Welcome to Brainport Guide
Transcription
Welcome to Brainport Guide
Welcome to Brainport Working and living in one of Europe’s top technology regions The essential guide for international newcomers moving to the Eindhoven region third edition Colophon Welcome to Brainport A publication of the Brainport Foundation July 2009 Brainport Development Emmasingel 11 5611 AZ Eindhoven The Netherlands P.O. box 2181 5600 CD Eindhoven The Netherlands T F +31 (0)40 – 751 24 24 +31 (0)40 – 751 24 99 E W info@expatguideholland.com www.expatguideholland.com W www.brainport.nl The aim of the Brainport International Community (BIC) programme is to boost the attractiveness of the Eindhoven region and the organisations located there for international knowledge workers, so that it will be easier to recruit this group of workers and retain them for a longer period of time. Brainport International Community is a Brainport project. In implementing the ‘Brainport Navigator 2013 – beyond Lisbon!’ strategic programme, Brainport is substantiating the aim and ambition to excel as an international top technology region. The business world, knowledge institutes and government – the Triple Helix – are collaborating on projects and programmes in the domains of People, Technology, Business and Basics. Brainport Development is the executive organisation of the Brainport Foundation. Note: Information in this publication may be reproduced with written permission. The Brainport Foundation accepts no liability for any information contained in this guide. 3 The Welcome to Brainport Guide 5 1 Introduction 7 1.1 Introducing the Netherlands 1.2 Introducing the Eindhoven Region 7 16 2 Before Moving to the Eindhoven Region – the Preparation Phase 22 23 25 28 29 30 38 45 52 58 2.1 2.2 2.3 2.4 2.5 2.6 2.7 2.8 2.9 Moving Formalities Transport Banking Housing: Deciding Where to live Education An Introduction to Dutch Healthcare Social Security, Insurance and Tax Checklist - the Preparation Phase (Before Leaving) 3 On Arrival 60 61 62 64 67 73 80 83 90 94 3.1 Formalities 3.2 Transport 3.3 Banking 3.4 Housing 3.5 Utilities 3.6 Schools and Day-Care in the Eindhoven Region 3.7 Health 3.8 Social Security, Insurance and Tax 3.9 Checklist - On Arrival 4 Settling into the Eindhoven Region 4.1 Formalities 4.2 Social Security, Insurance and Tax 4.3 Transport 4.4 Expat Networks Contents Welcome to Brainport 96 97 98 99 105 1 4.5 Sports, Culture, and Leisure in the Eindhoven Region 4.6 Children’s Activities 4.7 Further Education and Careers for Partners 4.8 Language Courses 4.9 Religion 4.10Checklist - Settling In 5 Finding More Information 136 139 Appendices Appendix I Appendix II Appendix III Appendix IV Appendix V Appendix VI 2 107 124 129 131 133 135 Brainport Visas, Work Permits and Residence Permits Pregnancy and Childbirth Taxation Consulates and Embassies Town Halls and Community Websites in the Eindhoven Region 140 150 154 156 160 164 Appendix VII Useful Search Terms Appendix VIII Useful Telephone Numbers 168 172 Brainport Arrival Checklist 174 Brainport Eindhoven is becoming more and more famous as an international top technology area. It is a hotspot of the Southeast Netherlands top technology region and ranks among the leading European top technology regions. Brainport is thus more than a regional endeavour of the 21 municipalities in the SRE (Eindhoven Regional Government) area, more than the regional endeavour of North Brabant and the Southeast Netherlands. Brainport is an opportunity for the Netherlands to generate additional economic and social development through investing in the existing strengths. Balanced investments in people, knowledge/technology, business, and infrastructure are essential to maintain and strengthen the competitiveness of Brainport as a European top region. The region is an ultimate combination of people, technology, business, and basics. Welcome to Brainport Dear Reader, The people in Brainport: the core of this hotspot is formed by the 21 municipalities around Eindhoven, which are home to around 729,000 inhabitants holding around 400,000 jobs. Seventy thousand people work in the innovative industry. Precisely this industry is extremely important to the future of the Dutch economy, as the on-going innovation in which technology and design play a key role, is a crucial economic advantage. The specialists for these jobs are working in the Brainport region. This is one of the reasons why Brainport, the Brainport municipalities including the City of Eindhoven, the Province of Brabant, the Dutch government, and private partners support the International School. Brainport stands for: top technology, excellent knowledge and company match (demand articulation and knowledge transfer), creativity in application in an open innovation environment/culture. The High Tech Campus Eindhoven is an extraordinary example where top research is carried out 3 according to the ‘open innovation’ model. The economic development of our region has long been strongly linked with innovation and R&D, and in many respects, the region is already a stimulating location for international knowledge workers. However, to achieve our ambition of becoming Europe’s number 1 top technology region, we must attract and retain the world’s finest brains. The Brainport International Community programme ensures that we will fight this ‘Battle for Talent’ proactively. When we talk about business, we talk about start-ups and business development, about meeting and cooperating. Nowhere else in The Netherlands, so many new companies start up and develop their work after the first year. Young entrepreneurs are extremely active in Brainport. Furthermore, we have the basics. An attractive residential climate, quality of life, international orientation and a leading position in ICT (infra, services and use) are key factors of the Brainport region. With a clear view on sustainability and investments in green and clear air, this area is in the frontline of a clean- earth-policy. This region also offers a wide range of cultural and sports facilities such as PSV Eindhoven, which in the last decade has been the most successful football club in The Netherlands, the Pieter van den Hoogenband Swim Stadium, the Music Centre Frits Philips, and the Van Abbemuseum of Modern Arts. The most important element in the development of the Brainport region is the characteristic way in which we organise our work. The Triple Helix is the symbol of the efficient and effective cooperation between business community, knowledge institutes, and government. Several high-tech multinationals such as Philips, ASML, FEI, Neways, VDL, and Paccar (DAF Trucks) are already well established in our region. These companies work closely with a large number of specialist suppliers. In addition to the multinationals, also the numerous smaller companies that are related closely or less closely to the multinationals are important to the economy. In the area of education, Brainport has a number of cutting-edge institutions offering courses that are highly regarded worldwide, such as the Eindhoven University of Technology, Fontys University of Applied Sciences, and the Design Academy Eindhoven. Furthermore, we have our International School and a whole host of high-performing regular primary and secondary schools. In short: Brainport has a great deal to offer and we are delighted to welcome you to our region! 4 ROB VAN GIJZEL MAYOR OF EINDHOVEN CHAIRMAN BRAINPORT FOUNDATION To support you through this hectic period, we are pleased to offer a comprehensive guide that follows, in chronological order, the different phases involved in moving to the Eindhoven region – preparation, arrival and settling in. The guide differentiates between general information, key facts and what to expect, and provides checklists and contact details wherever necessary. We have also indicated links and extra sources of information and if the information is not in English we have supplied Dutch keywords to help you. The Welcome to Brainport Guide Moving is always a busy time and there are so many things to be done. You have to get the formalities in order, find a house and a school for your children, and understand life in your new country. When dealing with commercial suppliers we have chosen to mention the most important in each area. You will find many other names in the Yellow Pages (www.goudengids.nl), and we have provided the keywords you’ll need. The publication of this guide has been made possible by the regional authorities, and it was written on behalf of the employers who are part of the Brainport International Community project: ASML, Atos/Origin, DAF Trucks, DSM, Essent, FEI Company, Fontys Hogescholen, NXP, Mars Nederland, Océ Technologies, Philips Design, Philips Medical Systems, Philips Research, Philips Semiconductors, TU/e, and many more. Brainport would like to thank all these organisations for their input and contributions to this guide. 5 Any comments, questions and suggestions for additions can be sent to info@brainport.nl, mentioning the ‘Welcome to Brainport’ guide. These will be taken into account for the next edition. We sincerely hope this guide is useful to you and your families, and wish you a smooth moving period and a pleasant stay in the Brainport International Community! MRS. ELIES LEMKES-STRAVER DIRECTOR BRAINPORT FOUNDATION 6 1 Introduction 1.1 Introducing the Netherlands The Netherlands has always been an outward looking nation. Its coastal location and proud seafaring tradition have ensured that Dutch navigators and adventurers featured prominently throughout history in international exploration, colonisation and trade, giving the country a role in international affairs that has always been disproportionate to its size. This has resulted in the cosmopolitan outlook and entrepreneurial attitude that is visible to this day. The Dutch people also developed a taste for the exotic and have embraced foreign cultures whilst maintaining their own unique identity. 7 A short history of the Netherlands The land that now forms the Netherlands has been inhabited for around 100,000 years. However, the country’s recorded history really began with the Roman conquest, led by Julius Caesar in around 57 BC. The Romans built the first military forts and cities, and introduced writing. Following the decline of the Roman Empire, the Netherlands became part of the Holy Roman Empire. Much of what is now the western Netherlands was barely inhabited swampland until around 1000 BC, when local farmers began draining and cultivating it. This expansion in land use helped the country to thrive, and higher productivity allowed workers to become tradesmen. Guilds were established and markets developed as production exceeded local demand. Towns and cities grew rapidly, and were home to a new mercantile middle class. As the cities grew in wealth and power, they became virtual independent republics, and were constantly at war with one another. They were eventually united by the Duke Philip the Good of Burgundy between 1430-1433. Prior to this time the local people usually identified themselves by the town where they lived, or as subjects of the Holy Roman Empire, but this unification is widely considered the moment when the Dutch became a nation. The region’s trade developed rapidly, especially in the areas of shipping and transport. The Netherlands had become possessions of the Habsburg dynasty in the 16th century, but in 1548, the Hapsburg ruler Charles V granted the Seventeen Provinces of the Netherlands nominal independent status. However, Charles’ son Philip II of Spain, a devout Catholic, was appalled by the success of the Reformation in the region and the rise of Calvinism. In 1568 he passed a sentence condemning all three million inhabitants of the 8 Netherlands to death as heretics. Unsurprisingly this prompted a revolt. Led by William of Orange, an ancestor of the present Queen, the Dutch declared full independence from Spain in 1579, as seven rebellious provinces formed the ‘United Provinces’. The Spanish lost control of the Netherlands after 20 years, although the war dragged on for another 60, until a peace treaty of Westphalia of 1648 confirmed the independence of the United Provinces. The country would soon be known overseas as “Holland” (named after the most dominant of the seven provinces). During this time Holland became an important trading centre in Northern Europe, and founded colonies around the world. The nation flourished during the 17th century, an era known to the Dutch as the Golden Age. However, following full independence a slow decline set in. Napoleon Bonaparte occupied the country in 1795, encountering little resistance from a nation that largely supported his republican ideals. In 1806 Napoleon restyled the Netherlands into the Kingdom of Holland, with his brother Louis as king, but he quickly annexed the fledgling nation into the French empire when Louis began to put Dutch interests ahead of those of France. In 1815, following the defeat of Napoleon, the country became an independent monarchy once more. This ‘United Kingdom of the Netherlands’ originally consisted of what is now the Netherlands and Belgium, but the Belgians declared independence from the North in 1830. In 1848, unrest all over Europe prompted King William II to agree to democratic reform and the Netherlands became a constitutional monarchy. The Netherlands remained neutral when World War I broke out in 1914. The country declared its neutrality again at the outbreak of World War II in 1939, but Nazi Germany invaded in May 1940, it remained under German occupation for 5 years. Liberation Day is still commemorated on May 5 each year. In the 1950s and 60s the Dutch economy expanded rapidly. Demand for labour meant immigration was encouraged, first from Italy and Spain, then from Turkey and Morocco. Combined with immigration from former colonies such as Indonesia, Surinam and Netherlands Antilles, the Netherlands became the multicultural society it is today. The 60s and 70s were also a time of social and cultural upheaval. Class and religious divisions began to break down, and today, the Netherlands is regarded as a very liberal country. The Netherlands was a founding member of both the European Union and NATO, and participated in the introduction of the Euro in 1999. As a modern industrialized nation it is also a large exporter of agricultural products. 9 Government The Netherlands is a constitutional monarchy: the position of the monarch is laid down in the Constitution. The monarch is the Dutch head of state and, together with the ministers, makes up the government. Queen Beatrix has been the head of state of the Kingdom of the Netherlands since 1980 (for more information: www.koninklijkhuis.nl/english) The ministers together make up the Cabinet, which is chaired by the Prime Minister. The Cabinet’s duties include the day-to-day business of the government, preparing legislation and putting it into practice, overseeing local government and maintaining international relations. The Council of State is the Netherlands’ oldest High Council of State. Founded by Emperor Charles V in 1531, it is still the government’s chief advisory body. All Dutch nationals aged 18 or older may vote and stand in elections for the House of Representatives. Parliament, known as the States General, consists of two chambers: the Senate (the upper house, with 75 members, elected by the provincial councils) and the House of Representatives (the lower house, with 150 members). All Acts of Parliament have to be passed by both houses of parliament. The Netherlands has many political parties, a state of affairs encouraged by the electoral system. Like all Dutch democratic bodies, the House of Parliament is elected by proportional representation. More information: www.minbuza.nl (English – Welcome to the Netherlands) 10 Culture and society With a population of over 16 million in such a small country, efficient planning is an essential way of life in the Netherlands. Planning, regulating and organizing are of major importance to the Dutch. Universal rules and regulations in society, combined with good internal discipline, bring stability to life and reduce uncertainty. There is a strong need for social and personal order. Equal rights for everyone are guaranteed by law here, and egalitarianism forms a central tenet of Dutch society. A downside of this is that decision-making at governmental and business level can often be slow and involved, since all peripheral concerns must always be taken into account. However, the majority of the population are happy with their quality of life, and the social welfare system is internationally recognised as being excellent. When socialising, the Dutch enjoy visiting bars and cafés, and cinemas are also very popular. They are keen on sport and fitness, music, social clubs and organised events. They also love flowers – Dutch homes are often full of houseplants, and bunches of flowers are frequently given as gifts when visiting friends or relatives. 11 Insights: >> Encounters Virtually everyone shakes hands in the Netherlands, both upon greeting and upon departure. In informal situations, with friends or relatives, women and men may also exchange three kisses, on alternating cheeks, men only exchange three kisses with women, not with men. >> Communication Many foreigners can find the Dutch direct and abrupt at first. However, there is no intention to appear rude. Say what you mean and speak your mind. >> Meetings If you come from a country where decisions are made by bosses and meetings are short, you could be in for a shock. Dutch society puts great emphasis on the need for people at all levels to have their say in decision making processes, and on finding consensus. This can slow the decisionmaking process, but it ensures that everyone’s view is heard. >> Punctuality The Dutch find it very important to be punctual. Call if you are delayed, and avoid cancelling meetings at the last minute. Don’t forget that meetings usually adhere to a strict agenda, finishing at an appointed time. >> Dress code Many international managers find the Dutch very casually dressed in the work place. In sectors as banking and law, Dutch Business dress codes are formal and traditional, but in many other industries however, they are casual. It’s useful to realize that even if outward appearance differs greatly, the focus in the Netherlands is on content rather than form. >> Work-life balance Dutch people value their personal time. Therefore, avoid asking them to work late or over the weekend. Also, try not to plan business dinners: lunch is usually preferred. If you want to motivate Dutch workers, time off works better than money! >> Dinner It’s very common to bring a bottle of wine and flowers if you visit someone for dinner. However don’t expect the host to open the wine for the meal, as they might do in some cultures. The bottle is very often put to one side and will be enjoyed on another occasion. >> Telephoning People say their name straightaway on the phone, at work or at home, both when answering and calling. >> Common expressions There are two key expressions one should know. Firstly ‘Gezellig!’ This is a bonding expression used in social situations, loosely translated as ‘Isn’t this nice?’ Secondly, ‘Doe normaal!’ In a country where hierarchy is frowned upon, this expression meaning ‘Just behave normally’ has a strong resonance. This warning keeps kids and adults alike in check, and prevents them from stepping out of line and being too outrageous. If you want to learn more on Dutch customs and etiquette, there are several organizations that offers cultural awareness training programs, for example: www.kit.nl www.stetrainingen.nl 12 Climate The Netherlands has a maritime climate. The relatively stable sea temperature moderates many seasonal changes and generally prevents extreme temperatures, hot or cold. What to expect: Summers are generally cool, with daytime temperatures generally ranging between 18ºC and 25ºC. There are an average of 20 cloudless days per summer. The weather at this time of year can sometimes be hot, and temperatures occasionally soar above 30ºC for short periods. Winters tend to be mild and wet, with daytime temperatures around 4ºC to 8ºC, although there are usually several weeks each year when the temperature drops below freezing. The cold wind can cause the air to feel cooler than it is - this is called the wind chill factor. One upside of this is that colder periods are often marked by dry and sunny days. The Netherlands is sometimes called the low sky country, as cloud cover can make winter days seem grey. 13 Language Dutch is the official language of the Netherlands. Most people here speak English, and often very well, but most public information is published in Dutch. As a result, it is a good idea to invest some time and energy into learning to read and understand the language in order to get the most from your stay. Many people say Dutch is a difficult language to learn, but it actually has simpler rules than e.g. German. Any effort you put into learning and speaking a few words of Dutch will be appreciated by your hosts, and will help you fit more quickly into life in your new home. See Section 4.8: Language Courses. 14 More information Most of the above is a summary of information given to foreigners by the Ministry of Foreign Affairs. More information on these topics and more can be found on the Ministry’s website, Welcome to the Netherlands / The Netherlands / General Information: www.minbuza.nl Other useful websites: www.government.nl - the Netherlands Government Information Service’s (RVD’s) English-language site provides a daily selection of government news, plus background information on government policies and members of the Cabinet. www.history-netherlands.nl - for more detailed information on Dutch history. www.koninklijkhuis.nl/english/ - the Dutch Royal House website provides up to date information for royalty watchers. www.cia.gov/cia/publications/factbook/geos/nl.html#Intro - the CIA’s World Factbook provides all kinds of facts and figures about the Netherlands. www.expatica.com - an English-language news and information source for expatriates living in, working in or moving to the Netherlands. www.access-nl.org - Non-for-profit organisation supporting the international community since 1986. Some interesting books on the Netherlands: History, politics, and current affairs The Holland Handbook - Xpat Media The History of Holland - Mark Hooker Culture and society Dealing with the Dutch - Jacob Vossestein Culture Shock Netherlands - Hunt Janin The Art of Crossing Cultures - Craig Storti At Home in Holland - American Women’s Club of The Hague The UnDutchables - Colin White & Laurie Boucke The Holland Handbook - Xpat Media On Food Food Shopper’s Guide to Holland - Ada Henne Koene 15 1.2 Introducing the Eindhoven Region What does the ‘Eindhoven region’ mean to you? Most foreigners will already know all about the multinational electronics giant, Philips, and Eindhoven’s renowned football team, PSV, one of Europe’s best. Culture buffs may also be aware of the Van Abbe contemporary art museum, which has an outstanding international reputation, or the Design Academy Eindhoven, renown as one of the world’s best design schools. But the Eindhoven region also has far more to offer every new resident. High-tech industries and services are located all over the 21 municipalities of the Eindhoven Region. Eindhoven and Helmond are the largest cities, both cities have a green character and form a thriving regional hub with a fine choice of restaurants, bars, shops en culture venues. Café terraces are popular places to sit and watch the world go by. And the surrounding area, the Eindhoven region, is dotted with picturesque villages and there are plenty of forests for those who want a taste of the countryside. 16 A short history of the Eindhoven region. The site on which Eindhoven stands is the location of one of the oldest settlements in the Netherlands, with a history that stretches back some 2500 years. The city of Eindhoven is one of the oldest in the Netherlands, and was granted its town charter in 1232 by the Duke of Brabant. At the time ‘Endehoven’ consisted of around 170 houses and a castle. Over the centuries however, Eindhoven’s position located on key trade routes made it a target of enemy armies, and it was burned to the ground on several occasions. In the following decades, Philips (started in 1925 in Eindhoven) grew into one of Europe’s largest companies, and Eindhoven’s position as an important manufacturing centre became firmly established with the arrival of car and truck manufacturer Van Doorne’s Automobiel Fabriek (DAF) in the 1920s. Unprecedented growth led to the annexation of the neighbouring villages: Woensel, Gestel, Strijp, Tongelre and Stratum. They are all now districts of Eindhoven. During the Dutch Revolt against Philip II of Spain, Eindhoven changed hands several times. The city eventually became part of the Netherlands in 1629. During the Industrial Revolution of the 19th century, Eindhoven began to grow as the textile and cigar industries flourished. But the real boom began when Philips, started by 1925, founded their first light bulb factory in the city in 1891. During World War II parts of Eindhoven were destroyed by heavy bombing and only few old buildings survived. Significant reminders of the past are the 17th century Mariënhage cloister and the gothic St Catharina church (19th century). Recent years have seen a local renaissance, as Eindhoven moves into the 21th century as a forward looking city of technology. Business-services and industry are now two of the biggest employers in Eindhoven, with 37,000 and 18,000 people working in these sectors they strongly contribute in the total employment of 151,000 jobs. Spearhead sectors for Eindhoven are medical technology, lifetec, automotive, mechatronics, high-tech systems and materials, design and ICT. Fourteen kilometres east of Eindhoven, Helmond is – with a population of 88,000 - the region’s second largest city. Like its neighbour, it also received its town charter in 1232, and grew rapidly during the Industrial Revolution – Helmond’s population trebled in the first three decades of the 20th century. The depression of the 1930s and the Second World War saw the local economy – which was heavily dependent on the textile industry – go into steep decline, but prosperity returned in the post war years. The city expanded in 1968, absorbing parts of Aarle-Rixtel, Someren, Bakel, Stiphout, Mierlo and Deurne. In the 1970s the local textile and metal industries were going trough a tough period. Since then the economic structure of the city has broadened. Helmond has changed 17 from a traditional manufacturing town to a center of knowledge based and R&D intensive industries. Important economic sectors include automotive – in particular TNO automotive involving the Competence Centre for Automotive Research –, food and mechatronics. Approximately 5,500 companies are currently established in Helmond, providing work for 41,000 people. The region’s turbulent recent history is mirrored in the appearance of the cities. Buildings and factories dating from the twenties and thirties stand next to contemporary office blocks for IT and service sector companies. Despite its industrial heritage and recent growth, the Eindhoven region has managed to stay a friendly place to live with a village-like atmosphere. Even the city of Eindhoven is surprisingly green, with large areas preserved as parkland. The area around Eindhoven and Helmond is an attractive network of villages and natural scenery, with plenty of forest and heath land between the traditional farms, making for a pleasant escape from city life. It all shows that a high tech city and a rural area can go hand in hand. The Eindhoven region is part of the province of Brabant where also cities like Breda, Tilburg and Den Bosch are situated. The five largest cities (Breda, Den Bosch, Eindhoven, Helmond, Tilburg) form ‘BrabantStad’, the second largest city network in the Netherlands, besides the Randstad Holland (Amsterdam, Den Haag, Rotterdam).The region is widely appreciated throughout the provinces of Brabant and Limburg for the range and quality of its shopping and cultural facilities. See Section 4.5 for more detailed information. The city region Eindhoven is located between the economic centres of the Dutch Randstad conurbation, the Ruhr conurbation of Central Germany, Brussels and Antwerp. The region covers an area of 1370 km2, representing 3.3% of the total area of the Netherlands. The region has 729,000 inhabitants and 54,000 businesses. The economic structure is characterised by the presence of a high quality industrial base, and a service sector which is continuously undergoing steady growth. 