June 2015 - San Diego Association of Realtors

Transcription

4845 Ronson Court • San Diego, CA 92111-1803
IN THIS ISSUE:
2
PRESIDENT’S PERSPECTIVE
3
CEO REPORT
4
MAY REALTOR® APPLICANTS
16
JULY CALENDAR
THE TRUSTED VOICE OF SAN DIEGO REAL ESTATE
What’s Happening at SDAR • June 2015
SDAR Launches New Fresh & Friendly Website
The Greater San Diego Association
of REALTORS® is pleased to present a
fresh and friendly website design at
www.sdar.com.
After months of collecting our members’ feedback, brainstorming, and a
lot of hard work, the website launched
on May 29. Check out the site on your
own, or preview the site at www.sdar.
com/websitetour.
access all of your daily tools including
the MLS, current housing statistics, and
sales tools.
Under the Education tab, you can discover new classes to boost your career.
Under the Tools tab, explore your member benefits and receive complimentary
and discounted real estate tools. Under
Groups & Networks, you can learn about
our partner organizations, local cara-
vans, and upcoming member events
that will help you expand your professional network. In the News section,
you can find the latest in real estate new
from the monthly REALTOR® publication
and “The Scoop” video.
We welcome your continued input
and suggestions to improve the website
by writing to us at editor@sdar.com
Highlights of the new website:
•Redesign with a modern, fresh look
SDAR Offers Classes
On New Lending
Disclosure Rules
Many real estate and lending professionals are scrambling to make
sure they fully understand the
sweeping changes coming August
1, when new federal regulations on
consumer mortgage disclosures
take effect.
Through the end of July, the
Greater San Diego Association of
REALTORS® is hosting a series of
classes at its service centers around
the county to help industry professionals make sense of the changes.
•User-friendly navigation
•Easy access to real estate forms
•Valuable and timely information
•Mobile friendly
The streamlined navigation makes it
easier to find out what SDAR has to offer
you as a member.
From the home page you can easily log in to the REALTOR® Dash and
Don’t Get Thrown by Doc Overhaul
TIMELY CLOSINGS WILL REQUIRE ADVANCED PLANNING
The first page of the new Loan
Estimate and the new Closing Disclosure
are formatted in exactly the same way,
so you and your clients can easily
compare costs and note any changes.
Expect refinements to the forms after
they are released as the CFPB sees how
well they work in the real world.
Although the information required
isn’t much different, some of the compliance requirements are new. NAR
analysts say the new procedures could
prove challenging for two reasons.
By Robert Freeman
August 1 will be a big day for real
estate professionals because that's
when two new closing forms – a Loan
Estimate and a Closing Disclosure –
will replace the three forms you're
used to working with: the HUD-1
Settlement Statement, the Good Faith
Estimate, and the Truth-in-Lending
disclosure form.
The purpose of the new forms, which
were created by the Consumer Financial
Protection Bureau with input from consumers and industry groups, including
the National Association of REALTORS®,
is to consolidate information and make
it simpler for consumers to compare
how close their costs are to what was
originally estimated by the lender.
First, the CFPB is requiring the closing disclosure to be given to the buyer
three days before closing. That's to
allow consumers time to look carefully at any deviations from the original
estimates rather than make them consider the changes while the closing is
underway. That's a positive change for
consumers, but it means if you’re used
to getting everything done at the last
minute, you’ll have to do a better job of
planning ahead to accommodate the
new rules.
If there are any changes to the loan
product or the interest rate once the
closing disclosure has been given to
the buyer, that could trigger a new
three-day waiting period. Other changes requiring lender approval could add
even more time to the waiting period.
The additional holding period can be
waived in certain emergency situations,
such as an impending bankruptcy.
page 3
The classes will cover the details of
which transactions are affected (the
regulations do not apply to reverse
mortgages or home equity lines of
credit, for example), the penalties
for noncompliance and the intricacies of the Consumer Financial
Protection Bureau’s authority to
monitor and control on-site supervised service providers.
By the end of the class, participants will have the tools and information they need to be fully compliant with the Consumer Financial
Protection Bureau’s regulations.
The classes – 90 minutes each –
will be offered at the following
dates and times:
•Tuesday, June 23, at 10:00 a.m.
at the Coronado Service Center,
120 C Ave. Suite 140, Coronado
•Tuesday, June 30, at 10:00 a.m.
at the South County Service
Center, 300 H St. Suite 1001,
Chula Vista
•Thursday, July 9, at 1:00 p.m. at
the Carlsbad Service Center,
1850 Marron Road Suite 104,
Carlsbad
•Tuesday, July 14, at 10:00 a.m. at
the East County Service Center,
220 W. Main St., El Cajon
•Friday, July 17, at 9:00 a.m. at the
Kearny Mesa Service Center,
4845 Ronson Court, San Diego
•Wednesday, July 22, at 10:00
a.m. at the Solana Beach
Service Center, 981 Lomas
Santa Fe Suite E, Solana Beach
•Tuesday, July 28, at 8:30 a.m. at
Nuevo Grill and Cantina, 1413
Main Street, Ramona.
SDAR membership is not required.
For additional information and registration details, visit www.sdar.com/
AreYouReady.
CHRIS ANDERSON
2015 PRESIDENT
PRESIDENT’S PERSPEC TIVE
Previously Owned Home
Sales Remain Strong
The market for previously owned
homes in San Diego County remains
strong as prices continue to climb, but
the market cooled off slightly in May
after a surge in the number of sales
earlier this year.
median was $348,000 in May, up 2
percent from April and 6 percent from
a year ago.
The number of sales, however,
slowed in May for both single-family and attached homes. Compared
to April, the number of single-family
home sales dropped 10 percent. The
number of condo and townhome sales
dropped 7 percent. Compared to a
year ago, the number of sales in May
was 4 percent lower for single-family
homes and 3 percent lower for condos
and townhomes.
The median price of single-family
homes sold in May reached $530,000,
according to Greater San Diego
Association of REALTORS® data. That’s
a 2 percent increase since April and
a 7 percent increase over the same
month last year. Condos and townhomes saw a similar
price increase – the
Despite a slower
May, we’re still seeing
an upward trend for
2015 as a whole. The
number of home sales
in the first five months of
this year is 3 percent greater than the total this time
last year. We anticipate sales
will increase in the coming
months. With rents rising and
vacancy rates still below 5
percent in the county, we
expect to see more first-time
homebuyers enter the housing market this summer.
69 closings in Fallbrook, 58 in Rancho
Bernardo, 55 in Oceanside and 52 in
San Marcos. Spring Valley had the second-highest number of sales in May
with 67 closings. Of course, the total
number of sales in a given ZIP code is
influenced by many factors, so sellers
in other neighborhoods should not be
discouraged.
At approximately 2.5 months of supply, inventory levels remain lower than
the five to six months we’d like to see.
As a result, most homes don’t stay on
the market for long. In May, escrows
closed an average of just 36 days after
being listed.
The most expensive sale in May was
4,000-square-foot coastal Del Mar
home with 6 bedrooms and 6 bathrooms. Built in 1958, the home sold
last month for $11 million.
We love data here at SDAR. For more
statistics based on MLS data, including trends in individual ZIP codes, visit
www.sdar.com/stats
North County ZIP codes again posted the greatest number of sales, with
San Diego REALTOR
The
®
www.sdar.com • editor@sdar.com
Chris Anderson
Your Chance to Win a
Quarter of MLS
Each year SDAR conducts an
annual survey to learn what the
association’s members want and
need to help them conduct their
business. This helps drive the success of the association by gauging
member satisfaction and assists in
evaluating benefits and tools.
We’re asking for a few minutes
of your time to tell us about yourself from a real estate professional
standpoint and your experience
with SDAR. We’d like to know what
real estate products, services, and
marketing tools you make use of,
what continuing education you
enroll in, and what technology and
social media has become part of
your daily life.
At the end of the survey you are
offered the opportunity to provide your member number to be
entered to win one (1) quarter of
Multiple Listing Service (MLS), a
$155 value. Although your e-mail
address is linked to the survey, SDAR
will never share your individual survey responses with anyone, and the
responses will only be reported as
part of aggregate reports.
The winner, chosen by random,
will be contacted by SDAR after the
survey ends on September 30, 2015,
and a credit will be posted to their
account.
Your direct link to the survey is
www.sdar.com/membersur vey.
Thank you for participating.
The Trusted Voice of San Diego Real Estate
Kearny Mesa · 4845 Ronson Court · San Diego, CA 92111-1803 · P: (858) 715-8000 · F: (858) 715-8088
Coronado · 120 C Avenue, Suite 140, Coronado, CA 92118 · P: (858) 715-8068 · F: (619) 435-5383
Carlsbad - 1850 Marron Road, Suite 104, Carlsbad, CA 92008 - P: (858) 715-8065 - F: (760) 434-9902
East County · 220 West Main Street · El Cajon, CA 92020 · P: (858) 715-8069 · F: (619) 590-1470
Rancho Bernardo · 16383 Bernardo Center Dr. · San Diego, CA 92128 · P: (858) 715-8067 · F: (858) 592-7179
Solana Beach · 981 Lomas Santa Fe, Ste. E · Solana Beach, CA 92075 · P: (858) 715-8061 · F: (858) 509-4805
South County - 300 East H Street, Suite 1001, Chula Vista, CA 91910 · P: (858) 715-8062 · F: (619) 656-9332
2015 Officers
Chris Anderson - President
Cory Shepard - President-Elect
Ashley Lunn - Vice President
Glenn Bennett - Treasurer
Leslie Kilpatrick - Immediate Past President
Linda Lee - Immediate Past President
Honorary Directors
Robert Lowry Smith
Production Staff
Joanie Ewing - Managing Editor
David Pedersen - Communications Coordinator
Mariam Grayson - Marketing Specialist
Foley Publications - Design & Art Direction
Neil Dulay - Multimedia Content Producer
2015 Directors
Rick Alexander
Kevin Burke
Vicky Campbell
Karla Cohn
Vickie Fageol
Ginni Field
Gerri-Lynn Fives
Steve Fraioli
Michelle Hellerud
Robert Kevane
Mark Marquez
Mary Mitchell
Angela Ordway
Paulina Rassavong
Vernice Ross
Ken Tablang
Jim Taylor
Fiona Theseira
Zach Todaro
Brian Westre
Michael Wolf
SDAR Staff
Executive
Michael T. Mercurio - Chief Executive Officer
Catherine Smiley Jones - Chief Operations Officer
Accounting
David Kvendru – Chief Financial Officer
Education
Kimberly Heinrich – Director of Education
Events
Melissa Waegner – Manager
Government Affairs
Sherry Hodges - Director of Government Affairs
Information Technology
Dan Poteet - Vice President
Marketing & Communications
Joanie Ewing - Manager
Membership & Business Development
Brandon Robbins - Director
Risk Management
San Diego REALTOR® (ISSN 1096-8210; USPS 479-460) is the official
publication of the Greater San Diego Association of REALTORS®, which is
affiliated with the National Association of REALTORS® and the California
Association of REALTORS®.
