Winter - Bank of Springfield

insights
Winter 2016
banking
made easy!
If youʼre like most people, youʼre very busy, so “easy” is important. Let BOS help you find
a few spare minutes in 2016. We have some convenient products that will help you save time.
eAlerts
If you don’t want to spend time checking your
accounts on a daily basis, let your accounts check in
with you. eAlerts is a helpful feature you can select
for any of your BOS accounts. Receive an alert when:
• your account falls below a chosen balance;
• a deposit has been received;
• a check has posted;
• your loan payment is due;
• and more.
To set up eAlerts, log in to your BOS online banking
account and click the “eAlerts” tab. Choose which
account you would like to set up and then select
which alert you would like to receive. If you want to
receive a text message, choose the alert that ends in
“Mobile.” Otherwise, the alert will be sent to your
secure email inside your BOS online banking
account.
Helpful Hint: Be sure your contact information is
current for eAlerts to work properly. To verify your
information, click the “User Information” link at the
very top of your BOS online banking home screen.
Checkfree Bill Payment
Perhaps the most time and cost saving component to
BOS online banking is the Checkfree Bill Payment
feature.
Pop Money
Forgot to grab cash to pay the babysitter? No problem! Pop Money is an easy way to pay individual
people through text or email.
The first time you pay your bills online, you need to
set up the billing information. To do this, log in to
your BOS online banking account and click the “Pay
Bills or People” tab. Then click “Add a Company or
Person” and fill in the company’s information and
the account number on your bill.
Pop Money is a convenient way to:
• pay for services such as your hair cut or dog
grooming;
• send money to your child at college;
• send money as a gift to family or friends;
• reimburse your friends for lunch;
• pay rent to your landlord or roommate; and
• any other time you need to send money.
Once the company and account information is
entered, you can pay bills. Simply enter the amount
you want to pay next to the biller’s name, select the
date you want the payment to be received and click
the “Make Payments” button. You can also create
reminders or set recurring payments to automatically
send each month by clicking “AutoPay”. BOS even
guarantees delivery of funds and resolves payment
disputes with vendors.
If you elect to receive eBills through online banking,
you’ll receive automatic email alerts when bills are
received. You can receive and store bills from select
payees electronically or view your payment history in
the Payment Center.
To use Pop Money, log in to your BOS online banking account and click the “Pay Bills or People” tab.
This will take you to the online Payment Center.
Now click the “Pop Money” tab and fill out the information. You will need the email address of the
person to whom you are sending money. They will
receive an email that you paid them, as well as
directions on how to accept the money. Pop Money
also allows you to request and accept payments.
Pop Money is easy and convenient, but there are a
few things to keep in mind: Pop Money is a secure
form of payment; it can take up to three business
days for the money to transfer into the recipient’s
account; and there is a nominal fee to use Pop
Money.
state banking board of illinois
Governor Bruce Rauner recently appointed Tom Marantz (Bank of Springfield
CEO and Chairman of the Board) to the State Banking Board of Illinois. As a
member of the State Banking Board of Illinois, Marantz will be able to provide
advice and guidance about supervision and regulation of state chartered banks
and trust companies to the Illinois Department of Financial and Professional
Regulation Division of Banking. Board members also serve as the board of
trustees of the Illinois Bank Examiners’ Education Foundation. Trustees approve
investments and expenditures of foundation funds.
Tom Marantz
atm upgrade
We are in the process of upgrading the BOS ATMs to accept cards with EMV chips. You will insert your
debit card in the new machines rather than swipe it in the card reader. Don’t forget to retrieve your card
once the transaction is complete.
springfield vs. quincy
In 2015, BOS sparked a little rivalry between our
Springfield and Quincy branches by donating a
trophy to travel between University of Illinois at
Springfield (UIS) and Quincy University (QU). QU
hosted UIS on January 7, 2016 and QU took home
the trophy for the second year in a row with the final
score of 93-82. Way to go Quincy!
Then, BOS sponsored a Family Day at UIS on Saturday, January 16, 2016 when they played William
Jewel. It was a fun day full of giveaways, mascots,
and, of course, basketball.
