Fortified Builders Guide - International Barrier Technology, Inc.
Transcription
Fortified Builders Guide - International Barrier Technology, Inc.
Fortified Builders Guide Welcome January 2005 Page 1 Fortified Builders Guide Welcome The Institute for Business & Home Safety (IBHS) is a nonprofit organization, supported by the insurance industry. IBHS conducts studies, public and professional educational activities, and data gathering to gain greater understanding of the effects of losses that occur as a result of natural disasters, and determine how best to reduce them. IBHS envisions a nation that positions and builds its businesses and homes to keep its citizens and their property safe from natural disasters. The mission of IBHS is to reduce the deaths, injuries, property damage, economic losses and human suffering caused by natural disasters. IBHS and its members seek ways to demonstrate what works to make homes and businesses safer. IBHS has targeted three areas in which it identifies ways to meet its goals. They are: 1. Evaluate the merits of disaster-resistant building practices and materials and recommend improvements. 2. Provide technical expertise in public policy and construction arenas on behalf of safe residential and commercial practices. 3. Conduct communications to stimulate property loss reduction activity by home and business owners. Page 2 Fortified Builders Guide Welcome Table of Contents 1.0 Welcome.......................................................................................................................................... 3 2.0 Definitions of Peril Regions by State.............................................................................................. 8 3.0 Hurricane/Tornado and Hail/High Wind Criteria ......................................................................... 15 4.0 Flood Region Criteria.................................................................................................................... 36 5.0 Wildfire Region Criteria................................................................................................................ 38 6.0 Hail Region Criteria ...................................................................................................................... 42 7.0 Severe Winter Weather Criteria ................................................................................................... 43 8.0 Seismic Criteria ............................................................................................................................. 45 9.0 Reference....................................................................................................................................... 63 10.0 Contact Information ...................................................................................................................... 65 1.0 WELCOME Fortified...for Safer Living is a program designed to help bring deserved recognition to builders who know the value of a practical, yet strongly built and disaster resistant home. It is well known that the home-buying public prefers a home that is built by a “good” builder. But, every builder will tell a prospective buyer that “my house is a strong house”. Finally, the Fortified…for safer living program provides a marketing edge on this claim for participating builders and also backs it with the type of practical construction features that are known to really make a difference at a time when it’s most needed – before disaster strikes. The Fortified program specifies construction, design and landscaping guidelines to enable homes to increase their resistance to the following natural hazards that are most likely to occur in the area: Hurricanes Floods Earthquake Tornados Wildfire Severe Winter Weather High Winds Hail The Fortified program heralds a new way for premier builders to build, remodel, renovate, and sell more secure homes to all classes of homebuyers and homeowners in disaster-prone areas. Page 3 Fortified Builders Guide Welcome Why should you be Fortified…for safer living when disaster strikes? This section briefly explains the types of perils or hazards addressed by participating builders in the Fortified…for safer living Program. Severe Wind – Practically every part of the United States is subject to some type of severe wind hazard that can readily exceed minimum requirements of even the best building codes. Types of severe winds include: Hurricanes – Catastrophic hurricanes can produce winds in excess of 150 mph. Hurricanes have resulted in thousands of deaths and injuries to residents in the Gulf and Atlantic coastal areas. They are also responsible for a large portion of the $5 billion per year damages to buildings due to wind. On the immediate coast, storm surge accounts for much of the damage and loss of life. The Fortified…for safer living program offers simple, yet effective solutions to reduce a building’s vulnerability to both catastrophic and common hurricanes. Tornadoes – Tornadoes can occur in nearly any part of the country but are most common in areas of the country where design level wind speeds in the building code are at the lowest levels (see Figure 2-1 – Wind Speed Map and compare to Figure 2-2 – Tornado Activity Map). Over 1,000 people are injured or killed by tornadoes each year in the United States and hundreds of buildings are either damaged or destroyed – many would have survived with only moderate improvements as featured in the Fortified…for safer living program. Severe Thunderstorms – Thunderstorms not only spawn tornadoes, but can also produce damaging winds of 110 mph gust or more. This level of wind is at least 20 mph greater than the 50-yr design wind speeds used over most of the country where thunderstorms are frequent events (See Figure 2-1 – Wind Speed Map). Downbursts, which are also associated with thunderstorms, can produce tornado-like damage. Hail is also a hazard associated with thunderstorms and causes significant damage to the exteriors of thousands of buildings each year. The Fortified…for safer living program provides improved resistance to these hazards associated with severe thunderstorms. Earthquakes – Unlike wind, earthquakes come with no warning. There is little opportunity to take cover or vacate an unsafe building. In places like California, design level earthquakes may occur several times in a lifetime. In other parts of the country, big earthquakes occur with less frequency, but have happened in the not so distant past in several regions. This type of earthquake is often the cause of significant damage and injury because it is “unexpected.” In other words, the threat is forgotten with the passing of a generation or two. Earthquake hazard in these areas, as well as California, are reflected in the latest earthquake hazard maps (see Appendix A – Fortified Seismic Zones). The Fortified…for safer living program addresses this significant and sometimes uncertain hazard with easily implemented solutions. Page 4 Fortified Builders Guide Welcome Floods – Buildings built in the inland or coastal 100-yr flood plain are in serious jeopardy of complete loss in the event of a flood. For this reason, significant measures are necessary to protect buildings from this potential hazard. Therefore, the Fortified …for safer living program only applies to buildings that comply with the strictest condition in the National Flood Insurance Program for both coastal and inland flood plains, when building is permitted in these areas. Wildfires – Every year, and even more so in recent years, wildfires have threatened and destroyed hundreds of buildings and lives. While some wildfires are naturally ignited from lightening or other causes, many are the result of carelessness or arson. Simple site design, material usage and landscape features of the Fortified…for safer living program can protect a home against this increasingly widespread hazard. Severe Winter Weather – Not too infrequently in some regions of the country an extreme weather pattern develops that causes severe damage to structure from heavy snow and cold. Even parts of the Southern US can be at risk of certain freezing weather-related damage. The Fortified…for safer living program provides practical protection for homes from the damaging effects of this hazard. 1.1 Benefits to the Builder and Consumer The Fortified…for safer living program offers important benefits to builders and their homebuyers. These benefits are briefly listed below. Key Benefits to the Builder • • • • • • Provides market differentiation through a nationally recognized program. Gives solid evidence as a “quality” house builder and that qualifying houses are built better and stronger than the competition. Offers marketable benefits to homebuyers (see below) through use of the practical optional construction features that are affordable. The program addresses only those hazards or types of disasters that are most relevant to local conditions and most recognized by the local market. Assurance that your homes are the “best in the market” when it comes to the safety and protection of your buyers and their investment. Potential favorable personal and business liability and “low risk” status for contractor liability insurance. Key Benefits to the Home-Buyer • • • • Improved security and safety in your home Potential for reduced insurance premiums and discounts A peace of mind that you own a home that will not only be an upstanding investment, but will also be standing up in the face of disaster. Potential improved resale value Page 5 Fortified Builders Guide Welcome 1.2 Building Code Requirements Building codes set a baseline of performance for many features within the home. While the Fortified…for safer living program requires many items above and beyond building code requirements in terms of natural disaster resistance, it is still crucial that the home meet minimum requirements regarding electrical, mechanical, plumbing, and interior fire protection measures. In order to ensure that all Fortified homes receive an adequate minimum level of protection in these fields, homes built in locales where the Building Code Effectiveness Grading Schedule (BCEGS) rating is greater than 5 (lower values reflect more effective code jurisdiction) must be inspected by a registered architect or professional engineer to certify that the home meets all applicable requirements of a specific model building code. 1.3 Program at a Glance General The process starts with a plan review. Based on compliance with the Fortified program, the builder is permitted to advertise the house as a Fortified...for safer living home . Following satisfactory completion of construction, inspection checklists, product verification and/or other documentation, final designation as a Fortified…for safer living home is issued by IBHS. Quality Criteria Inspection – An IBHS Certified Inspector verifies that materials, installation, construction and building techniques meet program criteria for the location. “Fortified for Wind” Criteria - Standard Fortified Home Criteria (applies to all wind conditions and house types): The house is built in accordance with the WFCM or SSTD-10, or is specially engineered to resist design wind loads according to ASCE 7-02 Minimum Design Loads for Buildings and Other Structures. “Fortified for Earthquake” Criteria In regions where there is sufficient seismic risk so as to be deemed a Fortified Seismic Zone, as defined in Appendix A, the Fortified Seismic Criteria of Section 8.0 shall apply to the home’s construction and building materials. “Fortified for Flood” Criteria Houses located in the coastal or inland 100-yr flood plain must be built on elevated foundations. The bottom of the lowest horizontal structural member of the lowest livable floor must have a minimum of 2 feet of “freeboard” above the base flood elevation (BFE). In addition, areas of the building below the lowest floor shall not be enclosed by solid walls in V or Coastal A zones. In these zones, piles used to elevate the building shall be driven to required depth of penetration and bearing as prescribed and certified by a registered design professional. Page 6 Fortified Builders Guide Welcome “Fortified for Wildfire” Criteria (applicable to homes at moderate (or higher) risk of wildfire) Homes located in areas at moderate (or higher) risk of wildfire, as determined using the Wildfire Assessment that can be found at www.ibhs.org, shall adhere to the criteria given in Section 5.0. Landscape features and construction materials used in such homes are chosen such that their risk of being adversely affected by wildfire is minimized. “Fortified for Severe Winter Weather” Criteria Homes located in areas within the freezing weather criteria boundary have additional moisture barrier and heat source requirements for attics and roof. Verification Process Inspectors will meet with the builder prior to construction to discuss the appropriate criteria and review the building plans. The intent of this step is to set the stage for most of the field inspections. The Fortified inspector will review the drawings for all relevant criteria and communicate the requirements of the program to the builder. In order to effectively complete the drawing review, the builder will need to supply the following information: • • • • • • Architectural drawings showing floor plans and elevations Window/Door Schedule Structural drawings if applicable Flood Elevation Certificate (if applicable) Truss drawings from the truss manufacturer Documentation on wall and roof sheathing, fastening schedules and roof covering materials used The inspector will visit the site approximately 4 times during the construction of the building to verify compliance to the Fortified…for safer living standards. After the last inspection, the builder or homebuyer will receive a certificate from IBHS designating compliance with the Fortified…for safer living program. (Figure 1-1) Page 7 Fortified Builders Guide Welcome Figure 1-1: Sample of Fortified…for safer living Certificate 2.0 DEFINITIONS OF PERIL REGIONS BY STATE The following are descriptions of the areas of the country where each of the Fortified perils apply. Note that one of the three wind perils (Hurricane, Tornado, or High Wind) will apply, depending upon the home’s geographic location within the US. The Fortified Wind Peril Map in Figure 3.1 defines the regions where each of these three wind perils applies. This map is based on (1) the ASCE 7-02 design wind speed map for the Atlantic and Gulf Coasts, shown in Figure 2-1, and (2) the NOAA tornado frequency map Figure 2-2. 