I N S I D E - Sacramento Association of REALTORS

Sacramento Association
of REALTORS®
PRSRT STD
US P
PAI D
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CA
2003 Howe Avenue
Sacramento, California
95825
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A PUBLICATION OF SACRAMENTO ASSOCIATION OF REALTORS®
V
2006
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SAR Honors 30 Local Scholars
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DESERVING STUDENTS RECEIVE RECOGNITION FOR ACADEMIC EXCELLENCE
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TOP SCHOLARSHIP WINNERS FLANK SCHOLARSHIP TRUSTEES PAULA
COLOMBO AND PERRY GEORGALLIS
2006 SAR Scholarship Recipients
Cassandra Ayala-Noriega
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COUNTY
S U P E RV I S O R P E T E R S
CONGRATULATES SCHOLARSHIP WINNER
2006 SAR S
SAR WEBSITE:
www.sacrealtor.org
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President’s
Sacramento Association
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REALTORS®
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2003 Howe Avenue
METROLIST
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CA 834
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Perspective
The Challenge of Creating Home Ownership
Opportunities
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2006 SAR BOARD OF DIRECTORS
Leigh Rutledge
President
Alan Wagner
Secretary/Treasurer
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OFFICE HOURS: M-F 7:30AM - 4:30PM
SAR STORE HRS: M-F 8:00AM-4:30PM
REALTOR
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EQUAL HOUSING
HOUSING
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REALTOR
Sacramento REALTOR®
Newsletter
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Editor:
Publisher:N
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SAR STAFF
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Leigh Rutledge
2006 SAR President
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Here to Serve You
SAR
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VISION STATEMENT
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SAR MISSION STATEMENT
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Tracey Saizan
President-Elect
Dave Tanner
Immediate Past President
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Editorial Policy
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Harry E. Carr
Global One Realty
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CA
Jim R. Asis
AtHome Consulting Group, Inc.
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CA
Dave L. Brazell
Jet Home Loans
B
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CA
Lisa Carrera
Carl & Associates
E G
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S
CA
Roderick D. Avery
Cooper & Associates
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E G
CA
Karen M. Brockett
Pacific Coast Realty
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R
CA
Lentice M. Carter
Coldwell Banker-Res R E Srv
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CA
Allison C. Dow
Fong Real Estate
F O
B
F O
CA
Vanda M. Ayoub
Century 21 Haley & Assoc, Inc
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CA
Aziza M. Brown
Realty World-The Max
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CA
George A. Chacon II
Coldwell Banker-Res R E Srv
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E G
CA
Beverley D. Drummond
Coldwell Banker-Res R E Srv
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CA
Susan C. Baldo
Dunnigan Assoc
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CA
Amber E. Brunton
Sequoia Pacific Realty
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CA
Patricia A. Childress
Bert MacBride Realty
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CA
Adam Ellsworth
American Horizon Realty
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CA
Richard F. Bell
Liberty Real Est & Invest
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CA
Amelia C. Burke
Landmark Properties
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CA
Daniel G. Church
TLC Real Estate Service
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CA
Traci L. Ennis
Lyon RE Elk Grove
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CA
James M. Bessinger
ERA Realty Center
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CA
Jimmie L. Byers
Hometown Properties
PO B
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CA
Edward L. Cochran
Ron Allen & Associates R. E.
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Yesenia Espinoza
Delta Homes and Lending
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CA
Laura Lee Blefari
Lyon RE Fair Oaks
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Guadalupe G. Cabanyog
Coldwell Banker-Diez & Leis RE
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C
CA
Michael V. Consulo
Time Realty LK Inc.
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CA
Michael R. Falls
The Sacramento Cornerstone RE
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CA
Jason M. Bodine
ZipRealty, Inc.
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CA
Christopher G. Cabrey
Help-U-Sell of Folsom
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CA
Allison Couchman
Lyon RE Downtown
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Juan Flores
Bob West Realty
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CA
Surjit S. Bola
Coldwell Banker Team
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Marianne Cangelosi
American Horizon Realty
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CA
Sam S. Cruz
EZ Mortgage & Realty Corp.
