CUBBY QUARTERLY

CUBBY
QUARTERLY
January 2015
P&G Mehoopany Employees
Federal Credit Union
www.pgmfcu.org
P&G Mehoopany Board of Directors Candidate Notice
P&G Credit Union is now accepting Director candidate applications from members
interested in running for the Credit Union’s Board of Directors.
If you are a member in good standing and are interested in running for the Board of
Directors, please contact Kathy Stanziale at 570-836-0332 to receive a candidate
questionnaire/application. New applications will be accepted through January 31, 2015.
After January 31, a member may run for the Board of Directors by submitting a petition
signed by 1% of the Credit Union’s membership (170 signatures). The petition will be
submitted to the Secretary of the Board of Directors, Erika Colavitti. Petitions must be
received no later than February 27, 2015. Please mail petitions to:
Mission Statement
To be a partner in fulfilling
Member’s lifelong dreams
Vision Statement
To provide the best products,
services and educational
opportunities for members
to achieve and maintain
financial security
Erika Colavitti
P&G Mehoopany Employees FCU
PO Box 210
Tunkhannock, PA 18657
Included with the petition must be a signed statement indicating that the petitioner accepts the
nomination and will serve if elected.
Inside this issue:
Student Member Scholarships
P&G Credit Union will award a $1,000 scholarship to four
member students.
Students are required to write a 500
word essay on a predetermined topic. A copy of each essay
with names blocked out for anonymity will be graded by a
teacher.
Eligibility:
Holiday Closings
2
24/7 Account Access
2
TruStage Health
Insurance
2
3

P&G Credit Union member in good standing.
GM Member
Discounts

High school student who will be attending an accredited
institution, or college student, age 16 to 22.
Baskets for Charity
Winners
3
Office Hours
4
ATMs
4
Rate Watch
4
Applications and essays must be postmarked no later than
March 2, 2015.
Scholarships will be awarded at the Credit Union’s Annual
Dinner meeting at the Irem Country Club on Saturday, May
2, 2015.
Applications are available at all P&G Credit Union locations and online at www.pgmfcu.org.
If you would like the application emailed to you or have questions, please contact:
Lorraine Rosenberry
570-836-0326
l.rosenberry@pgmfcu.org
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Closed for the Holidays 2015
The Credit Union will be closed on the following dates:
New Years Day
Thursday, January 1
Martin Luther King, Jr. Day
Monday, January 19
Washington’s Birthday
Monday, February 16
Memorial Day
Monday, May 25
Independence Day
Saturday, July 4
Labor Day
Monday, September 7
Columbus Day
Monday, October 12
Veteran’s Day
Wednesday, November 11
Thanksgiving Day
Thursday, November 26
Christmas Day
Friday, December 25
The Credit Union will close at noon on the following dates:
Christmas Eve
Thursday, December 24
New Year’s Eve
Thursday, December 31
Access your account 24/7 online at www.pgmfcu.org
Some of the benefits of online banking include:

Free Bill Pay

Transfer money between accounts

View transactions

Account to Account (A2A) gives you the ability to transfer funds from other U.S. financial institutions
to your credit union account and from your credit union account to other U.S. financial institutions. Just
long into your Online Banking account, click on the Bill Pay tab and then click on Transfer Money.