San Diego REALTOR® is published monthly. Member subscription rate,
included in dues, is $6 annually. Periodicals postage paid in San Diego, CA.
POSTMASTER: Send address changes to San Diego REALTOR®, 4845 Ronson
Court, San Diego, CA 92111. Telephone: (858) 715-8000.
All copy for publication should be mailed to the Editor, San Diego
REALTOR®, 4845 Ronson Court, San Diego, CA 92111, by the 20th of the
month preceding the month of publication. All copy is subject to editorial
approval.
San Diego REALTOR® and its publisher, the Greater San Diego Association
of REALTORS®, in accepting advertisement in this publication, make no
independent investigation concerning the services or products advertised,
and they neither endorse nor recommend the same nor do they assume
any liability thereof.
The opinions expressed in the articles are not necessarily the opinions
of the Greater San Diego Association of REALTORS®, NAR or C.A.R., and
therefore they make no warranties and assume no responsibility for accuracy or completeness of the information herein. Information should not be
relied upon without the consultation of your accountant or attorney, with
whom you may wish to discuss the applications of the opinions to facts in
individual situations.
This is a copyrighted issue. Permission to reprint or quote any material
from the issue may be granted upon written inquiry and provided the San
Diego REALTOR® is given proper credit in all reprinted articles or commentaries. The term “REALTOR®” is a national registered trademark for members
of the National Association of REALTORS®. The term denotes both business
competence and a pledge to observe and abide by a strict code of ethics.
*Advertisements that contain offers or solicitation of agents for recruitment
purposes are prohibited.
Kate Speir - Vice President of Risk Management
2
San Diego REALTOR
The
®
JUNE 2015
These timing issues make it
important to complete your paperwork and have it fully reviewed by
all parties well before you get to
the closing table. NAR recommends
you give yourself a seven-day cushion before closing to get everything
done. To that end, make sure buyers
have seen the paperwork at least
a week before a scheduled closing
and that sellers do nothing at the
last minute that could derail a transaction, like removing a light fixture
that they agreed in the sales contract to leave in the house. You’ll also
want to schedule the buyer’s walkthrough well before the closing date
so if anything is amiss, issues can be
worked out well before the closing.
Given the possibility of changes
triggering another waiting period
or a last-minute change requiring lender approval, you should
assume it will take an additional
15 days to complete a closing, NAR
analysts say. That means if closings
in your state typically take 30 days,
allow 45 days. Over time, as the
industry adjusts to the changes,
those additional days might no longer be necessary. But for now, plan
for a longer process.
(Robert Freedman is the director of
multimedia communications at NAR.)
MICHAEL T. MERCURIO
FROM THE DESK OF THE CEO
page 1
International Events Coming
I would like to thank everybody that
attended our recent grand reopening
of the Kearny Mesa Service Center. It
was great to see so many familiar faces
as well as meet several new members.
It was a fantastic day of networking,
learning and showing off our newly
remodeled facility.
As the real estate industry adopts
a global perspective for local market
activity, it is important that REALTORS®
understand the views of their international colleagues on real estate topics
and they themselves stay educated on
foreign transactions and markets.
SDAR will be hosting the only
Certified International Property
Specialist certification course in
Southern California on November 2-6.
By completing the five-day class you
will join an elite group of less than 1%
of REALTORS® with the CIPS designation. You will also:
•Understand cultural communications, international business & customs that impact the global real
estate
•Assist local buyers to invest abroad
•Exchange truncation referrals with
worldwide agents
•Obtain referrals from the online
CIPS Directory
•Earn elective credits for ABR, CRS,
RSPS
I am also excited to announce that
the Greater San Diego Association of
REALTORS® and the Miami Association
of REALTORS® will join together to
welcome more than 300 international
real estate professionals from around
the world to participate in the 2015
International Congress this November.
The bi-coastal event will kick off in
Miami November 8-9 and continue in
San Diego on November 10-11. Real
estate developers, real estate industry partners, international real estate
buyers and international delegations
from all over the globe will be in attendance. I encourage you to join us for
an opportunity to make valuable connections and help us showcase San
Diego as a key investment opportunity for international real estate buyers
and developers.
your time to shine!” 20,000 members
and guests are expected to attend
this year’s event which will feature
a presentation by three-time Super
Bowl Champion, Emmitt Smith, and a
performance by John Legend.
For more information, give us a call
at 858-715-8000 or register at www.
realtor.org/convention.
Michael Mercurio
Immediately
following
the
International Congress will be the
NAR 2015 REALTORS® Conference
and Expo November 13-16 at the San
Diego Convention Center. This year’s
theme is "BE HERE: San Diego...It's
Helping your dreams of
homeownership become reality
Once you find that perfect place to call home, the next important decision is the
financing. So many mortgage options, so little time. We get that. Our goal is to
partner with you to help guide you through the loan process and find the best
financing to fit your needs. We’ve got the experience and mortgage products
that will have your dream become a reality in no time.
• Conventional, FHA and VA Loans
• New Construction and Lot Loans
• Doctor Loan Programs
• JUMBO Financing Options
• First Time Homebuyer Programs
MICHAEL DESIERE
Mortgage Sales Manager
San Diego South
201.240.8660
michael.desiere@usbank.com
NMLS #: 542951
ROCKY ROCKWELL
San Diego North
rocky.rockwell@usbank.com
NMLS #: 581908
NICHOLAS TRUJILLO
San Diego Central
949.769.1466
nicholas.trujillo@usbank.com
NMLS #: 1041155
usbank.com/mortgage
Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all statesfor all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services.
Mortgage and Home Equity Products are offered through U.S. Bank National Association. Deposit Products are offered through U.S. Bank National Association, Member FDIC. ©2014 U.S. Bank
JUNE 2015
San Diego REALTOR
The
®
3
COMMERCIAL ALLIANCE
Annual Night at the Ballpark
With CRASD Set for July 21
The Commercial Real Estate Alliance
of San Diego (CRASD) invites you to
a “Night at the Ballpark” on Tuesday,
July 21, featuring the Padres versus
the San Francisco Giants baseball
game at Petco Park.
Register at CRASDPadresNight.
eventbrite.com, but hurry because
seats are very limited and the deadline is July 9.
CRASD is your local industry advocate and information source in commercial real estate. It provides information and services to its members
to aid in their day-to-day business
lives. It also provides great networking opportunities through special programs such as Commercial Success
Series seminars, education classes,
Deal Maker Awards and the property
marketing expos. Visit www.crasd.com
for details and to become a member.
CRASD has again reserved the
Skyline Patio at Petco for the event.
Networking begins at 5:30 p.m.
with the game starting at 7:10 p.m.
Admission includes VIP access to the
patio for a great view of the game, and
all-you-can-eat ballpark fare (excluding alcohol) for only $45 for CRASD
members and $60 for non-members.
(Group discounts available when you
register five or more.)
M AY R E A LT O R ® A P P L I C A N T S
The following people have applied for membership in the Greater San Diego
Association of REALTORS®. Any objections to the admittance should be addressed
in writing to the Greater San Diego Association of REALTORS®, P.O. Box 85586, San
Diego, CA, 92186-5586.
DESIGNATED REALTORS®
Jamal Brown - Jamal Davis Brown, Broker
Jason Castaneda - Jason Castaneda, Broker
Leo Conde - Concor Realty
Travis Jaedtke - Strategic Residential Group
James Kaen - James Kaen, Broker
Nathan Slegers - Nathan Slegers, Broker
Dean Walker - Dean Walker
Michael Erik Wiese - Wiese & Associates
REALTORS®
Meredith Aimone - Keller Williams SD Metro
Daniel Albrecht - Berkshire Hathaway HomeServices
Dana Andrews - Harcourts Ranch and Coast
Cynthia Aronstam - Team Metro
Alejandro Avelar - Pariscari, Inc.
Orlando Barba - Kali Real Estate, Inc.
Daniel Benjamin - Beach Cities Real Estate
Andrew Bennett - Keller Williams Carmel Valley
Kim Bragdon - Realty One Group
Suzanne Brooks - Keller Williams Realty
Shawn Budd - Berkshire Hathaway HomeServices
Laura Burdette - MJN Real Estate
Juan Castro - Keller Williams SD Central Coastal
Stephen Cevolani - Keller Williams Carmel Valley
Julie Chang - Ascent Real Estate, Inc.
Daniel Collins - People’s Choice Brokers
Kelsey Conroy - Keller Williams Carmel Valley
Bethany Cox - Military Mutual
Jennifer Crow - Keller Williams Carmel Valley
Robert Denton - American Dream Homes
Timothy DiGirolamo - Keller Williams Carmel Valley
Darien Dir - Judy Duflock, R.E.
MyChau Du - Keller Williams Carmel Valley
Alfonso Duque-Cevallos - Keller Williams SD Metro
Terry Fry - Pacific Investment Properties
Nina Galy - Coldwell Banker Res. Brokerage
Hector Garcia - Benjamin T. Ruff
Brandon Gates - Keller Williams Realty La Jolla
Joshua Brad Gaylis - Berkshire Hathaway HomeServices
Judith Gil - Keller Williams Carmel Valley
Lolita Harmon - Arden Realty, Inc.
Colleen Healy - Willis Allen Real Estate
4
San Diego REALTOR
The
®
Sarah Beth Henderson - Keith Henderson
Leticia Hernandez - Berkshire Hathaway HomeServices
Lindsay Hinkle - San Diego Mutual
Haley Hoagland - Canter Brokerage
Anna Houssels - Pacific Sotheby’s Int’l Realty
Jennifer Howard - Keller Williams Realty
Iwin Irene Hsu - San Diego Sunrise Realty
Jacob Hunter - Tourmaline Properties, Inc.
John Husted - Windermere Real Estate So Cal
Jessica Huxford - Bell & Associates Realty Group
Lewis Hykes - Realty One Group
Crystal Jannuzzi - Redfin Corporation
Mark Johns - The R.E. Group of Rancho Santa Fe
Sherri Justus - Keller Williams SD Central Coastal
Shonn Kay - HomeSmart Realty West
James Kibble - The Weichelt Group, Inc.
Antonio Kinsey - Coldwell Banker Residential
Ya Ling Han Koo - Baigeng Jiang
Phet Korrasack - First Legacy Financial Group, Inc.
Kristina Krett - Pacific Sotheby’s Int’l Realty
Stuart LaFrance - OnQu Realty, Inc.
Jalina Law - Keller Williams Carmel Valley
Tara Grace Liggett - Coronado Living Luxury Homes
Natalie Luzar - Keller Williams Realty La Jolla
Annette Madison - Century 21 Award
Banafsheh Maleki - Realty One Group
Christopher Martin - Willis Allen Real Estate
Ralph Martin - Coldwell Banker Residential
Chantz McClain - Realty One Group
Cyrus Mojdehi - EWE Capital
Janet Moynihan - Realty Consultants & Associates
Keith Murdock - Keller Williams SD Central Coastal
Shasta Nielsen - Iron Horse Realty & Consulting
Vilson Nikollaj - Keller Williams Carmel Valley
Scott Norgart - RE/MAX Coastal Properties
Angelo Oriol - Keller Williams SD Metro
Michael Paganelli - Windermere Real Estate So Cal
Marc Paksima - RE/MAX Hometown, Realtors
Sara Parma - Willis Allen Real Estate
Maria Pecoraro - Century 21 Award
Christina Perkins - American Dream Homes
Victoria Peterson - Keller Williams Carmel Valley
Joelle Phoenix - Keller Williams Carmel Valley
Kelli Prather - HomeSmart Realty West
Dana Pruitt - Berkshire Hathaway HomeServices
Kristina Quesada - Four Seasons Properties
Tania Rivera - Harcourts Ranch and Coast
Justin Rote - Four Seasons Properties
Kristen Rugile - One Mission Realty
Carmen Ruiz - Realty One Group
Stacy Sabin - Real Innovate Realty
Steven Sanchez - The Weichelt Group, Inc.