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Melissa A. Fogarty
Better Homes Realty/North Vlly
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CA
Marcel P. Bonardd
Agent Network
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CA
Denise A. Cannedy
Code 3 Realty & Mortgage, Inc
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Markus Dascher
Cook Realty
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Cesar M. Fojas
Amcap Realty
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Muhammad A. Adenwala
The Sacramento Cornerstone RE
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Jay Alaei
Century 21 Lankmark R.E.
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Lyn Alba
Help-U-Sell Natomas Homes
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CA
Anastasia D. Alfaro
RE/MAX Gold of Carmichael
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CA
Patricia A. Allen-Hunter
VGC Real Estate Group
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Stephanie A. Almendariz
Keller Williams Realty
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Alfred R. Alvarez
Coldwell Banker All State Home
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Charlene Anderson
Thompson + Brown Real Estate
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Sharon Apple
Liberty Real Est & Invest
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Joseph P. Armstrong
Westcoast Mortgage Grp & Rlty
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Ramon N. De La Pena
Century 21-Haley & Assoc., Inc
E G
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CA
Josefina E. Boquiren
Parifi Realty
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New SAR Members
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Roberto L. Dominguez-Lozano
Su Casa Realty
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C U S T O M I Z E D
H O M E
L O A N S
ALL YOUR CLIENTS’ HOME LOAN ANSWERS
CONVENIENTLY LOCATED UNDER ONE ROOF
Linda Aiken
(916) 567-5326
Linda Morgan
(916) 567-5319
Kamran Amin
(916) 567-5300
Christy Andrei
(916) 567-5354
Fluent in
Romanian
Michael Quihuiz Doug Radovich
(916) 567-5350
(916) 567-5345
John Burgess
(916) 567-5327
Ed Cardona
(916) 567-5339
Habla Espanol
Kelley Carter
(916) 567-5332
Maya Vang
(916) 567-5313
Roberta Yang
(916) 567-5308
Fluent in
Hmong
Loretta Manfre
(916) 567-5320
Sherri Radovich
(916) 567-5345
Russian
Lilyann Salazar
(916) 567-5322
George Sanders
(916) 567-5341
Mark Shelton
(916) 567-5359
Robyn Sims
(916) 567-5380
Julie Tchang
(916) 567-5386
Fluent in
Vietnamese
SACRAMENTO HOME LOAN CENTER
1950 Arden Way, 2nd Floor, Sacramento, CA 95815
(916) 567-5300 OFFICE • (916) 567-5305 FAX
Programs subject to change. We have loan offices and accept applications in Washington Mutual Bank. FA - many states: Washington Mutual Bank - ID, OR, UT, WA; and Washington Mutual Bank fsb - ID, MT, UT.
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REALTOR
New Members
Continued from page 3
Calvin Franklin
RE/MAX Gold Sacramento
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CA
Timothy W. Gergen
Dunnigan Assoc
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CA
Marco A. Gomez
American International Realty
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CA
Rafael A. Gonzalez
Century 21 Haley & Assoc, Inc
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CA
Lizette Gonzalez
RE/MAX Gold Sacramento
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CA
Joanna J. Goslin
Landmark Properties
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Holly J. Graziadei
Commerce Financing Home Mortg.
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E G
CA
Anatoliy Kazimir
Century 21 Landmark R. E.
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CA
Cynthia Ledon
Coldwell Banker All State Home
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B
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CA
Aleecia R. Macias
Coldwell Banker All State Home
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CA
Tonya T. Keck
Pacific Coast Realty
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B
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CA
Thomas N. Leonard
ERA Town and Country RE
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CA
Lyudmila Makovey
Capitol City Real Estate
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CA
Katy I. Krause
Langdons Homebuyers Assistance
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CA
Kimberly A. Lettini
McMahon Phillips Real Estate
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Christy C. Mandeville
VGC Real Estate Group
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Sergey Kukuryak
Capitol City Real Estate
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CA
Tehani R. Lopes Matthews
Coldwell Banker All State Home
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CA
Subaya Mani
Real Estate America
PO B
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CA
Jeffry A. Langdon
Bob West Realty
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CA
Luz D. Loree
El Dorado Lakeview Realty
P O BOX
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CA
Elsie Marshall
Century 21 All Professional
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CA
Joseph K. Lanham
5 Talents Realty, Inc.
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CA
Anh N. Lu
Golden State Realty & Mortgage
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CA
Kathryn A. McCraw
Dunnigan Assoc
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CA
Simplicio E. Lantin
AtHome Realty
JL11_0702
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CA
11:58 AM
Agnes Lupa
Keller Williams Realty
Page 1 H
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CA
Michael J. McFarlane
Global One Realty
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CA
Continued on page 5
Athene R. Hall
Your Neighborhood Realty Consu
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CA
Kati V. Hamidi
Above & Beyond, REALTORS
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CA
Rachelle L. Harris
Real Estate America
PO B
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CA
William Hartin
Erlinda Canto Real Estate
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Joseph P. Haskins
California Real Estate Corp.
