And we don’t charge
for cash deposited. Plus, saving is easy with
competitive rates and no monthly service
charge on our business savings accounts.
Earn even more: Our CDs and money
market accounts deliver higher returns
without charging monthly maintenance
fees.
CREDIT CARDS,
LINES AND LOANS
Financing options tailored to your needs
BECU members get loan products with
low fees and competitive rates. Work with
BECU – we work for you. As your neighbor,
we understand your local marketplace when
considering your financing requests.
>> Visa® Credit Card: Spending power is even
greater with no annual fee, cash advance
or foreign transaction fees, and optional
BECU Cash Rewards. You can also opt for
individual employee accounts – you set the
credit limit, and they have their own card.
>> Line of Credit: Your business has
opportunities – fund them at your
convenience. Plus, your line may
cover inadvertent overdrafts.
>> Term Loans: Business needs add
up – expand your financing options
with a term loan. SBA (Small Business
Administration) options are available.
>> Vehicle Loans: Finance your business
vehicle with a higher loan-to-value
offering than you might otherwise find.
>> Commercial Real Estate Loans: Your next
property is within reach – explore your
financing options with BECU. Purchase
or refinance your property with no
prepayment penalties, low origination
fees, and various repayment options.
BECU MEMBERS left to right: B.M. Programming & Machining Services, Mukilteo; Sizzleworks, Bellevue; The Natural Pet
Pantry, Kirkland; Tours Northwest, Seattle; TLG Aerospace, Seattle; Velo Bike Shop, Seattle; VI Wines, Seattle
BECU Business Services
BUSINESS SERVICES
ACCOUNT MANAGEMENT
You focus on the work. We’ll take care of the
rest. From payroll to payment processing, our
business services are designed to help your
business run smoothly.
We recognize you can bank at thousands
of institutions – determining the right fit is
imperative to your business. At BECU, we
don’t just offer local expertise and insight,
we deliver the flexibility and tools so you
can bank your way.
>> Merchant Services: Accept debit and credit card
payments with a full suite of payment processing
options offered by our industry leading partner,
First Data®. Together, BECU and First Data create
a seamless payment solution with in-store, online
and mobile options.
>> Payroll Services: Pay employees with the ease of
our payroll partner, Paychex®: process payroll,
manage payroll tax and pay employees. Paychex
can also manage your records, handle electronic
tax deposits, and automate your tax filing.
Manage your money almost anywhere with
the right products and tools:
>> Online banking: Log in for account balances,
transfers and bill pay services
>> Mobile banking: Smartphone users enjoy the
ease and flexibility of banking on the go
>> Remote deposits: Save costs – and time! –
making deposits through online banking
without leaving your business
>> CO-OP network: Access more than 30,000+
surcharge-free ATMs across the country
BECU INVESTMENT SERVICES**
Retirement Services
>> Explore simply managed plans for you and your employees, including IRAs, 401(K)s, SIMPLE and SEPs
>> Investment Management: Create and manage plans for you and your employees,
helping to maximize returns and minimize risk
>> Employee Seminars: Presentations at your business, helping employees
understand their retirement plan options
Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.
Insurance products are offered through LPL Financial or its licensed affiliates. BECU and BECU Investment Services
is not a registered broker/dealer and has a brokerage affiliate arrangement with LPL Financial. Investments are:
**
Not NCUA / NCUSIF Insured
Not Credit Union Guaranteed
Not Obligations of BECU
LPL Branch Office located at BECU, 12770 Gateway Drive, Tukwila, WA 98168.
May Lose Value