Downloadable - Maine Credit Union League
Transcription
Downloadable - Maine Credit Union League
HO L I DAY I N N BY T H E BAY PORTLAND 78 th A N NUA L M E E TI NG & CON VENTION TABLE OF CONTENTS Reference & Information Pages Page titles link to each section Chairman & President’s Report......................................................4 Chapter Officials.........................................................................30 Committee Roster.......................................................................14 Convention Overview....................................................................3 Convention Program.....................................................................2 Convention Sponsors...................................................................10 Credit Union Listings...................................................................21 Chapter Listings..........................................................................20 Dora Maxwell/L.Herring Desjardins Youth Awards.............................................................31 Founders Club Members..............................................................19 Keynote Speakers..........................................................................9 League Awards Program..............................................................32 League Board of Directors...........................................................11 League & Synergent Staff............................................................12 Year-End Statistics.......................................................................17 Diamond Sponsors CUNA Mutual Group...................................................................38 Maine Credit Union League/Synergent........................................ BC Platinum Sponsor Fiserv..........................................................................................39 2016 CONVENTION PROGRAM Friday, May 20 8:00 am – 6:00 pm Registration – Lobby 8:00 am – 3:30 pm Exhibits Open – Casco Bay Room 8:00 am – 9:00 am Early Bird Session – Second Floor Recruiting and Retaining the Next Generation of CU Leaders Speaker: James Marshall, Filene Research Institute Target Audience: CU Management/Volunteers 9:00 am – 10:00 am Opening Session – State of Maine Ballroom From The Bottom Up Speaker: Chad Pregracke, 2013 CNN Hero of the Year, Living Lands & Waters 10:30 am – 11:30 am Education Sessions – Second Floor • Change is Good, You Go First! Speaker: Karen McCullough Target Audience: CU Management, Staff, Volunteers, Spouses • Succession Planning/Trends in Executive Benefits Speaker: Peter Sullivan, Executive Benefits Specialist, CUNA Mutual Target Audience: CU Volunteers, CEOs, Senior Management 11:30 am – 1:00 pm Attendee Lunch – Exhibit Hall, Casco Bay Room Box lunches available to all attendees not registered for the Delegates’ Luncheon 11:45 am – 1:30 pm 78th Annual Delegates’ Meeting & Luncheon – State of Maine Ballroom 2:00 pm – 3:00 pm 2:30 pm – 3:30 pm Education Sessions – Second Floor Repeat of Morning Education Sessions CU Management/Vendor Networking – Exhibit Hall, Casco Bay Room 3:30 pm – 4:00 pm Synergent Shareholders’ Meeting – Cumberland/Kennebec/Lincoln Room 3:30 pm – 6:00 pm Commuters’ Refresh and Recharge Lounge – Second Floor A place to sit, charge your device, network, enjoy the coffee bar and snacks, read and relax before the evening program begins. Evening Program – State of Maine Ballroom 6:00 pm – 7:00 pm 7:00 pm – 8:00 pm 8:00 pm – 8:30 pm 8:30 pm – 10:30 pm Social Hour Dinner Awards Program Entertainment – Comedian Juston McKinney “Stayin’ Alive” A Musical Tribute Band to the Bee Gees Saturday, May 21 8:00 am – 9:00 am Breakfast Buffet – State of Maine Ballroom 9:00 am – 10:00 am Closing Session– State of Maine Ballroom Enjoy The Ride! – Speaker: Steve Gilliland Maine Credit Union League 2 78th Annual Meeting & Convention CONVENTION OVERVIEW Welcome to the Maine Credit Union League’s 78th Annual Meeting and Convention, Together Toward Tomorrow. This year’s theme acknowledges the strength that comes with cooperation, and the bright future that lies ahead thanks to the more than 2,200 employees and 1,000 volunteers who support over 667,000 members annually. This year’s speakers offer a fresh perspective on understanding the member, strengthening collaboration, and developing the next generation of leadership. The Convention also provides attendees the space to create new partnerships and strengthen existing relationships. Thank you for joining us at the 2016 Maine Credit Union League Convention & Annual Meeting, as we come Together Toward Tomorrow. The evening begins with a social hour followed by the Annual Awards Banquet. The Awards Banquet honors a select group of individuals who have made significant contributions to credit unions and the Maine Credit Union System over the years. In addition, there are two Silent Auctions happening beginning with the CULAC Super 6 from 6:00–7:00 p.m., and the famous Silent Auction for Ending Hunger that runs from the Social Hour to the beginning of the Awards presentation. It’s a chance to get some great items and help two important causes. Finally, the evening also features the comedy of Juston McKinney and music from the Bee Gees tribute band Stayin’ Alive to round out the evening. Nationally acclaimed speaker Steve Gilliland closes out the Convention on Saturday, May 21, with his Keynote Enjoy the Ride. Master storyteller and brilliant comedian, Steve will share his proven strategy for living a “purpose-driven, rather than a process-driven” life. Steve’s introspective philosophy is the foundation of his multimillion-dollar company, reaching more than 250,000 people a year. Sit back and Enjoy the Ride as Steve takes attendees on a journey of self-reflection towards the path of leadership. The Opening Session features Chad Pregracke with his speech From the Bottom Up: One Man’s Crusade to Clean America’s Rivers. Founder of Living Lands & Waters, an “industrial strength” nonprofit river cleanup organization and internationally recognized 2013 CNN Hero of the Year, Chad has dedicated his life’s mission to restoring the Mississippi River. Chad’s captivating story of perseverance and dedication has received attention from former U.S. Presidents, including George W. Bush, who referred to Chad as a national “Point of Light.” Chad’s relatable message of “dreaming big, taking action, persevering, leading and collaborating” is sure to inspire. The Maine Credit Union League would like to thank you for participating in the 2016 Convention & Annual Meeting. The Maine Credit Union Movement would not be possible without your dedication and support. We sincerely hope that you will find that the information and connections that you gain from this year’s convention will benefit the work you are doing at your credit union and in your community. We would also like to thank our major sponsors for their support of this year’s Convention & Annual Meeting including Synergent, CUNA Mutual Group, FISERV EFT, as well as the Convention’s many other supporters, exhibitors and advertisers. We look forward to seeing you next year, as we continue to lead the Maine Credit Union Movement Together Toward Tomorrow. Two concurrent breakout sessions will be held in the morning and afternoon with sessions by Karen McCullough, a sought-after retail marketing and branding consultant, presenting Change Is Good, You Go First, as well as Succession Planning/Trends in Executive Benefits presented by Peter Sullivan of CUNA Mutual Group. A sold-out Exhibit area features vendors with different products and services that offer great ideas, information and opportunities to help credit unions move forward tomorrow and beyond. Maine Credit Union League 3 78th Annual Meeting & Convention CHAIRMAN & PRESIDENT’S REPORT Welcome to the 78 th Annual Meeting of the Maine Credit Union League. It’s our pleasure to welcome everyone to the 78th Annual Meeting and Convention of the Maine Credit Union League. This year’s Convention is again cause for celebration as our strength comes from collaboration and cooperation, and that fuels a partnership that makes not-for-profit financial cooperatives more popular than at any other period in our history. Despite today’s popularity of credit unions in Maine, we have an array of opportunities to not only further strengthen the credit union brand and penetration in the marketplace but to enhance our efforts for credit unions to become the primary financial institution for the majority of Maine consumers. When the League was formed 78 years ago, no one could have imagined what the future would look like. Today, as we look to the future, we know that by working together, it can be even brighter. JAMES LEMIEUX Ch air m a n Our Convention theme, “Maine’s Credit Unions – Together Toward Tomorrow,” recognizes both the foundation on which our system was built as well as underscores the need to develop a blueprint for a future that will bring even greater success if we remain working in concert by sharing ideas, resources and passion. Year-end stats for 2015 demonstrate that the foundation for maintaining and expanding our growth well into the future is in place with record-setting numbers in all measurement categories. In the past year, the combined assets of Maine’s credit unions grew by a robust 6.4% to end the year at $6.8 billion. Financing tomorrow’s dreams today and the willingness to consistently do so helped loan growth at Maine’s credit unions soar by $351 million, or 7.9%, in the past year. Shares/savings continued to grow at a healthy rate of 6.9% for the year, an increase of nearly $380 million in savings balances to end the year at $5.8 billion. While these figures represent a framework for success, membership growth is an integral part of cultivating future borrowers and users of the products and services that are essential elements of growth. To that end, Maine’s credit unions together have added more than 70,000 new members since 2008, including an impressive 16,000 in 2015 alone. Year-end membership now eclipses 667,400 members, a number that not long ago seemed impossible to achieve. With new records come new goals so as we celebrate these successes, we know we enter tomorrow stronger than ever and are well on our way to achieving new milestones. JOHN MURPHY Pres id en t /C E O The willingness and ability of credit unions to come together with a singular voice is especially powerful in the political and legislative process. Over the years, a rock solid network of grassroots involvement and engagement has resulted in a foundation that Maine Credit Union League 4 78th Annual Meeting & Convention CHAIRMAN & PRESIDENT’S REPORT is not only respected in Augusta and Washington but brings results. A forward-thinking vision and process to evaluate and identify how legislation today could impact our ability to operate and serve our members tomorrow has served our system well for many years, and provides a core foundation to be successful advocates in the future. The role of our member credit unions is the most important element of our legislative and political success because, without participation, involvement and support, we would not have the collective impact we have had in the legislative arena. Numerous, previous legislative sessions including the 2015 Legislative Session are shining examples of how we all play a role individually to bring about a collective objective. In 2015, despite long odds and stiff opposition, we introduced legislation that would make the first substantive changes to the foreclosure process in nearly a decade. Because of a collaborative approach to getting this bill passed, and knowing that it would offer some relief to credit unions in the future, we utilized all of our resources, including lobbying, education, oneon-one meetings and a grassroots call-to-action that credit unions answered with thousands of calls and emails to legislators. Together, we achieved what many “experts” dismissed as unattainable— we passed legislation that expedited foreclosures in certain cases. We recognize and understand that more needs to be done but we built a case that a change was needed in the foreclosure process. Small wins today help pave the way to bigger victories tomorrow, and our dedication and commitment as a credit union system to this approach will continue to serve us well moving forward. moved the conversation favorably forward with our Delegation and regulatory entities on several important issues. This included providing information to members of our Delegation on member business lending, regulatory burden, and the costs of data breaches, just to name a few. While we were pleased to see the National Credit Union Administration (NCUA) pass new rules that ease the restrictions on member business lending, we still believe that the best solution is, ultimately, through legislation. As a result of our efforts, we were once again able to have Senator Collins as one of the leading Republican co-sponsors of MBL legislation in the Senate that would make more comprehensive changes than the NCUA rule did. In the House, Congresswoman Pingree and Congressman Poliquin are co-sponsors of the House MBL bill. The topic of regulatory burden continues to be a top priority in our discussions with our Delegation, and they have been receptive to our concerns on how regulatory burden could do serious harm to our future ability to best serve our members. For example, Senator Collins and Senator King both reiterated their frustration with the CFPB’s implementation and interpretation of certain regulations that were not intended to apply to credit unions but are, in fact, being applied. On the House Floor last fall, Congressman Poliquin mentioned a Maine credit union in his remarks as an example of the negative impact that regulatory burden was having on the credit union’s ability to serve its members and that changes need to be made. This past March, our House members were among the nearly 329 members of the U.S. House of Representatives to sign and send a letter to CFPB Director Cordray asking him to protect credit unions from excessive regulation. Our Delegation frequently points to the involvement of credit unions in coming to Washington, D.C., to participate in events, such as the Governmental Affairs Conference and Hike the Hill as playing an important role in helping them to understand the impact that legislation and regulation has on credit union operations. During the past year, we had more than 80 credit union representatives attend the Governmental Affairs Conference in February, and nearly 20 participate in our Hike the Hill last fall. Bringing more than 100 Maine credit union officials to Washington, D.C., makes a difference, and that level of participation must continue as we look to have successful advocacy in the future. Few groups can come together on grassroots as well as credit unions, The same approach and infrastructure that works in Augusta, is in place for legislative and political success in Washington, D.C. By communicating regularly and establishing a strong network of contacts, we can have meaningful discussions with our Congressional Delegation and promote a positive outcome on credit union issues. As is often the case with the slow pace of action in Congress, these discussions go on for years with seemingly little or no progress. Through diligence, persistence and an eye towards working for a long-term solution rather than getting defeated by a lack of short-term movement, we understand that outcomes worth achieving take time and instant gratification does not ensure lasting success in the future. A unified system is a strong system, and your League and Maine’s credit unions Maine Credit Union League – Continued 5 78th Annual Meeting & Convention CHAIRMAN & PRESIDENT’S REPORT and we proved that once again when Maine ranked among the Top 15 states in emails and letters sent to the NCUA on several issues including the proposed MBL rule change (which passed), and the Field of Membership proposal, which is still pending as of this writing. Our future must include many of these elements but must also incorporate new tools and resources. One such initiative is underway and off to a successful start.This initiative, called the Member Activation Program (MAP), taps into not only the grassroots at the credit union staff and volunteer level but leverages member involvement. Several Maine credit unions have implemented it already. consumers who lack understanding and/or familiarity with credit unions. With a statewide awareness program already in place, we have constructed an even more robust program that expands the footprint of credit unions and positions our messages to reach new audiences in different ways. Facebook, LinkedIn, YouTube, Pandora and other channels have become essential ingredients to our awareness strategy. Targeted advertising is also an extensive part of our awareness program, and we are helping to introduce and reinforce credit unions to consumers based on their profiles, attitudes and preferences. Additionally, our utilization of unique stories that connect with consumers continues to build interest and increase usage and visits to our consumerfocused website. Developing commercials that frame a story and encouraging consumers to visit www.mainecreditunions.org to view the longer version of our stories has proven to be a winning formula. The longer version of a commercial that features a family with triplets has received more than 30,000 views on YouTube alone. Recognizing that our messages cannot remain stagnant and must build upon the momentum that we have generated in recent years, we added new commercials to our rotation including a focus on small business lending, convenience and access for the younger generation, and shared branching. We also introduced a new, 60-second commercial this past winter that stands out among the more traditional 30-second commercials that are airing. We remain focused on building new opportunities for telling our story in the future. The success of Young & Free Maine in attracting younger members reinforces what can be accomplished by having a strong cooperative support system behind it. In five years, Young & Free Maine has helped to increase membership among 18-25 year-olds by 35%. Being proactive and willing to work together to “think outside the box,” along with strong financial and promotional support of credit unions has enabled credit unions to attract younger members in numbers thought unattainable five years ago. With our Young & Free Maine program ready to begin its sixth year, the future looks promising but will require continued commitment and collaboration to replicate this success. In addition to having a rock-solid advocacy effort, training must also be poured into the mix. While in-person trainings remain a large part of the base, we continue to invest significant resources in presenting and offering new curriculum and training opportunities through a multi-channeled approach. This approach includes an increase in web-based curriculum, regional workshops, and dynamic on-site opportunities that enhance our ability to deliver training to a variety of audiences on schedules that recognize the changing learning environment. Additionally, our learning system has been strengthened by an increased focus on the League’s four CU Councils (Marketing, HR, Financial Literacy and, just introduced earlier this year, Lending). Council programs not only leverage issues and information geared specifically to a certain audience but to encourage the sharing of ideas and collaboration among credit unions. Although not a Council but with a similar mission, the League formed the Young Professionals Network (YPN) in 2015 to provide a forum and catalyst for credit union professionals between the ages of 21-40 to come together to discuss challenges, opportunities and successes found working in the credit union system. In its first year, membership exceeded the goal of 50 and, as we make our way through 2016, membership is moving closer to 100. Overall, through trainings and Councils, 2,500 credit union staff, management and volunteers engaged in one of our offerings over the past year on a range of topics, such as compliance, security, business continuity, lending, regulatory changes, management, legislative issues and many more. Identifying a need to increase awareness and knowledge of the sophistication and expertise of credit unions, the League took a long-term approach While awareness and usage of credit unions are near or at all-time highs, there remains a segment of Maine Credit Union League – Continued 6 78th Annual Meeting & Convention CHAIRMAN & PRESIDENT’S REPORT to cultivating relationships and contacts with media outlets across the state. In addition, our willingness to respond and assist media on stories, often times working in concert with local credit unions, has resulted in the League and credit unions to be frequently called upon to provide comment, perspective and insight on a variety of stories not just about credit unions but with regard to the financial services industry as a whole. While the amount of airtime and print space that credit unions receive from media (traditional and non-traditional) has increased exponentially over the past decade, we recognize that, in order for these relationships to continue to flourish and grow, we need to remain proactive and a partner with media to help raise the profile of credit unions even more. In the year ahead, we are eager to expand our communications on platforms such as Facebook, Twitter, Instagram and YouTube, which allow us to reach consumers who communicate through platforms that are increasingly becoming more traditional. Our use of videos offers us the opportunity to “make our own news stories,” and through our cooperative structure, provide content that reaches members through collective media outreach. beginning of seeking and receiving additional grants and contributions from foundations in the future. The infrastructure to encourage new fundraising opportunities is in place and, through continued cooperation and collaboration, we can remain a leader in ending hunger in Maine. The vision to be innovative with distributing some of the funds raised each year to produce the largest impact was put in place a decade ago when it was the Maine Credit Unions’ Campaign for Ending Hunger that provided the necessary support to help Good Shepherd Food Bank launch the state’s first ‘Food Mobile’. Ten years later, the Food Mobile has delivered nearly 5 million pounds of food to communities across Maine. When another need came into focus a few years ago, it was again the Campaign that stepped forward to help support the expansion of the School Backpack and Pantry programs. Thanks to a $75,000 contribution over the past three years, the Backpack and Pantry programs have grown from serving less than 40 schools and 1,000 students monthly to more than 100 schools and 3,000 students each month. While ending hunger has been our primary philanthropic focus for many years, Maine’s credit unions also cooperate to support other critical initiatives annually including financial literacy, CMN, Special Olympics, the Maine Children’s Cancer Program and more. In 1990, Maine credit unions came together with an idea to work together to raise funds to end hunger. With that initial seed planted, the Maine Credit Unions’ Campaign for Ending Hunger was born. Today, twenty-seven years later, the Campaign is flourishing having grown from raising just under $25,000 that first year to achieving another record-setting amount in 2015 by raising $622,933, an amount that is $70,000 higher than 2014’s record-setting total. Working as one, nearly every credit union contributes to the cause and, together, is able to not only raise record amounts but also demonstrate to a wide audience what can be accomplished when people come together for a common cause. While the foundation was laid in 1990 with the first Campaign, hard work, commitment and dedication have enabled that effort to multiply its impact over the years. Since 1990, the Campaign has raised more than $6.5 million to help end hunger in Maine. Throughout the years, new ideas have given rise to additional fundraising opportunities including the formation of a 501 (c) (3) in 2008 that enabled contributions to the Campaign to be tax-deductible. This past year, we received our first contribution from a foundation in support of the Campaign, a development we anticipate to be the Maine Credit Union League – Continued It was with an eye towards tomorrow that the Maine Credit Union League helped to launch two CUSOs (Credit Union Service Organizations), both of which have become integral parts in assisting and supporting Maine credit unions. In 1971, Synergent was formed to help meet a need in the marketplace for credit unions. Today, Synergent offers products and services that support hundreds of credit unions with hundreds of thousands of members, and provides a valuable conduit to offer bundled services to credit unions collectively that would be difficult for many to offer and/or implement on their own. Coming together to offer technology, convenience and member service has not only helped credit unions to compete in the marketplace but become a leader in sophistication and offerings. Some examples of the how this bond has benefited Maine’s credit unions include a Shared Branch Network that began in 2004 in Maine