TOWN OF AJAX 2005 HOUSING REPORT
Transcription
TOWN OF AJAX 2005 HOUSING REPORT
TOWN OF AJAX 2005 HOUSING REPORT Ajax Planning and Development Services January 2006 Table of Contents Executive Summary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5 1. Introduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 2. Policy Context . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 2.1 The Provincial Policy Statement . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 8 2.1.1 Draft Growth Plan for the Greater Golden Horseshoe . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 2.2 Regional Municipality of Durham Official Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 2.3 Town of Ajax Official Plan . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 3. Population and Households . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 3.1 Population Characteristics . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 3.2 Age Structure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 3.3 Household Sizes . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 3.4 Housing Units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14 3.5 Housing Tenure . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15 4. Residential Building Activity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 4.1 Residential Building Permit Activity . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 16 4.2 Range and Mix . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 17 4.3 Accessory Apartments . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18 5. Housing Affordability . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 20 5.1 Special Needs Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 5.1.1 Ajax Municipal Housing Corporation (AMHC) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 22 5.1.2 Life Centre Non-Profit Housing Corporation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 5.1.3 Rent Supplement Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 2005 Housing Report 2/51 Town of Ajax 5.1.4 Group Home Registry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 5.1.5 Women's Shelter . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 23 5.2 New Housing for Seniors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 5.3 Frazer Heights Co-op . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 5.4 Community Rental Housing Program . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 24 6. Rental Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 6.1 Vacancy Rates and Rent Level . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 26 7. Ownership Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 7.1 House Prices and Mortgage Rates . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 29 7.2 New Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 7.3 Resale Housing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 30 8. Land Supply Assessment . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 8.1 Draft Approved Lots . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 32 8.2 Proposed Plans of Subdivision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 34 8.3 Registered Plans with Unbuilt Units . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 8.4 Designated Lands for which Development Applications have not yet been Received (Greenfield Sites) . . . . . . . . . . . . . . . . . 35 8.5 Short / Medium Term Potential Residential Intensification Sites . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 35 8.6 Total Residential Potential . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36 9. Population Growth Forecast . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 38 10. Summary and Conclusions . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 40 2005 Housing Report 3/51 Town of Ajax Appendices Appendix 1: Ajax Municipal Housing Corporation Housing Stock . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 42 Appendix 2: Top Ten New Home Sites in the GTA . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 43 Appendix 3: Draft Approved Plans of Subdivision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44 Appendix 4: Residential Draft Plans of Subdivision - Partially Registered Draft Plans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 45 Appendix 5: Proposed Plans of Subdivision . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 46 Appendix 6: Registered Plans with Unbuilt Units as of June 30, 2005 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47 Appendix 7: Designated Residential Lands for which Development Applications have not yet been Received (Greenfield Sites) . . . . . . . 48 Appendix 8: Short/Medium Term Potential Residential Intensification Sites as of June 30, 2005 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49 Appendix 9: Glossary . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51 Maps Map 1: Residential Draft Approved / Partially Registered Draft Plans Map 2: Proposed Plans of Subdivision (Pending Applications) Map 3: Registered Plans with Unbuilt Units Map 4: Designated Lands for which Development Applications have not yet been Received (Greenfield Sites) Map 5: Short/Medium Term Potential Residential Intensification Sites 2005 Housing Report 4/51 Town of Ajax EXECUTIVE SUMMARY subsidized housing. Since there are more applicants than available subsidized units, applicants may wait up to several years for a unit. This Housing Report provides an overview of the housing outlook for the Town of Ajax and includes housing statistics as of June 30, 2005. The report has been prepared in accordance with Section 2.3.2 of the Town of Ajax Official Plan, which requires the preparation of a Housing Report to monitor the Town’s progress in achieving its housing objectives. The rental vacancy rate in Ajax/Pickering/Uxbridge has risen from 2.3% in 2003 to 4.0% in 2004. In general, across Canada’s 28 major centres, the increase can be attributed to two major factors: weaker demand for rental housing and the increase in new apartment units Historically low mortgage rates have opened the doors to first time buyers as the gap between owning and renting decreased. According to Statistics Canada, 2001 Census, Ajax had a population of 73,753. The population as of 2004 is estimated to be over 85,000. The population statistics show that the Town consists of families with young children and approximately 10% of the population is 60 years and older. In the next 10 to 20 years, the seniors or retiree population will double, which will have an impact on the Town’s housing. In terms of residential unit supply, as of June 30, 2005, there were 14 applications for draft plans of subdivision that were draft approved which provide a lot supply of some 2,591 dwelling units. Of these, 38% are for single-detached dwellings, 10% for semidetached, 34% for townhouses, and 17% for apartments. In 2004, Ajax issued the highest number of new residential building permits in the Region of Durham. Ajax has exceeded its projections for new residential units of 1,100 per year as of 2002. As of June 2005, the number of new residential building permits issued had already surpassed the projected rate of 1,100 per year. The number of permits related to accessory apartments has decreased since 2002 with 43 permits issued in 2003 and 34 issued in 2004. There were nine draft approved plans of subdivision that were partially registered with an additional 2,386 dwelling units were proceeding toward registration. About 69% of the lots were for single-detached dwellings, 16% for semi-detached dwellings, 13% for townhouses, and 1% for apartments. A further nine applications for draft plans of subdivision were under process but two of these applications have proposed conversion of designated employment lands to residential and have been appealed to the Ontario Municipal Board. Excluding There are eight social housing projects in Ajax providing a total of 827 units. Of the 827 units, about 70% are geared towards 2005 Housing Report 5/51 Town of Ajax the proposed conversions, a total of 1,118 potential residential units are proposed in the pending draft plans of subdivision, of which 70% are for single-detached, 7% are for semi-detached, 23% for townhouses, and none proposed for apartments. It is estimated that about 160 hectares of greenfield land supply is available to be developed for residential purposes, providing for approximately 4,036 potential residential units. Residential intensification and redevelopment are highly encouraged to achieve efficiency of existing infrastructure and housing production while minimizing the consumption of land. Over 100 hundred sites have been identified for such opportunities, providing a further 2,776 residential units. Although the Town has exceeded its projected rate of new residential units for the past few years through the current pace of building permit issuances, it is anticipated that the rate of new residential units will begin to decline. Based on the findings in this report, there is a sufficient supply of residentially designated lands within the Town’s urban area boundary to accommodate its target population of 120,000 as provided by the Town of Ajax Official Plan. 2005 Housing Report 6/51 Town of Ajax 1. INTRODUCTION size and the density of development. The Town of Ajax (“the Town”) is a diverse, vibrant, growing community within the Regional Municipality of Durham (“the Region”). Although the Town is the smallest in land area amongst the Region’s eight area municipalities, its population is similar to the Region’s other lakeshore municipalities such as the City of Pickering. This Report analyses the residential growth picture to 2021. The Town is also engaged in a long-term Residential Land Needs Analysis conducted by C.N. Watson & Associates Ltd. that will consider the Town’s population and housing growth to 2031. This longer term forecast corresponds with the forecast time horizon identified in the Proposed Growth Plan for the Greater Golden Horseshoe (November 2005). The Region approved the Town of Ajax Official Plan on November 1, 2000. The Official Plan outlines the policies, guidelines, and regulations that will manage and control growth and development in the Town to the year 2021. The Official Plan is based on several fundamental principles that are reviewed on a regular basis to ensure that the Town’s overall land use goals and objectives are achieved. To accommodate the Town’s future growth, the Town wants to ensure that there is a sufficient residential land supply and a wide range and mix of housing opportunities for existing and potential future residents as well as those with special needs. This report briefly outlines the various policies that affect the provision of housing, the current housing situation in Ajax, and