2.1 Hurricane Prone Region ASCE 7-02 defines hurricane prone regions for the United States as areas along “the U.S. Atlantic Ocean and Gulf of Mexico coasts where the basic wind speed is greater than 90 mph…”. These regions include the Atlantic and Gulf Coasts, Hawaii, and the US territories of Puerto Rico, Virgin Islands, Guam, and American Samoa. The Fortified… for safer living program uses a slightly modified version of the ASCE 7-02 definition to delineate areas where Fortified homes meet Hurricane Page 8 Fortified Builders Guide Welcome Requirements as described in this manual. Simply put, the Fortified hurricane provisions are required in all counties or parishes having areas where the ASCE 7-02 basic wind speed is 100 mph or greater. In Florida, they are required in all counties, regardless of basic wind speed. In addition to these counties, the Fortified hurricane provisions are required within one mile of “coastal mean high water” where the basic wind speed is between 90 and 100 mph. 2.2 Tornado and Hail Region From the eastern ranges of the Rocky Mountains to the Atlantic Coast, severe thunderstorms have a known history of spawning around 1000 tornados each year. These are some of the most destructive forces of nature, killing an average of about 60 people, injuring 1300, and resulting in approximately $1.5 billion of damage annually (Cutter 2001). Since hailstorms are born under the same weather conditions as tornados, Fortified…for safer living considers all Tornado regions to be HailProne regions as well. Generally speaking, the Fortified…for safer living program defines the Tornado and Hail region as being between the Rocky Mountains and the Appalachian Mountains, in addition to the coastal plains and piedmont of Georgia, the Carolinas, and Virginia. This roughly encompasses all areas of the US where, according to the NOAA National Severe Storm Laboratory, tornados occur within a 25 mile radius an average of 0.6 times per year or more. Although the previously described region partially overlaps the Hurricane-Prone region along the Atlantic and Gulf Coasts, hurricane provisions take precedence over tornado and hail provisions in all such areas. This is due to the fact that such areas are more likely to be affected by hurricanes than by tornados, and is reflected in the Fortified Wind Peril Map of Figure 3.1. Fortified…for safer living homes in the Tornado and Hail region must meet the Fortified prescriptive requirements for tornados and hail, including structural reinforcement, opening protection for large windows and doors, and impact-resistant roofing materials. 2.3 High Wind Regions While not at eminent risk of hurricanes or tornados, areas 1) west of the Rockies, 2) in the northern Great Lakes region, 3) in the Appalachian Mountains, and 4) in interior areas of New England are nonetheless at risk of high winds from other causes, including mid-latitude cyclonic activity, severe thunderstorms, and localized weather phenomena. Because of this, the Fortified…for safer living program considers these to be High Wind Regions, and homes built within them must be built according to the High Wind provisions of Section 3.0. Prescriptive requirements for Fortified…for safer living homes in these regions include the structural elements necessary for wind loading, but do not require wind-borne debris protection or impact resistant roofing materials. 2.4 Earthquake Regions Homes designated as Fortified…for Safer Living are built to withstand the lateral loading brought about by 130 mph winds regardless of geographic location. For the most part, they are therefore capable of withstanding the lateral loading brought about by slight-to-moderate ground accelerations as well (i.e., ground accelerations between 17% and 50% of the acceleration due to gravity). For this reason, only Fortified homes built in regions of significant seismic risk are required to adhere to the Page 9 Fortified Builders Guide Welcome seismic criteria. Figure 2.3 roughly illustrates the varying levels of seismic risk throughout the contiguous US. In the Fortified program, regions of significant seismic risk are defined on a county and state basis, as given in Table 2-1 and the map in Figure A - 1. 2.5 Wildfire Wildfire criteria of the Fortified program may apply anywhere in the country where a home is located in proximity to areas of natural vegetation. Figure 2-3 gives examples of what such areas might look like. Applicability is determined by site-specific risk assessments of vegetation, topography, and many other factors. Such assessments are conducted using the Wildfire Risk Assessment form found at www.ibhs.org. If, by using this assessment form, it is determined that the home is at a “moderate”, “high”, or “extreme” risk from wildfire, the home must be built, and the yard must be landscaped according to the prescriptive requirements of Section 5.0. 2.6 Flood Zones Homes in Special Flood Hazard Areas (A or V zones) as determined by the Flood Insurance Rate Map (FIRM) from the National Flood Insurance Program (NFIP) must meet the Fortified…for safer living Flood Criteria. Your community flood plain management official, mortgage lender, or insurer/insurance agent can help you determine the applicable flood zone for your site. Homes not in a Special Flood Hazard Area are exempt from the Fortified flood criteria. 2.7 Severe Winter Weather Severe Winter Weather criteria specifically addresses the potential for damage from ice dams in areas prone to snowfall accumulations greater than 12 inches. Areas where the Fortified criteria for Severe Winter Weather are required are shown in Figure 7.1. The boundary of the so-called Severe Winter Weather Region outlined on this map follows state and county boundaries, and is roughly based on a combination of 1) the 20 degree isotherm of the 97½ % winter design temperature map in the IRC, and 2) a 20 lb/sq. ft. ground snow load from the 2000 International Residential Code. The northern boundaries of NC, TN, AK, OK, NM, and AZ roughly define a geographic line where the danger of ice dams from snow accumulation and freezing weather are most likely to occur. In California, ice dams are a factor in the northern and western mountain regions. . Page 10 Fortified Builders Guide Welcome Table 2-1: Fortified Perils by State State Alabama: Applicable Perils 100 mph and greater - Hurricane Other areas – Tornado and Hail State Missouri: Alaska: High Wind Severe Winter Weather Seismic High Wind Seismic (some western counties) Tornado and Hail Seismic (northeastern and central counties) High Wind Severe Winter (Northern and Eastern Region) Seismic Tornado and Hail Severe Winter Weather Seismic (some counties) Hurricane (most counties) Tornado and Hail (Litchfield County) Severe Winter Weather Hurricane (Sussex County) High Wind (all other counties) Severe Winter Weather Montana: Arizona: Arkansas: California: Colorado: Connecticut: Delaware: Nebraska: Nevada: New Hampshire: New Jersey: New Mexico: New York: District of Columbia: High Wind Severe Winter Weather North Carolina: Florida: Hurricane Georgia: 100 mph and greater – Hurricane Other areas – Tornado and Hail Hurricane Seismic High Wind Severe Winter Weather Seismic (most counties) Tornado and Hail Severe Winter Weather Seismic (some southern counties) Tornado and Hail Severe Winter Weather Seismic (some southwestern counties) Tornado and Hail Severe Winter Weather North Dakota: Ohio: Hawaii: Idaho: Illinois: Indiana: Iowa: Oklahoma: Oregon: Pennsylvania: Applicable Perils Tornado and Hail Severe Winter Weather Seismic (some southeastern counties) High Wind Severe Winter Weather Seismic (some western counties) Tornado and Hail Freezing Weather High Wind Severe Winter (most counties) Seismic Hurricane (Rockingham County) Other areas – High Wind Severe Winter Weather 100 mph and greater – Hurricane Other areas – High Wind Severe Winter Weather Tornado and Hail Seismic (some counties) 100 mph and greater – Hurricane Other areas – High Wind Severe Winter weather Seismic (some northern counties) 100 mph and greater – Hurricane Other areas – Tornado and Hail Seismic (some southwestern counties) Tornado and Hail Severe Winter Weather Tornado and Hail Severe Winter Weather Tornado and Hail High Wind Severe Winter Weather Seismic (most counties) High Wind Severe Winter Weather Rhode Island: Hurricane Severe Winter Weather South Carolina: 100 mph and greater – Hurricane Other areas – Tornado and Hail Seismic (most counties) Page 11 Fortified Builders Guide Welcome Kansas: Kentucky: Louisiana: Maine: Maryland: Massachuset ts: Michigan: Minnesota: Mississippi: Tornado and Hail Severe Winter weather Tornado and Hail Severe Winter Weather Seismic (western counties) 100 mph and greater – Hurricane Other areas – Tornado and Hail Within 1 mile of Atlantic Coast – Hurricane Other areas – High Wind Severe Winter Weather Hurricane (some southeastern counties) Other areas – High Wind Severe Winter Weather 100 mph and greater – Hurricane Other areas – High Wind Severe Winter Weather Tornado and Hail Severe Winter Weather Tornado and Hail Severe Winter Weather 100 mph and greater – Hurricane Other areas – Tornado and Hail Seismic (some northern counties) South Dakota: Tennessee: Texas: Utah: Tornado and Hail Severe Winter Weather Tornado and Hail Seismic (some western and eastern counties) 100 mph and greater – Hurricane Other areas – Tornado and Hail High Wind Severe Winter Weather Seismic (most counties) Vermont: High Wind Severe Winter Weather Virginia: 100 mph and greater – Hurricane Other areas – Tornado and Hail – Severe Winter Weather High Wind Severe Winter Weather Seismic (most counties) High Wind Severe Winter Weather Tornado and Hail Severe Winter Weather Washington: West Virginia: Wisconsin: Wyoming: Tornado and Hail Severe Winter Weather Seismic (some counties) Note: In states where both hurricane and tornado/other high wind regions exist, the dividing line will be defined along county boundaries in the vicinity of the 100 mph wind contour on the ASCE 7-02 map. If any portion of a county has a basic wind speed of 100 mph or greater, the entire county is considered to be within the Hurricane Prone region. One exception is in Maine, where areas within one mile of the mean high water line of tidewater are considered Hurricane Prone regions, regardless of basic wind speed. • Wildfire & Flood occur in all states and are determined by a risk assessment form and flood maps, respectively. Page 12 150 - 160 140 - 150 130 - 140 120 - 130 110 - 120 100 - 110 90 - 100 Design Peak Gust Hurricane Wind Speeds (mph) In Open Terrain Fortified Builders Guide Welcome Figure 2-1: Design Wind Speed Map from ASCE 7-02 Page 13 Fortified Builders Guide Welcome Figure 2-2: Tornado Activity in the United States Figure 2-3: Seismic hazard map of the contiguous US (US Geological Survey map) Page 14 Fortified Builders Guide Welcome Figure 2-3: Typical wildland/urban interface areas (adapted from Western Fire Chiefs Association). 