January/February 2015

Transcription

January/February 2015
community
community
January/February 2015
TRAVEL – HEALTH – FOOD – FINANCE
ZIONS BANK
TRAVEL – HEALTH – FOOD – FINANCE
community
ZIONS BANK
STUNNING
VIEWPOINTS
Jackson’s Chuck Wagon
Dinner Shows
Wild Works of Art
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STUNNING 42
VIEWPOINTS
features
16
19
22
25
28
48
Students ‘Get
Smart About
Credit’
Wild Works
of Art
Food, Laughs
and Music
Don’t Hold
Your Breath
Manti, Utah
History in the Making
Indie
Bookstores
National Museum
of Wildlife Art
Jackson’s Chuck
Wagon Dinner
Shows
Be Part of the
Pollution Solution
Palisade
State Park
A Rare Breed
Community Magazine
7
35
the basics
12 Editor’s Note
Rob Brough
75 Dining and Leisure Guide
80 The Last Word
Scott Anderson
people
53 American Lung Association
Fighting to Save Lives One Breath at a Time
56 Jayne Sorrels
A Life of Service
58 John Resor
In Pursuit of Excellence
60 Geraldine’s Bake Shoppe and Deli
62 RAM Company
64 Clark Hinckley
Author Defends Christopher Columbus
66 Most Powerful Women in Banking
Zions’ Women Among Nation’s Top Teams
things you need to know
38 Powerhouses Headline Trade and Business Conference
Inaugural Event Held in Boise
68 Condotel Mortgages
Niche Loans for Niche Vacation Properties
70 Private Banking
Helping High-net-worth Clients Utilize
and Preserve Their Wealth
72 Special Assessment Bonds
8
An Effective Finance Vehicle for Communities
January/February 2015
28
22
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community
ZIONS BANK
TRAVEL – HEALTH – FOOD – FINANCE
community
community
ZIONS BANK
®
TRAVEL – HEALTH – FOOD – FINANCE
BANK
Three-time WPA MaggieZIONS
Award
Winner “Best
Corporate or In-House Magazine”
TRAVEL – HEALTH – FOOD – FINANCE
Three-time
Best of State Publication Winner
Four-time
Golden Spike Winner
community
ZIONS BANK
Zions Bank Community magazine is a
publication for our clients in Idaho,
Utah and Wyoming.
Editor-in-Chief
Rob Brough
rob.brough@zionsbank.com
Publisher
Brandon Ellis
bellis@luminpublishing.com
Managing Editor
Julie M. Bradford
julie.bradford@zionsbank.com
Senior Editor
Gail Newbold
gnewbold@luminpublishing.com
Art Director
Kevin Kiernan
For address changes call Zions Bank
Customer Service at 1-800-974-8800.
Published for Zions Bank by
Lumin Publishing, Inc.
6015 W. Oakshade Lane
West Jordan, UT 84081
801-417-3000
© 2015 Zions Bank. All rights reserved.
Community is a registered trademark
of Zions Bank.
Articles are offered for informational purposes only
and should not be construed as tax, legal, financial
or business advice. Please contact a professional
about your specific needs and advice.
Community magazine may contain trademarks or trade
names owned by parties who are not affiliated with
Zions Bank. Use of such marks does not imply any
sponsorship by or affiliation with third parties, and
Zions Bank does not claim any ownership of or make
representations about products and services offered
under or associated with such marks.
editor’s note
Rob Brough enjoys the view from
the 26th-floor observation deck
of the LDS Church Office Building
in Salt Lake City.
I’m not afraid of heights. At least I thought that was true until a recent
experience in Zion National Park in Southern Utah.
As evidence of my long-held belief that I was not
impacted by acrophobia, I have stood at the top of a
number of “high” places. One of these was the tallest
manmade monument in the Western Hemisphere, the
630-foot Gateway Arch in St. Louis. From the narrow
observation deck at the arch’s apex you can see up to 30
miles in either direction.
I have travelled by funicular in Switzerland to the
Harder Kulm, Interlaken’s home mountain, where I stood
on the extended lookout platform 735 meters above the
town. From the edge of the platform the views of Eiger,
Mönch and Jungfrau, as well as Lake Thun and Lake
Brienz, were spectacular.
I have been to the top of the Empire State Building
in New York City, the Sears Tower in Chicago and the
Space Needle in Seattle. I have ridden every high-flying
roller coaster and thrill ride in Disneyland, Disneyworld,
Universal Studios, Six Flags and Lagoon.
I think I’ve made my point. Heights have not been a
concern for me.
However, early on a recent Saturday morning, two
of my brothers and I started the 5-mile hike to Angels
Landing in Zion National Park.
12 January/February 2015
Beginning at the Grotto Trailhead at about 5:30 a.m.
with headlamps on, we crossed the hiker’s bridge over
the Virgin River in the dark and began our ascent up the
West Rim Trail. Just before entering Refrigerator Canyon
the sun began to light up the beautiful red rock walls. We
took a brief break to catch our breath and capture a few
photos of the breathtaking view.
The hike through Refrigerator Canyon was less
strenuous than the trail and a welcome relief before
arriving at Walter’s Wiggles — a set of switchbacks that
takes the trail all the way up to the top of the ridge above
the canyon. Once at the top, we were standing at Scout’s
Lookout where I got my first glimpse at Angels Landing.
The first thing that caught my eye was the sign
featuring a stick figure falling to his death off the 1,500foot cliff. Naturally I had to read the sign. The first line
read, “Since 2004, six people have died falling from the
cliffs on this route.” Someone needs to work on their
marketing skills if that is intended to motivate hikers to
continue their climb!
I then looked up the landing and noticed the poles
and chains affixed to the rocks to assist climbers on their
journey. Piece of cake, I thought. However, less than
halfway up the initial section of chains a feeling of panic
like I had never before experienced washed over me.
Perhaps it was the realization that there was nothing but
sand-covered rocks and scattered foliage between me and
a 1,500-foot fall to my death.
I tried to convince myself to press on, but instead found
myself clinging tightly to the chains without moving.
Ashamed, I waved my brothers on and told them I was
turning back and would wait for them at Scout’s Lookout.
As I swallowed my pride, I enjoyed the spectacular
views of Zion Canyon on the sure footing of the lookout
while waiting for my brothers to return. It was then that
I realized I really am not afraid of heights. It’s the idea of
falling from them that scares me.
In this issue of Community, photographer Kevin
Kiernan explores some of the region’s best viewpoints.
These lookouts may challenge those with weak knees, but
I don’t believe any of them greet visitors with a warning
label similar to Angels Landing.
We really do live in a spectacularly beautiful part of the
country. Enjoy the view!
Rob Brough
Executive Vice President
Corporate Marketing and Communications
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14 January/February 2015
In the Community
Students ‘Get Smart About Credit’
Students in Woods Cross High School’s Latinos in Action program wear graduation caps after learning to save for college in honor of Get Smart About Credit Day.
Zions Bank Diverse Markets Vice President Jaime
Alonso celebrated national Get Smart About Credit
Day by teaching Latino students at Woods Cross
High School how to pay for college while avoiding too
much debt.
Jaime Alonso
Students in the school’s Latinos in Action class wore
mortarboards with tips written on them as part of Alonso’s
hands-on presentation. Tips included filling out the Free
Application for Federal Student Aid, researching scholarships
online and how to borrow money the smart way.
Alonso and nearly 50 other Zions Bank employees
educated thousands of Utah and Idaho high school
students in fall 2014 in honor of national Get Smart
About Credit Day.
Students learned about a range of topics including how
to protect their identities and build up their credit scores.
Employees teach around 7,000 students each year.
By Elizabeth Neff
16 January/February 2015
Photos courtesy of Zions Bank
Providing Personal Attention to Diverse Communities
Zions Bank is proud to celebrate the 10th anniversary of our Diverse Markets group,
serving ethnically diverse businesses and consumers in Utah and Idaho.
Diverse Markets customers gain high-touch service from bankers who understand their industry,
respect their culture and speak their native language. Our bankers spend time getting to know
each organization and then offer thoughtful solutions to meet its unique financial needs.
We are passionate about the growth of our communities and wish to thank
our wonderful clients for trusting us on their path to success.
Follow us on
zionsbank.com®
Member FDIC
National Museum of Wildlife Art
Wild Works of Art
It’s the early 1990s. Grand Teton National Park is as
spectacular as ever. So is the National Elk Refuge
on the road heading to the park. The Rising Sage
campground is on that same road, but it’s abandoned
and not so spectacular.
By Kris Millgate
Photos courtesy of
National Museum of Wildlife Art
Community Magazine 19
Plein Air Painting at the
National Museum of
Wildlife Art
Fast forward to
1994 and beyond. A
building resembling
an attractive Scottish
castle covers the site of
the old campground.
In later years, the
hillside is dotted with
sculptures of bison, elk
and eagles. Passersby
are drawn up the
hill for a peek inside
the castle. That is, as
soon as they can get
past that herd of deer
crossing the street in
front of their car.
“It is a strategic location,” says James McNutt,
president and CEO of National Museum of Wildlife
Art. “We are on the butte across from the National Elk
Refuge. We see coyotes, wolves, bison, elk and deer.”
Its prime location adds to the success of the National
Museum of Wildlife Art. The wildlife outside the
museum is recreated as art inside the museum, and the
combination draws a crowd. Annually, more than 75,000
people visit the museum (www.wildlifeart.org). They
come from all over the world, making the museum the
No. 1 rated attraction in Jackson Hole, Wyoming, on
TripAdvisor.com.
“The real advantage is we’re in one of the very few
places in North America where there are plenty of wild
animals for people to see all the time,” McNutt says.
20 January/February 2015
“That’s why people come here. We are in a great place
to tell the story. They can see the art, engage with it and
then also see the wild animals that are the subject matter
of the art.”
The museum’s unique wildlife focus earned it a
congressional designation as a national museum in 2008.
Its collection includes more than 5,000 items dating back
to 2500 B.C. through the present.
“What we do is point out that artists have been
depicting these animals for thousands of years,” McNutt
says. “People have always had a fascination with animals.”
The art takes shape in the form of beautiful sculptures,
stunning photographs and elegant paintings created by
well-known artists of every medium. Some of the more
popular pieces in the museum’s collection are shipped
around the country on loan to other museums.
“Our artists are in many other museums, but none are
collections focused on art that depicts wildlife like our
collections,” McNutt says.
Visitors can add eating to their experience by dining
in the museum’s restaurant, Rising Sage, named after the
old campground. Museum admission of $12 for adults
and $6 for children does not apply to the restaurant, so
hungry guests can still dine even if they don’t have time
to browse the art. Rising Sage offers everything from
salads and wraps to fish tacos and bison burgers plus a
“small appetites” menu for children.
“Restaurants are always a great convenience for
visitors,” McNutt says. “We are out of town a few miles,
and offering food makes it nice for visitors to stop for a
bite to eat.”
Jackson’s Chuck Wagon Dinner Shows
Bar T-5
Food,Laughs
and Music
You could mosey over to your favorite restaurant, saunter in and enjoy
a lovely dinner. Or … you could step inside an authentic horse-drawn
covered wagon and ride 20 minutes through the pine-studded BridgerTeton National Forest with cowboys and Indians whooping and hollering
around the wagon train at high speed.
