March | April - Texas Mortgage Bankers Association

MARCH | APRIL 2014 Vol. XXII No. 2
TMBPAC STARS
page 7
President’s Message
Greetings TMBA Members,
I am happy to announce that the Texas mortgage industry appears to be thawing out and
April has finally arrived with business brisk, both for the TMBA and our member companies.
For those of you unable to attend our Southern Secondary Market Conference in February,
you missed a great event with record attendance and fabulous programming. Not to
be outdone, the Convention committee has been hard at work preparing for our annual
Convention beginning next Sunday, May 4.
This year’s Convention will be held in San Antonio at the newly renovated Hyatt Hill
Country. Every single exhibit space has sold out and the number of pre-registered
attendees has increased to more than 680. Do not miss this opportunity to network; listen
in on the riveting speakers and panels; tee-off in glorious golf weather; and enjoy evening
entertainment while you quench your thirst in our Texas-sized refreshments.
As you may know, the TMBPAC committee is unlike most other TMBA committees as it
runs calendar-year to calendar-year; therefore, Ruth Ruhl assumed the responsibilities of
the TMBPAC chairperson in January 2014. Ruth set a possible record-breaking goal for the
TMBPAC to raised $150,000 for 2014 and after just two complete months−Ruth and her
committee have already raised more than $45,000.
Because the potential for additional regulations and government oversight is a very real
threat, we as the leaders and members of the Texas real estate finance industry must
unite and contribute our share to protect the future of our industry. That is why this year
the theme for the TMBPAC fundraising is “Protect your future, invest in TMBPAC.” If we do
not raise PAC funds and campaign rigorously, the business friendly environment we enjoy
today could become a thing of the past. We absolutely must have a voice and participate in
the shaping of the future of our industry. For those who have already contributed for 2014
(page 7), please accept my personal thank you and thank you from those individuals in our
industry who you represent.
Lastly, please renew your membership if you not have done so, we need your participation
and support plus you receive the added benefit of being listed in this year’s membership
directory.
Hope to see you next week in San Antonio and thank you for your
support of the TMBA.
Sincerely,
Susan T. Stewart
2013-2014 President
Texas Mortgage Bankers Association
www.texasmba.org
t
Off ice rs
President
Susan T. Stewart, San Antonio
Vice President
Tom Rhodes, Austin
Secretary/Treasurer
Tom Tallent, AMP, CMB, Fort Worth
Associate Representative
J. Kevin Gugenheim , Houston
Past President
Timothy Fisher, Dallas
Past President
David E. Frase, CMB, AMP, Dallas
Executive Vice President
Lisa Vercher, Austin
General Counsel
John Fleming, Austin
D ire ct o rs
Blane L. Bauch, Houston
Judith A. Belanger, CMB, Houston
Michael A. Carroll, Austin
James Clapp, Plano
Amy J. Coke, Dallas
Tracy Maynard Cole, Fort Worth
Brian Collins, Fort Worth
Clifton A. Crabtree, Houston
Scott Gillen, CMB, Houston
Jason Gillespie, AMP, CMB, Dallas
Dana Gompers, CMB, Houston
Jonathan M. Grafflin, Irving
Michael L. Kennemer, Addison
Renessa Knowles, Lubbock
Michael Lima, Lewisville
Mike Manley, San Antonio
Dayna D. McElreath, Austin
Paulina S. McGrath, Houston
Jodie Morgan, AMP, CMB, Coppell
Sean O’Neill, CLBB, Richardson
Chad Overhauser, Austin
Mary Pirrello, AMP, Dallas
Allan B. Polunsky, San Antonio
Mark A. Raskin, Dallas
Ruth Ruhl, Dallas
Todd Salmans, Dallas
Billy F. Vaughn, Dallas
Thomas F. Vetters, II, Austin
Trey Worley, Dallas
Aff iliat e D i rec t o r s
Vinnie Magnarini, Austin MBA
Amy Coke, Dallas MBA
Mirella “Millie” Garcia, El Paso MBA
Regina Eldridge, TMB San Antonio
www.texasmortgagelicensing.org
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
CONTENTS
F E AT U R E S
04
05
05
MBA Compliance Essentials
New Members
Texas members in DC
U p c o min g
T M BA M e e tin g s
& C o n fe r e n c e s
Annual Convention
May 4-6, 2014
Hyatt Regency Hill Country Resort and Spa
San Antonio, Texas
64th Annual Educational Seminar & Marketplace
November 19 & 20, 2014
The Westin Houston Memorial City
Houston, Texas
Mortgage Servicing Forum
December 1 & 2, 2014
The Westin Galleria | Dallas, Texas
D E PA RT ME N T S
07
09
save the dates
TMBA FALL EVENTS
64th Annual Educational Seminar
and Marketplace
November 19 & 20, 2014
The Westin Houston Memorial City
Houston , Texas
Mortgage Servicing Forum
December 1 & 2, 2014
The Westin Galleria
Dallas, Texas
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TMBPAC contributors
Annual Convention
U p c o min g
In dus tr y M e e tin g s
& C o n fe r e n c e s
Dallas MBA
Monthly Luncheon | Danielle DiMartino Booth
May 1 | 11:30 am
Prestonwood Country Club
El Paso MBA
Annual Golf Tournament
May 10 | 11:00 am
Painted Dunes Desert Golf Course
MISSION
TMBA’s mission
is to be committed
to being a quality-focused
association of real estate
finance professionals that
provides the best educational
resources, government advocacy,
and industry interaction
available for building a viable,
competitive, and profitable
mortgage lending and servicing
industry in the state of Texas.
