Auto Loans - Hawaii Community Federal Credit Union

Auto Loans
We’ll put you on the road.
www.hicommfcu.com
Auto Insurance and Protection Plans
Credit Life: In the event of your death, Credit Life Insurance
will pay off or reduce the outstanding loan balance up to
the ‘coverage limits’.2
Credit Disability: If you become totally disabled, due to
sickness or injury, loan payments can be made up to the
‘coverage limits’, while insured.2
Auto Loans
Guaranteed Asset Protection (GAP): Designed to
protect you against financial loss in the event your vehicle
is stolen or declared a total loss. GAP pays the difference
between your insurance carrier’s settlement and the pay-off
amount that may remain on your loan.
Our loans for New and Used vehicles
come with great rates and flexible terms
that can fit your needs perfectly!
A New Auto: is a vehicle that is less than 9 months old
from the date it was first sold as shown on the Legal
Ownership Certificate (LOC) and has been driven less than
10,000 miles.
Mechanical Repair Coverage (MRC): A high-quality,
comprehensive coverage that pays for the cost of parts and
labor for any covered vehicle mechanical repair. It provides
the needed protection at the time your vehicle is most likely
to need repairs. With different levels of coverage there is
one that is the right fit for you.
A Used Auto: is a vehicle that is more than 9 months old
from the date it was first sold as shown on the LOC or has
been driven more than 10,000 miles.
CUDL AutoSMART
Up to 125% Financing1
Through this free on-line auto buying and selling resource,
you can research vehicles, compare payment and financing
options, access free lemon checks, obtain safety recall
data, find trade-in values, get warranty information, tips,
advice and more!
Why wait? Drive off in your new car today!
Flexible Terms
With a range of terms for your auto loan, we can get the
payment that’s just right for you.
Get Your License to Drive
Easy Payments
We make the payment process as easy and convenient as
possible. Either make your payments in person at one of our
branches; or use any of our other services that make it easy
for you. You can make a loan payment transfer by simply
calling our 24-hour Call Center or logging on to eBranch.
Take the auto buying experience into your own hands.
Come into any branch and see what you are pre-approved
for. With our License to Buy Program, you can walk into
the dealership knowing exactly what you are pre-approved
for, taking the guesswork out of the experience, and
giving you the power to negotiate the best deal.
1
2
Maximum financing of up to 125% of the MSRP (Manufacturer’s Suggested Retail Price) plus tax and license.
Certain exclusions and coverage limits apply.
Corporate Office at the John Y. Iwane
Credit Union Center
73-5611 Olowalu St.
Kailua-Kona, HI 96740
Kohala Branch
Kailua-Kona Branch
75-159 Hualalai Rd.
P.O. Box 39
Kailua-Kona, HI 96740
54-396 Union Mill Rd.
Kapaau, HI 96755
Kaloko Branch
73-5611 Olowalu St.
Honokaa Branch
Kailua-Kona, HI 96740
45-690 Pakalana St., Ste. A
Kealakekua Branch
Honokaa, HI 96727
81-6631 Mamalahoa Hwy.
Kealakekua, HI 96750
Hawaii Island
Phone: 930-7700
CALL24 Telephone Teller: 329-9440
TTY: 329-8192
info@hicommfcu.com
Off-Island Toll-Free
Phone: 1-800-514-2328
CALL24 Telephone Teller: 1-800-303-9440
www.hicommfcu.com
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the
United States Government. National Credit Union Administration, a U.S. Government Agency.