3.0 HURRICANE/TORNADO AND HAIL/HIGH WIND CRITERIA The following sections summarize the Hurricane, Tornado and Hail, and High Wind requirements developed by IBHS for the Fortified…for safer living program. Collectively these will be referred to as “wind requirements” throughout the guide. Regions where each of these sets of criteria apply are identified using the map given in Figure 3.1. Page 15 Fortified Builders Guide Welcome Figure 3-1: Hurricane, High Wind, and Tornado/Hail regions as defined by the Fortified…for safer living program. The underlying premise behind the Fortified wind requirements is to use hurricane resistant building techniques to protect homes against damage from all three types of wind perils. With this in mind, the prescriptive requirements were developed based on the 110 mph fastest mile wind (equivalent to about 130 mph 3 second peak gust) provisions of the SSTD-10-99 Standard for Hurricane Resistant Residential Construction. The prescriptive requirements listed for the Fortified Hurricane Program can be applied if the following conditions are met: Construction type is either wood frame, timber frame, cold-formed steel, reinforced masonry, or reinforced concrete construction. Horizontal building dimensions are between 18’ to 60’ in length and 18’ to 36’ in width. The length-to width ratio of the home’s plan dimensions is less than or equal to 2 The distance from grade level to the eaves does not exceed 30 feet at any point around the perimeter of the home If the home is wood frame construction, the following requirements apply: Page 16 Fortified Builders Guide Welcome • Commercial species grouping of wood used in construction must be either 1) Southern Pine, 2) Douglas Fir, 3) Douglas Fir-Larch, 4) Hem-Fir, or 5) Spruce-Pine-Fir, in order to meet minimum density requirements, and shall not be less than grade No. 2 • Maximum spacing of 2x4 studs in exterior wood frame walls is 16 inches on center. If 2x6 studs are used, the maximum allowable spacing is 24”. • Story heights are 10 feet or less • Home is either 1 or 2 stories high If the home is reinforced masonry construction, the following requirements apply: • Concrete masonry units must meet certain standards for composition and strength. Additionally, certain types of mortar are not allowed. • Story heights are 20 ft or less • Home is not more than 3 stories high If these conditions are met, the Fortified Inspector will verify that the following prescriptive requirements are in place. If any of these conditions are not met, then a registered Professional Engineer or Architect must certify that the structure was designed for wind loads corresponding to at least 130 mph (3 second peak gust) for a home to be considered Fortified. 3.1 Elements common to all Wind Perils A continuous and adequate load path from the roof to the foundation of the home must exist. To be considered Fortified, the building must have positive connections from the roof to foundation as a means to transmit wind uplift and shear loads safely to the ground. This includes providing roof-to-wall connection hardware (e.g. hurricane straps), inter-story connection hardware, anchorage to the foundation, and exterior walls fully-sheathed with structural wood panels meeting the stiffness ratings and minimum thickness specified in this guide. The required minimum allowable loads for all connection hardware to be installed within the house shall be identified on the building plans and checked during the plan review. Required minimum allowable loads for connections at specific locations within the load path are given in this section. Metal hardware and fasteners used in applications where they are either exposed to the exterior, or in contact with pressure treated wood must be either stainless steel or galvanized with a rating of G185 or greater. In Coastal A and V flood zones (discussed in Chapter 4), all exposed hardware and fasteners must be stainless steel. Dissimilar metals shall not be used in contact with each other. Thus, if stainless steel hardware is used, the fasteners used with it shall also be stainless steel. In addition, the roof framing, sheathing and covering must all be constructed to resist wind loads and wind effects. This includes thicker roof sheathing fastened with ring-shank nails, bracing of gable ends, wind resistant roof covering materials (impact resistant roof coverings in Tornado/Hail Regions) and thicker roofing underlayment. Page 17 Fortified Builders Guide Welcome Anchor Bolts All anchor bolts shall be minimum 5/8” in diameter, with 3”x3”x3/16” washers. Bolts having a 90 or 180-degree hook (i.e., “J” bolts) shall have a minimum 7” embedment into the concrete or grout. Bolts without a hook shall have a minimum embedment of 18” Sill plates shall have anchor bolts every four feet and within 6 to 12 inches of the end of each plate. EMBED 5/8” ANCHOR BOLTS MIN. 7” w/ 3”x3”x3/16” PLATES AT 4’o.c. MAX. SILL PLATE BOND BEAM REINFORCING FOOTING WALL REINF. @ 4’o.c. MAX W/ GROUTED CELL STANDARD HOOK Figure 3-1: Typical foundation details for wood wall construction. Fortified inspectors are only required to check for proper anchor bolts size and spacing. 3.1.1 Wood Shear Walls All exterior wood framed walls must be fully sheathed with minimum 15/32” thick 32/16 rated wood structural panels. Either plywood or OSB may be used. Sheathing shall overlap both top and bottom sill plates and be continuous from the plate for at least 2 feet into the wall (as shown in Figure 3-2). In two story homes, sheathing shall also overlap wall framing in both stories by no less than 2 feet to provide sufficient inter-story connections. Nailing schedule shall be 10d nails at 6” spacing along the 8’ edges, 6” staggered double row along the 4’ edges, and 12” spacing in the field of each structural panel. In one story wood frame walls, blocking shall be provided at 48” on center in the first two framing spaces of wood framed walls from all corners and at either end of garage door openings. In two story wood frame walls, blocking shall be provided where needed in all framing spaces to allow nailing around the perimeters of wall sheathing panels. All exterior walls shall be constructed as “shear walls” for at least 50% of their length. Fully sheathed wall segments wider than 48 inches without any openings larger than 144 square inches are considered shear walls provided that they have hold downs at the end of each segment (Figure 3-4) with minimum allowable load capacities as follows: Page 18 Fortified Builders Guide Welcome Top story end wall 1st story (under 2nd) 3,100 lbf. 10,000 lbf. Top story Sidewall 1st story (under 2nd) 2,600 lbf. 5,300 lbf. Min 2 ft Min 2 ft Figure 3-2: Example of how sheathing should overlap inter-story connection by at least 24 inches. Note that these values reflect only the hold-down capacities required to resist overturning. Additional uplift resistance must be provided through separate stud-to-sill hardware having a minimum capacity of 520 lbs on each full length wall stud, except in end walls supporting gabled roofs. Stud-tosill connections on studs supporting headers must have sufficient allowable loads to resist uplift not only from the stud itself, but also from any additional roof framing members (i.e., rafters, truss ends, or gable end wall studs) that are supported by the header. Since headers are assumed to be simply supported beams, it is reasonable to evenly divide the cumulative uplift loads on the header among the studs supporting the header. Table 3.1 gives required uplift resistances for studs supporting headers, which, in turn, support one or more roof framing members. The uplift values given for “end walls” are for gable end walls only. If the end wall supports a hip roof, use the values given for “sidewall.” For studs at the ends of shear wall segments, stud-to-sill hardware may be replaced with hold-down connectors having sufficient capacity to resist both overturning and uplift. Ideally, the shear wall segments, and therefore the hold-down connectors, will be aligned vertically. However, there is no specific requirement for vertical alignment in the Fortified program. Specific Simpson Strong-Tie connectors that will meet the hold-down requirements for overturning resistance alone are shown in Figure 3-5 below. Depending Page 19 Fortified Builders Guide Welcome upon the required uplift resistance, this hardware may also be sufficient for the combined hold-down requirement. Note that a single hold-down may be used when two shear walls meet at a corner. This is allowed as long as the hold-down is sized for the larger of the two required capacities, and connected to studs used for both shear wall segments as detailed in Figure 3-6. When a single hold down is used at a corner on the first of two stories, the 16d nail spacing must be reduced to 4”. See Section 305.7 of SSTD 10-99 for more information on hold-down connectors. Also note that hold-down connectors for second stories must extend across floor framing to connect first and second story walls (as shown in Figure 3-7). Note that this figure shows three types of connectors, and does not reflect the required spacing of the hold-down connectors. Table 3.1: Required uplift resistance for stud-to-sill hardware on studs supporting headers. Note: where end walls support a hipped roof, use values given for “Sidewall.” (Values given in pounds) No. of Roof Framing Members Over Adjacent Header Roof Framing Spacing = 16" Roof Framing Spacing = 24" 0 1 2 3 4 5 6 7 8 Sidewall 710 1160 1610 2060 2510 2960 3410 3860 4310 Endwall 0 0 50 110 170 230 290 350 410 Sidewall 1155 1828 2500 3173 3845 4518 5190 5863 6535 Endwall 0 80 170 260 350 440 530 620 710 Page 20 Fortified Builders Guide Welcome Ignore openings smaller than or equal to 144 sq in. Holddown on each segment Sheathing full wall height Shear wall figure from APA 1x1 ft a+b+c > 0.5 L At least 50% Minshear width Min. 48 in. walloflength of 48” Figure 3-3: Illustration of Shear wall length criteria. 2600 lbf hold-down 3100 lbf hold-down 5300 lbf hold-down 10,000-lbf hold-down Figure 3-4: Typical Locations of hold-down connectors on 2-story house (adapted from SSTD10-99 from Southern Building Code Congress International. 1999) Page 21 Fortified Builders Guide Welcome PHD2 = 3610 lb allowable load One story and top story of 2 story sidewall and end wall PHD6 = 5860 lb allowable load Lower story sidewall HD14A = 11,080 lb allowable load Lower story end wall Figure 3-5: Examples of hold-down connectors from Simpson Strong-tie that will qualify for the Fortified hold-down requirements. (Simpson Strong Tie, 2002). Figure 3-6: Example of single hold-down connection detail at corner. When used on the first of two stories, reduce 16d nail spacing to 4”. (adapted from SSTD10-99 ) Figure 3-7: First to Second story hold-down installation examples. (adapted from SSTD10-99). 3.1.2 Inter-story connections Inter-story (2nd story to 1st story) details must include metal strapping every 48 inches (every 3rd stud) along exterior walls with an allowable load capacity of at least 1500 lb and be sheathed with Page 22 Fortified Builders Guide Welcome continuous wood structural panels (either plywood or OSB), with a minimum span rating of 32/16, and a minimum thickness of 15/32 inches. Figure 3-8 shows four types of acceptable strapping. Note that the hold-down connectors for the 1st to 2nd story connections (Figure 3-7) required for the wood shear walls can be counted as inter-story connections if they are sized for both uplift and overturning forces. In addition to the straps the builder should install sheathing so that the horizontal joints between the panels are at least 2 feet above/below the floor connection as shown in Figure 3-2. This essentially mandates that sheathing be oriented vertically across the inter-story connection. Figure 3-8: Metal Strapping used for inter-story connections (adapted from SSTD10-99 from Southern Building Code Congress International. 1999) 3.1.3 Flooring All wood framed floors must have full depth 2x blocking in the first two spaces between the floor joists at each end of the floor diaphragm. Blocking shall be spaced no more than 4 feet on center, and shall correspond with the joints between subflooring panels for edge nailing purposes. Subflooring shall be nailed to floor framing using 10d common nails at 6”/12” spacing on the 1st floor and 4”/12” spacing on the 2nd floor for shear resistance. Where subflooring overlaps the first two framing spaces at each end of the diaphragm, proper edge nailing must be used to connect the subflooring to the blocking below. Figure 3-9: Required blocking of floor joists for wood frame floors (SSTD 10-99). 3.1.4 Roof-Wall Connectors Hardware connectors must be provided from all roof framing members to wall frames. All connectors shall wrap over the top of the roof truss or rafter and be installed according to the Page 23 Fortified Builders Guide Welcome manufacturer’s recommendations. The minimum allowable load for these straps is 1345 lb for roof framing spaced at 24”, and 900 lb for roof framing spaced at 16”. (per SSTD 10-99) These uplift loads are based upon the SSTD 10-99 110 mph fastest mile requirements for a building 36’ wide, having a roof dead load of 7 psf. Figure 3-10: Strap types used in wood construction. Note that the non-wrapping clip styles on the left and right are not accepted by the Fortified program. (used with permission from Simpson Strong-Tie, 1991). 