leading Texas real estate finance industry since 1917.
www.texas mba.or g
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TMB San Antonio
Monthly Luncheon | Jeffrey Jenson
May 13 | 11:30 am
Sonterra Country Club
Fort Worth MBA
End of the Year Monthly Luncheon
May 14 | 11:30 am
Joe T. Garcia Mexican Restaurant
Houston MBA
Happy Hour
May 21 | 5:30 pm
Post Oak Grill
T M BA S taff
Executive Vice President
Lisa Vercher
Membership &
Meeting Coordinator
Shannon McKinley
Communications Specialist
Jamie Powers
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
MBA Compliance Essentials
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
sm
Affordable Guidance and
Model Policies and Procedures
local MBA NEWS
Texas mortgage bankers
represent in D.C.
Thirty-seven Texans including TMBA officers, board members, members, and staff
traveled to Washington DC early April to participate in the national MBA’s annual
National Advocacy Conference (NAC). Texas members joined more than 400 industry
activists and leaders from other state MBAs in meetings with their congressional
delegations and federal regulators.
Get Ready to Comply
Top Features
MBA Compliance Essentials provides a clear picture
of what your company needs to do to comply with new
and existing mortgage rules. Our in-depth resource
guides include model policies and procedures, and are
meant to support your company’s creation of a robust
Compliance Management System (CMS).
• Sample policies and procedures
Materials are developed in collaboration with expert
legal counsel from leading firms serving the real
estate finance industry and the Mortgage Bankers
Association (MBA). You get the benefit of the most
in-demand attorneys focused on real estate finance,
at an affordable cost.
• Updates included as rules evolve
• Compliance checklists and charts
• Comprehensive background and analysis by top
industry legal experts in conjunction with MBA
in-house legal staff
Open this brochure to view a full list of our
CLICK
HERE FOR
T HE
MBA Compliance
Essentials
offerings.
Our Texas members led conversations with our federal legislators regarding the need
for secondary mortgage market reform; more oversight of ongoing implementation of
new mortgage rules; SAFE Act testing requirements; and maintaining long-term stability
of FHA.
new TMBA
MEMBERS
Advantage Credit, Inc.
Robyn DiPasquale
Jeff Woltemath
AimBank
John Carter
American State Bank
Cissy Larkin
Badger Law Office
Bruce M. Badger
Travis Badger
Robbie Osborne
Capital Plus I, LTD
Eric Donnelly
TMBA will be announcing the dates for its Advocacy Day in Austin sometime in March
2015. With the Texas Legislature going back into session in January, it is time to turn
our attention to our state-level issues. Members are strongly encouraged to attend this
meeting to give you a greater understanding of the issues our industry will be facing
in the upcoming legislative session; and to bring increased awareness of the growing
issues in the real estate finance industry to the members of the Texas Legislature.
Freedom Mortgage Corporation
Rob Porges
Audrey Shapiro
Cindy Smaney
If you are interested in joining us for TMBA’s Advocacy Day, please contact
jpowers@texasmba.com.
J. Friedman Mortgage
Janet Friedman
GEO Mortgage Services, Inc.
Edward Glassford
MI Financial, LLC
Cecil Pounds
FULL BROCHURE AND ORDER FORM.
