July 2015 - Members First Credit Union

Members First
Credit Union
JULY - SEPTEMBER 2015
SKIP TRIP
z
WIN $500 WITH MOBILE DEPOSITS
SKIP THE TRIP TO THE CREDIT UNION AND DEPOSIT AT YOUR
CONVENIENCE! EACH TIME YOU MAKE A MOBILE CHECK DEPOSIT,
YOU WILL EARN AN ENTRY TO WIN $500 THRU 09/21/15! IT’S
FAST, SAFE, & SIMPLE! START NOW FOR YOUR CHANCE TO WIN!
FOR CONTEST RULES AND REQUIREMENTS VISIT WWW.M1ST.ORG
UNDER CURRENT PROMOTIONS
DO THIS
TO WIN THIS
~
F
O
R
WINS
E
Statements
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o
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ll
GO GREEN TO MAKE SOME GREEN!
06/01/15 Thru 08/31/15, we are giving away $100 a
month! If you don’t have E-Statements but you sign up
for them, we’l enter your name in a monthly drawing
to win $100! Visit us at www.m1st.org under Current
Promotions, for contest rules & requirements.
BIG PLANS?
Make home improvements, consolidate
your debt, or take a long vacation! Our
Home Equity Loans have NO CLOSING
COSTS, low rates, & you can use them
for whatever you want!
Need A New Ride?
Auto Loans are our specialty! We will match or beat other financial
institutions auto rates, and we give 1% Cash Back on auto loans
you finance with us! Whether you financed your auto somewhere
else or want to finance a new or used auto, let us finance it with a
great rate and low payment! Either way, it’s a win!
Loans subject to usual credit standards. See Loan Officer for complete details on 1% cash back and rate matching.
Customize Your
CREDIT OR DEBIT Card
Members First
Credit Union
Members First
Credit Union
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VISA
VISA
Members First
Credit Union
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VISA
Our CreataCard program is awesome! For only $5.00, you can customize your
Members First Visa Check Card or Credit Card! Pick the image you want! You
could choose your pet, family photo, or a beautiful vacation spot. Maybe you
want an extra security feature? If so, put a small image of yourself, so retailers
can identify you! If you don't have a favorite photo, you can pick one from our
library stock, taken by our very own employees! If you’re ready to get started,
visit us online at www.m1st.org under the Services Tab!
Your image will be saved for 1 year only. The $5.00 applies to each card ordered. Any photo used cannot have a copyright or be explicit material. If photo is of questionable nature, CreataCard
will not use the photo and could delay the order of your credit or debit card. Please see full restrictions for photos on the CreataCard website. Pictures shown are not available for use.
Dormant Account Notices
It is the policy of Members First Credit Union to review and update our account records periodically.
Our records show that we are holding unclaimed funds that belong to some of our members. When
an account has no activity for three years, and contact has not been made with the member within
the past year, it is considered to be a dormant account. Under Texas state law, we are required to
deliver these funds to the Texas Comptroller of Public Accounts, on or before July 1, 2015 if the funds
are not claimed. If you have failed to make contact with Members First about your dormant
account(s) before July 1, 2015, they have been closed and turned over to the state of Texas. If you
have any questions please call us at 361-991-6178 for further details.
Hector Garcia - Chairman
Yolanda Lozano - Vice Chairman
Ray Almaguer - Secretary/Treasurer
Larry Dreyer - Director
Mark Kulwicki - Director
Manuel Esquivell lll - Director
Sam Shores - Director
MANAGEMENT
Greg Fair- CEO
Wanda Muessel- COO
Rachael Storr- Marketing Director
Adriana Crisp- HR/Office
Paul Besse- Accounting
Chris Vega- Collections
Debbie Garza- Mortgage Loans
Eric Flores- Consumer Loans
Sherry Hernandez- Financial Services
Belinda Reeves- Member Services
Brenda Collins- Harlingen Branch Manager
Blake Kemmis- IT
Please visit us online at m1st.org to
view our current vehicles for sale.
Our website will provide the make,
model, year, mileage and price. If
interested, please apply with our
simple online loan application!
5444 S. Staples St., Corpus Christi, TX. 78411
PH: 361-991-6178 I Fax: 361-993-1704
E-mail: info@m1st.org
For further information about our
vehicles for sale, please call the
Collection department.
1430 SPID, Corpus Christi, TX. 78416
PH: 361-991-6178 I Fax: 361-882-4060
E-mail: spid@m1st.org
Credit Union documents available for review
are our most recent statement of financial
condition, annual audit summary, IRS form
990, and credit union bylaws.
Main Branch
SPID Branch
Violet Branch
11166 Up River Rd. Corpus Christi, TX. 78410
PH: 361-991-6178 I Fax: 361-241-3997
E-mail: violet@m1st.org
ALL OFFICE HOURS
Lobby Hours
Harlingen Branch
722 S. Loop 499, Harlingen, TX. 78550
PH: 361-991-6178 I Fax: 956-428-3520
E-mail: harlingen@m1st.org
Monday - Friday 9 AM - 5 PM
Saturday 9 AM - 1 PM
HOLIDAY SCHEDULE
Members First will be closed to observe
the following holidays:
Independence Day: Friday July 3, 2015
Independence Day: Saturday July 4, 2015
Labor Day: Monday September 7, 2015
Mailing Address
Drive Thru Hours
5444 S. Staples St. Corpus Christi, TX. 78411
Monday - Friday 7:30 AM - 6 PM
Saturday 9 AM - 1 PM
LOAN RATES
Loan Type
OFFICE LOCATIONS
VEHICLES FOR SALE
BOARD OF DIRECTORS
APR
Share Account
3.20 - 14.95%
Share Savings
4.20 - 12.95%
Kids Klub
Personal
7.90 - 17.90%
Money Market Gold
Credit Cards
9.90 - 17.90%
Certificates of Deposit
Unimproved Property
5.95 - 8.95%
IRA Savings
First Mortgage
3.45 - 9.45%
Home Equity
3.70 - 9.95%
Share Secured
Last Share Rate + 3%
Last CD Rate + 2%
Rate determined by credit rating, amount financed, and terms of
the loan. Rates are as of June 30, 2015 but subject to change
anytime without notice. Loans subject to usual credit standards.
1-800-242-3037
DEPOSIT RATES
New / Used Vehicles
Other Secured
CD Secured
Toll Free Phone
APY
0.25%
0.25%
0.401% - 0.602%
Set Daily
1.005% - 1.005%
Rates for Share Savings and Kids Klub are set at the end of each
quarter for the previous quarter. The rates stated are for the
quarter ending June 30, 2015. All other rates are subject to
change. Contact Financial Services at 361-991-6178 for up-to-date
rates and for information on fees and other conditions which
could change the dividends/interest on these accounts.
We match or beat other financial
institutions Loan Rates!