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CA
Donna L. Hertel
Pacific National, REALTORS
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CA
Lewie E. Hodge
Highlander Real Estate Grp, In
POB
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CA
Jenica C. Horn
RE/MAX Gold Folsom
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CA
80% less
mortgage
paperwork.
And competitive rates.
Nicole R. Howe
Coldwell Banker-Res R E Srv
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B
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S
CA
( We knew you’d like that.)
Leah M. Hurley
Prasad Real Estate, Inc.
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N D
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CA
Lori A. Jack
Realty Executives-Capitol City
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CA
Christopher L. Jackson
Centex Homes Realty
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CA
So if you’d like more information, call today.
Milad H. J’Beily
ZipRealty, Inc.
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CA
J. Stefan Jefferson
Cruz Realty
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E G
CA
Bank of America Mortgage
Sacramento Sales Office
916.364.2540
8880 Cal Center Drive #270
Sacramento, CA 95826
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James H. Johnson
California Real Estate Corp.
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B
E G
CA
Karen M. Jones
Keller Williams Realty
ES
B
E G
CA
Joan E. Kaufman
Keller Williams Realty
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CA
Mandeep Kaur
121-Realty
B
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CA
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Not all applicants will qualify for reduced paperwork benefits.
Al l credit is subject to approval , normal credit standards appl y.
Bank of America, N. A., Member FDIC, Equal Housing Lender
©2002 Bank of America Corporation
BOAA-0702
S A A
REALTOR
A
New Members
Continued from page 4
Michael W. McMurtrey
Security Pacific Real Est
F O
B
S
F O
CA
Kelly A. Meek
Keller Williams Realty
M
A
S
F O
CA
Jill C. Mitchell
Assist 2 Sell Buyers & Sellers
C
W
F
CA
Ken G. Mitchell
Assist 2 Sell Buyers & Sellers
C
W
F
CA
Ahmed Morris
Century 21 Haley & Assoc, Inc
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R
S
S
CA
Linda M. Morshed
Coldwell Banker-Res R E Srv
D
C
S
CA
Caroline M. Myers
Heritage Realty Group, Inc.
E
D S
E D
H
CA
Celia Namvar
ADP Realty
M
A
S
CA
A
Vladimir Nesterenko
Diversified Properties
H
A S
S
CA
Susan D. Neves
Agent Network
E
R S
C
CA
Lynny B. Nguyen
Advanta Homes
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B
S
CA
A
Minh C. Nguyen
Coldwell Banker All State Home
E
A
S
CA
Nichelle L. Nichols
VGC Real Estate Group
L
S
D
E G
CA
Natalya Nikolaev
Capitol City Real Estate
D
D
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CA
Wendy K. Nolan
ZipRealty, Inc.
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D
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CA
Anthony R. Noonis
Icon Funding & Realty
S
S
CA
Ruth M. Nyide
Century 21 All Professional
R
P
D
S
CA
Enkhbat Orosoo
Heritage Realty Group, Inc.
E
D S
E D
H
CA
Alan A. Rowe
Lyon RE Natomas
D P
R S
S
CA
Antonio G. Torres
Citiquest Realty
R
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C
CA
Casandra L. Palmer
Keller Williams Realty
H
A
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CA
Arlene I. Salvador
Century 21 Select Real Estate
L
B
S
E G
CA
Minh C. Tran
Great Valley Realty & Mortgage
W
B
W
E G
CA
Kamaljit K. Pama
Coldwell Banker-Dunnigan
E G
F
R
E G
CA
Ronald L. Schommer
RE/MAX Gold of Greenhaven
G
D
S
S
CA
Winonia Turner
Keller Williams Realty
T
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S
CA
Mary M. Peach
Setzer & Associates
S
B
S
S
CA
Jeanie W. Seites
Keller Williams Realty
ES
B
E G
CA
Gladys A. Vasquez
Bryant Equities, Inc.