NattyMac, LLC
Steve Landes
John Vandolah
Ian Wright, AMP, CMB
Orders received through the TMBA office will receive a “national and state member rate” at the best discount, or a “state member
only rate” well below the standard MBA non-member rate. ALL orders MUST be sent to the TMBA office to receive the special pricing
- even those that are MBA members. For more information about MBA’s Compliance Essentials - view the brochure. To order, click on
the link below or click here and return to the TMBA office via fax (512.480.8621) or email lvercher@texasmba.org
ReverseAmerica Incorporated
H. Marc Helm
Stearns Lending
Aaron Samples
as of 3/28/2014
4
13292
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
Texas Mortgage Bankers Association
TMBPAC | MISSION AND GOAL
The Texas real estate economy, and as a result, the state’s lending environment,
have not only survived the industry tribulations of the past several years, but have
continued to thrive in spite of the grim commentary on market conditions reported
throughout the remainder of the country. Bolstered by “lending-friendly” legislation,
Texas continues to be a place where companies and individuals actively seek out
economic opportunity.
Texas Mortgage Bankers Association
TMBPAC CONTRIBUTORS 2014
5000+
Brian Collins
2500+
S. Van Stewart
Susan T. Stewart
TMBPAC’s mission is to provide funds and direction for action to be taken on
legislative initiatives. Our goal is to provide funds necessary to promote candidates
who support a vibrant mortgage market, while encouraging total member involvement, through contribution from each
mortgage banker in the State of Texas. TMBPAC is focused on promoting all efforts aimed at creating a favorable lending
environment and protecting the future of the industry in the state.
Everyone has heard reference made to “the power of a collective voice”, an expression that rings particularly true in
the political arena. With every individual show of support from one of our members, our voice becomes stronger and
louder and more likely to be heard. Navigating the spectrum of political candidates and sorting through the continuous
onslaught of new legislation that will directly impact the way that we, as an industry do business, can be overwhelming.
The TMBPAC provides a way for association members to get involved in the political process in support of issues
important to his/her own livelihood.
That being said we would like to thank all our TMBPAC contributors that have giving their support in previous years and
in the current year.
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
Ian Wright, AMP, CMB
1000+
Judith A. Belanger, CMB
Thomas E. Black, Jr., AMP
Kerry Dannenberg
Tim Fisher
John Fleming
Jonathan M. Grafflin
Michael L. Kennemer
Calvin C. Mann, Jr.
Tom Miller
J. David Motley, CMB
Tom Rhodes
Ruth Ruhl
Todd Salmans
250+
100+
Ben Ansolabehere
David Baker
Michael A. Carroll
Louis Derrick
Scott Drescher
Jennifer Eggen
Frank Fiore
David E. Frase, CMB, AMP
Jason Gillespie, AMP, CMB
Marty Green
Tamara Hambright
Scott Henley
Dean Inniss
Charles E. Klein
Mike Manley
Jodie Morgan, AMP, CMB
Chad Overhauser
Cherie Pheiffer
Troy G. Rampy
John Sayre
Austin Tilghman
Thomas F. Vetters, II
Daniel Voigt
Felicia Wells
Trey Worley
Tish Ashley
Bill Baird
Peggy Baker
Rosemary E. Barbour
Joe N. Barnhart
Stephen Bertrand
Juliana Brock
P. Clayton
Amy J. Coke
Joe Collins
Marla Cooper
Stephen Crispin
Ron Crowe
Erin Dee
Denise Donoghue
Frederick M Fulcher Jr.
Robert W. Gerrard, Jr.
Chad Gomoll
David W. Green
Cara Hawkins
Scott Holtz
Adam Isbell
Anisa Johnson
Mike Johnson
Mike Klein
Renessa Knowles
Amanda Lewis
Victoria MacNaughton
Matthew S. Martin
Michael D. McAuley
Marcus T. McCue
Leonard Murray
Julie Nichols
Paul Parkinson
Kevin Polivka
Von L. Ringger
Mark D. Roberge
Mike Schmuelgen
Peter Spier
Tamara Tapman
Kathie Thomas
Joe Whitaker
Kristin M. Willoughby
500+
Rhiannon Bolen
Tracy Maynard Cole
Troy W. Garris
J. Kevin Gugenheim
Kittie Gugenheim
Michael Lima
Cari McCue
Dayna D. McElreath
Paulina S. McGrath
Vicki Murphy
James Sean O’Neill, CLBB
Mary Pirrello, AMP
Darryl Plaisance
Mark A. Raskin
Drey Roberts
R Suzanne Smith
Tom Tallent, CMB,AMP
Craig M. Vecchiola
INVESTORS
Vickie Bourassa
Yvette Dobbins
Brent Duhaime
Charles J. Ezell
Joe Farr
Jim Goodrich
Dan Hastings
Kurt Hopfe
Ken Johnson
Ruth Lopez
Kay W. Malaise
Douglas Mayers
Barbara Moffett
Dawn Pieper
Paul Pritchett
Sharron Pustejovsky
Amy Satsky
Michael Scott
Sofia Tenorio-Torres
Sara Walkowiak
Angela Watson
Rachel West
Merritt Witherspoon
as of 4/18/2014
PROTECT YOUR FUTURE, INVEST IN TMBPAC.