Coming soon! Remote check deposit
Health Insurance - Simplify Your Search
As a credit union member, find affordable health insurance with the TruStage Health
Insurance Program. Get covered today!
As a credit union member, you have access to experts and tools to help you
understand the new law and find the best value. With the TruStage Health Insurance
Program and GoHealth, make the right decisions with confidence and ease.
Enroll online at TruStageHealth.com or by calling 1-888-416-2166.
The TruStage™ Health Insurance Program is made available through TruStage Insurance Agency, LLC
and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. © TruStage Insurance Agency, 2014 All Rights
Reserved.
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Need a New Car?
Your Credit Union Membership Offers You Several Great Ways To Save on a New Vehicle Purchase.
The Credit Union Member Discount from GM offers
all current and eligible credit union members savings
of hundreds, even thousands on new Chevy, Buick or
GMC vehicles. This is in addition to the most current
incentives and special offers!
Depending on the
vehicle, you could save hundreds, even thousands of
dollars on your next new Chevrolet, Buick, or GMC
vehicle purchase just for being a credit union
member.
Visit LoveMyCreditUnion.org to see how much you
can save and
request your GM Authorization
Number.
Our members can save big with great low rates when
you finance your new vehicle through P&G Credit
Union. Stop in one of our convenient locations or contact us at 570-836--3227 or toll free at 1-800-750-9030 to find out
more about your vehicle financing options.
Baskets for Charity
Congratulations to all of the Baskets for Charity winners! Thank you to all our members who supported the fundraiser.
Over $4,000 was raised and will be awarded to local charities.
Management Team
Board of Directors
Supervisory Committee
Patrick Holmes, Interim CEO/VP Operations
David Sturdevant, Chairperson
Joyce Larson, Chairperson
Kathy Stanziale, VP Compliance and HR
Vic Purdy, Vice Chairperson
Sue Tereska
Annette Lynch, VP Lending
Erika Colavitti, Secretary/Treasurer
Rose Savignano
Mike Gipson
Cassandra Bell
Christine Strumski
Manny Savignano
Brenna Coolbaugh
Joyce Larson
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1-800-750-9030
www.pgmfcu.org
Free Bill Pay, Account to Account Transfers, Popmoney, 24/7 Account Access
Office Hours
Monday– Thursday
Friday
Saturday
Location
Tunkhannock Drive
Thru
9:00 a.m. - 4:00 p.m.
7:30 a.m. - 6:00 p.m.
7:30 a.m. – 12:00 p.m.
15 Lane Hill Rd., Tunkhannock 570-836-3227
Tunkhannock
9:00 a.m. - 4:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 12:00 p.m.
15 Lane Hill Rd., Tunkhannock 570-836-3227
P&G Plant
7:00 a.m. - 3:00 p.m.
7:00 a.m. - 3:00 p.m.
Closed
5188 SR 87, Mehoopany
570-833-2313
Eynon
9:00 a.m. - 4:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 12:00 p.m.
800 Scranton/Carbondale
Hwy, Eynon
570-876-6414
Eynon Drive Thru
9:00 a.m. - 4:00 p.m.
9:00 a.m.– 6:00 p.m.
9:00 a.m.– 12:00 p.m.
800 Scranton/Carbondale
Hwy, Eynon
570-876-6414
Wyalusing
9:00 a.m. - 4:00 p.m.
9:00 a.m. - 6:00 p.m.
Closed
27 Taylor Ave., Wyalusing
570-746-5101
Dallas
9:00 a.m. - 4:00 p.m.
9:00 a.m. - 6:00 p.m.
9:00 a.m. - 12:00 p.m.
2859 SR 309, Dallas
570-675-3370
Tyler Hospital
Open Tuesday and Friday 8:00 a.m. to 4:00 p.m.
5950 SR 6, Tunkhannock
570-996-1186
(Closed for lunch)
Closed Monday, Wednesday, Thursday and Saturday
Student Branches:
Tunkhannock High School
P&G Credit Union ATMs
Susquehanna Career and Technology Center
Tunkhannock Drive Thru
P&G Plant
Tyler Hospital
Dallas High School
Telephone
West Side Career and Technology Center
Cargill/Taylor Beef (employees)
Dallas Office
Wyalusing Office
Eynon Office
As a P&G Credit Union member, you have access to nearly 30,000 surcharge-free ATMs nationwide.
Visit the website at www.co-opcreditunions.org or call 888-748-3266 to find a location by phone. You can also download the app.
Loans
Savings & Investments
Type
Int/Div Rate
APY
Regular Share
.05%
.05%
Christmas Club
.05%
.05%
Approx. Term (In Months)
APR
Signature Loan
12-72
9.45% - 16.50%
Fuel Loan
12
4.0%
12
1.99%-11.99%
24
1.99%-12.49%
New & Used Vehicles
Vacation Club
.05%
.05%
IRA Accumulation Club
.05%
.05%
36
1.99%-12.99%
Roth Accumulation Club
.05%
.05%
48
1.99%-13.99%
60
1.99%-14.49%
72
3.25%-14.99%
84
4.25%-15.49%
New Recreational Vehicle
(Campers) $25,000 or >
120
5.99%-11.50%
Used Recreational Vehicle
120
6.99%-12.00%
Shared Secured
48
4.50%
Home Equity Term
15 Years
Call for current rate
10 Years
Call for current rate
5 Years
Call for current rate
Up to 10 Years
Variable
Term Share Certificates (CD)
Term
APR
APY
6 Months
.20%
.20%
1 Year
.25%
.25%
2 Years
.50%
.50%
3 Years
.65%
.65%
4 Years
1.00%
1.00%
1 Year Student CD*
2.00%
2.02%
(Campers) $25,000 or >
*Must be a student, min. deposit $100, max. deposit $250
Ages 14-22 limit 1 per student.
Home Equity Line of Credit
IRA Regular and Roth
Term
APR
APY
24 Months
.50%
.50%
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government.
NCUA, National Credit Union Administration, a U.S. Government Agency
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