By Gail Newbold
Photos courtesy of
Bar T-5 and Bar J
22 January/February 2015
Bar J
When the beautiful Percheron and Belgian draft
horses come to a halt, you could exit the wagon and
sit under a covered pavilion surrounded by 3.4 million
acres of wilderness, greeted warmly by members of the
Warburton family who own this Jackson, Wyoming,
chuck wagon dinner show they call the Bar T-5. Then,
instead of engaging in dull conversation at a table inside
a restaurant, you could be sitting at a long picnic table
chatting with the couple you just met from Wales or the
nice folks from Australia.
Finally, you could eat your fill of chicken, roast beef,
baked beans, salad, corn and blonde brownies, then
alternately laugh at the silly cowboy jokes and listen in
awe to the nimble-fingered fiddler adding to the guitars
and the harmony of the Bar T-5 Band. You could find
yourself drawn into this western adventure, maybe even
ending up as part of the show.
Ho-hum supper inside four walls or authentic Western
cookout and show in Mother Nature? Not a tough decision.
A Family Affair
Bar T-5
Bar T-5 Covered Wagon Cookout and Show
(Located about 1.5 miles southeast of downtown Jackson)
National Elk Refuge Sleigh Rides
Teton Wagon Train and Horse Adventure
P.O. Box 3415
Jackson, WY 83001
www.bart5.com
307-733-5386
Bar J Chuckwagon
(Located seven minutes from Jackson)
4200 W. Bar J Chuckwagon Road
Wilson, WY 83014
www.barjchuckwagon.com
800-905-2275
Jeff and Cindy Warburton met and fell in love while
working for the previous owner of both the Bar T-5
Covered Wagon Cookout and the Teton Wagon Train
and Horse Adventure — the latter being a four-day,
three-night camping adventure. Jeff and his brother Chris
were offered the chance to buy the trip portion of the
business in 1997.
Ten years later, they purchased the Bar T-5, bringing
the dinner show and wagon train trip together under one
company. Along with Jeff and Cindy, show emcee Chris
and wife Audra, this is truly a family affair, with the
children of both couples also working for the company.
The “fun” doesn’t end for this hardworking family when
the chuck wagon dinner season winds down. Their mode
of transportation switches from covered wagons to horsedrawn sleighs that glide onto the National Elk Refuge
carrying visitors to see the thousands of elk who make it
their winter home. Jeff and Chris are excited to carry on
and share this unique tradition of horse-drawn travel.
Bar J Chuckwagon
Bar J
Hear the Bar J
Wranglers perforn
in our iPad app.
Download Zions
Bank Community
on iTunes.
Evening Adventure
From mid-May through September, Monday through
Saturday, the Warburtons replay this evening adventure
for flocks of local and international visitors. Our group
joined in on the last day of the fall season when the air
was crisp and the leaves brilliant — an excellent time
to visit Jackson with fewer crowds and lower rates. We
stayed at the Lexington Hotel, just a block and a half
from Jackson’s historic Town Square, with reasonable
rates, oversized rooms and a free breakfast buffet.
It would be hard to say which was more fun — the
picturesque horse-drawn wagon ride into the forest, the
dinner show or the international guest roster.
According to Cindy Warburton, one of the owners,
“Our 20-minute wagon ride is a really unique experience,
and our Dutch oven dinner is all you can eat and we
mean all you can eat! The menu is about the same as it
was when it started 41 years ago. You find something
that works and you stick with it.”
There’s no shoot-em-up wagon ride before Bar J
Chuckwagon’s dinner show, but that doesn’t mean
there’s less fun.
The Bar J is a much bigger operation than the Bar T-5,
with a seating capacity of 750 and a professional show
that’s an exuberant mix of stand-up comedy and cowboy
music performed by the Bar J Wranglers from Jackson
Hole. The Wranglers perform nationwide and have
appeared with western singing sensations such as Roy
Rogers, Randy Travis, Sons of the Pioneers and others.
The group has a long list of recordings available for
purchase on Bar J’s website.
Founded by Babe Humphrey in 1977, the Bar J Ranch
and Bar J Wranglers offer a western experience that
families can enjoy. Humphrey’s sons, Scott and Bryan,
are determined to ensure that family values and western
hospitality are preserved.
Open Memorial Day weekend through the last
Saturday in September, the Bar J’s dinner menu offers a
choice of steak, barbecue beef, chicken or pork ribs with
baked potatoes, baked beans, biscuits, applesauce and
spice cake.
Bar T-5
Community Magazine 23
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l
t
e
s
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s
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t
j
f
his
t
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o
a
yum!
call and make
an appointment
with one of
our dietitians
IT’s A
Cinch
Let us do
the work
DON’T HOLD
YOUR
BREATH
BE PART OF THE POLLUTION SOLUTION
It’s that time of year again — when
the magic of winter fades and
the Wasatch Front stalls into a
bleak January holding pattern. And
everyone knows it’s not the cold
that hurts the worst, it’s the smog: a
thick, pea-soup air that chokes the
lungs and the land alike.
By Ashley Sanders
Photos by Kevin Kiernan
Community Magazine 25
And the savvy know it’s not just a winter issue — it’s
simply not as visible in the summer.
Ryan Evans, vice president of business and community
relations at the Salt Lake Chamber, believes it doesn’t
have to be this way. As a businessman and community
advocate, he thinks the dirty air hurts us all.
“Air pollution impacts our health, happiness and
economy,” Evans says, citing increased health care costs,
a reduction in tourism and difficulty recruiting new
businesses to the region as consequences of inaction. At
the same time, each one of us adds to the air pollution
burden. “We all contribute to our air quality issues
by driving, using energy in our homes or mowing
our lawns,” Evans says. “Therefore I feel it is our
responsibility to do our part.”
With 57 percent of our air pollution coming from
vehicles and 32 percent from homes and business,
coordinated action is essential on a personal level.
Not sure what to do? Not to worry: With a looming
population boom on a dirty horizon, Evans collaborated
with other local organizations and experts to set up clear,
concise steps for business leaders and everyday people to
ameliorate the pollution problem and make Utah’s skies
sparkle again.
For Businesses
Not only do businesses have power to coordinate
massive change, they also benefit financially by taking
steps to clear the air. “It makes good business sense to be
air-quality friendly,” Evans says, noting that clear skies
decrease (employee) health care costs, reduce inefficiency
and attract more businesses to the region.
26 January/February 2015
Encourage alternatives. Trail blaze innovative transit
and work opportunities for your employees. Offer transit
passes, organize carpooling, biking and walking groups,
or introduce telecommuting options. This will keep
cars off the road, support the transit infrastructure and
culture, and create healthier, happier employees.
Conserve and convert. Rocky Mountain Power’s
WattSmart program offers expertise and financial
incentives to businesses seeking to upgrade, retrofit or
revamp their energy plans. They also provide a Solar
Incentive Program to assist businesses in transitioning to
renewable energy sources.
Invest in a fleeter fleet. Replace your gas-guzzling, highemission vehicles with cleaner, more efficient options.
Implement a no-idling policy at your workplace.
Take the challenge. Last July, the month-long Clear the
Air Challenge eliminated 143,353 trips and kept more
than 2 million cars off the road and reduced 668 tons of
emissions. Sign up your business and compete to be part
of the clean air solution on a massive scale.
Become a Clean Air Champion. The Salt Lake
Chamber’s clean air program works to strengthen air
quality and the economy by recruiting businesses to act as
leaders in their communities, offering bottom-line savings,
community recognition and enhanced employee morale in
exchange for a commitment to tackling three items on a
list of simple, straightforward air quality solutions.
For Individuals
It may feel daunting for one person to tackle air
quality issues alone, but small actions add up, and simple
shifts in behavior can result in larger shifts in culture
— creating a more transit-friendly, bike-friendly and
breathable city.
End the idling addiction. The seconds you spend idling
at drive-thrus, parking lots and school zones add up.
Turn off your car when not moving to save gas, clear
the air and eliminate pollution hot spots at places like
schools, shopping centers and airports.
Drive less, drive smarter. Take the Choose Clean Air
pledge and commit to leaving your car home at least one
day a week. According to the Clear the Air Challenge
website, cleartheairchallenge.org, this could reduce
vehicle emissions by 6,500 tons per year. If you do have
to drive, plan your trips so you get more done on less gas.
Bus, bike or walk. Choose to use an alternative transit
method one day a week. New to the bus, TRAX,
Frontrunner or streetcar? Visit rideuta.com to access its
TripPlanner or phone app to find the best route. Still
intimidated? UTA offers a free, one-on-one Travel Training
Program to turn you into a transit pro in no time.
Go electric. It seems like a small move, but traditional
lawn mowers are some of the most potent polluters in our
tool sheds. Switching to electric is a smart, effective choice.
Sport new wheels. Dump that junker and convert to an
electric car or a car with a high smog rating for big gas
savings and less toxic smog.
Wattsmart is registered in U.S. Patent and Trademark Office.
© 2013 Rocky Mountain Power
Be a wattsmart family.
It’s easy to save energy and money when we all work together. Make a goal to do a few simple
things every day, such as turning off lights, powering down computers and washing your clothes
with cold water. You’ll be surprised how much you can save when everyone does their part.
To learn more, visit wattsmart.com.
M
Reflection Pool at Manti’s Veteran’s Memorial
28 January/February 2015
MANTI
HISTORY IN THE MAKING
By Natalie Hollingshead
Photos by Kevin Kiernan
Candies on Main
Community Magazine 29
In September 2002, while many of the town’s residents were attending
Sunday church services, a powerful tornado ripped through Manti, Utah.
In 15 minutes, the twister ripped out trees, tossed trailers, destroyed six
homes and damaged buildings.
Immediately, townspeople united to put their town
back together. So much so that when FEMA arrived a
week later, they had one question: Where is the mess?
“We had already cleared up all the debris and hauled
it off,” says Mayor Korry Soper. “We just took care of
business. We had a disaster, we cleaned it up and moved
on with life.”
Folks in the central Utah town come by their can-do,
hardworking, pioneer spirit honestly. The city was settled
in late November 1849 by Mormon pioneers who arrived
too late in the season to build homes. Instead, they
endured the harsh winter living in dugouts on the side of
what is now Temple Hill. Many Manti residents can trace
their lineage back to those early pioneer families, with
surnames like Cox, Dyreng and Barton carrying on the
pioneer legacy.
Old-time Charm
Candies on Main
Self-guided tours of in-hill forts built by the pioneers are available
30 January/February 2015
In the spring and summer, Manti’s historic downtown
streets are lined with hanging flowers and in the
wintertime with festive Christmas lights. A large clock in
the town square chimes on the hour.
Main Street is home to quintessential Manti businesses
including Jensen’s Department Store, where you can
rent a tux or buy snow boots, and Candies on Main,
where you can sit at a counter and sample sweets
while munching on a deli sandwich. Dirk’s Farmhouse
Restaurant is a local favorite for down-home cooking,
and Miller’s Bakery is said to have the best donuts and
shakes in town.
