November - La Crosse Area REALTORS® Association

RIVER CITY REALTOR
R E A LT O R
®
T H E
V O I C E
F O R
R E A L
E S TAT E
™
I N
T H E
G R E AT E R
®
L A
C R O S S E
A R E A
NOVEMBER 2015 • VOL. 37, NO. 2
November is Designation Awareness Month
Become more valuable: Develop your skill sets and show prospects and clients that you have the specialized expertise to
navigate the current marketplace. By earning any of the following official designations and certifications you can as much as
double your income. Many designations and certifications are available in-classroom or online through REALTOR® University.
– continued on page 4
INSIDE THIS ISSUE
NAR Member Profile Highlights. . . . . . . 2
Announcements . . . . . . . . . . . . . . . . . 3-4
Members on the Move. . . . . . . . . . . . . 3
Co-Listing with Non-Members. . . . . . . . 3
Dues Renewal Time. . . . . . . . . . . . . . . . . 4
Tour Boundaries. . . . . . . . . . . . . . . . . . . . 5
MARK YOUR CALENDAR
RPAC. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 6
Statistics. . . . . . . . . . . . . . . . . . . . . . . . . . 7
Fair Housing Corner. . . . . . . . . . . . . . . . . 8
Dates to Remember . . . . . . . . . . . . . . . . 9
Supra Hot Tip. . . . . . . . . . . . . . . . . . . . . 10
RPAC Large Donor Breakfast . . . . . . 12
REALTOR® Government Day is March 2, 2016
Mark your calendars! Don’t miss this chance
to gather with Wisconsin REALTORS® to meet
with our Legislators to discuss important
housing issues that affect our pocketbook.
2
Executive Report
Take a Moment to Do Something Special for You, Too!
by Char Glocke, Association Executive
The Holidays are fast approaching. Take a deep breath and
take time to enjoy through all the chaos that will be around us!
Our Holiday Committee is in the planning mode for our Holiday Party. Please watch the website, Facebook and email for
further details.
Have you invested in RPAC? Our goal was $13,000 and as to
this date, we have collected $15,385. A huge thank you to all
the members that have made their investment. You still have
an opportunity! When paying your dues, I encourage you to
include the $35 RPAC investment with your payment. Each member benefits from
the successful passing of legislation that affects our business. Each member should
make an investment!
Dues renewal deadline is on the horizon! Remember to pay by 5:00 p.m. on December 1 or have your payment postmarked on the 1st to avoid paying the late fee. If for
some reason you did not receive an invoice, please call Ashlee at 608-785-7744.
With our “to do lists” growing, take a moment to do something special for you, too!
Have a good month!
Highlights from the 2015 NAR Member Profile:
Fifty-eight percent of REALTORS were licensed as sales agents, and 80 percent of members specialize in residential brokerage.
®
•
•
•
•
•
•
The typical REALTOR® has 12 years of experience.
Sixty-five percent of REALTORS® reported having a website for at least
five years, 12 percent reported having a real estate blog, and 65 percent
of members are using social media.
The typical REALTOR® earned 20 percent of their business from repeat
clients and customers and 20 percent through referrals from past clients
and customers.
Fifty-eight percent of all REALTORS® are female.
A substantial majority of REALTORS® – 85 percent – own their primary
residence.
Eighty-four percent of REALTORS® are certain they will remain in the
business for two more years.
