O2 Xda Atom Life Windows Mobile 6 User Manual

Transcription

O2 Xda Atom Life Windows Mobile 6 User Manual
,VL
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
$SD\DQJ$GD'DODP.HPDVDQ"
3HQMHODVDQ7HQWDQJ2;GD$WRP/LIH
)LWXU¿WXU
,QIRUPDVL/D\DU
3HUVLDSDQ
0HPDVXNNDQ%DWHUDL.DUWX6,0
.DUWX6,0
%DWHUDL
0HQJDNWLINDQDWDX0HQRQDNWLINDQ3HUDQJNDW
3HQHNDQDQ.DOLEUDVL/D\DU
$UDK/D\DU
0HPDVXNNDQ,QIRUPDVL
0HUHNDP3HVDQ
&DGDQJDQ'DWD
3
HQDPEDKDQ0HPRUL
0HQJDWXU8ODQJ2;GD$WRP/LIH
0DQDMHPHQ'D\D
6LQNURQLVDVL
7HQWDQJ6LQNURQLVDVL
0HQJLQVWDO$FWLYH6\QF
0HPLOLK.RQHNVL
0HQVLQNURQLVDVL,QIRUPDVL
.HVDODKDQNHVDODKDQ$FWLYH6\QF
0HPSHUROHK.RQHNVL
0HPEXDW.RQHNVL
0HQ\DPEXQJNH,QWHUQHW
)XQJVLIXQJVL'DVDU7HOHSRQ
0HPEXDW3DQJJLODQ
0HPEXDW3DQJJLODQ9LGHR
0HQJDNKLUL3DQJJLODQ
0HQHULPD0HQJDEDLNDQ3DQJJLODQ
3DQJJLODQ,QWHUQDVLRQDO
3DQJJLODQ'DUXUDW
3LOLKDQ3DQJJLODQ0DVXN
,QIRUPDVL.RQWDN
.HDPDQDQ3HUDQJNDW
3HVDQ
7HNV
3HVDQ0XOWLPHGLD006
3HVDQ6XDUD
(PDLO
:LQGRZV/LYH700HVVHQJHU
.DPHUD
0RGH&DSWXUH
0HQX6HWXS
0HGLD$OEXP
0RGH9LHZ
0RGH(GLW
20HGLD3OXV(TXDOL]HU
0\5DGLR
0\0XVLF
0\3LFWXUHV
0\9LGHRV
0\6HWWLQJV
(TXDOL]HU
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
2XWORRN
:RUG0RELOH
([FHO0RELOH
3RZHU3RLQW0RELOH
3LFWXUHV9LGHRV
&DOFXODWRU
*DPHV
)LOH([SORUHU
5
HPRWH'HVNWRS0RELOH
$SOLNDVL
2&RQQHFW
26063OXV
&OHDU9XH3')
-$9$0LGOHW
$SOLNDVL/DLQ
3HQJDWXUDQ
3HQJDWXUDQ3HUVRQDO
3HQJDWXUDQVLVWHP
3HQJDWXUDQ.RQHNVL
27KHPHV
0HQJHOROD2;GD$WRP/LIH
6HOI'LDJQRVWLFV
$XWR&RQ¿JXUDWRU
6HWXS:L]DUG
0HQJLQVWDO$SOLNDVL6HQGLUL
$XWR,QVWDOOHU
-DQJDQ3DQLN
,VWLODK6HGHUKDQDGDODP%DKDVD,QJJULV
0HQJDWDVL0DVDODK
6SHVL¿NDVL
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
,QIRUPDVL.HVHODPDWDQ
3HUDZDWDQ7HOHSRQ
.HVHODPDWDQ%HUNHQGDUD
3HUDQJNDW(OHNWURQLN
3DQGXDQ.HVHODPDWDQ/DLQQ\D
3HUKDWLDQ
7HQWDQJ3DQGXDQ,QL
,QGHNV
%DE
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
$SD\DQJ$GD'DODP.HPDVDQ"
3HQMHODVDQ7HQWDQJ2;GD$WRP/LIH
)LWXU¿WXU
,QIRUPDVL/D\DU
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
$
SD\DQJ$GD'DODP.HPDVDQ"
7HULPDNDVLKNDUHQDWHODKPHPLOLK2;GD$WRP/LIH3DVWLNDQNHPDVDQQ\DGLVHUWDLLWHP
EHULNXW-LNDVDODKVDWXLWHPWLGDNDGDKXEXQJLSHQMXDOQ\D
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
‡ 6W\OXV
‡ $GDSWRU$&8QLYHUVDOGHQJDQ
VRNHWXQWXNVWDQGDUEHUEHGD
GLQHJDUDODLQQ\D
,)-)4%$7!22!.49 34!4%-%.4
‫ૻڶ‬অᢞᜢࣔ஼
0%2.9!4!!.*!-).!.4%2"!4!3
%$½2+$º1+&2»*,¶»,+$±1
ΩϭΪ˰˰˰˰˰˰˰˰˰Τ˰˰˰ϣ ϥΎ˰Ϥ˰˰˰˰˰˰˰ο
‡ %DWHUDL
‡ 3HUQ\DWDDQ-DPLQDQ
7HUEDWDV
‡ 3DQGXDQ&HSDW
‡ ;GD$WRP/LIH±WHOHSRQ
3RFNHW3&$QGD\DQJ
EHUEDVLV:LQGRZV0RELOH
‡ .DEHO86%
‡ 3DQGXDQ
3HQJJXQD
‡ &'3HUVLDSDQ
‡ +HDGVHWNDEHO
GHQJDQVWHUHR
NXDOLWDVWLQJJL
3
HQMHODVDQ7HQWDQJ2;GD$WRP/LIH
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
1R
,WHP
.HWHUDQJDQ
/('3HPEHULWDKXDQ
/('DNDQWDPSLOGHQJDQZDUQDEHUEHGDVHODPDSHQJLVLDQGD\DDPEHU*356KLMDX
EHUNHGLS%OXHWRRWKELUX:L)LDPEHUGDQEDQ\DNODJLRSHUDVLODLQQ\DDPEHU
/HQVD.DPHUD'HSDQ
*XQDNDQOHQVDLQLXQWXNPHQDPSLONDQGLUL$QGDVDDWPHPEXDWSDQJJLODQYLGHR
/D\DU6HQWXK
8QWXNPHPLOLKLWHPSDGDOD\DUWHNDQLWHPGHQJDQPHQJJXQDNDQVW\OXVDWDX
EHQGDSHQXQMXN
7RPERO6HQWXK.LUL
7HNDQXQWXNPHPLOLKSLOLKDQGLNLULEDZDKOD\DU
7RPERO6HQWXK.DQDQ
7HNDQXQWXNPHPLOLKSLOLKDQGLNDQDQEDZDKOD\DU
3DQHO1DYLJDVL
7HNDQXQWXNPHQJJHUDNNDQPHQXGURSGRZQDWDXSHWXQMXNSURJUDPNHDWDVEDZDK
GDQNDQDQNLULNRQILUPDVLNDQSLOLKDQ$QGDGHQJDQPHQHNDQWRPERO7HQJDK
7RPERO3XWXV
7HNDQXQWXNPHQJDNKLULSDQJJLODQ
7RPERO0HGLD
$NVHVFHSDWNH20HGLD3OXV70
3HQJHUDV6XDUD
6WHUHR
6HEDJDLSHQJJDQWLSHQJJXQDDQOXEDQJVXDUDHDUSKRQH$QGDGDSDWPHPXWDU
QDGDDWDXPXVLNPHODOXLSHQJHUDVVXDUDVWHUHRLQWHUQDO
0HQX6WDUW:LQGRZV
7HNDQXQWXNPHPEXNDPHQX6WDUW
7RPERO%LFDUD.LULP
7HNDQXQWXNPHPEXDWDWDXPHQHULPDSDQJJLODQDWDXPHPEXNDOD\DU3KRQH'LDOHU
/HQVD.DPHUD
%HODNDQJ
.DPHUD&026PHQGXNXQJIRWR03ZDUQD
&HUPLQ3RWUHW'LUL
&HUPLQSDQGDQJXQWXNSRWUHWGLUL
/DPSX.LODW
/('EHUZDUQDSXWLKEHUNHGLS
3HQXWXS%DWHUDL
'RURQJGDQOHSDVNDQSHQXWXSEDWHUDLXQWXNPHQJJDQWLEDWHUDL/LLRQ
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
1R
,WHP
.HWHUDQJDQ
7RPERO9ROXPH
7HNDQNHDWDVEDZDKXQWXNPHQDPEDKPHQJXUDQJLYROXPH
5RQJJD,QIUDPHUDK
5RQJJDLQLPHPXQJNLQNDQ$QGDXQWXNEHUWXNDUILOHDWDXGDWDGHQJDQ
SHUDQJNDWODLQQ\DWDQSDPHQJJXQDNDQNDEHO
7RPERO5HNDP
7HNDQWHUXVXQWXNPHUHNDPSHVDQVXDUD7HNDQGDQOHSDVXQWXNVHJHUD
PHQJDNVHV1RWHV
7RPERO.DPHUD
9LGHR
7HNDQXQWXNPHPEXNDIXQJVLNDPHUD
6W\OXV7HPSDW6W\OXV
6ORWVW\OXVWHPSDWPHQ\LPSDQVW\OXVVDDWWLGDNGLJXQDNDQ
7RPERO'D\D
7HNDQXQWXNPHQJDNWLINDQPHQRQDNWLINDQ2;GD$WRP/LIH
6ORW.DUWX0LQL6'
0DVXNNDQNDUWX0LQL6'GLVLQL.DUWXLQLPHUXSDNDQDNVHVRULWDPEDKDQ
/XEDQJ7DOL
$QGDGDSDWPHQJDLWNDQWDOLGLVLQL
6RIW5HVHW
7HNDQGLVLQLGHQJDQPHQJJXQDNDQVW\OXVXQWXNPHODNXNDQVRIWUHVHWSDGD
WHOHSRQ$QGD
.RQHNWRU0LQL86%
*XQDNDQNRQHNWRULQLXQWXNPHQVLQNURQNDQLQIRUPDVLGHQJDQ3&GHVNWRS
PHQJLULPGDWDDWDXPHQJLVLXODQJEDWHUDL
6RNHW/XEDQJ6XDUD
3DVDQJKHDGVHWVWHUHRVHKLQJJDPHPXQJNLQNDQ$QGDXQWXNPHQGHQJDUNDQ
UDGLR)0ILOHDXGLRDWDXPHQJJXQDNDQSHUDQJNDWKDQGVIUHHWHOHSRQ
)
LWXU¿WXU
2;GD$WRP/LIH$QGDPHQJKDGLUNDQNRPELQDVLDQWDUDWHOHSRQVHOXODUGHQJDQ3'$
3HUVRQDO'LJLWDO$VVLVWDQW$VLVWHQ'LJLWDO3HUVRQDO%HULNXWDGDODKEDJLDQ\DQJEHULVL
LQIRUPDVLOHELKODQMXWWHQWDQJ¿WXU¿WXUWHOHSRQ
‡ /
D\DUVHQWXKOD\DU/&'7)7´GHQJDQZDUQD3HUDQJNDWNHUDVPHQGXNXQJ
.ZDUQD
‡ 7
RPEROQDYLJDVLDUDK
‡ 7
RPEROPHQX6WDUW:LQGRZVGDQWRPERO20HGLD3OXV
‡ .DPHUD0HJDSLNVHO
‡ .RQHNVL,U'$%OXHWRRWK*356GDQ/$11LUNDEHO
‡ 0LFURVRIW:LQGRZV0RELOH3RFNHW2XWORRN3RFNHW([SORUHUGDQDODWEDQWX2I¿FH
:RUG0RELOH([FHO0RELOHGDQ3RZHU3RLQW0RELOH-XJD¿WXU:LQGRZV0HGLD
0RELOHY:LQGRZV/LYH3LFWXUHV9LGHRVFDOFXODWRUJDPHV$FWLYH6\QFGDQ
)LOH([SORUHU
‡ 3URJUDPSURJUDP22&RQQHFW26063OXV20HQX2$XWR,QVWDOOHU2$XWR
FRQ¿JXUDWRU27KHPHVGDQ20HGLD3OXV
‡ 3
URJUDPSURJUDPODLQQ\D)05DGLR-DYD(TXDOL]HU6HWXS:L]DUG6HOI'LDJQRVWLFV
*3560RQLWRU:L)L8WLOLW\GDQSHQDPSLO&OHDU9XH3')
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
‡ 3
HQJHUDVVXDUDVWHUHRGHQJDQSHQHULPDPLNURIRQPRQR2PQLGLUHFWLRQDO
‡ .RQHNWRU0LQL86%XQWXNNRQHNVLGDQSHQJLVLDQGD\DEDWHUDL
,QIRUPDVL/D\DU
$UHD6WDWXV,NRQ
0HQX6WDUW
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
0HQX
3RSXS
/D\DU
8WDPD
%DULV3HULQWDK
ɓ0HQX6WDUW:LQGRZV
ɓ7HNDQXQWXNPHPEXNDPHQX
ɓ$UHD6WDWXV,NRQ
ɓ0HQXQMXNNDQPRGH$QGDVDDWLQLGDQ
ɓPHQDPSLONDQLNRQSHPEHULWDKXDQ
ɓ/D\DU8WDPD
7HUJDQWXQJSDGDPRGHDWDXSURJUDP
\DQJVHGDQJDNWLIDUHDLQLPHQDPSLO
NDQ¿WXU¿WXUXWDPDPRGH3DGDOD\DU
7RGD\DUHDLQLGLOHQJNDSLGHQJDQFDUD
SLQWDVNHSURJUDPWHUWHQWX
ɓ%DULV3HULQWDK
6HVXDLGHQJDQPRGHQ\DDUHDLQLEHULVL
EHUEDJDL¿WXUVHSHUWLSDQHOLQSXWGDQ
SHULQWDKXQWXNPHPEXDWDWDXPHQJHGLW
¿OH*XQDNDQWRPEROVHQWXKNLULNDQDQ
XQWXNPHQJDNVHV
ɓ0HQX3RSXS
)XQJVLLQLPHPXQJNLQNDQ$QGDXQWXN
PHQJDNVHVSLOLKDQGHQJDQFHSDW
7HNDQSDGDLNRQWHUWHQWXNHPXGLDQ
WHNDQVHNDOLODJLXQWXNPHQMDODQNDQ
IXQJVLQ\D8QWXNPHPEDWDONDQQ\D
WHNDQGLVHPEDUDQJWHPSDWSDGDOD\DU
-HQLV
%DWHUDL
,NRQ
.HWHUDQJDQ
%DWHUDLSHQXK
%DWHUDLUHQGDK
3HULQJDWDQEDWHUDL
3HQJLVLDQGD\DEDWHUDL
3DQJJLODQ
3HQDQJJXKDQSDQJJLODQ
3DQJJLODQGDWD
3DQJJLODQWDNWHUMDZDE
3DQJJLODQVXDUD
-DULQJDQ:L)LGDODPMDQJNDXDQ
.RQHNVL
*356('*(GDODPMDQJNDXDQ
0HPEDQJXQNRQHNVLNH*356('*(
:L)LDNWLI
5DGLRWHUVDPEXQJ5DGLRQRQDNWLI
*WHUKXEXQJ
.HNXDWDQ6LQ\DO
3HVDQ
6LQ\DONXDW
7LGDNDGDVLQ\DO
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3HQHUXVDQSDQJJLODQ
5RDPLQJ
3HVDQ606EDUX
3HVDQVXDUDEDUX
3HVDQLQVWDQEDUX
9ROXPH
9ROXPHVLVWHP
9ROXPHWHOHSRQ
'HULQJDNWLI
'HULQJQRQDNWLI
*HWDUDNWLI
3URJUDP
2;GD$WRP/LIHEHULVLUDQJNDLDQSURJUDP\DQJPHPXQJNLQNDQ$QGDXQWXNPHPSHUROHK
PDQIDDWPDNVLPDOGDULWHOHSRQLQL
,NRQ
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3URJUDP
.HWHUDQJDQ
*DPHV
0HQ\HGLDNDQSHUPDLQDQVHSHUWL%XEEOHEUHDNHUGDQ6ROLWDLUH
$FWLYH6\QF
0HQVLQNURQLVDVLLQIRUPDVL\DQJDGDGLDQWDUD2;GD$WRP/LIH
GDQ3&$QGD
$XWR&RQILJXUDWRU
0HQJNRQILJXUDVLSHQJDWXUDQRSHUDWRUMDULQJDQ$QGD
&DOFXODWRU
0HQMDODQNDQSHQJKLWXQJDQPDWHPDWLV
&DPHUD
0HQJDNWLINDQPRGHWDQJNDSNDPHUDXQWXNPHQJDPELONOLSIRWR
GDQNOLSYLGHR
&OHDU9XH3')
0HQGXNXQJWDPSLODQILOH3')
&RGH:DOOHW3UR
0HQ\LPSDQQRPRUNHXDQJDQVDQGLUDKDVLD$QGD3LOLKDQ
SHQJLQVWDODQGDODP2$XWR,QVWDOOHU
(TXDOL]HU
0HQJHGLWSURILOVXDUD$QGDXQWXNPHPXWDUODJXODJX
([FHO0RELOH
0HPEXDWPHQDPSLONDQGDQPHQJHGLWILOH([FHO
)LOH([SORUHU
0HQDPSLONDQVHPXDILOHSDGD2;GD$WRP/LIH
)05DGLR
0HPXQJNLQNDQ$QGDXQWXNPHQGHQJDUNDQUDGLR
*3560RQLWRU
0HQ\LPSDQFDWDWDQODOXOLQWDVKDULDQ*356$QGD
-DYD
0HQJLQVWDOGDQPHQMDODQNDQDSOLNDVL-DYD
-H\R606%DFNXS
0HPEXDWFDGDQJDQGDQPHQJHPEDOLNDQSRVLVLSHVDQ606
3LOLKDQSHQJLQVWDODQGDODP2$XWR,QVWDOOHU
,NRQ
.HWHUDQJDQ
1RWHV
0HPEXDWFDWDWDQJDPEDUGDQUHNDPDQ
2$XWR,QVWDOOHU
3HQJJXQDGDSDWPHPLOLKXQWXNPHQJLQVWDOSURJUDP2\DQJ
GLSLOLK
2&RQQHFW
0HQ\DPEXQJNHVLWXVZHE2GDQPHQGRZQORDGSHPEDUXDQ
SHUDQJNDWOXQDNWHUEDUX
20HQX
0HQDPSLONDQGDIWDUSURJUDP\DQJVHGDQJEHUMDODQ
20HGLD3OXV
0HQJLQWHJUDVLNDQ:LQGRZV0HGLD3OD\HUGHQJDQ5DGLRGDQ
SURJUDP3LFWXUHV3KRWRV6HEXDKDQWDUPXNDWHUSDGX\DQJ
FDQJJLKXQWXNDNVHVFHSDW
26063OXV
6HODLQOD\DQDQSHVDQ606ILWXULQLPHQ\HGLDNDQIXQJVLFKDW
GDQSHQJLULPDQY&DUG
0HGLD$OEXP
0HQDPSLONDQIRWRGDQYLGHRSDGD2;GD$WRP/LIH
0HVVHQJHU
0HPEHULDNVHVNHOD\DQDQ:LQGRZV700HVVHQJHU
,PDJH(GLWRU
0HQJHGLWIRWRSDGD2;GD$WRP/LIH$QGD
3LFWXUHV9LGHRV
0HQDPSLONDQJDPEDUGDQYLGHR
3RZHU3RLQW
0RELOH
0HQDPSLONDQILOH3RZHU3RLQWSDGD2;GD$WRP/LIH$QGD
6HDUFK
0HQFDULSURJUDPDWDXILOHSDGD2;GD$WRP/LIH$QGDVHSHUWL
$OOGDWD&DOHQGDU&RQWDFWV([FHO0RELOH+HOSGVE
6HOI'LDJQRVWLFV
0HQMDODQNDQGLDJQRVLVXQWXNPHQJHFHNSHUDQJNDW$QGD
6HWXS:L]DUG
0HQJDWXULQIRUPDVLSULEDGL$QGD
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3URJUDP
,NRQ
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3URJUDP
.HWHUDQJDQ
7DVNV
0HQ\LPSDQFDWDWDQMDQMLGDQPHPEXDWUHQFDQDUHQFDQDUDSDW
9RLFH6SHHG'LDO
0HUHNDPSDQJJLODQFHSDWVXDUD
:RUG0RELOH
0HPEXDWPHQDPSLONDQGDQPHQJHGLWILOH:RUG
:RUOG0DWH
%HULVLLQIRUPDVLSHUMDODQDQ\DQJPXGDKGLEDZDNHPDQDPDQD
VHSHUWL]RQDZDNWXNRGHDUHDNRQYHUVLPDWDXDQJGDQ
XNXUDQSDNDLDQ3LOLKDQSHQJLQVWDODQGDODP2$XWR,QVWDOOHU
,QWHUQHW6KDULQJ
%HUEDJLGDWDGDQILOHGL,QWHUQHW
:LQGRZV/LYH
0HPEHULDNVHVNHOD\DQDQ:LQGRZV/LYH700HVVHQJHU
:LQGRZV0HGLD
0HPEHULDNVHVNH:LQGRZV0HGLD3OD\HU
5HPRWH'HVNWRS
6DPEXQJNDQ;GD$WRP/LIH$QGDNHVHUYHUWHUPLQDOWHUWHQWX
XQWXNPHPSHUROHKOD\DQDQ
0HQX6HWWLQJV
0HQX6HWWLQJVEHULVLUDQJNDLDQUDJDPDSOLNDVL
3HUVRQDO
,NRQ
.HWHUDQJDQ
%XWWRQV
0HQHWDSNDQSURJUDPDSOLNDVLNHWRPEROSHUDQJNDWNHUDV
,QSXW
0HQJDWXUSLOLKDQFDUDLQSXWSDGD2;GD$WRP/LIH
/RFN
0HPEDWDVLDNVHVNH2;GD$WRP/LIHGDQPHQFHJDK
SHQJJXQDDQ\DQJWLGDNGLRWRULVDVL
0HQXV
0HQ\HVXDLNDQGDIWDUPHQX6WDUW
27KHPHV
0HQJDWXUOD\RXWLWHPZDUQDGDQODWDUEHODNDQJGDULOD\DU
7RGD\
2ZQHU,QIRUPDWLRQ
0HQDPSLONDQGDQPHQJDWXULQIRUPDVLSULEDGL$QGD
3KRQH
0HQJNRQILJXUDVLSHQJDWXUDQ2;GD$WRP/LIH$QGD
6RXQGV
1RWLILFDWLRQV
0HQ\HVXDLNDQMHQLVSHPEHULWDKXDQDNWLYLWDVGDQYROXPH
7RGD\
0HQJDWXUWDPSLODQGDQLWHP\DQJGLWDPSLONDQSDGDOD\DU
7RGD\
9RLFH6SHHG'LDO
0HQJDWXUSHVDQVXDUDXQWXNNRQWDNDWDXDSOLNDVL
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3HQJDWXUDQ
6LVWHP
,NRQ
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3HQJDWXUDQ
.HWHUDQJDQ
$ERXW
0HQDPSLONDQLQIRUPDVLSHQWLQJWHQWDQJ2;GD$WRP/LIH
$QGD
%DFNOLJKW
0HQJNRQILJXUDVLSHQJDWXUDQODPSXODWDUGDQPHQJDWXU
WLQJNDWNHFHUDKDQXQWXNPHQJKHPDWGD\D
&HUWLILFDWHV
,QIRUPDVLWHQWDQJSHQHUELWVHUWLILNDWGDQWDQJJDOPDVD
EHUODNXQ\D
&ORFN$ODUPV
0HQJDWXUZDNWXGDQDODUP
&383URILOH
0HQJXEDKSHQJDWXUDQ&38DJDUPHPLOLNLNLQHUMDWHUEDLN
DWDXDJDUSHQJJXQDDQEDWHUDLPDNVLPDO
&XVWRPHU
)HHGEDFN
0HQJLULPXPSDQEDOLNNH0LFURVRIWXQWXNSHQLQJNDWDQGL
PDVDPHQGDWDQJ
(QFU\SWLRQ
0HQJHQNULSVLILOHVDDWPHQJXFDSNDQQ\DPHODOXLNDUWX
SHQ\LPSDQDQ
(UURU5HSRUWLQJ
0HODSRUNDQNHVDODKDQVLVWHP$QGDNHSXVDWEDQWXDQ
0LFURVRIW
([WHUQDO*36
0HQJNRQILJXUDVLSHQJDWXUDQ*36
+HDGVHW9ROXPH
/LPLWHU
0HQJDWXUYROXPHKHDGVHWDJDUVHVXDLGHQJDQNHEXWXKDQ
$QGD
0HPRU\
0HQDPSLONDQVWDWXVDORNDVLPHPRULGDQSURJUDP\DQJ
VHGDQJEHUMDODQ
3RZHU
0HQDPSLONDQVWDWXVGDQSHQJDWXUDQEDWHUDL
5HJLRQDO6HWWLQJV
0HQ\HVXDLNDQIRUPDWGDQSHQJDWXUDQXQWXNZLOD\DK\DQJ
$QGDJXQDNDQ
5HPRYH3URJUDPV
0HQJKDSXVSURJUDPGDUL2;GD$WRP/LIH
6FUHHQ
0HQJDWXUDUDKOD\DUGDQPHQJNDOLEUDVLXODQJXQWXN
SHQ\HODUDVDQ
,NRQ
3HQJDWXUDQ
.HWHUDQJDQ
6\VWHP,QIR
0HQDPSLONDQLQIRUPDVLVLVWHP
:LQGRZV8SGDWH
0HQ\DPEXQJNH:LQGRZV8SGDWH
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
.RQHNVL
,NRQ
3HQJDWXUDQ
.HWHUDQJDQ
0HPLOLKVLVWHPODLQ*608076DWDXSLWDIUHNXHQVLODLQ
%DQG6ZLWFK
6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3HUXEDKDQSLOLKDQIUHNXHQVLGDUL$XWRPDWLFNHQLODLODLQQ\D
GDSDWPHPSHQJDUXKLNHPDPSXDQRSHUDVLKDQGVHW$QGD
SDGDWLQJNDW\DQJRSWLPDO6HGDQJNDQSHPLOLKDQIUHNXHQVL
\DQJVDODKGDSDWPHQLPEXONDQNHJDJDODQSHQHULPDDQ
%HDP
0HQJDWXU2;GD$WRP/LIH$QGDXQWXNPHQHULPDDWDX
PHQRQDNWLINDQVLQ\DO,U'$
%OXHWRRWK
0HQJDWXUNRQHNVL%OXHWRRWK
&HOO%URDGFDVW
6HWWLQJ
0HQHULPDEHULWDGDQLQIRUPDVLVDOXUDQVLDUDQGDULSHQ\HGLD
OD\DQDQ8QWXNPHPSHUROHKLQIRUPDVLLQLWDQ\DNDQNHSDGD
SHQ\HGLDOD\DQDQ$QGD
&RQQHFWLRQV
0HQJNRQILJXUDVLSHQJDWXUDQNRQHNVL
&6'/LQH7\SH
0HQJDWXUMHQLVVDOXUDQ&6'GDQHOHPHQNRQHNVL
*3566HWWLQJ
0HPLOLKPHWRGHRWHQWLNDVL*356
:LIL
0HQJNRQILJXUDVLMDULQJDQ1LUNDEHO
:LIL8WLOLW\
0HQ\DPEXQJNHSHUDQJNDWODLQQ\DPHODOXL/$11LUNDEHO
:LUHOHVV0DQDJHU
0HQJDNWLINDQPHQRQDNWLINDQWHOHSRQ*356SDQJJLODQ'DWD
%OXHWRRWKGDQ/$11LUNDEHO
86%WR3&
0HQJDWXUPRGHNRQHNVL86%ODLQQ\DPRGH$FWLYH6\QF
URQJJDVHULDOGDQSHPEDFDNDUWX
%DE
3HUVLDSDQ
0HPDVXNNDQ%DWHUDL.DUWX6,0
.DUWX6,0
%DWHUDL
0HQJDNWLINDQDWDX0HQRQDNWLINDQ3HUDQJNDW
3HQHNDQDQ.DOLEUDVL/D\DU
$UDK/D\DU
0HPDVXNNDQ,QIRUPDVL
0HUHNDP3HVDQ
&DGDQJDQ'DWD
3HQDPEDKDQ0HPRUL
0HQJDWXU8ODQJ2;GD$WRP/LIH
0DQDMHPHQ'D\D
3HUVLDSDQ
6HEHOXPPXODLPHQJJXQDNDQ2;GD$WRP
/LIH$QGDPHPHUOXNDQEDWHUDL\DQJSHQXK
GDQNDUWX6,0\DQJEHUODNX
0DVXNNDQNDUWX6,0GHQJDQEDJLDQ
ORJDPPHQJKDGDSNHEDZDKGDQEDJLDQ
VXGXWWHUSRWRQJGLVLVLNDQDQ
0
HPDVXNNDQ%DWHUDL
.DUWX6,0
3HUVLDSDQ
%
DOLNNDQ2;GD$WRP/LIH$QGD7HNDQ
SHQXWXSEHODNDQJNHEDZDKVHFDUD
SHUODKDQGDQJHVHUNHDUDK\DQJ
GLWXQMXNNDQEHULNXW
/DNXNDQVHEDOLNQ\DSDGD/DQJNDKGDQ
XQWXNPHPDVXNNDQNHPEDOLEDWHUDLGDQ
SHQXWXSEHODNDQJ
8
QWXNPHQJHOXDUNDQEDWHUDLWHNDQGDQ
DQJNDWNHDWDVVHSHUWL\DQJGLWXQMXNNDQ
EHULNXW
.
DUWX6,0
%
DWHUDL
6HEHOXPPHQJJXQDNDQ2;GD$WRP/LIH
$QGDKDUXVPHQJKXEXQJLRSHUDWRUMDULQJDQ
JXQDPHPSHUROHK6,06XEVFULEHU,GHQWLW\
0RGXOHSHUVRQDO
2;GD$WRP/LIH$QGDGLOHQJNDSLGHQJDQ
EDWHUDLSROLPHU/LLRQ\DQJGDSDWGLOHSDV
GDQGLLVLXODQJ0DVDSDNDLEDWHUDLDNDQ
WHUJDQWXQJSDGDSHQJJXQDDQMDQJNDXDQ
MDULQJDQGDQNHDGDDQSHUDQJNDWDSDNDK
GDODPPRGHVLDJDDWDXWLGDN
3HUKDWLDQ
-LNDWHOHSRQDWDXNDUWX6,0KLODQJ
DWDXWHUFXUL$QGDKDUXVVHJHUD
PHQJKXEXQJLRSHUDWRUMDULQJDQXQWXN
PHQJKLQGDULWHUMDGLQ\DSHQJJXQDDQ
WLGDNVDK
3HUNLUDDQPDVDSDNDLEDWHUDL
‡ :DNWXELFDUDMDP
‡ 6LDJDMDPSHUNLUDDQ
3HQHQWXDQZDNWXGLDWDVGLGDVDUNDQ
SDGDDVXPVLEDKZDSHQJJXQDKDQ\D
PHQJJXQDNDQVDWXIXQJVLGDODPVDWXZDNWX
0DVDSDNDLEDWHUDLPXQJNLQMXJDEHUYDULDVL
WHUJDQWXQJSDGDVHEHUDSDVHULQJSHQJJXQD
EHUDOLKIXQJVL8QWXNNHDPDQDQEDWHUDL
OLKDW%DE3HUVRDODQ3HQWLQJ7HQWDQJ
.HDPDQDQ
3HUVLDSDQ
.DUWX6,0EHULVLQRPRU2;GD$WRP/LIH
$QGDOD\DQDQ\DQJWHUPDVXNGDODP
EHUODQJJDQDQVHUWDGDWDSULEDGLVHSHUWL
EXNXWHOHSRQGDQSHVDQ7HOHSRQWLGDNGDSDW
GLJXQDNDQVDPSDLNDUWX6,0\DQJEHUODNX
GLPDVXNNDQNHFXDOLXQWXNSDQJJLODQ
GDUXUDW2;GD$WRP/LIH$QGDDNDQ
PHQDPSLONDQSHVDQSHULQJDWDQMLNDNDUWX
6,0WLGDNGLPDVXNNDQGHQJDQEHQDU
3HUKDWLDQ
‡ 0HQJJXQDNDQXQLWEDWHUDLDWDXDGDSWRU
$&SHQJLVLGD\DDSDSXQ\DQJWLGDN
GLVHEXWNDQGLDQMXUNDQROHK2SDGD
WHOHSRQLQLPXQJNLQEHUEDKD\DGDQ
GDSDWPHPEDWDONDQMDPLQDQVHUWD
SHQ\HWXMXDQDSDSXQ\DQJGLEHULNDQ
SDGDWHOHSRQ
‡ /HSDVSHQJLVLGD\DGDULFDWXGD\DMLND
VHGDQJWLGDNGLJXQDNDQ
3HQJLVLDQGD\DEDWHUDL
'D\DEDWHUDLWLGDNWHULVLSHQXKNHWLNDSHUWDPDNDOLGLEHULNDQ%DWHUDLEDUXKDUXVWHULVLSHQXK
ROHKGD\DVHODPDMDPVHEHOXPGLJXQDNDQXQWXNSHUWDPDNDOLQ\D$QGDGDSDWPHQJLVL
GD\DEDWHUDLGHQJDQPHQJJXQDNDQDGDSWRU8QLYHUVDO$&DWDXNDEHO86%\DQJGLVHUWDNDQ
GDODPNHPDVDQ
3HUVLDSDQ
‡ $
GDSWRU$&8QLYHUVDO+XEXQJNDQ
SHQJLVLGD\DEDWHUDLNHVRNHWGD\D
XWDPD\DQJVHVXDLGDQVRNHWSHQJLVL
GD\DNHNRQHNWRU2;GD$WRP/LIH
$QGD3HUKDWLNDQDUDKSDGDVDDW
PHQJKXEXQJNDQQ\D
‡ .
DEHO86%+XEXQJNDQ2;GD
$WRP/LIH$QGDNHURQJJD86%
3&PHQJJXQDNDQNDEHO86%\DQJ
GLVHUWDNDQGDODPNHPDVDQVHSHUWL
GLWXQMXNNDQEHULNXW
3HUKDWLDQ
‡ 3
DGDVDDWPHQJLVLGD\DSDVWLNDQEDWHUDLSDGDWHOHSRQWHUSDVDQJGHQJDQEHQDU/LKDW
0HPDVXNNDQ%DWHUDL.DUWX6,0.DUWX6,0XQWXNLQIRUPDVLOHELKODQMXW
‡ 6
HODPDSHQJLVLDQGD\D/('PHQ\DODGDODPZDUQDDPEHU-LNDSHQJLVLDQGD\DWHODK
VHOHVDLODPSXDPEHUDNDQPHUHGXS
0HPHULNVDEDWHUDL
,QGLNDWRUEDWHUDLPHQDPSLONDQWLQJNDW
SHQJLVLDQGD\DEDWHUDL3HULNVDLNRQGLVXGXW
NDQDQDWDVSDGDOD\DU7RGD\
‡ %DWHUDLSHQXK
‡ %DWHUDLUHQGDK
‡ %DWHUDLNRVRQJ
‡ %DWHUDLVHGDQJGLLVL
-LNDQDGDSHULQJDWDQXQWXNDNWLYLWDV
VLVWHPGLDNWLINDQ$QGDDNDQPHQHULPD
SHVDQSHULQJDWDQNHWLNDGD\DEDWHUDL
UHQGDK6LPSDQGDWDSHNHUMDDQ$QGD
VLQNURQLVDVLNDQGHQJDQ3&GDQQRQDNWLINDQ
2;GD$WRP/LIH8QWXNLQIRUPDVLOHELK
ODQMXWWHQWDQJNHVHODPDWDQGDWDOLKDW
&DGDQJDQ'DWD
0
HQJDNWLINDQDWDX
0HQRQDNWLINDQ
3HUDQJNDW
‡ 8
QWXNPHQJDNWLINDQSHUDQJNDWWHNDQ
WRPERO'D\DGLEDJLDQDWDVWHOHSRQ
-LNDSHUDQJNDWLQLGLDNWLINDQXQWXN
SHUWDPDNDOLQ\DSHUDQJNDW$QGDDNDQ
KLGXSGDQVHFDUDRWRPDWLVPHPXODL
SURVHVSHQJHQDODQNDOLEUDVL/LKDW
3HQHNDQDQ.DOLEUDVL/D\DUXQWXN
LQIRUPDVLOHELKULQFL
‡ 8
QWXNPHQRQDNWLINDQSHUDQJNDWWHNDQ
WRPERO'D\DVHNDOLODJL
3HUKDWLDQ
0HQRQDNWLINDQSHUDQJNDWDNDQ
PHQJKHQWLNDQWDPSLODQOD\DU
6HODQMXWQ\DSHUDQJNDWDNDQPHPDVXNL
PRGHWLGXUXQWXNPHQJKHPDWGD\D
EDWHUDL8QWXNPHPEDQJXQNDQ
SHUDQJNDW$QGDGDULPRGHWLGXUWHNDQ
WRPERO'D\D3HUDQJNDWNHPXGLDQ
DNDQPHQDPSLONDQOD\DU7RGD\
3
HQHNDQDQ.DOLEUDVL
/D\DU
-LND2;GD$WRP/LIHGLDNWLINDQXQWXN
SHUWDPDNDOLQ\D$QGDDNDQGLPLQWDXQWXN
PHQJNDOLEUDVLOD\DUGHQJDQPHQHNDQEDJLDQ
WHQJDKWDQGDVLODQJPHQJJXQDNDQVW\OXV
NDUHQDWDQGDLQLDNDQEHUJHUDNGLVHNLWDU
OD\DU3URVHVLQLPHPDVWLNDQEDKZDMLND
$QGDPHQHNDQOD\DUPHQJJXQDNDQVW\OXV
PDNDLWHP\DQJGLWHNDQWHUVHEXWDNDQ
GLDNWLINDQ
3HUVLDSDQ
,QGLNDVLEDWHUDLUHQGDK
0HQJNDOLEUDVLXODQJOD\DU
-LND2;GD$WRP/LIH$QGDWLGDNPHUHVSRQV
SHQHNDQDQOD\DUVHFDUDWHSDW$QGDKDUXV
PHQJNDOLEUDVLXODQJWHOHSRQLQL
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!
