benefits spotlight

BENEFITS
SPOTLIGHT
MAKING THE MOST OF YOUR
BENEFITS EXPERIENCE
Vol. 1, Issue 2 October 2015
2016 Benefits Open Enrollment: October 26 – November 10, 2015
This issue of Benefits Spotlight focuses on
Open Enrollment. This is the time you get
each year to enroll in, or make changes to,
your medical, dental and vision benefits
from Engility. You may also elect to
participate in accident and critical illness
insurance, Flexible Spending Accounts
(FSAs), pet insurance and more.
It is very important that you actively elect
the benefits you want during this year’s
Open Enrollment period. If you don’t, you
may not have the coverage you need in
2016. Many of the plans that were offered
under the separate TASC and Engility
benefits programs are being discontinued
or changed effective January 1, 2016.
Before making your elections, be sure to
learn about all of the options available to
you. You can find all the details, including Summaries
of Benefits and Coverage, our 2016 Benefits Highlights
Guide, Frequently Asked Questions and more, on our
benefits website, www.Engilitycorp.com/benefits.
If you have questions or need help completing your
enrollment, contact the Engility Benefits Service Center
at 1-877-248-8519. Representatives are available from
8 a.m. to 6 p.m., Eastern time, Monday through Friday.
Did You Know? If you enroll in one of the Engility UHC medical options for 2016,
you will have access to Teladoc. Teladoc provides a national network of U.S. boardcertified doctors available 24/7/365 to resolve many of your medical issues. As
an Engility medical plan member, you will be able to access Teladoc any time you
can’t get to your regular doctor — when traveling, after hours or when you’re at
work. The cost is never more than a doctor’s office visit.
OPEN ENROLLMENT: OCTOBER 26
THROUGH NOVEMBER 10, 2015
Electing Your 2016 Benefits – How to Enroll
To make your benefit elections for 2016, login to https://
engilitybenefits.benefitsnow.com starting October 26
through November 10. During this time, you can also
elect to participate in Flexible Spending Accounts if you
want one of these accounts in 2016. Just follow these
simple instructions:
•
On the benefits home page, select “Enroll Now”
(blue button, right hand side) and follow the steps
•
If you have not created your account or are a New
Hire:
•
Select the “First Time User” link
•
Log into the Engility Benefits Service Center
website at https://engilitybenefits.benefitsnow.com.
•
Enter credentials requested
•
Click “Go”
•
If you already have an account:
•
•
Enter your Username and Password
On the benefits home page, select “Enroll Now”
(blue button, right hand side) and follow the steps
Not sure which medical
plan to choose? Now
there is someone you can
ask! Health Advocate is a
confidential service that is
designed to help you solve
problems and find solutions
for your health care and
health insurance needs.
During Open Enrollment, all
eligible employees may use
Health Advocate for help
deciding which plan will
best suit their needs. When
you call Health Advocate,
you will talk to a trained
professional (typically a
registered nurse) who can
help you understand the
health plans available to you
and how they are different,
and compare costs among
all three plans. Best of all,
there’s no cost to you for
using this service. Engility
pays the entire cost.
To reach Health Advocate
call 1-866-695-8622
or log on to
www.healthadvocate.com/
members.
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What Happens If You Do Nothing
Medical Benefits
It is very important to select the medical plan you want for 2016 because
all of the plans being offered are different from those available through the
separate TASC and Engility programs in 2015. If you don’t make a new medical
plan election during the Open Enrollment period, you will receive the default
coverage listed below.
