TCCU Newsletter - Telco Community Credit Union

Moog continued
Q: So you sell top-end instruments or is it that you're a
niche manufacturer?
A: Well, we do certainly sell
niche pieces and some of
our instruments are very high
quality (especially compared
to similar items sold overseas), but mostly what we're
interested in is creating a
great product. We want to
have incredible sound, great
ergonomics, styling and
design.
Music is an emotional experience, especially for musicians. We want our instruments to connect with them
on an intimate level, emotionally.
Q: Do you do everything inhouse or are there parts that
are outsourced.
A: No, everything we put our
name on is manufactured
right here in Woodfin.
Q: What are you best known
for?
A: Without question, the
minimoog. It's considered by
virtually everyone who plays
to be the number one synthesizer of all time. It's won
many contests and always
comes on top on musician's
surveys. We've been making it since the early 1970s.
We introduced a new Moog
guitar recently and that's been
getting a lot of very positive
feedback.
Q: Can you name a few musicians who use Moog instruments?
A: Laurie (Anderson), sure,
Reggie opened shop following a stint as a Flash Team Leader in
St. Louis. “It was a very unusual company and they really helped
me create a business model,” he says.
“While I was working with them they were very open with sharing
their knowledge, and I learned a lot from them.”
When Reggie moved to Asheville five years ago, he brought his
passion and financial knowledge with him and now attracts clients
throughout the country while he sets his own hours and pace.
“I usually have several projects going on at the same time,” he
laughs, adding that he’s also able to work with many artists and
musicians.
He counts as clients the celebrated fusion band Toubab Krewe,
Bonesteel Films and sculptor Robert Winkler. “Working with creative people is one of the perks of the job,” he says, adding: “I get
to meet a lot of interesting people.”
Reggie has a four-year-old daughter who feeds a piggybank on a
regular basis, and he’s dedicated to teaching her financial literacy
at an early age. He says one of his few regrets is spending money
on consumer items of questionable worth when he was young. “If
I could go back, I’d be better on saving, and be less caught up in
getting the newest trendy things. Those things might seem worth it
now, but trust me: they will seem unimportant when you get older.”
Q: Do you sell a lot to local
musicians?
A: Forty-five percent of our
business is international. We
have huge markets in New
York and California. We support the local scene, but we're
very global. We have a lot of
customers in the UK, Japan,
and Germany, too.
Santa continued
Member Profile continued
“After looking at it (design), I was hooked. It married two sides of
me. My mom was an artist and my dad is an engineer. Graphic
design really is a marriage of the two sides – detail-oriented and
also the creative side of it.”
but there are really too many
to name. Basically, anyone who is famous knows
our stuff, from Beyonce to
Eminem and Black-Eyed
Peas.
foster parents know the children in their care and can buy
them items that the children want or need. According to
Chris, money donations are more flexible and in more demand. Although toys can be stored away and used during
birthdays and other celebrations, money gifts allow the foster community to ensure every child gets an equal amount
during the holidays.
“It’s always good to know that we have such wonderful
friends who remember the needs of our children,” Chris
says about the donation.
Ask for TCCU Financing
at the dealership
Our new
partnership
with CUDL
makes this
possible!
TCCU Newsletter
Telco Community Credit Union — Your Financial Partner
Don’t fear the tax man
Telco will hold tax preparation days
throughout February in our Downtown
and Main offices. Through a unique
partnership with OnTrack Financial Education and Counseling, we can provide
one-on-one sessions with a professional. These sessions will be offered in
both English and Spanish, and limited
shuttle service will be available for those
in the Asheville area.
Sometimes filing your own tax returns
can mean missing out on deductions
and other breaks. Those of modest
means are especially vulnerable, since
they often cannot afford an accountant to help with taxes. This frequently
means fewer dollars in your pockets.
With the economy so tight, it’s important
to keep as much of your money as possible.
Tax preparation is expensive. According
“Telco’s desire to provide this service for
their clients is a real testament to their
investment in the community’s financial
wellness,” she says.
