BARRY COGAN AUCTIONEERS PROPERTY IN

Transcription

BARRY COGAN AUCTIONEERS PROPERTY IN
BARRY COGAN AUCTIONEERS
PROPERTY IN CRETE
7 South Mall, Cork City, Ireland & Unit 4, Eastgate Village, Little Island, Cork, Ireland
Tel:
+353 (0) 21 4510015
Fax:
+353 (0) 21 4296226
Email: info@bcogan.com
Website: http://www.bcogan.com/
Our New Projects
Analipsi Residences
New homes for sale, in Analipsi, Chersonisos, Crete.
17 maisonettes and apartments, just 250m
from the beach, with swimming pool, parking
spaces, private gardens, high construction
standards and fantastic sea view.
Choice of 1 or 2 bedroom maisonettes and 2
bedroom apartments.
Prices from €154.000.
Project under construction, estimated
completion May 2007.
Chersonisos Megaron
A complex of new homes for sale, on the beach
of Chersonisos, Crete, Greece.
45 maisonettes and apartments ON the beach:
the perfect location both for holidays and full
time residence. Sea view is breath-taking and
construction quality will be at the highest
standards.
Choice of 1, 2 or 3 bedroom maisonettes and
apartments.
Estimated start of construction November 2007
Analipsi Residences
This exclusive development of holiday homes offers a refreshingly different blend of luxury homes and apartments set
around beautifully landscaped green areas and a superb communal swimming pool of 100 sq. m. The development is a
village within a village, with the added comfort of security access to its walled community. The design of the units is
simple yet functional – creating the perfect residential and holiday setting to entice guests back year after year. The
units have strong letting potential and should purchasers require, a full property management service will be offered.
The residences are built according to the highest standards of modern construction in terms of safety and protection,
using only top quality materials.
The development is comprised of fifteen maisonettes and two penthouse apartments in three blocks of which:
•7 are 2-bedroom maisonettes (ground and first floor) of 85 to 87 sq. m in block A.
•2 are 2-bedroom penthouse apartments (second floor) of 85.4 sq. m in block A.
•4 are 2-bedroom split level maisonettes (ground and first floor) of 87.9 sq. m in blocks B and C.
•4 are 1-bedroom split level maisonettes (first and second floor) of 74 sq. m (including 27 sq. m. of
blocks B and C.
Location:
mezzanine) in
Analipsi Village and Beach
Strategically situated adjacent to the beach, which is a short stroll from the village centre, these 17 new homes
occupy a pivotal yet private location.
The residences are built on a 3,300 square meter plot just 300 meters from a beautiful sandy beach and offer a great
sea view. The development is located at the sea side of Analipsi, a colourful and peaceful coastal village on the
north coast of Crete, 22km east from the capital city and the international airport of Heraklion (20 min drive). The
village is an ideal place for relaxing holidays. The units‟ location offers easy and quick access to all major area
attractions, beaches and ancient monuments.
Within a short walking distance, one can find several stores, restaurants, bars and taverns. Sailors will find the
existence of a marina just 500m from the residences very convenient and golfers will appreciate being only 10
minutes drive from the golf course of Crete (http://www.crete-golf.com). Chersonisos, one of the island‟s major
tourist resorts, famous for its night life, is only 5 minutes drive away (5km). Other attractions in the area are the
lively town of Malia (12km), famous for the ruins of the ancient city, picturesque Lasithi Plateau (25km), and the
traditional villages of old Chersonisos and Koutouloufari (8km). Those who appreciate fresh fish should visit the
coastal villages of Milatos (20km) and Sissi (16km). The town of Agios Nikolaos (35km) and Elounda (45km),
where the international jet set enjoys holidays in some of world‟s most famous hotels, are approximately 30 to 40
minutes drive. Being just 800m from the main road network of the north coast, the residences are perfectly located
for those who want to explore the island„s sights towards all directions, east, west and south.
Analipsi Marine
Analipsi village from satellite
View from the Residences
•Air conditioning/heating in all main rooms (living room and
bedrooms). Air conditioners in living rooms are the top design
Art Cool series by LG electronics.
•Additional electrical heating of 3,000 watt in all living rooms.
•Solar heating.
•Double thermal insulation.
•Ceilings, interior and exterior walls are plastered to a top
quality smooth finish (three courses of plaster) and have three
coats of paint.
