Travel Insurance Flyer

SUMMARY OF GROUP TRAVEL
INSURANCE FOR
AUSTRALIAN
CANOEING
2014/2015
INTRODUCTION
V-Insurance Group are the insurance brokers for Australian
Canoeing. V-Insurance has worked with Australian Canoeing to
provide travel insurance for Australian Canoeing. This brochure is a
summary of the cover arranged. Should an insured individual
require additional cover then you must contact V-Insurance.
WHO IS INSURED?
Authorised members, officials, employees, directors, coaches and
their accompanying spouses and / or partners and dependent
children whilst engaged in *authorised travel.
*authorised travel means approved by Australian Canoeing.
EXTENSIONS
Please refer to the Policy Wording for a full list of extensions via the
Travel Policy. The main policy extensions effecting Australian
Canoeing members are as follows;
• Associated holiday travel for approved registered athletes,
authorised coaches, team managers and staff.
• Cover for accompanying partners and family is included,
subject to approval by Australian Canoeing.
EXCLUSIONS
Please refer to the Policy Wording for a full list of exclusions via the
Travel Policy. The main exclusion effecting Australian Canoeing
members are as follows;
• Pre-Existing Medical Condition
The insurer not be liable for any expenses incurred where a Journey
is undertaken against the advice of a Doctor or when the Covered
Person is unfit to travel or if the purpose of the Journey is for the
Covered Person to seek medical attention for a pre-existing
medical condition.
HOW TO MAKE A CLAIM?
In the event that you need to make a claim.
• Notify your team manager (if appropriate) of the loss
immediately. Members not participating in a team should
contact the Emergency Assistance Company working for and
on behalf of the insurer (ACE Assistance) on +61 2 8907 5995.
Reverse charge calls will be accepted.
• All incidents of theft or disappearance of property must be
reported to the local police within 24 hours.
• Make a note of the circumstances at the time and list all the
items that are missing, this will help you when you when you fill
in the claim form.
• Notify Australian Canoeing and V-Insurance as soon as possible.
A Claim form will be sent out which must be completed.
ACE ASSISTANCE
24 HOUR EMERGENCY PHONE NUMBER
Should you require emergency assistance whilst
travelling for any matter including medical admission
or guarantees, please call ACE Assistance anywhere in
the world 24 hours a day on
Telephone
Country Code
+61
Area Code
2
Number
8907 5995
Quote policy number: 01PP529737
For non urgent matters or enquiries please
call 02 9335 3355 or 1800 688 640
• Age Limit
Personal injury cover is limited for travelling members over 75
INSURER
The insurer of this group travel insurance policy is ACE Insurance
Limited, 28-34 O’Connell Street, Sydney NSW 2000.
CONTINUED OVERLEAF
Call 1300 945 547 or +61 2 8599 8660
Fax +61 2 8599 8661
✆Address
Level 4, 179 Elizabeth Street, Sydney NSW 2000
Email sports@vinsurancegroup.com
www.vinsurancegroup.com
TRAVEL INSURANCE MAXIMUM BENEFITS
Death & Capital Benefits
$250,000
Death Benefit (all dependent children)
$ 25,000
Weekly Loss of Income: Accident
- 85% of income up to (7 Day Excess, 156 weeks)
$ 500
Bodily Injury Resulting in Surgery
$20,000
Fractured Bones – Lump Sum Benefits
$3,000
Loss of Teeth or Dental Procedures
– Lump Sum Benefits
$1,000
Medical Expenses including Additional Expenses
Unlimited
ENQUIRIES?
Should you have any enquiries about this insurance
program please contact V-Insurance Group Pty Ltd;
Level 4, 179 Elizabeth Street, SYDNEY NSW 2000
Phone: (02) 8599 8660 or local call cost only 1300 945 547
Fax: (02) 8599 8661
Email: sports@vinsurancegroup.com
www.vinsurancegroup.com
V-Insurance Group Pty Ltd,
Corporate Authorised Representative of Willis
ABN: 67 160 126 509 ARN: 432898 AFSL: 240600
Limited to $250,000 with a $250excess applicable
IMPORTANT NOTES
to each and every claim whilst a Covered Person is
involved in the participation in or training for any
Canoeing activities.
Cancellation/Curtailment Expenses
Unlimited
Limited to $250,000 with a $250 excess applicable
to each and every claim whilst a Covered Person is
involved in the participation in or training for any
Canoeing activities.
Continuous Worldwide Bed Confinement
$100 per day
(Maximum 60 days)
Loss of Deposits
$ 20,000
Baggage, Business Property (Limit $2,500 any one item):
$ 20,000
Note:There is no benefit payable for any article or
item of sporting equipment whilst it is in use.
- Money/Travel Documents
$ 5,000
- Electronic Equipment ($250 excess)
$ 10,000
- Deprivation of Baggage
$ 3,000
Hire Car refund of Excess Following Collision or Theft
$ 5,000
Alternative Employee Expenses
$ 20,000
Evacuation Expenses
$ 25,000
Search & Rescue Expenses (Maximum $100,000)
$20,000pp
Extra Territorial Workers Compensation
- Common Law
$1,000,000
- Weekly Benefit
$1,000
- Limit of Liability per any one period of insurance
$1,000,000
Kidnap, Ransom and Personal Extortion
$ 250,000
Hijack & Detention
$30,000
Missed Transport Connection
$10,000
Over Booked Flight
$2,500
Personal Liability (per person)
$ 5,000,000
# There is no coverage under the Travel Insurance Personal Liability cover whilst a
Insured Person is involved in the participation in or training for any canoeing activities.
This exposure is covered under the Public Liability policy for Australian Canoeing.
www.vinsurancegroup.com
1) Cover under this policy only applies for authorised
travel. Please contact Australian Canoeing to find
out if your travel is authorised.
2) This information is only a summary of the cover
provided. The policy with full conditions is held by
Australian Canoeing, please contact Australia
Canoeing for a copy.
3) This insurance program’s policy period is 30th
June 2014 to 30th June 2015.
4) Australian Canoeing is not and does not
represent itself as a licensed insurance broker by
endorsing the products outlined in this brochure.
5) Please contact V-Insurance Group if you require
additional cover to that covered in the policy.