6FUHHQ
7HNDQWRPERO$OLJQ6FUHHQSDGDWDE
*HQHUDOXQWXNPHQJNDOLEUDVLXODQJOD\DU
VHEDJDLPDQDGLMHODVNDQGLDWDV
3HUKDWLDQ
6DDWPHQ\HODUDVNDQOD\DUVHQWXK
WHNDQWDUJHWGHQJDQNXDWGDQWHSDW
$
UDK/D\DU
8QWXNPHQJDOLKNDQDUDKOD\DUVHQWXKGLDQWDUDPRGH3RUWUDLWGDQ/DQGVFDSH
$UDK
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!6FUHHQ
3
DGDWDE*HQHUDOSLOLK2ULHQWDWLRQGHQJDQPHQHNDQ3RUWUDLW/DQGVFDSHULJKW
KDQGHGGDQ/DQGVFDSHOHIWKDQGHG
3HUVLDSDQ
0RGH3RUWUDLWPHPXQJNLQNDQ$QGDXQWXNPHPSHUROHKWDPSLODQDWDXRSHUDVL\DQJOHELKEDLN
GDULSURJUDPWHUWHQWXSDGD2;GD$WRP/LIHVHGDQJNDQ/DQGVFDSHPXQJNLQRSWLPDOXQWXN
PHQDPSLONDQ¿OHWHNV\DQJOHELKSDQMDQJ
0
HPDVXNNDQ,QIRUPDVL
&OHDU7\SH7H[W6L]HGXD¿WXULQLPHPXQJNLQNDQ$QGDXQWXNPHQJDNWLINDQPHQRQDNWLINDQ
&OHDU7\SHPHPSHUKDOXVWHSLKXUXIOD\DUGDQPHQJDWXUXNXUDQWHNV
$QGDGDSDWPHPDVXNNDQLQIRUPDVLSDGD2;GD$WRP/LIHGHQJDQEHEHUDSDFDUDEHULNXW
‡ 6\QFKURQL]LQJ0HQJJXQDNDQ$FWLYH6\QFPHPSHUWXNDUNDQLQIRUPDVL\DQJEHUDGDGL
DQWDUD3&GDQSHUDQJNDW8QWXNLQIRUPDVLOHELKODQMXWOLKDW%DE6LQNURQLVDVL
‡ 7\SLQJ*XQDNDQSDQHOLQSXWDWDXNH\ERDUGXQWXNPHPDVXNNDQWHNV\DQJGLNHWLN
0HQJJXQDNDQSHUDQJNDWOXQDNSHQJHQDOWXOLVDQWDQJDQ$QGDGDSDWPHPDVXNNDQWHNV
GHQJDQPHQHNDQWRPEROSDGDNH\ERDUGOD\DU
‡ :ULWLQJ0HQXOLVODQJVXQJSDGDOD\DUGHQJDQPHQJJXQDNDQVW\OXV
‡ 'UDZLQJ0HQJJDPEDUODQJVXQJSDGDOD\DUGHQJDQPHQJJXQDNDQVW\OXV
‡ 5HFRUGLQJ0HPEXDWUHNDPDQ\DQJEHUGLULVHQGLULDWDXPHQDQDPNDQUHNDPDQNHGDODP
GRNXPHQDWDXFDWDWDQ
%ORFN5HFRJQL]HU
'HQJDQ%ORFN5HFRJQL]HU$QGDGDSDWPHPDVXNNDQNDUDNWHULQSXWPHQJJXQDNDQVW\OXV
6DPDGHQJDQSURJUDPODLQQ\D\DQJGLJXQDNDQSDGDSHUDQJNDWODLQ
7HNDQWDQGDSDQDKGLVHEHODKNH\ERDUGNHPXGLDQWHNDQ%ORFN5HFRJQL]HU
7
XOLVVHEXDKKXUXIGDODPNRWDN-LND$QGDPHQXOLVKXUXIKXUXIWHUVHEXWDNDQGLNRQYHUVL
NHWHNV\DQJGLNHWLNSDGDOD\DU8QWXNSHWXQMXNNKXVXVWHQWDQJSHQJJXQDDQ%ORFN
5HFRJQL]HUWHNDQWDQGDWDQ\DGLVHEHODKDUHDSHQXOLVDQ
.H\ERDUG
8QWXNPHQDPSLONDQDWDXPHQ\HPEXQ\LNDQSDQHOLQSXWWHNDQWRPEROSDQHOLQSXW8QWXN
PHOLKDWSLOLKDQWHNDQWDQGDSDQDKGLVHEHODKWRPEROSDQHOLQSXW7HNDQWDQGDSDQDKGL
VHEHODKWRPERO,QSXW3DQHONHPXGLDQWHNDQ.H\ERDUG
8
QWXNPHQJHWLNKXUXINHFLOWHNDQWRPEROGHQJDQVW\OXV8QWXNPHQJHWLNVDWXKXUXIEHVDU
DWDXVLPEROWHNDQWRPERO6KLIW8QWXNPHQJHWLNEHEHUDSDKXUXIEHVDUDWDXVLPEROWHNDQ
WRPERO&$3$QGDMXJDGDSDWPHQHNDQWHUXVVW\OXVSDGDWRPEROWHUVHEXWNHPXGLDQ
PHQMDWXKNDQQ\DXQWXNPHQJHWLNVDWXKXUXIEHVDU
- LND$QGDPHQJJXQDNDQSDQHOLQSXW2;GD$WRP/LIHDNDQPHPSUHGLNVLNDWD\DQJ
VHGDQJ$QGDNHWLNDWDXWXOLVNHPXGLDQPHQDPSLONDQQ\DGLDWDVSDQHOLQSXW-LND$QGD
PHQHNDQNDWD\DQJGLWDPSLONDQSDGDWLWLNLQLNDWDWHUVHEXWDNDQGLPDVXNNDQVHFDUD
RWRPDWLVNHGDODPWHNV6HPDNLQVHULQJ$QGDPHQJJXQDNDQ2;GD$WRP/LIHVHPDNLQ
EDQ\DNNDWD\DQJGLSHODMDULQ\DXQWXNGLSUHGLNVL
3HUVLDSDQ
8
QWXNPHQDPEDKNDQVSDVLWHNDQVSDFHEDUDWDXWHNDQWHUXVVHPEDUDQJWRPERO
NHPXGLDQJHVHUVW\OXVNHNDQDQ8QWXNPHPXQGXUNDQVDWXNDUDNWHUWHNDQWRPERO
EDFNVSDFHDWDXWHNDQWHUXVVDODKVDWXWRPEROGDQJHVHUVW\OXVNHNLULVHGLNLWQ\DGXD
NDUDNWHU
3HUKDWLDQ
8QWXNPHQJXEDKXNXUDQNH\ERDUG\DQJGLWDPSLONDQSDGDOD\DUWHNDQWDQGDSDQDKGL
VHEHODKLNRQNH\ERDUGNHPXGLDQSLOLK2SWLRQV3DGDOD\DU,QSXW$QGDGDSDWPHPLOLK
/DUJHNH\VDWDX6PDOONH\VGHQJDQPHQHNDQWRPEROUDGLRQ\D
8
QWXNPHQJXEDKSLOLKDQXVXODQNDWDVHSHUWLMXPODKNDWD\DQJGLXVXONDQSDGDVDWXZDNWX
WHNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!,QSXW!WDE:RUG&RPSOHWLRQ$WDXWHNDQ
WDQGDSDQDKGLVHEHODKLNRQSDQHOLQSXWNHPXGLDQ2SWLRQV«!WDE:RUG&RPSOHWLRQ
/HWWHU5HFRJQL]HU
7UDQVFULEHU
8QWXNPHPDVXNNDQNDWDGHQJDQ/HWWHU
5HFRJQL]HU
7HNDQ
7
HNDQWDQGDSDQDKGLVHEHODKWRPERO
SDQHOLQSXWNHPXGLDQWHNDQ/HWWHU
5HFRJQL]HU
7XOLVKXUXIGDODPNRWDN
3HUVLDSDQ
8QWXNSHWXQMXNNKXVXVWHQWDQJSHQJJXQDDQ
/HWWHU5HFRJQL]HUGHQJDQ/HWWHU
5HFRJQL]HUWHUEXNDWHNDQWDQGDWDQ\DGL
VHEHODKDUHDSHQXOLVDQ
7UDQVFULEHU
7UDQVFULEHUPHPXQJNLQNDQ$QGDXQWXN
PHQXOLVGLPDQDSXQSDGDOD\DUGHQJDQ
PHQJJXQDNDQVW\OXVVHEDJDLPDQD\DQJ
DNDQ$QGDWXOLVNDQSDGDNHUWDV7LGDNVHSHUWL
/HWWHU5HFRJQL]HUGDQ%ORFN5HFRJQL]HU
$QGDGDSDWPHQXOLVNDOLPDWDWDXOHELK
GDULVDWXNDOLPDW+HQWLNDQVHPHQWDUDGDQ
ELDUNDQ7UDQVFULEHUPHQJXEDKNDUDNWHU
\DQJGLWXOLVPHQMDGLNDUDNWHUNHWLN
7
HNDQWDQGDSDQDKGLVHEHODKWRPERO
SDQHOLQSXWNHPXGLDQWHNDQ7UDQVFULEHU
7
XOLVGLPDQDSXQSDGDOD\DU8QWXN
SHWXQMXNNKXVXVWHQWDQJSHQJJXQDDQ
7UDQVFULEHUGHQJDQ7UDQVFULEHU
WHUEXNDWHNDQWDQGDWDQ\DGLVXGXW
NDQDQEDZDKOD\DU
8QWXNPHPEHULWDQGDEDFDSDGD
7UDQVFULEHU
7HNDQWRPERONH\ERDUGSDGDEDULVDODW
7HNDQWDQGDEDFD\DQJGLNHKHQGDNL
7HNDQWRPERONH\ERDUGVHNDOLODJLXQWXN
PHQ\HPEXQ\LNDQNH\ERDUG
8QWXNPHPSHODMDULSHQXOLVDQGDODP
SDGDEDULVDODW
/D\DU/HWWHU6KDSHV6HOHFWRUDNDQ
PXQFXO
‡ 'LEDJLDQEDZDKOD\DUSLOLKNDUDNWHU\DQJ
DNDQ$QGDJXQDNDQ
‡ 'LEDJLDQDWDVOD\DUWHNDQJDPEDU
NDUDNWHULQL.DUDNWHUWHUVHEXWDNDQ
GLJDPEDUXODQJPHQXQMXNNDQXUXWDQ
SHQXOLVDQ
‡ 3LOLKVHEHUDSDVHULQJ$QGDPHQXOLVNDQ
NDUDNWHUWHUVHEXWPHQJJXQDNDQPHWRGH
LQL6HWHODKVHOHVDLPHPLOLKVHPXDKXUXI
$QGDGDSDWPHQ\LPSDQQ\DVHEDJDLSUR¿O
GHQJDQPHQHNDQ)LOH!6DYHNHPXGLDQ
PDVXNNDQQDPDXQWXNSUR¿OWHUVHEXW
0HQXOLVSDGDOD\DU
'DODPVHWLDSSURJUDP\DQJPHQHULPD
SHQXOLVDQVHSHUWL1RWHVVHUWDWDE1RWHV
SDGD&DOHQGDU&RQWDFWVGDQ7DVNV$QGD
GDSDWPHQJJXQDNDQVW\OXVXQWXNPHQXOLV
ODQJVXQJSDGDOD\DU$QGDGDSDWPHQJHGLW
GDQPHPIRUPDWDSD\DQJWHODKGLWXOLVGDQ
PHQJXEDKLQIRUPDVLNHGDODPWHNVNHWLNGL
ODLQZDNWX
8QWXNPHQXOLVSDGDOD\DUWHNDQWRPERO
SHQDXQWXNEHUDOLKNHPRGHSHQXOLVDQ
/DQJNDKLQLDNDQPHQDPSLONDQJDULVJDULV
SDGDOD\DU\DQJPHPEDQWX$QGDPHQXOLV
6HMXPODKSURJUDP\DQJPHQHULPDSHQXOLVDQ
PXQJNLQWLGDNGLOHQJNDSLGHQJDQWRPERO
SHQD/LKDWSDQGXDQXQWXNPDVLQJPDVLQJ
SURJUDPJXQDPHQJHWDKXLFDUDEHUDOLKNH
PRGHSHQXOLVDQ
7LSVXQWXNSHQJHQDODQ\DQJEDLN
7XOLVVHFDUDMHODV
7
XOLVSDGDJDULVGDQJDPEDUGHVFDQWHU
GLEDZDKJDULVWHUVHEXW7XOLVWDQGD
VLODQJ³W´GDQDSRVWURIGLEDZDKJDULV
SDOLQJDWDVVHKLQJJDSURJUDPWLGDN
GLELQJXQJNDQGHQJDQNDWDGLDWDVQ\D
7XOLVWDQGDWLWLNGDQNRPDGLDWDVJDULV
SDOLQJEDZDK
7
XOLVKXUXIGDULNDWDGHQJDQGHNDW
GDQEHULMDUDN\DQJOXDVGLDQWDUDNDWD
WHUVHEXWVHKLQJJDSHUDQJNDWGDSDW
GHQJDQPXGDKPHQJHQDOLDZDOGDQDNKLU
VHEXDKNDWD
.
DWDEHUSHQJKXEXQJGDQNDWDDVLQJ
\DQJPHQJJXQDNDQNDUDNWHUNKXVXV
VHSHUWLDNVHQGDQEHEHUDSDWDQGD
EDFDWLGDNGDSDWGLNRQYHUVL-LND$QGD
PHQJHGLWDWDXPHQDPEDKSDGDVHEXDK
NDWDVHWHODKEHUXVDKDPHQJHQDOQ\D
SHQXOLVDQ\DQJEDUXWLGDNDNDQ
GLFDQWXPNDQELOD$QGDEHUXVDKDXQWXN
PHQJHQDOLQ\DVHNDOLODJL
0HQJJDPEDUSDGDOD\DU
8QWXNPHPEXDWJDPEDU
.HWXNDQSHUWDPD$QGDKDUXVPHQ\LODQJWLJD
JDULV\DQJGLWHWDSNDQ*DPEDU\DQJWLGDN
PHQ\LODQJWLJDJDULV\DQJGLWHWDSNDQDNDQ
GLDQJJDSVHEDJDLWXOLVDQ6HWHODK$QGD
PHQ\HOHVDLNDQNHWXNDQSHUWDPDNRWDN
JDPEDUDNDQPXQFXO.HWXNDQEHULNXWQ\DGL
GDODPDWDXPHQ\HQWXKNRWDNJDPEDUDNDQ
PHQMDGLEDJLDQGDULJDPEDUWHUVHEXW
8QWXNPHPLOLKJDPEDU
-LNDLQJLQPHQJHGLWDWDXPHPIRUPDW
JDPEDU$QGDKDUXVPHPLOLKQ\DWHUOHELK
GXOX
3HUVLDSDQ
8
QWXNSHQJHQDODQ\DQJOHELKEDLN
JXQDNDQWLQJNDW]RRPDWDXOHELK
WLQJJL8QWXNPHQJXEDKWLQJNDW]RRP
ODNXNDQGHQJDQPHQHNDQWDQGDSDQDKGL
VHEHODKLNRQSDQHOLQSXW!2SWLRQV«!
WDE2SWLRQV
7HNDQNDQWHUXVVW\OXVSDGDJDPEDU
VDPSDLSHPDQGXSLOLKDQPXQFXO8QWXN
PHPLOLKEHEHUDSDJDPEDUSLOLKWRPERO
SHQDGDQJHVHUXQWXNPHPLOLKJDPEDU
\DQJ$QGDLQJLQNDQ
$QGDGDSDWPHPRWRQJPHQ\DOLQGDQ
PHQHPSHONDQJDPEDU\DQJGLSLOLK
GHQJDQPHQHNDQWHUXVJDPEDU\DQJ
GLSLOLKWHUVHEXWNHPXGLDQWHNDQSHULQWDK
SHQJHGLWDQSDGDPHQXSRSXSDWDX
WHNDQSHULQWDKSDGDPHQX(GLW
8QWXNPHQJXNXUXODQJVHEXDKJDPEDU
SDVWLNDQWRPERO3HQDWLGDNGLSLOLKODOX
JHVHUSHPDQGXSHPLOLKDQ
8QWXNPHQJXEDKWLQJNDW]RRP
DJDUGDSDWPHPXGDKNDQNHUMDDWDX
PHQDPSLONDQJDPEDUWHNDQ7RROV
NHPXGLDQSLOLKWLQJNDW]RRP
0
HUHNDP3HVDQ
'DODPVHWLDSSURJUDP\DQJPHPXQJNLQNDQ
XQWXNPHQXOLVDWDXPHQJJDPEDUSDGDOD\DU
$QGDMXJDGDSDWPHQDQJNDSGHQJDQFHSDW
SHPLNLUDQSHQJLQJDWGDQQRPRUWHOHSRQ
GHQJDQPHUHNDPSHVDQ'DODP&DOHQGDU
7DVNVGDQ&RQWDFWV$QGDGDSDW
PHQ\HUWDNDQUHNDPDQSDGDWDE1RWHV
3HUVLDSDQ
'DODPSURJUDP0HVVDJLQJ$QGDMXJDGDSDW
PHQDPEDKNDQUHNDPDQNHSHVDQ(PDLO
8QWXNPHPEXDWUHNDPDQ
8
QWXNPHQDPEDKNDQUHNDPDQSDGD
FDWDWDQEXNDFDWDWDQWHUVHEXWVHEHOXP
SHUHNDPDQ7HNDQ6WDUW!3URJUDPV!
1RWHV
-LNDWLGDNWHUGDSDWEDULVDODWXQWXN
5HFRUG3OD\EDFNWHNDQ0HQX!9LHZ
5HFRUGLQJ7RROEDU
3HJDQJPLNURIRQSHUDQJNDW$QGDGL
GHNDWPXOXWDWDXVXPEHUVXDUDODLQQ\D
8QWXNPXODLPHUHNDPWHNDQ
8
QWXNEHUKHQWLPHUHNDPWHNDQ 5HNDPDQEDUXDNDQPXQFXOGDODPGDIWDU
FDWDWDQDWDXVHEDJDLLNRQWHUWDQDP
8
QWXNPHPXWDUUHNDPDQWHNDQUHNDPDQ
GDODPFDWDWDQ\DQJWHUEXNDDWDXWHNDQ
UHNDPDQSDGDGDIWDUFDWDWDQ
$QGDMXJDGDSDWPHQJDNVHVEDULVDODW
5HNDP3XWDUGHQJDQPHQHNDQWRPERO
5HNDP\DQJPHUXSDNDQWRPEROSHUWDPDGL
VLVLNDQDQDWDV2;GD$WRP/LIH$QGD
8QWXNPHPEXDWUHNDPDQGHQJDQFHSDW
WHNDQWHUXVWRPERO5HNDP-LND$QGD
PHQGHQJDUVXDUDELSSHUHNDPDQWHODK
GLPXODL/HSDVNDQWRPEROWHUVHEXWMLND
VXGDKVHOHVDL
5HNDPDQ\DQJEDUXDNDQGLVLPSDQGDODP
FDWDWDQWHUEXNDDWDXMLNDWLGDNDGDFDWDWDQ
\DQJWHUEXNDPDNDUHNDPDQWHUVHEXWDNDQ
GLVLPSDQVHEDJDLUHNDPDQ\DQJEHUGLUL
VHQGLUL
6RIWUHVHW
2;GD$WRP/LIH$QGDPHQGXNXQJ
NDSDVLWDV520*%QDPXQ$QGDKDUXV
PHPEXDWFDGDQJDQGDWDGDQSURJUDP
EDUX\DQJGLLQVWDOGLGDODP520JXQD
PHQFHJDKWHUMDGLQ\DNHKLODQJDQGDWD8QWXN
PHPEXDWFDGDQJDQ&RQWDFW&DOHQGDU
GOOKXEXQJNDQ3&$QGDGHQJDQ2;GD
$WRP/LIH-LNDSHUDQJNDWWHODKWHUKXEXQJ
$FWLYH6\QFDNDQDNWLIVHFDUDRWRPDWLV
8QWXNLQIRUPDVLOHELKODQMXWOLKDW%DE
6LQNURQLVDVL
6RIWUHVHWEHUJXQDDJDU2;GD$WRP/LIH
PHODNXNDQSHQJDWXUDQXODQJGDQPHQJDWXU
DORNDVLPHPRUL2;GD$WRP/LIH$QGDDNDQ
NHPEDOLNHVWDWXV\DQJVDPDVHEDJDLPDQD
WHUDNKLUNDOLGLJXQDNDQ1DPXQGDWD\DQJ
WHUVLPSDQGDODPDSOLNDVL\DQJWHUEXND
PXQJNLQDNDQKLODQJ8QWXNPHQMDODQNDQ
VRIWUHVHWJXQDNDQVW\OXVXQWXNPHQHNDQ
WHUXVWRPERO5HVHW/LKDW%DE
3HQMHODVDQ7HQWDQJ2;GD$WRP/LIH
3HQDPEDKDQ0HPRUL
+DUGUHVHWDNDQPHQRQDNWLINDQEDWHUDL
PHPEHUVLKNDQPHPRULPHQJKDSXVVHPXD
GDWDVHSHUWLLQIRUPDVLSULEDGLGDODP
6HWXS:L]DUGGDQ$XWR&RQ¿JXUDWRU
GDQPHQJHPEDOLNDQ;GD$WRP/LIHNH
SHQJDWXUDQVWDQGDUQ\D/DQJNDKLQLDNDQ
PHQ\LPSDQVHPXDSURJUDP\DQJWHODK
WHULQVWDOVHEHOXPQ\DSDGDWHOHSRQNHWLND
$QGDPHQHULPD;GD$WRP/LIHLQLXQWXN
SHUWDPDNDOLQ\D.DUHQDLWXVDQJDW
GLDQMXUNDQXQWXNVHFDUDSHULRGLNPHPEXDW
FDGDQJDQGDWDNHNDUWXSHQ\LPSDQDWDX
NRPSXWHUVHEDJDLDQWLVLSDVLDSDELODKDUG
UHVHWKDUXVGLODNXNDQ
8QWXNPHQDPEDKPHPRUL2;GD$WRP/LIH
$QGDPDVXNNDQNDUWX0LQL6'NHGDODPVORW
NDUWX\DQJWHUGDSDWGLEDJLDQDWDVWHOHSRQ
3DVWLNDQNDUWXGLPDVXNNDQGHQJDQEHQDU
3HUKDWLDQ
6HEDJDLDNVHVRULWDPEDKDQNDUWX
0LQL6'WLGDNGLVHUWDNDQGDODP
NHPDVDQ+XEXQJLSHQMXDOQ\DXQWXN
PHPSHUROHKLQIRUPDVLOHELKODQMXW
0HQJDWXU8ODQJ2;GD
$WRP/LIH
+DUGUHVHW
3HUVLDSDQ
&
DGDQJDQ'DWD
-LND2;GD$WRP/LIH$QGDPHUHVSRQV
GHQJDQODPEDWEHUKHQWLPHUHVSRQVDWDX
PHPEHNX$QGDGDSDWPHQJDWXUXODQJ
WHOHSRQLQLGDODPGXDFDUDVRIWUHVHWDWDX
KDUGUHVHW
8QWXNPHODNXNDQKDUGUHVHW
0DQDMHPHQ'D\D
6
HEHOXPPHQMDODQNDQKDUGUHVHW
SDVWLNDQ$QGDWHODKPHPEXDWFDGDQJDQ
VHPXDGDWDNHGDODPNDUWX0LQL6'GL
3&
8QWXNPHQJXUDQJLSHPDNDLDQGD\D2;GD
$WRP/LIH$QGDGDSDWPHQJXEDKGXUDVL
ODPSXODWDUGDQWLQJNDWNHFHUDKDQ6HODLQLWX
$QGDGDSDWOHELKPHQJKHPDWGD\DGHQJDQ
PHQJDWXUWHOHSRQDJDUQRQDNWLIVHFDUD
RWRPDWLVNHWLNDVHGDQJWLGDNGLJXQDNDQ
XQWXNZDNWXWHUWHQWX
7
HNDQWHUXVWRPEROGD\DNHPXGLDQSDGD
VDDW\DQJVDPDJXQDNDQVW\OXVXQWXN
PHQHNDQWRPEROVRIWUHVHW
3HUVLDSDQ
8QWXNPHQJHFHNWLQJNDWGD\DEDWHUDL
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!
3RZHU!WDE%DWWHU\7DQGDEDULVDNDQ
PHQJLQGLNDVLNDQWLQJNDWVLVDGD\DEDWHUDL
8QWXNPHQRQDNWLINDQSHUDQJNDWVHFDUD
RWRPDWLV
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!
3RZHU!WDE$GYDQFHGNHPXGLDQSLOLK
GXUDVLQ\DVHEHOXP2;GD$WRP/LIH
QRQDNWLIGHQJDQVHQGLULQ\D)LWXULQLDNDQ
PHQJRQWUROZDNWXVLDJDOD\DU
8QWXNPHQJXUDQJLWLQJNDWNHFHUDKDQ
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!
%DFNOLJKW!WDE%ULJKWQHVVNHPXGLDQDWXU
WLQJNDWNHFHUDKDQGDULKLQJJDSDOLQJ
JHODSNHSDOLQJWHUDQJ
8QWXNPHQJDWXUGXUDVLODPSXODWDU
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!
%DFNOLJKW!WDE%DWWHU\3RZHUDWDXWDE
$&3RZHUXQWXNPHPLOLKGXUDVLODPSXODWDU
GDQNRQGLVLDNWLIQRQDNWLIODPSXODWDUEDLN
GHQJDQPHQJJXQDNDQEDWHUDLDWDXFDWX
GD\D$&
%DE
6LQNURQLVDVL
7HQWDQJ6LQNURQLVDVL
0HQJLQVWDO$FWLYH6\QF
0HPLOLK.RQHNVL
0HQVLQNURQLVDVL,QIRUPDVL
.HVDODKDQNHVDODKDQ$FWLYH6\QF
6LQNURQLVDVL
7
HQWDQJ6LQNURQLVDVL
'HQJDQ$FWLYH6\QFSDGD3&GDQSHUDQJNDWVHOXODU$QGDGDSDWPHQVLQNURQLVDVLLQIRUPDVL
GLDQWDUD3&DWDX0LFURVRIWŠ([FKDQJH6HUYHUGDQ2;GD$WRP/LIH3HUWDPD$QGDKDUXV
PHQJLQVWDO$FWLYH6\QFSDGD3&.HPXGLDQ$QGDGDSDW
‡ 0HQVLQNURQLVDVLLQIRUPDVLVHKLQJJDELVDPHPSHUROHKLQIRUPDVLWHUEDUXGLVHPXDORNDVL
6LQNURQLVDVL
‡ 0HQJXEDKSHQJDWXUDQGDQMDGZDOVLQNURQLVDVL
‡ 0HQ\DOLQ¿OHGLDQWDUD2;GD$WRP/LIHGDQ3&
‡ 0
HQDPEDKGDQPHQJKDSXVSURJUDPSDGD2;GD$WRP/LIH
0
HQJLQVWDO$FWLYH6\QF
6HEHOXPPXODLPHQVLQNURQLVDVLLQIRUPDVLGHQJDQ3&LQVWDO$FWLYH6\QFSDGD3&
GDUL&'3HUVLDSDQ2;GD$WRP/LIH\DQJGLVHUWDNDQGDODPNHPDVDQ$FWLYH6\QF
DGDODKSURJUDP\DQJWHODKWHULQVWDOGDODPWHOHSRQ$QGDGDQVLDSGLJXQDNDQNHWLND$QGD
PHQHULPDQ\D
3HUKDWLDQ
8QWXNPHQJLQVWDO$FWLYH6\QFSDGD3&$QGD,NXWLSHWXQMXN\DQJGLEHULNDQGDODP
&'3HUVLDSDQ
0
HPLOLK.RQHNVL
.DEHO86%
-LND3&$QGDDNDQPHQJLQVWDO$FWLYH6\QF
$QGDDNDQGLPLQWDXQWXNPHPEXDW
KXEXQJDQGHQJDQ;GD$WRP/LIH
PHQJJXQDNDQVDODKVDWXFDUDNRQHNVL
EHULNXW
‡ .
DEHO86%
‡ %
OXHWRRWK
8
QWXNPHQVLQNURQLVDVLSHUDQJNDW
$QGDPHODOXLNDEHO86%WHNDQ6WDUW!
3URJUDPV!$FWLYH6\QF
7HNDQ6WDUW!6HWWLQJV!WDE&RQQHFWLRQV!
%HDPNHPXGLDQNRQ¿UPDVLNDQXQWXN
PHQHULPDVHPXDVLQ\DO\DQJPDVXN8QWXN
PHQFHJDKLQWHUIHUHQVLSDVWLNDQWLGDNDGD
SHQJKDODQJGLDQWDUDSHUDQJNDWSHUDQJNDW
WHUVHEXW
6HWHODK¿WXUWHUVHEXWGLDNWLINDQDJDUVHPXD
VLQ\DOELVDPDVXNWHOHSRQ$QGDDNDQ
PHQGHWHNVLVHPXDVLQ\DO\DQJPDVXNGDQ
PHPHULQWDKNDQXQWXNPHQHULPDQ\D-LND
$QGDWLGDNLQJLQWHOHSRQPHQGHWHNVLDWDX
PHQHULPDVLQ\DOMDQJDQSLOLK5HFHLYHDOO
LQFRPLQJEHDPV
7HNDQWDE0HQX!&RQQHFWLRQV
3
LOLK86%GDODPPHQXGURSGRZQ
NHPXGLDQDNWLINDQ¿WXU6\QFKURQL]HDOO
3&VXVLQJWKLVFRQQHFWLRQ
.RQHNVL,QIUDPHUDK,5
-LNDLQJLQPHQJJXQDNDQNRQHNVL,5
SDVWLNDQ3&$QGDGLOHQJNDSLGHQJDQURQJJD
,5
6LQNURQLVDVL
‡ ,QIUDPHUDK
8QWXNPHQJDNWLINDQNRQHNVLLQIUDPHUDK
3HULQJDWDQ
-DQJDQDUDKNDQPDWD$QGDVHFDUD
ODQJVXQJNHVLQ\DOLQIUDPHUDK,5DWDX
PHPELDUNDQQ\DEHULQWHUIHUHQVLGHQJDQ
SHUDQJNDW,5ODLQQ\D
8QWXNPHQVLQNURQLVDVLPHODOXLNRQHNVL
,5
$JDUPHQHULPDVLQ\DOLQIUDPHUDKLNXWL
SHWXQMXNGDODP$FWLYH6\QF+HOSGL3&
XQWXNPHQJDWXU3&$QGD
6HMDMDUNDQURQJJD2;GD$WRP/LIH
GHQJDQ3&$QGDGDODPMDUDN\DQJGHNDW
WDQSDSHQJKDODQJ
3DGDSHUDQJNDWWHNDQ6WDUW!
3URJUDPV!$FWLYH6\QF
7HNDQWDE0HQX!&RQQHFWYLD,5
7HNDQ6\QF
.RQHNVL%OXHWRRWK
2;GD$WRP/LIHGLGHVDLQDJDUGDSDW
WHUKXEXQJNHSHUDQJNDWEHUWHNQRORJL
%OXHWRRWKGDODPMDUDNPHWHU8QWXNKDVLO
WHUEDLNVHEDLNQ\DKXEXQJNDQSHUDQJNDW
LQLNH3&PHQJJXQDNDQ86%DJDU
WHUEHQWXNKXEXQJDQVLQNURQLVDVLVHEHOXP
PHQ\DPEXQJPHODOXL%OXHWRRWK
6LQNURQLVDVL
3HUKDWLDQ
-LNDKXEXQJDQNH3&PHODOXL
%OXHWRRWKGLODNXNDQXQWXNSHUWDPD
NDOLQ\DPDND¿WXU%OXHWRRWK2;GD
$WRP/LIHKDUXVGLDNWLINDQOHELKGXOX
6HODQMXWQ\D$QGDKDUXVPHQJDWXU
KXEXQJDQ%OXHWRRWKGHQJDQ3&
GHQJDQPHQHNDQ6WDUW!6HWWLQJV
!&RQQHFWLRQV!%OXHWRRWK8QWXN
OHELKULQFLOLKDW%DE0HPSHUROHK
.RQHNVL
0
HQVLQNURQLVDVL
,QIRUPDVL
6HWHODKPHPEXDWKXEXQJDQDQWDUD2;GD
$WRP/LIHGHQJDQSHUDQJNDWVHOXODUODLQQ\D
$QGDGDSDWPXODLPHODNXNDQVLQNURQLVDVL
,QIRUPDVL\DQJGDSDWGLVLQNURQLVDVLPHOLSXWL
2XWORRN(PDLO&DOHQGDU&RQWDFWV
7DVNVGDQ1RWHV8QWXNPHPLOLKVXPEHU
GDWDWHUWHQWXWHNDQ6WDUW!3URJUDPV!
$FWLYH6\QF!WDE0HQX!2SWLRQV%XND
DSOLNDVL$FWLYH6\QFSDGD3&$QGDNHPXGLDQ
DNWLINDQDWDXQRQDNWLINDQVLQNURQLVDVLXQWXN
MHQLVLQIRUPDVLWHUWHQWXVHVXDLNHEXWXKDQ
8QWXNPHQVLQNURQLVDVLPHODOXLNRQHNVL
%OXHWRRWK
,NXWLSHWXQMXNGDODP$FWLYH6\QF+HOS
GL3&WHQWDQJFDUDPHQJNRQ¿JXUDVL
%OXHWRRWKSDGD3&DJDUPHQGXNXQJ
$FWLYH6\QF
3DGD2;GD$WRP/LIHWHNDQ6WDUW!
3URJUDPV!$FWLYH6\QF
7
HNDQWDE0HQX!&RQQHFWYLD
%OXHWRRWK3DVWLNDQMDUDNDQWDUD
SHUDQJNDWGHQJDQNRPSXWHUGHNDWVDWX
VDPDODLQQ\D
7HNDQ6\QF
- LNDWHODKVHOHVDLWHNDQWDE0HQX!
'LVFRQQHFW%OXHWRRWK
8
QWXNPHQJKHPDWGD\DEDWHUDL
QRQDNWLINDQ%OXHWRRWK
,QIRUPDVLXQWXN 6WDWXV
NRUHNVL
VLQNURQLVDVL
(PDLO2XWORRN
6HWHODK,QER[ XQWXNVLQNURQLVDVLGDODP
$FWLYH6\QFGLSLOLKSHVDQ(PDLO
0LFURVRIWŠ2XWORRN DNDQGLVLQNURQLVDVL
VHEDJDLEDJLDQGDULSURVHVVLQNURQLVDVL
XPXP6HODPDVLQNURQLVDVLEHUODQJVXQJ
‡ 3
HVDQGDODPIROGHU2XWER[ SHUDQJNDW
$QGDDNDQGLWUDQVIHUNH([FKDQJHDWDX
2XWORRNGDQGLNLULPGDULSURJUDP
SURJUDPWHUVHEXW
‡ 3
HVDQSDGDGXDNRPSXWHULQLDNDQ
VDOLQJGLKXEXQJNDQ-LNDSHVDQSDGD2
;GD$WRP/LIHGLKDSXVSHVDQWHUVHEXW
DNDQGLKDSXVMXJDGDUL3&GLZDNWX
VLQNURQLVDVLEHULNXWQ\D
‡ 3
HVDQSHVDQGDODPVXEIROGHUGLIROGHU
(PDLOODLQQ\D2XWORRNKDQ\DDNDQ
GLVLQNURQLVDVLMLNDSHVDQSHVDQWHUVHEXW
WHODKGLSLOLKXQWXNVLQNURQLVDVLGDODP
$FWLYH6\QF8QWXNLQIRUPDVLWHQWDQJFDUD
PHPXODLVLQNURQLVDVL(PDLO2XWORRN
DWDXPHQJXEDKSHQJDWXUDQVLQNURQLVDVL
OLKDW$FWLYH6\QF+HOSSDGD3&DWDX
&RQQHFWLRQV+HOS
3HUKDWLDQ
3HVDQWHNV606GDQSHVDQ
0XOWLPHGLD006WLGDNDNDQGLWHULPD
PHODOXLVLQNURQLVDVL6HEDOLNQ\D
PHUHNDDNDQGLNLULPNHSHUDQJNDW
$QGDPHODOXLRSHUDWRUMDULQJDQ
&DOHQGDU
‡ $QGDGDSDWPHQVLQNURQLVDVLFDWDWDQ
FDWDWDQGDODPNDOHQGHU2;GD$WRP/LIH
GHQJDQFDWDWDQFDWDWDQSDGD3&DWDX
0LFURVRIWŠ ([FKDQJH6HUYHU,QIRUPDVL
KDQ\DGDSDWGLVLQNURQLVDVLVHFDUD
ODQJVXQJGHQJDQ0LFURVRIWŠ([FKDQJH
6HUYHUMLND$QGDPHQMDODQNDQ0LFURVRIWŠ
2XWORRNŠDWDXYHUVLWHUEDUX
6LQNURQLVDVLNDOHQGHUDNDQWHUSLOLKVHFDUD
RWRPDWLVGDODP$FWLYH6\QF
6LQNURQLVDVL
‡ 3
HVDQDNDQGLSHUEDUXLGDULIROGHU,QER[
GL3&DWDXVHUYHU0LFURVRIWŠ([FKDQJH
NHIROGHU,QER[ GDULDFFRXQW2XWORRN
(PDLOSHUDQJNDW$QGD,QIRUPDVLKDQ\D
GDSDWGLVLQNURQLVDVLVHFDUDODQJVXQJ
GHQJDQ0LFURVRIWŠ([FKDQJH6HUYHUMLND
$QGDPHQMDODQNDQ0LFURVRIWŠ2XWORRNŠ
DWDXYHUVLWHUEDUX6HFDUDVWDQGDU
$QGDKDQ\DDNDQPHQHULPDSHVDQGDUL
WLJDKDULWHUDNKLUEDULVSHUWDPDXQWXN
VHWLDSSHVDQEDUXGDQODPSLUDQ¿OH\DQJ
NXUDQJGDUL.%
‡ &
DWDWDQFDWDWDQNDOHQGHU\DQJ
GLPDVXNNDQSDGDVDWXNRPSXWHU
DNDQGLVDOLQNHWHPSDWODLQQ\DVHODPD
VLQNURQLVDVLEHUODQJVXQJ&DWDWDQGDQ
JDPEDUWXOLVDQWDQJDQDNDQGLVLPSDQ
VHEDJDLPHWD¿OHJDPEDU
&RQWDFWV
‡ .RQWDN\DQJWHUVLPSDQSDGD2;GD
$WRP/LIH$QGDGDSDWGLVLQNURQLVDVL
GHQJDQNRQWDN\DQJWHUVLPSDQSDGD
2XWORRN3&DWDX0LFURVRIWŠ 2XWORRNŠ
DWDXYHUVLWHUEDUX
‡ ,WHPEDUX\DQJGLPDVXNNDQNHGDODP
VDWXORNDVLDNDQGLVDOLQNHWHPSDW
ODLQQ\DVHODPDVLQNURQLVDVLEHUODQJVXQJ
&DWDWDQGDQJDPEDUWXOLVDQWDQJDQ
DNDQGLVLPSDQVHEDJDLJDPEDUMLND
VLQNURQLVDVLGLODNXNDQGHQJDQ3&$QGD
WDSLDNDQGLKDSXVMLNDVLQNURQLVDVL
GLODNXNDQGHQJDQVHUYHU8QWXNLQIRUPDVL
OHELKODQMXWWHQWDQJVLQNURQLVDVLOLKDW
$FWLYH6\QF+HOSSDGD3&
7DVNV
‡ 7
DVNV\DQJWHUVLPSDQSDGDSHUDQJNDW
$QGDGDSDWGLVLQNURQLVDVLGHQJDQ
2XWORRNSDGD3&6LQNURQLVDVLFDWDWDQ
WXJDVDNDQGLSLOLKVHFDUDRWRPDWLVGDODP
$FWLYH6\QF
6LQNURQLVDVL
‡ ,WHPEDUX\DQJGLPDVXNNDQSDGDVDWX
NRPSXWHUDNDQGLVDOLQNHWHOHSRQ$QGD
VHODPDVLQNURQLVDVLEHUODQJVXQJ
&DWDWDQGDQJDPEDUWXOLVDQWDQJDQDNDQ
GLVLPSDQVHEDJDLPHWD¿OHJDPEDU
8QWXNLQIRUPDVLOHELKODQMXWWHQWDQJ
VLQNURQLVDVLOLKDW$FWLYH6\QF+HOSSDGD
3&
1RWHV
1RWHVGDSDWGLVLQNURQLVDVLGLDQWDUD3&GDQ
2;GD$WRP/LIHEDLNPHODOXLVLQNURQLVDVL
FDWDWDQDWDX¿OH
8QWXNPHQVLQNURQLVDVLFDWDWDQ$QGDPHODOXL
VLQNURQLVDVLFDWDWDQ
3LOLKMHQLVLQIRUPDVL1RWHVXQWXN
VLQNURQLVDVLGDODP$FWLYH6\QF
'LZDNWXPHODNXNDQVLQNURQLVDVL
EHULNXWQ\DVHPXDFDWDWDQGDODP
0\'RFXPHQWVGDQVXEIROGHUQ\D
SHUDQJNDWDNDQPXQFXOGDODP2XWORRN
1RWHVGL3&
1RWHV\DQJKDQ\DEHULVLWHNVDNDQ
PXQFXOVHEDJDLFDWDWDQELDVDGDODP
2XWORRN3&VHGDQJNDQFDWDWDQ\DQJ
EHULVLWHNVDWDXJDPEDU\DQJGLWXOLVDNDQ
PXQFXOGDODPIRUPDWSHUDQJNDW6HODLQ
LWXVHPXDFDWDWDQGDODPJUXS1RWHV
SDGD2XWORRNGL3&DNDQPXQFXOGDODP
1RWHVSDGDSHUDQJNDW
8QWXNPHQVLQNURQLVDVLFDWDWDQ$QGD
VHEDJDL¿OH
3LOLKMHQLVLQIRUPDVL)LOHVXQWXN
VLQNURQLVDVLNHPXGLDQKDSXVMHQLV
LQIRUPDVL1RWHV
-LND$QGDPHPLOLK)LOHVIROGHU0\
'RFXPHQWVDNDQWHUEHQWXNSDGDGHVNWRS
3&
6HPXD¿OHSZL\DQJWHUGDSDWGDODP
IROGHU0\'RFXPHQWVSHUDQJNDW
GDQVHPXD¿OHGRF\DQJWHUGDSDW
GDODPIROGHU?0\'RFXPHQWV3&DNDQ
GLVLQNURQLVDVL)LOH\DQJGLOLQGXQJLVDQGL
WLGDNGDSDWGLVLQNURQLVDVL$FWLYH6\QF
DNDQPHQJNRQYHUVLGRNXPHQVHODPD
VLQNURQLVDVLEHUODQJVXQJ8QWXNLQIRUPDVL
OHELKODQMXWWHQWDQJVLQNURQLVDVLDWDX
NRQYHUVL¿OHOLKDW$FWLYH6\QF+HOSSDGD
3&
3HUKDWLDQ
-LND$QGDPHQJKDSXVDWDXPHQJXEDK
LWHPSDGD3&DWDXSHUDQJNDWPDND
LWHPWHUVHEXWDNDQGLXEDKDWDXGLKDSXV
GLORNDVLODLQQ\DGLZDNWXVLQNURQLVDVL
VHODQMXWQ\D
-LND$QGDPHQVLQNURQLVDVLFDWDWDQ
PHQJJXQDNDQVLQNURQLVDVL¿OH
NHPXGLDQPHPXWXVNDQXQWXN
PHQJJXQDNDQVLQNURQLVDVLFDWDWDQ
PDNDVHPXDFDWDWDQ$QGDDNDQ
GLVLQNURQLVDVLGHQJDQ2XWORRNSDGD
3&GDQWLGDNDNDQODJLWHUVLPSDQ
GDODPIROGHU0\'RFXPHQWV
.
HVDODKDQNHVDODKDQ$FWLYH6\QF
6HWLDSNDOL$FWLYH6\QFWLGDNEHUKDVLOPHQVLQNURQLVDVLLQIRUPDVLSURJUDPLQLDNDQ
PHQDPSLONDQNHVDODKDQSDGD2;GD$WRP/LIHGDQ3&$QGD
0HQDPSLONDQLQIRUPDVLNHVDODKDQ
7HNDQWRPERO$FWLRQMLNDWHNVNHVDODKDQGLWDPSLONDQ$FWLYH6\QFNHPXGLDQDNDQ
PHQDPSLONDQLQIRUPDVLOHELKODQMXWWHQWDQJNHVDODKDQLWX
3HUKDWLDQ
6HEDJLDQEHVDUDSOLNDVL¿UHZDOOEHUIXQJVLXQWXNPHPEORNLUODOXOLQWDVMDULQJDQGDQ
PHQJDPDQNDQ3&GDULNRQHNVLMDULQJDQ\DQJPDVXN-LND$FWLYH6\QFPHQJJXQDNDQ
URQJJD7&3XQWXNPHQWUDQVIHUGDWDGHQJDQ3HUDQJNDWGDQDJDUWHUKLQGDUGDUL
NHPXQJNLQDQSHQ\XVXSDQSDGDMDULQJDQPDND$QGDKDUXVPHPELDUNDQODOXOLQWDV
LQLGLEORNLUVHFDUDPDQXDOROHKDSOLNDVL)LUHZDOOSDGD3HUDQJNDW\DQJPHQJJXQDNDQ
$FWLYH6\QF$QGDKDUXVPHQDPEDKNDQSURVHVDSOLNDVL$FWLYH6\QFNHGDODP([FHSWLRQ
/LVW3URJUDP)LUHZDOO
6LQNURQLVDVL
8QWXNLQIRUPDVLOHELKODQMXWOLKDWEDJLDQ6\QFKURQL]LQJ,QIRUPDWLRQGDUL$FWLYH6\QF+HOS
3&$QGD
6LQNURQLVDVL
%DE
0HPSHUROHK.RQHNVL
0HPEXDW.RQHNVL
0HQ\DPEXQJNH,QWHUQHW
0HPSHUROHK.RQHNVL
2;GD$WRP/LIHPHPLOLNLIXQJVLMDULQJDQ
PXWDNKLU\DQJPHPXQJNLQNDQ$QGDXQWXN
PHQJDWXUNRQHNVLNH,QWHUQHWGDQNHMDULQJDQ
LQWHUQDOSHUXVDKDDQ'HQJDQGHPLNDQ$QGD
GDSDWPHQMHODMDK,QWHUQHWPHQJJXQDNDQ
(PDLOPHQJJXQDNDQSHVDQLQVWDQGDQ
PHODNXNDQVLQNURQLVDVLPHODOXL$FWLYH6\QF
0HPSHUROHK.RQHNVL
7HUVHGLDGXDMHQLVSHQJDWXUDQNRQHNVL0\
,63GDQ0\:RUN1HWZRUN3HQJDWXUDQ
0\,63GLJXQDNDQXQWXNPHQ\DPEXQJ
NH,QWHUQHWVHGDQJNDQSHQJDWXUDQ0\
:RUN1HWZRUNGDSDWGLJXQDNDQXQWXN
PHQ\DPEXQJNHMDULQJDQSULYDWVHSHUWL
MDULQJDQSHUXVDKDDQ
0
HPEXDW.RQHNVL
&DUDWHUPXGDKXQWXNPHPEXDW2;GD$WRP
/LIH$QGDWHUKXEXQJNHMDULQJDQDGDODK
GHQJDQPHQJDNWLINDQ$XWR&RQ¿JXUDWRU
/LKDW.RQ¿JXUDWRU2WRPDWLV$WDX
$QGDGDSDWPHQJXEDKSLOLKDQEHULNXWVHFDUD
PDQXDO
&6'/LQH7\SH
3URJUDPLQLPHPXQJNLQNDQ$QGDXQWXN
PHPLOLKMHQLVVDOXUDQNHWLNDKHQGDN
PHPEXDWNRQHNVL&LUFXLW6ZLWFK'DWD
3HUKDWLDQ
3HQJDWXUDQVWDQGDUSDGD2;GD$WRP
/LIHGLWHWDSNDQXQWXNSHQJJXQDDQ
RSWLPDO-DQJDQXEDKSHQJDWXUDQLQL
NHFXDOLMLND$QGDPHQJDODPLPDVDODK
GDODPPHQJJXQDNDQNRQHNVLGDWDDOLK
VLUNXLW&6'
8QWXNPHQJXEDKMHQLV6DOXUDQ&6'
7HNDQ6WDUW!6HWWLQJV!&RQQHFWLRQV!
&6'/LQH7\SH
7
HQWXNDQQLODLXQWXN'DWD5DWH
GDQ&RQQHFWLRQ(OHPHQW'DODP
&RQQHFWLRQHOHPHQWSLOLKMHQLVGDUL
PHQXGURSGRZQ7HNDQ2.XQWXN
VHOHVDL
*356
8QWXNPHQJJXQDNDQOD\DQDQ*356$QGD
KDUXVPHPLOLKGLDQWDUDGXDSLOLKDQEHULNXW
‡ 3$3DXWKHQWLFDWLRQ3DVVZRUG
$XWKHQWLFDWLRQ3URWRFRODGDODKSURWRNRO
RWHQWLNDVLVHGHUKDQD\DQJPHPYHUL¿NDVL
SHQJJXQDGDODPPHQJDNVHVNHVHUYHU
DNVHVUHPRWH,63RSHUDWRU-DULQJDQ
,QWHUQHW
‡ &+$3DXWKHQWLFDWLRQ&KDOOHQJH
+DQGVKDNH$XWKHQWLFDWLRQ3URWRFRO
GLJXQDNDQXQWXNPHQHJRVLDVLNDQNRQGLVL
WHUDPDQGDULRWHQWLNDVLWHUHQNULSVL\DQJ
GLGXNXQJROHKVHUYHUGDQFOLHQW
0HQJNRQ¿JXUDVL*356
3HUKDWLDQ
0HQJXEDKSHQJDWXUDQLQLGDSDW
PHQJDNLEDWNDQNHJDJDODQNRPXQLNDVL
GDWD7DQ\DNDQNHSDGDRSHUDWRU
MDULQJDQVHEHOXPPHODNXNDQ
SHUXEDKDQ
8QWXNPHPLOLKPHWRGHRWHQWLNDVL
7HNDQ6WDUW!6HWWLQJV!&RQQHFWLRQV!