18 As in most other countries, the Netherlands have three levels of government: the state, the provinces and the municipalities. The SRE is an intermunicipal co-operative union in which municipalities co-operate in order to promote common interests in the Eindhoven region; in other words government by the municipalities for the municipalities. The working area covers 21 municipalities. Brainport The Eindhoven region, or southeast Brabant, has transformed since the late 19th century from a mainly rural area to a strongly industrial one, and new technology has long been its trademark. One of the initial driving forces for this was Philips, now one of the world’s biggest electronics companies. Started in Eindhoven as a lighting producer, by 1925 Philips was involved with the first experiments in television and radio. Philips Research in the 1970s made key breakthroughs in the processing, storage and transmission of images, sound and data, which led amongst other things to the invention of the Compact Disc. The region’s reputation for high-tech activities has attracted new companies to invest here, and former Philips concerns have also grown into independent companies such as ASML and FEI. Eindhoven University of Technology, founded in 1956, has also contributed to this economic development. Brainport is an important breeding ground for start-up companies. As a result of its international reputation for cutting-edge R&D, the Eindhoven region has become known as ‘Brainport’, a recognised hotspot within the Southeast Netherlands. This area ranks high on the European Innovation Scoreboard and belongs to the top technology regions of Europe. Brainport encompasses 21 municipalities around Eindhoven, which between them are home to 729,000 people and 400,000 jobs. Annual growth here is well above the national average. For more information about Brainport, please see Appendix I. Location On a European scale, Eindhoven is an important crossroads. Other Dutch cities such as Utrecht, Amsterdam, Rotterdam, and Maastricht are all within 1.5 hours by train or car, and cities in neighbouring countries such as Brussels, Antwerp, Aachen, and Düsseldorf are similarly close at hand. Looking further afield, Eindhoven’s fast-developing regional airport means that destinations such as Paris, Milan, Barcelona, London, and Rome are all within easy reach. 19 Facts: >> >> >> >> >> >> >> >> >> >> >> >> The Eindhoven region has over 729,000 inhabitants living in 21 municipalities with Eindhoven and Helmond as the largest. Eindhoven is the largest city in the southern Netherlands and the 5th largest in the country. The Eindhoven region is known for its ‘green’ character and has many parks and nature reserves. The surrounding countryside is packed with nature reserves, cycling and hiking routes, horse-riding and camping and holiday resorts. As a trendsetting centre of innovation and technology Eindhoven strongly contributes to the 20th position of the region on the EU’s Lisbon Index for innovation. Eindhoven has internationally renown educational institutes such as the Eindhoven University of Technology and the world-class Design Academy Eindhoven. 36% of all R&D activities in the Netherlands take place in the Eindhoven region. Eindhoven is sometimes referred to as ‘Light Town’ – a reference to Philips Lighting. The closest big cities are Antwerp (Belgium) and Düsseldorf (Germany). The distance to the Dutch capital Amsterdam is 125 km. Its location on major transport routes and the presence of an airport make the region an important crossroads. Eindhoven is a city of sports: besides PSV’s football team the area also excels in swimming and horse riding. There are excellent sports facilities, including swimming pools, hockey fields, ice rinks, an indoor ski and snowboard centre, a climbing wall, country clubs, and several spectacular golf courses. The cultural climate in the Eindhoven region is diverse - the Van Abbe museum is internationally recognised for its modern art collection. The Music Hall (Muziekcentrum Frits Philips) offers a high-quality International Music Master Program. Eindhoven has a deserved reputation throughout the region for the quality and diversity of its shopping facilities, from weekly markets to top designer boutiques. Useful links: 20 www.sre.nl www.hightechcampus.nl/netherlands/facts.html www.vvveindhoven.nl www.expatguideholland.com www.helmond.nl www.brainport.nl www.brabant.nl www.zobrabant.nl Zoom + Zoom ++ Zoom +++ Zoom ++++ 21 2 Before Moving to the Eindhoven Region – the Preparation Phase Good preparation is essential before any international move. There are so many things to do when leaving your country, and even more to arrange when getting ready for somewhere new. No matter how well prepared you are, it is likely you will experience some unexpected surprises in the first weeks. Remember that a sense of humor will help to keep all this in proportion! 22 Arrangements for removals: p p p p p Arrange for a removal company and insurance. Check if an exemption of duties form is necessary (normally supplied by removals company). Arrange disconnection of household utilities. Arrange storage for any items you are not bringing with you. Contact your local post office to arrange redirection of mail. 2.1 Moving There’s a lot to consider before you move. These checklists may help. What to bring: p Transformers. Mains electricity is 220V and 50 Hz AC. Most US (and some other non-European) electrical appliances will not work without a transformer (North American electrical supply for example is 110V and 60 Hz). p Adaptor plugs. These are helpful while you settle in as it takes time to change all the plugs. All Dutch electrical sockets use plugs with two circular pins – standard throughout much of Northern Europe (except the UK and Ireland). p Lamps. If you move into unfurnished accommodation it is likely that all the light fittings and bulbs will have been removed, so bring a number of lamps with you to provide light until you have installed new fittings. In Dutch houses ceiling lighting is often limited. A flashlight may also prove useful. p Light Bulbs. If you bring lamps with bayonet fittings, also bring a good supply of light bulbs as you can only buy screw-in bulbs in the Netherlands. p Office equipment. If you want to use US format stationary, bring stocks with you. p Measuring. Dutch measurement tools are metric. p Medication used, with a three-month supply. p Any medical condition requiring attention: bring medical records. What not to bring: p p p p Appliances more than 60 cm wide – this is the standard space in modern European kitchens. Non-European appliances – spare parts may not be available if they break down. American electric stoves – they will require rewiring. Electrical appliances designed to run on a 60 Hz cycle which include a clock, e.g. microwave, clock radio, etc. – the 50 Hz frequency means they will not keep correct time. 23 p p p p p p p p Non-European VCRs and televisions – Dutch standards are PAL. Washing machines requiring hot water intake – Dutch homes only provide connection to the cold water supply. Clothes dryers – may exceed wattage limits. Mobile phones that don’t work at 900 MHz or 1800 MHz. Dutch SIM cards can usually be fitted in non-Dutch phones. King-size beds that cannot be dismantled – Dutch staircases are often narrow and steep. New furniture and equipment from outside the EU – it must be more than six months old to avoid import duty. Large oven pans or storage containers – Dutch kitchens are often small. Cars owned and/or used for less then 6 months. Bringing your pets Relocating pets can be just as complicated as relocating people. Animals may normally enter the Netherlands if they have had the required inoculations within the correct timeframe, and you have the correct documentation. Before you move: p Contact your vet for pet registration, vaccination and export papers. p Contact the transport company to arrange shipment. p Arrange collection and transport in the Netherlands. Useful links: List of international movers and storage (NEVIM members) www.nevim.com 24 2.2 Formalities Moving is always a hectic time, and there are quite a few formalities to be completed. The exact list of what you need to do depends on your nationality, place of birth, family composition, and your employer’s choice of work permit (in some cases). Consult your HR Manager or the international office of your institution for details. Whichever route you take, good preparation is vital. What to expect: p p p p p Moving to a new country involves bureaucracy, the Netherlands is no exception. Some Dutch rules and procedures will be different from those in your home country. Plan time to attend meetings with Dutch organisations. Plan time to prepare documents for these meetings. Communication (information) is often in Dutch. Depending on your country of origin you may need an entry visa, a work permit and a residence permit (see Appendix II). You will need to register with the Town Hall at your new address, which will also issue you with a Citizen Service Number (Burger Service Nummer or BSN): p p p p p Birth certificates (legalised) Check the website of the Dutch Ministery of Foreign Affairs for legalisation procedures with your country of origen. Marriage certificates (legalised) Valid passports (Tip! Make sure its valid as long as possible) Valid drivers licenses Dutch housing rental (or purchase) contract (or consent of het principal occupant) 25 Legalisation conventions The Dutch authorities and the authorities of other countries need to be certain about the status of each other’s documents. It is often difficult to establish that status. It is impossible to know precisely who the authorised officials are in every country, what powers they have, and what a particular document ought to look like. Legalisation confirms that a document was issued by someone with the authority to issue it and that the signatures it bears are genuine. Some documents need to be signed by several different authorities in order to be legalised. This is called the legalisation chain. Some countries have entered into agreements streamlining the legalisation chain. This means that certain documents from one of the contracting states may be used in another contracting state with only a single legalisation or even none at all. The best-known legalisation convention is the Convention abolishing the requirement of legalisation for foreign public documents, also known as the Apostille Convention (5 October 1961). This convention does not completely abolish legalisation but shortens the chain so that only a single action is required, the addition of an apostille. A document bearing an apostille does not require any further legalisation by the embassy or consulate of the country in which it is to be used. For more information on legalising foreign documents check: http://www.minbuza.nl/en/welcome/comingtoNL,legalisation_of_documents 26 It is also advisable to bring: p Copy of any residence permit you may hold p A proof of your travel/health insurance For some registration, such as obtaining a residence permit, you may need to provide translations of the above documents if they are not already in Dutch, English, French or German. If in doubt about what you need, consult the relevant office for clarification. Planning (preparation phase): a b c Get your certificates legalised. Your HR Manager or the international office of your institution can advise you on the procedure. Apply for and collect your entry visa (if applicable). Your HR Manager or the international office of your institution may do the application for you and/or can advise you on the procedure. Travel to the Netherlands. People who don’t require a work permit (mainly EU citizens) can start work immediately although they should apply for a Citizen Service Number (Burger Service Nummer or BSN) right away. Those needing a Work Permit must obtain one before they can legally start work. Getting a visa, work permit and residence permit can take between one and four months for the complete procedure. Diploma assessment It is advisable to take your diplomas and professional/educational certificates (as well as those of your partner) with you to the Netherlands, so that they can be assessed when needed. Useful links www.minbuza.nl - Ministry of Foreign Affairs – Welcome to the Netherlands (has information about visas and certificate legalization) www.ind.nl - Immigration and Naturalisation Service (IND) www.nuffic.nl - Netherlands organisation for international cooperation in higher education 27 2.3 Transport Eindhoven Airport is served by several carriers including Transavia and Ryan air, and has direct flights to and from a number of cities around Europe. For destinations further afield you must travel first to Amsterdam, Düsseldorf (Germany) or Brussels (Belgium). Amsterdam’s Schiphol Airport is under two hours by car, and an hour and a half by direct train. Düsseldorf and Brussels are both about an hour and a half away by car. Train connections to these airports are also possible, but the journey times is longer (about two and a half hours) and requires two (Düsseldorf) or three (Brussels) changes. Weeze Airport, just across the German border, is another popular choice for those with their own transport. Eindhoven sits at the junction of several major motorways and railway lines, and is easily reachable from other parts of Europe by train or car. Useful links www.eindhovenairport.nl www.brusselsairport.be www.schiphol.nl www.dusseldorf-international.de www.airport-weeze.de www.ns.nl If you want to travel by taxi or if you want to rent a car, then you can also check the links above to find a local taxi Company or car rental Company. 28 2.4 Banking The Netherlands uses the Euro as its currency, along with many of the nations of the European Union. There are a number of banks in the Netherlands offering services to private customers. The major banks are ABN AMRO, Rabobank, SNS, ING and Fortis. All towns and most villages have local branches, which are normally open during office hours. The services they offer include: p p p p Personal and Internet banking Insurance Mortgages Automatic cash dispensers at banks and everywhere in het city. You will need a Dutch bank account if you are going to live here for some time. In order to open the account you must go in person to the bank. For further information, see under ‘On Arrival’. When choosing a bank, check if they have a branch in, or good contacts with, your home country. This can be handy for money transfers, etc. It is also a good idea to keep your old bank account in your home country; and if you do not already use Internet banking, then now may be a good time to thinking about setting it up. To open a bank account the bank will ask for your BSN number. The BSN will be issued by Town hall after approval of the immigration authorities. 29 2.5 Housing – Deciding Where to Live Choosing where to live can be a major headache if you don’t know an area: the procedures may not be the same as you are used to, and the information will be in a language you may not understand. In an ideal world you will have been to the area a month or so before moving to select your new home. But as this is not always possible you may need to stay in a hotel when you arrive while you find somewhere to live. Unfortunately, staying in temporary accommodation such as a hotel can delay your registration at the Town Hall, and in some cases your application for a residence permit – see the ‘Formalities’ section for more information. Most people coming to the Eindhoven region will probably choose to live in the area. However, Dutch transport networks are good and some prefer to commute from other areas. The travel time by train from a number of Dutch cities to Eindhoven Central Station are: Helmond ‘s Hertogenbosch Tilburg Breda Utrecht Rotterdam Nijmegen Amsterdam The Hague 0:10 0:20 0:25 0:40 0:50 1:10 1:00 1:30 1:40 It’s also possible to commute from Belgium (Antwerp is 90 km away) or Germany (Monchengladbach is also 90 km away). But if you want to explore the idea of living outside the Netherlands whilst working here, check the legal position first. For most EU citizens there are no issues, but those needing a residence permit may have to live within the Netherlands. 30 Living outside the country may also have tax consequences, so consult your HR Manager. Your institution might be able to help you with housing, so consult them. Dutch housing Dutch homes vary from studio apartments (a single room including sleeping area, living area and cooking facilities), through more traditional apartments with multiple, separate bedrooms, to larger houses (detached, semi-detached, and terraced). With little available space, houses at the lower and middle end of the market tend to be fairly compact out of necessity. How you see this depends on your experience in your home country. Most Europeans comment that housing is expensive and the gardens small. Americans used to the spacious properties frequently found there also feel that the rooms themselves are small (particularly children’s bedrooms). They are more likely to require the more luxurious end of the market in terms of decoration, fixtures and fittings. Those coming from places such as Singapore however, where land is also at a premium, may see things differently. Wherever you come from, it is essential to realise that the housing available will probably not be the same as you are used to! Insights: >> >> >> >> >> The Netherlands is one of the most densely populated countries in Europe, with almost 400 people per square kilometer.. The high population density explains why many houses are small and compact. Dutch builders are extremely skilled in maximizing the use of space. Houses in the Eindhoven area are (still) cheaper and/or more spacious than in Amsterdam, Utrecht or Rotterdam. The Eindhoven area offers wide diversity in housing types and environments – from the city feel of Eindhoven to village life in the surrounding countryside. 31 The Eindhoven region The Eindhoven region, Southeast Brabant, consists of the city of Eindhoven, the city of Helmond, and another 19 surrounding communities. The villages surrounding Eindhoven are Asten, Bergeijk, Best, Bladel, Cranendonck, Deurne, Eersel, Geldrop- Mierlo, Gemert-Bakel, HeezeLeende, Laarbeek, Nuenen, Oirschot, Reusel-De Mierden, Someren, Son en Breugel, Valkenswaard, Veldhoven and Waalre. A number of these are described below. Eindhoven with its 212,000 inhabitants, is the largest city of South East Brabant. 32 A 4 E 2 3 [1] Eindhoven North (Woensel North and South) Woensel lies north of Eindhoven centre, with one of the main routes into the city, Kennedylaan, running through it. This road continues north as the A50 motorway, giving access to Boxmeer and Nijmegen. The area is well supplied with shopping facilities, including the recently expanded ‘Winkelcentrum Woensel’ – Eindhoven’s largest shopping area away from the city centre. Sports facilities include the Bokt and Woensel sporting complexes. There are also several churches, the Catharina and MMC hospitals, Henri Dunant Park, the Eindhoven University of Technology (TU/e), Fontys University of Applied Sciences, and the Eindhoven International Secondary school (ISSE). Here you’ll find various types of housing, mostly apartments and terraced houses suitable for those with somewhat tighter budgets. But larger properties are also. [2] Eindhoven East (Tongelre) Tongelre lies to the east of Eindhoven centre. It is greener and more open in some parts than Woensel, particularly in the north, which contains the Karpendonkse Lake and Eckart Forest. Various sports facilities are available including mini golf, tennis and outdoor swimming. The DAF Museum is also located here. The area has a wide range of ages and types of housing to fit every budget. The area is bordered by the inner ring road to the west, and the A270 gives quick access to Helmond. [3] Eindhoven South (Stratum and Gestel) Southeast of the centre, Stratum is bordered to the north by a canal and industrial area (including the DAF Trucks plant). The Genneper Park lies nearer the city centre, while the south even includes farms and other open areas. There are several churches and sports facilities (hockey, tennis, golf, riding). As in Tongelre, housing in Stratum comes in a wide range of ages and types. There are major road junctions with the A2 going south towards Maastricht and the A67 going east to Venlo and the German Ruhr region, and west towards Antwerp. 33 Gestel is home to the High-Tech Campus, where Philips maintains a major presence, and also the International Primary School (RIS). A large open area includes the Open Air Museum, extensive parks, and the Environmental Education Centre. There are also several sports facilities, including Tongelreep Swimming Centre, the Ice Sports Centre and various playing fields. The area is bordered to the south by the A67 (see Stratum, above) and has the A2 north going to Tilburg, Breda and Amsterdam. Various types of housing are found here. [4] Eindhoven West (Strijp) Strijp is geographically the largest district in Eindhoven. A large part of this is taken up by Eindhoven Airport and surrounding industrial areas. To the north are the Tegenbosch and De Herdgang sports centres, and open areas including the Philips-De Jongh park. The Evoluon conference centre, Beukenlaan railway station and Welschap golf course are also found here. More recently a new project started in het Strijp area: StrijpS. No less than 66 acres are turned into an inspiring environment with a mix of living, working and recreation. Strijp’s proximity to the A2 gives good access to the north, south and west. Housing is primarily modern. [5] Eindhoven Centre Eindhoven town centre is a lively place. The shopping area has many outlets particularly for clothes and electronics, and there are also supermarkets, specialist food stores, CD stores, bookshops, etc. Most of the main hotels and restaurants are found here, as are the railway and bus stations, PSV’s football stadium, the central library, various museums, and the Town Hall. You can find residential areas with accommodation to suit most tastes (mainly apartments), though as in most major cities, the convenience of the central location pushes prices up. 34 Helmond Helmond, 14 km east of Eindhoven, is, with almost 87,500 inhabitants, the second largest city in South East Brabant. It is a thriving economic centre in its own right, focusing on the food and automotive industries. For accommodation Helmond is best known for its new city districts: Dierdonk and Brandevoort, both fine examples of innovative architecture designed to create a harmonious living environment. Brandevoort in particular is a new settlement on the fringes of the Brabant countryside, between Eindhoven and Helmond, where the existing landscape and traditional architecture in a variety of styles have combined to create a unique and picturesque community. The following municipalities are immediately adjacent to Eindhoven. Best Situated 13 km northwest of Eindhoven, Best has 29,000 inhabitants. The town claims a long history (dating back to 1700 BC according to some sources) and has developed from an agricultural centre into an industrial one (there was a major clog maker here in the 19th century) with residential areas. Sports such as badminton, basketball, scuba diving, hockey, martial arts, tennis, golf, football and swimming are all found in the town, and the central high street has a good selection of shops. Geldrop-Mierlo Geldrop-Mierlo has about 38,000 inhabitants, is 7 km from Eindhoven. It was once home to a thriving textile industry, but most people now work elsewhere. The community has a number of sports clubs, including badminton, basketball, scuba diving, hockey, Taekwondo, tennis, football and swimming. Basic shops are available, but most people go to nearby Eindhoven for major items, such as clothing, etc. 35 Heeze-Leende Heeze-Leende has about 15.190 inhabitants, spread over three villages: Heeze (9560), Leende (4300) and Sterksel (1330). The community is situated 10 km southeast of Eindhoven and is well connected with other parts of the region. Great landscapes dominate the panorama in which the three villages are spread out. Over 900.000 people yearly visit the forests, the heath and come to the municipality for walking, cycling, or just to enjoy one of the several burgundian terraces. Heeze-Leende is also well known for its annual historical and cultural festival the ‘Brabantse Dag’ (in Heeze). Nuenen Around 8 km northeast of the city centre, Nuenen has 23,000 inhabitants. The village has existed for nearly 1500 years, and although much of the housing is modern it prides itself on being a quiet and green place to live. Nuenen was once home to Vincent van Gogh, and he painted the famous ‘Potato Eaters’ while living there. The range of available sports includes athletics, golf, gymnastics, riding, squash, tennis and swimming. Basic shopping can be done in the village, although most people go to Eindhoven for major items. Son and Breugel About 7 km north of Eindhoven, Son and Breugel has 15,000 residents. The old village has been around since about 1000 AD, but a large population increase during the 20th century means most people live in relatively modern housing. There is a large (by Dutch standards) area of forest around Son, which is pleasant for walking and cycling. There are also several sports clubs, including badminton, cricket, dancing, hockey, riding and soccer. As with several other villages, although some shops are found in Son, most people go to Eindhoven for major items. 36 Veldhoven With its centre just 7 km from Eindhoven, Veldhoven is virtually a western suburb of the city. It is however a separate entity in political terms, and has its own modern shopping centre, with a library and a cinema. There is also a museum and a music school, as well as all the sports facilities mentioned for other villages above. Around 43,000 people live in Veldhoven, and around 25,000 work there. Waalre Waalre, 6 km south of Eindhoven, has about 17,000 inhabitants. The village was founded in the 8th century, but as elsewhere in the region, the real growth took place in the 20th century. It prides itself in having 600 hectares of forest open to the public for walking, cycling and riding. Other sports available include badminton, basketball, gymnastics, rowing, fencing and volleyball. Waalre has some basic shops, but with Eindhoven close by, most people choose to shop there for major items. Information about and useful links to the other municipalities in the Eindhoven region are listed in appendix VI. Useful links www.sre.nl www.funda.nl 37 2.6 Education Schools in the Netherlands offer high quality of education. The philosophy behind Dutch education reflects Dutch society and aims to encourage students to be open-minded, and able to think and learn in a creative manner. An important decision all parents of school-age children have to make when they move internationally is whether to place their children in local or international education. The choice may depend on a number of factors, e.g. your planned duration of stay. Whichever route you opt for there are several pros and cons. Advantages of local education: p p p p Better integration into local society opens up opportunities for social interaction. Children can become bilingual. There is a far wider selection of educational institutions available for Dutch-speaking students. Financial contributions by the parents are lower than at International Schools. Insights: >> Pre-school childcare – nurseries, playgroups and kindergartens – are available, but many have waiting lists. Finding English-speaking childcare will depend on the area where you are living. >> Children may begin school on their 4th birthday, and it is mandatory from the time they turn 5. They normally move from lower school to upper school at 12, and most stay until they are 18. >> Standard education is generally in Dutch, but Dutch/English bilingual education is becoming increasingly popular throughout the Netherlands. >> International education is available. Most international schools use the curriculum and exam structure of the International Baccalaureate Organisation or International Primary Curriculum. 38 Advantages of international education: p p p p p Social interaction is with people from the broad spectrum of the international community. Dutch schools often have interrupted schooldays and children come home for lunch. International schools offer Dutch as second language, and sometimes even a Dutch stream. International schools link better with other educational systems – an important consideration for those who plan to return to their home country or elsewhere after a couple of years. International Schools are experienced in taking care of children that are only there for a short time. Dutch primary education Education begins at the age of 4 (and is mandatory from 5). Primary schools are state-owned (openbaar) or faith-based (Protestant, Catholic, Muslim, Jewish, or nondenominational). The curriculum is broad, and progress is monitored by standard testing (CITO). The school year starts in August and is broken up by holidays. The school week is normally 08:30-15:30 Monday, Tuesday, Thursday and Friday; and 08:30-12:00 on Wednesday. Dutch secondary education Secondary education normally starts at age 12 and continues to the age of 18. In the final year of primary school, parents, children and teachers decide together, with the help of standardised national tests (CITO), which type of secondary school is most appropriate. The options are: VMBO (pre-vocational secondary education) HAVO (senior general secondary education) VWO (pre-university education). The Dutch system streams children earlier than elsewhere, not only in terms of academic ability but also in terms of future career. It also offers relatively little in terms of sports facilities or extra-curricular activities. Most Dutch children belong instead to sports clubs outside the school that have excellent facilities. The school year is similar to that at primary school. The school week is more dynamic than in many countries, with students starting and ending their day at differing times according to their timetable. 