3.1.5 Attached Structures Securely anchor connections for exterior attached structures such as carports and porches that attach to the main structure of the house (as shown in Figure 3-11 and Figure 3-12). Stainless steel or hot dipped galvanized hardware with a minimum rating of G185 shall be used for any connections that will be exposed to weathering in service. Fasteners used with such hardware shall consist of a similar metal to prevent accelerated corrosion. In Coastal A and V flood zones (discussed in Chapter 4), all exposed hardware and fasteners must be stainless steel. Stainless steel hardware and fasteners must also be used when applied to preservatively treated lumber. Figure 3-11: Connection of column on porch to foundation with post anchor. Page 24 Fortified Builders Guide Welcome Figure 3-12: Strapping of top of porch column to supporting beam. 3.1.6 Roof Truss and Gable Bracing Gable end bracing shall be provided at all gable end walls to resist lateral loading and uplift of the gable truss. This shall include lateral bracing of the bottom chord, anchoring of the bottom chord, cross-bracing, and lateral bracing of top chord. The following specifications and guidelines apply only to gable end construction with flat ceilings constructed with truss or rafters/joists. Other configurations such as cathedral ceilings may be accepted, but may require review by the Fortified inspector or by a design engineer. Note that for truss roofs, the truss manufacturer has designed the truss under the guidance of a professional engineer. In such cases, roof trusses shall be designed to resist the wind loading brought about by a basic wind speed of 130 mph (3-second gust). Documentation that the trusses have been designed for said wind loads shall be provided by the truss manufacturer. Installation instructions provided by the truss manufacturer should come with details for properly bracing the gable end. If the Fortified requirements are different than the specifications from the truss manufacturer, the truss manufacturer’s engineer shall review the bracing requirements specified here prior to construction in the same way that any other modifications or repairs to the trusses must be reviewed by the truss manufacturer’s engineer. 3.1.6.1 Lateral Bracing of Bottom Chord Install horizontal braces, running perpendicular to the bottom chords of the roof trusses, at 4 feet on center and extending back 8 feet from the gable end wall. The brace will consist of a 2x4 fastened with 2 16d nails at each truss chord and 4 16d nails into the blocking in the first framing space, as shown in Figure 3-13. These lateral braces must be aligned with studs in the end wall below so that it is possible to connect the braces to wall studs using metal strapping. Such metal strapping, when properly Page 25 Fortified Builders Guide Welcome installed, helps to resist both lateral forces, and uplift on the gable end wall. Proper application of this strapping is discussed in the following section. 3.1.6.2 Bottom Chord Anchoring for Uplift For the platform styles of wall construction (wood or masonry), it is important to transfer the uplift loads from the gable truss/frame wall to the end wall below. In order to ensure complete load paths at these points, metal straps rated for a minimum tensile load of 770 lb shall be installed at each lateral brace as illustrated in Figure 3-13. In addition, for wood construction, the wall sheathing shall overlap the connection between the end wall and gable truss/frame by at least 12 inches (Figure 3-15). 3.1.6.3 Cross Bracing This type of bracing will transfer lateral loads from gable truss to the ceiling and roof sheathing planes where loads can be effectively transferred into shear walls. The Fortified program requires cross bracing to be installed at the same spacing as the lateral bottom chord braces described above (every 4 feet). This bracing is to be installed in all configurations with flat ceilings. Keep the orientation of the X in the vertical plane, and make sure that the connection between the cross braces and trusses is done into the side of the top chord and bottom chord of the trusses, as shown in the inset of Figure 3-16. 3.1.6.4 Top Chord Bracing Install 2x4x8' blocking along the top chords of gable ends at all locations where cross bracing is installed (i.e., with a horizontal projection of not more than 48” O.C.). This bracing shall be constructed in a manner that is identical to the bottom chord bracing, with the exception that the metal strapping is not required. Proper installation of top chord bracing is illustrated in Figure 3-13. Page 26 Fortified Builders Guide Welcome @ 4’-0”o.c. 2-16d nails each truss 2-16d nails 2-16d nails 2-16d nails @ Metal strap satisfies uplift requirement of gable truss Figure 3-13:Horizontal Lateral Bracing Construction Details (adapted from SSTD10-99 from Southern Building Code Congress International, Inc., 900 Montclair Rd., Birmingham, AL, 352131204). Figure 3-14: Hurricane Gusset Angle is designed to transfer uplift and lateral loads from gable end truss to the wall below (Simpson Strong Tie, 2000). This can be used as alternative to metal strap in Figure 3-13. Page 27 Fortified Builders Guide Welcome Note sheathing overlapping the gable-side wall connection by 12 inches Sheathing overlaps bottom plate Figure 3-15: Example of how wall sheathing should overlap the gable wall-side wall connection. Page 28 Fortified Builders Guide Welcome Figure 3-16: Gable End Wall Cross Bracing. [Inset: Cross Bracing should connect to truss as close to the sheathing as possible. In this case, a special metal connector was used to make installation easier in existing attic] Top and bottom chord bracing not shown. 3.1.7 Roof Sheathing Roof decks must be fully sheathed with 40/20 rated wood panels having a minimum thickness of 19/32”. Either plywood or OSB may be used. Sheathing shall be attached with 8d ring shank (2.5” long by 0.120” diameter) nails at 4” on center on any panel adjacent to a gable end (those panels shown in color in Figure 3-18). The same nails are required at a spacing of 6 inches on center everywhere else on the roof deck. Roof sheathing must be nailed to roof trusses/rafters, as well as to the blocking formed by the gable end brace of the top chord. A minimum withdrawal design value of 60 lb per fastener is required of all nails used to attach roof decking. This requirement will be met or exceeded, provided that the roof framing lumber (i.e., roof trusses or rafters) consists of either Mixed Southern pine or Southern Pine. If required due to roof geometry, piecework (panels ripped lengthwise to a width less than 4 ft) is to be located in a strip located at least 4’ away from the ridge or eaves. This is illustrated in Figure 3-18. Note that the nails must be a full 2.5-inch long to qualify. Shorter nails may be qualified by the Fortified inspector through comparative analysis using information about the nail size and wood species from NER 272. All nails shall be installed such that they do not protrude out the side of the framing members as shown in Figure 3-17. Page 29 Fortified Builders Guide Welcome Figure 3-17: Avoid sidesplitting nails in deck to rafter connections. Note frequency of misses in this case causes roof deck to be very vulnerable to wind damage. 6” spacing in nonshaded panels 4” spacing in shaded panels Figure 3-18: Nail Spacing requirements for plywood or OSB roof deck 3.1.8 Secondary Water Resistance All roof panel joints shall be covered with a self-adhering polymer modified bitumen tape of at least 4” width to provide secondary water resistance. Alternatively, a self-adhering polymer modified bitumen membrane may be used in lieu of both the underlayment and self-adhering tape. Self-adhering polymer modified bitumen tape and membranes must comply with ASTM D1970 “Standard Specification for Self-Adhering Polymer Modified Bituminous Sheet Materials Used as Steep Roofing Underlayment for Ice Dam Protection”. Page 30 Fortified Builders Guide Welcome Figure 3-19: Installation of secondary water resistance using self-adhering strips. 3.1.9 Roof Underlayment At a minimum, roofing underlayment shall consist of either a single layer of 30# felt with a minimum 2” overlap or two layers of 15# felt with a 19” overlap. Both underlayment application methods require a minimum 6” end lap. Alternatively, a self-adhering polymer modified bitumen membrane meeting ASTM D1970 may be used in lieu of both the underlayment and self-adhering tape. In cases where the manufacturer of the roof covering to be used specifies more stringent underlayment requirements, the more stringent procedures shall be followed. Nail spacing shall be no greater than 6” along the laps and 12” in the interior of each strip using low profile roofing nails with load distribution disks or capped head nails. Roofs within 3000 feet of salt water require hot dipped galvanized fasteners for attachments of all roof coverings, including the underlayment. 3.1.10 Roof Covering Roofing systems on homes built under the Fortified program must be built to withstand a design 3-second gust wind speed of at least 130 mph. The most common residential roof types and their respective Fortified requirements are given below. Provided that the roof covering is selected and applied in accordance with the applicable criteria given within this section, the roofing system will be deemed to comply with Fortified standards. • Asphalt shingle roof coverings shall meet one of the test standards listed below, and be installed in accordance with the manufacturer’s recommendations for high-wind regions. Additionally, each strip shall be attached to the roof deck with no less than 6 roofing nails. The tabs of shingles adjacent to, or along the eaves, hips, and ridges must be manually adhered to the underlying surface with at least three 1” diameter dabs of asphalt roof cement per tab. Along rake edges, shingles shall be manually adhered to the underlying surface with 1” diameter dabs of asphalt roof cement at spacings of 2” on Page 31 Fortified Builders Guide Welcome center. Shingles – including hip and ridge materials – must meet one or more of the following standards: ASTM D3161. Note: If materials tested under this standard are used, it must be verified that they were tested to a minimum wind velocity of 130 mph. UL 2390 and ASTM D6381. Note: These standards must be used together in order to determine whether or not the shingles will be able to withstand a design wind speed of 130 mph. • Clay and concrete tile roof coverings shall be installed in accordance with the manufacturer’s recommendations for high-wind applications of 130 mph or greater. Except along the hips and ridges, each tile shall be attached using two (2) mechanical fasteners consisting of either #8 screws or 10d ring-shank nails. Mortar-set attachment is not permitted. Nailer boards shall be installed along all hips and ridges with 1.5” wide, 26 gage galvanized steel straps screwed to the roof deck with two (2) #8 wood screws at a maximum spacing of 37”. Hip and ridge tiles shall be mechanically attached to the nailer board using a minimum of one (1) #8 screw per tile. • Metal panel roofing systems shall be designed for a minimum of 130mph 3-second gust basic wind speed at exposure C using ASCE 7 to determine applicable loads, and ASTM E1592 to determine resistance. For all other roof coverings, documentation showing confirmation that hurricane level wind loads were used in determining the fastening requirements. Any documentation showing acceptance in Miami-Dade county will be adequate. All roof coverings, regardless of type, must be installed in accordance with the manufacturer’s recommendations for high wind regions. 3.1.11 Soffits and Fascias All soffits and fascias shall have a minimum design pressure of +33/-43 psf, as determined by the AAMA 1402-86 test standard. Unsupported soffit lengths shall not exceed the maximum dimensions of the tested configuration, as reported by the manufacturer. Soffits shall be installed according to the manufacturers recommendations for high wind regions. 3.1.12 All Openings: Flashing and Installation Windows and doors are installed according to manufacturers specifications. The Fortified program has specific requirements for flashing around all windows and doors in wood frame walls that may exceed requirements from manufacturer. Confirm that flashing meets the following specifications. Note that there is no requirement for flashing in masonry walls. The intent of these details is to prevent moisture penetration into the wall cavities as well as the interior spaces. As a builder, you are encouraged to obtain training and certification through the AAMA (American Architectural Manufacturers Association) InstallationMastersTM Residential and Light Commercial Window and Door Installation Program. Contact Larry Livermore at (540) 877-9957 to obtain more information. Page 32 Fortified Builders Guide Welcome The steps presented below are consistent with Method “B” from the AAMA InstallationMastersTM guide for windows with mounting flanges and weather resistant barriers applied after installation of the windows. These recommended steps are presented in a step-by-step format as well as in Figure 3-20. Other types of windows or installations methods are acceptable as long as the AAMA InstallationMastersTM guide, or ASTM E 2112-01 – Standard Practice for Installation of Exterior Windows, Doors, and Skylights, recommends them. The following five sections give instructions for installing windows with mounting flanges. 