If the medical plan you have today is…
Your default medical coverage effective
January 1, 2016 will be…
Aetna Bronze HRA Plan
CDHP Standard
Anthem Bronze HRA Plan
UHC CDHP Basic Plan
Aetna Silver HRA Plan
CDHP Premium
Anthem Silver HRA Plan
UHC CDHP Plus Plan
Any Kaiser Permanente CDHP
CDHP Premium Plus
Aetna Gold POS Plan
Anthem Gold PPO Plan
Kaiser HMO Hawaii
HMSA PPO Hawaii
HMSA HMO Hawaii
HMSA HMO Hawaii
HMSA PPO Hawaii
HMSA PPO Hawaii
TRICARE Supplement Plan
TRICARE Supplement Plan
UHC Global or Aetna International
Aetna International Medical Plan
No medical coverage
Waive coverage
To learn more about these and other benefits Engility makes
available to you, visit www.Engilitycorp.com/benefits, our new
benefits website.
Important
Legacy Engility emloyees need to set up new beneficiaries as their 2015 beneficiaries will not carry over into 2016.
Legacy TASC employees should review and update their beneficiary designations, if needed.
A Word About ID Cards
All employees enrolled for 2016 medical coverage will receive new ID cards from UHC. Your ID card will have a
new Member ID, Group Number and customer service number. The new ID cards are scheduled to mail in midDecember. You should begin using your new ID card as of January 1, 2016. If you do not receive your ID card,
please call UHC at 1-844-859-5008 to request a copy.
Please Note: If you are a Legacy TASC employee who has coverage with UHC in 2015, you will need to re-register
on myuhc.com using your new Member ID and Group Number (see above) to access your benefit coverage and
claims information starting January 1, 2016. (You must retain your current user ID and password to see any benefit
coverage and claims information on myuhc.com for the TASC group policy prior to December 31, 2015).
Other Benefits
As outlined in the following chart, other benefits you have now may or may not carry over to 2016 at the 2016
per-pay contribution rates. For example, if you have family dental coverage today through the separate TASC or
Engility plans and don’t make a new election during Open Enrollment, you will have family dental coverage with
MetLife effective January 1, 2016. Other benefits, however, require a new election.
Plan/Benefit
If the coverage you have today is….
Your default coverage effective January 1, 2016 will be…
Dental
Any Current Coverage
MetLife PPO Dental Plan, same tier*
Vision
Any Current Coverage
VSP Vision Plan, same tier
FSA
Any Election/Waive
Waive; must make new election
Same coverage with Aetna
Optional Term Life
Any Current Coverage
Optional AD&D (Legacy TASC)
Any Current Coverage
Same coverage with Aetna
Optional AD&D (Legacy EGL)
Any Current Coverage
Waive, must make new election
Short Term Disability
Any Current Coverage
66 2/3 % coverage with Aetna
50%
50% coverage with Aetna
60% or 70%
66 2/3 % coverage with Aetna
Long Term Disability (Legacy EGL)
60%
66 2/3 % coverage with Aetna
Legal (Legacy TASC)
Any Current Coverage
Waive; must make new election
Legal (Legacy EGL)
Any Current Coverage
Same coverage with MetLaw
Critical Illness (Legacy EGL)
Any Current Coverage
Same coverage with MetLife
Accident (Legacy EGL)
Any Current Coverage
Low Accident Plan with MetLife
Auto and Home
Any Current Coverage
Same coverage with MetLife
Identity Theft (Legacy TASC)
Any Current Coverage
Same coverage with InfoArmor
Pet Insurance (Legacy TASC)
Any Current Coverage
Same coverage with VPI Pet Insurance
Group Universal Life (Legacy EGL)
Any Current Coverage
Same coverage with MetLife
Long Term Disability (Legacy TASC)
* The Aetna International Dental Plan will be offered to international employees
Online Tools from UHC: UnitedHealthcare (UHC) has several tools that will be very helpful as you go through this enrollment
process. On their pre-member website: http://welcometouhc.com/engility, there are links to several useful tools:
•
You can find out if your doctor or facility is in network with their “Find Your Doctor” tool.
•
You can estimate your costs for the year using the “Plan Cost Estimator” tool. This can help you determine which
plan is best for you.
•
You can review the appropriate “Preventive Care Guidelines” based on age and gender (under online tools and
resources).
