Buyer Plan_branded_Elliot_2016.indd

March 2016
Home Buyers Guide
YOUR COMPREHENSIVE GUIDE TO BUYING A HOME WITH
ELLIOT GORDON AND SLAVENS & ASSOCIATES
PRE P A R ED B Y
Elliot Gordon
Salesperson
Office: 416.483.4337 Cell: 416.464.2696
elliot.gordon@rogers.com
www.GordonTorontoHomes.com
Slavens & Associates
Real Estate Inc., Brokerage
435 Eglinton Avenue West,
Toronto, Ontario M5N 1A4
Office: 416.483.4337
Free: 1.877.560.8923
Fax: 416.483.1663
www.SlavensRealEstate.com
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Needs Analysis
· Neighbourhoods
· Price Range
· Style of house (detached, semi,
attached, townhouse, condo)?
· Needs (number of bedrooms,
parking, baths, access to TTC etc).
Is this a five year or 10 year house?
· What area influences do you enjoy/
require (green space, shopping,
access to TTC, schools etc)?
· Will you be willing to do
renovations to get into an area you
want or does it have to be in move
in condition?
· Have you been pre-qualified from a
bank or mortgage broker?
· Will you have a sufficient deposit to
be submitted with an offer? Is this
money available in your savings/
chequing account? If not, when will
you have access to it?
· Are you going to withdraw from
your RRSPs (if applicable)?
· What kind of down payment are
you looking at (5% to 20%)? Is this
money available now?
· What is your timeline for moving?
· If you saw a house you liked after
two weeks of looking would you be
prepared (financially & mentally) to
put in an offer?
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HOME BUYERS GUIDE
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Reasons to Buy First and Then Sell
If you have
something very
specific that you are
looking for, then it
would be better to
buy first then sell.
It’s a Seller’s Market
When there are many buyers
in the market and the inventory
of homes is low, properties
generally sell within days of
hitting the market. In this
instance, there is little risk in
buying first and selling second.
However, since sellers will likely
not accept a conditional offer on
the sale of your home, you could
be stuck owning two residences
until your home sells. On top of
that, you could pay top dollar
for your new home, if you end
up bidding in a multiple offer
situation.
Deal is Too Good to Wait
Sometimes, regardless of the
marketplace, a home will come
on the market at a price that is
too good to pass up. Perhaps
the sellers are getting divorced,
or have debts to pay off. You
might want to be the first offer
on the table if the sellers are
extremely motivated to sell.
Conditional on Selling Your
Home
When you purchase a property,
you can make it conditional on
the sale of your current home.
However, in a hot market,
most sellers will not accept this
condition.
It’s Your Dream Home
This is an emotional decision.
As much as many buyers might
want to be logical and analytical,
people who let their hearts rule
are anything but. Real estate is
an emotional business, so those
who fixate on owning a certain
type of home may as well buy it
when they first spot it.
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HOME BUYERS GUIDE
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Reasons to Sell First and Then Buy
Most buyers need
the proceeds from
the sale to move
to their purchase.
Selling first also
gives you your
bottom line of how
much money you are
walking away with.
Ability to Negotiate
By selling first, you have the
luxury of time. You don’t have
to take the first offer that comes
along because you already have
a place to live. It’s called your
home.
Higher Sales Price
Sellers who aren’t under
pressure to sell often obtain
higher sales prices because
buyers realize the sellers are
not desperate. Nothing yells
“discount your offer” like
a listing that reads: “seller
motivated, bought another.”
Seller’s Option to Advance or
Extend the Completion Date
By writing in to the Agreement
of Purchase and Sale that the
seller has the option to advance
or extend the completion date
gives the seller some extra time
to find their next home or allows
them the chance to advance
the closing if they have found it
quickly.
Renting After Closing
Some sellers who want to take
their time to find the perfect
home, that one-in-a-million, will
often opt to rent after closing.
If the buyer doesn’t require
immediate occupancy, the seller
might rent back their own home
for the amount of the buyer’s
new mortgage payment. Or
the seller might move out, put
their belongings into storage
and rent a furnished, short-term
apartment.