3.1.11.1 Step 1: Sill Flashing Install a 9” wide piece of flashing flush with the rough opening of the window allowing the flashing material to overlap the sheathing below. Fasten with staples at the top edge and do not remove release paper until weather resistant barrier is installed in Step 5. Extend the flashing 9” beyond the rough opening at the side jambs. 3.1.11.2 Step 2: Jamb Flashing Install 9” wide flashing on the side jambs of the windows opening letting the material extend above the top opening 8.5” and extending below the sill for a minimum of 9”. Jamb flashing should overlap the sill flashing. Attach entire length except for lowest 9” to allow weather resistant barrier to be installed in Step 5. 3.1.11.3 Step 3: Install the window Apply a continuous bead of sealant to back of perimeter of mounting flange in line with the prepunched holes. Install window in wall according to the manufacturers recommended schedule. Cover up any pre-punched holes in nailing flange with sealant. 3.1.11.4 Step 4: Head Flashing Apply a bead of sealant to outside of top mounting flange and then install 9” wide flashing overlapping nailing flange. Head flashing must cover top edge of jamb flashing and should extend a minimum of 9” past side jambs of window. . 3.1.11.5 Step 5: Weather Resistant Barrier Install weather resistant barrier consisting of house wrap or building paper in weather board fashion starting from base of the wall and working upward. The first course of weather resistant barrier should be tucked up under the sill and loose ends of jamb flashing. Attach sill and jamb flashing to barrier. Apply next courses of barrier to overlap the jamb flashing as shown in Figure 3-20. Page 33 Fortified Builders Guide Welcome Step 2: Jamb Flashing - Install 9” wide vertical strips of flashing at either side. Extend 8.5” above head of rough opening. Overlap the sill flashing by 9”. Step 1: Sill Flashing - Install 9” wide strip of flashing aligned with rough opening. Fasten at top with staples only. Extend 9” past side jambs. . (Optional) For added protection, first bed a 25-gauge metal Z-flashing into the caulk, then caulk again and add the flashing. Step 3a: Install Window - Apply a bead of caulk on perimeter of mounting flange (all 4 sides) in-line with pre-punched holes. Step 3b: Install window frame while the caulk is still wet. Drive the nails in all the way; never bend them over. Step 4: Head Flashing - Apply a liberal bead of caulk across the top of the window flange, then run a strip of 9” flashing across the top, pushing the flashing into the caulk. Flashing must cover top of jamb flashing and extend 9” past window sides. Step 5: Weather Resistant Barrier - Apply barrier in weather-board fashion from bottom to top. Tuck barrier under the sill and loose ends of jamb flashing, then attach flashing to barrier. Next courses overlap jamb flashing. Figure 3-20: Water Penetration Resistant Window Flashing Details (diagram provided by AAMA). Page 34 Fortified Builders Guide Welcome 3.2 Elements that Differ by Wind Peril 3.2.1 Hurricane Regions All entry doors, windows, skylights, patio doors and garage doors must be tested and certified to meet impact resistance and pressure standards. If the units themselves are not tested, then they must be protected by a protection system (storm shutter or screen) that meets the impact resistance standards. Systems must be compliant with at least one of the following: ASTM E 1996 SSTD-12 Miami-Dade County Protocol A 201 Florida Building Code TAS 201 3.2.2 Tornado / Hail Region 3.2.2.1 Roof Covering An approved impact resistant roof covering – UL 2218 class 4 or FM 4473 Class 4 is required. (Note that UL test is designed for flexible roof covering products, and the FM test is designed for rigid roof covering products). See Section 6.0 for details. 3.2.2.2 Openings: Doors, Windows, Skylights, and Garage Doors In the tornado / hail region, all openings must be rated for a minimum design pressure of positive or negative 50 pounds per square foot as specified by the North American Fenestration Standard, which combines the AAMA/NWWDA 101/I.S.2 and AAMA/WDMA 1600/I.S.7 test standards. Either the WDMA (Window and Door Manufacturers Association) “Hallmark Certification” or the AAMA “Gold Label” Certification Program shall certify these openings with a minimum DP rating of 50psf. Openings (including doors, garage doors, skylights and windows) greater than 32 square feet in area must be impact-resistant or protected by a passive protection system that complies with one of the impact standards listed for the Hurricane Region. Passive protection means that the window or door can withstand wind-borne debris without any external protection; i.e., shutters or screens. Window units connected by mullions supplied by the window manufacturer are considered to be separate units in the determination of area for impact criteria. Two double hung units side by side that are 4 ft by 5 ft each are considered to be separate units with areas of 20 SF instead of a single opening that is 40 SF. In this case the double hung windows would need to meet a DP of 50, but not need impact protection. Figure 3-17: Metal Screen that provides impact protection, and allows sunlight into the building. When one examines a double door, or a double slider, the rough opening of the unit should be considered. The support between the door slabs is not a fixed permanent one, and thus is considered to Page 35 Fortified Builders Guide Welcome be different than the mullions in window systems. Thus the double door or slider will often exceed the 32 square foot limit and therefore will need to meet the impact criteria. 3.2.1 High Wind Region All openings must be rated by WDMA Hallmark or AAMA Gold Standard certification for a minimum design pressure of positive or negative 50 pounds per square foot. All openings must be flashed or properly caulked if installed directly to masonry. 4.0 FLOOD REGION CRITERIA The IBHS flood requirements are, in general, no different than the minimum requirements of the National Flood Insurance Program (NFIP), except in two respects. First, the building must be at least 2 feet higher than the BFE, and second, the foundations in Coastal A zones must adhere to the same requirements as those in V zones. That is, only open elevated foundations are allowed in the Coastal A zone in the Fortified program. 4.1 Flood Zones V Zone – Areas along coasts subject to inundation by one percent annual chance flood events with the additional hazards associated with storm induced waves. Mandatory flood insurance purchase requirements apply. Coastal A zone – A zone landward of a V zone, or landward of an open coast without mapped V zones (e.g., the shorelines of the Great Lakes), in which the principal sources of flooding are astronomical tides, storm surges, seiches, or tsunamis - not riverine sources. An example an elevation showing V and Coastal A zones is given in Figure 4-1. A Zone – other areas subject to inundation by one percent annual chance flood event (e.g., along inland rivers, lakes and lowlands). Page 36 Fortified Builders Guide Welcome Figure 4-1: Typical shoreline elevation showing flood zones V, Coastal A and X (from Coastal Construction Manual, 3rd edition FEMA 55. Federal Emergency Management Agency). 4.2 Building Requirements 4.2.1 Foundation Homes in Non-Coastal A zones must be designed and constructed with the lowest habitable floor (including basements) above the Base Flood Elevation (BFE) by at least 2 ft. Community records or a licensed survey are required to determine the BFE. (Figure 4-2) Homes in V or Coastal A zones must be constructed on open foundation (including elevatedenclosed with breakaway walls) with continuous piles in accordance with the FEMA Coastal Construction recommendations. The bottom of the lowest horizontal support member must be above the BFE by at least 2 ft. Note that the NFIP would normally allow other foundation types such as crawlspaces with flood vents in the Coastal A zone. (Figure 4-2) 4.2.2 Utilities Electrical, heating, ventilation, plumbing, air conditioning equipment and other service facilities must be elevated above the BFE by at least 2 ft in Special Flood Hazard Areas. Page 37 Fortified Builders Guide Welcome Toward River/Lake 100-Year Wave Crest Elevation (BFE) Crawlspace Foundation Non-Coastal A zone requirements Top of Lowest Floor 2 ft FreeBoard 100-Year Stillwater Depth Wave Trough Flood Vents Eroded Ground Elevation Wave Height < 3ft Toward Ocean 100-Year Wave Crest Elevation (BFE) Bottom of Lowest Horizontal Structural Member Wave Height > 3ft V zone and Coastal A zone 100-Year Stillwater Depth Wave Trough 2 ft FreeBoard Eroded Ground Elevation Figure 4-2: Requirements for Fortified foundations (adapted from Coastal Construction Manual, 3rd edition FEMA 55. Federal Emergency Management Agency). 5.0 WILDFIRE REGION CRITERIA The Wildland/Urban Interface is an area where structures and other improved property meets or intermingles with wild land or vegetative fuels. Page 38 Fortified Builders Guide Welcome 5.1 Site Evaluation The Fortified Inspector will identify the wildfire hazard level for the site by examining the following items: Ingress and egress into subdivision Road widths Road condition Road terminus Surrounding vegetation (fuel) Topography/slope of surrounding area History of fire occurrence due to lightning, railroads, burning debris, arson, etc. Building setback Fire protection systems (fire hydrants) Utilities: gas and electric Each factor is assigned a point value and the cumulative value of the points determines whether the site is in a low, moderate, high or extreme wildfire hazard setting. Note that if the hazard level is determined to be Low, then none of the wildfire criteria are applicable. For a risk assessment checklist, visit www.ibhs.org. 5.2 Wildfire Protection Criteria Common to Extreme, High and Moderate Wildfire Hazard Levels The following items are applicable to all extreme, high, and moderate Wildfire Hazard Areas. These requirements must be augmented by the hazard specific requirements that follow this section. A non-combustible street number at least four inches high, reflectorized, on a contrasting background, at each driveway entrance, visible from both directions of travel. Firewood storage and LP gas containers must be at least 50 feet away from any part of the home structure, and have at least 15 feet of survivable space around them. Non-combustible, corrosion-resistant screening with a mesh size no greater than ¼” covering the attic and sub-floor vents. Vent openings shall not exceed 144 square inches at each vent. Spark arrestors in all chimneys (Figure 5-1) Figure 5-1: Spark Arrestor for chimney Page 39 Fortified Builders Guide Welcome Eaves of noncombustible materials as defined in Table 5-1. For materials not listed in Table 5-1, any material that has passed when tested in accordance with Section 8 of ASTM E 136 “Standard Test Method for Behavior of Materials in a Vertical Tube Furnace at 750°C (1382°F)” are generally considered to be non-combustible. Table 5-1: Combustible and Non-combustible Soffit Materials • Combustible: • Noncombustible: • Vinyl • Aluminum • PVC • • Wood boards or panels less than or equal to ½” thick (including plywood and OSB) Wood boards or panels greater than ½” in thickness (including plywood and OSB) Gutters and downspouts of noncombustible materials. Typical aluminum gutters and downspouts are considered to be acceptable Driveways must be at least 12 feet wide with at least 13.5 feet of vertical clearance. If gated, the gate must open inward,have an entrance at least two feet wider than the driveway, and be at least 30 feet from the road. If secured, the gate must have a key box of a type approved by the local fire department. Individual Fire Extinguishers Page 40 Fortified Builders Guide Welcome 5.3 Wildfire Protection Criteria that Varies by Wildfire Hazard Level 5.3.1 Survivable Space Characteristics The following characteristics shall be applied in the survivable space whose extent is defined by the wildfire hazard level below. Grass mowed below 6 inches Provide regular irrigation • For trees taller than 18 feet, prune lower branches within 6 feet of ground. Trees are 10 feet apart from each other No tree limbs within 10 feet of home All plants or plant groups are more than 20 feet apart. No vegetation under decks Remove all dead/dying vegetation 50’ No fire wood within 50 ft of structure’ Figure 5-2: Survivable Space features (courtesy of Western Fire Chiefs Association, 1996). 