*3566HWWLQJV
3LOLK3$3DXWKHQWLFDWLRQDWDX&+$3
DXWKHQWLFDWLRQNHPXGLDQWHNDQ2.
&DUDSLQWDVXQWXNPHQJDNKLULNRQHNVL
*356
8QWXNVHJHUDPHQJDNKLULNRQHNVL*356
WHNDQWHUXVWRPERO3XWXV
*3560RQLWRU
8QWXNPHPRQLWRUODOXOLQWDV*356
7
HNDQ6WDUW!3URJUDPV!*356
0RQLWRU!&KDUW
3
LOLKLNRQXQWXNPHOLKDWULQFLDQVHSHUWL
ODOXOLQWDVELD\DSHU%XODQ+DULDQGDQ
SHU-DP
6HPXDSHUDQJNDW%OXHWRRWKODLQQ\DGDODP
MDUDNNLUDNLUDPHWHUGDSDWPHQGHWHNVL
SHUDQJNDW$QGDWHUOHSDVDSDNDKVHUWL¿NDW
NHDPDQDQ%RQGWHODKGLEXDWDWDXEHOXP
0HVNLGHPLNLDQXQWXNPHQHULPDVLQ\DOGDUL
SHUDQJNDWODLQQ\D$QGDKDUXVPHQHULPD
VLQ\DOWHUVHEXWSDGDSHUDQJNDW$QGD
-LND$QGDWLGDNLQJLQODJLSHUDQJNDWWHUVHEXW
GDSDWWHUOLKDWMDQJDQFHQWDQJSLOLKDQ7XUQ
RQ%OXHWRRWKDWDXMDQJDQFHQWDQJSLOLKDQ
0DNHWKLVGHYLFHGLVFRYHUDEOHWRRWKHU
GHYLFHVXQWXNPHPELDUNDQUDGLRWHWDSDNWLI
QDPXQWLGDNPHPELDUNDQSHQGHWHNVLDQROHK
SHUDQJNDWODLQ
8QWXNPHOLKDWODSRUDQ*356
%RQGV
7HNDQ6WDUW!3URJUDPV!*3560RQLWRU!
WDE5HSRUW
8QWXNEHUWXNDULQIRUPDVLGHQJDQFDUD\DQJ
DPDQ$QGDGDSDWPHQJJXQDNDQVHUWL¿NDW
NHDPDQDQXQWXNPHPEXDWKXEXQJDQ
DQWDUD2;GD$WRP/LIHGHQJDQSHUDQJNDW
%OXHWRRWKODLQQ\D
%OXHWRRWK
'HQJDQNHPDPSXDQ%OXHWRRWKSHUDQJNDW
LQLGDSDWEHUWXNDULQIRUPDVLGDODPMDUDN
VHNLWDUPHWHU%OXHWRRWKDGDODKWHNQRORJL
NRPXQLNDVLQLUNDEHOEHUMDUDNSHQGHN
3HQJDWXUDQ%OXHWRRWK
8QWXNPHQJDNVHVOD\DUSHQJDWXUDQ
%OXHWRRWKWHNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV!%OXHWRRWK
8QWXNPHQJDNWLINDQDWDXPHQRQDNWLINDQ
%OXHWRRWKFHQWDQJMDQJDQFHQWDQJSLOLKDQ
7XUQRQ%OXHWRRWK$WDXWHNDQ:L¿
PDQDJHUSDGDOD\DU!%OXHWRRWK2Q2II
/DPSX/('ELUXSDGDSHUDQJNDW$QGDDNDQ
GLDNWLINDQ
0HPSHUROHK.RQHNVL
3URJUDPLQLPHPXQJNLQNDQ$QGDXQWXN
PHPRQLWRUODOXOLQWDV*356GDQPHQJKLWXQJ
ELD\DEHUGDVDUNDQMDPKDULEXODQGDQ
WDKXQ
8QWXNPHPEXDWSHUDQJNDW$QGDWHUOLKDW
FHQWDQJSLOLKDQ0DNHWKLVGHYLFHYLVLEOHWR
RWKHUGHYLFHV
8QWXNPHPEXDW%RQG
7HNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV
7
HNDQ%OXHWRRWK!WDE'HYLFHV!$GG
QHZGHYLFH3HUDQJNDW$QGDDNDQ
PHQFDULSHUDQJNDW%OXHWRRWKODLQGDQ
PHQDPSLONDQQ\DSDGDGDIWDU
7HNDQQDPDGDULSHUDQJNDWODLQLWXGDODP
GDIWDU\DQJWHUVHGLDNHPXGLDQWHNDQ
1H[W
'
DODP3DVVFRGHPDVXNNDQNRGHDNVHV
GDULNDUDNWHUVDPSDLNHPXGLDQ
WHNDQ1H[W
0
DVXNNDQNRGHDNVHV\DQJVDPDSDGD
SHUDQJNDWODLQQ\D
- LNDSHUOXGDODP1DPHHGLWQDPD
SHUDQJNDWODLQLWX
7HNDQERQGXQWXNGLJDQWLQDPDQ\D
'DODP1DPHPDVXNNDQQDPDEDUX
XQWXNVHUWL¿NDWNHDPDQDQWHUVHEXW
7HNDQ)LQLVK
7HNDQ)LQLVK
8QWXNPHQJKDSXV%RQG
0HPSHUROHK.RQHNVL
3HUKDWLDQ
3DVWLNDQPDVLQJPDVLQJGXD
SHUDQJNDWWHUVHEXWEHUDGDGDODPMDUDN
PHWHUVHKLQJJD%OXHWRRWKEHUDGD
GDODPPRGH\DQJGDSDWWHUGHWHNVL
ROHKNHGXDQ\D
7HNDQ%OXHWRRWK!WDE'HYLFHV
7HNDQWHUXVERQGXQWXNPHQJKDSXV
7HNDQ'HOHWH
8QWXNPHQHULPD%RQG
0HQJLULP,QIRUPDVLPHODOXL%OXHWRRWK
3
DVWLNDQ%OXHWRRWKWHODKGLDNWLINDQGDQ
GDODPPRGHWHUOLKDWYLVLEOH
7
HNDQWHUXVLWHP\DQJDNDQGLNLULP
PLVDOQ\DFDWDWDQMDQMLGDODP&DOHQGDU
FDWDWDQWXJDVGDODP7DVNVNDUWXQDPD
GDODP&RQWDFWVDWDX¿OHGDODP)LOH
0DQDJHU
- LNDGLPLQWDXQWXNPHPEXDWVHUWL¿NDW
NHDPDQDQGHQJDQSHUDQJNDWODLQWHNDQ
2.
'
DODP3DVVFRGHPDVXNNDQNRGHDNVHV
GLDQWDUDNDUDNWHUGDQNHPXGLDQ
WHNDQ1H[W$QGDKDUXVPHPDVXNNDQ
NRGHDNVHV\DQJVDPDVHSHUWL\DQJ
GLPDVXNNDQGDODPSHUDQJNDW\DQJ
PHPLQWDVHUWL¿NDWNHDPDQDQWDGL
7HNDQ%HDP>MHQLVLWHP@
- LND$QGDPHQJKHQGDNLGDODP1DPH
HGLWQDPDGDULSHUDQJNDW\DQJPHPLQWD
VHUWL¿NDWNHDPDQDQ
3DVWLNDQSHUDQJNDW$QGDWHODK
GLNRQ¿JXUDVLXQWXNPHQHULPDVLQ\DO\DQJ
PDVXNVHKLQJJD%OXHWRRWKEHUDGDGDODP
PRGH\DQJGDSDWWHUGHWHNVL
7HNDQ)LQLVK
6HUWL¿NDWNHDPDQDQWHUEHQWXN6HNDUDQJ
$QGDGDSDWEHUWXNDULQIRUPDVLGHQJDQ
SHUDQJNDWODLQQ\D
8QWXNPHQJJDQWLQDPD%RQG
7
HNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV
7HNDQ%OXHWRRWK!WDE'HYLFHV
7HNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV
7
HNDQSHUDQJNDW\DQJLQJLQ$QGD
NLULPNDQVLQ\DOEHDP,WHPDNDQ
GLNLULPNDQNHSHUDQJNDW\DQJ$QGDSLOLK
0HQHULPD6LQ\DO%OXHWRRWK
3DVWLNDQSHUDQJNDW$QGDEHUDGDGDODP
MDUDNPHWHUGDULSHUDQJNDW\DQJ
PHQJLULPNDQVLQ\DO
- LNDGLPLQWDXQWXNPHQHULPDVLQ\DO\DQJ
PDVXNWHNDQ<HV6HNDUDQJ,QIRUPDVL
DNDQGLVLPSDQGDODPSHUDQJNDW$QGD
+HDGVHW%OXHWRRWK
/$11LUNDEHO
8QWXNPHQJDWXU2;GD$WRP/LIHGHQJDQ
KHDGVHW%OXHWRRWK$QGDGDSDWPHPEDFD
SDQGXDQSHQJJXQD\DQJEHULVLLQIRUPDVL
WHQWDQJKHDGVHW%OXHWRRWKGDQSHWXQMXN
EHULNXW
7HOHSRQ$QGDPHQGXNXQJ/$11LUNDEHO
\DQJVHVXDLGHQJDQ,(((EJ
7HOHSRQ$QGDGLOHQJNDSLGHQJDQSURJUDP
\DQJWHODKWHULQVWDOVHEHOXPQ\D\DNQL
:L¿'DQPHPXQJNLQNDQ$QGDXQWXN
PHQJNRQ¿JXUDVLSHQJDWXUDQ/$11LUNDEHO
7
HNDQ!6HWWLQJV!WDE&RQQHFWLRQV!
%OXHWRRWK!WDE'HYLFHVNHPXGLDQ
WHNDQ1HZ3DUWQHUVKLSXQWXNPHPLQGDL
SHUDQJNDW%OXHWRRWKODLQQ\D
2
;GD$WRP/LIHDNDQPXODLPHPLQGDL
SHUDQJNDW%OXHWRRWK
0
DVXNNDQ.RGHDNVHVXQWXN3HUDQJNDW
%OXHWRRWK\DQJGLWHQWXNDQ8QWXN
LQIRUPDVLWHQWDQJ.RGHDNVHVOLKDW
GRNXPHQ\DQJEHULVLWHQWDQJKHDGVHW
%OXHWRRWK
7
HQWXNDQQDPDOD\DUGDQMHQLVOD\DQDQ
\DQJGLWDZDUNDQSHUDQJNDW%OXHWRRWK
$QGD
8QWXNPHQJDWXUNRQHNVL/$11LUNDEHO
7HNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV!:L)L!WDE:LUHOHVV
-LNDMDULQJDQ\DQJGLNHKHQGDNLWLGDN
WHUVHGLDWHNDQ$GG1HZNHPXGLDQ
LNXWLSHWXQMXNQ\D-DULQJDQ\DQJWHODK
WHUEDQJXQDNDQWHUGDIWDUGDODP:LUHOHVV
QHWZRUNV
8QWXNPHQJXEDKSHQJDWXUDQGDODP
:LUHOHVV1HWZRUNVWHNDQMDULQJDQ\DQJ
$QGDNHKHQGDNL
0HPSHUROHK.RQHNVL
7
HNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV!%OXHWRRWK!WDE0RGH
NHPXGLDQFHQWDQJSLOLKDQ7XUQRQ
%OXHWRRWKGDQ0DNHWKHGHYLFHYLVLEOH
WRRWKHUGHYLFHV
'DODP1HWZRUNVWR$FFHVVSLOLKGL
DQWDUD³$OODYDLODEOH´³2QO\DFFHVV
SRLQWV´DWDX³2QO\FRPSXWHUWR
FRPSXWHU´
8QWXNPHPSHUEDUXLLQIR,3
6
HWHODKSURVHVSHQJDWXUDQVHOHVDL
$QGDDNDQPHOLKDWSHUDQJNDW%OXHWRRWK
GLWDPSLONDQGDODPPHQX
7HNDQ6WDUW!6HWWLQJV!:L¿8WLOLW\!WDE
,3,QIR!5HQHZDWDXWRPERO3LQJXQWXN
PHPSHUEDUXLLQIRUPDVL,3DWDXPHQFDUL
DODPDW,3GDULSHUDQJNDWODLQQ\D
6
HODLQLWXDNDQPXQFXOLNRQKHDGVHW
%OXHWRRWK\DQJPHQXQMXNNDQVWDWXV
NRQHNVL
8QWXNPHQFDULDODPDW,3
7HNDQ6WDUW!6HWWLQJV!:L¿8WLOLW\!
WDE6LWH6XUYH\!WRPERO5H6FDQXQWXN
PHQFDUL(66,'566,%66,'GDQ&KDQQHO
RIWKH:LUHOHVV/$1
3HUKDWLDQ
-LND¿WXULQLVHGDQJWLGDNGLJXQDNDQ
QRQDNWLINDQXQWXNPHQJKHPDWGD\D
3HQJDWXUDQ.DUWX-DULQJDQ
6HEHOXPPHQJDWXUMDULQJDQSDVWLNDQ$QGD
WHODKPHPEHOLGDQPHQJNRQ¿JXUDVLNDUWX
MDULQJDQ\DQJNRPSDWLEHOGHQJDQ2;GD
$WRP/LIH
8QWXNPHQJDWXUNDUWXMDULQJDQ$QGD
0
DVXNNDQNDUWXMDULQJDQNHGDODP2
;GD$WRP/LIH
0HPSHUROHK.RQHNVL
3HUWDPDNDOL$QGDPHPDVXNNDQNDUWX
1HWZRUN6HWWLQJVDNDQPXQFXOVHFDUD
RWRPDWLV8QWXNPHQJXEDKQ\DGLODLQ
ZDNWXWHNDQ6WDUW!6HWWLQJV!WDE
&RQQHFWLRQV!&RQQHFWLRQV
8QWXNPHPDVXNNDQLQIRUPDVLVHUYHU
WHUWHQWXWHNDQDGDSWRU\DQJVHVXDL
8QWXNPHPXODLNRQHNVLPDVXNNDQNDUWX
MDULQJDQGDQPXODLODKPHQJJXQDNDQ
SURJUDP\DQJGLNHKHQGDNL
.DEHO86%
8QWXNPHQJDNVHV,QWHUQHW$QGDGDSDW
PHQJKXEXQJNDQSHUDQJNDWNH3&PHODOXL
NDEHO86%3DVWLNDQ3&WHODKWHUKXEXQJNH
,QWHUQHW
0HQ\DPEXQJNH
,QWHUQHW
-LNDWHODKWHUKXEXQJ$QGDGDSDW
PHQJJXQDNDQ3RFNHW,QWHUQHW([SORUHU
XQWXNPHQMHODMDK,QWHUQHW
8QWXNPHQVLQNURQLVDVLGDQPHQGRZQORDG
OLQNIDYRULWGDUL3&$QGDGDODP$FWLYH6\QF
3&SLOLK)DYRULWHVGDODPPHQX7RROV!
2SWLRQV!SLOLKDQ6\QF
0HQMHODMDK,QWHUQHW
%XNDOD\DU3RFNHW,QWHUQHW([SORUHU
NHPXGLDQWHNDQ6WDUW!,QWHUQHW([SORUHU
3
DGDEDULVDODPDWPDVXNNDQDODPDW
:HE\DQJLQJLQ$QGDWHUVDPEXQJ
GHQJDQQ\D7HNDQ XQWXNPHPLOLK
DODPDW\DQJVHEHOXPQ\DWHODKGLPDVXNL
8QWXNNHPEDOLNHKDODPDQVHEHOXPQ\D
WHNDQ%DFN
8
QWXNPHQ\HJDUNDQNHPEDOLKDODPDQ
ZHEWHNDQ0HQX!5HIUHVK
8
QWXNNHPEDOLNHKDODPDQGHSDQWHNDQ
0HQX!+RPH
7HNDQ)DYRULWHVGDQDODPDWIDYRULW
\DQJKHQGDN$QGDWDPSLONDQ8QWXN
PHQDPEDKNDQOLQNIDYRULWNHWLND
PHQJJXQDNDQ2;GD$WRP/LIHNXQMXQJL
KDODPDQ\DQJKHQGDN$QGDWDPEDKNDQ
WHNDQWHUXVKDODPDQWHUVHEXWNHPXGLDQ
WHNDQ$GGWR)DYRULWHVSDGDPHQXSRS
XS
%DE
)XQJVLIXQJVL'DVDU7HOHSRQ
0HPEXDW3DQJJLODQ
0HPEXDW3DQJJLODQ9LGHR
0HQJDNKLUL3DQJJLODQ
0HQHULPD0HQJDEDLNDQ3DQJJLODQ
3DQJJLODQ,QWHUQDVLRQDO
3DQJJLODQ'DUXUDW
3LOLKDQ3DQJJLODQ0DVXN
,QIRUPDVL.RQWDN
.HDPDQDQ3HUDQJNDW
)XQJVLIXQJVL'DVDU7HOHSRQ
6HSHUWLWHOHSRQVHOXODUSDGDXPXPQ\D$QGDGDSDWPHQJJXQDNDQ2;GD$WRP/LIHXQWXN
PHPEXDWPHQHULPDSDQJJLODQGDQPHQJLULPSHVDQ606$QGDMXJDGDSDWPHPEXDWFDWDWDQ
NHWLNDVHGDQJEHUELFDUDPHPDQJJLOODQJVXQJGDUL&RQWDFWVGDQPHQWUDQVIHUNRQWDNGHQJDQ
PXGDKGLDQWDUDNDUWX6,0GDQ2;GD$WRP/LIH
/D\DU3KRQH'LDOHU
)XQJVLIXQJVL'DVDU7HOHSRQ
8QWXNPHQJDNVHVOD\DU3KRQH'LDOHUWHNDQ3KRQHSDGDOD\DU7RGD\/D\DU3KRQH'LDOHU
PHPLOLNL¿WXU¿WXUEHULNXW
1DPDSHQ\HGLDMDULQJDQ
.H\SDGOD\DUVHQWXK
-HQGHODGDIWDUNRQWDN
.HNXDWDQVLQ\DO
+DSXVQRPRU
5LZD\DW3DQJJLODQ
3DQJJLODQ9LGHR7HOHSKRQ\
%LFDUDXQWXNPHPEXDWGDQPHQJDNKLULSDQJJLODQ WHOHSRQ
0HQXXQWXNPHQJDNVHVSLOLKDQODLQ
6HPEXQ\LNDQ.H\SDG
-LNDSDQJJLODQWHODKWHUVDPEXQJOD\DUDNDQPHQDPSLONDQLWHPEHULNXW
6
WDWXVSDQJJLODQ
1DPDGDQQRPRUNRQWDN\DQJ$QGDSDQJJLO
6SHDNHU2QXQWXNPHQJDNWLINDQSHQJHUDVVXDUD
WHOHSRQFDWDWDQSLOLKDQLQLDNDQPHQMDGL³&DOO
+LVWRU\´VHWHODKSDQJJLODQEHUDNKLU
1RWHXQWXNPHQFDWDWSHPEXDWDQSDQJJLODQ
.H\SDGXQWXNNHPEDOLNHOD\DU3KRQH'LDOHU
&RQWDFWVXQWXNPHQDPSLONDQGDIWDUNRQWDN
0XWHXQWXNPHPELVXNDQSDQJJLODQFDWDWDQ
SLOLKDQLQLDNDQPHQMDGL³6DYH´VHWHODKSDQJJLODQ
EHUDNKLU
+ROGXQWXNPHQDQJJXKNDQSDQJJLODQ
(QGXQWXNPHQJDNKLULSDQJJLODQ
0HQXXQWXNPHQJDNVHVSLOLKDQODLQ
3DQHOQDYLJDVLGDQSDQJJLODQ
,WHP
.HWHUDQJDQ
7RPERO3DQJJLODQ
7HNDQXQWXNPHQJDNWLINDQOD\DU3KRQH'LDOHUPHPDQJJLO
QRPRUWHOHSRQDWDXPHQHULPDSDQJJLODQPDVXN6HODPD
SDQJJLODQEHUODQJVXQJWHNDQWHUXVXQWXN0(1*$.7,).$1DWDX
0(121$.7,).$1SHQJHUDVVXDUD
7RPERO1DYLJDVL
7HNDQQDYLJDVLDUDK$WDV%DZDK.LUL.DQDQXQWXNPHQHOXVXUL
GDIWDU
7RPERO7HQJDK
7HNDQXQWXNPHPLOLKLWHPPHQX
3XWXV3DQJJLODQ
7HNDQXQWXNPHQJDNKLULSDQJJLODQNHPEDOLNHOD\DUVLDJDDWDX
PHQJDNKLULNRQHNVL*356
7RPERO6HQWXK.LUL
7HNDQXQWXNPHPLOLKSLOLKDQGLNLULEDZDKOD\DU
7RPERO6HQWXK
.DQDQ
7HNDQXQWXNPHPLOLKSLOLKDQGLNDQDQEDZDKOD\DU
)XQJVLIXQJVL'DVDU7HOHSRQ
1R
3HQJHFHNDQNRQHNVL$QGD
6HFDUDVWDQGDU2;GD$WRP/LIHDNDQWHUKXEXQJVHFDUDRWRPDWLVNHMDULQJDQWHUGDIWDU
DSDELOD$QGDWHODKPHPDVXNNDQNDUWX6,0GDQPHPEHULNRGH3,1\DQJGLPLQWD6HEXDK
LNRQDNDQPHQJLQGLNDVLNDQEDKZD$QGDWHODKWHUKXEXQJNHMDULQJDQ2SHUDWRU-DULQJDQ
DWDXSHQ\HGLDD¿OLDVLQ\D6LQ\DOEHUNHNXDWDQSHQXKGLLQGLNDVLNDQGHQJDQ 6HPDNLQ
WLQJJLNHNXDWDQVLQ\DOVHPDNLQEDQ\DNEDULVLNRQ\DQJWDPSLOWLGDNDGDEDULVVDPDVHNDOL
PHQXQMXNNDQWLGDNDGDQ\DVLQ\DO
.HWLND'DODP3HQHUEDQJDQ
)XQJVLIXQJVL'DVDU7HOHSRQ
3HULQJDWDQ
-LND$QGDLQJLQPHQJJXQDNDQ2;GD$WRP/LIHGDODPSHVDZDWWHUEDQJODNXNDQ
VHODOXSHQJHFHNDQXODQJDWDVLQIRUPDVLNHVHODPDWDQGHQJDQSHVDZDW\DQJLQJLQ
$QGDWXPSDQJL6HEDJDLFRQWRKGLEDQ\DNQHJDUD$QGDDNDQGLZDMLENDQROHKKXNXP
XQWXNPHQRQDNWLINDQWHOHSRQSDGDVDDWEHUDGDGDODPSHVDZDW0HQRQDNWLINDQGD\D
2;GD$WRP/LIH7,'$.DNDQPHQRQDNWLINDQIXQJVLWHOHSRQ$QGDKDUXVPHPXWXVNDQ
VDPEXQJDQNHMDULQJDQ
8QWXNPHQRQDNWLINDQNRQHNVLQLUNDEHO
7HNDQ6HWWLQJVSDGDPHQX6WDUW
7
HNDQWDE&RQQHFWLRQV!:LUHOHVV
0DQDJHU
7
HNDQ$OO:LUHOHVV2IIMLNDVHPXD
WRPEROLNRQWLGDNEHUZDUQDGDQIXQJVL
QLUNDEHOGDODPNHDGDDQWLGDNDNWLI
0HQJDWXUYROXPHWHOHSRQ
$QGDGDSDWPHQJDWXUYROXPHWHOHSRQGDODPEHEHUDSDFDUD
6HODPDSDQJJLODQEHUODQJVXQJWHNDQWRPEROYROXPHGLVLVLNLULSHUDQJNDW$QGD
$WDXWHNDQ
XQWXNPHQDPSLONDQPHQXSRSXS$QGDGDSDWPHQJDWXU
‡ 9ROXPHGHULQJ
‡ 9
ROXPHSHUDQJNDW
‡ 0
RGHJHWDU-LND¿WXULQLGLDNWLINDQ DNDQPXQFXOGDODPDUHDVWDWXVGDQLNRQ
‡ %LVX$NWLI6XDUDWHOHSRQGHQJDQPHQHNDQ2Q2II
3HUKDWLDQ
0HQJDWXUYROXPHSHUFDNDSDQWHOHSRQKDQ\DEROHKGLODNXNDQVHODPDSDQJJLODQ
EHUODQJVXQJ0HQJDWXUYROXPHGLZDNWXODLQQ\DKDQ\DDNDQEHUSHQJDUXKSDGDWLQJNDW
QDGDGHULQJGDQSHPEHULWDKXDQ
0
HPEXDW3DQJJLODQ
0HPEXDWSDQJJLODQGDULOD\DU3KRQH'LDOHU
7HNDQ
DWDXWHNDQ3KRQHSDGDOD\DU7RGD\
7HNDQQRPRUSDGDNH\SDG
.HPXGLDQWHNDQWRPERO7DONDWDXWHNDQ
3HULQJDWDQ
-LND$QGDPHQHNDQGLJLWSHUWDPDQRPRUWHOHSRQSHPDQJJLODNDQPHQ\DULQJQ\DVHFDUD
RWRPDWLVPHQHOXVXULGDIWDUNRQWDNXQWXNPHQFDULQRPRU\DQJVHVXDL
0HPEXDWSDQJJLODQGDUL&RQWDFWV
7HNDQ&RQWDFWVSDGDOD\DU7RGD\DWDXOD\DU3KRQH'LDOHU
7HNDQLWHPNHPXGLDQWHNDQ&DOODWDX&DOO0RELOH
8QWXNPHQDPSLONDQPHQFDULGDIWDUNRQWDN
$QGDGDSDWPHQDPSLONDQNRQWDNGDODPEHEHUDSDFDUDEHULNXW
7HNDQ0HQX!9LHZE\NHPXGLDQSLOLK
1DPHDWDX&RPSDQ\
)XQJVLIXQJVL'DVDU7HOHSRQ
7
HNDQ0HQX!)LOWHUNHPXGLDQSLOLK$OO
&RQWDFWV5HFHQWO\9LHZHGDWDX1R
&DWHJRULHV
7
HNDQ0HQX!2SWLRQV$WXU/LVW
YLHZVHWWLQJVGHQJDQPHPLOLK6KRZ
DOSKDEHWLFDOLQGH[DWDX6KRZFRQWDFW
QDPHVRQO\
8QWXNPHQFDULNRQWDNWHNDQEDULV(QWHUDQDPHNHPXGLDQPDVXNNDQKXUXISHUWDPDGDUL
QDPDNRQWDN\DQJGLNHKHQGDNL'DIWDUQDPDGHQJDQKXUXI\DQJVDPDDNDQGLWDPSLONDQ
*XOLUNHDWDVDWDXNHEDZDKXQWXNLWHP\DQJGLNHKHQGDNL
0HPEXDWSDQJJLODQGDUL&DOO+LVWRU\
3DGDOD\DU3KRQH'LDOHUWHNDQ&DOO+LVWRU\
8
QWXNPHPLOLKQRPRU\DQJKHQGDN$QGDSDQJJLOWHNDQQRPRU\DQJGLNHKHQGDNLSDGD
GDIWDU$WDXFDULQRPRUGHQJDQPHQJJXQDNDQWRPEROQDYLJDVLDWDVEDZDKNHPXGLDQ
WHNDQWRPEROQDYLJDVLWHQJDKXQWXNPHPLOLKQRPRUWHUVHEXW
8QWXNPHPEXDWSDQJJLODQNHQRPRUWHUWHQWXWHNDQ&DOOSDGDEDULVWXJDV
,NRQ&DOO+LVWRU\PHQFDNXS
)XQJVLIXQJVL'DVDU7HOHSRQ
3DQJJLODQPDVXN
3DQJJLODQNHOXDU
3DQJJLODQWDNWHUMDZDE
0HPEXDW3DQJJLODQ3XWDU&HSDW
3DGDOD\DUSHPDQJJLOWHNDQXQWXNPHPLOLKNRQWDN\DQJGLNHKHQGDNLSDGDGDIWDUNRQWDN
7HNDQNRQWDNVHNDOLODJLXQWXNPHPDVXNNDQDWDXWHNDQ0HQX!2SHQ&RQWDFW
%XND0HQX!$GGWR6SHHG'LDO
/D\DUDNDQPHQXQMXNNDQLQIRUPDVLNRQWDN\DQJGLSLOLKVHSHUWL1DPH1XPEHUGDQ
/RFDWLRQ\DLWXWRPEROSDQJJLODQFHSDW\DQJGLWHWDSNDQNHNRQWDN
8QWXNPHQJNRQ¿UPDVLSLOLKDQ$QGDWHNDQRN
$QGDMXJDGDSDWPHPEXDWSHVDQVXDUDXQWXNSDQJJLODQFHSDW
%XND3URJUDPV!9RLFH6SHHG'LDO
,NXWLSHWXQMXNXQWXNPHUHNDPSHVDQVXDUD\DLWXVXDUDVHGHUKDQDVHEDJDLVHEXDK
SHWXQMXNVHSHUWL³VDWX´-LND$QGDPHQHNDQ6WRS
XFDSDQ\DQJWHUHNDPDNDQ
GLVLPSDQNHNRQWDN\DQJGLWHWDSNDQ
8QWXNPHPEXDWSDQJJLODQFHSDWVXDUDFXNXSXFDSNDQSHVDQVXDUDNHSHPDQJJLO
0HQJHFHN3HVDQ6XDUD
6HFDUDVWDQGDUORNDVLSHUWDPD6SHHG'LDODGDODKNRWDNSHVDQVXDUD$QGD-LND$QGD
PHPDVXNNDQNDUWX6,0NHGDODP2;GD$WRP/LIHWHOHSRQDNDQPHQGHWHNVLVHFDUD
RWRPDWLVGDQPHQJDWXUQRPRUNRWDNSHVDQVXDUDGDULRSHUDWRUMDULQJDQ$QGD
3DGDOD\DU3KRQH'LDOHUWHNDQDWDXSLOLK³9RLFHPDLO´GDULGDIWDUXQWXNPHPEXDWSXVDW
SHVDQVXDUD
0
HPEXDW3DQJJLODQ9LGHR
$QGDGDSDWPHQJJXQDNDQ2;GD$WRP/LIHXQWXNPHPEXDWSDQJJLODQ979LGHR7HOHSKRQ\
3HUKDWLDQ
6HEHOXPPHPEXDWSDQJJLODQYLGHRSDVWLNDQSHQHULPD\DQJKHQGDN$QGDSDQJJLO
PHPLOLNLSHUDQJNDWWHOHSRQYLGHR%LODWLGDNPDNDSDQJJLODQDNDQJDJDO
8QWXNPHPEXDWSDQJJLODQYLGHR
-LNDKHQGDNPHPDVXNLPRGH3KRQH'LDOHUWHNDQ3KRQHSDGDOD\DU7RGD\
7HNDQ97&DOO
8QWXNPHPEXDWSDQJJLODQYLGHRGDUL&RQWDFWV
'DODP&RQWDFWV³WHNDQWHUXV´ULZD\DWGDIWDUSDQJJLODQ
3LOLKSLOLKDQ³97&DOO´GDULPHQXGURSGRZQXQWXNPHPEXDWSDQJJLODQYLGHRNHQRPRUWHUVHEXW
3DQJJLODQ0DVXN
-LNDSHPDQJJLOPHPEXDWSDQJJLODQYLGHRNH$QGDPDND;GD$WRP/LIH$QGDDNDQ
PHQDPSLONDQLNRQWHNV\DQJPHQXQMXNNDQEDKZDSDQJJLODQWHUVHEXWDGDODKSDQJJLODQYLGHR
)XQJVLIXQJVL'DVDU7HOHSRQ
0
DVXNNDQQRPRU\DQJLQJLQ$QGDSDQJJLODWDXWHNDQQRPRU\DQJGLNHKHQGDNLSDGD
GDIWDU&DOO+LVWRU\
-HQGHOD7DPSLODQ
6HOIZLQGRZ0HQDPSLONDQWDPSLODQORNDO
5HPRWHSDUW\0HQDPSLONDQWDPSLODQUHPRWH
,QGLNDWRU
)LWXUILWXU
.HWHUDQJDQ
&DOO6WDWXV$UHD
$UHDWDPSLODQRSHUDWRUVWDWXVSDQJJLODQGDQZDNWXEHUODOX
7RPEROWRPEROIXQJVL
)LWXUILWXU
.HWHUDQJDQ
%ORFNYLGHR
0HQJKHQWLNDQDOLUDQWUDQVIHUYLGHRNHSLKDNUHPRWHGDQPHQJJDQWL
JDPEDUVWDWLVDWDXNRVRQJVHVXDLGHQJDQSHQJDWXUDQGDODP
0HQX2SWLRQV
0XWH
0HPELVXNDQLQSXWPLNURIRQ
6ZLWFKZLQGRZ
8QWXNEHUDOLKMHQGHODWDPSLODQGDULMHQGHODVHQGLULGDQMHQGHOD
SLKDNUHPRWHWHNDQWHUXVWRPEROLQL
)LWXUILWXU
.HWHUDQJDQ
6ZLWFKFDPHUD
,QLPHUXSDNDQILWXU\DQJIOHNVLEHO\DQJPHPXQJNLQNDQ$QGDXQWXN
EHUDOLKWDPSLODQGHQJDQFHSDWGDULMHQGHODVHQGLULNHWDPSLODQ
GHSDQEHODNDQJ
(QGFDOO
0HQJKHQWLNDQSDQJJLODQ
,WHPLWHPPHQX
)LWXUILWXU
.HWHUDQJDQ
)XQJVLIXQJVL'DVDU7HOHSRQ
&DPHUDVHWWLQJ
0HQFDNXS]RRPNHVHLPEDQJDQSXWLKRWRPDWLVNHWDMDPDQGDQ
0HQX9LGHR&DOO
2SWLRQV
.HFHUDKDQ
5HMHFWYLGHRDXGLRVWUHDPVIURPUHPRWHSDUWLHV
6HOISLFWXUHVHOHFWLRQ
-LNDWDPSLODQVHQGLULGLEORNLU$QGDGDSDWPHPLOLKSLOLKDQLQLMLND
KHQGDNPHQJJDQWLWDPSLODQVHQGLULGHQJDQJDPEDU\DQJGLSLOLK
0HQX6QDSVKRW
0HQX5HFRUGLQJ
0HQ\LPSDQJDPEDUVQDSVKRWGDULMHQGHODSLKDNUHPRWHVHEDJDL
ILOHJUDILV8QWXNPHPLFXJDPEDUVQDSVKRWWHNDQWRPERONDPHUD
SHUDQJNDWNHUDVGHQJDQFHSDW
0HPXODLPHQJKHQWLNDQSHUHNDPDQMHQGHODSLKDNUHPRWHVHEDJDL
NOLSYLGHR
3HUHNDPDQGDSDWGLPXODLGHQJDQPHQHNDQWHUXVWRPERONDPHUD
GDQPHQJKHQWLNDQQ\DMLNDWRPEROVXGDKGLOHSDVNDQ
0
HQJDNKLUL3DQJJLODQ
-LNDSDQJJLODQPDVXNDWDXSDQJJLODQNHOXDUVHGDQJEHUODQJVXQJ$QGDGDSDWPHQHNDQ
DWDX(QGSDGDOD\DU3KRQH'LDOHUXQWXNPHQXQJJX
3HUKDWLDQ
8QWXNPHQJDNKLULSDQJJLODQNHWLNDPHQJJXQDNDQKHDGVHWNDEHOVWHUHRWHNDQWRPERO
EHUZDUQDSHUDNSDGDKHDGVHWWHUVHEXW
0
HQHULPD0HQJDEDLNDQ3DQJJLODQ
-LND$QGDPHQHULPDSDQJJLODQWHOHSRQSHVDQSHPEHULWDKXDQDNDQPXQFXO
8QWXNPHQMDZDESDQJJLODQPDVXNWHNDQ$QVZHUDWDXWHNDQ
8QWXNPHQJDEDLNDQDWDXPHQRODN
SDQJJLODQWHNDQ,JQRUHDWDXWHNDQ
XQWXNPHQJDNWLINDQVXDUDWHOHSRQGDQ
PHQRODNSDQJJLODQ/DQJNDKLQLDNDQ
PHQJDOLKNDQSDQJJLODQNHSHVDQVXDUD
$QGDWHUJDQWXQJSDGDRSHUDWRUMDULQJDQ
8QWXNSLOLKDQODLQQ\DWHQWDQJSDQJJLODQ
PDVXNOLKDW%DJLDQ3LOLKDQ3DQJJLODQ
0DVXN
0HQJDWXUYROXPHOXEDQJVXDUD
6HODPDSDQJJLODQEHUODQJVXQJ$QGDGDSDW
PHQJDWXUYROXPHOXEDQJVXDUDSDGDKHDGVHW
NDEHOVWHUHRGHQJDQPHQJJHUDNNDQWRPERO
YROXPHNHNDQDQNLULJXQDPHQDPEDK
PHQJXUDQJLYROXPHGHQJDQWRPERO
EHUZDUQDSHUDNPHQJKDGDS$QGD
8QWXNPHPEXDWSDQJJLODQLQWHUQDVLRQDO
0HQJDNWLINDQSHQJHUDVVXDUD
7
HNDQWHUXVWRPEROVDPSDLWDQGD
PXQFXO7DQGDDNDQPHQJJDQWLNDQ
DZDODQLQWHUQDVLRQDOGDULQHJDUDWHPSDW
$QGDPHODNXNDQSDQJJLODQ
3HUDQJNDW$QGDGLOHQJNDSLGHQJDQ
SHQJHUDVVXDUD\DQJPHPXQJNLQNDQ
$QGDXQWXNEHUELFDUDVHFDUDKDQGVIUHH
DWDXPHPELDUNDQRUDQJODLQPHQGHQJDU
SHUFDNDSDQ$QGD
0
DVXNNDQQRPRUWHOHSRQVHFDUD
OHQJNDS1RPRULQLKDUXVPHQFDNXSNRGH
QHJDUDNRGHDUHDWDQSDDZDODQDQJND
QROGDQQRPRUWHOHSRQ
7HNDQ7DONDWDXWHNDQ
6HODPDSDQJJLODQEHUODQJVXQJWHNDQ
DWDXWHNDQWDE0HQX!7XUQ
WHUXV
6SHDNHUSKRQH2Q
8QWXNPHQRQDNWLINDQSHQJHUDVVXDUD
WHNDQ¿WXULQLVHNDOLODJL
3
DQJJLODQ'DUXUDW
0DVXNNDQQRPRUGDUXUDWLQWHUQDVLRQDO
NHPXGLDQWHNDQ7DONDWDXWHNDQ
1RPRUGDUXUDWODLQQ\DPXQJNLQWHUFDQWXP
SDGDNDUWX6,0$QGD+XEXQJLRSHUDWRU
MDULQJDQXQWXNPHPSHUROHKLQIRUPDVLOHELK
ODQMXW
-LND2;GD$WRP/LIH$QGDWHODKGLDOLKNDQ
NHPRGH'HYLFH/RFN$QGDKDUXVPHPEXND
NXQFLSHUDQJNDWWHUVHEXWWHUOHELKGXOX
VHEHOXPPHPEXDWSDQJJLODQGDUXUDW/LKDW
%DJLDQ
7HNDQ³8QORFN´SDGDWRPEROVHQWXK.LUL
7
HNDQ³8QORFN´VHNDOLODJL\DQJPXQFXOGL
WHQJDKOD\DU
)XQJVLIXQJVL'DVDU7HOHSRQ
3
DQJJLODQ,QWHUQDVLRQDO
3
LOLKDQ3DQJJLODQ
0DVXN
3HULQJDWDQ
8QWXNPHQJKLQGDULNHUXVDNDQ
SHQGHQJDUDQ$QGDMDQJDQGHNDWNDQ
2;GD$WRP/LIHNHWHOLQJD$QGD
NHWLNDWHOHSRQEHUDGDGDODPPRGH
SHQJHUDVVXDUD
0HPELVXNDQVXDUDSDQJJLODQ
8QWXNPHPELVXNDQVXDUDPLNURIRQVHODPD
SDQJJLODQPDVXNEHUODQJVXQJWHNDQWRPERO
0XWHSDGDOD\DU3KRQH'LDOHUDWDXWHNDQ
WDE0HQX!0XWH
0HQDQJJXKNDQSDQJJLODQ
8QWXNPHQDQJJXKNDQSDQJJLODQWHNDQ+ROG
DWDXWHNDQ0HQX!+ROG
8QWXNPHQHULPDPHQJDNKLULSDQJJLODQ
PDVXNODLQQ\D
7
HNDQ$QVZHUXQWXNPHQJDPELO
SDQJJLODQNHGXDGDQPHQDQJJXKNDQ
SDQJJLODQSHUWDPD
8QWXNPHQJDNKLULSDQJJLODQNHGXDGDQ
NHPEDOLNHSDQJJLODQSHUWDPDWHNDQ(QG
DWDXWHNDQ
)XQJVLIXQJVL'DVDU7HOHSRQ
8QWXNEHUDOLKGLDQWDUDGXDSDQJJLODQWHNDQ
6ZDSDWDXWHNDQWDE0HQX!6ZDS
0HQJDWXUSDQJJLODQNRQIHUHQVL
3DGDVDODKVDWXVLWXDVLEHULNXW$QGDGDSDW
PHQJDWXUSDQJJLODQNRQIHUHQVL
‡ .
HWLND$QGDPHQDQJJXKNDQSDQJJLODQ
EXDWSDQJJLODQNHQRPRUNHGXD
NHPXGLDQWXQJJXVDPSDLSDQJJLODQ
WHUVHEXWGLDQJNDW
0HQXOLVFDWDWDQ
6HODPDVHWHODKSDQJJLODQEHUODQJVXQJ
WHNDQ1RWH
*XQDNDQVDODKVDWXFDUDLQSXWXQWXN
PHUHNDPFDWDWDQNHPXGLDQWHNDQ2.
$QGDGDSDWPHQ\HOHVDLNDQFDWDWDQ
LQIRUPDVLVHSHUWL3HPDQJJLO3UR¿O
3HUXVDKDDQ7HOHSRQ7DQJJDO:DNWX
GDQ&DWDWDQ
8QWXNVHOHVDLWHNDQ2N
0HQDPSLONDQFDWDWDQ
'DODPGDIWDU&DOO+LVWRU\WHNDQWHUXV
QRPRU\DQJGLNHKHQGDNLNHPXGLDQWHNDQ
9LHZ1RWHGDODPPHQXSRSXS6HEXDK
LNRQDNDQPHQJLQGLNDVLNDQFDWDWDQ
$WDXEXND1RWHVNHPXGLDQWHNDQQDPD
¿OHGDODPGDIWDU
‡ - LND$QGDPHQHULPDSDQJJLODQPDVXN
NHGXDSDQJJLODQSHUWDPDPDVLK
EHUODQJVXQJ
,QIRUPDVL.RQWDN
8QWXNPHPEXDWSDQJJLODQNRQIHUHQVL
8QWXNPHQDPSLONDQ&DOO+LVWRU\WHNDQ
3KRQHSDGDOD\DU7RGD\NHPXGLDQWHNDQ
&DOO+LVWRU\SDGDOD\DU3KRQH'LDOHU
3
DGDVDODKVDWXNHGXDVLWXDVLGLDWDV
WHNDQ&RQIHUHQFH
-LNDNRQHNVLNRQIHUHQVLEHUKDVLONDWD
&RQIHUHQFHDNDQPXQFXOGLEDJLDQ
WHUDWDVOD\DU3KRQH'LDOHU
%LODLQJLQPHQDPEDKNDQRUDQJODLQ
NHSDQJJLODQNRQIHUHQVL$QGDWHNDQ
+ROGXQWXNPHPDVXNNDQQRPRUEDUX
NHPXGLDQWHNDQ5HVXPHXQWXNNHPEDOL
GDQPHQHUXVNDQ
&DOO+LVWRU\
8QWXNPHQDPEDKNDQNRQWDNEDUXNHWLND
EDUXVDMDPHQJDNKLULSDQJJLODQWHNDQWDE
0HQX!6DYHWR&RQWDFWV0DVXNNDQQDPD
SHPDQJJLOGDQLQIRUPDVLODLQNHPXGLDQ
WHNDQ2.VHWHODKPHQJHGLW
$WDXEXND&DOO+LVWRU\WHNDQWHUXVQRPRU
WHUWHQWXXQWXNPHPEXNDPHQXSRSXS
NHPXGLDQSLOLK6DYHWR&RQWDFWV
0HQDPEDKFDWDWDQ
$QGDGDSDWPHPEXDWFDWDWDQVHODPDVHWHODK
SDQJJLODQEHUODQJVXQJ&DWDWDQGDSDW
GLVLPSDQVHEDJDLODPSLUDQSDGDSDQJJLODQ
$QGDGLVDODKVDWXIROGHU&DOO+LVWRU\
3HUKDWLDQ
6HWHODKNRQWDNGLEXDWULQFLDQ
SDQJJLODQGDODP&DOO+LVWRU\DNDQ
GLXEDKGDQGLWDPSLONDQGLEDZDK
QDPDEXNDQQRPRUWHOHSRQ
3KRWR&RQWDFWV
3KRWR&RQWDFWVPHPXQJNLQNDQ$QGDXQWXNPHQHWDSNDQIRWRGLDPDWDXIRWRDQLPDVLNHGDWD
&RQWDFWV-LNDVHVHRUDQJ\DQJVHEHOXPQ\DVXGDK$QGDWHWDSNDQVHEDJDLSHQHULPDIRWR
GDODP3KRWR&RQWDFWVPHPDQJJLO$QGDIRWRWHUVHEXWDNDQPXQFXOSDGDOD\DUSDQJJLODQ
PDVXN2;GD$WRP/LIH
0HPEXDWNRQWDNIRWREDUX
$QGDGDSDWPHPEXDWNRQWDNIRWRGHQJDQFDUDEHULNXW
7HNDQ&RQWDFWVSDGDOD\DU7RGD\DWDXWHNDQ3KRQH!WRPERO&RQWDFWV!WDE1HZ
*XOLUNHNRORP3LFWXUHNHPXGLDQWHNDQ6HOHFWDSLFWXUH
7HNDQSDGDJDPEDU\DQJGLNHKHQGDNLNHPXGLDQJDPEDUWHUVHEXWDNDQGLWHWDSNDQXQWXN
GDWDWHUWHQWX8QWXNPHQJKDSXVJDPEDUGDULOD\DUHGLW&RQWDFWVWHNDQWDE0HQX!