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HOME BUYERS GUIDE
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Market Update
GTA REALTORS® Report Resale Housing Figures
Toronto, March 3, 2016
Toronto Real Estate Board President Mark
McLean announced Greater Toronto Area
REALTORS® reported a record number of
home sales through TREB’s MLS® System
in February 2016. There were 7,621
transactions reported this past February
– up 21.1 per cent compared to February
2015.
The number of new listings entered into
TREB’s MLS® System was also up on a
yearover-year basis, but by a lesser 8.2 per
cent. The fact that the annual rate of sales
growth outstripped the annual rate of
new listings growth shows a tightening of
market conditions compared to last year.
“Even after accounting for the leap year
day, sales were above the previous record
for February set back in 2010. Sales
were up strongly from the 15th day of
the month onward as well, despite the
new federal mortgage lending guidelines
coming into effect that require at least a
10 per cent down payment on the portion
of purchase prices between $500,000
and $1,000,000,” said Mr. McLean.
“Recent polling conducted for TREB by
Ipsos suggested that GTA households
will remain upbeat about purchasing
a home in 2016. Early sales results for
January and February certainly support
this view. With strong sales up against a
constrained supply of listings, home prices
continued to trend strongly upward,” said
Jason Mercer, TREB’s Director of Market
Analysis.
Seller’s market conditions continued
throughout the GTA in February. Strong
competition between buyers resulted in
a healthy growth in selling prices. The
MLS® Home Price Index (HPI) Composite
Benchmark was up by 11.3 per cent yearover-year. The average selling price was
up by 14.9 per cent annually to $685,278.
SUMMARY OF SALES AND AVERAGE PRICE
February 2016
February 2015
Average
New
Price
Listings
2,809
$719,843
4,476
Rest of GTA
4,812
$665,100
All of GTA
7,621
$685,278
Sales
City of
Toronto
Listings
% Change
in Sales
% Change
in Price
% Change
in New
Listing
$630,855
4,187
+ 19.4%
+ 14.1%
+ 6.9%
3,942
$575,715
6,234
+ 22.1%
+ 15.5%
+ 9.1%
6,294
$596,320
10,421
+ 21.1%
+ 14.9%
+ 8.2%
Average
New
Price
2,352
6,799
11,275
Sales
SOURCE: TORONTO REAL ESTATE BOARD
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HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Meet Elliot Gordon
Elliot has been helping his clients Make
The Right Move in Toronto Real Estate
since 2005.
As a result of his easy going personality
and well-honed sense of humour,
Elliot has a unique ability to relieve
his clients’ stress while navigating the
complex Toronto Real Estate market.
Elliot Gordon
Salesperson
“Integrity is everything to me. I
do not hesitate to tell my clients
the pros as well as the cons of
every home buying or selling
opportunity.”
Elliot’s goal is simple: satisfied
clients. Providing years of real estate
experience, top-notch professional
service, in-depth market knowledge,
and an enjoyable experience, Elliot
continues to meet this goal.
Elliot incorporates the services of
a trusted administrative and sales
team at Slavens & Associates Real
Estate. The team enables him to
bring an unparalleled level of service
to his clients and offers attention to
detail in all aspects of your real estate
experience.
Elliot gratefully acknowledges the
incredible support he’s received from
his clients who have recommended him
to their family, friends, and colleagues.
The trust and confidence they have
placed in him is reflected through these
recommendations.
Why Elliot?
› Full Time Realtor
› My Track Record – I outsell the
average Toronto Realtor 4:1
› My Promise: I will always tell you the
truth AND no one will outwork me
› When you hire me, you hire the entire
Slavens Team: 70+ salespeople who
on average are currently working
with 3 buyers. That means immediate
exposure to over 200 potential
purchasers!
Education
›
›
›
›
›
Real Property Law
Mortgage Assumption & Portability
Principles of Property Management
Title Insurance
Seller Property Information Statement
Update
References
1. Brent Arnold:
arnold.brentjarnold.brent@gmail.com
2. Jeffrey Klam:
jeffreyklam@yahoo.com
3. Francine Lindenbaum:
f_lindenbaum@hotmail.com
4. Michael Spence:
mikespence79@yahoo.ca
Whether you’re looking to buy, sell, or
lease property in the Greater Toronto
Area, Elliot will provide you with the
quality of service you’d expect and
deserve.