5.3.2 Extreme Hazard Areas If your home is in a wild land/urban interface area and has an “Extreme” hazard rating, it must have the following additional items: A survivable space of 100 feet. A roof covering assembly with a Class A fire rating according to UL 790. Other standards that are also accepted include ASTM E 108 Class A, or UBC 15-2 ratings. Consult the product packaging or other manufacturer literature to determine if the product meets this standard. There are also publications available from the National Roofing Contractors Association that list fire ratings (and other information) by manufacturer and product name [NRCA 1999a, 1999b]. Wood shakes and wood shingles do not qualify regardless of rating. Non-combustible material enclosing the undersides of aboveground decks and balconies. Page 41 Fortified Builders Guide Welcome Exterior windows are double-paned glass with a tempered outside lite and non-combustible, corrosion resistant screens OR have non-combustible shutters. Exterior glass doors and skylights are double paned, tempered glass. Exterior wall assemblies must have one-hour fire resistive rating with non-combustible exterior surfaces. The following materials are considered to be Non-combustible exterior surfaces: brick veneer, concrete block, concrete, stone. Monitored smoke alarms. In-home sprinkler system that complies with NFPA 13-D-1999: Installation of sprinklers in 1 and 2 family dwellings. 5.3.3 High Hazard Area If your home is in a wild land/urban interface area and has a “High” hazard rating, it must have the following additional items: A survivable space of 50 feet. A roof assembly with a Class A fire rating. Wood shakes and wood shingles do not qualify regardless of rating. Non-combustible material enclosing the undersides of aboveground decks and balconies. Exterior windows are double-paned glass and non-combustible, corrosion resistant screens OR has non-combustible shutters. Exterior glass doors and skylights are double-paned glass. Exterior wall assemblies must have one-hour fire resistive rating with fire resistant exterior surfaces. The following materials are considered to be fire-resistive: wood boards or panels greater than ½” in thickness (including plywood and OSB), stucco, plaster, and brick or stone veneer. Non-monitored smoke alarms. 5.3.4 Moderate Hazard Area If your home is in a wild land/urban interface area and has a “Moderate” hazard rating, it must have the following additional items: • A survivable space of 30 feet. A roof assembly with a class B fire rating. Fire-resistive material enclosing the undersides of aboveground decks and balconies. . Exterior windows and skylights are double-paned glass. Exterior walls are fire resistant materials. The following materials are considered to be fireresistive: wood boards or panels greater than ½” in thickness (including plywood and OSB), stucco, plaster, and brick or stone veneer. Non-monitored smoke alarms. 6.0 HAIL REGION CRITERIA Install an impact resistant roof covering – UL 2218 Class 4 or FM 4473 Class 4. (Note that UL test is designed for flexible roof covering products, and the FM test is designed for rigid roof covering products). This is the only criterion for Hail regions. Page 42 Fortified Builders Guide Welcome UL 2218 is a test that is administered by Underwriters Laboratories and involves dropping steel balls of varying sizes from heights designed to simulate the energy of falling hailstones. Class 4 indicates that the product was still functional after being struck twice in the same spot by 2 inch steel balls. Examine the package of the roof cover product, or consult manufacturer documentation to determine if the product has met the Class 4 designation of UL 2218. If difficultly is encountered locating products that meet UL 2218 Class 4, contact the Fortified Program manager at IBHS for a list of approved roof covering products. Note that this standard is appropriate for flexible roofing products like asphalt shingles, and metal panels or shingles. FM 4473 is administered by Factory Mutual Research and is a test that is similar to UL 2218, but instead of using steel balls, frozen ice balls are used. The FM 4473 test standard is used on rigid roof covering materials (like cement tiles) and involves firing the ice balls from a sling or air cannon at the roof-covering product. Class 4 indicates that the product was still functional after being struck twice in the same spot by a 2-inch ice ball. 7.0 SEVERE WINTER WEATHER CRITERIA 7.1 Overview Severe Winter Weather criteria specifically addresses the potential for damage from ice dams in areas prone to snowfall accumulations greater than 12 inches. Areas where the Fortified criteria for Freezing Weather are required are shown in Figure 7-1. The boundary of the so-called Severe Winter Weather Region outlined on this map follows state and county boundaries, and is roughly based on a combination of 1) the 20 degree isotherm of the 97½ % winter design temperature map in the IRC, and 2) a 20 lb/sq. ft. ground snow load from the 2000 International Residential Code. The northern boundaries of NC, TN, AK, OK, NM, and AZ roughly define a geographic line where the danger of ice dams from snow accumulation and freezing weather are most likely to occur. In California, ice dams are a factor in the northern and western mountain regions. Page 43 Fortified Builders Guide Welcome Fortified . . .for safer living Severe Winter Weather requirements Figure 7-1: Regions where Severe Winter Weather requirements apply under the Fortified…for safer living program. Fortified…for safer living homes located in areas within the freezing weather criteria boundary shall include the following requirements in addition to those of other perils: 7.2 • Roof Requirements An additional moisture barrier shall be applied along the eaves of the roof to prevent water intrusion caused by ice dams. This shall consist of a self-adhering polymer modified bitumen membrane meeting ASTM D1970. The moisture barrier must extend from the eave’s edge to at least 24” past the exterior wall line. Where roof valleys exist, the additional moisture barrier shall extend up the entire length of the roof valley and be a minimum of 36” in width. This additional ice dam protection is not necessary in cases where a self-adhering polymer modified bitumen membrane is applied over the entire surface of the roof deck. Page 44 Fortified Builders Guide Welcome 7.3 Attic Requirements No heat sources shall be installed in unconditioned attic space (i.e., ductwork, etc). No uninsulated recessed lights. All attic access doors located in conditioned spaces shall be treated as exterior doors, properly insulated, sealed and weather-stripped or gasketed. All hidden attic penetrations (stack vents, partition walls, electrical chases, etc) shall be properly sealed and insulated. 8.0 SEISMIC CRITERIA 8.1 Introduction Fortified criteria have been developed for mitigation of damage brought about by earthquakes in seismically active regions of the United States,. Structures built within these regions will likely experience their most severe loadings during seismic events. Although it is impractical to build a home such that it will withstand an intense earthquake unscathed, one may be built in such a manner that it poses a minimal risk to the lives and safety of its occupants. Likewise, the severity of damage incurred by homes built in this manner may be minimized as well. This paper details the seismic criteria that have been developed for the Fortified…for Safer Living program. Many of these criteria were developed using the International Residential Code’s (IRC) special provisions for residential buildings in Seismic Design Category D2 as a basis. The IRC is a variation of the International Building Code (IBC) intended specifically for one- and two-family dwellings. It is used as a basis for Fortified seismic criteria because it, along with the IBC, is compatible with – and designed to eventually replace – the other model building codes currently used in the United States. For the Fortified seismic criteria that are based upon the IRC, special provisions established within the IRC for Seismic Design Category D2 were used because they provide a practical level of protection from earthquake damage in most seismically active regions of the United States. If the stringency of any criterion herein prescribed is less than that which is mandated by building codes applicable to the site of construction, code mandated provisions shall take precedence over the Fortified criterion in question. All remaining Fortified criteria that are not directly nullified by a more stringent building code provision, however, shall be adhered to. The Fortified program requires wind peril criteria of one form or another throughout the entire United States. Because of this, many of the features that would otherwise be required for prevention of earthquake damage are already required for protection against high wind, tornado, or hurricane damage, and are thus not included herein. It is therefore imperative that the seismic criteria specified in this document be used in conjunction with the applicable wind peril criteria of the Fortified…for safer living program. In some cases, the requirements for protection against earthquakes are more stringent than the corresponding criteria for other perils. In such cases, the earthquake criteria take precedence. One example of this is seen in the reinforcement required for stem walls and concrete masonry walls; Fortified earthquake requirements mandate the use of No. 5 reinforcement bar for all concrete and masonry, as opposed to the No. 4 bars that are required for the wind perils. Page 45 Fortified Builders Guide Welcome 8.2 Seismic Risk Zones Homes designated as Fortified…for Safer Living are built to withstand the lateral loading brought about by 130 mph winds regardless of geographic location. For the most part, they are therefore capable of withstanding the lateral loading brought about by slight-to-moderate ground accelerations as well (i.e., ground accelerations between 17% and 50% of the acceleration due to gravity). For this reason, only Fortified homes built in regions of significant seismic risk are required to adhere to the seismic criteria prescribed herein. The Fortified definition of an area having significant seismic risk is based upon the US Geological Survey map of 0.2 second Design Spectral Response Acceleration (SDS), given in Section 301.2 of the 2000 IRC. Contours of equivalent SDS shown on this map are the maximum 5 Hz ground accelerations expected with a 2% probability of exceedance in 50 years. They represent what the SDS contours would be throughout the contiguous United States for a uniform site class of D. Since the areas defined by these contours are not contained within easily identified political and natural boundaries, it was necessary to develop a separate map defining areas in which the Fortified seismic criteria apply. This map, in conjunction with its accompanying list, identifies all states and counties in the United States where the Fortified seismic criteria must be in place before a home may be designated as Fortified…for safer living. Both the Fortified Seismic map and the list of counties are given in Appendix A. Counties identified therein are those containing areas with an SDS of at least 50% of the acceleration of gravity (50% g) – corresponding to a Seismic Design Category of D1, D2, or E. If any part of a county is within an area having an SDS of 50% g or more, the entire county is considered a zone of significant seismic risk under the Fortified program. In some cases, every county in a given state contains areas with an SDS of greater than or equal to 50%. In such cases, the state is listed rather than its individual counties. 