Standard PDF - Retired Teachers of Ontario
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Standard PDF - Retired Teachers of Ontario
Summer 2015 t h e r e t i r e d t e a c h e r s o f o n t a r i o Nurturing Nature Donkey whisperer Learning to grow Senate highlights M a g a z i n e Summer 2015 • Volume 14 • Number 2 renaissance@rto-ero.org • www.rto-ero.org Publisher The Retired Teachers of Ontario/ Les Enseignantes et Enseignants Retraités de l’Ontario Editor-in-Chief Simon Leibovitz Managing Editor Kimberly Brathwaite Assistant Editor Susannah Maxcy Health Matters Editor Lori MacDonald-Blundon Health Matters Managing Editors Eliza Ives and Clara Rodriguez Production Consultant Elizabeth Gjerek Graphic Designer Chris Simeon Printing and distribution Harmony Printing Limited Translation Claude Forand Renaissance is published quarterly for RTO/ERO members, providing content on topics of interest to the retired education community. photo: courtesy of Wendy Parliament. 22 Feature Story: Donkey whisperer Learning life-lessons from unexpected teachers The views expressed are those of the authors and do not necessarily reflect the official position of RTO/ERO. We accept letters to the editor, article proposals, photos and artwork, preferably sent to renaissance@rto-ero.org. We cannot guarantee that writing and images will be published as received. Scanned or digital images need to be high resolution (min. 5”x7” at 300 dpi). Advertising Associate Susannah Maxcy Send queries to advertising@rto-ero.org. Publication of an advertisement does not constitute an endorsement by RTO/ERO of any product or service. Renaissance est également disponible en français. Si vous désirez recevoir la version française de ce magazine, veuillez communiquer avec le bureau provincial. 16 26 30 18 Spadina Road, Suite 300 Toronto, Ontario M5R 2S7 CANADA t: 416-962-9463 | f: 416-962-1061 | tf: 1-800-361-9888 features Upfront Departments 26 Learning to grow 1 Editor’s Note 30 The art of nature 1 Letters 16 Saluting Our Senior Seniors 2 President’s Message 18 ConnectED RTO/ERO is divided into 48 Districts and has 71,590 members. 3 Executive Director’s Update 34 Health Matters 5 RTO/ERO Foundation Provincial Executive 46 Members’ Bookshelf The beautiful and 6 Senate Highlights 48 Classifieds majestic monarch 8 Senate Reports butterfly. 11 RTO/ERO’s 2014 Dream holiday prize winner 49 Reunions ON the cover 12 Renaissance proposals wanted 13 The new Pocket Planner Photo: Lyn Winans, District 18, Haliburton, Kawartha Lakes 14 2014 Johnson scholarship recipients info@rto-ero.org | www.rto-ero.org June Szeman, President Norbert Boudreau, Past President Martin Higgs, First Vice-President Martha Foster, Second Vice-President David Kendall, Executive Member Mark Tinkess, Executive Member MOVING? Update your mailing and email address with the Membership department at membership@rto-ero.org or by calling 1-800-361-9888. Editor’s Note | Letters | Upfront Setting the scene — Simon Leibovitz, sleibovitz@rto-ero.org Summer 2015 I read with interest the winter 2014 edition of the Renaissance magazine from the first to the last page. Allow me to congratulate your whole team for the wonderful work and to commend all those who work for us, the Retired Teachers of Ontario. Thank you to all the volunteers. With appreciation, — J eannine Valleau District 27, Ottawa-Carleton Illustration: AVA Bitter, shutterstock “It’s not nice to fool Mother Nature”. For the majority of our members, this phrase will evoke memories of a popular TV commercial from the 1970s. In it, Mother Nature was tricked into eating Chiffon Margarine, one of the first soft-tubbed margarines, thinking it was butter. Upon realizing she had been duped, Mother Nature angrily changed a serene day to one of nasty weather, retorting the popular line, above. Contrary to the portrayal in this famous commercial, most think of Mother Nature as a warm, benevolent figure who has supplied us with magnificent skies, landscapes, oceans, and vegetation from across this wonderful planet in which we live. The notion of such a presence and even omnipresence in nature is prevalent in many cultures, and reflected in writings as diverse as those of Western tradition, Greek mythology, and Aboriginal legends. Referred to as Mother Earth, Earth-Mother, Mother Goddess, Mother Universe, Terra Mater, Mother of Life, and Mother Gaia in many of these writings, commonly, we have a motherly figure who nurtures nature. Martha Stewart captured this when she wrote, “I’m very inspired by nature — you could say Mother Nature. I look at things around me and get all kinds of inspiration daily.” Despite the propensity for most of us to revere in the beauty of nature — trees, flowers, hills and mountains, rivers and streams — there are some who are may look negatively upon Mother Nature when thinking of the numerous global tragedies such as tsunamis, earthquakes and anomalies such as the now infamous polar vortex that has made it miserably cold over the past two winters for the majority of our members living in Ontario. Thinking back to the famous commercial that started in 1971, some may think that perhaps Mother Nature may be fooling; I disagree. Though I may not be the outdoors type, as I do not enjoy walking in the woods, camping, skiing, and water activities, I still admire and enjoy the beauty around us and appreciate all that Mother Nature has provided. Letters Just enjoyed reading the spring 2015 Renaissance. I was impressed by the folks who were able to pull records about their family history. Recently while at the Scarborough Civic Centre, I listened to Harry van Bommel who is initiating a celebration of Canada’s 150th birthday via his Canada 150 Project for 2017. He made a compelling case that much of our past history has been recorded by documents such as collected diaries and letters. Our current culture is ephemeral whereby folks rarely like to write letters or use diaries. Rather, they communicate via the telephone, text and email. Harry encourages Canadians to write their stories for a legacy for their own families and possibly to share with the Archives Canada. For more information visit www.canada150.ca. I just started my research and discovered some intrigue about my parents who never referred to their past. They met in England Continued on page 13 1 Upfront | President’s Message Senate: RTO/ERO’s big event Learn what all the fuss really is about Senate. b y J u n e S z e m a n , D i s t r i c t 4 0 , B r a n t | p re s i d e n t @ r t o - e ro . o rg T he 88th Senate of RTO/ERO took place at the Eaton Marriott on Bay Street in Toronto from May 11th to 14th. Actually, you could say that activities started the week before as most of the Districts attended PreSenate meetings during that time. May 11th, although not witnessed by the Senators, is a very busy day of preparation. The Provincial Executive (PE) holds its May meeting as well as a last run through of all Senate activities. The Constitution Committee meets separately and with the PE to anticipate any situations that may arise and plan for these. Committee Chairs also meet during the day and two representatives meet with the PE to note areas of concern or ideas that they feel the PE should consider. Then, from 7 – 9 pm there is a wine and cheese sponsored by Johnson Inc. for all attendees, staff, Committee Chairs and the Provincial Executive. Harmony Printing, Johnson Inc., Manulife Financial, Merit Travel and Souvenir Canada provide prizes to abet the festivities of the evening. The last prize drawn is a $1,000 travel voucher from Merit Travel. I was speaking very recently with one of the former lucky recipients of this voucher and she used it on a trip to Venice. May 12th starts for the PE at 7 a.m. with a breakfast meeting to consider the day’s agenda. PE attend Senate in their respective positions but are 2 not responsible for the order of the meeting. The very able Speakers and Constitution Committee take over. A highlight of Senate is always the banquet. Guests from affiliates and partners are invited to the Spring Senate and entertainment is provided. We were able to honour our retiring Executive Director, Harold Brathwaite at this occasion, as well. This year there was ample opportunity for members to participate in discussion on a number of issues. The Committee Chairs were able to give full reports and accept questions. Tai Hu addressed the group about the initiative of the CMA called Choosing Wisely which is intended to cut down on unnecessary medical testing by consultation between patient and doctor. On a very happy note we welcomed Jim Grieve as our newly appointed Executive Director. Jim will work with Harold beginning June 15th and will be ready to step in on August 1st. We look forward to a fruitful relationship with Jim and I am confident it will be a seamless transition. Much appreciation is extended to Harold for his guidance over the past years. Attending Senate as a Senator and/or an Observer is a unique experience. It is even more special to participate as a member of the executive and then as President. I feel very proud of our last Senate. From my point of view there appeared to be much measured discussion, good participation and clear reports. Thanks to all the Senators and Observers who attended and participated to bring forward the opinions of their Districts. One of the best parts of my job as your President is meeting with you, the volunteers from across Ontario and parts of British Columbia who work so hard to keep RTO/ERO functioning. I thoroughly enjoy visiting with you at Senate and when I come to your Districts. The many and varied activities that you conduct for your members are truly overwhelming. On your behalf, Martin Higgs, First Vice-President, and I attended the annual meeting of The Canadian Association of Retired Teachers (ACER/CART) held in Ottawa. It gives us an opportunity to see how the retired teacher organizations from across Canada function. It also gives us the chance to hear about pensions and other benefits. In comparison, we do very well. The PE meets in June and then not again until the end of August. I am looking forward to this short hiatus. It will provide me an opportunity for my family’s yearly visit to Vermont in July. This is family time in the mountains. It gives me time to re-create myself. I will also use the time to get my house back in order and entertain family and friends. I hope that you will have the time to connect or reconnect with those who mean the most to you. Enjoy the “lazy, crazy days of summer” to the fullest. Renaissance Executive Director Update | Upfront The way forward for RTO/ERO O n e p e r s o n ’s p e r s p e c t i v e b y H a r o l d B r a t h w a i t e | h b r a t h w a i t e @ r t o - e r o . o rg E leven years ago, about this time of year, I retired for the second time, and shortly thereafter, began working at RTO/ERO. Now I am about to take a third try at retirement. So, you may wonder, why the audacity of the title of this last column. Let me be clear, this is no prescription for the future of our organization. That would be a worthless exercise and disrespectful to our future leaders. This column is nothing more than a modest attempt to highlight some of the inevitable changes and challenges that lie before us; moreover, it is an invitation to more members to become actively involved, and to continue to develop a vibrant organization that must be prepared for a rapidly changing environment. Based on three major surveys of our members over the last 10 years, there is every reason to believe that healthcare and pension security will continue to be the primary concerns of our membership and of older adults in Canada. However, the focus on healthcare will shift increasingly to prevention and to quality of life in home and community settings. The massive amount of data being collected about all of us will lead to more individualized care and citizens taking more responsibility for their health through changes in lifestyles and behaviour. The services that RTO/ERO provides to its members and the role of Districts in contributing to the social and Summer 2015 The services that RTO/ERO provides to its members and the role of Districts in contributing to the social and emotional engagement of members and of their local communities will be vital. emotional engagement of members and of their local communities will be vital. At the very point in time when technology allows us to be more independent, we will need to find ways to connect more directly with friends and family members for physical, intellectual, cognitive, and sensory stimulation. The challenges to RTO/ERO will be generated by both internal and external factors. RTO/ERO was originally founded through the intervention of OTF/FEO and we will always be supportive of publiclyfunded education and of teachers’ rights under the collective bargaining process. However, the purposes and goals of our organization are not the same as those of the teacher affiliates, and the priorities of those retired from education should not be subordinated to those still in the workplace. Similarly, the priorities of various seniors’ organizations are not always the same as those of RTO/ERO. There will be an inevitable tug-of-war between members who want us to join with different groups, and others who believe we should be selective about the issues we support and be the sole spokesperson for our members. I think, to quote the late Errol Barrow, a former Prime Minster of Barbados, that “we should seek to be friends of all, and satellites of none.” As an organization, RTO/ERO will continue to grow, though not at the same rate because of the size of our membership. Contrary to the opinion of some naysayers, we still have the best overall health plans for retirees, and we are more than a purveyor of health plans to our members. What will change will be some aspects of the organizational structure of RTO/ERO to meet the requirements of new not-for-profit legislation that will most likely be promulgated in 2016. This will also be an opportunity to examine those aspects of our current structure that are anachronistic and hark back to affiliate structures. The integration of new technology should enhance efficiency, effectiveness and innovation. Continued on next page 3 I would be remiss if I did not address a topic that will arise from time-to-time and which was included in a report to the May 2015 Senate — that of the role and responsibilities of the Senate and of the Provincial Executive. Although their respective roles and responsibilities are delineated in the RTO/ERO Constitution and By-Laws, three different legal counsel (Bob Keel, Ron Pink and George Cottrelle), and more recently, Don McCreesh, an expert on corporate governance, have emphasized that members of the Provincial Executive and the senior staff have fiduciary responsibilities and legal liabilities with respect to carrying out RTO/ERO business that do not apply to members of Senate. Members of the PE and senior staff cannot authorize, turn a blind eye to or allow actions to occur that contravene the law. In such cases they are personally liable and are not protected by Directors’ and Officers’ Liability Insurance. The Provincial Executive is also responsible for risk-assessment covering all aspects of RTO/ERO business operations. Therefore, we should not attribute to malice bureaucratic provisions intended to protect the organization and its members. In the last few years we have become more inclusive, embracing all those who have worked in the field of education. The next stage in RTO/ERO’s development, and it will not be without its challenges, is to accord all members the same rights and privileges of full membership — the only reasonable exception being spouses of deceased members who want to retain their health plans. In short, we are all retirees with similar needs. Moreover, our broader membership will/should enhance the opportunity for more willing participants in District leadership. 4 Our capacity for impact in Ontario and Canada will in large measure derive from the collective action of our membership — serving and socializing within our Districts and local communities, advocating in the political arena for those issues we have identified, engaging in research with Ontario universities, and contributing to the RTO/ERO Foundation’s efforts to improve the quality of life of older adults by funding programs and initiatives that increase the number of professionals qualified in the fields of geriatrics and gerontology. I have been fortunate to have had the opportunity to serve as Executive Director and to have worked with different Provincial Executives, committees and staff that have all contributed to raising the profile of the organization and enhancing the services to our members. I wish to express my appreciation to all these personnel as well as to the staff of Johnson Inc. who continue to look Photo: George Fowlie, District 40, Brant. Upfront | Executive Director Update for new ways to serve our members faster and better. At the Provincial Office, a modest staff of 21 persons work daily and diligently to address the needs of our members and the priorities of the organization. I can proudly say that never have so many owed so much to so few. Merci. 2015 Membership Survey F or the past several years, and every three years, RTO/ERO surveys a random and representative sample of our membership. Surveys are sent to members who represent the various demographics of our organization — different-sized Districts, English and French-speaking, male and female, etc. Surveys are sent both electronically and upon request, by hard copy. Within the membership survey, there are questions related to areas communications, advocacy, travel, volunteering and about the types of programs and services RTO/ERO currently provides and should in the future. For members who receive the survey who are also participants in RTO/ERO’s group benefits program, there is also a set of questions regarding the insurance plans. The responses from members help the Provincial Executive and the Provincial Office staff in their strategic and long-term planning. If you do receive such a survey, we would appreciate you filling it promptly and returning it. Thank you for your co-operation. Renaissance RTO/ERO Foundation | Upfront Foundation news b y Yo l a n d a B r o n s t e i n , D i r e c t o r o f A d v a n c e m e n t a n d F u n d r a i s i n g , R T O / E R O F o u n d a t i o n | y b ro n s t e i n @ r t o - e ro . o rg 2015 granting — Big news T he Foundation Board has approved a granting plan for 2015 and is expecting to make multiple grants across Ontario by the end of the year. This is an extension of the initial granting strategy of working with the Ministry of Health and Long-Term Care’s recognized Medical Schools in Ontario. This plan also supports member and donor interests as indicated with 88% approval for the priority of supporting geriatrics/gerontology research and training at postsecondary institutions across the province (received through the Fall 2014 Foundation survey). We will be pursuing avenues to meet deans and their team leads at the following medical schools, to have an open dialogue about potential partnerships and granting impact related to the Foundation’s mission: • McMaster University — Hamilton • Northern Ontario School of Medicine — Sudbury/ Thunder Bay • Queen’s University — Kingston • University of Ottawa — Ottawa • Western University — London Note: University of Toronto will be omitted from this granting cycle. The expected timeline for grant decisions will be fall 2015, with successful grant recipients announced at the Fall Senate following a thorough review and selection process by the Foundation Board. Impact across Ontario To put this in perspective, before the end of 2015 (and after only five short years of existence), the RTO/ERO Foundation — its donors and volunteers together with all RTO/ERO members — will have a presence across Ontario. Collectively, we will be elevating the priority for geriatrics and gerontology research and training and putting in place a base from which to exponentially grow expertise and knowledge in these areas. Impact across Canada We know that knowledge is shared. It has a ripple effect no matter the circumstance. With each newly trained geriatrician, and each new gerontology-related research discovery — learnings will be shared within care teams, among professional societies and across provinces. We have an urgent and lofty vision — and we are steadily moving forward to achieve it. Chair, Geriatric Medicine On that note, we eagerly monitor the selection process for the RTO/ERO Chair in Geriatric Medicine at the University of Toronto. There have been five applicants — two from within the University of Toronto, one from Canada and two international. Given the timelines required for selection, and possible relocation of the successful candidate, we anticipate an announcement this fall. How To Donate: Online: www.rto-ero.org/ways-give-0 Phone: Yolanda (Office hours: Mon, Wed, Thu 8:30-4:30) 416-962-9463 ext. 245 or 1-800-361-9888 Email: ybronstein@rto-ero.org Mail: Cheques payable to: RTO/ERO Foundation 300-18 Spadina Road, Toronto ON M5R 2S7 Seeking to improve the quality of life of seniors across Canada. Summer 2015 5 Photo: Susannah Maxcy Upfront | Senate highlights On Tuesday, May 12, Senate approved the recommendation of the Provincial Executive to appoint Jim Grieve as RTO/ERO’s new Executive Director, effective August 1, 2015. Current Executive Director Harold Brathwaite retires at the end of July after 11 years in the position. Following the appointment President June Szeman commented, “RTO/ERO is indeed pleased to have a person with Jim Grieve’s experiences and qualifications accept the position of Executive Director of this organization. He will succeed a strong leader in Harold Brathwaite but Jim’s many positive attributes will allow for a seamless transition.” Jim Grieve brings a wealth of experience within the education sector to his new position with RTO/ERO. Appointed in November, 2009 as Assistant Deputy Minister of the Early Learning Division for the Ontario Ministry of Education, Jim is responsible for the provincial implementation of full-day kindergarten for four and five year olds, leading the work of creating a seamless early learning experience for children in Ontario from birth onward. Following an exemplary career as a teacher, school administrator and superintendent in the North York 6 Jim Grieve, newly appointed Executive Director and Harold Brathwaite, retiring Executive