october 2015.indd - Elder Services of Berkshire County

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Pittsfield, MA 01201
Elder Services
of Berkshire County, Inc. • Proudly promoting Elder Independence since 1974
•
Berkshire Senior
Volume 32, Number 10
•
October 2015
•
The monthly newspaper for Berkshire County seniors
•
Free
Annual Medicare Open
Enrollment Period
October 15 - December 7
See page 5
Pittsfield Fire Inspector Randy Stein is happy to help keep seniors safe.
Fire Prevention Week: A good
time to assure home safety
Randy Stein
Fire Prevention Week is
observed each year during
the week in which October
9th falls. According to legend, on October 8, 1871, Mrs.
O’Leary was in her barn,
milking her cow. The cow
kicked over a lamp, which
started the Great Chicago
Fire of 1871. This year Fire
Prevention Week is being
held October 4 to 10, and
the theme is, “Hear the Beep
Where You Sleep: Every
Bedroom Needs a Working
Smoke Alarm.” This message will help fire departments remind people about
the importance of having
working smoke alarms in
their homes (including bedrooms) and testing them
monthly.
The required mounting
locations and types of smoke
detectors can be confusing
and complicated. Smoke
detectors for use in your
home are divided into two
types: photoelectric and ionization. The only difference
between them is how they
detect smoke and fire. The
photoelectric smoke detector is allowed to be mounted
within 20 feet of a full bathroom (steam generator) and
kitchen, but the ionization
type smoke detector is not
allowed in these areas. The
required locations for smoke
detectors in the home are
on the ceiling, at the base of
each stairwell, and outside
of sleeping areas. In some
newer homes smoke detectors are also located inside the
bedrooms. Carbon Monoxide
detectors are also required in
homes with fossil fuel burning appliances or attached
garages. These detectors are
required on each living level
and no farther than 10 feet
outside sleeping areas.
Combination “talking”
photoelectric smoke and
carbon monoxide detectors
are a good all-in-one device
for each living level of your
home, satisfying both requirements, and they can be
found in home improvement
stores. Smoke detectors and
most carbon monoxide detectors expire approximately 10
years after date of manufacture and should be replaced
at that time.
Having working smoke
detectors in your home in the
correct locations are vital for
the earliest warning possible
to give you the extra time
needed to escape a fire. Every
second counts and as we age
we do not move as fast or as
SAFETY PAGE 9
InSide
Elder Services Update...... 2 Your Dollars ........................... 7
Government Update ...........3 For Your Information ........... 8
Our Community ................. 4 Fire Prevention..................... 9
SHINE .................................. 5 Your Health .......................... 13
Elder Services..........6, 10, 11 Caregivers/Alzheimer's .....14
Nutrition ............................. 16
Like Elder Services of
Berkshire County, Inc.
Elder Services’ Benefits Plus Coordinator Ann Rocchi and her
team of Benefits Counselors meet with seniors in locations of
their choosing to go over available benefits and help them fill
out applications.
Benefits Counseling
and Application
Assistance Program
now available
By Bonny DiTomasso
Elder Services is excited
to introduce a new program,
the Benefits Counseling and
Application Assistance Program, to Berkshire County
seniors. The Benefits Coun-
seling Program is a three
year grant-funded program
designed to enhance the financial security of Berkshire
residents age 60 and older
who live on fixed and limited
incomes. A similar program
has been operating in Franklin County since 2010 and is
very popular with seniors in
that area.
Ann Rocchi, Elder Services’ Benefits Plus and Volunteer Coordinator, works
with a team of trained volunteer Benefits Counselors to
assist individuals throughout
BENEFITS PAGE 6
Elder Services Update
Elder Services helps
thousands of seniors
By John Lutz
Hope all are well. Fall has arrived and the Berkshires offer us
another season so beautiful that others travel far just get a “peep” at it.
Elder Services of Berkshire
County will be holding its annual
meeting at the end of the month,
celebrating our 41st year of service
to elders, families, and caregivers
in Berkshire County. But what does
that actually mean?
It means that right now in Berkshire County, there are hundreds of
moms, dads, husbands, wives, aunts,
uncles, grandmas, and grandpas receiving care and support through the
services and care coordination provided by Elder Services.
It means that nearly 750 seniors are enrolled in the Basic State Home
Care Program. Friendly, caring Elder Services' case managers offer elders
care coordination, which may include services such as assistance with
laundry, housekeeping, or personal care as well as Meals on Wheels and
other in-home supports. The seniors are responsible for an average monthly
co-pay of $38 for these services, which would otherwise cost around $260
to purchase on one’s own.
It means that there are over 300 seniors enrolled in the Enhanced Community Options Programs (ECOP) and/or CHOICES program, who are
clinically eligible for nursing home placement, but remain living at home
with enhanced services and supports while maintaining their independence.
The average monthly co-pay for the ECOP program is $48 while the service
package value averages more than $650. The CHOICES program has no
co-pay requirement and averages a service package worth $1,900. Because
of Elder Services, the eligible seniors (and their families) enrolled in these
programs have access to an affordable option that enhances their quality
of life while offering an alternative to expensive and confining nursing
home care.
It means that in the past year, over 1,300 Berkshire County seniors
received Medicare counseling through the SHINE Program (Serving the
Health Insurance Needs of Everyone). As a result of this counseling, these
seniors saved an average of $1,000 each in insurance costs, keeping more
than $1 million dollars right here in Berkshire County.
It means that every day more than 800 Berkshire County seniors receive
a hot, nutritious meal either delivered to their home or provided at a senior
meal site. Elder Services' Elder Nutrition program also provides a weekday
wellness check, socialization, and a connection to their community.
It means that over 100 Elder Services' staff members and more than
150 Elder Services volunteers work with dedication to help make life better
for the elders, families and caregivers of Berkshire County. And, it is our
pleasure and privilege to do so.
Enjoy October, the fall colors, the change in season.
John Lutz is the Executive Director of Elder Services.
Looking for interesting articles
& helpful information on aging?
Check out the Executive Office of Elder Affairs’ website:
www.800ageinfo.com,
Or call: 1-800-243-4636 (1-800-AGE-INFO)
As always, you can call Elder Services at 499-0524 or 1-800-544-5242,
your one stop resource for Berkshire County seniors.
Berkshire County State Legislators
It's important to keep your legislators informed about what is important to you.
If you have questions or comments that you
want to share with your Berkshire representatives, you can contact them using the information below:
Elder Services
of Berkshire County, Inc.
Berkshire Senior
Editor and Production: Karen Shreefter
Editorial Board: Cassie Carmon, Bea Cowlin, Bonny DiTomasso, Laura Feakes, John Lutz, and Assistant Editor Louisa
Weeden
Advertising Sales:
Bob O'Connor
1-800-544-5242 or 499-0524
Berkshire Senior is published monthly by Elder Services of Berkshire
County, Inc., 877 South Street, Suite 4E, Pittsfield, MA 01201, 4990524 or 1-800-544-5242, e-mail: esbc@esbci.org or on the internet
at www.esbci.org.
NOTICE
• Rep. Gailanne Cariddi (1st District): 1-617-722-2370 & 664-6812
gailanne.cariddi@mahouse.gov
• Rep. Paul W. Mark (2nd District) 1-617-722-2013 & 464-5635
paul.mark@mahouse.gov
• Rep. Tricia Farley-Bouvier (3rd District) 1-617-722-2017 & 442-4300
tricia.farley-bouvier@mahouse.gov
• Rep. Smitty Pignatelli (4th District) 1-617-722-2582 & 637-0631
rep.smitty@mahouse.gov
• Senator Benjamin Downing, 1-617-722-1625 & 442-4008
benjamin.downing@masenate.gov
Donations Needed
for Berkshire Senior
Elder Services sells advertising to defray costs. Inclusion of advertisers
in no way implies that Elder Services endorses any product or service.
The costs of printing and postage have been
steadily rising, and we need your help!
Signed columns are the opinion of the writers and not necessarily the
opinion of Elder Services. For medical, financial or other advice, seek
a qualified professional in the appropriate field.
If you would like to help defray some of the costs
of producing and mailing Berkshire Senior, please
make donation in any amount by:
Elder Services and its programs are funded, in part, by the
Massachusetts Executive Office of Elder Affairs.
State and federal funds provided to Elder Services are limited. Elder
Services welcomes charitable donations to help meet the growing
needs of Berkshire seniors, and gratefully acknowledges all donations.
Page 2
Visiting www.esbci.org and clicking on:
“Donate Now!”
or
Sending a check payable to Elder Services with your name and address to
Berkshire Senior, Elder Services, 877 South St. 4E, Pittsfield, MA 01201
Thank you!
October 2015
Government Update
Berkshire seniors’
quality of life
Growing older in Pittsfield should be an enriching experience. I am
always open and willing to work with the senior citizen population to assist
in meeting their needs. We live in a unique community that provides us with
both benefits and challenges. I believe the Age Friendly Vision Task Force
will play a crucial role in supporting our senior citizens for many years to
come. My involvement with the Task Force will remain committed and I
will continue to support its mission. While I recognize the many resources
in place to support our seniors’ health and wellness, we understand there
remains opportunity for growth. As always, my office is open to anyone
wishing to offer their input and share their thoughts on how we can better
support our seniors.
By Daniel Bianchi
This year Pittsfield has taken part in a
county-wide movement examining aging in
the Berkshires, and as a part of this ongoing
effort, my office was invited to join the Age
Friendly Vision Task Force 2020. Through this Daniel Bianchi is the mayor of Pittsfield. To contact him, call 499-9321 or
collaborative initiative, I have gained a greater email dbianchi@pittsfieldch.com.
understanding of the needs of seniors residing
in Pittsfield and Berkshire County.
