BDO Peso-Denominated Unit Investment Trust Funds (UITFs) BALANCED

BDO Peso-Denominated Unit Investment Trust Funds (UITFs)
Comparative Grid of UITFs for Investors with Balanced and Aggressive Risk Profiles
CLIENT RISK PROFILE
PRODUCT NAME
BALANCED
AGGRESSIVE
BDO Peso Balanced Fund
BDO Equity Fund
BDO Sustainable Dividend Fund
BDO Focused Equity Fund
FUND TYPE
Balanced Fund
Equity Fund
Equity Fund
Equity Fund
INVESTMENT OBJECTIVE
Capital Growth
Capital Growth
Capital Growth
Capital Growth
MINIMUM INVESTMENT /
ADDITIONAL PARTICIPATION
PHP 10,000
PHP 10,000
PHP 10,000
PHP 10,000
RECOMMENDED INVESTMENT
TIME HORIZON
More than three (3) years
More than three (3) years
More than three (3) years
More than three (3) years
Fixed income
securities and stocks
Diversified portfolio
of stocks
Portfolio of stocks with history of
sustainable dividend yields
Concentrated portfolio of stocks
(8 - 15 stocks)
Average of the Philippine Stock
Exchange Composite Index
(PSEi) and the 91-day T-Bill rate
Philippine Stock
Exchange Composite Index
(PSEi)
Philippine Stock
Exchange Composite Index
(PSEi)
Philippine Stock
Exchange Composite Index
(PSEi)
1.00% p.a.
1.00% p.a.
1.25% p.a.
1.50% p.a.
30 calendar days
30 calendar days
30 calendar days
30 calendar days
0.50%
of original participation amount
1.00%
of original participation amount
1.00%
of original participation amount
1.00%
of original participation amount
Up to 12:00 nn
Any banking day
Up to 12:00 nn
Any banking day
Up to 12:00 nn
Any banking day
Up to 12:00 nn
Any banking day
SETTLEMENT PERIOD
4 banking days
After notice of redemption is
received
4 banking days
After notice of redemption is
received
4 banking days
After notice of redemption is
received
4 banking days
After notice of redemption is
received
NAVPU AVAILABILITY
7:00 p.m.
Every banking day
7:00 p.m.
Every banking day
7:00 p.m.
Every banking day
7:00 p.m.
Every banking day
INVESTMENT OUTLETS
BENCHMARK
TRUST FEE
MINIMUM HOLDING PERIOD
EARLY REDEMPTION FEE
DEALING PERIOD
DISCLAIMER: The UITFs are not deposit accounts but trust products. Participations in UITFs do not guarantee a rate of return and are not covered by the Philippine Deposit Insurance Corporation (PDIC). BDO UITFs are likewise
not guaranteed by BDO. Investments or participations in the UITFs are subject to risks and possible losses of principal. The value of the investments can go up or down and, upon redemption, may be worth more or worth less
than the original amounts invested. BDO-Trust is not liable for such losses, which are for the sole account of the participants/trustors. Thus, it is important that the investors always consider if these Funds are aligned with their
financial goals, investment horizon and risk appetite. The UITFs are charged for custodianship fees, financial service providers’ fees and third-party audit fees whose sum total does not exceed 0.10% of each of the Funds’
volumes. For more information, kindly call (02) 840-7000 locals 4265 / 4244 / 4035 / 7032.
page 1 of 2
BDO Peso-Denominated Unit Investment Trust Funds (UITFs)
Comparative Grid of UITFs for Investors with Moderate Risk Profiles
MODERATE
CLIENT RISK PROFILE
PRODUCT NAME
BDO Peso Money Market Fund
BDO GS Fund
BDO Peso Fixed Income Fund
FUND TYPE
Money Market Fund
Medium-Term Bond Fund
Medium-Term Bond Fund
INVESTMENT OBJECTIVE
Capital Preservation
Income and Capital Preservation
Income and Capital Preservation
MINIMUM INVESTMENT /
ADDITIONAL PARTICIPATION
PHP 100,000
PHP 100,000
PHP 10,000
RECOMMENDED INVESTMENT
TIME HORIZON
At least six (6) months
At least three (3) years
At least three (3) years
Time deposits, SDAs and low risk
short-term fixed income securities
Government securities
Short to long-term bonds and
similar fixed income securities
less than 1
1 to 5
1 to 5
91-day T-Bill rate
HSBC 1-5 Yr Bond Index
HSBC 1-5 Yr Bond Index
0.50% p.a.
1.00% p.a.
1.00% p.a.
MINIMUM HOLDING PERIOD
None
30 calendar days
30 calendar days
EARLY REDEMPTION FEE
None
0.50%
of original participation amount
0.50%
of original participation amount
Up to 11:30 a.m.
Any banking day
Up to 12:00 nn
Any banking day
Up to 12:00 nn
Any banking day
SETTLEMENT PERIOD
After 4:00 p.m.
Same banking day
the notice of redemption is received
1 banking day
After notice of redemption is
received
1 banking day
After notice of redemption is
received
NAVPU AVAILABILITY
4:00 p.m.
Every banking day
7:00 p.m.
Every banking day
7:00 p.m.
Every banking day
INVESTMENT OUTLETS
MODIFIED DURATION* POLICY
BENCHMARK
TRUST FEE
DEALING PERIOD
* Modified Duration measures the percentage change in NAVPU for a given percentage change in interest rates. The higher the duration, the more the NAVPU will fluctuate in relation to changes in interest rates. For example, if the modified duration of the Fund is 3, the NAVPU will increase
(decrease) by 3% for every 1% decrease (increase) in interest rates.
DISCLAIMER: The UITFs are not deposit accounts but trust products. Participations in UITFs do not guarantee a rate of return and are not covered by the Philippine Deposit Insurance Corporation (PDIC). BDO UITFs are likewise not guaranteed by BDO. Investments or participations in the
UITFs are subject to risks and possible losses of principal. The value of the investments can go up or down and, upon redemption, may be worth more or worth less than the original amounts invested. BDO-Trust is not liable for such losses, which are for the sole account of the participants/trustors.
Thus, it is important that the investors always consider if these Funds are aligned with their financial goals, investment horizon and risk appetite. The UITFs are charged for custodianship fees, financial service providers’ fees and third-party audit fees whose sum total does not exceed 0.10% of
each of the Funds’ volumes. For more information, kindly call (02) 840-7000 locals 4265 / 4244 / 4035 / 7032.
page 2 of 2