39 An increasing number of Dutch schools offer bilingual education to their more academic students. In this system about 50% of subjects are taught wholly in English. School holidays For primary schools summer holidays last six weeks; for secondary schools they last seven. Holidays are staggered across three national regions (northern, central and southern). The dates of shorter holidays (autumn, Christmas, spring and May) are decided by the competent authority of the school (usually the school board). A good source of information about the exact dates of holidays is the Ministry of Education, Culture and Science website. It is not available in English, but is fairly easy to understand: www.minocw.nl/schoolvakanties/572/Vakantiedata-2007-2010-envoorlopigedata-daarna.html An overview in English of school holidays in 31 European countries can be found at Eurydice: www.eurydice.org Alternatively, check with the school of your choice. More information on Dutch education system Go to the Education Ministry’s website (www.minocw.nl) and click through to their English language pages. There you will find links to other relevant organisations, such as CITO, which administers tests. 40 For information about the Dutch education system from a European perspective, see the information file on Eurydice, the European education information network: www.eurydice.org The International Review of Curriculum and Assessment Frameworks (INCA) provides descriptions of the education systems for pre-school, primary and secondary education in several countries including the Netherlands: www.inca.org.uk International schools There are about 25 international schools in the Netherlands. Publicly funded primary and secondary international schools have a Dutch stream and an international stream. In general, private international schools only have English language education, but check with the school to make certain. The publicly funded international education (Internationaal Georiënteerd Onderwijs, or IGO) is education in English within the Dutch educational programme intended for specific ‘international’ target groups. International school students are either the children of expat parents who may only be in the Netherlands for a few years, or the children of Dutch parents who may be moving abroad in the near future or are returning from an expatriate assignment. International schools subsidised by the Ministry of Education are bound by ministry rules, while others are privately operated. Privately operated schools are generally more expensive than government-funded schools and Dutch schools (which are also government-funded and largely free). Parents should speak to a tax consultant regarding tax exemptions and implications of school fees. Fees vary from school to school, but employers sometimes (partly) contribute to the cost of educating their employees’ children. Many international schools employ remedial teachers and have facilities for children who need extra attention. International schools linked to a Dutch school can also help long-term expat children foster contact with Dutch students. International primary education The curriculum framework in international primary schools meets the Dutch educational legislation. However, within this framework schools can use either the International Baccalaureate Primary Years Programme (IBPYP), the International Primary Curriculum (IPC), or the British system. Private schools such as British or American institutes can choose to follow the curriculum and exams used in their country of origin - check with each school to be sure. 41 In the Eindhoven region, international primary education is offered at the RIS Regional International School. For contact details see Section 3.6. International secondary education In the public secondary school system, students prepare over four or five years for the International General Certificate of Secondary Education (IGCSE) examination, or take part in the International Baccalaureate Middle Years Program (IBMYP). Students who pass this stage can then embark on the two-year International Baccalaureate (IB). Private schools might differ on both early and senior secondary years, so check with the school of your choice. After the IB or equivalent exam, students are qualified to take part in English-language education abroad, or can opt to study at Dutch higher education institutes. International education is not synonymous with ‘bilingual education’. Where English in international departments is mainly the language of instruction, the use of English is not an aim in itself (as it is in bilingual education), but rather the means of educating specific groups for internationally recognized qualifications. International secondary education in Eindhoven is offered at the ISSE (International Secondary School Eindhoven). For contact details see Section 3.6. More information on international education A list of all international schools in the Netherlands can be found at the Foundation of International Education in the Netherlands. www.sio.nl 42 Information and the list of publicly funded international schools can be found at: www.intschools.nl. For information on the International Primary Curriculum visit: www.internationalprimarycurriculum.com www.stichtingnob.nl/ Information on the International Baccalaureate Organisation is at: www.ibo.org Further education The Netherlands has first-class colleges and universities that provide a wide variety of courses, many available in English. The Eindhoven region is home to the Eindhoven University of Technology (TU/e), The Design Academy Eindhoven and Fontys University of Applied Sciences. The Tilburg University, only 35 kilometres from Eindhoven, offers education in e.g. economics and law. The region also offers an good quality of upper secondary vocational education with the ROC Eindhoven and ROC Ter Aa in Helmond. Elsewhere in the Netherlands, Amsterdam, Rotterdam, Utrecht, Leiden, Wageningen, Nijmegen, Maastricht, Groningen and Twente all have top universities with specific orientations. For more information: www.minocw.nl/english/education/higher.html www.vsnu.nl 43 Childcare A new law deals with the quality, management and finances of childcare in the Netherlands. It starts from the principle that childcare is a matter for parents, employers and authorities. You sign a contract with a childcare organisation and pay the bill. Employers can reimburse (tax-free) one third of the costs. You can also ask for reimbursement from the national authorities. In that case your childcare centre must be accredited and registered in the place where you live. www.expatax.nl/taxnewschildcare www.toeslagen.nl/particulier/kinderopvangtoeslag.html There are many options to choose from: Private child-minders (look at the moms&tots newsletter) Gastouderbureaus (care-givers in your home or at their home, via an agency) Kinderdagverblijven (crèches) Peuterspeelzalen (play groups via the city councils) For more information about this, and the childcare possibilities at your place of work, ask your HR manager. Education - to do in the preparation phase Get your child’s reports, test results and other important information from your children’s current school - in English if possible. Check if there is a waiting list for you child’s year at the international schools in the Eindhoven region. See: www.riseindhoven.nl www.isse-school.nl www.esmol.be Consult a tax consultant regarding tax exemptions and the implications of school fees. 44 Understanding the Dutch healthcare system The role of the family doctor or General Practioner (huisarts) in the Dutch healthcare system is central. For many newcomers the single most important difference between the medical practice in the Netherlands and that of their home country is this predominant role. Another difference is the medical culture. In the Netherlands, antibiotics and other medications are prescribed with greater reserve than you may be accustomed to. This has resulted in a very low incidence of antibiotic-resistant infections. Tests are not done automatically and annual check-ups are not part of the basic service. In general, these extra services are only provided if there is evidence they are necessary. There are private clinics now offering this service but are expensive and not covered by Dutch insurers. 2.7 An Introduction to Dutch Healthcare The Netherlands has a high level of healthcare. Another cultural difference concerns childbirth: since pregnancy and childbirth are considered a natural condition, pain relief is used infrequently. Pain relief is possible, but only in hospital. Many women prefer to give birth at home but this does not mean you will have a homebirth. Midwives work according to a strict protocol. You can choose to have your baby in hospital, under the care of your own midwife. All Dutch women start with a first line (primary) midwife. Only with a medical indication do you get referred to a second line midwife in a hospital. Then you are under the care of a gynaecologist but will mostly 45 be seen by and cared for by the second line midwife. Remember too that many hospitals are training hospitals and you may also be exposed to doctors/midwives in training. Also, there are no private hospitals or obstetricians. Even if booked in with a specific obstetrician, it does not mean he/she will be at your delivery. A major benefit of first line midwives is that in your last three months, you will be rotated to see the other midwives so that, when the time comes, you will not be seen by a stranger. Midwives in the Netherlands train for four years and all they do is midwifery. Facts: >> >> >> >> >> Life expectancy at birth m/f (years): 78/82 Child mortality m/f (per 1000 below age 5): 5/5 Adult mortality m/f (per 1000 aged 15-60): 81/59 Total health expenditure per capita (Intl $): 3.383 Total health expenditure as % of GDP: 9.3 (Source: The World Health Statistics 2008: www.who.int/countries/nld/en/) As in many other countries, the relationship between patient and medical services is constantly changing and responding to individual patient needs. In the Netherlands you should not be afraid to ask for the 46 information/services that you want or feel comfortable with. Your insurance company is a good source of information about what is possible and what is not. The family doctor treats patients for non-surgical problems – with many now doing minor surgical procedures as well – and can answer most general health questions. He/she will also serve as your link with other medical services, such as hospitals, specialists, home nursing, etc. On his/her referral, you can visit a specialist in one of the hospitals in the area. Remember that you can always go to the specialist of your choice instead of the one you are sent to, provided your insurance company has an agreement with that specialist; if not, you will have to pay for it yourself. The doctor’s surgery will usually be near your home, making visits easy to arrange (for you visiting the surgery, or for the doctor visiting you if needed). You need to register with the doctor once you know where you will be living. You are entitled to an orientation consultation before deciding which practice you would like to join. Be careful in that, especially in the smaller towns, once you have registered, it can prove difficult or near impossible to change. In Eindhoven, you often have to accept what you can find as not all practices are taking on new patients. After that you should normally call the doctor to make an appointment. Since he or she will play an important role in your stay, please choose carefully (see ‘On arrival’ for information on how to do this). Be aware that registering is not always as easy as it seems since many doctors have waiting lists. There is a 24/7 medical coverage throughout the community. In practice this means that outside regular hours you need to call the CHP (Centrale Huisartsen Post) to consult a doctor. This coverage system also applies to pharmacists. There is a special student doctor in Eindhoven: V.J.G.M. de Kort, Weverstraat 1, 5612 CW Eindhoven (040-2438215). Emergencies Ambulance, fire and police services use the 112 emergency telephone number. Dialing this number will connect you to a central operator who will inquire what services are needed and transfer you locally to someone who can help. Also see ‘On Arrival’. Pregnancy and childbirth Pregnancy and childbirth are culturally influenced and probably different from what you are used to. Antenatal care is usually provided by midwives (you may be referred by your GP), who will support you up to and during delivery. Some screenings such as blood tests, ultrasounds 47 or amniocentesis are done in specialist centres. They are not standard your GP will tell you if you are part of a high-risk group and can apply for the tests – although testing is becoming more common. You also have to choose the place of birth: home births (thuisbevalling) are still common in the Netherlands, and comparative health statistics (WHO) show this poses no increased risk to mother or baby. However, more and more women are opting to give birth in hospital, either with a midwife (poliklinische bevalling) or a gynaecologist (ziekenhuisbevalling), based on medical advice. You always have the option to go to the hospital, but check first that your insurance company covers this. After delivery in a hospital you are normally sent home relatively quickly. However, you are entitled to home nursing (kraamzorg). Remember to register with the Home care association or with private nurses (kraamverzorgingscentra). For more information on pregnancy and childbirth www.parentinginholland.com/pregnancy/pregnancy-and-birth/prenatalcare/ The ACCESS Guide to having and caring for children in the Netherlands: www.access-nl.org Babies and toddlers (ACCESS). Please also refer to Appendix III www.careforwomen.nl / (Denise Dommerholt 06-50500577) Native English speaker. www.kraamzorg-homecare.nl/en/index.html All in English! www.babyechoson.nl Native English speaker, also French and German www.doula.nl 48 Dental care Finding a dentist in the Netherlands is much like finding a doctor, although you do not need to find one located in your neighbourhood. After you have registered your dentist will generally call you for inspection every six months or yearly. He will perform most routine interventions himself. Note that anaesthesia is usually only given on request and dental cleaning is often not part of the basic treatment. For special dental care, orthodontists and oral surgeons have waiting lists. Be prepared. Pharmacies and medication There is a difference between a drugstore or chemist (drogist) and a pharmacy (apotheek). Drugstores (such as Kruidvat and Etos) supply non-prescription medications and baby equipment, general toiletries, cosmetics, etc. Pharmacies are the only outlet for prescription drugs. They also sell over-the-counter medicines, vitamins, special baby foods, etc., and will provide advice and ensure that medications do not interact with any other drugs you may be already taking. There is no standard with regard to which medications one can buy with or without a prescription, but the Dutch system is rather restrictive and you may find you need prescriptions for things you were able to buy over the counter at home. You do not have to register with a specific pharmacy but it makes life easier if you do, as they will then send the bill for prescription drugs direct to your health insurance provider in most cases. The easiest time to register is at the same time as you register with a doctor. Pharmacies have 24/7 coverage, based on the same system as doctors. Alternative medical services Alternative medicine is becoming increasingly popular in the Netherlands as a complement to traditional (Western) medicine. The various forms of alternative medicine (acupuncture, homeopathy, chiropractic medicine, manual therapy, traditional Chinese medicine, etc.) are organised in associations. To be sure you are dealing with a regulated practitioner, consult the association of alternative medicine: www.aag-artsen.nl (in Dutch only). 49 More and more alternative treatments are being covered by medical insurance companies. Check with your insurer, as they can provide you with a list of which alternative doctors they cover. Many alternative medications are sold in ordinary drugstores. Home care Home care (thuiszorg) associations are umbrella associations for all domestic medical services. They are often organised as kruisverenigingen (home nursing associations) where you can borrow medical equipment as well as hire nurses. Baby health clinics, or consultatie bureaus, are often part of these associations. In these clinics every newborn baby and young child is checked regularly by specially trained doctors who provide immunisation programmes and other pediatric care. For specific problems the child will be referred to a specialist. Homecare maternity centre: 0900-2064444 Post-natal home nursing /post-natal doula care www.kraamzorg-homecare.nl/en/index.html All in English! Health screening A nationwide programme screening women for cervical cancer once every five years covers women aged 30-60. Screening for breast cancer occurs every two years for women aged 50-75. Screening for other cancers is not routine in the Netherlands. However, if you are in a high-risk group (due to family history, previous illness, etc.) you will be monitored and screened regularly. This must be discussed with your family doctor. He or she will send you to a specialist if necessary. www.careforwomen.nl -menopause health checks As well as pre/peri/post menopause care www.careforhuman.nl www.zilverenkruis.nl - do male and female health checks 50 There are private medical centres where you can have total body scans done, etc. But be aware, these are private. Insurers will not cover the costs unless you have expat insurance from your own country. www.prescan.nl www.privatescan.nl More information: www.minvws.nl/en/ - The official Ministry of Healthcare site. The ACCESS Guide to Healthcare in the Netherlands can be found at: www.access-nl.org Healthcare ‘to do’ at the preparation phase: Check your health insurance cover. Request medical records – make sure you get your children’s full vaccination records. Local Hospitals: www.mediwijzer.nl/zhnbrabant.html There are also Academic medical Centres for more complex diseases and you may ask to be referred. www.rivm.nl/en/healthanddisease/ When making an appointment, you can phone the general number and ask for ‘patient informatie’. Here you can ask if there is a specialist who can speak your language. Then you can phone the clinic and make an appointment with a specific specialist. Useful to know is that certain hospitals have ‘super’ specialists and all can speak English. This may influence your decision as to which specialist you choose to go. For instance, the Catharina hospital for Heart Disease in Eindhoven and the MMC Veldhoven, which has a NICU (Neonatale Intensive Care Unit). There are also interpreters available in the hospital. These can be present at your consultation but you need to ask for this service. 51 2.8 Social Security, Insurance and Tax Social security The Netherlands has a fairly typical European Social Security system: i.e. it is expensive to run, but offers good benefits to those in need. The first Dutch social legislation dates from 1800. This was only a minor law that set down rules for employing young people and women, but it was the first in what would become the world’s most extensive and generous body of social legislation. Today however, the social system is under extreme pressure because it has become too expensive to run. In recent years it has undergone radical reform to prevent abuse and reduce sick leave. Nevertheless, the current system is still regarded as one of Dutch society’s finest achievements. The main principle underpinning the Dutch social system is that everyone should be able to play an equally active role in society. Some people need help in doing so: the old and disabled, families on low incomes, young people without qualifications, ethnic and other minorities. In some cases it is possible for expats to opt-out of paying for social security in the Netherlands. Form E101 or certificate of coverage should be obtained before departure. In general, the following conditions apply: a The employee must be covered by social insurance legislation in their country of origin immediately prior to their secondment. b The employee must be a national of a country that has a treaty with the Netherlands. This includes: the EU, Switzerland, Norway, Australia, Bolivia, Canada, Chile, Israel, Morocco, Tunisia, Turkey, US, South Korea, Liechtenstein, Iceland, Bosnia, Macedonia, Cape 52 Verde, Croatia, New Zealand and Serbia. c The employee must have an employment contract with the seconding employer (i.e. the employer in the host country). d The employer in the country of origin remains liable for all costs related to the secondment. This means, among other things, that the employer must arrange for payment of social insurance contributions in the country of origin. e a. The secondment may not last more than 12 months. In some cases this can be extended. b. The purpose of the secondment must not be to replace another seconded employee. c. The employer must carry out ‘substantial activities’ in the home country. If you do not have an E101 or certificate of coverage you will be insured in the Netherlands. This means the following social security items. AOW (national old age pension) ANW (national survivor’s benefit) AWBZ (public insurance of extraordinary costs of sickness) AKW (child benefit) WIA (Disability Act) WW (Unemployment Act) Zvw (National Health Insurance Act) The premiums for AOW, ANW, AWBZ and AKW are included in the first 2 income tax brackets. The WIA premium is paid by the employer. The WW premium is paid partially by the employer and partially by the employee. The premium for the National Health Insurance Act is paid by the employer. More information: www.svb.nl The SVB provides brochures on social security in several foreign languages. 53 Insurance The type and amount of insurance you need to purchase is largely a personal decision. The following main types of insurance are available: Health insurance (mandatory) Vehicle insurance (mandatory for those with a vehicle) Personal (third party) insurance House (bricks and mortar) insurance House contents insurance Legal costs insurance Health insurance All adults living in the Netherlands and paying income tax here (premieplichtig) are legally obliged to take at least basic cover. Every adult must therefore have their own policy, and will have to pay for it. Children (under 18 years) receive the basic cover free of charge. They need not have their own policy, but must be named on the policy of one of their parents. They will receive the same optional cover as that parent. Students can get a special student insurance via the international office of their university. Types of policy There are two types of policy: 54 p The “standard policy” (naturapolis) – bills are paid directly to the healthcare provider by the insurer, and the insurer can select the healthcare provider. p The ‘refund policy’ (restitutiepolis) - the bill must first be paid by the customer and claimed back from the insurer, but (within limits) the patient may choose where care is received. The type of policy will affect the premium - the refund type is more expensive. The following things are included under the basic cover: p Medical care (including your local doctor and medical specialists) p Medication p Hospital costs p Limited dental care (only surgical dental care for adults) p Equipment p Pregnancy care p Ambulance transport There are restrictions. Exceptions that are not covered include: p Flu vaccinations p Basic dental care (children are covered) p Extended physiotherapy Own-risk Everyone can choose to carry part of the costs of healthcare themselves (yearly subscriptions charged by local doctors do not count as costs in this case). From 1 January 2008, a national own-risk system becomes obligatory. An own-risk charge of €150 per year per person (from 18 years upwards) has to be paid to the health insurance supplier. In some cases (if foreign social security applies to you), you are exempted from mandatory Dutch health insurance. If you are a EU citizen and can provide an E106 from your home country you can get a treaty policy and will be insured up to the level of Dutch basic coverage. With a European Health Insurance Card (EHIC) you will also have access to Dutch health care. Check with you HR manager. Medical insurance ‘to do’ list p Check your health insurance cover. p Check with your HR manager for possible collective insurances. More information on the healthcare insurance system The system described above is a “new” healthcare insurance system that was introduced as of 2006. Up to date information can be found at the Ministry website: www.minvws.nl/en/ 55 Other insurance Vehicle insurance Third-party insurance is a legal requirement for vehicle use in the Netherlands. Fully comprehensive insurance cover and variants between the two extremes can also be purchased. Note that insurance in the Netherlands is on the car not the driver. Once the vehicle is insured, anyone who meets the specifications of the policy in terms of age, etc. is insured to use it. Conversely, the driver may therefore NOT be covered to use other vehicles. Personal insurance Although not a legal requirement, many people in the Netherlands have personal third party insurance. This covers circumstances where you or your family may accidentally injure a third party or damage their property, e.g. if a tree falls in your garden and damages a neighbors’ house. House (bricks and mortar) insurance Building insurance is usually paid by the owners of furnished rented properties (confirm this with the owner), but tenants will still need contents insurance for their personal possessions. House contents insurance This covers personal possessions inside the house. Even in furnished accommodation it is normal to take extra insurance for unusual items. Check your insurance policy for details of what is covered. Legal costs insurance In the case of litigation, this insurance covers legal fees and provides legal support when needed. 56 Taxation The Netherlands is a relatively high taxation country. Foreigners however, often qualify for an advantageous income tax regulation called the ‘30% tax facility, whereby 30% of their taxable income can be paid as a tax free expense allowance. Consult your HR Manager for more information. Everyone living in or having wages from the Netherlands needs a Citizen Service Number (Burger Service Nummer or BSN). The main taxes are: p Wage withholding tax p Income tax p Value Added Tax (BTW) p Road tax p Vehicle purchase tax (BPM) p Local taxes p Home owners tax p Nursery and childcare tax issues More information and useful links The official website of the Ministry of Finances provides all relevant information in English: www.minfin.nl More information can also be found in Appendix IV. 57 2.9 Checklist - the Preparation Phase (Before Leaving) 58 p Update your passport: make sure it is valid for at least one year after arrival in the Netherlands, and for the full duration of your planned stay if possible. p Update your driver’s license: make sure it has at least one year before its expiry date. If it has no expiry date make sure it is not more than nine years since it was issued. p Legalisation: get your birth and marriage certificates legalised or apostilled. Documents may also need to be translated if not already in English, French, German or Dutch. Different rules apply to different nationalities, so check with your HR Manager for information pertaining to your personal situation. Financial arrangements: to do at this stage: p Arrange with your bank how accounts are to be handled during the assignment. p Cancel standing orders as necessary. p Inform your income tax office of the move and complete any necessary forms. Children: to do at this stage: p Collect examples of your child’s current schoolwork and reports, test results, etc. (in English where possible). p Check if there is a waiting list for your child’s year at the international schools in the Eindhoven region and apply for a place. Also do this for childcare organisations if needed. p Speak to a tax consultant regarding tax exemptions and the implications of school fees. p Take photos of family, friends and familiar places. p Check that children have the addresses of friends with whom they want to stay in contact. p Ensure that favourite toys, personal items, special food, books and games for the journey and the moving-in period are put aside to go with the hand luggage. Healthcare: to do at this stage: p Request medical records – make sure you get your children’s full vaccination records. Social security, insurance and taxation: to do at this stage: p If applicable, get an E101 form if you wish to pay social security in your home country. p Check your health insurance – make sure there will be no period when you are not covered. p Check with your employer for possible collective insurance. Housing: to do at this stage: p Start looking at housing websites to get a feel for prices, sizes, and locations. p Check with your HR manager / International Office for possible housing assistance. Pets: to do at this stage: p Check that animals have appropriate identification (chip or tattoo) and documentation. p Get vaccinations up-to-date (some must not be done too early). Vehicles: to do at this stage: p Consider whether to bring your car with you. p Dutch purchase taxes are high, and vehicles for personal use may be imported tax free under certain conditions (the most important is that you have had and used the car for more than six months). p It may be difficult to get vehicles over 10 years old through environmental testing. p Get a no-claims statement from your current insurance company. 