“We’re always looking for new ways to
reach out to and help members. We’re
longtime partners with OnTrack and
support the work they do in the community. In times like these, it’s important
to work cooperatively to help as many of
our neighbors as possible,” says TCCU
President and CEO Rita Gentry.
The first in a yearlong plan with OnTrack, the tax preparation days will be
provided free of charge to members.
Talk with your branch managers for
more information.
Welcome to TCCU
New SEGs!
• AB Emblem
• Brian Center in Weaverville
• Emerald Ridge Retirement Center
• Goodwill Industries on Mills Gap
Road
• Hickory Crawdads
• Low-Rider Auto Sales
OUR LOAN RATES
Home Equity Line of Credit Prime Plus
1.75%
Home Equity (fixed rate)
as low as 5.00 APR%
Auto (New and Used)
Up To 60 Months -- as low as 5.00%
Recreational Vehicles
Up To 72 Months -- as low as 6.75%
VISA Credit Card
10.90% APR
Construction Loans
Prime Plus 2.75%
(Not all dealerships
participate.)
Land Loans
Adjustable Rate: Prime Plus 2.75%
Fixed Rate: 8.75% APR
Reggie says that he has always worked with credit unions and
TCCU was one of his first stops when he moved to Asheville.
“I think when you’re dealing with people who are handling your
money that it’s nice to have a level of comfort and know that you’re
not just a number to them, they care about you,” he says about his
relationship with TCCU staff.
to OnTrack’s Director of Development
and Marketing Sarah Brown, members
may save more than $200 in fees.
January- February 2009
15, 20, 25 30-Year Mortgages
Call for our current rates
The Suaste family, happy OnTrack clients.
ALL RATES SUBJECT TO CHANGE
Locations
Asheville—Downtown
7 Orchard Street
Asheville, NC 28801
Phone: 828.252.6458
Fax: 828.252.7511
Hours: M-TH: 8:30 a.m. - 5:30 p.m.
Fri: 8:30 a.m. - 6 p.m.
Member Profile: Reggie
Santa has a big heart
Most of our adult lives are spent at work.
It was a godsend at Southmountain Children and Family Services, a foster community for abused, neglected and abandoned
children in Nebo, NC, 15 minutes from
Morganton. The very night the stocking was
donated by Telco Community Credit Union
(TCCU), the facility had admitted two new
children and toys were scarce.
“There’s nothing cooler than doing
what you love for a living.”
- Reggie Tidwell
We see more of our boss (if you have a
boss) and co-workers than our spouse; we
Asheville—Main
710 New Leicester Hwy
Asheville, NC 28806
Phone: 828.225.5919
Fax: 828.225.5929
Hours: M-W: 8:30 a.m. - 5 p.m.
TH-F: 8:30 a.m. - 6 p.m.
Sat. Drive-Thru: 9 a.m. - noon
Hickory
355 U S Hwy. 70 SW
Hickory, NC 28607
Phone: 828.322.8566
Fax: 828.322.7965
Hours: M-TH: 8:30 a.m. - 5:30 p.m.
Fri: 8:30 a.m. - 6 p.m.
Asheville Administrative Office
710 New Leicester Hwy
Asheville, NC 28806
Toll Free: 800.222.1025
TelcoTeller
Audio Response Service:
828.255.8006 or 800.522.6371
Email: info@telcoccu.org
Tidwell
The secret to success (and happiness) isn’t
to accumulate the most toys, according to local business owner Reggie Tidwell. It’s to get
paid to do something you love so much that
you’d do it for free.
“I tell people, ‘don’t choose a career based
on how much money you think you’ll make.
Choose something that you know you will
love and then the money will come’.”
Reggie owns and operates Curve Theory,
an Asheville-based company that creates
high-impact graphics and Web sites. Oftentimes Reggie will also contribute professional
photography to his projects, which allows
him to express himself creatively in ways that
most of us can only dream about.
Weaverville 99 Weaver Boulevard
Weaverville, NC 28787
Phone: 828.645.6003
Fax: 828.645.6011
Hours: M-TH: 8 a.m. - 5 p.m.