Director after Jim’s introduction and address at Senate. Board of Education, Jim served as Director of Education in OttawaCarleton for four years before moving to the Director of Education role for seven years with the Peel District School Board, Canada’s second largest school board. He holds a Master’s Degree from OISE/University of Toronto, as well as undergraduate degrees from York University and Victoria College of the University of Toronto. Known as a highly visible and approachable leader, Jim was selected as Communicator of the Year by the International Association of Business Communicators in 2013. Last year, he was honoured to receive the Ministry of Education Lifetime Achievement Award. Looking forward to his new role, Jim Grieve commented, “Throughout my career as a proud teacher and educational leader I have worked with many thousands of dedicated and talented teachers and educational professionals to help children learn, grow and feel valued. I am delighted to be given this remarkable opportunity to work with members and staff to lead, to be a strong advocate and a visible regional presence for my membership colleagues in RTO/ERO.” Renaissance Photo: Susannah Maxcy New Executive Director appointed Senate Highlights | Upfront Dianne and Raymond Colbourne and Paulette Gibbens, District 44, Région du ciel bleu. Photo: Susannah Maxcy Annual charitable donation A slight, but important, revision was made to the Associate Membership category that allows surviving spouses of members to join RTO/ERO and ostensibly continue participation in the Group Benefits Program. This category now recognizes that dependents of members may also join and receive benefits, as defined under Photo: Susannah Maxcy the Group Benefits Program. Choosing Wisely Canada Senate received an excellent presentation from Tai Huynh, Campaign Manager of Choosing Wisely Canada (CWC), www.choosingwiselycanada.org. Choosing Wisely Canada is a campaign to help physicians and patients engage in conversations about unnecessary tests, treatments and procedures, and to help physicians and patients make smart and effective choices to ensure highquality care. The organization works with and represents physicians across Canada, patients, the media, and medical stakeholder groups to address the overuse of medical procedures. The campaign aims to engage members of the public to have thoughtful conversations about District 17, Simcoe Senate participants proudly standing in front of their STO dislplay. l-r Paul Healy, Margaret Holyroyd, Lety Dudgeon, Glenn Conduit and Gail King. Summer 2015 Photo: Susannah Maxcy Revision to membership category Each year RTO/ERO, once approved by Senate, donates $10,000 to a charitable organization, as suggested by Districts. In 2015, the Nipissing Serenity Hospice/Maison Sérénité du Nipissing is the recipient. The donation will help with the construction of a new hospice for the residents of Nipissing Region. The area is currently one of the only major Northern Ontario communities without such a facility. whether medical procedures are necessary. To date, based on research conducted by CWC, there are over 100 physician recommendations that have been made across 20 medical specialties regarding the use/ overuse of medical testing, as well as 25 patient education pamphlets released. Tai stated, “Based on studies in both Ontario and Alberta, about common medical procedures ordered by physicians, approximately 30% of these tests are not necessary.” Tai suggested that when patients are confronted with the possibility of medical procedures, they should ask these four questions: • Do I really need this test, treatment or procedure? • What are downsides? • Are there simpler, safer options? • What happens if I do nothing? 7 Upfront | Senate Reports Audit Committee by Jacqueline Aird, Chair The principal function of the Audit Committee is to oversee the organization’s financial reporting process and internal control structure and report its findings to Senate. The Committee met twice since the last Senate, in November and in April. Our committee, with the auditors and senior management, reviewed the draft consolidated financial statements for 2014, the auditor’s report to the Audit Committee, the management representation letter and the internal control letter. In the auditor’s opinion, “the consolidated financial statements present fairly, in all material respects, the consolidated financial position of The Retired Teachers of Ontario/les enseignantes et enseignants retraités de l’Ontario (RTO/ERO) as at December 31, 2014, and its consolidated operations and Continued on page 42 cash flows for the year then ended in accordance with Communications Committee by Laurie Fountain, Chair The role of the Communications Committee is to assist those in our Districts who are responsible for communication with our members by supporting District Webmasters, Newsletter Editors and District Communications Chairs through the provision of workshops, using remote interactive support, and by providing print and electronic resources. Through professional development workshops, our committee members continue to become familiar with emerging methods of communication as well as enhancing our understanding of traditional means of mass communication. In the past several months, the committee has developed and shared a Canada Post Guide to provide a less expensive method of circulating printed District Newsletters to members. We continue to support and provide training on the use of electronic newsletters as well. Continued on page 42 Constitution Committee by Norbert Boudreau, Chair The Constitution Committee reports to and through the Provincial Executive. Its members also serve as Senate Speakers and on the Senate Resolutions Committee. The committee receives proposals for changes in the Constitution, Bylaws and Policies from the Senate, Provincial Executive, Districts, Standing, and Executive Committees. As well, the committee prepares resolutions which may affect the Constitution, Bylaws and Policies. Each year the Model Constitution for Districts is updated. A number of District Constitutions are reviewed on a five-year cycle. The committee met in February and April and accomplished the following: reviewed resolutions that were passed at, and the summary of evaluation from the Annual 2014 Senate; studied matters coming to the Spring 2015 Senate and advised the Provincial Executive as appropriate; in collaboration with the Provincial Executive, studied the 2015 Spring Senate agenda and content in order to prepare effectively; and revised the Model District Constitution. This document is dated February 2015 and is available on the RTO/ERO website. All previous versions should be destroyed. 8 Health Services and Insurance Committee by Gayle Manley, Chair The Health Services and Insurance Committee will provide a most cost effective, high quality and competitive group health insurance plan that meets the needs of the majority of RTO/ERO’s membership. Since Fall Senate, RTO/ERO Group Benefits Program participants received notification about plan changes for 2015. The Semi-Private Hospital and Convalescent Care Plan premium rates were maintained and the Dental Plan with coverage for the 2015 fee guide increased rates slightly. The Extended Health Care (EHC) Plan had a significant number of changes to the plan, including travel coverage extended to 93 days, with a minor change in rates, approximately $5 per month. The change to generic drugs in our EHC plan will assist our plan participants to have more room in their $3,100 drug maximum and it will be an asset to the financial stability of the plan. It is important to note that the majority of members were already using generic drugs and those who have a medical restriction will still remain covered for brand medications. Participation in our Plans is growing at a steady pace. In fact, our growth trend has been stable for the last five years and for 2014 was just over 5%. The RTO/ERO Group Benefits Program continues to grow as a percentage of our members and as a percentage of OTPP retirees with a medical deduction. To date, approximately 81% of those with an OTPP deduction participate in our Plans. There are now over 89,000 Continued on page 42 Renaissance Senate Reports | Upfront Pension and Retirement Concerns Committee by David Cornwall, Chair The Pension and Retirement Concerns Committee (PRC) has begun a new three-year cycle of reviewing the 70 Fact Sheets for accuracy, relevance and updating. Twenty-nine sheets are being addressed this year. In some instances the entire document was completely rewritten while others received only minor adjustments. A need for two new sheets was identified by RTO/ERO members and the necessary research has begun. A new framework for providing Districts with answers to pension and retirement concerns is being developed. The working title is “Staging Your Aging – a centre for workshops and resources”. This is a long-term project that will involve the better use of computer technology and various media. The committee is hosting a workshop for the District PRC representatives in September. The major focus will be on pension plans in general and OMERS and OTPP specifically. The previously mentioned framework Continued on page 42 Political Advocacy Committee by Dale Burley, Chair The Political Advocacy Committee (PAC) has held two meetings since the fall Senate, focusing on election preparedness and the ongoing monitoring of several issues reported previously to Senate, including GMO discussions. Supporting RTO/ERO’s direction of keeping our membership healthy by making informed choices led us to a rich source of information, now available at www.seniors.gov.on.ca/en/seniorsguide. Information on Elder Abuse, valuable to all seniors, which PAC continues to monitor, can be found at www.seniors.gov.on.ca/en/resources and at www.seniors.gov.on.ca/fr/resources. Also, as a result of collaboration with ACER-CART’s own Political Advocacy Committee, we are now aware of Choosing Wisely Canada, a campaign to help physicians and patients engage in conversations about unnecessary tests, treatments and procedures. With a plethora of resources, including 61 physician-recommended fact sheets on a variety of topics, the organization’s website is an excellent resource for our members: www.choosingwiselycanada.org. Continued on page 49 Project – Service to Others Scholarship Committee by Maureen Capotosto, Chair The Project – Service to Others Committee met in April to review and decide on the 27 scholarship applications received for 2015. Committee members reviewed individually the applications and, using a marking scheme, selected the ones they felt best met the criteria and were the most deserving to receive a scholarship. They were most impressed with the background and experiences the candidates displayed. This year the committee granted 25 scholarships. Over the past few years the committee has taken steps to increase the number of scholarship applications. Last year was a transition year as we changed the time of year that we reviewed applications. We received 14 in 2014 and 27 in 2015. We received applications from students embarking on the final year of their college or university programs in a wide variety of fields of study including: education, architecture, paramedic, medicine and several others. Continued on page 49 Summer 2015 Member Services Committee by Joanne Weeks, Chair The Member Services Committee focuses on the areas of goodwill, recruitment, Retirement Planning Workshops (RPWs) and travel. One of the Provincial Executive’s priorities is to market RTO/ERO. The resources provided by the Provincial Office staff and by our committee members assist with this promotion. Committee members continue to attend the Annual General Meetings (AGMs) of the teaching affiliates and related educational organizations. The number of District-sponsored RPWs continues to grow. Districts are seeing the positive results of having a yearly RPW and are doing a great job of getting our message out to schools and encouraging participation. Thirtysix workshops were held in 2014. Five more Districts are planning to have a local workshop in 2015, to bring the total to 41. Our Provincial Recruitment Workshop last fall, with the theme “It’s Worth Getting to Know Us”, was so very successful due in part to the enthusiasm shown by Districts for the materials and resources provided to them. We stressed how very important personal contact is in attracting new members to our organization. We are actively recruiting prospective Full members at local schools and board offices but also with staff at private schools, universities and colleges and members of the educational support staff of local school boards. These are our potential Associate members. A new category of Full member includes staff at First Nations schools. Showing someone that you care is the greatest gift you can give. Being Continued on page 49 9 Upfront | The new Merit Travel website for RTO/ERO members b y M e r i t Tr a v e l T oday’s travel plans almost always start online. The internet is so rich with endless possibilities that reigning it all in can be challenging. That’s what makes the new RTO/ERO travel website, by Merit Travel, both a reliable tool and a reprieve from all of the information you’ll find scouring thousands of travel websites. This is the home of content and travel options curated by travel experts. Not just another travel site, it’s a tool catered to the needs of The Retired Teachers of Ontario. The new website has improved search functionality, more travel tools, a gallery for member photos and stories, and District support options. Search made easy Finding your perfect vacation is easy. Your search begins with three quick options on the homepage, including: last minute deals, all-inclusive vacations, and cruise finder. Everything you have come to expect are part of your search: resort photos, ratings and prices. If in your search, however, you find you want something more, a list of hosted tours, cruises and Merit Longstays Vacations are still easy to find on the site. Travel tools When you’ve narrowed down your next vacation of choice, the travel tools section should be the next section you navigate to. Read up on the passport and visa requirements of your destination, check out the weather forecast, and familiarize yourself with the subway map before you get there. All of these tools, and more, are in 10 one place! Of note, Merit Travel’s exclusive Pocket Travel Consultant app is a free download and is just as the name states: your very own portable, travel consultant. Within it, you’ll be able to download destination guides so you won’t have to rely on WiFi when you’re away. Each destination guide recommends the best things to see, do, and places to eat. Your travel website The new site doesn’t end at finalizing your trip. Often, the best part about coming home after a vacation is sharing your memories with family and friends. That’s why a new Member Stories and Gallery has a permanent place on the homepage of the new website. Read about other members’ vacation experiences and peruse photos. It can even serve as a research tool. If you’re not sure where you want to go, why not consult the Member Stories and Gallery section for inspiration and recommendations from other members who have been there? If this feature doesn’t make you feel like this is your very own customized travel website, then maybe the District Support feature will. Outlined within this area, are ways that Merit Travel is eager to support your District. The new Merit Travel website for RTO/ERO was designed to make travel easy and inspiring. But it’s not just a website. At the heart of it are the very experts who have travelled the globe to put together the very best vacation experiences. The real benefit is having a Merit Travel Consultant just a phone call away! www.rtotravel.ca or www.erovoyage.ca. Renaissance | Upfront Announcing RTO/ERO’s 2014 Dream holiday prize winner: Sandra Candy O n Saturday, April 11, in London, in front of the largest number of potential retirees ever gathered at an RTO/ERO Retirement Planning Workshop, new RTO/ERO member Sandra Candy District 8, London, Middlesex was awarded her special prize for being randomly selected as RTO/ERO’s 2014 Dream holiday prize winner. Each year RTO/ERO, in conjunction with Merit Travel, sponsors a contest whereby one member who joins in the previous calendar year wins a trip voucher courtesy of Merit. At the workshop, at which 225 attended, Sandra was presented with her voucher by Laura Wilder, Branch Manager of Merit’s London office. Sandra (l) being presented with the travel voucher from Laura (r). Summer 2015 Sandra was ecstatic to be chosen, exclaiming, “What are the chances of having my name drawn from all of those new members who joined RTO/ERO in 2014! Winning this generous $2,500 voucher, courtesy of Merit Travel, is such an unexpected and wonderful prize.” Sandra taught for 41 years for the London Board of Education, which became part of the Thames Valley District School Board during amalgamation. She specialized in Primary Education and Language Development, and in retirement, continues to be involved with a school Breakfast Club Program, and teaches writing skills on a volunteer basis. Commenting on her status as a new member of RTO/ERO, Sandra stated, “I feel most fortunate as a retired teacher that we have in this province such a strong and vibrant organization as RTO/ERO, offering outstanding insurance plans, along with a multitude of locally organized activities, events and support systems to keep members connected and active in retirement.” The travel vouchers and travel-friendly RTO/ERO goodies that Sandra received. 11 Upfront | With Renaissance themed issues, our aim is to tackle topics of interest to you. What issues and trends are important to you? What topics and themes do you want to see featured in Renaissance? Let us know what themes we should be focusing on in future issues of your magazine. Request our new Contributors’ Guidelines at renaissance@rto-ero.org. WINTER 2015 SPRING 2016 Creative minds Sporty living According to Albert Einstein, “The true sign of intelligence is not knowledge, but imagination.” How are you inspired by your imagination or creativity? Do you spend your days thinking about the next poem or novel that you are going to write or are you busy working on another masterpiece on your canvas? Maybe your creative juices are stimulated by music, theatre, sculpting or drawing. We want to hear about how your creative mind works and see what you have created. Are you a serious athlete or do you participate in sports just for the fun of it? Are you a sports fanatic, who enjoys the camaraderie of playing sports such as pickle ball, baseball and golf or are you more interested in running, cycling, swimming, curling or skiing? Have you taken up a new sport in retirement? Perhaps you are a longtime coach who loves the thrill of competition and challenging yourself as well as others. We want to know how participating in sports impacts you mentally and physically. Tell us about the social connections you’ve made through your sporty passion(s) and how you are sharing it with your friends and family. Perspectives to consider: How does your creativity affect your life? Why is using your imagination and being creative important to you? Perspectives to consider: Why is being involved in sports important to you? What inspires you to participate in sports? What has being involved with sports taught you about yourself? Deadline: August 17, 2015. Deadline: October 26, 2015. Do you know a special member of RTO/ERO who is over 80 years old, who enjoyed a great career in education and lives life to its fullest? Have you experienced special moments during your career that you would like to share with others? If, you’ve answered YES to either or both of these questions send a 300 word outline describing what you would like to share to renaissance@rto-ero.org. We are looking for photos of our members engaged in daily retirement activities such as reading, walking, jogging, biking, vacationing, surfing the web, interacting with each other, etc. Photos are for use in Renaissance, Liaison (the To contribute or to read our complete Contributors’ Guidelines, Provincial newsletter), promotional materials email renaissance@rto-ero.org or call 1-800-361-9888 ext. 224. and on the website. All photo submissions Please Note: Submissions are reviewed by the editorial team before each issue. must be at least 5" x 7" in size at 300 Selected members will be contacted either to write a piece or to be interviewed to be pixels per inch resolution (minimum featured in Renaissance. We cannot guarantee that writing and images will be published 1.2 MB file size). as received. We will endeavour to include as many member viewpoints as we can. • • • • You must be a member of RTO/ERO Send us a BRIEF outline (300 words maximum) Send us any related artwork or photography Include your name, membership number and District 12 Renaissance | Upfront Your new Pocket Planner is here … I 2016 Pocket Planner agenda de Poche ncluded with this issue of Renaissance, as it always is with our summer issue, is your new 2016 Pocket Planner. As you read this, if you have not yet seen your copy, it is with the other inserts in the large envelope in which this issue of Renaissance was delivered. If you subscribe to e-Renaissance, your Pocket Planner is being mailed separately. Each member receives the annual Pocket Planner as a benefit of membership, as the provincial budget includes funds to provide one calendar per member. If members wish to purchase additional copies for family and/or friends, or lose their copy, additional Pocket Planners may be purchased at $3.00 from Souvenir Canada, 1-800-259-9641 or scanada@on.aibn.com. Please note: Pocket Planners are NOT available through the Provincial Office. AGENDA DE POCHE 2016 POCKET PLANNER The covers Close to 90 RTO/ERO members responded to our call-out for submissions, to be the featured artist on the cover, in comparison to 50 last year. We would like to thank all of you for taking the time to submit them. This year we selected two members to adorn the cover with their artwork: Peter Bering, District 9, Huron, Perth (above left) and Gabby Tutak, District 16, Toronto (above right). Check inside your Pocket Planner to see if you have Peter’s or Gail’s artwork on your cover. Letters... Continued from page 1 during the Second World War when dad was in the Canadian army, and my mother worked in the English Women’s Land Army. They