BOS and his friends at the UIS basketball game on January 16.
The other mascots are Orion from UIS and Speedy from the Sliders.
BOS presenting the traveling trophy to QU basketball players after
their 93-82 win over UIS.
BOS and McGraw Enterprises accept a thank you presentation
before the Men’s UIS game on January 16.
community involvement
december
february
BOS employees gave holiday donations in
honor of our CEO & Chairman of the Board, Tom
Marantz. Our Springfield, Chatham and Quincy
branches bought gifts for several families. Jacksonville chose to donate to a non-profit organization working with people with developmental
disabilities. Glen Carbon and Staunton gave to
the food pantry and BOS Metro East branches
donated to a local women’s shelter.
BOS employees will take turns volunteering to
serve lunch at St. John’s Breadline over the
course of a week.
BOS will host Central Illinois Community Blood
Center on Wednesday, February 24 in Springfield.
Everyone is welcome to come donate.
march
BOS employees from all branches will participate
in Big Brothers Big Sisters Bowl for Kids’ Sake.
january
A toiletry drive to benefit Helping Hands will run
through January and February. You many bring
items to any Springfield or Chatham branch. Our
other branches will also accept items for local
organizations.
BOS employees will deliver food for Senior Service
Center of Central Illinois for a week in March.
BOS employees and BOS Dog make up a
Super Six team to help raise funds during
UCP’s Telethon.
BOS’ Super Six Team at the UCP Telethon
homebuyer seminar
Attend our free homebuyer seminar on Saturday, March 5 at 10:00 am
at our Wabash branch (3400 Wabash, Springfield). We’ll cover information
for everyone who is considering buying a house — whether it’s your first
time, you’re expanding, or downsizing. Learn about:
• Qualification vs. Affordability
• What to look for as you shop for your new home
• What documentation is needed and why
• Budgeting for a successful homeownership
Contact Teresa at 217.241.6140 or tbruce@bankwithbos.com to reserve
your seat.
bos classic 50
a ct i v i ti e s a n d to u rs
Chicago Auto Show
Thursday, February 18. . . . . . . $72.00
Once again we will visit McCormick Place
in Chicago, one of the world’s largest
displays of vehicles, including all of the new
cars and trucks, plus a few prototype cars.
It’s a great time to check-out your favorite vehicles.
Magical Christmas Markets
featuring Austria and Germany
Trip Information Meeting
Tuesday, February 23. . . . . . . . . . Free
Plan to attend this informative meeting
about our “Christkindlesmarkt” trip scheduled for the holiday
season 2016. Please see the Major Tours section of this newsletter for more information.
“Beautiful” The Carole King Musical
Fox Theatre - St. Louis
Saturday, February 27. . . . . . $109.00
“Beautiful” tells the story of Carole King’s
remarkable rise to stardom, from being part
of a hit songwriting team to becoming one
of the most successful solo acts in music
history. The show features a stunning array
of her beloved songs, including “I Feel The
Earth Move”, “One Fine Day”, “You’ve Got A Friend” and
many more.
Fox Theatre - St. Louis
Theater tour, lunch and show
Saturday, April 9. . . . . . . . . . . . . . . . . . . . . . . . . . . $144.00
Today we will enjoy a special treat. In
addition to seeing the popular hit show
“The Bridges of Madison County” we
will also enjoy a tour of this magnificent
theater, with an included lunch, prior to
this Tony Award winning Broadway musical. The show, based upon the best-selling novel, is one of the
most romantic stories ever written.
Mystery Trip with Linda Koenig
Monday, April 11. . . . . . . . . . . . . . . . . . . . . . . . . . . . $95.00
Today we will visit places never offered
by Linda in previous BOS trips. First we
will visit (place) and enjoy a very interesting presentation of this wonderfully
preserved (place). Next we visit (place)
that produced curious, hilarious and bizarre (things). Then we
visit (place) to sample and purchase (food items). Next a
delicious buffet lunch is included at (place). After lunch we visit
(place) and tour this beautiful (place). We leave Springfield at
7:30 am and return by 5:30 pm.