From the Alfred Billings-Hougaard House to Yardley
Inn and Health Spa, there are dozens of well-preserved
homes still standing from the mid-1800s.
“Manti has that historic charm to it, and I love that,”
says Nate Christensen, who moved to Manti seven years
ago. Christensen, a Zions Bank loan officer, bought and
is restoring a previously abandoned adobe brick building
near the Manti LDS Temple. A father to six children,
Christensen says he and his wife love raising a family in
the small town.
“A couple times a year you may look out your
window and see a herd of sheep going down the street,”
he says. “You wouldn’t see that in Salt Lake City, but
here it’s just part of a country way of life that has a bit
of throwback to history. I wouldn’t say we’re backward
though. We conveniently get a little bit of the old world
as well as the new.”
Serving The Wasatch Front
since 1996
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OUR AMERICA
A landmark exhibition drawn
from the collections of the
Smithsonian American Art Museum
THE LATINO PRESENCE IN AMERICAN ART
February 6–May 17, 2015
PRESENTING SPONSOR:
Opening party
thursday, February 5
SPONSORS: S. J. and Jessie E. Quinney Foundation | Ray, Quinney & Nebeker Foundation
MARCIA AND JOHN PRICE
MUSEUM BUILDING
umfa.utah.edu
Olga Albizu, Radiante,
1967, oil, Smithsonian
American Art Museum.
Gift of JPMorgan Chase.
Our America: The Latino Presence in American Art is organized by the Smithsonian American Art Museum.
Generous support for the exhibition has been provided by Altria Group, the Honorable Aida M. Alvarez; Judah Best,
The James F. Dicke Family Endowment, Sheila Duignan and Mike Wilkins, Tania and Tom Evans, Friends of the
National Museum of the American Latino, The Michael A. and the Honorable Marilyn Logsdon Mennello
Endowment, Henry R. Muñoz III, Wells Fargo and Zions Bank. Additional significant support was provided by
The Latino Initiatives Pool, administered by the Smithsonian Latino Center. Support for “Treasures to Go,” the
museum’s traveling exhibition program, comes from The C.F. Foundation, Atlanta.
Historic House
Pageants and Pole Climbing
During the last two weeks in June, nearly 70,000
visitors flock to the city of 3,300 people to see the
Mormon Miracle Pageant. Staged on the slopes next to the
Manti Temple, the outdoor event involves a cast of 800
people, and the efforts of nearly the entire town to stage.
“We could not do the pageant without community
support,” Soper says. “We have 10,000 chairs to put
up and take down each year. Manti City has a big
involvement in pageant dinners. Volunteers help us cook
the barbecue turkey, mash potatoes and serve food to the
tens of thousands of people who come to town.”
While it’s not yet as well-known as the Mormon
Miracle Pageant, every June Manti also plays host to the
Rat Fink Reunion hot rod show. Other popular annual
events include a hometown Fourth of July — complete
with greased-pole climbing, sack races and watermelon
bust, the Manti Mountain ATV Run Jamboree, the
Sanpete County Fair in August, and the Manti Light
Parade in late November.
32 January/February 2015
Hand-crafted,
One-of-a-kind,
Wooden Artwork
from the Andes
Cedarbrooke Wooden Art specializes in sculptures that
are crafted from tropical Andean jungle hardwood.
A perfect gift for home décor or the holidays.
To see more, visit our website at cedarbrookewood.com,
on Facebook at facebook.com/cedarbrookewood
or email us at cedarbrookewood@gmail.com.
on balances over $250,000
Visit zionsdirect.com
or call 1-800-524-8875 for details.
Investment products and services offered through Zions Direct, Member of FINRA/SIPC.
Minimum $250,000 account value in a single Zions Direct brokerage account required for eligibility. Offer applies to online equity
trades over $1.00 and fixed income trades only.
Investment Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
Zions Direct is a wholly owned non-bank subsidiary of Zions Bank.
PALISADE
STATE PARK
The problem with best-kept
secrets is that it’s hard to keep
them secret.
Take Palisade State Park, for
example. Try as Central Utah
locals might to keep this favorite
spot to themselves, every year
more visitors arrive to enjoy the
wide range of amenities the park
offers. Golfing, camping, fishing,
swimming, hiking, four-wheeling,
paddle boating, canoeing — you
name it, you can likely do it at
Palisade State Park.
Community Magazine 35
“The word is spreading that it’s the best little place
around Utah,” says Shon Tripp, manager of the state
park since 1996.
Located less than 15 minutes south of Manti, Utah,
Palisade State Park may be a revelation to outsiders, but
it’s served as a leisure spot for local families for hundreds
of years. In the 1860s, early Sanpete Valley settler Daniel
B. Funk bargained with a Sanpitch Indian chief to use the
land as a summer and weekend resort area. He and his
family undertook the grueling task of building a dam and
diverting part of a nearby creek to the lake, now known
as Palisade Reservoir. Funk operated a steamboat that
took visitors around the reservoir, Tripp says.
“The Indians didn’t think he could make water go
uphill but he did,” Tripp says. The reservoir isn’t massive
— it’s about 70 surface acres total, and around 30 feet at
its deepest — but there is enough room for electric motor
and nonmotorized boating, fishing, swimming and more.
“People don’t realize what we have as far as facilities
until they get here,” Tripp says. The park has four
campgrounds that can accommodate individual tents, full
hookups for RVs, cabins with showers and restrooms,
group camping areas, and a playground for kids. Group
camping sites are booked a year in advance and individual
sites are usually booked four months in advance.
“Even walkup sites for the weekend are gone by
Wednesday or Thursday,” Tripp says. “Memorial Day
to Labor Day is the busiest time. I think the best time to
come is in the spring and fall when it’s not quite so busy.
If you come the first part of May it’s a little cooler but in
my opinion nicer.”
36 January/February 2015
Many campers use the state park as a home base to
explore the Manti-La Sal National Forest Skyline Drive
in an ATV or spend the weekend golfing at the park’s
18-hole, par 72 course. Family reunions are also popular
at the park because there are activities for all ages.
There are canoes and paddleboats for rent at the park
(lifejackets included), and the golf course has a pro shop
and Lakeside Grill.
“We do our reunion here every year and we golf in the
morning and swim in the afternoon and sometimes golf
again in the evening,” Tripp says. “Sometimes we hike
around the lake and that’s fun for everyone, too.”
At its busiest the state park will see a full capacity of
1,100 campers, plus day-use visitors and golfers. “It’s
pretty hopping all the time. You’re not going to get in
unless you planned ahead of time,” he says.
Best kept secret no more.
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and Drop Tower.
WINTER COMET BOBSLED RIDES
Take the ride of a lifetime on the Comet
Bobsled Ride. Available Tuesdays to Sundays,
thru March 29, 2015.
Reservations Required > 435.658.4206
UTAHOLYMPICLEGACY.COM / 435.658.4200
Economist Todd Buchholz
Idaho Gov. Butch Otter and Zions Bank President and CEO Scott Anderson
POWERHOUSES
HEADLINE
TRADE and
BUSINESS
CONFERENCE
Inaugural Event Held in Boise
By Julie M. Bradford
Photos by Kevin Kiernan
38 January/February 2015
Former Gov. Mitt Romney, Hewlett-Packard CEO
Meg Whitman and economist Todd Buchholz offered
valuable strategies for Idaho businesses to succeed
at home and abroad at the inaugural Governor’s Trade
and Business Conference presented by Zions Bank in
Boise last October.
Mitt Romney, Scott Anderson and Meg Whitman
“As you know, Zions Bank has become a leader
in Idaho’s economy, showing its confidence in and
commitment to our state by investing in its operations
here, but more importantly by investing in the
communities, businesses and people of Idaho,” Idaho
Gov. Butch Otter said. “I’m pleased that Zions is
partnering with the State of Idaho in presenting this
conference to showcase the essential role of trade and
business in building a better future for our state.”
Gov. Otter highlighted the Gem State’s economy as the
fifth fastest growing in the U.S. Since 2003, Idaho exports
have almost tripled from $2 billion to $5.7 billion in
2013, according to the Idaho Commerce Department.
More than 1,000 people attended the conference at the
Boise Centre. Attendees took advantage of networking
opportunities with other business leaders and exhibitors
to find sales leads and forge partnerships.
Meg Whitman
Whitman — current chairman, president and CEO of
Hewlett-Packard — answered questions on stage from
Zions Bank’s Director of International Banking David
Clark about HP’s plans to split into two businesses.
She praised Boise for being an important part of HP’s
business, saying she’d like to move employees there from
other parts of the country.
“Boise is so important to our printing business,”
she said. “New technology is making printing more
economical and faster, especially laser jet printing. But
new technology brings security challenges, so you need to
do regular security health checks on your business. When
the bad guys get better, we have to get better. Someone
in your organization needs to think hard through these
issues. This is the price of entry today. It’s not just big
companies, but smaller ones, too. No matter how big
your business is, you need to think about it.”
Whitman suggested that companies need to help
communities develop the talents for business and
innovation. “States like Idaho have helped create a great
environment for businesses like HP,” she said. “It starts
with education. We need to grow the next generation of
technologists at an earlier age. If we are not graduating
the young people who can come in to our companies then
we’re going to fall behind.”
Meg Whitman answers questions about HP’s presence in Boise from
Zions Bank’s Director of International Banking David Clark.
Community Magazine 39
Pacesetter Awards
Zions Bank’s International Banking
Manager Mark Garfield
interviews Mitt Romney
on his views about
the state of the nation
and the international
political landscape.
Mitt Romney
In response to questions about the U.S.’s reaction to
Syria from Zions Bank’s International Banking Manager
Mark Garfield, Romney cautioned that “failure to act
at the right time leads to the absence of good options.”
It’s public psychology to move from issue to issue week
to week, continued the former Massachusetts governor
and presidential candidate. “One role of a leader is
communicating your objectives and principles clearly to
the American people to have their minds focused on the
areas of greatest significance.”
Speaking to business leaders at the conference,
Romney said they are part of the catalyst for growing the
economy. “When free enterprise is thriving, it strengthens
America and allows us to have influence in the world,”
he said. “Our presence on the global stage and our ability
to influence is affected by our economy.”
The might of freedom is tied to the economy, Romney
suggested. “What causes our economy to grow is
innovation,” he said. “To get greater productivity, you
need innovation. We need more successful enterprises.
Doing what you know best is making a difference in
the world.”
Todd Buchholz
Buchholz, economist and best-selling author, touted
Boise’s excellent economy as being much better than the
rest of the nation. He suggested that a major lesson from
the economic downturn is that if people don’t share costs,
they take on excess risk that is not sustainable.
“If you run an economy without people having skin
in the game, you have to worry about sustainability,”
Buchholz said. “As a result, we have a backlash against
the very idea of making money. There are millions of
people in the U.S. and billions in the world who are
against this. We’ve had a blockage of free trade. It’s hard
to stage an international recovery when you have people
who are preventing economic growth.”
40 January/February 2015
Congressman Raul Labrador, Sen. Jim Risch, Sen.
Mike Crapo and Gov. Otter joined Zions Bank’s
President and CEO Scott Anderson and Vice President
of International Banking Gary DeGrange to honor two
companies that have demonstrated business success
internationally and at home.
