Summer 2014 - SnoCope Credit Union

Sound advic e
SnoCope News and Information
UPCOMING EVENTS
SEMINARS
ARE BACK!
SnoCope seminars are open
to everyone, so feel free to
take advantage of this learning
opportunity. Please RSVP with
Beth Jarvis. Phone: 425-3883481 x123 or Email: Beth@
SnoCope.org.
Be sure to provide the name of
the seminar you wish to attend,
the date, your name, your email
& your phone number.
We ask for an RSVP as a light
lunch will be provided for all
attendees. A door prize will be
drawn at the conclusion of the
event. You must be present to
win.
TIPS FOR BUYING YOUR
DREAM HOME - July 30,
2014 from 12:00 -1:00 pm 3000 Rockefeller Ave, Everett;
Robert Drewel Building, Lower
Lobby, Public Meeting Room 1.
IDENTITIY THEFT PROTECTION - September 23,
2014 from 12:00 -1:00 pm 3000 Rockefeller Ave, Everett;
Robert Drewel Building, Lower
Lobby, Public Meeting Room 1.
BASICS OF PERSONAL
FINANCE – October 9, 2014
from 12:00 -1:00 pm - 3000
Rockefeller Ave, Everett;
Robert Drewel Building, Lower
Lobby, Public Meeting Room 2.
For detailed descriptions of
all the seminars go to snocope.
org.
Summer 2014
In the Market to Buy or Sell a Home?1
Want to Purchase or Refinance?
Maybe it’s time to look at SnoCope’s
HomeAdvantageTM Program
The HomeAdvantage program, is an exclusive new
member service that can help you search, buy, sell
and save on your next home! HomeAdvantage puts
all the real estate tools you could ever want or need
under one roof. It’s absolutely free and can help you:
• Search for a Home - Search through the most
current online MLS listings to find the home of your
dreams.
• Find a Real Estate Agent - Make a connection
with a top local Real Estate Agent from a network of
hand-picked agents.
• Earn a Rebate - Use one of the participating agents to buy or sell a home and earn a cash
rebate – the average rebate is about $1,500!2
• Get Listing Alerts - Save your favorite searches and get email updates when new listings
become available.
• Do Your Research - Research neighborhoods, schools and comparable properties.
To learn more call us at 425-388-3481 and ask for a loan officer or go to SnoCope’s
mortgage partner website: http://snocopecu.mortgagewebcenter.com.
Here’s How to Find the
Home of Your Dreams With
HomeAdvantage3
We want your home shopping experience to be fun
and easy, so we’ve combined all the home search
features you want and need into one powerful and
easy-to-use program called HomeAdvantage. All
you need to do is enroll and you’ll gain access to:
online property listings, recent sales data/comparables, demographics, schools, crime statistics
and more...
Start Your Search
Search by price range, neighborhood, city, street, zip code, bedrooms, bathrooms, and style of
home…or just circle your area of interest on a map and we’ll show you what’s available.
Set Email Alerts
Not ready to buy yet, or not finding what you need? Save your favorite searches and receive
email alerts when a home that matches your criteria goes on the market!
7:05 PM on July 17 &
August 22, 2014
Annual AquaSox
Baseball & Fundraiser
For The Children’s
Miracle Networks
July 17, 2014 - Salem Keizer
Volcanoes vs AquaSox &
August 22, 2014 - Eugene
Emeralds vs AquaSox.
Don’t miss this great family
fun in the sun opportunity. Join
SnoCope staff as we watch
our local AquaSox “Play ball.”
HomeAdvantage and all of its benefits is available to you exclusively through SnoCope Credit
Union and it’s absolutely free! To begin your search, just enroll today!
To learn more call us at 425-388-3481 and ask for a loan officer or go to SnoCope’s
mortgage partner website: http://snocopecu.mortgagewebcenter.com.
You can also click on the home search or realtor banner.
Members are encouraged
to join the fun as we hold a
50/50 raffle to raise money
for one lucky attendee and
the Children's Miracle Network. Proceeds raised from
the raffle will be split. One
half of the split will go to the
lucky attendee and the other
to the Children's Miracle
Network. This is an annual
event that happens twice a
year. Mark your calendars
for a twilight evening of fun.