Guillermo Sapiens - HomeSmart Realty West
Nicholas Sawyer - Team Aguilar
Zhenya Scheuch - Berkshire Hathaway HomeServices
Golnaz Shoa - Keller Williams SD Central Coastal
Amy Simon - Berkshire Hathaway HomeServices
Christina Slay - Exit Premier Real Estate
Greg Smart - Redfin Corporation
Cheryl Ann Smith - eClosedrealty, Inc.
Charlotte Snow - Allison James Estates & Homes
Laurie Steineke - Davidson Realty
Jolene Stell - Keller Williams SD Metro
Amy Stephens - Beach Cities Real Estate
Kyle Stephens - Pacific Sotheby’s Int’l Realty
Misa Tanaka - RE Defined Real Estate, Inc.
Roxana Tavakol - Solutions Real Estate
Debra Teal - United Realty Group
Ann Tien - Pacific Sotheby’s Int’l Realty
Rachael Torresdal - Windermere Real Estate So Cal
Anthony Dale Vaccone - Big Block Realty, Inc.
Kelvinne Valenzuela - Real Estate EBroker, Inc.
Janell Vesci - Willis Allen Real Estate
Cynthia Weiler - Willis Allen Real Estate
Barbara Wiese - Wiese & Associates
Ashley Wilkins - Keller Williams Realty La Jolla
Kriss Williams - Keller Williams Realty La Jolla
Gregory Woods - Keller Williams SD Central Coastal
Tiffany Yacullo - Hall Team Real Estate
Jamie Zabrocki - Zabrocki Real Estate Group
Rosario Zuno - Keller Williams Realty
Secondary Members
DESIGNATED REALTORS®
Judy Duflock - Judy Duflock, R.E.
Chris Hasvold - Coldwell Banker Village Proper
Richard Haynes - Manhattan Pacific Realty, Inc.
Brian Laughlin - INET Realty
Deborah Wood - RE/MAX Bayview
REALTORS®
Thomas Aldrich - Manhattan Pacific Realty, Inc.
Deanna Console - Keller Williams Realty
Curtis Kelner - HomeSmart Realty West
Gennifer Mitchell - Keller Williams Carmel Valley
Nathan Petrosian - Realty One Group
JUNE 2015
OUR CONSULTANTS
Brian Fraser
Josh Lander
Doc Spaulding
Area Manager
714.488.2245
Area Manager
619.602.1587
Area Manager
858.750.9110
NMLS ID 653793
NMLS ID 766437
NMLS ID 657535
Dave Gaylord
Manny Cien
Joel Berman
Sr. Mortgage Consultant
949.939.6011
619.277.3431
619.279.2935
NMLS ID 257383
NMLS ID 664734
NMLS ID 653795
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Together
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NMLS ID 653792
NMLS ID 347564
NMLS ID 681674
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Mortgage Consultant
619.729.1161
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949.340.2622
858.688.1617
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CORPORATE HEADQUARTERS:
26800 ALISO VIEJO PKWY., NO. 100 | ALISO VIEJO, CA 92656 | 949.831.3000
Armando Formariz
Jenna Tolman
619.733.3697
Mortgage Consultant
949.702.0532
NMLS ID 294420
JUNE 2015
NMLS ID 999566
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Mortgage License # 4131010 The Lending Partners, LLC (forced name in CA) Greenpath
Lending, LLC. All Rights Reserved. NMLS ID 996608
San Diego REALTOR
The
®
5
G O V E R N M E N T A F FA I R S
Representing You Locally, and
at the State and National Level
By Sherry Hodges
Director of Government Affairs
SDAR’s
Government
Affairs
Department has been busy representing you locally, and in Sacramento and
in Washington, D.C. Many members
joined us on recent trips to our state
and U.S. capitols to talk with our elected representatives about legislation
important to protecting the real estate
industry.
Nearly 40 SDAR members visited
our state legislature to discuss several issues. Support for Parcel Tax Vote
Notice (AB 237 Daly), legislation that
requires local taxing authority to notify
property owners of upcoming vote on
parcel tax, and speak out against the
proposed Service Tax, (SB 8 Senator
Hertzberg) increasing the costs of at
least ten different services in a home
purchase.
Our May trip to Washington, D.C.,
enabled us to partner with the National
Association of REALTORS® to defend
1031 Exchanges from elimination, support patent litigation reform, ensure
qualified borrowers have access to FHA
mortgage insurance, and protect private property owners from over reaching EPA control over all water in U.S.,
natural and manmade water features.
Board of Equalization 4th District representative Diane Harkey (center) spoke at the Legislative Day luncheon
recently in Sacramento. She discussed the changes she is making to better represent business owners and protect against invasive tax litigation.
SDAR’s strength is in our numbers
and member financial help to stay
in front of legislation affecting your
industry.
Online Contributions Put You
in the Running for iPad Air2
We now have online contribution links for SDAR
and C.A.R. and N.A.R. As an additional incentive,
we are running an iPad Air2 Sweepstakes until
July 2; $20 gives you one entry. Enter at www.
sdar.com/rafsweeps.
We need your continued support to the
REALTOR® Action Fund in 2015, to protect our
livelihood.
PRIVATE LENDING
THROUGHOUT CALIFORNIA
SanDiegoPrivateMoney.com
loans@SanDiegoPrivateMoney.com
Representatives from SDAR and the Women’s Council
of REALTORS® of San Diego thank Congressman
Juan Vargas (center) for a private evening tour of the
U.S. Capitol during NAR’s Mid-Year Meetings.
• Up to 75% LTV
• No FICO Minimum
• Stated Income
• No Pre-Payment penalty
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RESIDENTIAL | COMMERCIAL | CONSTRUCTION | LAND/LOTS
6
San Diego REALTOR
The
®
BEST-RATE REPAIR
COMPANY INC.
www.Best-Rate-Repair.com
619.229.0116
• Termite Repair
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JUNE 2015
KEARNY MESA
A Gathering to Celebrate
SDAR’s Grand Reopening
Last month the Kearny Mesa Service
Center, headquarters for SDAR, proudly hosted a grand reopening. A broken
water heater the previous fall flooded
most of the 12,000-square-foot building, which paved the way for a redesign and improvement of the member
service experience.
SDAR members, affiliates, and local
dignitaries joined in the celebration, including County Supervisor
Dianne Jacob and her Chief of Staff,
JUNE 2015
Jeff Collins, Council Member Chris
Cate, and Director of Land Use and
Environmental Policy for the City of
San Diego, Mike Hansen.
Visitors were treated to tours of the
center and a complimentary breakfast followed by a “Drones Made Easy”
workshop. A lunch was served, followed by a dedication ceremony led
by SDAR President Chris Anderson to
unveil a special plaque commemorating the reopening.
The day was capped off by a “Top
Tech for REALTORS®” class and some
scrumptious desserts. Congratulations
to Bridget Potterton from Keller
Williams Metro for completing all of
the tasks in the Scavenger Hunt and
winning a $100 gift card for Roy’s
Restaurant. Thank you to our spon-
sors Edible Arrangements, D&S
Termite and Pest Control, J&D Property
Management, and Point Loma Credit
Union.
If you missed the reopening event,
and especially if you haven’t been to
the Kearny Mesa Service Center in a
while, please stop by soon.