Accepting the 2014 Idaho Pacesetter Award was Scott
Atkison, president of Idaho Forest Group, a vibrant
and thriving enterprise that is one of the largest lumber
manufacturers in the U.S. and a vital source of job
creation in northern Idaho.
The 2014 Idaho Global Pacesetter Award winner was
Agri Beef Company, an exporter of premium quality beef
and pork to more than 25 countries around the world
with a strong presence in Asia. CEO Robert Rebholtz
accepted the award. For more than 45 years, Agri
Beef has provided high-quality meat products through
superior service, value and innovation.
“These inspiring businesses have in common a
deep commitment to creating jobs, fueling economic
development and improving the quality of life in the Gem
State,” Anderson said. “Like these companies, we believe
Idaho offers a significant business advantage, and we’re
investing significantly in this market because of it.”
Idaho Forrest Group
Agri Beef Company
WE SPEAK THE LANGUAGE OF INTERNATIONAL BUSINESS.
When choosing a bank for overseas transactions, you can feel confident working with the only
bank in Utah that has dedicated international banking personnel in the state, ready to assist.
Our team has forged connections rivaled only by some of the world’s largest banks —
including a strong partnership with the U.S. Commercial Service — to help our clients
navigate global markets.
With more than 100 years of combined expertise in international banking,
Zions Bank can help your company stay on top of our ever-changing business world.
To learn more, contact:
MARK GARFIELD, Senior Vice President, International Banking
(801) 844-7688 | mark.garfield@zionsbank.com
Follow us on
zionsbank.com®
Member FDIC
STUNNING
VIEWPOINTS
See every photo in
high-resolution, as well
as an interactive guide
to the photos in our
iPad app. Download
Zions Bank Community
on iTunes.
By Breanna Olaveson
Photos by Kevin Kiernan
Snowbird Tram
42 January/February 2015
Waffles at 10,000 feet on Rendezvous Mountain
Everything looks better from above.
The view from the top makes that long, steep hike a little less painful.
An observation deck high above city streets puts the minutiae of day-today living in perspective. Once you’ve seen the world from above, your
outlook changes long after descending back to street or ground level.
Here are nine stunning viewpoints within the Intermountain West that
you’ll have to see to believe.
Snowbird Tram
Snowbird, Utah, is a 2,500-acre resort nestled in the heart of the WasatchCache National Forest right up Little Cottonwood Canyon near Salt Lake
City. It’s just a mile down the canyon from Alta and has 10 chairlifts and one
aerial tram, which guests ride every winter from the base of Snowbird to the
top of 11,000-foot Hidden Peak. Along the way, guests can catch a glimpse
of Alta and the Salt Lake Valley as they ride between the snow-capped slopes.
The tram ascends 2,900 vertical feet during the ride and can hold 125 people.
And because Snowbird is only 29 miles from the Salt Lake City International
Airport, guests can fly into the valley and ride the tram all on the same day.
Community Magazine 43
Snow Basin
Snowbasin
The peak of Utah’s Snowbasin resort is the top of
Mount Allen, with an elevation of 9,350 feet. From
up here, the views of the snow-capped mountains and
valley below are astounding. The resort drew worldwide
attention during the 2002 Winter Olympic Games when
the men’s downhill, women’s downhill and super-G
events took place on its slopes. Snowbasin also hosted
combined and Paralympic events, the NCAA National
Ski Championships, the 2001 Disabled Alpine World
Cup, the Utah Winter Games, and the Winter Dew Tour.
But on a regular day, the 3,300-acre resort that sits just
35 miles north of downtown Salt Lake City dazzles
recreational skiers with breathtaking views, deep powder
glades, well-groomed cruisers and two of the world’s
most challenging downhill racecourses.
Rendezvous Mountain
Rendezvous Mountain
Some visitors to the top of Rendezvous Mountain in
Jackson Hole, Wyoming, are hungry for sightseeing,
hiking or skiing. Some are hungry for waffles. Fortunately,
there’s something for everyone atop the Teton Mountain
Range’s peak. Corbet’s Cabin, which is situated at 10,450
feet elevation and accessed by aerial tram, serves waffles
made to order with toppings including brown sugar butter,
Nutella, peanut butter and even bacon. Visitors can enjoy
their waffles with hot and cold drinks, beer, snow cones,
and various snacks, then purchase a tram souvenir and
enjoy the view from the deck.
Rendezvous Mountain
Sun Valley
Sun Valley Ski Resort is home to two majestic
mountains perfect for skiing — and sightseeing. Bald
Mountain, or “Baldy” to regulars, has absolutely no flat
areas. The lift lines on Baldy move rapidly and ski trails
along the mountain challenge skiers of all ability levels.
Dollar Mountain, Sun Valley’s other popular mountain
destination, is home to the world’s first chairlift. Today,
five lifts and 628 feet of vertical draw skiers from all
over the world. Experts, beginners and sightseers alike
will appreciate the breathtaking views from atop both of
these mountains.
44 January/February 2015
Sun Valley
See every photo in
high-resolution, as well
as an interactive guide
to the photos in our
iPad app. Download
Zions Bank Community
on iTunes.
See every photo in
high-resolution, as well
as an interactive guide
to the photos in our
iPad app. Download
Zions Bank Community
on iTunes.
Sunset on the Great Salt Lake from Bountiful’s East Bench
Grand View Point Overlook
46 January/February 2015
Shafer Canyon Overlook
LDS Church Office Building
If mountains aren’t your thing, you can still enjoy
sweeping views of Salt Lake City from the heart of
downtown. The 26th-floor observation decks of the
28-story Church Office Building of The Church of Jesus
Christ of Latter-day Saints offer views of Ensign Peak to
the north, the Great Salt Lake to the west, the mountains
to the east, and the sweeping valley to the west and south.
Bountiful’s East Bench
LDS Church Office Building
Almost any vantage point along or above Bountiful
Boulevard in Bountiful, Utah, offers spectacular calendarworthy views of the sun setting over the Great Salt Lake.
The variety of colors and cloud configurations changes
nightly and never fails to evoke awe. Sit in your car to
take in the view, stroll along the boulevard, or for an
even better look, hike up one of the trails such as Mueller
Park, Bonneville Shoreline, Holbrook or Wild Rose.
Canyonlands — Grand View Point Overlook
The Grandview Point Overlook in Canyonlands is
one of the most easily accessible viewpoints in Utah’s
largest national park. The 6,080-foot-high lookout is just
a mile from the trailhead (located at the end of Grand
View Point Road) and offers a panoramic view of the
Canyonlands’ Needles District, the Green River and the
deep red rock canyon. The hike follows the edge of the
park’s Island in the Sky mesa and can be completed in
about 90 minutes. Limited views of the red rock cliffs
and canyons are visible during the hike, but once at the
Grand View Point Overlook, there’s nothing obscuring
the spectacular view in any direction.
Canyonlands — Shafer Canyon Overlook
Zions Bank Building in Boise
The Canyonlands’ Island in the Sky area has more
than its share of spectacular views, including this one at
the Shafer Canyon Overlook. From here, hikers can look
back at the challenging switchbacks of the trail — often
occupied by hikers or recreational vehicles — that follow
red rock cliffs 1,200 feet above the river below. The
outlook also offers views of the Colorado River to the
east and sits just a quarter mile from the road.
Zions Bank Building in Boise
Zions Bank Building — Boise
The new Zions Bank Building at Eighth and Main
is a welcome fixture in downtown Boise, occupying an
area formerly known as “the hole” that was vacant from
1987 until the 18-story structure was built. The top of
the building offers stunning views of Boise, including
the Capitol Building and other downtown fixtures, the
greener residential areas beyond, and the rolling hills
surrounding the city in the distance.
Community Magazine 47
By Natalie Hollingshead
Weller Book Works
48 January/February 2015
Photos by Kevin Kiernan
Ken Sanders
One of life’s great pleasures is reading a good book on
a blustery day. Or a warm day. Or at 10,000 feet above
ground. Actually, any day is a good day to read a book.
And while this may come as a surprise to the
younger generation, the Internet isn’t the only place to
buy your next tome.
Tony Weller
Books on Broadway in Idaho Falls
“I compare browsing on the Internet versus at the
bookstore to reading a menu in a restaurant and having
a sample of the food,” says Tony Weller, owner of Weller
Book Works at Trolley Square in Salt Lake City. “You
shouldn’t mistake the menu for the meal.”
At the local bookstore, you can browse the stacks,
warm beverage in hand, then sit and enjoy the cozy
atmosphere while you preview your read. In addition
to new books, many local bookstores carry used books,
which are great for your wallet. They also house rare
books, which are great for gifts and collections. An added
bonus is that your dollars stay in the local economy.
Books With Historic Karma
Weller, who owns and operates the 85-year-old
bookstore with his wife, Catherine, considers himself a
curator of books. The store sells new and used books
and stocks a substantial collection of rare books. His
rare book room is packed with approximately 10,000
titles, ranging in price from $25 to $1,000 with extremely
valuable titles selling for as much as $120,000. These
books exude “historic karma,” he says, and make
excellent gifts for readers. The most valuable titles are
those that are not only hard to find, but historically
significant and emotionally poignant.
“Our bookstore’s reputation is known all over the
world,” Weller says. “We have people come from Japan or
Europe or Africa. They tell me, ‘I was told when I came to
Salt Lake City I had to come to your bookstore.’”
Community Magazine 49
Although collecting rare books can be a serious
undertaking, it doesn’t have to be. Some collectors may
agree with the “look but don’t touch” school of thought,
but books are meant to be read — even rare books,
says Ken Sanders, owner of Ken Sanders Rare Books in
downtown Salt Lake City. According to Sanders, whose
antiquarian bookstore carries close to a quarter-million
rare and used books, anyone can become a collector.
“The only worthwhile rationalization for acquiring
books is because you love them,” Sanders says. “If someone
mentions ‘investment’ to you, run the opposite direction.”
Collections can be put together fastidiously or
haphazardly and can be done on any budget. “There
are no rules,” he says. “You can collect paperbacks,
or hardbacks over paperbacks, or first editions in dust
jackets over merely hardbound editions, or whatever it is
that you like.”
Well-paying Hobby
At Dog-Eared Books in Afton, Wyoming, owner
Cynthia Wade handpicks the titles that line the shelves at
her homey bookstore. “I am extremely picky about the
content or condition of the books I sell,” says Wade, who
operates the bookstore as a “well-paying hobby.” “I bring
in a lot of new regional books, stories about mountain
men, settling the west, cowboy poetry and field guides.”
A majority of the 8,000 to 10,000 books at her
store are used, but there are new books and souvenirs
in the retail mix, too. There are ottomans and chairs
throughout the store, making it easy for people to “come
in, sit down and read.” Last year Wade closed her shop
from February through April since business is notoriously
slower then and she wanted to do some traveling.
Ken Sanders with a copy of the
first book he ever purchased.
Gathering Place
Iconoclast Books in Ketchum, Idaho, is a gathering
place for readers of all ages, authors, musicians and poets.
Its open mic nights, author readings, poetry slams and
book clubs are popular among locals and out-of-towners.