While our community strives to accommodate the needs of all our residents, it must
be noted that our senior population comprises
Call Elder Services!
the city’s fastest growing age demographic.
It is important that we, as a city, examine the
1-800-544-5242
services offered to seniors. Through the Task Force we learned that Pittsfield, in comparison to other communities in the county, provides a host of
or 499-0524
valuable services that support our seniors. These resources include a public
transportation system, senior shuttle service, senior housing and a thriving
senior center. I also am proud to provide financial support for the Retired
The Time to think about “Your Future” is today!
Senior Volunteer Program (RSVP), which serves both seniors and the community at-large. It also provides an outlet for our community to benefit from
Berkshiretown Apartments
the knowledge and expertise of our retired seniors.
Let Us “Welcome You Home”
Seniors have been expressive about their needs and desires for a rich
176 Columbus Avenue
life. Based on a survey completed by nearly 1,000 senior citizens living in
Pittsfield, MA 01201
413-443-9125
Berkshire County, we identified areas of improvement within Pittsfield. I am
proud to share that, since becoming Mayor, I have added two walking loops,
Maximum Annual Income requirement:
one in the downtown area and the other in the Morningside neighborhood.
1 person $ 45,500
These walking loops are excellent resources in the spring, summer, and fall.
2 persons $ 52,000
They are handicap accessible and located on flat surfaces, making them a
Our Apartments include
great place for people to both exercise and enjoy downtown. However, in the
winter months, due to inclement weather, we fall short of providing easily
All Utilities Including Central Air
Private Balcony or Patio
accessible walking areas for seniors as well as suitable downtown access.
On-Site Laundry
Resident Services
Tenant Activities
Wellness Programs
While the mall is a great resource, I would love to develop an appropriate,
Professional Staff
Off Street Parking
Convenient
Location
Pet
Friendly
yearlong walking path for seniors here in Pittsfield. This goal is something
the Task Force is also interested in achieving.
VISIT US ON THE WEB WWW.OCONNELLSENIORLIVING.COM
In addition to exercise and downtown access, we learned that many
seniors are interested in living independently for as long as possible. In
Pittsfield we have senior housing and resources, such as Elder Services and
visiting nurses, who help to care for seniors in their own homes. We also
have independent living communities that provide the necessary support
to seniors while allowing them to maintain a sense of independence. I am
committed to working with these communities to ensure they are receiving
the support they need from the City. My office organized a well-attended
senior fair this year. Agencies and companies displayed their products and
services at the Boys & Girls Club. Many seniors and their children discovered
ways to allow for a meaningful senior experience.
Questions About Services
for Seniors?
The
Quality Time Club®
for Greylock members age 55 and over
Join QTC and take advantage of all the benefits
and services the Club has to offer.
Outings, Events, Meetings, Groups,
Volunteer Opportunities, and More!
For information about membership, visit any
Greylock branch throughout Berkshire County.
Or, visit us online at
www.Greylock.org.
Federally Insured by NCUA
Page 3
Elder Services' Berkshire Senior
October 2015
Our Community
Times are changing —
Try something new!
By Mark Amero
Pittsfield’s Froio Senior Center
Supportive Day Program
The Supportive Day Program, located at the Ralph Froio Senior Center in
Pittsfield, provides respite care for individuals age 55 year and older who
are facing various challenges to socialize, maintain independence, create
relationships, and stay active both cognitively and physically. Daily activities
include current events, participating in crafts, playing games, exercises, dancing,
trivia, field trips, and special events. A light breakfast is provided in the morning
and a well-balanced lunch is served mid-day through Elder Services' Nutrition
Program, complete with a piano player. Transportation is available by the Council
on Aging van service. The Supportive Day Program operates from 9 a.m. to 3
p.m., Monday to Friday. Come visit “The Happy Club” or call 499-9346.
Free Thanksgiving
baskets for
those in need
This year the Food Pantries of Pittsfield
have come together as Thanksgiving Turkey Angels for residents of
Pittsfield, Richmond, and Hancock who cannot otherwise afford a
Thanksgiving dinner.
Make-it-yourself turkey dinners, consisting of a frozen turkey, all the trimmings, and pie for dessert will be distributed on Monday, November 23
from Noon to 6 p.m. at South Church, 110 South Street, Pittsfield.
You, a friend, or family member must go in person to sign up at South
Church, 110 South St., Pittsfield on any of the following dates and times
the week of October 26.
•
Monday, Oct. 26, 2015 9-11 a.m.
•
Tuesday 3-5 p.m.
•
Wednesday, 1-3 p.m.
•
Thursday – 3-5 p.m.
•
Friday – 9-11 a.m.
It’s funny how you look back
at your early youth, and reflect on
who you were compared to who you
are now. When I look back, I see
a socially unaware, awkward, and
confused young man. I recall taking
everything and everyone literally.
There were times when I knew I was
different from other boys, but never
understood why. There are moments
when I think about the pain of growing up “different,” and I sometimes
still feel embarrassed — even selfconscious — as an adult. Growing
up gay in a small town is tough, but
not nearly as tough as it was for adults
who had to face the fear of being
shamed publicly if somebody found
out about their sexuality.
My generation had a sexuality
explosion in the late eighties and early
nineties. I was 18 when I came out
publically. Within a few months, I
had been exposed to gay nightlife,
learned about some seedy acts that
terrified me, and even went to my
first gay pride festival in New York
City. It happened to be the 25th anniversary of the Stonewall movement.
I remember that June 25th in 1994,
being filled with anxiety. I had never
been to a large city, and I was fearful
of getting lost — or worse — finding myself in a risky situation if I did
lose my friends. The weekend was
successful, and I grew stronger in my
own self-acceptance.
I often think with compassion
about those who struggled by themselves, isolated and alone, trying to
understand what was wrong with
them in the decades preceding gay
liberation. Even now, there are seniors who identify as lesbian, gay,
bisexual, or transgender (LGBT) still
living in secrecy. Many are still fearful of rejection and discrimination.
They trust few with the knowledge
of who they really are. Can you
imagine wanting to tell your doctor
that you are not married, but you
have a lifelong partner who you call
your ‘roommate’? Can you imagine
wanting to be married to your life
partner, but having a crippling fear of
what others will think of you? Can
you imagine fearing nursing homes,
because of how you might be treated?
These are real fears that many LGBT
seniors face.
Looking at the challenges I faced
growing up when I did, versus those
faced individuals who came of age
not having those same opportunities
and support, it is obvious why many
people fear telling friends and loved
ones that they are a member of the
LGBT community. That is why I
am starting an initiative with Elder
Services, where I will provide the
largely isolated aging LGBT community with a network of resources,
acquaintances (maybe friendships),
and information. It was hard enough
growing up in a time where your
voice was stifled: it shouldn’t have
to be that way any longer.
Please join us every second
Wednesday at the Pittsfield Unitarian Universalist Church on Wendell
Avenue from 2 to 4 p.m. for light
refreshments, various activities, and
conversation. Why choose to live
in a closet, when you can live in a
more colorful and connected world in
which you can be yourself? I hope to
see you there on October 14th!
Mark Amero is Elder Services’ Ombudsman Program Manager.
Rainbow Seniors of Berkshire County
Berkshire Senior TV
Berkshire Senior TV produces programs on topics of
special interest to seniors and their families. These informative half hour programs are shown regularly on local
Berkshire cable channels. Check your cable TV guide for
exact broadcast times of Berkshire Senior TV.
PCTV - Access Pittsfield (Central Berkshire) – Channel 16
Tuesdays at 7 and 11:30 a.m., & at 3, 6:30 and 10 p.m.
NBCT (Northern Berkshire) – Channel 15
Thursdays 9 p.m.
A senior-citizens program with a special outreach to lesbian,
gay, bisexual, and transgender seniors
Every Tuesday
1 - 3 p.m.
First Congregational Church of Williamstown
For more information check our website at
www.rainbowseniors.org, email us at
ed@rainbowseniors.org, or call Ed at 413-441-6006.
CTSB (Southern Berkshire) – Channel 16
Visit www.ctsbtv.org or call 243-8211
WilliNet (Williamstown) – Channel 17
Visit www.willinet.org/schedule/WilliNet Channel 17 or call 458-0900
Page 4
October 2015
SHINE (Serving the Health Insurance Needs of Everyone)
SHINE volunteers attend a training to prepare for open enrollment.
Shauna Post is Elder Services’ new SHINE and Money Management
Coordinator. Joining her are several of Elder Services’ SHINE counselors. Post,
a former Elder Services Client Services Coordinator, looks forward to serving
seniors in her new capacity.
Where you can meet with a SHINE
counselor
City/Town/Phone
Medicare Open
Enrollment seminars
Adams
743-8333
Becket/Otis/Sandisfield
269-0100 x107
Dalton
684-2000
Great Barrington
528-1881
Hinsdale
655-2310 or 655-2929
Lanesborough
It’s that time of year again! If you have a Medicare Prescription Drug
Plan or a Medicare Advantage Plan (HMO, PPO), you should be receiving
information from your plan by the end of September. It is important to understand and save this information because it explains the changes in your
plan for 2016.
During the annual Medicare Open Enrollment Period (October 15 - December 7), you will have a chance to change your plan for next year. Elder
Services’ SHINE Counselors can help you understand your plan changes,
as well as other options you may have.
Trained SHINE volunteers offer free, confidential counseling on all aspects of Medicare and related health insurance programs. Appointments are
available at many Councils on Aging and at Elder Services’ Pittsfield office.
