Plugged - Fairlawn Chamber of Commerce

Connection
the
Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
January General Meeting / Luncheon - Monday, January 11, 2016
“State of the City” Luncheon
Mayor William J. Roth, Jr.
Hilton Akron/Fairlawn - 3180 W. Market Street, Fairlawn, OH 44333
11:00 a.m. Networking • 11:40 a.m. -1:00 p.m. Luncheon
RSVP by January 7th to: 330-777-0032 or marketingplus@roadrunner.com
get
Plugged
in...
board and
committee rosters
dates to remember
from the president
profile circuits
Bill Roth grew up in Buffalo, New York. In 1980, Bill earned his B.A. in
History with a minor in Political Science from the State University of New York in
Buffalo. Bill then went on to earn his Juris Doctorate in 1983, from the University
of Akron’s School of Law. Bill worked at the Summit County Prosecutor’s Office
as an assistant prosecutor for six years. Bill spent three years in private practice
with the law firm of A. Russell Smith Co., LPA before starting his own law firm now
located in Fairlawn.
In November of 2015, Bill was re-elected to his 6th term as Mayor of the City of Fairlawn. In addition
to his mayoral responsibilities and running his private practice, Bill is a member and past president of the
Summit County Mayors Association and is currently serving on and is past president of the Akron/Bath/
Fairlawn JEDD Board. Bill also serves on the Summit/Akron Solid Waste Management Authority Board,
the Summit County OPWC District 8 Committee and the Blossom Board of Overseers. Bill guest lectures
at the University of Akron, is a member of the Copley-Fairlawn Kiwanis Club, the AHEPA, Fairlawn FOPA
Lodge 82, and is active at his church. He also is a member of the Akron and Ohio State Bar Associations.
Bill and his wife, Jolene, have resided in Fairlawn since 1986.
February General Meeting / Luncheon - Monday, February 8, 2016
Hilton Akron/Fairlawn - 3180 W. Market Street
11:00 a.m. Networking • 11:40 a.m. -1:00 p.m. Luncheon
RSVP by February 5th to: 330-777-0032 or marketingplus@roadrunner.com
“Robin Sacks is positive energy personified!”
Robin is a full-time speaker, trainer, and writer.
member benefits &
discounts roster
to your health
investment ideas
Through keynotes, workshops, and articles, she provides a simple, creative, and
humorous bent on Stress Management and Motivation. Robin provides tools and thinking which allow you to get out of your own way and succeed, beginning the moment
you walk out the door.
Her clients range from Girl Scout Troops to Fortune 100 companies. Robin has facilitated personal and
professional development workshops throughout the United States and Canada for companies including
Microsoft, Lubrizol, Parker Hannifan, Eaton Corp., Key Bank, Levi Strauss and Fifth Third Bank.
Professionally, Robin is an award-winning journalist, award-winning playwright, author, speaker and
motivator. Personally she is a mom, wife, and friend. Robin’s job is to help you Get Out of Your Own Way!
Not just for an hour or two at a workshop or session, but for the rest of your life.
Her philosophy is beyond simple: You are over-thinking everything!
Get Clarity...Get Moving...Get Results!
March General Meeting / Luncheon - Luncheon - Monday, March 14, 2016
“State of the Townships” Luncheon
Hilton Akron/Fairlawn • 3180 W. Market Street • Fairlawn, OH
11:00 a.m. Networking • 11:40 a.m. -1:00 p.m. Luncheon
RSVP by March 10th to: 330-777-0032 or marketingplus@roadrunner.com
Bath Township is located on the western edge of Summit County next to Medina County. The town­
ship was founded in 1818 and comprises approximately 23 square miles. The majority of the Township is
zoned residential with the Montrose commercial district to the south. Home to Hale Farm and Homestead,
Revere Local Schools serves the majority of Bath Township and has earned an “Excellent” rating, the
highest rating possible, for the District’s performance on the Ohio Department of Education’s Local Report
Card for the past 10 years.
Founded in 1819, Copley Township is located in the western portion of
Summit County, and is a large urban Township with over 14,000 residents. The
majority of the Township is zoned residential however; there are large areas of
commercial and industrial development. Most of Copley Township falls within
the Copley-Fairlawn City School District, which boasts an “Excellent with Distinction” district rating on the 2009-2010 District Report Card from the Ohio Department of Education. The
mission of Copley Township is to maintain a sense of community; to provide the highest level of service
and programs that will enhance the quality of life for all businesses and residents.