For tickets call the AquaSox
at 425-258-3673 or go to
aquasox.com. As part of the
fun, SnoCope will be giving
away their famous tiny green
piggy banks to encourage
youth savings accounts. Mark
your calendars now for both
of these summertime events.
2014 HOLIDAY CALENDAR
INDEPENDENCE DAY
Here’s How to Earn a Rebate with HomeAdvantage
How would you like an extra $1,5003 in your pocket when
you close on your next home sale or purchase? That’s
the average rebate members receive when using an
approved agent.
HomeAdvantage has partnered with some of the top real
estate professionals in your area to provide members
with an outstanding opportunity to work with a trusted
real estate agent and earn a substantial rebate all at the
same time.
How does it work?
It’s really quite simple. When you use any agent in the
network to buy or sell your home, you’ll earn a cash rebate
equal to 20% of the agent’s commission. That money is
yours…apply it towards closing costs, agent commissions
or take the cash outright! It’s your choice.3
How much can you save?
Use the “Estimate Your Rebate” chart to determine your
savings. The rebate is based on the total home price, not
the amount mortgaged.
HomeAdvantage is an exclusive service provided through SnoCope Credit Union in partnership
with CU Mortgage Solutions, our mortgage partner. Best of all, the program is absolutely free! To
take advantage of these services, simply enroll today. Once you’ve enrolled, you’ll have access to
all the tools and expertise you’ll need.
To learn more call us at 425-388-3481 and ask for a loan officer or go to SnoCope’s
mortgage partner website: http://snocopecu.mortgagewebcenter.com.
Friday, July 4, 2014
LABOR DAY
Monday, September 1, 2014
COLUMBUS DAY
Monday, October 13, 2014
Footnotes:
VETERAN’S DAY
1) Not all applicants may be eligible or can apply. Certain restrictions may apply.
Tuesday, November 11, 2014
2) Disclaimer: The HomeAdvantage program is available to you through a relationship between SnoCope
Credit Union and CU Home Mortgage Solutions (CUHMS) our mortgage partner. In order to earn a rebate,
buyers and sellers must use one of the real estate agents in the approved agent network. Rebate amounts
will vary depending on the price of the house and the commission paid out to the agent.
THANKSGIVING DAY
Thursday, November 27, 2014
CHRISTMAS DAY
Thursday, December 25, 2014
NEW YEAR’S DAY
Thursday, January 1, 2015
2014 HOLIDAY HOURS
3) The HomeAdvantage program is made available to you through a relationship between SnoCope Credit
Union and CU Home Mortgage Solutions. Program rebates are awarded by CU Realty Services to buyers
and sellers who select and use a real estate agent in the HomeAdvantage network of approved realtors.
Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Using SnoCope for a mortgage is not a requirement to earn a rebate. Rebate amounts are dependent on the commissions paid to the agent. CUHMS may have specific rules on how your rebate will be paid out.
DAY AFTER
THANKSGIVING
Friday, November 28, 2014,
Close at 3:00 PM
CHRISTMAS EVE
Get Moving With A
Home Loan Or A Refinance!
Wednesday, December 24,
2014, Close at 3:00 PM
www.SnoCope.org
3130 Rockefeller Ave.
Everett, WA 98201
Ph­one: 425.388.3481
Fax: 425.339.9482
E-mail: snocope@snocope.org
Hours Monday – Thursday
8:30 am to 5 pm
Friday – 8:30 am to 6 pm
24-Hour Call Center
866.692.8669
Executive Line: 800.311.8093
Your savings federally insured to $250,000
NCUA
by the National Credit Union Administration,
A U.S. Government Agency.
NMLS ID
#673299
 Conventional fixed & adjustable rate mortgages
 1st time home-buyers program with no private mortgage insurance
 Exclusive ‘Closing Date Guarantee’ on purchases – close in 30 days or less
 Local loan processing, underwriting & servicing
 Competitive rates and lower closing costs
 Your servicing will not be sold to another servicer
 When buying or selling save an average of $1500 with
The HomeAdvantage™ Program
 An easy application process – apply online 24/7 or at the branch
 The Home Affordable Refinance Program (HARP)
Apply online at www.SnoCope.org
or call 425-388-3481 today!
EQUAL HOUSING
OPPORTUNITY