Big Band Radio Production
Jacob Henry Mansion Estate-Joliet
Tuesday, April 19. . . . . . . . . $99.00
The beautiful Victorian Ballroom at the
Jacob Henry Mansion Estate will be transformed into “The Limestone Lounge”, a 1930’s Jazz Club
where we will enjoy this glorious era with a “live radio broadcast show”, complete with an orchestra, vocalists and radio
actors. A fabulous lunch, with all of the trimmings, is included.
Kimmswick and the Blue Owl
Tuesday, May 3. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $96.00
Once again we will travel with Linda Koenig
as we visit Kimmswick, Missouri and enjoy a
great lunch at the famous Blue Owl Restaurant (think mile-high apple pie!). While in
Kimmswick we will also have time to explore
this historic and quaint village on the Mississippi. Also included will be stops at the
nearby Anheuser Mansion, the fully restored former home of
this famous family, and a visit to Mastodon State Historic Site.
There we will view exhibits, which include artifacts dating back
12,000 years.
Missouri Adventure
May 18-19 (2 days). . . . . . . . . . . . . . . . . . . . . . . . $275.00
You’ll want to ask for the trip itinerary since
Linda Koenig has loaded this trip with
wonderful opportunities to visit many historic and interesting Missouri places including:
Missouri’s Westminster College in Fulton,
the site of Winston Churchill’s famous “Iron
Curtain” Speech; the restored church built in the 1,100’s in
London and moved to Fulton; Jefferson City and the magnificent State Capitol Building; overnight in Columbia; tour the
Anheuser-Busch Clydesdale Breeding Ranch at Warm Springs;
visit Les Bourgeois Winery; and much more. Call for the
complete itinerary.
Shoes, Booze, and Baseball
Wednesday, June 1. . . . . . . . . . . . . . . . . . . . . . . . . . $95.00
Today we will learn about the shoe,
beer, and baseball history of St. Louis,
with Linda Koenig as our leader. First
we will visit Anheuser-Busch to see the
famous Clydesdales in the 1889
immaculate stables. Then to Lafayette
Park, the site of the first baseball field in St. Louis, then the old
Sportsman’s Park field, home of the Cardinals and Browns,
and later tour “new” Busch Stadium, Ballpark Village and the
Cardinal Hall of Fame Museum. After an included lunch at
Lemp Mansion (Lemp Brewery was the largest brewery in St.
Louis, producing Falstaff), we will learn more about the shoe
industry, made famous by Brown Shoe Company’s Buster
Brown Shoes.
Sister Act
Circa 21 Dinner Playhouse
Rock Island
Wednesday, June 8. . . . . $115.00
“Sister Act” tells the hilarious story of a
disco diva who witnesses a murder, and is placed in protective
custody where she will not be found, a convent! Filled with
powerful music and dancing, this truly moving story about the
universal power of friendship will leave us breathless. A
delicious lunch is included at this beautifully restored theatre
prior to the show.
Major Tou r s 2 0 1 6
All of our Major Tours include transportation from Springfield,
flights (if applicable), travel insurance, hotel accommodations, several meals, baggage handling, and more. Call for
day-by-day itineraries.
Hawaiian Islands Cruise
March 14-29, 2016 (16 days). . . . . . . . . . $4,120.00
Norwegian Cruise Lines changed the
itinerary for our cruise due to the refurbishment of the Pride of America and we
are now sailing on the Pride to Hawaii
from San Francisco. We will still cruise
among the islands, as in the original
itinerary, and we will now enjoy 5 leisurely days at sea cruising
across the Pacific to the Hawaiian Islands. (Wait List)
British Isles Treasures
Featuring England, Ireland, Northern Ireland and Scotland
July 12-26 (15 days). . . . . . . . . . . . . . . . . . . . . $5,499.00
A few of the many highlights we
will enjoy include: Ireland; Cliffs
of Moher, Blarney, Ring of Kerry,
Killarney.