For more information on the 2015 Member Profile go to: www.realtor.org/
reports/member-profile
Ashlee
Ryan
Char
LARA Website
membershipservices@larawebsite.com
mls@larawebsite.com
cglocke@larawebsite.com
www.larawebsite.com
RIVER CITY REALTOR®
The River City Realtor® is published by the
La Crosse Area REALTORS® Association
608-785-7744 • 866-425-7744
www.larawebsite.com
EDITOR
Char Glocke
785-7837 • cglocke@larawebsite.com
EXECUTIVE COMMITTEE
President
Chuck Olson
608-784-9930
chuck@cbrivervalley.com
President Elect
Dave Snyder
608-782-2300
davesnyder@charter.net
Secretary/Treasurer
Judy Gull
608-781-7629
judy@judygull.com
Past President
Kent Gabrielsen 608-784-9930
kentsells@hotmail.com
LOCAL DIRECTORS
Marv Leisso
608-783-6700 • mleisso@yahoo.com
Donna Proudfit
608-386-7161 • dproudfit@gmail.com
Jeff Pralle
608-797-5097 • pralle.jeff@gmail.com
Kathy Johnson
608-792-9902
kathyjohnsonrealestate@yahoo.com
Dawn Garms
(608) 779-8222
dmgarms@merchantsbank.com
Scott Ryan
608-792-4122
scott@heritagehomesandrealty.com
Advertising rates for the River City
Realtor ® are $6.00 per column inch
payable in advance. All new advertising
or changes in ads should be delivered
to the Association Office, camera ready,
by the 15th of the month prior to publications. Make checks payable to the
La Crosse Area REALTORS® Association.
Frequently Requested Phone Numbers:
WRA Legal Hotline • 608-799-4468
DSPS • 608-266-5511
Zip Forms Support • 1-800-383-9805
Metro MLS Helpdesk • 1-800-490-3731
River City Realtor®
Announcements
Members on the Move
3
How Do I Fill Out a Profile Sheet For a “FSBO”?
Member Updates
• Community Credit Union is now Verve, A Credit Union
Transfers:
• Sarah Cash of Marine Credit Union to 1st Community Credit Union
Inactives:
• Deborah Mosling of Cindy Gerke and Associates to Inactive
• Michael Hanson of Gerrard Hoeschler, REALTORS® to Inactive
• Lynda Smith of McClain Realty to Inactive
Agent Code
Sorry to Dean Gunnarson for not finding his Agent Code is last
month’s newsletter! Your Agent Code could be hidden somewhere in
this issue. Call the Association Office at 785-7744 if you find yours this
month and you’ll win a free dinner at the next General Membership
Meeting.
MLS Photo Reminder
Please make sure that the Primary Photo in flexMLS™ is a photo of
the outside of the house. The photo must not include signs or any
promotional information. If you have any questions, please call Char
at 608-785-7744.
If you are a Buyer’s Agent in a transaction, and
you sold a FSBO property, you can enter it in the
MLS for statistics. Please go to www.larawebsite.
com and click the Multiple Listing Button and
under the MLS Help column click on “How to
fill out a profile sheet for a “FSBO” (for Sale by
Owner) sale. If you have any questions, please
call Ryan at 608-785-7838.
Membership Letter
As per Article 5, Section 3 (A) of the by-laws, you
are hereby notified that the following people
have submitted applications for the class of
membership indicated:
REALTORS®:
Julianne DeLap - Century 21 Affiliated
Should you have any comment in regard to the
application of these individuals, submit them
in writing prior to November 30, 2015 to the
Association Office. It has been determined by
the Membership Committee that the above
applicants have applied for the appropriate class
of membership.
Judy Gull, Secretary/Treasurer
La Crosse Area REALTORS® Association
Also, remember that you cannot copy another company’s photos
onto your listing. This is a copyright violation. If you copy another
person’s photos, they will be deleted from MLS.
Are You Our Facebook Friend?
You can find our fan page anytime by logging onto
the official LARA website, www.larawebsite.com,
and clicking on our Facebook link, searching for
“La Crosse Area REALTORS® Association” within
Facebook’s search function.
NAR’s
it’s Information
for ­Central
you 1-800
874
6500
Co-Listing with Non-Members!
Properties that are listed with both a Participant and Non-Participant of the Greater La Crosse
MLS Corporation may be submitted for publication to the Greater La Crosse MLS Corporation
provided that the Non-Participant is a REALTOR® and is a member of another REALTOR®MLS, and
provided he or she agrees in writing to abide by the Rules and Regulations of the Greater
La Crosse MLS Corporation. A completed and signed MLS Co-Listing Agreement must accompany
the listing submitted prior to the listing being entered for publication. If you would like a copy
of the Co-Listing Agreement, call or email the Association Office or go to www.larawebsite.com.