5HPRYH3LFWXUHV
$WDX$QGDGDSDWPHQHWDSNDQJDPEDUNHNRQWDN
7HNDQ6WDUW!3URJUDPV!3LFWXUHV9LGHRV!IROGHU0\3LFWXUHV
7HNDQJDPEDU\DQJGLNHKHQGDNLXQWXNGLWDPSLONDQNHPXGLDQWHNDQ0HQX!6DYH!6DYH
WR&RQWDFW
.
HDPDQDQ3HUDQJNDW
)XQJVLIXQJVL'DVDU7HOHSRQ
0DVXNNDQQDPD&RQWDFWGDQLQIRUPDVLODLQQ\D
$QGDGDSDWPHQMDPLQNHDPDQDQWHOHSRQGHQJDQPHPEXDWSHQJJXQDDQ¿WXUNHDPDQDQEHULNXW
'HYLFHORFN
)XQJVLLQLDNDQPHQRQDNWLINDQIXQJVLRQDOLWDVNH\SDG)LWXULQLEHUJXQDMLND$QGDWLGDNLQJLQ
WRPEROWRPEROSDGDNH\SDGWHUWHNDQWDQSDGLVHQJDMDNHWLND2;GD$WRP/LIHGLQRQDNWLINDQ
GDQGLVLPSDQGDODPVDNX
7
HNDQ'HYLFHXQORFNHGSDGDOD\DU7RGD\XQWXNPHQJXQFLNH\SDG
6
HWHODK$QGDPHQJXQFLWHOHSRQDUHDLQLDNDQPHQDPSLONDQ'HYLFHORFNHG
8
QWXNPHPEXNDNXQFLNH\SDGWHNDQ8QORFNGLNLULEDZDKOD\DU7RGD\NHPXGLDQWHNDQ
8QORFNVHNDOLODJLXQWXNPHQJNRQ¿UPDVL
'HYLFHORFN
-LNDSLOLKDQLQLGLDNWLINDQOD\DUSRSXSDNDQGLWDPSLONDQVDPELOPHPLQWD³VDQGLSHQJXQFL´2
;GD$WRP/LIHXQWXNGLPDVXNNDQVHEHOXPGLEHULDNVHVXQWXNPDVXN
)XQJVLIXQJVL'DVDU7HOHSRQ
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!/RFN
&HQWDQJSLOLKDQ3URPSWLIGHYLFHXQXVHGIRUNHPXGLDQDWXUSHULQWDKZDNWX
SHPEHULWDKXDQQ\D
3LOLKMHQLVVDQGL\DQJDNDQ$QGDJXQDNDQ6LPSOH3,1DWDX6WURQJDOSKDQXPHULF6DQGL
\DQJNXDWKDUXVVHGLNLWQ\DPHPLOLNLNDUDNWHU\DQJWHUGLULGDULNRPELQDVLKXUXIEHVDU
KXUXINHFLOGDQWDQGDEDFD
0DVXNNDQVDQGLGDQNRQ¿UPDVLNDQELODSHUOX
8QWXNPHQRQDNWLINDQ¿WXU3KRQHORFN2;GD$WRP/LIHMDQJDQFHQWDQJSLOLKDQ3URPSWLI
GHYLFHXQXVHGIRU
-LND$QGDOXSDDNDQVDQGL$QGDGDSDWPHPEHULSHWXQMXNVDQGLSDGDWDE+LQWGLWDE
3DVVZRUG
0HQJDWXUNXQFLEHUVDQGL
$QGDGDSDWPHOLQGXQJL2;GD$WRP/LIHGDULSHQJJXQDDQWDNVDKGHQJDQPHQJJXQDNDQ3,1
3HUVRQDO,GHQWL¿FDWLRQ1XPEHU3,1SHUWDPD$QGDDNDQGLWHWDSNDQROHK2SHUDWRU-DULQJDQ
7
HNDQ6WDUW!3KRQHDWDXWHNDQWRPERO3KRQHSDGDOD\DU7RGD\
3
DGDOD\DU3KRQH'LDOHUWHNDQWDE0HQX!2SWLRQV!WDE3KRQH
&
HQWDQJSLOLKDQ5HTXLUH3,1ZKHQSKRQHLVXVHG
8
QWXNPHQJXEDK3,1GLZDNWXWHUWHQWXWHNDQ&KDQJH3,1
%DE
3HVDQ
7HNV
3HVDQ0XOWLPHGLD006
3HVDQ6XDUD
(PDLO
:LQGRZV/LYH700HVVHQJHU
3HVDQ
$QGDGDSDWPHPEXDWPHQJLULPGDQPHQHULPDEHUEDJDLSHVDQPHODOXL2;GD$WRP
/LIH3HVDQLQLPHOLSXWL6066KRUW0HVVDJLQJ6HUYLFH/D\DQDQ3HVDQ6LQJNDW006
0XOWLPHGLD0HVVDJLQJ6HUYLFH/D\DQDQ3HVDQ0XOWLPHGLD&KDW3HVDQ6XDUD(PDLOGDQ
,0OD\DQDQ3HVDQ,QVWDQ%DELQLDNDQPHPDQGX$QGDPHQHOXVXULSHQJJXQDDQOD\DQDQ
SHVDQLQLODQJNDKGHPLODQJNDK
$QGDGDSDWPHPLOLKXQWXNPHQDPSLONDQPHQXDFFRXQW606006GDQ(PDLOVDDWPHPEXND
0HVVDJLQJ
3HVDQ
8QWXNPHQJDNWLINDQIXQJVLLQL
'DODP0HVVDJLQJEXND0HQX!7RROV!2SWLRQV
3DGDWDE$FFRXQWVFHQWDQJ³'LVSOD\DFFRXQWSLFNHUZKHQRSHQLQJ0HVVDJLQJ´
.
OLNRNXQWXNNRQ¿UPDVL
8QWXNPHQRQDNWLINDQSHPLOLKDFFRXQW
'
DODP0HVVDJLQJEXND0HQX!2SWLRQV
3DGDWDE$FFRXQWVNRVRQJNDQNRWDNFHQWDQJ³'LVSOD\DFFRXQWSLFNHUZKHQRSHQLQJ
0HVVDJLQJ´
.OLNRNXQWXNNRQ¿UPDVL
7
HNV
0HQXOLV3HVDQ7HNV
8QWXNPHPEXDWSHVDQWHNV
7HNDQ6WDUW!0HQX!1HZ
3HUKDWLDQ
- LNDSHPLOLKDFFRXQWGLDNWLINDQ$QGDPXQJNLQKDUXVPHPLOLKMHQLVDFFRXQW7H[W
0HVVDJH0061HZ(PDLO$FFRXQWVHEHOXPPHPEXDWSHVDQ\DQJEDUX
7
DPEDKNDQSHQHULPDSDGDNRORP7R$WDXWHNDQWDE0HQX!$GG5HFLSLHQW
8QWXNPHQJHGLWSHVDQWHNDQSDGDOD\DUHGLWGDQPDVXNNDQWHNVQ\D8QWXNFDUD
PHPDVXNNDQOLKDW0HPDVXNNDQ,QIRUPDVL
8QWXNPHQDPEDKNDQWHNV\DQJWHODKGLWHQWXNDQWHNDQ0HQX!0\7H[WNHPXGLDQSLOLKWHNV
6HWHODKVHOHVDLPHQJHGLWWHNV$QGDGDSDWPXODLPHQJHMDGHQJDQPHQHNDQ0HQX!6SHOO
&KHFN
8QWXNPHQ\LPSDQSHVDQNHNRWDNGUDIWWHNDQ0HQX!6DYHWR'UDIWV
6HEHOXPPHQJLULPSHVDQ$QGDGDSDWPHPLOLKXQWXNPHQHULPDSHPEHULWDKXDQ
SHQJLULPDQGHQJDQPHQHNDQ0HQX!0HVVDJH2SWLRQVNHPXGLDQPHQFHQWDQJNRWDN
5HTXHVWPHVVDJHGHOLYHU\QRWL¿FDWLRQ
8QWXNPHQJLULPSHVDQWHNDQ6HQG
0HPEDFDSHVDQ
3HVDQWHNVDNDQGLWHULPDVHFDUDRWRPDWLVMLNDWHOHSRQ$QGDGLDNWLNDQ%LODWLGDNSHVDQ
DNDQGLWDKDQROHKRSHUDWRUMDULQJDQKLQJJDWHOHSRQWHUKXEXQJNHMDULQJDQRSHUDWRUGLZDNWX
EHULNXWQ\D
8QWXNPHPEDFDSHVDQWHNV
7HNDQ6WDUW!0HVVDJLQJ
3
LOLKIROGHUGDQVXEIROGHU7H[W0HVVDJHVGLGDODP7H[W0HVVDJHVVHSHUWL,QER[
2XWER[6HQW,WHPVDWDX'HOHWHG,WHPV
'DODP,QER[$QGDDNDQPHOLKDWGDIWDUSHVDQGHQJDQSDUDPHWHUEHULNXW
‡ 'LWHULPDGDUL
‡ :DNWXNHWLNDSHVDQGLWHULPD
‡ 6XEMHNSHVDQ
3HVDQ
7
HNDQ0HQXXQWXNPHQJDNVHVSLOLKDQ
ODLQ
‡ 7
HNDQ*R7RXQWXNEHUDOLKGDUL
DFFRXQW$QGDVDDWLQLNH7H[W
0HVVDJHV2XWORRN(PDLODWDX
006
‡ 7
HNDQ7RROVXQWXNPHQ\RUWLUSHVDQ
0DQDJH)ROGHUV(PSW\'HOHWHG
,WHPV&OHDU³7H[W0HVVDJHV´
PHPEXDW1HZ$FFRXQWGDQPHOLKDW
2SWLRQVPHQJXEDKSHQJDWXUDQ
XQWXN$FFRXQWV0HVVDJH$GGUHVV
GDQ6WRUDJH
2SWLRQV
‡ $FFRXQWV7HNDQDFFRXQWXQWXNPHQJXEDKSHQJDWXUDQ0LVDOQ\DWHNDQ7H[W0HVVDJHV
SDGDGDIWDUDFFRXQWXQWXNPHQJXEDK5HTXHVWGHOLYHU\QRWL¿FDWLRQVGDQ8VH8QLFRGH
ZKHQQHFHVVDU\7HNDQ1HZ$FFRXQWXQWXNPHQJDWXUDFFRXQWEDUXWHNDQ6HFXULW\
XQWXNPHQJXEDKSHQJDWXUDQNHDPDQDQWHNDQ6LJQDWXUHV«XQWXNPHQJJXQDNDQ
WDQGDWDQJDQSHQDQGDDFFRXQWDWDXPHQJDNWLINDQPHQRQDNWLINDQWDPSLODQSHPLOLK
DFFRXQW
3HVDQ
7H[W0HVVDJH2SWLRQVPHPXQJNLQNDQ$QGDXQWXNPHQ\HVXDLNDQ$FFRXQWV0HVVDJH
$GGUHVVGDQ6WRUDJH
‡ 0HVVDJH$WXU¿WXUSHVDQEHULNXWLQL:KHQUHSO\LQJWRHPDLOLQFOXGHERG\.HHS
FRSLHVRIVHQWLWHPVLQ6HQWIROGHU:DUQZKHQGHOHWLQJPHVVDJHVLQWKHPHVVDJHOLVW
GDQWDPSLODQ¿WXU$IWHUGHOHWLQJRUPRYLQJDPHVVDJH
‡ $GGUHVV$WXUNRQWDNXQWXNHPDLOGDQSLOLKDQHPDLO
‡ 6WRUDJH.RQ¿JXUDVLNDQORNDVLGDQSLOLKDQSHQ\LPSDQDQ
3
HVDQ0XOWLPHGLD006
2;GD$WRP/LIHPHPXQJNLQNDQ$QGDXQWXNPHPEXDWGDQPHQJLULPVHQGLULSHVDQ006
GHQJDQIRWRYLGHRWHNVGDQDXGLRNHSDGDWHPDQGDQNHOXDUJD8QWXNLQIRUPDVLWHQWDQJ
SHQJJXQDDQNDPHUDLQWHUQDO2;GD$WRP/LIHGDQFDUDPHQJHGLWJDPEDUOLKDW%DE
³.DPHUD´
0HPEXNDOD\DUSHPEXDW006
$QGDGDSDWPHQJDNVHV006VHFDUDODQJVXQJGHQJDQPHQHNDQ6WDUW!0HVVDJLQJGDQ
PHPLOLKIROGHU0063HUDQJNDW$QGDMXJDDNDQPHPEHULEHEHUDSDFDUDXQWXNPHPEXND
OD\DUSHPEXDW006
‡ '
DUL3LFWXUHV3KRWRV3LOLKVDODKVDWXJDPEDUGDODPIROGHU0\3LFWXUHVWHNDQ0HQX!
6HQG3DGDWDKDSLQL$QGDDNDQGLDUDKNDQNHOD\DUSHPEXDW006GDODP0HVVDJLQJ
‡ '
DUL&DPHUD2SVLRQDO7DQJNDSJDPEDUDWDXNOLSYLGHR3LOLK¿OHGDQNLULPPHODOXL006
3HUKDWLDQ
$QGDKDUXVPHQJNRQ¿JXUDVLSUR¿ONRQHNVLGDQPHQGRZQORDGSHQJDWXUDQVHEHOXP
GDSDWPHQJLULPGDQPHQHULPDSHVDQ006/LKDW%DE³0HPSHUROHK.RQHNVL´
0HPEXDWSHVDQ006
0HPEXDWSHVDQ006
3HVDQ006GLEXDWGHQJDQPHQJNRPELQDVLNDQEHUEDJDLVOLGH6HWLDSVOLGHELVDWHUGLULGDUL
IRWRNOLSDXGLRDWDXNOLSYLGHRDXGLRDWDXWHNV
7
HNDQ6WDUW!0HVVDJLQJ!IROGHU006GDUL³6HOHFWDQ$FFRXQW´NHPXGLDQWHNDQ
0HQX!1HZ-LNDSHPLOLKDFFRXQWGLQRQDNWLINDQWHNDQ6WDUW!0HVVDJLQJ!0HQX!*R
WR!006!0HQX!1HZ'DODP006,QER[WHNDQ1HZ$QGDGDSDWPHPLOLKWHPSODWH
GDULGDIWDUDWDXWHNDQ&XVWRPWRHQWHUDEODQN006FRPSRVLWLRQVFUHHQ
0DVXNNDQDODPDWSHQHULPD7RGDQ6XEMHFWGDULSHVDQ
7
HNDQ0HQXXQWXNPHOLKDWSLOLKDQODLQWHNDQ,QVHUW3LFWXUH9LGHRDWDX0HQX!,QVHUW
0HGLD!3LFWXUH9LGHRXQWXNPHQJDNVHVOD\DUSHPLOLKDQJDPEDU
3
LOLKJDPEDUNHPXGLDQPDVXNNDQNHGDODPSHVDQ$QGD$QGDMXJDGDSDWPHPDVXNNDQ
¿OHDXGLRDWDXWHNV
3HVDQ
7
HNDQ0HQXXQWXNSLOLKDQSHQJHGLWDQODLQQ\D8QWXNLQIRUPDVLOHELKODQMXWOLKDWSLOLKDQ
PHQX006EHULNXW
$QGDGDSDWPHQJNOLN0HQXSDGDOD\DUSHPEXDWDQ006XQWXNPHQJDNVHVSLOLKDQEHULNXW
,WHP
.HWHUDQJDQ
$GG5HFLSLHQW
0HQDPEDKNRQWDNEDUXGDULGDIWDU&RQWDFWV
3LOLKMHQLVILOH\DQJDNDQGLVLVLSNDQNHGDODPSHVDQ$QGD-LNDVXDWX
SHVDQEHULVLILOHDXGLRDWDXJDPEDUPDNDILOHYLGHRWLGDNGDSDW
GLVLVLSNDQ
,QVHUW0HGLD
3LFWXUH9LGHR
$XGLRRU0\7H[W
‡ - LND$QGDPHPLOLKXQWXNPHQ\LVLSNDQ$XGLRVHEXDKOD\DUDNDQ
PXQFXO$QGDGDSDWPHPLOLKILOHDXGLRGDULGDIWDUDWDXWHNDQLNRQ
6RXQG5HFRUGHUXQWXNPHUHNDPSHVDQ$QGDVHQGLUL
‡ 7HNDQXQWXNPHQ\LPSDQILOH
‡ '
DIWDUWHNV\DQJWHODKGLWHQWXNDQGDSDWGLPDVXNNDQNHGDODPSHVDQ
006$QGD
5HPRYH3LFWXUH
9LGHR$XGLR7H[W
7HNDQSLOLKDQLQLXQWXNPHPEXDQJODPSLUDQPHGLD7HUJDQWXQJSDGD
ORNDVLNXUVRULWHP5HPRYHEHUYDULDVL
6OLGHV,QVHUW
VOLGH'HOHWH6OLGH
2UJDQL]H6OLGHV
$QGDGDSDWPHPEXDWGDQPHQJKDSXVVOLGHGDODPSHVDQ$QGDDWDX
PHQ\XVXQXUXWDQQ\D
,WHP
.HWHUDQJDQ
%HEHUDSDSLOLKDQPHOLSXWL
‡ %DFNJURXQGPHPLOLKZDUQDODWDUGDULSDOHWZDUQDXQWXNSHVDQ
$QGD
‡ 7H[WOD\RXWPHQJDWXUGDQPHQJXEDKFDUDWHNVGLWDPSLONDQGDODP
SHVDQ
‡ 7
H[W6L]H&RORU%DFNJURXQG0HQJDWXUXNXUDQWHNVZDUQDGDQ
ODWDUEHODNDQJ
3HVDQ
2SWLRQV
‡ 6HQGRSWLRQV$QGDGDSDWPHQJXEDKSHQJDWXUDQXQWXN3ULRULW\
([SLUDWLRQSHQHULPDDQ'HOLYHU\UHSRUW
3UHYLHZ
8QWXNPHQDPSLONDQSHVDQ\DQJWHODKGLEXDWVHEHOXPSHQJLULPDQWHNDQ
&DQFHO0HVVDJH
8QWXNPHPEDWDONDQSHQJLULPDQSHVDQ\DQJWHODKGLEXDWGDQNHPEDOLNH
,QER[6HEHOXPPHPEDWDONDQ$QGDGDSDWPHQ\LPSDQSHVDQNHIROGHU
GUDIWV
006IROGHURSWLRQV
'DODPVHWLDSNRWDNSHVDQ$QGDGDSDWPHQHNDQWHUXVPDVLQJPDVLQJSHVDQXQWXNPHOLKDW
EHUEDJDLSLOLKDQ
,WHP
.HWHUDQJDQ
7RROV
3LOLKDQLQLDNDQPHPEDQWX$QGDXQWXNPHQJDWXUIROGHUPHQJRVRQJNDQ
LWHP\DQJGLKDSXVPHQJKDSXVLWHPPHQJKDSXV³006´PHQJKDSXV
VHPXDSHVDQGDQVXEIROGHUGDODPIROGHU006PHPEXDWDFFRXQW
EDUXGDQPHQJDNVHVSLOLKDQODLQ3LOLKDQLQLPHPXQJNLQNDQ$QGDXQWXN
PHQJHGLWSHQJDWXUDQDFFRXQWXQWXNSHVDQDODPDWEXNXGDQWHPSDW
SHQ\LPSDQDQ/LKDW3HQJDWXUDQGDODP7HNV
3HUKDWLDQ
)ROGHUVLVWHPWHUPDVXN,QER['HOHWHG,WHPV'UDIWV2XWER[GDQ
6HQW,WHPVWLGDNGDSDWGLKDSXV
0HPEDFDSHVDQ006
$QGDPHPLOLNLEHEHUDSDSLOLKDQNHWLNDPHQDPSLONDQSHVDQ
*
XQDNDQNRQWUROSHPXWDUDQ3OD\3DXVH6WRSXQWXNPHOLKDWSHVDQ6HWLDSVDDW$QGD
GDSDWPHQJKHQWLNDQQ\DXQWXNVHPHQWDUD
7
HNDQ2EMHFWVXQWXNPHOLKDWGDIWDU¿OH-LND$QGDLQJLQPHQ\LPSDQ¿OHWHUWHQWXWHNDQ¿OH
WHUVHEXWNHPXGLDQSLOLK6DYHIURPWKH7RROVPHQX
8QWXNPHOLKDWVOLGHVHFDUDPDQXDOJXQDNDQWRPERO1DYLJDVLJXQDPHQHOXVXULLVLSHVDQ
$QGDDNDQGLEHULWDKXWHQWDQJDGDQ\DSHVDQVXDUDPHODOXLVHEXDKLNRQGLOD\DU7RGD\
-LNDOD\DQDQSHVDQVXDUDWLGDNWHUGDSDWGDODPSDNHWRSHUDWRUMDULQJDQVHOXODU$QGDKDUXV
EHUODQJJDQDQNHOD\DQDQWHUVHEXWVHFDUDWHUSLVDKGDQPHQJNRQ¿JXUDVLSHQJDWXUDQQ\D
VHFDUDPDQXDO/D\DQDQSHVDQVXDUDWHUJDQWXQJSDGDMDULQJDQ+XEXQJLRSHUDWRUMDULQJDQ
VHOXODUXQWXNLQIRUPDVLOHELKULQFL
3HVDQ
3
HVDQ6XDUD
3HUKDWLDQ
/D\DQDQSHVDQVXDUDWHUJDQWXQJSDGDNDUWX6,0GDQMDULQJDQ
8QWXNPHPEXDWSDQJJLODQNHSXVDWSHVDQVXDUD
7KH3KRQH!6SHHG'LDOQRPRU$WDXWHNDQ9RLFHPDLOSDGDGDIWDUNRQWDNOD\DU3KRQH
'LDOHUNHPXGLDQWHNDQ7DONDWDXWHNDQWRPERO&DOONH\
3HUKDWLDQ
8QWXNLQIRUPDVLOHELKULQFLWHQWDQJ3DQJJLODQ&HSDWOLKDW0HPEXDW3DQJJLODQ
(
PDLO
$FFRXQW2XWORRN(PDLOSDGD2;GD$WRP/LIHGLJXQDNDQXQWXNPHQ\LPSDQSHVDQ\DQJ
$QGDNLULPDWDXWHULPDPHODOXLVLQNURQLVDVLGHQJDQ3&
$QGDGDSDWPHQHULPD(PDLOGDQSHVDQWHNVGDODP0HVVDJLQJ
&DUD$QGDPHQGRZQORDGVDOLQDQSHVDQDNDQWHUJDQWXQJSDGDFDUDSHQHULPDDQSHVDQ
‡ -LND$QGDPHQHULPDSHVDQ(PDLOPHODOXLVHUYHU(PDLOUHPRWHLNXWLSHWXQMXNVHSHUWL
\DQJGLMHODVNDQGDODP'RZQORDGLQJPHVVDJHVIURPDVHUYHUEHULNXW
‡ - LND$QGDPHQHULPDSHVDQ(PDLOPHODOXL$FWLYH6\QFPXODLMDODQNDQVLQNURQLVDVL8QWXN
LQIRUPDVLOHELKODQMXWOLKDW%DE6LQNURQLVDVL
0HQJDWXUDFFRXQW
%XND0HVVDJLQJSDGD2;GD$WRP/LIHGHQJDQPHQHNDQ6WDUW!0HVVDJLQJ
3LOLKIROGHU2XWORRN(PDLODWDXWHNDQ0HQX!*RWR!2XWORRN(PDLO
7HNDQ0HQX!7RROV!1HZ$FFRXQWNHPXGLDQDWXUDFFRXQW
/
D\DU(PDLO6HWXSDNDQPHPLQWD$QGDPHQJLVLLQIRUPDVL\DQJVHVXDLXQWXN
PHQ\HOHVDLNDQSHQJDWXUDQ
0DVXNNDQDODPDW(PDLONHPXGLDQWHNDQ1H[W
3HVDQ
(PDLO6HWXSDNDQEHUXVDKDXQWXNPHQJKXEXQJNDQ2;GD$WRP/LIHNHVHUYHU(PDLO
GDQPHQGRZQORDGSHQJDWXUDQNRQHNVL\DQJVHVXDLVHFDUDRWRPDWLV-LNDNRQ¿JXUDVL
RWRPDWLVWLGDNEHUKDVLOKXEXQJLDGPLQLVWUDWRUMDULQJDQDWDX,63$QGD-LND$QGD
PHQJHWDKXLSHQJDWXUDQ(PDLOWHNDQ1H[WXQWXNPHODQMXWNDQ
0DVXNNDQSHQ\HGLD,QWHUQHW<RXUQDPH$FFRXQWGLVSOD\QDPHWHNDQ1H[W,QFRPLQJ
PDLOVHUYHU$FFRXQWW\SHWHNDQ1H[W8VHUQDPH3DVVZRUGWHNDQ1H[W2XWJRLQJ
6073PDLOVHUYHUWHWDSNDQSLOLKDQ$XWRPDWLF6HQG5HFHLYHGDULPHQXGURSGRZQ
NHPXGLDQWHNDQ)LQLVK-LND$QGDPHQFHQWDQJNRWDN6DYHSDVVZRUGSHUDQJNDWWLGDN
DNDQPHPLQWDVDQGLGLZDNWXPDVXNNHDFFRXQW(PDLOVHODQMXWQ\D1DPXQRUDQJODLQ
GDSDWPHQJDNVHVDFFRXQW$QGDMLND$QGDNHKLODQJDQSHUDQJNDWWHUVHEXW
3
LOLK$FFRXQWW\SH\DQJVHVXDL\DQJGLGXNXQJROHKSHQ\HGLD(PDLO323DWDX,0$3
0DVXNNDQ1DPHXQWXNDFFRXQW(PDLO$QGDNHPXGLDQWHNDQ1H[W
0
DVXNNDQLQIRUPDVLQDPDVHUYHUSHQ\HGLD(PDLO$QGDXQWXN,QFRPLQJPDLOGDQ
2XWJRLQJPDLONHPXGLDQWHNDQ)LQLVK
3HUKDWLDQ
8QWXNDODVDQNHDPDQDQEHEHUDSD,63VDOXUDQWHWDSPXQJNLQPHPEDWDVLDNVHVNH
VHUYHUVXUDWNHOXDUPHUHNDNHLQIUDVWUXNWXUMDULQJDQ,63PHUHNDVHQGLUL'DODPNDVXV
LQL$QGDPXQJNLQKDUXVPHQJJXQDNDQVHUYHUVXUDW.HOXDUMLNDWHUVHGLD\DQJGLEHULNDQ
ROHKRSHUDWRUVHOXODU
6HWHODKVHOHVDLDFFRXQW(PDLOEDUX$QGDDNDQGLWDPSLONDQGDODPPHQXLQL3DGDWDKDSLQL
$QGDGDSDWPXODLPHQ\DPEXQJNHVHUYHU(PDLO$QGDGDSDWPHQJDWXUEHEHUDSDDFFRXQW
(PDLOWHUPDVXN2XWORRN
‡ 0HQJKDSXVDFFRXQWHPDLO
8QWXNPHQJKDSXVDFFRXQW
%XNDIROGHUDFFRXQW6WDUW!0HVVDJLQJ!0HQX!7RROV!2SWLRQV
7HNDQWHUXVQDPDDFFRXQWNHPXGLDQWHNDQ'HOHWH
0HQGRZQORDGSHVDQGDULVHUYHU
'DODP0HVVDJLQJSLOLK2XWORRN(PDLODWDXDFFRXQWODLQQ\DXQWXNPHPEXNDNRQHNVLNH
,QWHUQHWDWDXMDULQJDQSHUXVDKDDQWHUJDQWXQJSDGDDFFRXQW
3LOLKVDODKVDWXDFFRXQWGDQSDVWLNDQDFFRXQWWHUVHEXWWHODKGLSLOLKGLWDQGDLGHQJDQEXOOHW
7
HNDQ0HQX!6HQG5HFHLYH3HVDQSDGDSHUDQJNDWGDQVHUYHU(PDLO$QGDDNDQ
GLVLQNURQLVDVL3HVDQEDUXDNDQGLGRZQORDGNHIROGHU2;GD$WRP/LIH,QER[SHVDQ
GDODPIROGHU2;GD$WRP/LIH2XWER[DNDQGLNLULPGDQSHVDQ\DQJGLKDSXVGDULVHUYHU
DNDQGLKDSXVSXODGDUL2;GD$WRP/LIH,QER[7HNDQSHVDQGDODPGDIWDUSHVDQXQWXN
PHPEXNDQ\D8QWXNSLOLKDQPHQXWDPSLODQ(PDLOOLKDWEDJLDQEHULNXW
8QWXNPHPEDWDONDQGRZQORDGSHVDQWHNDQ0HQX!6WRS6HQG5HFHLYH
- LND$QGDPHPEDFDSHVDQ$QGDGDSDWPHQDQGDLQ\DVHEDJDLVXGDKGLEDFDDWDXEHOXP
GLEDFDGHQJDQPHQHNDQ0HQX!0DUNDV5HDGDWDX0DUNDV8QUHDG
3HVDQ
3LOLKDQOD\DUWDPSLODQ(PDLO
6HWHODKPHPLOLK(PDLOGDULDFFRXQWWHNDQ0HQXXQWXNPHQJDNVHVSLOLKDQEHULNXW
0HQHULPDODPSLUDQ
8QWXNPHPEXNDODPSLUDQLNRQODPSLUDQDNDQEHUDGDSDGDGDIWDUSHVDQEHUODNXKDQ\D
NHWLNDODPSLUDQWHODKGLGRZQORDGVHSHQXKQ\D$QGDGDSDWPHQDQGDLODPSLUDQXQWXN
GRZQORDGKDQ\DDFFRXQW,0$3GLZDNWXWHUKXEXQJEHULNXWQ\D
8QWXNODPSLUDQ(PDLO2XWORRNPHODOXLVLQNURQLVDVL
-DODQNDQ$FWLYH6\QFSDGD3&$QGD
.OLN)LOH!0RELOH'HYLFHNHPXGLDQSLOLKSHUDQJNDWVHOXODU$QGD
.OLN7RROV!NHPXGLDQNOLN2SWLRQV
3LOLKDFFRXQWSHVDQ!6HWWLQJVNHPXGLDQSLOLK,QFOXGH)LOH$WWDFKPHQWV
0HODOXLVHUYHU(PDLO,0$3UHPRWH
'DUL0HVVDJLQJWHNDQ$FFRXQWV!$FFRXQWV!,0$3
7HNDQ1H[WVDPSDL$QGDPHQMDQJNDX,QIRUPDVL6HUYHU!2SWLRQV
7
HNDQ1H[WGXDNDOL!*HWIXOOFRS\RIPHVVDJHVDQG:KHQJHWWLQJIXOOFRS\JHW
DWWDFKPHQWV
3HUKDWLDQ
*DPEDUGDQEHQGD\DQJWHUWDQDPWLGDNELVDGLWHULPDVHEDJDLODPSLUDQ6HEXDKSHVDQ
\DQJWHUWDQDPGDSDWGLWDPSLONDQVHEDJDLODPSLUDQMLNDPHQJJXQDNDQ,0$3XQWXN
PHQHULPD(PDLO0HVNLGHPLNLDQ¿WXULQLWLGDNEHUIXQJVLMLND71()7UDQVSRUW1HXWUDO
(QFDSVXODWHG)RUPDWGLDNWLINDQMXJD
0HPEXDW(PDLO
7
HNDQ6WDUW!0HVVDJLQJNHPXGLDQSLOLK2XWORRN(0DLODWDXDFFRXQW(PDLO\DQJ
GLNHKHQGDNL
7HNDQ1HZ
0
DVXNNDQDODPDW(PDLOGDULVDWXDWDXEHEHUDSDSHQHULPDGLSLVDKNDQROHKWDQGDWLWLN
NRPD8QWXNPHQJDNVHVDODPDWGDQQRPRUWHOHSRQGDUL&RQWDFWVWHNDQ7RDWDXWHNDQ
0HQX!$GG5HFLSLHQW«
3HVDQ
0
DVXNNDQSHVDQ$QGD8QWXNPHQJJXQDNDQWHPSODWH\DQJGLVLPSDQGDODP0\7H[W
WHNDQ0\7H[WNHPXGLDQSLOLKSHVDQ\DQJGLNHKHQGDNL
8QWXNPHPHULNVDSHQJHMDDQWHNDQ0HQX!6SHOO&KHFN
8
QWXNPHQJLULPSHVDQWHNDQ6HQG-LND$QGDVHGDQJRIÀLQHSHVDQDNDQGLSLQGDKNDQNH
IROGHU2XWER[GDQDNDQGLNLULPGLZDNWXWHUKXEXQJEHULNXWQ\D
3LOLKDQPHQXDFFRXQW
6HWHODK$QGDPHPLOLKDFFRXQWWHNDQ0HQXXQWXNPHQJDNVHVEHUDJDPSLOLKDQWHUPDVXN
'HOHWH5HSO\5HSO\$OO)RUZDUG0RYH0DUNDV5HDG8QUHDG'RZQORDG0HVVDJH6HQG
5HFHLYH*R7REHUDOLKGLDQWDUD606006GDQ2XWORRN)XQJVLIXQJVLLQLVDPDGHQJDQ
IXQJVLSDGDOD\DQDQHPDLOXPXPQ\D
(PDLO7RROV
3LOLKDQLQLDNDQPHPEDQWX$QGDXQWXNPHQ\RUWLUHPDLO0DQDJH)ROGHUV(PSW\'HOHWHG
,WHPV&OHDU³2XWORRN(PDLO´PHPEXDW1HZ$FFRXQWGDQPHQJDNVHV2SWLRQVODLQQ\D
2SWLRQVPHPXQJNLQNDQ$QGDXQWXNPHQJHGLWSHQJDWXUDQDFFRXQWXQWXNSHVDQEXNX
DODPDWGDQWHPSDWSHQ\LPSDQDQ/LKDW%DJLDQ³3HQJDWXUDQ´GDODP7HNV
3LOLKDQPHQXNRPSRVLVL(PDLOPHQFDNXSIXQJVLEHULNXW
,WHP
.HWHUDQJDQ
$GG5HFLSLHQW
0HQDPEDKNRQWDNEDUXGDULGDIWDU&RQWDFWV
&KHFN1DPHV
0HQJHFHNLQIRUPDVLLQSXWVHSHUWLDODPDWHPDLO
,QVHUW3LFWXUH9RLFH 3LOLKILOH\DQJDNDQGLPDVXNNDQNHGDODPSHVDQ-LNDSHVDQEHULVLILOH
1RWHDQG)LOH
DXGLRDWDXILOHJDPEDUPDNDILOHYLGHRWLGDNGDSDWGLPDVXNNDQ
0HQ\HGLDNDQWHPSODWHSHVDQVHSHUWL³:KDWDUH\RXXSWR"´³-XVW
FKHFNLQJLQ´³:KHUHDUH\RX"´GOO
6SHOO&KHFN
8QWXNPHQJHFHNSHQJHMDDQLVLSHVDQ$QGD
6DYHWR'UDIWV
0HQ\LPSDQSHVDQNHIROGHUGUDIW
&DQFHO0HVVDJH
0HPEDWDONDQSHQJLULPDQSHVDQ\DQJGLEXDWGDQNHPEDOLNH,QER[
6HEHOXPPHPEDWDONDQ$QGDGDSDWPHQ\LPSDQSHVDQNHIROGHUGUDIWV
0HVVDJH2SWLRQV
0HQHQWXNDQSHQJDWXUDQVHSHUWL3ULRULW\6HFXULW\3HUPLVVLRQGDQ
/DQJXDJH
3HVDQ
0\7H[W
0HQJHORODSHVDQGDQIROGHU
6HWLDSDFFRXQW(PDLOGDQDFFRXQWSHVDQWHNVPHPLOLNLKLUDUNLIROGHUQ\DVHQGLULGHQJDQ
IROGHUVWDQGDU,QER[2XWER['HOHWHG,WHPV'UDIWVGDQ6HQW,WHPV3HVDQ\DQJ$QGD
WHULPDGDQNLULPPHODOXLDFFRXQWVXUDWDNDQGLVLPSDQGDODPIROGHUIROGHUWHUVHEXW$QGDMXJD
GDSDWPHPEXDWIROGHUWDPEDKDQGLGDODPPDVLQJPDVLQJKLUDUNL.DUDNWHULVWLNIROGHU\DQJ
$QGDEXDWDNDQWHUJDQWXQJSDGDDSDNDK$QGDVHGDQJPHQJJXQDNDQDFFRXQW2XWORRN
(0DLOGDSDWGLVLQNURQLVDVLNDQGHQJDQ3&GHQJDQPHQMDODQNDQ$FWLYH6\QF7H[W
0HVVDJHVWHUVLPSDQGDODP,QER[323006DWDX,0$3
:
LQGRZV/LYH700HVVHQJHU
9HUVL3'$GDUL0610HVVHQJHUWHULQVWDOGL;GD$WRP/LIH\DQJNLQLGLVHEXWGHQJDQ
:LQGRZV/LYH700HVVHQJHU$SOLNDVLLQLPHPXQJNLQNDQ$QGDXQWXNPHQJLULPGDQPHQHULPD
SHVDQLQVWDQVHFDUDRQOLQH8QWXNPHQJJXQDNDQ0HVVHQJHU$QGDPHPEXWXKNDQDFFRXQW
0LFURVRIW3DVVSRUWDWDXDFFRXQW0LFURVRIW([FKDQJH(PDLO\DQJGLVHGLDNDQROHKSHPLOLN
SHUXVDKDDQ$QGD%LOD$QGDLQJLQPHODNXNDQQ\D$QGDKDUXV
‡ 0
HQJDWXUDFFRXQWSDGD:LQGRZV/LYH700HVVHQJHU
3HVDQ
‡ 0DVXNNH:LQGRZV/LYH700HVVHQJHU
0HQJDWXUDFFRXQW061
8QWXNOD\DQDQ0610HVVHQJHU$QGDKDUXVPHPLOLNLDFFRXQW0LFURVRIW3DVVSRUWDWDX
+RWPDLO8QWXN([FKDQJH,QVWDQW0HVVDJLQJ$QGDKDUXVPHPLOLNLDFFRXQW([FKDQJH
‡ 8
QWXNPHQJDWXUDFFRXQW0LFURVRIW3DVVSRUWEXNDKWWSZZZSDVVSRUWFRP
‡ 8
QWXNPHQJDWXUDFFRXQW+RWPDLOEXNDKWWSZZZKRWPDLOFRP
‡ 8
QWXNPHQJDWXUDFFRXQW([FKDQJHWDQ\DNDQNHSDGDDGPLQLVWUDWRUMDULQJDQSHUXVDKDDQ
$QGD
0HPDVXNLDNVHV
8
QWXNPHQJJXQDNDQ:LQGRZV/LYH700HVVHQJHUWHNDQ6WDUW!3URJUDP!0HVVHQJHU
.