59 3 On Arrival Once you are in the Netherlands there are some essential things you must do soon after your arrival. This section describes what needs to be done and how to do it. 60 Non-EU citizens must also apply for a residence permit. EU citizens do not need a permit. Valid ID must be carried at all time by everyone over the age of 12 in the Netherlands. All Migrants (see Appendix II) will make their permit application directly to the Immigration and Naturalisation Service, with help from their employer. 3.1 Formalities By the time you arrive in the Netherlands you should have had your certificates legalised and will have an entry visa if you need one. Everyone must visit their local Town Hall soon after arrival to register in the Population Register (Municipal Personal Records Database) and collect their Citizen Service Number (Burger Service Nummer or BSN). See Appendix VI for addresses. Depending on your country of origin and requested residence status you may also need a work permit (see Appendix II). During your registration at the Town Hall you will automatically be registered for a BSN number. Planning (arrival phase): a Apply for and collect your work permit (if applicable). Your employer will make the application so consult your HR Manager for details. b Register at the Town Hall where you will be living. See Appendix VI for contact details. c Apply for your residence permit (if applicable). In some cases this application can be done before the work permit has been issued. d Consult your HR Manager/International Office for details. e Collect your BSN number at the local Town Hall (if applicable). f Start work / study (if given authorization by the Dutch authorities – this depends on nationality, type of work and residence permit). g Receive confirmation by post that your residence permit will be issued (if applicable). h Start work (if not previously given authorisation). People who don’t require a work permit (mainly EU citizens, Knowledge Migrants and Researchers) can start work immediately although they should apply for a Citizen Service Number (Burger Service Nummer or BSN) right away. Those needing a Work Permit must obtain one before they can legally start work. Getting a visa, work permit and residence permit can take between one and four months for the complete procedure. 61 3.2 Transport Importing and registering a vehicle Foreign-registered vehicles may be used by tourists for up to three months, but residents must register their car immediately. The costs associated with import and registration vary according to the age, origin and condition of the vehicle. In general, if you have owned the vehicle in your home country for at least six months and have driven more than 6000 km in it you may import it free of Dutch tax. However, there are still costs associated with vehicle importation. These include: p Recycling tax. p Vehicle upgrades (if required to meet EU regulations). p Registration fee. You cannot sell the car within one year of immigration without becoming liable to pay import duties. Who to contact? To start the importation process, contact Dutch customs (Douane) on 0800 0143 to request tax exemption forms. Once these have been completed call the Road Authorities RDW (Rijksdienst voor het Wegverkeer) on 0900 07 39 to set up a testing appointment. Buying a car Cars can be bought new or second-hand. Every town has a number of dealerships with both new and used vehicles. There can be significant differences in prices and it is wise to compare several companies as 62 well as researching prices on the Internet. You need proof that you are registered at your address in order to buy a car. This can be issued by the Town Hall. Where to look You will find Dealerships in the Yellow Pages (www.goudengids.nl) under auto verkopers. Bicycles Thanks to the flat landscape and an excellent network of bike paths, cycling is a safe and popular way of covering short distances in the Netherlands. You are not required to wear a helmet. Please see Section 4.3 for more information. 63 3.3 Banking A number of banks offer services to private customers in the Netherlands. These include ABN AMRO, Rabobank, SNS, ING Bank and Fortis. All the main banks have a number of branches in the Eindhoven area. The addresses of the local head offices are given below. Opening hours may vary, so check your local bank for exact times. In general they are open 09:00-17:00 Monday to Friday. Some larger branches are also open 10:00-16:00 on Saturday. Banks - main branches ABN/AMRO Vestdijk 18, Eindhoven 64 Fortis Bank ING Bank Rabobank SNS Bank Kasteeltraverse 66, Helmond Tel.: 0900 0024 www.abnamro.nl Hoogstraat 39, Eindhoven Markt 24, Helmond Tel.: 0900 8172 www.fortisbank.nl Schimmelt 34, Eindhoven Kasteeltraverse 9, Helmond Tel.: 0800 7011 www.ingbank.nl Kronehoefstraat 87, Eindhoven Tel.: 040 293 60 00 Kerkstraat 33, Helmond Tel.: 0492 594594 www.rabobank.nl 18 Septemberplein 23, Eindhoven Tel.: 040 265 91 59 Noord Koninginnewal 24, Helmond Tel.: 0492 50 94 11 www.snsbank.nl For more banks see: Yellow Pages (www.goudengids.nl) Opening an account Many people prefer to make an appointment at the bank, but this is not always necessary – ask at the information desk to see an advisor. For students: the international office of your university might be able to open a bank account for you. Please ask them for more details. You will need your passport plus the following: p Proof of address (confirmation of registration from the Town Hall or rental contact). p Letter confirming employment from employer or a copy of your work contract. p Your BSN number. PIN card/credit card Credit cards are less widely used in the Netherlands and they are accepted in fewer outlets than PIN cards. It is generally not possible to pay with credit cards in supermarkets. Credit cards are mainly used for bigger purchases, or in restaurants, airports, clothing shops, etc. A PIN card is a card with a Personal Identification Number, issued for use with your bank account. The amount spent is transferred directly from your account to the payee account. A maximum daily limit can be negotiated with your bank when you open your account. PIN cards are widely accepted in most shops, garages, restaurants and cash dispensers. However, it is always a good idea to check first in restaurants and shops. Cash dispensers/ automatic teller machines (ATMs) do not always accept all cards, so check the signs on the machine. 65 Cheques/eurocheques Personal cheques and eurocheques are not commonly used in the Netherlands. Most payments are made using cash, on PIN/credit cards, electronically, or by acceptgiro (see below). Chipknip In this system, your Chip card is loaded with an amount pre-paid from your account, using the phone or chip ATM, and used for paying small amounts, e.g. parking, bus tickets, coffee, etc. This system is not available in all shops. Paying bills Payment in shops is generally by PIN card or cash, while restaurants frequently also accept credit cards. In some towns parking must be paid for by Chip card, although cash is also usually accepted. Payment of household bills is by direct debit, electronic (Internet) banking, or by acceptgiro (the company selling the item or service sends a paper invoice to the customer, who fills it in and sends it to the bank). Internet banking All banks offer Internet banking. Some also offer this service in English. International money transfer To enable your Dutch bank to arrange money transfers to your foreign account, you need to provide them with your international banking codes (ABA number for the US, IBAN or BIC for European banks) – these are printed on your bank statements. Safety deposit boxes The Netherlands is a safe country to live in, but like anywhere it is not crime-free. Keeping precious and valuable items at home risks them being taken if you are broken into. Several Eindhoven banks have safety-deposit boxes available to customers (for a fee). 66 3.4 Housing Housing stock in the Eindhoven region and across the Netherlands varies from studio apartments (a single room including sleeping area, living area and cooking facilities), through more traditional apartments with multiple, separate bedrooms, to larger houses (detached, semidetached, or terraced). Houses for rent are available in three different states of furnishing: p Bare (kaal). There are no carpets, curtains, light fittings, etc., though there probably will be a fitted kitchen. Built-in appliances such as a cooker and possibly a fridge or dishwasher may be present. p Soft-furnished (gestoffeerd). The fittings will include everything in the ‘bare’ category, and also carpets and curtains. p Furnished (gemeubileerd). Completely furnished – generally including furniture, appliances, cutlery, crockery, bed linen, etc. What to expect (a typical home in Eindhoven): p p p p p p p Houses are smaller and more compact than in many countries. One bathroom in the Netherlands is the norm. The toilet is often separate and on the ground floor. Showers are more common than baths in most houses and apartments. Dining rooms are a luxury – normally there is an open kitchen and living room with a dining area. Kitchens generally have four gas rings with a microwave. Ovens are not always standard. Washing machines are often located in the kitchen or the bathroom. Utility rooms are found only in larger houses. Garages tend to be used as storage space in the Netherlands. 67 p p Parking permits are needed in some areas, particularly if you are living in central Eindhoven. Houses are well insulated, and newer buildings will be doubleglazed. Renting a house Municipal housing agencies: Municipal housing is not very common in the Eindhoven region. The only municipal housing agency in the Eindhoven region that is still in operation is “Woningbedrijf Oirschot”. You can only register for local authority housing after arrival in the Netherlands and must wait for a house to be allocated to you. Be aware that the average waiting time is four years at least. Housing is relatively cheap (€ 300 to € 1200 per month, unfurnished). However, to qualify for this type of housing your income must be within certain limits. In case your income is relatively low in proportion to the rent costs of your house, there is a rent benefit that is granted by the government as a compensation to your costs. This arrangement can also be applied to the possibilities of housing that are described below, as long as the monthly rent costs do not exceed a certain amount. Housing Associations: These provide slightly more expensive housing than the municipal agencies and again have long waiting lists. You need to register on arrival. The average waiting time in the rural areas is about 3 years. In the urban area the waiting time is even longer and is somewhere in between 4-7 years. Housing is more expensive than renting a house at a municipal housing agency, but still relatively cheap (€ 300 to € 900 per month, unfurnished). 68 Private rentals: Estate agents and ‘high street’ housing agencies manage private rental housing. The rental price for these houses is considerably higher than accommodation found through a municipal agency or an association, but in general these houses are available for immediate tenancy. Rents vary widely, but in the private market you could expect to pay the following (excluding service costs and utilities) based on the most recent market information: Type of housing Rental price per month (indication) Studio apartment € 300 Two-bedroom apartment € 600 Three-bedroom terraced house € 1000 Semi-detached house Detached house - € 800 -€ 1200 -€ 1450 > € 900 > € 1200 Source: several brokers Dutch housing rental contracts generally consist of the actual contract plus ‘General Terms and Conditions’. The latter document is standard for all properties rented by the agency in question. Major points to look for in the contract are: The correct rental price (whether it includes service charges and energy bills, etc.). p The correct deposit (one or two months rent is normal). p The correct date of entry. p Duration of the contract. Most are fixed for one year, with a notice period of one month from either party thereafter. If the house belongs to someone who might want it back at an inconvenient time (e.g. someone on assignment outside the Netherlands), it may be better to fix the contract for a longer period. p Who is responsible for maintenance and repairs? Make sure it is clear who looks after the garden as well as the building. p The ‘diplomatic clause’. It is advisable for expats to insist on a clause allowing them to break the contract quickly if they need to return to their home country unexpectedly. Who to contact The three biggest rental agencies in the Eindhoven region are all private rental agencies (all websites are available in English) Vesteda Stoit Rots Vast www.vesteda.com www.stoit.nl www.rotsvast.nl 69 Direct Wonen Huurinc www.directwonen.nl www.huurinc.nl Other house rental organisations can be found in the Yellow Pages (www.goudengids.nl) under woningbureaus or woningverhuur. Buying a house Although it is probably better to rent for a while before buying a house, the difference in monthly payments can make purchasing an attractive option for those staying longer. The difference comes largely from the fact that (for the time being at least) the Dutch government repays some of the mortgage interest as tax relief. After a while most expatriates realise that it is more attractive to buy property (real estate) in the Netherlands instead of staying in a rented house or apartment. After a chat with their friends or tax accountant they found out that: Buying a property is the first step for building up (personal) assets. Due to savings and tax regulations in the Netherlands it’s possible to save money for your house on a tax free basis. The Real Estate Market in the Netherlands shows, looking at historical figures, that it grows more than the inflation, which creates an attractive investment. Secondly, due to the inflation your mortgage debt will slightly decrease as well. 70 The Dutch tax authorities is providing an annual tax benefit for house owners as well; owners of a (residential) property will receive a tax refund on the interest paid for the mortgage used for the purchase of this particular house up to a maximum level of 52% (i.e. highest tax bracket). This is one of the major reasons why tax accountants (advisers) will advice you to buy residential property in the Netherlands while expatriates most of the time will get tax refund on the highest possible level. Before you acquire your new property you need tot go through a time consuming process with quite a lot of third parties involved like the real estate agent (property broker), the mortgage of granting you a mortgage (loan) (e.g. bank or insurance company), the civil law notary and the tax consultants. Because of this it’s likely that you will get lost at a certain stage of the process. Some parts of the process are: starting to look around for the house (research), doing the negotiations with the selling estate agent and make sure that the right conditions for the purchase are accepted, taking care of the technical survey, making a proper judgment on the (legal) contents of the purchase agreement, taking care of the mortgage with the requested conditions, collecting the required documents for the mortgage, contact the civil law notary for setting up the legal deeds for the deed of delivery you the property and the mortgage deed (including translations) and take care of the involved tax matters. For expatriates it’s also a complicating fact that they are often not accustomed with Dutch law (continental law) which is quite different from e.g. Anglo-Saxon law. Source: H&N Associates (www.hnassociates.com) The amount of interest repaid by the government depends on the level of income tax you pay. This in turn will depend on factors such as the 30% ruling (see the section on tax) as well as gross salary. This is a complex field and it is advisable to seek help from a professional financial advisor before going ahead with any purchase. You should also be aware when buying a house that costs of purchase (including taxes) total around 10% of the cost price, and are paid by the buyer. Dutch house prices have risen relatively slowly over the last few years, averaging around 3% per year. Type of housing Purchase price (x1000) Mortgage per month/net. (indication, incl. tax refund) Studio apartment € 120 Two-bedroom apartment € 140 Three-bedroom terraced house € 170 Semi-detached house € 220 Detached house - - - - > € 160 € 375 € 200 € 425 € 250 € 450 € 540 € 625 € 500 - - - - > € 475 € 525 € 575 € 1075 €1100 Source: several brokers 71 Who to contact p A complete list of rental agencies with telephone number and website can be found in the Yellow Pages (www.goudengids.nl) under woningbureaus or woningverhuur. p House purchases are generally made through a real estate agent (makelaar). There are many agents in the Eindhoven area, each with its own housing stock. The website www.funda.nl lists most houses available for purchase. p Check with your HR Manager for housing assistance from your company. p If you need to furnish a new home, Ekkersrijt and Kanaaldijk in Eindhoven are good places to look for furniture stores. For cheap second-hand furniture, the ‘Het Goed’ recycling company has two outlets in the region, at Meerenakkerweg 2 in Eindhoven and Van Linschotenstraat 22 in Valkenswaard. In Helmond you find an outlet called ‘Kringloopwinkel Helmond’ at Engelseweg 106. Other outlets you will find in the Yellow Pages. High Quality Housing Solutions When it comes to finding a comfortable home, Vesteda is always there to provide you. With a range of more than 28,000 luxury rented homes at its disposal, Vesteda offers a lot of possiblities. And, of course, these homes are readily available in a variety of price ranges (€ 600 - € 7,000). If you prefer a home withfull soft-furnishings and/or a fully furnished home, just tell us exactly what you require. It is also possible to rent a home in your companies’name. Vesteda can provide that too. Would you like to know more about homes that are immediately available or make an appointment with one of our (resident) consultants? Please check our website www.vesteda.com/corporatehousing. 72 3.5 Utilities Utilities (gas, water, electricity, phone, Internet, TV) The Netherlands has excellent infrastructure. Practically every home has mains electricity, potable water, central heating, fixed-line phones, and mobile phone and high-speed Internet coverage. In urban areas most properties have piped gas for cooking and heating, mains drainage, and cable TV. Facts: >> >> >> >> >> >> >> >> Electricity is 220 V, 50 Hz. The most common heating fuel is natural gas. Water is usually metered. Telephones in the Netherlands use different connector plugs to many other countries, which means phones bought outside the Netherlands may not work without an adaptor or a new plug. The mobile phone system in Europe uses the GSM standard. There are many telephone companies offering cheap international calling. Internet – computers made to use mains power systems other than 220 volts and 50 Hz will not work without adaptors. Television in Europe uses the PAL standard. 73 The utilities market Most utilities in the Netherlands are sold in a ‘free-market system’. This means there are a number of suppliers competing with each other to supply private and business customers. Exceptions to this are water, where each property has a designated supplier, and the hardware (cables, etc.) used for fixed-line telephony and cable TV. Both the latter are owned by the company that installed them and there is a charge for their use even if the signals passing through the cables come from another supplier. Whilst this system gives the advantage of lower prices and improving service, it also means that new arrivals may find choosing suppliers complicated. Getting connected What to expect: Getting connected to utilities suppliers is often time-consuming and sometimes difficult for people moving to the Netherlands. The main problem is simply language: although most Dutch people speak English, you may need to navigate through several Dutch-language telephone menus before you can speak to an operator. Be patient and ask for help if you need it. Electricity and gas It’s possible to buy these energy sources separately, but is easier to buy them together. Most suppliers offer price discounts if you do. 74 When you move in to your new home the power and gas meters need to be read and a supplier contracted to supply you. Your real estate agent can usually help you complete the necessary forms. If you decide to change supplier you should call your preferred option (numbers are listed in the Yellow Pages (www.goudengids.nl) under energiebedrijven in Regio Eindhoven. You will need your address, date of birth and meter readings. Water Each address has a single supplier. When you move in to your new home the water meter needs to be read, and the supplier informed that you are the new resident. Your real estate agent can usually help you complete the forms required. If you need to contact the supplier yourself you will need your address, date of birth and meter readings. Fixed-line telephones It is not always necessary to have a fixed-line phone. Nowadays, quite a few expats moving to the Netherlands are choosing to live without one, and use their mobiles to stay in touch. If you do need a telephone line it’s worth applying for one as soon as you know your address as connection can take up to a week. There is no choice of supplier for the phone line itself – KPN was the Dutch state monopoly and still owns nearly all the hardware, though this situation is changing. Call 0900 0244. Have an address and the date when the connection should be made. You can also organise your telephone line by visiting an official KPN shops, called Primafoon (listed in the Yellow Pages (www.goudengids.nl). Take your passport, residence permit, work contract, bank account number and address. Mobile phones All GSM mobile phones will work in the Netherlands. Even if you have a GSM phone however, it is still advisable to switch to a Dutch SIM card when you arrive, otherwise you will pay more for your calls. Go to a mobile phone supplier in town to get a new card and phone if required. Most shops are run by the supplier of the card/call time. Exceptions to this include Bel Company and Debitel, who sell services from various suppliers. Take your bank account number, passport and address. 75 Cable TV At any address there is one single cable supplier. Ask the outgoing resident or your real estate agent who this is. Call them to set up an account (numbers are listed in the Yellow Pages - www.goudengids.nl). Have your address and date of birth ready. Be aware that most cable suppliers sell not only basic TV, but also digital TV, Internet and telephone services. In order to take any of these services you must purchase basic cable TV. Internet Internet is available through the telephone or the television cable. In each case there are a number of different suppliers, but all take around three weeks to send the equipment and set up the connection. Once you have called the supplier they will send the modem to your address. If you would like an engineer to assist you, you should ask the supplier (remember also to check how the engineer should be paid). Payment for Internet will always be by direct debit, so you must have a bank account first. In Nuenen and Tongelre a unique fiber to the home network (100 Mbit/s full duplex internet, telephony and radio/tv) has been installed by the cooperation ‘Ons Net’. For Internet through the telephone network you must have contracts with two companies: p The supplier of the physical network (usually KPN). See ‘fixed-line telephony’. p The Internet service provider (ISP). Set up a fixed telephone line. Then call the Internet service provider you wish to use. Phone numbers are available from the Yellow Pages or 76 through the Internet. Have your address, date of birth, phone number and bank account details ready. For a list of Internet providers see: www.nlip.nl/ledenlijst/ For Internet through the cable you must have a contract with the cable supplier as they also act as the Internet service provider. See ‘Cable TV’. Addresses The list below gives the biggest suppliers of each service in the Eindhoven region. This is not a complete list - you will find more suppliers in the Yellow Pages (www.goudengids.nl). If you can work things out from a Dutch website (or can get someone to assist you), a visit to www.huisaansluitingen.nl will help you get connected to gas, water, energy, cable and telecoms at the same time. In general, electricity, water, gas, and cable companies are best contacted by phone; Internet providers through the web (at work in this case); and mobile phone companies via the web for comparison, and then by going to a shop to buy. Service Electricity Biggest suppliers in the Eindhoven region NRE Netwerk BV: tel. 040 238 3344 www.nrenetwerk.nl E-on: tel. 0900 0601 www.welkombijeon.nl Essent: tel. 0900 1550 www.essent.nl Eneco: tel. 0900 0201 www.eneco.nl Nuon: tel. 0900 0808 www.nuon.nl And others Natural gas See electricity providers, plus: Intergas: Oosterhout, tel. 0162 481200 www.intergas.nl Obragas Net: Helmond, tel. 0492 594740 www.obragasnet.nl And others 77 78 Water Brabant Water: ’s Hertogenbosch, tel. 073 683 8000 www.brabantwater.nl WML: Maastricht, tel. 0800 023 3040 www.wml.nl TWM: Tilburg, tel.: 013 584 0400 www.twm.nl NRE Netwerk BV: Eindhoven, tel. 040 238 3344 www.nrenetwerk.nl And others Fixed-line telephony KPN: tel.: 0900 0244, www.kpn.com Trilink: www.trilink.nl And others Mobile telephony Debitel: www.debitel.nl Hi: www.hi.nl KPN: www.kpn.com (mobiele abonnementen) Telfort: www.telfort.nl T-mobile: www.t-mobile.nl Vodafone: www.vodafone.nl And others Cable UPC: www.upc.nl Essent: www.corp.home.nl Casema: www.casema.nl KBG: www.kabeltv-kbg.nl And others Internet XS4all: www.xs4all.nl KPN: www.kpn.com Telfort: www.telfort.nl Het Net: www.hetnet.nl UPC (cable): www.upclive.nl Scarlet One: www.scarlet.nl Ons Net: www.onsneteindhoven.nl and www.onsnetnuenen.nl And others For a complete list of all suppliers look in the Yellow Pages (www.goudengids.nl). Waste and recycling As in other developed nations, the Dutch are keen to lessen their impact on the environment by reducing landfill and energy use. Several recycling (kringloop) schemes are in existence, although these may vary slightly depending on the community in which you choose to live. Homes in Eindhoven region, for example, are issued with two bins by the municipality, which are emptied on alternate weeks. A green bin is used for biodegradable kitchen and garden waste, and a grey bin for other household waste. Also in Eindhoven region, paper is collected on a fortnightly basis, and a mobile van visits every neighbourhood every two weeks to collect small chemical waste (klein chemisch afval), such as light bulbs, batteries, and harmful cleaning products. Bottle banks for recycling glass can be found outside many supermarkets, as can collection points for unwanted clothes and shoes, and sometimes also batteries. When you buy most bottled beers and soft drinks (but not canned drinks), you will pay a small deposit, which is refundable when you return the empty containers. Check your local Community Guide for more information about what is available in your area. 79 3.6 Schools and Day-Care in the Eindhoven Region As already mentioned, international schools offer an immediate advantage to expats compared with Dutch schools: lessons are in English, and in some schools also in Dutch. International education is designed to ease the educational transition of a move abroad. Parents come from all walks of life, though most come from the business community. If you wish to stay longer in the Netherlands or want your children to go to a school in your neighbourhood, then a regular Dutch school is also a possibility. Whatever your choice the Eindhoven region offers a broad range of possibilities. Here are the contact details to help you find the right school for you. International schools Regional International School The RIS is a publicly funded international school linked to a Dutch primary school, and gives education in English and Dutch to children from 4 to 11 (international stream) or 12 (Dutch stream). It also has an independent international nursery class. The school operates the IPC curriculum for both language departments. The school has about 450 pupils of 40 different nationalities. www.riseindhoven.nl International Secondary School Eindhoven The ISSE is the secondary international school in Eindhoven and part of the Stedelijk (City) College Eindhoven. It operates the Geneva based International Baccalaureate as its seven-year curriculum. 80 The school currently has approximately 260 students aged 11 to 19. www.isse-school.nl The Eindhoven region has plans to form one international school offering pre-school, primary and secondary education. This will be called the International School Eindhoven (ISE). When this happens both RIS and ISSE will be integrated into the new school. For more information visit: www.internationalschooleindhoven.nl. European School Mol (Belgium) The European school in Mol (Belgium) offers nursery, primary and secondary education. The curriculum can be followed in four different languages: Dutch, German, French, or Italian. There are also English and Portuguese groups. All pupils prepare for the European Baccalaureate, but fees are considerably higher than the schools in Eindhoven. A bus service operates from Eindhoven. See www.esmol.be. Dutch schools in the Eindhoven area For the list of Dutch schools in Eindhoven and other communities in the region, see the Community Guides or websites (Appendix VI) and search for Onderwijs (education), Basisonderwijs (primary schools), or Voortgezet Onderwijs (secondary schools). 