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
PROTECT YOUR FUTURE,
INVEST IN TMBPAC.
Responding to the market environment, most state and the federal legislatures are reacting with legislation
that will significantly effect how we do business. As always TMBA is working to protect your interests, but we
need your help. A strong TMBPAC raises our profile at the Capitol and is vital to meeting these upcoming
challenges once the Texas Legislature reconvenes. This is a fight we can’t afford to lose. We must be able to
stop or alter legislation and our PAC allows us to do that.
We need to seriously strengthen our PAC, so please take a moment to make your personal contribution to
the TMBPAC and encourage your peers, employees, company PACs and industry partners to do so as well.
I want to protect my future with my contribution of:
□ $25 □ $100 □ $250 □ $500 □ $1000 □ $2500 □ $5000 □ Other: $
Personal
Billing
Information
Payment Information
contribution amount: $
first name
last name
email address
billing address
city
Personal check (payable to TMBPAC)
Visa
state
MasterCard
AMEX
CC #
Payment
zip
expiration date
card holder name
signature
Mail check to: TMBPAC, 823 Congress Ave, Ste 220, Austin, TX 78701 or fax personal credit card payment to
512.480.8621. Online contributions can be made at www.texasmba.org/tmbpac/contribution.asp
Contributions are encouraged but voluntary and can only be accepted from individuals, sole proprietorships,
partnerships and other political action committees. No corporate checks or corporate funds of any kind are
permitted. Contributions made to the TMBPAC are neither deductible as a business expense nor as a charitable
contribution. Corporations cannot fund TMBPAC, so IT’S UP TO YOU! Help protect the mortgage industry in
Texas by making a contribution to TMBPAC TODAY!
See reverse for answers to commonly asked PAC questions.
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
SCHEDULE at a glance
Sunday | May 4
Tuesday | May 6
2:00–4:30 pm......................... Hill Country foyer
Registration
7:30 am....................... Independence ballroom foyer
Registration
5:00–6:30 pm............................Courtyard Deck
Local Hospitality Reception
7:30–8:30 am.................Independence ballroom 4-8
Breakfast with Exhibitors
6:30–9:00 pm.............................. Hill Country D
Future Leaders Texas Hold ‘em
8:30–9:30 am.................Independence ballroom 1-3
Welcome and Keynote
industry Remarks by MBA President
Monday | May 5
9:30–10:30 am...............Independence ballroom 1-2
Unthink
7:30 am–6:00 pm.Independence ballroom foyer
Registration
10:30–11:00 am.............Independence ballroom 4-8
Break with Exhibitors
8:30–9:30 am.......... Independence ballroom 1-2
Welcome and General Session
Mergers & Acquisitions
9:30–10:30 am........ Independence ballroom 1-2
CEO/President’s Roundtable
10:30–11:15 am...... Independence ballroom 1-2
Will the Real Economy Please Stand Up
11:30 am..........................Hill Country Golf Club
Golf Tournament
Registration 10:45 am, Tee-0ff 11:30 pm
12:00–5:00 pm........ Independence ballroom 4-8
Exhibitor Move-In
4:00 – 5:00...................................... Event Lawn
Tequila Tasting
5:30 – 6:30 pm................................ Event Lawn
Future Leaders & New Member Social
6:30 – 7:30 pm........ Independence ballroom 4-8
Reception with Exhibitors
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
sponsors
LUCKENBACH
LONE STAR
ALAMO
B2R Finance
11:00 am–12:00 pm.......Independence ballroom 1-3
Advocacy/Lobbying Panel
Benchmark Mortgage
12:00 pm–1:30 pm......................... Hill Country D-G
Lunch & Business Meeting
Mortgage Industry Advisory Corporation
1:45–3:00 pm.................Independence ballroom 1-2
Thriving Through the Changes
NexBank SSB
3:00–3:30 pm.................Independence ballroom 4-8
Break with Exhibitors
Radian Guaranty, Inc.