evaluates whether the Town is meeting its housing objectives. In addition, this Report provides a summary of residential activity in the Town as of June 30, 2005 including: • the total number of new dwelling units built by type and tenure; • residential building activity; • an inventory of the production of special needs housing; • rental housing supply; Section 2.3.2. of the Ajax Official Plan mandates the preparation of a Housing Report to provide an overview of the Town’s progress in achieving its housing objectives and to ensure that an adequate supply of land is designated within the Urban Area Boundary. The Town established an Urban Area Boundary to accommodate a forecasted population of 120,000 residents by the year 2021. The lands within the Urban Area Boundary are sufficient to provide for employment and residential growth while maintaining a permanent rural area. The forecasted population and Urban Area Boundary are based on assumptions regarding household 2005 Housing Report • • • • 7/51 a summary of the average housing prices and rents; ownership housing; inventory of land supply; and our conclusions. Town of Ajax 2. POLICY CONTEXT < maintaining at all times, the ability to accommodate residential growth for a minimum of 10 years through residential intensification and redevelopment and, if necessary, lands which are designated and available for residential development; and < maintaining at all times, where new development is to occur, land with servicing capacity sufficient to provide at least a three year supply of residential units through lands zoned to facilitate residential intensification and redevelopment, and land in draft approved and registered plans. 2.1 The Provincial Policy Statement As stipulated by Section 3(10) of the Planning Act, the Province is required to review the Provincial Policy Statement (PPS) every five years. A review began in 2001 and the new PPS came into effect on March 1, 2005. The policies in the new PPS are aimed at providing clear direction to improve the land use planning system and to ensure provincial land use planning interests are protected. The PPS consists of improved polices on key issues that affect communities such as the efficient use and management of land and infrastructure, protection of the environment and resources, and encouraging opportunities for employment and residential development, including support for a mix of uses. Since Ajax is a lower-tier municipality, the land and unit supply shall be based on and reflect the allocation of population and units by the upper-tier municipality being the Region of Durham. The PPS also establishes policies for planning authorities to provide a full range of housing types and densities to meet projected requirements of current and future residents of the regional market area by: The PPS attempts to initiate several policies to build liveable, healthy, and strong communities by focussing growth in urban areas and promoting intensification, redevelopment and brownfield development in built up areas within urban areas. Alteration of the urban area boundary and development on prime agricultural areas are highly discouraged. The policies in the PPS require planning authorities to provide for an appropriate range of housing types and densities required to meet projected requirements of current and future residents of the regional market area by: 2005 Housing Report 8/51 - identifying minimum targets for the provision of housing which is affordable to low and moderate income households; - permitting and facilitating all forms of housing to meet the social, health and well-being requirements of residents including residential intensification and redevelopment; Town of Ajax - directing the development of new housing towards locations where appropriate levels of infrastructure and public service facilities are or will be available; - promoting densities for new housing which efficiently use land, resources, infrastructure, and public service facilities; and - establishing development standards for residential intensification, redevelopment, and new residential development which minimize the cost of housing and facilitate compact form. area municipalities to ensure a safe, convenient, improved quality of life, and well-being of the present and future residents. The Region’s goal for housing is to provide a wide variety of residential dwelling types, sizes, and tenure to provide for the social and economic needs of the present and future residents. The Region’s policies on housing include the following: • the Region along with area municipalities will plan to accommodate approximately 20% of new population growth through intensification; and • the conversion of rental housing units to condominium tenure is discouraged. 2.1.1 Draft Growth Plan for the Greater Golden Horseshoe To achieve the goal of housing intensification, the Region supports opportunities to increase the housing supply as follows: The Ministry of Public Infrastructure Renewal has prepared a Draft Growth Plan for the Greater Golden Horseshoe (November 2005) which includes a residential intensification target of 40% to be phased in over a 10 year period. A minimum of 40% of all residential development is required to occur within built-up areas by 2015. Once the Growth Plan is finalized, municipalities subject to a growth plan will be required to amend their official plans accordingly. - the conversion of single detached dwellings into multiple residential units; - the conversion of industrial or commercial buildings, or portions thereof, into residential units on lands designated to permit residential uses; - the creation of new residential units on vacant or underdeveloped lands through infilling in Urban Areas; and 2.2 Regional Municipality of Durham Official Plan The Region’s Official Plan was approved by the Minister of Municipal Affairs and Housing in November 1993. The Region’s Official Plan provides policies to guide future development in the 2005 Housing Report 9/51 Town of Ajax - the creation of residential units above commercial uses, with preference given to development located adjacent to arterial roads and/or close proximity to transit routes. The Region initiated a Regional Official Plan Review on April 5, 2000 and as of the date of this Report the said review is still underway. The Region has provided draft population and dwelling unit forecasts to analyse the capacity of the urban areas to accommodate the anticipated residential growth. The forecasts reflect the future growth potential for Durham but vary from the forecasts presented in the Province’s Draft Growth Plan for the Greater Golden Horseshoe (November 2005). The forecasts may change depending on the directions of the final Growth Plan. 2.3 Town of Ajax Official Plan The Town of Ajax Official Plan recognizes the growth potential of the Town and the importance to efficiently use the land within its Urban Area Boundary. Housing objectives were developed to ensure a balance between protecting what exists and encouraging smart growth. The Town will ensure that Residential areas are balanced, attractive, accessible, and safe. Housing objectives outlined in the Official Plan include the following: • Maintain and enhance the character and identity of existing residential areas; • Ensure that the necessary infrastructure, services, community facilities, and utilities are available to serve the needs of the local residents; • The achievement of a safe, functional, and attractive urban environment through good urban design and landscaping standards; • The establishment and maintenance of an adequate supply of serviced land for residential land uses within the existing Urban Area Boundary; • Encourage residential intensification and more intensive uses and a compact urban form along arterial roads; and • Support the Durham Region Non-Profit Housing Corporation and the Ajax Municipal Housing Corporation in providing assisted housing. The Greenbelt Plan, which came into effect on February 28, 2005, outlines a series of policies and schedules identifying lands that are protected from urban development. All of Ajax’s designated Rural Areas are included in the Greenbelt. The Town’s protected Rural Areas permit the continued functioning of natural systems, maintain the rural pattern of large land holdings and a landscape dominated by open fields and forests. Ensure that residential areas permit a variety of complementary and compatible land uses such as special needs housing, community facilities, schools, small-scale commercial centres and open spaces; 2005 Housing Report • 10/51 Town of Ajax 3. POPULATION AND HOUSEHOLDS Table 1: Durham Region and Area Municipalities’ Population Figures 1991 Population % of Region 2001 Population % of Region % Population Change 1991-2001 Durham Region 409,044 100 506,901 100 23.9 Town of Ajax 57,350 14 73,753 14.5 28.6 Township of Brock 11,057 2.7 12,110 2.4 9.5 Town of Clarington 49,479 12.1 69,834 13.8 41.1 City of Oshawa 129,344 31.6 139,051 27.4 7.5 City of Pickering 68,631 16.8 87,139 17.2 27 Township of Scugog 17,810 4.4 20,173 4 13.3 Township of Uxbridge 14,092 3.4 17,377 3.4 23.3 Town of Whitby 61281 15 87,413 17.2 42.6 3.1 Population Characteristics Population characteristics are a key indicator in forecasting housing demand and examining population growth patterns and distribution. They also inform whether changes are taking place that may affect the Town’s housing needs. According to Statistics Canada, the Town of Ajax has experienced a steady rate of growth over the past 10 years. The Town had a population of 73,753 in 2001, a 28.6% increase (approximately 16,403 people) from the 1991 Census population. Of the eight Durham municipalities, Ajax had the third largest population increase from 1991 to 2001, after the Town of Whitby and the Municipality of Clarington. In 2001, the Town of Ajax accounted for 14.5% of the Region’s total population. Source: Statistics Canada, 1991 and 2001 Census 3.2 Age Structure Age structure is also another key indicator in understanding population growth patterns and whether changes are taking place that may affect the Town’s housing needs. The population distribution for the Town of Ajax as shown in Figure 1 below reveals that in 2001, the Town’s population had a large 2005 Housing Report 11/51 Town of Ajax population of families with young children. It also revealed that households and families who are active in the housing market as either “first-time” or “move-up” buyers. Over a third of the population (estimated 36%) were between the ages of 30 and 49, and the other third (estimated 32.8%) are children and teenagers. Canada Mortgage and Housing Corporation’s (CMHC) Market Analysis reports that a dominant demographic group in Ontario • • • • • • they will be primarily