Click on Online Forms Library and you will find the form under the heading “MLS Forms”
Vol. 37 No. 1 • October 2015
Member News
4
•
Dues Renewal Deadline is Fast Approaching
The Dues Renewal Invoices and Second Notices have been delivered or mailed. If you
have not received your statement, please contact us at the Association Office at
608-785-7744.
Pay by
December 1 to
avoid a late fee!
•
All payments for 2016 membership dues are due and payable October 1, 2015.
•
A late fee of $275.00 is required in addition to the annual dues for payments received after December 1, 2015
at 5:00 p.m. or postmarked by this date.
•
The great news is that there is no increase at the Local, State, or National level this year!
A big thank you to all of our members who have paid their renewal dues already! A special thank you to Katy Wood at
Castle Realty for being the first to pay her dues. Thank you, Katy!
You can pay your dues online. This is not only the easiest, but it saves the La Crosse Area REALTORS® Association
Credit Card Fees! Other ways to pay are by check, or phone the Association Office with your credit card number.
To pay your dues online, go to www.larawebsite.com and click on the button “Pay Annual Dues Online” in the upper left
hand corner.
If you have question, please call the Association Office at 608-785-7744.
– continued from page 1
November is Designation Awareness Month
Earn Official NAR Designations and Certifications
River City Realtor®
Member News
MLS Tour Boundaries
Tour Information
Exceptions:
The deadline to submit tour information for
listings already entered in flexMLS is Tuesday
by 3:00 p.m. However, if it is a new listing, you
must submit it by Tuesday by 9:15 a.m. to be
included in the tour for that day.
The current dividing line between the North and the South
Tour is I-90.
• Holiday Heights and Mayfair Addition are North Tour
• Burns, Bangor, Hamilton, and Monroe County
are North Tour
• Washington and Barre are South Tour
• French Island is South Tour
• Dakota and Dresbach are North Tour
North/South
• La Crescent and Hokah
Dividing Line
are South Tour
is I-90
5
We accept tours by:
• Phone at 785-7744
• Email to Ryan at mls@
larawebsite.com
• Fax at 785-7742
L44660
2015 Management
Conference
Thursday, December 10, 2015
Marriott Milwaukee West, Waukesha, WI
If you’re a manager, owner or broker, the WRA’s
Management Conference is just for you! With
several great sessions, you’ll gain insight into the
economy and your practice – relevant for today
and tomorrow. You will learn about boosting
your firm’s success with marketing, technology
and more with information from various
workshops offered at Management Conference.
Competitive Rates...
Local Servicing...
Proven Experts
We can help your customers through the home
financing process. Call us today.
Dawn Garms
Mortgage Lender
(608) 779-8222
DMGarms@merchantsbank.com
Tina Mueller
Mortgage Lender
(608) 779-8294
TMMueller@merchantsbank.com
NAR’s
Information
­Central
it’s
for
you 1-800
874
6500
Vol. 37 No. 1 • October 2015
Helping Build Businesses and Communities for 140 years
3140 Market Place • Onalaska, WI 54650
(608) 779-8200 • www.merchantsbank.com
Loans are subject to credit approval.
Member FDIC
6
RPAC
Your Best Investment in Real Estate
Since 1969, the REALTORS® Political Action Committee (RPAC)
has promoted the election of pro-REALTOR® candidates across
the United States. The purpose of RPAC is clear: REALTORS® raise
and spend money to elect candidates who understand and support their interests. The money to accomplish this comes from voluntary contributions made by
REALTORS®. These are not members’ dues; this is money given freely by REALTORS® in recognition of how important campaign fundraising is to the political process. RPAC doesn’t buy votes.
RPAC enables REALTORS® to support candidates that support the issues that are important to
their profession and livelihood.