Housed in the Christiania Building on the corner of Sun
Valley Road and Spruce Avenue, Iconoclast is filled with
thoughtfully collected new, used and rare books, along
with gifts and toys. Don’t forget to sample the famous
homemade chai tea at the in-house Iconoclast Café.
The store came near closure in spring 2014, but a
successful Indiegogo campaign helped owner Sarah
Hedrick, whose late husband Gary Hunt founded the store
in 1993, keep the Iconoclast doors open for business.
“So many people tell me, ‘This is the best bookstore
I’ve been to in years.’ They don’t say forever, and I think
it’s telling because so many fabulous bookstores have
gone out of business. We are one of those last remaining
independent bookstores. People who appreciate indie
bookstores are incredibly generous in their support in
hopes that we can be around for another 20 years.”
50 January/February 2015
Books on Broadway in Idaho Falls
Every Princess Needs a Prince
and a Castle.
Situated only minutes between Sundance Resort and Deer Valley Resort, and just
45 minutes from Salt Lake City, the beautiful Heber Valley is a quick and convenient
family escape that offers a wide-range of adventures and activities year-round.
Visit us online for more information at:
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icicle at a time, the Midway
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WE CLIMB
FOR
}
healthy lungs and clean air.
Sign up now at www.lungutah.org
FEBRUARY 28, 2015 – 8 A .M.
ZIONS BANK BUILDING
One South Main, Salt Lake City, UT 84133 • 801-931-6041
Fighting to Save Lives One Breath at a Time
AMERICAN LUNG ASSOCIATION
Breathing is easy for most people, but not those who suffer from asthma
— a lung disease in which the airway becomes inflamed and narrow,
resulting in wheezing and shortness of breath. It affects men, women
and children of all ages and ethnicities. According to the American Lung
Association’s website, www.lung.org, 26 million Americans suffer from
asthma, with 7 million of those being children. In Utah, 72,000 children
fight asthma every day.
By Kristi Coleman
Photos of 2014 Fight for Air Climb event
courtesy of Zions Bank
Asthma is one of many lung diseases the American
Lung Association is trying to fight. While there are
different triggers that can cause one’s symptoms to
worsen and result in an asthma attack, one of the biggest
triggers is poor air quality.
“The air quality is getting worse, therefore, we need
to do all we can to keep the air clean,” says Andy Boyce,
manager of development for the Utah chapter of the
American Lung Association. The worst time for poor
air in Utah is during the winter months when much of
the northern part of the state is covered by an inversion,
which occurs when cold air gets trapped beneath warm
air. Air pollutants such as smog and smoke are trapped,
making a dangerous situation for those who suffer from
asthma and other lung diseases. “Individuals with asthma
should avoid going outside on poor air quality days,”
Boyce says.
Community Magazine 53
Breathing Easier
The American Lung Association’s mission is, “To
save lives by improving lung health and preventing lung
disease.” The Utah chapter is solidly focused on that
mission and involved in programs and efforts throughout
local communities to raise awareness on lung disease risks,
treatments and prevention.
Boyce says there are several local programs in place
that are helping in its quest to educate people about lung
disease and to save lives. The Better Breathers Club is
a local support group for those who suffer from lung
disease. Camp Wyatt is a week-long summer camp in
Tooele for Utah children suffering from asthma. Open
Airways for Schools is a program available to children
with asthma that teaches them about the disease and how
they can manage it.
The Idaho chapter offers many programs and events
to support the American Lung Association’s mission.
Freedom from Smoking is a group clinic geared towards
helping smokers quit. Not on Tobacco is a local program
designed to help teenagers stop smoking. Through the
Teens Against Tobacco Use program, local high school
students teach elementary school students about the
dangers and consequences of using tobacco and how to
avoid it in the first place.
Fight for Air
The “State of the Air” app is a tool developed by the
American Lung Association that provides users with the
current air quality index and information on how clean
or polluted the air is through a color-coded system.
“It’s a good app,” Boyce says, “it’s there to educate.”
The free app can be downloaded and accessed anytime
on smartphones.
On Feb. 28, Zions Bank will host the American Lung
Association’s 2015 “Fight for Air Climb” fundraiser in
downtown Salt Lake City. During this event, participants
will race up hundreds of steps in the Zions Bank Building
in an effort to raise money for the fight against lung
disease. Proceeds from the event will further the efforts of
the American Lung Association to provide education on
lung disease and conduct research that can lead to saving
more lives. More information on this event, other local
programs in Utah and Idaho, and the American Lung
Association’s numerous efforts to fight lung disease
and save lives can be found at www.lungutah.org and
www.lung.org/associations/states/idaho.
54 January/February 2015
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Jayne Sorrels
Sorrels’ life story goes back to Saratoga Springs, New
York, where she grew up and attended college. After
studying liberal arts and comparative religions at Empire
State College, she uprooted and headed west to Boise,
Idaho, in 1986 with her then husband and settled down
to start a family. Ironically, the life she has now began
when the marriage ended. She found herself in a city she
didn’t know with three kids and no plan.
“This was the beginning of my own struggle,” Sorrels
says. “I had to lean on others and who knew then how
much that would help me now.”
An experience she had at age 8 awakened her innate
humanitarian instincts.
“My grandmother worked for a Roman Catholic
monsignor in Poughkeepsie, New York, and one time
while I was staying with her she fed me a bowl of hot
prunes for breakfast,” Sorrels says. “While I was trying
to find a way not to eat them, the monsignor came in
and began telling me about the struggles he had growing
up in Poland and how his whole family would feed off
old, crusty bread that he and his brother would find in
garbage piles. I couldn’t imagine anyone living like this,
and my heart opened deeply.”
Making a Career Out of Serving
A Life of Service
History is shaped by individuals with a driving desire to make a change.
If we’re lucky, that change makes the world a better place. Jayne
Sorrels of Boise, Idaho, is one of those people. She’s spent her life and
career losing herself in finding the best in others.
By Jon Lamoreaux
Photo by Kevin Kiernan
Before becoming one of the founders and the executive
director of Boise’s Interfaith Sanctuary, an overnight
shelter for homeless men, women and children, in 2005,
Sorrels found ways to merge her two lifelong passions
— the arts and human rights — to help others. She first
worked with troubled youth, and then started a prison
ministry. In her present role and through her dedication
to human rights, she has positively impacted the lives of
hundreds of people marginalized by society.
Here to Serve
“My understanding of life is that we are all here to serve,”
Sorrels says. “As time has progressed I’ve come to understand
that we are all connected, all part of the wholeness, and so it
is our responsibility to care for one another.”
56 January/February 2015
When forced by circumstance to find a job, it’s not
surprising Sorrels began her career as the youth-at-risk project
director for the Idaho Commission on the Arts in 1992.
Under the guidance of her mentor, Executive Director Margot
Knight, Sorrels implemented her idea of pairing artists of all
disciplines with first-time status juvenile offenders. She hoped
to prove that an outlet for their creativity could teach the
teens better coping skills. She was right.
“Creative kids are the ones getting into trouble because
they learn in different ways,” Sorrels says. “It was compelling
for the kids to see people who made a living doing art. When
they would engage in art they would start feeling good about
themselves, which leads to kids seeing their parents be proud
of them for the first time in their lives.”
After the Idaho Commission of the Arts, she served in
various capacities with the Boise YMCA, the Boise City
Arts Commission and the Interfaith Alliance of Idaho
before helping to create the Interfaith Sanctuary. Now
in its ninth year, the sanctuary is the culmination of her
past work experiences, the hardships in her life, and her
humanitarian feelings beginning with the day she stared
sadly at a bowl of hot prunes.
“My own heart has been broken innumerable times, and
I know that I’m a more loving and compassionate person
because of this,” Sorrels says. “To others looking to find
similar fulfillment, I say, ‘Ask yourself what breaks your
heart and then find a place to serve. Just begin.’”
John Resor
In Pursuit of Excellence
When businessman John Resor made plans to develop a portion of
the family cattle ranch into a golf course and housing development,
no expense was spared. Plans totaled more than $130 million and
called for luxury amenities at every phase — a golf course designed
by the legendary Tom Fazio, commissioned art in the clubhouse and
a restaurant with chairs upholstered in Italian leather. Even when the
economy took a turn for the worse in the middle of construction,
Resor refused to scale back.
By Amelia Nielson-Stowell
Photo by Matt Thomas
58 January/February 2015
“We opened during the recession in 2009, and if we didn’t
have the best golf course and best clubhouse in the region,
we would have been in trouble. But people were attracted to
quality,” Resor says. Shooting Star in Jackson Hole boasted
189 members when it opened, with an annual membership
fee of $100,000.
Working for two-and-a-half decades on some of Jackson
Hole’s major development projects taught Resor a thing or
two about excellence, from a stint as president of Jackson Hole
Mountain Resort to president of Granite Ridge Townhomes.
“What I learned was always try and achieve the highest
quality you can. Don’t cut any corners. It’s always better to
come out with the best product,” he says.
Resor moved to Jackson Hole, Wyoming, in the late
1980s to get involved with the development of the Teton
Village. His family had owned the adjoining land for
decades and didn’t want the resort to sprawl down the road
towards the family ranch.
The Resor family history in Jackson Hole dates back to the
Depression, when Resor’s then 11-year-old father, Stanley,
visited the area for the first time. Stanley called home to
tell his dad about the picturesque mountains and western
charm, and his father bought 100 acres on the advice of his
preteen son. Three generations of Resors spent their summers
vacationing in Jackson Hole, more acres were purchased,
and they soon started Snake River Ranch. Today, that fulltime cattle ranch totals 3,800 head of cattle a year and is the
largest working cattle ranch in Jackson Hole.
The 85-year-old ranch is what drove the family to develop
Shooting Star. “Having a real estate component on that land
makes ranching sustainable,” Resor explains. The family has
permanently protected more than 1,800 acres of their ranch as
open space and listed it on the National Registry of Historic
Places. “Growth always has to be balanced with preservation,”
Resor says. “Along with growth comes responsibility.”
Homes at Shooting Star stop at the north end of the golf
course, so views of the three surrounding mountain ranges
from the greens are not hindered. Natural hills, streams and
five lakes are incorporated into play. “We are marketing to
families,” Resor says. “It’s not just about golf. It’s hiking,
skiing, fly fishing. We didn’t want to be a golf club; we
wanted to be a real family oriented, year-round club.”
A family man himself, Resor grew up one of six brothers
in New Canaan, Connecticut, and raised his own five kids
in Jackson Hole where they rode horses and explored the
mountains. And today, they walk a few minutes from their
backyard to golf off the 15th tee.
“I’m not a great golfer, but golfing gets you out for family
time,” Resor says. “When you’re golfing, you have a captive
audience with your wife and kids.”
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Geraldine’s
Bake Shoppe
and Deli
Jay Bungard and his son A.J.
Photos by Kevin Kiernan
Jay and Merry Bungard were living happily in Kansas when the
telephone rang one day. It was a call from Merry’s sister inviting them
to come run her bakery business in Idaho.
Speaking on Business
Hosted by Chris Redgrave
See www.speakingonbusiness.com for radio listings.