Open enrollment seminars will be offered by trained SHINE counselors
at the following locations in October.
•
Florida COA, October 26, at 11 a.m.
•
Great Barrington Senior Center, October 21, at 1 p.m.
•
Sheffield Senior Center, Thursday, October 15, at 1 p.m.
•
Stockbridge Senior Center, Friday, October 16, at 11 a.m.
448-2682
Lee
243-5545
Lenox
637-5535
North Adams
662-3125
Pittsfield
499-9346
Sheffield
229-7037
Stockbridge
298-4170 x263
Williamstown
458-8250
Address
Visitors Center
3 Hoosac Street
Otis Town Hall
One North Main Road
Senior Center
40 Field Street Extension
Claire Teague Senior Center
909 South Main Street
Hinsdale Town Hall
39 South Street
Lanesborough COA
83 North Main Street
Lee COA
21 Crossway
Community Center
65 Walker Street
Spitzer Center
116 Ashland Street.
Ralph J. Froio Senior Center
330 North Street
Senior Center
25 Cook Road
Senior Center
50 Main Street
Harper Center
118 Church Street
Call Elder Services’ SHINE Department at 499-0524 or 1-800-544-5242
for more information.
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18 Oak St., Pittsfield, MA
(413) 447-3800
Page 5
October 2015
Elder Services
Greylock provides third
installment of a fiveyear, $50,000 pledge to
Meals on Wheels
Greylock Federal Credit Union
has made the third of five $10,000
contributions to Elder Services in
support its Meals on Wheels program. The five-year $50,000 pledge
by Greylock began in 2013 and will
be completed in 2017.
Greylock President Marilyn L.
Sperling said, “Elder Services reminds us that no one should have to
go hungry. We believe that the Meals
on Wheels program is not only a
necessity for homebound seniors,
but also for the family members
involved. We applaud the mission of
Elder Services, and it is a pleasure
to provide benefits for those whose
interests we share.”
Greylock’s continuing commitment demonstrates their mission of
strengthening the community they
serve. Greylock’s $50,000 pledge
helps Elder Services’ Meals on
Wheels program provide nearly
70,000 meals to seniors in need.
The multi-year pledge is intended to
enhance Meals on Wheels’ program
funding stability.
Elder Services Executive Director John Lutz said, “The Meals on
Wheels program reaches some of
the most vulnerable seniors in Berkshire County. The typical person
who receives a visit from a Meals on
Wheels driver is between the ages
of 75 and 90, female, widowed, and
living alone on a fixed income. Each
visit provides not only a hot nutritious
meal, but also vital social contact, as
well as a health and safety wellness
check.”
Elder Services’ Meals on Wheels
program provides more than 215,000
meals annually for Berkshire County
seniors, averaging 900 meals each
Monday through Friday. Lutz added,
“Greylock’s support is much needed
and appreciated given the steep rise in
utility, food and transportation costs
in recent years. We continue to be
extremely grateful for this significant
gift.”
The mission of Elder Services of
Berkshire County, Inc. is to provide
Berkshire elders, caregivers, and
individuals with disabilities the opportunity to live with dignity, independence and self-determination, and
to achieve the highest possible quality
of life. Those seeking more information about Elder Services’ programs
can call 499-0524 or 1-800-544-5242
or visit www.esbci.org.
Page 6
About Greylock Federal Credit
Union
Greylock membership is open
to anyone who lives, works, attends
school, worships or regularly conducts business in Berkshire County.
Greylock Federal is wholly owned by
its more than 70,000 members and
offers full-service branches in Pittsfield, Great Barrington, Lee, Adams,
North Adams, Williamstown and
Lanesborough. Greylock has a Low
Income Designation (LID) from the
NCUA and certification by the U.S.
Treasury Department’s Community
Development Financial Institutions
(CDFI) Fund allowing the Credit
Union to offer expanded services to
low and moderate income families.
More information is available online
at www.greylock.org.
Greylock’s family of businesses
includes:
• Greylock Insurance Agency, with
seven locations county-wide,
handles commercial and personal
lines including auto, homeowner’s, life, disability, long-term
care insurance, all forms of bonding, and 24/7 claims service.
• Greylock Investment Group
offers access to a full array
of services including financial
planning, retirement planning,
investment management, mutual
funds, annuities and portfolio
management.
• Greylock Marketing Group is a
full-service advertising agency
dedicated to helping other credit
unions, businesses and not-forprofit organizations meet their
communications and marketing
objectives.
• Greylock Employee Benefits
Services offers comprehensive
consultation and brokerage services for group medical, dental,
life and disability insurance.
Berkshire Senior TV often features Elder Services' programs and services.
(Left to right) Options Coordinators John-Arthur Miller and Laura Tatro,
Benefits Coordinator Ann Rocchi, and Home and Community-based Programs
Supervisor Bonny DiTomasso.
BENEFITS PAGE 1
Berkshire County to achieve financial well-being.
Volunteer Benefits Counselors
visit seniors in their homes or meet
them at Councils on Aging, senior
centers, and other public locations for
non-health related benefits counseling and application assistance. Counselors help seniors apply for programs
that pay for basic expenses such as
food, energy, weatherization, and
home maintenance and repairs. The
Volunteer Benefits Counselors not
only help elders navigate the application process but also help to educate
and inform so they feel empowered
by the process rather than intimidated
or shamed by it.
There are many programs available to help seniors maximize their
savings and hopefully stay in their
homes longer. Examples of application assistance include: SNAP (formerly known as food stamps) and
referrals to other food programs, fuel
assistance, heating system repair and
appliance management, and home
modifications. Seniors can receive
help applying for low or no-interest
loans and grants for home repair and
weatherization, as well as energy efficiency upgrades. Counselors will
offer information about energy sav-
Elder Services Speaks 200 Languages!
Beginning English speaker? Did you know
that Elder Services has the ability to communicate with individuals speaking over 200
different languages? Don’t let language be
a barrier to getting services for you, your
aging parents or grandparents.
Elder Services’ Options Counselor
Laura Tatro, who helps connect
seniors and individuals with disabilities
with vital resources and information
on long-term services, set up a
table at the North Adams Downtown
Celebration this summer to meet with
people and speak with them about
their needs.
ings from MassSave and will make
referrals to Veteran’s services. Benefits Counseling may also include offering details about utility arrearage
programs, discounts on phone, gas,
electric and local property tax exemptions such as the Circuit Breaker Tax
Credit.
If you or a family member is
feeling overwhelmed by expenses,
a Benefits Counselor may be able
to assist you in applying for benefits
you may not have considered. For an
appointment, contact Ann Rocchi at
499-0524 or 1-800-544-5242 ext.175.
Let our trained counselors help you
apply for your available benfits.
Bonny DiTomasso is Elder Services’
Call us today at 499-0524 or 1-800-544-5242 for more information. Home and Community Based Programs Supervisor.
Elder Services' Berkshire Senior
October 2015
Your Dollars
An attorney can help
plan for long term care
By Pamela R. Green
Meeting with clients to discuss estate planning frequently morphs into
a discussion about asset preservation
in the event long term care is needed.
All too often, people who have already completed their estate planning
either ignore the issue of asset preservation or wait until it is too late to take
full advantage of advance planning.
Others reach that crucial point where
they, or a loved one, need long term
care and they still do not seek out legal
advice. Furthermore, you might learn
that you have received bad information from a well-intentioned friend or
family member. It is rarely appropriate for people to navigate the world of
long term care finance alone, and this
article will explain why.
First and foremost, it is important
to educate yourself about long term
care and how paying for it will affect
your assets. An attorney who is well
versed in long term care planning can
review your assets as well as your
family circumstances and explain the
options available to you for advance
planning. With advance planning,
clients who are confident that long
term care is at least five years away
(the “look back” period for giving
away and protecting your assets) have
options not available to people who
have immediate care needs. For example, they can take advantage of an
irrevocable trust to shelter real estate,
investments, and other assets. With
a properly drafted trust, assets placed
into the trust are “non-countable”
when applying for Medicaid coverage
in a nursing home five years after the
transfer. So long as you are otherwise
eligible for coverage, the assets in the
trust will be exempt and protected.
The use of trust planning is complicated, and often misunderstood. Not
every trust qualifies for Medicaid
protection — for example, a revocable
trust designed for probate avoidance
or tax planning will not work.
Additionally, a lot of people think
that a deed with a retained life estate
is the “perfect” way to preserve and
protect real estate. For some clients,
it is a good option, but many do not
understand that if they enter a nursing
home, their income will no longer be
available to maintain the property. If
it will be vacant and sold, their “life
estate” has a dollar value that will
need to be paid to the nursing home
— thereby eliminating some of the
protection originally provided by the
life estate deed. There are also important tax consequences to understand
in the event the house is sold during
your lifetime when it is subject to a
life estate.
An attorney can also educate you
about the future consequences of
no planning, or they can guide you
through the process in the event immediate planning is required. Some
options for immediate asset preservation are available to a couple when one
of them requires long term care, but
these options require careful advice.
For example, we may be able to preserve assets in excess of the Medicaid
limits (approximately $120,000 for a
married couple) by converting those
assets to an income stream for the
community spouse via a Medicaidqualifying annuity. An attorney can
guide you through the process of
choosing an annuity and which assets
are preferable for annuitizing, while
also advising as to tax consequences
of the plan.
Additionally, an attorney can
provide guidance to further protect
those assets in the event of the death of
that community spouse. An attorney
might advise a community spouse to
modify their Will in order to avoid
leaving preserved assets directly to
the spouse in a long term care facility.