V K
S
N
B
CA
Jennifer F. Pells
Coldwell Banker-Res R E Srv
A
B
S
S
CA
Satis C. Sharma
Century 21 Landmark R. E.
C
R
S E
S
CA
Constance J. Vaught
Real Estate Solutions
U
A S
S
CA
Joan L. Phillips
1st American Realty
F
R
S
S
CA
Savina Sidher
Lyon RE Sierra Oaks
F O
B
S
S
CA
Aida G. Velasquez
AtHome Realty
G
D
S
CA
Phothong Phongmany
Prudential CA Realty
D
B
S
R
CA
Rosemary E. Sidley
Coldwell Banker All State Home
E
A
S
CA
Kelly A. Vellanoweth
Westcoast Mortgage Grp & Rlty
B
S
CA
Vincent Piegaro
Global K Realty, Inc.
W
S
F
CA
Luis C. Silva
Purpose Funding
P
P
F
R
CA
Michel G. Vieira
Real Estate America
PO B
S
CA
Vera L. Pimentel
Members Realty & Loans
W
D
W S
CA
Parminderjit Singh
Broadbase Realty Inc.
M
D S
E G
CA
Alison M. Warren
Lyon RE Elk Grove
L
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E G
CA
Javier R. Ponce
Amcap Realty
S
D
S
CA
Satinder Singh
Capital Home Realty
S
B
S P
S
CA
Charles L. Williams
Personal Realty
E G
B
S
E G
CA
Elena V. Prok
Keller Williams Realty
M
A
S
F O
CA
Raymond Snook
Envirian of Sacramento
D
D
S
CA
Diane Winding
El Dorado Lakeview Realty
P O BOX
E D
H
CA
Juan A. Ramirez
Global One Realty
S
B
S
S
CA
Stacey H. Taing
RE/MAX Gold of Greenhaven
G
D
S
S
CA
Phanmany V. Xaysana
AtHome Realty
G
D
S
S
CA
Angel Rivas
Lyon RE Natomas
D P
R S
S
CA
Chung Jeng Tang
Members Realty & Loans
W
D
W S
CA
Tony M Yuke
Lexington Properties
R
D S
C
CA
Fernando Robles
Davis & Davis Associates
F O
B
S
C
CA
Xao Tcha
Realty 1
M
L
R
CA
Katerina P. Zervas
Prudential CA Realty
D P
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S A
S
CA
Victor Rodriguez
Bryant Equities, Inc.
V K
S
N
B
CA
Kuang S. Te
Maximum Real Estate & Finance
F
R
S
CA
Orianna C. Rodriguez
Cook Realty
F
B
S
CA
Michael C. Teng
Century 21 Landmark R. E.
S
B
S
CA
Brian F. Ronquillo
AtHome Consulting Group, Inc.
R
A
S
CA
Xai Thao
Century 21 Select Real Estate
L
B
S
E G
CA
Mischa S. Ross
Coldwell Banker-Res R E Srv
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P
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S
F
CA
Nicole J. Thornton
RE/MAX Gold Sacramento
H
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CA
C
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N
B
A
Lorraine A Mudd
The Spalding Group
F O
B
S
CA
N
D
REALTORS
Eric B. Aguilar
Camco Real Estate Inc.
L
B
S
E G
CA
Courtney D. Bowden
Covenant Realty & Mortgage
E G
F
R
S
CA
Mark T. Bryant
Bryant Equities, Inc.
V K
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N
B
CA
William E. Burdine Jr
Burdine Realty Services
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W
E G
CA
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Bernardo B. Gano Jr.
EZ Mortgage & Realty Corp.
C
D
R
M
CA
Cary P. Greisen
Cary P. Greisen, Broker
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CA
Paul A. Hendree
Hendree Realty
F
W
S
CA
D
Mengshu Huang
Mengshu Huang
W
D
F
CA
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Michael J. Mabry
1st National Realty Group
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A S
A
R
CA
Larry Mackey
1 Hour Mortgage & Realty
PO B
S
CA
Dennis D. Meyers
Commerce Financing Home Mortg.