At the time, Jay and Merry were pleased with how things
were going in Kansas, so it took some convincing to get
them to make the trip back to Idaho where Merry was
raised. But they agreed, made the move, got to work and
have been running Geraldine’s Bake Shoppe and Deli ever
since. In fact, this year marks the deli’s 20th anniversary.
The Bungards now operate two new Geraldine’s locations in
Idaho Falls, Idaho, that are local favorites.
Only family recipes are used, and Jay and Merry added
some of their own. They’re good enough for the Idaho Falls
Post Register to name Geraldine’s Bake Shoppe and Deli the
No. 1 bakery in Idaho Falls for the second year in a row.
It’s the high-quality ingredients and outstanding service
that are part of the secret to their success. Dinner rolls
are what they’re most famous for, and they sell a lot —
especially at Thanksgiving. A few years ago, they sent
100,000 rolls out the door in just four days. And it’s not
unusual for them to sell 600 pies during the holidays or
6,000 sugar cookies for Valentine’s Day.
Through the years, they’ve added a lot of product lines,
including Reed’s Dairy products. Geraldine’s Bake Shoppe
and Deli is the only business in that part of Idaho Falls to
sell Reed’s ice cream, and customers love it. Baked goods
sold include truffles, petite fours, peanut butter bars and
lemon bars. They’re open for breakfast and lunch and offer
a selection of soup and sandwiches. They’ll also create
personal gift baskets for any occasion during the year.
What started as a family affair continues to be a family
affair. All of their kids have worked for Geraldine’s Bake
Shoppe and Deli at one time or another. This taught all of
them to work hard.
Geraldine’s Bake Shoppe and Deli
3160 E. 17th St.
Ammon, ID 83406
208-552-7057
www.geraldinesbakery.com
60 January/February 2015
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RAM
Company
Ray, Melzie and Kevin Gankowsy
with CFO Doug McCann
Photos courtesy of RAM
Ray and Melzie Ganowsky were a successful working couple raising their
family when they realized something important: The only time they were
spending together was in the evenings after work. During those few hours
at the end of each day, they were tired and needed to take care of their
children. So they decided to go into business for themselves, so they
could spend most of the day together. They launched RAM Manufacturing
Company right out of their garage in St. George, Utah.
Speaking on Business
Hosted by Chris Redgrave
See www.speakingonbusiness.com for radio listings.
62 January/February 2015
The success of their idea can be seen in the growth
of RAM Company, which now employs more than 200
people and averaged more than 12 percent growth every
year for a decade. They’re also planning to add another
60,000 square feet of space to their main building,
breaking ground this year. RAM designs, manufactures
and tests all of its products in St. George. The company
manufactures more than 1,600 part numbers, primarily
custom solenoids, solenoid valves, check and relief valves,
and pressure switches for the aerospace industry.
RAM exports products all over the world, contributing
to Utah’s impressive export totals. Growth projections
for the company are solid over the next five to 10 years in
providing parts for Boeing, Airbus and the military.
The first product Ray and Melzie invented for their
company was an automatic choke for Kohler in 1975.
They bought a lathe machine and operated it in the garage.
Ray’s father, a machinist by trade, came from Montana
to help while they were trying to find a machinist for hire
in town. While Ray and his father cut the parts, Melzie
and the kids assembled the pieces like a puzzle into the
complex parts. Around 120,000 automatic chokes later,
they decided it was time to find a bigger space.
Ray and Melzie still come into the office every day, but
take pride in the second and third generations of family who
continue to grow the business they built. Their son, Kevin
Ganowsky, is now the president of the company, and their
grandson, Brian McCann, serves as materials manager.
RAM Company
3172 E. Deseret Drive South
St. George, UT 84790
435-673-4603
www.ramcompany.com
Clark Hinckley
A Man on a Mission
Hinckley, a member of Zions Bank’s board of directors
and retired senior vice president of Zions Bancorporation,
is author of the book “Christopher Columbus: A Man
Among the Gentiles.” After completing extensive research
on Columbus by looking into original Spanish texts and
Columbus’ own journals, Hinckley discovered what few
people today know about the superb navigation skills
Columbus possessed and the mission he felt divinely
called to fulfill.
“With a hand that could be felt, the Lord opened my
mind to the fact that it would be possible to sail, and he
opened my will to desire to accomplish the project,” wrote
Columbus. “This was the fire that burned within me … .
Who can doubt that this fire was not merely mine, but also
of the Holy Spirit ... urging me to press forward?”
And press forward Columbus did. Despite repeated
rejection from King Ferdinand and Queen Isabella of
Spain, Columbus firmly believed he needed to sail to the
Indies to fulfill prophecy. Hinckley’s book takes an LDS
viewpoint on this belief, pointing out that the “Book of
Mormon” actually includes a prophesy of Columbus
sailing to the Americas.
Best Navigator and Sailor of His Time
Dr. Brett Jacobson
Photos by Kevin Kiernan
Author Defends Christopher Columbus
Most schoolchildren know the couplet, “In 1492, Columbus sailed
the ocean blue.” But few know this pioneer of a seaman introduced
tomatoes, hot peppers, potatoes and especially chocolate to the world
outside the Americas.
By Katie Smith
Photo by Scott Halford
“The man was a genius,” wrote Italian historian Paolo
Taviani. “Only with Columbus’ undertaking did Europe,
Islam, India, China and Japan learn of the existence of
a new world, and that changed the course of human
history profoundly.”
In recent decades, however, Columbus has been highly
criticized by political activists and often portrayed as a
murderer and a destroyer of the pristine environment of
the New World. Although he was not the most successful
early leader in the West Indies, “most people know
surprisingly little about this remarkable man and the way
he shaped the modern world,” said Clark B. Hinckley
at a recent Premier Wealth Management Speaker Series
luncheon in Salt Lake City.
64 January/February 2015
Columbus was quick to give God credit for his innate
capacity to observe nature. “I prayed to the most merciful
Lord concerning my desire,” Columbus wrote, “and he
gave me the spirit and the intelligence for it. He gave
me abundant skill in the mariners’ arts and adequate
understanding of the stars and of geometry and arithmetic.”
According to Hinckley, “Columbus had very little
formal education, but became indisputably the best
navigator and sailor of his time.” Columbus unlocked
the secret of the Atlantic trade winds and made several
remarkable conclusions from his voyages. By studying
deviations in his compass, he concluded correctly that
the world was not a perfect sphere, and observing the
strong flow of the Orinoco River into the sea, Columbus
concluded that Venezuela was a “new and hitherto
unknown” continent and not just another island.
Although Spain didn’t immediately experience the
wealth Columbus had promised Ferdinand and Isabella,
a decade or two later the country was not only the largest
empire in the history of the world but also the wealthiest.
But by then Columbus had already died, as unnoticed as
he was when he was born.
“The man who emerges from Columbus’s own
words and the words of people who knew him is very
different from the vain, greedy and self-promoting man
portrayed so much in the current literature,” Hinckley
said. “What emerges instead is a man who is unwavering
in his convictions — a man of great personal faith who
recognized his own weaknesses and gave credit to his God
for his success.”
Help Make Utah
a No-Kill State.
Join Us at NKUT.org
Most Powerful Women in Banking
Representatives from Zions Bank’s executive and senior management teams celebrate the American Banker Top Banking Team award in New York City on Oct. 9.
Zions’ Women Among Nation’s Top Teams
Once again, Zions Bank’s women bankers were honored as one of the top
banking teams in the nation in American Banker magazine’s prestigious
“Most Powerful Women in Banking” issue published in October 2014.
By Heidi Prokop
This marks the fifth time Zions’ women have been
recognized by the publication as a top team. Zions Bank
was honored at an awards ceremony hosted by American
Banker on Oct. 9 in New York City.
In addition, LeeAnne Linderman — executive vice
president of Retail, Mortgage and Omnichannel Banking
for Zions Bank — ranked No. 14 on the magazine’s
list of the “25 Most Powerful Women in Banking.”
Linderman was honored for her community service
and efforts to create Veteran Mothers, a new nonprofit
benefitting homeless female veterans and their children
with housing, healing and hope.
Linderman has been individually listed among the
women’s rankings in the magazine seven times. She is
responsible for Zions Bank’s network of 126 financial
centers and 1,114 employees in Utah and Idaho. She also
directs Internet and mobile banking, ATMs, consumer and
mortgage lending, retail sales administration, executive
banking, and the bank’s diverse markets initiative. Active
in the banking industry, Linderman is a member of the
American Bankers Association’s Professional Development
Council. She was the first-ever female chairperson of the
Utah Bankers Association from 2008 to 2009.
66 January/February 2015
Robert James
According to American
Banker, Zions is one of five
banks “where women are
playing outsized roles in
setting strategy and driving
results.” Women comprise
40 percent of Zions Bank’s
corporate officer positions,
and female executives make
up 36 percent of the bank’s
executive committee.
Since 2007, Zions
Bank has run a robust
development program
for hundreds of talented
women officers called the
Women’s Business Forum.
Women hear from speakers
Zions Bank President and CEO Scott
and discuss leadership and
Anderson congratulates LeeAnne
Linderman, named one of the 25 Most
career development. In
Powerful Women in Banking.
2009, the bank launched
a formal mentoring pilot
program targeting women officers, which expanded into a
bankwide initiative supporting the career growth of more
than 500 employees.
“These women officers are great bankers, and they’re
also community activists,” Zions Bank President and
CEO Scott Anderson told the magazine. “They have a
real desire to create value not only for our customers,
but also for the communities in which we operate.”
Condotel
Mortgages
Niche Loans for Niche Vacation Properties
Rather than buying a second vacation home, a traditional apartment-style
condominium or a time-share condominium, people are turning to the
condotel — a unit in a hotel-style condominium complex. This increasingly
popular type of vacation property offers hotel-style living with the added
ownership benefit of income generated from nightly rentals.
By James Rayburn
68 January/February 2015
Owners of a condotel can use the unit anytime they
want, choosing when to make it available for rent.
Timeshare owners, on the other hand, compete with
other owners for availability. Condotels also don’t have
the yard maintenance obligations and expense that
traditional second homes have.
In resort towns like Sun Valley and McCall, Idaho;
Bear Lake, Moab and Park City, Utah; and Vail,
Colorado, there are more condotels constructed than any
other vacation-type property.
Buying a condotel, however, has its challenges
— mainly in financing. Condotels don’t meet the
underwriting standards of traditional mortgages such as
Fannie Mae, FHA or Freddie Mac.
“For whatever reasons, they have chosen not to
underwrite loans for the purchasing of these types
of property,” says Jeremy Lowry, president of Home
Financing for Zions Bank. “It’s a type of mortgage that
those programs simply don’t offer.”
Zions Bank, recognizing the increasing demand for
condotel mortgages, recently began offering them as part
of its loan portfolio, meaning the mortgages are held inhouse and not sold.
“It’s a new program and not for everybody, but it’s a
great niche market that we have identified,” Lowry says.
“It’s a product we’ve been offering since mid-2014. So far
it’s been well-received. For those shopping for a condotel
who find their financing options are limited, we offer a
program that is highly competitive and a great alternative
to paying cash or using equity out of your home.”
Zions offers a competitive adjustable-rate interest on
its condotel mortgages with a variety of terms to suit
your needs.