Page 2 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
2015-2016 Board
Missy McWhorter
President
Tom Green
Past President
Kastner Westman
& Wilkins, LLC
Amy Holbrook
President-Elect
dates to
Remember
Premier Bank &
Trust
of Directors
Lori Drugan
Treasurer
Gallery of Framing/
Art Gallery
Brad Lubinger
Secretary
Town Planner
Eileen Sass
SASS Accounting
Services
Todd Kennedy
Levin Swedler
Kennedy
Lisa Gould
John Dellagnese
& Associates, Inc.
David Pelland
Bear / Pelland
Associates
Terry Meinen
Primerica
Leslianne Lake
Old Carolina
Barbecue
Polly Riffle
Executive Director
Monday, January 11, 2016
General Meeting / Luncheon
(Details front page)
Monday, February 8, 2016
General Meeting / Luncheon
(Details front page)
Monday, March 14, 2016
General Meeting / Luncheon
(Details front page)
Thursday, January 14, 2016
Membership Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Thursday, February 11, 2016
Membership Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Tuesday, March 15, 2016
Before 9
7:30 am – 9:30 am
The Merriman
209 Merriman Road
Akron, OH 44303
Tuesday, February 16, 2016
After 5
5:00 pm – 7:00 pm
Summit Mall
3265 W. Market Street
Akron, OH 44333
Thursday, March 17, 2016
Membership Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Tuesday, January 19, 2016
After 5
5:00 pm – 7:00 pm
Mira Hair & Body Studio
3029 Smith Road, Suite 200
Fairlawn, OH 44333
FYE Ribbon Cutting
November 20, 2015
Now
rsvp
Your reservations are important to us!
Please call the chamber at
330-777-0032 or email to
marketingplus@roadrunner.com for all events!
Page 3 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
from
the president
Happy New Year! As we say goodbye to
2015 let’s reflect on the annual Holiday
Auction held on Monday, December
14th. Once again the auction committee
did an incredible job working together
to bring in many donations while under
the direction of FACC Executive Director
Polly Riffle. The Holiday Auction is the
major fundraiser for Fairlawn Area
Chamber and it has proven again to be successful by raising
$31,000, in turn allowing the Chamber to give back to some
of the charitable organizations in Summit County. We would
like to thank all committee members for their hard work, the
membership for donating and attending and the new friends
that attended to support such a worthy cause.
As we look ahead at 2016 we are excited to hear from new
speakers as well as checking out the network building Before
9’s and After 5’s that Terry Meinen always does a stand up
job scheduling. Please contact Terry if you are interested in
hosting one of these events as the months fill up fast! Also,
remember that there are display tables available for each
monthly meeting for you to showcase your business. Contact
Polly Riffle for more details if you are interested.
It is my hope that this year is prosperous for you all and that
you are able to make new connections while building on
existing relationships throughout the Fairlawn Area Chamber
of Commerce. Please feel free to contact me if you have any
questions or concerns.
Here’s to a happy, healthy and successful 2016!
Missy
Are you Unwittingly Violating Section 7 of
the NLRA?
Section 7 of the National Labor Relations Act (NLRA) protects the rights
of private sector employees to “form, join, or assist labor organizations,
to bargain collectively through representatives of their own choosing,
and to engage in other concerted activities for the purpose of collective
bargaining or other mutual aid or protection” as well as the right to refrain
from such activities. Section 7’s provision protecting “other concerted
activities…for other mutual aid or protection” includes an innumerable variety of activities, so long
as such activities relate to wages, hours, terms and conditions of employment and are not solely
for the benefit of an individual employee. Where an employee seeks to incite action with other
employees regarding employment issues, or where two or more employees join together for the
same employment-related purpose, their activity can be protected.
It is important to recognize that such protected concerted activity can – and frequently does – occur
in a non-union environment, not just when employees are or trying to be represented by a union.
Accordingly, employers should be aware of the following practices that the National Labor Relations
Board (NLRB) has stated violate Section 7 of the NLRA:
• M
aintaining and/or enforcing a policy or work rule that prohibits employees from:
o engaging in “disrespectful,” “negative,” “inappropriate,” or “rude” conduct towards the
employer or management;
o discussing wage rates or fringe benefits with one another; or
o “disparaging” the employer in any media, such as social media.
• Enforcing work rules to limit concerted activity. For example, allowing employees to post
materials relating to their child’s school fundraiser on a bulletin board but removing a posting
in which two or more employees complain about low wages.
• Maintaining and/or enforcing a mandatory arbitration agreement that waives the rights of
employees to participate in class or collective actions.
Employers should carefully review their policies and practices to ascertain whether they are in
violation of the NLRA.
Kastner Westman & Wilkins, LLC (kwwlaborlaw.com) is a Fairlawn, Ohio law firm that represents and
counsels employers in all aspects of workforce management, state and federal legal compliance,
labor negotiations, arbitration, OSHA, employee benefits, workers’ compensation, and defense of
claims filed with administrative agencies and state and federal courts. Tom Green is one of KWW’s
shareholders, and can be reached at 330.867.9998 or tgreen@kwwlaborlaw.com.