RWDNGLDORJSRSXSDNDQPHQDPSLONDQSHVDQEHULNXWLQL³6LJQLQJLQWR0HVVHQJHUZLOO
DGG\RXU:LQGRZV/LYHFRQWDFWVWR\RXUSKRQH¶VDGGUHVVERRN'R\RXZLVKWRFRQWLQXH"´
.OLN2.XQWXNPHODQMXWNDQ
$QGDDNDQPHOLKDWSHUQ\DWDDQWHQWDQJSHQJJXQDDQ:LQGRZV/LYH700HVVHQJHU.OLN
$FFHSWXQWXNPHODQMXWNDQDWDX5HMHFWXQWXNNHOXDU
0DVXNNDQDODPDW(PDLOGDQVDQGL$QGDXQWXNDFFRXQW\DQJGLSLOLK$ODPDW(PDLO$QGD
ELDVDQ\DGDODPIRUPDWXVHUQDPH#GRPDLQFRP7HNDQ1H[WXQWXNPHODQMXWNDQ8QWXN
PHQ\LPSDQVDQGL061$QGDFHQWDQJNRWDN³6DYHSDVVZRUG´
$QGDGDSDWPHPLOLKXQWXNPHQDPSLONDQ:LQGRZV/LYHSDGDOD\DU7RGD\GHQJDQ
PHQFHQWDQJDWDXPHQJRVRQJNDQFHQWDQJSDGDNRWDNGLDORJ.OLN1H[WXQWXNPHODQMXWNDQ
$
QGDGDSDWPHPLOLK\DQJLQJLQ$QGDVLQNURQNDQSDGDSHUDQJNDWGHQJDQPHQFHWDQJDWDX
PHQJRVRQJNDQFHQWDQJSDGDNRWDNGLDORJ.OLN1H[WXQWXNPHODQMXWNDQ
;GD$WRP/LIHDNDQEHUXVDKDPHQJKXEXQJNDQ$QGDNH0HVVHQJHU
8QWXNPHQ\LPSDQVDQGLFHQWDQJNRWDN³6DYHSDVVZRUG´
3HUKDWLDQ
0DVXNNHDNVHV:LQGRZV/LYH70:LQGRZV/LYH700HVVHQJHUDNDQPHPEXWXKNDQ
EHEHUDSDPHQLWWHUJDQWXQJSDGDNHFHSDWDQVDPEXQJDQ$QGD
%DE
.DPHUD
RGH&DSWXUH
0
0HQX6HWXS
0HGLD$OEXP
0RGH9LHZ
0RGH(GLW
.DPHUD
2;GD$WRP/LIH$QGDGLOHQJNDSLGHQJDQNDPHUDGLJLWDOXQWXNSHQJDPELODQIRWRWHUPDVXN
SRWUHWGLULDWDXNOLSYLGHR$QGDGDSDWPHQ\LPSDQQ\DGDODP$OEXP\DQJPHPEHUL¿WXU
FDQJJLKXQWXNPHQJHORODPHQJDWXUVHUWDPHPDQLSXODVL¿OHJDPEDUYLGHRGDQDXGLR
0
RGH&DSWXUH
.DPHUD
8QWXNPHQJDNWLINDQNDPHUDWHNDQWRPERO&DPHUD9LGHRGLVLVLNDQDQ2;GD$WRP/LIH
$WDXWHNDQ6WDUW!3URJUDPV!&DPHUD
%DJLDQLQLPHQMHODVNDQFDUDPHQJJXQDNDQEHUEDJDL
PRGHFDSWXUHVHSHUWL3KRWR3KRWR)UDPH3KRWR006
9LGHRGDQ9LGHR0068QWXNEHUDOLKGLDQWDUDPRGH FDSWXUHWDQJNDSWHNDQ
0RGH3KRWR
0RGH3KRWRPHPXQJNLQNDQ$QGDXQWXNPHQJJXQDNDQ ;GD$WRP/LIHVHEDJDLNDPHUDGLJLWDO3LOLKDQSDGD
WDPSLODQXWDPDPHOLSXWL
1R
,WHP
,NRQ
.HWHUDQJDQ
[8;*$
[;*$
[9*$
[49*$MXJDXQWXNYLGHR
[4&,)MXJDXQWXNYLGHR
5HVROXVLIRWR
3HQ\LPSDQ
%LGLNEHUDQWDL
6HOI7LPHU
0HQXQMXNNDQDSDNDK6HOI7LPHUDNWLIQRQDNWLI
0RGH0DODP
0HQJDNWLINDQVHPDFDP³SHPDQGDQJDQPDODP´XQWXN
NRQGLVLJHODS
6DWXUDVL
0HQJDWXULQWHQVLWDVKXHNKXVXV
3HUDQJNDW3'$0LQL6'ŒPHQXQMXNNDQORNDVLILOH\DQJ
GLVLPSDQVDDWLQL
3LOLKXQWXNPHQJDPELOVDWXDWDXVHUDQJNDLDQIRWR)LWXU
LQLDNDQGLQRQDNWLINDQGDODPPRGHYLGHRFDSWXUH
1R
,WHP
,NRQ
.HWHUDQJDQ
.HWDMDPDQ
0HQJDWXUNHMHUQLKDQGDQNHDNXUDWDQVHEXDKJDPEDU
.RQWUDV
0HQJDWXUGHUDMDWSHUEHGDDQEHQGDGDULODWDUQ\D
.HFHUDKDQ
0HQJDWXUGHUDMDWNHWHUDQJDQGDQNHJHODSDQ
.HVHLPEDQJDQ
3XWLK
0HQJDWXUSLOLKDQNHVHLPEDQJDQSXWLK$XWR6XQQ\
&ORXG\2IILFH$OLJKW
.HOXDU
.HOXDUGDULOD\DU
0HPSHUEHVDU
PHPSHUNHFLO
0HQX6HWXS
0HQXSHQJDWXUDQ\DQJULQFL
0HGLD$OEXP
7HPSDWSHQ\LPSDQDQILOH\DQJWHODKGLWDQJNDSGDQ
GLUHNDP$QGDGDSDWPHOLKDWDWDXPHQJHGLWILOHLQLGDODP
0HGLD$OEXP
:HEFDP
0HQJDNWLINDQNDPHUDZHEXQWXNSDQJJLODQYLGHRGDQ
OD\DQDQSHVDQRQOLQH
0RGH0DFUR
0HQDQJNDSEHQGD\DQJVDQJDWGHNDWGHQJDQ$QGD
/DPSX.LODW
5HQWDQJ]RRP[[[GDQ[
0HQJLQGLNDVLNDQDSDNDK/DPSX.LODWDNWLIQRQDNWLI
0RGH&DSWXUH
.DPHUD
%HUDOLKGLDQWDUDPRGHFDSWXUHEHULNXW
3KRWR
3KRWR)UDPH
3KRWR006
9LGHR
9LGHR006
.DPHUD
1R
,WHP
,NRQ
.HWHUDQJDQ
.HPEDOL
.HPEDOLNHPHQXXWDPD
.LULPPHODOXL
(PDLO2XWORRN
0HQJLULPJDPEDUDWDXNOLS\DQJGLWDQJNDSPHODOXLHPDLO
2XWORRN
%HDP
0HQJLULPJDPEDUDWDXNOLS\DQJGLWDQJNDSPHODOXL,5
.LULPPHODOXL
006
0HQJLULPJDPEDUDWDXNOLS\DQJGLWDQJNDSVHEDJDL006
+DSXV
0HQJKDSXVJDPEDUDWDXNOLS\DQJGLWDQJNDS
7RPERO$WDV
GDQ%DZDK
7RPEROWRPEROLQLPHPXQJNLQNDQ$QGDXQWXNEHUJHUDN
NHDWDVDWDXNHEDZDKJXQDPHOLKDWIRWRVHWHODK$QGD
PHQJDPELOELGLNDQEHUDQWDL
0RGH3KRWR)UDPHGDQ0RGH3KRWR006
0RGH3KRWR)UDPHPHPXQJNLQNDQ$QGDXQWXNPHQJDPELOJDPEDUGDQPHQDPEDKNDQ
ELQJNDLSDGDQ\D0RGH3KRWR006PHPXQJNLQNDQ$QGDXQWXNPHQJDPELOJDPEDUGDQ
PHQ\LPSDQQ\DVHEDJDLODPSLUDQSDGD006
8QWXNPHPDVXNLPRGH3KRWR)UDPH3KRWR006FXNXSWHNDQLNRQGDULPRGH&DSWXUH
3KRWR006
VDPSDLPXQFXO3KRWR)UDPH
0RGH9LGHRGDQ0RGH9LGHR006
$QGDMXJDGDSDWPHQJJXQDNDQ2;GD$WRP/LIHXQWXNPHUHNDPNOLSYLGHRGDQ
PHQ\LPSDQQ\DVHEDJDLODPSLUDQSDGD0063LOLKDQSDGDWDPSLODQXWDPDPRGH9LGHR
PHOLSXWL
,WHP
,NRQ
.HWHUDQJDQ
5HVROXVL
9LGHR
[49*$
[4&,)
5HDG\5HFRUG
.DPHUD
1R
0HQXQMXNNDQVWDWXVYLGHRVHEDJDLVLDJDDWDXPHUHNDP
3HUKDWLDQ
)XQJVLODLQQ\DGDODPPRGH9LGHR9LGHR006VHSHUWL6WRUDJH([LW7LPHU1LJKWPRGH
=RRPLQRXW6HWXS0HGLD$OEXP:HEFDP0DFURPRGHGDQ&DSWXUHPRGHDGDODK
IXQJVL\DQJVDPDVHSHUWL\DQJWHUGDSDWGDODPPRGH&DPHUD/LKDWWDEHOGLKDODPDQ
XQWXNULQFLDQQ\D
0HPELGLNJDPEDU
7HNDQWRPERO&DPHUDGLVLVLNDQDQ2;GD$WRP/LIHDWDXWHNDQ6WDUW!3URJUDPV!&DPHUD
7HNDQ
XQWXNPHPLOLKPRGHFDSWXUH\DQJGLNHKHQGDNL3KRWR3KRWR006DWDXSLOLK
3KRWR)UDPH8QWXNSHQJDWXUDQODLQQ\DOLKDW0HQX6HWXS
7HNDQWRPEROQDYLJDVLWHQJDKDWDXWRPERO&DPHUDXQWXNPHQJDPELOVQDSVKRW
6HWHODK$QGDPHQJDPELOIRWRJDPEDUDNDQGLVLPSDQVHFDUDRWRPDWLVNHGDODP$OEXP
0HUHNDPNOLSYLGHR
7HNDQWRPERO&DPHUDGLVLVLNDQDQ2;GD$WRP/LIHDWDX7HNDQ6WDUW!3URJUDPV!&DPHUD
7HNDQLNRQ
XQWXNEHUDOLKNHPRGH9LGHRDWDXPRGH9LGHR006
- LND$QGDPHOLKDWɓ5HDG\WDPSLOSDGDOD\DUWHNDQWRPEROQDYLJDVL7HQJDKDWDXWRPERO
.DPHUDXQWXNPHPXODLSHUHNDPDQ
6
HODPDSURVHVSHUHNDPDQEHUODQJVXQJɓ5HFPHQJLQGLNDVLNDQEDKZDSHQJDPELODQ
YLGHRWHQJDKEHUODQJVXQJ
8
QWXNEHUKHQWLPHUHNDPWHNDQWRPEROQDYLJDVL7HQJDKDWDXWRPERO.DPHUD.OLSYLGHR
\DQJGLUHNDPDNDQGLVLPSDQVHFDUDRWRPDWLVNH$OEXP
0
HQX6HWXS
.HWLNDEHUDGDGDODPPRGHNDPHUD$QGDGDSDWPHQHNDQLNRQ XQWXNPHQJDNVHVPHQX
VHWXS0HQXLQLPHPLOLNLOLPDVXEPHQX%DVLF$GYDQFHG3KRWR9LGHRGDQ$ERXW$QGD
GDSDWPHQHNDQWRPEROQDYLJDVLNLULGDQNDQDQDWDXPHQJJXQDNDQVW\OXVXQWXNPHQHNDQ
SLOLKDQPHQX\DQJGLNHKHQGDNL
3HQJDWXUDQ'DVDU
.DPHUD
'DODPPHQX*HQHUDO$QGDGDSDWPHQJDWXULWHPEHULNXW
,WHP
.HWHUDQJDQ
6DYHSRVLWLRQ
0HQJDWXUORNDVLILOHJDPEDUYLGHRVHEDJDL3HUDQJNDWDWDX.DUWX3HQ\LPSDQ
0RGH
0HQJDWXUPRGHFDSWXUHVHEDJDL3KRWR1RUPDO3KRWR)UDPH3KRWR006
9LGHR1RUPDO9LGHR006
3LOLKDQUHVROXVLEHUYDULDVLVHVXDLGHQJDQ0RGH&DSWXUH\DQJ$QGDSLOLK
5HVROXWLRQ
‡3KRWR1RUPDO[8;*$[;*$[9*$
[49*$[4&,)
‡3KRWR)UDPH[49*$
‡3KRWR006[4&,)
‡9LGHR1RUPDO[49*$[4&,)
‡9LGHR006[4&,)
&RQWLQXRXV
0HPXQJNLQNDQ$QGDXQWXNPHQHQWXNDQEHUDSDEDQ\DNIRWR\DQJLQJLQ$QGDDPELO
VHFDUDEHUDQWDLGDODPVDWXUDQDVKXWWHU1RQHGDQ1LODLVWDQGDUDGDODK1RQH
&DPHUD6RXQG
0HQJDNWLINDQDWDXPHQRQDNWLINDQVXDUDNDPHUD
4XLFN9LHZ
7DPSLODQFHSDWVHWHODK$QGDPHQJDPELOELGLNDQ3LOLKXQWXNPHQJDNWLINDQ
PHQRQDNWLINDQILWXULQL
0DFURPRGH
0HQDQJNDSEHQGD\DQJVDQJDWGHNDWGHQJDQ$QGD
6HOI7LPHU
0HQJDNWLINDQPHQRQDNWLINDQ6HOI7LPHUGDQPHQHWDSNDQZDNWXKLWXQJDQPXQGXU
VHEDJDLDWDXGHWLN-LND6HOI7LPHUGLDNWLINDQLNRQ DNDQPXQFXOGLOD\DU-LND
$QGDPHQHNDQWRPERO&HQWHUDWDXWRPERO&DPHUDPDNDNDPHUDLQLDNDQPXODL
EHUNHGLSXQWXNZDNWX\DQJWHODKGLWHWDSNDQ3HQJDWXUDQVWDQGDUDGDODK2II
3HQJDWXUDQ$GYDQFHG
,WHP
.HWHUDQJDQ
1LJKW0RGH
3LOLKXQWXNPHQJDNWLINDQDWDXPHQRQDNWLINDQ1LJKW0RGH3HQJDWXUDQVWDQGDUDGDODK2II
)OLFNHU)LOWHU
3LOLKQLODL)OLFNHU)LOWHUVHEDJDL+]DWDX+]
6DWXUDWLRQ
5HQWDQJWLQJNDWVDWXUDVLDGDODKGDULKLQJJD1LODLVWDQGDUDGDODK
,WHP
.HWHUDQJDQ
6KDUSQHVV
5HQWDQJNHWDMDPDQDGDODKGDULKLQJJD1LODLVWDQGDUDGDODK
&RQWUDVW
5HQWDQJOHYHONRQWUDVDGDODKGDULKLQJJD1LODLVWDQGDUDGDODK
%ULJKWQHVV
5HQWDQJOHYHONHFHUDKDQDGDODKGDULKLQJJD1LODLVWDQGDUDGDODK
&RORU
0HQJDWXUSLOLKDQZDUQD)XOO&RORU1HJDWLYH%ODFN:KLWH6HSLD%OXLVK5HGGLVK
GDQ*UHHQLVK
:KLWH%DODQFH
0HQJDWXUSLOLKDQNHVHLPEDQJDQ$XWR6XQQ\&ORXG\2IILFH$OLJKW
,WHP
.HWHUDQJDQ
.DPHUD
3HQJDWXUDQ3KRWR
0HQJDWXUDWXUDQSHQDPDDQILOH\DQJDNDQGLEXDW
)LOHQDPH
‡3UHIL[PHQJDWXUDZDODQILOHJDPEDU$ZDODQVWDQGDUDGDODK³3,&´
‡'DWH7LPHPHPLOLKSLOLKDQLQLXQWXNPHPEHULQDPDILOHGDODPIRUPDWWDQJJDOZDNWX
‡$XWR&RXQWPHPLOLKSLOLKDQLQLXQWXNPHPEHULQDPDILOHGDODPIRUPDWXUXWDQ
4XDOLW\
0HQJDWXUNXDOLWDVJDPEDUVHEDJDL*RRG%HWWHUDWDX%HVW
)ODVK/LJKW
3LOLKXQWXNPHQJDNWLINDQPHQRQDNWLINDQ/DPSX.LODW
3HQJDWXUDQ9LGHR
,WHP
.HWHUDQJDQ
0HQJDWXUDWXUDQSHQDPDDQILOH\DQJDNDQGLEXDW
)LOHQDPH
‡3UHIL[PHQJDWXUDZDODQILOHJDPEDU$ZDODQVWDQGDUDGDODK³029´
‡'DWH7LPHPHPLOLKSLOLKDQLQLXQWXNPHPEHULQDPDILOHGHQJDQIRUPDWWDQJJDOZDNWX
‡$XWR&RXQWPHPLOLKSLOLKDQLQLXQWXNPHPEHULQDPDILOHGDODPIRUPDWXUXWDQ
)RUPDW
0HQJDWXUIRUPDWYLGHRVHEDJDL+DWDX03(*
4XDOLW\
0HQJDWXUNXDOLWDVYLGHRVHEDJDL/RZ1RUPDODWDX+LJK
6LOHQFH
3LOLKSLOLKDQLQLXQWXNPHUHNDPNOLSYLGHRWDQSDGLVHUWDLVXDUD
$ERXW
7DE$ERXWPHQDPSLONDQYHUVL.DPHUD
0
HGLD$OEXP
)RWRGDQNOLSYLGHR\DQJ$QGDDPELODNDQGLVLPSDQGDODP0HGLD$OEXP'LWHPSDWLQL
$QGDGDSDWPHOLKDW¿OHJDPEDUGDQPHQJHORODIRWRDWDXNOLSYLGHR\DQJWHODK$QGDDPELO
PHQHWDSNDQQ\DVHEDJDL:DOOSDSHUDWDX&DOOHU,'GDQVHEDJDLQ\D
6RUWLUEHUGDVDUNDQ
'DIWDU
3LOLKMDOXUIROGHU
.DPHUD
$ODW%DQWX
7DPSLODQVOLGH
7DPSLODQWXQJJDO
%XND&DPHUD
3LOLKDQ
,NRQ
.HWHUDQJDQ
6RUWE\
0HQ\RUWLUILOHJDPEDUYLGHREHUGDVDUNDQ1DPH7\SH6L]H
DWDX'DWH
/LVW
0HPLOLKFDUDILOHJDPEDUYLGHRDNDQGLWDPSLONDQ,FRQ6PDOO
DWDX/LVW
6LQJOHYLHZ
0HQDPSLONDQVDWXNOLSIRWRYLGHR
0HPXWDUWDPSLODQVOLGHGDULVHPXDILOHJDPEDU\DQJ
GLVLPSDQ
*RWR&DPHUD
%HUDOLKNHPRGH&DSWXUH
7RROV
0HQDPSLONDQVXEPHQXGDULSLOLKDQODLQQ\D8QWXNLQIRUPDVL
OHELKODQMXWOLKDWWDEHO³0HQX7RRO´EHULNXW
.DPHUD
6OLGHVKRZ
7RROV0HQX
0HQXLQLPHPXQJNLQNDQ$QGDXQWXNPHQJNRQ¿JXUDVLPHQJDWXUGDQPHQJLULPIRWRNOLS
YLGHR
3LOLKDQ
.HWHUDQJDQ
5HQDPH
0HQJXEDKQDPDILOH\DQJGLSLOLK
0RYHWR
0HPLQGDKNDQILOHNHORNDVL\DQJODLQ
&RS\WR
0HQ\DOLQILOHNHORNDVL\DQJODLQ
'HOHWH
0HQJKDSXVILOH
'HOHWHDOO
0HQJKDSXVVHPXDILOH
6HQG
0HQJLULPNOLSIRWRDWDXNOLSYLGHRPHODOXL(PDLODWDXSHVDQ006
%HDP
0HQJLULPNOLSIRWRDWDXNOLSYLGHRNHSHUDQJNDWODLQQ\DPHODOXL,5DWDX
%OXHWRRWK
6HW:DOOSDSHU
0HQ\LPSDQJDPEDUVHEDJDL:DOOSDSHU
&DOO,'
0HQ\LPSDQJDPEDUVHEDJDL,'SDQJJLODQ
6OLGH6HWWLQJ
0HQJDWXUZDNWXMHGDXQWXNWDPSLODQVOLGH6HF6HFV6HFV
$ERXW
0HQDPSLONDQLQIRUPDVLSURGXNGDQSDEULN
0
RGH9LHZ
'DODPPRGH&DSWXUH$QGDGDSDWPHQHNDQ XQWXNPHPDVXNL$OEXPGDQPRGH6LQJOH
9LHZ-LND$QGDPHPLOLKLNRQ6LQJOH9LHZ$QGDGDSDWPHOLKDWJDPEDU\DQJGLVLPSDQSDGD
NDUWX6'0LQLDWDXPHPRUL3'$
7HUVHGLDGXDPRGHGDODP0HGLD$OEXP\DLWXPRGH9LHZGDQPRGH(GLW
0RGH3KRWR9LHZ
.DPHUD
0HQDPSLONDQ¿OHVHEHOXP
VHODQMXWQ\D
$ODWEDQWX
%XND.DPHUD
0HPSHUEHVDU0HPSHUNHFLO
3XWDUJDPEDU
7DPSLODQVOLGH
7DPSLODQOD\DUSHQXK
0RGH(GLWRU
.HPEDOLNHWKXPEQDLO
0RGH9LGHR9LHZ
.DPHUD
3XWDUEHUKHQWLVHPHQWDUD
%DULVJXOLUSURVHV
%HUKHQWL
9ROXPH
0DMX
0XQGXU
$ODWEDQWX
%XND.DPHUD
8UDL
7DPSLODQVOLGH
7DPSLODQOD\DUSHQXK
.HPEDOLNHWKXPEQDLO
8QWXN¿WXUSHQJHGLWDQODLQQ\DWHNDQLNRQ7RROV
0
RGH(GLW
'DODP0HGLD$OEXP$QGDGDSDWPHQHNDQ XQWXNPHPDVXNLPRGH(GLWRU)LWXULQL
PHPXQJNLQNDQ$QGDXQWXNPHQJHGLWJDPEDUGHQJDQPXGDKPHODOXLSHQVNDODDQSHPXWDUDQ
SHPRWRQJDQSHPELQJNDLDQSHQHPSHODQNOLSVHQLGOO
.HOXDUGDULPRGH(GLW
.DPHUD
&OLS$UW
%LQJNDL
)LOWHU
*DPEDU
)LOH
)LOH
3DGDEDULVDODWVLQJOHYLHZWHNDQ)LOHXQWXNSLOLKDQEHULNXW2SHQ)LOH6DYH)LOH$ERXW([LW
)LOWHU
)XQJVLLQLPHPXQJNLQNDQ$QGDXQWXNPHQJNRQGLVLNDQJDPEDU\DQJGLSLOLKPHODOXLFDUD\DQJ
PHPEDQWX\DNQLGHQJDQPHQDPEDKNDQ¿OWHU
8QWXNPHQHUDSNDQ¿OWHUSDGDJDPEDUWHNDQ)LOWHUSDGDEDULVDODWVLQJOHYLHZNHPXGLDQSLOLK
SLOLKDQEHULNXW*UD\2OGHQ,QYHUW6KDUSHQ%OXU'LVWRUWLRQ
6XEPHQX'LVWRUWLRQEHULVLSLOLKDQODLQVHSHUWL6TXDUH5RRW6SKHUL]H3LQFK
'DODPPRGH6LQJOH9LHZ$QGDGDSDWPHPLOLKELQJNDLGDQPHQHUDSNDQQ\DSDGDJDPEDU
\DQJGLSLOLK
.DPHUD
)UDPH
8QWXNPHPLOLKELQJNDL
'DODPPRGH6LQJOH9LHZWHNDQLNRQ)UDPH
7
HNDQXQWXNPHPLOLKELQJNDL
6
HOHVDLSHPLOLKDQELQJNDLDNDQGLODPSLUNDQVHFDUDRWRPDWLVNHJDPEDU
8
QWXNPHQ\LPSDQJDPEDUEHUELQJNDLWHNDQ6WDUWLNRQSHUWDPD!6DYH)LOH
&OLS$UW
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHPLOLK&OLS$UWGDQPHQHUDSNDQQ\DDJDUJDPEDU\DQJ
GLNHKHQGDNLOHELKPHQDULN
'DODPPRGH6LQJOH9LHZWHNDQLNRQ&OLS$UW 7HNDQSDGD&OLS$UW\DQJGLNHKHQGDNL
&OLS$UWDNDQGLWDPSLONDQGLWHQJDKWHQJDKJDPEDU
3HQJJXQDGDSDWPHPLQGDKNDQ&OLS$UWGHQJDQPHQJJHVHUQ\D
3XVWDND&OLS$UW
(GLW&OLS$UW
&OLS$UW(GLWRU
7DEHOEHULNXWPHQDPSLONDQSLOLKDQSHQJHGLWDQFOLSDUW
,WHP
,NRQ
.HWHUDQJDQ
5HWXUQ
.HPEDOLNHPRGH(GLW
$ERUW
0HQJKDSXVJDPEDU\DQJDNWLI
$GG
0HPLOLKGDQPHQDPEDKNDQJDPEDU
)OLS
0HPEDOLNJDPEDUVHFDUDYHUWLNDODWDXKRULVRQWDO
6FDOH
0HPSHUEHVDUDWDXPHPSHUNHFLOJDPEDU
5RWDWH
0HPXWDUJDPEDUVHEHVDUƒDWDX±ƒGHUDMDW
.DPHUD
2.([LWWKH(GLWPRGH
8QWXNPHQJNRQ¿UPDVLEDKZDVHPXDJDPEDUDNDQGLODPSLUNDQGDQNHPEDOLNHOD\DUHGLW
‡ - LNDWLGDNDGDIXQJVLHGLW\DQJGLMDODQNDQDWDXGLVLPSDQOD\DUDNDQNHPEDOLNHPRGH
WDPSLODQWDQSDSHPEHULWDKXDQDSDSXQ
‡ .
HPEDOLNHIXQJVLHGLW\DQJWHODKGLMDODQNDQ
‡ - LND$QGDWHODKPHQJHGLWJDPEDUGDQPHQHNDQLNRQ)LOHNHPXGLDQPHPLOLK([LWXQWXN
NHOXDUDNDQPXQFXOSHPEHULWDKXDQ\DQJPHQDQ\DNDQ$QGD³6DYHFKDQJHV"´7HNDQ<HV
XQWXNPDVXNNHGLDORJ6DYH1RXQWXNNHOXDUWDQSDPHQ\LPSDQGDQ&DQFHOXQWXNWHWDS
EHUDGDGLPRGH(GLW
%DE
20HGLD3OXV(TXDOL]HU
0\5DGLR
0\0XVLF
0\3LFWXUHV
0\9LGHRV
0\6HWWLQJV
(TXDOL]HU
20HGLD3OXV(TXDOL]HU
$SOLNDVLLQLPHPEHULFDUD\DQJUDPDKXQWXNPHQJHOROD¿OHPHGLDVHUWDDNVHV\DQJPXGDKNH
EHUEDJDLSHPXWDUKLEXUDQVHSHUWL5DGLR)0GDQ:LQGRZV0HGLD3OD\HUXQWXNPDQDMHPHQ
SXVWDNDPXVLNIRWRYLGHR
6HODLQLWXEDELQLDNDQPHPDQGX$QGDGDODPPHQHOXVXUL(TXDOL]HUVHEXDKDSOLNDVL\DQJ
GDSDWPHQ\HODUDVNDQ¿OHPXVLN\DQJGLSXWDUSDGD2;GD$WRP/LIH
20HGLD3OXV(TXDOL]HU
%XNDVXEPHQX
,QGLNDWRUDODUP
3URVHVSHPXWDUDQ
9ROXPH
%DULVDODW
,WHP
3OD\3DXVH
,NRQ
.HWHUDQJDQ
7HNDQVHNDOLXQWXNPHPXWDUGDQWHNDQVHNDOLODJLXQWXN
EHUKHQWLVHPHQWDUD
7HNDQVHNDOLXQWXNPHPXWDUGDQWHNDQVHNDOLODJLXQWXN
EHUKHQWL
3UHYLRXV
%HUDOLKNHWUHNVHEHOXPQ\D
1H[W
%HUDOLKNHWUHNVHODQMXWQ\D
9ROXPH
7HNDQEDULVJXOLUXQWXNPHQDPEDKPHQJXUDQJLYROXPH
(TXDOL]HU
)XQJVLLQLKDQ\DWHUOLKDWMLND:LQGRZV0HGLD3OD\HU
VHEDJDLSHPXWDU\DQJDNWLI
20HGLD3OXV(TXDOL]HU
6WRS
0
\5DGLR
$QGDGDSDWPHQGHQJDUNDQ)05DGLRPHODOXL2;GD$WRP/LIH$QGDGDSDWPHQFDULVDOXUDQ
GHQJDQPHQHNDQWHUXVWRPERO $SOLNDVLLQLSXQGLVHUWDLIDYRULW\DQJWHODKGLWHWDSNDQ
PDVLQJPDVLQJIDYRULWEHULVLKLQJJDVDOXUDQ\DQJWHODKGLWHWDSNDQNRQWUROYROXPH
WRPEROELVXPXWHWRPEROUHNDPXQWXNPHUHNDP¿OHDXGLRGDQSHQFDULDQVDOXUDQVHFDUD
KDOXV
20HGLD3OXV(TXDOL]HU
3HUKDWLDQ
5DGLR)0KDQ\DGDSDWGLJXQDNDQELODKHDGVHWWHUSDVDQJVHEDJDLDQWHQDHNVWHUQDO
1R
.HWHUDQJDQ
,QGLNDWRU6LQ\DO
0HQXQMXNNDQNHNXDWDQVLQ\DO\DQJVHGDQJDNWLI
6DOXUDQ$NWLI
0HQXQMXNNDQVDOXUDQ\DQJEDUXVDMDGLSXWDU
,QGLNDWRU6WHUHR
0HQXQMXNNDQVWDWXVVWHUHR
6DOXUDQ\DQJ
GLWHWDSNDQ
0HQ\HGLDNDQGDIWDUVWDVLXQUDGLR\DQJGLVLPSDQ
,QGLNDWRU9ROXPH
0HQXQMXNNDQNHOXDUDQYROXPH\DQJVHGDQJDNWLI
+HDGVHW3HQJHUDV
6XDUD
3HQJDOLKGLDQWDUD+HDGVHWGDQ3HQJHUDV6XDUD
6HEHOXPQ\D
%XNDVDOXUDQ\DQJWHODKGLWHWDSNDQVHEHOXPQ\D
6LPSDQ
7HNDQXQWXNPHQ\LPSDQVDOXUDQDWDXWHNDQWRPEROWHQJDK
5HNDP
7HNDQXQWXNPXODLPHUHNDPGDQWHNDQODJLXQWXNEHUKHQWL
3XWDU
0HPXWDUILOHDXGLR
%HUKHQWL
%HUKHQWLPHPXWDUILOHDXGLR
0HQX
%HULVLILWXUILWXUEHULNXW$XWR6FDQ0\)DYRXULWHV3UHUHFRUG2SWLRQV
5'62SWLRQV$ERXWGDQ4XLW
9ROXPH
0HQDLNNDQ0HQXUXQNDQNHOXDUDQYROXPH
6HODQMXWQ\D
%XNDVDOXUDQ\DQJWHODKGLWHWDSNDQVHODQMXWQ\D
3HQJDOLKDQIUHNXHQVL
0HQJDOLKNDQVDOXUDQPDMXPXQGXUSDGDIUHNXHQVL0+=7HNDQWHUXV
XQWXNPHPLQGDLFHSDWVHFDUDPDMXPXQGXU
20HGLD3OXV(TXDOL]HU
,WHP
7HNDQ0HQXXQWXNPHQJDNVHV¿WXUEHULNXW
‡ $XWR6FDQ0HPEXNDIXQJVLSHPLQGDLDQRWRPDWLV
3HUKDWLDQ
0
HPEXNDIXQJVLLQLDNDQPHQJKDSXVVHOXUXKGDWDGDODP0\)DYRULWH
‡ 0\)DYRXULWHV0HPXQJNLQNDQ$QGDXQWXNPHQDPEDKPHQJKDSXVDWDXPHQJHGLWJUXS
VDOXUDQ5DGLRIDYRULW$QGD
‡ 3UHUHFRUG0HQJNRQ¿JXUDVLSHQJDWXUDQXQWXNSHUHNDPDQWLQJNDWWLQJJLGDULSURJUDP
5DGLRVHSHUWLZDNWXKDULGXUDVLVDOXUDQGVE
‡ 2SWLRQV$QGDGDSDWPHQJDWXUSLOLKDQSHUHNDPDQVHSHUWLIRUPDW¿OHRXWSXW
‡ 6HWWLPH0HPXQJNLQNDQ$QGDGDODPPHQJDWXUZDNWXXQWXNPHQJKLGXSNDQGDQ
PHPDWLNDQUDGLR
‡ $ERXW,QIRYHUVLGDULSURJUDPLQL
‡ 4XLW.HOXDUGDULSURJUDP5DGLR)0
5DGLR)0DNDQGLELVXNDQVHODPDSDQJJLODQVXDUDEHUODQJVXQJ0HQDQJJXKNDQSDQJJLODQ
VXDUDDNDQPHODQMXWNDQ5DGLR)0
0
\0XVLF
0\0XVLFPHUXSDNDQVLVWHPFDQJJLK\DQJGDSDWPHQJHOROD¿OHPXVLNGDODPIRUPDW
:LQGRZV0HGLDDWDX03EHUGDVDUNDQDOEXPSHQ\DQ\LGDIWDUSXWDUODJXJHQUH
8QWXNPHQFDULNRQWHQ:LQGRZV0HGLD)RUPDWEDJL2;GD$WRP/LIH$QGDEXNDKWWSZZZ
ZLQGRZVPHGLDFRP
20HGLD3OXV(TXDOL]HU
.HWLNDGLEXNDXQWXNSHUWDPDNDOLQ\D0\0XVLFDNDQPHPLQGDLVHPXDIROGHUXQWXN
VHPXD¿OHPXVLN\DQJGLGXNXQJGDQPHQ\XVXQNDWDORJQ\DNHGDODPSXVWDNDPXVLNXQWXN
SHQJJXQDDQGLNHPXGLDQKDUL'LVHWLDSSHPEXNDDQEHULNXWQ\D0\0XVLFKDQ\DDNDQ
PHPEDFDSXVWDNDPHGLDGDQWLGDNPHODNXNDQSHPLQGDLDQODJL3XVWDNDPHGLDKDQ\DDNDQ
GLSHUEDUXLMLND0HQX!8SGDWH/LEUDU\GLWHNDQVHNDOLODJL-LNDNDUWX0LQL6'GLPDVXNNDQ
GDQWLGDNWHUVHGLDSXVWDNDXQWXNNDUWXLQLVHEXDKNRWDNGLDORJDNDQPXQFXOPHPLQWD
NRQ¿UPDVLSHPLQGDLDQXODQJ
.DWHJRULPXVLN
3HQ\RUWLUDQ¿OH
$NVHV¿WXU
ODLQQ\D
.HPEDOLNH+DODPDQ8WDPD
‡
‡
‡
‡
9
LHZVSLOLK7KXPEQDLOVDWDX/LVW
/
LEUDU\SLOLKORNDVLSXVWDNDGDUL0HPRU\&DUG'HYLFH$OO
$
GG7RPHQDPEDKNDQ¿OHNHGDIWDUSXWDU\DQJDGD
8
SGDWH/LEUDU\PHPLQGDLXODQJGDQPHPSHUEDUXLSXVWDND
0
\3LFWXUHV
0\3LFWXUHVPHQ\HGLDNDQWDPSLODQWKXPEQDLOVHGHUKDQDGDULIRWR$QGD-LNDJDPEDU
WKXPEQDLOGLWHNDQDOEXPNDPHUDDNDQWHUEXNDXQWXNPHQDPSLONDQJDPEDU\DQJGLSLOLK
6HFDUDVWDQGDUJDPEDUDNDQGLVLPSDQNH?0\'RFXPHQWV?0\3LFWXUHV
20HGLD3OXV(TXDOL]HU
.DWHJRUL*DPEDU
'DIWDUWKXPEQDLO
IROGHU
3HQ\RUWLUDQ¿OH
$NVHV¿WXU
¿WXUODLQQ\D
.HPEDOLNH+DODPDQ8WDPD
0HQXLQLPHQFDNXS¿WXUEHULNXW
‡ 9LHZVSLOLK7KXPEQDLOVDWDX/LVW
‡ )ROGHUSLOLKIROGHUXQWXNPHQDPSLONDQIRWR
0
\9LGHRV
0\9LGHRVPHQ\HGLDNDQSHQDPSLOYLGHRVHGHUKDQDGDQPHQJDNVHVGHQJDQPXGDKNH
SHQDPSLOYLGHRNDPHUD*XQDNDQWRPEROQDYLJDVLXQWXNPHQHOXVXULWKXPEQDLO-LNDYLGHR
WKXPEQDLOGLWHNDQSHQDPSLOYLGHRNDPHUDDNDQWHUEXNDXQWXNPHQDPSLONDQYLGHR\DQJ
GLSLOLK0\9LGHRVDNDQPHQGXNXQJIRUPDWYLGHR\DQJGLGXNXQJROHK:LQGRZV0HGLD3OD\HU
GDQJS6HFDUDVWDQGDUYLGHRDNDQGLVLPSDQNH?0\'RFXPHQWV?0\9LGHRV$QWDUPXND0\
9LGHRVVHUXSDGHQJDQ\DQJDGDGL0\3KRWRV
20HGLD3OXV(TXDOL]HU
0
\6HWWLQJV
'DODP0\6HWWLQJV$QGDGDSDWPHQ\HVXDLNDQ¿WXU$ODUP6OHHS7LPHUGDQ0\3UR¿OH
$ODUP
'DODPPRGH$ODUP$QGDGDSDWPHQJDWXUZDNWXGDQNHMDGLDQDODUPWHUPDVXN2QFH'DLO\
GDQ:HHNGD\V
,WHP
.HWHUDQJDQ
7XUQ$ODUP2Q
-LNDILWXULQLGLSLOLKNRWDNZDNWXDODUPLQSXWDNDQGLWDPSLONDQ
7XUQ$ODUP2II
0HPEDWDONDQDODUP
‡ $ODUPW\SHSHQJDWXUDQPHQFDNXS%X]]HU)05DGLRGDQ0XVLF
-LNDPXVLNGLSLOLKILOHH[SORUHUDNDQPXQFXOXQWXNPHPLQWDORNDVL
PXVLNDODUP
'HWDLOVLQWKH0HQX
‡ 6QRR]HIRU:DNWXGDODPPHQLWXQWXNWLGXUVHEHQWDUMLNDDODUP
EHUKHQWL
‡ 9ROXPH
6OHHS7LPHU
3HQJKLWXQJZDNWXWLGXULQLXQWXN)0UDGLRGDQ:LQGRZV0HGLD3OD\HU-LNDSHQJKLWXQJ
ZDNWXWLGXUWHODKEHUDNKLU0HGLD&HQWHUDNDQWHUWXWXS
,WHP
.HWHUDQJDQ
6OHHS7LPHU2Q
0XODLPHQJKLWXQJPXQGXU
6OHHS7LPHU2II
0HQRQDNWLINDQ6OHHSWLPHU
6OHHS7LPHURIILQ
7HNDQWRPERONH$WDVDWDXNH%DZDKXQWXNPHQJDWXUZDNWXEHUDNKLU
GDODPPHQLW
0\3UR¿OH
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHQJXEDK&XUUHQW3UR¿OH3LFWXUHDWDX3UR¿OH/LQH
,WHP
.HWHUDQJDQ
0\&XUUHQW3URILOH
3LFWXUH
8QWXNPHQJXEDKJDPEDUODWDU
1HZ3URILOH/LQH
0DVXNNDQNHWHUDQJDQWHNVEDUXXQWXNSURILO$QGD
20HGLD3OXV(TXDOL]HU
(
TXDOL]HU
3HQ\HODUDVJUD¿VLQLKDQ\DXQWXN:LQGRZV0HGLD3OD\HUPHPXQJNLQNDQ$QGD
XQWXNPHQ\HODUDVNDQ¿OHPXVLN\DQJGLSXWDUSDGD2;GD$WRP/LIHJXQDPHQLQJNDWNDQ
NHVHQDQJDQPHQGHQJDUPXVLN
20HGLD3OXV(TXDOL]HU
3UR¿O
)UHNXHQVL
$NWLI1RQDNWLI
5HVHW
,WHP
.HWHUDQJDQ
7HNDQźSDGD3URILOHXQWXNPHPEXNDPHQXGDQJXQDNDQVW\OXVXQWXN
SURILO\DQJGLNHKHQGDNL
‡ 8
QWXNPHQHWDSNDQDQJNDQROGLVHWLDSPRGLILNDVLIUHNXHQVLSLOLK
'HIDXOWGDULGDIWDU3URILOH
3URILOH
‡ - LND$QGDPHPLOLKSURILOGDULGDIWDU3URILOHGDQPHQJXEDKQLODLGE
GDULVHWLDSIUHNXHQVLMHQLV\DQJGLWDPSLONDQSDGDNRWDN3URILOHDNDQ
EHUXEDKNH³&XVWRP´
%DQGV
3HUKDWLDQ
.RWDN3UR¿OHDNDQWHWDSVHEDJDLMHQLV\DQJGLSLOLKVHEHOXPQ\D
PHQFDNXS³&XVWRP´NHWLND$QGDNHPEDOLNHDSOLNDVLLQLGLODLQ
ZDNWX
7HUVHGLDIUHNXHQVL.*XQDNDQVW\OXVXQWXNPHQJJHVHUGDQ
PHQJDWXUSDUDPHWHUGE
0HPEXDW(TXDOL]HU2QDWDX2II
2Q2II
-LND(TXDOL]HUGDODPNRQGLVL2II%DQGVGDQ3URILOHDNDQ
GLQRQDNWLINDQ
5HVHW
7HNDQLNRQLQLXQWXNPHQJXEDKSHQJDWXUDQ'HIDXOW
20HGLD3OXV(TXDOL]HU
:2:+'6HWWLQJV
)LWXULQLDNDQPHQDPSLONDQSHQJDWXUDQ656:R:+'XQWXNSHQLQJNDWDQDXGLRVXDUDVXUURXQG
8QWXNPHQJDNWLINDQSHQJDWXUDQ:2:+'WHNDQXQWXNPHPLOLKNRWDN(QDEOH
‡ :2:+'6HWWLQJV
$QGDGDSDWPHPLOLKSUR¿OSHQJDWXUDQGDUL'HIDXOW1RUPDO:2:-D]]:2:&ODVVLFDO
:2:5RFN:2:3RS:2:'DQFH:2:)RON:2:0HWDO:2:+LS+RS:2:3LDQR
:2:/DWLQ:2:%DVV:2:7UHEOH:2:6\PSKRQ\:2:6SRNHQ:RUG
:2:7KHDWHU:2:9RLFH%DVV5HGXFHU7UHEOH5HGXFHU)ODWDQG&XVWRP
6HWHODK$QGDPHPLOLKSUR¿OSLOLKDQEHULNXWDNDQLNXWEHUXEDK656'(IIHFW656&HQWHU
(IIHFW656)RFXV/HYHO656'H¿QLWLRQ/HYHO
‡ 7
UX%DVV
3LOLKDQLQLPHPXQJNLQNDQ$QGDXQWXNPHQJDWXU6567UX%DVV/HYHOGDQ6567UX%DVV
6SHDNHU6L]H
‡ $
ERXW )LWXULQLDNDQPHQDPSLONDQLQIRUPDVLSURGXNGDQSDEULNQ\D
LVDWUDGHPDUNRI656/DEV,QF
:2:+'WHFKQRORJ\LVLQFRUSRUDWHGXQGHUOLFHQVHIURP656/DEV,QF
20HGLD3OXV(TXDOL]HU
%DE
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
2XWORRN
:RUG0RELOH
([FHO0RELOH
3RZHU3RLQW0RELOH
3LFWXUHV9LGHRV
&DOFXODWRU
*DPHV
)LOH([SORUHU
5
HPRWH'HVNWRS0RELOH
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
2
XWORRN
$SOLNDVL2XWORRNPHPXQJNLQNDQ$QGDXQWXNPHQVLQNURQLVDVLGDWD2XWORRNGLDQWDUD2;GD
$WRP/LIHGDQ3&'DWDLQLPHQFDNXS2XWORRN(PDLOXQWXNLQIRUPDVLOHELKODQMXWOLKDW%DE
3HVDQ&DOHQGDU&RQWDFWV7DVNVGDQ1RWHV
&DOHQGDU
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
*XQDNDQ&DOHQGDUXQWXNPHQMDGZDONDQMDQMLWHUPDVXNUDSDWGDQDNWLYLWDVODLQQ\D$QGD
GDSDWPHQJHFHNMDQMLGDODPVDWXDWDXEHEHUDSDMHQLVWDPSLODQ'D\:HHN0RQWKGDQ
$JHQGDGDQPHQJDWXU&DOHQGDUXQWXNPHQJLQJDWNDQ$QGDDNDQMDQMLPHODOXLQDGDDWDX
FDUDODLQQ\D-DQMLXQWXNKDULLQLGDSDWGLWDPSLONDQSDGDOD\DU7RGD\
-LND$QGDPHQJJXQDNDQ2XWORRNSDGD3&$QGDGDSDWPHQVLQNURQLVDVLMDQMLGLDQWDUD2
;GD$WRP/LIHGDQ3&
0HPEXDWDWDXPHQJXEDKMDQML
3LOLKMHQLVWDPSLODQGDUL'D\:HHN0RQWK<HDUGDQ$JHQGD7HNDQ0HQX!1HZ
$SSRLQWPHQW
0DVXNNDQULQFLDQMDQML6HWHODKVHOHVDLWHNDQ2.XQWXNNHPEDOLNHNDOHQGHU
0HQJLULPFDWDWDQUDSDW
*XQDNDQ&DOHQGDUXQWXNPHQMDGZDOUDSDWPHODOXLHPDLOGHQJDQNRQWDN\DQJPHQJJXQDNDQ
0LFURVRIWŠ2XWORRNDWDX2XWORRN0RELOH
7HNDQ6WDUW!&DOHQGDU
-DGZDONDQMDQMLEDUXDWDXEXND\DQJVXGDKDGDNHPXGLDQWHNDQ0HQX!(GLW
7HNDQ$WWHQGHHV
7HNDQQDPDNRQWDN\DQJLQJLQGLXQGDQJ
8QWXNPHQJXQGDQJVHWLDSNRQWDNODLQQ\DWHNDQ$GGNHPXGLDQWHNDQQDPDQ\D
7HNDQ2.&DWDWDQUDSDWDNDQGLNLULPNHNRQWDNEHUVDQJNXWDQSDGDVDDWVLQNURQLVDVL
SHUDQJNDWGHQJDQ3&VHODQMXWQ\D
3HUKDWLDQ
-LNDNRQWDNPHQHULPDFDWDWDQUDSDW$QGDUDSDWWHUVHEXWDNDQGLWDPEDKNDQVHFDUD
RWRPDWLVNHMDGZDOPHUHND-LNDUHVSRQVPHUHNDGLNLULPEDOLNNDOHQGHU$QGDDNDQ
GLSHUEDUXL
0HQJDWXUSHQJLQJDWXQWXNMDQML
'
DODP&DOHQGDUWHNDQ$SSRLQWPHQW!