•Beautifully tiled floors throughout entire unit, using top class
solid Italian tiles.
Double insulation
•Beautiful white-grey marbles on interior and exterior staircases.
•High quality fitted wardrobes in each bedroom.
•Spacious tiled verandas and tiled balconies with aluminium
rails.
•Superior internal wooden doors with high quality chrome
handles and locks.
•Tiled Bathrooms to full height, with top quality sanitary ware,
Foundation Earthing
marble top around the wash basin and chrome fittings
throughout.
•Fireplaces for 6 second floor units.
•Aluminium external doors, double glazed windows and frames,
electrostatically painted with modern RAL (matt) finish.
•Lockable shutters on all windows and doors to secure
properties when not in use.
•Kitchens of modern design to include extractor fan & tiled
splash back areas, with provision for integrated kitchen
appliances. All cupboards and drawers have silent closing
system.
Steel
•Telephone lines supporting fast internet connection in living
room and bedrooms.
•Private garden for 11 ground/first floor units.
•One communal swimming pool of 100sq.m.
•Car parking space per unit.
•Foundation earthing.
•Local and satellite TV antenna in each block, linked to all
units‟ living room and bedrooms.
Foundation Concrete
•Units are supplied by mains water system. However, an 18
cubic meter water tank has been constructed, with two pumps
installed, to ensure high water pressure at all times. In addition,
a well in the property provides free water for gardens.
•A state of the art sewerage treatment plant has been constructed
on the property, consisting of 4 sewage tanks in total.
•All concrete and steel used in construction exceed stringent
requirements of building regulations.
•Full landscaping including car parking, swimming pool area,
gardens, pathways, lights, fences all around the property and
gates.
Concrete Columns
•Above prices include all construction cost for units, one car park space per unit,
share of ownership of communal areas and finished landscaping.
•Sizes are in square meters and prices in euros.
•Taxes and legal expenses are not included.
•A fit out package including furniture and electrical appliances is available for all
types of residences on request at extra charge.
Fit out packages
Electrical appliances package 1
Refrigerator LG 187x60cm No Frost (inox)
Dish washer PITSOS 45cm (integrated, inox)
Oven CANDY 60cm (integrated, inox)
Ceramic cooker CANDY 60cm (integrated, inox)
Washing machine WHIRLPOOL 6kg (white)
Flat TV TOSHIBA LCD 32inch
Price: 3,000 € (VAT included)
Electrical appliances package 2
Refrigerator BOSCH 200x60cm No Frost (inox)
Dish washer BOSCH 45cm (integrated, inox)
Oven BOSCH 60cm (integrated, inox)
Ceramic cooker BOSCH 60cm (integrated, inox)
Washing machine BOSCH 7kg (white)
Flat TV TOSHIBA LCD 32inch
Price: 4,000 € (VAT included)
Furnishing package 1 (for 2-bedroom residences)
Living room
Corner sofa 2,70x1,50 (or a two-piece suite) with a wide choice of textiles
Coffee table
TV-stereo furniture
Kitchen
Dining table with 4 chairs
Main bedroom
1 Double bed with mattress
2 bedside tables
Toilet table with mirror
Second bedroom
2 single beds with mattresses
2 bedside tables
Price 4,800 € (VAT included)
Furnishing package 2 (for 1-bedroom residences)
Same as furnishing package 1, without second bedroom furniture.
Price: 4,000 € (VAT included)
Block A, March 07
Block B, March 2007
Block C, March 07
Block A, March
Swimming pool, March 07
Fireplace in residence types 2 and 4
Kitchen in residence type 1
Closet in residence type 1
Front door
Exterior lights
Balconies in residence type 1
Chersonisos Megaron
Chersonisos Megaron is a complex of luxurious
apartments and maisonettes ON the beach of Chersonisos.
The property‟s location is simply PERFECT! ONLY the
beach front street separates the plot from the beach of
Chersonisos! Residents will enjoy a fantastic view to the
sea and will only walk few steps before they jump in the
water or enjoy the sun at the beautiful sandy beach!
This particular area of Chersonisos is quiet even in the
busiest days of the summer season; however, the hustle
and bustle of the town, market, bars and restaurants and
the town‟s marina are only a few minutes stroll away.
Kitchen with electrical apliances package 1
The property will consist of maisonettes and apartments
of one, two and three bedrooms, with wide verandas and
balconies. Quality of the construction will be exceptional,
using only top class materials.