home owners with higher incomes that are less likely to move; many will own large homes and are less likely to have a mortgage on that home; they tend to have older children, with fewer of these children still living at home; they will be unlikely to purchase a resale and tend to be less willing to rent part of the home; most tend to be less willing to compromise on special features or to pay more or buy a smaller house; and more tend to be accepting of a move to a different home type or location as retirement approaches. A secondary demographic group in Ontario is the 15 to 24 years age range. Their key behavioural traits to housing choices tend to be as follows: • • • Figure 1: Population Pyramid Source: Statistics Canada, 2001 Census • continues to be the ‘baby boomers,’ which is also apparent in Ajax. As this demographic group reaches the age range between 45-64, their key behavioural traits to housing choices are projected to be: 2005 Housing Report • • • 12/51 they are mostly renters or living at home; they tend to believe their current home is too small; over half of this group expects to get married and 1/3 expects to have children; price is their primary impediment to buying a new home; they are more likely to buy a resale home; the majority tends to be willing to rent part of the home; and they tend to be more likely to compromise on Town of Ajax special features or buy a smaller home. Table 2: Town of Ajax Age Distribution Statistics Canada information reveals that approximately 10% of the Town’s population is 60 years and over. About 10.1% of the population is between the ages of 50 and 59, and over the next 10 years, this group will fall in the 60 to 69 age range, representing about 20% of the senior or retiree population. Over the next 10 to 20 years, the needs of this group are expected to have a greater influence on new housing stock provided in Ajax. Seniors tend to require different housing forms, transportation needs, amenities, and community and health services as they age. Some seniors may want to “downsize” and move to a smaller home such as a bungalow or apartment to minimize the number of stairs and to reduce the time and physical work spent on house maintenance. Access to commercial facilities and social services , and individual safety may also be motivating factors in a senior’s choice of housing and location. Age Group Males Females Total % of Population 0-9 6,065 5,870 11,935 16.2% 10-19 6,295 5,960 12,255 16.6% 20-29 3,935 3,930 7,865 10.7% 30-39 6,180 7,125 13,305 18.0% 40-49 6,670 6,815 13,485 18.3% 50-59 3,815 3,660 7,475 10.1% 60-69 1,825 2,015 3,840 5.2% 70-79 1,040 1,550 2,590 3.5% 80+ 355 630 985 1.3% Totals 36,180 37,555 73,735 100% Source: Statistics Canada, 2001 Census In planning for the Town’s future housing stock, the needs of all demographic groups including seniors need to be protected. It is suggested that the Town develop policies that offer greater protection to higher density sites in Ajax, in order for the Town to provide suitable opportunities for an aging population. The different behavioural traits of the age groups will have an impact in the development of future housing types and sizes and it will be important for the Town to monitor the changes. 2005 Housing Report 13/51 Town of Ajax 3.3 Household Sizes 3.4 Housing Units Household size serves to inform forecasting for future housing demand and supply. It informs the projected requirements for total residential units and the size of dwellings (i.e., number of bedrooms in a unit type). Household size, often expressed in persons per unit or ppu, varies by residential density type. Generally, high density development such as apartments will have lower ppu and low density development such as singledetached dwellings will have higher ppu. Based on the 2001 Census, the Town of Ajax had an average number of persons per household of about 3.3, which is above the national average of 3.0 and the Region’s average of 3.2, which speaks to a greater number of parents with families. The 2001 Census is the latest data estimating the housing units in Ajax, which will be updated in 2006. Table 4 shows the estimated housing units according to the 1996 and 2001 Census. The table illustrates that single-detached houses represent the majority (approximately 70%) of the total private dwellings in Ajax. The 1996 Census shows that apartments represent about 18% of the total number of private dwellings and the 2001 Census shows the portion has decreased to 15%. The number of semi-detached houses has slightly decreased while row houses have increased. The tables illustrate the preponderance toward single detached dwellings accommodating families, while the provision of apartments has stagnated. In 2003, C.N. Watson & Associated Ltd. prepared a “Development Charge Background Study” which estimated household sizes for new units, which are summarized in Table 3. Table 3: Projected persons per unit factors for new units Development Type Persons Per Unit Low Density (i.e. single detached, semi-detached) 3.65 Medium Denisty (i.e. townhouses) 3.06 High Density (i.e. condo/apartments) 1.78 Source: C.N. Watson & Associates Ltd. Development Charge Background Study, June 27, 2003. 2005 Housing Report 14/51 Town of Ajax Table 4: Estimated Housing Units in Ajax, 1996 & 2001 2001 1996 Residential Unit Type Dwelling Units % Persons Per Unit (PPU) Population Residential Unit Type Dwelling Units Single & SemiDetached 14,915 73% 3.42 50,955 Single & SemiDetached 17,455 Townhouses 2,290 11% 3.03 6,935 Townhouses Apartments 3,160 16% 1.99 6,285 Apartments Other 10 0% 1.50 15 Other 15 0 Institutional 0 240 Institutional 0 228 Total 20,375 100% 3.16 Total 64,430 Source: Statistics Canada, 1996 & 2001 Census, dwelling by type and associated population. Population figures exclude net Census undercount of approximately 4.0%. Population 75% 3.41 59,520 2,620 11% 3.04 7,975 3,095 13% 1.95 6,030 23,185 100% 3.18 73,753 3.5 Housing Tenure Note: Dwelling categories have been grouped from the following census dwelling type categories: - Single & Semi’s: Single detached, Semi-detached - Townhouses: Row house, Apartment - Detached duplex - Apartments: Apartments greater than 5 Storeys, Apartments less than 5 storeys - Other: Other, Movable Dwellings According to the 2001 Census, 19,555 of the 23,180 private dwellings or 84% of all homes in the Town of Ajax are owner occupied. Approximately 3,625 or 16% of private dwellings are rented. With historically low mortgage rates, a higher percentage of first time home buyers are active in the market. Government initiatives such as the Ontario Home Owners Savings Plan and the decrease in the minimum down payment to five percent have assisted first time home buyers in the purchase of moderately priced single detached homes. Census figures are subject to rounding. 2005 Housing Report Persons Per Unit (PPU) 15/51 Town of Ajax 4. RESIDENTIAL BUILDING ACTIVITY Background Study, a forecast for annual residential building permit activity from 2003 to 2021 was developed. From 2003 to 2006, the estimate was 1,100 dwelling units per year, which was forecasted to 840 dwelling units per year from 2007 to 2021. The forecast was reduced to reflect the cyclical nature of the housing market over the long-term. The “pace of development” often refers to the rate by which building permits are issued and to the rate by which land is consumed by new development. For the purposes of this report, land consumption will generally be assumed to occur at the date of when a dwelling is occupied. Also, since projects vary by size, development may occur in several phases once a plan is registered. 4.1 Residential Building Permit Activity In the Region of Durham, a total of 4,911 new residential dwelling unit building permits were issued in 2004, a 21.2% decrease in residential building permits issued in 2003. In 2004, half of the permits issued in Durham Region were in Ajax and Whitby. Ajax issued the most number of building permits accounting for 25.8% while Whitby issued the second most number of permits. During the previous four years, the Town of Whitby issued the most number of permits, comprising 35% to 41% of the total permits issued in Durham. Figure 2 illustrates the breakdown of residential building permits issued for the Region in 2004. The Town of Ajax has exceeded the above noted projections, but the actual construction has been lower. Between 2001 and 2004, approximately 86% of issued building permits have been constructed as shown in Table 5. Since some permits are issued in the latter part of the year, construction of the dwelling unit may not start until the following year, thus the number of units constructed is lower than the approved building permits. Figure 2: New Residential Building Permit Activity Source: Durham Region Planning Department, 2004 As a component of the above noted Development Charge 2005 Housing Report 16/51 Town of Ajax issued in 2004 as well as the residential unit forecast. The residential building permits exceed 1,900 in 2005 and is projected to continue in 2006 before it begins to decrease. Table 5 - Approved Building Permits Vs. Actual Housing Units Year Residential Permits Issued Units Constructed Percentage of Units Constructed 2001 795 734 92% 2002 1,113 979 88% 2003 1,367 848 62% 2004 1,226 1,297 106% 2001-2004 Avg. 1,125 965 86% Source: Town of Ajax, Planning & Development Services, Building Permit Summaries The number of actual units constructed from 2001 to 2004 have averaged 965. A total of 1,367 new residential building permits were issued in 2003, an increase of 22.8% (or an increase of 254 building permits) from 2002. However, the number of permits decreased by 10.3% from 2003 to 2004 but the total still surpasses the dwelling unit forecast. The pace of building permit issuances for the Town of Ajax over the past 17 years is summarized in Figure 3. As shown in the graph, the issuance of permits over the past 17 years has been cyclical. According to Ajax’s Building Permit Summaries, as of the end of June 2005, the Town had issued 1,264 new residential building permits, which is more than double the number of permits the same time in the previous year. As of the end of June 2004, 622 new residential building permits were issued. In 2005, the Town has exceeded the total number of residential building permits 2005 Housing Report Figure 3: Residential Building Permit Activity Source: 1988-1990 Building Permits from Statistics Canada Building Residential Permits for New Units. Catalogue 64-001-XIB 1991-2004 Building Permits from Town of Ajax, Planning & Development Services, Building Permit Summaries 4.2 Range and Mix The Region’s housing goal is to ensure diverse residential dwelling types, sizes and tenure to satisfy the social and 17/51 Town of Ajax Table 