81 Day-care Day-care centres can be found at the Eindhoven University www.tue.nl/tuimelaar/english.html The International nursery class at the RIS www.riseindhoven.nl For other centres please refer to the Community Guides/websites or Yellow Pages (www.goudengids.nl) under ‘kinderopvang’. Or visit www.kinderopvang.net and search under postal code (in Dutch). Higher education The Eindhoven region offers excellent higher education possibilities. The Eindhoven University of Technology (TU/e) is a research-driven, design-oriented university that provides academic education within the engineering, science and technology sectors. TU/e is the 3rd highest rated technical university in Europe, and offers many of its programmes in English. It is a very international institution and many of its current students and PhD’s are non-Dutch. With its conceptual and project-oriented approach to industrial design education, the Design Academy Eindhoven is amongst the most influential design institutes in the world, and ranks 5th on the ICON list. The Design Academy has close ties with TU/e. At Fontys University of Applied Sciences (Fontys Hogescholen), it is possible to follow almost all higher professional education programmes at bachelors and masters level. They offer programmes in Healthcare and Social Work, Economics, Business and Communication, Technology, Visual and Performing Arts, Logistics and Transport, and Education. ROC Eindhoven and ROC Ter Aa offer a broad variety of programmes for vocational education. For more information visit: www.tue.nl www.fontys.edu www.designacademy.nl www.vsnu.nl (association of universities in the Netherlands) www.roceindhoven.nl (Eindhoven) www.roc-teraa.nl (Helmond) 82 3.7 Health We have explained how the healthcare system in the Netherlands works. It’s now time to find and register with a doctor. Choosing a doctor Each doctor has a catchment area, and as a general rule you should pick one close to your home. Select a practice based on the postal code – ideally it should be within one number of your postal code. Be prepared to call several practices as many are full. In general it is easier to join a large consortium such as the Association of Health Centres in Eindhoven (Stichting Gezondheidscentra Eindhoven SGE). All local doctors have the same education and are approved by the Dutch authorities, but you can make an appointment to meet a GP and discuss your personal requirements before deciding whether to register with them. It is always useful to take along your medical records from your home country. Some questions you may consider asking are: p p p p p p Do both the receptionist and the doctor speak a language you understand? What is the policy on house visits? What detection screening tests are done, and how regularly? Do patients always need an appointment or is there an open consultation (spreekuur)? Is there a specific time when patients can phone? What should you do if you need a doctor at weekends or during the night? 83 When going to register, take: p Your address. p Details of your health insurance. p Medical records, if possible. How to find a doctor You can find a list of doctors for your area in your Community Guide (gemeentegids), which is available from the Town Hall (Gemeentehuis) and/ or attached to the White Pages. Doctors are listed under Gezondheidszorg or Artsen and in the Yellow Pages (www.goudengids.nl) under artsen. There is a special student doctor in Eindhoven: V.J.G.M. de Kort, Weverstraat 1, 5612 CW Eindhoven (040-2438215). Using your doctor If you need emergency care you should call 112 for an ambulance or go directly to your local hospital emergency centre. For less urgent issues you should contact your family doctor. p Call to make an appointment or to find out when the open consultation hour is. p If your own doctor is unavailable an answer phone may give a standby doctor’s number. p If the standby doctor is unavailable call the central doctors post (CHP Centrale Huisartsen Post) - the telephone number for the Eindhoven region is 0900 8861. They are located at the Catharina Ziekenhuis Eindhoven, Michelangelolaan 2, Eindhoven. 84 Emergencies (spoedeisende hulp) The emergency services operate under the 112 telephone number. A central operator will ask you what services you require and transfer you locally to someone who can send help. You can also go to a first aid department (EHBO) at a nearby hospital. Try to take your insurance details with you – it will make things easier and quicker. Hospital (ziekenhuis) If you need emergency care you should call 112 for an ambulance or go directly to your local hospital emergency centre. In a non-emergency situation your doctor will organise your treatment and hospitalisation – you will have an appointment at the hospital. On your first visit you need to take identification and details of your health insurance. You will then be given a plastic identification card (ponskaartje) – all your appointments and treatment are registered with this card. You will need this card for any subsequent treatment at that hospital, so keep it safe! If needed, the hospitals in the region will send you through to a university hospital (such as in Maastricht, Nijmegen, Utrecht or Amsterdam). List of hospitals in and around Eindhoven Hospital Address Catharina Ziekenhuis, Eindhoven Elkerliek ziekenhuis, Deurne Elkerliek ziekenhuis, Helmond Máxima Medisch Centrum, Eindhoven Máxima Medisch Centrum, Veldhoven Michelangelolaan 2, 5623 EJ Eindhoven http://www.catharina-ziekenhuis.nl/ Henri Dunantweg 16, 5751 CB Deurne www.elkerliek.nl Wesselmanlaan 25, 5707 HA Helmond www.elkerliek.nl Ds. Th. Fliednerstraat 1, Eindhoven www.mmc.nl De Run 4600, Veldhoven www.mmc.nl 85 St. Annaziekenhuis, Geldrop (part of St. Anna Zorggroep) Bogardeind 2, 5664 EH Geldrop www.st-anna.nl Dentist (tandarts) Your dentist can be located anywhere convenient for you, so you are free to choose any practice. p Ask if they operate an emergency service. p Ask about the use of an anaesthetic. Many people in the Netherlands choose not to have anaesthetics for routine work. However, you can always ask for it. p Dentists have no catchment area. How to find a dentist Dentists are listed in the Community Guides and Yellow Pages (www.goudengids.nl) under tandartsen. In an emergency call your own dentist, who will try to see you that same day. If you have no response from your dentist, call the General Dentist Emergency Service (Algemene Tandarts Spoedgevallendienst), listed in the Community Guide (gemeentegids) under Tandarts: 0900 543 7745. Be prepared to pay cash (and recover it later through your insurance, if covered). Pharmacy (apotheek) In the Netherlands it is a good idea to register with a pharmacy in the same way as with a doctor or dentist - choose one that is convenient for you. Pharmacists in the Netherlands are highly trained. The pharmacist can advise you on medicines you use at home, and you can make an appointment to discuss any questions you have. It is not necessary to register until you go to get medicines. In order to do so you will need: p Name and address of your doctor. p Details of health insurance. 86 How to find a pharmacist You can find a nearby pharmacy by asking your GP, or by looking in the Yellow Pages (www.goudengids.nl) under apotheken. Look at the postal code to find one convenient to you. Opticians and eye care You can visit an optician on any high street without an appointment. They will test your eyes and can prescribe glasses. They will also test for glaucoma. An optician can neither treat eye diseases nor make referrals. If you have problems with your eyes go to your doctor. How to find an optician See the Yellow Pages (www.goudengids.nl) under opticiens. Alternative medicine A list of local practices for alternative medicine can be found under Natuur- en alternatieve geneeswijzen in your Community Guide. Municipal and Regional Health Service (GGD) The GGD is the municipal health organisation for preventive healthcare. The services they offer include screenings, check-ups for school age children, immunisation, etc. They are also responsible for the medical screenings that are sometimes required to obtain a residence permit, such as chest X-Rays to check for tuberculosis. 87 Once you have registered at the Town Hall, the GGD will let you know automatically which immunisation programme (if any) that you need to follow. For more information visit: www.ggd.nl (in Dutch) Pregnancy and Childbirth (zwangerschap en geboorte) There are several practical things to know and do. You do not need to see a doctor. You may go straight to your local midwife. These are first liners (‘eerstelijns’) which means no referral is needed. You have to consult your local doctor after four to six weeks pregnancy. He/she will give you all the information you need for the follow-up. Most Dutch midwives and doctors prefer not to interfere with the natural process of labour and delivery. Medical pain relief is normally not used. Talk to your practitioner early in the pregnancy about your preferences, especially concerning pain relief. Courses are organised to educate women in the process of childbirth and to teach pain relief through breathing techniques and massage. ‘Samen Bevallen’ see healthcare section. Right up to being in labour, you can still decide to give birth at home or in hospital; however, you should decide early in the pregnancy where you want to deliver. Remember, home delivery is advocated but by no means compulsory! 88 After the baby is born the Home Care Association (Thuiszorg) will provide home nursing and care for both mother and baby. This includes monitoring for the first eight days. You can choose between four, six or eight hours a day. The maternity nurse will provide personal nursing care for mother and baby, and also practical support in the household, such as cooking and cleaning, watching siblings and making tea/coffee for visitors. Make an appointment with the maternity care coordinator (kraamzorg manager) for the seventh month of your pregnancy. Make the appointment well in advance if you can. You will be able to ask for the services you would like to receive and will be told what the maternity care team need from you. It is important to inform the Homecare (Thuiszorg) organisation that you require support. ‘Homecare’ has everything in English. The midwife will visit you at home in the first week after the baby is born. If you have seen a gynaecologist instead of a midwife you must go to their clinic for appointments or arrange for your doctor or midwife to visit you at home. You will have a final postnatal check up 6 weeks after the baby is born. Your baby will be monitored and get further immunisations via regular visits to the ‘well-baby’ clinic (consultatie bureau). An English version of the ‘well-baby’ booklet is available on request. Pregnancy and childbirth - where to find what you need It is easiest to get the information you need from your family doctor or GP. In case you wish to find the information yourself, here are some search terms: p p p p p Midwives, search under Zwangerschap, Verloskundigen. Obstetricians – look on the website of the hospital you choose. Post natal care – search under Zwangerschap, Kraamzorg. Home Care associations – look under Thuiszorg. Well-baby clinics – see Consultatiebureaus. You can also contact www.iwce.nl (International Womens Club Eindhoven) 89 3.8 Social Security, Insurance and Tax The Dutch social-security system The employment insurance scheme includes unemployment benefit (WW) and disability benefit (WIA). The national insurance laws provide for oldage benefits (AOW) and child benefit (AKW). Health insurance is arranged in the National health Insurance Act (ZVW). There are also social security benefits relating to bereavement and long-term illness. In general you are covered by the Dutch social security system if you legally reside in the Netherlands, have a valid work permit (if required) ), have an income and are not exempted based on treaty regulations between the Netherlands and your home country. Employee insurance schemes apply to people legally employed in the Netherlands and national insurance relates to anyone with a Dutch residence permit. Your employer will pay the majority of your contributions for the employment insurance schemes, but you also pay a proportion, which is deducted directly from your salary. Contributions to national insurance schemes are income-dependent, but there is a ceiling for contributions just as there is for benefits. The tax office collects the national insurance scheme contributions. What to do Nothing. Your employer will register you with the Dutch authorities. If you have two or more jobs in different countries, check what is applicable with your employer. 90 Insurance The type and amount of insurance you will want to purchase is largely a personal decision. The following main types of insurance are available: p Health insurance (mandatory) p Vehicle insurance (mandatory for those with a vehicle) p Personal (third party) insurance p House (bricks and mortar) insurance p House contents insurance p Legal costs insurance Setting up health insurance Most people will be covered by their employer’s scheme. In this case your HR Manager will be able to advise you on the correct procedure. Those who need to take out their own cover should contact an insurance company. Health insurance when already legally insured abroad (E106, European Health Insurance Card (EHIC)) With the E106 you can arrange registration via CZ Zorgverzekeraars (PO Box 90152, 5000 LD Tilburg) to receive the treaty policy. If you have a so-called EHIC, registration with CZ is not necessary. The EHIC replaced the previously used E128 form. Setting up other insurance Insurance is supplied by banks as well as insurance companies. Most companies that supply company health insurance policies also supply other types of insurance. How to find an insurance company See the section ‘verzekeringsmaatschappijen’ in the Yellow Pages (www.goudengids.nl). Taxation Everyone living in the Netherlands needs a Citizen Service Number (Burger Service Nummer or BSN). Every resident must be registered at the Town Hall, after approval by the immigration authorities the Town Hall will issue the BSN number. 91 What is a Citizen Service Number? The Citizen Service Number – in Dutch written as Burger Service Nummer or BSN – is a unique personal ID number of every citizen who is registered in the Population Register (the Municipal Personal records Database) of the municipal authorities. How to obtain a Citizen Service Number or BSN? You will automatically obtain a Citizen Service Number, when you are coming to live in the Netherlands and when you register yourself with the municipal authorities. Cross border workers When you are not registered in a Town Hall in the Netherlands (because you reside in another country) and you do receive wages from a Dutch employer you will need tax and social security number. This you can apply for with the tax office in Eindhoven: 0800-0543. Visiting address: Karel de Grotelaan 4, 5616 CA Eindhoven. Post address: P.O. box 90056, 5600 PJ Eindhoven. The 30% tax ruling Foreigners may be eligible for an advantageous income tax regulation known as the ‘30% ruling’, whereby 30% of their income is entirely free of tax for a certain period of time. According to the ruling an employer may provide a tax-free allowance of 30% of the total salary of an employee. Any application for the 30% ruling must be made by the employer and the employee. 92 How to apply for the 30% tax rule Each case is specific and not all information is relevant. In practice it is easiest to see your HR Manager and discuss your case with him/her. Because every expatriate is different The Expat Desk of Mazars offers a complete range of services and support in cross border situations. We can assist you with work permits, 30%-ruling, tax issues, social security, payroll services, income tax returns, relocation and pension issues. If you require solutions that go beyond the traditional approach, contact Linda Meyer, + 31 40 85 18 275. www.mazars.nl Go fur ther with Mazars. 0475.00.730 adv 148x105.indd 1 93 09-06-2009 16:55:57 3.9 Checklist - On Arrival Formalities: to do at this stage: p Apply for and collect your work permit (if applicable). p Register at the Town Hall where you will be living. p Apply for your residence permit (if applicable). In some cases this application can be done before the work permit has been issued. p Collect your BSN number at the local Town Hall. p Receive confirmation that your residence permit will be issued (if applicable). p Collect your residence permit from IND (if applicable). Transport: to do at this stage: p Register imported vehicles with the Dutch authorities. People registered as living in the Netherlands may not own and drive a ‘foreign’ vehicle here. Children: to do at this stage: p Start children between the ages of 5 and 16 years in full-time education. Healthcare: to do at this stage: p Register with a local doctor and dentist. Social security, tax and insurance: to do at this stage: p p p 94 Set up health insurance. If you have an E101 ask your insurer for an E106 (or E128 or EHIC) and arrange registration. Register with the Dutch authorities. Your employer will do this for you. p Set up vehicle insurance. p Apply for the 30% tax ruling (if applicable). Housing: to do at this stage: p Identify accommodation. p Have measurements of ‘must take’ furniture to see if it will fit in the new home. p Agree and sign contracts. p Organise utilities (water, gas, electricity, phone, Internet, etc.) p Check which day(s) your bin(s) and other waste items are collected. Call your Town Hall, or simply ask a neighbour. 95 4.Settling into the Eindhoven Region There are many essential things that need to be arranged in the first few days and weeks after your arrival. Once they are complete you can start to relax and enjoy life in your new home. But there are still some things you need to do. This section describes what they are and how to go about them. You should also be aware that settling in any new place takes time. Moving to a new country also combines a number of the most stressful of life’s events, and you should be prepared for this. 96 4.1 Formalities What to expect p p p p Most people go through the ‘culture shock curve’. Your arrival and the first few weeks are exciting – this is the ‘tourist phase’. After the tourist phase many people feel their mood dipping – the honeymoon period is over but lots of things are still difficult, and ‘not like they were back home’. Happily this dip doesn’t last forever. You will come out of it, and then life in the Netherlands can really feel great! Drivers license regulations Anyone aged 18 years or over holding a valid drivers license issued in their own country may drive in the Netherlands whilst here with tourist status (i.e. not registered as being resident). Residents who hold a nonEU driving license should exchange their existing license for a Dutch one, and some may need to take a driving test. This must be done within six months of becoming a resident. EU citizens and employees who benefit from the 30% tax facility may exchange their driving license without having to do a driving test. What to do Ask your HR Manager for the rules governing your case. For more information visit: www.rijbewijs.nl/nl/english. 97 4.2 Social Security, Insurance and Tax Social security All families with children under 18 years of age are eligible for child benefit payments if the Dutch social security scheme is applicable. Contact the Sociale Verzekeringsbank at www.svb.nl for more information. Tax: how you will be taxed? The employer is obliged to withhold wage tax on your salary. In standard situations this will be sufficient and you do not have to pay extra or get a refund. However, in the following situations (among others) a tax refund may be possible: p in your arrival year, if you do not work the full 12 months. p in your departure year, if you do not work the full 12 months. p if you own a house in the Netherlands and pay interest on your mortgage; or p if you have extraordinary burdens above a certain level. Note that the Dutch tax year runs from January 1 to December 31. Even if you do not have to pay additional income tax or are not eligible to receive a refund, the tax authorities may still approach you and ask you to complete an income tax return. In this case you are obliged to complete the form they will send you and return it to the tax authorities. After several months (but within 3 years) the tax inspector will send you a tax assessment, which will state the amount to be paid or received by you (often nil). If there is anything to be paid you must transfer the amount within two months – the tax authorities will give you the bank details. If you are eligible for a refund the tax authorities will pay the money into the bank account you stated in your tax return. Since the completion of a tax return is complicated, and the official form is in Dutch, many employers support their international employees with this issue. Alternatively you can make use of a tax advisor of your choice (for a fee). 98 4.3 Transport When many foreigners think of the Netherlands, they often imagine a land full of bicycles, and when you arrive you will discover that this is certainly the case. Almost everyone in the country owns at least one bike, and many people cycle regularly, whether to get to work or school, or for fun during weekends and holidays. It is an enjoyable and healthy way of getting around, a network of bicycle lanes covers Eindhoven, Helmond and the entire region, making getting around relatively safe, and best of all the flat landscape means you do not even have to be fit to join in. Besides new bicycles also second-hand models are widely available. Make sure you also invest in a good lock however, as bicycle theft is common and may catch out the unprepared. You can also rent bikes from most railway stations and several bike shops. Look in the Yellow Pages (www.goudengids.nl) under Fietsverhuur. Despite this love of pedal power, the levels of car ownership in the Netherlands are very high and continuing to grow. The road system is good, with a network of major highways connecting all the major towns, but as in many developed countries, roads are often filled with traffic and traffic jams occur regularly during rush hour. Nevertheless, the car can be a convenient way to cover long distances, particularly where young children are involved or when visiting places difficult to reach by public transport. The public transport system in the Netherlands is excellent, reasonably priced (by Western European standards), and many people use it every day to avoid the frustrations of rush hour traffic jams. 99 Dutch road-rules Dutch road-rules conform to most European regulations. Vehicles drive on the right, you must give way to traffic approaching from the right when on minor roads, and the maximum speed in town is 50 km/h (120 km/h on motorways except where otherwise stated). The comprehensive bike-path systems around Eindhoven, Helmond and elsewhere, add an element that may be new to non-Dutch drivers. They run down each side of most roads and around roundabouts. When turning (or leaving a roundabout) ALWAYS look out for bicycles crossing your path. In most cases they have the right of way, so take care! An English guide to Dutch traffic rules can be found at www.verjo.nl (Traffic manual, driving license B). Traffic in the Eindhoven area Getting around the city is easy, and major access roads into and around Eindhoven are wide and direct. During the rush hour (08:00-09:30 and 16:00-17:30), roads can become very busy and queues often form. Nevertheless, except when there are major disturbances such as road accidents or construction work, traffic usually flows smoothly and it is possible to cross the city in about 30 minutes. 100 Public transport As elsewhere in the Netherlands, public transport in the Eindhoven region is very good. The country is small, rich by world standards and, with the exception of the major rivers which cross the landscape, has few significant barriers to land-transport systems. The country is well served by bus, train, taxi and air services, which will take you anywhere you need to go. How to find information on public transport There is a single contact number for advice on all (ground-based) public transport on 0900 9292. Stay on the line to be connected to an operator. Or visit: www.9292ov.nl for comprehensive information. Bus transport Both Eindhoven and Helmond have extensive urban bus networks that connect outlying districts and nearby villages with their city centres. Buses on most routes run at least once, and often several times, every hour. Most other communities in the Eindhoven region are served by regional buses that run between villages, and also connect to Eindhoven and/or Helmond. Nice to mention is the Phileas bus (see picture above) connecting Eindhoven CS with Airport Eindhoven, a futuristic bus concept that combines the capacity of a tramway and the flexibility of a bus. A nice example of high-tech innovation developed and deployed in the Eindhoven region. The entire Eindhoven region (along with the rest of the country) is divided into zones. The fare you pay depends on the number of zones you travel through. Most journeys within Eindhoven or Helmond will cover one or two zones. It is possible to buy a bus ticket on 101 the bus with cash, and on most routes you can also pay with a Chip card. The driver will not appreciate large notes in payment however, as he is unlikely to have change. Many people use a strippenkaart (see below) to travel by bus. This must be bought in advance, but is cheaper than buying a ticket with cash when you travel. Paying by Chip gives the same discount as a strippenkaart, but is not available on all routes. A strippenkaart, literally a ‘strips card’, is a card that allows you to make several journeys. Each time you travel by bus the driver will stamp the appropriate number of strips, depending on the number of zones you travel through on that journey – the strips fare is always ‘the number of zones plus one’. You can buy a strippenkaart from supermarket cigarette kiosks, newsagents, or railway stations. They are available with either 15 or 45 strips - the larger card gives a slightly better discount per journey. As well as the strippenkaart system you can also buy a Bus Pass, which allows travel for a set period. These can be bought from train stations, post offices, supermarkets (at the cigarette counter), newsagents and tobacconists. OV-chipkaart The OV-chipkaart is the smart card that will soon replace all other public transport tickets in The Netherlands. The OV-chipkaart is the new means of payment for the public transport system in The Netherlands. The smart card is the size of a bank card and contains an invisible chip. The OV-chipkaart can be loaded with credit in euros with which you can travel anywhere within The Netherlands, or with a travel product such as a single or season ticket. For more information check: http://www.ov-chipkaart.nl/ allesoverdeov-chipkaart/watisdeovchipkaart/eennieuwbetaalmiddel/ 102 Train transport The Netherlands has a comprehensive train timetable to most locations, and prices are competitive (by Western European standards). See www.ns.nl or telephone 0900 9292 for travel advice. You can ask for printouts of your journey at the information centre in the station. Trains run between Eindhoven and Helmond several times every hour during the day, and the journey takes around 10 minutes. Within the Eindhoven region, Best, Deurne, Heeze-Leende and Geldrop-Mierlo also have stations that are served by local trains – for longer journeys to other parts of the Netherlands and beyond, you will need to change to an Intercity train in either Eindhoven or Helmond. Tickets can be bought at the station. You have to pay an extra fee if you purchase your tickets from the manned ticket office, so use the ticket dispensing machines found in every station wherever possible. If you travel a lot by train, a yearly discount card can be obtained that gives you a 40% reduction on train fares, although there are a few restrictions (e.g. you may not use the 40% card to travel during the morning rush hour before nine a.m). Monthly and annual season tickets are also available for frequent travelers. If you buy an undated ticket, it must be stamped in the yellow machine on the platform before you travel. You can be fined if you travel with unstamped tickets. Tickets bought for travel the same day will already be stamped. Taxis Taxis can be recognised by the lit signs on the roof. They also have blue license plates (the majority of vehicles have yellow plates). They cannot be hailed in the street, but there are 103 taxi ranks at most stations and by hotels. If you want one to collect you from your home, phone a local company – the numbers are in the Yellow Pages (www.goudengids.nl). When travelling to or from railway stations, the treintaxi (train taxi) can be a cheaper alternative to normal taxis. You may have to share the taxi with others, but you pay a fixed price per ride, regardless of the distance travelled (up to 8 km from the station). When arriving at a station, the treintaxi stand is located near the normal taxi rank. If one is not immediately available a push-button call system located by the stand will connect you to the treintaxi operator. Buying a ticket in advance (from the train ticket dispensing machines) is cheaper than paying the driver. For trips to the railway station call 0900 873 4682 at least half an hour prior to being collected. Parking In metered parking areas (P zone) you