Tom Green,
OSBA Certified Specialist in Labor & Employment Law,
Kastner Westman & Wilkins, LLC
6 Tips on Disaster Planning &
Recovery
monitored will en-sure that negative changes are noticed immediately, allowing for
prompt repair. Sometimes catching a small issue soon enough will allow for repair
before it becomes a major catastro-phe.
1. Start with the basics.
Review your current backup plan, and put something
in place where nothing exists. Even the best disaster
recovery plan can’t recover data that’s never been
backed up.
5. Spending money now can save money later.
I’ve experienced disasters that have lasted minutes, and some that have lasted days.
In many cases, there’s been a need to purchase something in order to facilitate the
recovery of sys-tems. The expense might be very small, like a new cable; or larger,
like airfare and hotel stays.
2. Test restoring something. Regularly.
If you’re backing your files up, you likely verify that everything is backing up
successfully. When’s the last time you tested restoring something from a backup?
Whether you backup a few files, or image entire servers, you need to make sure
you can restore data now so when the disaster happens you’re successful. Testing
a restore will not only make sure the data can restore successfully, but it helps you
understand the process of doing it.
In one case, a client did not take my advice to backup their server. The server got
hacked and the administrator password was changed. Instead of simply restoring the
server back to the day before with minimal loss of data, the client ended up spending
hundreds of dollars on software and labor getting the password reset.
3. Have spare hardware.
If you have a mission-critical computer or server that you need to have running all
the time, make sure you have spare hardware available so you can get yourself back
up and running quickly. As an example, Dell offers a warranty package for servers
that includes a package of spare components to get you back up and running ASAP.
4. Monitor your systems for changes.
Today’s computer systems are too complex to rely on a single person for knowledge
of each component and its configuration options and settings. Having your devices
6. Set it and forget it.
Make sure that the backup system you implement is working correctly, but also
make sure it’s automatic. Don’t rely on a single person to plug in a thumb drive or
change a tape. Capitalize on new software and cloud technologies to completely
automate the process.
ITworks provides backup solutions for companies of all sizes.
Steven Taylor
CEO, ITworks
(330) 247-2471
steve@itworksllc.net / http://itworksllc.net
Page 4 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
membership
Sandra Armbruster
My Massage Place
330-573-5804
committee
Gina Caniglia
Ohio Savings Bank
330-836-9547
Lori Drugan
Gallery of Framing
330-835-3046
Chris Fulton
Herbalife
330-607-5943
Dale Hansen
Family Hearing &
Balance Center
330-644-1932
Justyn Jaymes
Weathervane Playhouse
330-836-2626
Bethany Kohler
Tupperware Consultant
330-697-0773
Motivation Motivates Me
87 Greencrest Terrace
Akron, OH 44313
330-903-0982
afortnoff@gmail.com
www.motivationmotivates.com
Consulting
Best Version Media
Dana Bullock
415 N. Medina Line Road
Medina, OH 44256
330-350-0216
danabullock.bvm@gmail.com
www.bestversionmedia.com
Publication
For Your Entertainment
Tenisha Walla
For Your Entertainment
3265 W. Market Street
Akron, OH 44333
330-556-6683
telderol@aol.com
www.fye.com
Retail
BBS & Associates
Chadwick Klein
130 Springside Drive, Suite 200
Akron, OH 44333
330-665-5227
bbshr@servantheart.com
www.servantheart.com
Ministry Development Specialists
Villa
Latese Hickson
3265 W. Market Street
Fairlawn, OH 44333
215-279-5658
latese.hickson@ruvilla.com
www.ruvilla.com
Retail
Karen Leonard
Innovative Global Vision
330-425-0922 ext 112
Elaine Neumann
Elaine R. Neumann Interiors
330-388-3623
Chris Schroeder
Life Leadership
330-603-0428
Kelly Kennedy
AdvoCare
330-329-5138
Laura Palmer
Weigh 2 Wellness, Ltd
330-701-0734
Jan Seymour
Welcome Basket Associates
330-867-9193
Tom Majka
Business-Right, Inc.
330-606-1193
Debbie Reiss
G.A.S.P.