6: New Residential Building Permits Issued by Dwelling Type economic needs of present and future residents. Table 6 shows a summary of new residential building permits issued by dwelling type for the past five years from 2000 to 2004. Residential building permits for detached dwelling types continue to fluctuate. Prior to 2005, 2003 had the highest number of building permits issued among all dwelling types with 1,367 permits issued. Building permits for semi-detached dwellings has gradually increased with the exception in 2002 when the number of permits decreased. The number of permits for freehold townhouses has steadily increased from 2000 to 2002; but decreased to 158 permits in 2003 and to 94 permits issued in 2004. There was a significant decline in townhouse condo/row development from 69 units in 2002 to only one unit in 2003 but in 2004, the number has again increased to 91. Dwelling Type 2000 2001 2002 2003 2004 Detached 757 506 788 1,116 937 Semi-Detached 20 31 20 92 104 Townhouse Freehold 53 143 160 158 94 Townhouse Condo/Row 22 68 69 1 91 Total 852 748 1,037 1,367 1,226 Source: Residential Building Permit Summaries, Town of Ajax, Planning & Development Services, 2004 4.3 Accessory Apartments The Town of Ajax Official Plan permits accessory apartments on lands designated “Low Density Residential” within all single detached and semi-detached dwellings, subject to certain criteria. In 2004, the Town issued 20 permits for new basement apartments within existing residential dwellings, which was an increase of 54% from the previous year of 13 permits in 2003. As of June 30, 2005, there were no permits issued for new basement apartments. In 2004, building permits issued for single detached dwellings accounted for 76% of the total number of residential building permits issued for new houses compared to 82% in 2003. Table 6 does not list building permits issued for apartment buildings because there have been no new apartment buildings built in Ajax since 1990. In 2002, the Town issued the highest number of permits (61) to retrofit existing basement apartments to the current Ontario Fire Code Standards. Since 2002, the number of permits to retrofit existing basement apartments has substantially decreased. In 2003, the Town issued 30 permits and in 2004, the number of permits decreased by 53% to 14 permits issued. As of June 30, 2005 Housing Report 18/51 Town of Ajax 2005, only six such permits were issued. Table 7: Building Permits for Accessory Apartments New basement apartments Alterations to existing basement apartments Total 2000 5 23 28 2001 11 40 51 2002 12 61 73 2003 13 30 43 2004 20 14 34 2005* 0 6 6 * As of the end of June 2005 Source: Town of Ajax, Planning & Development Services, Building Permit Summaries 2005 Housing Report 19/51 Town of Ajax 5. HOUSING AFFORDABILITY monthly housing expenses (including mortgage principle, interest and property tax but excluding insurance or utilities expenses) do not exceed 30 percent of gross monthly household income. The Provincial Policy Statement requires the Region to set minimum targets for the provision of housing which is affordable to low and moderate income households. The Region’s Official Plan still includes a requirement that at least 25% of all new residential units be affordable within each municipality. However, the affordability of housing has often been debated as to what is actually ‘affordable.’ In many jurisdictions, the goal of affordable rental housing is to encourage various types and tenure of housing to provide choice that will meet the needs of current and future residents. According to the 2001 Census, there is a large portion of tenant households in the Durham Region that spend 30% or more of their household income on rent. Almost 42% of tenant households in the Durham Region and 37% of tenant households in the Town of Ajax are spending 30% or more of their household income on rent. The Town of Ajax accounts for nine percent of the Region's total tenant households that spend 30% or more of their household income on rent. In the Durham Region Affordable Housing Task Force Report (2001), a definition for ‘affordable housing’ was proposed to be included into a new affordable housing by-law. The Region defines “affordable housing” as “housing which has a market price or rent that would be affordable to households of low and moderate income. Households of low and moderate income are those households within the lowest 40 percent of the income distribution (40 th percentile) for the Region of Durham.” Affordable housing for low and moderate income households is defined as follows: When analysing the numbers for owner households, a smaller percentage of households are spending 30% or more of household income on their housing costs. There are approximately 135,675 owner households in the Durham Region, of which 24,050 (or 17.7%) of households are spending 30% or more of their household income on monthly housing expenses, such as on the mortgage and property tax. Almost 22% of owner household population in the Town spend 30% or more of their household income on housing costs. The Town accounts for 17.6% of the Region's total owner households that spend 30% or more of their household income on housing. (a) Affordable rental housing is housing where monthly costs (excluding utilities) do not exceed 30 percent of tenant gross monthly household income. (b) Affordable ownership housing is housing where 2005 Housing Report 20/51 Town of Ajax assisted housing, group homes, hospices, shelters, nursing homes, and senior housing. Special needs housing is permitted within all residential land use designations and is required to conform to the form and density provisions of the applicable residential designation. When planning and designing for special needs housing, such housing should be compatible with the surrounding development. Table 8: Town of Ajax and Durham Region Housing Affordability, 2001 Durham Region Town of Ajax # of Tenant Households 34,625 3,610 Tenant Households spending 30% or more of household income 14,450 1,340 Tenant Households spending 30% or more of household income, as a percentage of total households 41.7% 37.1% # of Owner Households 135,675 19,540 Owner households spending 30% or more of household income 24,050 4,240 17.7% 21.7% Owner households spending 30% or more of household income, as a percentage of total households There are 47 social housing providers in the Durham Region with a total of approximately 6,400 rental units ranging in size from self-contained bachelor units to units with one to five bedrooms. Social housing providers consist of municipal, non-profit, private non-profit, and co-operative (co-op) housing. The Region is funds social housing in the area of $30 million dollars. Ajax has a total of eight social housing projects, which provide a total of 827 units. 571 of those units (69%) are for Rent-Gearedto-Income (RGI), commonly known as subsidized housing. Since there are more applicants than available subsidized units, applicants are placed on a centralized waiting list. The Housing Access Centre Co-operative Incorporated is responsible for the centralized waiting list which consists of all applications for RGI units in the Durham Region. Applicants are recommended to select as many properties in Durham Region that offer RGI assistance. Source: Statistics Canada, 2001 Census The above data indicates that more tenant households are spending 30% or more of their income on rental costs than households that own their own home. Although the Town accounts for only nine percent of the Region's total tenant households, the Town still has a substantial percentage of households that spend 30% or more of their income on rental costs. 5.1 Special Needs Housing The Town's Official Plan identifies municipal priorities related to the provision of special needs housing, which may include 2005 Housing Report 21/51 Town of Ajax applicants, 322 people within the Region were on the priority list as of the end of June 2005. Just over half of the applicants on the priority list selected at least one location in Ajax. The long waiting periods are a result of the lack of available resources and developers not wanting to build social housing. Table 9: Ajax’s Social Housing Stock Number of Units Number of RGI Units Housing Provider Project Name Address AMHC Post Hill 132 Kingston Road 101 AMHC River Breeze 1 Richards Lane 100 AMHC Westwood Manor 960 Westney Rd. S. 70 AMHC Ashley Manor 40 Kitney Dr. 77 AMHC Monarch Mews 40 Kitney Dr. 142 Life Centre Non Profit Duffin’s Creek Landing 1 Marsh Lane 126 94 Local 183 Non Profit Unity Village 120/130 Old Kingston Rd. 82 57 DRLHC Harwood Manor 655 Harwood Rd. S. 129 129 827 571 204 The waiting period for a full market rent unit (non RGI assisted unit) varies depending on availability. At the end of 2003, there were 607 households requesting a market rent unit. As of the end of July 2004, the number decreased by 11% to 538 households applying for market rent units. 87 TOTAL 5.1.1 Ajax Municipal Housing Corporation (AMHC) AMHC has a total portfolio of 490 units. The number of bedrooms per unit range from one bedroom apartments to four bedroom family town homes. The rents vary from $629 for a one-bedroom to $1,103 for a 4-bedroom townhouse. A detailed table of unit types and rents charged can be found in Appendix 1. Source: Housing Development & Homelessness Issues, Durham Region AMHC: Ajax Municipal Housing Corporation By the end of 2004, there were a total of 4,188 applicants in the Region who were on the centralized waiting list for subsidized housing. About 47% or 1,966 of those applicants on the waiting list selected at least one location in Ajax as one of their potential locations. As of the end of June 2005, there were 4,386 applicants on the waiting list, of which 2,070 chose at least one location in the Town. Applicants on the centralized waiting list applying for a RGI unit can wait up to several years. Victims of domestic violence are given first priority for RGI units and their wait ranges from a few weeks to a few months. Of the 4,386 2005 Housing Report The AMHC waiting list for market rent units can be on average two years depending on availability. All RGI units in Ajax must be filled through the Durham Region centralized waiting list. 56% of AMHC units have RGI subsidies and half are considered deep subsidies. A RGI subsidy is considered deep when the difference between the rent and the tenant’s income is equal to or greater than 50%. For example, if a RGI unit rents for $640 a month and the tenant’s monthly income is $1280 or less, the RGI would be a deep subsidy. 