San Diego REALTOR
The
®
7
M AY S TAT I S T I C S D E TA C H E D H O M E S
Current Year - 2015
SOLD
LISTINGS
Previous Year - 2014
MEDIAN
PRICE*
AVG DAYS ON
MARKET
SOLD
LISTINGS
Current Year - 2015
MEDIAN
PRICE*
AVG DAYS ON
MARKET
SOLD
LISTINGS
MEDIAN
PRICE*
AVG DAYS ON
MARKET
SOLD
LISTINGS
MEDIAN
PRICE*
AVG DAYS ON
MARKET
Zip
Code
Market
Area
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Zip
Code
Market
Area
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
91901
Alpine
23
79
47
64
$490,000
$505,000
12
68
80
63
$450,000
$515,000
92064
Poway
41
180
39
35
$725,000
$630,000
52
197
51
52
$641,500
$628,000
91902
Bonita
10
61
28
48
$640,000
$618,000
13
63
46
55
$550,000
$550,000
92065
Ramona
51
201
55
62
$448,000
$429,800
56
197
66
66
$398,950
$400,000
91905
Boulevard
1
2
106
116
$306,000
$280,500
2
7
111
177
$128,000
$156,000
92066
Ranchita
0
0
0
0
$0
$0
0
0
0
0
$0
$0
91906
Campo
0
9
0
53
$0
$225,000
1
16
11
63
$213,000
$193,000
92067
Rancho Santa Fe
18
87
92
113
$2,518,750
$2,675,000
12
65
53
91
$1,811,000
$2,350,000
91910
Chula Vista
43
177
26
35
$445,000
$439,000
40
154
35
38
$422,500
$424,500
92068
San Luis Rey
0
0
0
0
$0
$0
0
0
0
0
$0
$0
91911
Chula Vista
32
159
41
40
$398,000
$390,000
35
159
73
58
$365,000
$369,000
92069
San Marcos
35
120
30
38
$535,000
$515,000
39
135
23
39
$465,000
$467,500
91913
Chula Vista
39
153
33
42
$520,000
$495,000
37
168
49
61
$470,000
$465,500
92070
Santa Ysabel
1
4
62
138
$625,000
$845,000
2
3
114
$308,000
$335,999
91914
Chula Vista
13
72
41
53
$722,000
$605,000
20
64
52
53
$637,500
$626,000
92071
Santee
32
179
17
31
$429,000
$425,000
38
160
31
40
$405,430
$405,000
91915
Chula Vista
22
110
25
42
$495,000
$477,500
28
115
74
59
$453,250
$450,000
92075
Solana Beach
5
41
61
48
$1,749,000
$1,542,500
6
30
35
50
$1,560,000
$1,312,450
91916
Descanso
2
10
64
94
$466,250
$377,000
1
3
183
135
$267,000
$331,000
92078
San Marcos
52
196
16
28
$650,000
$625,000
40
187
37
42
$647,500
$650,000
91917
Dulzura
0
4
0
92
$0
$445,000
0
1
0
14
$0
$399,000
92081
Vista
36
128
24
41
$515,750
$471,500
28
90
33
42
$500,000
$462,500
91931
Guatay
0
0
0
0
$0
$0
0
1
0
323
$0
$55,000
92082
Valley Center
18
90
35
64
$492,500
$483,100
24
85
43
64
$503,750
$465,000
91932
Imperial Beach
8
43
29
33
$422,500
$450,000
7
35
21
28
$385,000
$400,000
92083
Vista
23
93
38
45
$415,000
$399,500
20
96
31
44
$398,250
$364,750
91934
Jacumba
0
2
0
55
$0
$142,500
3
9
76
80
$137,000
$90,000
92084
Vista
34
153
38
43
$493,250
$445,000
31
136
48
59
$467,500
$430,000
91935
Jamul
11
43
56
52
$550,000
$585,000
8
28
37
51
$478,000
$477,500
92086
Warner Springs
1
7
43
97
$345,000
$343,000
1
5
52
160
$140,000
$331,500
91941
La Mesa
31
149
24
39
$469,393
$517,000
39
160
39
44
$540,000
$527,500
92091
Rancho Santa Fe
3
15
55
103
$1,200,000
$1,840,000
4
15
42
65
$1,032,500
$1,150,000
91942
La Mesa
24
133
28
41
$455,000
$445,900
19
91
25
34
$440,000
$432,000
92096
San Marcos
0
0
0
0
$0
$0
0
0
0
0
$0
$0
91945
Lemon Grove
16
99
30
29
$370,000
$375,000
22
83
47
45
$358,500
$327,000
92101
San Diego Downtown
0
3
0
40
$0
$815,000
0
8
0
102
$0
$895,000
91948
Mount Laguna
0
1
0
232
$0
$80,000
0
0
0
0
$0
$0
92102
San Diego
16
77
31
38
$469,000
$369,000
16
58
42
46
$408,475
$350,850
91950
National City
15
85
46
37
$335,000
$325,000
19
71
50
55
$290,000
$290,000
92103
Mission Hills
16
74
41
39
$1,211,250
$817,500
16
63
46
39
$723,500
$855,000
91962
Pine Valley
2
11
121
46
$363,500
$392,000
3
19
55
85
$330,000
$300,000
92104
North Park
28
106
21
30
$547,500
$565,500
18
100
22
28
$595,500
$557,000
91963
Potrero
0
1
0
202
$0
$245,000
0
0
0
0
$0
$0
92105
East San Diego
13
68
39
33
$335,000
$320,000
21
95
55
48
$305,000
$300,000
91977
Spring Valley
67
233
33
39
$390,000
$380,000
64
235
57
47
$340,000
$347,500
92106
Point Loma
15
79
28
44
$1,260,000
$950,000
29
88
56
52
$835,000
$852,500
91978
Spring Valley
5
31
231
76
$369,000
$420,000
6
22
25
32
$381,000
$384,600
92107
Ocean Beach
21
77
33
43
$945,000
$850,000
13
74
29
45
$867,500
$787,500
91980
Tecate
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92108
Mission Valley
1
6
113
62
$495,000
$677,500
1
14
12
56
$565,000
$570,000
92003
Bonsall
5
34
68
81
$735,000
$780,000
7
20
34
46
$787,000
$831,000
92109
Pacific Beach
19
90
46
37
$1,049,000
$955,900
15
87
44
46
$1,050,000
$949,000
92004
Borrego Springs
10
32
119
125
$196,000
$214,500
5
36
91
121
$240,000
$185,000
92110
Old Town SD
5
42
31
60
$653,000
$657,750
15
43
34
42
$645,000
$675,000
92007
Cardiff By The Sea
8
34
48
57
$1,325,000
$1,272,500
11
31
45
60
$935,000
$1,075,000
92111
Linda Vista
8
71
20
24
$532,500
$499,000
17
92
14
28
$495,000
$472,300
92008
Carlsbad
16
69
41
44
$775,000
$755,000
16
80
30
41
$668,000
$707,750
92113
Logan Heights
11
54
50
43
$303,000
$287,500
12
60
73
61
$266,000
$271,000
92009
Carlsbad
50
203
39
41
$847,500
$832,000
63
204
25
33
$827,000
$815,313
92114
Encanto
42
214
31
39
$355,000
$340,750
43
223
57
53
$319,900
$319,000
92010
Carlsbad
17
59
22
41
$628,500
$645,000
9
50
31
42
$725,000
$650,000
92115
College Grove
35
164
29
45
$470,000
$440,000
31
174
39
40
$445,000
$438,500
92011
Carlsbad
22
85
21
34
$960,000
$880,000
19
83
37
39
$840,000
$829,000
92116
Normal Heights
20
94
34
36
$562,500
$580,735
22
99
21
36
$571,500
$566,000
92014
Del Mar
18
68
72
72
$1,660,750
$1,539,500
16
86
108
77
$1,757,825
$1,750,000
92117
Clairemont Mesa
29
150
24
26
$560,000
$541,750
40
160
19
32
$520,000
$511,000
92019
El Cajon
38
152
25
54
$449,500
$490,000
39
155
62
53
$460,000
$449,000
92118
Coronado
21
71
99
86
$1,968,000
$1,790,000
17
67
65
77
$1,632,500
$1,513,000
92020
El Cajon
29
141
51
48
$549,000
$487,000
33
130
39
48
$440,000
$410,000
92119
San Carlos
21
93
16
28
$527,000
$525,000
19
92
30
37
$509,000
$484,500
92021
El Cajon
27
152
48
46
$435,000
$410,550
28
126
27
41
$393,500
$398,500
92120
Del Cerro
15
86
20
25
$611,000
$567,500
24
114
23
32
$523,000
$522,500
92024
Encinitas
42
194
35
37
$1,355,000
$1,156,250
35
152
44
47
$950,000
$945,000
92121
Sorrento
0
10
0
51
$0
$765,000
3
11
11
23
$749,000
$799,000
92025
Escondido
24
115
49
60
$560,000
$468,000
34
126
63
52
$450,000
$457,750
92122
University City
11
67
10
42
$800,000
$789,000
16
61
17
32
$713,650
$715,400
92026
Escondido
50
197
60
47
$438,000
$443,500
48
167
39
48
$416,750
$411,500
92123
Serra Mesa
12
91
25
35
$495,000
$485,000
19
63
26
46
$450,000
$445,000
92027
Escondido
49
211
34
40
$410,000
$393,000
59
203
34
44
$372,000
$372,000
92124
Tierrasanta
18
67
19
32
$643,000
$590,000
19
51
27
37
$633,000
$569,000
92028
Fallbrook
69
236
49
58
$485,000
$484,000
59
251
40
57
$440,000
$445,000
92126
Mira Mesa
34
158
22
29
$507,000
$495,000
36
159
29
30
$469,500
$467,000
92029
Escondido
20
85
73
59
$602,250
$593,750
19
65
52
53
$615,000
$646,550
92127
Rancho Bernardo
58
228
31
51
$785,000
$854,950
41
170
29
39
$789,987
$832,450
92036
Julian
13
36
101
101
$349,000
$302,500
7
23
61
95
$300,000
$238,000
92128
Rancho Bernardo
51
216
28
32
$650,000
$623,750
44
185
35
34
$587,250
$605,000
92037
La Jolla
38
160
57
61
$1,800,000
$1,780,000
21
116
59
74
$1,670,000
$1,690,000
92129
Rancho Penasquitos
35
163
18
42
$720,500
$675,000
29
134
28
29
$650,000
$648,000
92040
Lakeside
22
127
29
34
$430,500
$435,000
32
124
27
46
$418,500
$416,000
92130
Carmel Valley
37
166
29
44
$1,244,500
$1,173,000
58
197
32
32
$1,112,500
$1,080,000
92054
Oceanside
26
92
22
35
$512,500
$522,500
18
102
28
40
$483,000
$497,000
92131
Scripps Miramar
41
126
25
34
$770,000
$787,000
43
131
31
36
$805,000
$799,000
92056
Oceanside
42
198
29
35
$480,000
$475,000
42
171
43
33
$426,500
$435,000
92134
San Diego Downtown
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92057
Oceanside
55
231
47
49
$440,000
$445,600
70
221
42
37
$442,500
$435,000
92139
Paradise Hills
8
53
57
45
$372,500
$370,000
15
64
24
42
$333,000
$340,250
92058
Oceanside
9
39
53
49
$385,000
$407,500
16
49
47
33
$393,000
$399,500
92145
Miramar
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92059
Pala
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92154
Otay Mesa
31
136
41
43
$410,000
$380,000
49
158
42
54
$378,000
$365,950
92060
Palomar Mountain
1
9
0
95
$100,000
$150,000
2
3
112
130
$212,500
$175,000
92173
San Ysidro
4
24
18
27
$388,500
$360,500
5
22
67
52
$366,000
$335,250
92061
Pauma Valley
1
9
15
140
$380,000
$485,000
2
12
228
140
$605,000
$447,000
GROUP TOTAL COUNTS:
2091
9253 2188 8876
Copyright ©2015 Greater San Diego Association of Realtors. Data for single-family attached and detached home sales through the Multiple Listing Service of Sandicor, Inc. Neither SDAR nor Sandicor guarantees or is responsible for its accuracy.
*The median home price is the price where half of the homes sold for more and half sold for less. It is a more typical price measure than average, which can be skewed high by a relative handful of million-dollar plus transactions.
A Partnership
Rooted in Success
Kinecta Federal Credit Union’s mortgage professionals are committed to making
the financing experience simple and seamless for you and your clients.
We support local Realtors by building personal relationships
• Join us in presenting free workshops for first-time home buyers
• Loan Consultants answer questions about financing options at your Open Houses
• Highlight your prime properties on our Facebook House of the Week feature
What your clients can expect
• Pre-approvals to help save time when shopping for the right property
• Fast, priority turn times for all purchases
• Our Purchase Guarantee – we close on time or we pay1
• Competitive rates, flexible terms and low fees
With 75 years in the financial services industry, Kinecta understands the dynamic needs
of today’s borrowers. We also are committed to building stronger communities through
our network of employee volunteers. Partnering for success starts with all of us, and we
look forward to partnering with you.
Contact us today!
Erik Jenner, NMLS# 38025
Mgr. Mortgage Loan Sales
direct: 949.253.5337 • fax: 949.293.1237
Erik.Jenner@kinecta.org
www.kinecta.org/ejenner
Not-for-profit | Member-owned | Est. 1940
All loans are subject to credit approval. Guidelines are available upon request. NMLS # 407870. Intended for
mortgage professionals only and not for consumer use. 1) Visit www.kinecta.org/Smart_Move for $500 closing
cost and 21-Day loan closing guarantee restrictions.