3:30–4:45 pm.................Independence ballroom 1-2
Hot Products for Today’s Market
Stearns Lending
Envoy Mortgage
Nationstar Mortgage LLC
PrimeLending
SecurityNational Mortgage Company
Stewart Lender Services
5:00–6:00 pm.................Independence ballroom 4-8
Reception with Exhibitors
Stonegate Mortgage Corporation/
NattyMac
6:30–10:00 pm................................. Windmill Plaza
President’s Reception
RIO GRANDE
Wednesday | May 7
Cendera Funding, Inc.
Comerica Bank
RUTH RUHL, PC - Attorney At Law
McGlinchey Stafford and
Youngblood & Associates, LLP
Polunsky Beitel Green, LLP
Starkey Mortgage
9:00 am................................ Fredericksburg DG
Board Meeting
Altisource Origination Services
Arch Mortgage Insurance
BB&T
Beadles, Newman & Lawler, PC
Chase
Citibank
Colonial National Mortgage
Cornerstone Home Lending, Inc.
Fidelity National Title Group
First Continental
Mortgage Company
First National Bank of Trenton
Genworth Mortgage Insurance
Gregg & Valby PC
Hometrust Mortgage Co.
Impac Mortgage Corp.
- Correspondent Lending
Mortgage Guaranty
Insurance Corporation
Pacific Union Financial LLC
Robertson Anschutz Vetters
Rocky Mountain Mortgage Company
Santander Bank, N.A.
Sente Mortgage
ServiceLink
Southwest Bank
Southwest Securities
Texas Capital Bank
United Guaranty Residential
Insurance Company
Wells Fargo Home Mortgage
GENERAL
Black, Mann & Graham, LLP
Brown, Fowler & Alsup
Capstar Lending
Cenlar FSB
CMG Financial
Community Trust Bank
MERSCORP Holdings, Inc.
Mortgage Banking Solutions
Republic State Mortgage
as of 4/18/2014
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
golf sponsors
EXHIBITORS
12
Accurate Group of Texas, LLC
17
ADFITECH
41
Advantage Credit, Inc.
31
5
Kroll Factual Data
LendingQB
Lone Star Bank S.S.B.
Altisource Origination Services
51
Mortgage Bankers Association
3
AnnieMac Home Mortgage
55
Mortgage Builder
4
Motivity Solutions, Inc.
47
BB&T
35
Beadles, Newman & Lawler, PC
39
MyAMC, LLC
30
Best Rate Referrals, LLC
11
Optimal Blue
22
Byte Software
52
PHH Mortgage
36
Cadence Bank, NA
2
Plaza Home Mortgage, Inc.
25
Capsilon
6
Premier Nationwide Lending
Certified Credit Reporting Inc
19
QuestSoft Corporation
26
ComplianceEase
53
Reverse Mortgage Solutions, Inc.
27
Corporation Service Company (CSC)
14A
12
7
8
38A
18A
CRE Credit Services
54
ReverseVision, Inc
13
Spiegel Accountancy Corporation
9
Dovenmuehle Mortgage, Inc.
14
Sterne Agee Mortgage
32
Ellie Mae, Inc
33
Stewart Lender Services
44
Essent Guaranty, Inc.
16
Supreme Lending
43
FACTiNTEL
23
Texas Veterans Land Board
34
Fannie Mae
48
The StoneHill Group, Inc.
15
First Guaranty Mortgage Corporation
1A
TrainingPro
21
First Southwest Company
18
TX Dept of Housing & Community Affairs
45
First Tennessee Bank
1
TX Dept of Savings & Mortgage Lending
40
Global DMS
20
IBC First Equity
10
IDS, Inc.
29
Weaver
24
InHouse Inc.
42
Weststar Mortgage Corporation
50
Interthinx
t
NexBank SSB
WFG Lender Services
CART CO-SPONSOR
Cove Financial
Star Warehousing Group
PRIZE/RAFFLE
Cove Financial
HOLE-IN-ONE
Accurate Group of Texas, LLC
HOLE
EverBank
CrossCheck Compliance LLC
33A
CART
Rushmore Loan Management Services LLC
49
46
Stewart Lender Services
BankRate, Inc.
Credit Plus
37/38
TOURNAMENT
Richey May & Co., LLP
28
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
eMortgage Logic, LLC
First United Bank & Trust Company
Future Leaders
Genworth Mortgage Insurance
Interthinx
Janus AMC, LLC
Middleberg Riddle Group
Rising Point Solutions L.L.C.
RUTH RUHL, PC - Attorney At Law
Sovereign Mortgage Services, Inc.
Valuation Partners
Weststar Mortgage Corporation
as of 4/29/2014
Venture Solutions, Inc.