8.3 House Geometry One of the biggest factors affecting a building’s susceptibility to earthquakes is its basic geometry. The building’s height and shape – both in plan and in elevation – have major influences on its response to seismic loading. All other factors being equal, the greater a building’s height, the higher its center of gravity. A higher center of gravity results in greater overturning forces. The Fortified program places a limit on building height in order to ensure that the overturning forces brought about by seismic events do not exceed the allowable loads of the hardware designed to resist them. Homes with light-frame wood (i.e., “wood-frame”) exterior walls shall have no more than 2 stories (not including a basement), eave heights no greater than 25’ above grade, and a mean roof height no greater than 30’. Homes with masonry exterior walls are limited to one story (not including a basement), with eave heights no greater than 15’ above grade, and a mean roof height no greater than 20’. Allowable heights for individual stories are discussed in Section 7.0. Buildings with complex or irregular geometries have historically incurred more damage due to seismic events than buildings with more traditional geometries. Because of their detrimental affect on a Page 46 Fortified Builders Guide Welcome building’s response to seismic loading, features that cause a building to be irregular, as defined by the IRC, are not permitted in Fortified homes. Such features include the following: Where shear wall lines of the second story are offset, or not in the same vertical plane as shear walls of the first story. Where the floor or roof diaphragm – or a part of either – is not directly supported by shear walls along all sides. Where any part of a shear wall in the second story is not directly over a shear wall in the first story. Where an opening in the floor or roof diaphragm has a dimension greater than or equal to the lesser of 12 feet or 50% of the least floor or roof dimension. Where a floor diaphragm does not lie entirely within one horizontal plane, except when the entire perimeter of the diaphragm is supported directly by a continuous foundation. Where shear wall lines do not occur in two perpendicular directions. Where the shear walls within a given story of a house are constructed of dissimilar bracing systems such that they have differing stiffness, strength, or other mechanical properties. 8.4 Building Material Mass Another factor having a major influence on a building’s susceptibility to earthquake damage is the mass of building materials used within it. The magnitude of lateral loading imposed upon a structure during a seismic event is directly proportional to the structure’s overall mass. For this reason, the Fortified program places limits on the allowable masses of structural assemblies making up the home. The following mass (weight) limitations shall apply to all Fortified homes in seismic regions: Floor diaphragms dead loads shall not exceed 10 pounds per square foot (psf) Exterior wood-frame walls shall have dead loads no greater than 15 psf Interior wood-frame walls shall have dead loads no greater than 10 psf Masonry walls shall have dead loads no greater than 80 psf Masonry veneer shall have dead loads no greater than 30 psf Roof and ceiling dead loads shall not exceed 10 psf These limitations on dead loads are based upon the provisions of Section R301.2.2.4 of the IRC. 8.5 Site Specific Criteria The Spectral Response Acceleration map that was used to develop the Fortified seismic map is based upon Site Class D. Site Class D was chosen as a basis for this map because it corresponds to a practical worst-case scenario for soil conditions. Although it is acceptable to assume Site Class D as a default soil condition in most cases, building sites with exceedingly poor soil characteristics must be more closely analyzed for seismic risk. If the site index is E or F, methods specified in the IBC shall be followed to determine the SDC. In such cases, construction of homes under Seismic Design Categories D1 and D2 mandate the utilization of Fortified seismic criteria, regardless of whether or not the building site is within a seismic risk zone as defined by the Fortified Seismic map. In states such as California, where designated fault zones have been established and mapped, Fortified homes are not permitted to be built within the so-called “fault zones.” This requirement is designed to prevent construction of Fortified homes in areas where surface rupture is a concern, and also Page 47 Fortified Builders Guide Welcome keeps the homes out of the areas where the most intense ground shaking occurs during a seismic event. Additionally, if the state has developed Seismic Hazard Zone maps (as has California), Fortified homes that are to be built in an area designated as being at risk of either liquefaction or ground failure must have their foundations designed by a licensed structural engineer. 8.5.1 Foundations In seismically active regions, Fortified…for safer living homes constructed using these prescriptive criteria must have foundations consisting of one of the following three types: A monolithic slab-on-ground with integral footing, A reinforced concrete foundation wall, or stem wall, on a continuous reinforced concrete strip footing, or A grouted, reinforced masonry block foundation wall, or stem wall, on a continuous reinforced concrete strip footing. Other foundation types, including piers if deemed necessary, must be designed by a licensed professional engineer to resist the applicable seismic forces, as defined in ASCE 7-02. For foundations of the three types previously mentioned, all concrete shall have a minimum compressive strength of 3000 pounds per square inch. All reinforcement for concrete and masonry walls shall consist of Grade 60 No. 5 rebar. In addition to these and the code requirements of the IRC, the following criteria must be in place: 8.5.2 Footings Foundations shall have a footing depth – both for perimeter and interior footings – of at least 18” below exterior grade. Note that in many areas of the United States, the frost line mandates greater depth. Footing widths must be sized as required for soil load bearing, but must not be less than 12” in width. 8.5.2.1 Strip Footings Strip footings shall be no less than 10” thick, and greater than the projection lengths beyond the interior and exterior planes of the foundation wall. Strip footings shall have horizontal reinforcement consisting of a minimum of one No. 5 bar in the center of the footing width with 4” clear cover from the bottom of the footing. For footings with widths greater than or equal to 16”, an additional two (2) No. 5 bars shall be added, one on either side of the central bar. Strip footings supporting concrete foundation walls shall have minimum vertical reinforcement of No. 5 bars at 40” spacing. Vertical reinforcement shall hook around the horizontal reinforcement with a 180-degree standard hook and shall have a minimum clear cover of 3” from the bottom of the footing. Vertical reinforcement shall extend to a minimum of 28” above the top of the footing and into the foundation wall. The minimum requirement for vertical reinforcement of strip footings supporting masonry foundation walls depends upon the type of above-grade shear walls that will be constructed. Strip footings for homes that will have wood-frame shear walls shall have minimum vertical reinforcement of No. 5 bars at 40” spacing. Strip footings for homes that will have reinforced, grouted masonry shear Page 48 Fortified Builders Guide Welcome walls shall have minimum vertical reinforcement of No. 5 bars at 16” spacing. In either case, vertical reinforcement shall hook around the horizontal reinforcement with a 180-degree standard hook and shall have a minimum clear cover of 3” from the bottom of the footing. Vertical reinforcement shall extend to a minimum of 28” above the top of the footing and into the foundation wall. 8.6 Slab-on-Ground Foundations Footings cast monolithically with a slab-on-ground shall have minimum horizontal reinforcement consisting of one No. 5 bar approximately 4” from the bottom of the footing, and one No. 5 bar approximately 3” from the top of the slab. Horizontal reinforcement in footings shall result in a reinforcement ratio (by area) of at least 0.002. Slab-on-ground foundations supporting masonry shear walls shall have minimum vertical reinforcement consisting of No. 5 bars at 16” on center. Vertical reinforcement shall hook around the horizontal footing reinforcement with a 180-degree standard hook, shall have a minimum of 3” clear cover from the bottom of the footing, and shall extend a minimum of 28” into the shear wall to allow for an effective lap splice. Slab-on-ground foundations supporting cast-in-place concrete shear walls shall have minimum vertical reinforcement consisting of No. 5 bars at 40” on center. Vertical reinforcement shall hook around the horizontal footing reinforcement with a 180-degree standard hook, shall have a minimum of 3” clear cover from the bottom of the footing, and shall extend a minimum of 28” into the shear wall to allow for an effective lap splice. Slab-on-ground foundations supporting wood-frame shear walls shall have 5/8 “J” or “L” anchor bolts embedded in the slab to a minimum depth of 7”. These bolts shall be spaced no greater than 48” on center and shall also be embedded between 6” and 12” of the ends of each sill plate in the bottom of the wood-frame wall. 8.7 Foundation Walls Foundation walls shall have a minimum thickness of 8”. Foundation wall height shall be limited to 8’. The maximum allowable height of unbalanced backfill against the foundation wall is 4’. 8.7.1 Cast-in-Place Concrete Foundation Walls Cast-in-place concrete foundation walls shall have minimum vertical reinforcement consisting of No. 5 bars at 40” on center, in addition to placement within 8” of the edges of openings and corners. This vertical reinforcement shall either be continuous from the bottom of the footing to the top of the foundation wall, or shall be lap spliced with vertical reinforcement in the footing for a minimum of 28”. Cast-in-place concrete foundation walls shall have minimum horizontal reinforcement consisting of one No. 5 bar in the top 12” of the wall, in addition to one No. 5 bar at mid-height for foundation walls greater than 4’ in height. Horizontal No. 5 bars shall also be placed within 8” of the tops and bottoms of openings. Where vertical control joints are located, horizontal No. 5 bars shall be spaced no more than 16” on center from the bottom to the top of the wall, and shall extend at least 28” on either side of the control joint. Cast-in-place concrete foundation walls supporting wood-frame shear walls shall have 5/8” diameter “J” or “L” bolts embedded a minimum of 7” into the top of the foundation wall for sill plate Page 49 Fortified Builders Guide Welcome anchorage. These bolts are required at spacing no greater than 48” on center, with additional placement required between 6” and 12” from where each end of each sill plate will fall. Calculations are required to determine the proper placement of these anchor bolts, as the location of each end of each sill plate must be determined prior to construction of the foundation wall. Care must also be taken to ensure that the bolts to not interfere with – or end up to close to – the bottoms of wall studs. 8.7.2 Masonry Foundation Walls Masonry foundation walls shall have minimum vertical reinforcement consisting of No. 5 bars at 16” spacing, regardless of whether the shear walls being supported by the foundation are wood-frame or masonry. For masonry shear walls, the vertical reinforcement shall either be continuous from the foundation wall into the shear wall, or shall be lap spliced with the vertical reinforcement in the shear wall a minimum of 28”. Regardless of the type of shear wall to be built, vertical reinforcement in masonry foundation walls shall either be continuous with vertical reinforcement of the footing or shall be lap spliced to it for a minimum length of 28”. Masonry foundation walls shall have minimum horizontal reinforcement consisting of one No. 5 bar in the top 12” of the wall, in addition to No. 5 bars at spacing of no greater than 16” on center. Note that the maximum allowable spacing corresponds to placement after every 2 rows of 8” masonry block. Masonry foundation walls supporting wood-frame shear walls shall have 5/8” diameter “J” or “L” bolts embedded a minimum of 15” into the top of the foundation wall for sill plate anchorage. These bolts are required at spacing no greater than 48” on center, with additional placement required between 6” and 12” from where each end of each sill plate will fall. Calculations are required to determine the proper placement of these anchor bolts, as the location of each end of each sill plate must be determined prior to construction of the foundation wall. Care must also be taken to ensure that the bolts to not interfere with – or end up to close to – the bottoms of wall studs. 8.8 Floor Diaphragms Due to the fact that floors (acting as diaphragms) play an integral role in the three-dimensional response of a residential structure to ground accelerations, certain limitations and/or specifications are necessary to ensure dynamic stability. All structural elements of floor diaphragms shall be installed in such a manner that there are direct load paths – both for gravity loads, lateral loads, and uplift loads – to adjacent floor diaphragm members, interior supports, and exterior supports. In addition to the code requirements of the IRC, the Fortified seismic requirements for floor diaphragms are as follows: • Where a floor diaphragm is supported directly by the foundation, sill plates on which floor joists rest shall be directly anchored to the foundation with the previously specified anchor bolts (see Sections 5.1.2, 5.2.1, and 5.2.2). Plate washers with minimum dimensions of 3”x 3”x ¼” must be placed between the nut and the sill. Full-depth blocking is required at all floor joist supports. Additionally, steel or wood diagonal bridging shall be installed at a maximum spacing of 6’ for joists with depths of 12” or greater and 8’ for joists with depths of less than 12”. The greatest dimension of openings in the floor shall not exceed the lesser of 12’ or 50% of the least floor dimension. No split-levels shall be permitted unless each floor level is supported directly by the foundation at the perimeter. Page 50 Fortified Builders Guide Welcome Total dead loads of floor assemblies shall not exceed 10 psf, and shall be relatively uniformly distributed. 