330-247-1402
Trish Goodin-Yard
Mary Kay Cosmetics
330-310-4221
Terry Meinen
Primerica
330-644-9910
Team Mindy – State Farm Insurance
Mindy Covington
3584 Ridgewood Road
Fairlawn, OH 44333
330-665-9300
mindy.m.covington.fyhh@statefarm.com
www.teammindy.com
Insurance Agency
RedRhino of Ohio
Tom Wolski
1245 Cleveland-Massillon Road
Suite 20-P
Akron, OH 44321
330-615-7762
wolskit@redrhinoflooring.com
www.redrhinoflooring.com
Epoxy Flooring & Concrete
Cynthia’s Boutique
Cynthia Whitford
732 West Exchange Street
Akron, OH 44302
330-762-6261
cynthiasboutique2@gmail.com
www.facebook.com/cynthiasboutique2
Retail
Klean Works, LLC
Anita Murphy
1660 Akron Peninsula Rd
Suite 203
Akron, OH 44313
216-624-3467
330-319-6691 (Fax)
anita@kleanworkscleaning.com
Janitorial Services
membership
news
Towpath Credit Union
Jessica Maiher
2969 Smith Road
Fairlawn, OH 44333
330-664-4700
jessicam@towpathcu.com
www.Towpathcu.com
Credit Union
New Members
New Members October
Alan Fornoff, Motivation Motivates Me; Missy
Klein-McWhorter, FACC President; Dana Bullock,
Best Version Media
New Members November
Missy Klein-McWhorter, FACC President and
Mindy Covington, Team Mindy-State Farm
Insurance
Page 5 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
Take Control of Your Traffic:
Understanding The Importance of
Reports
When you are building an online presence it can feel like
you are doing a juggling act. You blog, you make sure
your website is up to date and responsive. You moderate
comments. You manage your social media and you keep
track of email signups.
Putting out quality blog posts, revamping your site pages and creating stellar
landing pages and call to action are great, but your work isn’t done. You need
to be tracking the ROI on things like blog posts, lead conversion, referrals and
more. If you aren’t analyzing this information, then you could be wasting time
and money and missing out on traffic.
The Importance Of Analytic Reporting
When you go to your Google Dashboard you will see there is a ton of information
beyond just page views and bounce rate. The amount of data available on Google
Analytics is overwhelming, but when used correctly it is a powerful tool that can
increase traffic and rankings.
It is a good idea to explore the options and get to know your dashboard. For
example, you can quickly figure out how visitors are getting to your site. Are
you getting more referrals from Twitter? Or from Google Plus? Facebook? This
is huge, because based on this information you can either A.) Tweak your social
media strategy to increase referrals from a particular channel, say Twitter, for
example. Or B.) You can stop worrying about Twitter because that’s not where
your target audience is, and put more effort into other channels.
Creating Custom Reports
There is a ton of interesting and useful information on your Google Analytics
dashboard, but you can do better. Creating custom reports enables you to dig
deeper to get the metrics that really mean something to you.
A quick look will reveal countless “recipes” that other people use to create
custom reports. You can create reports that will tell you how your posts and
pages are performing and set goals to find out whether people are taking the
actions that you want them to take. Find out where your content is going wrong,
and where it is going right.
This information is valuable on so many levels. Don’t leave things to chance.
Google Analytics reporting is powerful when used to its fullest. There are
resources available to you that can help you create the reports that are relevant
to your business. So, don’t wait. Head to your dashboard and start experimenting.
If you find the process intimidating, get an expert to help you!
Karen Leonard
Innovative Global Vision, Inc
(330) 425-0922.
www.igvinc.com
Innovative Global Vision is a full-service digital marketing firm, specializing
in Web Design, Hosting, and Marketing & Video Productions Services.
“It is all about results”
October / November Luncheons
Page 6 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
to
your health
Weight Loss Blunders and Fixes
You’ve been eating healthy, sleeping plenty, and
working out like a warrior – why hasn’t the scale
budged?! There are few things more frustrating
than committing to a healthy lifestyle and reaching
a plateau in the results. There are many factors that could be at play, so
read through our list of culprits and determine which ones apply to you. The
great news is, you’re doing great things for your body – so with a few small
tweaks, you will start seeing that hard work reflected in no time!
1. Your Routine –If you’ve stuck to the same workout routine for the past 4-6
weeks, chances are your results have plateaued. As you progress through
your workouts, your body becomes more efficient, meaning you burn fewer
calories doing the same routine. This is an easy problem to fix; all you need
to do is switch it up! If you’ve been breaking a sweat with long duration,
lower intensity cardio sessions, try an interval workout. If running isn’t your
thing, try strength training. There are endless possibilities – the more variety
you include in your workouts, the more results you’ll see.
3. Sleep – You’ve heard a hundred times how important sleep is, and you’re
about to hear it again. Sleep is a key factor in weight loss, and not getting
enough can even lead to weight gain. Sleep can balance out stress and
weight gaining hormones, so give your body the rest it needs with at least
7.5 hours each night.