Northern
Ireland;
Belfast, Giant’s Causeway. Ferry
to Cairnryan, Scotland; Edinburgh, England; Stratford-Upon-Avon, Stonehenge, Bath, and 3 nights in London. (Wait List)
Smoky Mountains and Bluegrass
Fall Foliage Motorcoach Journey
September 14-21, 2016 (8 days). . . . . . . . . $2,490.00
No airports to deal with on this trip,
an all motorcoach Fall journey
through the beautiful mountain and
Bluegrass Country of Kentucky and
Tennessee. Our overnight accommodations will include the historic
Galt House in Louisville, and the
magnificent
Gaylord
Opryland
Resort in Nashville. Call for a complete itinerary.
(NEW) Magical Christmas Markets
Featuring Austria and Germany
November 26-December 2 (7 days). . . . . . $3,399.00
Delight in a single hotel stay in the charming town of
Innsbruck, Austria, which will be alive with holiday cheer. Each
day we will visit famous “Christkindlesmarkt” (Christmas
Market sites) to include Salzburg, Munich, Seefeld, Oberammergau, and other charming locations. Call for a complete
itinerary and plan to attend the Trip Information meeting on
Tuesday, February 23.
Enchanted Canyonlands
Nevada, Utah, and Arizona
June 12-22, 2016 (11 days). . . . . . . . . . . . . $3,896.00
Included in this wonderful tour are
visits to: Zion National Park, Bryce
Canyon National Park, Arches
National Park, Monument Valley,
Lake Powell, Grand Canyon (north
rim), and Las Vegas (2 nights). Call
for a complete itinerary.
.................................................................................................................
Reservation Information: To reserve space for Classic 50 tours and activities, call Roger or the Reservation Line. Guests of members are
welcome to participate (one guest per member). Trip prices are per person. For the overnight trips, the prices listed are per person, based
on double occupancy.
Roger Bucher • Vice President - Classic 50 Coordinator
Direct Line: (217) 241-6120 • Reservation Line: (217) 241-6190 • Toll Free: (877) 698-3278 • rbucher@bankwithbos.com
congratulations to ray carrion
Ray Carrion
We are proud to announce the retirement of Ray Carrion as Regional President. Ray joined
BOS in 1974. Then in 1978, Jack Marantz, BOS founder and a leader in the purchase of
First Community State Bank (FCSB), asked Ray to manage FCSB. BOS and FCSB, both
subsidiaries of Spring Bancorp Inc., merged in 2014. At that time Ray became the
Regional President. Thank you, Ray, for your years of dedication to FCSB, BOS and the
Staunton community! Best wishes on your retirement.
The following employees were recently recognized for anniversaries:
20 YEARS
10 YEARS
5 YEARS
Monica Dyson
Mary Fine
Jaron Harnacke
Scott Belcher
Rik Keyes
Christie Stephan
Chad Keller
15 YEARS
Teresa Bruce
Jerry Sheley
McKenzie White
Kira Tolliver
Jennifer White
Ray Lewis
Felicia Coulter
Sidney Reveter
Bob Cockrell
Shannon Jones
Sue Fagan
Susan Klunick
Dominic Schmillen
Patricia Young
Chuck Finnell
Jennifer Marantz
Michael Lampros
Tami Balthis
Neil Gebhardt
Pat Mandeville
Karen McGinnis
Stephen McMillan
Michael Sanders
Stephen Shields
iHELP
Student Loans from
Community Banks
Student Loans
There are many ways to pay the cost of college. After considering federal
loans, scholarships and grants you may still have a gap to pay your total
college costs.
BOS works with iHELP to provide an attractive private student loan that can
help you to cover that gap. Applying for an iHELP Loan is easy and takes as
little as 15 minutes.
Consolidation Loans for Graduates
iHELP Student Loans also offers Private Student Loan Consolidation for
college graduates. Consolidating your Federal, Parent Plus and Private
student loans is a great way to reduce your monthly payments and simplify
your life.
All loans subject to credit approval.
See a Personal Banker for more details.