W
D S
E G
CA
A
Han Y. Seo
Seo Realty
P S
E D
H
S
CA
Todd F. Setzer
Setzer & Associates
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CA
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Christopher L. Galvan
Eagles Peak Realty
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Micherai Thompson
Prime Choice Realty & Mortgage
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Bill D. Guting
Keller Williams Realty
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Craig Townsend
Townsend & Associates R E
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Marina O. McCarron
Lyon RE Davis
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Jack Tripp
Jet Home Loans
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Masters Club Corner
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What are the qualifying
criteria to be a
Master’s Club
member?
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YOUR FRANCHISE
SEARCH BEGINS HERE.
The first place to go for straight talk about
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For over two decades, our team has helped countless people,
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REALTOR
Friday, September 8, 2006
9:00am - 3:00pm
Fair Oaks Presbyterian Church Exhibit Hall
11427 Fair Oaks Blvd, Fair Oaks
Sponsored by: MetroList Services, Inc.
Prizes:
• Extreme Agent Makeover: featuring 1 year website subscription,
SAR education package, marketing tools and much more
• Portable Office: Red Tablet, printer, digital camera, deluxe
carrying case
• Trip to New Orleans to attend the 2006 NAR conference
Features:
• Dynamic Speakers
• Fabulous Prizes
• Extensive Trade Show
Y
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2006 Business and Technology Expo
By Aileen Santee
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R i d i n g the W a v
3931 Durock Rd.
Cameron Park, CA 95682
(530) 677-7917
FEATURED SPEAKERS: Allen Hainge, Pat Zaby and MetroList.
Topics Covered:
• How to succeed in a changing market.
• Use technology to differentiate yourself among the competition.
• Innovative solutions for today’s market challenges.
• Utilize affordable office products to accelerate your marketing
efforts.
To sign up to become an exhibitor or sponsor please contact Cassie Papin
at 437-1209 or cpapin@sacrealtor.org.
We’re experienced, we’re empowered, we’re here.
Up-Front Approvals that can give your clients the edge in the home buying process
Fast Closings to meet your buyers’ timelines
One of the widest selections of loan products and services—some with as little as no down payment—helping more borrowers qualify
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Local experts with home financing solutions, which means personalized service for faster closing
We’re here...and ready to work with you and your buyers. Contact a team member today.
Dave Mahoney
Patti Mikulin
Branch Manager
916.643.7010
1515 River Park Drive
Suite 150
Sacramento, CA 95815
Branch Manager
916.727.5700
6301 Sunrise Blvd.
Citrus heights, CA 95610
Scott Kearsing
Dave Cusano
Branch Manager
916.478.3900
9280 W Stockton Blvd.
Elk Grove, CA 95758
Branch Manager
916.781.2100
2901 Douglas Blvd.
Roseville, CA 95661
Jose Luis
Garcia Jr.
Branch Manager
916.515.4400
2250 Del Paso Road B
Sacramento, CA 95834
Larry Nichols
Branch Manager
916.817.8200
2296 E Bidwell Street
Folsom, CA 95630
Marcus Davis
Dennis Calmes
V.P., Area Sales Manager
916.612.1400
V.P., Area Sales Manager
916.939.2140 x225
Countrywide Financial Corporation is America’s #1 home loan* lender and a member of the prestigious Standard & Poor’s 500 and Fortune 500.
† Up-Front Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increases may lower the loan amount for which the borrower qualifies..
Equal Housing Lender. © 2006 Countrywide Home Loans, Inc., 4500 Park Granada, Calabasas, CA 91302. Trade/servicemarks are the property of Countrywide Financial Corporation and/or its subsidiaries. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. For California residents
and properties only. Some products may not be available in California. This is not a commitment to lend. Restrictions apply. All rights reserved. *As ranked for 2004 by
Inside Mortgage Finance (Jan. 28, 2005), Copyright 2005. 60131
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Scholarship
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Elizabeth Bailey
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Zaki Syed
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Marlon Patterson
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Ashley Davis-Martin
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CLIENTS TRYING TO TRIM YOUR COMMISSION?
WE CAN HELP! TELL THEM YOU WILL…
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Jeremy Hanson
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DAVID YAFFEE
(916) 719-0224
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• Local decision-making and personalized service
You can meet personally with your loan consultant to discuss
your lending needs and get frequent updates throughout the
loan process period. You can even meet personally with the loan
underwriters who make the loan approval decision.