4. Calorie Balance – As hard as you try, you cannot out-exercise poor eating
habits. Fuel your workouts with healthy and energizing snacks, recover
with protein packed meals afterwards, and nourish your body with plenty of
vegetables and fruits throughout the day. As hard as it may be to stick with
healthy eating, committing to clean, and whole foods 80% of the time will
provide you with some pretty rewarding results.
5. Over-training – If you’re a committed workout warrior (and kudos to you!);
you need to be watchful for the signs of over-training. If you notice yourself
gaining weight, feeling fatigued, have aching muscles, or experience a loss
of appetite, you may be over-training. Take a couple weeks off to let yourself
recover fully, take simple walks and eat healthy, then return to your regular
workout routine gradually. While exercise is a wonderful thing for your body,
too much of anything is not a good idea – everything in moderation!
So, do any of these weight-loss blunders apply to you? Don’t sweat it – just
read through the fixes and get yourself back on track to living your most fit
2. You Never Miss a Workout – While it’s great that you are consistent, and fabulous life!
Laura Palmer
your body needs a break every now and then to recover and rebuild lean,
Weigh
2 Wellness
healthy muscles. Try taking one day of each week and include at least one
laurapalmer@weigh2wellness.com
low intensity workout in your routine weekly. This will create the perfect
330.701.0734
balance of fat-burning workouts and muscle building recovery.
Article information by FHMatch
This New Year commit to
a healthier lifestyle not a
resolution!
Yes it is that time again already. This is the time of
year that people make and break their resolutions
becoming discouraged with not accomplishing
their health and wellness goals. Don’t let this
happen to you this year!
A healthy lifestyle is much more than just starting to exercise or eat
better. Lifestyle encompasses the entire well being of an individual and
you must commit to a lifestyle change in order to succeed. Your overall
well-being is defined as your mind, body and soul and sometimes a
change on just one level will directly affect what it will take to keep your
promise of better health this New Year.
Beginning to exercise or starting a new exercise regiment will help
you to meet the change required for you body. There are key factors
that will determine the success and longevity of your commitment to
exercise. First must be your motivation and goal setting. Identify which
“specific” and “realistic” health and wellness goals you would like to
accomplish and put a time frame on when and how you are going to
achieve them. In most cases the help of fitness professionals such as
degreed exercise physiologists or personal trainers may be helpful as
they can put together a safe, efficient and effective exercise plan to keep
you on track. They will also provide the accountability that is another key
factor. Whether it be working with a personal trainer, workout buddy,
or group of friends consistency and accountability are a huge part
of completing a change in your lifestyle. This will make exercise more
fun and provide you with the necessary motivation to not fall short of
your goals. Lastly varying your activities and exercises will keep your
motivation high and avoid those discouraging plateaus most exercisers
will encounter along the way. Incorporating things like swimming,
hiking, group exercise classes, basketball or rock climbing along with
your fitness equipment regiment will provide you alternative ways to
work out. Don’t live on a treadmill! You must keep a well-balanced
exercise plan with various activities to further your progress and keep
the motivation and goals moving forward. THIS WILL ALSO HELP TO
AVOID MOTIVATION CRIPPLING FITNESS PLATEUS!
Building exercise into your daily lifestyle is also a crucial component to
your success. When selecting your path to better health and wellness
you also need to make time for exercise and plan when and where you
are going to fit it in to your busy schedule. Are you going to be an early
morning, lunchtime or evening exerciser and how do you find at least
2-4 hours per week to do so? Those people that make exercise part of
their day by treating it, as an extension of your workday will be the most
successful and commit to change on a long-term basis. But remember
exercise is not work it should be enjoyable and stress relieving!
Incorporating exercise into your daily routine will affect your entire
state of well being as a healthier you will feed positive energy into your
mind and help you to have a more up beat outlook on life. Exercise
also creates healthy relationships with positive and motivating people
to foster a happy and healthy environment for you to flourish in. Good
luck with your health and wellness goals this year and remember don’t
resolve COMMIT!
Justin Berthiaume
Membership Manager for Akron general LifeStyles
Contributions by:
Laurie Cingle, M.Ed, ACSM, NASM, Group Fitness Manager, LifeStyles
Page 7 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
Help Take the Guesswork Out of
Choosing Investments
Strategic investing. Most investors take a strategic approach to asset
allocation, meaning they have at least 10 years before they anticipate needing
the money they are investing. Strategic investors look at the long term and
typically do not make frequent changes to their allocation strategy. A strategic
investor would change the way his or her money is invested if there was a
fundamental shift in the economy (recession) or if inflation began to outpace
the earnings that his or her investments were generating.