with 6 credit unions and 11 branches. Today, 90% of the state’s credit unions are part of the Network and collectively offer nearly 175 branches in state and are part of more than 5,400 nationwide. The SURF ATM Network is another example of how proactive 7 78th Annual Meeting & Convention CHAIRMAN & PRESIDENT’S REPORT collaboration has enhanced Maine’s credit unions; formed in 1999, the Network remains the largest in the state with more than 240 surcharge-free ATMs in Maine. The introduction of other products, such as mobile banking, remote check deposit, instant issue ATM/Debit cards and others, were also made possible because of the cooperative support and relationship between Synergent and credit unions. As the financial services marketplace further evolves and consumer needs, attitudes and habits demand even more advancement, the existing partnership and history of cooperation between the League, Synergent and credit unions positions us well to meet these needs in the future. As a result of our planning for new payment products and services, we have successfully integrated Apple Pay and other products for credit unions. The transition to EMV chips in debit cards is well-underway, and our formation of a Payment Systems Task Force has led to the sharing of ideas, issues and trends to help us plan for a payment services industry that will look much different in the next few years. However, forward-thinking will help us to lead rather than follow in the payments arena. In Direct Marketing Services, being proactive has also been a key ingredient in the evolution of our marketing and print focus. Our willingness to thoroughly explore and prepare for the future has led to a cutting-edge data mining program with a data mining specialist that provides an innovative and successful approach to reaching members. The same can be said of our highly popular onboarding service and an e-marketing suite of creativity and innovation that provides new and exciting ways to effectively market. innovation and delivery, continues to remain strong. Overall, CUSO Home Lending supports a Mainebased servicing portfolio of over $1.4 billion. Business Lending Solutions, a subsidiary of CUSO Home Lending, is also helping to expand the ability of credit unions to lend to small businesses. The phrase, “Together Toward Tomorrow,” is nothing new for Maine’s credit unions. It’s how we have grown a loosely-based partnership that began with the League’s formation in 1938 to one of the most vibrant credit union systems in the country. A singular voice bringing diverse ideas, perspectives and issues together has served us well for 78 years. As we look to the future, we are well-positioned to take on tomorrow, and to work toward our common goal of having Maine’s credit unions be the primary financial institution for the majority of Mainers. The future is bright and work is already underway to help credit unions shine. We are grateful for the support and assistance that you, our member owners, our Board and committees, and our dedicated staff and management have provided in the past year, and look forward to our continued partnership moving forward. Respectfully submitted, James Lemieux Chairman In 1993, your League and a number of Maine credit unions worked together to look to tomorrow’s mortgage lending needs of members and formed CUSO Mortgage Corp. Today, CUSO Home Lending is one of the largest home mortgage providers in the state of Maine. The popularity of the CU Promise Loan, a groundbreaking product that has had a significantly positive impact for both its Maine Credit Union League – Continued John G. Murphy President/CEO 8 78th Annual Meeting & Convention 2016 OPENING/CLOSING SPEAKERS Chad Pregracke is the internationally named 2013 CNN Hero of the Year and founder/president of Living Lands & Waters, a nonprofit river cleanup organization. He is proof that one person can make a difference. Chad had an idea that evolved into a movement and has helped to restore one of America’s greatest icons, the Mississippi River. Chad has been recognized by former President George W. Bush as a national “Point of Light.” He received a standing ovation at the Kennedy Center from all four living former U.S. Presidents for his inspirational message on dreaming big, taking action, persevering, leading and collaborating. CHAD PREGRACKE Open in g Sess io n A member of the Speaker Hall of Fame, Steve Gilliland is one of the most in-demand and top-rated speakers in the world. Recognized as a master storyteller and brilliant comedian, he can be heard daily on SiriusXM Radio’s Laugh USA and Blue Collar Radio. Steve speaks to more than 250,000 people a year and influences the lives of millions through his keynote speeches, books, CDs and DVDs. Steve built a multimillion-dollar company from the ground up on the same philosophy he expounds to his audiences: If you continually learn more about your company, your industry, your customer and yourself, you will always be a leader. You will be purpose-driven rather than process-driven, and you will make a difference. STEVE GILLILAND Cl os in g Keyn o te Maine Credit Union League 9 78th Annual Meeting & Convention CONVENTION SPONSORS Special thanks are extended to our valued business partners who have provided financial support throughout the convention. The significant funds provided by them enable us to provide a high quality event. Please share your appreciation with them. Diamond Sponsors – a contribution of $10,000 Synergent CUNA Mutual Group Platinum Sponsors – a contribution of $7,500 Fiserv, Inc. Silver Sponsors – a contribution of $2,500 Business Lending Solutions CUSO Home Lending FIS Global Harland Clarke Insurance Trust Macpage LLC Norman, Hanson & DeTroy Shoreline, a Gemalto Company Tricorp FCU UNUM Maine Credit Union League 10 78th Annual Meeting & Convention 2016 M AINE CREDIT UNION LEAGUE BOARD OF DIRECTORS Back Row Left to Right: John Doe, Roger Sirois, Vicki Stuart, Richard Dupuis, Scott Harriman, Scott Chretien Front Row Left to Right: Jim Lemieux, David Desjardins, Rick Lachance, Joann Bisson, Kyle Casburn Chairman Directors John A. Doe – Northern Penobscot Chapter Richard Dupuis – At Large Roger Sirois – Jeannette G. Morin Chapter Joann Bisson – At Large Scott Chretien – York County Chapter Vicki Stuart – Norm Nolette Chapter Scott Harriman – Alex Ferguson Chapter Jim Lemieux – At Large Vice Chairman Rick Lachance – Kennebec Valley Chapter Secretary Kyle Casburn – Bangor Chapter Treasurer General Counsel David Desjardins – Aroostook Chapter Maine Credit Union League Rod Rovzar 11 78th Annual Meeting & Conventionw 2016 M AINE CREDIT UNION LEAGUE & SYNERGENT STAFF Senior Leadership Team Information Processing Coordinator.................. Sharon Seger Information Processing Coordinator....................Sandy Smith Information Processing Coordinator...............Laura Piawlock President/CEO.........................................................John G. Murphy Executive Vice President.............................................Gary Glenn Senior Vice President........................................ Cheryl Lancaster Senior Vice President.................................................Cris Wescott Vice President.................................................................. Ben Jordan Vice President................................................................Jon Paradise Vice President.........................................................Debra Trautman Administrative Services Assistant Vice President........Jennifer Broughton Crommett Assistant Vice President...........................................Adam Warfel Executive Assistant.....................................................Kelley Souza Senior Analyst..................................................... Christina Reardon Director of Corporate Billing.............................. Cheryl Garland Accounting Specialist................................................. Cindy Creed Accounts Payable Specialist II.....................Ginger Thompson Senior Accountant...................................................... Erica O’Roak Accounts Receivable Specialist II.......................Nancy Stemm Receptionist................................................................Michelle Breen Member Services Education & Events Support Specialist......Susan Erlandson Director of Conferences & Events........................... Linda Scott Director of Education................................................Jane Thomas Governmental and Public Affairs Director of Governmental Affairs........................Elise Baldacci Corporate Communications & Marketing Coordinator............................................ (position open) Direct Marketing Services Vice President...................................................... Doug MacDonald Senior Direct Marketing Services Rep...... Shannan Heacock Senior Direct Marketing Services Rep................Erica Vachon Direct Marketing Specialist........................................Mira Jordan Data Mining Specialist....................................................Jen Braziel Team Leader - Creative....................................... Jane Monaghan Graphic Designer/Photographer..................Deborah Dawson Graphic Designer...........................................................Susan Gross Team Leader - Production..................................... Michael Doyle Electronic Pre-Press Technician........................ David Lambert Production Coordinator......................................Dennis Perseille Lead Press Operator..................................................Doug Buzzell Press Operator/Mailing Technician.........................Josh Brown Bindery/Mailing Technician....................................Mike Brackett Payment Services Card Services Vice President....................................................... Rebekah Higgins Assistant Vice President..............................................Karen Mayo Administrative Specialist..........................................Lisa Beaulieu Training & Implementations CU Support Specialist....................................Vanessa Bouchard CU Support Specialist..................................... Jennifer Caselden CU Support Specialist.......................................... Debbie Murphy CU Support Associate.......................................... Mary Anderson CU Support Associate.......................................Jessica Doucette CU Support Associate......................................................Leah Durr CU Support Associate........................................ Michelle Gossett Account Relationship Manager....................................Katy Ford Corporate Marketing Director of Corporate Video & Digital Media....Mike Rosmus Product Marketing Writer/Coordinator............ Sarah Farwell Young & Free Spokesperson............................... Mallory Lavoie Implementations Training Coordinator...................................................Amber Reed Product Implementation Analyst...............Heather Rainsford Product Implementation Analyst...................... Melanie Stuart Product Implementation Analyst......................... Kim Nicholas Product Implementation Analyst.............................Erika Hoxie Business Development Vice President.................................................................Nick Chasse Support Specialist............................................Ashley Courington Account Executive........................................................ Fred Barber Account Relationship Manager, Sales........... Jean DeStefano Product Solutions Consultant.............................. (position open) Support Services Assistant Vice President.......................................... Dawn Paquet Information Processing Team Leader - Information Processing.......Lois Waterhouse Information Processing Coordinator..........................Julie Gray Information Processing Coordinator...........................Carol Cyr Maine Credit Union League Business Continuity and Facilities Assistant Vice President..............................................Bill Ashland Facilities Maintenance Specialist.........................Joe DiDonato 12 78th Annual Meeting & Convention 2016 M AINE CREDIT UNION LEAGUE & SYNERGENT STAFF – Continued Technology Services Senior Business Analyst...................................... Susan Bachand Senior Business Analyst.......................................... Devin Brochu Senior Business Analyst.................................. Jo-Ann Campbell Senior Business Analyst................................... Stephanie Morris Senior Business Analyst.................................... Kelly Rodriguez Senior Business Analyst.........................................Krystle Gagne Business Analyst......................................................Susie Thibeault Business Analyst...................................................Michelle McLean Business Analyst.......................................................Amy Hampton Technology Comm. Coordinator......................Kathy Newman Credit Union Services Assistant Vice President of CU Services.............Amy Keaten Account Relationship Manager............................. Ryan Hachey Account Relationship Manager..........................Heidi McIntosh Account Relationship Manager....................... Christal Sullivan Account Relationship Manager...............................Mallory Cain Team Leader - Programmer/Analyst & Software Specialist.................................................Tyler Hudson Senior Programmer/Analyst..............................John Laverriere Senior Software Specialist.........................................Amy Conley Senior Software Specialist.................................Chantel Stevens Software Specialist...........................................Kathy Heckethorn Software Specialist....................................................... Chris Daigle Software Associate.......................................................Joshua Blier Programmer/Analyst.......................................Samantha Madgey Programmer/Analyst...............................................Michelle Petrie Senior Relationship Specialist......................................Diane Roy Relationship Specialist.........................................Kathy Crawford Relationship Associate........................................... Rachel Clough Relationship Associate.........................................Alyson Moscillo Relationship Associate............................. Jyoti Goodwin-Jones Systems Support Specialist.......................................Larry Brady Systems Support Specialist.......................... William Colarusso Administrative Assistant............................................Krista Bruns Project Coordinator.................................. Schelene Shevchenko Operations Assistant Vice President...............................................Tim Gilman Team Leader – Operations....................................Shelly Richard Production Control Administrator....................Linda Mayfield Production Support Specialist...................................John Deem Production Support Specialist................................ Chris Chiosa Production Support Associate..............................Eric Churchill Telecommunications Specialist................................. Jeff Comer Telecommunications Specialist................................ Ryan White Data Center Systems Engineer................Ian Czupryna-Ersek Senior Computer Operator...............................Andre Levesque Computer Operator.................................................Vincent Martin Computer Operator............................................. Chris Blanchette Senior eServices Specialist...................................Wayne Sladen eServices Support Specialist.............................. Linsey Bernard eServices Support Specialist................................Derek Veilleux eServices Specialist...................................................... Jon Deming eServices Specialist....................................................Dennis Busse eServices Specialist...................................................Noah Monaco Conversions Professional Services Assistant Vice President.........................................Jennifer Berry Team Leader – Implementation & Training Analyst................................................................ Dan Lauze Implementation & Training Analyst...........Nicholas Plummer Implementation & Training Analyst.................. Jason Cormier Implementation & Training Analyst...................Patrick Mileski Implementation & Training Analyst.................Michael Pinette Implementation & Training Analyst........................ Alex Rollins Implementation & Training Analyst.....................Sarah Gilblair Project Coordinator...................................................Pam Lovering Senior Programmer/Analyst...............Tatiana Alexandrovitch Senior Programmer/Analyst.......................................Peter Bond Senior Programmer/Analyst................................... Robert Laing Senior Programmer/Analyst..............................Thomas Norton Senior Programmer/Analyst....................................... Bob Zidow Maine Credit Union League Assistant Vice President......................................Stephen Nelson Programmer/Analyst.....................................................Jamie Betts Corp.Software Programmer/Analyst.................. Greg Caiazzo Corp. Software Programmer/Analyst..........Jason Candelora Senior Business Analyst....................................Christine Bougie Business Analyst....................................................Patti McBreairty Business Analyst......................................................Shelley Staples Business Analyst......................................................Jacklin Sarhadi Corporate Information Systems Assistant Vice President.......................................Michael Caruso Infrastructure Support Specialist......................... Steven Hajny Computer Systems Analyst.......................................... Dan Ward Desktop Support Specialist.......................................Chris Czako Information Security Officer....................................... Mike Smith 13 78th Annual Meeting & Convention 2015-2016 COMMI TTEE ROSTER Audit & Finance Laurie Pelletier.....................................Community CU Chris Van Dyck................................................. cPort CU Missi Weatherbee............... Penobscot County FCU Cheryl Lancaster...................................... Staff Liaison Jane Thomas.............................................. Staff Liaison Dave Desjardins.......................... Chair – Acadia FCU Alaina Daisey.......................................... Katahdin FCU Diana Garcia...................Semiconductor of ME FCU Jo-Ann Jackson...................................Community CU Fred Johnson.............................................Atlantic FCU Dan Kelley............................................... Seaboard FCU Cris Kinney........................................... Lincoln ME FCU Duncan MacKellar.............................. Maine State CU Yvonne Mummé............................................... cPort CU Ginny Perusse..............................................Infinity FCU Michelle Rouleau................................... Midcoast FCU Dave Sayers ..................................Maine Savings FCU Cris Wescott ............................................. Staff Liaison Governing Joann Bisson.........................Chair – Trademark FCU James Lemieux...................Sebasticook Valley FCU Richard Lachance................................ Connected CU Kyle Casburn.......................................... Seaboard FCU Dave Desjardins..........................................Acadia FCU Rod Rovzar..........................................General Counsel John Murphy.............................................. Staff Liaison Awards & Convention Governmental Affairs Richard Dupuis.....................Chair – Five County CU Christina Carter....................................Community CU Karen Eaton................................................Atlantic FCU Eliza Lagasse.......................................... Taconnet FCU Rick Moore.....................................Maine Savings FCU Tiffiny Stewart........................ Sabattus Regional CU Cheryl Lancaster...................................... Staff Liaison Linda Scott................................................. Staff Liaison Roger Sirois.................................Chair – Atlantic FCU Patricia Arthur-Holmes....................... NorState FCU Bert Beaulieu......................................... Down East CU Julie Blakney....................................................KSW FCU Joe Clark................................................... Katahdin FCU Sandra Cloutier...........................................Infinity FCU Chad Desjardins.................................... Seaboard FCU Ryan Ellsworth.................................. The County FCU Mike Foley.............................................Five County CU April Gleason........................................... University CU Jen Hogan..............................................Community CU Claude Morgan.................Ocean Communities FCU Mark Samson...........................................Rainbow FCU Luis Sanclemente.......................................Acadia FCU Jon Paradise............................................... Staff Liaison Elise Baldacci............................................. Staff Liaison Ed and Cate Pineau.................... Contract Lobbyists Jon Courtney.................................. Contract Lobbyist Education Scott Harriman..Chair – Cumberland County FCU Shelley Blockler...................... Maine Highlands FCU Steve Clark...................................................Bangor FCU Robert Curtis......................................... Down East CU Michelle Firczak..................... Sabattus Regional CU Kevin Foley............................................... University CU Bernadette Friel.................................... Katahdin FCU Jason Hilt.............................. Lisbon Community FCU Matt Kaubris................................................ Oxford FCU Rick Koch....................................................Atlantic FCU Eileen Krutuleski..............Ocean Communities FCU Rachel Newman...............................York County FCU Maine Credit Union League Nominating Joann Bisson ........................Chair – Trademark FCU Eugene Ardito ................................................. cPort CU Judy Morin ........................Ocean Communities FCU 14 78th Annual Meeting & Convention 2015-2016 COMMI TTEE ROSTER – Continued Political Involvement Statewide Awareness Scott Chretien.................. Chair – York County FCU Peggy Bade............................................. Midcoast FCU Paul Berube............................................. NorState FCU Joann Bisson........................................ Trademark FCU Valerie Campbell......................................Atlantic FCU Rob Carmichael...........................Maine Savings FCU Herbie Clark............................................ Katahdin FCU Alex Davis ............................................Five County CU Phil Moreau...............................................Rainbow FCU Judy Morin.........................Ocean Communities FCU Roland Poirier................................................... Otis FCU Jon Paradise............................................... Staff Liaison Elise Baldacci............................................. Staff Liaison Ed and Cate Pineau.................... Contract Lobbyists Jon Courtney.................................. Contract Lobbyist Rick Lachance........................Chair – Connected CU Wendy Brochu...................................... Connected CU Christine Devine.................................................KV FCU Johanna Dorr......................................... Seaboard FCU Kirk Duke........................................Maine Savings FCU Denise Duperre...................................... NorState FCU Kelsey Gillespie............................................ Casco FCU Melissa Goode..................................... Trademark FCU Linda Halleran........................... Town & Country FCU Scott Harriman.................Cumberland County FCU Amy Irish................................................... University CU Tina Jamo................................................. Katahdin FCU Lisa Joy.................................................. Maine State CU Ann Marie Lane.................................... TruChoice FCU Megan Littlefield..............Ocean Communities FCU Andrew Lund.......................... Sabattus Regional CU Kelly Marie................................................ Gardiner FCU Chris McGorrill...........................................Atlantic FCU Laura Miller........................................................ cPort CU James Moreau................................ Maine Family FCU Renee Oyster....................................York County FCU Kelly Ramsey........................................Five County CU Lori Saucier............................................. Midcoast FCU Betsy Sibley...........................................Community CU Michael Sturdee.........................................Bangor FCU Jeff Gray...................................................... Staff Liaison Debra Trautman........................................ Staff Liaison Maine Credit Union League 15 78th Annual Meeting & Convention 2015-2016 COMMI TTEE ROSTER – Continued Social Responsibility Synergent Technology Services Vicki Stuart......................Chair – Central Maine FCU Jennifer Andersen.............................Five County CU Dan Bagley......................................... The County FCU Dawn Beaulieu ................................York County FCU Adam Caron...............................................Atlantic FCU Susan Clark.............................................. Midcoast FCU Stacey Dow.......................................... Maine State CU Bria Duncan...........................................Community CU Jessica Holland.................................... TruChoice FCU Shannon Kashinsky...................... PeoplesChoice CU Veronica Levesque.....................Maine Savings FCU Annette Merrill..................................... Saco Valley CU Sharon Nadeau...............Winslow Community FCU Mindy Nyman.......................Sebasticook Valley FCU Tonya Pickering....................................... University CU Stephanie Rolfe....................................... Gardiner FCU Catie Scribner..........................................Evergreen CU Dana Sibley........................... Penobscot County FCU Ruth Sico............................Ocean Communities FCU Amanda Young................... Franklin-Somerset FCU Jon Paradise............................................... Staff Liaison Kyle Casburn........................... Chair – Seaboard FCU Marti Allen...................................................... Casco FCU Iwanna Barbee.................................... Mississippi FCU Andrew Blanchette............................... NorState FCU Debra Brown............................................... Oxford FCU Bob Burrow................................. Bayer Heritage FCU Eileen Byram............................................ University CU Michelle Carkner.............................St. Lawrence FCU Kelley Carter........................Sebasticook Valley FCU Bob DaSilva...........Alliance Blackstone Valley FCU Jeff Davenport................................... Southbridge CU Jennifer DeMoe.............................. Pioneer Valley CU Lyndsey Farrar....................................................One CU Monique Gagnon....................................Rainbow FCU Peggy Gilman...................................York County FCU Brenda Goodridge......................................EMMC FCU Eric Green....................................... PeoplesChoice CU Kristi Grover............................................ Midcoast FCU James Rajca....................... Meridia Community FCU Larry Honigbaum............................ Alternatives FCU Rick Kaul....................................................... Brewer FCU Denis Knox.........................Ocean Communities FCU Mary Lou Cutter.........................Genesee Valley FCU Rachel Laprell.............................................Bangor FCU Anthony Marino..................... Merrimack Valley FCU Tony Molina.............................................Palisades FCU Tina Morrill................................New Dimensions FCU Yvonne Mummé............................................... cPort CU Ryan Reed............................................ Lincoln ME FCU Travis Rich................................................ Katahdin FCU Keith Rioux.................................................Atlantic FCU Luke St. Hilaire....................................... Northern FCU Lonnie SanAngelo................................ Seaboard FCU Adam Sheehan........................ Maine Highlands FCU Rosemary Shields...............................Holy Rosary CU Patti Smith..................................................Eastmill FCU Ken Stockford......................................Five County CU Theresa Voisine............................Maine Savings FCU Kelley Wathen........................................ Connected CU Laura Ybarra................................................. AllCom CU Mark Young........................................... Maine State CU Gary Glenn.................................................. Staff Liaison Ben Jordan................................................. Staff Liaison Maine Credit Union League 16 78th Annual Meeting & Convention STATISTICS YEAR ENDING 12/31/2015 CU Rank by asset 12/31/15 Credit Union Assets as of 12/31/15 Loans as of 12/31/15 Shares as of 12/31/15 Members as of 12/31/15 CU Rank by asset 12/31/14 CU Rank by asset 12/31/13 1 Maine State CU $365,278,890 $198,343,105 $317,765,805 25,548 1 1 2 Town & Country FCU $309,932,598 $263,200,670 $241,253,166 32,841 4 5 3 Infinity FCU $308,774,772 $193,214,539 $199,308,877 15,078 5 3 4 Maine Savings FCU $304,050,729 $231,235,952 $269,248,446 27,837 2 4 5 Atlantic FCU $301,105,018 $222,751,757 $254,136,742 19,705 3 2 6 University CU $265,709,076 $215,535,461 $201,403,428 27,351 6 6 7 Evergreen CU $239,420,758 $139,679,534 $218,408,564 23,070 7 7 8 York County FCU $235,093,257 $184,333,132 $193,019,130 20,339 9 9 9 Five County CU $224,008,301 $154,756,275 $194,304,869 26,083 8 8 10 The County FCU $207,377,296 $157,433,125 $183,380,156 17,702 10 10 11 Cumberland County FCU $202,934,700 $129,075,243 $180,061,142 18,696 11 12 12 Rainbow FCU $190,785,810 $138,094,729 $148,111,786 21,594 12 11 13 Norstate FCU $176,232,284 $141,256,219 $147,817,229 13,796 13 13 14 cPort CU $173,030,126 $130,900,258 $155,695,349 17,111 14 16 15 PeoplesChoice CU $165,727,943 $113,788,314 $142,430,032 16,297 15 15 16 Ocean Communities FCU $161,658,232 $129,022,925 $147,527,616 12,150 16 14 17 Oxford FCU $157,708,638 $122,479,032 $133,510,921 16,367 17 17 18 Down East CU $152,893,595 $126,252,688 $132,456,588 19,127 22 23 19 Midcoast FCU $150,710,689 $100,742,753 $133,940,360 15,677 18 18 20 OTIS FCU $144,882,728 $69,934,561 $119,771,631 10,715 19 19 21 Acadia FCU $138,827,035 $112,654,442 $117,815,094 10,479 20 21 22 Maine Family FCU $135,266,687 $73,880,699 $121,810,908 20,035 23 22 23 Bangor FCU $133,323,933 $93,766,423 $120,610,903 13,927 21 20 24 Seaboard FCU $116,171,534 $84,375,207 $105,597,848 12,301 24 24 25 TruChoice FCU $107,145,598 $83,214,446 $95,020,913 11,918 25 27 26 Saco Valley CU $104,061,194 $73,115,822 $93,598,946 8,510 26 25 27 Maine Highlands FCU $101,819,957 $71,261,705 $89,320,983 11,760 27 26 28 Lisbon Community FCU $96,944,421 $59,419,331 $86,378,852 8,771 28 29 29 Central Maine FCU $88,429,950 $34,754,615 $77,273,340 7,340 29 28 30 Sebasticook Valley FCU $87,462,483 $74,413,860 $72,849,061 10,911 30 30 31 Franklin-Somerset FCU $82,345,607 $54,318,132 $72,716,831 10,392 31 31 32 Trademark FCU $81,133,187 $46,693,981 $70,770,067 9,093 32 32 33 New Dimensions FCU $80,699,745 $68,972,733 $69,695,482 7,838 33 33 34 Katahdin FCU $69,538,928 $52,096,128 $60,082,977 7,245 34 34 35 Winthrop Area FCU $62,783,402 $37,087,961 $56,065,788 5,745 35 36 36 Eastmill FCU $61,084,381 $17,466,814 $49,535,111 4,089 36 35 Maine Credit Union League 17 78th Annual Meeting & Convention STATISTICS – Continued CU Rank by asset 12/31/15 Credit Union Assets as of 12/31/15 Loans as of 12/31/15 Shares as of 12/31/15 Members as of 12/31/15 CU Rank by asset 12/31/14 CU Rank by asset 12/31/13 37 KV FCU $61,029,424 $33,655,841 $54,330,097 7,896 37 37 38 Taconnet FCU $60,650,796 $43,904,382 $55,666,709 7,899 38 38 39 Penobscot County FCU $56,663,173 $42,019,699 $51,661,517 8,250 50 50 40 KSW FCU $54,496,279 $47,119,123 $49,228,687 9,009 40 40 41 Lincoln Maine FCU $54,440,472 $37,580,193 $48,438,990 5,154 41 41 42 Casco FCU $53,808,967 $42,622,948 $45,309,847 6,283 42 43 43 Brewer FCU $51,596,972 $40,509,795 $46,234,031 7,871 43 44 44 Coast Line CU $50,697,330 $34,643,049 $38,634,293 3,600 42 40 45 EMMC FCU $48,897,990 $24,121,840 $44,026,518 4,479 45 46 46 Community CU $47,294,956 $31,698,225 $41,764,556 8,719 46 45 47 $42,620,564 $29,905,789 $36,980,758 5,133 47 47 48 Sabattus Regional CU $38,583,429 $18,247,852 $33,972,022 4,240 48 48 49 Winslow Community FCU $35,160,874 $25,884,835 $32,005,594 4,449 49 50 50 Connected CU $35,000,564 $21,893,768 $30,794,135 3,992 50 49 51 Capital Area FCU $30,126,499 $25,265,073 $25,387,479 3,688 51 51 52 Great Falls Regional FCU $25,651,393 $8,589,469 $20,859,078 4,433 52 52 53 Lewiston Municipal FCU $21,929,621 $13,058,358 $19,610,531 1,913 54 54 54 Changing Seasons FCU $21,415,103 $16,218,486 $19,096,365 2,177 53 53 55 Monmouth FCU $19,218,685 $10,122,431 $17,768,131 2,641 55 55 56 Healthfirst FCU $16,811,762 $9,900,053 $15,420,724 3,294 56 56 57 Semiconductor Of ME FCU $15,147,055 $8,951,356 $13,242,206 1,396 57 57 58 Howland-Enfield FCU $7,568,721 $4,752,223 $7,033,080 1,616 58 59 59 BCBS of ME FCU $6,079,734 $4,278,743 $4,811,865 805 59 60 60 Maine Media FCU $4,305,360 $3,813,290 $3,324,335 1,052 60 61 Gardiner FCU Totals 12/14 Statistics $6,843,549,205 $4,778,279,392$5,828,296,489 667,427 $6,433,717,050 Difference $409,832,155 $351,084,689$377,562,997 16,022 % increase Maine Credit Union League $4,427,194,703 $5,450,733,492 651,405 6.4% 7.9% 18 6.9% 2.5% 78th Annual Meeting & Convention FOUNDERS CLUB Wilfred Allard Larry Dansinger Jeannette G. Morin Adrien O. Anctil Helen Davis Henry W. Moses Paul R. Badeau Carlton A. Dennis Normand Nolette John L. Baker Claude Deschaine James E. O’Brion Joan K. Bean Theodore W. Desveaux Albert Pepin Lorenzo J. Beaudoin Alice Doyle Roderick Perry Franklin J. Belanger Alfred J. Dugal Roland E. Perry John Beote, Jr. Al Ferguson R. Phaneuf Roger Bissonnette Auguste Fortin, Jr. A. O. Poulin Boris Blumenthal Murray J. Gore Milton B. Pratt Rita Bolduc Dexter W. Gowell Arthur Preney Joseph Bouchard, Jr. Jim Gratto Carl Rancourt Nancy Bouffard Kenneth L. Gray Georges Rancourt Carroll Brochu Norman G. Hannah Ralph Roberge Claude Brooks Barbara Haynes Dominic J. Roux Wilfred S. Brooks Barbara Hileman Albert Roy Leonard C. Cabana James F. Hummel, Jr. Walter A. Ryder Eugene C. Caret Rita Ketchum Harvey St. Amand Msgr. Gilman Chaloult Kenneth F. King Joseph Schatz R.L. Chamberlain, Jr. Leeman King Francis Sheehan Emile S. Chasse Leonard Levasseur Rev. D.W. Soucy Marguerite Chicoine Rochel Livenois Dennis D. Soucy Raymond Chouinard Eldon Lizotte John Sullivan Martin G. Cloutier W. J. Lynch John R. Sutton Nathaniel T. Cobb Mike Maroon Rene T. Therrien Bernard Cohen Loretta L. Martin Charles Varrell Max Cohen Harold L. Mason Charles Weaver William Collins John McIntire Howard Wheeler Clyde W. Cookson, Jr. Louis A. McKenzie George A. Willette George E. Cote Sylvio Michaud Stanwood Williams Lionel L. Cote Thomas J. Moran Leo P. Woodside Maine Credit Union League 19 78th Annual Meeting & Convention CREDIT UNION CHAPTER LISTINGS Alex Ferguson Chapter Kennebec Valley Chapter • Blue Cross/Blue Shield of Maine Employees Federal Credit Union • Casco Federal Credit Union • Coast Line Credit Union • cPort Credit Union • Cumberland County Federal Credit Union • Evergreen Credit Union • Infinity Federal Credit Union • Maine Media Federal Credit Union • Semiconductor of ME Federal Credit Union • Town & Country Federal Credit Union • TruChoice Federal Credit Union • • • • • • • • • • • • • • • Aroostook Chapter • Acadia Federal Credit Union • NorState Federal Credit Union • The County Federal Credit Union Capital Area Federal Credit Union Connected Credit Union Franklin-Somerset Federal Credit Union Gardiner Federal Credit Union HealthFirst Federal Credit Union KSW Federal Credit Union KV Federal Credit Union Maine Highlands Federal Credit Union Maine State Credit Union New Dimensions Federal Credit Union Sebasticook Valley Federal Credit Union Taconnet Federal Credit Union Trademark Federal Credit Union Winslow Community Federal Credit Union Winthrop Area Federal Credit Union Norm Nolette Chapter Bangor Chapter • Bangor Federal Credit Union • Changing Seasons Federal Credit Union • Brewer Federal Credit Union • Down East Credit Union • EMMC Federal Credit Union • Maine Savings Federal Credit Union • Penobscot County Federal Credit Union • Seaboard Federal Credit Union • University Credit Union • • • • • • • • • • Jeannette G. Morin Chapter Northern Penobscot Chapter • • • • • Eastmill Federal Credit Union • Katahdin Federal Credit Union • Lincoln (Maine) Federal Credit Union Atlantic Federal Credit Union Five County Credit Union Lisbon Community Federal Credit Union Midcoast Federal Credit Union Central Maine Federal Credit Union Community Credit Union Great Falls Federal Credit Union Lewiston Municipal Federal Credit Union Maine Family