married February 17, 1945 and immigrated to Canada after the war. At 16, my mother accidentally discovered that her mother had died several months after giving birth and that the aloof woman whom she believed as her birth mother was in fact her step-mother. Almost 30, my father discovered that his parents adopted him in Sunderland, England. Secrets were obviously prolific in our heritage! —W endy Hooker, District 24, Scarborough and East York Summer 2015 Need hearing aids? Hearing aids range from just $395 to $3000. Our funding experts will help you maximize any available funding so you pay the least amount out of your own pocket. Plus, RTO members save 10% at Hear More Canada! Did you know that you can transfer your existing service plans, warranties and hearing health records to Hear More at no charge or hassle to you? We honour all existing service plans and warranties AND give you all the benefits Hear More offers. Choose the care you want and deserve. Visit us for details. Call 1.855.558.4327 today to book a FREE hearing test. Visit www.hearmore.ca to find a location near you! 13 Upfront | 2014 Johnson scholarship recipients RTO/ERO member relatives currently in school receive a helping hand. We are extremely proud to announce that the children/grandchildren of a number of our members have been named recipients of the 2014 Johnson Scholarship. Congratulations to: Teagan van der Mark Jenna Smallegange Alexander Court (Grandchild of Leny van der Mark, District 15, Halton), is enrolled in University of Western Ontario in B.Sc. Nursing. She volunteered at a mission in Haiti. She wants to be a critical care nurse. (Grandchild of Denise Burridge, District 48, Leeds and Grenville) is enrolled in Queen’s University in the Concurrent Education Program. She volunteers at Kingston General Hospital and wants to become a primary school teacher. (Child of Judy and George Court, District 34, York Region) is enrolled in University of Toronto in Economics, Financial Accounting and Psychology. He wants to pursue a career in marketing. He is also a Council Youth Commissioner for Scouts Canada. The talented recipients will each receive a $1,000 bursary to use towards tuition, textbooks and other postsecondary expenses while attending university this year. Through the program, Johnson Inc. — our group benefit plan administrator and preferred provider of home and auto insurance — awarded 50 scholarships worth $1,000 each to children or grandchildren of Johnson affinity group members and other customers across the country. To be eligible for the program, students had to graduate high school in 2014 and attend post-secondary the following fall. For many Canadian students, the jump from high school to post-secondary education signals a thrilling transition into adulthood. Along with the excitement and independence, however, come new responsibilities like paying for tuition, textbooks and basic daily essentials. To help Canadian students achieve their goals, Johnson has awarded 1,400 scholarships valued at more than $1 million since 1998. Applications shall be submitted on the completion of the applicant’s graduating year of high school. Completed application forms must be submitted by August 31, 2015 and must include an official high school transcript of the final year marks. If you require further information about Johnson’s scholarship program, please call toll-free 1-866-544-2673, email scholarshipfund@johnson.ca, or visit www1.johnson.ca/scholarship. 14 Renaissance | Upfront SIGN UP FOR e-Renaissance Get your copy of Renaissance electronically and view the issue from the comfort of your computer or mobile devices. NEW! You are now able to enjoy e-Renaissance on your e-readers (such as Barnes & Noble Nook, and Kobo, etc.) and your Apple and Android mobile devices. Scan QR Code to view the current issue You will also be able to read e-Renaissance via an EPUB format, from anywhere. Send your name, District number, District name, membership number and current email address to e-Renaissance@rto-ero.org and register to start receiving e-Renaissance. To receive the upcoming fall issue, submit your email by August 31, 2015. "Great idea to be able to download on my Kobo. It’s a major improvement in convenience!" Linda Taberner, District 28, Region of Durham Summer 2015 15 Departments | Saluting Our Senior Seniors A born leader Always focused on family and community responsibility. b y Te d W h i t e l a n d , D i s t r i c t 2 0 , F ro n t e n a c , L e n n o x & A d d i n g t o n T The early years Irwin was the oldest of three children born to Elmer and Mabel (née Kilfoyle) Ruttle. Raised and educated in Ottawa, he received his teaching credentials from Ottawa Normal School (1934-35) as it was always his yearning to work with children. As teaching jobs were difficult to find, Irwin scoured the back roads of Renfrew and Lanark counties in his Model A Ford to secure his first position in education. While travelling down an old dirt road the last weekend in August, he came across two farmers, one the chair of the local school board and Irwin was employed on the spot to teach five students in his new school, S.S. #6 Darling Township, Lanark County (west of Almonte). His salary, a princely $500 per year. Serving Canada Three years later, Irwin moved to Eganville as Principal and then spent the Second World War as a Lieutenantinstructor in the Royal Canadian Navy. He administered tests to assess the English and math skills of new recruits, teaching remedial classes for those two subjects and anything else the Navy needed the recruits to know before 16 Irwin in his naval uniform in 1943. The green stripe, between the gold lieutenant stripes, identifies him as a school master. being assigned for specialized training. Irwin was assigned at various times to land-based training centres: HMCS Carleton; HMCS Cataraqui; HMCS York; HMCS Stadacona; and HMCS Hochelaga. He finished his naval service as visual aids training officer Atlantic Command, Halifax. With the intent of finishing his degree and returning to Ottawa, he settled in Kingston in 1946. Shortly after, he accepted a temporary placement that lasted 31 years until his retirement in 1978 after a career spanning 42 years. This last placement was as supervising principal of the Fort Henry Schools. Irwin has seen a lot over his lifetime, including two world wars, the birth of the first transcontinental telephone call by Alexander Graham Bell. He even watched the Ottawa Senators win the Stanley Cup. But, it is his family and community that have been the focus of his life. Irwin’s family Irwin and his late wife Irene (deceased in 2011) were married in 1944 and have three children: Carol (Saskatoon); David (Kingston) and Renaissance All Photos: Courtesy of Irwin Ruttle he Kingston Seniors Centre was aglow with family, friends, and former students and colleagues all of whom had been touched by Irwin Ruttle, District 20, Frontenac, Lennox & Addington as he celebrated his 100th birthday on December 13, 2014. Saluting Our Senior Seniors | Departments Irwin cutting the cake at his 100th birthday celebration with family and friends. Irwin and his wife Irene, on their wedding day, April 22, 1944, alongside Reverend Dr. and Mrs. Thompson. Taken in 2012, the former S.S. #2, Darling Township in Lanark County. This was the second school Irwin taught in. Brenda (Kingston); four grandchildren (one deceased); and seven great grandchildren. As a young family, the Ruttles travelled extensively in both Canada and the United States in their travel trailer. One of Irwin’s hobbies was photography. He had his own darkroom and has over 7,000 slides! Upon his retirement in 1978, Irwin was interviewed by the local newspaper and he reflected that in his Fort Henry Schools’ family alone, over 11,500 students attended his schools, with over 300 teachers, some of them returning two or three times throughout their careers. He has kept in contact with many former staff and students. Several teachers met and married while working during his schools and many attended his recent birthday celebration. Irwin’s community Irwin had always been at the forefront of change and worked with computers and hard drives while both were in their infancy and continually added to his computer hardware and software. Personal computers did not become commonplace until just after he retired so he did not use them during his career, but Irwin used them extensively in several voluntary positions after he retired. Summer 2015 He was an active member of the Ontario Public School Men Teachers’ Federation (OPSMTF), including time as president and chair of numerous committees. He also served the Frontenac County Schools Museum in the capacity as business administrator for 15 years. Irwin’s involvement with District 20, Frontenac, Lennox & Addington was in the capacity of secretary-treasurer for an initial twoyear position that eventually lasted 25 years. During this time, he managed the general secretariat, newsletter preparation, membership records, providing the Goodwill committee current listings, managed telephone queries and maintained accurate financial records and correspondence. Irwin’s commitment has been recognized by an honorary District Life membership in OPSMTF Frontenac and a Citation of Recognition from the Ontario Genealogical Society in addition to an honorary life membership in its Kingston Branch. Irwin has even had a District award named after him, the District 20 Irwin Ruttle Award to recognize the outstanding voluntary contributions to the work of RTO/ERO at the District level. Miekle Turner, a former RTO/ERO colleague and himself a recipient of the District 20 Irwin Ruttle Award, shared perhaps the most representative reflection of Irwin: “When Irwin did finally retire, the District had to find three people to replace him — one for each of the three aforementioned positions! Always striving for excellence, and a stickler for detail, Irwin kept tabs on just about everything in District 20, which at the time covered a very large geographical area, including the three counties of Lennox-Addington, Frontenac and Leeds-Grenville. The District was so large that after Irwin’s retirement, Leeds-Grenville was separated off to become District 48! He also compiled a very comprehensive list of “what to and how to do it to help surviving family members with the jungle of paper work that follows a death in a family — the epitome of “service to others”. At Irwin’s 100th birthday celebration, it was positively amazing to see Irwin on his feet most of the time greeting the many well-wishers; many of whom were considerably younger and had sought ’time out’ and a chair!” Irwin Ruttle has set the bar very high for those who follow and it is with a great deal of admiration and appreciation that we share his story. 17 Demystifying Departments | ConnectED How to stay secure when surfing the internet Photo: La1n, shutterstock b y C h a r l e s Ta b o n e , M a n a g e r, I n f o r m a t i o n Te c h n o l o g y c t a b o n e @ r t o - e r o . o rg 18 Renaissance encryption ConnectED | Departments M any people worry about data security, but don’t understand how it works. How do you know how secure a web page is when you open it on any platform (Android, Mac or Windows)? In today’s age there are two pieces to the puzzle. In the spring 2015 issue, I discussed WiFi and internet security, but the other piece of the puzzle is data encryption. Data encryption is the key to keeping your personal information secure. Encryption scrambles the information that you send over the internet. WiFi can either be “open” which means anyone can use it or encrypted. So, the first rule of thumb: if you are using an “open” WiFi network, your data is not safe. If you are using a WiFi open network, BUT using an encrypted website, you are safe. Many websites, like banking sites, use encryption to protect your information as it travels from your computer to their servers. Look for encrypted sites To determine if a website is encrypted, look for the HTTPS at the start of the web address. The “S” is for secure. Some websites use encryption only on the sign-in page, but if any part of your session isn’t encrypted, your entire account could be at risk. Always look for the HTTPS on every page you visit. What about mobile apps? Mobile apps don’t have a visible indicator like HTTPS. Many mobile Summer 2015 apps don’t encrypt information properly, so it’s not a good idea to use certain types of mobile apps on an unsecured WiFi network. If you are using a mobile app to conduct sensitive transactions or shopping with a credit card, think twice. Use a secure wireless network. Don’t assume a WiFi network is secure. Most WiFi networks don’t encrypt information and therefore are NOT secure. In fact, if a network doesn’t require a WPA or WPA2 password (see next paragraph), it’s definitely not secure. There are two security protocols that are standard to wireless routers, WPA (WiFi Protected Access) and WPA2 (WiFi Protected Access II). These protocols were developed to safeguard wireless computer networks. These protocols send random codes that only your computer and the wireless network knows. As information is traded between both, the data is scrambled. It’s these security protocols that scramble and descramble information, keeping it safe. If you must use an unsecured network, use the company’s mobile website where you can check for the HTTPS at the start of the web address rather than the company mobile app. Public WiFi protection tips Here’s how you can protect your information when using public WiFi. • When using a hotspot, log in or send personal information only to websites you know are fully encrypted. To be secure, your entire visit to each site should be encrypted — from the time you log in to the site until you log out. If you think you’re logged into an encrypted site, but find yourself on an unencrypted page, log out right away. • Don’t stay permanently signed in to accounts. When you’ve finished using an account, log out. • Do not use the same password on different websites. It could give someone who gains access to one of your accounts access to many. • Most web browsers alert users who try to visit fraudulent websites or download malicious programs. Pay attention to these warnings, and keep your browser and security software up-to-date. • Consider changing the settings on your mobile device so that it doesn’t automatically connect to nearby WiFi. That way, you have more control over when and how your device uses public WiFi. • Some WiFi networks use encryption: WPA and WPA2 are common, but they might not protect you against all hacking programs. WPA2 is the strongest. Take steps to secure your home wireless network by putting a password on your home wireless network and using the WPA or WPA2 protocol. For more information or if you have questions, contact Charles, ctabone@rto-ero.org. 19 MERIT HOSTED EXOTIC MOROCCO AGAWA CANYON TRAIN JOURNEY Merit Travel Hosted Tour The unique atmosphere and rich history of Morocco makes this an experience not to be missed. Ancient cities, kasbahs and souks are mixed together with modern architecture. We will be visiting historical sites, mosques, monuments and markets in both urban and rural settings. Travel along the Atlantic Ocean, cross the Atlas Mountains, ride camels, sleep in a desert tent, enjoy sweet and savoury foods and a folklore show in Marrakech. Highlights: Rabat | Meknes | Fez | Erfoud | Tinehir | Ouarzazate | Marrakech | Essaouira | Casablanca Includes: Round-trip air from Toronto with Air Canada, economy class, 18 nights accommodation, 52 meals: 18 breakfasts; 17 lunches; 17 dinners, gratuities to guides and drivers; all taxes; fully hosted $5,9951 p.p. 19 nights Departs Toronto: Oct. 14, 2015 For tailored vacation experiences exclusively for RTO/ERO members, visit rtotravel.ca or call 1.877.872.3826 Algoma Country is ablaze with colour during autumn and for decades the canyon tour has been a favourite way to experience some of the most spectacular autumn scenery in North America. Highlights: Sudbury | Science North | Sault Ste Marie | Agawa Canyon Train Tour, Northern Ontario Includes: Fully escorted from Toronto, accommodation, 6 meals, coach transportation, admission to Science North, the Bushplane Museum and ticket for the Agawa Canyon Tour Train, taxes and gratuities $9752 p.p. 4 days Departs Toronto: Sept. 28, 2015 Day to Day Itinerary Day 1 | Sept. 28 (D) Travel north to Sudbury, visit Science North before checking in at hotel. Day 2 | Sept. 29 (B) After breakfast, we depart for Sault Ste Marie to visit the Canadian Bushplane Heritage Centre. Day 3 | Sept. 30 (B,L,D) Board the Agawa Canyon Tour Train for a trip into the heart of Northern Ontario. You will have 90 min. to explore the Canyon. There are hiking trails and waterfalls nearby. Day 4 | Oct. 01 (B) After breakfast, head back to Toronto enjoying the scenery along the way, and a stop for lunch en-route. 1.877.872.3826 CDN$ pp dbl occ. 1Single supplement $750. Space is limited on this tour. 2Single supplement $275. Contact a Merit Travel Specialist for full terms and conditions. ON-4499356/4499372 | BC-34799 | 111 Peter Street, Suite 200, Toronto ON M5V 2H1 | Canadian owned MERIT HOSTED CALL US TO BOOK YOUR LONGSTAYS VACATION FOR WINTER 2016! GREAT DEALS FOR ONE MONTH PACKAGES DEPARTING TORONTO FROM AS LOW AS $1,890 PLUS $476 TAXES P.P. MERIT HOSTED PERU PRIVATE COLLECTION HOSTED TOUR CLASSIC CHINA & YANGTZE RIVER TOUR Peru is a fascinating country rich in history, nature and hospitality. Discover spectacular scenery, ancient civilizations and modern people whose traditions are still very much alive. This private collection hosted tour is an inclusive cultural immersion, with great food, and superior accommodations. As the longest river in China, the Yangtze River offers a picturesque collection of age old history and culture that has prevailed for centuries. This complete hosted tour features the Yangtze River cruise on a luxury cruise complete with shore excursions, plus the imperial cities of Beijing and Xi’an, the world class city of Suzhou, the charming water towns of South China, and vibrant metropolitan Shanghai. MERIT TRAVEL HOSTED TOUR Highlights: Lima | Arequipa | Chivay | Puno | Lake Titicaca | Cusco | Sacred Valley of the Incas | Machu Picchu | Aquas Calientes Includes: 1 p.p. • round-trip international and 14 nights domestic air Departs Toronto: • Vista Dome train to the Apr. 9, 2016 Sacred Valley from Aquas Calientes • Thermal baths in the Colca Canyon • 14 nights superior accommodations • services of a professional English speaking guide • most meals and bottled water provided daily • Peru destination guide • premium lounge pass • Merit Travel host • gratuities $5,500 MERIT TRAVEL HOSTED TOUR Highlights: Beijing | Xi’an | Suzhou | Yangtze River | Shanghai Includes: 2 p.p. • round-trip air from Toronto with Air Canada, economy class 14 nights • China domestic flights Departs Toronto: • 5-star hotel accommodations Oct. 17, 2015 or • daily breakfast, lunch and dinner as $4,0952 p.p. indicated on the itinerary Oct. 13, 2016 • all entrance fees as per program • guided sightseeing tours as indicated on the itinerary • English speaking guide and Merit Travel host • Premium lounge pass $3,990 1.877.872.3826 CDN$, per person, dbl occ. Space is limited on this hosted departure. Not included: any personal expenses, such as insurance, passport fees, and gratuities, any meals, or items not mentioned. Contact a Merit Travel Specialist for full terms and conditions. 1Single supplement: $1,700 p.p. 2Single supplement: $995 p.p. ON-4499356/4499372 | BC-34799 | 111 Peter Street, Suite 200, Toronto ON M5V 2H1 | Canadian owned Wendy giving Paco a cuddly hug. 22 Renaissance All photos courtesy of Wendy Parliament. Feature Story | Donkey whisperer | Feature Story Donkey Learning life-lessons from unexpected teachers — donkeys b y W e n d y P a r l i a m e n t , D i s t r i c t 2 0 , F r o n t e n a c , L e n n o x & A d d i n g t o n I ’ve just come in from the first real blast of winter — northwest winds gusting to 50 km/h — 20 cm of snow falling … and how am I feeling? Warm and cozy. Today is exactly why I’m glad we (my wife Edie Cairns and I) live with a small herd of donkeys. No matter what the weather, we’re up and out right after breakfast. We adopted a standard jack named Paco in my last teaching term. He was fired from his job looking after sheep — and hired as a companion here on our little hobby farm. Over the next year Paco welcomed three jennies Darby, Rosie and Bella to complete the herd. I wondered what retirement would have in store for me. I’m a tech geek and love to create websites, blogs, edit videos and dabble in digital photography. Then there is my interest in music, playing the piano and puttering on art projects. Are you noticing? That entire list tends to sit me down. I could easily see days passing by, while I indulged my passions in my study. My study that would no longer be packed with teaching materials … it would be packed with creative projects and a lot of sedentary time invested. For many years now our yard has been another “room” for our family. We spend a great deal of time gearing up in the spring — planning, pruning and planting. We enjoy getting our granddaughters involved sowing seeds for vegetables and bulbs for summer flowers and harvesting it all later on. In the summer and fall it is easy to step out the door and wander from bench to flowers to bird baths … puttering and deadheading and admiring what has bloomed. But as the season waned so did our involvement with our outdoor spaces. Then along came Paco — needing a home — and me needing lots of incentive to be outside for longer than the gardening season. Extended family I’ve learned a whole new language to communicate with the herd. Paco needed real help overcoming a fear of being handled and of new people. I learned how to use a clicker training tool to slowly bring him around. The herd needed their hooves trimmed regularly. I met a great local farrier1 who spent an hour a week with us 1 A farrier is a person who shoes horses for horses’ feet. http://dictionary.reference.com/browse/farrier Rosie soaking up the sunshine. Summer 2015 Paco after his first year with Wendy and Edie. Caught red-handed racing for acorns. 