Asset allocation is a strategy that can help take the
guesswork out of choosing investments for your
portfolio. Instead of putting all your eggs in one basket,
you spread your eggs (dollars) among a variety of
baskets (stocks, bonds, and cash). The baskets can be Cyclical investing. Because the economy is cyclical, meaning it moves
further divided within each type of investment.
in stages of prosperity and recession, some investors change the way they
Although many investors understand that they should invest in a variety of allocate their assets based on the cycle of the economy. This is called cyclical
securities, they often stumble when it’s time to choose an asset allocation investing – it typically means that an investor will reallocate his or her funds
that’s right for them. The allocation that you choose should be based on how every three months to three years. A cyclical investor might invest heavily in
much risk you are willing to assume, why you are investing and when you will stocks when the economy experiences growth and, conversely, would invest
more dollars in bonds when the economy experiences a period of contraction.
need to tap your investments.
However, in some cases, once investors choose their allocation, many are Tactical investing. The third type of investor looks at the short-term – a period
afraid to change it. As you experience changes in your life, it can be appropriate of one year or less. The tactical investor changes his or her portfolio based on
trends in the market. A tactical approach to asset allocation isn’t for everyone
to redistribute your assets.
as it typically requires an investor to trade rather actively and sometimes trade
So, when should you change your asset allocation? It is important to maintain
with greater risk.
balance in your portfolio. Accordingly, you should reevaluate your allocation
strategy at least once a year or when you experience a major life change Each investor has unique goals for his or her money and a distinctive investment
such as marriage or the birth of a child. It’s not always necessary to make a style. It is best to talk with your Financial Advisor about what kind of asset
fundamental change to the allocation, but you need to make that evaluation on allocation would be right for you and how often you should redistribute your
assets. Bear in mind that although asset allocations diversifies your assets, it
a regular basis.
does not protect against fluctuating markets and uncertain returns.
Sometimes your portfolio might just need a tweak to rebalance assets that have
either increased or decreased in value. For example, a booming stock market
This article was written by Wells Fargo Advisors and provided courtesy of Michele
may mean that the value of the stock portion of your portfolio exceeds your
Gensel, Senior Vice President Complex Manager in Akron, OH at 330-668-7735.
original allocation. If that occurs, you may want to consider selling some stocks
Investments in securities and insurance products are:
to bring your portfolio back into line with your initial allocation. Rebalancing is a
NOT FDIC-INSURED/NOT BANK-GUARANTEED/MAY LOSE VALUE
strategy that every investor should take advantage of as a way to ensure their
Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and
portfolio reflects their current investing goals, time horizon, and tolerance for
a separate non-bank affiliate of Wells Fargo & Company.
risk. Further changes to your allocation also may be appropriate depending on
©2015 Wells Fargo Advisors, LLC. All rights reserved. CAR-1115-01778
your particular investing style.
Holiday Auction
Page 8 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
To each business that so
graciously opened your
doors to host an After 5
or an Before 9. . .
After 5
Now you can get cost savings on your health
insurance benefits usually reserved for larger
companies. How? You get the purchasing power
of the group insurance market through your
chamber of commerce membership. PLUS, you
also get access to the comprehensive care and
quality providers you’ve come to expect.
After
5
Thank You!
October 13, 2015
Fifth 3rd Bank &
Dave’s Cosmic Subs
Before 9
November 16, 2015
Brown Mackie College
Any member that would be interested in hosting an
“After Five” or a “Networking Before Nine”
please contact the chamber office at 330-777-0032.
Call one of our health insurance agents today!
Look in your membership directory to find one.
In West Akron, Summa Health
Center at White Pond/Park
West offers easy access to:
You don’t have time to drive
miles for lab work, imaging or
other healthcare services.
•
•
•
•
•
Summa Health System’s
network of 18 health centers
in Summit and Medina
counties provide convenient,
high quality care for busy
families.
• Bone densitometry
• CT scans
General ultrasound
Digital mammography - 2D and 3D
Open MRI and MRA screenings
Walk-in laboratory
Walk-in X-ray services
Visit summahealth.org to
learn more about services
available at other Summa
locations.
Summa Health Center at
White Pond
One Park West Boulevard
Suite 130
Akron, OH 44320
(330) 873-1518
(off White Pond Drive and I-77)
excellence member
You’re busy – with kids’
sports, dance recitals,
school, family events, caring
for aging parents, chores,
work.
Call (800) 237-8662 for more
information or to make an
appointment with a Summa
physician.
circle of
Never enough hours
in your day?
Page 9 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
Don’t Believe the Hype
DON’T BELIEVE THE HYPE!