The project is currently in the planning process. It is
estimated construction will commence in autumn 2007.
Please contact us for additional information.
Procedures of property purchase in Greece
To purchase a property in Greece, one should take the following steps:
Issue a Greek tax ID. Tax office will only ask for a passport copy and a form of personal particulars.
Appoint a lawyer to examine legal and technical documents of the property.
Purchasers are advised to open an account to a Greek Bank, as it is the easiest and safest way to
arrange payments.
Having done the above, contracts are prepared by lawyers and are handed to a notary public to be
checked and signed by vendors and purchasers.
To conclude the purchase, notary public submits contracts to the mortgage office.
Greek law requires all contracts to be in Greek, but they can also be officially translated in English.
If required, ProperCRETE can introduce purchasers to lawyers and provide assistance at all steps of purchase
procedure. In case purchasers wish to avoid paperwork or conclude purchase without their physical presence, their
lawyer can be authorised with a power of attorney to issue tax ID, open bank account, arrange payments and sign
all documentary on their behalf.
Taxes and legal expenses
Taxes and legal expenses on property purchase are as follows:
According to latest Greek legislation, all new-built property purchases are subject to VAT at 19% of the
assessed value.
After purchase, there is no annual or other tax on keeping a property in Greece.
Notary public fees are at 2% of the assessed value.
Mortgage office fees are at 0.5% of the assessed value.
Lawyer fees are usually at 1% of the property price.
For further information, please contact us.
Mortgages in Greece
In case purchasers wish to apply for mortgages to a Greek Bank, we can provide assistance and professional
advice. The procedures are relatively simple and do not require the applicant‟s physical presence. An attorney at
law can be appointed to represent the applicant for the whole procedure of the mortgage loan (as well as the
procedure of the purchase).
To apply for mortgage to a Greek bank, required documents usually are:
Bank application form.
A valid passport.
For employed applicants:
A copy of the most recent tax return slip issued by the Tax authorities of the applicant‟s country of
residence and a copy of the most recent salary slip.
For self employed applicants:
A copy of the two (2) most recent tax return slips issued by the Tax authorities of the applicant‟s country
of residence.
After the loan application is approved, and before disbursement, copies of the purchase contract and
property documentation are required.
The property documentation (planning permission, drawings etc) are forwarded to the bank by us.
The loan disbursement will take place only after all required documentation and respective collateral have
been checked and found to be in order.
Below one can find some general information about mortgages from Greek banks.
Loan amount: Unlimited and up to 80% of the market value of the property (as evaluated by the bank). In
some cases the loan amount can be 100% of the market value.
Interest rates: There are numerous programs, with fixed or variable interest rates. Variable rates usually
have a spread of 1.5% to 2.5% over Euribor. Fixed rates usually vary from 3.5% to 6%, depending on the
loan duration. There are programs combining fixed and variable rates.
Mortgage registration: On the property bought in Greece. Most banks require security of 120% to 130% of
the loan amount.
Period of loan: In most cases up to 30 years. The applicant‟s age must not exceed the 75th year at the
loan‟s maturity.
Insurance: Most banks require fire and earthquake insurance.
For further information on mortgages you can contact us or visit the following links of major Greek banks
(in English language):
“Steeped in Homeric history and culture, scented by wild fennel and basil, Crete spoils visitors with its wealth of
myths, legends and history, a blessed and dramatic landscape, an extraordinary fusion of past and present, and an
abundance of choices and experiences. Its stunning mountain ranges are dotted with caves and sliced by dramatic
gorges, and its rugged interior is blanketed in olive groves, wild flowers and aromatic herbs. Breathtaking drives along
the rugged coast lead to a sun drenched paradise of long sandy beaches and isolated coves.”
Lonely Planet (http://www.lonelyplanet.com)
Geography: Crete is the largest of the Greek islands and the fifth largest in the Mediterranean Sea. It is the southest
part of Europe, located at approximately 35° N 24° E. The island has an elongated shape - 260 km from east to west. It
covers an area of 8,336 km² and has a coastline of 1046 km. Its population is 650,000 people (as of 2005). Principal
cities are Heraklion (150,000 inhabitants), Chania (70,000 inhabitants), Rethymno (35,000 inhabitants) and Agios
Nikolaos (20,000 inhabitants). Although Crete is famous for its beautiful sandy beaches and rocky coves, the upcounty regions are mountainous and are defined by a high mountain range crossing the island from West to East,
formed by three different groups of mountains. The peak of the Idi range particularly has the 2nd highest prominence
in Greece and the 8th in Europe (Psiloritis, 2,456 m). These mountains gifted Crete with fertile plateaus, caves and
gorges like the famous Gorge of Samaria.