RPAC Investors $100 - $499:
Gayle Dolle
Danyel Zielke
Scott Ryan
Joe Mand
Wendy Pertzsch
Eric Seeger
Dave Snyder
Mary Pretasky
Nancy Gerrard
Donna Proudfit
Harvey Bertrand
Mike Pietrek
Peggy Lovejoy
Chad Niegelsen
Jeff Pralle
Kathy Johnson
Sarah Hemker
Jim Gull
Katy Wood
Dave Jones
Kyle Christopherson
Jacob Martin
Nate Trim
Mary Jones
Roxanne Reynolds
Ryan Wessel
Owen Berg
Char Glocke
Dawn Levandoski
Mark Woida
Kent Gabrielsen
Total so far:
RPAC Investors
$500 - $999: $15,385
John Young
RPAC Investors $1,000 and over:
Mike Richgels
Dan Stacey
Brian Stephan
Cindy Gerke-Edwards
Chuck Olson
Ryan Olson
Brian Benson
Judy Gull
River City Realtor®
Information is supplied by seller and other third parties and has not been verified.
Copyright © 2007 by Multiple Listing Service, Inc. See FBS copyright notice.
La Crosse County Sold & Active Listings – October 2015 7
PRICE-CLASS/TYPE
SOLD/ACTIVE RESIDENTIAL LISTINGS
CURRENT ACTIVE LISTINGS
0-2
3
4+ TWO CONDO TOTAL SINGLECONDO
BDRMSBDRMS BDRMS FAMILY CO-OP
UNITS FAMILY CO-OP
29,999.99 and under
30,000 - 39,999.99
40,000 - 49,999.99
50,000 - 59,999.99
60,000 - 69,999.99
70,000 - 79,999.99
80,000 - 89,999.99
90,000 - 99,999.99
100,000 - 119,999.99
120,000 - 139,999.99
140,000 - 159,999.99
160,000 - 179,999.99
180,000 - 199,999.99
200,000 - 249,999.99
250,000 - 299,999.99
300,000 - 399,999.99
400,000 - 499,999.99
500,000 and over
TOTALS
AVERAGE
MEDIAN
0
0
0
0
0 0
2
0
0
1
0
0
0
1
1
0
0
0
0
0
0
0
2
0
0
0
1
0
0
1
2
0
3
0
0
0
0
3
8
1
0
1
0
0
0
1
11
0
1
0
3
1
0
5
13
0
2
5
0
0
1
8
20
1
1
3
2
1
0
7380
44 1 1 2 12 52 1
0
10
5
00 1530 2
3
7
3
1
1 1524 1
0
5
1
2
0
8
22
2
1
6
9
1
1 1854 4
0
5
6
0
1
12
50
8
0
2
2
1
0
5
34
2
0
1
20 1 4181
0
1
1
0
0
2
22
1
1551 36 8 7 117 403 24
119,793187,804 215,895 179,931 218,000 188,996 229,405 248,783
124,900
164,000
206,000
170,000
168,600
165,000
179,900
249,900
Unit Sales by Time on Market
Unit Sales by Financing Type
DAYS
RESCONDO
1 - 30
31 - 60
59
17
5
1
61 - 90
15
0
91 - 120
7
1
Adj Rate Mtg
Assumable FHA
Assumable VA
Cash
Conventional 15
Conventional 30
Federal VA
FHA 15
121 or over 120
TOTAL SALES
110
7
TYPE
Property Type
Residential
RESCONDO
1
0
0
9
3
70
4
0
0
0
0
2
0
4
0
0
FHA 30
Other
Owner Fin
Private
State VA
USDA Loan
WHEDA
TOTAL SALES
TYPE
Volume
Median Sold Price
RESCONDO
11
7
0
0
1
0
4
110
0
1
0
0
0
0
0
7
20,586,567165,000
Condo1,526,000168,000
All
22,112,567 165,000
Have You Looked for Your
Agent Code in this Issue?
If you find your ­number, call the A
­ ssociation Office at 785-7744 to claim
your free ­dinner at the next Association activity / meeting!
Try these
great marketing
tools today!
MLS Listing
Internet Sites
MLS Listings are presently
on two websites.
Check out your listings
at the ­following sites:
http://www.wihomes.com
http://www.realtor.com
If you have any questions,
call Char at 785-7837.