17041-01/15
8
San Diego REALTOR
The
®
JUNE 2015
M AY S TAT I S T I C S AT TA C H E D H O M E S
Current Year - 2015
SOLD
LISTINGS
MEDIAN
PRICE*
AVG DAYS ON
MARKET
SOLD
LISTINGS
Current Year - 2015
MEDIAN
PRICE*
AVG DAYS ON
MARKET
Zip
Code
Market
Area
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
91901
Alpine
1
10
4
33
$149,000
$215,000
1
6
35
20
$212,000
91902
Bonita
1
10
33
29
$225,000
$225,000
5
18
24
41
91905
Boulevard
0
0
0
0
$0
$0
0
0
0
0
91906
Campo
0
0
0
0
$0
$0
0
0
0
91910
Chula Vista
8
49
12
37
$267,500
$312,500
21
64
91911
Chula Vista
15
51
42
39
$275,000
$252,500
12
91913
Chula Vista
22
105
22
39
$306,500
$315,000
91914
Chula Vista
0
25
0
61
$0
$318,000
91915
Chula Vista
9
72
20
33
$365,000
91916
Descanso
0
0
0
0
$0
91917
Dulzura
0
0
0
0
91931
Guatay
0
0
0
91932
Imperial Beach
1
21
91934
Jacumba
0
91935
Jamul
91941
SOLD
LISTINGS
MEDIAN
PRICE*
AVG DAYS ON
MARKET
SOLD
LISTINGS
MEDIAN
PRICE*
AVG DAYS ON
MARKET
YTD
Zip
Code
Market
Area
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
Mth
YTD
$206,000
92064
Poway
7
29
21
24
$405,000
$390,000
5
36
12
50
$305,000
$349,750
$276,000
$278,000
92065
Ramona
5
17
54
62
$205,000
$242,900
2
16
23
53
$297,500
$185,000
$0
$0
92066
Ranchita
0
0
0
0
$0
$0
0
0
0
0
$0
$0
0
$0
$0
92067
Rancho Santa Fe
1
1
35
35
$1,250,000
$1,250,000
0
0
0
0
$0
$0
40
42
$280,000
$252,000
92068
San Luis Rey
0
0
0
0
$0
$0
0
0
0
0
$0
$0
48
31
53
$239,500
$236,000
92069
San Marcos
11
35
39
48
$238,000
$250,000
10
33
30
36
$292,500
$250,000
25
112
49
56
$300,000
$283,900
92070
Santa Ysabel
0
0
0
0
$0
$0
0
0
0
0
$0
$0
5
29
98
71
$290,000
$292,000
92071
Santee
22
122
27
42
$280,950
$259,500
21
103
24
35
$263,000
$272,000
$342,000
19
82
40
47
$325,000
$321,250
92075
Solana Beach
10
44
26
33
$733,750
$772,500
17
59
33
48
$665,000
$749,000
$0
0
0
0
0
$0
$0
92078
San Marcos
24
119
28
44
$393,500
$382,000
28
106
26
32
$376,450
$372,500
$0
$0
0
0
0
0
$0
$0
92081
Vista
9
36
17
27
$304,000
$246,250
7
32
16
31
$260,000
$232,000
0
$0
$0
0
0
0
0
$0
$0
92082
Valley Center
0
0
0
0
$0
$0
0
1
0
94
$0
$150,000
13
53
$325,000
$350,000
5
22
21
63
$304,900
$344,500
92083
Vista
3
26
23
38
$260,000
$259,500
10
30
28
37
$253,000
$220,500
0
0
0
$0
$0
0
0
0
0
$0
$0
92084
Vista
3
19
23
38
$260,000
$255,000
2
12
5
42
$301,250
$244,000
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92086
Warner Springs
0
0
0
0
$0
$0
0
0
0
0
$0
$0
La Mesa
3
12
6
41
$170,000
$202,000
3
10
19
68
$208,000
$224,500
92091
Rancho Santa Fe
1
3
56
57
$640,000
$687,500
3
15
20
43
$849,000
$725,000
91942
La Mesa
12
63
50
35
$285,000
$263,500
15
64
32
34
$284,000
$256,000
92096
San Marcos
0
0
0
0
$0
$0
0
0
0
0
$0
$0
91945
Lemon Grove
1
8
15
29
$220,000
$215,000
2
5
142
142
$155,000
$180,000
92101
San Diego Downtown
81
344
41
44
$495,000
$495,000
58
335
40
47
$460,000
$449,000
91948
Mount Laguna
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92102
San Diego
8
21
19
33
$150,000
$255,000
1
21
35
39
$535,000
$238,000
91950
National City
2
17
95
49
$247,500
$209,000
3
14
90
88
$285,000
$174,500
92103
Mission Hills
29
123
33
46
$432,500
$448,545
20
92
54
54
$404,500
$416,250
91962
Pine Valley
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92104
North Park
18
75
35
36
$324,750
$305,000
19
68
61
44
$260,000
$267,500
91963
Potrero
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92105
East San Diego
10
42
52
57
$187,500
$182,500
9
45
46
47
$165,000
$150,000
91977
Spring Valley
7
28
28
39
$310,000
$244,000
4
31
50
50
$179,250
$192,800
92106
Point Loma
1
15
585
72
$900,000
$595,000
5
15
46
57
$638,000
$605,000
91978
Spring Valley
2
11
3
33
$230,000
$215,000
3
14
31
56
$229,000
$211,500
92107
Ocean Beach
8
38
16
32
$494,500
$423,500
8
35
30
33
$390,250
$395,000
91980
Tecate
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92108
Mission Valley
35
154
24
44
$309,000
$310,500
35
137
36
41
$230,000
$270,000
92003
Bonsall
4
12
29
39
$289,950
$265,500
1
5
24
37
$162,025
$235,000
92109
Pacific Beach
36
139
29
48
$572,750
$555,000
32
121
46
50
$527,500
$515,000
92004
Borrego Springs
0
11
0
101
$0
$60,000
2
12
66
139
$46,500
$92,500
92110
Old Town SD
24
89
36
46
$345,000
$342,000
14
86
27
42
$332,500
$310,000
92007
Cardiff By The Sea
5
19
18
27
$720,000
$591,000
4
27
16
17
$538,750
$590,000
92111
Linda Vista
19
91
20
38
$370,000
$341,500
25
83
38
35
$328,000
$339,000
92008
Carlsbad
17
46
49
41
$439,500
$464,750
8
37
47
43
$428,000
$500,000
92113
Logan Heights
1
9
15
81
$177,500
$177,500
2
10
124
74
$207,500
$155,000
92009
Carlsbad
23
117
27
43
$438,000
$410,000
30
119
40
44
$401,500
$372,500
92114
Encanto
1
4
5
30
$309,000
$300,000
0
1
0
142
$0
$115,000
92010
Carlsbad
10
45
14
22
$480,000
$440,000
7
31
18
32
$470,000
$385,000
92115
College Grove
21
59
26
32
$220,000
$220,000
7
54
30
45
$160,000
$180,000
92011
Carlsbad
13
58
44
42
$510,000
$533,500
18
53
39
38
$552,500
$517,000
92116
Normal Heights
18
54
29
26
$278,500
$306,000
14
66
44
44
$243,500
$254,000
92014
Del Mar
6
29
16
46
$682,500
$791,000
9
29
77
75
$525,000
$735,000
92117
Clairemont Mesa
7
38
17
27
$321,000
$299,000
3
39
119
56
$249,900
$290,000
92019
El Cajon
14
55
27
37
$246,000
$250,000
14
74
36
54
$233,250
$232,250
92118
Coronado
5
39
108
76
$1,280,000
$1,140,000
15
54
44
88
$1,130,000
$991,000
92020
El Cajon
10
41
22
40
$172,000
$188,000
11
48
85
70
$160,000
$165,500
92119
San Carlos
11
38
65
59
$257,500
$272,500
8
41
21
26
$226,500
$221,000
92021
El Cajon
12
44
34
53
$205,500
$209,500
7
39
59
68
$175,000
$180,000
92120
Del Cerro
14
59
19
33
$307,750
$285,000
13
64
17
41
$287,000
$261,000
92024
Encinitas
15
81
21
33
$590,000
$530,000
23
83
12
31
$540,000
$535,100
92121
Sorrento
3
15
14
54
$385,000
$385,000
1
7
0
17
$380,000
$455,000
92025
Escondido
16
34
37
52
$195,000
$195,000
4
28
41
42
$247,000
$240,000
92122
University City
28
128
20
36
$332,500
$370,000
32
124
27
45
$354,000
$346,500
92026
Escondido
12
55
50
40
$255,000
$249,000
14
64
33
53
$260,950
$218,500
92123
Serra Mesa
14
49
36
47
$391,000
$370,000
13
49
26
45
$260,000
$293,000
92027
Escondido
5
29
10
40
$137,000
$218,000
6
20
27
58
$170,950
$156,250
92124
Tierrasanta
6
36
24
59
$369,500
$373,500
9
36
38
65
$340,000
$347,500
92028
Fallbrook
2
13
107
92
$278,750
$255,000
1
13
1
32
$350,000
$275,000
92126
Mira Mesa
23
88
37
38
$305,000
$285,500
29
119
36
38
$295,000
$277,000
92029
Escondido
0
3
0
13
$0
$280,000
0
5
0
49
$0
$261,000
92127
Rancho Bernardo
24
100
21
28
$467,500
$407,500
28
101
34
35
$426,000
$332,000
92036
Julian
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92128
Rancho Bernardo
51
199
18
32
$370,000
$349,000
40
183
20
42
$335,000
$329,900
92037
La Jolla
37
155
35
58
$593,000
$635,000
32
150
43
55
$605,750
$568,250
92129
Rancho Penasquitos
12
62
19
34
$288,000
$315,000
15
71
35
39
$310,000
$300,000
92040
Lakeside
5
26
22
30
$169,000
$150,500
4
27
18
28
$143,000
$157,000
92130
Carmel Valley
26
113
38
36
$472,000
$475,000
21
119
31
29
$465,000
$459,000
92054
Oceanside
16
78
55
53
$470,000
$422,000
14
51
47
68
$542,000
$415,000
92131
Scripps Miramar
22
66
21
33
$407,500
$391,000
12
78
36
40
$372,250
$380,450
92056
Oceanside
18
95
44
37
$296,000
$290,000
18
91
36
37
$261,250
$282,500
92134
San Diego Downtown
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92057
Oceanside
27
111
35
45
$245,000
$245,000
20
108
35
44
$236,500
$225,750
92139
Paradise Hills
10
45
42
36
$275,000
$260,000
12
49
52
50
$245,000
$245,000
92058
Oceanside
7
35
32
35
$262,500
$251,000
5
33
19
34
$240,000
$237,000
92145
Miramar
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92059
Pala
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92154
Otay Mesa
9
36
19
58
$260,000
$254,000
12
49
30
38
$247,500
$250,000
92060
Palomar Mountain
0
0
0
0
$0
$0
0
0
0
0
$0
$0
92173
San Ysidro
2
16
27
84
$202,450
$185,000
6
17
117
114
$162,500
$170,000
92061
Pauma Valley
0
1
0
274
$0
$345,000
0
3
0
33
$0
$305,000
GROUP TOTAL COUNTS:
1031
4510 998
4481
Copyright ©2015 Greater San Diego Association of Realtors. Data for single-family attached and detached home sales through the Multiple Listing Service of Sandicor, Inc. Neither SDAR nor Sandicor guarantees or is responsible for its accuracy.