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Tanya Syed. T
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• Fast application and loan approval process Because
decisions are made locally, our loan process is faster compared
to companies that require multiple levels of approvals from other
cities or states.
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• Frequent loan status updates to keep you in touch
Enjoy ongoing and direct contact with your loan consultant and
check on your loan status 24/7 via our website scuhome.com.
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CALL OUR LOAN EXPERTS TODAY
(925) 389-6258
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REALTORS
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FOLGER M. EMERSON
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Your clients can AVOID paying extra for their next mortgage loan by eliminating the costly middleman. GO DIRECT to
the source…GO DIRECT to your Home Loan Center in Sacramento Credit Union. As a direct lender, you can trust Sacramento Credit Union to give your clients an honest home loan. We’ve been lending money to Sacramento residents
for more than 70 years!
(916) 224-7677
SAR M
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much in fees for their home loan. They paid extra because they made the mistake of using a middleman. Everyone
knows a middleman must get paid…thousands of dollars on every mortgage loan.
KIMBERLY REILLY
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AVOID THE COSTLY “MIDDLEMAN TRAP” Last year many Sacramento area homebuyers paid too
• Competitive mortgage rates and terms you can
count on Unlike middlemen, we don’t charge any “add-on”
fees—just our flat processing fee of $590.We also have
preferred rates with our appraisers and title company to save
you even more money!
H
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…WHEN THEY GO DIRECT TO your HOME LOAN CENTER
IN SACRAMENTO CREDIT UNION.
• A variety of flexible, low-cost loan programs to fit
your needs 15-, 20, 30, and 40-year fixed rate mortgages,
100% first mortgages, and 3/1, 5/1 and 7/1 adjustable rate mortgages. Interest only and Option ARM mortgages and many more.
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fifteen
( 9 1 6 ) 4 4 1 - L OA N • s c u h o m e. c o m
Ask for our 7 Secrets to Saving Time
and Money on home loans!
©2006 Sacramento Credit Union
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SAR’s R.E.T.I. Spring Series
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Sacramento Bee,
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TEAM SAR
SINGLE FAMILY HOME
(Finished Square Feet)
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INSPECTION PRICE
Up to 1500 fsf. ..........................................$310
1501 to 2000 fsf. ......................................$345
2001 to 3000 fsf. ....................................$380
3001 to 4000 fsf. .....................................$415
Inspectors sharing the knowledge and experience of
performing over 50,000 inspections.
Inspections can be scheduled typically within 72 hours.
Inspector findings are guaranteed (see website for details)
No waiting for reports. Immediate on-site delivery.
Easy to use report summary.
Let us put your Internet Marketing in Motion with our
Quality Virtual Tours and Photography
Prices subject to change.
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Commercial Buildings
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call
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www. SEE360 .com
or call our office at (916) 632-3345.
www.prelook.com
1-800-PRE-LOOK (1-800-773-5665)
S
REALTOR
If you want to look your best, you need to use the best.
Mention this ad and receive a $10.00 Discount
One discount per customer - Discount applies to virtual tours only - Offer expires 12-30-05
10th Annual Homeownership Fair 2006
“Opening the Doors to
Homeownership in Sacramento”
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Computer Problems
Weighing You Down?
CR M
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wireless system set up
personal computers, servers
firewall protection
data recovery
virus & spyware ellimination
onsite computer & home repair
office support & home business
We’ll Get You Up And Running
quality professional service no nonsense rates
Advanced Solutions
Toll Free 877.893.5635 or 916.780.4358
B
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Thursday, June 15
SAR Mack Powell Auditorium
Topic: Cultural Diversity – Know Your Audience
Lunch is $20 for members and $25 for non-members
Reservations can be made by calling Matt Mikulin at 502-3839
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WCR
REALTORS
SAR S
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Countrywide Home Loans –
February Sponsor
Washington Mutual –
June Sponsor
S
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EVP Exchange
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What does SAR’s involvement in such
civic activities have to do with real estate?
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SAR’s Commercial
Division Activities
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By Nelson Janes,
SAR Executive
Vice President
Workforce
Development and
Education–Two
Essential Elements of
a Healthy Economy
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Phone: 800.967.0144
Fax: 800.967.0244
Order
Online
3dayappraisals.com
www.