Whether it’s troubling news out of Europe, China or
here at home, investors who follow financial news
have plenty to think about. The question they face
isn’t how to incorporate this ever-present barrage
of headlines into their investment strategy, but
when. After all, from a market perspective, most highly publicized crises
ultimately have limited financial impact. And while there certainly are
exceptions, even those tend to make sense only by looking past the
hype surrounding them at the time.
TIME PROVIDES PERSPECTIVE
Many events that seemed dramatic in real time quickly faded as market
forces overcame irrationality. More notably, significant events have gone
unnoticed in real time because they didn’t lend to compelling headlines.
And that’s the big risk in the 24-hour news cycle: To keep the “new”
in “news,” media outlets play up dramatic events without considering
their implications.
Take the “flash crash.” When that seemingly apocalyptic event unfolded
on TV, it interrupted a discussion on financial turmoil in Greece. Five
years later, the flash crash is all but forgotten, while Greece was still
very much “the word” this summer. (Even now: While many pundits
wring their hands over China’s economic growth, Greece is all but
forgotten.)
CONTEXT IS CRITICAL
It’s human nature to see and hear what we want to, especially if it
confirms what we already believe. We’re not suggesting global events
are unimportant when it comes to investing, but scanning headlines is
never going to be a reliable method for determining economic trends.
Instead, turn off the 24-hour news channels. Remind yourself why
you’re investing. Literally filtering out the noise gives you a chance to
discover meaningful market developments that could influence your
portfolio without the urgency implied by an all-caps proclamation. That
objectivity lets you accurately assess just how “new” the latest news
really is – and what it means in terms of risks and opportunities.
Article provided by Robert W. Baird & Co. for Paula R. Chesser, CSA®,
Vice President, Senior Investment Consultant of Robert W. Baird & Co., member
SIPC. | 330-664-5500 | 877-792-7868 | pchesser@rwbaird.com
‘Chipping’ in
What you need to know about EMV credit card technology
In the wake of several major credit card data breaches and an increasing fraud
rate, many retailers are making the shift to EMV.
EMV – which stands for Europay, MasterCard and Visa – is the latest global standard
for credit card transactions. New credit and debit cards now come equipped with
a computer chip that helps secure your account when making a purchase. And a
growing number of businesses use this emerging technology to authenticate chipcard transactions, protecting consumers while reducing the risk – and cost – of fraud.
But how does the change affect you, especially during this busy shopping season? Here are a few facts
that might help.
Increased credit card security.
The days of the magnetic strip are numbered. You’ll start to see a small metallic
square that looks like a computer chip on your new credit and debit cards, if you
haven’t already. Unlike the magnetic strip, the chip creates a unique code for each
card transaction. So if your information gets stolen from a transaction, it wouldn’t be
possible to duplicate your card since the transaction number isn’t reusable.
Making purchases is easy.
To use your EMV card, you simply insert it into a slot at the bottom of a credit card
terminal and wait a few seconds for the transaction to process. That’s it; no more
swiping. If you enter your card at the point of sale and you’re not sure what to do, don’t
worry, the machine will guide you through the steps.
What if a retailer doesn’t use EMV technology?
You can still use your chip card. Many new EMV cards have both a chip and a magnetic
strip to keep the card transition smooth for the consumer if the retailer does not have
the new EMV technology.
If you have questions about the new EMV technology, talk to your local banker. You
also can contact David Hall at Premier Bank & Trust at 330-843-2823 for more
information.
Summit Mall 50th
Anniversary
Page 10 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
Holiday Auction
FYE Ribbon Cutting
November 13, 2015
Page 11 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
Member benefits & discounts roster!
facc member-toAbshire & Haylan
330-689-1990
Receive a FREE simple jewelry repair (up to $25 value)
$25 value can be applied towards a higher priced repair.
Akron Racers
330-376-8188
Contact TODAY to receive buy one/get one free $7.00
stadium tickets to any 2015 Akron Racers Home Game.
Cleaners to the Rescue,
A division of Mature Services, Inc.
330-253-4597 ext. 123
Contact Penny Holvey for 10% discount on first-time service.
Offering private pay Home Health Aides, Homemakers and
Cleaners to the Rescue - a heavy duty cleaning service.
Familyfoto
330-618-2666
Book your child’s High School Senior Session and get 50%
off any package. Call Harvey and mention this ad.
www.facebook.com/itsallaboutseniors
www.familyfotoportraits.com
Gallery of Framing/Art Gallery
330-835-3046
Contact Lori Drugan for a 15% discount on any custom
framing project. Larger discounts may apply for those
corporate projects of ten or more pieces.
Grand Living
330-858-7689
Refer a resident* and you both receive a $500 gift card.
*Must be a new resident. Certain restrictions apply. See agent
for details.