Under those circumstances, a Will
can be drafted where those assets are
held in a special needs trust for that
Mass. Law: Prohibition of Bank Fees
on Deposit Accounts
Massachusetts law prohibits banks from imposing any fee, charge, or
other assessment against the non-business savings account or checking
account of any person age 65 or older, or 18 years old or younger. All
people on the account must meet the age requirements unless the only
person not meeting the requirements is the spouse of the depositor. A
reasonable charge, as determined by the Commissioner of Banks, may
be assessed against such accounts when payment has been refused
because of insufficient funds on any checks drawn on such accounts.
Please check with your local bank for further information.
Page 7
Funding available for
spaying or neutering cats
Animal Dreams, a Pittsfield-based organization committed to the
well-being of community cats, has been given funding to “fix” 500 cats in
Pittsfield. The grant is focused primarily on free-roaming cats (feral, stray,
or owned cats who go outside) though there are some slots for indoor-only
cats. If you care for an unowned (feral) cat in Pittsfield, the spay or neuter is
free. To fix your own cat, the cost is only $30, which also includes a rabies
shot. Call now, while funding is available. 413-997-2287.
spouse, so the assets may be used if
needed, but are not required to be
spent on the cost of a nursing home.
When the nursing home resident dies,
the assets can be distributed to family members without repayment to
MassHealth.
In addition to the above scenarios,
one or more exceptions to the general
rules could be missed without legal
assistance. One such exception involves transfers to the disabled child
of a Medicaid applicant. A parent
needing long term care may give
excess assets to that disabled child
without penalty. A second example
would involve a home owned jointly
by two siblings – if one of them requires nursing home care, they may
transfer their one-half of the property
to their sibling without penalty if they
meet the proper criteria.
Ultimately, as with any planning,
there are advantages and disadvantages. There are also many more tools
and exceptions than those discussed
here that could help you plan for long
term care. You should discuss all
options with your attorney and be
certain you understand your options
before making a decision.
Pamela R. Green is an elder law
attorney and partner with the law
firm of Parese, Sabin, Smith & Gold,
LLP. She can be reached at green@
pslawoffice.com (email) or by phone
at 443-1700.
October 2015
For Your Information
Protect yourself from
Save energy, save
scams and identity theft money
By Laura Feakes
Financial exploitation of seniors is an alarmingly fast-growing
trend. Traditional scams, in which
a stranger uses deception to trick
someone out of his or her money,
are one example and can materialize
in many different ways. Examples
include: the grandparent scam, Nigerian prince emails, fake lottery
winnings, sweetheart scams, hidden
shipping and handling fees or subscriptions, and home improvement
cons. Unfortunately, as soon as one
is quashed, another pops up in its
place. Identity theft is another form
of financial exploitation, which can
include someone taking out a credit
card or other financial instrument in
someone else’s name, using misappropriated information about his or
her identity, or using an existing financial product, such as stolen credit
card number or checkbook, without
authorization.
Even the most careful and vigilant person can unwittingly slip and
give out personal information they
shouldn’t have. Or you might be
unaware that someone has surreptitiously obtained your information
by hacking into a business computer
system until weeks later when you
see an unfamiliar charge on a credit
card statement. If you suspect that
someone has stolen your identity or
perpetrated a scam, acting quickly
is the best way to limit the damage.
Setting things straight will involve
some work.
If you’re a victim of identity
theft, it is recommended that you
take the following four steps as soon
as possible, and keep records of your
conversations and copies of all correspondence.
1. Contact one of the three major
credit bureaus to place a free
fraud alert on your credit reports.
The company you call must tell
the other companies about your
alert. The alert tells businesses
to contact you before opening
any new accounts in your name.
You can renew the alert every 90
days, or longer if you’ve filed a
police report.
Equifax - www.equifax.com/
CreditReportAssistance, 1-888766-0008
Experian – www.experian.com/
fraud, 1-888-397-3742
TransUnion – www.transunion.
com/fraud, 1-800-680-7289
Then review your reports and
correct any fraudulent issues
you find. The law allows you to
order one free copy of your rePage 8
port from each of the three major
credit reporting companies every
12 months.
The three credit reporting companies have set up a central website,
www.annualcreditreport.com,
and a toll-free telephone number
(1-877-322-8228) through which
you can order your free annual
report. Do not contact the three
credit reporting companies individually. They are providing free
annual credit reports only through
annualcreditreport.com, 1-877322-8228 or mailing to Annual
Credit Report Request Service
(address and form on the website).
2. Close the accounts that you know,
or believe, have been tampered
with or opened fraudulently.
3. File a report with your local
police or the police in the community where the identity theft
took place.
4. File a complaint with the Federal Trade Commission, www.
ftccomplaintassistant.gov,
1-877-FTC-HELP (1-877-3824357).
Consumer scams can happen on
the phone, through the mail, e-mail,
or the internet; and they occur in person, at home, or at a business. If you
believe you’ve responded to a scam,
file a complaint with:
• The Federal Trade Commission,
www.ftccomplaintassistant.gov,
1-877-FTC-HELP
• The Attorney General of Massachusetts, www.mass.gov/ago/
elders, Elder Hotline: 888-2435337
• Your local consumer program.
In Berkshire County: Berkshire
Consumer Services Program,
1 Fenn St, 4th Floor, Pittsfield,
413-344-4861, www.bcrha.com/
consumer.html
People of any age and at any stage
of their life are at risk of falling prey
to a scam. To help protect yourself,
follow these tips:
• Put your phone numbers on the
National Do Not Call Registry.
Go to www.donotcall.gov or call
1-888-382-1222
• Don’t share numbers or passwords for accounts, credit cards,
or Social Security, unless you
know whom you’re dealing with
and why they need the information.
• After hearing a sales pitch, take
time to compare prices. Ask for
information in writing and read
it carefully
If it sounds too good to be true,
By Laura Feakes
Autumn is the ideal time to winterize your home to protect it against
the upcoming dipping thermometer. You can make your home feel warmer
without turning up the heat. No matter what type of fuel you use to heat your
home, if you make your home more energy efficient you will lower your
energy consumption and thereby reduce your heating bill.
With these winterization tips, you’ll save energy without spending much
money:
• Check the heating system and give it a tune-up. Keeping your furnace
clean, lubricated, and properly adjusted will reduce energy use.
• Change furnace filters regularly during the heating season. Dirty air
filters restrict airflow and increase energy demand. Or consider switching to a permanent filter to reduce waste.
• Install a programmable thermostat to automatically drop to a lower
temperature at night and at times when you are away from your house.
• Properly seal doors and windows. Caulk or weather-strip windows and
doors to prevent heat loss. Install storm windows and doors to keep out
drafts. Or put up plastic - pick up a window insulation kit at your local
hardware or discount store.
• Pay less for hot water by insulating pipes with foam insulation that is easy
to install. This also decreases the chance of the pipes freezing, especially
in uninsulated spaces or against outside walls.
• Wrap your water heater in an insulation blanket to prevent heat loss. Drain
water from the tank every few months to remove sediment that impedes
heat transfer and lowers the efficiency of your heater.
• Insulate your attic, walls, basement, and crawl space. By increasing and
filling gaps in insulation in older homes you keep the home warmer in
winter and cooler in summer.
• Clean warm-air registers, baseboard heaters, and radiators, and make
sure furniture and curtains are not blocking vents.
Not sure where to start? Get a home energy assessment. A home energy
assessment is a professional audit of how you use energy in your home and
where you can make improvements. Mass Save® offers a no-cost home
energy assessment to help homeowners make home improvements that save
money, electricity and heating fuel. After you schedule an appointment, an
Energy Specialist will visit to assess your home’s current energy use and
provide a customized list of energy-saving recommendations. They will
help prioritize cost-effective improvements for your home, and let you know
about rebates, discounts, tax credits, 0% financing and other incentives to
make it more affordable. They may even install no-cost immediate savings
measures such as compact fluorescent light bulbs, programmable thermostats,
and water saving devices.
Schedule your no-cost Home Energy Assessment with a Mass Save®
Energy Specialist by calling 1-866-527-7283. Get more information and take
an Online Home Energy Assessment on their website, www.MassSave.com.
Laura Feakes is one of Elder Services’ Information and Referral Specialists
it probably is. Ask yourself why
someone is trying so hard to give you
a “great deal”.
Watch out for deals that are only
“good today” and thereby pressure
you to act quickly. Be suspicious if •
you are not given enough time to read
a contract or get legal advice before
signing. Also watch out if you are told
that you need to pay the seller quickly,
for example by wiring the money.
Never pay up front for a promised
prize. Suspect a scam if you are re- •
quired to pay fees or taxes to receive
a prize or other financial windfall.
Resources:
• $avvy $eniors: How to Avoid Financial Fraud (February 2015), a
publication of the Massachusetts
Office of the Attorney General.
Download a free copy at: www.
mass.gov/ago/docs/consumer/
savvy-seniors.pdf
Taking Charge: What to do if
Your Identity is Stolen, a publication of the Federal Trade
Commission. Download a free
copy at: www.consumer.ftc.gov/
articles/pdf-0009-taking-charge.
pdf.
IdentityTheft.gov is the federal
government’s one-stop resource
for identity theft victims. The site
provides streamlined checklists
and sample letters to guide you
through the recovery process.
October 2015
Fire Prevention Week
Two Upcoming Fire Safety
events:
“Home Safety for Older
Adults”
Tuesday October 6 - 9:30 a.m.
nd
Ralph Froio Senior Center, 2
Floor
Informational handouts and
gifts for attendees.
