March 2016

March 2016
Mission Statement:
Banking on the go…
To Be Your
Most Trusted
and Valued
Financial Partner
Member
Memo
Try Skip-A-Pay
and
Take a break for what
really matters!
Safe and convenient
mobile banking!
Make Life Easier with an AAACU
Debit Card!
Skip a payment on your auto, recreational and personal
loan with AAACU and do more with your money.
Try a skip a pay today. Login to It’s Me 247 online
banking, call 800-443-3577 or stop by any of our branch
locations.
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Only two non-consecutive skip a pays per loan per calendar year. A loan is not eligible if it has been delinquent
within the past six months. Skip a pays do not apply to mortgage, home equity, vacant land or better choice
loans. Credit cards are also not eligible for this skip a pay offering. Other restrictions may apply. Skipping a
loan payment will extend the maturity date of the loan. Interest will continue to accrue on the unpaid balance
and when payment resumes interest will be collected first. Skip a pays will also change the amount of eligible
benefits in the case of a GAP claim. A $25.00 skip a pay processing fee will apply for all skip a pay requests
processed via It’sMe247 Online Banking and a $35.00 skip a pay fee will apply for all requests processed inhouse at the credit union.
Apply for your card today at any of our
branches or on-line at aaacu.com.
No more writing checks!
No more digging for change!
Increased fraud protection.
Interchange is paid to the Credit Union
when you choose “Credit” instead of
“Debit”, allowing us to offer lower loan
rates and pay higher dividends.
Alpena Alcona Area Credit Union
Website: www.aaacu.com
E-mail: aaacu@aaacu.com
Toll Free: 800-443-3577
With Seven Locations to Serve You:
Alpena
Alpena Branch
Atlanta
Lincoln
989-356-3577
989-356- 3577
989-785-3800
989-736-8912
Oscoda
Ossineke
Tawas City
989-739-9103
989-471-2332
989-362-7980
After Hours Phone Numbers to Report a Lost/Stolen Card:
VISA: 800-991-4965
Lobby Hours:
Drive-Thru Hours:
Bring Your Loan to
the
Credit Union You
Own!
Have an Auto Loan financed elsewhere?
MasterCard: 800-754-4128
9:00 a.m. - 5:00 p.m. Mon-Thurs.
9:00 a.m. - 6:00 p.m. Friday
8:30 a.m. - 5:00 p.m. Mon-Thurs.
8:30 a.m. - 6:00 p.m. Friday
Move it to AAACU and we will beat your
bank’s rate
by at least 1% APR*.
As low as 2.95% APR*
Up to 72 months
Join us Monthly for an Educational
Seminar
Have a better understanding of legal principles
so that you are a better educated consumer.
Monthly at the Alpena County Library Conference
Room
2:00 pm - 3:00 pm
* APR = Annual Percentage Rate. Offer is not valid for auto loans currently
financed with AAACU. The APR on this special has a floor rate of 2.016%.
Rates range from 2.95% to 19.45% APR and are based on an assessment of
individual creditworthiness and our underwriting standards. We will finance
up to 105% of suggested retail value. Certain restrictions apply; offer expires
3-31-16.
Sessions presented by:
Professor, Gary P. Bauer
WMU-Cooley Law School
Sunday, March 13, 2016 - Life & Death Planning.
Sunday, April 10, 2016 - What is a Will? What is a
Trust?
Sunday, May 8, 2016 - Things that really matter - care of
my minor children, care of my pets, how do I maintain
harmony in the family after I am gone?
June, July and August - Break for Summer
Sunday, September 11, 2016 - Planning for disability
during life - Medical Directives and Powers of Attorney.
Sunday, October 9, 2016 - Deeds, property transfers,
and real estate descriptions.
Sunday, November 13, 2016 - Paying for long term care
in nursing homes.
Sunday, December 11, 2016 - Probate - how does it
work?
Brought to you by:
You can earn $150.00 each time you refer a friend and their mortgage loan is approved and closed at AAACU. Cash bonus will be
deposited into your AAACU regular savings account and your referred friends regular savings account within 30 days of verification of the closed mortgage loan.
The Refer a Friend reward applies to both the referring member and the new
mortgage loan member. Certain restrictions apply. Offer may be modified
or withdrawn at any time without notice; offer expires 12-31-16. This offer
is for new mortgage money financed at AAACU. By using this Refer a
Friend card, both parties are making it known to each other that they are
account holders at AAACU who participate in the above noted
service programs. Federally insured by NCUA.
Web Chat is Here!
Have a quick question? Simply visit our website at aaacu.com and click the Web Chat button. You will be instantly connected to a
knowledgeable member support specialist via
a Web Chat session.