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HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Buying with Elliot
1.
Elliot Gordon
Salesperson
Office: (416) 483-4337
Mobile: (416) 464-2696
Email: elliot.gordon@rogers.com
Contact a Mortgage Broker or Bank:
Determine how much money you
can borrow to purchase a home.
It’s a good idea to keep sufficient
funds liquid for a deposit so you can
submit certified funds with your offer
(typically 5% of the purchase price).
This is also a good time to choose a
real estate lawyer.
2. Create an MLS Profile: Determine
your search criteria so I can provide
you with a suitable list of properties.
You will receive daily emails of new
properties matching your search
criteria.
3. Showings: When there is a property
(or several) that catches your eye, we
will set up an appointment to view
the home.
4. The Offer: When we find “The
One” you will sign an Agreement
of Purchase and Sale detailing the
offer price, closing date, deposit,
inclusions, and conditions. The most
common conditions are financing and
inspection. For a condo purchase, it
would also be conditional on your
lawyer’s approval of the Status
Certificate i.e. the condo’s financials.
5. Acceptance: Once your offer is
accepted and the conditions (if
any) fulfilled, your deal is firm and
you have “x” days before you take
possession. During this period,
you can visit the property for the
purpose of taking measurements,
obtaining estimates, etc. You’ll
need to contact the utilities,
arrange for home insurance, and
book a mover. Just prior to closing,
you will meet with your lawyer to
sign all the documents.
6. Possession Date: Once the deal
closes, your lawyer will let you
know the house is yours and that
the keys are ready for pick up.
Congratulations – the home buying
process is now complete.
7. After Closing: I will be by your side
even after closing. Whether you
need a referral for a trade, or you’re
just interested in the sale price of a
home down the street, I’m always
just a call or email away!
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HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Testimonials
Rebecca and Mark Chaikelson
Elliot is professional, patient, and well organized. He was up to date, readily available to go look at as many houses as we
wanted, and he acted as a great resource of information. Most importantly, he made the experience fun with his warm
personality and his incredible sense of humor. Purchasing a home can be a stressful experience, but working with Elliot was
seamless and a true pleasure. It should go without saying – we highly recommend him!
Allison & Matthew Derkson
Elliot guided us through the often intimidating process of purchasing a home in Toronto with professionalism, dedication
and a well-honed sense of humour. We cannot emphasize enough his patience, responsiveness and ability to provide us
with sound advice based on his years of experience. We have no hesitation in recommending him as a real estate agent and
have already done so numerous times to family and friends.
Jamie Simpson
Elliot rocks. Buying a house isn’t exactly the most stress-free experience but Elliot made the process as painless as possible.
He picked up quickly on our likes and dislikes and made sure we only looked at properties that made sense. When it came
time to close on our dream house Elliot got the job done like a champ.
Marcie & Michael Stern
Elliot consistently went above and beyond what we expected from our real estate agent. Throughout the process, we
were continually impressed by Elliot’s patience and dedication to helping us find a home that was perfect for us. We were
also impressed by his great sense of humour! Elliot proved himself to be a completely trustworthy and honest advisor
throughout this process. We won’t hesitate to refer him to anyone looking to buy or sell a home since we have the utmost
faith in his abilities.
Laura Childs
Elliot was an absolute pleasure to work with. While we bought our first house with Elliot, we also sold our loft in King
West. His patience, diligence and knowledge of the market was a key to our success in finding our home. His unwavering
commitment to us and constant communication was wonderful and we would not hesitate to use him again and have
passed his name onto others.
Karen Brozina-Hawley
Elliot was recommended to us by friends, and we quickly came to appreciate why they thought so highly of him. Wellinformed, Elliot patiently explained the ins and outs of home ownership. His genuine, optimistic, and light-hearted approach
was always appreciated. Many thanks for your patience, persistence and good humour throughout our house-hunting
adventure. Working with you made, what could have been an ordeal, into a fun, exciting, and even enlightening journey.
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HOME BUYERS GUIDE
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Additional Closing Costs
·
·
·
·
Provincial Land Transfer Tax (LTT)
First-Time Buyer Rebate
Disbursements
1. Provincial LTT is payable anywhere in
First-time buyers of new and re-sale
homes are eligible to receive rebates of the
Provincial and Toronto land transfer taxes.