5HPLQGHU!5HPLQGPH
3HUKDWLDQ
8
QWXNPHQJXEDKPHQLWMHGDVHEHOXP
PXQFXOQ\DSHULQJDWDQMDQMLWHNDQPHQLW
\DQJGLWDPSLONDQ
0HQJLULPMDQML
8QWXNPHQJLULPVHEXDKMDQMLGDODP
GDIWDUNDOHQGHUWHNDQ0HQX!%HDP
$SSRLQWPHQW«.HWLNDPHQJJXQDNDQ
LQIUDPHUDK,5VHMDMDUNDQURQJJD,5
GLDQWDUDSHUDQJNDW'HQJDQGHPLNLDQ
SHUDQJNDWSHUDQJNDWLWXWLGDNWHUKDODQJGDQ
GHNDWVDWXVDPDODLQQ\D
0HQFDULNRQWDN
&RQWDFWV
7HNDQ6WDUW!&RQWDFWV
%HUIXQJVLVHEDJDLEXNXDODPDW)LWXULQL
PHQ\LPSDQQRPRUWHOHSRQDODPDW(PDLO
DODPDWUXPDKGDQLQIRUPDVLODLQQ\D\DQJ
EHUKXEXQJDQGHQJDQNRQWDNVHSHUWL
WDQJJDOXODQJWDKXQDWDXSHUD\DDQ$QGD
MXJDGDSDWPHQDPEDKNDQJDPEDUDWDX
PHQHWDSNDQQDGDGHULQJSDGDNRQWDN
- LND$QGDVHGDQJWLGDNEHUDGDGLWDPSLODQ
1DPHWHNDQ0HQX!9LHZ%\!1DPH
-LND$QGDPHQJJXQDNDQ0LFURVRIWŠ2XWORRN
SDGD3&$QGDGDSDWPHQVLQNURQLVDVL
NRQWDNGLDQWDUDSHUDQJNDW$QGDGDQ3&
0HPEXDWNRQWDN
7HNDQ6WDUW!&RQWDFWV
7
HNDQ1HZNHPXGLDQPDVXNNDQ
LQIRUPDVLNRQWDN
6HWHODKVHOHVDLWHNDQ2.
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
$
JDUSHQJLQJDWXQWXNVHPXDMDQMLEDUX
GLDWXUVHFDUDRWRPDWLVGDODPNDOHQGHU
WHNDQ0HQX!7RROV!2SWLRQV!WDE
$SSRLQWPHQWV!6HWUHPLQGHUVIRUQHZ
LWHPV
‡ -LNDGDIWDUNRQWDN$QGDWHODKGLVDULQJ
EHUGDVDUNDQNDWHJRULNHWLND$QGD
PHPEXDWNRQWDNNDWHJRULWHUVHEXW
DNDQGLWHWDSNDQVHFDUDRWRPDWLVNH
NRQWDN\DQJEDUX
‡ 8QWXNPHQFDQWXPNDQQDPD
SDQJJLODQMDEDWDQGDQVHEDJDLQ\D
NHWLNDVHGDQJPHPEXDWNRQWDN
WHNDQWDQGDSDQDK1DPH8QWXN
NRQWDN\DQJVXGDKDGDWHNDQNRQWDN
WHUVHEXWODOXWHNDQ0HQX!(GLW
NHPXGLDQWHNDQWDQGDSDQDK1DPH
‡ -LNDVHEDJLDQEHVDUNRQWDN\DQJ$QGD
EXDWPHPLOLNLQRPRUWHOHSRQ\DQJ
GLPXODLGHQJDQNRGHDUHD\DQJVDPD
GDODPGDIWDUNRQWDNWHNDQ0HQX!
2SWLRQVNHPXGLDQPDVXNNDQNRGH
DUHDGDODPNRWDN$UHDFRGH
/DNXNDQVDODKVDWXODQJNDKEHULNXW
‡ 0DVXNNDQQDPDDWDXQRPRUWHOHSRQ
SDGDNRWDNWHNV\DQJGLEHULNDQVDPSDL
NRQWDN\DQJ$QGDNHKHQGDNLGLWDPSLONDQ
8QWXNPHQDPSLONDQNHPEDOLVHPXD
NRQWDNWHNDQNRWDNWHNVGDQNRVRQJNDQ
WHNVGLGDODPQ\DDWDXWHNDQWDQGD
SDQDKGLVHEHODKNRWDNWHNV
‡ *XQDNDQLQGHNVDOIDEHW\DQJGLWDPSLONDQ
GLEDJLDQDWDVGDIWDUNRQWDN
‡ /DNXNDQSHQ\DULQJDQEHUGDVDUNDQ
NDWHJRUL'DODPGDIWDUNRQWDNWHNDQ
0HQX!)LOWHU.HPXGLDQWHNDQNDWHJRUL
\DQJWHODK$QGDWHWDSNDQSDGDNRQWDN
8QWXNPHQDPSLONDQNHPEDOLVHPXD
NRQWDNSLOLK$OO&RQWDFWV
LQIRUPDVLVHSHUWLWDQJJDOPXODLGDQ
WDQJJDOMDWXKWHPSR
3HUKDWLDQ
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
‡ 8QWXNPHQFDULNRQWDN$QGDKDUXV
EHUDGDGLWDPSLODQ1DPD0DVXNNDQ
QDPDDWDXQRPRUDWDXGHQJDQ
PHQJJXQDNDQLQGHNVDOIDEHW8QWXN
EHUDOLKNHWDPSLODQ1DPDWHNDQ
0HQX!9LHZ%\!1DPH
0HQJLULPNRQWDN
8QWXNPHQJLULPNRQWDNSDGDGDIWDUNRQWDN
WHNDQWHUXVNRQWDNWHUWHQWX3DGDPHQX
SRSXSWHNDQ%HDP&RQWDFW
8QWXNPHQJXEDKSLOLKDQ
3DGDGDIWDUNRQWDNWHNDQ0HQX!2SWLRQV
8QWXNPHQDPEDKNHWHUVHGLDDQUXDQJ
EDJLWDPSLODQNRQWDNGLGDIWDUMDQJDQ
FHQWDQJWDE6KRZDOSKDEHWLFDOLQGH[
.RGHDUHDGDQQHJDUDZLOD\DKXQWXN
NRQWDNEDUXDNDQGLPDVXNNDQVHFDUD
RWRPDWLVEHUGDVDUNDQLQIRUPDVLGDODP
SHQJDWXUDQ&RXQWU\5HJLRQ
0HQJJXQDNDQOD\DUULQJNDVDQ
-LND$QGDPHQHNDQNRQWDNSDGDGDIWDUNRQWDN
OD\DUULQJNDVDQDNDQGLWDPSLONDQ8QWXN
PHQJXEDKLQIRUPDVLNRQWDNWHNDQ(GLW
7DVNV
/D\DU7RGD\GDSDWPHQDPSLONDQ
EHUEDJDLWXJDVMLND$QGDPHQJJXQDNDQ
0LFURVRIWŠ2XWORRNSDGD3&$QGDGDSDW
PHQVLQNURQLVDVLWXJDVGLDQWDUDSHUDQJNDW
GDQ3&
8QWXNPHPEXDWWXJDV
7HNDQ6WDUW!3URJUDPV!7DVNV
7
HNDQ0HQX!1HZ7DVNPDVXNNDQ
VXEMHNXQWXNWXJDVGDQPDVXNNDQ
6HWHODKVHOHVDLWHNDQ2.
3HUKDWLDQ
&
DUDPXGDKXQWXNPHPEXDWWXJDV
DGDODKGHQJDQPHQ\DOLQWXJDV\DQJ
VXGDKDGD'DODPGDIWDUWXJDVSLOLK
WXJDV\DQJDNDQ$QGDVDOLQ7HNDQ
0HQX!(GLW!&RS\NHPXGLDQWHNDQ
0HQX!(GLW!3DVWH
$QGDGDSDWPHPEXDWWXJDVMHQLVDJHQGD
\DQJVLQJNDWGHQJDQPXGDK&XNXS
WHNDQNRWDN7DSKHUHWRDGGDQHZWDVN
PDVXNNDQVXEMHNNHPXGLDQWHNDQ(QWHU
-LNDNRWDNLQSXWWXJDVWLGDNWHUVHGLDWHNDQ
0HQX!2SWLRQVNHPXGLDQSLOLKNRWDN
FHQWDQJ6KRZ7DVNVHQWU\EDU
'DODPSURJUDP&DOHQGDUGDQ7DVNV$QGD
GDSDWPHQJDWXUSHQJLQJDWGDULWXJDVGDQ
MDQML\DQJDNDQGDWDQJ
'
DULSURJUDPWHNDQLWHP\DQJDNDQ$QGD
DWXUVHEDJDLSHQJLQJDW
7
HNDQ(GLWGDQGDODPNRWDN5HPLQGHU
WHNDQ5HPLQGPH
'DODP&DOHQGDUSHQJLQJDWVWDQGDU
VHEHOXPNHPXQFXODQVHEXDKFDWDWDQ
MDQMLDGDODKPHQLW
'DODP7DVNVSHQJLQJDWVWDQGDUGLDWXUSDGD
MDPGDULKDULEHUDNKLUQ\DVHEXDKWXJDV
7HNDQ2.
3HUKDWLDQ
8
QWXNPHQJDWXUSHQJLQJDWVHEXDK
WXJDVSHUWDPD$QGDKDUXV
PHQJDNWLINDQQDGD3HPEHULWDKXDQ
GHQJDQPHQHNDQ6WDUW!6HWWLQJV
!WDE3HUVRQDO!6RXQGV
1RWL¿FDWLRQV
0HQJLULPWXJDV
0HQJXEDKSLOLKDQ
8QWXNPHQJLULPWXJDVGDODPGDIWDUWXJDV
WHNDQWHUXVWXJDVWHUWHQWX3DGDPHQXSRS
XSWHNDQ%HDP7DVN
'DODPGDIWDUFDWDWDQWHNDQ7RROV!
2SWLRQV
&DWDWDQ
8QWXNPHPEXDWFDWDWDQ
7HNDQ6WDUW!3URJUDPV!1RWHV!1HZ
8
QWXNPHPDVXNNDQWDQJJDONHGDODP
FDWDWDQSHULNVDNHPEDOLGDQSDVWLNDQ
WLGDNDGDJDPEDU\DQJGLSLOLK6HWHODK
LWXWHNDQWHUXVGLVHPEDUDQJWHPSDW
SDGDFDWDWDQNHPXGLDQWHNDQ,QVHUW
'DWH
8QWXNPHQJLULPFDWDWDQPHODOXL(PDLO
3
HUWDPD$QGDKDUXVPHQJDWXU
0HVVDJLQJXQWXNPHQJLULPGDQ
PHQHULPDSHVDQ
'
DULSURJUDPSLOLKLWHP\DQJDNDQ$QGD
NLULP
7
HNDQ0HQX!6HQGYLD(PDLO
3HVDQ\DQJEDUXDNDQGLEXDWGHQJDQ
LWHP\DQJGLODPSLUNDQ
0DVXNNDQQDPDSHQHULPDGDQVXEMHN
NHPXGLDQWHNDQ6HQG
3HVDQDNDQGLNLULPGLZDNWXVLQNURQLVDVL
SHUDQJNDWEHULNXWQ\D
0HQJLULPFDWDWDQ
8QWXNPHQJLULPFDWDWDQSDGDGDIWDU
FDWDWDQWHNDQWHUXVFDWDWDQWHUVHEXW3DGD
PHQXSRSXSWHNDQ%HDP)LOH
-LND$QGDPHQ\LPSDQVHEDJLDQEHVDU
FDWDWDQGDQUHNDPDQSDGDNDUWXPHPRUL
SDGD6DYHWRWHNDQ0HPRU\FDUGDJDU
LWHP\DQJEDUXGLVLPSDQVHFDUDRWRPDWLV
NHNDUWXWHUVHEXW
:
RUG0RELOH
$QGDGDSDWPHPEXDWVHUWDPHQJHGLW
GRNXPHQGDQWHPSODWHGDODP:RUG0RELOH
VHEDJDLPDQD$QGDODNXNDQGDODP:RUGGL
3&'RNXPHQ:RUG0RELOHGDSDWGLVLPSDQ
VHEDJDL¿OHSVZGRFUWIDWDXW[W6HWHODK
$QGDPHQXWXSGRNXPHQGDQPHQDPDLQ\D
GRNXPHQWHUVHEXWVHFDUDRWRPDWLVDNDQ
GLVLPSDQSDGDGDIWDUGRNXPHQ:RUG
0RELOH
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
%
XDWFDWDWDQ$QGDGHQJDQPHQXOLV
PHQJJDPEDUPHQJHWLNGDQPHUHNDP
8QWXNOHELKULQFLOLKDW0HPDVXNNDQ
,QIRUPDVL
'DULGDIWDUWHPSODWH$QGDGDSDWPHPLOLK
WHPSODWH\DQJWHODKGLWHWDSNDQXQWXN
GLJXQDNDQGHQJDQVHPXDFDWDWDQEDUX
0HQVLQNURQLVDVLGRNXPHQ:RUG
0RELOH
8QWXNPHQVLQNURQLVDVL¿OHSLOLKMHQLV¿OH
\DQJDNDQGLVLQNURQLVDVLGDODPSHQJDWXUDQ
$FWLYH6\QF2SWLRQVSDGD3&$QGD-LND
$QGDPHPLOLK)LOHVIROGHU?0\'RFXPHQWV
DNDQGLEXDWSDGDGHVNWRS3&7HPSDWNDQ
VHPXD¿OH\DQJDNDQGLVLQNURQLVDVLPHODOXL
SHUDQJNDWNHGDODPIROGHULQL3HUKDWLDQ
¿OH\DQJGLOLQGXQJLVDQGLWLGDNGDSDW
GLVLQNURQLVDVL
8QWXNLQIRUPDVLOHELKODQMXWWHQWDQJ
VLQNURQLVDVLDWDXNRQYHUVL¿OHOLKDW
$FWLYH6\QF+HOSSDGD3&
.RQYHUVLGRNXPHQ
'RNXPHQ:RUGGRFGDQWHPSODWHQ\D
GRW\DQJGLEXDWGDODP:RUGDWDX
YHUVLWHUEDUXSDGD3&DNDQGLNRQYHUVL
NHGRNXPHQ:RUG0RELOHSVZGDQ
WHPSODWHQ\DSVZ.RQYHUVLWHUVHEXWDNDQ
EHUODQJVXQJVHODPDDNWLYLWDVEHULNXW
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
‡ .
HWLNDVLQNURQLVDVL¿OH
‡ .
HWLNDPHQ\DOLQ¿OH:RUGGDUL3&NH2
;GD$WRP/LIH
‡ .
HWLNDPHPEXNDSHVDQ(PDLOGHQJDQ
¿OH:RUG\DQJGLODPSLUNDQSDGD
SHUDQJNDW$QGD
6HODPDSHUFDNDSDQEHUODQJVXQJGDUL
:RUGNH:RUG0RELOHKDPSLUVHPXD
WHNVVHGHUKDQDGDQIRUPDWSDUDJUDIDNDQ
GLSHUWDKDQNDQGDQGLWDPSLONDQ1DPXQ
EHEHUDSDIRUPDWDWULEXWGDSDWEHUXEDKDWDX
KLODQJ
0HQVLQNURQLVDVLEXNXNHUMD
([FHO0RELOH
/DQJNDKXQWXNPHQVLQNURQLVDVLEXNXNHUMD
([FHO0RELOHDGDODKVDPDGHQJDQODQJNDK
VLQNURQLVDVLGRNXPHQSDGD:RUG0RELOH
6HPXD¿OH([FHO0RELOH\DQJGLVLPSDQ
GDODP0\'RFXPHQWVGDQVXEIROGHUQ\D
DNDQGLVLQNURQLVDVLPHODOXL3&$FWLYH6\QF
DNDQPHQJXEDKGRNXPHQVHODPD
VLQNURQLVDVLEHUODQJVXQJ
8QWXNLQIRUPDVLOHELKODQMXWWHQWDQJ
VLQNURQLVDVLDWDXNRQYHUVL¿OHOLKDW
$FWLYH6\QF+HOSSDGD3&
.RQYHUVLEXNXNHUMD
(
[FHO0RELOH
$QGDWLGDNVDMDGDSDWPHQJHGLWEXNXNHUMD
GDQWHPSODWH([FHO\DQJGLEXDWSDGD
3&PHODLQNDQMXJDGDSDWPHPEXDWGDQ
PHQJHGLWEXNXNHUMDGDQWHPSODWHSDGD
SHUDQJNDWGHQJDQ([FHO0RELOH
-LND$QGDPHQXWXSEXNXNHUMD\DQJEDUX
VDMDGLEXDWEXNXNHUMDWHUVHEXWVHFDUD
RWRPDWLVDNDQGLEHULQDPDGDQGLVLPSDQ
SDGDGDIWDUEXNXNHUMD([FHO0RELOH$QGD
GDSDWGHQJDQPXGDKPHQJJDQWLQDPDEXNX
NHUMDGDQPHPLQGDKNDQQ\DNHIROGHUODLQ
DWDXNDUWXPHPRUL
7HNDQ9LHZ!=RRPNHPXGLDQSLOLK
SHUVHQWDVH]RRPVHKLQJJDGHQJDQ
PXGDK$QGDGDSDWPHPEDFDOHPEDU
NHUMD
3HUKDWLDQ
%
HNHUMDODKGDODPPRGHOD\DUSHQXK
XQWXNPHOLKDWEXNXNHUMDVHEDQ\DN
PXQJNLQ
)LOH([FHO[OVGDQWHPSODWH[OW\DQJ
GLEXDWGDODP([FHOYHUVLDWDX
YHUVLWHUEDUXSDGD3&DNDQGLNRQYHUVL
PHQMDGLEXNXNHUMD([FHO0RELOHS[O
DWDX¿OHWHPSODWHS[W.RQYHUVLLQLDNDQ
EHUODQJVXQJVHODPDDNWLYLWDVEHULNXW
‡ .HWLNDVLQNURQLVDVL¿OH
‡ .HWLNDPHQ\DOLQ¿OH([FHOGDUL3&NH
SHUDQJNDW
‡ .HWLNDPHPEXNDSHVDQ(PDLOGHQJDQ
¿OH([FHO\DQJWHUODPSLU
6HODPDNRQYHUVLEHUODQJVXQJGDUL([FHONH
([FHO0RELOHKDPSLUVHPXDWHNVVHGHUKDQD
GDQIRUPDWSDUDJUDIDNDQGLSHUWDKDQNDQ
GDQGLWDPSLONDQ1DPXQVHMXPODKIRUPDW
DWULEXWGDSDWEHUXEDKDWDXKLODQJ
3
RZHU3RLQW0RELOH
7DPSLODQVOLGH\DQJGLEXDWGDODPIRUPDW
SSWGDQSSVGDODP3RZHU3RLQWµ
DWDXYHUVLWHUEDUXGDSDWGLWDPSLONDQSDGD
SHUDQJNDW$QGD
7HNDQWDE2ULHQWDWLRQNHPXGLDQSLOLK
DUDK\DQJGLNHKHQGDNL
)LWXU¿WXU3RZHU3RLQW\DQJ7,'$.
GLGXNXQJSDGDSHUDQJNDWPHOLSXWL
‡ 3
HQ\XVXQDQXODQJDWDXSHQJHGLWDQ
VOLGH3RZHU3RLQW0RELOHKDQ\DVHEDJDL
SHQDPSLO
‡ )
LOH\DQJGLEXDWGDODPIRUPDWSSW
GHQJDQYHUVLOHELKODPDGDULYHUVL
3RZHU3RLQWµVHUWD¿OH+70/GDODP
IRUPDWKWPGDQPKWWLGDNDNDQ
GLGXNXQJ
0HPXODLSUHVHQWDVLWDPSLODQ
VOLGH
7
HNDQ6WDUW!2I¿FH0RELOH!
3RZHU3RLQW0RELOH
'
DODPGDIWDUSUHVHQWDVLWHNDQWDPSLODQ
VOLGH\DQJDNDQGLWDPSLONDQ
8
QWXNEHUSLQGDKVOLGHWHNDQVOLGH\DQJ
DNWLINHVOLGHVHODQMXWQ\D
3HUKDWLDQ
- LNDSUHVHQWDVLGLDWXUVHEDJDLWDPSLODQ
VOLGHEHUZDNWXPDNDVOLGHWHUVHEXW
DNDQEHUSXWDUVHFDUDRWRPDWLV
0HQJXEDKDUDKWDPSLODQVOLGH
7
HNDQ6WDUW!2I¿FH0RELOH!
3RZHU3RLQW0RELOH
0HQDYLJDVLGLDQWDUDVOLGH
-LNDSUHVHQWDVLGLDWXUVHEDJDLWDPSLODQ
VOLGHEHUZDNWXVOLGHWHUVHEXWDNDQEHUSXWDU
VHFDUDRWRPDWLV1DPXQMLNDSUHVHQWDVL
WLGDNGLEHULZDNWXDWDX$QGDFXNXSLQJLQ
EHUDOLKNHVOLGHODLQQ\DGLOXDUUDQJNDLDQ
\DQJDGD$QGDGDSDWPHODNXNDQQ\D
GHQJDQPXGDKGDODPSUHVHQWDVL
3RZHU3RLQW0RELOH
7HNDQ6WDUW!2I¿FH0RELOH!
3RZHU3RLQW0RELOH
%
XNDSUHVHQWDVL\DQJLQJLQ$QGD
WDPSLONDQWHNDQWDQGDSDQDKŸ!*RWR
6OLGH
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
‡ &
DWDWDQFDWDWDQ\DQJGLWXOLVXQWXNVOLGH
WLGDNDNDQGLWDPSLONDQ
3HUKDWLDQ
7
HNDQ'HIDXOWXQWXNPHQDPSLONDQ
SUHVHQWDVLSDGDDUDKWHUEDLN\DQJ
VHVXDLGHQJDQXNXUDQGDQEHQWXN
OD\DUSHUDQJNDW
7HNDQVOLGH\DQJLQJLQ$QGDWDPSLONDQ
&XNXSWHNDQVOLGH\DQJDNWLIXQWXNEHUDOLK
NHVOLGHVHODQMXWQ\D
3HUKDWLDQ
- LNDVOLGHWHODKGLSHUEHVDUDJDU
WHUOLKDWOHELKMHODV$QGDWLGDNGDSDW
PHQJDUDKNDQQ\DNHVOLGH\DQJODLQ
KLQJJDVOLGHWHUVHEXWGLSHUNHFLO
0HQHNDQ1H[WDWDX3UHYLRXVDNDQPHPXWDU
DQLPDVLSDGDVOLGHEXNDQPHQJDUDKNDQNH
VOLGHODLQ
%
XNDSUHVHQWDVL\DQJLQJLQ$QGDOLKDW
WHNDQWDQGDSDQDKŸ!6HWXS6KRZ
0HQJDWXUSLOLKDQSHPXWDUDQ
WDPSLODQVOLGH
$QGDGDSDWPHQJJDQWLNDQVHMXPODKSLOLKDQ
SHPXWDUDQ\DQJWHUVLPSDQGDODPSUHVHQWDVL
3RZHU3RLQW
7
HNDQ6WDUW!2I¿FH0RELOH!
3RZHU3RLQW0RELOH
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
%
XNDSUHVHQWDVL\DQJLQJLQ$QGD
WDPSLONDQWHNDQWDQGDSDQDKŸ!6HW
XS6KRZ
7HNDQWDE3OD\EDFNSLOLKNRWDNFHQWDQJ
2YHUULGHSOD\EDFNRSWLRQVIRUDOO¿OHV
NHPXGLDQLNXWLODQJNDKEHULNXW
‡ 8
QWXNPHQRQDNWLINDQIRUPDWGDQDQLPDVL
ODLQQ\DSLOLKNRWDNFHQWDQJ6KRZ
ZLWKRXWDQLPDWLRQ
‡ 8
QWXNPHQFHJDKWUDQVLVLVOLGHSLOLKNRWDN
FHQWDQJ6KRZZLWKRXWVOLGHWUDQVLWLRQ
‡ 8
QWXNPHQJJXQDNDQSHQHQWXDQ
ZDNWX\DQJGLUHNDPSDGDVHWLDSVOLGH
SUHVHQWDVLSLOLKNRWDNFHQWDQJ8VH
WLPLQJVLISUHVHQW
‡ 8
QWXNEHUSLQGDKVHFDUDRWRPDWLVNHVOLGH
SHUWDPDVHWHODKEHUDGDGLDNKLUSUHVHQWDVL
SLOLKNRWDNFHQWDQJ/RRSFRQWLQXRXVO\
‡ 8
QWXNPHQDPSLONDQVOLGHWDQSDPHGLD
DSDSXQSLOLKNRWDNVKRZZLWKRXWPHGLD
7HNDQ2.
3HUKDWLDQ
8
QWXNPHQJHPEDOLNDQSUHVHQWDVLNH
GDODPSXWDUDQWDPSLODQVOLGHSLOLK
NRWDNFHQWDQJ8VHWLPLQJVLISUHVHQW
GDQ/RRSFRQWLQXRXVO\
0HQJKHQWLNDQSUHVHQWDVL
WDPSLODQVOLGH
'DODPSUHVHQWDVL3RZHU3RLQWWHNDQWDQGD
SDQDKŸ!(QG6KRZ
3
LFWXUHV9LGHRV
0HQWUDQVIHUJDPEDU
*DPEDU\DQJWHUVLPSDQSDGD3&GDSDW
GLVLQNURQLVDVLGHQJDQ3LFWXUHV9LGHRSDGD
SHUDQJNDW6LQNURQLVDVLJDPEDUWLGDNDNDQ
GLSLOLKVHFDUDRWRPDWLVGDODP$FWLYH6\QF
$QGDKDUXVPHQHNDQSLOLKDQVLQNURQLVDVL
)LOHVSDGD$FWLYH6\QFGL3&GHVNWRS$QGD
0HQFDULGDQPHQGDIWDUJDPEDU
7HNDQ6WDUW!3URJUDPV!3LFWXUHV
9LGHRV
7HNDQ0\3LFWXUHVNHPXGLDQSLOLKIROGHU
GDULPHQXGURSGRZQ
0HQDPSLONDQNOLSJDPEDUGDQPHPEXND
NOLSYLGHR
7
HNDQ6WDUW!3URJUDPV!3LFWXUHV
9LGHRV
7HNDQJDPEDUDWDXNOLSYLGHR\DQJLQJLQ
$QGDOLKDW
8QWXNPHQDPSLONDQJDPEDUDWDX
PHPEXNDNOLSYLGHR\DQJWHUVLPSDQSDGD
NDUWXPHPRULWHNDQGDIWDUIROGHUVHFDUD
VWDQGDUEHUODEHO0\3LFWXUHVNHPXGLDQ
WHNDQSLOLKDQNDUWXPHPRUL\DQJVHVXDL
8QWXNPHQDPSLONDQJDPEDUDWDX
PHPEXNDNOLSYLGHR\DQJWHUVLPSDQ
GDODPIROGHU0\3LFWXUHVSHUDQJNDW
$QGDWHNDQ0\3LFWXUHV
0HQ\RUWLUNOLSJDPEDUGDQNOLSYLGHR
$QGDGDSDWPHQ\RUWLUEHUGDVDUNDQQDPD
WDQJJDOGDQXNXUDQ
7HNDQ6WDUW!3URJUDPV!3LFWXUHV
9LGHRV
7HNDQGDIWDUVRUWLUVHFDUDVWDQGDU
EHUODEHO'DWHNHPXGLDQSLOLKLWHP\DQJLQJLQ$QGDXUXWNDQ
0HQJKDSXVJDPEDU
7HNDQNDQVW\OXVGHQJDQNXDWSDGDQDPD¿OHJDPEDU\DQJLQJLQ$QGDKDSXV3LOLK'HOHWHGDUL
PHQXSRSXS
0HQJHGLWJDPEDU
$QGDGDSDWPHPXWDUPHPRWRQJPHODNXNDQ]RRPGDQPHQJDWXUNHFHUDKDQVHUWDNRQWUDV
ZDUQDJDPEDU$QGD
7HNDQJDPEDU\DQJLQJLQ$QGDHGLW
7HNDQ0HQX!(GLWNHPXGLDQLNXWLODQJNDKEHULNXW
‡ 8
QWXNPHPXWDUJDPEDUGHUDMDWEHUODZDQDQDUDKMDUXPMDPWHNDQ5RWDWH
‡ 8
QWXNPHPRWRQJJDPEDUWHNDQ0HQX!&URS.HPXGLDQWHNDQGDQWDULNXQWXNPHPLOLK
DUHDSHPRWRQJDQ7HNDQGLOXDUNRWDNXQWXNEHUKHQWLPHPRWRQJ
‡ 8QWXNPHQJDWXUWLQJNDWNHFHUDKDQGDQNRQWUDVWHNDQ0HQX!$XWR&RUUHFW
0HQJDWXUJDPEDUVHEDJDLODWDUEHODNDQJ
7HNDQ6WDUW!3URJUDPV!3LFWXUHV9LGHRV
3LOLKJDPEDU\DQJLQJLQ$QGDDWXUVHEDJDLODWDUEHODNDQJ
7HNDQ0HQX!6HWDV7RGD\%DFNJURXQG
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
7HNDQ6WDUW!3URJUDPV!3LFWXUHV9LGHRV
'
DODP7UDQVSDUHQF\/HYHOSLOLKSHUVHQWDVH\DQJOHELKWLQJJLDJDUJDPEDUOHELK
WUDQVSDUDQDWDXSLOLKSHUVHQWDVHOHELKUHQGDKXQWXNJDPEDUOHELKEXUDP
7HNDQ2.
&
DOFXODWRU
7HOHSRQ$QGDGLOHQJNDSLGHQJDQDSOLNDVLNDONXODWRU\DQJPHPXQJNLQNDQ$QGDXQWXN
PHODNXNDQSHQJKLWXQJDQGDVDU8QWXNPHQJJXQDNDQNDONXODWRUWHNDQ6WDUW!3URJUDPV!
&DOFXODWRU
*
DPHV
7HOHSRQ$QGDGLGHVDLQXQWXNPHPEHULNDQVHMXPODKKLEXUDQPHODOXLSHUPDLQDQVHSHUWL%XEEOH
%UHDNHUGDQ6ROLWDLUH8QWXNPHQJDNVHVSHUPDLQDQLQLWHNDQ6WDUW!3URJUDPV!*DPHV
)
LOH([SORUHU
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHQJHORODVHPXD¿OH\DQJWHUVLPSDQGDODP2;GD
$WRP/LIHDWDXNDUWXPHPRUL8QWXNPHQJDNVHV)LOH([SORUHUWHNDQ6WDUW!3URJUDPV!)LOH
([SORUHU3LOLKVXPEHUWHPSDW¿OHWHUVHEXWWHUVLPSDQ
8QWXNPHQ\RUWLU¿OHEHUGDVDUNDQMHQLVWHNDQ6RUWE\NHPXGLDQSLOLKVDODKVDWXPHWRGH
1DPH'DWH6L]HGDQ7\SH7HNDQ8SXQWXNEHUSLQGDKNHWLQJNDWDWDVKLUDUNL¿OH
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
7HNDQ0HQXXQWXNPHQJDNVHVSLOLKDQODLQ
3LOLKDQ
.HWHUDQJDQ
0\'RFXPHQWV
0HQDPSLONDQILOH\DQJWHUVLPSDQGDODP0\'RFXPHQW
2SHQ3DWK
0HPEXDWMDOXUEDUXXQWXNPHPEXNDILOH
6HQG
0HQJLULPILOH\DQJGLSLOLKPHODOXL(PDLODWDX006
%HDP)LOH
0HQJLULPILOHPHODOXLLQIUDPHUDKDWDX%OXHWRRWK
5HIUHVK
0HQ\HJDUNDQNHPEDOLOD\DUWDPSLODQGRNXPHQ
6KRZ$OO)LOHV
0HQDPSLONDQVHPXDILOH\DQJWHUVLPSDQ
1HZ)ROGHU
0HPEXDWIROGHUEDUX
5HQDPH
0HQJJDQWLQDPDILOH
'HOHWH
0HQJKDSXVILOH
(GLW
0HQJHORODGDIWDUILOHGHQJDQPHQJJXQDNDQ8QGR&XW&RS\3DVWH
3DVWH6KRUWFXWGDQ6HOHFW$OO
5
HPRWH'HVNWRS0RELOH
5HPRWH'HVNWRS0RELOHPHPXQJNLQNDQ$QGDXQWXNWHUKXEXQJNHVHUYHUWHUPLQDOWHUWHQWX
GDQXQWXNPHQJDNVHVOD\DQDQWHUPLQDO
8QWXNWHUKXEXQJNH5HPRWH'HVNWRS0RELOH
7
HNDQ6WDUW!3URJUDPV!5HPRWH'HVNWRS0RELOH$QWDUPXND3HQJJXQDDNDQ
PHQDPSLONDQVWDWXVGDQSHQJDWXUDQVDPEXQJDQ
0
DVXNNDQLQIRUPDVL\DQJGLSHUOXNDQXQWXNDNVHVNHVHUYHUWHUPLQDOVHSHUWL&RPSXWHU
8VHUQDPH3DVVZRUGGDQ'RPDLQ
8QWXNPHQJNRQ¿JXUDVLSHQJDWXUDQWDPSLODQ
7HNDQWDE2SWLRQV!'LVSOD\
$
QGDGDSDWPHPLOLKZDUQDZDUQD:DUQD7LQJJLELWGDULPHQXGUDJGRZQDWDX
DWXUWDPSLODQGHVNWRSVHEDJDL)XOOVFUHHQDWDX)LWUHPRWHGHVNWRSWRVFUHHQ
8QWXNPHQJNRQ¿JXUDVLSHQJDWXUDQVXDUD
7HNDQWDE2SWLRQV!'LVSOD\
3
LOLKVDODKVDWXSLOLKDQEHULNXWLQLGDULPHQXGUDJGRZQ5HPRWHGHVNWRSVRXQG0XWH
3OD\RQUHPRWHFRPSXWHU3OD\RQWKLVGHYLFH
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
$
QGDGDSDWPHPLOLKDSDNDKDNDQPHQ\LPSDQVDQGLDWDXWLGDNGHQJDQPHQFHQWDQJNRWDN
6DYH3DVVZRUG
$SOLNDVLDSOLNDVL:LQGRZV0RELOH
%DE
$SOLNDVL
2&RQQHFW
26063OXV
&OHDU9XH3')
-$9$0LGOHW
$SOLNDVL/DLQ
$SOLNDVL
7HOHSRQ$QGDKDGLUGHQJDQVHMXPODKSURJUDPWDPEDKDQWHUPDVXN2&RQQHFW2606
3OXV&OHDU9XH3')GDQ-$9$0LGOHW
2
&RQQHFW
$SOLNDVL
2&RQQHFWPHPEHUL$QGDDNVHVODQJVXQJNHVHJDODVHVXDWXSDGD2'DQPHQMDJD$QGD
WHWDSPHQJLNXWLSHUNHPEDQJDQWHUEDUXGDULSURGXNSURPRVLSHQLQJNDWDQNHPDPSXDQ
SHUDQJNDWOXQDNGRZQORDGQRPRUWHOHSRQKHOSGHVNORNDVLSXVDWSHUEDLNDQVHUWDWLSVWULN
JXQDPHQLQJNDWNDQJD\DKLGXSPRELOH$QGD
0HQJDNVHV2&RQQHFW
$QGDGDSDWPHQJDNVHV2&RQQHFWPHODOXL$FWLYH6\QF*356DWDX/$11LUNDEHO6HWHODK
WHUKXEXQJ$QGDGDSDWPHQVLQNURQLVDVLLQIRUPDVLSDGDSHUDQJNDWGDQPHPEDFDQ\DGDODP
NHDGDDQRIÀLQH-LND$QGDPHQFDULLWHPGDODP2&RQQHFW\DQJDNDQGLGRZQORDG$QGD
GDSDWPHODNXNDQQ\DGDQPHQJLQVWDOVHFDUDFHSDWDWDXPHPLOLKXQWXNPHQJLQVWDOQ\DGL
ZDNWXODLQ
3LOLKDQ
6HMXPODKLWHPNRQWHQPHPHUOXNDQQDPDSHQJJXQDGDQVDQGL1DPDSHQJJXQDGDQVDQGL
LQLGDSDWGLVLPSDQSDGDSHUDQJNDWVHKLQJJD$QGDWLGDNSHUOXPHPDVXNNDQQ\DODJL&XNXS
WHNDQ7RROV!2SWLRQVNHPXGLDQPDVXNNDQQDPDSHQJJXQDGDQVDQGLMLNDGLPLQWD
$QGDELVDPHPSURJUDPSHUDQJNDWLQLDJDUPHQHULPDSHPEDUXDQ2&RQQHFWSDGDLQWHUYDO
GDQMDPPHODOXLNRQHNVL$FWLYH6\QF'DQELODPHQJJXQDNDQNRQHNVL,QWHUQHW\DQJ
DNWLISLOLKGLDQWDUDLQWHUYDOGDQMDP
0HQJDNWLINDQ0HQRQDNWLINDQ2&RQQHFW
8QWXNPHQRQDNWLINDQ2&RQQHFWWHNDQ7RROV!2SWLRQVNHPXGLDQSLOLK6WRS2&RQQHFW
VHUYLFH
8QWXNPHQJDNWLINDQ2&RQQHFWWHNDQ7RROV!2SWLRQVNHPXGLDQSLOLK6WDUW2&RQQHFW
VHUYLFH
6HFDUDVWDQGDUMLND2;GD$WRP/LIH$QGDGLVDPEXQJNDQNH,QWHUQHWPHODOXL$FWLFH6\QF
2&RQQHFWDNDQPHPEXDWNRQHNVLNH26HUYHUVHWLDSMDPJXQDPHQ\HJDUNDQNRQWHQ
NHPEDOL$QGDDNDQVHODOXPHPLOLNLDNVHVNHLQIRUPDVLWHUEDUX
2
6063OXV
26063OXVDGDODKDSOLNDVL606DOWHUQDWLI\DQJPHPXQJNLQNDQ$QGDXQWXN
‡ .
LULPGDQWHULPDSHVDQ606PHODOXL
DQWDUPXNDSHQJJXQD\DQJGLOHQJNDSL
GHQJDQ¿WXUFKDW
‡ 7
DPSLONDQSHVDQ606\DQJPDVXNGDQ
NHOXDUGDODPMHQGHODGDIWDU\DQJVDPD
‡ &DULSHVDQ606\DQJEHULVLVWULQJ
SHQFDULDQ
‡ .
LULPSHVDQ606NHEHEHUDSD
SHQHULPD
$SOLNDVL
‡ 7
XOLV606GDQMDGZDONDQ
SHQJLULPDQQ\D
‡ .LULPGDQWHULPDNRQWDNY&DUGPHODOXL
606GDULSHUDQJNDW\DQJNRPSDWLEHO
\DQJPHQGXNXQJSHQJLULPDQ606
Y&DUGGDQ
0HPEXND26063OXV
8QWXNPHQJDNVHV26063OXVFXNXSWHNDQ6WDUW!3URJUDP!26063OXV
-LND$QGDPHPEXND26063OXV$QGDDNDQPHOLKDWMHQGHODGDIWDUSHVDQSDGDOD\DU$QGD
GDSDWPHQJRQWUROMHQGHODGDIWDULQLKDQ\DXQWXNPHQDPSLONDQ
‡ 3HVDQPDVXN
‡ 3HVDQWHUNLULP
‡ 3HVDQGDULNRQWDN\DQJGLSLOLK
‡ 3HVDQPDVXNGDQWHUNLULP
‡ 3HVDQEHOXPWHUEDFD
3HUKDWLDQ
3HVDQ\DQJEHOXPWHUEDFDDNDQGLWDPSLONDQGDODPKXUXIWHEDO
8QWXNPHPEDFDSHVDQFXNXSWHNDQSHVDQDWDXJXQDNDQWRPERODUDK\DQJVHVXDLSDGD
SDQHOQDYLJDVLXQWXNPHQ\RURWQ\DNHPXGLDQWHNDQWRPERODNVL
&KDWWLQJGHQJDQ.RQWDN
8QWXNFKDWQJREUROGHQJDQVHVHRUDQJSDGDGDIWDUNRQWDNLNXWLODQJNDKODQJNDKVHGHUKDQDLQL
3LOLK0HQX!&KDW!2WKHUV
3
DGDNRORP³7R´PDVXNNDQQRPRUWHOHSRQWXMXDQDWDXSLOLKQDPDGDULGDIWDUNRQWDN
GHQJDQPHQHNDQ³7R´DWDX0HQX!6HOHFW&RQWDFW
$SOLNDVL
%
XDWODKSHVDQ$QGD8QWXNPHPDVXNNDQSHVDQWHNV\DQJWHODKGLWHWDSNDQWHNDQ,QVHUW
0\7H[WNHPXGLDQSLOLKSHVDQ\DQJVHVXDL8QWXNPHPDVXNNDQLNRQHPRVLWHNDQ
0HQX!,QVHUW(PRWLFRQV
7HNDQ6HQG
0HQMDGZDOSHVDQ
8QWXNPHQMDGZDO606DJDUGLNLULPSDGDWDQJJDOGDQZDNWXWHUWHQWXLNXWLODQJNDKODQJNDK
EHULNXW
3LOLK0HQX!6HW6FKHGXOH
- HQGHOD606\DQJGLMDGZDONDQDNDQGLWDPSLONDQ8QWXNPHPEXDWMDGZDOSLOLK0HQX!
$GG
-HQGHODSHVDQDNDQWDPSLO
3DGDNRORP³7R´SLOLKQDPDGDULGDIWDUNRQWDNGHQJDQPHQHNDQ³7R´DWDX0HQX!6HOHFW
&RQWDFW
3DGDNRORP³'DWH´GDQ³7LPH´SLOLKWDQJJDOGDQZDNWXSHQJLULPDQ
%XDWODKSHVDQ$QGD8QWXNPHPDVXNNDQSHVDQWHNV\DQJWHODKGLWHWDSNDQWHNDQ³0\
7H[W´NHPXGLDQSLOLKSHVDQ\DQJVHVXDL8QWXNPHPDVXNNDQLNRQHPRVLWHNDQ0HQX!
,QVHUW(PRWLFRQV
7HNDQ2.VHWHODKVHOHVDL
0HQJLULPSHVDQJUXS
8QWXNPHQJLULP606NHVHNHORPSRNRUDQJLNXWLODQJNDKODQJNDKEHULNXW
3LOLK0HQX!*URXS606
3
DGDNRORP³7R´SLOLKQDPDGDULGDIWDUNRQWDNGHQJDQPHQHNDQ³7R´DWDX0HQX!(GLW
5HFLSLHQWVXQWXNPHPLOLKJUXS-HQGHODJUXSDNDQGLWDPSLONDQ3LOLKJUXS\DQJLQJLQ$QGD
VHUWDNDQGDODPGDIWDUSHQHULPD
8QWXNPHPLOLKQDPDNRQWDNVHFDUDSHURUDQJDQWHNDQ0HQX!,QVHUW&RQWDFW
7HNDQ'RQHXQWXNNHOXDUGDULMHQGHODJUXS\DQJGLSLOLK
%
XDWODKSHVDQ$QGD8QWXNPHPDVXNNDQSHVDQWHNV\DQJWHODKGLWHWDSNDQWHNDQ,QVHUW
0\7H[WNHPXGLDQSLOLKSHVDQ\DQJVHVXDL8QWXNPHPDVXNNDQ(PRWLFRQVWHNDQ0HQX!