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Important!
Finally, it’s important to know that if you participated in a Health Care Flexible Spending Account (FSA), Health
Reimbursement Account (HRA) or Health Savings Account (HSA) for 2015 and have funds remaining in your account(s)
on December 31, 2015, those amounts will carry over and be available for you to use next year. The specific rules for
transitioning any balances at the end of the year are based on the type of account—FSA, HRA or HSA—and whether or
not you will be covered under one of the CDHPs in 2016. Please review the chart below for more information.
If you are a Legacy TASC
employee and, as of December
31, 2015, you have a balance
remaining in your…
Health Care FSA
If you enroll in a 2016 CDHP medical plan
If you don’t enroll in a 2016 CDHP
medical plan
Any balance remaining in your Health Care FSA will be forfeited.
UHC Health Savings Account
(HSA)
Unused funds will roll over to your 2016 HSA account.
You may continue to use the same HSA debit card as in
2015.
Any unused funds will remain in your
UHC HSA account to be used for
qualified expenses.
Kaiser Health Savings Account
(HSA)
You can keep your unused funds in your Kaiser HSA, or
roll them over to your 2016 UHC HSA account. You will
receive a new HSA debit card to use for 2016.
Any unused funds will remain in your
Kaiser HSA account to be used for
qualified expenses, or can be rolled
over to another financial institution of
your choice.
Limited Purpose FSA
Health Reimbursement Account
(HRA) – from 2014 or before
Dependent Care FSA
If you are a Legacy Engility
employee and, as of December
31, 2015, you have a balance
remaining in your…
Any balance remaining in your Limited Purpose FSA will be forfeited.
Any unused funds will remain in your HRA account to be Any unused funds will remain in your
used for qualified post-tax medical expenses and pre-tax HRA account to be used for pre-tax
dental and vision expenses.
medical, dental and vision expenses.
Any balance remaining in your Dependent Care FSA will be forfeited.
If you enroll in a 2016 CDHP medical plan
If you don’t enroll in a 2016 CDHP
medical plan
Health Care FSA
Any balance (up to $500) left in your 2015 Health Care
FSA will roll over into a Limited Purpose FSA for dental
and vision expenses only.
Any balance (up to $500) will roll over
into a 2016 Health Care FSA for 2016
medical, dental and vision expenses.
Health Reimbursement Account
(HRA) – from 2014 or before
Any unused funds will remain in your HRA account to
be used for qualified post-tax medical expenses and
pre-tax dental and vision expenses. Claims for services
rendered on or after January 1, 2016 can be submitted
for reimbursement only after the Anthem or Aetna HRA
funds have been transferred to UHC’s HRA. Dates will be
announced.
Any unused funds will remain in your
HRA account to be used for pre-tax
medical, dental and vision expenses.
You must remain employed with Engility to continue to have access to these
funds.
Dependent Care FSA
Any balance remaining in your Dependent Care FSA will be forfeited.
Questions? Need Assistance? Contact the Engility Benefits Service Center
at 1-877-248-8519. Representatives are available from 8 a.m. to 6 p.m., Eastern
time, Monday through Friday.
This newsletter highlights certain provisions of some of the benefit plans available to eligible Engility employees effective
January 1, 2016. It is meant to provide only a very brief overview of these benefits, which are made available to eligible employees
and their eligible dependents. Should any questions ever arise about eligibility or the nature and extent of these benefits, the formal
language of the respective documents as construed and interpreted by the Company will govern. The tax treatment of these benefits
is subject to change without notice, as determined by federal, state and/or local tax authorities. Engility Corporation, or any successor,
reserves the right to amend, modify, suspend or terminate these plans in whole or in part, at any time and for any reason, by action
of the Company to the extent permitted by law. Your eligibility or right to benefits under the plans does not confer any legal right to
continued employment by Engility. Engility at all times retains the right to sever employment at any time, for any reason.
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