Be Red Cross Ready
Fire Prevention & Safety Checklist
The most effective way to protect
yourself and your home from fire
is to identify and remove fire
hazards. Sixty-five percent of
home fire deaths occur in homes
with no working smoke alarms.
During a home fire, working
smoke alarms and a fire escape
plan that has been practiced
regularly can save lives.
• If a fire occurs in your home, GET OUT, STAY OUT and CALL for help.
• Install smoke alarms on every level of your home, inside bedrooms and
outside sleeping areas. Test them every month and replace the batteries
at least once a year.
• Talk with all household members about a fire escape plan and practice
the plan twice a year.
Practice fire safety at home
Prevent home fires
In case of fire …
Fire Safety Week Annual
Open House
Saturday October 10 11 a.m. to 2 p.m.
74 Columbus Ave. Fire House
Free pizza from Papa Ginos
SAFETY PAGE 1
steadily as we once did.
Persons with hearing disabilities,
who cannot hear the alarm from
a standard smoke detector, might
need special devices such as extra
loud light/strobe smoke detectors
and bed shaker devices. Devices for
the deaf or hard of hearing might be
available from your local social assistance agencies. The AdLib agency
on North Street in Pittsfield has these
devices; to contact them, call Cheryl
at AdLib, 442-7047 ext. 14
What do you do when a smoke
detector does sound? If a smoke detector sounds, exit your home through
the nearest exit. Do not open any interior doors on your way out without
feeling the door first for heat with the
back of your hand. If the door is not
hot, open it slowly and look for smoke
or fire, if you do not see any, move to
the closest exit as quickly as possible
and go to your “meeting place.” This
is a pre-planned place for all of your
home’s occupants to meet in case of
a fire. Your meeting place should be
in the front of the property and near
a landmark if possible (mail box, tree,
sidewalk, etc.). Call 911 when outside
if possible and never go back inside
for anything until allowed by the
Fire Department. If when you feel
the door it is hot, do not open it, and
instead use your second exit. If your
second exit is a window and you feel
that you cannot exit this way safely
without assistance, call 911 and report
your emergency and your location.
Then use towels or other fabrics to
fill the voids around and under the
door to keep smoke from entering the
Page 9
Steps You Can Take Now
Smoke Alarms
Follow Your Escape Plan!
❏ Keep items that can catch on fire at least
three feet away from anything that gets
hot, such as space heaters.
❏ Install smoke alarms on every level of
your home, inside bedrooms and outside
sleeping areas.
Remember to GET OUT, STAY OUT and
CALL 9-1-1 or your local emergency phone
number.
❏ Never smoke in bed.
❏ Teach children what smoke alarms sound
like and what to do when they hear one.
❏ If closed doors or handles are warm, use
your second way out. Never open doors
that are warm to the touch.
❏ Talk to children regularly about the
dangers of fire, matches and lighters and
keep them out of reach.
❏ Turn portable heaters off when you leave
the room or go to sleep.
Cooking Safely
❏ Stay in the kitchen when frying, grilling or
broiling food. If you leave the kitchen for
even a short period of time, turn off the
stove.
❏ Stay in the home while simmering,
baking, roasting or boiling food. Check it
regularly and use a timer to remind you
that food is cooking.
❏ Keep anything that can catch fire—like pot
holders, towels, plastic and clothing—
away from the stove.
❏ Keep pets off cooking surfaces and
countertops to prevent them from
knocking things onto the burner.
Caution: Carbon Monoxide Kills
❏ Install carbon monoxide alarms in central
locations on every level of your home and
outside sleeping areas.
❏ If the carbon monoxide alarm sounds,
move quickly to a fresh air location
outdoors or by an open window or door.
❏ Never use a generator, grill, camp stove or
other gasoline, propane, natural gas or
charcoal-burning devices inside a home,
garage, basement, crawlspace or any
partially enclosed area.
❏ Once a month check whether each alarm
in the home is working properly by
pushing the test button.
❏ Replace batteries in smoke alarms at least
once a year. Immediately install a new
battery if an alarm chirps, warning the
battery is low.
❏ Smoke alarms should be replaced every 10
years. Never disable smoke or carbon
monoxide alarms.
❏ Carbon monoxide alarms are not
substitutes for smoke alarms. Know the
difference between the sound of smoke
alarms and carbon monoxide alarms.
Fire Escape Planning
❏ Ensure that all household members know
two ways to escape from every room of
your home.
❏ Make sure everyone knows where to meet
outside in case of fire.
❏ Practice escaping from your home at least
twice a year and at different times of the
day. Practice waking up to smoke alarms,
low crawling and meeting outside. Make
sure everyone knows how to call 9-1-1.
❏ Teach household members to
STOP, DROP and ROLL if their clothes
should catch on fire.
❏ Crawl low under smoke.
❏ Go to your outside meeting place and then
call for help.
❏ If smoke, heat or flames block your exit
routes, stay in the room with doors closed.
Place a wet towel under the door and call
the fire department or 9-1-1. Open a
window and wave a brightly colored cloth
or flashlight to signal for help.
Use Caution with Fire Extinguishers
❏ Use a portable fire extinguisher
ONLY if you have been trained by
the fire department and in the following
conditions:
• The fire is confined to a small area,
and is not growing.
• The room is not filled with smoke.
• Everyone has exited the building.
• The fire department has been called.
❏ Remember the word PASS when using a
fire extinguisher.
• Pull the pin and hold the extinguisher
with the nozzle pointing away from
you.
• Aim low. Point the extinguisher at the
base of the fire.
• Squeeze the lever slowly and evenly.
• Sweep the nozzle from side to side.
Let Your Family Know You’re Safe
If you experience a home fire or any disaster, register on the American Red Cross
Safe and Well Web site available through RedCross.org to let your family and
friends know about your welfare. If you don’t have Internet access, call 1-866GET-INFO to register yourself and your family.
For more information on disaster and emergency preparedness, visit RedCross.org.
Copyright © 2009 by the American National Red Cross
room. Open the window if no smoke
is visible outside and shout for help.
According to the U.S. Fire Administration and FEMA, adults age
65 and older are more than twice as
likely to die in fires than the nation’s
population as a whole. Individuals
aged 85 or older are more than four
times. Older adults have a higher risk
of injury from fires. Fire Safety Edu-
cators believe we can help lower the
risk factors for elder adults by teaching them some basic home fire safety
lessons and tips. Fire safety training
and education is so important to
safety and welfare for everyone, but
to me it has an increased importance
for children and elder adults.
If you have fire safety questions, please contact your local Fire
|
Stock No. 658536
Department. More fire safety tips
are available from the U.S. Fire Administration’s website at http://www.
usfa.fema.gov/prevention/outreach/
older_adults.html.
Randy Stein is the Fire Inspector/
Senior S.A.F.E educator for the Pittsfield Fire Department.
October 2015
Elder Services
Elder Independence Appeal
We Remember
July Memorial Donations
Lawrence Roberts
Mr. Nicholas E. Kirchner, Jr.
Frances Boos
Dr. & Mrs. Larry J. Pellish
Rose Cariddi
Mr. & Mrs. Louis Manica
Mr. & Mrs. Peter Reardon
Mr. Alphonse Torchia
Mr. & Mrs. Michael Torchia
Mary Fleming
Ms. Muriel R. Fitzgerald
Mr. Nicholas E. Kirchner, Jr.
Mr. & Mrs. Robert Talanian
Ms. Diane Israelite Weinstein
Richard Gerlach
Ms. Samantha A. Clifford
Mr. & Mrs. Jeremy Rudd
Ms. Gail R. Ranzoni
Mr. & Mrs. Joseph Salzano
The American Legion Post #456
Metilde Kassner
Ms. Cheryl Ann Chalmers
Jane Theroux
Mr. & Mrs. George Quadrozzi
William E. Tierney
Mr. & Mrs. Wayne Tenney
Ann Kelly Watroba
Mr. Philip A. Palano
William L. Wuori
American Institute for Economic
Research
Mr. Leonce Roger
Ms. Deborah A. Wuori
Joe Greenbush
Mr. & Mrs. Stanley Baran
Alma Howard
Mr. Charles P. O’Brien
Mrs. Helena Matthews
The Lenox National Bank
Alexander Hryckvich
Mr. & Mrs. Donald Cripps
General Donations
Mr. & Mrs. Harold Rudin
Mr. Lee Easter
Editor’s Note:
Unless requested otherwise, each month Berkshire Senior publishes the
names of donors to Elder Services and those honored by the donations.
These funds help Elder Services provide Berkshire seniors with programs
and services to help them remain independent. Contributions are taxdeductible to the extent of the law.
Correction to the September Berkshire Senior’s Donor List:
Pattie Pero donated to Elder Services in memory of
Rosemary, Ryan, and Lavona Pero.
You Can Donate
to Elder Services Online!
JUST GO TO WWW.ESBCI.ORG & CLICK
THE BLUE "DONATE!" BUTTON
Mr. & Mrs. Gordon Adelson
Mr. & Mrs. Ronald Adler
American Legion Auxiliary,
Unit 155 Dalton
Ms. Joan Andrews
Mr. & Mrs. Frank Aulisio
Mr. Claude Austin
Dr. Norman L. Avnet
Ms. Anita Bakst
Ms. Nellie Baran
Mr. & Mrs. Stanley Baran
Mrs. Marion Barry
Mrs. Alma U. Beer
Mr. Angelo P. Berasi
Berkshire Communicators, Inc.
Mr. & Mrs. Samuel Bittman
Mr. & Mrs. Ronald H. Bourgoin
Mr. & Mrs. Austin Brazee
Mrs. Joy M. Brown
Ms. Pamela B. Burger
Ms. Cheryl Ann Chalmers
Ms. Carol Christopher
County Ambulance Service
Cupboards & Roses
Ms. Marilyn J. Daub
Mr. Alfred A. Derosia, Sr.