22/51 Town of Ajax supplement unit, tenants need to apply to the Housing Access Centre. DRLHC determines the amount of the rent the tenant will pay, which is based on 30% of the tenant’s gross monthly household income. DRLHC then pays the landlord the difference between what the tenant can afford to pay and the rent charged by the landlord. When a tenant moves out, they cannot take their subsidy with them. 5.1.2 Life Centre Non-Profit Housing Corporation Within Ajax, Duffin’s Creek Landing provides for private, nonprofit housing. The building, located at 1 Marsh Lane (northwest corner of Rossland Road and Ravenscroft Road) consists of a total of 126 apartment units and townhouses. Ninety-four of the units are RGI units but all units are geared toward all household types. The breakdown of the unit types and market rental amounts are listed in the following table. Currently, the DRLHC has a total of 1,276 rent supplement units across the Durham Region. The units are mainly senior/bachelor units in low or high-rise apartment buildings but there are also family quadruplex, family townhomes, and family semi-detached homes. Harwood Manor, located at 655 Harwood Avenue South, is the only building in the Town with 129 rent supplement units geared toward seniors. Table 10: Duffin’s Creek Landing Market Rental Amounts 1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom 47 53 23 3 Apartments $805 $917 n/a n/a Townhouses n/a $1,003 $1,110 $1,248 # of Units 5.1.4 Group Home Registry Source: Life Centre Non-Profit Housing Corporation During 2003, eleven group homes were registered; however, as of July 2004, one group home had been closed. Each group home has between two and eight residents and up to 50 residents can be accommodated within the various group homes. 5.1.3 Rent Supplement Program The Durham Region Local Housing Corporation (DRLHC) offers a Rent Supplement Program. This program provides affordable rents for tenants who cannot afford the regular rent charged by a landlord in privately held owned buildings. DRLHC does not own nor manage the buildings. Agreements are made between DRLHC and private landlords to have a certain number of units in their building for low income tenants. To be selected for rent 2005 Housing Report 5.1.5 Women's Shelter Herizon House, located at 990 Westney Road South, is a 25 bed shelter that provides transitional housing, with counselling for women with or without children who have recently left an abusive 23/51 Town of Ajax relationship. Counselling assists residents to develop the skills necessary to lead independent lives. The length of stay depends on the needs of the woman and could vary from six to 18 months. This is one of four facilities in the Region that will fulfil a very important role in breaking the cycle of domestic violence. social housing. Greenvilla - Henderson Place, located at 290 Old Harwood Avenue, has been site plan approved and is under construction. The proposed 48 units will consist of condos and bungalow townhouses. The other application, Heritage Market Square, located at the southwest corner of Kingston Road and Salem Road, was approved for rezoning in June 2004. A site plan should be submitted in the near future. Heritage Market Square is proposing a mixed used development comprising a four-storey retirement home with approximately 95-100 residential units with retail on the ground floor. 5.2 New Housing for Seniors Some social housing providers have designated units for seniors within their building. There are complexes with designated senior and non-senior units. In Ajax, AMHC and DRLHC are the two housing providers that have projects that are solely for seniors: Westwood Manor, Ashley Manor, and Harwood Manor. There are a total of 276 units in the three complexes, of which 58 are subsidized units. Post Hill has 24 units set aside for seniors of their 101 total units. 5.3 Frazer Heights Co-op Frazer Heights Co-op is the only co-op housing in the Town and is a Federal housing provider. Co-op housing is a legal association formed for the purpose of providing homes to its members on a continuing basis. A Board of Directors is formed by the members and they contribute their time to the management and day-to-day operations of the co-op. All members of the co-op are entitled to have a voice in the co-op’s operations and decisions are made by the majority of members. The Provincial government provided funding through the “Superbuild” program which has been instrumental in the development of new senior citizens housing within Ajax. In 2001, Central Park Lodges received planning and building approvals for a new 110 bed nursing home at 1020 Westney Road North. Construction for the nursing home was completed at the beginning of 2003. 5.4 Community Rental Housing Program On May 30, 2002, the Federal Government announced the creation of a capital grants program to promote the development of new affordable housing across Canada. The Province identified the Durham Region as one of twelve “high need” As of the end of June 2005, there were other applications being processed to develop housing for seniors in the Town. These proposals are being marketed for seniors and are not as senior 2005 Housing Report 24/51 Town of Ajax communities and allocated five million dollars in federal funding to the Region. The federal capital funds would contribute $25,000 per unit to be matched by other partners. The Provincial government has committed $2,000 per unit and the remaining $23,000 would come from other sources including regional and municipal governments. The rent charged for the new units cannot exceed average market rents. However, units created under the Community Rental Housing Program will continue to be unaffordable for many people on the waiting list if additional program subsidies such as the rent supplement are not available. The Provincial government has agreed to a number of initiatives to target those most at risk of losing their homes and has committed to increase the Province’s financial role in the program. The Region has deferred its participation in the Community Rental Housing Program until the Provincial government has formalized its intentions. Staff will continue to monitor the progress of the program and provide updates as required. 2005 Housing Report 25/51 Town of Ajax 6. RENTAL HOUSING According to CMHC’s survey, the average rental apartment vacancy rate in Canada’s 28 Census Metropolitan Areas (CMA) rose to 2.7% in 2004 compared to 2.2% in 2003 and 1.7% in 2002. This is the third consecutive annual increase in the vacancy rate. The Toronto CMA apartment vacancy rate hit an all time high of 4.3%, compared to 3.8% in 2003 and 2.5% in 2002. To put this into perspective, for every 1000 private apartment units, 43 units remained vacant in 2003. 6.1 Vacancy Rates and Rent Level Rental vacancy rates are often used as a key indicator of rental unit availability. Housing analysts consider that a vacancy rate of between two and three percent is generally an acceptable balance between the supply and demand of rental units. The vacancy rate in Pickering/Ajax/Uxbridge as shown in Table 10 rose 74% from 2.3% in 2003 to 4.0% in 2004. There was about an 11% rise in the average rent for an apartment from $966 in 2002 to $1,072 in 2003. However, in 2004, the average rent actually decreased by 4% to $1,028. The high vacancy rates have limited a landlord’s ability to increase the price of rent. The assisted housing (subsidized housing) vacancy rate jumped 200% from the previous year from 0.3 to 0.9 in 2003. As of 2004, CMHC’s new policies do not permit them to release assisted housing data. CMHC conducts an annual survey on the national rental market1. The results of the survey are included in the CMHC Rental Market Report issued every October. Data and statistics for the Town of Ajax are included in Toronto’s CMA 2 and not included in Oshawa’s CMA 3. Toronto’s CMA data is subdivided into 31 different zones. Ajax is categorized in a zone that includes data from Pickering and Uxbridge, thus the statistics reflect Ajax, Pickering and Uxbridge, and not Ajax alone. The rise in the Toronto CMA’s vacancy rate is a result of two major factors: weaker net rental demand and the increase in the number of new apartment units. Low mortgage rates opened doors for first time buyers as the gap between owning and renting decreased. The rise in the vacancy rate can also be attributed to condominium completions allowing buyers to move out of their existing rental suites and into their new units. Condo completions have also contributed to rising vacancy rates because condos 1 CMHC conducts the survey to determine the number of vacancies and the rents charged in private structures. The survey is conducted during the first two weeks of October and the results reflect the market conditions of that time. 2 Toronto CMA includes the City of Toronto, Oakville, Milton, Halton Hills, Brampton, Caledon, Orangeville, Mississauga, York Region, New Tecumseth, Bradford-West Gwillimbury, Pickering, Ajax, and Uxbridge. 3 Oshawa CMA includes the Town of Whitby, City of Oshawa, and the Town of Clarington. 2005 Housing Report 26/51 Town of Ajax supplement the rental market. Condos are purchased by investors who in turn rent them out. The results of CMHC’s survey also reveal that although the “416" areas had the highest level of vacancy rates, the “905" areas such as Brampton and Mississauga had the highest increases in vacancy rates. There are other factors that have contributed to the net rental demand such as immigration and youth job growth. However, both were weak throughout 2003. According to CMHC’s Annual Rental Market Report, Toronto CMA’s immigration level between January and September 2003 declined by 20% as a result of the SARS scare and other geopolitical concerns. The impact of SARS and other geopolitical concerns have eased in 2004 resulting in a positive immigration flow. The other factor is that more young adults are choosing to stay at home or bypass the rental market by purchasing condominiums that are affordable at low interest rates, since renting a large apartment or townhouse was comparable to the costs affiliated with home ownership. Rent increases for the Toronto CMA have been relatively flat over the past two years, unable to match the general rate of inflation. Instead of decreasing rents, landlords are using non-price incentives such as free parking, free appliances or renovations/upgrades to suites in an attempt to attract tenants. Oshawa’s apartment vacancy rate increased from 2.3% in 2002 to 2.9% in 2003. The Oshawa CMA received 78,400 newcomers while an estimated 59,700 people moved out during the period 1996-2001. Of the 78,400 newcomers, 57% were from the Toronto CMA. According to CMHC, 42% of all migrants to the Oshawa CMA were between the ages of 25 and 44 during the period 1997-2001; children up to the age of 17 made up the second largest group. The Oshawa CMA is expected to maintain high net migration levels as the Toronto CMA house prices remain high and the Oshawa CMA market continues to be an attractive option. Rental vacancy rates are summarized in Table 11. 