S
REALTOR
“Really enjoyed class; you brought up several points I haven’t used;
rentals are for retirement; I may return to San Diego, but am keeping Sac
properties in case I return”
Yvonne Phillips
“Thanks for the talk. Appreciated discussing and handouts”
Alisa Harrison
�
“Nuts & Bolts” Property
Management Class 2nd Tuesday each month
7pm 1401 El Camino Ave. Ste. 200 Sacramento, CA 95815
REALTORS®–if you have any questions in reference to tenant/landlord situations please give me a call
That M&M made life as a landlord simpler and more cost effective.
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SAR E
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VIDEO SEMINARS
INFORMS C
Monday, June 12
9:00am -12noon
SAR Mack Powell Auditorium
$10 if paid by June 9
Sponsored by SAR and REVEI
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Topics:
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PDF
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Tues., June 13
10:00am - 12noon
SAR Mack Powell Auditorium
Cost: $10 if pd by June 9
Learn:
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*Testing required after these courses
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Thurs., June 22
Wed. - Thurs., June 14-15
9:00am- 4:00pm
SAR Mack Powell Auditorium
$250 if paid by June 12
Topics:
U
C
9:00am- 12noon
A QUALIFIED 1031 EXCHANGE INTERMEDIARY
SAR Mack Powell Auditorium
Free
“Trust Your
Exchange to
the National
Leader”
Register by emailing
carmenp@car.org
Topics Covered
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MLS
Continued on page 15
Join the
Roseville Termite
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“Customer Satisfaction is Our Only Goal.”
Receive a $20 credit on your Termite Inspection
Fee and/or a $50 credit towards any Termite
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Call Today 1-866-245-4913
Toll Free
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Seminars - Newsletter Updates
Free Consultation and Review
Secure Funds Guaranteed by:
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Proudly serving
Realtors and
Homeowners in
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Since 1981
CALL TODAY
TO SCHEDULE AN
INSPECTION
(916) 969-7567
Debra Culbertson
Vice President
Director of Marketing
Kim Nettleman
San Jose
Account Manager
Michele MacMartin Nicole M. De Santis
East Bay
Sacramento
Account Manager
Exchange Counsel
www.firstam.com/1031
Call Today - 800.833.4343
S
REALTOR
Education
Continued from page 15
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Tues. - Wed., June 27-28
§ I
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FICO
9:00am - 5:00pm
SAR Mack Powell Auditorium
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Learn how to:
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Wed. - Thurs., July 19-20
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First day registration: 7:30 am
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Tue. – Wed., July 25-26
9:00am – 5:00pm
Cost: $295.00
Program / Designation Founder
SAR Mack Powell Auditorium
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Friday, June 30, 2006
8:30 am-5:00 pm
(Registration – 8:00 a.m.)
(Includes Continental Breakfast, Lunch
& Snacks)
SAR Mack Powell Auditorium
Cost: $150.00; $175.00 June 13,
2006 – June 28, 2006; $199.00
at the door, if materials &
space available
DEADLINE: June 12, 2006
INSTRUCTOR: Robert Morris ABR, ABRM,
CRB, CRS, GRI, PMN, e-Pro
Pending CE CREDITS
To register, visit ims.sacrealtor.org
Sac 1st Mortgage is pleased to announce that
Michael Stitt has recently joined the company as
a Mortgage Planner in our Roseville office. He is
responsible for residential financing and finding the
best loan product available to meet his client’s
short & long term financial goals.
Stitt brings over 20 years experience to the forefront in the lending industry, most recently with Big
Valley Mortgage. He uses his expertise in mortgage
planning & strategic home equity management to
make a positive difference in his client’s lives. Stitt
is a Certified Mortgage Planning Specialist ™ and
works in conjunction with Realtors®, financial
planners, and other financial professionals to help
his clients achieve financial security.
Michael can be reached at 916-367-7142, or via email mstitt@sac1st.com.
