HEALTH INSURANCE VOLUNTARY LIFE INSURANCE EMPLOYEE ASSISTANCE PROGRAM

Transcription

HEALTH INSURANCE VOLUNTARY LIFE INSURANCE EMPLOYEE ASSISTANCE PROGRAM
Benefits-at-a-glance
HEALTH INSURANCE
VOLUNTARY LIFE INSURANCE
EMPLOYEE ASSISTANCE PROGRAM
We believe in providing our
employees with tools and
resources to obtain the greatest
value in their health plan. Our plans
are competitively priced; a single
participant could spend as little
as $5 a week on a comprehensive
health insurance program. Trilogy
offers two health plans to all full
time employees.
• Choice Plus Plan with HSA
(Health Savings Account)
• Choice Plus Plan Traditional
Purchase coverage for yourself,
your spouse, and/or your
dependent. Voluntary life insurance
is available to full and part time
employees.
• Up to $250,000 guaranteed
issue for new hires
• Purchase 50% of your
optional life election up to
$50,000 max for your spouse
• $10,000 for each child at the
total cost of $.32 per
paycheck regardless of the
number of children covered
Provides employees and their
immediate family members
with confidential professional
counseling, education and referral
services
• Counseling services providing
personal support for a wide
range of issues, helping
employees lead a happier more
productive life
• Free 60 minute consultations
with attorneys for legal matters
or financial counselors for money
management assistance
DENTAL
BASIC LIFE INSURANCE
HEALTH SAVINGS ACCOUNT
Provided by Delta Dental of
Kentucky the dental provide
provides a $1500 annual benefit
per person, covering preventive
services at 100%. All full and part
time employees are eligible to
participate in the dental plan.
• Basic plan for preventive and minor services.
• Full-time Employees receive orthodontia benefits for dependent children
Trilogy provides a company paid
life insurance benefit for full-time
employees
• Department Heads receive a benefit at one-times base annual pay
• All other Health Campus full-time staff receive a $15,000 policy
• Accidental death and
dismemberment benefits
also included
An HSA works with an individual’s
health benefits to help plan, save,
and pay for health care.
• Must be paired with the Choice
Plus Plan with HSA
• Employees may make pre-tax
contributions to their HSA
• Trilogy provides an employer match and contribution of up to
$900 or $1500 per year
• Unused funds rollover each year!
VISION
SHORT-TERM DISABILITY
FLEXIBLE SPENDING ACCOUNTS
Trilogy’s vision insurance is
sponsored by Anthem.
Benefits include:
• Coverage for eye exams
• Glasses, contact lenses and
other eye care
Full and part-time employees are
eligible to enroll in a short term
disability program offering income
protection for leaves of absence
• Benefit 60% of your weekly income up to a maximum
of $750
• Benefits payable up to 24 weeks
•
•
401(K) SAVINGS PROGRAM
LONG-TERM DISABILITY
Trilogy provides a retirement
savings program through John
Hancock for all full and part time
employees.
• Employees may save a
percentage of your pay on
a pre-tax basis
• Plan provides a wide array
of investment options
• Tools and resources available
for retirement and financial
planning
Full and part time employees are
eligible to enroll in a long term
disability program that continues
income protection for leaves that
extend beyond six months
• Benefit of 60% of pre disability earnings limited to
$10,000 a month
• Begins on the 181st calendar
day of absence and may last up
to five years for accident
or illness
Health Care FSA – You may
contribute up to $2,500
to pay for eligible health
care expenses not covered
by insurance. Employee
cannot be enrolled in a
Health Savings Account
Dependent Care FSA –
You may contribute from
$100 to $5,000 to pay for
dependent care expenses
NOTE: This is only a summary. It is not an employment contract. The benefit plans are governed by separate
plan documents. If there is ever a discrepancy between this summary and the actual plan documents, the plan
documents will take precedence.