23 Feature Story | Donkey whisperer in the beginning to teach me what their hoof anatomy is like and I can now do daily checks and cleaning. I’ve even given shots on my own. However, I think the donkeys might let you know that our vet is much smoother with that process! They’ve become a much loved part of our family. When our children and grandkids are home for holidays the paddock (fenced enclosure) is a popular spot. Our granddaughters, who live in the city, love their donkeys and their country home. When they are here for “Gramma Camp” they spend hours helping out with the chores. In our last family photo we ended up perched in the woods because, the donkeys are family too. Picture perfect in the woods. Cute smiles. Wendy’s granddaughters spending the day with the donkey herd. 24 Attentive caretaker Now I know daily what phase the moon is in, where the wind is blowing from, what the forecast is for hours of sunshine, rain, sleet, or snow and what the predicted high and low temperatures are. I know what time the sun will be coming up and when it will set. I know that there is about half an hour of twilight in the fall and much less in the winter. All of these things determine where I’ll put the day’s feed. On hot sunny days, the feed needs shade. In cold bitter winter winds, the feed needs shelter. I now own clothing that keeps me warm, dry, cool, and UVR (ultraviolet rays) protected. I love being out with the donkeys for hours every day regardless of what the weather tosses at us. I love watching nighttime skies and noting how the Big Dipper spends the winter on our northern horizon. I like noticing cirrus clouds and preparing for the rain they predict. We find we’re outside for two hours in the morning and then at least that long in the afternoon and evening. Renaissance Donkey whisperer | Feature Story Wendy working in the woods with Paco and Bella keeping her company. Loving care. Wendy tending to the donkeys in the winter. All photos courtesy of Wendy Parliament. Sprint for acorns That doesn’t include the hours invested in plowing after a snowstorm. We also have to race the donkeys for the acorns! We found out after we’d adopted the donkeys that acorns are not good for them to eat in any quantity. We have a number of huge oak trees so rather than cut any of the trees down we stay on alert and wait for the acorns to fall. Then we, and often our granddaughters, head out with pails to search them out. Some days we end up racing the donkeys. They catch on quickly to what it is we’re “harvesting”. The squirrels love that they can just stop by the compost pile to pick up their winter supply. Although, sometimes we get a good laugh when we find a squirrel carting a mouthful back into the paddock and woods to hide them again. All this has kept me fit and provided a dose of fresh air that seems to have gone a long way to making these first two years illness-free: no flu or colds. Living with these creatures has brought me back to earth and renewed my appreciation for the little things in life. I’d highly recommend it. My adventures learning to be a donkey whisperer can be followed by checking out my blog at http://meadowmice.net. Sunkissed. Paco’s first summer on the farm. Summer 2015 25 Features | Photos: courtesy of Helena Wehrstein, District 16, Toronto Compiled by Susannah Maxcy Helena helping out in the Everdale greenhouse. 26 Renaissance Learning to grow | Features “To plant a garden is to believe in tomorrow.” — Audrey Hepburn. S tudies1 show gardening has many physical and mental health benefits, but that doesn’t mean you need to read a study to get out and enjoy the beauty and bounty that comes from getting your hands dirty in the garden. From school yard to back yard, we caught up with members, Helena Wehrstein, Don Tremeer, and Lyndia and William Hendry to discover the wild, wonderful joys of gardening. Growing with the garden by Helena Wehrstein, District 16, Toronto I live in downtown Toronto, but also rent a place on a 50 acre designer who created the garden in 2003. There are flower farm one hour away: Home Alive! It is a straw bale home with beds, three small ponds with water plants and frogs, a a beautiful permaculture garden at Everdale Place, the location hugelkultur2 area, a greywater wetland, and, of course, of a free school from 1966 to 1974, and current home to lots of weeds to control. Farmers and interns are always Everdale Environmental Learning Centre, which I cofounded. at hand to answer questions and to give gardening advice. My partner and I have been on the property since 1992, but Benefits? They are many: relaxation; good exercise; soul moved into Home Alive! in 2009. renewal from being surrounded by nature, fresh air, and I used to garden years ago, but switched to a low natural beauty; and satisfaction from eating and sharing maintenance yard at my Toronto home as priorities inexpensive, home-grown, fresh produce. I love using my changed and interest waned. Although the main focus of creativity in planning and photographing the garden, and the Learning Centre is training coming up with ideas on how to farmers, my involvement has use yet another darn zucchini. been in financial and board I also get much inspiration and matters, supporting our farmers, hope for the future by being but with no interest in actually around young, enthusiastic farming myself, until the farmers and being a part of the Home Alive! garden grabbed local food movement. me. At first, I felt obliged to tend This spring I also got my to its lovely, rather wild garden, hands into the dirt at Black as the home is occasionally Creek Community Farm, an open for tours, but gradually urban farm run by Everdale and over the past five years, I have community partners at Jane and spent more and more time there Steeles. We have an RTO/ERO during the growing season and Project — Service to Others have become more ambitious grant to help fund school visits, Home Alive! is the world’s first prefabricated straw with our garden; the garden so I’ve been learning, teaching, bale house and is designed and growing has grown on me. and sharing my enthusiasm for to have a minimal We grow veggies and herbs, growing food with local kids. environmental impact3, but also have a bounty of berries Can’t wait until this year’s seen here with its garden and fruit from bushes and harvest! To learn more: visit designer Brad Peterson. trees planted by the landscape http://everdale.org. Fun fact 1 Michigan State University, http://msue.anr.msu.edu/news/what_are_the_physical_and_mental_benefits_of_gardening. Accessed March 13, 2015. 2 Hügelkultur (also spelled huegelkultur, roughly translated from German as “hill culture”) is the practice of composting large woody material to create a raised garden bed. It is a way of dealing with excess amounts of woody garden wastes, for example prunings, hedge clippings, brassica stems, or brushwood. www.appropedia.org/Hugelkultur. 3H avest Homes http://harvesthomes.ca/news/item/home-alive-the-house-that-thinks-drinks-and-breathes-enernews. Accessed March 13, 2015. Summer 2015 27 Features | Learning to grow by Donald Tremeer, District 9, Huron, Perth After 35 years of working with human nature in the teaching profession, retirement seemed to be the logical next stage of life. As my back yard replaced my classroom, efforts gradually switched from human nature to Mother Nature. The similarities have been astounding as the annual harvest of fruits, vegetables, and flowers has replaced the annual graduation of another “crop” of students. My lot is approximately an acre in size and includes a large vegetable garden, many flower beds and an apple tree. This tree has a special place in the yard as it was planted by my father nearly 50 years ago. It has five different varieties of apples, not unlike the odd student that seemed to have several personalities wrapped into one body. Having grown up on a farm in Huron County, I always want to plant things in the spring and enjoy harvesting the fruits of my labour in the fall. This always contrasted with getting a new bunch of students in the autumn and seeing them off at the end of spring. Besides apples, my fruit crops consist of strawberries, raspberries, red currants, and rhubarb, which are popular with family, friends and neighbours. Some of the most requested vegetables are asparagus, garlic, tomatoes, parsnips, beets, and Brussels sprouts. In the fall, everyone helps themselves to the squash collection in our carport. These usually consist of pepper squash and zucchini, as well as orange and white pumpkin. There is a limited selection of herbs that appear annually. Chives, mint, and dill are easy to produce. I also have horseradish as I like to grind my own each year. If you like it hot, you’d like what I’ve got! What are the benefits of having a garden? There is definitely no financial reward since no one is allowed to pay for anything that comes from the garden. Seeds, gasoline and fertilizer are all expensive, but the many hours of labour are free. Occasionally my chiropractor and massage therapist get rewarded. The birds benefit from the many insects, fruits and seeds created in a garden setting. The most rewarding part of gardening is the sharing of products with others. After 15 years as a student, 35 years as a teacher/administrator and 20 years as a retiree, I have come to one conclusion: there are more similarities than differences between human nature and Mother Nature. Strawberry plants ready for winter. 28 Renaissance Photo: courtesy of Donald Tremeer, District 9, Huron, Perth. Spring fever Learning to grow | Features Dreams, plans, and plants Photos: courtesy of Lyndia and William Hendry, District 13, Hamilton-Wentworth, Haldimand. by Lyndia and William Hendry, District 13, Hamilton-Wentworth, Haldimand Lyndia and William’s farm in winter. In the mid 1990’s we began a new adventure as retirement loomed. We bought a 96-acre farm northwest of Hamilton. Two thirds of the property was agricultural land and the remainder conservation lands, including portions of Eastern Carolinian Forest and Beverly Swamp. Through the “country grapevine” Joe Mount, one of Bill’s former students, heard about the purchase and asked to farm our fields. His family had farmed in the area for generations using environmentally friendly practices. Thus began a unique experience where the student became the teacher and the teacher became the student. He taught us how to care for the land and to grow fruits and vegetables to fill our plates for the year and have enough to share with family, friends and neighbours. As the city began to encroach, we realized this land needed to be preserved for future generations and so began our search for an organization to partner with us to preserve and use it for educational, environmental, and recreational pursuits. A Rocha, an international organization dedicated to conservation, research, and education was a perfect fit. Since working with this organization, the benefits have been amazing. A Rocha arranged to have beehives placed on the property, worked with a local school to build and erect 50 bluebird houses, and removed and replaced invasive plants with native ones. They also invited local Summer 2015 Diego, a student who participated in the program, shown here harvesting radishes. artists to come to the property and interpret what they saw through painting, sculpting, quilting, and wood cuttings; we later hosted an art show to showcase their work. Working with the Halton Conservation Authority, A Rocha also mapped the various forest vegetation found on the property. Of course, we wouldn’t be teachers if there wasn’t an educational component to the project. A Rocha has been instrumental in developing educational activities and events such as an apple cider pressing event which saw young children learning about food, enjoying nature, feeding rescued animals and pumping water with an old hand pump. With their help, we hope to inspire more people to love and care for nature. As for future plans, we hope to build a bush trail, improve water quality, create Community Supported Agriculture (CSA), work to protect rare species and create a world-class environmental centre. Over the years, we have learned that when we nurture nature, nature nurtures us. We are dreamers, planners and planters. To learn more, visit www.arocha.ca/events/?city=Hamilton. 29 The art of nature Compiled by Susannah Maxcy “Green fingers are the extension of a verdant heart.” — Russell Page S ome people garden for beauty, others for the delicious produce. Whatever your reason, gardening is a great way to take a break from technology and connect with yourself and the earth. We chatted with June Mewhort and Cindy Matthews about garden magic, conquering tough terrain, and digging your way to better health. Above: Lilacs are beautiful and aromatic. 30 Revitalizing the outdoors by Cindy Matthews, District 10, Grey and Bruce, Dufferin Almost 30 years ago, my husband, John, and I bought a 102 acre property in Bruce County. It had been used for agricultural purposes until the house burnt down in the 1940s. Thereafter, various owners used it primarily for recreational purposes, which we continued. Our goal was to move to the property in retirement, which we accomplished in 2012. Another goal was to improve the landscape and existing bush lot by expanding and building vegetable and perennial gardens, planting trees, and excavating the pond, which have many benefits. You are what you eat Flowers provide ongoing beauty throughout the growing season. We primarily grow perennial flowers and grasses. As the perennials mature, they offer colour, shape, and texture to the property. Throughout the season, there’s much work to be done: planning, planting, composting, mulching, watering, and weeding. Work is beneficial because it is purposeful exercise with the added benefit of being outdoors. Gardening keeps hand muscles agile. Joint pain in my hands is minimized by keeping active. Renaissance photo: Cindy Matthews, District 10, Grey and Bruce, Dufferin Features | The art of nature | Features Vegetable gardens offer fresh, organic produce. Nothing is as tasty as a fresh, homegrown tomato with a robust flavour and juicy finish. In addition to tomatoes, we grow leaf lettuce, herbs, peppers, carrots, potatoes, and peas to name a few. Growing food means the growers eat more vegetables, helping John and I maintain healthy body weights. Seed cost is negligible when compared with the cost of store produce. Gardening also provides emotional and cognitive benefits. Nurturing a plant to maturity boosts my frame of mind. Solitary activities like hoeing have meditative properties. Achieving tangible results such as filling a wheelbarrow full of weeds gives me a sense of accomplishment. To keep my brain sharp, I study soil improvement techniques and cultivation methods to improve yields. Seminars, the internet, and magazine and book resources expand my knowledge. Trees provide shade thus reducing need for air conditioning. Trees also provide gorgeous foliage, and their root structures help reduce erosion. We collect fallen branches to chip into mulch for the gardens and pathways. Vegetable matter is composted and eventually returned to the gardens. For people brand new to gardening, I suggest starting small, perhaps with a patio tomato and small herb garden. Later, when gardening on a larger scale, I recommend taking frequent breaks, staying hydrated, and pacing work. You might wonder how you ever existed without gardening in your life! Cindy and Jack in the sunflower patch. Summer 2015 Photo: courtesy of Cindy Matthews, District 10, Grey and Bruce, Dufferin. Environmental impacts The property is 75% covered by bush lot and we work hard to maintain and improve its existing bush trails. To improve wildlife habitat, increase food sources, and provide cover from predators, we planted 4,000 seedlings (butternut, oak, cedar, pine, and black locust) in meadows and on elevations. White-tailed deer and eastern wild turkeys are opportunistic foragers. They consume soft mast so we elected to leave already established wild apple, pear, and hawthorn trees. Other animals that benefit from our efforts include song birds, ruffed grouse, woodpeckers and wood ducks to name a few. Trees, vegetables, and flowers help the environment. Pollinators, like honey bees, benefit from access to pollen. Green plants absorb carbon dioxide and potentially harmful gasses from the air and release oxygen. 31 Features | The art of nature Gardening enchantment by June Mewhort, District 28, Region of Durham Lasagna gardening I had read Lasagna Gardening by Patricia Lanza and since we would be working with very tough terrain of field grass and weeds, I was sure her method would work. Instead of trying to dig through stubborn grass and tree roots, we began with a layer of wet newspaper and cardboard as directed in the book. This smothers any unwanted plants. Then, we created the layering effect using manure and straw from the barn alternately with peat moss and new soil. After about a dozen layers, the soil bed was ready. Following the instructions, we left the bed for a while to settle before doing any planting. A couple of months later I planted a few annuals to colour our work. Since the new bed was under the remaining tree canopy, it needed to be a shade garden. The following spring I Photo: courtesy of June Mewhort, District 28, Region of Durham. I have always needed and cherished solitude for contemplation and psyche repair. As a young child I found it in our magical garden in England and as an adult here on our farm in Victoria County. Since arriving here, my husband and I have created many flower gardens, but my favourite is the original fairy garden. It began years ago with the demise of a lovely old maple tree that had lost its upper boughs and was leaning precariously on power lines, so it had to come down. The stump and lower trunk languished in its old space as a reminder of ages past. Every time I walked the lane, I became aware of a “lost soul” feeling and, feeling the need to mend the energy web, I decided to use the downed tree’s decaying log as the backbone of a garden. "Fairy lady" June with one of her beloved fairies. 32 Renaissance June’s enchanted fairy garden. transplanted a couple of hostas and some other shade perennials from other beds. As the garden began to bloom, it had the magical properties of the treasured English garden from my childhood and I decided to make it a “fairy” garden. In it, I placed fairy fixtures I already had and protective angels in various sizes that my family and friends bought me. Over the years, I have added miniature glow-in-the-dark fairy houses. There are now two fairy beds in the lane. The second one is in a sunny location, so that I can diversify the plants and have more sites to put my many fairies. Fairy lady To a few neighbourhood children, I am known as the “fairy lady” and they delight in coming for a visit when the fairies are placed in early summer. I change the fairies’ locations each year so that they have to search for their favourites. My grandchildren use the fairy gardens as their play area when they want to get away from adults for a little while. They know that they can go as far as the first garden (in sight of the fairies), but no further if we’re not with them. For me, the gardens add magic and whimsy to my life. They keep me young and they keep me busy. Most of all, they fulfill my need for solitude on warm, sunny days. Summer 2015 Downsizing? Relocating? Buying or selling a cottage? Moving out-of-country? Have a rental or investment property? We welcome RTO/ERO members to contact us to discuss your real estate needs and ambitions! Tailored commission fees available to RTO/ERO members. When Experience and Results Count! Since 1981 Nick A. Damiano Owner/Broker of Record nick@venturerealestate.ca Venture Real Estate Corp. Brokerage 1-888-999-7797 venturerealestate.ca venturerealestatecorp @VRECorp Helping clients achieve their real estate goals and needs is Venture’s commitment in each transaction. Not intended to solicit buyers or sellers currently under contract with a brokerage. 33 Photo: courtesy of June Mewhort, District 28, Region of Durham. The art of nature | Features Departments | Health Matters inside Smoking cessation..........................................36 Tips for submitting receipts.............................37 Blood glucose test strips.................................37 Cautious travelling..........................................38 Brain activity apps..........................................39 Photo: Hugh Wesley Thank you.......................................................39 34 Out-of-Province/Canada Travel Benefit............40 With stroke, minutes count..............................41 Renaissance Health Matters | Departments Lyme disease compiled by Eliza Ives L yme disease is found in Europe, Asia, and in many parts of North America. The risk of getting Lyme disease is increasing in Canada. Canadians are encouraged to take preventive measures to reduce their risk when spending time in areas where there may be ticks. Lyme disease is a serious illness caused by the bite of an infected blacklegged tick. Ticks are small, ranging from the size of a poppy seed to that of a pea. The size of the tick varies depending on its age and whether it has fed recently. The bite is usually painless so you may not know that you have been bitten. It is important to be on the lookout for ticks and the symptoms of Lyme disease. The risk to Canadians The greatest risk of contracting Lyme disease is during the spring and summer months. Ticks might also be active in the winter, if the winter is mild and has little snow. Blacklegged ticks are most often found in forests and the overgrown areas between the woods and open spaces. It is important to note that as tick populations are spreading, it is possible to be bitten outside of these locations. The Public Health Agency of Canada works with provinces and territories to identify where populations of infected blacklegged ticks are established or spreading. These areas include: southern British Columbia; southeastern and south-central Manitoba; southern and eastern Ontario; southern Quebec; southern New Brunswick and Grand Manan Island; and parts of Nova Scotia. Continued on page 36 Symptoms of Lyme disease Some people may have no symptoms at all. Others may suffer severe symptoms, but not for weeks after the bite. As such, they may not associate the illness with a tick bite. Lyme disease signs and symptoms can include one or a combination of the following, with varying degrees of severity: fatigue; fever or chills; headache; spasms, or weakness; numbness or tingling; swollen lymph nodes; skin rash; cognitive dysfunction (brain fog), dizziness; nervous system disorders; arthritis and arthritic symptoms (muscle and joint pain); and abnormal heartbeat. Untreated symptoms can last months to years. More serious symptoms include recurring arthritis (muscle and joint pain), nervous system and/or neurological problems, numbness and/or paralysis (unable to move parts of the body). Although not common, fatalities from Lyme disease have been reported. Information contained in Health Matters is intended to be used for general information and should not replace consultation with health care professionals. Consult a qualified health care professional before making medical decisions or if you have questions about your individual medical situation. RTO/ERO makes every effort to ensure that the information in Health Matters is accurate and reliable, and cannot guarantee that it is error-free or complete. RTO/ERO does not endorse any product, treatment or therapy; neither does it evaluate the quality of services operated by other organizations mentioned or linked to Health Matters. Summer 2015 Ticks don’t move far by themselves, but they can attach themselves to migratory birds and fall off far from their original location. Infected ticks can therefore be found in other areas across Canada, and not just in the confirmed areas noted above. Scan this QR code with your smartphone to view Health Matters in the Members’ Centre. 