Klein’s Medical West
330-865-9000
Contact Kelley Fay to receive 10% off any regular priced
item in the store. Does not apply to an insurance billed
product. Visit us online at www.kleinsrx.com
Learning Rx
330-668-9711
Contact Steve Buie to receive a FREE Cognitive Skills
Assessment for one member of your family. ($149
value) Learning Rx is a one-on-one cognitive training
which treats the CAUSE of the learning struggle not the
symptom. Our clients range from 5 through adult.
Motovation Motivates Me
330-903-0982
Contact Alan D. Fortnoff for a free consultation.
Origami Owl
330-723-6167
Contact Denise Wigley for a 15% off your first order.
Schedule an Origami Owl Jewelry Bar, ear FREE product
and a bonus gift. dwigley.origamiowl.com
Pinnacle Sports
330-239-0616
Contact Lea Burn for a 20% discount off of the retail price
of all Pinnacle Sports programs, classes and birthday
parties. All you need to do is to let us know that you or
your company is a member of FACC.
PrintPlus
330-836-4239
Contact Connie to receive 15% off the regular price of all
new in-house orders.
Greenview Assisted Living
330-819-1150
Contact Danka to learn how to qualify for $1000 for new
resident referral.
H.C. Lobalzo & Sons, Inc.
330-666-6758
Free travel charge on your commercial food equipment
service call. A $59.00 value! Just mention FACC member-tomember benefits. We are authorized warranty servicers of
most brands of commercial food equipment. Visit
www.HCLobalzoandSons.com for a full list and pricing.
Homewatch CareGivers
330-668-1500
Contact Paul Bonacuse for a free in-home evaluation for
care. Mention this listing and receive $10 off of 4 hours of
personal care service.
In Working Order
330-777-0083
Contact Diane Ash for 10% discount on boxes, bubble wrap,
and packing materials. Free delivery available.
Keller Williams Chervenic Realty
330-414-7733
The Godin Team, Realtors with Keller Williams Chervenic
Realty, is offering to pay $250 toward an upgraded home
warranty when members buy or sell real estate with us. This
is a 50% offer!!!!
Kiehl Information Technology Services
330-294-1005
Contact Dennis Kiehl for 5% - 10% discount on equipment,
installation and/or new services.
SACS Consulting and Investigative
Services, Inc.
330-255-1101 ext 305
In honor of SACS Consulting’s Silver Anniversary in 2015,
we are offering Fairlawn Chamber members a 25% discount
off any of the services we provide. Offer good through
December 31, 2015. Call us and we can celebrate together!
ServiceMaster by Corbett
330-864-7300
Contact Carol Gumbarevic to receive a 25% discount on all
regularly priced carpet, upholstery, & tile cleaning. Good for
Residential or Commercial.
Sherwin Williams
330-666-0362
Receive 10% off all paint purchases & ask about our
in-home or business color consultations.
SLG Insurance Services
330-668-2417
Receive a $10 gas card for a no obligation competitive
quote on business or personal insurnce. If you are already
an insured, receive a $10 gas card for referring a friend or
colleague.
Summit Mall
330-867-6997
Call Heather Taylor for information on the American
Express/Simon Giftcard and our bulk purchase discounts
for your business! This Giftcard has no fees after purchase
and doesn’t expire!”
Wigs N’ Things Boutique
330-864-5251
$30 off any regularly priced wig.
get
Send Us Your FACC
Member-To-Member
Benefits and Discount Offers!
Energized!
Does your firm have a benefit or discount offer you wish to offer other FACC members?
Why not send us your firm’s benefit or discount offer, and we’ll include it on our FACC
Member-To-Member Benefits and Discounts Roster!
Please complete this
form and mail it back to:
FACC P. O. Box 13388
Fairlawn, OH 44334
Phone at 330-777-0032 or email to: info@fairlawnareachamber.org
Company Contact/Business Name/Telephone:____________________________
__________________________________________________________________
FACC Member-To-Member Benefit/Discount Offer:________________________
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________
Connection
Download
TODAY!
the
PRSRT STD
U.S. Postage
PAID
Akron, Ohio
Permit No. 870
Fairlawn City
App
P.O. Box 13388
Fairlawn, Ohio 44334
web: www.fairlawnareachamber.org
e-mail:
info@fairlawnareachamber.org
phone/fax: 330-777-0032
Page 12 • Fairlawn Area Chamber of Commerce Newsletter • January/February/March 2016
The Board of Directors would like to
thank each and everyone of you for
your generous donation to the Holiday
Auction! The success of the auction
would not have been possible without
your participation!
We raised over. . .
$31,000!
FACC Single Number 330-777-0032
www.fairlawnareachamber.org