Zions condotel mortgages have some specific
requirements, however. For example, the condotel unit
must have a fully functional kitchen, it must have at least
one designated parking stall and the complex has to be
at least 50 percent sold. In other words, the mortgage
is not available for projects that are being held as rental
properties by a developer or that are new.
“It’s not really an option for projects that are in design
or just being offered for sale, but it’s great for projects that
are nearing sold-out and full-occupancy status. We don’t
want to be the first mortgage in a project. We want to
know that there is evidence of stability,” Lowry says.
Condotel mortgages are also not designed for
investment purposes. “Obviously, anytime you buy real
estate there are associated risks,” Lowry says. “So buying
a condotel and using this financing program are designed
for someone who is at the right point in their life to
where owning a second home or vacation property makes
both financial and lifestyle sense.”
For more information, contact a mortgage loan
officer at any Zions Bank location. Loans are subject
to credit approval.
You have dreams.
We have money.
With our low rates, your second home can be a dream come true.
Welcome to a better way home. Interest rates on loans are near all-time lows, making now
the ideal time to buy or build your dream vacation home. When you’re ready for that seasonal
or year-round vacation home, we can help you find the perfect loan for your needs.
Visit ZionsBank.com/HomeFinancing or call 1-800-316-1600 to learn more.
*Loans subject to credit approval. Terms and conditions apply. See financial center for details.
Private
Banking
For Clients Worth $2 Million or More
Zions Private Banking, which falls under the umbrella
of the Zions Premier Wealth Management Division, was
created nearly 20 years ago. The program has grown
from a handful of private bankers to more than 20 today.
Zions assigns a private banker to clients who earn more
than $300,000 annually, who are worth at least $2
million and have at least $500,000 in liquid assets.
“This is a program that has seen substantial growth,”
Horne says.
The program’s primary objective is to ensure that
clients can utilize their wealth while also preserving and
increasing it.
“The private banker is the primary source of contact
and referrals for all banking and financial services
these clients might need,” Horne says. “We manage
the operations side of things. We manage the financial
portfolios of these high-income and high-worth clients in
every and all ways.”
Besides assisting clients in opening accounts, processing
loans (business, specialized and personal), making funds
deposits and transfers, and helping with other everyday
banking needs, the private banker coordinates all of the
services offered by the Premier Wealth Management
team, such as estate planning, asset management, tax
advice and more.
“We work really hard to understand what they want and need and where they may have risks. We get to know their character and we get to know their families.”
Helping High-net-worth Clients
Utilize and Preserve Their Wealth
Accruing and managing wealth can be a time-consuming lifestyle.
Though a quandary most of us would welcome, there is significant
financial sophistication that comes with being rich.
By James Rayburn
Zions Bank recognizes that those who earn and accrue
a lot of money have special banking needs — needs that
can’t always be met at a drive-up window or in a bank
lobby. The wealthy require more personalized banking
attention. They need their own banker.
“Our high-net-worth clients are busy,” says Stephanie
Horne, director of Zions Bank’s Private Banking
Division. “They have businesses to run. They have
families to spend time with. They don’t always take
the time necessary to properly manage their money.
Sometimes they put their banking on the back burner and
don’t always take it as a first priority. So we do that for
them. The finances of these clients are more complex and
more challenging, so we assign them a private banker.”
70 January/February 2015
Personalized Banker-client Relationships
“Private banking provides a specialized adviserbanking relationship that is able to assist with all
personal, business and complex financial needs by
working with a team of bankers that ensures every
specialized service is provided,” Horne says.
The personalized side of Private Banking is perhaps
most valued by clients. The private banker communicates
with clients as often as preferred. For some it’s daily. For
others it’s weekly, monthly or quarterly.
The private banker also acts as a concierge of sorts
by providing VIP service in handling travel and dining
arrangements, providing credit card products and
facilitating fraud monitoring protection.
“Our expertise is really in how well we know our
clients,” Horne says. “We work really hard to understand
what they want and need and where they may have risks.
We get to know their character and we get to know their
families. From something simple to something complex,
we want to understand any and all of their needs so that
we can proactively advise them on how they can utilize
their wealth and also protect it.”
The path to financial freedom
shouldn’t be traveled alone.
Let financial professionals
guide you.
Our Premier Wealth Management Group offers a full suite of services designed to help you
succeed with your finances. To get started on your path to financial freedom, meet with a wealth
management consultant by calling 888-290-8488 or visiting zionsbank.com/wealth.
* Zions offers wealth management services through various affiliate companies and non-bank subsidiaries including Contango Capital Advisors, Inc., which
operates as Zions Wealth Advisors in Utah and Idaho. Contango Capital Advisors is a registered investment adviser and a non-bank affiliate of Zions Bank and
a non-bank subsidiary of Zions Bancorporation. Online Bond Auctions and some investment products and services are offered by Zions Direct, a non-bank
subsidiary of Zions Bank, and a member of FINRA/SIPC. Trust Services are provided by Zions Trust, National Association (ZIons Trust). Cash Management services
are provided by Zions Bank, Contango and Zions Trust. Deposit products are provided by Zions Bank, Member FDIC.
Investment products and services are not insured by the FDIC or any federal or state governmental agency, are not deposits or other obligations of, or guaranteed
by Zions, Zions Bancorporation or its affiliates, and may be subject to investment risks, including the possible loss of principal value or amount invested.
Insurance services are offered through Zions Insurance Agency, Inc., a subsidiary of Zions Bancorporation. Insurance products offered through Grant Hatch & Associates.
Insurance products: Not FDIC-insured - No Bank Guarantee - May Go Down in Value
Community Magazine 71
Special
Assessment Bonds
The Value of Special Assessment Areas
An Effective Finance
Vehicle for Communities
By Jon Bronson and Jonathan Richards
When building a new community, developers are generally required to
install the basic infrastructure and then turn over those improvements to a
local governmental entity. One of the tools that local governments use to
assist developers in this process — and to increase control over the quality
of the infrastructure — involves the creation of a Special Assessment Area,
but that tool may soon come under attack.
A Special Assessment Area is not a new governmental
entity; it is a geographic grouping of properties that
become collateral to secure a bond and obtain financing,
similar in principle to how a mortgage works. The
resulting lien takes precedence over any other liens
(with the exception of property taxes), but the lien itself
is limited to the value of the improvements — which
translates into increased property values — negating
any net impact to any other lienholders. Because of
their position at the head of the line, however, Special
Assessment Bonds, while still riskier than most other
governmental bonds, are purchased by investors who
also take into consideration the value of the collateralized
property relative to the amount of the lien.
72 January/February 2015
Originally, Special Assessment Areas were used to
finance curb, gutter and sidewalk replacement for
established residential areas. As neighborhoods aged,
the concrete infrastructure would wear out and break.
Using a Special Assessment Area, the cost of replacing
those improvements was borne by the homeowners
who use them the most and whose home values increase
because of the replacement. Over time, they also began
to be used to finance the development of infrastructure
(roads and sidewalks, sewer lines, water lines, etc.) in
new communities.
The Millcreek area of Salt Lake County in Utah is
an example of the positive impact a Special Assessment
Bond can have. The infrastructure for the water lines
in the area failed to meet fire-flow requirements, yet
there was no responsible party capable of fixing the
problem — a problem which led to higher insurance
premiums and greater fire risks for local residents.
However, as an unincorporated community, Millcreek
had no ability to float bonds in order to raise the
necessary capital for the improvements.
After a fire at Wasatch Jr. High, property owners
met with community, city and county leaders to find a
solution. The answer was to create a Special Assessment
Area to finance the water-system improvements and
solve the problem. Ultimately, the assessment area was
created, enabling the county to issue bonds and fix the
fire-flow problem.
The Danger Facing Special Assessment Bonds
These bonds only work, however, because the
assessment lien is ironclad after formation. Property
owners are given repeated opportunities to contest the
creation of a Special Assessment Area throughout the
creation process, but that opportunity ends once the
assessment is in place. Under current law, the bonds and
accompanying liens cannot be challenged. This is the only
way to entice investors to take on the risk of purchasing
such bonds.
Any legislation which enables challenges to the
assessments after the bonds have been issued would
make investors unlikely to risk buying the bonds in
the first place. Local communities would lose a tool
that can assist developers to cooperatively install basic
infrastructure. Development and improvement in many
places would then slow due to lack of financing, slowing
the accompanying economic growth.
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Regardless of your stage in life, we provide legal
service to help protect your future. Our Family
and Elder group includes tax and estate planning, adoption, immigration, divorce and elder
law assistance.
Tax & estate planning: We advise and implement
financial planning strategies for high net worth
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on a range of situations and issues.
Adoption: We have a full-service adoption
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Immigration: We provide immigration assistance
for individuals and families, employment-based
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visas and naturalization and citizenship.
Elder law: We are experienced in the full scope
of Utah laws related to elders such as decisions
about long-term care, wills, estate planning
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Kirton McConkie is a full-service law firm successfully representing business,
intellectual property, real estate, litigation, international, technology, healthcare,
construction, employment, tax, estate planning, family and elder law clients.
Salt Lake City, UT
801.328.3600
www.kmclaw.com
feature
&leisure guide
dining
community
To be listed in the Community Dining & Leisure Guide,ZIONS
please
call an
BANK
advertising consultant at 801-417-3000 for listing rates.
TRAVEL – HEALTH – FOOD – FINANCE
community
community
ZIONS BANK
TRAVEL – HEALTH – FOOD – FINANCE
ZIONS BANK
TRAVEL – HEALTH – FOOD – FINANCE
Community Magazine
ZIONS BANK
75
dining
featureand leisure guide
Black Swan Inn & Destinations Inn
Relax in a two-person jetted tub while experiencing the ambiance created by a luxurious theme room. The Black Swan Inn in Pocatello
and Destinations Inn in Idaho Falls can offer such an experience.
Beautiful hand-painted murals, big screen TV, massage table, sauna,
steamer, fireplace and an aquarium are some of the features you can
find at these amazing inns. For more information and pictures, visit
www.blackswaninn.com or www.destinationsinn.com.
Black Swan Inn
746 E. Center
Pocatello, ID 83201
208-233-3051
www.blackswaninn.com
Destinations Inn
295 W. Broadway
Idaho Falls, ID 83402
208-582-8444
www.destinationsinn.com
The Garden Restaurant
Built on the location of the Starlight Gardens, The Garden Restaurant
retains the charm of that historic open-air restaurant with Corinthian
columns and a retractable glass roof. Our delicious menu prepared by
Chef Scott Ackley is sure to make your favorites list. Among diners’
favorites are our Chicken Parmesan and Roasted Pacific Salmon
Teriyaki, along with our gourmet sandwiches and paninis. Be sure to
try our specialty appetizers such as the Fried Dill Pickles or Artichoke
Spinach Cheese Dip.
10th Floor, Joseph Smith Memorial Building
15 E. South Temple
Salt Lake City, UT 84150
801-539-3170
www.diningattemplesquare.com/garden.html
La Caille
Located on 20 elegant acres at the mouth of Little Cottonwood
Canyon, La Caille offers an unmatched experience and
atmosphere. The restaurant, pavilion, gardens and the new
Chateau at La Caille all provide spectacular settings for your
dinner or private party. Stroll through the 3-acre vineyard,
enjoy a canyon breeze on the patio or host an unforgettable
event – La Caille is your perfect place.