35 Departments | Health Matters Feature Lyme disease Continued from page 35 Smoking cessation T obacco use and exposure to second-hand smoke is associated with the development and progression of chronic disease, mobility restrictions and a decline in physical function. Quitting smoking can enhance your quality of life and reduce your risk of illness and premature death. Counselling is a proven intervention strategy that greatly increases the chance that a smoker will quit. Smokers’ Helpline 1-877-513-5333 | www.smokershelpline.ca Who is most at risk? If you work outdoors or participate in outdoor activities like golfing, hunting, camping, fishing and hiking, you may be at greater risk for tick bites. What to do if you are bitten by a blacklegged tick Removing ticks within 24-36 hours usually prevents infection. Using clean tweezers, grasp the head as close to the skin as possible and slowly pull straight out. Afterwards, wash the bite site with soap and water or disinfect with alcohol or hand sanitizer. If mouthparts break off and remain in the skin, remove them with fine-tipped tweezers. If you are unable to remove them easily, leave them alone and let the skin heal. If possible, save the tick in a zip-lock bag and record the date of the bite. If you develop symptoms of Lyme disease in the weeks after being bitten, contact your health care provider right away. Bring the tick with you to your medical appointment, as it may help the doctor in assessing your illness. Prevent Lyme-infected tick bites The best way to protect yourself from Lyme disease is to prevent tick bites. Protect yourself if you venture into forested or overgrown areas: wear closed-toe shoes, long-sleeved shirts and pants; pull your socks over your pant legs; wear light coloured clothes to spot ticks more easily; use insect repellent that contains DEET (common active ingredient to keep biting bugs away) or Icaridin (always read and follow label directions); shower or bathe within two hours of being outdoors to wash away loose ticks; and do daily full body checks for ticks on yourself, your children or grandchildren and pets. The Ontario Drug Benefit program also provides smoking cessation supports to Ontarians aged 65 years and older, including coverage for prescription cessation medications and access to free cessation counselling by community pharmacists. ServiceOntario 1-866-532-3161 | TTY: 1-800-387-5559 Smoking cessation drugs, such as Varenicline (Champix®), or Bupropion (Zyban®), that require a prescription by law are covered under the RTO/ERO Extended Health Care (EHC) plan under the Prescription Drugs benefit. The benefit reimburses 85% of ingredient cost for the lowest cost generic product, subject to the overall drug maximum of $3,100 per insured person per calendar year. Over-the-counter items that do not require a prescription such as nicotine gum or a nicotine patch would not be covered. In some cases acupuncture is used to help individuals quit smoking. If performed by a certified or licensed acupuncturist, this service cost would be eligible for reimbursement under the RTO/ERO Extended Health Care (EHC) plan’s Paramedical Practitioner benefit. The benefit reimburses your eligible expenses at 80% to a maximum of $1,100 per insured person per calendar year for all practitioners combined. A physician’s referral is not required and payments are made from your first visit. If you have any questions please email Johnson Inc. Plan Benefits Claims, pbclaimsontario@johnson.ca. Source: Government of Canada 36 Renaissance Health Matters | Departments Tips for submitting receipts Here are few tips that will be helpful to you when submitting a claim under the RTO/ERO Group Benefits Program. If you are submitting your claims electronically through the Johnson Inc. Members only website, keep in mind that a picture or a scanned copy of a receipt must be clear and legible. Please ensure pertinent information (e.g. name(s), date(s) of service) is visible on your provider’s receipt when scanned. For audit purposes, Johnson Inc. may ask for original receipts at any time, so please retain your receipts for at least 24 months. If you are mailing in your claims, always attach your receipts and any other required documents to your claim forms and keep copies for your files. Receipts must indicate the name of the patient, the type of service(s) rendered or item(s) purchased, the dollar amount, the date paid in full and/or the date services were rendered as well as the name, address and designation of the provider. By showing your RTO/ERO Johnson ID Card, your pharmacist, dentist, some paramedical practitioners and vision care specialists may bill Johnson Inc. directly for your eligible expenses. You may need only to pay the portion not covered by your plan. There are less up-front costs for you and you do not need to mail your receipts for any expenses not covered by your plan, such as dispensing fees or the co-payment amount. Cash register receipts and credit card receipts are not acceptable. Handwritten receipts are acceptable as proof of payment provided the issuer has included all necessary information. Receipts that have been modified or altered may be returned to you with a request for a new, unaltered receipt. For coordination of benefits, a copy of the explanation of benefits from the other insurance carrier, photocopies of all receipts and a completed Extended Health Care claim form, are required when submitting your claim. If you have any questions, you can email Johnson Inc. Plan Benefits Claims at pbclaimsontario@johnson.ca or call 905-764-4888 for toll free 1-800-638-4753. Blood glucose test strips photo: ratmaner, shutterstock A ccording to the Canadian Diabetes Association, diabetic patients often incur medical costs that are two to three times higher than those without diabetes. One way of offsetting some of the costs associated with your diabetes management is to participate in the RTO/ERO Extended Health Care Plan. Items such as your blood glucose test strips are reimbursed up to a maximum of $3,100 annually under the Prescription Drugs benefit. If you are age 65 or older, one way of stretching your Prescription Drugs benefit maximum and controlling your expenses, is to purchase blood glucose test strips that are reimbursed by the Ontario Drug Benefit (ODB) Program. As not all diabetic test strips are covered by ODB, your physician or pharmacist may be able to confirm if the test strips you use are ODB-funded or help you identify test strips that are eligible for reimbursement under ODB. Alternatively, you can contact Johnson Inc. Plan Benefit Claims for confirmation. When you submit a valid prescription from your physician for blood glucose test strips, your pharmacist can claim the test strips under the Summer 2015 ODB Program instead of through your Prescription Drugs benefit. Through your pharmacy, the Ministry of Health and Long-Term Care’s Health Network System will track and automatically determine the number of blood glucose test strips that you are eligible to receive in a 365-day period based on your diabetes treatment methods. This will be based on your prescription records for the past six months.* Accessing ODB-covered test strips is a smart way of controlling your costs. Not only are you preserving your annual Prescription Drugs benefit maximum of $3,100 for prescription drugs that are not covered under the provincial plan, but you are also helping the RTO/ERO Group Benefits Program save money and keep costs down. Please make sure you obtain a prescription from your physician to be able to claim under the ODB Program! If you have any questions about your coverage, please send an email to Johnson Inc. Plan Benefits Claims at pbclaimsontario@johnson.ca or call 905-764-4888 for toll free 1-800-638-4753. *Source: Ontario Ministry of Health and Long-Term Care, August 2014 37 Departments | Health Matters Cautious travelling Swimming and bathing: Water may look clean, but could still be polluted or contaminated. You can get sick if you inhale or swallow it while bathing, showering or swimming. Try to avoid getting water into your mouth or nose when swimming or participating in activities in freshwater (streams, canals, lakes) or water in pools or hot tubs, which may not be adequately treated. Water treatment methods A n intestinal illness can be caused by viruses, bacteria or parasites, and usually involves vomiting and diarrhea. People often call it the flu, though it is in no way related to the influenza virus, which causes respiratory illness. Eat and drink safely while travelling The most common illnesses among travellers are generally caused by eating food or drinking beverages contaminated by bacteria, parasites, or viruses. Always take precautions with food and water to avoid getting sick. Eating and drinking: Boil it, cook it, peel it or leave it! Always wash your hands before eating or preparing food. It is also important to remember to wash your hands after using the bathroom, changing diapers, or having contact with animals or sick people. Use alcohol-based hand sanitizer if soap and water are not available. It’s a good idea to always keep some with you when you travel. Only eat foods that are wellcooked and served hot. Avoid food served at room temperature. Avoid raw or undercooked (rare) meats and fish, including shellfish. 38 Only eat fruits and vegetables if you have washed them in safe water or peeled them yourself. Avoid salads or other items that are made with fresh produce. Avoid food from street vendors. Drink water only if it has been boiled or disinfected or if it is in a commercially sealed bottle. Use ice made only from purified or disinfected water. Commercially sealed beverages in cans or bottles and served unopened, such as carbonated drinks, and drinks made with boiled water and served steaming hot, such as coffee and tea, are generally safe. Brush your teeth with purified or bottled water. Avoid unpasteurized dairy products and fruit juices. To ensure that water is safe to drink, there are several water treatment methods available for travellers. These methods include boiling, using chemical disinfectants, portable water filtration devices or ultraviolet light. Bottled water from a trusted source is a convenient alternative to water purification. Prior to drinking bottled water, ensure the seal has not been tampered with or broken. H Source: Government of Canada Fast fact You cannot tell the difference between contaminated and noncontaminated food by the way it looks, smells, or tastes. Safe food handling and cooking practices are key to preventing foodborne illness. Renaissance Health Matters | Departments Brain activity apps Exercise your brain with apps and websites by Eliza Ives Luminosity Luminosity provides a series of brain training exercises. After you specify which cognitive skills you would like to build on, you will be taken through a series of quick tests. Using the results of these, Luminosity will design a training program based on the goals you have specified. There is an app and website version. For the app, you will be able to use three games per day for free. Visit www.lumosity.com for more information. Duolingo Duolingo is a free language learning website and app, downloadable on the Apple App Store and on Google Play. If you are an English speaker, you can learn a number of different languages including French, Spanish, Italian, Swedish, and German. The site is also available for speakers of other languages, including French. You will be tested on your existing level of competence, or you can start learning a completely new language. Go to www.duolingo.com to start today! Elevate Elevate is a cognitive training app designed to build communication and strengthen analytical skills. Members are provided with a personalized gamebased training program that adjusts to the individual over time based on his or her performance. The app provides detailed tracking of your progress. The free version gives you access to three games per day for free. There is a monthly or yearly charge for the Pro version. The app is downloadable on the Apple App Store and on Google Play. It is available in a variety of languages including English and French. Give yourself a mental workout at www.elevateapp.com. Fit Brains Fit Brains is designed to train crucial brain skills such as memory, concentration, problem-solving, processing speed, language, and visual- Summer 2015 spatial recognition through games accessible online through their website and on an accompanying app. Take a look at the website www.fitbrains.com to see if you can enhance your focus and speed. The app is downloadable on the Apple App Store and on Google Play. The first five brain training sessions are free. Y T hank ou Johnson Inc. congratulates the “Direct Deposit 2014” contest winners, Ginette Dunlop, District 27, Ottawa-Carleton and Charles E. P. Juryn, District 33, Chatham-Kent, and extends a big thank you to all those who participated. Those who enrolled for direct deposit of their claim payments were entered in a draw to win one of two $1,000 pre-paid credit cards. Johnson Inc. was extremely pleased with the response from RTO/ERO members. Mrs. Dunlop remarked, “The Direct Deposit service is a quick, convenient and secure way to access funds, no matter what I’m doing or where I am. It is easy and hassle-free since there is no wait time depositing or cashing a cheque, or concern about postal delays or any other delivery issue. Direct deposit is a green (no paper!) service that definitely meets my needs.” Mr. Juryn said, “I highly recommend enrolling in the direct deposit service. You get your money sooner, no matter where you are, plus claim payments will never be held up by postal delays.” He further endorsed direct deposit as “secure, reliable and convenient”. For those who have yet to sign up for this convenient service, please email Johnson Inc. Plan Benefits Service at healthbenefits@johnson.ca to request an enrollment form. 39 Departments | Health Matters Your Questions Out-of-Province/Canada Travel Benefit Q. If I have a medical emergency while travelling, am I required to pay up-front for my emergency medical expenses? You should not be required to pay up-front for your emergency medical expenses. In most cases, Allianz Global Assistance will arrange for payment directly with your service provider on your behalf and they will also coordinate the recovery of eligible expenses from your Government Health Insurance Plan. Some service providers, however, will demand cash or credit card payments up front before treating a patient. While Allianz will make every effort to have the medical provider bill them directly, the billing method is at the discretion of the provider and practices vary from country to country. You could be required to pay for treatment up front if the provider will not bill Allianz directly. If you are able, contact Allianz prior to receiving treatment so they can direct you to providers who will charge the insurer for the cost of emergency medical expenses. Q. If I have a medical emergency, do I have to return home once I am stable to travel? We have a summer home in Ontario but cannot stay there in the winter. Following treatment of a medical emergency during a trip, Allianz, in consultation with your attending physician, will determine whether you must return to your province of residence for continued treatment. If the attending physician confirms that you are stable to travel and can wait to have further treatment, Allianz will make arrangements to return you to your province of residence for continued care. If you choose not to return, Allianz will issue a “limitation of benefits”. This means no further payments will be made for continued treatment, recurrence or complications arising from the same or a related medical condition. Coverage will remain in effect for unrelated medical emergencies. The intent of the Out-of-Province/ Canada Travel benefit is to stabilize your condition so you can return home for the required continued treatment. Q. What is my “date of departure” and why is it important? Your “date of departure” means the calendar day that you leave your province of residence. Therefore, if you return to your province of residence during an insured trip, your day of departure will change as the most recent calendar day that you departed from your province of residence has changed. For example, if you book a flight to Florida departing November 1, 2015 and returning February 1, 2016, your 40 Answered date of departure would be November 1, 2015. However, if you return to Ontario (your province of residence) December 22 – 29, 2015 to spend Christmas with your family, December 29, 2015, (the day when you return to Florida), is now the date of departure for the remainder of your trip. This is because it is the most recent calendar day that you left your province of residence. In the event of a claim, Allianz requires your date of departure to determine how long you have been outside your province of residence. This date is also used to determine if your condition is considered sudden and unforeseen according to the RTO/ERO Out-of-Province/ Canada Travel benefit’s medical stability clause. For example, if we look at the trip dates above, the medical stability period for your initial trip to Florida is the 90 days prior to the date of your departure, November 1, 2015. As we have seen, because you are returning to your province of residence between December 22 and December 29, 2015, your subsequent return to Florida has a new date of departure of December 29, 2015 and, therefore, a new medical stability period. The medical stability period is the 90 days prior to December 29, 2015. Consequently, any medical conditions or emergencies that occur during the first trip (November 1 – December 22, 2015) or during the period back in your province of residence (December 22 – 29, 2015) may affect the stability clause for the second trip (December 29, 2015 – February 1, 2016) because these periods now fall within the 90 days prior to your date of departure. If you have any questions about the medical stability period, please contact Johnson Inc. Plan Benefits Service at 416-920-0939 (Toronto area) or 1-877-406-9007 (toll-free). Q. If my doctor changes one of my medications or if I switch from a brand to a generic drug in the 90 days prior to making a trip, will this affect whether my condition is considered stable? A change in medication, dosage or usage does not automatically mean that the condition would be excluded from coverage under the RTO/ERO Out-of-Province/ Canada Travel Benefit. However, if the change in medication was due to a change in condition, it is that change in condition that would make related claims ineligible for reimbursement should you choose to travel. A switch from brand to generic does not constitute a change in medication. Renaissance Health Matters | Departments Q. W ill I be able to claim for pre-paid travel arrangements for trips within my province of residence under the trip cancellation benefit if I have to cancel them due to a medical emergency? The RTO/ERO Out-of-Province/Canada Travel benefit defines a ’trip” as a defined period of travel outside your province of residence while your insurance is in effect. Your trip begins on the date you leave your province of residence. As a result, travel plans within your province of residence are not eligible expenses under the trip cancellation benefit. Q. W here can I find Allianz’s emergency contact phone number for the country I am visiting? Allianz Global Assistance offers many additional services to help ensure a worry-free vacation, including information on how to contact them from any country. Some examples are: 1.Pre-Trip Assistance, providing important travel information about the country you are visiting, including: Travel advisories; Required inoculations; Local currencies; Visa requirements; Allianz’s emergency contact phone number(s), which may be different depending on whether you call from your personal cell phone or a local land line; and How to make a phone call, including the required country codes. 2.Assistance with the replacement of necessary travel documents or tickets if lost or stolen. The cost is your responsibility. 3.Referral to a local legal advisor, assistance with arranging for advances from your personal credit card and/or arranging for family/friends to post bail and pay legal fees. All expenses are your responsibility. 4. Telephone interpretation services in most major languages. 