,QVHUW(PRWLFRQ
7HNDQ6HQG
$9$0LGOHW
&OHDU9XH3')DNDQPHQDPSLONDQ¿OH
3RUWDEOH'RFXPHQW)RUPDW)LOHLQLELDVDQ\D
PHPLOLNLHNVWHQVLSGI
2;GD$WRP/LIH$QGDPHQGXNXQJ
-DYD(GLWLRQ-0(0,'OHW0DQDJHU
PHPXQJNLQNDQ$QGDXQWXNPHQGRZQORDG
DSOLNDVL-DYDVHSHUWLSHUPDLQDQGDQDODW
EDQWX\DQJVHFDUDNKXVXVGLGHVDLQXQWXN
SHUDQJNDWVHOXODU-DYD0,'OHW0DQDJHU
PHPEHUL$QGDWLQJNDWÀHNVLELOLWDV\DQJWLQJJL
VDDWPHQJLQVWDOGDQPHQJHORODDSOLNDVL
-0(ODLQQ\DGDUL,QWHUQHW
8QWXNPHPEXND¿OH3')
%
XND&OHDU9XH3')GHQJDQPHQHNDQ
6WDUW!3URJUDPV!&OHDU9XH3')
7
HNDQ)LOH!2SHQXQWXNPHQDPSLONDQ
GDIWDU¿OHSGI
7HNDQ¿OH\DQJLQJLQ$QGDWDPSLONDQ
)LWXU=RRP
)LWXU=RRPPHPXQJNLQNDQ$QGDXQWXN
PHPSHUEHVDUDWDXPHPSHUNHFLOWDPSLODQ
NRQWHQGRNXPHQ=RRPWHUVHGLDGDULPHQX
9LHZ
8QWXNPHPSHUROHKWDPSLODQODLQGDUL
GRNXPHQSLOLKGDULSHQJDWXUDQ=RRP\DQJ
WHODKGLWHWDSNDQDWDXSLOLK&XVWRP=RRP
0HQJLQVWDOGDUL,QWHUQHW
$QGDGDSDWPHQJLQVWDOSDNHW0,'OHW
ODQJVXQJGDUL,QWHUQHWPHQJJXQDNDQ
,QWHUQHW([SORUHU\DQJEHNHUMDVDPDGHQJDQ
0,'OHW0DQDJHU
$SOLNDVL
&
OHDU9XH3')
%XDWVDPEXQJDQNH,QWHUQHWGHQJDQFDUD
EHULNXW
‡ 7
HNDQ6WDUW!3URJUDPV!-DYD!
0HQX!,QVWDOO!%URZVHU
‡ 7HNDQ6WDUW!3URJUDPV!-DYD!
0HQX!,QVWDOO!85/
‡ $WDXEXND,QWHUQHW([SORUHU
&DULSDNHW0,'OHW\DQJKHQGDN$QGD
GRZQORDGELDVDQ\DMDGDWDXMDU
3LOLKSDNHW0,'OHWNHPXGLDQGRZQORDG
$QGDDNDQGLPLQWDXQWXNPHQJNRQ¿UPDVL
VHEHOXPSURVHVGRZQORDGGLPXODL
/D\DUSURJUHVDNDQGLWDPSLONDQNHWLND
¿OHGLGRZQORDG6HWLDSVDDW$QGDGDSDW
PHPEDWDONDQGRZQORDG
6HWHODKGRZQORDGVHOHVDL0,'OHW0DQDJHU
DNDQVHJHUDGLPXODLGDQPHPLQWD$QGD
XQWXNPHQJLQVWDOSDNHW0,'OHW\DQJEDUX
$QGDKDUXVPHQJNRQ¿UPDVLEDKZD$QGD
LQJLQPHODQMXWNDQNHPXGLDQSHQJLQVWDODQ
SDNHW0,'OHWDNDQGLVHOHVDLNDQ$WDXVHWLDS
VDDW$QGDGDSDWPHPEDWDONDQSHQJLQVWDODQ
$SOLNDVL
0HQJLQVWDO0,'OHWGDUL3&
$
SOLNDVL/DLQ
$QGDGDSDWPHQJLQVWDOSDNHW0,'OHW
NHGDODP2;GD$WRP/LIHGDUL3&
PHQJJXQDNDQNDEHO86%LQIUDPHUDKDWDX
%OXHWRRWK0,'OHWVDNDQGLVLPSDQGDODP
GLUHNWRUL0\'RFXPHQWV
2;GD$WRP/LIH$QGDGLOHQJNDSLGHQJDQ
VHUDQJNDLDQDSOLNDVL\DQJOXDV7DEHO
EHULNXWDNDQPHQDPSLONDQDSOLNDVLDSOLNDVL
ODLQEHULNXWIXQJVLIXQJVLQ\D6HODLQ\DQJ
GLWHQWXNDQ$QGDGDSDWPHQJDNVHVDSOLNDVL
LQLGHQJDQPHQHNDQ6WDUW!3URJUDPV
8QWXNPHQJLQVWDO0,'OHWVPHODOXLNRQHNVL
¿VLNNDEHO86%DWDXFUDGOHJXQDNDQ
:LQGRZV([SORUHUDJDU¿OH0,'OHWGLVDOLQ
GDUL3&NH0\'RFXPHQWVSHUDQJNDW$QGD
1DPD
$SOLNDVL
6HDUFK
0HQFDULILOH\DQJGLVLPSDQ
SDGD2;GD$WRP/LIH
7
HNDQ6WDUW!3URJUDPV!0,'OHW
0DQDJHU!0HQX!,QVWDOO!/RFDO
)LOHV
9RLFH6SHHG
'LDO
0HPXQJNLQNDQ$QGDXQWXN
PHQJHORODSHUDQJNDW
GDQDSOLNDVLGHQJDQ
PHQJJXQDNDQSHULQWDKVXDUD
/
D\DU,QVWDOODNDQWHUEXNDPHQDPSLONDQ
GDIWDUVHPXDSDNHW0,'OHW\DQJWHUVHGLD
20HQX
0HQJHORPSRNNDQGDIWDU
SURJUDP\DQJEHUMDODQ
3
LOLKVDWXNHPXGLDQSLOLK,QVWDOOGDUL
PHQXSRSXS$QGDDNDQGLPLQWDXQWXN
PHQJNRQ¿UPDVLSLOLKDQ$QGD
2$XWR,QVWDOOHU
0HPXQJNLQNDQ$QGDXQWXN
PHPLOLKGDQPHQJLQVWDO
DSOLNDVL\DQJKHQGDNGLLQVWDO
:RUOG0DWH
0HQDPSLONDQSHUEDUXDQ
LQIRUPDVLSHUMDODQDQVHSHUWL
ZDNWXPDWDXDQJLNOLP
GXQLDGVE
&RGH:DOOHW
3UR
0HQ\LPSDQULQFLDQEDQNGDQ
NDUWXNUHGLW$QGD
-H\R606
%DFNXS
0HPXQJNLQNDQ$QGDXQWXN
PHPEXDWFDGDQJDQGDQ
PHQJHPEDOLNDQ606NH
NRQGLVLVHPXOD
6HWHODK¿OHGLVDOLQNH2;GD$WRP/LIH
$QGDKDUXVPHQJLQVWDOSDNHW0,'OHW
0HQMDODQNDQ0,'OHW
7
HNDQ6WDUW!3URJUDPV!0,'OHW
0DQDJHU
3
LOLKVHEXDKSDNHWNHPXGLDQWHNDQ
/DXQFKXQWXNPHQMDODQNDQ0,'OHW3DNHW
0,'OHW\DQJ$QGDSLOLKDNDQWHUEXNDGL
GDODPMHQGHOD0,'OHW0DQDJHU
0HQJKHQWLNDQ0,'OHW
6HMXPODK0,'OHWPHPLOLNLSHULQWDKNHOXDU
DWDXEHUKHQWLGLGDODPVWUXNWXUPHQX
PHUHNDWHUJDQWXQJSDGDSHQJHPEDQJ
SHUDQJNDWOXQDN0,',HW
)XQJVL
3HUKDWLDQ
8
QWXNOHELKULQFLWHQWDQJFDUD
PHQJJXQDNDQDSOLNDVLJXQDPHQJHOROD
;GD$WRP/LIH$QGDOLKDW%DE
³0HQJHOROD2;GD$WRP/LIH´
%DE
3HQJDWXUDQ
3HQJDWXUDQ3HUVRQDO
3HQJDWXUDQVLVWHP
3HQJDWXUDQ.RQHNVL
27KHPHV0DQDJHU
3HQJDWXUDQ
%HULNXWDGDODKSHQMHODVDQWHQWDQJPHQX6HWWLQJV
3
HQJDWXUDQ3HUVRQDO
7RPERO
3HQJDWXUDQ
%HULNXWDGDODKFDUDPHQ\HVXDLNDQWRPEROSHUDQJNDWNHUDVSURJUDPXQWXNPHPEXNDSURJUDP
\DQJSDOLQJVHULQJGLJXQDNDQ
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!%XWWRQV!WDE3URJUDP%XWWRQV
3
DGD6HOHFWD%XWWRQWHNDQWRPERO\DQJLQJLQ$QGDWHWDSNDQNHSURJUDPNHPXGLDQSLOLK
SURJUDPGDUL$VVLJQD3URJUDP
3DGDWDE8S'RZQ&RQWURO'HOD\EHIRUH¿UVWUHSHDWDNDQPHQJXEDKZDNWXEHUDNKLU
VHEHOXPSHQJJXOLUDQGLPXODL5HSHDWUDWHDNDQPHQJXEDKZDNWXJXOLUGDULVDWXLWHPNHLWHP
VHODQMXWQ\D7HNDQWHUXVSHQJRQWURO$WDV%DZDKXQWXNPHQHOXVXULLWHP\DQJDNDQGLDWXU
GDODPGDIWDU
,QSXW
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!,QSXW
3
DGDWDE,QSXW0HWKRGSLOLKFDUDLQSXW\DQJGLNHKHQGDNL3DGDWDE:RUG&RPSOHWLRQ
SLOLKSHQJDWXUDQ\DQJGLNHKHQGDNLXQWXNPHQ\HOHVDLNDQNDWD3DGDWDE2SWLRQVSLOLK
SLOLKDQ\DQJGLNHKHQGDNLXQWXNPHQXOLVGDQPHUHNDP3LOLKDQLQLEHUODNXEDJLVHWLDS
SURJUDPSDGDSHUDQJNDWWHPSDW$QGDGDSDWPHUHNDPDWDXPHQXOLV
$QGDMXJDGDSDWPHQJXEDKSLOLKDQLQSXWGHQJDQPHQHNDQWDQGDSDQDK
GDQ2SWLRQV
0HQXV
+DQ\DSURJUDP\DQJEROHKWDPSLOGDODPPHQX6WDUW8QWXNPHQDPEDKSURJUDPNHPHQX
6WDUW
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!0HQXV
3LOLKSURJUDP\DQJ$QGDNHKHQGDNLNHPXGLDQWHNDQ2.
,QIRUPDVL3HPLOLN
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!2ZQHU,QIRUPDWLRQ
3DGDWDE,GHQWL¿FDWLRQPDVXNNDQLQIRUPDVLSULEDGL$QGD
3
DGDWDE1RWHVPDVXNNDQWHNVWDPEDKDQ\DQJKHQGDN$QGDWDPSLONDQNHWLNDSHUDQJNDW
GLDNWLINDQPLVDO³6HODPDW'DWDQJ¶
3DGDWDE2SWLRQVSLOLKSHVDQ\DQJDNDQGLWDPSLONDQNHWLND2;GD$WRP/LIHGLDNWLINDQ
6DQGL\DQJNXDWVHWLGDNQ\DKDUXVPHPLOLNLNDUDNWHU\DQJWHUGLULGDULNRPELQDVLKXUXIEHVDU
GDQKXUXINHFLODQJNDGDQWDQGDEDFD
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!/RFN
8
QWXNPHQJDNWLINDQIXQJVLLQLSLOLKEHUDSDODPDSHUDQJNDW$QGDKDUXVGLQRQDNWLINDQ
VHEHOXPGLPLQWDXQWXNPHPDVXNNDQVDQGLNHWLNDKHQGDNPHQJJXQDNDQSHUDQJNDW
GHQJDQPHQHNDQ3URPSWLIGHYLFHXQXVHGIRU
3HQJDWXUDQ
.XQFL
3LOLKMHQLVVDQGL\DQJ$QGDNHKHQGDNL&XNXSGLJLWDWDXDOIDQXPHULN\DQJNXDW
0
DVXNNDQVDQGLGDQ
‡ - LNDSHUDQJNDW$QGDGLNRQ¿JXUDVLXQWXNPHQ\DPEXQJNHMDULQJDQJXQDNDQVDQGL\DQJ
NXDWJXQDPHPEDQWXPHOLQGXQJLNHDPDQDQMDULQJDQ
‡ - LND$QGDOXSDVDQGL$QGDGDSDWPHODNXNDQKDUGUHVHWVHEHOXPGDSDWPHQJDNVHV
SHUDQJNDW/DQJNDKLQLDNDQPHQJKDSXVVHPXD¿OHGDQGDWD\DQJGLEXDWMXJDSURJUDP
\DQJGLLQVWDO8QWXNLQIRUPDVLOHELKODQMXWWHQWDQJFDUDPHQJRVRQJNDQPHPRUL
‡ - LND$QGDWHODKPHQJJXQDNDQ$FWLYH6\QFXQWXNPHPEXDW¿OHFDGDQJDQVHPXDGDWD
SURJUDPGDSDWGLNHPEDOLNDQNHWHPSDWVHPXOD
7HOHSRQ
$QGDGDSDWGHQJDQPXGDKPHQDPSLONDQGDQPHQJXEDKSHQJDWXUDQVHSHUWLMHQLVGHULQJ
QDGDGHULQJGDQQDGDNH\SDG$QGDMXJDGDSDWPHPSURWHNVLWHOHSRQGDULSHQJJXQDDQWDN
EHUZHQDQJ7HUVHGLDGXDFDUDXQWXNPHQJXEDKSHQJDWXUDQWHOHSRQ
‡ 7
HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!3KRQH
‡ 8
QWXNPHQJXEDKSHQJDWXUDQWHOHSRQGDUL3HPDQJJLOWHNDQ0HQX!2SWLRQV
3HQJDWXUDQ
7DE3KRQH
3DGDWDE3KRQH$QGDGDSDWPHQJDWXULWHPEHULNXW
-HQLVGHULQJ
$QGDGDSDWPHQJXEDKFDUDSHPEHULWDKXDQXQWXNSDQJJLODQPDVXN6HEDJDLFRQWRK$QGD
GDSDWPHPLOLKXQWXNGLEHULWDKXPHODOXLGHULQJJHWDUDWDXNRPELQDVLNHGXDQ\D7HNDQGDIWDU
5LQJW\SHNHPXGLDQSLOLKSLOLKDQ\DQJGLNHKHQGDNL
1DGDGHULQJ
7HNDQGDIWDU5LQJWRQHNHPXGLDQSLOLKQDGD\DQJKHQGDN$QGDJXQDNDQ
8
QWXNPHQJDWXU¿OHZDYDWDXPLGVHEDJDLQDGDGHULQJJXQDNDQ$FWLYH6\QFSDGD3&
DJDUGDSDWPHQ\DOLQ¿OHNHIROGHU?:LQGRZV?5LQJVSHUDQJNDW$QGD3LOLKQDGDGDULGDIWDU
5LQJWRQH
8
QWXNPHQGRZQORDGQDGDGHULQJ$QGDGDSDWPHPEXDWNRQHNVLNH,QWHUQHWGDQ
PHQGRZQORDGQDGDGHULQJ\DQJNRPSDWLEHOGHQJDQZDYDWDXPLG
1DGDNH\SDG
$QGDGDSDWPHQJXEDKQDGD\DQJWHUGHQJDUNHWLNDPHPDVXNNDQQRPRUWHOHSRQSDGD
NH\SDG-LNDGLDWXUNH/RQJWRQHVQDGD\DQJWHUGHQJDUDNDQWHUXVPHQHUXVVHSDQMDQJ
QRPRUSDGDNH\SDGGLWHNDQ-LNDGLDWXUNH6KRUWWRQHVQDGDKDQ\DDNDQWHUGHQJDUVHODPD
VDWXDWDXGXDGHWLN
7HNDQGDIWDU.H\SDGNHPXGLDQSLOLKSLOLKDQ\DQJ$QGDNHKHQGDNL
$JDUWLGDNWHUGHQJDUQDGDVDDWPHPDVXNNDQQRPRUWHOHSRQSLOLK2II
.HDPDQDQ
$QGDGDSDWPHQFHQWDQJSLOLKDQ5HTXLUH3,1ZKHQSKRQHLVXVHGXQWXNPHQLQJNDWNDQ
NHDPDQDQWHOHSRQ$QGD7HNDQ&KDQJH3,1XQWXNPHQJXEDKQRPRU3,16,0$QGD
7DE6HUYLFHV
7DE6HUYLFHVSDGDXPXPQ\DGLJXQDNDQXQWXNPHQJDWXUSLOLKDQSDQJJLODQPDVXNVHSHUWL
&DOO)RUZDUGLQJ&DOO:DLWLQJGDQ&DOOHU,'8QWXNPHQJXEDKSHQJDWXUDQOD\DQDQ
GDULOD\DUSDQJJLODQWHOHSRQWHNDQ0HQX!2SWLRQV!WDE6HUYLFHV!SLOLKOD\DQDQ!*HW
6HWWLQJV
.HWHUDQJDQ
&DOO%DUULQJ
0HPEORNLUSDQJJLODQPDVXNGDQDWDXNHOXDU
&DOOHU,'
0HQDPSLONDQQDPDGDQDWDXQRPRUWHOHSRQXQWXNSDQJJLODQNHOXDU
&DOO)RUZDUGLQJ
0HQHUXVNDQVHPXDDWDXEHEHUDSDSDQJJLODQPDVXNNHQRPRUODLQ
&DOO:DLWLQJ
0HPEHULWDKXNDQSDQJJLODQPDVXNNHWLND$QGDWHQJDKPHODNXNDQ
SDQJJLODQ
9RLFH0DLODQG
7H[W0HVVDJHV
0HQJDWXUSHVDQVXDUDGDQQRPRUSXVDWOD\DQDQ606
2SWLRQ
3HPXWDUDQ7HWDS
'HVFULSWLRQ
0HQJDWXUQRPRUXQWXNSHPXWDUDQWHWDS
3HQJDWXUDQ
3LOLKDQ
7DE1HWZRUN
'HQJDQSHQJDWXUDQMDULQJDQ$QGDGDSDWPHOLKDWMDULQJDQ\DQJWHUVHGLDPHQHQWXNDQXUXWDQ
SHQJDNVHVDQ2;GD$WRP/LIHROHKMDULQJDQODLQMLNDMDULQJDQ\DQJDNWLIWLGDNWHUVHGLDGDQ
PHQHQWXNDQDSDNDK$QGDLQJLQPHQJXEDKMDULQJDQVHFDUDPDQXDODWDXRWRPDWLV-DULQJDQ
\DQJDNWLIDNDQWHWDSDNWLIVDPSDL$QGDPHQJXEDKQ\DNHKLODQJDQVLQ\DODWDXPHQJJDQWL
NDUWX6,0
-DULQJDQ\DQJVHGDQJGLJXQDNDQDNDQWHUFDQWXPGLEDJLDQDWDVOD\DU-LNDMDULQJDQDNWLI
$QGDWLGDNWHUVHGLDWHNDQ6HOHFW1HWZRUNXQWXNPHPLOLK\DQJODLQQ\D
7DE9LGHR&DOO
3HQJDWXUDQ9LGHR&DOOPHPXQJNLQNDQ$QGDXQWXNPHQJRSWLPDONDQIXQJVLSDQJJLODQYLGHR
;GD$WRP/LIHVHVXDLNHEXWXKDQ$QGD
$QGDGDSDWPHPLOLKSLOLKDQLQLGHQJDQPHQFHQWDQJNRWDNEHULNXW
‡ )RUZDUGDOOLQFRPLQJYLGHRSKRQHFDOOVNHQRPRUWHUWHQWX
‡ 7
HUXVNDQSDQJJLODQYLGHRKDQ\DELOD1RDQVZHU8QDYDLODEOHDWDX%XV\
1DGD3HPEHULWDKXDQ
0HQRQDNWLINDQQDGDGDQSHPEHULWDKXDQDNDQPHPEDQWXPHQJKHPDWGD\DEDWHUDL8QWXN
PHQJXEDKMHQLVGHULQJGDQYROXPH
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!6RXQGV1RWL¿FDWLRQV
3DGDWDE6RXQGV$QGDGDSDWPHPLOLKODQJNDK\DQJGLNHKHQGDNL
3HQJDWXUDQ
3
DGDWDE1RWL¿FDWLRQV$QGDGDSDWPHQ\HVXDLNDQFDUDSHPEHULWDKXDQGDULEHUEDJDL
DNWLYLWDV\DQJEHUEHGD3LOLKQDPDDNWLYLWDVGDQMHQLVSHQJLQJDW$QGDGDSDWPHPLOLKQDGD
NKXVXVSHVDQDWDXODPSXNLODW
7RGD\
8QWXNPHQJXEDKWHPDOD\DU7RGD\
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!7RGD\
3
DGDWDE$SSHDUDQFHSLOLKWHPD\DQJGLNHKHQGDNL8QWXNPHQJJXQDNDQODWDUEHODNDQJ
VHQGLULSLOLK8VHWKLVSLFWXUHDVWKHEDFNJURXQGNHPXGLDQWHNDQ%URZVHXQWXN
PHQFDUL¿OH\DQJGLNHKHQGDNL
3LOLKIROGHUWHNDQ¿OH\DQJ$QGDNHKHQGDNLNHPXGLDQWHNDQ2.
3HUKDWLDQ
8
NXUDQJDPEDU\DQJGLUHNRPHQGDVLNDQXQWXNODWDUEHODNDQJDGDODK[GDODP
IRUPDW-3(*8QWXNPHQJLULPWHPDNHWHPDQSLOLKWHPD\DQJGLNHKHQGDNLNHPXGLDQ
WHNDQ%HDPSDGDWDE$SSHDUDQFH
0HQ\HVXDLNDQLQIRUPDVL\DQJGLWDPSLONDQ
7HNDQ6WDUW!6HWWLQJV!WDE3HUVRQDO!7RGD\!WDE,WHPV
3LOLKLQIRUPDVL\DQJDNDQGLWDPSLONDQSDGDOD\DU7RGD\
8
QWXNPHQ\HVXDLNDQLQIRUPDVLOHELKODQMXWSLOLKMHQLVLQIRUPDVLNHPXGLDQWHNDQ2SWLRQV
WLGDNWHUVHGLDXQWXNVHPXDMHQLVLQIRUPDVL
3DQJJLODQ&HSDW6XDUD
$QGDGDSDWPHUHNDPSHVDQVXDUDXQWXNPHPXWDUQRPRUWHOHSRQDWDXPHPEXNDSURJUDP
GHQJDQEHUELFDUDNHDUDKSHUDQJNDW
7HUVHGLDWLJDFDUDXQWXNPHPEXDWSHVDQVXDUD8QWXNPHPEXDWSHVDQVXDUDSDGDQRPRU
WHOHSRQ
7
HNDQ6WDUW!&RQWDFWVNHPXGLDQSLOLKNRQWDNGHQJDQPHQHNDQWHUXVDJDUSHVDQVXDUD
GLWDPEDKNDQ
‡ $
WDXSLOLKNRQWDNNHPXGLDQWHNDQ0HQX!$GG9RLFH7DJ
‡ 7
HNDQNRQWDNNHPXGLDQSLOLKQRPRUWHOHSRQQ\D'LVLVLNDQDQWHNDQ0HQXXQWXN
PHPLOLK$GG9RLFH7DJ
$
QGDMXJDGDSDWPHQHNDQ6WDUW!6HWWLQJV!9RLFH6SHHG'LDONHPXGLDQEXNDKDODPDQ
&RQWDFWV
3LOLKVDWXNRQWDNNHPXGLDQWHNDQ
3HQJDWXUDQ
XQWXNPHPEXDWSHVDQVXDUD
- LNDVHEXDKNRQWDNPHPL,LNLEHEHUDSDQRPRUWHOHSRQSLOLKVDODKVDWXQ\DXQWXNPHPEXDW
SHVDQVXDUD
6HWHODKWHUGHQJDUEXQ\LELSWHOHSRQDNDQPXODLPHUHNDPVXDUD.HPXGLDQ
7
HNDQ
VLVWHPDNDQPHPEXDWUHNDPDQSHVDQVXDUD
-LNDGLPLQWDLNRQSHVDQVXDUDDNDQGLWDPSLONDQGLVHEHODKLWHPWHUVHEXWDSDELODSHVDQ
VXDUDEHUKDVLOGLEXDW
$QGDGDSDWPHPEXDWNHPEDOLSHVDQVXDUDGHQJDQPHQHNDQ
8
QWXNPHQJKDSXVSHVDQVXDUDSLOLKLWHPGDQWHNDQ
PHQJKDSXVSHVDQVXDUDLWHPLQL
VHNDOLODJL
NHPXGLDQVLVWHPDNDQ
3HUKDWLDQ
8
QWXNPHQLQJNDWNDQDNXUDVLUHNDPODKVXDUDGLWHPSDW\DQJWHQDQJ
8QWXNPHPEXDWSHVDQVXDUDXQWXNSURJUDP
7HNDQ6WDUW!6HWWLQJV!9RLFH6SHHG'LDO!WDE$SSOLFDWLRQ
+
DODPDQSHQJDWXUDQLQLDNDQPHQDPSLONDQVHPXDDSOLNDVL\DQJGLLQVWDOSDGD0HQX6WDUW
3RFNHW3&GDQIROGHU3URJUDPV
3HQJDWXUDQ
3HUKDWLDQ
- LNDVHEXDKGDWDPHPLOLNLLNRQSHVDQVXDUDGLVLVLNDQDQQ\DLQLEHUDUWLEDKZD$QGD
WHODKPHPEXDWSHVDQVXDUDXQWXNLWHPLQL
&RQWRK8QWXNPHPEXDWSHVDQVXDUDSDGD³,QWHUQHW([SORUHU´
%XND9RLFH6SHHG'LDOWHNDQKDODPDQSHQJDWXUDQ$SSOLFDWLRQ
%XND,QWHUQHW([SORUHU
7HNDQ
6HWHODKWHUGHQJDUEXQ\LELSXFDSNDQ³,(´
.HPXGLDQVLVWHPDNDQPHPEXDWUHNDPDQSHVDQVXDUD
6HWHODKSHVDQVXDUDEHUKDVLOGLEXDWLNRQSHVDQVXDUDDNDQGLWDPSLONDQGLVHEHODKLWHP
WHUVHEXW
$QGDGDSDWPHPEXND9RLFH6SHHG'LDOVHWHODKWHUGHQJDUEXQ\LELSXFDSNDQ³,(´
VHFDUDODQJVXQJXQWXNPHPEXND³,QWHUQHW([SORUHU´
$QGDGDSDWPHPEXDWXODQJSHVDQVXDUDGHQJDQPHQHNDQ
VHNDOLODJL
8QWXNPHQJKDSXVSHVDQVXDUDSLOKLWHPNHPXGLDQWHNDQ
PHQJKDSXVSHVDQVXDUDLWHPLQL
NHPXGLDQVLVWHPDNDQ
8QWXNPHPEXDWSDQJJLODQDWDXPHPEXNDSURJUDPPHQJJXQDNDQSHVDQVXDUD
7HNDQ6WDUW!3URJUDPV!9RLFH
6SHHG'LDODWDXWHNDQWHUXV'RZQ
YROXPHNH\GLVLVLNLUL2;GD$WRP/LIH
3HQJDWXUDQ
6
HWHODKWHUGHQJDUEXQ\LELSXFDSNDQ
NDWD\DQJKHQGDN$QGDWHWDSNDQSDGD
QRPRUWHOHSRQDWDXSURJUDP\DQJLQJLQ
$QGDSDQJJLO3RFNHW3&DNDQPHPXWDU
UHNDPDQSHVDQVXDUDGDQPHPXWDU
DWDXPHPEXNDSURJUDPVHFDUD
RWRPDWLV
- LNDVLVWHPJDJDOPHQJHQDOLVXDUD
FREDODJLXFDSNDQOHELKMHODVGDQELOD
PXQJNLQNXUDQJLVXDUDGLVHNLWDU
8QWXNPHQDPSLONDQGDQPHPXWDUSHVDQVXDUD
7HNDQ6WDUW!6HWWLQJV!9RLFH6SHHG'LDO!9RLFH7DJ
6LVWHPDNDQPHQGDIWDUVHPXDSHVDQVXDUDGLVLQL
3LOLKLWHP
$QGDGDSDWPHQHNDQWRPEROLQLVHSHUWLEHULNXW
6LVWHPDNDQPHPXWDUSHVDQVXDUD\DQJWHODKGLEXDW
$QGDGDSDWPHUHNDPXODQJSHVDQVXDUD
6LVWHPDNDQPHQJKDSXVSHVDQVXDUDLWHPLQL
3HQJDWXUDQVLVWHP
$ERXW
7DE9HUVLRQDNDQPHQDPSLONDQLQIRUPDVLSHQWLQJWHQWDQJSHUDQJNDWWHUPDVXNMXPODKPHPRUL
\DQJWHUSDVDQJ3DGDWDE'HYLFH,'$QGDKDUXVPHQJXEDKQDPDSHUDQJNDWMLNDWLGDNELVD
WHUKXEXQJNHMDULQJDQNDUHQDDGDSHUDQJNDWODLQ\DQJPHPLOLNLQDPDVDPDWHODKWHUKXEXQJ
3HQJDWXUDQ
%DFNOLJKW
0HQJJXQDNDQODPSXODWDUGHQJDQGD\DEDWHUDLSDGDGDVDUQ\DDNDQPHQJXUDQJLPDVDSDNDL
EDWHUDL7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!%DFNOLJKW
‡ 7
HNDEWDE%DWWHU\SRZHUXQWXN0(1*$.7,).$10(121$.7,).$1ODPSXODWDUNHWLND
PHQJJXQDNDQGD\DEDWHUDL
‡ 7
HNDQWDE([WHUQDOSRZHUXQWXN0(1*$.7,).$10(121$.7,).$1ODPSXODWDUNHWLND
PHQJJXQDNDQGD\DHNVWHUQDO
‡ 7HNDQWDE%ULJKWQHVVXQWXNPHQJDWXUWLQJNDWNHFHUDKDQ
&HUWL¿FDWHV
,WHPLQLDNDQPHQDPSLONDQQDPDSHQHUELWVHUWL¿NDWGDQWDQJJDOEHUDNKLUVHUWL¿NDW
&ORFN$ODUPV
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!&ORFN$ODUPV
‡ - LND$QGDVHULQJPHQJXQMXQJL]RQDZDNWXWHUWHQWXSLOLK]RQDZDNWXWHUVHEXWVHEDJDL
9LVLWLQJWLPH]RQH$QGDSDGDWDE7LPHVHKLQJJD$QGDGDSDWGHQJDQFHSDWPHOLKDW
WDQJJDOGDQZDNWX\DQJEHQDU
‡ 3
HUDQJNDW$QGDGDSDWGLJXQDNDQVHEDJDLMDPDODUPSHUMDODQDQGHQJDQPHQJDWXUDODUP
EDQJXQSDGDWDE$ODUPV7HNDQLNRQDODUPXQWXNPHPLOLKMHQLVDODUP
‡ 8
QWXNPHQJXEDKFDUDWDPSLODQWDQJJDODWDXZDNWXSDGD2;GD$WRP/LIHEXND5HJLRQDO
6HWWLQJVGHQJDQPHQHNDQ6WDUW!6HWWLQJV!WDE6\VWHP!5HJLRQDO6HWWLQJV
&383UR¿OH
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHQJXEDKSHQJDWXUDQ&38GHPLNLQHUMDWHUEDLNDWDX
SHQJJXQDDQGD\DSDOLQJPDNVLPDO
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!&383UR¿OH
‡ &
383UR¿OH
$QGDGDSDWPHPLOLKSUR¿OSDGDPHQXGUDJGRZQ$872%HVW3HUIRUPDQFHGDQ%HVW3RZHU
‡ 7
LPHU&RQ¿JXUDWLRQ
8QWXNPHQRQDNWLINDQSHQHQWXZDNWXVHFDUDRWRPDWLVSLOLKSLOLKDQSDGDPHQXGUDJGRZQ
'LVDEOH6HFV6HFV6HFV6HFV6HFV
8QWXNPHQRQDNWLINDQSHQHQWXZDNWXODPSXODWDUSLOLKGDULSLOLKDQEHULNXW'LVDEOH
6HFV6HFV6HFV6HFV6HFV6HFV
&XVWRPHU)HHGEDFN
0HQJLULPXPSDQEDOLNNH0LFURVRIWXQWXNSHQLQJNDWDQGLPDVDPHQGDWDQJ
0HQJHQNULSVLILOHVDDWPHQJXFDSNDQQ\DPHODOXLNDUWXSHQ\LPSDQDQ
(UURU5HSRUWLQJ
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHODSRUNDQNHVDODKDQNHVDODKDQVLVWHPNH3XVDW
%DQWXDQ0LFURVRIW7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!(UURU5HSRUWLQJNHPXGLDQSLOLK
(QDEOH'LVDEOHHUURUUHSRUWLQJ
3HQJDWXUDQ
(QFU\SWLRQ
([WHUQDO*36
3DGDWDE3URJUDPV$QGDGDSDWPHPLOLKURQJJD\DQJGLJXQDNDQWHOHSRQXQWXNGDWD*36
3DGDWDE+DUGZDUH$QGDGDSDWPHQHQWXNDQURQJJDSHUDQJNDWNHUDV\DQJGLKXEXQJNDQNH
SHUDQJNDW*363HQJDWXUDQQ\DPHQFDNXSURQJJD*36KDUGZDUHGDQ%DXGUDWH
3DGDWDE$FFHVV$QGDGDSDWPHQJDNWLINDQ0DQDJH*36DXWRPDWLFDOO\UHFRPPHQGHG
$QGDVDQJDWGLDQMXUNDQXQWXNPHQJDNWLINDQ¿WXULQLNDUHQDGHQJDQPHODNXNDQQ\D:LQGRZV
0RELOHDNDQGLDNWLINDQJXQDPHQJDWXUDNVHVNHSHUDQJNDW*36GDQDJDUEHEHUDSDSURJUDP
GDSDWPHPSHUROHKGDWD*36VHFDUDVLPXOWDQ
+HDGVHW9ROXPH/LPLWHU
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHQJDWXUYROXPHKHDGVHWVHFDUDPDNVLPDODJDUVHVXDL
GHQJDQNHEXWXKDQ$QGD
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!+HDGVHW9ROXPH/LPLWHU
0HPRU\
$QGDPXQJNLQKDUXVPHQJKHQWLNDQSURJUDPMLNDPHPRULWDPSDNWLGDNVWDELODWDXPHPRUL
SURJUDPUHQGDK7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!0HPRU\
‡ 7
DE0DLQDNDQPHQDPSLONDQMXPODKPHPRULVLVWHP\DQJWHODKGLDORNDVLNDQXQWXN
SHQ\LPSDQDQ¿OHGDQGDWDYHUVXVSHQ\LPSDQSURJUDP7DELQLMXJDDNDQPHQDPSLONDQ
MXPODKPHPRUL\DQJGLJXQDNDQYHUVXVPHPRUL\DQJWHUVHGLD
‡ 7
DE6WRUDJH&DUGDNDQPHQDPSLONDQEHUDSDEDQ\DNPHPRUL\DQJWHUVHGLDSDGDNDUWX
SHQ\LPSDQ\DQJGLPDVXNNDQGDODPSHUDQJNDW$QGD
‡ 7
DE5XQQLQJ3URJUDPVDNDQPHQDPSLONDQGDIWDUSURJUDP\DQJVHGDQJDNWLI$QGDGDSDW
PHQJKHQWLNDQSURJUDPGHQJDQPHPLOLKQ\DSDGDGDIWDUNHPXGLDQPHQHNDQ6WRSDWDX
FXNXSPHQHNDQ6WRS$OOXQWXNPHQJKHQWLNDQVHPXDSURJUDP
$QGDPXQJNLQKDUXVPHQJKHQWLNDQSURJUDPMLNDPHQMDGLWLGDNVWDELODWDXPHPRULQ\DUHQGDK
3RZHU
‡ 7
DE%DWWHU\DNDQPHQDPSLONDQVLVDGD\DEDWHUDL'D\DEDWHUDLDNDQWHUJDQWXQJSDGD
MHQLVGDQSHQJJXQDDQEDWHUDL
3HQJDWXUDQ
7HNDQ6WDUW!6HWWLQJV!WDE6\VWHP!3RZHU
‡ 3
DGDWDE$GYDQFHG$QGDGDSDWPHPLOLKSLOLKDQXQWXNPHQRQDNWLINDQSHUDQJNDWJXQD
PHQJKHPDWGD\DEDWHUDL
5HJLRQDO6HWWLQJV
)LWXULQLPHPXQJNLQNDQ$QGDXQWXNPHQ\HVXDLNDQXQLWGDQIRUPDWDWDVZLOD\DK$QGDVDDWLQL
8QWXNPHQJDNVHV¿WXULQLWHNDQ6WDUW!6HWWLQJV!WDE6\VWHP!5HJLRQDO6HWWLQJV
5HPRYH3URJUDPV
5HPRYH3URJUDPVPHPXQJNLQNDQ$QGDXQWXNPHQJKDSXVSHQJLQVWDODQSURJUDP\DQJ
WHUVLPSDQGDODPPHPRULSHQ\LPSDQDQWHOHSRQ$QGD)LWXULQLMXJDDNDQPHQDPSLONDQ
WRWDOPHPRULSHQ\LPSDQDQ\DQJWHUVHGLD3LOLKSURJUDP\DQJLQJLQ$QGDKDSXVGDULNRWDN
SURJUDPNHPXGLDQWHNDQ5HPRYH
6FUHHQ
3DGDWDE*HQHUDO$QGDGDSDWPHQJDWXUNHVHMDMDUDQGDQDUDKOD\DU8QWXNLQIRUPDVLOHELK
ODQMXWOLKDW%DE6HEHOXP0HQJJXQDNDQ2;GD$WRP/LIH
3DGDWDE&OHDU7\SH$QGDGDSDWPHPLOLK(QDEOH&OHDU7\SHXQWXNPHQJKDOXVNDQWHSLIRQW
OD\DUEDJLEDQ\DNSURJUDP
3DGDWDE7H[W6L]H$QGDGDSDWPHQJDWXUXNXUDQWHNVXQWXNPHOLKDWLVLDWDXPHQLQJNDWNDQ
NHVHVXDLDQQ\DSDGDEDQ\DNSURJUDP
6\VWHP,QIR
)LWXULQLDNDQPHQDPSLONDQLQIRUPDVLVLVWHP
:LQGRZV8SGDWH
)XQJVLLQLPHPXQJNLQNDQ$QGDXQWXNPHQGRZQORDGSHUEDUXDQ:LQGRZVWHUEDUXNH;GD
$WRP/LIH$QGD
3
HQJDWXUDQ.RQHNVL
8QWXNLQIRUPDVLULQFLOLKDW%DE
0HQ\DPEXQJNH,QWHUQHW
2
7KHPHV
,WHP)LWXU7RGD\ODLQQ\DVHSHUWL¿WXU:LUHOHVV
7RGD\GDQ$XWR.H\ORFNDNDQGLWDPEDKNDQ
NH27KHPHVXQWXNPHPEXDWDSOLNDVL7RGD\
WHUOLKDWOHELKPHQDULN-DPDQDORJGLJLWDO
WHULQWHJUDVLGHQJDQQDPDRSHUDWRUGDQ
VWDWXVQLUNDEHOMXJDDNDQGLVHUWDNDQ6HODLQ
LWXWHUVHGLDSXODVHEXDKSHQJDWXUMDUDN¿WXU
7RGD\\DQJPHPXQJNLQNDQ¿WXU7RGD\LNXWDQ
ODLQQ\DXQWXNWDPSLOGLEDZDKOD\DU'DQDNDQ
GLVHUWDLSXODPXVLNEDUX¿WXU7RGD\
21DYLJDWLRQ0HQX
21DYLJDWLRQ0HQXWHUEDUXPHQDZDUNDQ
$QWDUPXND3HQJJXQD8VHU,QWHUIDFH8,
ODLQQ\D\DQJVDQJDWPXGDKXQWXNIXQJVL
\DQJSDOLQJVHULQJGLJXQDNDQ
8QWXNPHQDPSLONDQ21DYLJDWLRQ0HQX
3DGDPRGHOD\DU7RGD\WHNDQ
WRPERODNVL$QLPDVLWDKDSDQDNDQ
PXODLEHUSXWDUPHQDPSLONDQSURVHV
SHQJDNWLIDQPHQX
3HQJDWXUDQ
27KHPHVPHQDZDUNDQFDUDVHGHUKDQD
EDJLSHQJJXQDXQWXNPHPSHUVRQDOLVDVL
SHUDQJNDWPHUHNDSDGDOD\DU7RGD\
3HUVRQDOLVDVLWHUVHEXWWHUGLULGDULSUR¿O
LQWHUQDO'HIDXOW6LPSOH%XVLQHVV061
\DQJPHPHQXKLNHEXWXKDQUDJDPSHQJJXQD
3HQJJXQDGDSDWPHQDPEDKNDQSUR¿OEDUX
GHQJDQPHQ\HVXDLNDQNHVXNDDQPHUHND
PHODOXLSHQ\XVXQDQWDPSLODQLWHP¿WXU7RGD\
PHQJXEDKZDUQDWHNVGDQPHQXDJDUVHVXDL
GHQJDQZDOOSDSHUODWDU
8
QWXNPHQJHGLWLWHPGDODPSUR¿O
WHNDQWDQGDLWHPNHPXGLDQSLOLKXQWXN
PHQFHQWDQJWLGDNPHQFHQWDQJLWHP
WHUVHEXWSDGDPHQX7HNDQRNXQWXN
PHQJNRQ¿UPDVLGDQNHOXDU
6HWHQJDKGHWLNEHUODOXOD\DUDNDQ
PHQDPSLONDQJDPEDU\DQJOHELKMHODV
DQLPDVLDNDQVHOHVDLGHQJDQVLQJNDW
21DYLJDWLRQ0HQXDNDQGLWXQMXNNDQ
SDGDJDPEDUEHULNXW7HNDQWRPERO
1DYLJDVLXQWXNPHPLOLKFDUDSLQWDV
‡ 0HQJHGLW7HPD2
8QWXNPHQJHGLWWHPD2
7HNDQ6HWWLQJV!27KHPHV
7
HNDQXQWXNPHPLOLKVDODKVDWXGDULHPSDW
SUR¿O'HIDXOW6LPSOH%XVLQHVV061
8
QWXNPHQJXEDKWHPDODWDUWHNDQ
SHVDQ$SSHDUDQFHNHPXGLDQSLOLKGDUL
SLOLKDQ\DQJWHUVHGLD7HNDQRNXQWXN
PHQJNRQ¿UPDVLGDQNHOXDU
3HQJDWXUDQ
8QWXNPHQJHGLWFDUDSLQWDVNH21DYLJDWLRQ0HQX
7
HNDQ6WDUW!7RGD\!WHNDQWHUXVWRPERO$FWLRQXQWXNPHQDPSLONDQ21DYLJDWLRQ0HQX
8QWXNPHQJXEDKFDUDSLQWDVWHNDQLNRQDWDXWHNDQWRPERO1DYLJDVLXQWXNPHPLOLKLWHP
6HEXDKGDIWDUFDUDSLQWDVDNDQWDPSLO3LOLKFDUDSLQWDV\DQJEDUXGHQJDQWLGDNPHPLOLK
LWHP\DQJODPDGDQPHPLOLKLWHP\DQJEDUX7HNDQ'RQHXQWXNPHQJNRQ¿UPDVL
SHUXEDKDQGDQNHOXDU
%DE
0HQJHOROD2;GD$WRP/LIH
6HOI'LDJQRVWLFV
$XWR&RQ¿JXUDWRU
6HWXS:L]DUG
0HQJLQVWDO$SOLNDVL6HQGLUL
$
XWR,QVWDOOHU
0HQJHOROD2;GD$WRP/LIH
6
HOI'LDJQRVWLFV
$
XWR&RQ¿JXUDWRU
0HQJHOROD2;GD$WRP/LIH
7HUVHGLDGXDSLOLKDQSHQJXMLDQ$QGDGDSDWPHQHNDQ0HQXXQWXNPHPLOLKVHPXDLWHP
SHQJXMLDQNHPXGLDQWHNDQUXQXQWXNPHQMDODQNDQSHQJXMLDQVHFDUDPHQ\HOXUXK$QGDMXJD
GDSDWPHPLOLKLWHPSHQJXMLDQ\DQJGLNHKHQGDNLGHQJDQPHQFHQWDQJNRWDN
$SOLNDVLLQLPHQ\HGLDNDQFDUD\DQJVDQJDWPXGDKXQWXNPHQJDWXUSHQJDWXUDQNKXVXV
RSHUDWRUWHUPDVXN*356:$3GDQ006
3URVHVNRQ¿JXUDVLRWRPDWLVGDSDWVHJHUDGLODNXNDQVHWHODKNDUWX6,0GDSDWGLDNVHV
3URJUDPLQLGLDNWLINDQGDODPGXDFDUD
6
HODPDKDUGVRIWUHVHWEHUODQJVXQJ,'RSHUDWRU\DQJGLSHUROHKGDULNDUWX6,0DNDQ
GLEDQGLQJNDQGHQJDQSHQJDWXUDQ\DQJVHGDQJDNWLI-LNDWLGDNVHVXDLNRWDNGLDORJDNDQ
PXQFXOPHQDQ\DNDQDSDNDK$QGDLQJLQPHQMDODQNDQNRQ¿JXUDVLMDULQJDQVHNDUDQJ
DWDXWLGDN6HWHODKGLNRQ¿UPDVLDXWRFRQ¿JXUDWRUDNDQGLPXODLXQWXNPHQJNRQ¿JXUDVL
SHUDQJNDW$QGDNHMDULQJDQDNWLI\DQJGLNHKHQGDNL
- LNDDXWRFRQ¿JXUDWRUGLMDODQNDQPHODOXLPHQX3URJUDPVSURVHVSHQGHWHNVLDQ\DQJ
VDPDDNDQGLMDODQNDQGDQSHPLOLKDQ\DQJPXQJNLQDNDQGLGDIWDUNDQGDODPMDULQJDQ\DQJ
GLSLOLK
3HUKDWLDQ
3URVHV$XWR&RQ¿JXUDWLRQKDQ\DDNDQGLPXODLMLNDNDUWX6,0WHODKGLJDQWLNH\DQJEDUX
6
HWXS:L]DUG
$SOLNDVLLQLPHQ\HGLDNDQFDUD\DQJVDQJDWPXGDKXQWXNPHQJDWXUSHUDQJNDWVHWLDSNDOLKDUG
UHVHWVHOHVDLGLODNXNDQ3HQJDWXUDQLQLPHOLSXWLGDWDSHPLOLNMDULQJDQ*356006:$3
SHQJDWXUDQ(PDLOSHQJDWXUDQOD\DUXNXUDQWHNVODPSXODWDUSHQJDWXUDQQDGDQDGD
GHULQJYROXPHQDGDGHULQJYROXPHVLVWHPSHQHWDSDQWRPEROVLQ\DOLQIUDPHUDKWHPD
WRGD\GDQSHQJDWXUDQNDPHUDQDGDUDQDIRUPDW¿OHUHVROXVL
6HWXSZL]DUGKDUXVVHJHUDWHUEXNDVHWHODKNHOXDUGDULSURJUDP0LFURVRIW:HOFRPH3URJUDP
LQLMXJDWHUVHGLDVHEDJDLDSOLNDVLGDODPPHQX3URJUDP
2;GD$WRP/LIH$QGDGLGXNXQJSHQXKROHK:LQGRZV0RELOH3HUDQJNDWLQL
PHPXQJNLQNDQXQWXNSHQJLQVWDODQGDQSHQJKDSXVDQDSOLNDVLHNVWHUQDO\DQJGLGRZQORDGGDUL
ZHEGLEHOLGDULWRNRDWDXGLNLULPGDULWHPDQPHODOXL%OXHWRRWK(PDLODWDXFDUDODLQQ\D
7LSV$SOLNDVL
-LND$QGDPHQJLQVWDODSOLNDVLEDUXSDGD2;GD$WRP/LIH$QGDDNDQGLWDQ\DDSDNDK
DSOLNDVL\DQJ$QGDFREDLQVWDONDQDGDODKGDULSHQHUELWWDNGLNHQDO$QGDKDQ\DEROHK
PHODQMXWNDQELOD\DNLQEDKZDDSOLNDVLWHUVHEXWEHUDVDOGDULVXPEHUWHUSHUFD\D6HEDJDL
FRQWRKKWWSZZZPLFURVRIWFRPZLQGRZVPRELOHFDWDORJ
0HQJHOROD2;GD$WRP/LIH
0
HQJLQVWDO$SOLNDVL6HQGLUL
3HUKDWLDQ
,QVWDOVHODOXDSOLNDVLNH6WRUDJH&DUGGDQEXNDQNH3HUDQJNDW+DOLQLDNDQPHPEHUL
UXDQJOHELKSDGD0DLQ6WRUDJHXQWXNNHEXWXKDQ3,1(PDLOGDQDSOLNDVLVLVWHP
ODLQQ\D
0DQDMHPHQ0HPRUL
0HPRULSHUDQJNDW$QGDWHUVXVXQGDUL
‡ 3
HQ\LPSDQ8WDPDQRQYRODWLOHPHQ\LPSDQGDWDGLIROGHUDNDUWHUPDVXNGDWD3,1(
PDLOGDQ¿OH\DQJWHUVLPSDQGLEDZDK0\'RFXPHQWV
‡ 3
URJUDPYRODWLOHPHPRULGLQDPLVXQWXNHNVHNXVLSURJUDP
‡ .
