Member`s Advantage

A QUARTERLY PUBLICATION FROM
To wire funds to CORE Credit Union, please follow these instructions:
Service Locations
43 North Main Street
Statesboro, GA 30458
100 Brampton Avenue,
Suite 1J
Statesboro, GA 30458
17740 U.S. Hwy 80 East
Brooklet, GA 30415
912-764-9846
1-877-267-2673
912-764-5386 (Fax)
1-800-318-1413 (Fax)
ATM Locations
Main Office
Main Street Village
Brooklet Office
Russell Union Building
(GSU)
Mailing Address
P.O. Box 1987
Statesboro, GA 30459
Financial Institution to:
Corporate America Credit Union
Address:
4365 Crescent Road
Irondale, AL 35210
Phone:
(800) 292-6242
ABA:
262090120
Further Credit to:
CORE Credit Union
Account #:
261287633
Beneficiary:
Member Name: ____________________
Account #:
Member Account #:_________________
In This Issue
Spencer Beckum
Jill Boykin
Troy Brown
Thomas Case
Dan Cook
Dotty Lanier
Lenwood Roberts
John Tucker
Alicia Young
Advisory Board
Members
Lucretia Davis
Kevin Judy
Beth Mathews
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Financial Facts
as of
11/30/2011
Assets:
Loans:
Shares:
Members:
Main Office
Drive Thru Hours
Mon-Fri 8am-6pm
Saturday 8:30am –12 noon
Board Members
First Time Home Buyers Program
New Home Banking and Bill Pay
Coloring Contest Winners
Relationship Pricing
Tax Documents
New Wiring Instructions
Board of Directors Nominations
The Nominating Committee is pleased to introduce to you the following candidates that
have been recommended to serve on the CORE Board of Directors.
Lobby Hours
M, T, Th, F 9am-6pm
Wednesday 9am-1pm
Website
www.corecu.org
Winter 2012
“A Better Way Of Banking!”
Email Address
core@corecu.org
COREY-24 HR Teller
Local 764-INFO (4636)
Toll Free 1-800-511-2673
Member’s Advantage
Troy Brown
Troy Brown is the
Accounting Director for the
Bulloch County Board of
Education. He is a graduate of
Georgia Southern
University. Mr. Brown has
served on the Board of
Directors since 2003.
Beth Mathews
Lenwood Roberts
Beth Mathews is the
Vice President for College
Advancement at Ogeechee
Technical College. She
received her BS and MPA
from Georgia Southern University. Beth also earned her
Certified Fund Raising
designation in 2011.
Lenwood Roberts is a
graduate of Paine College in
Biology and a graduate of
Georgia Southern in
Education and
Administration. He is also a
retired administrator from
Screven County.
Final Selections will be made by you, the membership, at the Annual Meeting. The Annual Meeting
will be announced in the next newsletter. No other nominations will be accepted from the floor, however, if you wish to run, the procedure is as follows:
♦ The member must submit his or her name to the Credit Union at least 30 days prior to the Annual
Meeting.
♦ The member must list who he or she is opposing.
♦ The member must have 2% of the membership’s signatures on a petition, which must be submitted
at the Annual Meeting.
For additional information, please contact a member of the
Credit Union’s Management Team.
Deposits in this Credit Union are insured to at least $250,000
$48,448,096
$39,791,984
$44,019,143
7,640
Office Closings
Martin Luther King
President’s Day
We have been authorized to loan $1,000,000 in subsidized mortgages for those members
who want to become first time home buyers. As a Credit Union, our mission is to help
members achieve their dreams of home ownership. Through this program, members will
receive financial education on saving for a home, finding a home, and
then receiving very favorable mortgage terms.
The number of loans available are limited and qualifying applicants will receive the
following benefits:
• A savings account bearing 5% interest to help increase down payment funds.
• Only 5% down payment needed, CORE will finance 95% of the purchase price.
• A 5 year, 5% fixed rate mortgage with payments based on a 25 year period.
• No origination fees, no application fees, and only $5 in closing costs.
To qualify, members will need to meet the following criteria:
• Household income is less than $44,800
Jan. 16
(less than 80% of the area median income level).
Feb. 20 • Complete an affidavit acknowledging not previously owning real estate.
• Attend three 90 minute home ownership workshops.
• Join CORE, if not already a member.
If interested in becoming a CORE First Time Buyer, please contact the loan department at
your nearest branch for an application and additional program materials or email us at
firsttime@corecu.org.
Ask Justin!
Do you have a financial
planning, investment,
or retirement question
and need some help?
Then contact Justin, a
licensed financial
advisor of CFS. His
services are
available to all CORE
Credit Union members.
You can reach him at
(912) 764-9846
ext. 1914.
justin.mccartney@corecu.org
In an effort to serve you better, we will be
transitioning to a new Home Banking and Bill Pay
provider in March 2012. These new programs have
many great improvements and benefits that we feel sure
you will like and enjoy.
Some new/improved features include:
• Securely reset a forgotten password
• Set up stop payments
• View tax information
• Configure and edit alerts
• Read and send secure messages
• View and make payments to your
CORE credit card(s)
Do we
have your
correct email?
What do you need to do to start enjoying these new
features? Nothing at all! All your bill pay vendor
information will be transferred over along with 3 months worth
of transaction history.
Bookmark our website: www.corecu.org
CORE’s Relationship Pricing Program is our way of
rewarding our loyal members who are committed to
building a long lasting relationship with our Credit Union.
Simply put, the more you do with us,
the better your rates will be.
Gracie Som
mer
wn
Morgan Bro
How are we doing?
Let us know!
Take our Member
Satisfaction Survey by
going to the following
website:
www.surveymonkey.co
m/s/6HNP2F9
Want a lower rate on your loan? Receive a 0.25% discount for each of the
following: (up to 0.75% total discount)
∗
∗
To ensure correct
delivery, please send all
correspondence to
CORE Credit Union’s
mailing address:
∗
∗
∗
Direct deposit, payroll deduction, or automatic transfer of your loan
payment.
Current loan or credit card with CORE
Active checking account
Enrolled in E-statements
Loan application submitted online
P.O. Box 1987
Statesboro, GA 30459
Please do not send
any mail to the
physical addresses
of our branches. It may
be delayed or returned.
Important: Tax Documents Information
Congratulations to Morgan Brown and Gracie Sommer! Morgan Brown won $100
for her winning entry in the International Credit Union Day coloring contest.
Gracie Sommer and her creativity won $50 for her entry.
Thanks to all our Savasaurus Members who participated!
Your tax documents must be postmarked by January 31, 2012, so
please be looking for them in the mail around that time.
Members who have Real Estate loans, Business loans, and/or
dividends over $10 will receive them.
GO GREEN… with
E-statements!
Help protect the
environment with
CORE’s convenient,
safe, and secure
e-statements.