5.Message service where telephone messages to/from you or your dependents are held for 15 days. With stroke, minutes count T ime is everything during a stroke. In fact, there is a saying that “time lost is brain lost.” Stroke occurs when the blood supply to the brain is cut off. Brain cells die at a rate of two million per minute after a stroke, so the sooner blood flow can be restored, the better the chance of survival — with little or no disability. It is important for Canadians to learn the signs of stroke and know what to do. FAST is an easy and memorable way to remember the major signs of stroke: LEARN THE SIGNS OF STROKE © Heart And Stroke Foundation of Canada, 2014 Summer 2015 # As soon as you recognize a stroke sign, call 9-1-1 or your local emergency number and tell them you are having or witnessing a stroke. Arriving by ambulance means not only getting to the hospital faster, but getting to the “right” hospital — one that is equipped to provide emergency stroke care. Not all hospitals have the capacity to administer clot busting drugs, which can stop or reverse the effects of stroke. With the correct information the emergency medical services will be able to determine which hospital in your area can best help. Stroke is the third leading cause of death in Canada and a leading cause of disability. There are an estimated 62,000 strokes in Canada each year. That is one stroke every nine minutes. For more information visit heartandstroke.ca. © 2015 Heart and Stroke Foundation of Canada 41 Communications Continued from page 8 The committee offers regional workshops whereby workshop leaders travel to Districts at the Committee’s expense to lead sessions on various topics. The committee holds PD in-service sessions before meetings. Since the last Senate we learned about Twitter features that allow Districts to more immediately communicate with their members, and explored the features of MailChimp, an online program for emailing newsletters. Health Services Continued from page 8 participants in the Plans. The utilization of Eldercare Select services which is available to members of the EHC Plan grew steadily throughout 2014. Types of assistance provided have included health condition guidance, seniors’ safety, transition advocacy, resource identification and general seniors’ health information. One of the strengths of the RTO/ERO Group Benefit Plans is that members can submit possible plan enhancements for consideration to our committee which is also composed of RTO/ERO members. A group benefit plan is owned by the members and is governed by a committee of members (HSIC). It provides the protection of a group, just like a union. In February the committee started the renewal process for 2016 by reviewing over 50 health plan enhancements submitted by members. Over the next three meetings the HSIC will look at potential costs for various submissions and decide what changes will be made to coverage for 2016. 42 Pension and Retirement Audit Continued from page 9 Continued from page 8 Canadian accounting standards for not-for-profit organizations.” The Audit Committee, auditors, and senior management worked cooperatively to review financials and specific concerns related to the operation of RTO/ERO. Staff provided the data, files and financial statements for the auditors to review, which were then reviewed by the Audit Committee before being presented to Senate for approval. RTO/ERO continues to enjoy sound finances, well monitored by the Provincial Executive, and well managed by staff. Over 35 Locations Across Ontario Arnprior Barrie* Belleville Bolton Burlington Campbellford Collingwood Essex Etobicoke Hawkesbury Kingston* Leamington Lindsay London* Mississauga Orillia Orleans Ottawa* Perth Peterborough* Richmond Hill Scarborough Stittsville Strathroy Tecumseh Trenton Windsor* We look forward to hearing from you! will be introduced and input from the representatives added to it. Presentations will be given by both committee members and external personnel. One of the committee’s priorities has been to upgrade its technical skills especially as they pertain to the use of computers, the internet and social media. It is anticipated that webinars, YouTube videos, downloadable PowerPoint presentations and links to other websites will be a significant part of the available tools. Also, the revised PRC manual will be distributed in a user-friendly electronic version. In doing so, the committee anticipates making all its resources more dynamic and therefore more attractive to the members. Hear Now, Pay Later For as little as $132 a month, you will benefit from the newest hearing aid technology and start enjoying life to the fullest today! ** Contact Helix to book your appointment. 877-685-5327 I www.helixhca.com * Multiple locations. ** Payment amount calculated after all applicable government grants and discounts. Renaissance AWARD-WINNING AWARD-WINNING SMALL SMALL -S-S HIP HIP CC RUISING RUISING Offering Offering incredible incredible inclusive inclusive pricing pricing SINGLESINGLE SUPPLEMENT SUPPLEMENT from only CANADIAN CANADIAN DOLLARS DOLLARS ATAT PAR! PAR! With With only 350 only guests 350 guests on board on board spacespace is going is going quickly. quickly. Nov Nov 18 – 18 Dec – Dec 19, 2015 19, 2015 FREE FREE AIRAIR Voyage Voyage to to South South Africa Africa THIS 32-DAY THIS 32-DAY CRUISE-TOUR CRUISE-TOUR • Open • Open seating seating diningdining • Choice • Choice of of restaurants restaurants • Complimentary • Complimentary wine with winedinner with dinner • Gratuities • Gratuities on board on board • Expert • Expert guestguest speaker speaker program program CALL CALL TODAY! TODAY! Award-winning Award-winning small-ship small-ship cruising cruising to the to the MEDITERRANEAN, MEDITERRANEAN, AEGEAN AEGEAN & ADRIATIC & ADRIATIC in 2015 in 2015 Fly to Fly Malaga, to Malaga, embark embark and sail andtosail Tangier, to Tangier, Morocco. Morocco. CruiseCruise on to on LastoPalmas Las Palmas (Canary (Canary Islands); Islands); the tropical the tropical islandisland nations nations of Cape of Cape Verde,Verde, Sao Tome Sao Tome & Principe. & Principe. Visit Angola, Visit Angola, and Walvis and Walvis Bay and BayLuderitz and Luderitz in Namibia in Namibia beforebefore sailingsailing on to on Cape to Cape Town.Town. $ 9,750 9,750 | $5,323 | $5,323 $ INSIDE 1STINSIDE 1ST PERSON PERSON Mar Mar 2 – Apr 2 – 5, Apr 2016 5, 2016 INSIDE 2NDINSIDE 2ND PERSON PERSON THIS 35-DAY THIS 35-DAY CRUISE-TOUR CRUISE-TOUR Voyage Voyage to to 50%50% OFFOFF thethe Aegean Aegean 2nd person 2nd person Delhi Delhi to Athens to Athens Fly to Fly Delhi to Delhi (2-nt hotel (2-nt stay) hotelGolden stay) Golden Triangle Triangle land tour landAgra tour &Agra Jaipur & Jaipur (hotel(hotel stays).stays). Fly to Fly to Mumbai, Mumbai, cruisecruise Porbandar, Porbandar, Muscat, Muscat, Salalah, Salalah, Safaga Safaga (Luxor(Luxor hotel stay), hotel stay), AqabaAqaba (Petrea(Petrea hotel hotel stay), stay), Suez Suez Canal,Canal, Limassol, Limassol, Antalya, Antalya, Rhodes, Rhodes, Kusadasi, Kusadasi, Delos,Delos, Mykonos, Mykonos, Santorini, Santorini, Athens Athens – return – return homehome $ 11,995 11,995 | $6,595 | $6,595 $ from from INSIDE 1STINSIDE 1ST PERSON PERSON Go to MeritTravel.com/Contests to submit your entry for a chance to win. 2nd person 2nd person Malaga Malaga to Cape to Cape Town Town from from Enter our contest by guessing the destination in the photo and win a $500 travel voucher towards any package with Merit Travel! 50%50% OFFOFF • Excursions • Excursions with with Casablanca Casablanca (Rabat); (Rabat); Marrakesh Marrakesh (Agadir); (Agadir); expertexpert guidesguides • Pre-•and/or Pre- and/or Post-cruise Post-cruise hotel hotel stays stays CLASSICAL CLASSICAL CIVILIZATIONS CIVILIZATIONS Where in the world is this? from only 25% 25% INCLUDES: INCLUDES: • FREE• FREE roundtrip roundtrip airfare* airfare* WE INVITE WE INVITE YOUYOU TO JOIN TO JOIN US ON US AON CRUISE A CRUISE TO VISIT TO VISIT INSIDE 2NDINSIDE 2ND PERSON PERSON Travel in the company of likeminded people; SOLO SOJOURNS enjoy single occupancy DISCOVER PARADISE! costly single supplements; accommodation without the experience the comfort and safety of small group travel. COSTA RICA SOLO TRIP The diversity of experiences and climate zones can only be experienced in a well planned itinerary. Enjoy the fascinating culture, wildlife, landscapes and activities. You will discover volcanoes, rainforests, cloud forests, mountains, exotic birds and animals, soft adventure activities and much more. Highlights: Arenal Volcano | Hot Mineral Springs | Waterfall Canyoning | Ziplining, Hanging Bridges | Monteverde Cloud Forest | Manuel Antonio National Park | Naranjito and Londres | San Jose Includes: nine nights accommodation (single occupancy), breakfast daily, five lunches, four dinners, transportation and activities as described $3,150 p.p. 9 nights Departs Toronto: Jan. 11, 2016 For tailored For tailored vacation vacation experiences experiences exclusively exclusively for RTO/ERO for RTO/ERO members, members, visit visit rtotravel.ca rtotravel.ca or call or 1.877.872.3826 call 1.877.872.3826 1.877.872.3826 Prices are Prices per person are perbased persononbased double onoccupancy, double occupancy, space available space available in U.S. dollars, in U.S. BUT dollars, AREBUT CANADIAN ARE CANADIAN AT AT PAR if booked PAR if booked before August before31, August 2015.31, Special 2015.single Special fares single arefares space are available space available in dedicated in dedicated single cabins, singleand cabins, and we encourage we encourage bookingbooking early. *Airfare early. *Airfare (inclusive (inclusive of all tax)ofisall return tax) isinreturn economy in economy class from class Toronto, from Toronto, Ottawa,Ottawa, Montreal, Montreal, Halifax, Vancouver, Halifax, Vancouver, Edmonton, Edmonton, Calgary or Calgary Winnipeg or Winnipeg and is applicable and is applicable when booking when booking the complete the complete cruise-tour. cruise-tour. All offersAllare offsubject ers are subject to availability, to availability, and freeand air is free subject air is subject to availability to availability in a certain in a class certain of class of service and service offerand may offer be withdrawn may be withdrawn at any time. at any Ships time. registry: Ships registry: Malta. ON-4499356/4499372 Malta. ON-4499356/4499372 | BC-34799 | BC-34799 | | 111 Peter 111Street, Peter Suite Street, 200, Suite Toronto 200, Toronto ON M5V2H1 ON M5V2H1 | Canadian | Canadian owned owned CDN$ pp dbl occ. Land only. Space is limited on this hosted departure. Contact a Merit Travel Specialist for full terms and conditions. ON-4499356/4499372 | BC-34799 | 111 Peter Street, Suite 200, Toronto M5V 2H1 | Canadian owned The AmaWaterways River Cruise Advantage: EXCLUSIVE RTO/ERO MEMBER SAVINGS AVAILABLE ON AmaWaterways! Black Sea Voyage $2,249 * p.p. SAVE $750 p.p. 7 nights Departs: Nov. 2, 2015 Calling on: Austria | Hungary | Croatia | Romania | Serbia | Bulgaria | Turkey Optional 6-night land program in Vienna or Budapest (2 nights), Bulgaria (1 night) and Istanbul (3 nights) available for $1,500 p.p. RTO/ERO Members Bonus: $300 Shipboard Credit!** Paris & Normandy Cruising the Seine through Normandy in France * p.p. $2,499 • spacious staterooms with French balconies or revolutionary Twin Balconies • in-room Entertainment-on-Demand system featuring high-speed internet access, newly released movies and music library • complimentary ship-wide Wi-Fi access • whirlpool or pool with swim-up bar, Spa, fitness room, hair salon • multiple dining venues, including The Chef’s Table specialty restaurant • complimentary wine, beer and soft drinks with every lunch and dinner • nightly entertainment, cocktail reception, welcome dinner & Captain’s gala dinner • daily excursions including complimentary culinary tours, guided bike tours and hiking tours • a fleet of bicycles to explore on your own • services of a professional Cruise Manager Melodies of Danube – Wine Cruise! $2,049* p.p. p.p. p.p. 7 nights Departs: Nov. 11, 2015 Calling on: Hungary | Austria | Germany Optional land program in Munich (3 nights) available for $900 p.p. RTO/ERO Members Bonus: $300 Shipboard Credit!** Christmas on the Rhine SAVE $750 SAVE $750 $2,698* p.p. SAVE $1,500 p.p. 7 nights Departs: Dec. 23, 2015 Calling on: Netherlands | Germany | France | Switzerland 7 nights Departs: Nov. 5, 2015 Optional 4-night land program in Switzerland Lucerne (2 nights) and Zurich (2 nights) available for $1,160 p.p. Optional land program in Paris (2 nights) available for $600 p.p. RTO/ERO Members Bonus: $300 Shipboard Credit!** RTO/ERO Members Bonus: $300 Shipboard Credit!** Treasures of the Main & Rhine Other dates and itineraries available - please inquire! $2,698* p.p. 7 nights Departs: Dec. 28, 2015 Calling on: Czech Republic | Germany | Netherlands SAVE $1,500 p.p. Optional land program in Prague (3 nights) available for $780 p.p. RTO/ERO Members Bonus: $300 Shipboard Credit!** For tailored vacation experiences exclusively for RTO/ERO members, visit rtotravel.ca or call 1.877.872.3826 1.877.872.3826 *USD$ pp dbl occ, cruise only. Call for Solo Pricing. Space is limited on this hosted departure. Prices listed are for 7-night cruise only per person in a category E stateroom based on double occupancy. Prices listed for Christmas on the Rhine and Treasure of the Main & Rhine are in a category BB based on double occupancy. Land programs, airfare, port charges and gratuities are not included in the price listed. Offer valid through June 30, 2015. **Shipboard credits are per couple. ON-4499356/4499372 | BC-34799 | 111 Peter Street, Suite 200, Toronto ON M5V 2H1 | Canadian owned MERIT YOUR WORLD AWAITS YOUR DISCOVERY HOSTED ALL THE SAILINGS LISTED INCLUDE: Round Trip Air | Pre-Paid Gratuities | Complimentary Internet | PLUS the Shipboard Credits Listed Below, Per Stateroom 2015 SAIL DATE DAYS EMBARK/ DISEMBARK CRUISE NAME SHIPBOARD CREDIT† SPECIAL FARE PER GUEST CAT. G Aug. 5 onboard Riviera 7 Barcelona to Monte Carlo Scenic Coves $450 USD $2,478* + 121 taxes Aug. 14 onboard Marina 7 Copenhagen to Stockholm Baltic Marvels $450 USD $2,337* + 162 taxes 11 Venice to Istanbul Alluring Adriatic $750 USD $4,524 + 175 taxes Aug. 27 onboard Nautica 12 Copenhagen to London Nordic Splendor $600 USD $4,485* + 314 taxes Sept. 2 onboard Marina 12 Amsterdam to Barcelona Vineyards and Vistas $750 USD $4,722* + 277 taxes Sept. 14 onboard Marina 10 Barcelona to Rome Italian Impressions $700 USD $4,259* + 140 taxes Sept. 20 onboard Insignia 20 Dubai U.A.E to Singapore Far East Jewels $1,050 USD $4,422* + 277 taxes Oct. 4 onboard Nautica 21 Istanbul to Dubai Footsteps of Discovery $850 USD $3,993* + 506 taxes 8 Athens to Barcelona Mediterranean Mosaic $450 USD $2,572* + 127 taxes 10 Monte Carlo to Barcelona Coastal Treasures $850 USD $3,563* + 136 taxes Aug. 27 onboard Riviera Oct. 5 onboard Riviera Oct. 14 onboard Marina ** DISCOVER PRINCE EDWARD COUNTY MERIT TRAVEL HOSTED TOUR Located on the shores of Lake Ontario, the County is a Gem that must be discovered! So much to offer including artisan cheese makers and farms, boutique wineries, gorgeous landscapes and trails, charming inns and shops. Prince Edward County is a cornucopia of foods and wines making the eat local concept part of daily life. Our first destination is Picton, in the heart of the county. Includes: • luxury motor coach transportation • two nights accommodation • two breakfasts • visits to Lake on the Moutain • winery tour and visit to an artisan cheese maker • tour of Kingston dinner at The Waring House $6751 p.p. double occupancy $8501 p.p. single occupancy 3 days Departs Toronto: Sept. 30, 2015 For other day trip and multi day trips including: Agawa Canyon, NYC, Boston, Quebec City and more, please visit our website at www.rtotravel.ca. We would also welcome your suggestions of places you would like to see! Contact your local Merit Travel Specialist to book one of these amazing sailings! 1.877.872.3826 *USD$ pp dbl occ. CAT G. Inside Stateroom. **CAT F. Inside Stateroom. †Shipboard credits are in USD$, per Stateroom. Round trip air is included from Toronto, Ottawa, Montreal and Vancouver. Other gateways available at an additional charge. Government taxes and fees are included. Offer is based on availability at time of booking, is capacity controlled and may be withdrawn without notice. 1CDN$ p.p. Land only. ON-4499356/4499372 | BC-34799 | 111 Peter Street, Suite 200, Toronto M5V 2H1 | Canadian owned Departments | Members’ Bookshelf The Loyalist’s Wife by Elaine Cougler, District 37, Oxford, 342 pp, Createspace, 2013, ISBN: 9781490414898 Review written by Millie Gremonprez, District 41, Elgin. E laine Cougler’s historical novel, The Loyalist’s Wife, offers readers an entertaining and adventure-filled account of John and Lucy Garner’s dual stories of separation, war, and epic struggle both at home and on the battlefield. The young couple has only just settled onto their new homestead in isolated New York State when John is tormented with an agonizing decision. Should he stay home and follow through on their dreams of a new life, or head off to support the British by joining Butler’s Rangers in the American War of Independence? His Loyalist conscience is strong and he and his neighbour, Frank, head off to join the troops. Lucy, a Boston girl new to the wilderness, must manage the little farm and the livestock on her own. Punctuated with timely historical events, the novel showcases soldiers’ daily lives as well as their inevitable battles. The soldiers’ brave idealism soon gives way to the realities of endless marching, loss of comrades and the ongoing plight of natives caught on both sides of the conflict. John and Frank are separated from the rest of the Rangers, leading to an encounter with Canada’s best known native Loyalist, Joseph Brant. Lucy struggles with daily solitude and only one small letter from John early on. Now pregnant, her future and survival are uncertain in the wilderness. Her father, victimized back in Boston for his Loyalist convictions, arrives to join her in the life he had so opposed at the time of her marriage to John. We are witness to her metamorphosis from a city girl to a brave woman. The Loyalist’s Wife is a compelling story and a fresh perspective on early settlers who laid down the foundations of our own history. Well-researched and highly entertaining, it is a tale of ordinary people who, in extraordinary times, became heroes. To purchase the book on Amazon, visit www.amazon.ca/The-Loyalists-Wife-Elaine-Cougler/dp/1490414894. 46 On ne revient jamais de Compostelle! by Rhéal Sabourin, District 27, Ottawa-Carleton, 306 pp., Les Éditions de la Francophonie, 2012, ISBN 9782896273140 Reviewed by Pauline DuquetteNewman O n ne revient jamais de Compostelle! The book tells the tale of Rhéal Sabourin, a retired FrancoOntarian teacher and school principal, who walked the Compostela in September 2006, thereby achieving a 10-year dream of completing the whole route, from Saint-Jean-Pied-de-Port in France to Santiago de Compostela in Spain. Compostella, alternately know as Way of St. James or Camino de Santiago, is a pilgrimage route the author took as a retreat on a spiritual path for his personal growth. In this book, Rhéal describes his month-long journey along an illustrious route. We read about his pilgrimage experienced at two levels: the intellectual/physical level and the less tangible emotional/soul-directed path. He comes to the realization that all the adventurers are walking in their own way, for their own reasons, which may include learning to live after the death of a loved one, redefining spirituality or as a fitness challenge. The reader witnesses the author’s questions day-by-day, over time and through encounters, where he soaks in the age-old history of this legendary route, its architecture and fortresses, bridges, fountains and cathedrals; it is impossible not to imagine pilgrims travelling over the centuries. The book gives a down-to-earth description of his state of mind inspired by his encounters, the landscape, the temperature challenges, sometimes unstable and rocky paths, pilgrims’ huts, meals with good company, happy coincidences, the Bodegas Irache wine fountain, misadventures, the fear of “coquillards” (tricksters who profit from people’s generosity) and the animals that sometimes share the path. There is also the competition among walkers who need to leave early in the morning, in the dark and sometimes in the fog, to make sure they have a roof to sleep under that night. “How did you feel when you got back from Compostella?” Some, like the author, have never really come back, but perhaps this book will inspire you to go. To purchase the book, visit www.editionsfrancophonie.com, for $24.95. Renaissance Members’ Bookshelf | Departments The Wives’ Tales: Looking Back How War Changed Our Lives Edited by Helen Amoriggi, 151 pp, DR Press, ISBN: 9781552233351 Reviewed by Anne Wilson, District 5, Cochrane, Temiskaming I found this book to be a fascinating collection of 14 riveting stories about the lives of a group of women. Each one had married a soldier, who became a refugee from communism at the end of the Second World War. This is the common thread in the book, since each story is so different and so unique. The women’s lives passed by in various countries of the world: United Kingdom, Germany, Italy, Yugoslavia, Canada, the United States and Australia. Their lives and families evolved in various circumstances over time. The foreword is where the stage is set by the editor, Dr. Helen Amoriggi of McGill University. She describes her connection to the group of women, through her work with one of the authors, Jeanne Milovanovic, District 24, Scarborough and East York. The introduction provides the historical background of this critical period, before, during and after the war. Each soldier was a member of the Serbian Volunteer Corps, who fought for their freedom, faith and trust in the monarchy. Each story has a picture of the married couple at the end. The author of the last two stories describes a horrific wartime experience in the first story and then goes on in her second story to write about, what she entitles, “My Exodus”. Readers who enjoy modern history, as I do, will find much to ponder in each story. The Wives Tales reminds us that each of us has a story to tell. Since the publication and first printing of the book in 2005, the 60th anniversary of the end of the Second World War, a considerable sum of money has been donated to refugees and orphans in Serbia and Montenegro. This publication of these stories was spearheaded by five of the authors. Eva Naisanovich, Jeanne Milovanovic, and Olga continue to be involved with this book. Contact Jeanne Milovanovic, leannemilovanovic@rogers.com, if you are interested in purchasing the book. BUY 1 HEARING AID & GET THE 2 ND HEARING AID... 50% OFF PLUS – Earn up to 1,000 AIR MILES® reward miles! Right now at ListenUP! Canada, when you buy 1 hearing aid, you’ll get the 2nd hearing aid for half-price! You’ll also earn up to 1,000 reward miles with your purchase! ListenUP! has more than 100 convenient locations in Ontario. Call us today to book your FREE, no obligation hearing test! TOLL-FREE: 1-888-387-1669 ct hearing aids and is subject to change without notice. For ADP sales, the 50% discount is after the grant is applied. Reward mile value is non-transferable. Please allow up to 45 days for the miles to appear in your collector with other promotions or discounts for hearing aids. Hearing tests are provided free of charge for adults ages 18 and older. Some conditions may apply. Please see clinic for details. ®†™†Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Co. and Canada Hearing Ltd. MAG-RTO-BOGO Summer 2015 47 Departments | Classifieds FOR RENT TRADITIONAL MUSKOKA COTTAGE on 200’ waterfront. Sleeps 6. 