DUWX0HPRULELODWHUVHGLD
0HQJHOROD2;GD$WRP/LIH
.LQHUMD3HUDQJNDW
‡ .
LQHUMDSHUDQJNDWGDSDWGLSHQJDUXKLROHKMXPODKNHWHUVHGLDDQPHPRUL3URJUDPXQWXN
PHQMDODQNDQDSOLNDVL7XWXSSURJUDP\DQJWLGDN$QGDJXQDNDQGHQJDQPHQHNDQ6WDUW!
6HWWLQJV!6\VWHP!0HPRU\!5XQQLQJ3URJUDPV
‡ .
RVRQJNDQPHPRULPHODOXLSHQJKDSXVDSURJUDPWDNWHUSDNDLGHQJDQPHQHNDQ6WDUW!
6HWWLQJV!6\VWHP!5HPRYH3URJUDPV
$
XWR,QVWDOOHU
3URJUDPLQLPHQDZDUNDQGDIWDUSURJUDP2SLOLKDQNHWLND2;GD$WRP/LIHSHUWDPDNDOL
GLDNWLINDQ$QGDGDSDWPHPLOLKGDQPHQJLQVWDOSURJUDPSURJUDPWHUVHEXWVHVXDLNHKHQGDN
3URJUDP\DQJGLWDZDUNDQDGDODK
:RUOG0DWH&RGH:DOOHW3URGOO
%DE
-DQJDQ3DQLN
,VWLODK6HGHUKDQDGDODP%DKDVD,QJJULV
0HQJDWDVL0DVDODK
6SHVL¿NDVL
-DQJDQ3DQLN
,VWLODK6HGHUKDQD
GDODP%DKDVD,QJJULV
5RDPLQJ
-DQJDQ3DQLN
5RDPLQJPHPXQJNLQNDQWHOHSRQ$QGDXQWXN
GLJXQDNDQSDGDVDDW$QGDVHGDQJWLGDNGL
NDPSXQJKDODPDQVHQGLUL+XEXQJLRSHUDWRU
MDULQJDQXQWXNLQIRUPDVLOHELKODQMXW
+DQGRYHU
+DQGRYHUPHPXQJNLQNDQ$QGDXQWXN
EHUSLQGDKGDULVDWXVWDVLXQEDVLVNHVWDVLXQ
ODLQQ\DWDQSDPHPSHQJDUXKLSDQJJLODQ
7ULEDQG
7HOHSRQ$QGDEHURSHUDVLSDGDIUHNXHQVL
EHUEHGDGLQHJDUD\DQJEHUEHGDSXOD
7HOHSRQWULEDQGGDSDWEHUDOLKGLDQWDUDWLJD
IUHNXHQVLGDQ0K]2;GD
$WRP/LIHDGDODKWHOHSRQ3RFNHW3&3KRQH
WULEDQG
.DUWX6,0
.DUWX6,0DGDODKNDUWXSODVWLNNHFLO\DQJ
$QGDSHUROHKGDULRSHUDWRUMDULQJDQ.DUWX
LQLPHQ\LPSDQGDWDXQLN\DQJGLEXWXKNDQ
ROHKMDULQJDQXQWXNPHQJLGHQWL¿NDVLWHOHSRQ
$QGDGDQPHQJRSHUDVLNDQQ\D
3,1GDQ38.
$NVHVNHWHOHSRQVHULQJNDOLGLSURWHNVLROHK
NRGH\DQJGLNHQDOVHEDJDL³3,1´±3HUVRQDO
,GHQWL¿FDWLRQ1XPEHU.DUWX6,0$QGDKDGLU
GHQJDQGLVHUWDL3,1VWDQGDU\DQJGDSDW
GLXEDKPHQMDGLNRGHDSDSXQ-LND$QGDOXSD
NRGHDWDXVHFDUDWDNVHQJDMDPHPDVXNNDQ
NRGH\DQJVDODKVHEDQ\DNWLJDNDOLNDUWX
6,0DNDQWHUNXQFL8QWXNPHPEXND
NXQFLQ\D$QGDKDUXVPHPDVXNNDQ
3HUVRQDO8QEORFNLQJ.H\DWDXNRGH³38.´
\DQJGDSDWGLSHUROHKGDULRSHUDWRUMDULQJDQ
3,1
3,1DGDODKNRGHNHDPDQDQ\DQJGDSDW
$QGDSHUROHKGDULRSHUDWRUMDULQJDQ
:$3
:LUHOHVV$SSOLFDWLRQ3URWRFRO:$3
PHPXQJNLQNDQ$QGDXQWXNPHQJDNVHV
LQIRUPDVLGDQOD\DQDQKLEXUDQ
8076
8QLYHUVDO0RELOH7HOHFRPPXQLFDWLRQV6\VWHP
8076DGDODKVDODKVDWXWHNQRORJLWHOHSRQ
VHOXODUJHQHUDVLNHWLJD*7HNQRORJLLQL
PHQJJXQDNDQ:&'0$VHEDJDLVWDQGDU
SRNRNGDQGLVWDQGDUGLVDVLNDQROHK*33
MXJDXQWXNVLVWHPUDGLR*&HOOXODU
*356
*HQHUDO3DFNHW5DGLR6\VWHPDGDODK
OD\DQDQ\DQJPHQJLULPNDQGDWDNHGDQGDUL
WHOHSRQ$QGD3HPELD\DDQQ\DGLGDVDUNDQ
SDGDMXPODKGDWD\DQJGLWUDQVIHUGDQEXNDQ
EHUGDVDUNDQDLUWLPH
&6'
3URWRNROOD\DQDQQLUNDEHO\DQJGLJXQDNDQ
XQWXN:$3&6'VLQJNDWDQGDUL&LUFXLW
6ZLWFKHG'DWD3URWRNROLQLPHPXQJNLQNDQ
$QGDXQWXNPHPLOLNLNRQHNVL:$3
EHUNHODQMXWDQ$QGDPHPED\DUXQWXNZDNWX
NRQHNVLWHUNLULPGDQEXNDQXQWXNMXPODKGDWD
85/
$NVHVRUL
8QLIRUP5HVRXUFH/RFDWRUDWDX85/
DGDODKVLVWHPDODPDW\DQJGLJXQDNDQSDGD
,QWHUQHW6HOXUXKKDODPDQVLWXVPHPLOLNL
DODPDWXQLN\DQJPHPXQJNLQNDQSHQMHODMDK
XQWXNGLEHGDNDQGDULVDWXNH\DQJODLQQ\D
.DEHO0LQL86%%DWHUDL$GDSWRUPRELO
+XEXQJL5LWHO2XQWXNDNVHVRULODLQQ\D
,63
0HQJDWDVL0DVDODK
/LKDWEDJLDQ³3HUWDQ\DDQ8PXP´SDGD
3DQGXDQ&HSDW$QGD
‡ $SOLNDVLVWDQGDU0LFURVRIW:LQGRZV
0RELOH:LQGRZV/LYH3RFNHW
2XWORRN3RFNHW,QWHUQHW([SORUHU
:LQGRZV0HGLD3OD\HU([FHO0RELOH
3RZHU3RLQW0RELOH:RUG0RELOH,QWHUQHW
6KDULQJ3LFWXUHV9LGHRV&DOFXODWRU
*DPHV$FWLYH6\QF)LOH([SORUHU
‡ 006FOLHQWWHULQWHJUDVL
‡ 5DGLR)0GHQJDQIXQJVL5'6
6SHVL¿NDVL
‡ .DPHUDGDQXWLOLWDVWDQJNDSYLGHR
NDPHUDFDPFRUGHU
8NXUDQ/[:[7PP
‡ -$9$.900,'3&/'&
%HUDWJWHUPDVXNEDWHUDL
‡ (TXDOL]HU
:DNWXELFDUD*60+LQJJDMDP
‡ $XWR&RQ¿JXUDWRU
3DQJJLODQVXDUD8076+LQJJDMDP
‡ 6HWXS:L]DUG
:DNWXVLDJD+LQJJDMDP
‡ 6HOI'LDJQRVWLFV
/D\DUXWDPDNOD\DUZDUQD[
SLNVHO
‡ *3560RQLWRU
‡ 3')9LHZHU
.DPHUD'HSDQ9*$&026NDPHUDXQWXN
YLGHRPRGHSDQJJLODQ
$SOLNDVLDSOLNDVL2
‡ 26063OXV
%HODNDQJPHJDSLNVHONDPHUD
&026XQWXNJDPEDUGLDPGHQJDQ
IXQJVLPDNUR
-DQJDQ3DQLN
,QWHUQHW6HUYLFH3URYLGHU 3HQ\HGLD
/D\DQDQ,QWHUQHW
$SOLNDVL
‡ 2&RQQHFW
‡ 2$XWR,QVWDOOHU
)UHNXHQVL8076*607ULEDQG
‡ 27KHPHV
*356.HODV
‡ 20HQX
+6'3$0ESV
‡ 20HGLD3OXV
5HQWDQJVXKXRSWLPXP2;GD$WRP/LIH
PHPLOLNLNLQHUMDRSWLPXPQ\DGDODPVXKX
UXDQJž&KLQJJDž&
.HVHQDQJDQ
3HPXWDU0XVLN7HULQWHJUDVL3HPXWDU03SHPXWDUGDQSHQDQJNDSYLGHRNDPHUD
WHULQWHJUDVL03
)LWXU2UJDQLVLU
&DOHQGDU&RQWDFW7DVN1RWH
-DQJDQ3DQLN
%DE
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
,QIRUPDVL.HVHODPDWDQ
3HUDZDWDQ7HOHSRQ
.HVHODPDWDQ%HUNHQGDUD
3HUDQJNDW(OHNWURQLN
3DQGXDQ.HVHODPDWDQ/DLQQ\D
3HUKDWLDQ
7HQWDQJ3DQGXDQ,QL
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
3HUVRDODQ
3HQWLQJ7HQWDQJ
.HVHODPDWDQ
$QGDGLODUDQJXQWXNPHOHWDNNDQWHOHSRQ
SDGDMHQGHODPRELODWDXPHPDSDUNDQQ\D
SDGDVLQDUPDWDKDUL\DQJVDQJDWNXDWDWDX
SDQDVGDODPZDNWX\DQJODPD+DOLQLGDSDW
PHPEDKD\DNDQSHUDQJNDW
,QIRUPDVL
.HVHODPDWDQ
$QGDGLODUDQJXQWXNPHQJJHQJJDP
WHOHSRQGHQJDQWDQJDQ\DQJEDVDKDWDX
PHPELDUNDQQ\DWHUNHQDXDSDLUDWDXFDLUDQ
MHQLVDSDSXQ3HUXEDKDQWHUXVPHQHUXVGDUL
OLQJNXQJDQ\DQJGLQJLQNHOLQJNXQJDQ\DQJ
KDQJDWGDSDWPHQLPEXONDQXDSDLUGLEDJLDQ
GDODPWHOHSRQVHKLQJJDPHQJDNLEDWNDQ
NRURVLGDQNHPXQJNLQDQNHUXVDNDQ
%DFDLQIRUPDVLLQL
7HOHSRQ3RFNHW3&2;GD$WRP/LIH
$QGDWHODKGLGHVDLQGLUDNLWGDQGLXML
DJDUWLGDNPHOHELKLEDWDVSDSDUDQPHGDQ
HOHNWURPDJQHWLN\DQJGLUHNRPHQGDVLNDQROHK
'HZDQ8QL(URSD%DWDVDQLQLDGDODKEDJLDQ
GDULSDQGXDQPHQ\HOXUXK\DQJGLNHPEDQJNDQ
ROHKRUJDQLVDVLNHLOPXDQLQGHSHQGHQ
6WDQGDU(URSDPHPEHULEDWDVDQMXPODKHQHUJL
HOHNWURPDJQHWLNIUHNXHQVLUDGLR\DQJGLVHUDS
ROHKWXEXKNHWLNDVHGDQJPHQJJXQDNDQ
WHOHSRQ%DWDVDQLQLDJDUGLXNXUEHUGDVDUNDQ
UHIHUHQVLGDUL6$56SHFL¿F$EVRUSWLRQ
5DWH7LQJNDW3HQ\HUDSDQ.KXVXV%DWDVDQ
6$5XQWXNPDV\DUDNDWXPXPVDDWLQLDGDODK
UDWDUDWDZDWWSHUNLORJUDPPHOHELKLJUDP
EHUDWEHUVLK
1LODLPDNVLPXP6$5XQWXN2;GD$WRP
/LIHDGDODK
‡ :.J#J&(
‡ :.J#J)&&.HSDOD
‡ :.J#J)&&WXEXK
3HUDZDWDQ7HOHSRQ
$QGDGLODUDQJXQWXNEHUXSD\DPHPEXND
FDVLQJWHOHSRQ'LEDJLDQGDODPFDVLQJWHOHSRQ
WLGDNDGDIXQJVLOD\DQDQEDJLSHQJJXQD-LND
$QGDPHPEXNDQ\DNRPSRQHQGDQUDQJNDLDQ
HOHNWURQLN\DQJVHQVLWLIELVDPHQJDODPL
NHUXVDNDQ7LQGDNDQERQJNDUSDVDQJ\DQJ
WLGDNVDKDNDQPHPEDWDONDQMDPLQDQ
+DWLKDWLWHUMDGLNHUXVDNDQMLNDWHOHSRQ$QGD
GLNHPDVGDODPNDQWRQJVHODPDSHUMDODQDQ
7DV\DQJVHVDNELVDPHUXVDNOD\DU/&'
-DQJDQOXSDXQWXNPHQRQDNWLINDQNRQHNVL
QLUNDEHOVHODPDSHUMDODQDQXGDUD
6HEDJDLPDQDGHQJDQVHPXDSHUDQJNDW
UDGLRODLQQ\DPHQ\HQWXKDUHDDQWHQD
LQWHUQDOVHODPDSHUFDNDSDQWHOHSRQ
EHUODQJVXQJGDSDWPHQXUXQNDQNXDOLWDV
GDQPHPSHUVLQJNDWZDNWXVLDJDKLQJJD
EHUWDPEDKQ\DSHPDNDLDQGD\D
%DWHUDL
7HOHSRQ$QGDGLOHQJNDSLGHQJDQEDWHUDL
/L,RQEHUNLQHUMDWLQJJL/DNXNDQSDQGXDQ
SHUDZDWDQPDNDXVLDOD\DQDQEDWHUDL$QGD
DNDQEHUWDKDQODPD
‡ 'LDZDOXVLDEDWHUDLODNXNDQ
VLNOXVSHQJLVLDQVHFDUDSHQXKGDQ
SHQJRVRQJDQGD\DVHEDQ\DNWLJDNDOL
‡ -DQJDQLVLGD\DEDWHUDL/L,RQVHFDUD
EHUOHELKDQNDUHQDGDSDWPHQJXUDQJL
NLQHUMDGDQPDVDSDNDLEDWHUDL
0DNVLPXPODPDQ\DSHQJLVLDQGD\D\DQJ
GLUHNRPHQGDVLNDQDGDODKMDP
‡ +
LQGDULSHQJLVLDQGD\DVHFDUDVLQJNDW
\DQJEHUXODQJXODQJ6HEDLNQ\DELDUNDQ
EDWHUDLKLQJJDNRVRQJNHPXGLDQLVL
NHPEDOLKLQJJDSHQXK
‡ - DQJDQLVLGD\DEDWHUDLGDODPNRQGLVL
UXDQJ\DQJVDQJDWSDQDVDWDXWHUODOX
GLQJLQ6XKX\DQJOHELKEDLNDGDODKVXKX
UXDQJ.LQHUMDRSWLPXPEDWHUDLSDGDVXKX
UXDQJDGDODKDQWDUDƒ&KLQJJDƒ&
‡ *
XQDNDQEDWHUDL\DQJKDQ\DGLDNXLROHK
SDEULNQ\D
‡ '
LODUDQJPHQJJDQWLEDWHUDLGHQJDQ
EDWHUDL\DQJWLGDNGLDNXL
‡ '
LODUDQJPHPDVXNNDQEDWHUDLNHGDODP
DLUDWDXFDLUDQODLQQ\D
‡ '
LODUDQJPHQFREDPHPEXNDEDWHUDL
NDUHQDNDQGXQJDQNLPLDGLGDODPQ\D
VDQJDWEHUEDKD\DMLNDWHUWHODQDWDX
PHQ\HQWXKNXOLWWDQSDSHOLQGXQJ
‡ '
LODUDQJPHODNXNDQKXEXQJDQVLQJNDW
SDGDEDWHUDLNDUHQDNRQGLVLQ\DVDQJDW
SDQDVGDQELVDPHQLPEXONDQDSL
-DXKNDQEDWHUDLGDULSHUKLDVDQGDQ
EHQGDORJDPODLQQ\D
‡ '
LODUDQJPHPEXDQJEDWHUDLNH
GDODPDSL%DWHUDLELVDPHOHGDNGDQ
PHQJHOXDUNDQEDKDQEHUEDKD\DNH
GDODPUXDQJDQ
‡ '
LODUDQJPHPEXDQJEDWHUDLNHGDODP
VDPSDKUXPDKWDQJJDXPXPQ\D
%DZDODKEDWHUDLWHUVHEXWNHSXVDW
SHQJXPSXODQEDKDQEHUEDKD\D
‡ - DQJDQVHQWXKWHUPLQDOEDWHUDL
3HUKDWLDQ
5
LVLNRWHUMDGLQ\DOHGDNDQMLNDEDWHUDL
GLJDQWLGHQJDQMHQLV\DQJVDODK
‡ *
XQDNDQKDQ\DSHQJLVLGD\D\DQJ
GLEHULNDQEHUVDPDWHOHSRQ$QGD
‡ 'LODUDQJPHQDULNNDEHOSHQJLVLGD\D
NHWLNDKHQGDNPHOHSDVQ\DGDULFDWXGD\D
XWDPD±WDULNSHQJLVLGD\DQ\DLWXVHQGLUL
.DUWX0HPRUL
‡ - DQJDQNHOXDUNDQDWDXPDVXNNDQNDUWX
PHPRULDWDXPHQRQDNWLINDQKDQGVHW
NHWLNDGDWDSDGDNDUWXVHGDQJGLHGLW
‡ -DQJDQVHQWXKFKLSORJDPGHQJDQ
PHQJJXQDNDQWDQJDQ$QGDDWDXEHQGDORJDP
‡ -DQJDQWHNXNNDUWXPHPRULDWDX
PHPEHQWXUNDQQ\DSDGDEHQGDNHUDV
-DXKNDQGDULDLUGDQVXKX\DQJWLQJJL
‡ -DXKNDQVHPXDNDUWXPHPRULGDUL
MDQJNDXDQDQDNDQDN
‡ -DQJDQKXEXQJVLQJNDWNDQSXVDWNRQWDN
DWDXPHPELDUNDQQ\DWHUNHQDFDLUDQDWDX
XDSDLU-LNDVHGDQJWLGDNGLJXQDNDQ
PDVXNNDQNDUWXLQLNHGDODPZDGDK
DQWLVWDWLN\DQJPHQ\HUWDLQ\D
‡ -DQJDQJXQDNDQWHQDJDNHWLNDPHPDVXNNDQ
DWDXPHQDQJDQLNDUWXGDQMDQJDQOHWDNNDQ
GLWHPSDW\DQJVDQJDWSDQDVDWDXPHGDQ
PDJQHW\DQJVDQJDWNXDW
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
‡ - DQJDQVLPSDQEDWHUDLGLGHNDWDSLDWDX
VXPEHUSDQDV
3HQJLVL'D\D
0HPEHUVLKNDQGDQPHQ\LPSDQ
‡ 7
HOHSRQ$QGDKDUXVVHODOXGLSHUODNXNDQ
VHFDUDKDWLKDWLGDQGLOLQGXQJLGDUL
NRWRUGHEXGDQNHOHPEDEDQ8QWXN
PHQJKLQGDULJRUHVDQMDQJDQSHUQDK
OHWDNNDQWHOHSRQ$QGDVHFDUDWHUEDOLN
‡ -LNDSHUOXGLEHUVLKNDQQRQDNWLINDQ
WHOHSRQNHPXGLDQVHNDGHQJDQKDWL
KDWLPHQJJXQDNDQNDLQ\DQJOHPEXW
GDQOHPEDEWLGDNEDVDK*XQDNDQ
NDLQNDWXQXQWXNPHPEHUVLKNDQOHQVD
NDPHUD.HULQJNDQWHOHSRQVHEHOXP
PHQJDNWLINDQQ\D'LODUDQJPHQJJXQDNDQ
FDLUDQSHPEHUVLKXQWXNPHPEHUVLKNDQ
‡ - LND$QGDWLGDNDNDQPHQJJXQDNDQ
WHOHSRQXQWXNEHEHUDSDZDNWXLVL
GD\DEDWHUDLKLQJJDSHQXKGDQVLPSDQ
WHOHSRQGLWHPSDW\DQJNHULQJVHUWDMDXK
GDULVLQDUPDWDKDULODQJVXQJ7HOHSRQ
$QGDKDUXVGLQRQDNWLINDQVHODPD
SHQ\LPSDQDQ,VLXODQJVHWLDSKLQJJD
EXODQ
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
‡ '
LODUDQJPHQ\LPSDQWHOHSRQGLWHPSDW
\DQJSDQDVDWDXWHUNHQDVLQDUPDWDKDUL
\DQJNXDW
‡ '
LODUDQJPHQ\LPSDQWHOHSRQGLWHPSDW
\DQJEHUXDSDWDXFDLUDQMHQLVDSDSXQ
‡ - DQJDQFDWWHOHSRQ$QGDDWDX
PHQJKDODQJLIXQJVLNH\SDGPLNURIRQ
GDQOXEDQJVXDUDPLVDOQ\DGHQJDQ
VWLNHU
.HVHODPDWDQ
%HUNHQGDUD
-DQJDQSHUQDKJXQDNDQWHOHSRQJHQJJDP
VDDWEHUNHQGDUD3HQJJXQDDQNLWPRELO
\DQJWHUSDVDQJPDVLKGLSHUEROHKNDQ
VHEDJDLPDQDSHQJJXQDDQDNVHVRUL
KDQGVIUHH
'HPLNHVHODPDWDQNDPLPHQJDQMXUNDQ
SHQJJXQDDQFUDGOHVDDWPHQJJXQDNDQ
DNVHVRULKDQGVIUHHGDODPEHQWXNDSDSXQ
-LND$QGDKDUXVPHPEXDWSDQJJLODQ
KDQGVIUHHVDDWEHUNHQGDUDODNXNDQODK
GHQJDQVLQJNDW
.DQWXQJXGDUDDNDQEHUNHPEDQJGHQJDQ
WHQDJDSHQXK-DQJDQOHWDNNDQEHQGD
WHUPDVXNSHUDODWDQQLUNDEHO\DQJWHUSDVDQJ
PDXSXQ\DQJSRUWDEHOGLDUHDDWDVDWDX
WHPSDWPHQJHPEDQJQ\DNDQWXQJXGDUD
-LNDSHUDODWDQQLNDEHOGDODPNHQGDUDDQ
WLGDNWHUSDVDQJGHQJDQEHQDUGDQNDQWXQJ
XGDUDWHUVHEXWPHQJHPEDQJPDNDKDOLQL
GDSDWPHQ\HEDENDQFHGHUDVHULXV
3HULQJDWDQ
0
HODQJJDUSHWXQMXNLQLELVD
PHQ\HEDENDQFHGHUDSULEDGL\DQJ
VHULXVGDQNHPXQJNLQDQNHUXVDNDQ
SURSHUWL
3
HUDQJNDW(OHNWURQLN
6HEDJLDQEHVDUSHUDODWDQHOHNWURQLNPRGHUQ
GLOLQGXQJLGDULHQHUJL5)
0HVNLGHPLNLDQSHUDODWDQHOHNWURQLNWHUWHQWX
PXQJNLQWLGDNGLOLQGXQJLGDULVLQ\DO5)\DQJ
EHUDVDOGDULWHOHSRQ3RFNHW3&
$ODW3DFX-DQWXQJ
$VRVLDVL3DEULN,QGXVWUL.HVHKDWDQ
PHUHNRPHQGDVLNDQEDKZDMDUDNPLQLPXP
DQWDUDWHOHSRQGDQDODWSDFXMDQWXQJ
DGDODKLQFL-DUDNLQLGLPDNVXGNDQJXQD
PHQJKLQGDULNHPXQJNLQDQWHUMDGLQ\D
LQWHUIHUHQVLGHQJDQDODWSDFXMDQWXQJ
WHUVHEXW5HNRPHQGDVLLQLWHODKVHVXDL
GHQJDQULVHWLQGHSHQGHQ\DQJGLODNXNDQ
ROHKGDQUHNRPHQGDVLGDUL5LVHW7HNQRORJL
1LUNDEHO
-LND$QGDPHPLOLNLDODWSDFXMDQWXQJ
‡ 6HODOXEHULMDUDNOHELKGDULLQFLGLDQWDUD
WHOHSRQGDQDODWSDFXMDQWXQJNHWLND
GLDNWLINDQ
‡ -DQJDQVLPSDQWHOHSRQ$QGDGLVDNX
GDGD
‡ *XQDNDQDODWSDFXMDQWXQJVHFDUD
EHUODZDQDQGDULWHOLQJDSHQHULPDWHOHSRQ
JXQDPHPLQLPDONDQNHPXQJNLQNDQ
LQWHUIHUHQVL
‡ - LND$QGDPHQFXULJDLDGDQ\DJHMDOD
LQWHUIHUHQVLVHJHUDQRQDNWLINDQWHOHSRQ
$QGD
$ODWEDQWXGHQJDU
OHWDNNDQWHOHSRQ$QGDGLVHEHODKPHGLD
VHPDFDPLWX
$QGDGLODUDQJXQWXNPHPELDUNDQWHOHSRQ
WHUNHQDPHGDQPDJQHW\DQJNXDWNDUHQD
KDOLQLGDSDWPHQ\HEDENDQNHJDJDODQIXQJVL
WHPSRUHU
3
DQGXDQ.HVHODPDWDQ
/DLQQ\D
3HUDQJNDWPHGLVODLQQ\D
3HVDZDW7HUEDQJ
-LND$QGDPHQJJXQDNDQSHUDQJNDWPHGLV
SHUVRQDOODLQQ\DWDQ\DNDQNHSDGDSDEULN
SHUDQJNDWEHUVDQJNXWDQJXQDPHQJHWDKXL
DSDNDKSHUDQJNDWLQLGLOLQGXQJLGDULHQHUJL
5)HNVWHUQDO'RNWHU$QGDPXQJNLQGDSDW
PHPEDQWXGDODPPHPSHUROHKLQIRUPDVLLQL
5HJXODVLPHODUDQJSHQJJXQDDQWHOHSRQ
NHWLNDEHUDGDGLXGDUD1RQDNWLINDQWHOHSRQ
$QGDVHEHOXPPHODNXNDQSHQHUEDQJDQGDQ
QRQDNWLINDQNRQHNVLQLUNDEHO
5XPDKVDNLWDWDXIDVLOLWDVNHVHKDWDQ
PXQJNLQPHQJJXQDNDQSHUDODWDQ\DQJ
VHQVLWLIWHUKDGDSHQHUJL5)HNVWHUQDO
1RQDNWLINDQWHOHSRQ$QGDMLNDWHUGDSDW
UHJXODVL\DQJPHQJKDUXVNDQ$QGDXQWXN
PHODNXNDQQ\D
.HQGDUDDQ
6LQ\DO5)GDSDWEHUSHQJDUXKSDGDJDJDOQ\D
SHPDVDQJDQDWDXVLVWHPHOHNWURQLN
\DQJWLGDNEHUSHOLQGXQJPHPDGDLGDODP
NHQGDUDDQPRWRU7DQ\DNDQNHSDGD
SDEULNDWDXSHUZDNLODQQ\DWHUNDLWGHQJDQ
NHQGDUDDQ$QGD$QGDMXJDKDUXVEHUWDQ\D
NHSDGDSDEULNSHUDODWDQDSDSXQ\DQJ
GLSDVDQJSDGDNHQGDUDDQ$QGD
0HGLDPDJQHWLN
0HGDQPDJQHW\DQJGLKDVLONDQROHKWHOHSRQ
3RFNHW3&$QGDGDSDWPHUXVDNGDWDSDGD
PHGLDSHQ\LPSDQPDJQHWLNVHSHUWLNDUWX
NUHGLWFDNUDPDWDXWDSHNRPSXWHU-DQJDQ
/LQJNXQJDQEHUSRWHQVLOHGDNDQ
1RQDNWLINDQWHOHSRQ$QGDNHWLNDEHUDGD
GLDUHDEHUSRWHQVLWHUMDGLQ\DOHGDNDQGDQ
SDWXKLVHOXUXKUDPEXGDQSHWXQMXN\DQJ
DGD
3HUFLNDQDSLGLDUHDVHSHUWLLWXGDSDW
PHQLPEXONDQOHGDNDQDWDXNHEDNDUDQ\DQJ
PHQ\HEDENDQFHGHUDWXEXKDWDXEDKNDQ
NHPDWLDQ
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
6HMXPODKWHOHSRQGLJLWDOGDSDW
PHQJLQWHUIHUHQVLEHEHUDSDDODWEDQWX
GHQJDU'DODPNHMDGLDQLQWHUIHUHQVLWHUVHEXW
ODNXNDQSDQJJLODQNH/D\DQDQ3HODQJJDQ
2XQWXNPHQGLVNXVLNDQDOWHUQDWLIQ\D
$UHDGHQJDQOLQJNXQJDQEHUSRWHQVL
OHGDNDQWHUVHEXWVHULQJQ\DQDPXQWLGDN
VHODOXWLGDNGLEHULUDPEX\DQJMHODV$UHD
WHUVHEXWPHQFDNXSWHPSDWVHSHUWLVWDVLXV
JDVGHNEDZDKSHUDKXWHPSDWSHQJLVLDQ
EDKDQEDNDUWHPSDWSHPLQGDKDQDWDX
SHQ\LPSDQDQEDKDQNLPLDNHQGDUDDQ\DQJ
PHQJJXQDNDQJDVSHWUROHXP\DQJELVD
PHQFDLUVHSHUWLSURSDQRODWDXEXWDQRO
DUHDGHQJDQXGDUD\DQJPHQJDQGXQJ
EDKDQDWDXSDUWLNHONLPLDVHSHUWLEXWLUDQ
GHEXDWDXVHUEXNORJDPVHUWDDUHDODLQQ\D
GLPDQDELDVDQ\DKDUXVPHQRQDNWLINDQ
PHVLQNHQGDUDDQ
7HUVHGDN
7HQWDQJ3DQGXDQ,QL
-DXKNDQWHOHSRQ$QGDGDULMDQJNDXDQDQDN
DQDNNDUHQDNDUWX6,0GDQNRPSRQHQNHFLO
ODLQQ\DELVDPHQ\HEDENDQEDKD\DWHUVHGDN
'RNXPHQLQLGLVHGLDNDQVHEDJDLSDQGXDQ
EDJLSHQJJXQD7HOHSRQ3RFNHW3&2;GD
$WRP/LIHGDQVLVWHPLQL2;GD$WRP/LIH
DGDODKPHUHNGDJDQJGDULJUXSSHUXVDKDDQ
2
3
HUKDWLDQ
3HUVRDODQ3HQWLQJ7HQWDQJ.HVHODPDWDQ
7HOHSRQ3RFNHW3&$QGDDGDODKSHUDQJNDW
EHUNXDOLWDVWLQJJL6HEHOXPPHQJRSHUDVLNDQ
EDFDVHPXDSHWXQMXNGDQUDPEXSHULQJDWDQ
SDGD$GDSWRU$&%DWHUDLGDQ
3URGXN\DQJ0HQJJXQDNDQ%DWHUDL
9HUVLWHUEDUXGDULSDQGXDQSHQJJXQDLQL
GDSDWGLWHPXNDQSDGDVLWXVZHEKWWS
6HH2FRP
‡ -DQJDQJXQDNDQSHUDQJNDWLQLGDODP
OLQJNXQJDQ\DQJHNVWULP\DLWXSDGDVXKX
DWDXNHOHPEDEDQ\DQJVDQJDWWLQJJL
3HUQ\DWDDQSHQWLQJ
‡ -DQJDQVDODKJXQDNDQSHUDQJNDWLQL
+LQGDULSHPERQJNDUDQJXQFDQJDQ
DWDXEHQWXUDQ-LNDXQLWVHGDQJWLGDN
GLJXQDNDQUHEDKNDQWHOHSRQJXQD
PHQJKLQGDULNHPXQJNLQDQWHUMDGLQ\D
NHUXVDNDQKLQJJDNHWLGDNVWDELODQ
‡ -DQJDQELDUNDQSHUDODWDQLQLWHUNHQDDLU
KXMDQDWDXWXPSDKDQPLQXPDQ
‡ -DQJDQJXQDNDQDNVHVRUL\DQJWLGDN
GLDNXL
‡ -DQJDQERQJNDUWHOHSRQDWDX
DNVHVRULQ\D-LNDGLSHUOXNDQVHUYLVDWDX
SHUEDLNDQNHPEDOLNDQXQLWNHSXVDW
OD\DQDQUHVPL8QLW\DQJGLERQJNDU
EHULVLNRWHUMDGLQ\DNHMXWDQOLVWULNDWDX
NHEDNDUDQ
‡ -DQJDQODNXNDQKXEXQJDQVLQJNDWSDGD
WHUPLQDOEDWHUDLGHQJDQLWHPORJDP
7DKXQ3HPEXDWDQ
%HUVDPDLQLNDPLQ\DWDNDQEDKZD2
;GD$WRP/LIHEHUDGDGDODPNRQGLVL\DQJ
PHPHQXKLNHVHVXDLDQGHQJDQVHPXD
SHUV\DUDWDQSHQWLQJGDUL3HWXQMXN
(&
,QGHNV
$
&DGDQJDQGDWD
FDWDWDQ
&'3HUVLDSDQ2;GD$WRP/LIH
&6'/LQH7\SH
'
'DODP3HQHUEDQJDQ
(
,QGHNV
$FWLYH6\QF
&'3HUVLDSDQ2;GD$WRP/LIH
.HVDODKDQNHVDODKDQ$FWLYH6\QF
0HQJLQVWDO$FWLYH6\QF
$SOLNDVL
$XWR&RQ¿JXUDWRU
&OHDU9XH3')
-$9$0LGOHW
0HQJLQVWDO$SOLNDVL6HQGLUL
.LQHUMD3HUDQJNDW
0DQDMHPHQ0HPRUL
6HOI'LDJQRVWLFV
6HWXS:L]DUG
$SOLNDVL2
2&RQQHFW
26063OXV
$UDK/D\DU
/DQGVFDSH
3RUWUDLW
$XWR,QVWDOOHU
&
(PDLO
$FFRXQW
,0$3
/DPSLUDQ
6SHOOFKHFN
)
)05DGLR
*
*356
%
,
%DWHUDL
%DWHUDLUHQGDK
,QGLNDWRUEDWHUDL
0HQJLVLGD\DEDWHUDL
EDWHUDL
%ORFN5HFRJQL]HU
%OXHWRRWK
%RQG
,0$3
.
.DPHUD
%LGLNJDPEDU
&OLS$UW
40HGLD$OEXP
5HNDPNOLSYLGHR
.DUWX-DULQJDQ
.DUWX6,0
NHDPDQDQ
,QGHNV
.HDPDQDQ3HUDQJNDW
.XQFL3HUDQJNDW
0HQJXQFL.DUWX6,0
.HVDODKDQNHVDODKDQ$FWLYH6\QF
.H\ERDUG
.RQHNVL
0\,63
0\:RUN1HWZRUN
.RQHNVL-DULQJDQ
$XWR&RQ¿JXUDWRU
%OXHWRRWK
%RQG
&6'/LQH7\SH
*356
+HDGVHW%OXHWRRWK
.DUWX-DULQJDQ
/$11LUNDEHO
.RQHNVLSHUDQJNDW
.DEHO86%
.RQHNVL%OXHWRRWK
.RQHNVL,QIUDPHUDK
.RQWDN
.RQWDN
.RQWDN)RWR
.RQWDN)RWR
/
/$11LUNDEHO
/HWWHU5HFRJQL]HU
0
0DQDMHPHQGD\D
.HFHUDKDQ
/DPSXODWDU
0HQRQDNWLINDQSHUDQJNDWVHFDUD
RWRPDWLV
0HPDVXNNDQ%DWHUDL.DUWX6,0
0HPDVXNNDQLQIRUPDVL
%ORFN5HFRJQL]HU
.H\ERDUG
/HWWHU5HFRJQL]HU
0HQJJDPEDUSDGDOD\DU
0HQXOLVSDGDOD\DU
0HUHNDPSHVDQ
7UDQVFULEHU
0HPEXDW3DQJJLODQ
0HQJDNWLINDQPHQRQDNWLINDQ
0HQRQDNWLINDQSHUDQJNDWVHFDUD
RWRPDWLV
0HQJJDPEDUSDGDOD\DU
0HQJLQVWDO$FWLYH6\QF
0HQXOLVSDGDOD\DU
0HQX6HWWLQJV
0HQX6WDUW
0LFURVRIWŠ([FKDQJH6HUYHU
0RGH&DSWXUH
0RGH)OLJKW
2
20HGLD3OXV
(TXDOL]HU
0\0XVLF
0\3LFWXUHV
0\3UR¿OH
0\5DGLR
0\6HWWLQJV
$ODUP
3HUVRQDOLVDVL
6OHHSWLPHU
0\9LGHRV
3
,QGHNV
3DQJJLODQ
0HPELVXNDQ3DQJJLODQ
0HPEXDW3DQJJLODQ
0HQDQJJXKNDQ3DQJJLODQ
0HQHULPD0HQJDEDLNDQ3DQJJLODQ
0HQJDNKLUL3DQJJLODQ
3DQJJLODQ'DUXUDW
3DQJJLODQ,QWHUQDVLRQDO
3DQJJLODQ.RQIHUHQVL
3DQJJLODQ'DUXUDW
3HQDPEDKDQPHPRUL
3HQHNDQDQ.DOLEUDVLOD\DU
3HQJDWXUDQ
3HQJDWXUDQ.RQHNVL
3HQJDWXUDQ3HUVRQDO
,QIRUPDVL3HPLOLN
,QSXW
0HQX
1DGD3HPEHULWDKXDQ
3DQJJLODQ&HSDW6XDUD
6DQGL
7HOHSRQ
7RGD\
7RPERO
3HQJDWXUDQ6LVWHP
$ERXW
'D\D
*36
+DSXV3URJUDP
,QIR6LVWHP
-DP$ODUP
/DPSXODWDU
/DSRUDQ.HVDODKDQ
/D\DU
0HPRUL
3HQJDWXUDQ:LOD\DK
6HUWL¿NDW
3HQJHUDV6XDUD
3HVDQ
3HVDQWHNV
3HQJDWXUDQ
3HVDQ0XOWLPHGLD006
3HVDQ6XDUD
3HWXQMXN$FWLYH6\QF
3KRQH'LDOHU
3,1
3RFNHW,QWHUQHW([SORUHU
3RFNHW061
$FFRXQW
0DVXN
3URJUDP
38.
5
5HVHW
5LZD\DW3DQJJLODQ
6
6HWWLQJV
6\VWHPVHWWLQJV
(UURU5HSRUWLQJ
5HJLRQDO6HWWLQJV
6LQNURQLVDVL
&DOHQGDU
&RQWDFWV
(PDLO2XWORRN
1RWHV
7DVNV
6RIWUHVHW
+DUGUHVHW
7
7UDQVFULEHU
9
,QGHNV
Y&DUG
9ROXPH7HOHSRQ
:
:LQGRZV0RELOH
&DOFXODWRU
([FHO0RELOH
)LOH([SORUHU
*DPHV
2XWORRN
&DOHQGDU
&RQWDFWV
1RWHV
7DVNV
3LFWXUHV9LGHRV
3RZHU3RLQW0RELOH
:RUG0RELOH
;
;GD$WRP/LIH

Similar documents