Mr. Robert Dillon
Ms. Marion J. Dobbert
Mr. & Mrs. Gilbert d'Oliveira
Mr. & Mrs. Joseph Domenichini
Mr. & Mrs. David Eichstedt
Ms. Phoebe Eisenberg
Mr. & Mrs. Michael C. Evans
Mr. & Mrs. Franklin Feigin
Mr. & Mrs. Raymond Fillio
Ms. Doris Smith Fleisher
Mr. Neil Fox
Mrs. Toni Front
Mr. & Mrs. Sully Garofano
Mr. & Mrs. James Gaunt
Ms. Hilda Getter
Mr. Louis Giovanetti
Mr. David B. Grady
Ms. Rosemary M. Graves
Great Barrington Branch of M.A.
Police
Greek Ladies Philoptochos Society
Ms. Sally Green
Mr. & Mrs. Hiram Greene
Mr. Edwin R. Griffin, Sr.
Mr. Donald Hagberg
Ms. Esther Herrick
Mr. David J. Hook
Mr. Frank Intelisano
Mrs. Alice Jirak
Mr. & Mrs. David Johnson
Mr. & Mrs. David Kipp
Ms. Elizabeth C. Knott
Mrs. Susan Kormanik
Questions about housing?
Scroll down the page to see a number of options for supporting
Berkshire seniors. You can provide an e-check, use your credit
or debit card, or donate non-cash items. You can donate to the
“Greatest Service Need” or choose to designate your gift to the Elder Independence Appeal, Meals on Wheels, the Elder Care Fund,
or make a Memorial or In Honor of Donation.
THANK
Ms. Inge Kouloganes
Ms. Louise Koval
Mr. Ronald Kruszyna
Ms. Dorothy Kushi
Mr. & Mrs. Alan Kushnet
Mr. Neal Langlois
Ms. Fern E. Lavelle
Mrs. Evelyn Leonesio
Mr. Julian N. Lichtman
Ms. Larine Lippe
Ms. Doris Lussier
Ms. Florice Lynch
Ms. Katherine Malancyk
Mr. John J. Masiero, Jr.
Ms. Victoria May
Mr. Thomas Maynard
Ms. Lee McClelland
Mr. Thomas G. McClelland
Ms. Virginia McHugh
Mr. Frank J. McKeever, Jr.
Ms. Mary Mercuri
Mr. & Mrs. Robert G. Miner
Mr. John Robert Moskin
Mr. & Mrs. Donald K. Moulthrop
Mr. Philip A. Palano
Mrs. Elizabeth M. Papirio
Ms. Irene Penney
Mrs. Elizabeth A. Perras
Mrs. Phyllis Phillips
Mr. & Mrs. John W. Philpott
Ms. Shirley T. Polidoro
Mr. Raymond A. Porter
Mr. Joseph Powers
Mr. Thomas I. Prokopowicz
Ms. Helaine Rose
Mr. & Mrs. Lawrence Sands
Ms. Mary A. Schechterle
Cantor & Mrs. Robert Scherr
Ms. Giovannina Scoco
Mr. & Mrs. John C. Sherman
Mrs. Adam J. Skowronski
Ms. Barbara L. Smith
Mr. & Mrs. Leonard F. Sniezek
Mr. John Soules
Mr. & Mrs. Seth Stockwell
Mr. Don Taebel
Ms. Sandra Talora
Mr. & Mrs. Wayne Tenney
The Memory Clinic
Ms. Alice Traversa
Mr. & Mrs. Peter Troiano
Mr. & Mrs. John Turner
Ms. Rose Vadala
Mr. David Van Deusen
Mr. Robert E. Van Deusen
Mr. & Mrs. Donald J. Wasuk
Ms. Elizabeth Watson
Ms. Danielle Weber
Mr. Stephen Weinstein
Mrs. Olivia S. Zegarowski
YOU FOR YOUR HELP !
Call Elder Services
1-800-544-5242 or 499-0524
Page 10
Elder Services' Berkshire Senior
October 2015
Elder Services
Berkshire Bank
and Berkshire Life
foundations help support
Meals on Wheels
Elder Services of Berkshire
County has received $7,500 from
Berkshire Bank Foundation and
$8,000 from Berkshire Life Charitable Foundation to support the Elder
Nutrition/Meals on Wheels program
in Berkshire County. Each weekday
over 800 seniors receive hot, nourishing, noontime meals through this
critical community service, whether
delivered directly to their homes or
enjoyed at one of Elder Services’ 15
Senior Meal Sites, located throughout the county.
Elder Services’ Meals on Wheels
program provides more than enhanced nutrition in the form of a
hot meal. The social component is
perhaps equally important — the
well-being check and caring interaction that happens with the senior’s
friendly driver combats isolation
and loneliness. If a driver notices
a downward turn in the health of a
senior on his or her route, or if someone fails to answer the door for his
or her meal, the driver reports this
to Elder Services’ staff who contact
the senior’s emergency contacts and
help assess the situation.
Elder Services serves over
215,000 meals to Berkshire seniors
each year, helping them maintain
independence and remain in their
own homes for as long as possible.
Meals are served to seniors at Elder
Services’ meal sites for a suggested
donation of $2. Meals on Wheels
are delivered to seniors who cannot
prepare their own noontime meals,
and have no one to provide hot
meals for them. Neither aspect of
the program has financial eligibility
requirements.
About Berkshire Bank Foundation:
Berkshire Bank invests nearly
$2 million dollars each year to give
back to their communities through
charitable foundations and corporate
support. In addition to financial
support, the bank’s award-winning
Employee Volunteer Program provides employees with paid time off
to volunteer during regular business
hours to support their local communities.
Lori Gazzillo, VP and Director
of the Berkshire Bank Foundation
said, “We are so pleased to continue
to support this great program, which
meets an important need in our
Page 11
community. The Meals on Wheels
Program not only provides nutritious,
hot meals to those who might otherwise go without, but also extends a
daily visit to ensure the well-being of
those being served. We applaud Elder
Services and the many volunteers
who work so hard on behalf of those
in need.”
About Berkshire Life Charitable
Foundation:
The Pittsfield-based Berkshire
Life Insurance Company specializes
in disability insurance products that
serve the needs of highly skilled professionals, executives and business
owners. For over 14 years, Berkshire
Life Charitable Foundation has been
providing grants to organizations
that serve individuals with disabilities. The company also provides
employees the opportunity to serve
as volunteers to assist county nonprofits. For many years, Berkshire
Life employees have helped deliver
Meals on Wheels each weekday.
The president of Berkshire Life
Charitable Foundation, Alycia SaccoDuquette, said “It is our pleasure to be
able to support this critical community program, which helps elders with
disabilities receive home-delivered
meals to enhance their nutrition and
maximize their health. We are impressed with the work Elder Services
does on behalf of seniors, and are
glad to be a part of that work.”
Bravo, Dean Fredo Argiro!
Otis resident Dean Fredo Argiro, age 12, set out to raise money for Elder
Services’ Meals on Wheels program. He succeeded big time, raising $269.
and hand-delivering it to Elder Services in a white container. Dean Fredo
Argiro raised the money as a 6th grader at Farmington River Elementary
School. He's now at Monument Mountain Middle School. We’d say he has a
very bright future ahead of him since he already is practicing giving back to
the community. Congratulations, Dean Fredo Argiro. Good job!
Amazon will donate to Elder
Services each time you shop
AmazonSmile, a website operated
by Amazon, lets customers enjoy
the same wide selection of products,
low prices, and convenient shopping
features as on Amazon.com. The only
difference is that when customers
shop on AmazonSmile (smile.amazon.com), the AmazonSmile Foundation will donate 0.5% of the price
of eligible purchases to the charitable
organizations selected by customers.
Elder Services of Berkshire County is now registered as a non-profit
on Amazon Smile. If you purchase
through Amazon Smile, designating
Elder Services once, each time you
log into regular Amazon, you should
be offered the opportunity to purchase
through AmazonSmile again. If not,
just log in to www.smile.amazon.com
to ensure your purchases will qualify
for the AmazonSmile program.
To get started, go to www.smile.amazon.com, and select Elder Services
of Berkshire County, Inc. to receive
a .5% donation from your purchases.
On behalf of Berkshire elders,
thank you for choosing this option
when you shop at Amazon.
October 2015
Berkshire Senior
Looking for Quality
Affordable Senior Living?
You’ve just found the right place!
Columbia Arms
Rose Manor
Wahconah Heights
Francis Plaza
Supportive Housing Program
at Providence Court
PittsÀeld Housing Authority
65 Columbus Avenue • Pitts¿eld, MA
413-443-5936
Pay only 30% of
Your Income for Rent
All Utilities Included
24 Hour Maintenance Service
APPLICANTS MUST MEET STATE AND FEDERAL GUIDELINES
Bartlett-Wellington Inc.
Funeral Services
Call 684-0215 or
445-4064
525 Main Street,
Dalton
Safety is a
Right!
If you have any concerns
regarding elder abuse or
neglect, call 1-855-8743242, Monday through
Friday from: 9 a.m. to 5 p.m.
After hours, call the Elder
Abuse Hotline:
1-800-922-2275.
30 years of hospice.
Thousands of lives touched.
Gatherings and
Celebrations
for two to eighty
Creating Memories
For Generations
HospiceCare in The Berkshires
From set-up of in-home care to emotional support
and pain management, we’ve been providing care
to Berkshire County for more than 30 years. We
are the Berkshire’s most personalized hospice,
with neighbors caring for neighbors.
