Lagniappe News

Issue 7
Inside this issue
Newsletter July 2014
Lagniappe News
Used Wheels Might Be Best Deals
Buying a used car is a financially smart thing to do, experts say--even for
people who have the cash to buy whatever kind of car they want. One of
the biggest advantages of buying a used car is that you won’t suffer the
depreciation that wallops new car buyers. Even one-year-old used cars
are 20% to 30% cheaper than new cars.
Other good reasons to buy a used car include:
•
Used cars are more reliable and safer today than ever before;
•
You may be able to buy more “car” if you buy used. For example, you
may not be able to afford a new SUV, but a used one could be more in
your price range;
•
Many auto manufacturers are offering extended warranties on new
cars, which means a used car still could be under warranty;
•
More manufacturers are selling certified used cars that include warranties;
•
You easily can trace the history of a used car using the Vehicle Identification Number;
•
Depending on the age of the vehicle, we offer used-car loans at 100%
of blue book value;
•
Financing used cars has never been easier--be sure to contact Bonnie
at Fleur De Lis Federal Credit Union today.
At your convenience; 504-838-5456 ext. 209 or toll free at 1-800-2569072 ext. 209, bmichel@fdlfcu.com
FEE NOTICE: The credit union will be placing into effect an excessive withdrawal fee for all regular
share accounts. Share accounts will be allowed 3 free withdrawals per month. After 3 withdrawals,
there will be a $3 fee per withdrawal. These withdrawals include but are not limited to ACH withdrawals, ATM Withdrawals, Cash Withdrawals, and Shared Branching Withdrawals. Overdraft protection
transfers will be exempt from the monthly withdrawal count. This new fee will be implemented on
July 1st, 2014. Please feel free to contact us if you have any questions or concerns.
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PRESIDENT’S MESSAGE
FEATURED PRODUCT
Signature loan special
VISA SPECIAL
tuition loans
auto loans
UPCOMING HOLIDAYS
CONTACT INFORMATION
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Featured Product
Coming Soon
Relationship Checking
We Value Your Relationship
Want a FREE checking
account?
It’s Easy, Just Perform...
15 Or More Monthly Debit Card
Purchases
OR
Maintain a $1000.00 minimum
checking account balance for the
entire month
PLUS:
Free Overdraft Transfers From Savings
Unlimited Check Writing
Free E-Statements
Free Online Banking
Starts August 2014
* Transaction count dates are based on
the 2nd to last business day of previous month. Contact us for details.
Big Plans?
UPCOMING HOLIDAYS
We Can Help
INDEPENDENCE DAY
Closed Friday, July 4, 2014
Personal loans are, well, personal. Are you thinking of a ...
LABOR DAY
Closed Monday, September 1st
•
Remodeling Project?
•
Wedding?
•
Debt Consolidation?
•
Tax Obligation?
•
Large Household Purchase?
•
Dream Vacation?
Whatever your needs, we can help with our new Signature Loan Special.
Borrow $3000.00 and up to qualify for a special loan rate as low as 6.5%*.
Visa Special
New Low Introductory Rate
CONTACT INFO
Rates As Low As 4.9%1
www.fdlfcu.com
No Annual Fee
504-838-5456
No Fee On Balance Transfers
1-800-256-9072
Special Rate of 3.9% for Share and CD
Secured Visa Cards
Metairie
433 Metairie Road
Suite 114
Metairie, LA 70005
Fax: 504-838-5463
Downtown
1450 Poydras Street
Suite 628
New Orleans, LA 70112
Fax: 504-309-4934
Special rates through one year after signing. After that date, interest will accrue
on all remaining balances at 12.9%. Applies to new VISA applications only. Special
rates increase immediately to 12.9% if account is delinquent, or over the limit during the special rate cycle.
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Fill The Gap
With a Tuition Loan
Private schools and College tuition aren’t cheap. The price tag
keeps going up--while financial aid allotments and grant funds
keep going down.
We can fill the gap. We can help you explore private tuition
loan options when federal loans or savings don’t cover these
steep costs.
It’s Time to Get Back in the Game
Auto Loan Rates as low as 1.99%*
Your Savings Federally
insured to $250,000
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Life keeps moving, even when you’re waiting on the sidelines. Don’t miss the
good times happening right in front of you.
See us about our low auto loan rates today. *Rates based on credit approval.