Fri: 8 a.m. - 6 p.m.
Morganton
127 West Parker Road
Morganton, NC 28655
Phone: 828.433.0016
FAX: 828.438.9349
Hours: M-TH: 8:30 a.m. - 5:30 p.m.
F 8:30 a.m. - 6 p.m.
spend more time
fidgeting with spreadsheets than recreating outdoors.
“I like being able to wear different hats,” he
says. “The work I do combines my skills and
passions well.”
Reggie touches the world from his office.
Photo by Scott Lessing Hubener
Reggie originally enrolled in an interior design
program, but realized that wasn’t the direction for him. A mentor-teacher persuaded
him that he should focus more exclusively on
graphic design, and the rest, as they say, is
history.
Seg Profile
Odd electronic, jazzy pulses
of sound echo in the background during the on-hold
message at Moog Music.
It seems like every generation turns to the Moog. The
company has helped the
Beatles, Lou Reed, Laurie
Anderson, Eminem, Wilco
and Bounce make music.
Search Moog on Youtube
and you'll find more than
5,800 entries, many of which
are of musicians ecstatically
Mooging around.
Moog Music inspires powerful loyalty among the legion
of musicians who use its
electronic instruments. A pioneer in the field, Moog has
been making the weird and
beautiful possible for more
than 50 years. The company
has been located in the city
for more than 30 years and
has 40 employees, according to Mike Adams, president of Moog Music.
Continued on back page.
“We've been with Telco for
the last six or seven years,”
he says during our interview.
Question: What is Moog all
about?
Answer: We make electronic musical instruments.
Some of our instruments
are very expensive, so we
don't get a lot of new-school
people, but if you're a serious musician, you've heard
about us and know our stuff.
Continued on back page.
Current Promotions
It was a big stocking – the world’s largest.
Six feet tall, full of toys, the sort of gift that
would be the envy of any neighborhood.
“They’re just little babies (three and fouryears-old) and it was wonderful to have
toys waiting for them,” said Executive
Director Chris Jernigan.
The foster community – Chris calls it a foster village – is comprised of eight homes.
Married couples live in each of these
modest brick houses with five children.
This nurturing environment is designed to
help build life skills and mend emotional
wounds, but holidays can still be bittersweet. Some children have ties to family
and for many youngsters Christmas is an
emotional time, a reminder of what has
been lost.
“Most kids do want to be with family, but
some have lost family members and Christmas is a tough time,” Chris says.
Telco has donated for years through its
Charity Committee and won the Dora Maxwell Social Responsibility award in 2008
for just this sort of community involvement.
“We see it as part of our mission,” says
TCCU president and CEO Rita Gentry. “It’s
Morganton Branch Manager Robin Henson
presents TCCU’s stocking to Lisa White,
of Southmountain Children and Family
Services.
just part of being a good neighbor.”
Some of the gifts from the stocking went
to the two new little arrivals, but toys also
went to make other children’s holiday
special. At Southmountain, foster parents
get $250 per child to shop for kids. These
Continued on back page.
New Saturday Hours
at Main 9 a.m. - noon
Let the bankers
sleep late on Saturday. They need
their rest. Imagine
the stress it takes to
say “no” 24-7.
We’re testing out
Saturday hours at
our Main Branch at
710 New Leicester
Highway to see how
members respond.
If you like the service, let us know,
and if this is something you don’t think
you’ll take advantage of, let us know
that, too.
Ask about
our ScoreCard
rewards program
2009 Holidays
New Year’s Day............... Jan. 1
Martin Luther King........... Jan. 19
Presidents’ Day............... Feb. 16
Memorial Day.................. May 25
Independence Day ......... July 4
Labor Day........................ Sept. 7
Columbus Day ................ Oct. 12
Veterans Day .................. Nov. 11
Thanksgiving...................Nov. 26-28
Christmas Eve.................Dec. 24
(Close at 2:00 p.m.)
Christmas Day.................Dec. 25