The difference is in our care.
We Support Local Farmers & Producers
877 South Street Suite 1W
Pittsfield, MA 01201
413-443-2994
www.hcib.org
We’re Perfecting the Art of Superior Care.
Page 12
Celebrate Holidays & Your Special Events At The Red Lion
Elder Services' Berkshire Senior
distinctive lodging · artful cuisine
timeless elegance
30 Main Street, Stockbridge, MA
(413) 298-1604 | RedLionInn.com
October 2015
For Your Health
No more jumping through hoops!
Elder Services of Berkshire County’s
FREE WELLNESS WORKSHOPS
Learn about simple ways to deal with chronic medical conditions,
to feel better, stay active, and do more of the things you like to do.
MY LIFE, MY HEALTH ~ Dealing with Chronic Illness
HEALTHY EATING ~ For Successful Living in Older Adults
A MATTER OF BALANCE ~ Managing Concerns About Falls
CHRONIC PAIN SELF-MANAGEMENT ~ Techniques and Exercises to Relieve Pain
For information about a workshop in or near your community, call Maria Connors at Elder Services, 413-499-0524, ext. 140.
Big fun and fellowship
at the Dalton CRA
By Alison Peters
IT’S NOT TOO LATE TO SIGN UP FOR
FREE HEALTHY LIVING WORKSHOPS!
FALL SCHEDULE
Please note: although some workshops have started, you
have until October 5 to register. Sign up today!
A MATTER OF BALANCE
Managing Concerns About Falls
CHESHIRE SENIOR CENTER 119 School Street, Cheshire
Informational Meeting on Wednesday, August 26, 11:30 am
Sessions 1—8: Fridays, September 18—November 6, 9:00—11:00 am
To register, call 413-743-9719.
FROIO SENIOR CENTER 330 North Street, Pittsfield
Informational Meeting Thursday, September 10, 8:00 am
Sessions 1—8: Tuesdays, September 22—November 10, 9:00—11:00 am
To register, call 413-499-9346.
HARPER CENTER 118 Church Street, Williamstown
Informational Meeting Tuesday, September 8, 12:30 pm
Sessions 1—8: Thursdays, October 1—December 3, 1:00—3:00 pm
To register, call 413-458-8250.
HEALTHY EATING
For Successful Living in Older Adults
FROIO SENIOR CENTER 330 North Street, Pittsfield
Informational Meeting Thursday, September 10, 8:00 am
Sessions 1—6: Tuesdays, September 22—October 27, 1:30—4:00 pm
To register, call 413-499-9346.
CHRONIC PAIN SELF-MANAGEMENT
SPITZER CENTER, 116 Ashland Street, North Adams
Informational Meeting Wednesday, September 9, 11:30 am
Sessions 1—6: Wednesdays, October 21—December 2, 9:30 am—12:00 pm To register, call 413-662-3125.
For more information, call Maria Connors at Elder Services, 413-499-0524,
ext. 140. The Healthy Aging, Healthy Living Program is funded through a
grant from the Tufts Health Plan Foundation.
With severe balance problems and tremor, Meals on Wheels helps
me stay in my own house with my walker.
An Elder Services' Meals on Wheels client
Our affordable senior housing sites are enriched
supportive living communities, where even those
who live alone never feel alone.
Beautifully renovated apartments with amenities
Conveniently located on bus line and within walking
distance to downtown
On-site social service coordinator & resource for tenants
Rent based on 30% of income with all utilities included
17 Pleasant Street, Adams, MA 01220
413-743-3547 e-mail: JALBH@Verizon.net
Professionally managed by: Joel A. Less Managed Properties, Inc.
A Member of the Institute for Real Estate Management
Barrett House 2 col x 3 for approval.indd 1
Page 13
Joel A. Less
Managed Properties, Inc.
Bored and looking for something
to do? Want to make new friends?
Are you looking to get more active?
Stop by the Dalton Community Recreation Association (CRA) and see
what we’ve got cooking. We’ve got
a friendly staff, welcoming members
and a wide variety of activities for
people of all ages.
Let’s start in the pool at a toasty
86 degrees; it’s one of the warmest
pools in the county and great for
those who need water therapy or
those who want to swim laps. We
also have water aerobics Monday
through Friday, with a little water volleyball thrown in for good measure.
The pool is easy to find – just follow
the ‘hootin’ and hollerin.’
Upstairs in the gym, you’ll find
exercise classes ranging from yoga
to strength training and everything
in between. Our instructors provide
great instructions and offer optional
moves to meet different abilities.
If an exercise class in not in session, you may find a rousing game of
Pickleball is just what you are looking
for. Pickleball is a sport in which two,
three, or four players use paddles
to hit a perforated ball, similar to a
whiffle ball, over a net. It’s one of the
fastest growing sports in the United
States and our Pickleball group is
always looking for more players.
If biking is your thing, hop on a
bike and join one of our Spin Classes.
You can set the bike to your own ability and there’s even a beginner’s class
for newcomers.
And last, but not least, we have
our fitness center. Filled with treadmills, bikes, elliptical machines,
rowing machines, weight machines
and free weights, there’s something
for everyone. Our fitness director, Jennifer, will personalize your
experience by giving you specific
instructions to meet your needs and
will make sure you are comfortable
with the machines.
The Dalton CRA is known for
its recreational programs. But deep
down, our main purpose is to provide
a place where people feel comfortable; where they can meet people,
build relationships and have fun. This
is a place where people of all ages
and walks of life can come and feel
welcome and safe. We cross paths
with many people here and before
long you begin to build relationships.
The more often you come, the more
people you meet and pretty soon you
walk in the door and feel like you’re
coming home. You don’t have to
live in Dalton to belong to the Dalton
CRA. We hope you’ll come visit us
soon.
For more information about fees
and/or membership options, call the
CRA at 684-0260, visit our website
at www.daltoncra.org, or stop in at
400 Main St., in Dalton.
The cost for seniors depends on
which CRA activities you choose.
An annual membership currently
ranges from $240 for the fitness
center and regular classes, to $275
with pool added. There are also less
expensive options, such as individual
classes or pool activities.
Alison Peters is the Executive Director of the Dalton CRA.
Personal Emergency Response Service
Get help at the touch
of a button –
24 hours a day,
7days a week!
World Headquarters – Novi, MI
Care Center – Pittsfield, MA
Available Nationwide
Call
413-442-6363
9/2/09 9:52:45 AM
October 2015
Caregiver/Alzheimer's Information
Activities aid those with Avoiding pressure or
Alzheimer’s
bedsores
Creating an atmosphere of quiet
activity in the home promotes the
feeling that the person with Alzheimer’s disease continues to be an
important member of the household.
Restlessness decreases, and life is
more enjoyable for everyone. Some
activities, such as cooking, may help
the person feel a part of what is happening around her. Other examples
include gardening, raking leaves, and
doing simple household chores. Helping with these types of tasks gives the
person the opportunity to contribute
to the household. Tasks that do not
require much supervision can give
the caregiver a break.
Some guidelines to consider
when planning activities for the day
include:
• Remember that the person’s ability to perform a certain task may
vary from day to day or moment
to moment.
• Offer activities that provide an
opportunity for self-expression
including dancing, singing, playing a musical instrument, drawing or coloring, painting, or working with non-toxic clay.
• Try to include some form of
exercise in each day’s activities
such as walking, throwing a ball,
sweeping the floor, raking leaves,
riding a stationary bicycle, rocking in a rocking chair, or playing
with a pet.
• Consider other potentially entertaining activities such as car
rides, excursions to zoo/garden/
pet shop/art museum, listening to
music, playing cards/table games
or simple puzzles, or watching
sports.
Shopping can be a good activity for a person with Alzheimer’s
disease, if care is taken to anticipate
and avoid potential mishaps. Window
shopping is a form of exercise and can
be a good leisure activity. Grocery
shopping involves exercise and helps
the person feel useful. To make shopping more enjoyable for both you and
the person with Alzheimer’s disease:
• Try to shop when stores are least
busy and consider explaining in
private to regular merchants that
the person has Alzheimer’s (and
what that means).
• Keep the person busy by giving
him things to hold, asking him to
push the cart, and asking him to
check off a list of items.
• Before leaving the store, check
for items in the person’s pockets,
or be sure he wears clothes without pockets.
In a difficult situation, distract the
person or move with him to another
location to avoid embarrassment for
everyone involved.
Try activities that involve reminiscence. Help promote a feeling of
well being by sorting or looking at
old photographs, looking at picture
books, or listening to music from
earlier years.
Keep in mind that the person
with Alzheimer’s is likely to have a
short attention span. She may have
little creative capacity and may not
be able to initiate activities. You may
need to provide things for her to do.
Activities that call for making choices
or decisions may cause her stress.
You’ll need to be creative and willing
to experiment with new approaches.
A person who is not able to walk independently and spends most of his
day in bed, a chair or wheelchair may develop pressure sores or “bedsores.”
Pressure sores first appear as reddened spots over bony areas and develop
into open sores. The most common areas for pressure sores are the base of
the spine, shoulder blades, and heels. The problem is more likely to occur
if the person stays in the same position too long, is very thin or has another
health condition, such as diabetes.
Pressure sores are more difficult to cure than to prevent. Preventive
measures include:
• Good nutrition
• Exercise that promotes circulation
• Use of protective aids such as soft cushions, waterbeds, lambskin, or an
“egg-crate” foam mattress pad
• Loose clothing made of soft fabric reduces friction and pressure on the
person’s skin.