must purchase a parking ticket from a machine that can be usually found by the side of the road. You pay cash or use your Chip card. Tickets must be displayed in the front window of your car. Fines for failing to do this are expensive. In parking garages you pay with cash (before leaving) or with Pin/Chip cards. How to find transport Public transport Tel: 0900 9292, or visit www.ns.nl or www.9292ov.nl International trains Tel.: 0900 9296 www.ns.nl Tickets to some destinations in Germany and Belgium can be bought online. Car rentals and choose Eindhoven under ‘Kies regio’ and autoverhuur under ‘activiteit’. www.goudengids.nl Taxi Telephone numbers for the Eindhoven region are in the Yellow Pages (www.goudengids.nl). Treintaxi Tel.: 0900 873 4682 or visit www.treintaxi.nl ANWB Tel.: 088 269 22 22 (Dutch Touring Club) www.anwb.nl 104 4.4 Expat Networks Now could be a good moment to start finding some friends that have been through the same hectic time as you and who live in the Eindhoven region. From bars favoured by expats to formal expat organisations, Eindhoven has plenty to offer those in search of friends from around the world. Which route you will choose depends on your situation and what you like, but here are a number of options: Clubs and groups Mothers and Toddlers Expat group running various activities for mothers with children in and around Eindhoven. www.mumsandtoddlers.org North American Informal group. Meets on the first Tuesday Women’s Club of every month. www.flyswatter.com/nawc International Women’s Promotes networking between EnglishClub Eindhoven speaking women of many ages, cultures and backgrounds. Meets every third Thursday of each month. www.iwce.nl Genootschap Nederland/Promotes links between Britain and the Engeland Netherlands www.gne-eindhoven.nl The Indo-Dutch Association Association for Indian people in the Eindhoven area Tel.: 040 261 9005 pawanishasha@hotmail.com 105 Regional French speaking group Welcoming Committee RIS Amigos de la Cultura Hispano-Americana Association for French (speaking) people in the Eindhoven area Tel.: 040 255 55 61 Welcoming group per nationality at the International Primary School Eindhoven Tel.: 040 251 9437 www.riseindhoven.nl Spanish and Latin American association Tel.: 040 246 5005 board@vcwi.nl and f.arcerivero@chello.nl Some national expat organisations also provide useful information. ACCESS is a not-for-profit organisation intended to bridge the gap between the international community and English-speaking services available in The Netherlands. They supply free information from their database; offer publications, courses, and events; and have a professional counseling referral service with about 150 volunteers, a management team, and a board of directors. Email: info@access-nl.org Website: http://www.access-nl.org Expatica is an English-language news & information source for expatriates living in, working in or moving to the Netherlands. They publish eight websites and five country-oriented Survival Guides for European countries. www.expatica.com 106 The Netherlands prides itself on being a sporting nation, and if you want to get active you are sure to find what you are looking for. In the Eindhoven region you can indulge in over 70 different sports, either in an active or a recreational way, within a club or individually. PSV (Philips Sports Club) is the largest club in the region, and organises many sports (not just the football team for which it is world famous), including swimming, athletics, field hockey, and many others. There are also good sports facilities in and around Eindhoven, including sports parks, two combi-swimming pools, an indoor ice rink, indoor sports centres, indoor tennis centres, a climbing wall, many neighbourhood sports grounds, and even an indoor ski centre! Eindhoven region also has several golf courses, horse-riding centres, etc. Eindhoven is host to a variety of major sports events. Some are held only occasionally, while others take place every year, and Eindhoven city council is often a promotional, facilitating and financial partner of the organising committee. An important annual event is the Eindhoven Marathon. In recent years the European Volleyball Championships, the World Baseball championships, the national table tennis championships, and the European Swimming Championship have all been held here. The Concours Hippique equestrian event takes place in Eindhoven every year. In Deurne you’ll find the horse Academy Foundation, a top institute for horse riding and training. 4.5 Sports, Culture and Leisure in the Eindhoven Region Sports 107 Where to find your favorite sport Cricket Many expats are surprised to discover there’s a thriving cricket club in Eindhoven, called PSV Tegenbosch. The club welcomes expats and their skills with open arms! Contact Martin Hancock, Centiemhof 16, 5551 XV Valkenswaard, or call 040 201 4591 for more information. Football (Soccer) The best-known professional sports team in the Eindhoven area is the PSV football (soccer) team, which has won many trophies at both national and European level. PSV is independent from the city council and is sponsored by Philips. There are also many local soccer clubs for the enthusiastic amateur whose skill levels may not quite reach international standards! Look under voetbal in the Sports section of the Community Guide. Swimming Eindhoven is famous for the PSV swimmers, who train in the brand new Tongelreep National Swim center. The Eindhoven region also offers natural pools and other (indoor) swimming pools. Hockey Hockey is very popular in the Eindhoven region, and every commune has its own club. There are usually teams appropriate for all skill levels, not just for top players. Hockey can be a fun way to mix with Dutch people. Look in the Community Guides under hockey. Golf For golf lovers, Eindhoven and its surroundings offer 7 golf courses with 9 or 18 holes. 108 Most courses are also open to non-members, and golf clinics are available for inexperienced golfers. Ice Sports Centre The centre houses three individual rinks: an ice hockey rink, a training rink and a 400metre rink, and organises countless activities. Other Sports The Eindhoven region has much to offer in many other sports. There are too many sports and sports facilities to name them all, but you will find them listed in the Community Guides or on their website. www.sport-in-nederland.com Look in the Sports section (sportverenigingen) under the following headings: Angling hengelsport Athletics atletiek Badminton badminton Basketball basketbal Climbing klimsport Cycling wielersport Field sports veldsporten Football (soccer) voetbal Golf golf Gymnastics gymnastiek & turnen Horse-riding maneges or paardensport Ice skating ijssport Martial arts vecht- & zelfverdedigingssport Motor sport auto- & motorsport Racket sports racket sport 109 Rugby Shooting and archery Squash Tennis Water sports rugby schietsport/boogschieten squash tennis watersport There are also many student associations (also specially for international students): http://w3.tue.nl/nl/navigatie/portals/studentenverenigingen/ Culture and leisure The Eindhoven region is a great place for arts and leisure. Theatre performances are sometimes in English, films are nearly always shown in their original language, and you can dance or listen to music in any language you like. For those who prefer the great outdoors, the countryside in the region is surprisingly green, and is a lovely area for those who like to bike, or walk, or simply drink a beer on a picturesque terrace on a small Brabant village market square. In the following sections we will try to give you a taste of just some of what the Eindhoven region has to offer in terms of culture, nightlife, and other things to do. Don’t forget that the region is also close to other fascinating cities such as Antwerp, Amsterdam, Maastricht, Aachen and Brussels, all of which can be great places to go for concerts, cultural events, or sightseeing trips. The most complete guide to look for in terms of local cultural events is ‘Eindhoven Info’, or visit the local tourist office site, www.vvveindhoven.nl, where you will find full information in English. 110 You can also visit the Tourist Office (VVV) shop at Stationsplein 17, outside Eindhoven’s central railway station, which provides information and brochures, not only for the Eindhoven region but for the whole of the Netherlands. They are a good source of useful information for new residents as well as for tourists. They have maps and guides, can make hotel reservations, sell gifts and souvenirs and sell tickets for events, concerts and for the larger theme parks in the Netherlands and neighbouring countries, such as: De Efteling, Six Flags, Walibi, Sea Life, Madurodam, Warner Brothers Movie World and others. Music There are music performances in many places and of many different kinds to suit all tastes. The Frits Philips Muziekcentrum offers a wide choice of classical and world music concerts, and offers an international programme (the International Music Master Programme). Also the succesfull Brabants Orchestra performs at the Muziekcentrum on a regular basis. Churches are often another venue for music concerts or choral performances. For opera you might want to visit the opera houses in Antwerp, Brussels or Amsterdam. The City Theatre Eindhoven (see below) also hosts occasional operas performed by travelling opera companies. For modern music lovers, De Effenaar is the top venue in Eindhoven for pop, rock and dance music. Events are held most evenings (visit www.effenaar.nl for a complete agenda), and internationally famous bands and artists often play here (see the Wall of Fame on their website for a list of past visitors). Their brand new building, opened in 2005, is close to Eindhoven railway station. Several bars and cafés around the region host regular musical events by lesser known artists, many of them local acts. Most of these events are free to enter. 111 Theatre/ballet The City Theatre Eindhoven (Stadsschouwburg Eindhoven) has undergone a major rebuild, and is now called Parktheater Eindhoven, with seating for 1500 visitors. This theatre offers a wide range of performances, with a focus on dance and ballet, popular music and theatre, and occasionally opera. They also present an annual Winter Circus - a family event children will not want to miss. The Theater ’t Speelhuis in Helmond hosts similar events to the City Theater Eindhoven, and is distinguished by its striking modern architecture and atmosphere. It was completely renovated in 2002, and now features every contemporary convenience designed to satisfy the needs of the most demanding theatergoer. Several other places around Eindhoven, for example Valkenswaard, Veldhoven, Nuenen, Geldrop, Son, Someren and Bergeijk, all have their own smaller but equally charming theatres. See your local Community Guide for details. Cinema Cinemas in the Eindhoven region offer mainstream movies as well as art-house productions, and even movie-theatre performances in smaller venues such as Eindhoven’s Plaza Futura. Complete film listings can be found at www.uitinbrabant.nl under film. There are also weekly guides to local events, including cinema choices, that can be found in many bars and restaurants. 112 Most films are shown in their original language and subtitled in Dutch. A few foreign films aimed at younger children are shown in two versions: the original (subtitled) version, and a version dubbed into Dutch for those who may be too young to read. Make sure you specify which version you want to see when buying tickets. Museums After PSV, the Van Abbemuseum contemporary art museum is probably Eindhoven’s bestknown asset, which enjoys an enviable reputation within the art world. Its vast collection includes works by Picasso, Chagall, Kandinsky, El Lissitzky, Mondriaan and Appel. A huge expansion and renovation project, completed in 2003, quadrupled the exhibition space and enabled the works to be displayed to their full effect in specially designed galleries. The new building itself is almost as impressive as the art within. Exhibitions are held here on a regular basis. The Van Abbemuseum also contains an auditorium, a bookshop, a unique multimedia library, and an airy restaurant with a terrace overlooking the Dommel River. The Gemeentemuseum in Helmond always has something for both adults and children. You can be transported back in time in the cellars of the castle, can study the wonderfully varied collection of old and modern art, or visit one of the regularly-changing exhibitions. The Designhuis has regularly changing exhibitions, events, symposiums and a gift shop. The Designhuis forms a platform where design is connected to art and technology. Goal is to stimulate international networking and exchanging of knowledge and cooperation between creative sectors, knowledge centres and the business world. In Nuenen the Van Gogh Information Centre houses a permanent exhibition that gives you an impression of the life and work of Vincent van Gogh in the period 1883 to 1885 by photographs, reproductions of his paintings, drawings and letters. Van Gogh painted 113 several of his famous works in the Nuenen-area, for example ‘The potato eaters’ (De Aardappeleters). In Nuenen you can also make a tour to see the places he painted. Several other museums in Eindhoven are more regionally focused, and can give you a good overview of the region and its history. These include the Kempenland museum, which focuses on local culture and history; the first ever Philips factory (now restored to its original 1891 appearance); and the DAF Museum. The latter has a collection of the company’s trucks and cars through the ages that is a must for transport lovers. The Centrum Kunstlicht in de Kunst is small but fascinating art gallery inspired by Eindhoven’s links with the electric light industry. On the south side of Eindhoven, the Historisch Openluchtmuseum Eindhoven (HOME) is part recreated Iron Age settlement, part medieval village. The older thatched dwellings are an interesting experiment to discover how people lived 2500 years ago, and visitors are welcome to join in. This unique ‘living museum’ even produces some of its own food! If you want to use your weekends to visit some other places, do not forget the Rijksmuseum, Stedelijk and Van Gogh museums in Amsterdam; the Open Air museum in Arnhem; the Kröller-Müller museum near Arnhem; the Boymans van Beuningen and Kunsthal in Rotterdam; the Bonnefanten museum in Maastricht; the Rubenshuis or Muhka in Antwerp; and many more. See also www.holland.com. If you plan to visit a lot of museums in the Netherlands, consider buying a Museumkaart, which will get you unlimited free access for one year to most museums in the country, including nearly all of those mentioned here. 114 It costs € 17.50 for under 25s, and € 35.00 from 25 years and up. The Museumkaart can be bought from any participating museum. Public libraries Public libraries are great places, not only to find books in your own language (many libraries have sections in English, French, German, and other languages), but also to access the Internet and to find information on culture in general. The Central library in Eindhoven (at the Witte Dame, Emmasingel) also organises book reviews and hosts foreign literature clubs. Visit www.obeindhoven.nl, or to find a library near your home see www.bibliotheek.nl or look under openbare bibliotheken in your Community Guide. The central library in Helmond is located at Markt 43 (www.bibliotheekhelmondpeel.nl) Various cultural centres have their own websites, and more and more are including pages in English. Listed below is a selection of the biggest cultural centres in the Eindhoven region. For a complete list look under theatres, cinemas, or concert halls in the Yellow Pages (www.goudengids.nl) or Community Guide. Restaurants, cafés and bars Eindhoven and the surrounding region has a large number of restaurants, cafés, bars, and other places to go out and enjoy yourself. There are far too many to mention them all here, so take potluck, or follow recommendations from friends and colleagues. Café culture is very popular, and many people enjoy sitting on terraces year round (many are heated in winter and awnings protect you against the rain or sun), with a drink and maybe a light meal. The restaurants and cafés serve a wide range of regional, European, Asian, and other ethnic cuisines, and you will generally be spoilt for choice. Depending on what you opt for, you can pay anything for a meal from a few Euros upwards. Several 115 top restaurants in the region have been awarded Michelin stars, and have prices to match their spectacular food! See www.viamichelin.com and www.iens.nl for more information. For all useful addresses check in ;Eindhoven Info;, the English magazine of the local tourist office, or check www.vvveindhoven.nl under restaurants and nightlife. There are also other guides and selections aimed at specific targets groups (usually the young and fashionable), and a number of Dutch language restaurant guides. See www.dinnersite.nl. Shopping Eindhoven is also known throughout the region as a great place to shop, with the Heuvel Galerie, the new Piazza Centre, and the well-known Bijenkorf department store all being particularly popular. There are plenty of top-end fashion boutiques in the city centre, as well as a range of ethnic and health food stores for those looking for unusual ingredients. Flowers are plentiful and cheap in the Netherlands. All over the region, weekly markets set up in different locations every day (except Sunday), selling a wide range of food and other items at lower prices than you will find in the shops. The markets are popular, and this is where to head if you want to mix with the locals. Opening hours vary slightly. Many shops are open from 9:30 to 18:00 Monday to Saturday. A few open later (usually at 11:00 or 13:00) on Mondays, while some may close an hour earlier on Saturday. Shops in larger communities stay open late (until 21:00) one evening each week (koopavond). In both Eindhoven and Helmond this occurs on Fridays. 116 Sunday opening was once a rarity in the Netherlands, but is becoming more popular. Many shops now open on one Sunday each month (koopzondag). Supermarkets are open longer hours than other shops Monday to Saturday, but do not open on Sundays. Special events and agendas Eindhoven and the surrounding region hosts many annual events, gastronomic weekends, open air music performances, golf tournaments, and many more. Among the most popular events is carnival, held in the days before Lent every year, when the whole region lets its hair down in a festival of music and colour with events for adults and children. The annual Dutch Design Week in October shows the latest developments in Dutch design by a diverse selection of events, exhibitions and lecturers in different locations throughout Eindhoven. The international light festival GLOW in November is an exhibition of art and design installations in public spaces using light as material, tool and/or object. The STRP-festival is an unique festival at the intersection of art, music, technology and popular culture. In Helmond the ‘Artimond artfestival’ presents a lively cultural weekend in May each year. The annual Jazz festival ‘Jazz in Catstown’ takes place in August. Weekly and/or monthly programmes on cultural events in and around Eindhoven are available, though not yet in English. The Uit Cultuurkrant gives the full agenda for South East Brabant, while the weekly Uitloper gives events for Eindhoven (both in Dutch). On the Internet, full programmes can be found www.uitineindhoven.nl or www.uitinBrabant.nl both are in Dutch only, but the sites are simple to use. Also try www.zobrabant.nl (in Dutch). 117 Culture - a selection Pathé Eindhoven Cinema: Dommelstraat 27, Eindhoven Tel.: 040 296 1099 Pathé Helmond Cinema: Frans Joseph v Thielpark 5, Helmond Tel.: 0492 509 161 www.pathé.nl Service Bioscoop Zien Cinema: Keizersgracht 19, Eindhoven Tel.: 040 297 4747 or 0900 9363 Plaza Futura Film and Theatre Centre: Leenderweg 65, Eindhoven Tel.: 040 294 6848 www.plazafutura.nl Speelhuis Theatre: Speelhuisplein 2, Helmond Tel.: 0492 587000 www.theaterspeelhuis.nl Parktheater Eindhoven Theatre: Elzentlaan 50, Eindhoven Tel.: 040 211 1122 www.parktheater.nl 118 Frits Philips Muziekcentrum Concert hall: Heuvel Galerie 140, Eindhoven www.muziekcentrum.nl or www.masterprogram.nl De Effenaar Rock, pop, and dance music venue: Dommelstraat 2, Eindhoven Tickets: 0900 300 1250 www.effenaar.nl Van Abbemuseum Museum for Contemporary Art: Bilderdijklaan 10, Eindhoven Tel.: 040 238 1000 www.vanabbe.nl DAF Museum Museum: Collection of antique cars and trucks. Tongelresestraat 27, Eindhoven Tel.: 040 244 4364 www.dafmuseum.nl Gemeentemuseum Helmond Van Gogh Information Centre Municipal Museum: Kasteelplein 1, Helmond Tel.: 0492 587716 www.gemeentemuseumhelmond.nl Papenvoort 15 (next to the council offices), Nuenen Tel: 040 2839615 www.vangoghvillagenuenen.nl Historisch Openluchtmuseum Eindhoven (HOME) Eindhoven Open Air Museum, containing an Iron Age settlement and a medieval village: Boutenslaan 161b, Eindhoven Tel.: 040 252 2281 www.historisch-openluchtmuseum-eindhoven.nl Philips First Factory Philips began producing lamps here in 1891: Emmasingel 31, Eindhoven Tel.: 040 232 3180 www.philipsfabriek1891.nl Centrum Kunstlicht in de Kunst Artificial Light in Art Centre. In the same building as Philips First Factory: Emmasingel 31, Eindhoven Tel: 040 275 5183 www.kunstlichtkunst.nl 119 Trips outside Eindhoven and Helmond The Eindhoven region has plenty of green spaces, and lovely natural scenery can be found in places such as the Genneper Parks just a few minutes from the city centre. For those who want to venture further afield, biking and walking routes through the surrounding countryside will take you through beautiful and unspoilt areas such as Kampina Heide (near Oirschot), the Bakelse bossen (near Helmond-Bakel) the Strabrechtse Heide (Heeze), or the Malpie Vennen (near Valkenswaard). More information can be found through the Tourist Office (www.vvveindhoven.nl, www.vvvhelmond.nl), or by visiting their office near Eindhoven railway station to get assistance. They sell maps with recommended cycling and walking routes. The ANWB (the Dutch motoring association) also produces many interesting route maps for both bicycle and car excursions. They are located in the Witte Dame (close to the Public library) on Emmasingel. Or visit www.anwb.nl. Eindhoven region is an excellent base from which to explore other places in the Netherlands or even neighbouring Belgium or Germany (both of which are only a short drive away). The Deltaworks in Zeeland, low-lying Holland’s most important achievement in the ongoing battle against the sea, is reachable in just one and a half hours, as is the Hoge Veluwe National Park, or the internationally-acclaimed flower gardens of the Keukenhof. For city visits, Amsterdam, Rotterdam and The Hague are all easily done in a day trip. Why not take advantage of your time in the Eindhoven region, take a boat tour on the Amsterdam canals, discover the history of the royal family in Delft, or wonder in awe at one of the world’s biggest harbours 120 in Rotterdam? Need more European culture? You can drive to Paris in 4.5 hours, or to Brussels or Cologne in about 1.5. And flying to London, Barcelona, Berlin, Milan, Rome or even Istanbul for a short break has become very affordable since several low cost carriers began flying to and from Eindhoven’s regional airport, just 8 km from the city centre. Here are just a few of our suggestions for places to visit. Culture and city trips - a selection outside the Eindhoven region Amsterdam Capital of the Netherlands, and home to canals and Anne Frank. www.visitamsterdam.nl Rijksmuseum The largest museum of art and history in the Netherlands, known for its collection of 17th century Dutch masters. www.rijksmuseum.nl Van Gogh museum The world’s biggest collection Van Goghs. www.vangoghmuseum.nl Stedelijk museum Modern art museum. www.stedelijk.nl Rotterdam: A dynamic, modern harbour city. www.vvv.rotterdam.nl Boymans van Beuningen,Two of its museums. www.boijmans.rotterdam.nl and Kunsthal The Hague www.kunsthal.nl International city of peace and justice, and political centre of the Netherlands. www.denhaag.com 121 De Hoge Veluwe Kröller-Müller Arnhem TEFAF, Maastricht Deltaworks, Zeeland Keukenhof, Lisse Brussels Antwerp Leuven Aachen Rome 122 One of Netherlands’ oldest and largest national parks. www.hogeveluwe.nl A world famous art collection (including works by Van Gogh) in the beautiful natural surroundings of the Hoge Veluwe. Tel.: 0318 591241 www.kmm.nl Internally famous annual art fair in Maastricht (MECC). www.tefaf.com and www.vvvmaastricht.nl Complex of defenses in the Maas/Rhine delta, including the barrier dam, Zeeland . www.deltawerken.com Flower gardens (mainly tulips), near Haarlem. www.keukenhof.nl Capital of Europe and Belgium. www.brucity.be and www.brusselsinternational.be Flemish city famous for shopping and restaurants, only one hour from Eindhoven. www.visitbelgium.com The capital of the province Flemish Brabant (Belgium). www.leuven.be Aachen is situated directly on the border with Belgium and the Netherlands. www.aachen.de Capital of Italy, centre of classical history. www.romaturismo.com Milan London Paris Barcelona Berlin Cologne Italy’s centre of fashion and design. www.milanoinfotourist.com Capital of the United Kingdom. www.visitlondon.com Capital of France. www.parisinfo.com City of Gaudi. www.barcelona-tourist-guide.com Capital of Germany. www.berlin-tourist-information.de The 4th largest city of Germany. www.koeln.de/tourismus/en/ More information For flights to and from Eindhoven Airport, visit www.eindhovenairport.com. One of the biggest low-cost carriers using Eindhoven as a base is Ryanair (www.ryanair.com). The Eindhoven region also has many travel agencies that offer personal service in English on request. Visit www.holland.com, the website of Netherlands Tourist Board for more ideas for day trips and longer visits. 123 4.6 Children’s Activities Eindhoven and the surrounding area is packed full of organised and nonorganised opportunities to keep your children busy. Non-organised activities The region has many attraction parks and zoos. The most famous theme parks within easy reach of Eindhoven are the Efteling and Toverland, but Bobbejaanland in Belgium is also nearby. All of these provide a range of thrill rides for children of all ages. For animal lovers, the Beekse Bergen safari park is near Tilburg, while other nearby zoos include Antwerp (Belgium) and Arnhem (Burgers Zoo). Closer to home for younger kids, children’s farms such as the ones in the Philips van Lennep and Genneper Parks are perfect, and offer youngsters the chance to pet a few furry friends. They will also enjoy a visit to the zoo in Mierlo (Dierenrijk Europa), or the parrot centre in Veldhoven (papegaaiencentrum), and will certainly love the chance to cuddle a newborn lamb on the nearby Cor Adriaans sheep farm. If you want to take the children with you to visit a museum, they needn’t be bored. The Van Abbemuseum (Modern Art) museum and Centrum Kunstlicht in de Kunst (KLIK) both run children’s tours, which bring art to life to fascinate the younger minds. You may also want to visit the Nature and Clock museum in Asten (just 15 minutes from Eindhoven), which has full information in English and other languages. Or one hour to the north by car or train, the National Railways Museum (Het Spoorwegmuseum) in Utrecht is guaranteed to entertain everyone aged from 4 to 104! 124 Don’t forget how much pleasure can be had from a walk in the many parks in the region, or make a rollerblading tour outside the city. There are many skating routes (and cycling routes) that are marked and easy to follow. This can be a fun way to discover green areas outside the towns and cities with your children. The tourist office website (www. vvveindhoven.nl) indicates skate paths. Typical Dutch and regional events especially for children are the arrival of Sinterklaas at the end of November; the children’s carnival (before Lent, usually in February); a tour of Christmas stables in the villages surrounding Eindhoven; and the Lichtjesroute, the annual illumination of a marked route around Eindhoven. For agendas and special activities, visit www.uitinbrabant.nl. Though in Dutch it is easy to navigate and gives you up-to-date information on activities and events, and offers suggestions for what to do on Sunday afternoon. Organised activities In general schools in the Netherlands, especially local Dutch schools, offer fewer organised after-school activities than you may be used to. To find music lessons, sports (other than gymnastics and swimming lessons), drama, art, etc., you will usually need to locate an appropriate club in your neighbourhood. Why not visit the music schools, scouting clubs, or sports club (hockey, tennis, horse riding, ballet) near to where you live, or ask neighbours where their children go? This can also be a great way to integrate with the locals! 125 Culture and recreation for children - selection Safari park Safari park with more than 1000 animals. Take a bus, Beekse Bergen boat or car through the park, or walk. Near Tilburg. 