The maximum Provincial land transfer
tax rebate for first-time buyers is $2,000
(equivalent to the Provincial LTT payable
on a $227,500 property) and the maximum
Toronto LTT rebate for first time buyers
is $3,725 (equivalent to the Toronto LTT
payable on a $400,000 property).
These are approximate disbursements for a
purchase in the City of Toronto
Ontario (including Toronto)
2. The provincial LTT for residential
properties is calculated as follows:
0.5% of the amount of the purchase price
up to and including $55,000, plus
1% of the amount of the purchase price
between $55,000 and $250,000, plus
1.5% of the amount of the purchase price
between $250,000 and $400,000, plus
2% of the amount of the purchase price
above $400,000
First-Time Buyer Eligibility
Toronto Land Transfer Tax
1. Toronto LTT is payable only for properties
in the City of Toronto.
·
2. Toronto LTT rebates are in addition to
any provincial LTT rebate for which the
buyer qualifies.
3. The Toronto LTT for residential properties
is calculated as follows:
· 0.5% of the amount of the purchase price
up to and including $55,000, plus
· 1% of the amount of the purchase price
between $55,000 and $400,000, plus
· 2% of the amount of the purchase price
above $400,000
·
·
·
To be eligible as a first-time buyer for the
provincial LTT rebate and/or Toronto LTT
rebate,
The purchaser must be at least 18 years
of age.
The purchaser must occupy the home as his
or her principal residence no later than nine
months after the date of the conveyance or
disposition.
The purchaser cannot have previously owned
a home, or had any ownership interest in a
home, anywhere in the world, at any time.
If the purchaser has a spouse, the spouse
cannot have owned a home, or had any
ownership interest in a home, anywhere
in the world while he or she was the
purchaser’s spouse. If this is the case, NO
refund is available to either spouse. Note: If
a purchaser’s spouse owned an interest in
a home BEFORE becoming the purchaser’s
spouse, but not while the purchaser’s
spouse, the purchaser may be eligible for
some rebate.
1. Title Search: $125 and up
2. Tax Department: $65
3. Water Department: $25
4. Building Department: $120.48
5. Registration of Transfer: $70.50
6. Registration of Mortgage: $70.50
7. Execution Certificate: $11 per search
8. Title Insurance: Policies for an average
house under $500,000 are approximately
$324.00 including taxes and for a condo
under $500,000 are approximately
$178.00 including taxes. The title insurance
companies charge $1 per thousand for the
value of the house over $500,000. They
also charge additional fees for second
and third mortgages if required. All cash
transactions are slightly cheaper.
9. There will also be photocopy and fax
charges from the solicitor, along with
closing fees and courier charges.
10. There will also be photocopy and fax
charges from the solicitor, along with
closing fees and courier charges.
SOURCE: GOLDSTEIN LAW
SOURCE: PICOV & KLEINBERG BARRISTERS AND
SOLICITORS
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HOME BUYERS GUIDE
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Buyer Programs and Incentives
REALTORS’® lobbying efforts
achieved significant victories in the
2009 Federal Budget, including the
expansion of the RRSP Homebuyers’
Plan and the creation of a First-Time
Home Buyers’ Tax Credit.
Homebuyers' Plan
· The withdrawal limit for first-time
homebuyers using the Homebuyers Plan is
$25,000 (per individual).
· Under this program, first-time homebuyers
are allowed to withdraw funds from their
RRSP, tax-free, to put towards the down
payment on a home. Amounts withdrawn
under the HBP must be repaid over a
15-year period, starting the second year
following the year of the withdrawal.
· Since 1992, an estimated 2 million
Canadians have used the Home Buyers'
Plan to purchase approximately 900,000
homes, making this program a huge
success. Unfortunately, as time has
passed, the usefulness of this program
eroded because withdrawal limits were not
adjusted. For this reason,
REALTORS® lobbied the federal
government to increase the Home Buyers'
Plan withdrawal limit to $25,000.
First-Time Home Buyers’
Tax Credit
· A 15 per cent credit that is applied to a
$5,000 amount, and provides up to $750
in tax relief to reduce costs associated with
first home purchases.