Walz Group
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MARCH | APRIL 2014 Vol. XXII No. 2
TMBA|98th Annual
Convention
TMBA Mortgage Roundup
Registration Form
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
May 4-6 | Hyatt Regency Hill Country Resort and Spa| San Antonio, Texas
Mail registration form to TMBA, 823 Congress Ave, Ste 220, Austin, Texas 78701 or fax form to 512.480.8621
or visit www.texasmba.org/convention to register online and for more information.
Attendee Information
first name
last name
middle initial
company
To Learn More about the
Accurate Group
Visit Booth #12
title
mailing address
city
state
zip
email
phone #
fax #
Registration Fees
before April 1
after April 1
o
Member
$425
$525
o
Non-member
$625
$725
o
Member with Guest
$585
$685
o
Non-member with Guest
$785
$885
total amount
Accurate Group exists to enable and support
the success of clients, employees, investors,
partners and consumers
www.accurategroup.com
888.456.4383
© Accurate Group and/or its affiliates. All rights reserved.
Guest name:
*a guest is defined as significant other, spouse or an
immediate family member not employed by your company or any other company in the mortgage industry.
Optional Events
before April 1
after April 1
total amount
o
Golf
$175
$200
handicap
o
Future Leaders Hold-em
$25
$25
quantity
o
The Lincoln Leadership
$525
NOT AVAILABLE
o
Operations Roundtable - check if interested in more information
AdditionalTickets
qty ordering
o
Monday Reception*
$50 each
o
Tuesday Reception*
$50 each
o
President’s Reception*
$75 each
QuAlity Control
ServiceS
total amount
Advisory
ServiceS
Registration includes admission to all three receptions including guest if you purchase “with Guest” option.
*extra tickets are available for receptions, however these tickets must be purchased by a convention attendee.
CorrEsPondEnt
PlAtForM
ServiceS
Payment
o
Check enclosed (payable to TMBA)
o
AMEX
o
MC
o
Visa
CC number
card holder first name
Total amount paid:
expiration date
last name
Contact:
Altisource Origination Services
855-501-6930
Learn about our www.AdvCredit.com
new app!
clientrelations@altisource.com
*authorized signature
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
Workflow, Compliance, Service
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BUYERS ARE ON
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
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mortgage loan origination solutions.
Fast, flexible decisions on DU® Approve/Eligible and
LP® Accept/Eligible loans.
The BytePro advantage:
Workflow management
features to make your
organization hum
Comprehensive compliance
tools to help you avoid costly
mistakes
Customer-centric service to
provide you with maximum
support
Come by the booth to see how BytePro’s
unique functionality can benefit your
company.
www.bytesoftware.com
800.695.1008
A cutting-edge mobile app for Apple or Android –
get the MI tools you need in the palm of your hand!
Training that’s focused only on what’s “essential” to
your success.
Breathe easy with Encompass.
Your one-stop shop for rate quotes and eligibility.
It’s not too late to get help.
Find out why Essent is the right choice for you and your customers.
Sign up for a demo of Encompass to
get a free ATR/QM survival guide.
Karla Martinet, Regional Account Manager
972.658.1588 | karla.martinet@essent.us
© 2014 Essent Guaranty, Inc.
Two Radnor Corporate Center, 100 Matsonford Road, Radnor, PA 19087 | www.essent.us
events.elliemae.com/survival_demo
Worth Knowing.
Cadence Mortgage, a division of Cadence Bank, offers a
full range of first lien mortgage products. In addition, we
originate purchase money, home improvement, and home
equity second lien loans through lender referrals.
At Cadence, we are committed to delivering you competitive
rates and the highest quality service in the industry.
Contact us today to learn more about our loan offerings.
Debbie Lambert
Karen Drewek
Mortgage Lending Manager
First Lien Mortgages
713-552-2053
Second Lien Account Manager
Dallas / Ft. Worth Region
972-786-6500
NMLS#728962
Gretchen Rossington
Mark Bunting
Second Lien Account Manager
Austin / San Antonio Region
512-484-1860
Second Lien Account Manager
Houston Region
832-266-8290
NMLS#555982
First Guaranty Mortgage Corporation
NMLS#1006967
THE CHANGE AGENT
OF THE MORTGAGE INDUSTRY.