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Thursday, July 6
9:00am – 12noon
SAR Mack Powell Auditorium
Cost: $35 if paid by July 3
Topics
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TO REGISTER: Contact Karla
Oppliger – 916-799-0010 (cell)
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Harnessing the Power: Skills
Based Performance Management
Hosted by Sacramento, Placer County
& El Dorado County Chapters,
Women’s Council of REALTORS®
ASR
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(Please note: This designation is not
approved by NAR)
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Class Hours: 8:00 am-5:30 pm
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MLS
$329 if paid by June 9
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14 hours DRE Credit
Cost: $385 if pd by July 13
Course Outline:
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SAR Mack Powell Auditorium
REALTORS
ETHICS CORNER
CODE OF ETHICS ARTICLE 2
REALTORS®
shall avoid exaggeration,
REALTOR ASSOCIATE
REALTOR ASSOCIATE
tinent facts relating to the property or the
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transaction. REALTORS® shall not, how-
REALTOR
ASSOCIATE D
ships as defined by state law. (Amended
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1/00)
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INTERPRETATION:
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ASSOCIATE
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Statement
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#2-9: REALTOR®’S Responsibility for
REALTOR-ASSOCIATE®’s
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the scope of their real estate license, or to
the scope of agency or non-agency relation-
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in the property, to advise on matters outside
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ever, be obligated to discover latent defects
disclose facts which are confidential under
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misrepresentation, or concealment of per-
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Save The Date
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NO Main Meeting in July
Enjoy the Independence Day Holiday
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Meeting: CENTRAL
Days held:
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August Main Meeting
Tuesday, August 1st
9:00-10:30am
SAR Mack Powell Auditorium
Undersherriff John McGuinness, will be speaking on REALTOR® Safety.
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Organized caravan:
Business & Technology Expo- September 8th
Meeting: POCKET LAND PARK
Days held:
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Organized caravan:
Fair Oaks Presbyterian Church
If you are interested in becoming an Exhibitor or a Sponsor
please contact Cassie Papin at cpapin@sacrealtor.org.
Meeting: ORANGEVALE
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Organized caravan:
Meeting:ELK GROVE
Days held:
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Meeting: WEST SAC
Days held:
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Location: Y
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Organized caravan:
Meeting: N
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Location:
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Coordinator:
A M
Organized caravan:
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PLEASE NOTE: For caravan guidelines, please contact meeting coordinator
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Meetings subject to change
(T) Training Rm; (B) Board Rm; (EA) East Auditorium; (WA) West Auditorium
SAR closed for Independence Day
WCR (WA)
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Legislative Committee (B)
Affiliate/Finance (WA)
How to Handle an Upside Down/
Underwater Home Sale (EA)
New Member Orientation/Key Class(B)
CanTree Committee (B)
REVEI Video (T)
Regional Meetings
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Education Committee(B)
New Member Orientation/Key Class(B)
New Member Orientation/Key Class(B)
GRI (WA)
Realtists (EA)
Masters Club (B)
REVEI Video (T)
REVEI Video (T)
Community Relations (B)
Exams (T)
Regional Meetings
D
Notary Class (WA)
New Member Orientation/Key Class (B)
New Member Orientation/Key
Class (B)
New Member Orientation/Key Class (B)
CCIM Intro Class (EA)
CCIM Intro Class (EA)
WCR Luncheon (W.A)
WINForms Class (WA)
REVEI Video (T)
Regional Meetings(WA)
New Member Orientation/Key Class (WA)
Board of Directors (B)
ASR (EA) 9:00am-5:00pm
ASR (EA)
REVEI Video (T)
REVEI Video (T)
Hometown Hero Committee
Tech Expo Meeting (B)
Exams (T)
Broker/Manager Forum (WA)
REVEI Video (T)
Exams (T)
ExperienceCounts
American Home Mortgage’s Sacramento branch 2004 achievements:
• #1 Loan production out of 150 American Home Mortgage branches.
• #1 Pacific Region Branch for the past Twelve Years.
• Closed more than 1,500 loans in 2004.
Dave Heard
Vice President
Branch Manager
Chairman’s Club
Ext.100
Dave Whiteside
Loan Officer
Chairman’s Club
Ext.101
Beth Gewerth
Mortgage Consultant
Chairman’s Club
Ext.140
Jim Marco
Loan Officer
Chairman’s Club
Ext.104
Denise Caton
Loan Officer
Ext.122
Ray Gin
Loan Officer
Ext.102
916.923.9130
800.469.5363 Toll Free
American Home Mortgage
1610 Arden Way, Suite 275
Sacramento, CA 95815
Lic by the Dept. of Corp.
Under the CRML Act.
American Home Mortgage’s knowledgeable loan professionals will assist your buyers in finding
the right loan program to fit their needs!
20 Minute loan approvals! Call today to discuss your clients needs!
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