2005 Housing Report 27/51 Town of Ajax Table 11: Vacancy Rates for Ajax/Pickering/Uxbridge All Units 1 Bedroom 2 Bedroom 2002 2003 2004 2002 2003 2004 2002 2003 2004 Private apartment vacancy rates 1.5 2.3 4.0 2.9 ** 0.6 1.9 2.9 5.8 Private apartment average rents $966 $1,072 $1,028 $741 ** $754 $922 $1,078 $1,015 Assisted housing vacancy rates 0.3 0.9 N/A 0.3 0.6 N/A 0.8 1 N/A Source: CMHC, Rental Market Report, October 2002, 2003 & 2004 Survey ** insufficient data N/A: Data is no longer available according to CMHC’s new policies. 2005 Housing Report 28/51 Town of Ajax 7. OWNERSHIP HOUSING townhouses were built in 1989 which consisted of 55 townhouse units. 7.1 House Prices and Mortgage Rates According to CMHC's Market Analysis Centre, Canada's annual housing starts in 2003 were at their highest level since 1988.4 Total housing starts were an estimated 217,800 in 2003, approximately a 6.2% growth from 2002. These were the result of low mortgage rates, growing employment and increasing incomes. However, CMHC predicts that in general, the housing starts in 2004 should slow down with the balance between listings and sales of the existing home market and climbing mortgage rates. The Town encountered its highest single detached housing starts in 2004 with 1,191 units and a 52.5% increase from the previous year of 781 starts. As of June 2005, there were a total of 904 housing starts of which 661 were single detached housing units. Over the past 10 years, single-detached housing starts represented more than 50% of the total housing starts. The exception was in 1993 where single-detached housing starts only accounted for eight percent of the total housing starts. Townhouses accounted for 24% and subsidized apartments accounted for 68% of total housing starts. Since the construction of 82 subsidized apartment units built in 1993, there have been no subsidized housing built in the Town. Rental apartment buildings have not been built over the past 15 years and the last rental 4 Figure 4: Single-detached & Total Housing Starts Source: CMHC Housing Starts Low mortgage rates can often have a significant influence for first-time and move-up buyers to enter the new home market. Move-up buyers are existing homeowners that move to larger or more expensive homes. The consistently low mortgage rates assist home buyers with the reduced monthly carrying cost of the mortgage payments. In 2003, the mortgage rate was on average 6.4% based on a five-year term. CMHC, "2003 Starts Best Since 1988," January 9, 2004. 2005 Housing Report 29/51 Town of Ajax 7.2 New Housing (GTA) according to HOMES Magazine. The top ten new home sites are based on the highest rates of sales. The two sites, Nottingham and Meadows of Ajax, placed eighth and tenth respectively 5 as shown in Appendix 2. The Town of Ajax is the only municipality in the East Region that was represented in the top ten list. The City of Brampton dominates the list with three of its new home sites in the top ten list. According to RealNet Canada Inc., 40 to 45% of all new homes being built in the Regions of Durham, Halton, Peel and York are of a multi-form unit (semi-detached, townhouse or apartments). With the new PPS that is now in effect, the provincial government is pushing for more intensive development. 7.3 Resale Housing In general, the single-detached housing market has evolved over the past two decades. Single-detached houses were built on 40 or 50 feet wide by 110 or 120 feet deep lots, but now they are being built on wide-shallow lots that are generally 25% less than previous lot areas. The resale housing market for the Town of Ajax has been strong, similar to the real estate housing boom that occurred in the late 1980s. The average price of resale homes of all dwelling types for the past seven years has gradually increased on average by six percent. The Toronto Real Estate Board Market Watch Report indicates that the average price has increased by about 51% over the past seven years from $156, 961 in 1996 to $237,503 in 2003. The largest price increase occurred in 2002 when the average price jumped from $203,631 in 2001 to $224,185. According to CMHC data, new housing prices are only reported for single detached dwellings. In 2003, the average price of a new single detached house in Ajax was $318,540, a 6.3% increase from 2002 but almost a 2% decrease in 2004 (see Table 12). The largest increase during the 1996 to 2004 period occurred in 1998, when the new house price increased from $250,207 in 1997 to $283,359 in 1998. These increases were then followed by price drops, when the new house price dropped to $266,042 in 1999. A sample of prices was acquired from new home builders in the Town as of June 30, 2005 and provided in Table 12. The range of prices vary from builder to builder. Despite the increase in average price, the number of sales decreased during the period of 1998 to 2000. From 2001 and onward, the number of sales has increased with a slight decrease in 2004. From the 1996 to 2004 period, 2002 had the In 2003, the Town of Ajax had two of their new home sites on the Top Ten List of New Home Sites in the Greater Toronto Area 5 HOMES Magazine, “Red-Hot Pace of Sales Continues in GTA,” May 2004. 2005 Housing Report 30/51 Town of Ajax most number of listed houses for sale and the following year, the number of listed houses dropped by almost half to 2,175. Table 13 shows the average resale price for single family dwellings, which include detached, semi-detached, townhouses, and apartments. Table 12: Sample Housing Prices in Ajax (Prices as of June 30, 2005) Builder Townhouse Size* Price Ballymore Homes (Shoal Point Landing) 1,311 Conservatory Group (Carruther’s Creek Village) 1,360 Great Gulf Homes (Wyndam Manor) 1,360 Semi-detached Price $221,900 2,513 $344,900 $209,900 2,400 $314,900 1,670 Price Single-detached 40'/41' lots Size* $222,990 Size* Table 13: New and Resale Home Average Prices in Ajax $244,990 John Boddy Homes (Eagle Glen) 1,850 $269,990 2,630 $362,990 Medallion Developments (Castlefields) 1,515 $249,990 2,601 $343,990 Monarch (Lexington County) 1,389 $229,990 Tribute Communites (the Hamlet) 1,650 $245,990 2,517 $351,990 Source: Builder’s Sales Trailers in Town of Ajax Size* - square feet 2005 Housing Report 31/51 New Homes * Resale Homes ** Average Price % Change Listed Sales Average Price % Change 1996 $226,993 - 3,087 1,231 $156,961 - 1997 $250,207 10.2 3,015 1,244 $165,384 5.4 1998 $283,359 13.2 2,985 1,150 $173,930 5.2 1999 $266,042 -6.1 2,887 1,150 $182,076 4.7 2000 $299,897 12.7 3,469 1,137 $194,313 6.7 2001 $293,174 -2.2 4,101 1,321 $203,631 4.8 2002 $299,731 2.2 4,477 1,398 $224,185 10.1 2003 $318,540 6.3 2,175 1,500 $237,503 5.9 2004 $311,697 -2.1 2,382 1,481 $255,740 7.7 2005*** $311,152 -0.2 1,566 787 $267,668 4.7 Source: New Homes data - Canada Mortgage and Housing Corporation Resale Homes data - Toronto Real Estate Board, Market Watch Rerports, 1996-2004 * Applies only to new single detached dwellings ** Applies to single family dwellings (includes detached, semi-detached, townhouses, and apartments) *** As of the end of June 2005 Town of Ajax 8. LAND SUPPLY ASSESSMENT 5). The following table displays the subdivision/condominium activity that had occurred to June 30, 2005. As previously mentioned, the PPS, the Durham Regional Official Plan and the Ajax Official Plan provide policies and objectives on the adequacy of the supply of residential lands and/or units within the regional market area. 8.1 Draft Approved Lots There were 14 draft approved applications. Appendix 3 outlines the supply of draft approved residential lots that were entirely draft approved. Approximately 38% of the 2,591 draft approved lots were for single-detached dwellings, 34% were for townhouses, 17% were for apartments, and 10% were for semidetached dwellings. About a third of the draft approved residential lots are located in development area 4 (between Rossland Road and Taunton Road and between Ravenscroft Road and Audley Road). Another third is located in development area 2, and almost a third is located in development area 1 in the Downtown Central Area. A detailed analysis of available and potential residential lots/units has been undertaken to assess the current housing and residential land supply within the Town. The statistics will then be evaluated with the Town’s population targets to determine the adequacy of the available residential land supply. Figure 5 is a map that illustrates the development areas within the Town that have been identified to assess the breakdown of land supply. Although not identified on the map, development area 6 is the rural area (lands within the Town boundary but outside Figure 5: Development Areas within the Town development areas 1 to of Ajax. 2005 Housing Report For the purposes of this Report, the status of plans of subdivision have been further subdivided to indicate plans that have been partially registered (Appendix 4). Generally, partially registered draft plans (where development is occurring in phases) provide an indication of where development activity is presently occurring. The Town has nine applications that are partially registered and they are all located in development area 4. There are approximately 2,386 lots/units remaining to be registered within 32/51 Town of Ajax Table 14: Total Draft Approved Lots the area. About 69% of the lots are allotted for single-detached dwellings while 16% are for semi-detached dwellings, 13% for townhouses, and only 1% are allotted for apartments. Location Single Semi Town Apt. Total Draft Approved Residential Subdivisions There are approximately 4,977 draft approved lots (including partially registered lots) within the Town of Ajax as shown in Table 14 (Map 1). As indicated in the previous Housing Report, 2002, development area 4 represents the primary area of residential growth within Ajax. Similar to the last housing report, development area 4 represents 65% (or 3,252 lots of the 4,977) of the Town’s draft approved residential lot supply. 