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JUNE 2015
San Diego REALTOR
The
®
9
Average Days on Market (Detached and Attached)
M AY 2 0 1 5 S TAT I S T I C S
60
45
450000
30
300000
Detached
Attached
15
150000
Jun-14
Jul-14
Aug-14
Sep-14
Oct-14
Nov-14
Dec-14
Jan-15
Feb-15
Median Sales Price (Detached and Attached)
600000
Mar-15
Apr-15
Detached
Jun-14
May-15
Attached
Jul-14
Sales Volume (Detached and Attached)
2000000000
Detached
Sep-14
Oct-14
Nov-14
Dec-14
Jan-15
Feb-15
Mar-15
Apr-15
May-15
Sold Listings By Property Type (Detached and Attached)
3000
Attached
Aug-14
Detached
Attached
2250
1500000000
1500
1000000000
500000000
750
Jun-14
Jul-14
Aug-14
Sep-14
Oct-14
Nov-14
Dec-14
Jan-14
Feb-15
Mar-15
Apr-15
May-15
Jun-14
Jul-14
Aug-14
Sep-14
Oct-14
Nov-14
Dec-14
Jan-15
Feb-15
Mar-15
Apr-15
May-15
COMPARATIVE SALES - EXISTING HOMES - MAY 2015 SAN DIEGO COUNTY
Monthly
Report
ATTACHED
DETACHED
Sales % Change from
ATTACHED
1
otal Sales Volume - May 2015
$1,510,065,414
2
3
4
5
6
Average Sales Price - May 2015
Median* Sales Price - May 2015
Sold Listings - May 2015
Average Days on Market - May 2015
Total Sales Volume - May 2014
$701,658
$530,000
2,091
38
$1,352,460,360
7
Average Sales Price - May 2014
$618,126
8
9
10
Median* Sales Price - May 2014
Sold Listings - May 2014
Average Days on Market - May 2014
$494,950
2,188
42
% Change from
Sales % Change from % Change from
Prior Year
Prior Month
Prior Year
Prior Month
11.653%
-1.063%
$442,754,757
15.547%
-0.828%
13.514%
7.082%
-4.433%
-10.178%
6.792%
1.923%
-9.987%
-7.013%
Year-to-Date
Report
DETACHED
ATTACHED
11
Total Sales Volume - YTD 2015
Prior Year
Prior Month
Prior Year
Prior Month
$6,304,892,691 13.014%
$1,837,472,835
8.066%
$383,950
12
13
14
15
16
17
Average Sales Price - YTD 2015
Median* Sales Price - YTD 2015
Sold Listings - YTD 2015
Average Days on Market - YTD 2015
YTD Total Sales Volume - YTD 2014
YTD Average Sales Price - YTD 2014
$675,665
$515,000
9,253
44
$5,578,861,436
$628,712
$328,000
998
37
18
19
20
YTD Median* Sales Price - YTD 2014
YTD Sold Listings - YTD 2014
YTD Average Days on Market - YTD 2014
$485,000
8,875
47
$429,442
$348,000
1,031
32
$383,182,493
11.848%
6.098%
3.307%
-15.246%
7.154%
2.353%
-7.451%
-17.365%
7.468%
6.186%
4.259%
-5.315%
N/A
$407,425
$340,000
4,510
42
$1,700,321,392
$379,451
7.372%
7.937%
0.647%
-8.790%
N/A
$315,000
4,481
46
Copyright 2015 Greater San Diego Association of Realtors. Data for single-family attached and detached home sales through the Multiple Listing Service of Sandicor, Inc. Neither SDAR nor Sandicor guarantees or is responsible for its accuracy.
Curb Expectations: Brown Lawns Are the Latest Effects of State Drought
By Bette Curtis
We should:
•Better monitor and measure water
supply and uses nationwide
It’s not unusual for homeowners to
have a hard time keeping their lawns
and gardens green in the summer. The
California drought has made that chore
more difficult, and now REALTORS®
have had to curtail their expectations
of “curbside appearance” as the brown
lawns, wilted plants and a lack of flower
blossoms can be a disappointment to
buyers looking for a home.
•Reduce indoor water use through
more efficient appliances, technologies, and behaviors
•Reduce outdoor water efficiency
through drought-tolerant landscape design and improved irrigation technologies
•Increase recycling and reuse of
water, including capturing and
reusing storm water, greywater,
and wastewater
Sellers may need to consider droughttolerant landscape. When required to
make disclosures on the sale of your
property, the cost of what people have
to pay to irrigate can become an issue
for the buyer. There are incentives to
help reduce the cost of landscaping
the yards with drought-tolerant plants
and designs.
•Make more strategic use of groundwater
Home builders can do more by
improving energy efficiency in new construction with an important strategy
for reducing our dependence on fossil
fuels. We need to support policies that
promote improved efficiency, including federal appliance and equipment
efficiency standards, enhanced building codes, tax incentives, and industrial
energy efficiency measures.
REALTORS® need to be honest with
their sellers and urge them to take
action before it becomes an issue.
We must prepare for an increased risk
of more frequent and severe drought
conditions. It is time to have a conversation with your sellers and buyers as to
what is happening in the community
with restrictions imposed by local and
state government.
Yard conservation is important
because most homeowners feel
the greener the yard, the better it
will look. Some examples of what
a seller can do include:
•Landscape by using native plants –
plants that are used to our climate
may be able to reduce the outdoor water use significantly.
Current responses to drought tend
to focus on short-term measures, such
as temporary water conservation and
efficiency improvements, water transfers, and increased use of groundwater. However, with increased drought
risk, we must incorporate longer-term
efforts that increase resilience to more
frequent or severe drought conditions.
10
•A good way to check to see if your
yard needs water is to just step on
the grass. If it springs right back
San Diego REALTOR
The
®
up, you may not need to turn on
the sprinklers. When it’s time to
water, do it at dawn or dusk to
reduce evaporation.
•Your sprinkler system can waste
water if sprinkler heads are broken, automatic timers are not
adjusted for rain, or hidden leaks
are not detected.
•Can you avoid getting out the
garden hose? A hose can use 10
gallons of water per minute. Use a
broom instead of a hose to clean
patios, walkways, and driveways.
•Washing your car can waste water,
so try using a bucket of water
instead of a hose. Even better,
take your car to a car wash that
recycles its water.
A variety of conservation rebates and
programs are available in most water
districts.
Some easy changes can save thousands of gallons of water. These
include:
•Change out the old 3½- to 8-gallon-per-flush toilet with a new
1.28-gallon-per-flush (or less)
high-efficiency model could save
thousands of gallons per year. If
you are thinking of replacing a toilet, rebates may be available.
•A little drip in the faucet may not
seem like much, but a faucet that
drips just five times a minute may
be wasting more than 200 gallons
of water a year.
•Do you leave the faucet running
when you brush your teeth? Turn
it off to save 70 gallons per month
or more. You can also install watersaving faucet aerators to further
reduce your faucet water use.
•Shorter showers can save up to 75
gallons per month.
•A high-efficiency washing machine
may use half the water and energy
that a traditional washer uses. And
don’t forget to only run full loads
(in your dishwasher, too). If you
are thinking of replacing an inefficient washing machine, rebates
may be available.
•Conservation kits (including highefficiency shower heads, shut-off
hose nozzles, leak detection dye
tablets, and more) can be ordered
online.
•Rebates on qualified purchases of
high-efficiency toilets and washing machines as well as other
programs may be available in your
area. Do your homework!
REALTOR® closing gifts can easily be
forgotten, but what if that gift means
saving water in the home? Your client
will see you as a community leader
and a responsible citizen. Give the
gift of water conserving items, receive
the rebates and look like the hero you
are! We all need to do our part, but
what better place to start is at the
point-of-sale.
(Bette Curtis is a member of the SDAR
Education Committee.)
JUNE 2015
LEARN THE LINGO
What’s Going on
Behind the Your Walls?
By Regina P. Brown
While we typically would not check
“under the hood” of a house, we do
verify that the visual components are
available and appear to be in good
condition. Here is a primer for real
estate professionals who want to
know what’s going on behind the
walls when they need to advise their
buyer or seller clients.
When taking a listing, do you know
what to mark in the “heat/cooling”
fields? Learning the HVAC components will help you understand and
describe your listing. When working for your buyer clients, product
knowledge equips you to recognize
defects and negotiate repairs shown
on a home inspection.
HVAC stands for “heating, ventilation, and air conditioning,” which
refers to the air coming into, going out
of, and circulating through a house.
System components include a furnace (heater), air ducts, vents, filters,
and optionally a cooling system. The
HVAC system is designed for health
and comfort. Let’s take a look at components that are the basic mechanical
systems in a residential house.
HEATING & FURNACES
Furnaces are mandatory -- they
must be installed and operable, per
government guidelines. Legally, residential house MUST have a permanent
heat source. A plug-in room heater
will not suffice.
A furnace is the technical name
for a heater. Heating fuel includes
gas, oil, propane, coal, and electricity.
Heat sources may consist of: electric, natural gas, propane, coal, pellets,
wood, solar, air, hot water, or steam.
Fuel-sourced furnaces (gas and oil)
require a pilot light to stay lit, and
must exhaust the gases to the exterior
of the building. An electric furnace
uses heating elements to warm the
air. Wood and coal furnaces burn the
fuel in a sealed firebox. Older homes
may have an oil tank in the basement
or buried underground, which will
eventually leak or deteriorate and be
hazardous environmentally.
Forced Air Unit (FAU): The most
common type of central heating, FAU
consists of a furnace that generates
heat, which is then blown throughout
the house via ducts and vents. The
furnace may be located in the attic,
basement / crawl space, or closet. The
JUNE 2015
closet-type furnace may be located
either inside or outside the house. If
located outside, it pulls in exterior air
and may be less of a carbon monoxide
threat for residents.
Wall Heater: Permanently installed
wall heaters are usually gas-fueled,
but may also run on electric power.
Often seen in homes built between
1950 and 1970 because then builders switched to central HVAC systems.
Wall heaters are viewed as inferior to
central HVAC systems, since the heat
is disbursed from only 1 location. The
thermostat is either on the wall next
to the heater, or within the bottom of
the heater itself.
Fireplace/Wood Burning Stove:
Although a fireplace or wood stove
may radiate a lot of heat, it will not
be the primary source of heat for
a residential home. Fireplaces that
burn wood often disburse ashes and
dust throughout the house, which can
be detrimental to asthma sufferers.
Stoves may also burn fuel-efficient
pellets rather than wood.
Radiant Heating: Radiant heating
is a system of water tubes (hydronic)
or electrically heated pipes underneath the floor. Although it heats a
room slowly, the room stays warm for
quite a while because the heat rises
to the ceiling. These systems are rare
but may be found in condos that are
built with electricity as the only power
source. Also seen in home renovations for specific rooms, such as under
tile floor in a bathroom.
Floor Furnace: In older houses, the
furnace may be located under the
house, often in an old-fashioned fuel
boiler, and send the heat up through
the floor with a vent located in the
middle of the house. The large metal
vent can get quite hot, which may be
dangerous for residents walking on
bare feet!
Propane Tank: In rural areas without gas utility pipes to the property,
residents will usually have an outdoor
propane tank that feeds fuel into the
house. It must be filled by a professional propane company and maintained by the homeowners. The tank
will eventually rust due to exposure to
the elements.