20 min from Port Carling. Contact morrow1206@gmail.com. TUSCANY. Beautifully restored farmhouse on a hilltop surrounded by award winning vineyard. 2 br, 2 en suite baths. Stunning views. Near Montepulciano, Cortona, Siena. Travel info. package with detailed itineraries included. RTO/ERO discount. 416-588-1954, www.tuscany-villa.com. FRANCE – BEAUFORT. Charming village home surrounded by vineyards of the Languedoc region in the south of France (3 br, 21/2 baths). Sunny gardens, pool, large windows and shady pergola. Close to markets, sightseeing, fine restaurants and regional wines. Driving distance to the Mediterranean. House Manager avail. nearby for assistance. Refer to www.maisonbeaufort.com. BRUCE PENINSULA COTTAGE. Sleeps 9. Huge, beautiful, private. Amenities. $900 per wk. 519-471-5155. FRANCE, RIVIERA. Seaview Studio, steps from beach and market. http:/bandolstudiorental.blogspot.com, francoisecockburn44@gmail.com. SOUTHERN FRANCE – NARBONNE. Spacious 2 br furnished apt on canal. Old world charm. Modern conveniences. Centrally located. Parking. From $725/wk. 416-690-8622, larobine@sympatico.ca, larobineapartment.com. ANDROS ISLAND, BAHAMAS. New 2 br luxury apt on a secluded beach, with spectacular views of ocean and mangrove swash. Private sandy beach for swimming, snorkelling, and birdwatching. All amenities incl. For more info, contact androsislandholiday@gmail.com. EDINBURGH, U.K. Beautiful 1 br holiday apt avail year round. Ideal location, very reasonable rates. helendonohoe@sympatico.ca. BEAUTIFUL 5 BR LAKE HURON COTTAGE. Info/details at http://tinyurl.com/c8u3kom. Fully equipped. $850/wk. May, June, Sept.; $1250/wk. July, Aug. Contact crnrcttg@gmail.com. BARBADOS. Main floor condo, opening onto gardens and swimming pool. All amenities. Walking distance to everything you need. 2 br villa in same area avail. dmckerron@live.com, 519-648-2941. SCOTTSDALE, ARIZONA. Gorgeous condos, 1 or 2 br, resort setting, with everything needed for a perfect holiday! Pictures, etc. www.29desertsunescape.com. Kathy, 1-519-720-0267 (Brantford ON), kathy.robins@sympatico.ca. BERMUDA ST. GEORGES CLUB. 1 br cottage, full kitchen, sleeps 4, avail Nov. 28, 2015 for 1 or 2 wks, stunning views. Email stewgraydon@hotmail.com or call 416-255-5169. FOR SALE FOR SALE: NERJA, SPAIN 2 WK TIMESHARE, sleeps 4. Contact ed.davey@rogers.com. DEEDED TIMESHARE. $2,000, desirable 2 br RedWeek #29, includes RCI membership to 2018 plus 4 vacation/exchangeable wks. helen_wiber@me.com. BEAUTIFUL SEBRING FLORIDA HOME. Detached, 2 br, 2 baths, updated kitchen, cathedral ceiling, garage, lanai, amenities, golf course community. Asking: $135,000 U.S. Info: jsgurr@muskoka.com or 705-641-2323. LOVINGLY KEPT FAMILY HOME IN 25 ACRE FOREST. 5 br, two baths. Many upgrades. 20 min from Goderich. Email for further info, mcdonnellcarol223@gmail.com. LAKEFRONT OR OCEANFRONT – Yours to choose from in relaxing Nova Scotia. RTO/ERO member and real estate agent seeks your business. Current market prices will surprise you. Beautiful harbour/ oceanfront acreage in active artist’s haven; more remote with 3-season access and 2 br cottage, etc. Email pam.winters@exitinterlake.com or 902-354-8550. SERVICES AND OPPORTUNITIES MASSAGE WITH EXPERIENCED RMT. For an appt, call Jack 416-255-7490, website, jacekc.com. RELOCATING TO VANCOUVER ISLAND? Join RTO/ERO District. 1. Make new friends 2. Keep all your health benefits 3. Become involved in your new community. Contact Darrell Grande, President, dpgran@shaw.ca, district47.rto-ero.org. EXPERIENCE ALGONQUIN. On a small lake in the heart of Algonquin Park, Tanamakoon offers a peaceful setting for participants age 50+ who want to enjoy an active wk in the outdoors. Excellent food, exciting program, beautiful setting. All incl. price $735. Program runs early Sept. www.tanamakoon.com/adult.shtml or call 905-338-9464. D’S CREATIVE COMPUTER SERVICES. Need help with your computer? Digital camera? Thinking about a new smart TV, tablet, smartphone or GPS, but are frustrated with anything digital. Don’t be. Learn to adapt technology to your needs. Friendly, patient, in-home service and instruction, purchase consultation and setup all at reasonable rates (GTA only). Perry: 647-933-3006, 905-539-0852. NOVA SCOTIA RENOVATED FARMHOUSE. Near Fundy shore in Hampton. For rent from Sept. 1 for one year. lck@eastlink.ca. UKULELE KIDS, Canada’s largest extra-curricular ukulele program is looking for managers and instructors. Classes of elementary age students meet at lunch or after school. Write to ken@ukukelekids.ca. TIME SHARES. Birchcliff Villas at Deerhurst Inn. 1 br in May. Quality Muskoka resort with terrific facilities. Royal Harbour in Thornbury. Studio in Feb. Comfortable resort in great setting; skiing paradise. 705-283-1260 or ericpeg.balkind@gmail.com. YESHIVA YESODEI HATORAH is seeking experienced, certified elementary and junior high teachers for 2015-2016. Afternoon positions. Contact Rabbi Mendel Bornstein, office@yesodeihatorah.ca or 416-787-1101, ext. 237. 48 DONATE YOUR RECENT BOOKS. Under 7 years old only. We sell them to fund schools in Haiti. Google us online “Fernlea Ivix Non-Profit Books”. TRAVEL CUBA – ’SPANISH STUDIES IN CUBA’ (HAVANA). $2,500 CAD for 4 wks. Hotel with breakfast and dinner, tuition fee (airfare not incl.). 250-478-0494, ssic@telus.net, spanishstudiesincuba.ca. BARBADOS. Vacation anytime at The Crane, www.thecrane.com. F o r m o re i nfo, em ai l krippon99@sympatico.ca. AMA WATERWAYS #1 IN EUROPE FOR RIVER CRUISING. 11 different itineraries to choose from in the spring, summer and fall of 2016. Blue Danube, Bordeaux, Rhine & Switzerland, South of France, Portugal, Spain and many more. TICO #50012993. Call Expo Cruises & Tours at 416-439-6311 or 1-888-819-7447, www.expo-cruises.com. ADVENTURES FOR THE SEASONED TRAVELLER. 1st class packages to: Africa, Bhutan, Burma, China, India, Nepal and Tibet. Train journeys aboard Golden Eagle to Russia, Siberia and China or Africa aboard Rovos Rail from Dar to Cape or Namibia, the most luxurious train in the world. TICO #50012993. Call Expo Cruises & Tours, 1-888-819-7447, www.expo-cruises.com. GREECE. Charming 1 br on Mediterranean Sea. Fully equipped, AC. Contact morrow.gr@gmail.com. FRANCE ALSACE. Wine route near Strasbourg, large 2 br apt. Balcony overlooking river, beamed ceilings. Contact morrow.gr@gmail.com. CHINA and YANGTZE RIVER CRUISE. Spend 16 days in the Eastern Giant, Oct. 6, 2015. Visiting Beijing, Xi’an, Shanghai and Guilin, see the magnificent highlights and set sail on a delightful cruise through the Three Gorges. Escorted by retired Niagara teacher Pam Cannon. Call 1-800-387-8890 or visit www.craigtravel.com. TICO #1498987. NAMIBIA. Join retired Peel teacher Janet Williams as she escorts you through some of the finest game viewing in Etosha. From prehistoric rock paintings to the Bushmen of the Kalahari Desert, immerse yourself in the wonders of Africa on Sept. 29, 2015 for 18 days. Call 1-800-387-8890 or visit www.craigtravel.com. TICO #1498987. GREECE, PELEPONNESES. Beachfront apt, fantastic views. Family-run rental, mildest winter climate on continent. www.alexandrakhouse.com. A CASTLE IN PROVENCE. A unique and memorable wk in your very own 14th century Provençal castle. Small groups, relaxed pace, wonderful destinations, gourmet dinners with fine wines and much more. From $3,500 p.p. dbl. (some singles avail at $3,750 per room). Sept 2016. Contact Hélène at hbuisson@ofrance.ca, www.ofrance.ca. COSTA RICA FOR NATURE LOVERS. Private luxury ocean side villa, jungle pool view, RTO/ERO members 50%. www.villacostarica.info, Joan 416-578-5640. Continued on next page Renaissance Reunions | Departments CALLING ALL CENTRAL TECH ALUMNI, former teachers and friends. Central Technical School will be celebrating its 100th anniversary in 2015. The CTS Alumni Association is planning many events and activities leading up to our Gala Event in Oct, 2015. For more info, please visit our website, www.ctsalumni.com or call 647-693-2013. OTTAWA BOARD OF EDUCATION STAFF REUNION. This is an invitation to a fun filled evening at the 2015 OBE staff reunion to all former Ottawa Board of Education, Sept. 26, from 4:30 – 11:00 p.m. at Algonquin College. For details, www.obereunion.ca. Contact registrar@obereunion.ca. ST. CATHARINES TEACHER’S COLLEGE FIRST GRADUATING CLASS OF 1965-66, 50th year reunion, Sat., Sept. 19, 2015, Brock University, St. Catharines. Contact p.carroll4@hotmail.com or cphillips4@brocku.ca. STRATFORD TEACHERS’ COLLEGE 1966 GRADUATING CLASS 50TH REUNION. Mon, Sept. 12, 2016, Arden Park Hotel, Stratford, 1:00 – 4:00 p.m. Not to be missed. Contact Stephanie (Stevie Hiller) Hunsberger, yaya3jade@yahoo.ca, 519-888-0661. SCHOOL REUNIONS IN OTTAWA. Special invitation to those who attended École St-Conrad and/or Notre-Dame du Bon Conseil from ’60 – ’67: we are planning a reunion for July 17, 2015. If interested, please send your response before July 1 to Marcelle Chartrand, 613-837-3079, marcellechartrand@rogers.com or Diane (Huppé) MacMillan, 613-748-1281, macnmac@rogers.com. If you contact us, we will send you the details of that day. TRAVEL (continued from page 48) MAGNIFICENT EUROPE from Amsterdam to Budapest on the AmaWaterways ms Sonata Sept. 29 – Oct. 14, 2015 or port wine and flamenco from Madrid to Lisbon and Douro River in Portugal on the AmaVida ship, April 8 – 22, 2016. Please join retired Halton teacher Joyce Poth by calling Craig Travel 1-800-387-8890 or email cruises@craigtravel.com. TICO #149887. ACCOMM IN VEDADO, HAVANA. Cdn standards, private, great location, walking distance for university classes, Malecón, etc. Email abby@abbysplacehavana.com, 416-603-9858. HIKING ADVENTURE IN CINQUE TERRE AND AMALFI COAST. Hike with retired Peel teacher, Sue Gurr and professional photographer, Jon Gurr, through picturesque villages, along the scenic Italian Coast Sept. 21 – Oct. 5, 2015. Call 1-800-387-8890 or visit www.craigtravel.com. TICO #1498987. WHISTLER, BC. A 4-season destination, stay in our recently upgraded 1 br penthouse condo, sleeps 4. Contact krippon99@sympatico.ca. JOIN US ON OUR ESCORTED, ALL INCLUSIVE DELUXE DANUBE RIVER CRUISE on Aug 20, 2016 from Prague to Budapest. Attend special concerts, spend a day in Mozart’s Salzburg and the medieval Český Krumlov and much more. I will be your host in my home city, Budapest. Early booking bonus applies. For detailed inclusions contact Erika Gal at erika.gal@visiontravel.ca or 905-318-0289. TICO #50018498. Email your ad to classifieds-reunions@rto-ero.org or fax to 416-962-1061. RATES MAX WORD COUNT** Classifieds Members: $2.80/word* Non-members: $3.55/word* 50 Reunions 60 Free 2015 SUBMISSION DEADLINES*** Fall: July 13, Winter: October 15. Please note that deadlines depend on the number of submissions received for the issue. Submissions are accepted starting one month prior to the deadline. Publication of an advertisement does not constitute an endorsement by RTO/ERO of any product or service. * Plus HST. Classifieds must be paid in full upon approval prior to publication. ** Contact information is counted as one word each. *** Ads received after the submission deadline are subject to a $10 late fee. Political Advocacy Continued from page 9 The Provincial Executive authorized the preparation of a strenuous initiative regarding RTO/ERO involvement in the October federal election. A sum of $3,000 is available to each District for this initiative and Districts have received materials from the Provincial Office giving directions for the use of this funding as well as materials related to: RTO/ERO’s non-partisan status, development of local strategies, background information on areas that are under federal government jurisdiction, and website addresses for the major federal parties. Member Services Continued from page 9 aware of the needs of others and following up with acts of caring, compassion and celebration are carried out by District/Unit Goodwill Committees. We would like to congratulate all volunteers for reaching out to members especially those who are unable to participate in RTO/ERO activities. This past winter a Request for Proposal (RFP) for travel services was developed by staff and reviewed by the committee prior to its placement in several travel industry publications. Interviews were held in mid-April and the Provincial Executive endorsed the committee’s recommendation that RTO/ERO’s current preferred travel partner, Merit Travel, continue for another three years. Summer 2015 Project – Service to Others Scholarship Continued from page 9 As is its practice, the committee has considered and decided on some refinements to the application form. When these revisions are complete the 2016 application will be on our website for the 2015-2016 Scholarship year. There will be plenty of time for Districts to advertise the scholarship program to their members which we encourage, so that the scholarship program is available to all qualified students. 49 Depuis 1968 Since 1968 300 – 18 chemin Spadina Road, Toronto, Ontario M5R 2S7 416-962-9463 • 1-800-361-9888 • www.rto-ero.org • info@rto-ero.org À votre service...pour le soin de votre avenir. Here for you now ... Here for your future. 40014127 A Special Way ... Claudia Mang District 22, Etobicoke and York Sheila Langdown District 11, Waterloo ... to remember or honour family, friends and fellow RTO/ERO members. New In Memory and In Honour cards Here is a meaningful and thoughtful way to remember family, friends and fellow RTO/ERO members. Gifts made in memory or in honour will be acknowledged with a special card. You may be pleased to know that the art is new and created by your fellow RTO/ERO members. And all donations support the Foundation’s vision of positively impacting the lives of senior citizens in Canada. For more information or to make a donation, please visit the Foundation website at www.rto-ero.org/ways-give-0 (you can donate online or download a donation form), contact your District Foundation Representative, or call the Foundation office at 416-962-9463 x 245 or 1-800-361-9888. Celebrating a milestone birthday, special anniversary or other special occasion? Why not suggest to friends and family to make a donation in your honour? P.S. Keep this card in your office as a handy reminder and quick reference when the need arises! In Honour Dear RTO/ERO Member, Much of the advocacy work we do is focused on raising awareness of hearing loss and ensuring the very best hearing healthcare options are available to you. The latest results from the Canadian Health Measures Survey indicate that an astounding 47% of adults age 60-79 have hearing loss, and most of this age group have binaural loss (occurring in both ears). Perhaps the most concerning revelation is that 70% of the surveyed respondents with hearing loss had never been diagnosed by a hearing healthcare professional, and therefore, were unaware they had a hearing problem.1 These findings are significant and we believe they require action. That’s why we’re supporting the National Campaign for Better Hearing – An initiative to help all Canadians get a baseline hearing test to begin annually monitoring their hearing health. As part of this campaign, we will donate $2.00 for every hearing test we perform in order to provide hearing aids for those who cannot afford them. Our goal is to raise over $100,000 for hearing aids this year! As a valued RTO/ERO member, we encourage you to support this campaign by simply booking a FREE, no obligation hearing test at your nearest participating hearing centre. ListenUP! Canada has more than 100 locations in Ontario, and 50 partner locations across the country. As a reminder, should your test indicate that you could benefit from wearing hearing aids, RTO/ERO members will receive the following: SAVE 10% off all regular-priced hearing aids and earn up to 1,000 AIR MILES® reward miles. Hearing aids come with everything you need for 3 full years – lowest price and satisfaction guaranteed. If you already wear hearing aids, no matter where you bought them, get 3 months of batteries for FREE. For more information, please visit CampaignForBetterHearing.org/RTO or call toll-free 1-877-371-1356 to book your FREE, no obligation hearing test in support of the National Campaign for Better Hearing. Tell your friends and relatives too – Together, we can make a difference! Sincerely, Jillian Price Chief Audiologist, ListenUP! Canada ‒ PARTICIPATING LOCATIONS ‒ This letter is a paid insert. Hearing tests are provided free of charge for adults ages 18 and older. Some conditions may apply. Please see clinic for details. 1 http://www.statcan.gc.ca/pub/82-625-x/2015001/article/14156-eng.htm LTR-CFBH-RTO A Collection of Longstays Winter Experiences 2016 MeritTravel.com Great value vacations for one month or more Arizona • texas • france • GREECE • portugal • spain • Italy • AUSTRALIA hosted vacations, cruise & stay packages, BUCKET LIST Longstays VACATIONS WHY Choose Longstays VACATIONS? Merit Longstays is a collection of vacation experiences designed for the mature traveller lucky enough to escape winter for a month or longer. Merit Longstays features packages inclusive of airfare, transfers, condo style accommodations, EUROPE Longstays VACATIONS Portugal, Algarve: With fabulous beaches, affordable accommodation and an average temperature of 18 C, it’s no wonder winter-weary Canadians love Portugal and return year after year. All Portugal packages include: return airfare on Air Transat I accommodation I airport transfers I half day excursion I services of a local representative cultural excursions, all taxes and fees and in most cases, the services of a Merit Host. In this section: Our team of travel consultants are ready to Alfagar Village, Albufeira, Algarve help you plan your perfect winter escape. Alto Da Colina, Albufeira, Algarve Grand Santa Eulalia Apartments, Albufeira, Algarve Jardim Do Vau, Portimao, Algarve 2016 P ORTU GAL Early booking bonus! ! BOO KIN EARL G Y BONUS Book by Aug. 31 and save $50 per person. 28 nights FEB* MAR* 20/11ºC 26/10ºC Alfagar Village, ALBUFEIRA, ALGARVE Longstays Vacation This year we are introducing a popular resort that enjoys a stunning cliff top location overlooking the sea. Set in a protected area of natural beauty made up of nine hectares of gardens and cliff top formations, the Alfagar Village offers direct access to Santa Eulalia Beach via private steps (10 minute walk). Guests of Alfagar Village can use the facilities of the Alfagar hotel next door. Departs Jan. 26, 2016 Departs Mar. 1, 2016 $1,890 p.p. $1,990 p.p. from Toronto • 40 minutes from Faro International airport • direct access to the beach, on site mini supermarket • shuttle to Albufeira (one euro each way) and free parking on site • five minute drive from San Joao for shopping and entertainment • one bedroom garden view unit with kitchen, cleaning three times a week • indoor and outdoor pool, outdoor tennis court, free wifi access available in some public areas • half day Loule Market excursion plus services of a local representative from Toronto ! BOO KIN EARL G Y BONUS Prices are in CDN$ p.p., double occupancy. Single Supplement: $900. Seaview upgrade add $150 p.p. double occupancy or $300 p.p. single occupancy. Additional: Tax $472. Subject to availability. 28 nights FEB* ALTO DA COLINA, ALBUFEIRA, ALGARVE Longstays Vacation This charming hilltop hotel has an unbeatable location overlooking the sea. In the exclusive Balaia area, just 5km east from the centre of Albufeira, it’s close to the famous casino and marina in Vilamoura. Conveniently located near San Joao for shopping and entertainment. Departs Jan. 26, 2016 Departs Mar. 1, 2016 $1,990 p.p. $2,090 p.p. from Toronto MAR* 20/11ºC 26/10ºC from Toronto • 40 minutes from Faro International airport • direct access to famous Santa Eulalia beach via the Alfagar Village • one bedroom land view unit with kitchen and balcony • indoor heated pool, shuttle to Albufeira daily (1 euro each way), cleaning five times per week, supermarket, elevator, wifi access in the lobby • gym, sauna, steam bath (complimentary) • half day Loule Market excursion plus services of a local representative Prices are in CDN$ p.p., double occupancy. Single supplement: $900. Seaview upgrade add $150 p. p. double occupancy or $300 p.p. single occupancy. Additional: Tax $472. Subject to availability. * Average temperature PO RT UGAL Early booking bonus! ! BOO KIN EARL G Y BONUS Book by Aug 31. and save $50 per person. 28 nights FEB* MAR* 20/11ºC 26/10ºC Grand Santa Eulalia Apartments, Albufeira, Algarve Longstays Vacation Photo credit: Georgia Kourakos Departs Jan. 26, 2016 Departs Mar. 1, 2016 $2,295 p.p. $2,395 p.p. from Toronto This luxurious resort enjoys a stunning location with lush gardens, spacious pool areas across from Santa Eulalia beach and just east of the lively resort area of Albufeira in the exclusive Balaia area. You will have access to a great range of restaurants, bars and resort amenities including an outdoor heated pool plus a free shuttle to Albufeira! • 40 minutes from Faro International airport • one bedroom apartment with kitchen, living room, and private balcony • outdoor heated pool, restaurant and bar, cleaning one time per week • free wifi, free use of safety box, free shuttle to Albufeira • half day Loule Market excursion plus services of a local representative from Toronto ! BOO KIN EARL G Y BONUS Prices are in CDN$ per person, double occupancy. Single Supplement: $1130. Additional: Tax $472. Subject to availability. 