1. Built up area s. of 401 0 0 304 400 704 2. New dev. area s. of 401 349 148 378 0 875 3. Built-up areas n. of 401 27 22 91 0 140 4. New dev. areas n. of 401 607 92 117 50 866 5. Future urban dev. areas 0 0 0 0 0 6. Rural 6 0 0 0 0 Subtotal 989 262 890 450 2,591 Draft Approved Lots within Partially Registered Draft Plans 1. Built up area s. of 401 0 0 0 0 0 2. New dev. area s. of 401 0 0 0 0 0 3. Built-up areas n. of 401 0 0 0 0 0 4. New dev. areas n. of 401 1,654 393 308 31 2,386 0 0 0 0 0 Subtotal 1,654 393 308 31 2,386 TOTAL 2,643 655 1,198 481 4,977 5. Future urban dev. areas 2005 Housing Report 33/51 Town of Ajax Table 15: Residential Development Activity Summary 8.2 Proposed Plans of Subdivision The Town has received nine residential draft plans of subdivision, which, as of the date of this report, are yet to be draft approved. Two of the nine applications are proposing to convert designated employment lands to residential and have been appealed to the Ontario Municipal Board (OMB) and are not listed under Appendix 5. Table 15 shows that there are a total of 1,118 potential residential lots/units within the Town. Table 15 (also Appendix 5, Map 2) does not include areas either under appeal or deferred in the Ajax Official Plan. About 63% of the proposed plans of subdivision are proposed for the southeast corner of Taunton Road East and Salem Road. The majority of the lots are proposed for single detached dwellings and none are proposed for apartments. Single Semi Townhouse Apt. Total Proposed Plans of Subdivision 787 78 253 0 1,118 Draft Approved Plans 989 262 890 450 2,591 Partially Registered Plans 1,654 393 308 31 2,386 TOTAL 3,430 733 1,451 481 6,095 Source: Town of Ajax, Planning & Development Services, as of June 30, 2005 Table 15 also summarizes the residential development activity in Ajax as of June 30, 2005. There is a potential for 6,095 residential lots/units, of which 56% of the lots are allotted for single detached, 12% for townhouses, 24% for townhouses, and 8% for apartments (Figure 6). Figure 6 - Unit Distribution within Residential Development Activity 2005 Housing Report 34/51 Town of Ajax 8.3 Registered Plans with Unbuilt Units in mind that the numbers are estimates based on projections and the number of units projected for a dwelling type may change when the application is submitted. A listing of the registered plans with unbuilt units to the end of June 2005 are included in Appendix 6 and shown on Map 3. Of all the plans registered to the end of June 30, 2005, 26 registered plans have unbuilt units. Of the 26 registered plans, 3,653 units have been registered and 1,768 building permits have been issued. The 1,768 issued permits are based on the final interior inspection, that is, once the final interior inspection is completed, people can move into the unit. The 1,885 units that have not been issued a permit as of the end of June 2005, remain to be built or are at various stages prior to the final inspection. 8.5 Short / Medium Term Potential Residential Intensification Sites According to the Provincial Policy Statement, Intensification is defined as “the development of a property, site or area at a higher density than currently exists through: 8.4 Designated Lands for which Development Applications have not yet been Received (Greenfield Sites) An inventory of the designated residential lands for which development applications have not yet been received (potential residential greenfield sites) was conducted in early 2003 in conjunction with the Development Charges Report. Since the last inventory, some of the potential residential land supply is at the development stage. The inventory was updated as of the end of June 2005 and is included in Appendix 7. Map 4 shows a map identifying the potential greenfield residential sites. redevelopment, including the reuse of brownfield sites; b) the development of vacant and/or underutilised lots within previously developed areas; c) infill development; and d) the expansion or conversion of existing buildings.” The Town’s Official Plan states that the Town’s overall target will be to accommodate approximately 20% of all new population growth through intensification. The Town supports intensification in areas where there will be no significant impact on existing infrastructure and the municipal transportation system; adequate parking is available; it will be compatible with the existing surrounding neighbourhood; and community and neighbourhood amenities are available. It is estimated that approximately 160 hectares of greenfield land supply is available to be developed for residential, providing an estimated 4,036 potential residential units. It is important to keep 2005 Housing Report a) In April 2005, Town Council approved the Downtown Community Improvement Plan (CIP) which encourages and supports the 35/51 Town of Ajax (re)development of lands within the downtown area. The goals of the CIP are consistent with and build upon the goals of the Ajax Official Plan. One of the goals of the Town with respect to the Downtown CIP is to increase the provision of diverse housing opportunities. Through the CIP, the Town is able to offer financial assistance such as exemptions of Planning and Development fees (e.g. Official Plan Amendments, rezoning) or exemptions from all or part of the Town’s portion of development charges for eligible commercial, office and residential development. With the assistance of the CIP, the downtown area has great potential for residential redevelopment and to become a more attractive and vibrant Downtown. this report. Potential short/medium term intensification opportunities include the following areas but are not limited to the following: - Harwood Avenue intersection; - vacant and underused sites within the Downtown; - along Kingston Road, and along other arterial roads; and - large lot severance potential in areas such as Pickering Beach. Appendix 8 identifies the sites, area, zoning and the number of potential units that could be accommodated on the site and Map 5 shows a map of the potential residential intensification sites throughout the Town. Although the Town’s Downtown Area is where a large portion of residential intensification is anticipated to occur, vacant lands do exist within the Medium and High Density Residential designations throughout the Town. Another contributor to intensification will be through the creation of accessory apartments in existing dwellings. Other potential residential intensification may include boarding houses, garden suites, and infill housing. 8.6 Total Residential Potential Given the data and projections in this report, there is a potential for about 14,792 residential units within existing pending, draft approved and partially registered plans, registered but unbuilt units, on greenfield sites, and on potential intensification sites. A summary of the total residential potential is shown in Table 16. Over a hundred sites are identified as potential short/medium term (within 10-15 years) intensification sites providing about 2,776 potential residential units. These intensification sites are defined as sites located within the Town’s built-up urban area as of June 30, 2005. There are sites that are designated in the Official Plan that can accommodate residential uses that may be developed beyond the short/medium term but are not identified in 2005 Housing Report vacant lands in the vicinity of the Bayly Street and 36/51 Town of Ajax Table 16: Total Residential Potential Total Potential Residential Units Draft Approved / Partially Registered / Proposed Plans of Subdivision 6,095 Registered Plans with Unbuilt Units 1,885 Greenfield Sites 4,036 Short/Medium Term Potential Residential Intensification Sites 2,776 Total 14,792 According to C.N. Watson and Associates Ltd. 2005 anlysis of Ajax’s Residential Land Needs, an annual average of 826 housing units has been estimated over the 2005 to 2021 forecast period. Based on this annual housing unit forecast, the identified residential housing supply for the Town will be largely built out by 2021 with the exception of remaining infill sites. In general, the trend is that a majority of the dwelling unit types will continue to be low density; however, a greater percentage mix of medium and high density units are forecast during the 2011 to 2021 period. 2005 Housing Report 37/51 Town of Ajax 9.0 POPULATION GROWTH FORECAST dwelling unit types from end 2005 to mid 2011 and accounting for 15% from end 2005 to mid 2021. C.N. Watson & Associates Ltd. has provided a residential growth forecast summary to 2021 based on the potential residential supply figures in Table 16. Table 17 reveals the projected population with and without the population undercount of 4.0%, housing growth by dwelling type, and the persons per unit for the end of 2005, mid 2011 and mid 2021. Table 17 indicates that the Town of Ajax has sufficient land to accommodate its urban population target in the Official Plan of 120,000. By 2021, Ajax’s land supply will be able to accommodate over 123,000 (excluding net census undercount), which is above the target population of 120,000. As summarized in Table 18, Ajax will have a surplus of 73 net hectares of residential land by 2021, based on estimated land required to reach the Ajax Official Plan 2021 population forecast of 120,000. The assumptions for the units per net hectare (upnh) for low, medium and high density unit types remain the same as the density assumptions made in the 2002 Annual Housing Report: 25 upnh for low density, 35 upnh for medium density and 50 upnh for high density. By mid 2021, Ajax’s population is anticipated to be approximately 123,000 (excluding net census undercount) with an estimated 41,000 dwelling units. Low-density dwelling units remain to be the majority of the dwelling types accounting for 71% of dwelling types from end 2005 to mid 2011 and decline to 62% from end 2005 to mid 2021. It is projected that there will be more highdensity dwellings (i.e., apartments), accounting for 10% of Table 17: Residential Growth Forecast Summary 2005 Housing Report 38/51 Town of Ajax Table 18: Residentially Designated Surplus Urban Land In Ajax by Mid 2021 2005 Housing Report 39/51 Town of Ajax 10. SUMMARY AND CONCLUSIONS municipalities to develop strategies and programs to encourage the not-for-profit and private sector to develop new affordable rental housing. The Town promotes residential areas that are safe and attractive with the provision of diverse services and facilities including recreational, educational and commercial. Intensification initiatives, especially along arterial roads, continue to be examined to enhance the Town’s residential supply. The former Verona Mall site, which has been underused for several years, has been draft approved for residential development consisting of 304 townhouses and 400 apartment units. However, no site plans have yet been advanced for the apartment component. This residential development contributes to the intensification objectives as well as being one of two plans that includes the construction of apartments. The Town has not seen the construction of apartments since 1990. Based on the findings in this report, there is an adequate supply of residentially designated lands within the Town’s urban area boundary to accommodate the projected population growth. Ajax’s total land supply is estimated at 14,792 residential units as of June 30, 2005. The Town