CAPITAL MARKETS | CORRESPONDENT | WAREHOUSE LENDING
NMLS#951243
fgmccorrespondent.com
800.296.2275
Paper and electronic document recording services
fgmcwarehouse.com
888.637.0102
www.erecording.com
(866) 652-0111
erecording@cscinfo.com
First Guaranty Mortgage Corporation is an FHA Approved Lending Institution, and is not
acting on behalf of or at the direction of HUD/FHA or the federal government. First
Guaranty Mortgage Corporation Headquarters is located at 1900 Gallows Road, Suite 800,
Tysons Corner, VA 22182 (800) 296-2275. Company NMLS ID 2917.
M O R TG AG E
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All loans subject to credit approval. Loan terms and availability subject to
www.
t e x aBank,
smb
a . or g
change. Cadence Mortgage is a Division
of Cadence
N.A.
®
EQUAL HOUSING
OPPORTUNITY
t
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www.texas mba.or g
t
MORTGAGE BANKERS ASSOCIATION
First Guaranty Mortgage Corporation, is a Virginia corporation. Information is accurate as of 2/24/2014 and is subject
to change without notice. First Guaranty Mortgage Corporation offers a variety of loan programs. Contact a First
Guaranty Mortgage Corporation representative to learn more. This should not be construed as a commitment to lend.
First Guaranty Mortgage Corporation is licensed as follows: Texas: Licensed by the Texas Department of Savings and
Mortgage Lending, Licensee No. 43786.
www.texas mor tgagel i cens i n g . o rg
17
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
Get Started Today!
Why an OPEN platform is better:
1. MANAGE the appraisal process the way you
want; Self-manage, outsource or both.
2. ACCESS all your AMC’s, appraisers and
appraisal companies nationwide.
3. NO START-UP COSTS, no long-term
contracts, no monthly minimums, no cost to
integrate, no setup costs, no upgrade fees
and no training costs.
First Guaranty Mortgage Corporation
Why lenders WANT Connexions:
1. SAVE MONEY by increasing work-flow
efficiencies.
2. ENSURE
COMPLIANCE
by
centrally
monitoring all appraisal activities.
3. CONTROL VENDORS by choosing your
relationships.
4. DATA DRIVEN DECISIONS with real-time
custom reporting.
®
THE CHANGE AGENT
OF THE MORTGAGE INDUSTRY.
CAPITAL MARKETS | CORRESPONDENT | WAREHOUSE LENDING
fgmccorrespondent.com
800.296.2275
fgmcwarehouse.com
888.637.0102
InHouse Sales
888-907-4507
www.InHouseUSA.com
ContactUs@InHouseUSA.com
First Guaranty Mortgage Corporation is an FHA Approved Lending Institution, and is not
acting on behalf of or at the direction of HUD/FHA or the federal government. First
Guaranty Mortgage Corporation Headquarters is located at 1900 Gallows Road, Suite 800,
Tysons Corner, VA 22182 (800) 296-2275. Company NMLS ID 2917.
EQUAL HOUSING
OPPORTUNITY
MORTGAGE BANKERS ASSOCIATION
First Guaranty Mortgage Corporation, is a Virginia corporation. Information is accurate as of 2/24/2014 and is subject
to change without notice. First Guaranty Mortgage Corporation offers a variety of loan programs. Contact a First
Guaranty Mortgage Corporation representative to learn more. This should not be construed as a commitment to lend.
First Guaranty Mortgage Corporation is licensed as follows: Texas: Licensed by the Texas Department of Savings and
Mortgage Lending, Licensee No. 43786.
Complete Compliance.
www.plazahomemortgage.com
ARE YOU IN NEED OF A
WAREHOUSE LINE?
EXPECT
INTERTHINX.
Our program enables mortgage bankers to fund and
inventory loans until the loan is purchased by an end
investor. We have competitive rates, excellent service
and have been in this business for over twenty years.
We warehouse residential conforming loans for
qualified mortgage bankers and offer purchase
agreements that start at $1 to $100 million with the
availability to increase on an as needed basis. We
offer a quick approval response time.
®
a SMARTER approach to risk™
™
Interthinx® is your solution for trustworthy,
high quality automated regulatory compliance. Rely on the Interthinx Compliance
team to upgrade your loan-by-loan compliance
checks – with minimal work on your end –
and help ensure complete compliance with
Dodd-Frank and the new CFPB rulemaking.
Implement an automated comprehensive
compliance process today. Call Interthinx.
800.333.4510
interthinx.com
sales@interthinx.com
©2014 Interthinx, Inc. All Rights Reserved. A Smarter Approach to Risk is a trademark of First American Financail
Corporation. Interthinx is a registered trademarks or trademark of First American Financial Corporation and/or its affiliates.