· To assist first-time home buyers with the
costs related to the purchase of a home
such as legal fees, land transfer taxes, etc.
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Insurance Issues
Knob and Tube Wiring
Many insurance companies now consider
knob and tube wiring unsafe or a
significantly higher risk. If you purchase
a home that was built prior to the 1950s,
it will most likely contain knob and tube
wiring unless it has been updated. Buyers
of such homes will soon discover that they
cannot obtain insurance for the house. No
insurance - no mortgage. No mortgage - no
real estate transaction.
Knob and tube wiring requires two wires
to create a circuit. With modern wiring,
these two wires (along with a ground
wire) are bundled together in a single
plastic sheathing. Knob and tube wiring
was installed so that the two wires ran
separately. Modern wiring runs directly
through holes in the structural components
(such as floor joists). Knob and tube wiring
used protective ceramic tubes placed in
the holes to prevent the wire from chafing
against the woodwork. Modern wiring uses
staples to hold the wiring against structural
members. Knob and tube wiring used more
elaborate ceramic knobs to clamp the wire
to the structural member.
Knob and tube wiring, on its own, is not
inherently a problem. If it was installed
properly and has not been abused, it can
provide many more years of service. The
Underground Oil Tanks
biggest problem has nothing to do with the
original wiring but everything to do with
what has happened after the fact.
Most old houses do not have as many
electrical circuits as new houses. If a circuit
became overtaxed and 15 amp fuses were
constantly blowing, some ill informed home
owners would put in 25 or 30 amp fuses to
“solve” the problem. If one allows 25 or 30
amps to flow through a wire which was not
intended to handle that much electricity,
it will cause the wire to overheat which in
turn will cause the wire and its insulation to
become brittle.
In addition, some home owners also decided
to add additional outlets in the house and
to tie the new outlets into the old wiring.
Instead of making proper connections which
are soldered and appropriately protected,
many home owners did their own substandard work. It is wiring that has been
abused that is potentially dangerous.
There are several companies that will
insurance homes with knob and tube
wiring but at a higher premium while other
companies will provide the owner with a
small period of time to remove the knob
and tube and update the home with modern
copper wiring. Call your home insurance
company to ascertain their policy regarding
knob and tube wiring.
While environmental issues are typically
beyond the scope of a standard home
inspection, the issue of buried oil tanks
can occasionally rear its ugly head in a real
estate transaction.
According to Provincial legislation,
abandoned underground fuel tanks must be
removed. An underground oil tank which
has not been used for two years must have
the product removed from the tank and
the tank removed from the ground. The
soil around the tank must then be tested
for contamination. Any contaminated soil
must be removed and the cavity filled to
grade level with clean fill. All work must
be done by a registered contractor. In
straight forward cases, soil testing and
tank removal will likely cost a minimum of
$3,000. However, if any contaminated soil
is discovered, costs can skyrocket.
Buried residential oil tanks are not all that
common in Southern Ontario, however, if
you discover oil fill lines and you cannot
find the tank or the location where the tank
was removed from the basement, you may
have just stumbled across a buried one. In
some neighborhoods, oil was once supplied
to houses from a central storage tank via
underground piping. In these cases the tank
is not on the property and consequently it is
of no concern.
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HOME BUYERS GUIDE
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Documents
Working with a Realtor
FINTRAC
At the first practical opportunity, I
will present you with a document
entitled Working with a Realtor. The
pamphlet explains the different types
of representation in the industry and by
initialing and signing it, you acknowledge
having read and understood its contents.
The Federal Government through the
Financial Transactions and Reports
Analysis Centres of Canada (FINTRAC)
requires Realtors to document the personal
information of all parties to a real estate
transaction. FINTRAC receives, analyzes,
assesses, and discloses financial intelligence
on suspected money laundering, terrorist
financing and threats to security of Canada.
As a buyer you will be asked to provide
identification - driver’s license, passport,
or birth certificate. I will record the
information but will not need to photocopy
the document. When you submit an offer
on a property, you will also be required
to indicate the account information from
which the deposit monies were drawn.
Buyer Representation
Agreement
Next I will present you with a Buyer
Representation Agreement which is an
agreement that formally documents
our exclusive relationship for a defined
geographical area and time period.