If the person with Alzheimer’s is confined to a chair for long periods,
help her stand and, if possible, walk at least every 2 hours. If the person is
bedridden and unable to turn herself, change her position every 2 hours. Turn
her from side to side and use pillows for support. Check daily for redness of
the skin (particularly ears, shoulders, lower back, hips, and heels).
These articles are reprinted with permission from the Alzheimer’s Association from “Family Care Guide - A Guide for Families Caring for Someone
With Alzheimer’s Disease or a Related Dementia,” created and distributed
by the Alzheimer’s Association.
CAREGIVER DISCUSSION GROUPS
Elder Services’ Caregiver Coordinator
Bea Cowlin leads monthly caregiver
discussion groups. Unless otherwise
noted, the groups meet at Elder Services.
•
2nd Tuesday, 10 - 11:30 a.m., at Elder Services
•
3rd Wednesday, 1- 2:30 p.m., Gt. Barrington COA
•
4th Thursday, 1 - 2:30 p.m., North Adams' Spitzer Center
New members are always welcome. There is no charge.
Come for conversation, support, & helpful information.
For information call 499-0524 or 1-800-544-5242.
Elder Services' Richard & Rita
Gallagher Alzheimer's
Resource Center is for YOU!
An affordable supportive and enriched
living environment that offers:
• One & two bedroom apartments
• Three bedroom townhouses designed for families
• Beautiful, tranquil setting with river views
• Spacious community room, guest speakers &
on-going social activities
• On-site social service coordinator & resource for
all tenants
• Rent based on 30% of your income including:
on-site maintenance; heat & hot water; secure
building; laundry facilities, intercom system,
elevator, appliances, and allowances for electricity
The Center is at Elder Services,
877 South Street in Pittsfield and
offers:
• books
• videos • brochures
• journals • and more
SENIOR HOUSING COMMUNITY
Apply in person at 600 Main Street, Dalton, MA
or call 413-684-0043 for an appointment
Use this invaluable resource when you or someone
you know needs Alzheimer’s information.
Call 499-0524 or 1-800-544-5242 for more information.
Joel A. Less
Managed Properties, Inc.
Professionally managed by: Joel A. Less Managed Properties, Inc.
A Member of the Institute for Real Estate Management
final river run 2 col x 4.indd 1
Page 14
Elder Services' Berkshire Senior
9/1/09 8:27:44 PM
October 2015
Berkshire Senior
Have Questions?
Call Elder Services 1-800544-5242 or 499-0524
Berkshire Elder Law Center
Call for my FREE
Home & Savings Protection Kit.
DONʼT LOSE EVERYTHING, PLAN NOW!
• Estate and Medicaid Planning • Real Estate Transactions
• Will and Probate Administrations
JAMES J. SISTO (413) 664-7700 (413) 458-9800
Elder Law Attorney
www.BerkshireElderLaw.com
40 Main Street
North Adams, MA 01247
311D Main Street
Williamstown, MA 01267
¿Habla usted
español?
Elder Services cuenta con
servicios de intérpretes y en
los folletos de la agencia está
disponible en español.
Exceptional Care, everywhere in Berkshire County
Llame por favor 499-0524
o 1-800-544-5242
HILLCREST COMMONS • MT. GREYLOCK EXTENDED CARE • KIMBALL FARMS • FAIRVIEW COMMONS
WILLIAMSTOWN COMMONS • NORTH ADAMS COMMONS • HOSPICECARE IN THE BERKSHIRES
Visit www.berkshirehealthcare.org to contact a location near you.
Nationally recognized quality, hometown care
• Independent and
Assisted Living
• Memory Care
• Short-term Rehab
• Skilled Nursing
• Hospice Care
800-445-4560
www.berkshirehealthcare.org
We’re Perfecting the Art of Superior Care.
Page 15
Elder Services' Berkshire Senior
October 2015
Elder Services' Nutrition Program
Elder Services' Senior Lunch Sites
Elder Services offers hot, nutritious noontime meals at senior lunch sites located throughout Berkshire
County. Anyone 60 or over can reserve a meal at any of the sites by calling the site they would like to
attend by 11:30 a.m. the previous day. There is a suggested donation of $2.00 per meal.
City/Town/Phone
Meal
Times
Address
Adams
743-8333
Becket
623-8934
Cheshire
743-9719
Dalton
684-2000/684-0016
Great Barrington
528-4118
Lanesboro
442-2682
Lee
243-5545
Lenox
637-5535
Community Ctr.
Hoosac Street
Town Hall
Route 8
Senior Center
119 School Street
Senior Center
40 Field Street Ext.
Claire Teague Senior Ctr.
909 South Main Street
Town Hall
83 North Main Street
Senior Center
21 Crossway Village
Community Ctr.
65 Walker Street
11:30 a.m.
Days Meals Served
M T W Th F
¥ ¥ ¥ ¥ ¥
¥
11:00 a.m.
11:30 a.m.
¥
Noon
¥
11:30 a.m.
¥
¥
¥
¥
¥
¥
¥
¥
11:30 a.m.
11:45 a.m.
¥
Noon
¥
¥
¥
¥
¥
¥
¥
¥
City/Town/Phone
North Adams
662-3125
Pittsfield
499-9346
Pittsfield-Kosher
442-2200
Stockbridge
298-4170 X263
Stockbridge
298-3222
Sheffield
229-7037
Williamstown
458-8350
Address
Spitzer Center
116 Ashland Street
Ralph J. Froio Senior Ctr.
330 North Street
Cong. Knesset Israel
16 Colt Road
Senior Center
50 Main Street
Heaton Court
5 Pine Street
Senior Center
25 Cook Road
Harper Center
118 Church Street
Meal
Times
Days Meals Served
M T W Th F
11:45 a.m.
¥
¥
¥
¥
¥
11:30 a.m.
¥
¥
¥
¥
¥
Noon
¥
¥
Noon
√
11:30 a.m.
¥
¥
¥
¥
Noon
11:30 a.m.
¥
¥
¥
¥
¥
¥
If You Receive Meals on Wheels
& Are Not Going to be Home
October
PLEASE Call 1-800-981-5201.
Drivers cannot leave meals if you are not at home.
If you do not contact Elder Services’ Nutrition Department to let them
know you will not be home to accept your meal, your driver will be concerned about your well-being, and the staff will need to make several phone
calls to be sure you are all right.
Menu subject to change without notice.
* Modifications for sugar-restricted diets
** High sodium foods
Suggested donation $2.
If you don’t come to the door, your driver will contact the nutrition office to do a well-being check on you, which may include contact with your
local police department.
All contributions help defray the cost of Elder Services'
Elder Nutrition/Meals on Wheels programs.
MONDAY
TUESDAY
Please keep us informed, and we will be better able to serve you.
WEDNESDAY
THURSDAY
Eating a plant-based diet is healthier and has less environmental impact. You can also 1
add some lean meat or poultry and seafood to your fruit, vegetable, and whole grain
intake. Try to purchase seafood caught in a sustainable manner so the seafood supply
is not substantially reduced. Americans are short on fiber and potassium, two nutrients
that are readily found from plant sources, which is another reason the emphasis should
be on increasing the amount of vegetables in the American diet.
5
6
Cheeseburger
Potato Puffs
Corn
Hamburg Roll
Pears
7
Beef Stew
Boiled Potatoes
Peas
Dinner Roll
Mixed Fruit
Pea Soup
**Ham Salad
Carrots
Hamburg Roll
Orange
8
Chicken Parmesan
Ziti w/ Sauce
Spinach
Italian Bread
Banana
FRIDAY
2
Barbecue Chicken
Roasted Potatoes
Zucchini
Rye Bread
Applesauce
9
Baked Fish
Parslied Potatoes
Cheesy Cauliflower
Multigrain Bread
Applesauce
Lasagna
Butternut Squash
Mixed Greens
Oatmeal Bread
Peaches
(Tossed Green Salad Cong)
12
13
14
15
16
Calico Beans w/ Sausage
Italian Meatballs
Baked Chicken Breast w/ Gravy
Shepherd's Pie
Summer Squash
Spirals w/ Sauce
Buttered Noodles
Mashed Potatoes
COLUMBUS DAY
Broccoli
Italian Blend Vegetables
Summer Squash
Green Beans
Rye Bread
Italian Bread
Dinner Roll
100% Whole Wheat Bread
*Vanilla Pudding w/ Topping
Pineapple
Applesauce
Peaches
19
20
21
22
23
Veal & Peppers
Goulash
Orange Chicken
Potato Leek Soup
Roast Pork w/ Gravy
Noodles
Buttered Spinach
Brown Rice
Tuna Salad
Rosemary Potatoes
Sugar Snap Peas
Spiced Carrots
Mixed Vegetables
Tossed Green Salad
Beets
Rye Bread
100% Whole Wheat Bread
Multigrain Bread
Hot Dog Roll
Oatmeal Bread
Pineapple
Applesauce
Orange
Apple Crisp
Pears
26
27
28
29
HAPPY HALLOWEEN
30
Cool Chili
Chicken a la King
Meatloaf w/ Tomato Sauce
**Baked Ham w/ Raisin Sauce
Macaroni & Cheese
Spanish Rice
Mashed Potatoes
Roasted Potatoes
Scalloped Potatoes
Mixed Greens
Broccoli
Winter Blend Vegetables
Corn w/ Pimiento
Green Beans
Tomato Medley
100% Whole Wheat Bread
Rye Bread
Dinner Roll
Dinner Roll
Multigrain Bread
Mixed Fruit
Pears
Applesauce
*Ice Cream
Apple
(Tossed Green Salad Cong)