Radiator: An old-time radiator is
a metal heater that contains water
or radiator fluid. When turned on, it
heats up the liquid and disburses heat.
Radiators heat a specific space, usu-
ally only 1 room, and can take quite
a while to warm a room. They are
usually seen in houses that were built
over a century ago.
Baseboard Heaters: Built into the
baseboard, these small, long heaters
are usually powered by electricity.
They are often added into rooms in
older homes that were built without
central heat or as supplemental heat
sources for add-on rooms.
AIR CONDITIONING & COOLING
Residential houses are not required
to have air conditioning or cooling
capabilities, even in the desert with
120° hot summers. Just like with furnaces, optional cooling devices range
from inexpensive portable “swamp
coolers” to complex whole-house
multi-level auto-adjusting air conditioning systems. Air conditioning systems are ranked by SEER (Seasonal
Energy Efficiency Rating). EER (Energy
Efficiency Rating) and Energy Star
both measure energy efficiency. “A/C”
is a common abbreviation for Air
Conditioner.
Central Forced Air: Forced air systems pull in air, cool it, and then
distribute throughout the house via
ducts and vents. Central or wholehouse air conditioning systems are
common in areas that are either hot,
or warm and humid. Residential central air conditioners are usually split
systems — the condenser and compressor are outside the building, while
the evaporator operates in the house.
Evaporative Coolers: Evaporative
“swamp” coolers – installed in a window or a wall – can be portable. They
operate quite efficient as they draw
in outdoor air and cool it over waterfilled pads. These units “leak” onto
the ground as they dispense used
water and may not be visually appealing. They only cool one room at a
time, so multiple coolers will be needed throughout the house. They are
viewed as inferior to central forced air
systems.
Attic Fan: An attic fan works very
efficiently by sucking in the hot air at
the ceiling or attic level, and expelling
it from the house. It then re-circulates
the cooler air into the home.
Chiller: A chiller operates by distributing cold water to air cooling coils
via pipes throughout the house. It
also includes a hot water boiler for the
heating system, with separate pipes
for hot and cold water. Although
expensive, chillers are highly energy
efficient.
Fans and Ventilation: Ceiling
fans, as part of a light fixture, can be
installed in most any house. Other
fans may include bathroom exhaust
fans, range exhaust fans, and wall
louvers for summer time cooling. In
addition to cooling, fans help to circulate clean air.
SYSTEM TYPES
HVAC systems may be installed as
packaged systems, zoned systems,
split systems, duct-free split systems,
and hybrid heat systems. A zoned system means that specific areas of the
house have individual controls which
heat/cool only certain rooms, saving
money and energy.
The split system is most popular in
residential houses. It has an indoor
furnace and an air conditioner that sits
outside the building, with air ducts
installed throughout the home. Less
popular is the packaged system that
accommodates smaller houses. A
hybrid system is a gas furnace heater
with the addition of an electric heating or A/C system. Compare that to
a duct-free system, which is a heat
pump or A/C with a fan coil.
In hot humid areas, single stage cooling is popular, as is single stage heating in cold winter climates. However,
single stage is not the most efficient,
because it means that the HVAC system is running full blast around the
clock. They can save energy costs by
upgrading to a multi-stage system
and by installing Energy Star Certified
appliances.
“GREEN” CONVERSION
Converting a home to GREEN energy can save both money and environmental pollutants. Because they
can reduce energy bills, GREEN homes
offer advantages to buyers, and therefore may be valued higher by sellers
and appraisers.
Geothermal: Geothermal energy
harnesses the earth’s natural heat
below the surface. Heat pumps route
tubing under the ground to warm the
liquid in the pipes and capture the
natural heat, which is usually a constant temperature year-round. During
warm summer months, the system
cools the home by reversing the heat
exchange.
page 13
San Diego REALTOR
The
®
11
TECHNOLOGY TOOLS
Drone demonstration by
"Drones Made Easy" at SDAR's
Kearny Mesa Service Center.
Should You Pursue
Drone Technology?
By Meg White
FAA released preliminary guidelines
in June 2014 restricting the commercial use of drones, he grounded his
quadcopter, which he’d outfitted with
a GoPro camera, and began looking
into what it might take to get it off the
ground legally. He eventually became
the 13th person to obtain an exemption from the FAA to use drone technology in his business. As of May 15,
the FAA had granted more than 300
exemptions.
Drones are finding their places
legally in a variety of settings across
industries. Communications companies are using them to provide wi-fi
signals to remote communities. Highend resorts offer unmanned aircraft
that follow skiers and videotape them
as they fly down the slopes. Some
companies even offer drone-powered
child-tracking systems for worried
moms and dads.
A third panel member was associate
counsel for the National Association
of REALTORS®, Lesley Walker. Though
the legal landscape will remain somewhat cloudy until the FAA issues its
final rulemaking on drone use in commercial contexts (expected in 2016 or
2017), the panel discussion offered
some guidance to help you decide
whether pursuing an exemption
makes sense for your business.
“It really gives a whole new meaning
to the term ‘helicopter parent,’” joked
Jim Williams, manager of the FAA’s
Unmanned Aerial Systems Integration
Office. Williams was among experts at
the REALTORS® Legislative Meetings &
Trade Expo in May, who shared their
knowledge about the prospects for
safely aligning drone technology and
the real estate industry.
Also in attendance at the forum
on drone use was the first REALTOR®
to apply for and receive a Section
333 waiver, which allows him to use
an unmanned aerial vehicle (UAV)
for commercial reasons under certain
restrictions. Doug Trudeau, associate broker at Tierra Antigua Realty
LLC in Tucson, Ariz., said when the
Safety Is Priority No. 1
Securing an FAA exemption requires
operators to obtain a “certificate of
authorization” that addresses height
restrictions and the need to steer clear
of airports, among other procedures.
But even operating within those
restrictions can carry significant risk,
said the panelists.
In their eagerness to use drones,
Trudeau said his colleagues often
overlook the potential dangers inherent in the technology. The batteries
currently used in many unmanned aerial vehicles can be “highly explosive”
upon impact, so a crash in a remote
forest could turn into a catastrophic
wildfire. He said the potential damage
in a ground collision in a populated
area or with a passenger-laden helicopter should give any drone operator
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San Diego REALTOR
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reason to pause.
“It only takes one freak accident,”
Trudeau said. “That 2.86-pound device
can cause devastation if not handled
the right way.”
Don’t Just Jump in Because It’s
Cool
Trudeau isn’t new to video marketing; he’s been actively using the
medium to highlight features of highend properties for at least five years.
He was excited about the prospect of
using a drone for aerial shots because
it was a natural extension of his existing marketing strategy. “I pursued it
not to start something new, but to
improve on what I was already doing,”
he said.
One reason to pause before introducing drones into your business is
the expense. The equipment cost can
easily top a thousand dollars. But also,
under current rules you’ll need to hire
a licensed pilot to operate the drone’s
flight for you if you don’t have your
own license. Trudeau said he pays a
pilot $100 an hour to assist; he added
it was much cheaper than the estimated $10,000 he might have spent to
acquire his own private pilot’s license.
Williams noted that the agency is looking into creating a modified license for
drone operators, but that this step will
take time to develop.
The technology may also cost users
more than they expect because of
liability issues. When Trudeau first
looked into purchasing insurance, his
agent warned him that the $500,000
policies he was looking at might not
page 14
JUNE 2015
page 11
Solar: Two types of solar systems,
passive and active, are being adapted
for home energy power. Both collect energy from the sun, which is a
renewal energy source that never runs
out. “Passive solar” means installing
pipes in walls and floors to gather and
store energy. Windows also can be
used to capture the sun’s rays. “Active
solar” means installing panels or solar
cells on the roof. The power collected
with a photovoltaic system is then
stored and distributed through the
home’s mechanical system as heat. A
new technology uses water or air to
absorb solar energy, which is more
efficient and less expensive. Watch for
scientific developments.
corn, soy beans, wheat, and sugar cane
crops. The main benefit is that the
environment receives less pollutants.
•••
••••••••
Green Coal: Coal, often viewed as
a toxic fuel, can actually be environmentally friendly. With a gasification
process, the carbon in the coal is used
to strip oxygen from water and create
clean-burning hydrogen gas, which
is used for fuel. The emissions and
pollutants are disposed using ecoconscious techniques.
Hydronic Heating:
Hydronic
(water) heaters transfer liquid heat
through convection, conduction, or
radiation. The liquid heats radiators,
floors, or baseboards similar to the
old-fashioned radiators, but is heated
with solar or geothermal energy.
Absorption: An absorption heating and cooling system uses solar,
geothermal, or gas power and operates similar to a regular heat pump.
However, it uses ammonia instead of
a refrigerant as the heating/cooling
liquid in the pipes.
Wind Power: Wind turbines are
being developed smaller and more
efficiently, and can actually generate
heat for a water heater. Using magnets and magnetic resistance with
copper plates, this sustainable energy source can be a permanent heat
source for a house.
Ice-Powered Air Conditioner: Ice
Energy company is leading a GREEN
revolution! The machine makes ice at
night, which cools the air conditioning
Biodiesel: Biodiesel is a fuel blend
of organic biofuel mixed combined
with heating oil. Biofuels are sustainable because they are produced from
•
••
system during the day.
••
Biomass: Energy that is produced
from living organisms, trees for example, is known as biomass. This natural
and renewable energy source converts stored energy from the sun into
heat energy. Woodchip systems, for
example, emit less pollutants than
wood stoves and produce fewer carbon dioxide than gas or oil.
CONCLUSION
NOW you know the HVAC lingo for
houses. Your experience is showing!
The next time you take a listing, show
a house to a buyer, or read a home
inspection report, you’ll be prepared
with the right terms at the tip of your
tongue.
(SDAR Member Regina P. Brown is an
actively practicing real estate broker
and trainer/instructor at RealtyPro
Academy, which offers continuing education and professional development
courses.)
H
S
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F ART
•••••••••
••••••••
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••
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ST
•••
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R A
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O
P R
••
••
•
••
••
••••
••••••
••
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San Diego REALTOR
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13
page 12
be enough to cover potential damage
caused by a drone, suggesting instead
a $1 million policy.
Make Something Worth Watching
Trudeau cautioned against using
too much bird’s-eye-view video and
imagery on listings.
“Don’t do a flyover looking at the
roof,” he said, noting that such overhead shots rarely add anything useful.
Also, he advises keeping the videos
under two minutes in length. His video
tours are usually around a minute and
a half, and “of that 90 seconds, only 10
to 20 seconds will be from the air.”
He also notes that reaching great
heights with drone-assisted video
doesn’t necessarily offer value to
the consumer. “There’s a sweet spot
in terms of elevation,” Trudeau said.
Above about 20–30 feet, the surrounding environment tends to become
more pronounced than the actual
property you’re trying to feature. “At
50 feet, that enhancement becomes
prominent, and you lose something.”