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FINTRAC
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Agency Relationships
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Buyer Representation Agreement
HOME BUYERS GUIDE
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Buyer Representation Agreement
HOME BUYERS GUIDE
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Buyer Representation Agreement
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Slavens Client Advantage Program
The Slavens Client Advantage
The Team at Slavens & Associates is committed to providing our clients exceptional service from the start of your
Buying or Selling process to your final closing and beyond. Please see our website for a full list of special offers made
exclusive to all Slavens clientele by our Advantage partners.
Visit www.slavensrealestate.com for full details
our partners
www.slavensrealestate.com
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Contacts
Mortgage Brokers
Termite Inspector
Lawyers
John Chrisanthidis, AMP
Mortgage Intelligence
Tel: 416.450.9571
john.mortgage@rogers.com
www.migroup.ca/johnchrisanthidis
Richard Murphy
AETNA
Tel: 416.469.4111
info@aetnapest.ca
www.aetnapest.ca
David J. Goldstein, M.S.W., LL.B.
Solicitor-At-Law
Tel: 416.850.2305
david@goldsteinlaw.ca
Steven Dupont
RBC Mortgage Specilist
Tel: 647.341.4330
steven.dupont@rbc.com
Rod Kowalchuk - AMP
VERICO RedPath Financial
Mortgage Broker
Tel: 416.366.PATH (7284)
www.redpathfinancial.com
info@redpathfinancial.com
Caryn Negin
Mortgage Agent
Tel: 416.230.2052
caryn@mortgagegenius.ca
www.mortgagegenius.ca
Home Inspectors
Robert Hermann
Homecore Inc. Inspection Services
Tel: 416.274.6651
info@homecore.ca
www.Homecore.ca
Joe Roberto
Lighthouse Inspections
Tel: 416.867.8998
joe@lighthouseinspections.com
www.lighthouseinspections.com
Ken Picov
Picov & Kleinberg,
Barristers & Solicitors
Tel: 416.488.2100
kpicov@picovkleinberg.com
www.picovkleinberg.com
Maxim Zavet, BA, LL.B.
Levy Zavet LLP
Tel: 416.777.2244 x790
mzavet@levyzavet.com
www.levyzavet.com
Carson Dunlop Consulting Engineers
Tel: 416.964.9415
inspection@carsondunlop.com
www.carsondunlop.com
This directory is for reference only. Slavens & Associates Real Estate Inc. does not warrant or
guarantee any of the services or information provided by any of the organizations or companies
listed.
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Directory of Services
Government Agencies / Businesses
School Districts
Access Toronto (311)
(416) 338-0338
Toronto Public
(416) 397-3000
Bell Canada
(416) 310-2355
Toronto Catholic
(416) 222-8282
Enbridge Gas
(877) 736-1502
York Public
(416) 394-2270
Ministry of Transportation
(416) 235-2999
York Catholic
Tarion Warranty Corporation
(416) 229-9200
Etobicoke
(416) 394-7000
Landlord and Tenant Board
(888) 332-3234
East York
(416) 396-2000
Right of Way Mgmt - North York
(416) 395-6303
Right of Way Mgmt - Toronto & East York
(416) 392-7877
Rogers Cable
(416) 448-7333
Toronto Street Permit Parking
(416) 392-7873
Toronto Building Department
(416) 392-7501
Toronto Hydro
(416) 542-3000
Toronto Water
(416) 338-4829
(905) 713-2711
This directory is for reference only. Slavens & Associates Real Estate Inc. does not warrant or guarantee any of the services or information provided by any of the organizations or companies listed.
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Moving Checklist
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HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Toronto - West
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Toronto - Central
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Toronto - East
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Slavens & Associates Real Estate
Slavens & Associates, one of Toronto’s leading boutique Brokerages, specializes in the sale of residential and commercial
properties. Owned and operated by Richard Sherman, Broker of Record and Darren Slavens, Vice President, our
client services include property management, investment opportunities and in-house mortgage financing.
Full Service Boutique Brokerage
Sales FORCE
Client Advantage Program
Supported by an unmatched
administrative team that offers
attention to detail in all aspects of
your real estate experience.