Federal Credit Union Monmouth Federal Credit Union Otis Federal Credit Union Oxford Federal Credit Union Rainbow Federal Credit Union Sabattus Regional Credit Union York County Chapter • • • • Ocean Communities Federal Credit Union PeoplesChoice Credit Union Saco Valley Credit Union York County Federal Credit Union Associate Member • Northeast Credit Union Maine Credit Union League 20 78th Annual Meeting & Convention CREDIT UNION LISTINGS Acadia Federal Credit Union David Desjardins, CEO Brewer Federal Credit Union Rick Kaul, CEO 9 East Main Street · Fort Kent, ME 04743 Tel. 834-6167 · FAX 834-6190 P.O. Box 189 · Brewer, ME 04412-0189 Tel. 989-7240 · FAX 989-3440 Branches: 90 Main Street · Madawaska, ME 04756 Tel. 728-4121· FAX 728-7029 Branches: 77 North Main Street · Brewer, ME 04412 Tel. 989-7240 · FAX 989-3440 907 Main Street · St. Francis, ME 04774 Tel. 398-3421 · FAX 398-3492 229 Dirigo Drive · Brewer, ME 04412 Tel. 989-7240 · FAX 989-5985 315 Main Street · P.O. Box 130 · St. Agatha, ME 04772 Tel. 543-7383 · FAX 543-7811 e-mail: rick@brewerfcu.org Web site: www.brewerfcu.org 131 Main Street · Ashland, ME 04732 Tel. 435-3434 · FAX 435-3400 Capital Area Federal Credit Union Diana Winkley, CCUE , CEO e-mail: ddesjardins@acadiafcu.org Web site: www.acadiafcu.org 2010 North Belfast Avenue · P.O. Box 2626 Augusta, ME 04338-2626 Tel. 622-3442 · FAX 623-2276 Atlantic Federal Credit Union Roger Sirois, CEO e-mail: dianawink@capitalareafcu.org Web site: www.capitalareafcu.org 55 Cushing Street · P.O. Box 188 · Brunswick, ME 04011 Tel. 725-8728 · FAX 725-1290 Casco Federal Credit Union James Stone, CEO Branches: 41 Mallett Drive · P.O. Box 506 · Freeport, ME 04032 Tel. 865-2830 · FAX 865-2841 375 Main Street · P.O. Box 87 · Gorham, ME 04038 Tel. 839-5588 · FAX 839-5413 3 Union Park Road · P.O. Box 327 · Topsham, ME 04086 Tel. 725-8728 · FAX 729-0362 Branches: 35 Cumberland Street · Westbrook, ME 04092 Tel. 854-2446 · FAX 854-5413 327 Main Street · P.O. Box 278 · Cumberland, ME 04021 Tel. 489-3039 · FAX 489-3040 397 Ossipee Trail · Gorham, ME 04038 Tel. 839-3933 · FAX 839-5413 e-mail: rsirois@atlanticregional.com Web site: www.atlanticfcu.com e-mail: jstone@cascofcu.com Web site: www.cascofcu.com B/C & B/S of ME Employees Federal Credit Union Susan Thurlow, CEO 2 Gannett Drive · So. Portland, ME 04106 Tel. 822-8500 · FAX 822-7603 Central Maine Federal Credit Union Vicki Stuart, CEO e-mail: sthurlow@bluecrosscu.com Web site: www.bluecrosscu.com 1000 Lisbon Street · P.O. Box 1746 · Lewiston, ME 04241-1746 Tel. 783-1475 · FAX 777-1914 Bangor Federal Credit Union Steve Clark, CEO Branch: 836 Center Street · Auburn, ME 04210 Tel. 783-1475 · FAX 440-2100 339 Hogan Road · P.O. Box 1161 · Bangor, ME 04402-1161 Tel. 947-0374 · FAX 990-0759 e-mail: vstuart1@centralmainecu.com Web site: www.centralmainecu.com Branches: 601 Hammond Street · Drive Thru Only · Bangor, ME 04401 Changing Seasons Federal Credit Union Sue Cross, CEO 6 Dirigo Drive · P.O. Box 362 · Brewer, ME 04412 Tel. 989-0520 · FAX 989-0521 115 Mecaw Road · Hampden, ME 04444 Tel. 945-6264 · FAX 517-6850 e-mail: sclark@bangorfederal.com Web site: www.bangorfederal.com Maine Credit Union League e-mail: sue@changingseasonsfcu.com Web site: www.changingseasonsfcu.com 21 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued Coast Line Credit Union Matthew Griffiths, CEO Cumberland County Federal Credit Union Scott Harriman, CEO 333 Cottage Road · So. Portland, ME 04106 Tel. 799-7245 · FAX 799-9329 101 Gray Road · Falmouth, ME 04105 Tel. 878-3441 · FAX 878-5327 Branches: Vocational Drive, WRVC · Westbrook, ME 04092 Tel. 854-9850 · FAX 854-9844 e-mail: mgriffiths@coastlinecu.com Web site: www.coastlinecu.com 808 Roosevelt Trail · Windham, ME 04062 Tel. 892-3359 · FAX 892-4109 Community Credit Union Jennifer Hogan, Interim CEO 1345 Washington Avenue · Portland, ME 04103 Tel. 797-6492 · FAX 797-7470 144 Pine Street · Lewiston, ME 04240 Tel. 783-2096 · FAX 783-2093 43 Lewiston Road · Gray, ME 04039 Tel. 657-4777 · FAX 657-6352 Branches: 40 Stanley Street · Auburn, ME 04210 Tel. 777-4547 · FAX 783-2064 e-mail: sharriman@myccfcu.com Web site: www.myccfcu.com 1025 Auburn Road · Turner, ME 04282 Tel. 225-2508 · Fax 225-2509 Down East Credit Union David W. Tozier, CEO e-mail: jenh@communitycreditunion.com Web site: www.communitycreditunion.com 23 Third Avenue · P.O. Box 130 · Baileyville, ME 04694 Tel. 427-3333 · FAX 427-3808 Connected Credit Union Richard Lachance, CEO 15 University Drive · P.O. Box 1096 · Augusta, ME 04332-1096 Tel. 623-3857 · FAX 622-7258 Branches: 211 Main Street, P.O. Box 189 · Machias, ME 04654 Tel. 255-0172 · FAX 255-0756 Branches: 60 S. Chestnut Street · P.O. Box 604 · Augusta, ME 043320604 Tel. 623-8396 · FAX 623-0188 58 School Street, P.O. Box 760 · Unity, ME 04988 Tel. 948-2060 · FAX 948-2068 92 Lincolnville Avenue · Belfast, ME 04915 Tel. 338-0043 · FAX 338-4712 24 Springer Drive, Suite 111 · Bangor, ME 04401 Tel. 990-5444 · FAX 990-5458 40 Pierce Drive · Augusta, ME 04330 Tel. 430-0788 · FAX 623-9473 295 North Street, Suite 2 · Calais, ME 04619 Tel. 454-8940 · FAX 454-8943 e-mail: rlachance@connectedcreditunion.org Web site: www.connectedcreditunion.org 94 Main Street, P.O. Box 477 · Topsham, ME 04086 Tel. 373-1674 · FAX 373-1685 cPort Credit Union Eugene Ardito, CEO 151 Main Street, P.O. Box 115 · Richmond, ME 04357 Tel: 737-4037 · FAX 737-4048 50 Riverside Industrial Parkway P.O. Box 777 · Portland, ME 04103 Tel. 878-6200 · FAX 878-6211 e-mail: dtozier@downeastcu.com Web site: www.downeastcu.com Branches: 399 Western Avenue · Augusta, ME 04330 Tel. 623-1001 · FAX 623-3639 313 U.S. Route 1 · Scarborough, ME 04074 Tel. 883-2448 · FAX 883-0332 285 Forest Avenue · Portland, ME 04101 Tel. 200-2300 · FAX 200-2304 e-mail: eardito@cportcu.org Web site: www.cportcu.org Maine Credit Union League 22 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued EMMC Federal Credit Union Jim Pelletier, CEO Five County Credit Union Richard Dupuis, CEO 417 State Street, Suite 140 · Bangor, ME 04401 Tel. 973-7130 · FAX 973-7134 765 Washington Street · P.O. Box 598 · Bath, ME 04530 Tel. 1-800-750-0959 · FAX 443-8177 Branches: 849 Stillwater Avenue · Bangor, ME 04401 Tel. 945-3632 · FAX 945-0793 Branches: 19 Commercial Street · Portland, ME 04101 Tel. 800-750-0959 · FAX 774-1667 43 Whiting Hill Road · Brewer, ME 04412 Tel. 973-5189 · FAX 973-5191 3 Hamilton Court · Route 196 Bypass · Topsham, ME 04086 Tel. 800-750-0959 · FAX 721-8555 268 Stillwater Avenue · Located inside Acadia Hospital Bangor, ME 04401 223 U.S. Route 1 · Falmouth, ME 04105 Tel. 800-750-0959 · FAX 781-7662 201 Civic Center Drive (Inside Wal-Mart) Augusta, ME 04333 Tel. (800) 750-0959 · FAX 620-7104 e-mail: jpelletier@emmcfcu.org Web site: www.emmcfcu.org 35 Ash Street · Lewiston, ME 04240 Tel. (800) 750-0959 · FAX 689-2154 Eastmill Federal Credit Union Daniel Byron, CEO 60 Main Street · East Millinocket, ME 04430 Tel. 746-3428 · FAX 746-5881 80 Waterville Commons Drive (Inside Wal-Mart) Waterville, ME 04901 Tel. (800) 750-0959 · FAX 680-2209 Branch: 4 Church Street · P.O. Box 481 · Patten, ME 04765 Tel. 528-6222 · FAX 528-6224 30 Landing Road (Inside Wal-Mart) North Windham, ME 04062 Tel. (800) 750-0959 · FAX 892-1297 e-mail: dbyron@eastmillfcu.org Web site: www.eastmillfcu.org 100 Mount Auburn Avenue (Inside Wal-Mart) Auburn, ME 04210 Tel. (800) 750-0959 · FAX 689-2094 Evergreen Credit Union Tim Verreault, Interim CEO 710 Main Street · Rockland, ME 04841 Tel. 800-750-0959 · FAX 596-7627 225 Riverside Street · P.O. Box 1038 · Portland, ME 041031038 Tel. 221-5000 · FAX 221-5017 500 Gallery Boulevard (Inside Wal-Mart) Scarborough, ME 04074 Tel. (800) 750-0959 · FAX 396-6405 Branches: 785 Roosevelt Trail · Windham, ME 04062 Tel. 892-4690 · FAX 892-4058 218 Lisbon Street · Lisbon, ME 04250 Tel. (800) 750-0959 · FAX 330-4000 Route 302 Causeway · P.O. Box 1679 · Naples, ME 04055 Tel. 693-4222 · FAX 693-4178 60 Fairgrounds Market Place (Inside Wal-Mart) Skowhegan, ME 04976 Tel. (800) 750-0959 · FAX 330-4001 799 Broadway · So. Portland, ME 04106 Tel. 799-0074 · FAX 799-0183 171 Bath Road · Brunswick, ME 04011 Tel. (800) 750-0959 · FAX 330-4002 9 Main Street · Bowdoinham, ME 04008 Tel. 800-750-0959 e-mail: tverreault@evergreencreditunion.org Web site: www.evergreencreditunion.org e-mail: rdupuis@fivecounty.com Web site: www.fivecounty.com Maine Credit Union League 23 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued Franklin-Somerset Federal Credit Union Karen Greenleaf, CEO Infinity Federal Credit Union Elizabeth Hayes, CEO 26 Leavitt Street · Skowhegan, ME 04976 Tel. 1-877-952-5800 · FAX 474-5577 202 Larrabee Road · Westbrook, ME 04092 · P.O. Box 9742 Portland, ME 04104-5060 Tel. 854-6000 · FAX 854-6054 Branches: 476 Main Street · Kingfield, ME 04947 Tel. 265-4027 · FAX 265-4028 Branches: 4 Davis Farm Road · Portland, ME 04103 Tel. 854-6000 · FAX 854-6074 20 Main Street · Madison, ME 04950 Tel. 696-3691 · FAX 696-8147 193 Broad Street, Suite 1 · Bangor, ME 04401 Tel. 945-4284 · FAX 945-4857 485 Wilton Road · Farmington, ME 04938 Tel. 778-4452 · FAX 778-4986 1298 Alfred Road · Arundel, ME 04046 Tel. 571-1753 · FAX 282-4927 e-mail: kareng@f-sfcu.com Web site: www.f-sfcu.com e-mail: ehayes@infinityfcu.com Web site: www.infinityfcu.com Gardiner Federal Credit Union Vicki Larrabee, CEO Katahdin Federal Credit Union Tina Jamo, CEO 420 Brunswick Avenue · Gardiner, ME 04345 Tel. 582-2676 · FAX 582-3108 1000 Central Street · Millinocket, ME 04462 Tel. 723-9718 · FAX 723-8426 e-mail: vlarrabee@gardinerfcu.org Web site: www.gardinerfcu.org Branch: Crystal Road, P.O. Box 330 · Island Falls, ME 04747 Tel. 463-3661 · FAX 723-8426 Great Falls Federal Credit Union Nancy S. Bard, CEO e-mail: tjamo@katahdinfcu.org Web site: www.katahdinfcu.org 34 Bates Street · Lewiston, ME 04240 Tel. 782-7192 · FAX 782-5501 KSW Federal Credit Union Deserée Gilman, CEO Branch: 760 Minot Avenue · Auburn, ME 04210 Tel. 753-0500 222 College Avenue · Waterville, ME 04901 Tel. 872-5602 · FAX 872-5776 e-mail: nancy@greatfallsfcu.com Web site: www.greatfallsfcu.com Branch: 135 Waldo Avenue · Belfast, ME 04915 Tel. 338-5160 · FAX 338-6129 HealthFirst Federal Credit Union Lynda Quirion, CEO e-mail: deseree@kswfcu.org Web site: www.kswfcu.org 9 Quarry Road · Waterville, ME 04901 Tel. 877-9474 · FAX 877-6615 KV Federal Credit Union Christine Devine, CEO e-mail: lyndaq@healthfirstfcu.org Web site: www.healthfirstfcu.org 316 West River Road · Augusta, ME 04330 Tel. 623-5171 · FAX 626-2853 Branch: 35 Oak Street · Oakland, ME 04963 Tel. 465-4423 · FAX 465-9456 e-mail: cdevine@kvfcu.org Web site: www.kvfcu.org Maine Credit Union League 24 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued Lewiston Municipal Federal Credit Union Amanda Piper, CEO Maine Media Federal Credit Union Jennifer Hartel, CEO 291 Pine Street · Lewiston, ME 04240 Tel. 783-3991 · FAX 783-4178 295 Gannett Drive · So. Portland, ME 04106 Tel. 774-4307 · FAX 791-6692 e-mail: apiper@lewistoncu.com Web site: www.lewistoncu.com e-mail: jenny@mainemedia.com Web site: www.mainemedia.com Lincoln ME Federal Credit Union Cris Kinney, CEO Maine Savings Federal Credit Union John Reed, CEO 171 West Broadway · P.O. Box 220 · Lincoln, ME 04457 Tel. 794-8623 · FAX 794-8187 101 Western Avenue · P.O. Box 347 · Hampden, ME 04444 Tel. 862-6500 · FAX 862-6502 e-mail: cris@lincolnmainefcu.com Web site: www.lincolnmainefcu.com Branches: 868 Hammond Street · Bangor, ME 04401 Tel. 942-3914 · FAX 992-2696 Lisbon Community Federal Credit Union George Roy, CEO 671 Broadway · Bangor, ME 04401 Tel. 942-3915 · FAX 992-2782 325 Lisbon Street · P.O. Box 878 · Lisbon, ME 04250-0878 Tel. 353-4144 · FAX 353-7615 25 Resort Way · P.O. Box 647 · Ellsworth, ME 04605 Tel. 667-8502 · FAX 667-1263 Branch: 802 Sabattus Street · Lewiston, ME 04240 Tel. 333-3214 · FAX 333-3215 122 Park Street · P.O. Box 447 · Milo, ME 04463 Tel. 943-2134 · FAX 943-7301 500 Main Street · P.O. Box 247 · Corinth, ME 04427 Tel. 285-3365 · FAX 285-3363 e-mail: g.roy@lisboncu.org Web site: www.lisboncu.org Jackson Laboratory · 600 Main Street · Bar Harbor, ME 04609 Tel. 800-273-6700 ext.2500 · FAX 288-2024 Maine Family Federal Credit Union Rachel Caron, CEO 912 Main Street · P.O. Box 189 · No. Vassalboro, ME 04962 Tel. 873-0886 · FAX 873-0106 555 Sabattus Street · Lewiston, ME 04240 Tel. 1-800-783-2071 · FAX 786-8765 Twin City Plaza, 278 State Street · Brewer, ME 04412 Tel. 989-4112 · FAX 989-4469 Branch: 831 Minot Avenue · Auburn, ME 04210 1002 Stillwater Avenue · Old Town, ME 04468 Tel. 862-6500 e-mail: rcaron@mainefamilyfcu.com Web site: www.mainefamilyfcu.com e-mail: jreed@mainesavings.com Web site: www.mainesavings.com Maine Highlands Federal Credit Union Rhonda Taylor, CCUE, CEO Maine State Credit Union Tucker Cole, CEO 73 Main Street · P.O. Box 233 · Dexter, ME 04930 Tel. 924-5544 · FAX 924-7527 200 Capitol Street · P.O. Box 5659 · Augusta, ME 043325659 Tel. 623-1851 · FAX 620-8485 Branches: 23 Hudson Avenue · P.O. Box 697 · Guilford, ME 04443 Tel. 876-4041 · FAX 876-3701 East Side Branch: 162 Hospital Street · Marquardt Building · Augusta, ME 04330 Tel. 621-6060 · FAX 621-6072 955 West Main Street · P.O. Box 507 Dover-Foxcroft, ME 04426 Tel. 564-8644 · FAX 564-3920 81 Grove Street · Waterville, ME 04901 Tel. 873-5159 · FAX 873-5150 160 Moosehead Lake Road · P.O. Box 1267 Greenville, ME 04441 Tel. 695-0316 · FAX 695-8939 e-mail: tcole@mainestatecu.org Web site: www.mainestatecu.org 194 Main Road · P.O. Box 716 · Brownville, ME 04414 Tel. 965-8377 · FAX 965-8477 e-mail: rhonda@MaineHighlandsCreditUnion.com Web site: www.MaineHighlandsCreditUnion.com Maine Credit Union League 25 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued Midcoast Federal Credit Union Joe Gervais, CEO NorState Federal Credit Union Sue Whitehead, CEO 831 Middle Street · Bath, ME 04530 Tel. 443-5531 · FAX 443-5438 78 Fox Street · Madawaska, ME 04756 Tel. 728-7555 · FAX 728-6731 Branches: 6 Station Avenue · Brunswick, ME 04011 Tel. 729-8737 · FAX 729-8738 Branches: 3333 Aroostook Road P.O. Box 367 Eagle Lake, ME 04739 Tel. 444-4545 · FAX 444-4540 41 U.S. Route 1 · Edgecomb, ME 04556 Tel. 882-7919 · FAX 882-7834 23 Station Street · P.O. Box 523 · Ashland, ME 04732 Tel. 435-2176 · FAX 435-2177 209 New County Road, U.S. Route 1 Thomaston, ME 04861 Tel. 594-7775 · FAX 594-7773 156 Main Street · Van Buren, ME 04785 Tel. 868-5484 · FAX 868-2860 e-mail: joeg@midcoastfcu.me Web site: www.midcoastfcu.me 164 Market Street · P.O. Box 399 · Fort Kent, ME 04743 Tel. 834-3232 · FAX 834-2625 Monmouth Federal Credit Union Catherina Blais, CEO 738 Main Street · Presque Isle, ME 04769 Tel. 762-3811 · FAX 762-3816 1176 Main Street · Monmouth, ME 04259 Tel. 933-2667 · FAX 933-3261 e-mail: swhitehead@norstatefcu.org Web site: www.norstatefcu.org Branch: 19A Patten Road · Greene, ME 04236 Tel. 946-2463 · FAX 933-3261 Ocean Communities Federal Credit Union Judy Morin, CEO e-mail: cblais@monmouthfcu.com Web site: www.monmouthfcu.com One Pool Street · P.O. Box 1961 · Biddeford, ME 04005-1961 Tel. 800-418-1486 · FAX 490-0025 New Dimensions Federal Credit Union Ryan Poulin, CEO Branches: Shopper’s Village 45 Portland Road · P.O. Box 37 · Kennebunk, ME 04043 Tel. 985-5722 · FAX 985-5725 61 Grove Street · Waterville, ME 04901 Tel. 872-2771 · FAX 877-0555 U.S. Route 1 · 1001 Portland Road · Saco, ME 04072 Tel. 284-5823 · FAX 284-5822 Branch: 72 Cony Street · Augusta, ME 04330 Tel. 430-0779 · FAX 430-4447 48 Alfred Road · Sanford, ME 04073 Tel. 324-1350 · FAX 490-5123 17 Westbrook Common · Westbrook, ME 04092 Tel. 591-1800 · FAX 856-0164 e-mail: rpoulin@newdimensionsfcu.com Web site: www.newdimensionsfcu.com e-mail: jmorin@oceancommunities.com Web site: www.oceancommunities.com Otis Federal Credit Union Roland Poirier, CEO 170 Main Street · P.O. Box 27 · Jay, ME 04239 Tel. 897-0900 · FAX 897-3927 e-mail: rpoirier@otisfcu.coop Web site: www.otisfcu.coop Maine Credit Union League 26 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued Oxford Federal Credit Union Matt Kaubris, CEO Rainbow Federal Credit Union Mark Samson, CEO 225 River Road · P.O. Box 252 · Mexico, ME 04257-0252 Tel. 369-9976 · FAX 364-8962 381/391 Main Street · P.O. Box 741 Lewiston, ME 04243-0741 Tel. 784-5435 · FAX 786-0495 Branch: 54 Fair Street · Norway, ME 04268 Tel. 743-2638 · FAX 743-7138 · Toll-free 1-800-991-9219 Branches: 20 Washington Street · Auburn, ME 04210 Tel. 783-0351 · FAX 786-0523 e-mail: mattk@ofcu.org Web site: www.ofcu.org 1 Lewiston Street · Mechanic Falls, ME 04256 Tel. 346-3001 · FAX 346-3012 Penobscot County Federal Credit Union Steve Baillargeon, CEO 172 Pine Street · So. Paris, ME 04281 Tel. 743-5410 · FAX 743-9331 205 Main Street · P.O. Box 434 · Old Town, ME 04468 Tel. 827-3165 · FAX 827-6674 e-mail: MarkS@rainbowfcu.com Web site: www.rainbowfcu.com Branches: 466 Main Street · P.O. Box 1298 · Bangor, ME 04402 Tel. 941-6373 · FAX 941-0979 Sabattus Regional Credit Union Tiffiny Stewart, CEO 4 Coffin Street · Howland, ME 04448 Tel. 732-5607 · FAX 732-5605 2 Middle Road · P.O. Box 250 · Sabattus, ME 04280 Tel. 375-6538 · FAX 375-8933 e-mail: steve.baillargeon@penobscotfcu.com Web site: www.penobscotfcu.com e-mail: tiffiny@srcu4u.com Web site: www.SRCU4U.com PeoplesChoice Credit Union Luke Labbe, CEO Saco Valley Credit Union Carrie A. Shaw, CEO 23 Industrial Park Road · Saco, ME 04072 Tel. 282-4156 · FAX 282-1735 312 Main Street · P.O. Box 740 · Saco, ME 04072 Tel. 282-6169 · FAX 282-1601 Branches: 369 Elm Street · Biddeford, ME 04005 Tel. 284-8483 · FAX 282-8647 Branches: 500 Main Street · Saco, ME 04072 Tel. 286-3638 · FAX 282-3126 39 Country Club Road · Sanford, ME 04073 Tel. 490-2000 · FAX 490-2058 860 Main Street · Waterboro, ME 04087 Tel. 247-6000 · FAX 247-2805 774 Post Road, Route 1 · Wells, ME 04090 Tel. 646-2597 · FAX 646-3498 e-mail: carrie@sacovalley.org Web site: www.sacovalley.org e-mail: llabbe@peopleschoicecreditunion.com Web site: www.peopleschoicecreditunion.com Seaboard Federal Credit Union Kyle Casburn, CEO 177 Main Street · P.O. Box G · Bucksport, ME 04416 Tel. 469-6341 · FAX 469-2866 Branches: 200 Main Street · P.O. Box 115 · Ellsworth, ME 04605 Tel. 667-8285 · FAX 667-6848 2410 Route 2 · P.O. Box 6359 · Hermon, ME 04402 Tel. 848-9995 · FAX 848-3555 e-mail: kcasburn@seaboardfcu.com Web site: www.seaboardfcu.com Maine Credit Union League 27 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued Sebasticook Valley Federal Credit Union James Lemieux, CEO Town & Country Federal Credit Union David Libby, CEO 505 Somerset Avenue · P.O. Box 10 · Pittsfield, ME 04967 Tel. 487-5576 · FAX 487-3129 557 Main Street · P.O. Box 9420 So. Portland, ME 04116-9420 Tel. 773-5656 · FAX 772-3624 Branch: 87 Moosehead Trail · P.O. Box 145 · Newport, ME 04953 Tel. 368-4940 · FAX 368-4751 Branches: 257 U.S. Route 1 · Scarborough, ME 04074 Tel. 883-7751 · FAX 883-8939 e-mail: jlemieux@svfcume.com Web site: www.svfcume.com 170 Ocean Street · S. Portland, ME 04106 Tel. 767-7419 · FAX 767-5799 Semiconductor of ME Federal Credit Union Diana Garcia, CEO 3 Auburn Street ·Portland, ME 04103 Tel. 878-0352 · FAX 878-0391 405 Western Avenue, #515 · P.O. Box 9421 So. Portland, ME 04116-9421 Tel. 775-8371 · FAX 761-6235 426 Forest Avenue · Portland, ME 04101 Tel. 347-2386 · FAX 347-2381 52 Elm Street · Saco, ME 04072 Tel. 284-8541 · FAX 284-8777 e-mail: dgarcia@semifcu.org Web site: www.semifcu.org e-mail: David.Libby@tcfcu.com Web site: www.tcfcu.com Taconnet Federal Credit Union Karen Denis, CEO Trademark Federal Credit Union Joann Bisson, CEO 316 Benton Avenue · Winslow, ME 04901 Tel. 872-7909 · FAX 872-7815 145 Pleasant Hill Road · P.O. Box 1440 · Portland, ME 04104 Tel. 800-852-1012 · FAX 883-8629 Branch: 245 Madison Avenue · Skowhegan, ME 04976 Tel. 474-2254 · FAX 474-0696 Branches: 44 Edison Drive · P.O. Box 1056 · Augusta, ME 04332-1056 Tel. 623-1134 · FAX 512-3827 e-mail: karendenis@taconnet.com Web site: www.taconnet.com 162 Canco Road · Portland, ME 04103 Tel. 828-2875 · FAX 828-2877 The County Federal Credit Union Ryan Ellsworth, CEO e-mail: joann.bisson@trademarkfcu.org Web site: www.trademarkfcu.org 82 Bennett Drive · Caribou, ME 04736 Tel. 498-8756 · FAX 498-4109 TruChoice Federal Credit Union Kenneth Acker, CEO Branches: 232 Main Street, Suite 6 · Fort Fairfield, ME 04742 Tel. 472-5710 · FAX 472-1140 272 Park Avenue · P.O. Box 10659 · Portland, ME 04104 Tel. 772-0808 · FAX 772-8683 247 North Street · Houlton, ME 04730 Tel. 532-7325 · FAX 532-7658 Branches: UNUM Office · 2211 Congress Street · Portland, ME 04122 Tel. 772-0808 · FAX 772-8683 776 Main Street · Presque Isle, ME 04769 Tel. 768-5051 · FAX 764-5267 779 Narragansett Trail · Buxton, ME 04093 Tel. 772-0808 · FAX 772-8683 e-mail: ryan.ellsworth@countyfcu.org Web site: www.countyfcu.org 109 Middle Street · Portland, ME 04101 Tel. 772-0808 · FAX 772-8683 e-mail: kenneth.acker@trufcu.com Web site: www.trufcu.com Maine Credit Union League 28 78th Annual Meeting & Convention CREDIT UNION LISTINGS – Continued University Credit Union Matt Walsh, CPA, CCUE, CEO Winthrop Area Federal Credit Union Jeff Seguin, CEO 15 Main Street · Orono, ME 04473-4000 Tel. 889-8600 · FAX 889-9086 94 Highland Avenue · P.O. Box 55 · Winthrop, ME 04364 Tel. 377-2124 · FAX 377-2767 Branches: 139 Rangeley Road, University of Maine Orono, ME 04469-5779 Tel. 889-8500 · FAX 889-8508 e-mail: Jeff@winthropcreditunion.org Web site: www.winthropcreditunion.org York County Federal Credit Union Scott Chretien, CEO 391 Forest Avenue · Portland, ME 04101-2001 Tel. 772-1906 · FAX 772-1852 1516 Main Street · Sanford, ME 04073 Tel. 324-7511 · FAX 490-5064 1071 Brighton Avenue · Portland, ME 04102 Tel. 553-9259 · FAX 553-9266 Branches: 870 Main Street · Sanford, ME 04073 Tel. 490-5060 · FAX 490-5061 977 Union Street · Bangor, ME 04401-3011 Tel. 992-2900 · FAX 992-2405 154 High Street · Farmington, ME 04938-1930 Tel. 778-4011 · FAX 778-3144 477 Main Street · Saco, ME 04072 Tel. 282-2962 · FAX 282-3147 181 Main Street, P.O. Box 443 University of Maine at Presque Isle · Presque Isle, ME 04769 Tel. 768-9624 · FAX 768-9781 1 York Street · York, ME 03909 Tel. 351-1021 · FAX 351-1051 Mailhot Plaza · 75 Boulder Way · Biddeford, ME 04005 Tel. 571-3500 · FAX 206-7770 37 College Avenue· University of Southern Maine Gorham, ME 04038 Tel. 553-9259 · FAX 553-9266 e-mail: scottc@yorkcountyfcu.com Web site: www.yorkcountyfcu.com Beddington Road · Memorial Union · Orono, ME 04469 Tel. 889-8500 · FAX 889-8232 e-mail: mwalsh@ucu.maine.edu Web site: www.ucu.maine.edu Winslow Community Federal Credit Union Cathy Bond, CEO 12 Monument Street · Winslow, ME 04901 Tel. 872-2636 · FAX 873-7003 e-mail: cbond@wcfcu.com Web site: www.wcfcu.com Maine Credit Union League 29 78th Annual Meeting & Convention 2015-2016 CHAPTER OFFICIALS Alex Ferguson Chapter Kennebec Valley Chapter President, Scott Harriman..........Cumberland County FCU President, Jim Lemieux...................Sebasticook Valley FCU Vice President, Liz Hayes........................................Infinity FCU Vice President, Dave Thibault.......Franklin-Somerset FCU Treasurer, Catherine Scribner........................... Evergreen CU Treasurer, Jeanne Moreau............................... Maine State CU Secretary, Michelle Lutzen...................Town & Country FCU Secretary, Lynn Stratton.............Winslow Community FCU League Director, Scott Harriman................................Cumberland County FCU League Director, Richard Lachance.............Connected CU Trustee*, Cathy Bond...................Winslow Community FCU Trustee*, Jim Stone..................................................... Casco FCU Norm Nolette Chapter Aroostook Chapter President, Kim Turner.................................................... Otis FCU President, Stephen Gagne................................. NorState FCU Vice President, Nancy Marquis Cyr................ NorState FCU Vice President/Treasurer, Andrew Lunn...........................................Sabattus Regional CU Treasurer, Julie Hayes.............................................. Acadia FCU Secretary, James Moreau...........................Maine Family FCU Secretary, Karen Peers...................................The County FCU League Director, Vicki Stuart................. Central Maine FCU League Director, David Desjardins..................... Acadia FCU Trustee*, Margie Gagne................................... Monmouth FCU Trustee*, Maurice Pelletier................................. NorState FCU Northern Penobscot Chapter Bangor Chapter President, John A. Doe..........................................Eastmill FCU President, David Defroscia.................................... Brewer FCU Vice President/Chapter Director, Burt Weed............................................................ Lincoln ME FCU Vice President, Paula Powers.......................... Down East CU Treasurer, Dan Byron...............................................Eastmill FCU Treasurer, Bob Welch...............................................Bangor FCU Secretary, Carol Levasseur...................................Eastmill FCU Secretary, Sue Cross.........................Changing Seasons FCU League Director, John Doe..................................Eastmill FCU League Director, Kyle Casburn.......................Seaboard FCU Trustee*, Dan Byron.................................................Eastmill FCU Trustee*, Eileen Byram.........................................University CU York County Chapter Jeannette G. Morin Chapter President, Melodee Stearns.......Ocean Communities FCU President, Jennifer Andersen........................Five County CU Vice President, Todd Rideout.................... York County FCU Vice President, Anne Eisenhart..........................Atlantic FCU Treasurer, Mary Thibeault..........................PeoplesChoice CU Secretary/Treasurer, Bobbi Monaghan........ Midcoast FCU Secretary, Charlotte Elmore.......Ocean Communities FCU League Director, Roger Sirois.............................Atlantic FCU League Director, Scott Chretien.............. York County FCU Trustee*, Mike Foley........................................ Five County CU Trustee*, Paul Sullivan.......................................Saco Valley CU *Insurance Trust Maine Credit Union League 30 78th Annual Meeting & Convention AWARDS Dora Maxwell Social Responsibility Award Louise Herring Award for Philosophy In Action Desjardins Youth Financial Education Award • First Place Casco Federal Credit Union Five County Credit Union New Dimensions Federal Credit Union PeoplesChoice Credit Union • Second Place Brewer Federal Credit Union 2015 Dora Maxwell Social Responsibility Recognition Award Winners Central Maine Federal Credit Union • Honorable Mention Community Credit Union • First Place Community Credit Union Five County Credit Union • Second Place Central Maine Federal Credit Union 2015 Louise Herring Award for Philosophy in Action Winners • Youth First Place Atlantic Federal Credit Union Central Maine Federal Credit Union Community Credit Union • Youth Second Place Five County Credit Union • Adult First Place Community Credit Union Central Maine Federal Credit Union 2015 Desjardins Youth Financial Education Award Winners Maine Credit Union League 31 78th Annual Meeting & Convention LEAGUE AWARDS PROGRAM Each year since 1973, the Maine Credit Union League has recognized outstanding credit union leaders in various categories. Three of these awards carry the names of outstanding credit union pioneers from Maine. Listed here is an Honor Roll that should never be forgotten. Alexander Ferguson Award Outstanding Credit Union Volunteer 1973 Clyde Cushman, Maine Media FCU 1995 1974 William Dow, Portland Maine City Employees FCU 1996 Harold and Charlotte Mason, Cumberland County Teachers FCU 1975 Conrad Poulin, Ste. Marie FCU 1997 Harold Grant, Maine Savings FCU 1976 Amedee Gobeil, Auburn FCU 1977 1998 Francis LeBlanc, Penobscot County FCU Joseph Theriault, Winslow Community FCU 1999 Jean Gilpatrick, Coast Line CU 1978 Raymond Brown, NorState FCU 2000 Richard Gribbin, Maine State ECU 1979 Alfred Albert, Atlantic Regional FCU 2001 Nelson Jandreau, LaVallée FCU 1980 Raymond Lemay, Maine Family FCU 2002 Bernard Pagurko, Midcoast FCU 1981 Rene A. Moreau, Westbrook Community FCU 1982 Florent “Paul” Letourneau, Notre Dame (Waterville) FCU 1983 Adolf C. Leclair, St. Mary’s - St. Matthew’s FCU 2007 Robert Crowder II, cPort CU Joseph A. Poirier, Oxford FCU 2008 Robert L. Leathers, Eastmill FCU 1988 John N. Morrison, Knox County FCU 2009 Robert Walker, Monmouth FCU 1989 Addison H. Furrow, Lincoln FCU 2010 Hugh Keene, Community CU 1990 Gus Cote, Taconnet FCU Robert Tarbox, Saco Valley CU 1992 Donald Sorey, Seaboard FCU 1993 Bernice Jarvis, Eastmill FCU 2011 Robert Brewer, Five County CU 2012 Donn Goodwin, Brewer FCU 2013 Chanel Coulombe, Atlantic Regional FCU 2014 Raymond Gagnon, PeoplesChoice CU 1994 Evelyn Desmond, Five County CU Maine Credit Union League 2004 Richard Bilodeau, Maine Highlands FCU 2006 Robert Curtis, Bowdoinham FCU 1986 Boyd R. Estabrook, Bowdoinham FCU 1991 2003 Leon Laffely, Atlantic Regional FCU 2005 Roberta Manning, Saco Valley CU 1985 Joseph P. Parteneau, St. Andre’s FCU 1987 J. Heleodore Brillant, Atlantic Regional FCU 2015 Marc Doyon, TruChoice FCU 32 78th Annual Meeting & Convention LEAGUE AWARDS PROGRAM – Continued Jeannette G. Morin Award Outstanding Credit Union Employee 1973 Joseph Schatz, Government ECU of Maine 1995 Michele Paquette, Notre Dame (Waterville) FCU 1974 Barbara Haynes, Greater Waterville Area FCU 1996 Elaine Palmer, Oxford FCU 1975 Patrick St. Peter, The County FCU 1997 1976 Patricia Mastine, Otis FCU 1998 Gail Richardson, Midcoast FCU 1977 Yolande O’Brien, St. Joseph’s Lewiston FCU 1999 Christine Barbour, Government ECU of Maine 1978 Alida Blanchard, Infinity FCU 2000 Cindy McBrady, Greater Portland Municipal CU 1979 Nan Chamberlain, St. John’s FCU 2001 Joan Rock, University CU Karen Denis, Taconnet FCU 1980 Gerard Dozois, Ste. Marie FCU 2002 Elaine Jandreau, Fort Kent FCU 1981 Harold Violette, NorState FCU 2003 Donna Theberge, Ste. Croix Regional FCU 1982 Gilda M. Dennis, Auburn FCU 2004 Mary Jo Freeman, EMMC FCU 1983 Lorraine M. Bouchard, Atlantic Regional FCU 2005 Pauline Madore, KV FCU 1985 Leia T. Brown, Five County CU 2006 Betty Chabot, Maine Highlands FCU 1986 Virginia Konan, Government ECU of Maine 2007 Arlene Beaulieu, Saco Valley CU 1987 Jeannine M. Messier, Atlantic Regional FCU 2008 Colleen McGuiggan, Midcoast FCU 1988 Annette M. Rancourt, Notre Dame FCU 2010 Tammy Creswell, Maine Highlands FCU 1989 Mary T. Dorsey, The County FCU 2011 Trina Mercier, Central Maine FCU 1990 Linda Dodson, Atlantic Regional FCU 2012 Cynthia Giroux, Oxford FCU 1991 Jean Marquis, Five County CU 2013 Tina Jamo, Katahdin FCU 1992 Jean Moulton, Notre Dame (Waterville) FCU 2014 Linda Howe, Down East CU 1993 Noella L’Heureux, Saco Valley CU 2015 Nancy Blodgett, Otis FCU 1994 Lucille Terrio, Sabattus Regional CU Maine Credit Union League 33 78th Annual Meeting & Convention LEAGUE AWARDS PROGRAM – Continued James M. Gratto Award Outstanding Credit Union CEO 1973 Earl Rancourt, Notre Dame (Waterville) FCU 1994 Mariann Goff, Greater Portland Municipal FCU 1974 Hugh Whitty, Bangor FCU 1995 Doreen MacMahan, Oxford FCU 1975 Olivette Theriault, Winslow Community FCU 1996 Rhonda Taylor, Dexter Regional FCU 1976 Albert Deshaies, St. Joseph’s (Biddeford) FCU 1997 1977 Lucia Beaulieu, Portland Maine City Employees FCU 1998 John Reed, Maine Savings FCU 1978 Harvey St. Amand, St. Andre’s FCU 1999 Steve Obrin, Atlantic Regional FCU 1979 Margaret L. Brink, Maine Media FCU 2000 Vicki Stuart, Ste. Croix Regional FCU 1980 Mary Ann Berry, Coast Line CU 2001 Philippe Moreau, Rainbow FCU 1981 Carleton Fournier, Vassalboro FCU 2002 Anne Boulette, KSW FCU 1982 Kenneth F. King, Katahdin FCU 2003 Matthew Griffiths, Coast Line CU 1983 Sylvina Mahar, Oxford FCU 2004 David Tozier, St. Croix FCU 1985 Rene T. Therrien, Otis FCU 2005 Normand Dubreuil, CCUE, CCE Maine State CU 1986 Jacqueline Fortunato, Maine Education CU 1987 Philip J. Bergeron, York County FCU 1988 John O. Greenlaw, Government ECU of Maine 2006 Kyle Casburn, Seaboard FCU 2007 Ron Fournier, Maine Family FCU 2008 David E. Rossignol, NorState FCU 1989 Donald C. Fortin, KV FCU 2009 Tucker Cole, Evergreen CU 1990 Beth Plummer, Capital Area FCU 1991 Richard Dupuis, Five County CU 1992 Howard Dunn, University CU 1993 Carrie Shaw, Saco Valley CU Eddie Plourde, LaVallée FCU 2010 Ken Acker, TruChoice FCU 2011 Gail Richardson, Midcoast FCU 2012 Roland Poirier, Otis FCU 2013 J Hunter King, Trademark FCU 2014 Philippe Moreau, Rainbow FCU 2015 Roger Sirois, Atlantic FCU Maine Credit Union League 34 78th Annual Meeting & Convention LEAGUE AWARDS PROGRAM – Continued League President’s Award Outstanding League Volunteer 1973 Arthur Keniston, Maine Media FCU 1996 Rachel Caron, Maine Family FCU 1974 Russ Livernois, Lisbon Community FCU 1997 1975 Dennis “Don” Soucy, Bangor FCU 1998 Earl Rancourt, Notre Dame FCU 1976 Albert Seguin, Midcoast FCU 1999 Philippe Moreau, Rainbow FCU 1977 John Sutton, Atlantic Regional FCU 2000 Alvera Bosica, Knox County FCU 1978 H. William Peavey, Government ECU of Maine 2001 Harold Violette, NorState FCU 1979 Joseph Bouchard, The County FCU 2002 Mariann Goff, CCUE, Greater Portland Municipal CU 1980 John Cooledge, Infinity FCU Patrick St.Peter, The County FCU 2003 Anne Boulette, KSW FCU 1981 Jeannette Morin, Atlantic Regional FCU 1982 Roger Bissonnette, Maine Family FCU 2004 Normand Dubreuil, CCUE, CCE Maine State CU 1983 Albert Roy, NorState FCU 2005 Gerry Menard, Atlantic Regional FCU 1985 Earl Rancourt, Notre Dame (Waterville) FCU 2006 Ralph Ferland, EMMC FCU 1986 Philippe Moreau, Rainbow FCU 2007 Gail Richardson, Midcoast FCU 1987 Donna Steckino, Community Credit Union 2008 Sidney Wilder, Taconnet FCU 1988 James Seavey, Springvale FCU 2009 Richard Dupuis, Five County CU 1989 Gerry Menard, Atlantic Regional FCU 2010 Richard Lachance, Maine Education CU 1990 Carl McPherson, Evergreen FCU 2011 Luke Labbe, PeoplesChoice CU 1991 Deborah Hubbard, Greater Portland Municipal FCU 2012 Tucker Cole, Evergreen CU 1993 Jacqueline Fortunato, Maine Education CU 2013 David Rossignol, NorState FCU 1994 Gaston (Gus) Lesperance, Maine State Employees CU 2014 John Doe, Eastmill FCU 1995 2015 Kyle Casburn, Seaboard FCU Albert Seguin, Midcoast FCU Maine Credit Union League 35 78th Annual Meeting & Convention LEAGUE AWARDS PROGRAM – Continued Denis A. Letourneau Jr. Award Outstanding League Employee 1990 Jeanine Eastman, Supply, Printing, Direct Mail Services 2004 Cris Wescott, Administrative Services 1991 Diane Kane, Data Processing Services 1992 Dale McElhaney, Data Processing Services 2005 Christal Rumery, Check Processing & Support Services 1993 John Laverriere, Data Processing Services 2006 Ben Jordan, Technology Services 2007 Rebekah Higgins, Card Services 1994 Sherry Cavallaro, Member Services 1995 2008 Deborah Dawson, Print & Creative Services Cheryl Lancaster, Member Services 2009 Judith Davis, Technology Services 1996 Don McIntosh, Supply, Printing, Direct Mail Services 1997 2010 Debra Trautman, Corporate Marketing J. Thomas Gavin, Member Services 1998 Robert Zidow, Data Processing Services 1999 Chet Emerson and Kathy Newman, Technology Services 2011 Kelley Souza, Administrative Services 2012 Wayne Sladen, Technology Services 2013 Erica Vachon, Direct Marketing Services 2000 Andre Levesque, Technology Services 2014 Michael Rosmus, Direct Marketing Services 2001 Mary Anderson, Print & Creative Services 2015 Trevor Jackson, CIS 2002 JoAnn Gobeil, Technology Services 2003 Dawn Paquet, Check Processing & Support Services Diane L. Oceretko Award People Helping People 2004 Paul Sullivan, Saco Valley CU 2010 Dan Emery, Maine State CU 2005 Denise Ouellette, Ste. Croix Regional FCU 2011 Catie Scribner, Evergreen CU 2006 Judy Griffin, Alliance of ME FCU 2012 Johannah Dorr, Seaboard FCU 2007 Diane Charland, Taconnet FCU 2013 Joel Wegner, Five County CU 2008 Christina Carter, Maine State CU 2014 Veronica Levesque, Maine Savings FCU 2009 Lori Peakall-Cote, Down East CU 2015 Donna Ketchen, Penobscot County FCU Maine Credit Union League 36 78th Annual Meeting & Convention LEAGUE AWARDS PROGRAM – Continued Special Awards 1976 Ruby Bouchard, Presque Isle FCU 1985 Ted Desveaux, Maine Credit Union League 1977 George T. Davis, Maine Media FCU 1989 Charles Hinkley, Sabattus Regional CU 1978 Kathryn Crocker, Lincoln Maine FCU 2000 J Hunter King, Maine Credit Union League 1979 Barbara Libby, Hannaford Employees FCU 2004 Donna Steckino, Community CU 1983 John Murphy, Maine Credit Union League 2004 Tony Poirier, Oxford FCU 1985 Harlan F. Bradford, Mobil Portland FCU League Chairman’s Award 1973 Harold Mills, Bates FCU 1983 Michael Bohunicky, Lisbon Community FCU 1974 Louis Chartier, NorState FCU 1985 Dr. Lucien J. Pellerin, Notre Dame (Waterville) FCU 1975 Paul Belisle, St. Joseph’s Lewiston FCU 1986 Louis C. Labbe, Atlantic Regional FCU 1976 Howard Tibbets, Katahdin FCU 2004 John Murphy, Maine Credit Union League 1977 Maurice Fontaine, Maine Family FCU 1978 Roland Michaud, Winslow Community FCU 1979 James Reagan, Eastmill FCU 1980 Richard Cyr, Notre Dame (Waterville) FCU 1981 Erwin Webber, Auburn FCU 1982 Philip Durgin, Government Employees Credit Union of Maine Maine Credit Union League 37 78th Annual Meeting & Convention Diamond Sponsor Supporting your success. And their future. Every moment of every day, a credit union makes a difference in a member’s life. We’re proud to play a role, with insurance and investment products that help plan, protect and invest for your future, while strengthening the financial future of your members — and their trust in you. Learn how our approach puts you at the center of everything we do at cunamutual.com. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Life, accident, health and annuity insurance products are issued by CMFG Life Insurance Company. Property and casualty insurance products are issued by CUMIS Insurance Society, Inc. Each insurer is solely responsible for the financial obligations under the policies and contracts it issues. Corporate headquarters are located in Madison, Wis. CORP-1384135.1-0116-0218 © CUNA Mutual Group, 2016 All Rights Reserved. CORP-1384152.1-0116-0218 © CUNA Mutual Group, 2016 All Rights Reserved. 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