126 Tel.: 0900 233 5732 www.beeksebergen.com De Efteling An amusement park for all ages, including a Fairytale Park for the younger ones. Kaatsheuvel. Near Tilburg. Tel.: 0416 273535 www.efteling.com Aqua Best Swimming and beach fun and activities, including waterskiing and a children’s play centre. Near Best. Tel.: 0499 392236 www.aquabest.nl Toverland Theme park with indoor and outdoor activities, open all year. Sevenum. Tel.: 077 467 7050 www.toverland.nl Het Spoorweg- museum The National Railways Museum, featuring trains, and a series of rides. Fun for the whole family. Maliebaanstation, Utrecht. Tel.: 030 231 8286 www.spoorwegmuseum.nl Kunstijsbaan Ice skating, Eindhoven. Tel.: 040 238 1200 www.ijssportcentrum.nl Dierenrijk Europa Zoo. Mierlo. Tel.: 0492 668240 www.dierenrijkeuropa.nl Museum De Speeldoos Mini Toy Museum, Asten. Tel.: 0493 692743 Natuur en Beiaard Nature and clocks museum, all in English museum Ostaderstraat 23, Asten. Tel.: 0493 697079 www.museumasten.nl Best Zoo Zoo, Best. Tel.: 0499 371706 www.bestzoo.nl Zoo Antwerpen Zoo set in a beautiful historic atmosphere. Kon Astridplein 26, Antwerpen (Belgium). Tel.: 00 32 3 202 4540 www.zooantwerpen.be Genneperparken Farm, nature museum (Milieu Educatie Centrum), herb garden, and a historic museum, Eindhoven. Tel.: 040 238 1111 www.genneperparken.nl Children’s farm Kinderboerderij De Hazenwinkel, De Twijnder 40, Veldhoven. Tel.: 040 255 4250 Sheep farm Cor Adriaans Sheep farm where you can see (and hold) lambs each February/March. Doolstraat 7, Eindhoven. Tel.: 040 281 3474 Centrum voor de Kunsten Eindhoven Centre for the Arts – runs various art and drama courses for CKE children, Eindhoven. Tel.: 040 216 3263 www.cke.nl Van Abbe Saturday course on art for children (currently in Dutch), Eindhoven. Children’s Arts Club Tel.: 040 238 1042 www.vanabbe.nl Music schools Eindhoven and elsewhere. Almost all municipalities have their own music schools. Tel.: 040 216 3263 www.cke.nl 127 Regio Scouting Eindhoven Various scouting organisations are located in Best, Eindhoven, Nuenen, Son and Breugel, and elsewhere. www.eindhoven.scouting.nl www.wegmetdekids.nl/Zoekresultaten.html – click on ‘dierentuinen’ for zoo, ‘speeltuin’ for play-parks, ‘pretpark’ for amusement parks. www.uitmetkinderen.nl/zoeken/zoekregio.htm – another easy-to-use site using your postal code. Other kids info Every village has its own music school (muziekschool) for individual and groups tuition on virtually any instrument. It is also very common to arrange private music teachers for home lessons through your school, by placing an advertisement locally, or via the Internet. For a list of music schools and cultural centres, visit www.cultuurnetwerk.nl/adressen/noord-brabant. With so much water in the Netherlands, swimming lessons are common, and children usually learn to swim from the age of 5. Baby swimming is also popular. Accredited swimming schools teach courses for national diplomas. At most schools, children get an extra year of lessons when aged 7 to 8. Look under zwemscholen in the Yellow Pages (www.goudengids.nl) or in your Community Guide. The Eindhoven region is publishing a Children’s Guide (Kids Gids), with selections of various activities. This is available from Spring 2006 (in Dutch). You can also find all the information you need at www.vvveindhoven.nl, under children’s activities. The international primary school (RIS) has a Blue Book in English that offers a selection of the information available. Contact the RIS at www.riseindhoven.nl, or by calling 040 251 9437. 128 For most people there are many opportunities available for rewarding work or study – but you may need to be open to considering some things you might not have done at home. For some, the main hurdle to overcome may be getting a work permit. Check with the working partner’s HR Manager whether both are allowed to work under the terms of your existing permit. If not, a separate permit may be required, but you could also consider taking a sabbatical to do unpaid work, or to study. For others the biggest problem may be getting their non-Dutch qualifications accepted by the Dutch authorities (for instance to work in medicine). This issue is recognised by the Dutch authorities and a range of international qualifications will be accepted once the certificates have been verified. 4.7 Further Education and Careers for Partners When someone moves from abroad to start a new assignment in the Netherlands, the partner frequently does not have a job waiting for him or her. Studies have shown that the leading cause of assignment failure is related to a family’s inability to adjust to this new situation. Partners who may have given up a career to relocate with their family can sometimes feel lost and invisible at first. Language can also be an issue, as many jobs require good Dutch. This can be the spur that makes language training really worthwhile, although many people take the opposite route and put their ‘foreignness’ to good use, by doing work that requires their specific language and cultural skills – work such as teaching or, import/export for example. 129 Where to find what you need For general information, visit the Eindhoven Gemeente (Municipality) website, which has lots of information (in Dutch and English) and gives contact details of various local organisations: www.eindhoven.nl For verification of qualifications, go to www.ib-groep.nl/InternationalVisitirs/Diploma_assessment/Coming_to_the_ Netherlands/s40_diploma_evaluation.asp#/ www.idw.nl/index2.html www.beroepserkenning.nl For your specific functional area, please refer to the professional associations in the Netherlands. They can be found using any Internet search engine. Often it is best to start with Dutch lessons. Please see under Language Courses, below. Some recruitment agencies offer support to internationals. Undutchables specialises in placing non-Dutch speakers: www.Undutchables.nl, www.paragonrri.com, www.boxx-expat.eu or look under uitzendbureaus in the Yellow Pages (www.goudengids.nl). The UWV WERKbedrijf is the official organisation to approach for workrelated questions. Visit them at Smalle Haven 111, Eindhoven, or call 040 851 4000. Alternatively, look under ‘arbeidsbemiddeling’ in the Community Guide. 130 4.8 Language Courses The Dutch nearly all speak good English. If they hear you speak with a foreign accent it may be difficult on occasions to practice your fledgling Dutch. Nevertheless learning some of the local language is highly recommended – not only will it help you in your daily life, but the locals will appreciate that you have made the effort. If you want official recognition of your Dutch language skills (in order to work for instance) you will need to follow a course that offers exams within the NT2 (Dutch as a Second Language) structure. This is administered by the Dutch Ministry of Education, Culture and Science. See www.minocw.nl. There are many language training organisations in the area. Here is a selection: Language training TU/e – Centrum voor Taal en Techniek http://w3.ieis.tue.nl/nl/centrum_voor_ communicatie_taal_techniek/?id=14938 De Eindhovense Volksuniversiteit P.O. box 117, 5670 AC Nuenen Tel.: 040 284 2409 Studiecentrum Talen Heggeranklaan 1, 5643 BP Eindhoven Eindhoven Tel.: 040 245 2860 www.stetrainingen.nl WYO Talen Nederland Weegschaalstraat 3, 5632 CW Eindhoven Tel.: 040 216 3813 www.wyo.nl 131 ROC Eindhoven P.O.box 6101, 5600 HC Eindhoven Tel.: 040 269 4444 www.roceindhoven.nl ROC Ter Aa www.roc-teraa.nl Parasol Van Aelstlaan 24, 5503 BD Veldhoven Tel.: 040 253 5532 www.de-parasol.nl Taleninstitiuut Regina Coeli P.O. box 2055, 5260 CB Vught Tel.: 073 684 8790 www.reginacoeli.nl More information www.onzetaal.nl/koppling/dutch.htm www.minocw.nl www.nederlandsalstweedetaal.nl For other language courses, see under talenonderwijs in the Yellow Pages (www.goudengids.nl). 132 4.9 Religion The Netherlands is a tolerant nation and all the major religions are well represented. In the Eindhoven area there are many places of worship. Those listed below are of particular interest to expats. Christian - multi-denominational Trinity Church, Pensionaat Eikenburg, Aalsterweg 289, 5644 RE Eindhoven Tel.: 040 283 1962 Services: Trinity Church Eindhoven is a multi-denominational church, serving English-speaking people in the Eindhoven area. Services are held at 10:30 every Sunday morning. Christian - Catholic Stadskerk St.Cathrien, Stratumseind 2, Eindhoven. Tel.: 040 244 8897. There is a service in English on every first and third Sunday of the month at 12:15. Services are organized by Frans Wijnen and Chima Anyaeze. Christian - Baptist International Christian - Baptist Church of Eindhoven (www.ibc-eindhoven.nl). Services are held in English. Tel.: 040 245 2554 Chinese Christian Chinese Christian Church Eindhoven, Heezerweg 127, Eindhoven. Tel.: 040 844 3284 Services are on Sunday at 09:00 (in Chinese). 133 Hinduism Meetings are held every second and fourth Saturday of the month, in English, Hindi and Dutch, at Zeelerstraat 186 in Eindhoven. Muslim Fatih Mosque, Willemstraat 67, 5611 HC Eindhoven, or Anwar-e-Medina, Kastelenplein 169a, 5653 LP Eindhoven. For more religious institutes, look under religieuze instellingen in your Community Guide. 134 p p p Exchange your driver’s license for a Dutch one (if applicable). Return foreign license via home country (make a copy!). Note expiry dates of all permits and licenses – make sure you re-apply on time! Healthcare: to do at this stage: p Register with a doctor, dentist and pharmacy if you have not already done so. 4.10 Checklist - Settling In Formalities: to do at this stage: Social Security, tax and insurance: to do at this stage: p Apply for Child Benefit if applicable. p Apply for spouse tax credit if applicable. 135 5.Finding More Information This guide is already a thick document, and it would be very easy to make it even bigger. However, for any information not in the guide there are other ways to find what you need. 136 Common sources of information in the Netherlands are: p Community Guides (stadsgidsen or gemeentegidsen) are places where all public services in your community can be found. They give full listings of doctors, libraries, pharmacies, hospitals, etc., in the area. They also provide invaluable information you may wish to refer to in your daily life as a resident of Eindhoven. This includes details about garbage collection, recycling facilities, and other community schemes. You should be given a guide when you register in your community. If not, ask for one from the Town Hall. Sometimes it is attached in the White Pages. Please use it – we have translated the most common search terms for you. p The Yellow Pages (Gouden Gids) is the place where all other (commercial) information can be found, including the names and details of shops, car dealerships, businesses, services, Internet providers, and so on. Again, we have provided you with the most used search terms. See www.goudengids.nl p Expat Guide Holland, a practical guide for internationals moving to the Eindhoven Region. Supporting international knowledge workers and their partner and family to make the transition to a new home in a new country as smooth as possible so newcomers can concentrate on settling in and enjoy living there. Our practical online guide for internationals: www.expatguideholland.com p Tourist offices (VVV’s) are a great source of information on upcoming events, leisure activities, culture, nightlife, shopping, etc. You can either visit their website or go to the tourist information office. 137 p For any questions related to formalities, immigration procedures, your financial and insurance situation, it is always recommended that you talk to your HR contact person. Much of the information you need can be accessed, but may be dependent on your individual case (e.g. nationality). Your national embassy is another reliable source of information - see Appendix V for addresses. p Should you require further personal assistance on any other matter not covered by your employer, you can also use relocation consultants. Check the Yellow Pages (www.goudengids.nl) under ‘relocation’. p We have also mentioned several expat groups and clubs in the Eindhoven region. Many of them are nationality based and could be useful in answering your questions. Remember, whatever problems you may experience when you move in, there is probably someone out there who has already been through exactly the same thing, and will know the solution! p The Immigration and Naturalisation Service (IND). You will be required to visit the regional office in order to: - Apply for a temporary residence permit. - Collect your residence document. - Collect a residence sticker. - Seek information about regular residence in the Netherlands. For information, call 0900-1234561. Visit www.ind.nl for opening times and the latest information regarding the IND office in your region. 138 Appendices 139 Appendix IBrainport Brainport is a wide-ranging concept. ‘Brainport Eindhoven’ is the striking description given to the Southeast Brabant region by the Ministry of Economic Affairs at the end of 2004 in two national policy documents (‘Nota Ruimte’ and ‘Nota Pieken in de Delta’) based on the importance of our region to the national economy and the position we have acquired on the European Innovation Scoreboard. Brainport is where the knowledge industry resides in an environment of open innovation and with an eco-system of suppliers. This makes Brainport a distinctive statement for the region’s economic position. But Brainport is more than just a region; it is a network of organisations that extend beyond the region’s borders. In Brainport, manufacturing industry is transformed into the knowledge industry, with key sectors being High-Tech Systems & Materials, Food, Automotive and Life Sciences (medical technology) and Design. Brainport is synonymous with its unique collaboration within a triangle of companies, knowledge institutes and (semi-)public institutions. The name Brainport underlines the ambition to improve competitiveness by gaining strength through being a European top technology region with a similar image internationally. The Brainport brand stands for creating the industries of the future. Creation In 1993, Southeast Brabant was hit by an economic crisis that led to mass redundancies among major employers such as DAF and Philips, with many suppliers in the region falling victim in the wake of this recession. At the initiative of the Eindhoven City Region (SRE: the municipalities around Eindhoven and Helmond that together form Southeast Brabant), business, knowledge institutions and public authorities joined forces to get out of the economic malaise. The 21 SRE municipalities created a joint fund to strengthen the economic structure of the region and set up the Stimulus programme. This laid the foundations for the Brainport of today. As the pivot of a network that extends across Southeast Netherlands and beyond the national borders, the Brainport region now forms a significant European top technology region. Business, educational and knowledge institutions together with the public authorities work closely to boost this internationally competitive position. Projects within the areas – People, Technology, Business and 140 Basics – focus on concrete results by and for young entrepreneurs, one of the keys to success. The Brainport mission builds on the objective of that time: to develop the region’s economy successfully and sustainably in order to safeguard the welfare and prosperity of its residents. Region: enterprising and innovative Many technological discoveries have seen the light of day in the Brainport region: electronic music for instance, the music cassette, the CD and the first overseas radio transmission. And we do not rest on our laurels. Again and again Brainport companies bring much trumpeted innovations to the market – such as the CDROM, Blu-ray Disc, LED lighting or world-leading production systems for chips, embedded systems and innovative public transport systems. Innovation is part of the mentality of Brainport’s 729,000 residents, who enjoy a very high level of education and are very entrepreneurially minded compared with the national average. They are open to new concepts, work hard and collaborate closely on tomorrow’s products. The strong relationship with technology has historical roots and determines in large part the picture of the region that exists today. Of the 400,000 jobs, around 70,000 are in the hightech, automotive and manufacturing industries. Many people in Brainport are involved in creating, researching, developing, designing, producing and selling (internationally) innovative products and technologies. Key sectors are High-Tech Systems & Materials, Food, Automotive and Life Sciences (medical technology) and Design. Thanks to major investments made by Brainport companies in research and development, the region is the country’s number one in R&D. Moreover, Brainport ensures that North Brabant has the highest ranking of all the Dutch regions on the European Innovation Scoreboard. But it is not engineering alone that scores highly. Around this blossoming technology sector is a growing framework of (business) services with design at its forefront. Since 1955, design – especially industrial design – has been at the forefront with engineering. A well designed product ensures better product sales, determining in part its success. 141 This added value has a positive impact on the creative capacity of the region. Thanks to this eco-system or framework, creative Brainport entrepreneurs have the knowledgeskill till chain in their blood. Brainport companies often combine their strengths with research institutes and knowledge institutions, and this manner of working is facilitated by the government, thus producing a successful cluster of activities in the Brainport region as the puller of the Dutch (knowledge) economy. The Brainport eco-system Entrepreneurs, researchers and inventors do not feel hindered by political or national borders. Brainport is the hotspot in a much larger whole. Brainport forms a central axis in a network that extends worldwide. High-tech industry continues to exchange knowledge and experience with large technology clusters all over the world. An equally important basis of close contacts and fruitful collaboration is the Eindhoven, Leuven and Aachen triangle. The so-called ELA-triangle (ELAt) has a strong position in the field of High-Tech Systems & Materials, Life Tech, Automotive, Design and Food. The region can be compared with an eco-system in which original equipment manufacturers (OEMs), suppliers, small and medium-sized enterprises (SMEs) and knowledge institutes form a powerful collaboration. The leading multinationals and knowledge institutes in Brainport and ELAt jointly provide a significant contribution to the area’s innovative capacity. The strength of Brainport is the quality of the network. All components in the knowledge skill-till chain are represented: from fundamental and industrial research to engineering, design and manufacture. Ambition: creating the industries of the future Brainport has all the required competences and features for a cast-iron internationally competitive position: enterprising and creative residents, innovative companies, renowned knowledge institutions and a cooperative mentality. Keeping and extending that position is important, both for Brainport and for the Dutch economy. We continue to 142 need knowledge, but the real strength of Brainport goes a step further. The technology and design sectors in Brainport are highly developed and world leaders. Developments do not stand still. Open Innovation is the credo under which new innovative projects, creative collaboration and out-of-the-box initiatives occur in Brainport. The (knowledge) industry is flourishing and generating new ways of working, dwelling and living. Brainport is creating the industries of the future. Competitive strategy The willingness to cooperate is in the region’s DNA. In Southeast Brabant, you walk in through the back door. People like to help each other and relate to each other easily and informally. There is an atmosphere of cooperation, win-win: giving each other credit. The success of Brainport is based to a large extent on the intensive cooperation among residents and among companies. It has led to strong groups and solid networks. The government recognises the strength of this and is increasingly acting as a facilitator of collaboration. A feature is the development of a single agenda from the market, a concrete programme that is actually being implemented, by setting parameters, bringing companies together or through participation in initiatives. In Brainport a unique form of cooperation has thus emerged in the triangle of business, knowledge institutions and public authorities. Policymakers have termed this as ‘new governance’. Facilitating growth – the Brainport Foundation The willingness to cooperate in Brainport is high. With so many players aiming for strong growth, that willingness benefits from some coordination. Business, knowledge institutions and public authorities have joined together in the Brainport Foundation to make these ambitions happen. Together they have charted the course in the strategic programme: Brainport Navigator 2013; beyond Lisbon! The Brainport Foundation develops and implements this programme, and creates ties with and among European, national and regional business, knowledge institutions and public authorities. The Foundation stands for the continued development of the strategy 143 and implementation of the programme that is being conducted by many players in the market. The Brainport Foundation facilitates this joint course, helping those in the market that are taking initiatives to develop their plans. This is made possible through developing business and project plans, project management, finding appropriate funding, lobbying, bringing parties together, supervising project pilots, monitoring results and taking care of communications. More than a hundred projects are defined in the Brainport Navigator. The strategy focuses on four domains – People, Technology, Business and Basics – within which projects are developed and conducted to strengthen the Brainport position as a top technology hotspot in Europe. ‘People’ involves projects focusing on a balanced employment market, the development of knowledge and entrepreneurship. ‘Technology’ focuses on attracting research centres and knowledge workers, stimulating innovation and knowledge transfer. ‘Business’ concerns projects in the field of starter supervision, initiating business communities and attracting new (international) business. ‘Basics’ focuses on improving the conditions for a habitable region, such as infrastructure, an attractive climate to locate and the quality of life. Goals The main goal is a balanced employment market, a successful knowledge-skill-till chain, a competitive R&D position, a variety of business options, an attractive climate for location and a cast-iron international positioning. The board of the Brainport Foundation comprises a well balanced representation of business, knowledge institutes and public authorities in Brainport. The Board is formed by the Mayors of the municipalities Helmond, Eindhoven and Veldhoven, and the chairmen of Eindhoven University of Technology (TU/e), Fontys University of Applied Sciences, ROC Eindhoven, Brabant-Zeeland Employers Federation, Philips Electronics Nederland and the Chamber of Commerce. 144 Brainport Navigator 2013; beyond Lisbon! The Brainport 2013 agenda is part of and supports the Triple Helix. For Brainport this means continuing on its successful course: With this objective: p To create a continuum for economic and social development With these sub-goals: p To create balance in the job market p To innovate through the marketing of applied knowledge p To reduce sensitivity to market fluctuations through diversification p To boost international profile and reputation p To create a stimulating environment for companies and individuals With this mission: p To achieve sustainable, successful economic competitiveness at a global level thanks to an innovative knowledge industry And this ambition: p To excel as a European top technology (knowledge) region in which innovation is the engine for sustainable economic and social development For more information please visit: www.brainport.nl www.elat.org 145 Brainport: facts and figures PATENTS - TOP 20 REGIONS IN EUROPE Source: KU Leuven LRD based on EPO patents Oberbayern Noord-Brabant Stuttgart Stockholm Etelä-Suomi Rheinhessen-Pfalz Île de France Hamburg Darmstadt Karlsruhe Luxembourg Tübingen Vorarlberg Köln Hovedstaden Freiburg Unterfranken Düsseldorf Inner London Mittelfranken 0 100 200 300 400 500 600 700 800 900 1000 Average number of patents per million population 2000-2005 TOP 10 R&D BUSINESS EXPENDITURE (MLN EURO) 2008 Source: Technisch Weekblad, Brainport research 2009 800 700 600 500 400 300 200 100 N ob el uc el l zo Ak Cr cé O M DS XP N el l ile ve r Un Pl grin he Sc 146 Sh gh L ou M AS Ph ili ps 0 Brainport International Community (BIC) The economic development of our region has long been strongly linked with innovation and R&D. In many respects it is already a stimulating location for international knowledge workers. But to achieve our ambition of becoming Europe’s number 1 top technology region, we must attract and retain the world’s finest brains. With the Brainport International Community (BIC) programme we will approach this ‘Battle for Talent’ proactively. The program develops projects related to three relocation phases. Phase 1 Coming to: Supporting companies in attracting international knowledge workers by focused promotional activities and more efficiency in matching processes. Examples are the roadshows we hold abroad, to help employers and educational institutes find new 147 international knowledge workers, but also the ‘Plaza’ we are building on the internet to inform about the career opportunities in our Top Techonolgy Region. Phase 2 Settling in: Supporting international knowledge workers and their partner and family to make the transition to a new home in a new country as smooth as possible so newcomers can concentrate on settling in and enjoy living here. You can find our practical online guide for internationals on the web: expatguideholland.com. We also support this Welcome guide, to help newcomers find their way in the region. Phase 3 Living in: Supporting international knowledge workers to feel at home and helping them and their partners to find next career opportunities in the region. Talent for Top Technology People are our key asset and we give a warm welcome to talent. Join the South-east Netherlands and be part of creating success! Our region offers you: Challenging jobs Top institutes and companies Great opportunities for personal & professional growth Ample career opportunities Superb educational institutions Bilingual education and working environment Jobs for your partner International schools And an excellent living environment! Interested in studying and working in Brainport? If you have any questions please mail to talent@brainport.nl or surf to www.expatguideholland.com 148 Brainport Development: personal assistance for foreign investors Brainport Development, a government agency, provides information and practical assistance to foreign investors (free of charge). Services, all provided on a confidential basis, include providing insight and data on site selection and logistics strategies and intensive, personal guidance on such matters as available incentives, permit procedures and tax structures. Brainport Development introduces corporate investors to a variety of Dutch networks and service suppliers in business, to government authorities at national and regional levels, to academic and private sector consultants, and to others central to the investment process. On a provincial level we cooperate with the Brabant Development Agency (NV BOM) and on a national level with The Netherlands Foreign Investment Agency ( NFIA), which is part of the Dutch Ministry of Economic Affairs. Combined we will be able to get a maximum of service to your company in guiding you towards your new operation. Brainport Development explores, in cooperation with other organisations, a cohesive package of activities geared towards stimulating investment in the Brainport region. Our aim is to bring the location and investment advantages as well as other economic potential of the region to the attention of organisations and companies with the intention of attracting them to the region and retaining them. Active acquisition of companies that are part of the High Tech Industries, Automotive, Lifetech, Food and Design chains. We advise and inform companies wanting to (re)locate about the options open to them in the region and promoting and optimising the business climate. For more information: info@brainportdevelopment.nl 149 Appendix II Visas, Work Permits and Residence Permits Visas Citizens of some countries can enter the Netherlands with the purpose of residing without a visa. This includes: citizens of the EU, Australia, Canada, Japan, Norway, the US and South Korea. Most other nationalities need a visa, a so called Authorization for Temporary Stay (MVV). Check with your HR Manager, International Office or local Dutch Embassy if unsure. Applying for a voluntary visa can be advantageous even for those who do not need them. This is because people with visas have had basic checks on their documents completed before entering the Netherlands, and can therefore start work immediately after entry. Work permits In order to work in the Netherlands, employees from countries outside the EU and Iceland, Norway, Switzerland, Liechtenstein) must either have a work permit or be accepted into the Knowledge Migrant scheme. Or accepted as a researcher according to EU regulation 2005/71/EG. This also applies to citizens from the new EU member states: Romania and Bulgaria. All work permits are specific to a given job and the company usually makes the application. There are a number of different types: a Work permit – new hire A. It is possible to hire people requiring work permits and who have not previously worked for the Dutch company outside the Netherlands. B. It must be proven that there is no one within the EU able to fill the position. 