Crete Region (http://www.crete-region.com)
Climate: The climate of Crete is probably the mildest in Europe. During summer, average temperatures are in the
high 20's-low 30's (Celsius). The strong northwesterly wind, the meltemi, moderates even the hottest months of July
and August. Rainfall is rare during the summer months. Autumn is Crete´s mildest season, when temperatures are
often higher than in spring. Even in winter, temperature is rarely below 10 C, while average is 15 to 20 C.
Economy. The economy of Crete, which was mainly based on farming, started changing visibly during the 1970s.
While there is still an emphasis on farming and stock breeding, due to the climate and the terrain of the island, there is
a big increase on the services industry (mainly tourism related). As in other regions of Greece, olive growing is also a
significant industry. Unemployment is at approximately 4%. Crete shows one of the lowest crime rates in Europe.
Tourism. Crete is one of the most popular holiday destinations in Europe. Fifteen percent of all arrivals in Greece
come through the city of Heraklion (port and airport), while charter flights to Iraklion were last year 20% of the total
of charter flights in Greece. In sum more than two million tourists visited Crete in 2006. The tourism infrastructure in
Crete caters to all tastes. There is accommodation of every possible category, from large luxury hotels with all the
facilities (swimming pools, sports and recreation facilities etc.), to smaller family owned apartments, to camping
facilities. Visitors can arrive at the island through two international airports in Heraklion and Chania, or by boat to the
ports of Heraklion, Chania, Rethimno and Agios Nikolaos. Other major tourism destinations are Chersonisos, Elounda
and Malia.
Greek National Tourism Organisation (http://www.gnto.gr)
Heraklion
Chania
History. Crete was the centre of Europe's most ancient civilization, the Minoan, flourishing from approximately 2700
to 1450 BC. The palace-complex at Knossos is the most famous Minoan site. Other palace sites in Crete are Phaistos,
Gortys and Malia. The Roman occupation came in 69AC and lasted until 330AC, followed by the Byzantine era. In
the partition of the Byzantine empire Crete was eventually acquired by Venice, which held it for more than four
centuries. During the 17th century, Venice was pushed out of Crete by the Ottoman Empire. In the 19th century Crete
became a free independent state and then united with Greece. In World War II, Crete provided the setting for the
famous Battle of Crete (May 1941), which was unique as it was the first mainly airborne invasion in history, and it
was the first time invading German troops encountered mass resistance from a civilian population. The battle
introduced a revolutionary form of warfare and had a significant impact on the course of events of the 2nd World War.
Beaches. With a coastline of more than 1,000 km, Crete has hundreds of beaches of all shapes and types. Seventy
eight of them have been awarded with the blue flag by the Foundation for Environmental Education in Europe, an
award based on quality of water, safety and enviromental management (http://www.blueflag.org/). Nine of those
beaches are within 15 km distance from Analipsi.
Cuisine In Crete. This famous cuisine has a significant role in the island‟s culture and identity. Based on olive oil,
local vegetables, herbs, meat and dairy products, Cretan diet is not only aromatic and tasteful, but also extremely
healthy. Scientists consider the Cretan diet and the climate as the reasons for long living and good health, as the
residents of the island have the lowest mortality rates internationally and the less heart attack or cancer diseases.
Loutro
Balos
Preveli
Fragokastelo
Knossos
Spinaloga
Vai
Elafonisi
Chrysi
Chersonisos
Analipsi
Samaria Gorge
BARRY COGAN AUCTIONEERS
7 South Mall, Cork City, Ireland & Unit 4, Eastgate Village, Little Island, Cork, Ireland
Tel:
+353 (0) 21 4510015
Fax:
+353 (0) 21 4296226
Email: info@bcogan.com
Website: http://www.bcogan.com/
Disclaimer: Every effort has been made to ensure the accuracy of the material contained herein. Barry Cogan Auctioneers accept no
responsibility whatsoever for any inaccuracies implied or otherwise contained in this documentation.