70 + full time agents who possess a
wealth of experience, energy, skill,
market expertise and top notch
education.
Special offers from our Advantage
Partners made exclusive to all
Slavens clientele.
Brand Name Recognition
Management Support
Recognized by Who’s Who in
Luxury Real Estate
A prestigious real estate history
with thousands of homes sold
under the Slavens name.
Hands on management team
with over 60 years of combined
real estate experience who work
tirelessly for our clients.
The world’s largest database of
luxury listings providing a global
reach to attract buyers from over
60 countries.
Team Environment
Industry Leading Client Service
A collegial atmosphere fuelled by
cooperation and mutual respect.
Whether you’re selling a $300,000
condo or a $10 Million house,
Slavens salespeople will provide
you the finest client experience.
Unparalleled Reputation
Recognized throughout the GTA
for our professionalism, higher
standards, impeccable ethics and
integrity.
Community Involvement
Real Estate Marketing
At the forefront of online marketing
initiatives including an innovative
website and cutting edge social
media presence to attract both
local and international buyers.
Supporting various charitable
endeavours, including North York
General through our Slavens Gives
Back events.
416.483.4337
slavensrealestate.com
HOME BUYERS GUIDE
PREPARED BY ELLIOT GORDON
Meet Our Team
Richard Sherman
Darren Slavens
Daniel Pustil
Liz Garcia
Broker of Record
Vice President / Broker
Vice President / Salesperson
Broker / Manager
Chris Allen, Salesperson
Alberto Anabalon, Salesperson
Francesco Armogida, Salesperson
Erica Binder, Salesperson
Barbie Brandes, Salesperson
Ellie Burns, Salesperson
Ron Chichora, Broker
John Chrisanthidis, Mortgage Specialist
Betty Cohen, Salesperson
Carol Cotton, Salesperson
Michael Cotton, Salesperson
Jane Curran, Salesperson
Carmine D’Alessandro, Salesperson
Priti Dadlani, Salesperson
Joanna Davidson, Salesperson
Paul Dombrow, Salesperson
Irena Elina, Salesperson
Linda Evans, Salesperson
Marlene Federman, Salesperson
Patty Fleischman, Salesperson
Cheene Foster, Salesperson
Dominique Fuseau, Salesperson
David Gale, Salesperson
Elaine Goldenberg-Pike, Salesperson
Mark Gomes, Salesperson
Natalie Gomes, Administrative Staff
Elliot Gordon, Salesperson
Darren Huot, Salesperson
Barbara Kaplan, Salesperson
Ruth Kaufman, Salesperson
Sabrina Kaufman, Salesperson
Elaine Kehoe, Salesperson
Phyllis Keller, Broker
Eileen Lasswell, Salesperson
Dave Lau, Salesperson
Ed Lau, Salesperson
Susan Lee, Broker
Ann MacNaughton, Salesperson
Wayne Marcus, Salesperson
Amanda Miller, Salesperson
Lynn Mitchell, Salesperson
Aylar Mousavi, Salesperson
Emily Naretto, Broker
Corinne Pencer, Salesperson
Joanna Perlmutar, Salesperson
Greg Plante, Broker
Lena Rauchwerger, Salesperson
Mirella Regalado, Salesperson
Ed Rojas, Salesperson
Jenny Romero, Salesperson
Linda Rose, Salesperson
Michael Rosen, Salesperson
Janice Sackichand, Salespesrson
Alexandra Sandler, Salesperson
Jerry Sandler, Salesperson
Cindy Schaefer, Salesperson
Brian Schneidman, Salesperson
Ellen Schneidman, Salesperson
Mathew Sherman, Salesperson
Jeffrey Shiff, Salesperson
Marc Shleifman, Salesperson
Shawnee Slan, Salesperson
David Steinhouse, Salesperson
Sam Stemer, Salesperson
Lorne Tanz, Salesperson
Donna Taylor, Salesperson
Roshan Tejani, Salesperson
Heather Thompson, Administrative Staff
Mary Verni, Salesperson
Donald J. Wagman, Broker
Edith Weiss, Salesperson
Eden Williams, Salesperson
Davenport Location
We are the difference that gets results!
416.483.4337
slavensrealestate.com