8.9 Walls Load-bearing walls acting as “shear walls” are not only responsible for transmitting vertical loads to the foundation, but also for horizontal (lateral) loads. Since lateral ground accelerations during an earthquake may approach – or in some cases even exceed – the acceleration of gravity, it is imperative that a home has a sufficient percentage of its exterior wall length devoted to serving as shear walls. Equally as important is each wall’s ability to transmit its base shear into the foundation. The Fortified seismic requirements for walls are designed to address these concerns. They are as follows: Where wood-frame shear walls are supported directly by the foundation, the bottom sills of the walls shall be directly anchored to the foundation with the previously specified anchor bolts (see Sections 5.1.2, 5.2.1, and 5.2.2). Plate washers with minimum dimensions of 3”x 3”x ¼” must be placed between the nut and the sill. At least 55% of the lengths of exterior walls on the first floor of a two-story building shall be shear walls. Story heights shall be no more than 10’ for wood-frame walls and 9’ for masonry block walls. The height of the 2nd floor can be less than the 1st floor by no more than 12”. Reinforced masonry walls shall be no more than one story high. Masonry block walls shall have the same reinforcement as is specified for masonry block foundation walls. Vertical reinforcement shall be continuous or effectively lap spliced with a minimum lap length of 28” from the top of the wall to the foundation. On wood frame walls, masonry veneer is permitted up to 10’ feet above grade, with an additional 8’ permitted on gable ends. Masonry veneer shall be attached to the wood frame wall with a minimum of # 9 gage wire ties at a maximum spacing of 16” on center both vertically and horizontally. No. 9 gage wire reinforcement shall be continuous in veneer bed joints. Masonry veneer shall weigh no more than 30 pounds per square foot. Perimeter nail spacing for connections between sheathing and wall framing shall be reduced to 4” on center wherever brick veneer is present. Steel straps shall be nailed or screwed to the corners of openings in non load-bearing walls prior to application of gypsum wallboard. 8.10 Roofs In general, the roof criteria specified for 130 mph winds, including fastenings for sheathing as well as roof-to-wall connections, are more than sufficient for seismic loading. Some additional requirements include the following. The greatest horizontal projection of an opening in the roof shall not exceed the lesser of 12’ or 50% of the least roof dimension. The combined dead load of the roof and ceiling shall average 15 psf or less and shall be relatively uniformly distributed. 8.11 Nonstructural Page 51 Fortified Builders Guide Welcome The following criteria, while not related to the structural integrity of the home, will help prevent other seismic-related disasters such as personal property damage, flooding, and fire. Water heaters shall be securely attached to structural members such as wall studs within a loadbearing wall. All glazing shall either consist of tempered glass or shall have a safety film applied on the interior side, even for windows that have protective shutters. All natural gas lines shall have flexible connections, in addition to an automatic shutoff valve. Masonry chimneys shall be connected to structural members of exterior walls in the same manner as is required for masonry veneer. Chimneys shall not extend more than 24” above the rooftop. 8.12 Additional Criteria The length of an exterior wall line beyond a re-entrant corner shall be less than or equal to 15% of the total building dimension in that direction for at least one projection of said corner. 8.13 Recommendations The following criteria, while not required by the Fortified…for safer living program, are strongly recommended. For the most part, they are simple steps that can be taken to drastically decrease the amount of damage done to the homeowners’ possessions within the home during an earthquake. See “A Homeowner’s Guide to Earthquake Retrofit” for details on the best methods of accomplishing these. Install L-brackets or Z-brackets to attach bookcases, file cabinets, entertainment centers, and other furniture to the wall. Secure picture frames and bulletin boards to the wall by using closed screw-eyes instead of traditional picture hangers. Secure ceiling lights to supports using safety cables. Anchor large appliances such as refrigerators to the wall using safety cables or straps. Install locking mechanisms on cabinet and cupboard doors to prevent them from opening and letting the contents fall out during an earthquake. Page 52 Fortified Builders Guide Welcome Appendix A – Fortified Seismic Zones Figure A-1: Fortified Seismic Zones of the contiguous US (Alaska and Hawaii are also considered seismic zones) The following states shall meet the seismic requirements of the Fortified…for Safer Living program: Alaska California Hawaii Nevada In addition, the following counties within the states listed below shall meet the requirements of the Fortified…for Safer Living Program: Page 53 Fortified Builders Guide Welcome Arizona Coconino Pima Yuma Mohave Arkansas Arkansas Clay Cleburne Craighead Crittenden Cross Faulkner Fulton Greene Independence Izard Jackson Lawrence Lee Lonoke Mississippi Monroe Phillips Poinsett Prairie Pulaski Randolph Sharp St. Francis Stone White Woodruff Jackson Jasper Jefferson Johnson Lawrence Madison Marion Massac Monroe Perry Pope Pulaski Randolph Richland Saline St. Clair Union Wabash Washington Wayne White Williamson Hickman Hopkins Livingston Lyon Marshall McCracken McLean Muhlenberg Todd Trigg Union Webster Illinois Alexander Bond Clay Clinton Crawford Edwards Effingham Fayette Franklin Gallatin Hamilton Hardin Indiana Gibson Knox Pike Posey Spencer Vanderburgh Warrick Kentucky Ballard Caldwell Calloway Carlisle Christian Crittenden Daviess Fulton Graves Henderson Page 54 Fortified Builders Guide Welcome Mississippi Benton Coahoma Desoto Lafayette Marshall Panola Quitman Tate Tippah Tunica Missouri Bollinger Butler Cape Girardeau Carter Dunklin Iron Jefferson Madison Mississippi New Madrid Oregon Pemiscot Perry Reynolds Ripley Scott Shannon St. Francois St. Louis Ste. Genevieve Stoddard Washington Wayne Lewis and Clark Lincoln Madison Meagher Missoula Park Pondera Powell Sanders Silver Bow Teton Rio Arriba Sandoval Santa Fe Socorro Valencia Cherokee Graham Swain Oregon Baker Benton Clackamas Clatsop Columbia Curry Coos Deschutes Douglas Harney Hood River Jackson Josephine Klamath Lake Lane Lincoln Linn Malheur Marion Multnomah Montana Beaverhead Broadwater Cascade Deer Lodge Flathead Gallatin Glacier Granite Jefferson Lake New Mexico Bernalillo Los Alamos New York Clinton Franklin St. Lawrence North Carolina Polk Tillamook Umatilla Wasco Washington Yamhill Page 55 Fortified Builders Guide Welcome South Carolina Aiken Allendale Bamberg Barnwell Beaufort Berkeley Calhoun Charleston Chesterfield Clarendon Colleton Darlington Dillon Dorchester Fairfield Florence Georgetown Hampton Horry Jasper Kershaw Lee Lexington Marion Marlboro Orangeburg Richland Sumter Williamsburg Tennessee Anderson Benton Blount Bradley Chester Coclee Carroll Crockett Decatur Dyer Fayette Grainger Gibson Hamblen Hamilton Hardeman Hardin Haywood Henderson Henry Houston Humphreys Lake Lauderdale Jefferson Knox Loudon Montgomery Obion Garfield Iron Juab Kane Millard Morgan Piute Rich Salt Lake Sanpete Sevier Summit Tooele Utah Wasatch Washington Wayne Weber Jefferson King Kitsap Kittitas Klickitat Lewis Mason Pacific Pierce San Juan Skagit Skamania Snohomish Thurston Wahkiakum Walla Walla Whatcom Yakima Park Sublette Teton Monroe Madison McNairy Polk Sevier Perry Shelby Stewart Tipton Union Weakley Utah Beaver Box Elder Cache Carbon Davis Duchesne Emery Washington Benton Chelan Clallam Clark Cowlitz Grays Harbor Island Wyoming Freemont Lincoln Uinta Page 56 Fortified Builders Guide Welcome Appendix B – Foundation Reinforcement Requirements for Seismic Regions This appendix contains five illustrations, each of a different commonly used foundation system. The drawings and text contained therein show the minimum reinforcement requirements for foundations of Fortified homes built in areas defined by the Fortified program as seismic risk zones. Note that each illustration is preceded by a title that describes what type of system it is. An elevation (left) and a profile (right) are shown for each system. Page 57 Fortified Builders Guide Welcome Page 58 Fortified Builders Guide Welcome Page 59 Fortified Builders Guide Welcome Page 60 Fortified Builders Guide Welcome Page 61 Fortified Builders Guide Welcome NOTES Page 62 Fortified Builders Guide Welcome 9.0 Reference AAMA 1402-86 “Standard Specifications for Aluminum Siding Soffit and Fascia” American Architectural Manufacturers Association. www.aamanet.org . 2003. ANSI/AAMA/NWWDA 101/1.S.2-97. American National Standard. Voluntary Specifications for Aluminum, Vinyl (PVC) and Wood Windows and Glass Doors. American Architectural Manufacturers Association, Schaumburg, IL, 1997 ASCE 7-98: Minimum Design Loads for Buildings and Other Structures. American Society of Civil Engineers. Reston, Virginia, 2000. ASTM D3161-03b “Standard Test Method for Wind-Resistance of Asphalt Shingles” ASTM International, West Conshohocken, PA, 2001. ASTM D1970-01. “Standard Specification for Self-Adhering Polymer Modified Bituminous Sheet Materials Used as Steep Roofing Underlayment for Ice Dam Protection.” ASTM International, West Conshohocken, PA, 2001. ASTM E136 “Standard Test Method for Behavior of Materials in a Vertical Tube Furnace at 750°C (1382°F),” ASTM International, West Conshohocken, PA. ASTM E1592 “Standard Test Method for Structural Performance of Sheet Metal Roof and Siding Systems by Uniform Static Air Pressure Difference” ASTM International, West Conshohocken, PA ASTM E2112-01 “Standard Practice for Installation of Exterior Windows, Doors, and Skylights” ASTM International, West Conshohocken, PA, 2001. ASTM D6381 “Standard Test Method for Measurement of Asphalt Shingle Mechanical Uplift Resistance” ASTM International, West Conshohocken, PA. Coastal Construction Manual, 3rd edition, FEMA 55. Federal Emergency Management Agency, Mitigation Directorate, June 2000 FM 4473: Specification Test Protocol for Impact Resistance testing of Rigid Roofing Materials by Impacting with Freezer Ice Balls. Class 4473. September 1999. Factory Mutual Research. GA-600-2000 - Fire Resistance Design Manual, Gypsum Association, Washington, DC, 2000. HIP-91 Commentary and Recommendations for Handling, Installing and Bracing Metal Plate Connected Wood Trusses, Truss Plate Institute, Inc., Madison, WI, 1991. “Installation Masters Training Manual”, American Architectural Manufacturers Association, Schaumburg, IL, 2000. Page 63 Fortified Builders Guide Welcome “Is your home protected from hail damage? A homeowner’s guide to roofing and hail.” The Institute for Business and Home Safety. Tampa, FL 1999. “Is your home protected from hurricane disaster? A homeowner’s guide to hurricane retrofit.” The Institute for Business and Home Safety. Tampa, FL 1998. “Is your home protected from wildfire disaster? A homeowner’s guide to wildfire retrofit.” The Institute for Business and Home Safety. Tampa, FL 2001. Low Slope Roofing Material Guide, 1999, National Roofing Contractors Association, Rosemont, IL, 1999. NER-272: Power-Driven Staples and Nails for use in all types of Building Construction. National Evaluation Service, Inc. September 1997. SSTD10-99 “Southern Standards Technical Document 10 - Standard for Hurricane Resistant Residential Construction”. Southern Building Code Congress International, Birmingham, AL 1999. Steep Slope Roofing Material Guide, 1999, National Roofing Contractors Association, Rosemont, IL, 1999. UL 2218 “Impact Resistance of Prepared Roof Covering Materials,” Underwriters Laboratories Inc., Northbrook, Illinois, 1996. ISBN 0-7629-0033-4 UL 2390 “Test Method for Wind Resistant Asphalt Shingles with Sealed Tabs” Underwriters Laboratories Inc., Northbrook, Illinois, 1996. ISBN 0-7629-0033-4 Page 64 Fortified Builders Guide Welcome 10.0 CONTACT INFORMATION Institute for Business & Home Safety 4775 E. Fowler Avenue Tampa, FL 33617 www.ibhs.org Charles T. (Chuck) Vance Fortified Program Administrator 813 675-1039 813 286-9960 (fax) cvance@ibhs.org Page 65