150 b Work permit – internal transfer A. An employee already working for the same company outside the Netherlands may work in the Netherlands if they obtain an internal Transfer work permit. c Short stay assignments A. The employee must already be employed by the company outside the Netherlands and must be paid in the Netherlands. B. The employee must be giving or receiving training. C. Technical Designers in Training (TOiO), postdoctoral researchers (Postdoc) and Assistant Professors d Praktikant (Internship) A. Employees who are studying abroad (e.g. in the US) may work in the Netherlands on a placement if this is related to and benefits their study. B. Evidence must be provided by the educational body abroad. C. A placement programme needs to be provided by the Dutch employer, in order to obtain the internship status. The Knowledge Migrant scheme This scheme allows highly qualified people to work in the Netherlands for Dutch companies without a work permit. The organisation must first apply for the scheme and then individual employees can join the scheme for that organisation. Commercial employees must have a gross annual salary of above € 35.997,00 if they are under 30 years and above € 49.087,00 if they are 30 years or older. For university staff different rules apply. If the person employed as part of the scientific staff and receives a salary according to the Collective Employment Agreement for Dutch Universities there is no income requirement. 151 This also applies to employed PhD students and TOiOs.. The Knowledge Migrant salary levels given above are applicable for 2009. Researchers If you are an scientific researcher (employed or unsalaried) and you want to come to the Netherlands for longer than 3 months, you might be eligible to a residence status as a researcher in the sense of Directive 2005/71/EC. A scientific researcher is someone who has obtained a certificate of higher education which must give the holder access to a doctoral programme. In addition, the scientific researcher must have been selected by a research institution (which is registered with the Dutch immigration authorities), to implement a project for which the certificate in question is required. It’s not necessary to have a salary paid by the Dutch institute. Posted scientist can also apply. It’s even possible to bring your partner and children if you are able to provide for them. For further details contact your HR manager. Planning: a Get your birth and marriage certificates legalised. Your HR Manager / International Office can advise you on the correct procedure. b Your employer applies for your entry visa and you can collect it (if applicable). Your HR Manager / International Office can advise you on the correct procedure. c Travel to the Netherlands. d Apply for and collect your work permit (if applicable). Your employer will make the application so consult your HR Manager for details. 152 e Register at the Town Hall where you will be living. See Appendix VI for contact g h i j details. f Apply for your residence permit (if applicable). In some cases this application k l can be done before the work permit has been issued. Consult your HR Manager / International Office for details. Take a test for tuberculosis (if applicable). The test is required for specific nationalities and is carried out by the Municipal Healthcare Services (GGD). Consult your HR Manager / International Office for details. Collect your BSN number, at the local Town Hall (if applicable). Start work (if given authorisation by the Dutch authorities, this depends on nationality, type of work and residence permit) or your studies . Receive confirmation by post that your residence permit will be issued (if applicable). Start work (if not previously given authorisation) ) or your studies. Collect your residence permit from IND (if applicable). 153 Appendix III Pregnancy and Childbirth (information in detail, paragraphs 2.7 and 3.7) Antenatal care Care is generally provided by midwives (verloskundigen) within the community. Midwives have clinics outside the hospital. A woman registers with the midwife at the beginning of her pregnancy and makes regular visits for check-ups. The midwives co-ordinate the necessary tests and ultrasound scans, which are carried out in the hospital. At the beginning of the pregnancy these visits are monthly, increasing to three-weekly visits in the sixth and seventh months. In the eighth month visits increase again to every fortnight and in the ninth month visits are weekly. It is also possible to register with a gynaecologist at the local hospital. You will be monitored in the hospital antenatal clinic and your visits will be of the same frequency as when you see a midwife. With each visit to the midwife or gynaecologist, the following checks are made: p Weight (not always done) p Blood pressure p Iron levels p Physical examination (yours and the baby’s) p Urine protein levels (not always done) p You are invited to ask any questions you have about the pregnancy and birth during these visits. Genetic testing is carried out when a pregnancy is considered to be in a high-risk category. A high-risk category might be defined by either parent’s family history, or if the mother is older than 36 and the father older than 55 years of age. Place of birth There are three options for the place of birth: 154 Midwife care with home birth – thuisbevalling A home birth used to be the most common choice made. Statistics show this is a very safe option in the Netherlands. The midwife carries out regular checks at a clinic throughout the pregnancy and supports the mother at home during the birth. If complications arise the mother is moved to hospital. Midwives are highly trained and experienced in home birth. Their regular checks involve very careful screening to anticipate problems. However, more and more women choose for a poliklinische or hospital delivery nowadays. Midwife care with hospital birth – poliklinische bevalling With this system you see the midwife at a clinic, just as for a home birth. The midwife will support the mother in hospital during the birth. If the midwife anticipates a problem during pregnancy, labour or delivery, a gynaecologist may be called for a consultation. If all goes well, mother and baby can go home within a few hours. A hospital birth with a gynaecologist – ziekenhuis bevalling The gynaecologist will see you in the antenatal clinic during the pregnancy and support the mother during the birth. You may need a referral from your doctor, and not all types of insurance cover this care. It is also possible that another doctor will be on duty when you have your baby. Most likely you will be seen and cared for by a second line midwife. 155 Appendix IV Taxation (Year 2008) You can have three types of taxable income: in Box 1, in Box 2 and in Box 3. You calculate the amount of tax you owe by applying the tax rates to these taxable incomes. The tax amount you calculated on the basis of the tax rates should subsequently be reduced by one or more tax credits. This is because all taxpayers are entitled to a general reduction of the tax owed: the general tax credit. In addition, you may qualify for supplementary tax credits, depending on your personal situation. Tax rate for income from employment and home ownership (Box 1) The rate for income from employment and home ownership is a progressive rate that is charged over four ‘brackets’. As a result, you will pay a proportionally higher amount of tax as your income increases. The following table shows the brackets and the corresponding tax rates in 2008. Bracket Income tax Up to €17,878 2.35% € 17,878 to 32.127 inclusive 10.85% € 32.127 to € 54,776 inclusive 42.00% € 54,776 and more 52.00% If you are also insured under the statutory pension insurance (AOW), surviving dependants’ pension insurance (ANW) and exceptional medical expenses insurance (AWBZ) schemes, you will also pay national insurance contributions on the Box 1 income. These contributions are owed on the taxable income in Box 1 up to € 32.127 inclusive. The percentage for national insurance contributions (AOW, ANW and AWBZ) is 31.15. In addition, the mortgage interest on your own house, if situated in the Netherlands, may be fully deductible after adding 0.60% of its economic value; in certain cases (when you live outside the Netherlands, but work in the Netherlands) this deduction is also possible for houses situated outside the Netherlands. 156 Tax rate for income from a substantial interest (Box 2) The income from a substantial interest is taxed at a fixed rate of 25%. Tax rate for income from savings and investments (Box 3) The income from savings and investments is taxed at a fixed rate of 30%. A non-working partner may also claim up to € 2,074 a year from the tax authorities. This is called the General Tax Reduction (Algemene Heffingskorting). In order to claim this, the relevant form must be filled in. Please ask your HR Manager for help. Anyone needing to pay tax or wishing to apply for the General Tax Reduction must apply to the Tax Office. Your income will be taxed on a monthly basis by means of a wage withholding tax if you are an employee. The 30% tax ruling The purpose of this regulation is to attract highly skilled professionals from foreign countries with skills and experience that are scarce in the Dutch labour market. According to the 30% ruling, an employer may provide a tax-free allowance of 30% of the total salary of an employee. The 30% is meant to cover the extra territorial costs incurred as a consequence of living abroad. This means that extra cost linked with being an expatriate may not be compensated on a net base together with the 30% rule. Under the 30% ruling you can opt for being treated as non-resident taxpayer; in that case you do not have to pay income tax on income from your possessions. Value Added Tax (BTW) The Dutch standard VAT rate is 19% and applies to most goods and services. The Dutch rate is average in comparison to the rate in other EU member states. 157 A 6% rate applies to some items, including food and beverages for human consumption (excluding alcoholic beverages), water, pharmaceutical products and medical aids for persons and animals, books and magazines, passenger transport, hotel accommodation, and entrance to sporting events, theatres, cinemas, music performances, and zoos. A 0% rate applies to exports and intra-community (EU) supplies. Road tax When buying or importing a vehicle it is worth bearing in mind that road tax depends on: p Type of vehicle p Weight (the heavier, the more expensive) p Fuel used (petrol, diesel, LPG or LPG/petrol) p The province in which you live You have to pay road tax from the time your name is transferred to the vehicle registration certificate. As an example, a medium-sized estate car (station wagon) will normally be taxed at around €30 per month. Vehicle Purchase Tax (BPM) New vehicles or those being imported (except for personal use, see section Cars and Driving) are subject to a special tax - BPM. This can be as high as 45.2%. Depending on the fuel type deductions are applicable. Local taxes Local taxes are paid once or twice a year (your choice) and include: p Property rates - paid by the owner (Onroerende-zaakbelasting, eigenaar) p Refuse disposal (Afvalstoffenheffing) - in some areas this depends on how many times 158 you put your bin out for collection each year! p Dog Tax (Hondenbelasting) (if applicable) p Sewage disposal (Rioolrecht) p Street lighting (straatverlichting) Contact your Town Hall (stadhuis) for specific information. Real Estate Transfer Tax If you buy a house in the Netherlands, you will be taxed with real estate transfer tax (6% on the economic value). This is not deductible for income tax purposes and is usually included in the total amount of the mortgage loan that the bank will offer. Nursery and childcare tax Issues Childcare costs may be subsidised by the Dutch authorities when both parents are working or are otherwise unable to care for the children (for instance during training). The Tax Office can provide a claim form (you need to ask for a kinderopvangtoeslag aanvraagformulier). Where the employer offers subsidised childcare this will be taxed at around 50%. For more information on all tax issues, visit www.belastingdienst.nl 159 Appendix V Consulates and Embassies These contact details can also be found at www.minbuza.nl All addresses embassies: www.embassiesabroad.com/embassies-in/Netherlands#3099 160 Argentina Javastraat 20 2585 AN, The Hague Tel.: 070 311 8411 www.embassyargentina.nl Brazil Mauritskade 19 2514 HD, The Hague Tel.: 070 302 3959 www.brazilianembassy.nl Australia Carnegielaan 4 2517 KH, The Hague Tel.: 070 310 8200 www.australian-embassy.nl Bulgaria Duinroosweg 9 2597 KJ, The Hague Tel.: 070 350 3051 www.embassy-bulgaria.nl Austria Van Alkemadelaan 342 2597 AS, The Hague Tel.: 070 324 5470 www.bmaa.gv.at/denhaag/ Canada Sophialaan 7 2514 JP, The Hague Tel.: 070 311 1600 www.canada.nl Belgium Alexanderveld 97 2585 DB, The Hague Tel.: 070 312 3456 www.diplomatie.be/thehague Chile Mauritskade 51 2514 HG, The Hague Tel.: 070 312 3640 www.echile.nl China Willem Lodewijklaan 10 2517 JT, The Hague Tel.: 070 306 5061 www.chinaembassy.nl Columbia Groot Hertoginnelaan 14 2517 EG, The Hague Tel.: 070 361 4545 www.colombiaemb.nl Cyprus Surinamestraat 15 2585 GG, The Hague Tel.: 070 346 6499 www.msa.gov.cy Czech Republic Paleisstraat 4 2514 JA, The Hague Tel.: 070 313 0031 www.mfa.cz/hague Denmark Koninginnegracht 30 2514 AB, The Hague Tel.: 070 302 5959 www.ambhaag.um.dk/da Finland Groot Hertoginnelaan 16 2517 EG, The Hague Tel.: 070 346 9754 www.finlande.nl France Smidsplein 1 2514 BT, The Hague Tel.: 070 312 5800 www.ambafrance-nl.org Germany Houthorststraat 36-38 1071 DG, Amsterdam Tel.: 010 574 7700 www.duitse-ambassade.nl Greece Amaliastraat 1 2514 JC, The Hague Tel.: 070 363 8700 www.greekembassy.nl Republic of Hungary Hogeweg 14 2585 JD, The Hague Tel.: 070 355 3319 www.hungarianembassy.nl India Buitenrustweg 2 2517 KD, The Hague Tel.: 070 346 9771 www.indianembassy.nl Ireland Dr. Kuyperstraat 9 2514 BA, The Hague Tel.: 070 363 0993 www.irishembassy.nl 161 Israel Buitenhof 47 2513 AH, The Hague Tel.: 070 376 0500 thehague.mfa.gov.il/mfm/web/main/ missionhome.asp?MissionID=82& Italy Alexanderstraat 12 2514 JL, The Hague Tel.: 070 302 1030 www.italy.nl of www.amblaja.esteri.it Japan Tobias Asserlaan 2 2517 KC, The Hague Tel.: 070 346 9544 www.nl.emb-japan.go.jp Luxembourg Nassaulaan 8 2514 JS, The Hague Tel.: 070 360 7516 Mexico Nassauplein 28 2585 EC, The Hague Tel.: 070 360 2900 www.embamex-nl.com New Zealand Carnegielaan 10, Level 4 2517 KH, The Hague Tel.: 070 346 9324 (General Enquiries) Tel.: 070 365 8037 (Visas) www.newzealand.com Norway Lange Vijverberg 11 2513 AC, The Hague Tel.: 070 311 7611 www.noorwegen.nl Poland Alexanderstraat 25 2514 JM, The Hague Tel.: 070 360 2806 www.haga.polemb.net/ Macedonia Laan van Meerdervoort 50C 2517 AM, The Hague Tel.: 070 427 4464 Malta Scheveningseweg 2 2517 KT, The Hague Tel.: 070 356 1252 Portugal Bazarstraat 21 2518 AG, The Hague Tel.: 070 363 0217 Russian Federation Andries Bickerweg 2 2517 JP, The Hague Tel.: 070 345 1300 www.netherlands.mid.ru/netherlands/ eng.html 162 Serbia and Montenegro Groot Hertoginnelaan 30 2517 EG, The Hague Tel.: 070 363 6800 Spain Lange Voorhout 50 2514 EG, The Hague Tel.: 070 302 4999 www.claboral.nl/ Slovakia Parkweg 1 2585 JG, The Hague Tel.: 070 416 7777 www.atue.mfa.sk Sweden Jan Willem Frisolaan 3 2517 JS, The Hague Tel.: 070 412 0200 www.swedenembnl.org Slovenia Anna Paulownastraat 11 2518 BA, The Hague Tel.: 070 310 8690 South Africa Wassenaarseweg 40 2596 CJ, The Hague Tel.: 070 392 4501 Switzerland Lange Voorhout 42 2514 EE, The Hague Tel.: 070 364 2831 www.eda.admin.ch/denhaag_emb/e/ home.html www.zuidafrika.nl 163 Appendix VI Tinown Halls and Community & Websites the Eindhoven Region The sites are mostly in Dutch only. For electronic guides if available, see under ‘gemeentegids’. The Eindhoven region, also known as the SRE-area, is an intermunicipal co-operative union in which municipalities co-operate in order to promote common interests; in other words government by the municipalities for the municipalities. The working area covers 21 municipalities. 164 Asten Koningsplein 3, 5721 GJ Asten P.O. box 290, 5720 AG Asten Tel.: 0493 671212 Fax: 0493 671213 E-mail: gemeente@asten.nl www.asten.nl/prod/asten/asten.nsf Bergeijk Burgemeester Magneestraat 1, 5571 HB Bergeijk P.O. box 10000, 5570 GA Bergeijk Tel.: 0497 551455 Fax: 0497 551499 E-mail: info@bergeijk.nl Cranendonck Capucijnerplein 1, 6021 CA Budel P.O. box 2090, 6020 AB Budel Tel.: 0495 431222 Fax: 0495 431200 E-mail: info@cranendonck.nl www.cranendonck.nl Deurne Markt 1, 5751 BE Deurne P.O. box 3, 5750 AA Deurne Tel.: 0493 387711 Fax: 0493 387555 E-mail: info@deurne.nl www.deurne.nl www.bergeijk.nl Bladel Markt 21, 5531 BC Bladel P.O. box 11, 5530 AA Bladel Tel.: 0497 361636 Fax: 0497 361600 E-mail: info@bladel.nl Eersel Dijk 15, 5521 AW Eersel P.O. box 12, 5520 AA Eersel Tel.: 0497 531300 Fax: 0497 531350 E-mail: gemeente@eersel.nl www.eersel.nl www.bladel.nl Best Raadhuisplein 1, 5683 EA Best P.O. box 50, 5680 AB Best Tel.: 0499 360911 Fax: 0499 360232 E-mail: gemeente.best@gembest.nl www.gemeentebest.nl Eindhoven Stadhuisplein 10, 5611 EM Eindhoven P.O. box 90150, 5600 RB Eindhoven Tel.: 040 238 6000 Fax: 040 243 3585 E-mail: gemeente@eindhoven.nl www.eindhoven.nl www.eindhoven.eu 165 Geldrop-Mierlo Stadhuis Hofstraat 4, 5664 HT Geldrop Dorpstraat 210, 5731 JL Mierlo P.O. box 10101, 5660 GA Geldrop Tel.: 040 289 3893 Fax: 040 289 3800 E-mail: gemeente@geldrop-mierlo.nl Laarbeek Koppelstraat 37, 5741 GA Beek en Donk P.O. box 190, 5740 AD Beek en Donk Tel.: 0492 469700 Fax: 0492 469701 E-mail: gemeente@laarbeek.nl www.laarbeek.nl www.geldrop-mierlo.nl Gemert Bakel Ridderplein 1, 5421 CV Gemert P.O. box 10000, 5420 DA Gemert Tel: 0492 378500 Fax: 0492 366325 E-mail: gemeente@gemert-bakel.nl www.gemert-bakel.nl Heeze Leende Jan Deckersstraat 2, 5591 HS Heeze P.O. box 10000, 5590 GA Heeze Tel.: 040 224 1400 Fax: 040 224 1450 E-mail: postbus@heeze-leende.nl www.heeze-leende.nl Nuenen, Gerwen en Nederwetten Jan van Schijnveltlaan 2, 5671 CL Nuenen P.O. box 10000, 5670 GA Nuenen Tel.: 040 263 1631 Fax: 040 283 3165 E-mail: gemeentehuis@nuenen.nl www.nuenen.nl Oirschot Deken Frankenstraat 3, 5688 AK Oirschot P.O. box 11, 5688 ZG Oirschot Tel.: 0499 583333 Fax: 0499 574235 E-mail: info@oirschot.nl www.oirschot.nl Helmond Frans Joseph van Tielpark 1, 5707 BX Helmond P.O. box 950, 5700 AZ Helmond Tel.: 0492 587777 Fax: 0492 587400 E-mail: gemeente@helmond.nl www.helmond.nl Reusel – De Mierden Kerkplein 3, 5541 KB Reusel P.O. box 11, 5540 AA Reusel Tel.: 0497 650650 Fax: 0497 650699 E-mail: gemeente@reuseldemierden.nl www.reuseldemierden.nl 166 Someren Wilhelminaplein 1, 5711 EK Someren P.O. box 290, 5710 AG Someren Tel.: 0493 494888 Fax: 0493 494850 E-mail: gemeente@someren.nl www.someren.nl Son en Breugel Raadhuisplein 1, 5691 AL Son & Breugel P.O. box 8, 5690 AA Son & Breugel Tel.: 0499 491491 Fax: 0499 472355 E-mail: gemeente@sonenbreugel.nl www.sonenbreugel.nl Veldhoven Meiveld 1, 5501 KA Veldhoven P.O. box 10101, 5500 GA Veldhoven Tel.: 040 258 4411 Fax: 040 254 1395 E-mail: gemeente@veldhoven.nl www.veldhoven.nl Waalre Koningin Julianalaan 19, 5582 JV Waalre P.O. box 10000, 5580 GA Waalre Tel.: 040 228 2500 Fax: 040 221 7395 E-mail: gemeente@waalre.nl www.waalre.nl Valkenswaard De Hofnar 15, 5554 DA Valkenswaard P.O. box 10100, 5550 GA Valkenswaard Tel.: 040 208 3444 Fax: 040 204 5890 E-mail: gemeente@valkenswaard.nl www.valkenswaard.nl 167 Appendix VII Useful Search Terms Sports Angling Athletics Badminton Basketball Climbing Cycling Field sports Football (Soccer) Golf Gymnastics Horse-riding Ice skating Martial arts Motor sports Racket sports Rugby Shooting and archery Squash Tennis Water sports Hengelsport Atletiek Badminton Basketbal Klimsport Wielersport Veldsporten Voetbal Golf Gymnastiek & turnen Maneges or Paardensport IJssport Vecht- & Zelfverdedigingssport Auto- & Motorsport Racketsport Rugby Schietsport/Boogschieten Squash Tennis Watersport Medical Care Baby Health Clinic Dentist Doctor Drug Store/Chemist Home Care Association Gynaecologist 168 Zorg Consultatie Bureau Tandarts Huisarts Drogist Thuiszorg Gyneacoloog Maternity Assistant Midwife Pharmacy Specialist Vet Kraamhulp Vroedvrouw Apotheek Specialist Dierenarts House/utilities (Building) Contractor Carpenter/Joiner Electrician Electricity Fault-clearing Service Furniture Store Garden Centre Gas Housing – Rental Housing – to buy Locksmiths Painter Plumber (Real) Estate Agent Utilities Companies Waste/Garbage Water Window Cleaner Aannemer Timmerman Electricien Electra Storingsdienst Meubel winkel Tuincentrum Gas Huur huizen Koop huizen Sleutelservice Schilder Loodgieter Makelaar Nutsbedrijven Afval Water Glazenwasser Education Education advice Higher education Middle School Primary Education Secondary Education Testing Bureau Onderwijs advies Hoger onderwijs Middelbare school Lager onderwijs, or Basis onderwijs Voortgezet onderwijs Test bureau 169 Culture Cinema Concert Hall Library Museum Theatre Bioscoop Muziekcentrum or Concertzaal Bibliotheek Museum Schouwburg or Theater Religion Churches/Religious Societies Kerken/Religieuze genootschappen Leisure/activities Playgrounds Theme Parks Swimming Pools Ice Skating Rinks Sports Parks Dance Schools Music Schools Cultural Education Centres Language Course Speeltuinen Attractie parken Zwembaden IJsbanen Sport parken Dansscholen Muziekscholen Centra voor culturele vorming Taalonderwijs Transport Airline companies Airports Bicycle Rental Bicycle Shops Car Dealership Car Rental Companies Driving School Dutch Railways Garages Taxi Call Centres Travel Agencies 170 Luchtvaart maatschappijen Luchthavens Fietsen verhuur Fietsen winkels Auto dealer Autoverhuur bedrijven Auto rijschool Nederlandse Spoorwegen Garages Taxi centrales Reisbureaus Other services Accountant Asset Advisors/ Managers Banks Beauty Specialists Employment Offices Employment Offices (Temping) Fire Station Immigration Consultants Insurance Companies Kennels Lawyers Legal Aid Notary Police Stations Post Offices Removals Companies Tailor/Dressmaker Tax Advisor Tax Office Accountant Vermogensadviseurs/vermogensbeheerders Banken Schoonheidsspecialisten Arbeidsbureaus Uitzendbureaus Brandweer Immigratie consultants Verzekeringsbedrijven Kennels, dierenpensions Advocaten Bureau voor rechtshulp Notaris Politie bureaus Postkantoren Verhuisbedrijven Kleermaker Belasting adviseur Belastingkantoor 171 Appendix VIII Useful Telephone Numbers Emergencies (police, ambulance, fire alarm) 112 In non life-threatening situations Police Fire department Animal ambulance Central Doctors Post South East Brabant (CHP) Student doctor Central Dentist number 0900 8844 040 260 8608 (Eindhoven) 0492 587888 (Helmond) 040 252 3188 0900 8861 040-243 8215 0900 543 7745 Municipal healthcare Services (GGD) 040 238 9444 (Eindhoven) 0492 584888 (Helmond) Legal Support (Rechtshulp Eindhoven) Tax info Customs (Belasting Tel. Douane) Car declaration (BPM aangifte punt) Municipality info Eindhoven (Algemene en Publiekszaken) Municipality info Helmond 040 265 2400 0800 0143 040 254 9285 040 238 6000 0492 58 77 77 For other municipalities see the Town Halls Appendix VI UWV WERKbedrijf Public transport International trains Tourist office 172 040 851 4000 (Eindhoven) 0492 786780 (Helmond) 0900 9292 0900 9296 040 297 9100 Utilities disorder number Brabant Water Essent UPC National gas and electricity number 073 683 8000 0900 1550 0900 1580 0800 9009 173 An at-a-glance ‘to do’ checklist on reaching the Eindhoven region The following list should help you through your first weeks in the Eindhoven region. Not every point is relevant to everyone – a few depend on your nationality and family composition – but to complete the necessary paperwork you will need some or all of the following (and may need to provide translations if they are not in Dutch, English or German): birth certificates (legalised); marriage certificates (legalised); valid passports; extra ‘passport-sized’ photos taken in the Netherlands (not from a booth); valid drivers licenses; employment contract; and Dutch housing rental (or purchase) contract. It is also advisable to bring a copy of any residence permit you hold, and proof of your travel/ health insurance. Please refer to the ‘Welcome to Brainport’ guide for more details, or consult your HR Manager. Note: although correct at the time of writing (April 2009), the situation is always prone to change – so to ensure a stress-free arrival, always try to be flexible and ‘go with the flow’! Arriving in Brainport 174 Accommodation q q q Register with housing agencies (if applicable) / Ask your international office for help. Agree and sign contracts for accommodation. Arrange for the utilities (gas, water, electricity, telephone, Internet, TV, etc.). Note that many expats in the Netherlands today use their mobiles to stay in touch, and do without a fixed-line phone. q Buy a Dutch SIM card for your mobile phone; otherwise you will pay more for your calls. q Check with neighbours or the Town Hall on which day(s) your household waste is collected. Registration q q q q q q q q q Apply for and collect your work permit (if applicable, and not previously arranged). Register with the Town Hall at your new address. Everyone must do this soon after arrival. Apply for a residence permit (if applicable). Collect your Citizen Service Number (Burger Service Nummer or BSN) at the local Town Hall at your new address. You will automatically be registered with the Tax Authority (if applicable). You need this number before you can start work. Receive confirmation by post that your residence permit will be issued (if applicable). Start work / studies. Collect your residence permit from INDl (if applicable). Some nationalities must also pass a medical screening – IND will inform you if you require this. Banking q Open a bank account. Make sure you have money to cover you until the account is set up, and until your first salary payment is made (often in arrears). Health and Insurance q Arrange health insurance – required by everyone resident in the Netherlands. If you have an E101 form, ask your insurer for an E106, and contact the regional insurer. q Register with a local doctor. Be prepared to call several practices as many are full. q Register with a dentist. Your dentist can be located anywhere convenient for you. q Register with a pharmacy. Again, you are free to choose one convenient for you. 175 q Arrange additional (optional) insurance as required, such as personal (third party), house (bricks and mortar), house contents, or legal costs insurance. Vehicles q q q q If importing a foreign-registered vehicle, register the car as soon as you become resident. Arrange vehicle insurance. Pay road tax on your vehicle (if applicable). Exchange your existing drivers license for a Dutch one this must be done within six months of becoming a resident. Some nationalities may need to take a driving test. Education and Religion q Enroll your children in a local school, and/or arrange for childcare if needed. q Consider enrolling on a Dutch language course. Although many Dutch speak English, many jobs require at least a working knowledge of Dutch. This may be particularly useful for partners wishing to work. q If your partner wishes to work in the Netherlands, certificates of foreign qualifications may need to be verified by the Dutch authorities. q Find a local place to worship if required - all major religions are represented in the Eindhoven region. Tax benefits q q Finally 176 Check whether you are eligible for the ‘30%’ income tax ruling (applications are made by the employer). Apply for Child Benefit and the Spouse Tax Credit (if applicable). q Visit the local tourist office (VVV) to get some ideas for leisure activities and days out - after you’ve completed all these formalities, you’ll deserve the chance to relax and unwind! Notes 177 Notes 178 Production Thanks This edition is created with the assistance of: Marion Hinderdael, Geoff Mills (Paragon Relocation) and Tim Skelton (authors), Erik van Beers (University Tilburg), Nicole van Rongen (SRE), Kara de Rooy (TU/e), Jan van der Steen (Box2 expat solutions), Denise Dommerholt (Care for Women) Rachel Bird (Eindhoven International Womens Club) and Jos Steegmans (Fontys University of Applied Sciences). Photographs ASML, Bibliotheek Eindhoven, Boudewijn Bollmann, Bram Saeys, DAF Museum, De Efteling, Dutch Design Week, Eindhoven Airport, Fotomedia, Frank Heiligers, Rein Heiligers, Gemeente Eersel, Gemeente Eindhoven, Gemeente Helmond, Gemeente Laarbeek, Gemeente Nuenen, High Tech Campus Eindhoven Patrick Meis, Historisch Openlucht Museum Eindhoven (HOME), NV REDE, Philips, Regional International School (RIS), Stichting Van Gogh Village Nuenen, Frank Tielemans, TU/e, Van Abbemuseum, Ministerie van Verkeer en Waterstaat, VVV Eindhoven/Paul Veltman and stock images. Layout: Mariëtte van Oort Print: *van de garde I jémé, Eindhoven Disclaimer In the compilation of this guide various sources have been consulted and a number of organisations have lent their cooperation and provided information. The Brainport Foundation has verified this information as far as possible with authorities and experts. Nevertheless we remain dependent on external sources. We cannot, therefore, accept any liability for any errors and their consequences. We advise you at all times to get advice from your HR department or the relevant official bodies. sponsored by www.expatguideholland.com