currently has an estimated 2,591 draft approved residential lots, 2,386 residential lots remaining to be registered, and another 1,118 proposed residential lots of which a draft plan has not been submitted. Approximately 1,885 residential units have been registered but have not been built yet as of June 30, 2005. The greenfield sites within the urban area boundary that have been designated for residential development can accommodate an additional 4,036 residential units. The Town also has an inventory of short/medium term potential residential intensification sites that can provide an estimated 2,776 residential units. As of the end of June 2005, the Town of Ajax has not adequately met all of its housing objectives. The Town has not provided sufficient seniors housing and affordable housing. About 37% of tenant households and 22% of owner households are spending 30% or more of their household income on housing. There are over 4,000 applicants in the Durham Region who are on a waiting list for subsidized housing and may be waiting up to several years for a subsidized unit. The following summarizes some of the key trends that characterized the housing market in Ajax during the past two years. Participation with the Region in the Community Rental Housing Program has been postponed until further information regarding new provincial program guidelines become available. The Town continues to participate with the Region and other area 2005 Housing Report 40/51 • A total of 1,226 new residential building permits were issued in 2004, and as of June 30, 2005, a total of 1,264 new residential building permits were issued. • Single-detached dwellings continue to account for more than half of new residential building permits that have Town of Ajax been issued. • several years for a subsidized unit. The lack of available resources and developers not wanting to build social housing remains a challenge. The Town has a total of eight social housing projects providing a total of 827 units; however, the waiting period for a subsidized unit can be up to several years. • The apartment vacancy rate in Pickering/Ajax/Uxbridge increased from 1.5% in 2002 to 2.3% in 2003. • The average rent for an apartment also increased from $966 in 2002 to $1,072 in 2003. • As a result of historically low mortgage rates and the decrease in minimum down payments to five percent, there has been a higher percentage of first time home buyers. • The average new house price for single detached dwellings decreased by 1.8% from $318,540 in 2003 to $311,697 in 2004. As of the end of June 2005, the average price was $311,152. • The average resale house price increased by 7.7% from $237,503 in 2003 to $255,740 in 2004. As of the end of June 2005, the average price has increased to $267,668. • The Town has a considerable percentage of households that spend 30% or more of household income on housing costs. • There are over 4,000 applicants in the Durham Region on the waiting list for a subsidized unit. As a result of the lack of special needs housing, applicants may wait up to 2005 Housing Report • 41/51 In the next 10 to 20 year period, the senior or retiree population will account for 20% of the Town’s population, which will have an impact on housing matters in the Town. Town of Ajax APPENDIX 1 Ajax Municipal Housing Corporation Housing Stock Units 2004 Rental Rate 2005 Rental Rate Size Ashley Manor Apartments for Seniors (built in 1984) 1 bedroom 49 $648 to $660 $707 to $721 472 sq.ft. - 534 sq. ft. 2 bedroom 28 $753 to $788 $823 to $860 704 sq.ft. - 924 sq.ft. Monarch Mews Town Homes (built in 1984) 2 bedroom 35 $897 $970 915 sq.ft. 3 bedroom 91 $932 to $946 $1,008 to $1,023 1,081 sq.ft. 4 bedroom 16 $1,026 $1,110 1,251 sq.ft. Riverbreeze Town Homes (built in 1989) 2 bedroom 40 $949 $992 904 sq. ft. 3 bedroom 51 $1,022 $1,068 1,087 sq.ft. 4 bedroom 9 $1,124 $1,175 1,281 sq.ft. Westwood Manor Apartments for Seniors (built in 1991) 1 bedroom 57 $739 $784 600 sq. ft. 2 bedroom 13 $848 $900 775 sq. ft. Post Hill Apartments for seniors/singles (built in 1992) 1 bedroom 101 $659 to $728 $696 to $769 518 sq.ft. - 696 sq.ft. 771 sq.ft. - 1,379 sq.ft. Post Hill Apartments and Town Homes ( Families) 2 bedroom 37 $822 to $990 $867 to $1,045 3 bedroom 15 $970 to $1,057 $1,024 to $1,116 Total 490 1,114 sq.ft. - 1,294 sq.ft. Source: Ajax Municipal Housing Corporation 2005 Housing Report 42/51 Town of Ajax APPENDIX 2 Top Ten New Home Sites in the GTA Rank Site Builder Location Sales 1 Hawthorne Village Mattam y Hom es Milton 969 2 On Rouge Park Mattam y Hom es Scarborough 585 3 Mahogany Paradise Hom es Bram pton 430 4 Fletcher’s Meadow Mattam y Hom es Bram pton 404 5 Brookside on the Rouge Yorkwood/Em ery/Cosm opolitan Scarborough 388 6 Fletcher’s Meadow Great Gulf Hom es Bram pton 363 7 W ild Flower Village Mattam y Hom es Richm ond Hill 320 8 Nottingham Tribute Communities Ajax 278 9 Upper Glen Abbey Mattam y Hom es Oakville 264 10 M eadows of Ajax Great Gulf Hom es Ajax 241 Source: HOMES Magazine, 2003 2005 Housing Report 43/51 Town of Ajax APPENDIX 3 DRAFT APPROVED TFile Applicant Single Semi Townhouse Apartment Total Draft Approval Date 1. Built-up Areas S. of 401 0 0 304 400 704 - S-A-2004-03 0 0 304 400 704 Sept. 3, 2004 349 148 378 0 875 - Sundial Homes 2. New Dev. Areas S. of 401 18T-89107 Baycliffe Homes 0 24 95 0 119 Mar. 5, 1996 18T-94026 John Boddy (A3) 349 110 104 0 563 Nov. 16, 2001 S-A-2003-01 National Homes 0 14 88 0 102 July 21, 2004 18T-99013 Conservatory Triangle 0 0 91 0 91 Feb. 9, 2000 3. Built-up Areas N. of 401 27 22 91 0 140 - 18T-95041 Angus Valley Homes 27 0 55 0 82 Mar. 13, 1997 S-A-2003-09 1346179 Ontario Ltd. 0 22 36 0 58 Feb. 8, 2005 4. New Dev. Areas N. of 401 607 92 117 50 866 - 18T-94021 Cougs Inv.’s Ltd. 75 36 0 50 161 Mar. 4, 1999 18T-99017 Southcott Developments 29 0 0 0 29 Nov. 2, 2000 S-A-2001-02 John Boddy (Eagle Glen) 59 0 0 0 59 Feb. 20, 2002 S-A-2003-02 Medallion - Omelchuk 178 0 0 0 178 Sept. 7, 2004 S-A-2003-03 Guinness Place South 244 56 42 0 342 Sept. 24, 2003 S-A-2004-04 Monarch (Lexington Cty lll) 22 0 75 0 97 Feb. 16, 2005 5. Future Urban Dev. Areas 0 0 0 0 0 - 6. Rural Area 6 0 0 0 0 - 6 0 0 0 6 April 7, 1994 989 262 890 450 2,591 - 18T-89058 Rusonic TOTAL 2005 Housing Report 44/51 Town of Ajax APPENDIX 4 RESIDENTIAL DRAFT PLANS OF SUBDIVISION - PARTIALLY REGISTERED DRAFT PLANS TFile Applicant Single Sem i Tow nhouse Apartment Total Remaining Date Received 1. Built-up Areas S. of 401 0 0 0 0 0 - 2. New Dev. Areas S. of 401 0 0 0 0 0 - 3. Built-up Areas N. of 401 0 0 0 0 0 - 1,654 393 308 31 2,386 - 4. New Dev. Areas N. of 401 18T-94018 Tribute Homes / Nottingham 48 75 0 0 123 Dec. 5, 1994 18T-94019 Starstoke (Tribute) 291 0 0 0 291 Jan. 30, 1994 18T-95004 John Boddy (Eagle Glen) 282 84 44 0 410 Mar. 1, 1999 18T-95013 Great Gulf/Shvitz 45 24 34 0 103 Mar. 4, 1999 18T-98014 Medallion/Castlefields 346 22 203 0 571 Mar. 20, 2002 18T-98016 Tribute Homes/The Hamlet 422 6 61 46 535 Mar. 20, 2002 S-A-2002-02 Great Gulf/The Meadows 92 48 0 0 140 June 6, 2002 S-A-2002-04 Great Gulf (Wyndham Manor) 230 118 3 0 351 Sept. 24, 2003 S-A-2004-01 Great Gulf/Rose Petal IV 36 20 0 0 56 Jan. 21, 2004 0 0 0 0 0 - 1,654 393 308 31 2,386 - 5. Future Urban Dev. Areas TOTAL 2005 Housing Report 45/51 Town of Ajax APPENDIX 5 PROPOSED PLANS OF SUBDIVISION TFile Single Semi Townhouse Apartment Total Date Received 1. Built-up Areas S. Of 401 0 78 0 0 78 - S-A-2005-02 0 78 0 0 78 April 19, 2005 2. New Dev. Areas S. of 401 7 0 101 0 108 - 18T-89113 Shoal Point Dev.’s Ltd. 7 0 58 0 65 Mar. 18, 2002 S-A-2004-02 Fairpark Homes Inc. 0 0 43 0 43 June 14, 2004 3. Built-up Areas N. of 401 172 0 30 0 202 - S-A-2004-05 172 0 30 0 202 Nov. 10, 2004 4. New Dev. Areas N. of 401 581 0 122 0 703 - S-A-2003-10 Menkes Ajax Holdings Ltd. (A) 545 0 122 0 667 Nov. 14, 2003 S-A-2005-03 Runnymede (Hedge Property) 36 0 0 0 36 April 27, 2005 5. Future Urban Dev. Areas 0 0 0 0 0 - 6. Rural Area 27 0 0 0 27 - Cougs Inv. Ltd. 27 0 0 0 27 - TOTAL 787 78 253 0 1,118 - 18T-90024 Applicant Runnymede/Burcher Road (Lord Durham School Site) Runnymede/Tribute (Chambers Drive) (A) Under Appeal 2005 Housing Report 46/51 Town of Ajax APPENDIX 6 2005 Housing Report 47/51 Town of Ajax APPENDIX 7 2005 Housing Report 48/51 Town of Ajax APPENDIX 8 2005 Housing Report 49/51 Town of Ajax APPENDIX 8 Continued 2005 Housing Report 50/51 Town of Ajax APPENDIX 9 GLOSSARY Absorption Refers to newly completed units which have been sold or leased. O ntario Home Owners Savings Plan (O HO SP) The number of absorptions is obtained from a survey initiated when The Provincial government offers this program to benefit people the structure is completed. Units sold or leased prior to construction saving for a first home to deposit money in a OHOSP account and are not considered as absorbed until the completion stage. receive a credit against their Ontario personal income tax. Completion Rent-Geared-to-Incom e (RG I) For single-detached and semi detached dwellings implies that 90% or Common in subsidized housing, where the amount of rent to be paid more of the structure has been completed. A structure may be by the tenant(s) is based on the amount of income earned by the considered to be complete and ready for occupancy only when tenant(s), often as a percentage of the tenant’s income. seasonal deficiencies and/or minor infractions to building code remain. Social Housing (also known as not for profit housing) Owned and managed by municipal government or community Row and apartments: implies that 90% or more of the dwelling units organizations and provides affordable housing mostly for people within a structure are complete and read for occupancy. whose income, age, social needs or health needs prevent them from finding adequate housing in the private rental market. Freehold With freehold, you own the plot of land and any structure on that land Starts such as a house or townhouse. You are normally responsible for the Refers to units where construction has advanced to a stage where care and upkeep of the entire house, including the exterior walls and full (100%) footings are in place. For multiple dwellings (semi- roof, as well as the lawn, garden, driveway and garage. detached, row housing and apartments), the definition applies to the structure or block of row units rather than to the project as a whole. With a freehold condominium, the common property elements might include access roads to the units, recreational facilities, visitor Vacancy parking area or a park with a playground. These items may be the A unit is vacant if, at the time of the survey, it is physically responsibility of the condominium corporation. All unit owners pay a unoccupied and available for immediate rental. monthly condominium fee toward their upkeep. 2005 Housing Report 51/51 Town of Ajax