Title Insurance • 1031 Exchange • Search & Hold • Lender and Cash Closing
Servicing La Crosse, Trempealeau, Vernon and Monroe Counties
2850 Midwest Drive, Suite 103, Onalaska, WI 54650
Phone: 608-784-8888 Fax: 866-816-9620
E-mail: title.orders@firstam.com
Vol. 37 No. 1 • October 2015
Order online at: www.wisconsinfirstam.com
Fair Housing Corner
8
BUILDING A
NATION OF NEIGHBORS
“Would you live here?”
Key Points
•
Homebuyers often ask brokers and sales associates for their opinions regarding their choice among various
homes.
•
The Fair Housing Act prohibits attempts to influence the selection of housing on the basis of race, color, religion,
sex, handicap, familial status, or national origin.
Areas of Liability
•
If you suggest that race, color, religion, sex, handicap, familial status, or national origin
should be a factor in the homebuyer’s housing choice, you could be charged with
discrimination.
Actions to Take
•
Give your honest opinion, whether it’s positive or negative, to this question and give a
reason for your opinion.
•
Never mention or volunteer information related to the racial, religious, or ethnic makeup of the area.
Suggested Response
•
“Yes, I would. The area is well-maintained and that particular house is very nicely located. It’s very convenient
to the commuter trains and shopping and the elementary school is only a few blocks away.”
•
“No, I wouldn’t because the house is too small for our teenager’s activities.”
Looking for a lender that can deliver? Same day Preapprovals!! Close on Time!! Local Loan Officers that know the market!!! Rehab loans, Manufactured homes, LOW credit scores  ZERO to Low Down‐payment loans  FHA, VA, USDA Rural, WHEDA & Conventional Loan programs all available. 



Todd Cejka – (608)783‐0860  Jeff Thompson – (608)781‐0710 Call today to see how AMEC can help you close more sales faster!! American Mortgage & Equity Consultants 114 N 2nd Ave, Onalaska, WI NMLS Todd 251574  Jeff 256028 Branch 844359  Company 150953 River City Realtor®
Dates to Remember
November
SMTWT F S
1234567
8 9 1011121314
15161718192021
22232425262728
29 30
December
1
Daylight Savings Time:
Set your clocks back
one hour
4
Open House Deadline- 3 pm
North Tour
11
Veterans Day
Open House Deadline- 3 pm
South Tour
18
Open House Deadline- 3 pm
North Tour
9
Open House Deadline- 3 pm
South Tour
16
Open House Deadline- 3 pm
North Tour
23
Open House Sabbatical 12/27
South Tour
24
Christmas Eve
LARA Office closed at noon
25
Christmas Day
LARA Office Closed
31
New Year’s Eve
LARA Office closed at noon
Open House Deadline- 3 pm
North Tour
SMTWT F S
123456
7 8 9 10111213
14151617181920
21222324252627
28293031
2
25
Open House Sabbatical for 11/29/2015
South Tour
26
Happy Thanksgiving – LARA Office Closed
27
LARA Office Closed
29
* Reminder – No Open Houses today!
9
Universal Human Rights Month
National American Indian Heritage Month
Each Day I Am Thankful
For Nights That Turned Into Mornings
Friends That Turned Into Family
Dreams That Turned Into Reality
And Likes That Turned Into Love
Birthdays - November
1
3
4
5
6
6
10
11
11
12
Jay Hoeschler
Keith Brown
Erik Hanson
Sheri Klein
Dan Brodigan
Laurie Peter
Patrick Walz
Bill Kessler
Todd Mandel
Mike Hoppens
13 Barb Partin
14 Linda Sherry
15 Mike Alesch
15 Susan Timm
16 Paul Gleason
17 Tom Tomter
18 Cindy Gerke-
Edwards
22 Darlene Torgerson
23 Molly Hanratty
Vol. 37 No. 1 • October 2015
Birthdays - December
24 Lucas Eagon
24 Tika Herritz
25 Mike Richgels
27 Cheryl Lasse Meyers
28 Donna Proudfit
29 Mike Pietrek
29 Steve Boris
29 Kristie Tweed
1
1
2
2
3
5
8
9
9
10
11
Terry Bartels
Matt Klug
Owen Berg
Sheryl Reedy
Thomas Henchen
Shane Peterson
Travis Welch
Leo Fronk
Stephen Trussoni
Jason Teynor
Dawn Faherty
11
11
13
13
15
19
19
21
21
23
23
Rance Haggerty
Sue Pinski
Chris Rinkenberger
Tammy Schmidt
Michelle Ostern
Fred Casper
Mauricio Peterson
Alan Iverson
Lance Dembraski
Bob Kowal
Lori Ohland
23
24
25
27
27
29
29
30
31
Kent Gabrielsen
Brenda Fisher
Michael Dougherty
Angie Wilson
Tim Berg
Janet Butteris
Amber Iverson
Roger McDowell
Dick Clements
10
Supra Hot Tip
Reading a KeyBox
The KeyBox stores the key serial numbers of agents showing your listing, along with the date
and times that the property was shown. To determine who has recently accessed your KeyBox,
go to the listing and read the KeyBox with your DisplayKEY.