28 nights FEB* Jardim Do Vau, Portimao, Algarve Longstays Vacation Set on one of the most beautiful beaches of the Algarve and with direct access to Praia do Vau beach, and between Praia da Rocha and Alvor this beachfront property will leave you returning year after year. Enjoy beautiful sunsets, walks on the beach and a short walk to restaurants and shops. A Canadian favourite with seaview one bedroom accommodations, an indoor heated Add a car rental to your pool plus a complimentary shuttle to Portimao once daily! Departs Jan. 26, 2016 Departs Mar. 1, 2016 $2,195 p.p. $2,295 p.p. from Toronto MAR* 20/11ºC 26/10ºC from Toronto Price is in CDN$ per person double occupancy. Single supplement: $1050. Two bedroom seaview $300 per person double occupancy. Additional: Tax $472. *Based on Europcar Fiat Panda or similar (manual) including unlimited mileage, full insurance, (CDW & SPLDW) airport service charge, and taxes. CDN$ per car per week. Portugal vacation! Only $300* • one hour from Faro International airport • beachfront, 200 metres from bus stop, 2 km from the Alto Golf Country Club, 25 km from Lagos • one bedroom sea view apartment with kitchen and balcony • heated indoor pool, outdoor pool, Jacuzzi, cleaning six times per week • half day Loule Market excursion plus services of a local representative * Average temperature EUROPE Longstays VACATIONS I TA LY For a completely worry free experience, our tours are hosted by dedicated and experienced travel professionals who have in depth destination knowledge. All hosted packages include: return air I accommodation I cultural excursions I english speaking guide I Merit Tour Host I gratuities Tuscany, Italy: Experience the “Dolce Vita” in Italy and discover the towns and countryside of this richly picturesque and culinary provocative region of Italy. The wine of Tuscany’s Chianti region is famous around the globe. Tuscany’s capital, Florence is a great art center that remains closely linked to its medieval past. In this section: Italy, Tuscany/Rome Italy + Cruise, Tuscany/Rome/ Mediterranean Cruise Adagio Access, Nice, French Riviera Hipark Residences, Nice, French Riviera Photo credits: Cindy Taylor Photo credits: Cindy Taylor I TA LY Photo credit: Cindy Taylor Ho Fu st lly ed 25 nights FEB* 12/3ºC MAR* 15/4ºC LongstayS Vacation Live your dream in the beautiful Tuscan region as you explore the rich history and traditions of Italy. Spend three nights in Rome and visit the famous Vatican Museum and Sistine Chapel. Continue to Tuscany for 22 nights in your apartment set on the hillside with wonderful views of olive groves, vineyards and the countryside, only 33 km from Florence. Explore the local culture and charming historic towns of Siena and Pisa. Learn to cook dishes by discovering regional secrets from a local chef. Enjoy a wine tasting and cooking class in San Gimignano. Departs Mar. 1, 2016 • Rome: three nights at the Visconti Palace Hotel w/breakfast, Vatican & Rome tour • Tuscany: 22 nights at the Borgo Artimino with breakfast daily • units include one bedroom, kitchen, living room, and wifi access • five excursions to Florence, Pisa, Siena, wine tasting and lunch in Chianti, cooking class in San Gimignano • all transfers, service fees, and gratuities included $4,790 p.p. from Toronto Prices are in CDN$ p.p., double occupancy. Single Supplement: $2200. Upgrade to two bedroom: $200 p.p., double occupancy or $150 p.p., triple occupancy. Quad occupancy rate: $4,590 per person. Additional: Tax $650. 30 Ho Fu st lly ed Hosted Tuscany, Italy nights FEB* 12/3ºC Departs Mar. 27, 2016 $5,795 p.p. from Toronto Prices are in CDN$ p.p., double occupancy, based on category IC interior stateroom. Additional: Tax $750. Single supplement: $3300. Upgrade to 2 bedroom: $200 p.p., double occupancy. Upgrade to category BC balcony stateroom add $750 p.p. MAR* 15/4ºC Gratuities included onboard cruise! Hosted Tuscany, Italy Longstays Vacation & Mediterranean Cruise Book early to receive special amenities onboard the cruise! Limited availability. We invite you to live the “Dolce Vita in Italy” as you explore the beautiful Tuscan region. Start with three nights in Rome and visit the Vatican Museum. Spend 20 nights in Tuscany near Florence overlooking the medieval hamlet of Artimino surrounded by rolling hills ancient olive groves and vineyards. Discover the regional secrets of the Tuscan cuisine from a professional chef and participate in a cooking class in San Gimignano. Then embark on a seven night Mediterranean Cruise aboard the Norwegian Epic departing from Civitavecchia, Rome and calling upon Florence, Cannes, Palma Majorca, Palermo and Naples! • Rome: three nights at the Visconti Palace Hotel w/breakfast, Vatican & Rome tour • Tuscany: 20 nights at the Borgo Artimino with breakfast daily • Mediterranean Cruise: seven nights cruise onboard Norwegian Epic with meals • five excursions to Florence, Pisa, Siena, Chianti & San Gimignano • all transfers, service fees, and gratuities included French R iviera French riviera: Enjoy a glamorous Mediterranean vacation in Nice. Situated in a magnificent bay, the capital of the Côte d’Azur stretches along the famous Promenade des Anglais facing the Mediterranean. With its lively old town, elegant Belle Époque district and bustling port area, Nice is a city of many facets. Its museums house the richest collections of French modern and contemporary art outside Paris and not to be missed is a visit to the Marc Chagall Museum as well as the Matisse Museum. Ho Fu st lly ed 28 nights FEB* 14/6ºC MAR* 16/8ºC Adagio Access, Nice HOSTED Longstays Vacation With a prime location close to the Promenade des Anglais and the Bay of Angels. These apartments have air conditioned and inviting living areas, and located just a stone’s throw from shopping streets and restaurants. • 28 nights at the Adagio Access Nice Magnan Aparthotel • studio apartment with fully equipped kitchen • complimentary wifi in your room • safety deposit box, swimming pool • four cultural excursions: Antibes, Cannes, Monaco, and St Paul de Vence • Merit Tour Host & transfers Departs Feb. 29, 2016 $2,995 p.p. Studio Suite from Toronto Prices are in CDN$ p.p., double occupancy. Upgrade to a one bedroom suite: $400. Additional: Tax $650. Subject to availability. Ho Fu st lly ed 28 nights FEB* 14/6ºC MAR* 16/8ºC Photo credit: Cindy Taylor Departs Feb. 28, 2016 $3,395 p.p. Studio Suite from Toronto Price is in CDN$ p.p, double occupancy. Single Supplement: $1300. Upgrade to a one bedroom suite: $350. Additional: Tax $650. Hipark Residences, Nice HOSTED Longstays Vacation Stay for a month in a modern and upscale residence with a prime location in the heart of the Acropolis quarter and just a five minute walk from the train station. Enjoy complimentary use of the fitness room and sauna for your relaxation. Explore the local attractions along with your tour host and enjoy fabulous excursions to nearby Antibes, Cannes, Monaco, St Paul de Vence! • 28 nights at Hipark Residence in a studio suite with modern kitchen • full continental buffet breakfast daily, housekeeping once per week • complimentary use of the fitness room and sauna, wifi in your room, supermarket and shopping mall across the street • bars, restaurants, five minute walk from Nice-Riquier train station, 1.5 km from Nice’s Old town • four cultural excursions: Antibes, Cannes, Monaco, and St. Paul de Vence • Merit Tour Host & transfers * Average temperature EUROPE Longstays VACATIONS COSTA DEL SOL, Spain: Discover beautiful landscapes, a rich cultural heritage, fabulous beaches, coastal sites, and charming villages in Costa del Sol. This stretch of Malaga coastline boasts an average of 300 sunny days per year and is a great base for nearby cultural excursions to Seville, Cordoba, Nerja, Gilbraltar, Mijas and Malaga. COSTA DEL SOL, Spain and ALGARVE, Portugal: Discover the best of Spain and Portugal. From sun drenched beaches, medieval hilltop towns, fascinating culture and architectural treasures, these two countries offer endless possibilities. In this section: Ecuador Park Apartments, Costa Del Sol, Spain Hotel Melia, Costa Del Sol, Spain + Grand Santa Eulalia Apartments, Algarve, Portugal Hotel Melia, Costa Del Sol, Spain + Cruise + Barcelona, Spain C osta D el S ol & ALGARVE PO RT UGAL Ho Fu st lly ed 28 nights FEB* 15/6ºC MAR* 17/8ºC Longstays Vacation & overnight Stay at Parador Hotel New this year by popular demand spend a month discovering the Costa Del Sol area at the charming Ecuador Park Apartments located 300 meters from the charming harbor of Benalmadena and a short walk to the beach and restaurants! Explore the local area with your tour host and join seven cultural excursions included with your package. For a unique experience not to be missed you will travel to Ronda and stay overnight at a luxury Parador Hotel! • Costa del Sol: 28 nights at the Ecuador Park Apartments including an overnight luxury stay at Parador Hotel in Ronda with welcome dinner • five full day excursions to Granada, Cordoba, Gilbraltar, Nerja and Ronda w/lunch • two half day excursions to Malaga w/Tapas dinner, Flamenco show w/dinner • one bedroom, kitchen, living room, balcony, housekeeping three times per week, and wifi • walk to the charming harbor of Benalmadena, the beach, bars and restaurants • all transfers, service fees, and gratuities included. Departs Mar. 1, 2016 $3,695 p.p. from Toronto Prices are in CDN$ p.p., double occupancy. Single Supplement: $1350. Additional: Tax $650. Add-ons available from various Canadian gateways, please enquire. 30 Ho Fu st lly ed Hosted COSTA DEL SOL, Spain nights FEB* 15/6ºC Departs Feb. 28, 2016 $5,495 p.p. from Toronto Prices are in CDN$ p.p., double occupancy. Hotel Melia Costa Del Sol and Grand Santa Eulalia apartments with half board meal plan. Single supplement $1990. Additional: Tax $650. Add-ons available from various Canadian gateways, please enquire. MAR* 17/8ºC Hosted COSTA DEL SOL & ALGARVE Longstays Vacation Your hosted Mediterranean vacation starts with 14 nights in Costa del Sol in a luxury beachfront hotel with breakfast and dinner daily. Then transfer to Portugal for 14 nights at a deluxe beachside apartment resort, a hidden gem in Albufeira in the Algarve. Enjoy the beaches, whitewashed villages and stunning seascapes. End your stay with two nights in Lisbon one of Europe’s most fascinating cities. • Costa Del Sol: 14 nights at the Hotel Melia Costa Del Sol with two meals daily • four full day excursions to Granada, Cordoba, Gilbraltar and Nerja with lunch • two half day excursions to Malaga w/Tapas dinner, Flamenco show w/dinner • Algarve: 14 nights at the Grand Santa Eulalia Apartments with two meals daily • units include one bedroom with kitchen, free wifi, outdoor heated pool • two excursions to Moorish Heritage include wine tasting and Loule market • Lisbon: two nights at the Hotel Mundial with breakfast and Sintra excursion with Lisbon city tour • all transfers, service fees, and gratuities included * Average temperature C osta D el S ol & CRUISE Ho Fu st lly ed 25 nights FEB* 15/6ºC Departs Mar. 14, 2016 $5,495 p.p. from Toronto Prices are in CDN$ p.p., double occupancy. Hotel Melia with half board meal plan, 10 night NCL cruise based on inside stateroom category IC, including meals onboard plus transfers. Additional: Tax and Port Fees $750. Single supplement: $2100. Upgrade to balcony stateroom category BB or similar add $700. Subject to availability. MAR* 17/8ºC Gratuities included onboard cruise! Hosted Costa del Sol Book early to receive special amenities onboard the cruise! Limited availability. Longstays Vacation & Mediterranean Cruise A classic favourite this complete hosted vacation starts with 13 nights in Costa del Sol in your marvelous beachfront hotel with breakfast and dinner included daily. Located just a short walk from the charming harbor of Benalmadena where you can explore the gorgeous beaches and local culture. Then embark on a 10 nights NCL Cruise sailing from Barcelona to the Canary Islands and Morocco. End your tour with two nights in Barcelona with an artistic tour, a visit to the Sagrada Familia plus a tour to Montserrat. • Costa Del Sol: 13 nights at the Hotel Melia Costa Del Sol with two meals daily • four full day excursions to Granada, Cordoba, Gilbraltar and Nerja with lunch • two half day excursions to Malaga with Tapas dinner, Flamenco show and Mijas with dinner • NCL Cruise: 10 nights onboard Norwegian Epic with meals on board • Barcelona: two nights at the H10 Casanova Hotel with breakfast, one welcome dinner, half day artistic tour, and half day Montserrat tour with lunch • all transfers and gratuities • Merit Tour Host * Average temperature USA Longstays VACATIONS USA Stay for a month in well appointed condos in popular sun destinations and explore the local culture and attractions. All hosted packages include: return air I accommodation I transfers I Merit Tour Host In this section: San Antonio and Galveston Hosted Longstays & Cruise Vacation Arizona, Mesa Hosted Longstays Vacation Texas - San Antonio and Galveston Island: Explore San Antonio and the famous Riverwalk providing scenic pathways and waterways for the city’s cultural and historic sites. Then continue to Galveston Island which boasts 32 miles of pristine Gulf Beaches, famous 19th century architecture, excellent medical facilities, and a vibrant historic downtown! US A Ho Fu st lly ed 34 nights FEB* MAR* 23/10ºC 28/15ºC Gratuities included onboard cruise! Departs Mar. 7, 2016 $4,695 p.p. from Toronto Prices are in CDN$ p.p., double occupancy. Cruise interior stateroom category M including meals onboard plus transfers. Additional: Tax and Port Fees $750. Upgrade to outside stateroom: category I or similar add $220. Upgrade to balcony stateroom category E2 or similar add $600. Subject to availability. Ho Fu st lly ed 30 nights Departs Feb. 2, 2016 FEB* MAR* 23/10ºC 28/15ºC Hosted San Antonio & Galveston Longstays Vacation & CARIBBEAN Cruise Spend 14 nights in the heart of the world famous San Antonio Riverwalk near restaurants shops and attractions like the Alamo which houses exhibits on the Texas Revolution and Texas History. Continue to Galveston Island at your ocean view condo nestled along the fabulous seawall offering spectacular gulf views and then embark on a seven night RCI Western Caribbean Cruise calling upon Jamaica, Grand Cayman & Cozumel Mexico. • San Antonio: 13 nights at the El Tropicano Riverwalk Hotel. Includes daily breakfast, wifi, welcome reception & excursion to Alamo with city sightseeing tour • Galveston Island: 14 nights at the Casa Del Mar Condominiums in a one bedroom unit with gulf view, kitchen, balcony and wifi • RCI Western Caribbean Cruise: seven nights on board Liberty of the Seas with meals • Galveston Island city tour • airport and cruise ship transfers Hosted Mesa, Arizona Longstays Vacation Enjoy a month of Arizona warmth and sunshine in your studio suite where shopping, dining and golf are all within walking distance. • 30 nights in a studio suite with fully equipped kitchen • complimentary deluxe continental breakfast daily • three complimentary social evenings with food and beverages included each week • complimentary fitness facility, gas grill, large pool and hot tub • complimentary grocery shopping service $4,315 p.p. Studio Suite from Toronto Prices are in CDN$ p.p., double occupancy. Additional: Tax $260. Upgrade to one bedroom: $275. * Average temperature Caribbean Longstays VACATIONS B arbados BARBADOS HOSTED Longstays VACATION: Life didn’t begin in Barbados - it was just perfected here! Every day in Barbados is a celebration - a spectacle of living! With each Barbadian playing their part to perfection. You can hear it in their voice, see it in their smiles and feel it in their music. It’s a passion that emanates across this small Caribbean paradise, welcoming all to Love Live Life. Barbados... a magical destination to escape winter. 28 nights Ho Fu st lly ed All hosted packages include: return air I accommodation I transfers I Merit Tour Host FEB* MAR* 29/23ºC 29/22ºC In this section: Bridgetown, Barbados Hosted Longstays Departs Jan. 31, 2016 $3,850 p.p. One Bedroom Suite from Toronto Prices are in CDN$ p.p., double occupancy. Additional: Tax $300. Hosted Bridgetown, Barbados Longstays Vacation This charming and intimate property located in the heart of the west coast of Barbados. It’s excellent location will make for an unforgettable getaway. Halcyon Palm Apartments include full kitchen, living/dining area, one bedroom with twin beds, and balconies overlooking the pool and gardens. • return air from Toronto to Bridgetown, Barbados • 28 nights in a one bedroom apartment with fully equipped kitchen • two excursions including Harrison Caves, Flower Forest and Wildlife Reserve • air conditioning in bedrooms, ceiling fans in other rooms • pool • daily housekeeping Visit our website at MeritTravel.com for additional Longstays programs in Florida and Arizona. One month packages with exceptional value pricing. BUCKET LIST Longstays VACATIONS For the experience of a lifetime our bucket list trips are extraordinary journeys to richly picturesque destinations with a combination of history, culture, land tours and a luxury cruise that will provide you with a lifetime of memories. GREECE: Discover the magic of Greece from the mountains to the sea - from noble Athens, once home to Plato’s Academy and Aristotle’s Lyceum, to the picturesque islands with their remains of archaic architecture, around every corner on this fascinating Greek experience you will be walking on the paths of the ancients yet pursuing your own Greek odyssey. Ho Fu st lly ed All hosted packages include: return air I accommodation I cruise I cultural excursions I english speaking guide I Merit Tour Host I gratuities GREECE & CRUISE 27 nights MAR* 15/7ºC Departs Mar. 15, 2016 In this section: $5,995 p.p. Greece Longstays & Cruise Vacation Australia and New Zealand Longstays & Cruise Vacation FEB* 13/5ºC Gratuities included onboard cruise! from Toronto Prices are in CDN$ p.p., double occupancy. Additional: Tax $1200. Single supplement: $3800 based on interior category N stateroom or similar. Upgrade to category H outside stateroom or similar $1200. category BC balcony stateroom or similar $2400. Hosted Greece Longstays with Grand Mediterranean Cruise Spend 14 nights in a sophisticated seaside area in Mati, Attica just 26 km from the centre of Athens. Explore Athens on a city tour that passes Constitution Square and Panathenaic Stadium - home of the first modern Olympic Games. Visit the famous Acropolis of Athens on foot, and discover famous monuments including the Panthenon. Drive to Ancient Delphi and Meteora, two legendary UNESCO World Heritage sites for an overnight stay. Then embark on an unforgettable 12 night Holland America Grand Mediterranean Voyage Cruise sailing from Athens, Greece to the Greek Islands, and Turkey and ending in Venice, Italy. Your amazing journey ends with an overnight in the gorgeous city of Venice with its famous canals! • Greece: 14 nights at the Hotel Aquamarina with buffet breakfast and dinner daily plus three excursions: Athens city tour with the new Acropolis Museum, overnight Delphi and Meteora, Nauplion and Argolis tour • side seaview room, complimentary indoor heated pool and wifi access • Holland America Grand Voyage Cruise: 12 nights on board MS. Prinsendam with meals • all transfers, service fees, and gratuities included • overnight in Venice with breakfast • Merit Tour Host A ustrali A , N ew Zealand & C R U I S E Gold Coast, Queensland, Australia: Host of the 2018 Commonwealth Games, the Gold Coast is the ultimate dream destination for Canadian snowbirds. From the glamour of Surfers Paradise, to wildlife sanctuaries, over 57 kilometres of sandy beaches, championship golf courses and rainforest wonderlands, there is a new adventure waiting for you in the Gold Coast! Ho Fu st lly ed 30 nights FEB* MAR* 27/20ºC 25/18ºC Departs Feb. 11, 2016 $7,995 p.p. from Toronto Prices are in CDN$ p.p., double occupancy, based on category L interior stateroom or similar. Additional: Tax $1495. Single supplement: $3400. Upgrade to category F outside stateroom or similar $650. Upgrade to category VD balcony stateroom $1700. Hosted Australia & New Zealand Longstays and Cruise Vacation Gratuities included onboard cruise! We invite you to on this bucket list trip to Australia and New Zealand! Your unforgettable adventure starts with 13 nights in the Gold Coast in your beachfront apartment in the centre of Surfers Paradise! Then fly from Brisbane to Sydney, Australia for an overnight stay. Then embark on a luxurious 14 night Australia and New Zealand Cruise aboard Holland America’s MS. Noordam sailing from Sydney, Australia to Auckland, New Zealand! Your amazing journey ends with two nights in Auckland, New Zealand, a city of natural wonders and stunning coastlines! • Australia’s Gold Coast: 13 nights at Mantra Sun City Apartments • beachfront apartment in the heart of Surfers Paradise • four excursions including Gold Coast Excursion, Tamborine Glow Warm Caves tour, O’Reilly’s & Lamington National Park with lunch and Aqua Duck Safari • Sydney: Overnight at the Grace Hotel with breakfast and city tour, one welcome dinner • Australia/New Zealand Cruise: 14 nights onboard MS. Noordam with meals • Auckland: two nights at the Rydges Auckland Hotel with breakfast, one dinner cruise and full day city tour • all transfers, service fees, and gratuities included • Merit Tour Host Start planning your next Longstays Vacation Photo credit: Cindy Taylor Merit Travel Victoria 250.477.0131 I Victoria@MeritTravel.com Merit Travel Winnipeg 204.269.9530 I Winnipeg@MeritTravel.com Merit Travel Toronto 416.345.9726 I Toronto@MeritTravel.com Merit Travel University of Victoria 250.405.5888 I UVic@MeritTravel.com Merit Travel London 519.472.2700 I London@MeritTravel.com Merit Travel York University 416.661.0661 I York@MeritTravel.com Merit Travel University of British Columbia 604.822.2426 I UBC@MeritTravel.com Merit Travel Peterborough 705.743.1635 I Peterborough@MeritTravel.com Merit Travel University of Ottawa 613.238.8222 I OttawaU@MeritTravel.com Merit Travel Vancouver 604.659.2887 I Vancouver@MeritTravel.com Merit Travel Kingston 613.549.3553 I Kingston@MeritTravel.com Merit Travel Ottawa 613.724.6206 I Ottawa@MeritTravel.com Merit Travel Edmonton 780.439.3096 I Edmonton@MeritTravel.com Merit Travel Kingston Groups 613.549.3342 I KingstonGroups@MeritTravel.com Voyages Merit Montreal 514.843.8511 I Montreal@VoyagesMerit.com Merit Travel University of Calgary 403.282.7687 I UCalgary@MeritTravel.com Merit Travel Brockville 613.342.1412 I Brockville@MeritTravel.com Voyages Merit Sherbrooke 819.346.0422 I Sherbrooke@VoyagesMerit.com Merit Travel Calgary Groups 403.282.7687 I CalgaryGroups@MeritTravel.com Merit Travel Sudbury 705.564.9990 I Sudbury@MeritTravel.com Merit Travel Halifax 902.482.8000 I Halifax@MeritTravel.com Merit Travel Calgary 403.262.6632 I Calgary@MeritTravel.com Merit Travel Newmarket 905.895.3331 I Newmarket@MeritTravel.com Merit Travel St. John’s 709.737.7926 I StJohns@MeritTravel.com Merit Travel Saskatoon 306.975.3722 I Saskatoon@MeritTravel.com Merit Travel Waterloo 519.886.0400 I Waterloo@MeritTravel.com Find a Travel Expert near you or visit: MeritTravel.com/meet-the-experts/ Merit Travel | 1.866.341.1777 | MeritTravel.com/Longstays ON-4499356/4499372 | BC-34799 | 111 Peter Street, Suite 200, Toronto M5V 2H1