Be Patient
Trudeau said he was expecting the
process to secure an exemption would
take 120 days, but he ended up needing 177. He experienced unexpected
delays, such as having to prove his
China-made quadcopter hadn’t been
registered with China’s equivalent of
the FAA, in which case it would not be
permitted. But he noted that everyone
involved was new to the process when
he started out, and that subsequent
applications should be smoother.
“What’s taken me longer will take
you less time,” he said. “The people
who work for the FAA are great, hardworking people. The problem is they
are understaffed and underfunded.”
he said. He added that “most people
are not doing this maliciously,” but
may be unaware of the rules and safety procedures.
Know Who’s in Charge
Walker said that NAR gets calls from
members who wish to report improper use of drone technology, but that
“those concerns are to be directed
toward the FAA.”
However, it’s not just the FAA that
has jurisdiction over drone use.
Williams noted that just because
you’ve secured an exemption and are
using it in a way that conforms with
FAA guidelines doesn’t mean you’re
in the clear with regard to applicable
local, state, or federal laws.
“There’s some confusion among
membership,” Walker said. “It’s not the
association’s role to adjudicate that.
The association’s place is to enforce
the Code of Ethics.”
Williams said his agency welcomes
public support in their investigative
duties. “The FAA encourages everyone
in the community to report to us if
they see anyone operating unsafely,”
“Liability is a very different question,” he said. “If something actually
happens, it’s not the FAA you have to
worry about.”
(MegWhite is the managing editor of
REALTOR® Magazine.)
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9:00 am – 1:00 pm
19
C.A.R.'s Guide to the Residential Purchase Agreement
22
QuickBooks® for Property Managers & Landlords
Free
Free
Free
$40
$40
$40
9:00 am – 1:00 pm
9:00 am – 12:00 pm
$59
Free
$52
$24.65
27
Understanding the Residential Purchase Agreement
23
27
TILA/RESPAthe
Integrated
Dislosures:
Are You Ready?
am – 11:30
$41.65
$25 am $49 $15 $69
Understanding
Residential Purchase
Agreement
1:30 pm – 4:30 pm 10:00
28
9:00 am – 12:00 pm
28
1:30 pm – 4:30 pm
30
Tax Planning (Lunch & Learn)
12:00 pm – 1:00 pm
30
9:00 am – 12:00 pm
TILA/RESPA Integrated Dislosures: Are You Ready?
JULY
CLASS TITLE
2
Commercial Series: Skill Set for Winning Presentations
FEB
CLASS TITLE
9
TIME
$41.65
$25
$49
$69
RMS
Free
Free
Free Free Free
(for 1st class)
$25
$15
$15
$15
$153 CP
12:30 pm – 1:30 pm
R-Plus
RMS
1:00 pm – 2:30 pm
SDAR
4
C.A.R.'s Guide to the RPA
1:00 pm – 5:00 pm
4
1:30 pm – 4:30 pm
5
16
517
Understanding
Agreement
1:30 pm – 4:30 pm 9:00$41.65
$25am
TILA/RESPAthe
Integrated
Dislosures:
Are You Ready?
am – 10:30
$49 $15 $69
9
NAR Ethics Training
9:00 am – 1:00 pm
11
Prospecting
9:00 am – 12:00 pm
17
9:00 am – 12:00 pm
C.A.R.'s Guide to the Residential Purchase Agreement
22
$21.25
$25
$25
$59
$59
$59
$41.65
$25
$49
9:00 am – 2:30 pm
9:00 am– 1:00 pm
$41.65
$25
$49
$40
$40
$40
$21.25
$25
$25
9:00 am – 1:00 pm
10:00 am – 11:30 am
$79
$35
$99
$69
Free
$59
$69
$52
$39
$15
12
9:00 am – 12:00 pm
12
30
FastStats:
Statistics
zipForm®
6 LabThat Sell
$10pm
12:00 pm– 2:00 pm 9:00$8.50
am – 12:00
$10$29.75 $20
12
Google Apps for Business (Beginner Session)
1:00 pm – 4:00 pm
12
12
$41.65
$25
$49
3 CP
$15
3 CP
NA
$15
$69
4 CP
$79
Ed Estes, Esq.
$25
Ed Estes, Esq.
Others
Jesse Lipscomb
$10
Patrick Alexander
4 CP
Sanjay Wagle
NA
Mike LaNier
NA
Linda Salcido
NA
Linda Salcido
Credits
PRESENTER
$25
Aaron Johnson
NA
Linda Salcido
Esq.
$15 Ed Estes,$25
NA
Linda Salcido
NA
Wendy Molina
$79
3 CP
Gov Hutchinson
$119
Ed Estes, Esq.
Free
Free
Free
4 ET
John Altman
$153 CP
Esq.
$15 Ed Estes,$25
NA
Donald Coleman
4 CP
Sanjay Wagle
NA
Linda Salcido
NA
Kevin Burke
NA
Kevin Burke
3 CP
4 CP
$59
$59
3 CS
Ed Estes, Esq.
John Altman
$99
John Altman
$15
$15
$35 NA
$35 Donald Coleman
$42
3 CP
$41.65
$25
$49
$69
3 CP
Ed Estes, Esq.
Google Apps for Business (Beginner Session)
1:00 pm – 4:00 pm
Free
$10
$10
$20
NA
Eric Goforth
13
9:00 am – 12:00 pm
$41.65
$25
$49
$69
3 CP
Ed Estes, Esq.
13
1:30 pm – 4:30 pm
$41.65
$25
$49
$69
3 CP
Ed Estes, Esq.
Free
NA
$25
Ed Estes, Esq.
1:30 pm – 4:30 pm
Free
NA
PRESENTER
$10
1:00 pm– 4:00 pm
PRESENTER
Vince Provenzano
& Mike Lipsey
(CRASD only)
$10
Annual RPA Forms Update
Credits
NA
$25
Free
30
$20
3 CS
$34
Ed Estes, Esq.
SDAR
Others Credits
Understanding
Agreement
9:00 am – 12:00 pm 10:00
$41.65
$25 am $49 $15 $69
TILA/RESPAthe
Integrated
Dislosures:
Are You Ready?
am – 11:30
NAR Ethics: Your 4-Year Requirement
$15 Ed Estes,$25
Esq.
R-Plus
414
Fundamentals of Transaction Coordination
$153 CP
3 CP
CARLSBAD
John Altman
$29
$49
$69
$99
4 CP
$25
TIME
Jesse Lipscomb
$29
$41.65
The Value of Listings Being Seen on Social Media
15
$59
$49
3
12:00 pm – 2:00 pm
NA
$25
$15
$69
$59
$10 Gov Hutchinson
$50
$41.65
10:00 am – 11:30 am
CORONADO
CARLSBAD
Free
Eric Goforth
Free
For easy registration and current information, visit www.sdar.com or call (858) 715-8040
For easy registration and current information, visit www.sdar.com or call (858) 715-8040
Our service and product solutions
are designed to meet your
home loan needs.
Whether buying or refinancing, Union Bank has a variety of home loan
options available:
Union Bank® has an array of loan programs that will meet various life and financial
objectives. These programs include our low- and moderate-income loan program,
conforming loan program, and jumbo loan program. From these three programs,
there are 29 different loan products for clients to choose from that are differentiated
by loan size, term, interest rate (fixed or adjustable), and repayment option.
Our team of mortgage consultants are here to provide you with highly personalized
service for managing the loan process from application to funding.
Put us to the test! Visit your local Union Bank branch and
speak with a mortgage consultant today.
Joanna Caudill
Managing Director
Regional Sales Manager
NMLS ID #490193
7807 Girard Avenue, #200
La Jolla, CA 92037
619-985-0422
joanna.caudill@unionbank.com
Samuel Assael
Managing Director
Regional Sales Manager
NMLS ID #282106
530 B Street, Suite 1600
San Diego, CA 92101
858-449-8449
samuel.assael@unionbank.com
Not a commitment to lend. Loans subject to credit and collateral approval. Financing available for collateral
located in California, Oregon, or Washington. Restrictions may apply. Rates, terms, and conditions subject to
change without notice.
©2015 MUFG Union Bank, N.A. All rights reserved. Member FDIC. Equal Housing Lender.
Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A.
JUNE 2015
San Diego REALTOR
The
®
15
July 2015 Calendar of Events
July 2015
Sunday
Monday
Greater San Diego Association of REALTORS®
Tuesday
Wednesday
Thursday
Friday
1
2
Commercial Alliance Video Series
12:30 pm–1:30 pm (Kearny Mesa)
5
6
New Member Orientation
8:30 am–3:00 pm.(Kearny Mesa)
7
Saturday
3
4
8
9
SDAR Service Centers Closed
Independence Day (Observed)
10
11
MLS Paragon Tips & Updates
9:00 am–12:00 pm (Coronado)
MLS Paragon Training (Day 1)
9:00 am–4:30 pm (Kearny Mesa)
New TILA / RESPA Disclosure Rules
1:00 pm–2:30 pm (Carlsbad)
12
13
14
MLS Paragon Training (Day 2)
10:00 am–11:30 am (East County)
19
20
21
15
Fundamentals of Transaction
Coordination
16
17
18
9:00 am–10:30 am (Kearny Mesa)
NAR Ethics Training
9:00 am–1:00 pm (East County)
C.A.R.'s Guide to the RPA
22
23
24
25
10:00 am–11:30 am (Solana Beach)
26
27
28
29
8:30 am–10:00 am
(Ramona - Neuvo Grill & Cantina)
30
31
zipForm 6 Lab
RPA Updates
1:00 pm–4:00 pm (East County)
C ommittee m eetings
All classes/events subject to
change or cancellation.
8
Executive
8:45 am – 9:30 am
8
Grievance
9:00 am – 11:00 am
8
SDAR Board of Directors
9:30 am – 11:30 am
8
Commercial Alliance (CRASD)
9:30 am – 11:00 am
13
Housing Opportunities
10:00 am - 12:00 pm
14
Young Professionals Network
9:30 am – 10:30 am
14
Bylaws
3:00 pm – 5:00 pm
15
Professional Standards Exec.
9:00 am – 11:00 am
15
Risk Management
12:00 pm - 2:00 pm
15
Mediation Executive
1:30 pm – 3:00 pm
17
International Real Estate
1:00 pm – 2:00 pm
21
CREA Board of Directors
(Coronado Service Center)
1:00 pm – 2:00 pm
23
Education
10:00 am – 12:00 pm
23
Government Affairs
10:30 am - 12:00 pm
23
Membership & Business Dev.
1:00 pm – 3:00 pm
24
REALTOR® Political Affairs
10:00 am - 11:30 am
29
Budget & Assets
2:00 pm - 4:00 pm
We welcome your
property management
referrals.
WE PAY REFERRAL FEES
and
WE HONOR YOUR CLIENT
RELATIONSHIPS!
Utopia Management is San Diego’s Largest
Property Management Company of
Single Family Homes and Condos.
FOR A SUMMARY OF SERVICES, CALL
858.598.1111
WWW.UTOPIAMANAGEMENT.COM
16
San Diego REALTOR
The
®
FEE FOR
FULL MANAGEMENT
No Leasing
or Setup Fees
DRE#01197438 NMLS#359224
JUNE 2015

June 2015 - San Diego Association of Realtors

Transcription

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