To read a KeyBox, perform these steps:
1.
2.
3.
4.
5.
Press ENTER to turn on your DisplayKEY
Scroll to the READ KEYBOX option and press ENTER.
Press 2 to select NEW READ.
Enter the KeyBox shackle code and press ENTER.
Insert your DisplayKEY into an AEII KeyBox or point it
at an IBox.
•
•
Four beeps indicate that the read was successful.
The DisplayKEY screen displays the key serial
numbers of showing agents who’ve accessed the
KeyBox and the date and time of the access.
My WRA at WRA.org
As a WRA Member, you have the ability to track
your education (if taken from WRA Instructors),
WRA Committee involvement, WRA membership information, RPAC dollars contributed and
much more. Check it out at www.wra.org.
Your closing dream team!
Our mission is to educate and wow
the customer with the most trusted,
knowledgeable team in the industry.
www.newcastletitle.us |
750 3rd Street North | La Crosse, Wisconsin | 54601
608-783-9265
Kylie Mason, Dawn Faherty, Beth Grossbach, & Kelly Harter
River City Realtor®
Member News
President is
Spokesperson for
the Organization
11
Safety Tips
Don’t be track able.
It is important in creating
the best public impression
of the Association that any
statements regarding the
activities of the Association
or its public positions come from an official
source in the Association. This allows for coordination
and clarity in the Association’s message. Our policy is to
have the Association President, or someone specifically
designated by the President in particular situations, as
the only spokesperson for the Association. Our Presidents
have spokesperson training and an understanding of the
entire Association and how its parts fit together. If you
are contacted by anyone, including the media, for any
report on the Association or its activities, refer them to
the Association office and arrangements will be made to
respond.
Legal Updates Available at WRA.org
At www.wra.org you can search legal updates for the
topic of your choice. This publication is emailed to all
members on a monthly basis. Important information is
covered in these updates. It’s a great resource and benefit
of membership for you.
Rather than use your personal cell phone or
home phone number—which can be “reverse
searched” on the Internet to find your home
address—consider using a toll-free number, which
cannot be tracked. You can have calls to this
number automatically forwarded to any phone.
Keep an eye out for tampering
with your bills and bank accounts.
Open your credit card bills and bank statements
right away. Check for any unauthorized charges
or withdrawals and report them immediately.
Call if bills don’t arrive on time. It may mean that
someone has changed contact information to
hide fraudulent charges
Prevent identity theft.
Contact the fraud department of any of the
three consumer reporting companies— Equifax,
Experian and Trans Union—to place a fraud alert
on your credit report. The fraud alert automatically lets credit card companies and other creditors know they must contact you before opening
any new accounts or making any changes to your
existing accounts.
FINANCING GENERATIONS
OF HOMEOWNERS
For more than 150 years, Associated Bank
has focused on making good loans. Our
responsible approach to lending reflects the
values of our organization and the customers
we serve in the La Crosse area. We’re strong
and ready to lend.
