link protection plus account Enjo flexible coverage

Get up to 20% off
first year premiums*
when you sign up now
Enjo
flexible coverage
at every
life stage with
PRUlink
protection
plus account
At Prudential, we understand you need the flexibility to adjust your protection needs and investment goals
at every stage of life, which is why we developed the PRUlink protection plus account. Sign up from now till
15 December 2014 and enjoy up to 20% off first year premiums*.
Discount Table A: Premium Discounts for New PRUlink protection plus account (3PA) Applications
Annualised Premium
Amount
S$1,200
and above
#
First Year Premium
Discount
Eligibility
10%
New PRUlink protection plus account (3PA)
Applications
15%
PRUsmart lady (PSL) /
PRUsmart lady II (PSL II) customer with life event
buying new PRUlink protection plus account (3PA)
20%
PRUprestige customer with new
PRUlink protection plus account (3PA)
applications paying annual premium
Discount Table B: Premium Discounts for Existing PRUlink protection plus account (3PA) /
PRUlink protection account (PPA) / PRUlink assurance account (PAA) Customers
Annualised Increase
in Premium Amount
#
First Year Increase
in Premium Discount
Eligibility
10%
All existing PRUlink protection plus account (3PA) /
PRUlink protection account (PPA) / PRUlink
assurance account (PAA) customers who opt to
increase their premiums
20%
PRUprestige Customers who increase their
premiums on an annual payment mode
S$600
and above
Terms and Conditions:
*
1.
This premium discount offer is available to customers who apply for:
•new PRUlink protection plus account (3PA) policies with a minimum annualised premium amount
of S$1,200 and/or
• an increase in premium for their existing PRUlink protection plus account (3PA), PRUlink protection
account (PPA) and/or, PRUlink assurance account (PAA) policies with a minimum annualised increase
in premium amount of S$600.
This offer is subject to the terms and conditions set out below and as set out in ‘Discount Table A:
Premium Discounts for New PRUlink protection plus account (3PA) Applications’ and ‘Discount Table B:
Premium Discounts for Existing PRUlink protection plus account (3PA) / PRUlink protection account (PPA) /
PRUlink assurance account (PAA) Customers’.
2.
#
A customer to whom an eligibility criteria in the Discount Tables applies, and who purchases a new
PRUlink protection plus account (3PA) plan or increases the premium of an existing PRUlink protection
plus account (3PA), PRUlink protection account (PPA) and/or PRUlink assurance account (PAA) plan during
the Promotion period, will receive the applicable premium discount as reflected in the Discount Tables, for
one year from the date of inception or date of increase in premium, for the relevant plan(s).
3.
#
4.
#
5.
#
6.
This Promotion is not applicable to the purchase of new, or top-ups for existing, Enhanced
Accumulator Option (Lump Sum / Regular) plan and all other investment-linked plans not stated in
the Discount Tables.
7.
Premium discounts cannot be transferred between policies.
8.
Any discounted premium amount(s) shall apply only to the policy(ies) signed up for, or for which increase
in premiums are applied for, under this Promotion.
9.
The Promotion is applicable to all premium payment modes (monthly, quarterly, bi-annual and annual).
For PRUprestige customers to enjoy their PRUprestige discounts as per the Discount Table, premiums
have to be paid annually.
The premium discount offer in Discount Table B is on the amount of premium increase and NOT on the
total premium (i.e. original premium plus increase in premium).
Supplementary Benefits attached to policies eligible for this promotion will also enjoy the one year
of premium discount stated in the Discount Tables. “Supplementary Benefits” include Crisis Waiver III,
Early Stage Crisis Waiver, Payer Security III, PRUsmart lady II, Maternity Risk Cover II, Comprehensive
Personal Accident III, Medical Reimbursement III, Weekly Income III, Fracture Care PA, Disability
Provider III, Crisis Cover Kids, Medical Cash, Early Stage Disability and PRUmultiple crisis cover.
Crisis Cover Provider III and Early Crisis Cover Provider are unit deducting Supplementary Benefits. When
attached to a PRUlink protection plus account (3PA), PRUlink protection account (PPA) and/or PRUlink
assurance account (PAA) plan, Crisis Cover Provider III and Early Crisis Cover Provider will receive a discount
based on the first year premium discount of the basic plan and not that of the supplementary benefit.
10. To qualify for this Promotion, applications must be received by Prudential Assurance Company Singapore
(Pte) Limited (“Prudential”) between 1 October 2014 and 15 December 2014 and the policies must be
incepted by 31 December 2014 (“Promotion period”).
11. For policies that are cancelled within the 14-day free-look period, the amount refunded will be based
on premiums paid less medical fees incurred (if any) in assessing the risk under the policy. We will
use a premium refund formula as determined by us, to work out the amount to be refunded to you.
As your policy is an investment-linked life policy, we will, in determining the amount that is payable
to you, additionally be entitled to adjust the amount to reflect the change in market value of the
underlying assets.
12. Prudential reserves the right to vary the terms and conditions of this Promotion without any notice.
13. The terms and conditions of this Promotion shall be subject to the interpretation of Prudential.
14. All decisions made by Prudential with regard to this Promotion shall be final.
Important Note:
Buying a life insurance policy is a long-term commitment. An early termination of the policy usually
involves high costs and the surrender value payable (if any) may be less than the total premiums paid.
Buying health insurance products that are not suitable for you may impact your ability to finance
your future healthcare needs. Premiums are not guaranteed and may be adjusted based on future
claims experience. Investment products are subject to investment risks including the possible loss of
the principal amount invested. The value of the units and the income accruing to the units (if any)
may fall or rise. You are recommended to seek advice from a qualified Prudential Financial Consultant
for a financial analysis before purchasing a policy suitable to meet your needs. This information is
for reference only and is not a contract of insurance. Please refer to the exact terms and conditions,
specific details and exclusions applicable to these insurance products in the policy documents that can
be obtained from your Prudential Financial Consultant. Information is correct as at 9 October 2014.
Prudential Assurance Company Singapore (Pte) Limited
(Reg. No. 199002477Z)
30 Cecil Street #30-01 Prudential Tower
Singapore 049712
Tel: 1800 333 0 333 Fax: 6734 6953
Part of Prudential plc