Interthinx, Inc. makes no express or implied warranty respecting the information presented and assumes no responsibility
for errors or omissions.
18
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Correspondent Lending Solutions
to Meet Your Needs
t
Program Highlights:
1. No Personal Guarantees by owners
2. No non-usage fees
3. Same day fundings
4. We fund loans in all 50 states
5. Minimal net worth required
Any loan that does not fall into your Investor
collateral guidelines, we can help. If you have any
questions, please check us out on the web at
www.starwarehousing.net or come by our booth (#5)
at the convention.
w w w .t ex a smo rt ga gelic ensing.o rg
Plaza offers a number of purchase and refinance conventional and
government loan programs. Plaza can help you provide the right
loan for your customer’s unique needs.
Conventional Fixed Rate
Conventional ARM
Conventional Interest Only Fixed Rate
USDA Rural Housing
FHA Fixed and ARM
FHA, 203(k) Streamline
VA Fixed and ARM
Reverse Mortgage
HARP Programs (DU Refi Plus, LP Relief Refi)
Visit us at booth #2
www.texas mba.or g
t
Plaza Home Mortgage, Inc. is an Equal Housing Opportunity Lender. This is not a
commitment to lend. Information is intended for mortgage professionals only and
not intended for public use or distribution. © 2014 Plaza Home Mortgage, Inc.
All rights reserved. Company NMLS #2113.
www.texas mor tgagel i cens i n g . o rg
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TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
TMBA Mortgage Roundup
MARCH | APRIL 2014 Vol. XXII No. 2
PREMIER Service, PREMIER Results,
Future Leaders
A PREMIER Company
CORPORATE
SPONSORS
O
N
LY
Partner With an Award
Winning Industry Leader
At Premier Nationwide Lending,
Our Producers Work On Their
Business, Not In It.
We Are Committed To Growth…
And We Invite You To Be A Partner.
Visit www.WhyJoinPremier.com
to learn why partnering with
Premier in 2014 will mean more
success and less stress.
R
O
O
F
I’m a WOOTEN
FUTURE LEADERS
P
LOANSBYPREMIER.COM
Facebook “f ” Logo
CMYK / .eps
Facebook “f ” Logo
The TMBA Future Leaders Program is dedicated to identifying and
cultivating the next generation of industry leaders by awarding
scholarships to the MBA Future Leaders program.
CMYK / .eps
Not Intended for Distribution to Consumers.. Programs, rates, terms and conditions subject
to change without notice. All financing subject to credit and income approval. This is not a
commitment to lend. Rates can change daily. Other restrictions may apply. Premier Nationwide Lending
is an equal housing lender. Sponsored by NTFN Inc. 2901 Dallas Parkway-Ste. 120 - Plano, TX
75093 NTFN NMLS 75333
The scholarship was developed in 1993 and has since become the
primary focus for the Future Leaders committee. Now called the
Future Leaders/James M. Wooten Scholarship, the program
was designed focus on developing leaders who will guide our
organization and our industry in the years to come.
Scholarship winners participate in a CampusMBA series which
features three hands-on, executive-level sessions geared toward
political activism; business analysis and problem solving; and
experiential learning through collaboration, networking and peer
group interaction.
Accountants + Consultants
CampusMBA’s FUTURE LEADERS
Program is an executive leadership
development program that delivers a
comprehensive curriculum for selected
middle- and senior-level managers who
have shown leadership interests and
abilities. Participants enhance their
skills through three hands-on sessions
geared toward political activism;
business analysis and problem solving;
and experiential learning through
collaboration, networking and peer group
interaction. Future Leaders has evolved
into a highly recognized program that
enhances executive skills and provides
Regulatory Compliance Solutions
an opportunity for participants to develop
Expert review, management and
implementation of new regulations that affect your
notices to borrowers in default or foreclosure.
relationships that last an entire career as
it provides networking and development
opportunities that are priceless.
Critical Document Management
Seven of the top 10 mortgage servicers rely on WALZ
to assist them with critical borrower communications.
For more updated information, visit
www.campusmba.org/futureleaders.
Certified Mail® Automation
USPS® Certified Mail® solutions and other “proof of
mailing” requirements at the individual desktop level.
HOW TO APPLY
Scholarship applications are accepted
each year by DECEMBER 1. If you are
Visit our team at Booth #33A and learn how WALZ can
help you with your critical borrower communications.
interested in applying contact the TMBA
office.
Contact WALZ Group for more information!
27398 Via Industria | Temecula, CA 92084 | 888-405-8898
solutions@walzgroup.com | www.walzgroup.com
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