Kyle Christopherson 450 N. Holmen Dr. | 608-793-3824 | NMLS: 108866
David Jones 605 State St. | 608-793-3832 | NMLS: 523764
Jacob Martin 127 Sand Lake Rd. | 608-793-3836 | NMLS: 523832
*The Wisconsin’s #1 Mortgage Lender designation is based on information gathered from the Home Mortgage Disclosure Act data compiled annually by the Federal Financial Institutions Examination Council. The results
of the data were obtained through RATA Comply, October 2014. • Loan products are offered by Associated Bank, N.A., Member FDIC and Associated Banc-Corp. Loans involve interest and other costs. Please ask about
details. All mortgage programs are subject to credit approval and property evaluation. Property insurance and flood insurance, if applicable, will be required on all collateral. Equal Housing Lender. Equal Opportunity
Lender. (12/14) 6960
Vol. 37 No. 1 • October 2015
12
RPAC Breakfast Highlights
The RPAC “Appreciation Breakfast” was held at Cedar Creek recently! All members that
invested $100 and over were invited to this “Appreciation Breakfast.” Jerilyn Dinsmoor
from La Crosse Promise gave a summary of what exactly La Crosse Promise is and Joe
Murray gave an overview of legislation that is pending in the State Legislature. Great
program and networking. Please join this group of investors. We would love to see you
at this “Appreciation Breakfast” next year.
How Well Do You Know The REALTOR® Code of Ethics?
Duties to Clients and Customers: Article 2
REALTORS® shall avoid exaggeration, misrepresentation, or concealment of pertinent facts relating to the property or the
transaction. REALTORS® shall not, however, be obligated to discover latent defects in the property, to advise on matters outside
the scope of their real estate license, or to disclose facts which are confidential under the scope of agency or
non-agency relationships as defined by state law. (Amended 1/00)
La Crosse Area REALTORS® Association
111 6th Street South, La Crosse, WI 54601
River City Realtor®
La Crosse Home Buyers Can Receive
Up to $50,000 in Scholarships!
+
=
!
Your clients can receive up to $50,000 in cash for college if they purchase and
renovate older homes, or build new homes in our targeted neighborhoods.*
Economic Incentives:
The PPH-Washburn Lenders Consortium makes financing easy. By waiving the PMI requirement,
families can save as much as $100 per month on their mortgage payment.
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Inexpensive lots: The City of La Crosse has lots available for purchase, priced at $5000 to $7000.
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Home plans available from the City, and free renovation suggestions available from local architects.
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This is not an income-qualified program!
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Contractors can reserve a scholarship and build or renovate a
Interested in learning more?
spec home.
Be our guests at
Convenience:
Black River Beach
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More than 975 businesses are located within one mile of these
Neighborhood Center
1433 Rose Street, La Crosse
neighborhoods, with major employers planning substantial staff
expansions.
Tuesday, November 17
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Environmentally conscious, education-minded young families are
7:30 to 8:30 a.m.
interested in living in close proximity to work, shopping, parks, and
• Omelette Bar • Fresh Fruit
entertainment.
•
Breakfast Potatoes • Pastries
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It is a 15-minute walk and a 5-minute bike ride to downtown La Crosse
RSVP:
or the Mississippi River.
neighborhoods@lacrossepromise.org
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Hamilton Elementary offers year-round school.
Or call 608-792-1137
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Exciting Neighborhood Improvements:
Breakfast sponsored by:
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Poage Park will include a large custom playground, splash pad, shelter,
skating rink, and sculpture. Powell Park will be one of the few parks in
the nation designed with special needs children in mind.
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Well-lit 6th Street pedestrian corridor was recently installed, adding to
neighborhood safety.
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36 new homes constructed over the last decade, with many more planned.
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South Side Neighborhood Center features exercise classes, a drop-in
computer lab, and more.
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Millions in additional non-profit and government investments are planned, from improved public infrastructure to new housing projects.
For real estate signs, brochures, or other information, contact Jerilyn Dinsmoor, Executive Director,
608-792-1137 or jdinsmoor@lacrossepromise.org www.lacrossepromise.org
* A p p rox i m a t e n ei g h b orh ood b oundaries : Cas s S treet – S outh Avenue – Wes t Avenue