The Lion House Pantry Restaurant
Housed in the personal residence of Brigham Young, Utah’s first
territorial governor, The Lion House Pantry has great home-style
cooking in a self-serve setting. The menu changes daily and each
delicious entrée comes with one of our world-famous Lion House
rolls. As well, our house salads and home-style pies complement
any of our home-style cooking entrées. Come in for a fresh,
economical dining option downtown.
76
November/December
2011
January/February 2015
63 E. South Temple
Salt Lake City, UT 84150
801-539-3258
www.diningattemplesquare.com/pantry.html
9565 S. Wasatch Blvd.
Sandy, UT 84092
801-942-1751
Tue.-Sat. 4 p.m. to 9 p.m.
Sunday brunch 10 a.m. to 3 p.m.
Sunday dinner 3 p.m. to 8 p.m.
Closed Mondays
Special events and weddings – 365 days a year
dining
& leisure
guide
dining
and leisure
guide
feature
Table ONE
Table ONE is a place where the food is front and center and No.
ONE. We use curated ingredients that represent seasonality, the
best from local/regional farms, ranches and select parts of the
world. By preparing our menu with health in mind we reduce, and
in many cases, eliminate the reliance on fats, butters and cream.
The food is luxurious, refined and healthy — we source and curate
ingredients to demonstrate the integrity of the food.
MacCool’s Public House
There are no strangers here ... only friends who have not met! MacCool’s
is an authentic and welcoming Irish pub-style family restaurant where all
are welcome to enjoy house-created and house-roasted selections of home
comfort — light, traditional and seasonal. Enjoy local favorite lamb riblets,
an array of burgers from the Burger Board (fried cheeseburger pictured),
17 salads, our signature fish ’n chips, fresh salmon, vegetarian selections
and steaks. We have lots of items for the kids, and yes, full beer, liquor
and wine for those that choose ‘em. Salainte (cheers)!
We do banquets, catering and events.
201 Heber Ave
Park City, UT 84060
435-658-2500
theskylodge.com/table-one
1400 Foothill Drive #166
Foothill Village
Salt Lake City, UT 84108
801-582-3111
855 West Heritage Park Blvd.
Heritage Park Plaza
Layton, UT 84041
801-728-9111
In the Ben Lomond Suites Hotel
2510 Washington Blvd.
Ogden, UT 84401
801-675-5920
www.maccoolsrestaurant.com
Nauvoo Café
The Nauvoo Café serves a variety of hot-carved sandwiches, soups
and meat pies. Open for breakfast, lunch and dinner this café has
become a Salt Lake City hotspot since its opening in January 2007.
Succulent meats are carved when selected, then toasted on artisan
bread to create a unique, stunning combination during each visit.
Come in and enjoy great sandwich combinations in a peaceful
setting near the Main Street Plaza.
Lobby Level, Joseph Smith Memorial Building
15 E. South Temple
Salt Lake City, UT 84150
801-539-3346
www.diningattemplesquare.com/nauvoo.html
Red Cliffs Lodge
The Red Cliffs Lodge is Moab’s adventure headquarters with a restaurant, pool,
spa, horseback rides, museum and more. Accommodations include spacious
suites and individual cabins each with private patios overlooking the Colorado
River. Dine in our on-site restaurant with spectacular views of the Colorado
River and Fisher Towers.
Mile 14 Highway 128
Moab, UT 84532
435-259-2002
866-812-2002
www.redcliffslodge.com
Red Cliffs Lodge is also home to the largest winery in Utah. Set high on the
banks of the Colorado River, Castle Creek Winery and Vineyard is one of the
most scenic in the world. Castle Creek Winery offers daily wine tasting, selfguided tours and wine sales.
Community Magazine
77
dining
&leisure
leisure
guide
dining
guide
featureand
The Roof Restaurant
Try dining elevated. The Roof Restaurant is Salt Lake’s premier
gourmet buffet, legendary for its cuisine and view overlooking
Temple Square. The Roof features a daily variety of American and
international entrées, a carving station with prime rib and honey
baked ham, as well as salads, cheeses, soups and a renowned
dessert buffet. Celebrate your engagement, anniversary, or any
special occasion with the elegant atmosphere and world-class dining
that is found at The Roof Restaurant. Reservations recommended.
10th floor, Joseph Smith Memorial Building
15 E. South Temple
Salt Lake City, UT 84150
801-539-1911
www.diningattemplesquare.com/roof
Ruth’s Chris Steakhouse
The world-famous Ruth’s Chris Steak House at Hotel Park City features U.S.
prime steaks broiled to perfection at 1800 degrees, expertly executed seafood,
New Orleans-inspired appetizers, unforgettable desserts and an award-winning
wine list. This is a steakhouse to which others aspire. Private dining available for
groups and special events. Located within Hotel Park City on the Park City Golf
Club. Member of The Leading Hotels of the World.
2001 Park Avenue
Park City, UT 84068
Inside Hotel Park City
435-940-5070
www.hotelparkcity.com
Ruth’s Diner
Since its beginning in 1930 as Ruth’s Hamburgers, we have been
serving American comfort food to generations of families. Whether it’s
our famous Mile-High Biscuits or our signature Raspberry Chicken, you
will be sure to find satisfaction in our array of tempting offerings.
Shula’s 347 Grill
Shula’s 347 Grill has everything from gourmet salads to fresh
specialty fish, and exclusively serves Premium Black Angus Beef®
burgers and steaks; the best beef money can buy. At Shula’s
347 we serve SHULA CUTS, which are second to none. The
atmosphere of Shula’s is casual, warm, inviting and full of energy,
which includes dark woods and dark leather booths, making it the
perfect place for you to hold a business lunch, special occasion
dinner or private event.
78
January/February 2015
November/December
2011
3524 S Market St,
West Valley City, UT 84119
801-966-3470
Lunch Hours
M-Sun. 11 a.m. to 2 p.m.
Dinner Hours
M-Sat. 5 p.m. to 11 p.m.
Sun. 5 p.m. to 10 p.m.
2100 Emigration Canyon Road
Salt Lake City, UT 84108
801-582-5807
www.ruthsdiner.com
8 a.m. to 10 p.m. daily
dining & leisure guide
feature
Silver Fork Lodge and Restaurant
Silver Fork Lodge and Restaurant is open daily for breakfast, lunch and
dinner. Voted “Best Breakfast in Utah” by Salt Lake Magazine. At Silver
Fork Lodge, you will find an “atmosphere thought to be forgotten” while
enjoying finely prepared meals, outstanding hospitality and stunning
views of the surrounding mountains. Enjoy the outdoor patio or dine
inside next to a roaring fire. Full service liquor license and excellent wine
list available. Banquet facilities available for weddings, parties, business
meetings and more.
11 miles up Big Cottonwood Canyon
11332 E. Big Cottonwood Canyon Road
Brighton, UT 84121
801-533-9977
888-649-9551
www.silverforklodge.com
Open daily 8 a.m. to 9 p.m.
Torrey Schoolhouse B&B Inn
For your next weekend getaway, enjoy Torrey and Capitol Reef in luxury and
convenience. Close to great dining, shops and galleries, the newly renovated
historic Torrey Schoolhouse B&B combines comfort, quiet and beauty in
one of the most spectacular settings in Utah. And it’s only three hours from
Salt Lake City! Offering delicious full hot organic breakfasts and massaging
recliners in every room, we’re open from March 28 until Nov. 1.
150 N. Center St.
Torrey, UT 84775
435-491-0230
www.torreyschoolhouse.com
Tuacahn’s 2015 Concerts
2015 SPRING AND FALL CONCERTS
1100 Tuacahn Drive
Ivins, UT 84378
877-682-7926
tuacahn.org
PLUS MORE CONCERTS COMING
Call the box office for season ticket packages.
Community Magazine
79
The Last Word
By A. Scott Anderson
President and CEO, Zions Bank
Financial Literacy
The Key to a Bright Future
Idaho Gov. Butch Otter cut the
ceremonial ribbon during the dedication
of Eighth and Main on Feb. 12.
Photo by Josie Patterson-Halford
The New Year can remind us of the potential of youth — opportunities
for growth, achievement and success. However, a bright future can be
dimmed rapidly if children don’t acquire knowledge and skills related to
saving, investing and using credit wisely.
Try something tonight. Ask your child or grandchild
where milk comes from. The likely response is “the
store.” Next, ask them a more important question.
Ask them where money comes from. If they are like the
typical child in America, the reply may be “Mommy”
or “Daddy.”
Teaching our children how to manage money is one
of the biggest challenges we face as parents. In fact,
if we can teach our children the difference between
needs and wants, how to budget, and how to save, our
children will know more than many adults. But if we
get it wrong, our children are likely to join the millions
of Americans who rack up huge credit card debt
and get stung each month by stiff interest payments.
80
January/February 2015
Perhaps in previous generations, young people could
get by without focused financial education. However,
in my opinion, financial education for our children
is no longer an option, it is essential to building a
generation of smart money managers.
The financial literacy of our children is a responsibility
that must be shared by parents, grandparents, schools,
financial institutions and others. Following are a few
examples of things that can be done at home to teach
financial lessons that will last a lifetime:
• Set the example of being a responsible
money manager by paying bills on time, being a
conscientious spender and an active saver. Children
tend to emulate their parents’ personal finance habits.
• Talk openly about money with your kids.
Communicate your values and experiences with
money. Encourage them to ask you questions, and
be prepared to answer them — even the tough ones.
Discuss how your pay is budgeted to pay for housing,
food and clothing, and how a portion is saved for
future expenses such as college tuition and retirement.
• Bring your children with you when you go to the
bank and show them how transactions work. Get
the manager to explain how the bank operates, how
money generates interest and the various channels
available to access your money.
• Explain the difference between needs and
wants, the value of saving and budgeting, and the
consequences of not doing so.
• Open a savings account for your children and take
them with you to make deposits, so they can learn
how to be hands-on in their money management.
• Let friends and family know about your child’s
savings goal. They’ll be more likely to give cash for
special occasions, which means more trips to the bank.
In addition to the things you can do at home, Zions
Bank is committed to doing its part to enhance the
financial literacy of our children. In addition to our
ongoing efforts to bring financial literacy programs
into our local schools, we have teamed up with the
nationally recognized Doorways 2 Dreams Fund
nonprofit organization to promote its award-winning
financial literacy games. In the games, Celebrity
Calamity and Farm Blitz, players deal with budgeting,
learn the difference between using debit and credit
cards, learn how interest builds up when bills aren’t
paid, and are introduced to the concept of investing.
You can access these games at www.zionsbank.
financialentertainment.org. We are continuing to
explore the development of additional online tools and
resources for parents and teachers.
The financial future of our nation will soon be
in the hands of our children. We owe it to them
to do everything we can to help prepare them for
the financial challenges and temptations they will
certainly face. Every one of us can be a resource to
them … and it’s never too early (or too late) to start.
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pictureline is a toy store for big kids.
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